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To: <bob@sarahharvey.com>
Subject: =?UTF-8?Q?You=E2=80=99re_almost_done=2C_Robert!?=
Date: Tue, 25 Mar 2025 12:15:24 -0000
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  <http://sp.pensionbee.com/q/nu-ZESf_wP9L-VlGH2TdBw~~/AABRIhA~/AeYEdPD7mXQ3FAWbwV-EHrdF_BO65YZ7h8M-bJixTPC8jOSrVriD68-xnH_PdGqa8Xxhk7Y-d3Q7CqFZ-ollGw~~>
Finish your sign up in just a few minutes. 
<https://links.pensionbee.com/s/eo/ZCzT93i7GbdDa4oENgsCSlXEpUmRyBxw2OpaiplLZfWGBHVPyO8C07aGMf7s_qTSi8dGmNWTnT02fa_YfzAvhzWdhT1dR7OBknZBL5ni-6d0Kcyy0JTyjSiWDh9IYETMyQIelwllixRluRvUWoRyQMg0lleX5m2kbNqde7fqY8xxA933jJxL4pgBJgg5bFZIWUBWh5ebaoDNJkCJ7uHBfuQwZNuib6rTcA/_zQi3hDZv2hN4pDeczmSEwG-WmSx8Dbt/7>







View in browser 
<https://links.pensionbee.com/s/vb/WcjNWAEx5ZeXyJXvz7wMxkwQKFyU7J8lsTHT4vAHPv18NExQywCUQvjtUnNeWNFTYLDxR1sRahvJ9exCrifZhGCijOUZ5-hloOGKWJIYgbrWo_P69EjHBxiDo0EyMT1FzlBbFHY8pFQfzJz6FsPJjJKrkVFjVn3pXAg/SHvsa6v_fiHNBVNv2cLywcpvoriqhZ-G/7>



 <https://links.pensionbee.com/s/c/LmsT-ItfCI6WRihwMXK3_mxMM440W3bsLKtgUhjMwyy0pq1DXZe3qaZ2VrmlBVqstgdhD1HVyB45oTSvx-HXcxNHF1q5g3TAiDE-PZYfTCIBeaXlk9qBuTJ75fWD3XZQPn00RUFvXZslOUrxujkPUVce7tACbZeXztWm1nH6X0bUbPd2hOorZX0eUSDCouXsJmaqldkysmkCnjhherAmYf8XOLDh8yHNY84nfpYycXQYg2Z0eO6RgA_erxRzCjkMoGwGI1drYsjwRaVQ5VF9P8qpAImuPe5EKlvKkz3iGoy1cY3QAoJxV5Z_3X60ySUw_45VtKdWtg/kk1IeaSpDlC1KsC5ud_kBQMXojBVf-Kx/7>
Log in 
<https://links.pensionbee.com/s/c/VTF4VKADwJ4_7UXCrhc6LZha74b_8f38lwfmPlEkg4ccVeUU9uzk05VjI0jckNf7ich_2OwuJeyztJtfdxiHZQy7Mx9riEVUAXyUcoyqCDnQcY_fs8HvK3bHjk_1zPptKgJvy1vqWSpocaj0vrOs2ZUOjhCEGt2TX7KiiyWfQ5yx6thXoPGzxMWA5eGqo1fl2yzZ0zWRkfD8_sTr5XRDlDW1RnGAFYUnsaC4XEeAkhGopeHNCpBQcQmJOv4wMGwbEVo121buf1l65LW0wtRox6qRs4UGEXntkD8SQ8GNwkDus4C4KMrpWc3CMDE_MDTzlUoJWk1zSA/Roj5Zy_YTrOWAJ8s-rx86ry8py_9LuXS/7>

 <https://links.pensionbee.com/s/c/fWs4bHBmhB-PJnWmZ3IB6h5hDpiSu5xZ1Nr21mVTN_3XyKNRXrFgKYVke0umVHF7HHu5MnuScsmBuU3jkKqObh80eciDhP-nwMaR4Uq--72efIKgoJQRTfHuM7ifzm5FX5h7knu-VB9EpXIT7LVa2AjwPY2J6kGEKEG5D3h0UsVCHLjHaOJ5YytFJCh8sic7BW-XdgEkj3q9SUq3rrqw6b4XdPPKqWJfuooHuk1srTLn5L1ImtEZNYhpDKKnPLXF3jw4W56_-42On1--q3iRL8MsxdXRNSf4y8hZLuy1qSYFKpjiIArrbge5Rxx60iQVt1mHN-0Oug/4xX2AnjM67efyz9MRgJI7bX1QQk8q3R0/7>


Hi Robert,



If you’ve had several different jobs, it’s likely that you’ve started and 
paid into various workplace pensions. Not sure who your old pension 
providers are? Take a look at our blog on how to find your old pensions 
<https://links.pensionbee.com/s/c/SaDEstKp94dLm95yCDtFExO4JSgbnLN5G_0656BmOjiWcelQfOzq-NJg1csWEBDk6c75koWLwYAKbtxaHzi_n249vTqdshOA1RjSXAP-izi-5SPePubuwuNrNE32IjW_-j-Y-x93ogMsyO0ykZHZFEHiaumepaI3gtH4KzicD9DWOD5yFGf7izJAyvJQ_wVte1Occu2ih2bxh-x_sJSbqO0z1XPA8y_85XekuoF9zim4RB4rA1diIA1-ET9e3R98nJZjbivhQh8J9PvpXFon_Skonbp8E0VCWkHd2wHLaRmFca_FrMOGVWOnUDGiUQRwlzOFXgeUv3UFrcMTy1FBlmnotr_Tu4YRv0aWLbUU7E2uzPpSIRtFsfo5n6eQFj_sdQ/B6NjdtjnWRKR5fSRpIN1H13x-IFKELYo/7> 
so you can transfer them across and keep track of your retirement savings.

You’re only a few steps away from combining all your old pensions into a new 
plan that you can manage online, or from the palm of your hand!

Here’s what we need from you to progress your pension transfers:

*	Details to verify your identity: your address, date of birth, and National 
Insurance number.
*	Information to transfer your pensions: name of your old pension provider, 
and a policy number would help too.




 <https://links.pensionbee.com/s/c/EnjoxO_VCLKPocnEorsYicoUrPtiNJjoCsjvSeCRyj3J1LIkKGDyy7CXj03mBp3WghpM_8w193yBiEdFmJ_xYIfAuZn3iOUjliz8ToAoU3rBGokfP51JprcBe7__ogmrVgSlFZVFc0C5cVheGucOX4x1vzWZBaDPhqmpTzP7sC87oiBRB134Bx4KMksM11JS7-pD2eybtE-ByK5rWafwiBmQv2oIwJog6qeTJyf7TNTQa-93XhNCLLB9j7m5Ycou9hC_QpAufX6z8jMEr1Zb0pbtq_Cpf9y2IepvljiPfsnrjtDr5tIubuauWyGSNcrJfwTjGP4QoQ/aL3XgQVEpBfNTg_t2qNNOvXADXZclltJ/7> 
Combine your pensions today



  <https://res.cloudinary.com/pensionbee/image/upload/v1692616392/headshots/pension_confident_podcast.png>


Have you ever wondered if your pension is funding climate change? This month 
on The Pension Confident Podcast 
<https://links.pensionbee.com/s/c/qFPSTSN1iMUayDnZHBj75ER--TcXg3qL7Afjaz_4JN5Aptg6yx5g4X1EQZ8l8YUiMIs6jX3kHVjXF1utK-jVVR9-dDBMVsAPk3mA4QqAeEwcuzk-yFHaLCO036CiTgw9D-fgphoncuA7u5CI3VmaAgaqX8YkvUCYsEiULMpQp-az5WtbgizPK4VArHsouKszzpoqayktqMauIYBqxlOvp05WfB6Qu_pY1Erj2PmZC3nhT-vIz4q0DOjk3fSyTuKRreW2tAQXmBpyEg8XJpgKVSAl5aJCE7MQCfQwkqOBE8-8jwkg6NtDcRXSXsAHZSh_CA/gHRzHWlCjF-6IjxBZlZOzhMJoSv0tF6r/7> 
host Philippa Lamb and our expert panel discuss sustainable investing and 
share how you can make confident choices about your own pension. Watch on 
YouTube 
<https://links.pensionbee.com/s/c/UnMENZe3ETvkDU226YIxZQl84dC35fmEpOPdF6MaWfnG07QNLYR-Vw5P6JmRbNKGXuXeVvmwmS1yYZdtNMm1COqSk5_CrNCP_sOSwFFwMsfHHRwK6yyrXva7bkqykHEhGVHIrRAxWCYCzSc9xRjuKY_hSKH3Re1NU9RkU-CF05bLvIK3qpV4lYP0OV5iCUrMkmeSViBuxc0bSGDi4c0T50ItsnWx-iBPj-mA8YNCRjSV-a0Jp7o4EYhhGprGPL_0Ln20NXUFvDZ2rYQbnWEjR5kWnY14HoATe8d3CAJrmcbhN8Y5xPgy96hA_3R954F4rk1mH8CMNw/ld-8Xe5P7zToV5F3F-jevyJM88pA-zdc/7> 
, read the transcript 
<https://links.pensionbee.com/s/c/N_QL3Z0mVIRCtOCqE7cCVxeJ_8erVvxAd1SPiPAVstkTdOLIVvDBfGPVPJvaJfeEXlWObfWcND8ahCDCJ3w3dgtZCDtIcriiWvvr8xq4yC9CHjAC2E5nRKYDlANoLWr363XFG1m36Y3woEq9C-cXWpqGhg9PN5bXhPtWRdynM5zALY9CSETpSVyFwRC_BKiw4SfuDYmur4PpTCK1pARvqK-YQzrxm8UYVOjjJIzlyzV5cb9oTmeuRExiMh5UZK5lbODj-h068cH3XK44ul_vdJicqLtbrTyhSl58obaX8kuEFjxuULetj5E9r1J0JXiRn5Afyh2NZP9aPiW_7gw-lRwpBk6VZTYWsCzopLrlpQ/ovsx_cJduaIuQu8u32S3DIaNuvjEofBD/7> 
, listen on all major podcast platforms 
<https://links.pensionbee.com/s/c/c54o8g7ENpaAw_dFVd3-ZEWw0uPLsS9KkKgDk2RWZzjs-KAS3c2hnxwOTzsg2b6dBgM6Bytc-vc0_HW49IUuJzL_BE3XPf508jWVAHo2gM5eDEk9iXvtpLw7FxmjZbblKS7iLxa1RUX_0VY7yVWfJHwT4R2Un3MoIK3qKruQNeFmBIFIXyHc7LMY4AiekPf-vhjThSBr1t1eQ3L4xCa7Ebf9qfW1GrtqLiDKeKxRMTMm-T07R6sISWDk0Z-ylFlIpkNc9a0OoJzNrnJncqnV41ZGeGjkjJijN9eTyXxNVLa47io/v_TnBQRMpm2JGkYI-gTZjNMpySxuZdpl/7> 
or from the PensionBee app.




 <https://links.pensionbee.com/s/c/R-ir7pkh6YvW2wUFI4qu9iWSKgso1UR0lsmNEI8TltcUwfoOTBu339VLhvxsGQo8EcGMDP_c3J4vFEGyV-Cm839I_Pc2r4tBni2vOLJFfBZB_88F78krRIanMybm1sRgtp8WG7_SUOWDp_jo0O2gV8_qohxnP3GhKS950Jas13bn41i6bh-Ts-h8-3OqvYlh4M4IW3eYlNCZU2aoKqTp8MQBBYP_PR3W6Cs6v2znZddxplga2yjjWHEUli1jA9x3SXZkR3g8Fs7QzutuYRuelkgfnfR6SLYK9X5Gv2qYnIHjT2QuDgoZqc6uL60N5O7gM-mOdCbbt4wRt8vS-ejar0Z3ig/pXfILpVDCf3ARCxOD2O6DQtKZyUocGxa/7> 
Listen now


With investments, your capital is at risk. Pensions can go down in value as 
well as up, so you could get back less than you invest.




Have a question?

Get in touch with our friendly UK team.







  <https://res.cloudinary.com/pensionbee/image/upload/v1731507652/emails/Call_us.png>
020 3457 8444
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Launch live chatSpeak 
to a member of our friendly team now <https://links.pensionbee.com/s/c/FYVBB5yEUXnT_ZMK_6nJDIyzgWBbdODdGI3Fc2MuY 
i2LnYOUmIlxCIo9767s7DeteAknxvHhm00dTJj-ZC0Q04emuYi3yeBEJlSyBWZCIx25s2SdelcJPEWzz5nSypSpxY6SAVugqCey7CD8s7z4Lgt5zMu3nlZ9mnZoDVoX94tmeqtlthq7jB6bpgWZeupQi2kCxTGs2GHpluIiSRN3-dqCI7zVPfDQCI1C4jkPOZ542zp_HZ3qixadq4oi_8BUJpgmAFIZdYLFbyt-1Yo1zzm4pjGmw9_1R0DQFejlyngFS4Tkt8KSBq1OC8w9wqb2URTfR8AhBSb8X17Dbd5Uj4c1XvugGhifG4YAY4-QxDtCV2GZpoC6ZaJ7GC5TjF-fwb5Q-ejY70wLF9k/KJLQa0yej2Jzs-7UbrwQDPtxBnxWaI0g/7>

 <https://links.pensionbee.com/s/c/NYFi0SBfUJZiAs8AVP3EBRC2r9M70BjijtqTiTRxiq48cLg0BjJCLWfzcwcTDfIFnDYgGKJgcBA-5YDiNJKgHu32f_Fu3K_lbVYPCrtYHHlPp2V6JoEmKfvKMz51r41NHwQwSzBYZc5kmcvi8RzQC1o2NFpFjVlsokZSrCc6wnI46M1j_ikcRT1gmO5FCsk8aqt3HBD6zaTSwF6Emc3QrrHOCGr8hynxjkdRd140J5eJdC7eNgpOdwFzdCtbHf5scWStwWNi2R_QKZikDnXllpen-h8vdSpr1ctIkOg1u51AFIlrRwWKbVIaLrtKc5HGPREf8hLF7l7Fd_jLK4OqNi_83HARw4S0yyIfpvlE0GaIK-0zII9maGYi6sH-pzH7O1T4PgzV-oD0NAA/7HGa2AqhfM5pViSjD9gIwUtJ8mR8IgKl/7>


 <https://links.pensionbee.com/s/c/m6MBuYsAeLMrJ7G96c3OpHO0jvXdX1A67xt4pt8-d0P50nuppvWmonL-lDv8H1tWRi08rjTnTvJ8scweKQgpIUD4mggOxszT7fOyDr9Yzkrt81tAMEAA8XgIpv3G7nEli71bVrtU5c0fBh3FHAn2EPN9SRonTzw-1BogG6wPHG7l7SXMlGWlg5pU4F-52_Gjf1789DGRqS_9bUoI23emM8y4qeAy1HT8jX3J5-Yk70s9mNOmgbowbwYTo9qsRzIBxia5RenuSFglUGy6fqbnElmy4hWvxKo5y4qrhafkIGKFgcIrWWK4_kPSvzOwLDY/24O8z9ow_4BXgGKIlh6gnPNzwGn6b7mT/7> 
<https://links.pensionbee.com/s/c/nmJ_YaaOHcysZ0vYskqs6iPD_NLXodXemia5vq2Sib0Ifn2prekFN5n15F_AD7YOBM6Dujx_TuIig8DM7LJLQUD70jLVizVHMxy2H6penVJEcPvw_khh-7oHu2gyjr6WPwsS5v-fHEoXYGPYLUrZW36lqRBa5l-acfsFLZbQs06ff-zqEPlPkX6-HQ2jVrligEwoSYff5so-RCsv0BTG6xp_I9zDC4Qw59t8l4iP1-UH2EW8cbEUWgba5GXdj3-pyqqUrN9wgJRjbIpKVwpN4k1jo6_5aKeBvfm4arXsb-MDrMagoujm522ZRkjmEO0/OBeplnYOOYdZiltLVUQGg3LGPxzuaje7/7> 
<https://links.pensionbee.com/s/c/U4SxPB0WA3nnqWfXTgoOb42lOiSoW41koXRC8FWgPDQj3gAGK-SHCRAhg4ghJVfB2KpuXmdmMqRCsURdAYPMxJ_sjVslvyanhpsA7sfEEfH_wQ_JYm4ZwFqzMkqiXOjhBdYSVctTKG_oI4b4Ku8lZqeDASLK8fnRxlgAb4khAXIBR5fa9q4rSwSOXpJk-d6wQKPYxNQ2z_5MshTYw7EKAP_qKptCMV_6R47zBNXzTQF4yRnC2RvW0-00BDXdsQocJrlgdRgKNkBd7eg5c3-RGTrnprlw4yUA2oJkAO2UEPsV6m2MZPEm2Pu1C5lU7A/W1UMfQVbThr1gC8C1PaiUMAT7Hmrgoqt/7> 
<https://links.pensionbee.com/s/c/57O0-8hUHQQrKBRXEXj_aukcr1iTClav5ABKoE4EsWMVCcYLV9DLm9zhPnOTy99yRMQbxWy9vidSewzAbS9dg9hSH_5xeo3OcCJYtv4oHmPtvqDWhc3N3hFBR6_RQdJtB0og6iseIeQSevuGa9nlR8izRQrIZ-_hOCq3NRO9Zx4xQJg55dzF6rBzIM4bgJgGJ3VHrs6bxcNgbwmx3KB-oQdkJgsu3SUpk-Pevuh2uExklpQRc8hmuahXAPy11tB-wGykrLcGrWIVxpDp3p-SJoZYYeweK6aunBea3DwViXTNVQJa9xGRkZj2/WQuyMoKWSiJdGuLg0v7uq6jbRLqgZBHL/7> 
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lwfmPlEkg4ccVeUU9uzk05VjI0jckNf7ich_2OwuJeyztJtfdxiHZQy7Mx9riEVUAXyUcoyqC=
DnQcY_fs8HvK3bHjk_1zPptKgJvy1vqWSpocaj0vrOs2ZUOjhCEGt2TX7KiiyWfQ5yx6thXoP=
GzxMWA5eGqo1fl2yzZ0zWRkfD8_sTr5XRDlDW1RnGAFYUnsaC4XEeAkhGopeHNCpBQcQmJOv4=
wMGwbEVo121buf1l65LW0wtRox6qRs4UGEXntkD8SQ8GNwkDus4C4KMrpWc3CMDE_MDTzlUoJ=
Wk1zSA/Roj5Zy_YTrOWAJ8s-rx86ry8py_9LuXS/7" =
style=3D"color:#343a40;text-decoration:none; display:block; =
line-height:42px;" target=3D"_blank" title=3D"">Log in</a> </td> </tr> =
</table> </td> </tr> </table> </td> </tr> =
</table></div></td></tr></table><table class=3D"image_block block-2" =
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role=3D"presentation" style=3D"box-sizing: border-box; mso-table-lspace: =
0; mso-table-rspace: 0;"><tr style=3D"box-sizing: border-box;"><td =
class=3D"pad" style=3D"box-sizing: border-box; width: 100%;" =
width=3D"100%"><div class=3D"alignment" align=3D"center" =
style=3D"box-sizing: border-box; line-height: 10px;"><div =
style=3D"box-sizing: border-box; max-width: 600px;"><a =
href=3D"https://links.pensionbee.com/s/c/fWs4bHBmhB-PJnWmZ3IB6h5hDpiSu5xZ=
1Nr21mVTN_3XyKNRXrFgKYVke0umVHF7HHu5MnuScsmBuU3jkKqObh80eciDhP-nwMaR4Uq--=
72efIKgoJQRTfHuM7ifzm5FX5h7knu-VB9EpXIT7LVa2AjwPY2J6kGEKEG5D3h0UsVCHLjHaO=
J5YytFJCh8sic7BW-XdgEkj3q9SUq3rrqw6b4XdPPKqWJfuooHuk1srTLn5L1ImtEZNYhpDKK=
nPLXF3jw4W56_-42On1--q3iRL8MsxdXRNSf4y8hZLuy1qSYFKpjiIArrbge5Rxx60iQVt1mH=
N-0Oug/4xX2AnjM67efyz9MRgJI7bX1QQk8q3R0/7" target=3D"_blank" =
style=3D"box-sizing: border-box; outline: none;" tabindex=3D"-1"><img =
src=3D"https://res.cloudinary.com/pensionbee/image/upload/v1671632693/ema=
ils/New%20template/Under%2050s/Email_1_-_under_50s_1.png" =
style=3D"box-sizing: border-box; display: block; height: auto; border: =
0; width: 100%;" width=3D"600" alt=3D"Image" title=3D"Image" =
height=3D"auto"></a></div></div></td></tr></table><table =
class=3D"text_block block-3" width=3D"100%" border=3D"0" =
cellpadding=3D"10" cellspacing=3D"0" role=3D"presentation" =
style=3D"box-sizing: border-box; mso-table-lspace: 0; mso-table-rspace: =
0; word-break: break-word;"><tr style=3D"box-sizing: border-box;"><td =
class=3D"pad" style=3D"box-sizing: border-box;"><div =
style=3D"box-sizing: border-box; font-family: sans-serif;"><div class =
style=3D"box-sizing: border-box; font-size: 12px; font-family: =
Arial,'Helvetica Neue',Helvetica,sans-serif; mso-line-height-alt: 18px; =
color: #3a342c; line-height: 1.5;"><p style=3D"box-sizing: border-box; =
line-height: inherit; margin: 0; font-size: 16px; mso-line-height-alt: =
24px;"><span style=3D"box-sizing: border-box; word-break: break-word; =
font-size: 16px;"><span style=3D"box-sizing: border-box; word-break: =
break-word;">Hi Robert,<br style=3D"box-sizing: border-box;"><br =
style=3D"box-sizing: border-box;"></span></span></p><p =
style=3D"box-sizing: border-box; line-height: inherit; margin: 0; =
font-size: 16px; mso-line-height-alt: 24px;"> If you=E2=80=99ve had =
several different jobs, it=E2=80=99s likely that you=E2=80=99ve started =
and paid into various workplace pensions. Not sure who your old pension =
providers are? Take a look at our blog on <a =
href=3D"https://links.pensionbee.com/s/c/SaDEstKp94dLm95yCDtFExO4JSgbnLN5=
G_0656BmOjiWcelQfOzq-NJg1csWEBDk6c75koWLwYAKbtxaHzi_n249vTqdshOA1RjSXAP-i=
zi-5SPePubuwuNrNE32IjW_-j-Y-x93ogMsyO0ykZHZFEHiaumepaI3gtH4KzicD9DWOD5yFG=
f7izJAyvJQ_wVte1Occu2ih2bxh-x_sJSbqO0z1XPA8y_85XekuoF9zim4RB4rA1diIA1-ET9=
e3R98nJZjbivhQh8J9PvpXFon_Skonbp8E0VCWkHd2wHLaRmFca_FrMOGVWOnUDGiUQRwlzOF=
XgeUv3UFrcMTy1FBlmnotr_Tu4YRv0aWLbUU7E2uzPpSIRtFsfo5n6eQFj_sdQ/B6NjdtjnWR=
KR5fSRpIN1H13x-IFKELYo/7" target=3D"_blank" style=3D"box-sizing: =
border-box; text-decoration: underline; color: #007db7;" =
rel=3D"noopener">how to find your old pensions</a> so you can transfer =
them across and keep track of your retirement savings.<br =
style=3D"box-sizing: border-box;"><br style=3D"box-sizing: border-box;"> =
You=E2=80=99re only a few steps away from combining all your old =
pensions into a new plan that you can manage online, or from the palm of =
your hand!<br style=3D"box-sizing: border-box;"><br style=3D"box-sizing: =
border-box;">Here=E2=80=99s what we need from you to progress your =
pension transfers:</p><ul style=3D"box-sizing: border-box; line-height: =
1.5; mso-line-height-alt: 24px; font-size: 16px;"><li =
style=3D"box-sizing: border-box;"><strong style=3D"box-sizing: =
border-box;">Details to verify your identity</strong>: your address, =
date of birth, and National Insurance number.</li><li =
style=3D"box-sizing: border-box;"> <strong style=3D"box-sizing: =
border-box;">Information to transfer your pensions</strong>: name of =
your old pension provider, and a policy number would help =
too.</li></ul></div></div></td></tr></table></td></tr></tbody></table></t=
d></tr></tbody></table><table class=3D"row row-2" align=3D"center" =
width=3D"100%" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" =
role=3D"presentation" style=3D"box-sizing: border-box; mso-table-lspace: =
0; mso-table-rspace: 0;"><tbody style=3D"box-sizing: border-box;"><tr =
style=3D"box-sizing: border-box;"><td style=3D"box-sizing: =
border-box;"><table class=3D"row-content stack" align=3D"center" =
border=3D"0" cellpadding=3D"0" cellspacing=3D"0" role=3D"presentation" =
style=3D"box-sizing: border-box; mso-table-lspace: 0; mso-table-rspace: =
0; border-radius: 0; color: #000; width: 600px; margin: 0 auto;" =
width=3D"600"><tbody style=3D"box-sizing: border-box;"><tr =
style=3D"box-sizing: border-box;"><td class=3D"column column-1" =
width=3D"100%" style=3D"box-sizing: border-box; mso-table-lspace: 0; =
mso-table-rspace: 0; font-weight: 400; text-align: left; padding-bottom: =
5px; padding-top: 5px; vertical-align: top;" align=3D"left" =
valign=3D"top"><table class=3D"button_block block-1" width=3D"100%" =
border=3D"0" cellpadding=3D"10" cellspacing=3D"0" role=3D"presentation" =
style=3D"box-sizing: border-box; mso-table-lspace: 0; mso-table-rspace: =
0;"><tr style=3D"box-sizing: border-box;"><td class=3D"pad" =
style=3D"box-sizing: border-box;"><div class=3D"alignment" =
align=3D"center" style=3D"box-sizing: border-box;"><!--[if =
mso]><v:roundrect xmlns:v=3D"urn:schemas-microsoft-com:vml" =
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stroke=3D"false" fillcolor=3D"#f9c000"> <w:anchorlock/> <v:textbox =
inset=3D"0px,0px,0px,0px"> <center dir=3D"false" =
style=3D"color:#3a342c;font-family:Arial, =
sans-serif;font-size:16px"><![endif]--> <a class=3D"button" =
href=3D"https://links.pensionbee.com/s/c/EnjoxO_VCLKPocnEorsYicoUrPtiNJjo=
CsjvSeCRyj3J1LIkKGDyy7CXj03mBp3WghpM_8w193yBiEdFmJ_xYIfAuZn3iOUjliz8ToAoU=
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5Ycou9hC_QpAufX6z8jMEr1Zb0pbtq_Cpf9y2IepvljiPfsnrjtDr5tIubuauWyGSNcrJfwTj=
GP4QoQ/aL3XgQVEpBfNTg_t2qNNOvXADXZclltJ/7" target=3D"_blank" =
style=3D"box-sizing: border-box; background-color: #f9c000; =
border-bottom: 0px solid transparent; border-left: 0px solid =
transparent; border-radius: 12px; border-right: 0px solid transparent; =
border-top: 0px solid transparent; color: #3a342c; display: =
inline-block; font-family: Arial, 'Helvetica Neue', Helvetica, =
sans-serif; font-size: 16px; font-weight: 400; mso-border-alt: none; =
padding-bottom: 5px; padding-top: 5px; text-align: center; =
text-decoration: none; width: auto; word-break: keep-all;"><span =
style=3D"box-sizing: border-box; word-break: break-word; padding-left: =
20px; padding-right: 20px; font-size: 16px; display: inline-block; =
letter-spacing: normal;"><span style=3D"box-sizing: border-box; =
word-break: break-word; line-height: 32px;"><strong style=3D"box-sizing: =
border-box;">Combine your pensions today</strong></span></span></a> =
<!--[if =
mso]></center></v:textbox></v:roundrect><![endif]--></div></td></tr></tab=
le></td></tr></tbody></table></td></tr></tbody></table><table =
class=3D"row row-3" align=3D"center" width=3D"100%" border=3D"0" =
cellpadding=3D"0" cellspacing=3D"0" role=3D"presentation" =
style=3D"box-sizing: border-box; mso-table-lspace: 0; mso-table-rspace: =
0;"><tbody style=3D"box-sizing: border-box;"><tr style=3D"box-sizing: =
border-box;"><td style=3D"box-sizing: border-box;"><table =
class=3D"row-content" align=3D"center" border=3D"0" cellpadding=3D"0" =
cellspacing=3D"0" role=3D"presentation" style=3D"box-sizing: border-box; =
mso-table-lspace: 0; mso-table-rspace: 0; border-radius: 0; color: #000; =
width: 600px; margin: 0 auto;" width=3D"600"><tbody style=3D"box-sizing: =
border-box;"><tr style=3D"box-sizing: border-box;"><td class=3D"column =
column-1" width=3D"25%" style=3D"box-sizing: border-box; =
mso-table-lspace: 0; mso-table-rspace: 0; font-weight: 400; text-align: =
left; padding-bottom: 5px; padding-top: 5px; vertical-align: top;" =
align=3D"left" valign=3D"top"><table class=3D"image_block block-1" =
width=3D"100%" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" =
role=3D"presentation" style=3D"box-sizing: border-box; mso-table-lspace: =
0; mso-table-rspace: 0;"><tr style=3D"box-sizing: border-box;"><td =
class=3D"pad" style=3D"box-sizing: border-box; padding-bottom: 15px; =
padding-left: 25px; padding-right: 25px; padding-top: 20px; width: =
100%;" width=3D"100%"><div class=3D"alignment" align=3D"right" =
style=3D"box-sizing: border-box; line-height: 10px;"><div =
style=3D"box-sizing: border-box; max-width: 100px;"><img =
src=3D"https://res.cloudinary.com/pensionbee/image/upload/v1692616392/hea=
dshots/pension_confident_podcast.png" style=3D"box-sizing: border-box; =
display: block; height: auto; border: 0; width: 100%;" width=3D"100" alt =
title height=3D"auto"></div></div></td></tr></table></td><td =
class=3D"column column-2" width=3D"75%" style=3D"box-sizing: border-box; =
mso-table-lspace: 0; mso-table-rspace: 0; font-weight: 400; text-align: =
left; padding-bottom: 5px; padding-top: 5px; vertical-align: top;" =
align=3D"left" valign=3D"top"><table class=3D"text_block block-1" =
width=3D"100%" border=3D"0" cellpadding=3D"10" cellspacing=3D"0" =
role=3D"presentation" style=3D"box-sizing: border-box; mso-table-lspace: =
0; mso-table-rspace: 0; word-break: break-word;"><tr =
style=3D"box-sizing: border-box;"><td class=3D"pad" style=3D"box-sizing: =
border-box;"><div style=3D"box-sizing: border-box; font-family: =
sans-serif;"><div class style=3D"box-sizing: border-box; font-size: =
14px; font-family: Arial,'Helvetica Neue',Helvetica,sans-serif; =
mso-line-height-alt: 21px; color: #3a342c; line-height: 1.5;"><p =
style=3D"box-sizing: border-box; line-height: inherit; margin: 0; =
font-size: 14px; mso-line-height-alt: 21px;"> Have you ever wondered if =
your pension is funding climate change? This month on <a =
href=3D"https://links.pensionbee.com/s/c/qFPSTSN1iMUayDnZHBj75ER--TcXg3qL=
7Afjaz_4JN5Aptg6yx5g4X1EQZ8l8YUiMIs6jX3kHVjXF1utK-jVVR9-dDBMVsAPk3mA4QqAe=
Ewcuzk-yFHaLCO036CiTgw9D-fgphoncuA7u5CI3VmaAgaqX8YkvUCYsEiULMpQp-az5Wtbgi=
zPK4VArHsouKszzpoqayktqMauIYBqxlOvp05WfB6Qu_pY1Erj2PmZC3nhT-vIz4q0DOjk3fS=
yTuKRreW2tAQXmBpyEg8XJpgKVSAl5aJCE7MQCfQwkqOBE8-8jwkg6NtDcRXSXsAHZSh_CA/g=
HRzHWlCjF-6IjxBZlZOzhMJoSv0tF6r/7" style=3D"box-sizing: border-box; =
text-decoration: underline; color: #007db7;">The Pension Confident =
Podcast</a> host Philippa Lamb and our expert panel discuss sustainable =
investing and share how you can make confident choices about your own =
pension. <a =
href=3D"https://links.pensionbee.com/s/c/UnMENZe3ETvkDU226YIxZQl84dC35fmE=
pOPdF6MaWfnG07QNLYR-Vw5P6JmRbNKGXuXeVvmwmS1yYZdtNMm1COqSk5_CrNCP_sOSwFFwM=
sfHHRwK6yyrXva7bkqykHEhGVHIrRAxWCYCzSc9xRjuKY_hSKH3Re1NU9RkU-CF05bLvIK3qp=
V4lYP0OV5iCUrMkmeSViBuxc0bSGDi4c0T50ItsnWx-iBPj-mA8YNCRjSV-a0Jp7o4EYhhGpr=
GPL_0Ln20NXUFvDZ2rYQbnWEjR5kWnY14HoATe8d3CAJrmcbhN8Y5xPgy96hA_3R954F4rk1m=
H8CMNw/ld-8Xe5P7zToV5F3F-jevyJM88pA-zdc/7" style=3D"box-sizing: =
border-box; text-decoration: underline; color: #007db7;">Watch on =
YouTube</a>, <a =
href=3D"https://links.pensionbee.com/s/c/N_QL3Z0mVIRCtOCqE7cCVxeJ_8erVvxA=
d1SPiPAVstkTdOLIVvDBfGPVPJvaJfeEXlWObfWcND8ahCDCJ3w3dgtZCDtIcriiWvvr8xq4y=
C9CHjAC2E5nRKYDlANoLWr363XFG1m36Y3woEq9C-cXWpqGhg9PN5bXhPtWRdynM5zALY9CSE=
TpSVyFwRC_BKiw4SfuDYmur4PpTCK1pARvqK-YQzrxm8UYVOjjJIzlyzV5cb9oTmeuRExiMh5=
UZK5lbODj-h068cH3XK44ul_vdJicqLtbrTyhSl58obaX8kuEFjxuULetj5E9r1J0JXiRn5Af=
yh2NZP9aPiW_7gw-lRwpBk6VZTYWsCzopLrlpQ/ovsx_cJduaIuQu8u32S3DIaNuvjEofBD/7=
" style=3D"box-sizing: border-box; text-decoration: underline; color: =
#007db7;">read the transcript</a>, <a =
href=3D"https://links.pensionbee.com/s/c/c54o8g7ENpaAw_dFVd3-ZEWw0uPLsS9K=
kKgDk2RWZzjs-KAS3c2hnxwOTzsg2b6dBgM6Bytc-vc0_HW49IUuJzL_BE3XPf508jWVAHo2g=
M5eDEk9iXvtpLw7FxmjZbblKS7iLxa1RUX_0VY7yVWfJHwT4R2Un3MoIK3qKruQNeFmBIFIXy=
Hc7LMY4AiekPf-vhjThSBr1t1eQ3L4xCa7Ebf9qfW1GrtqLiDKeKxRMTMm-T07R6sISWDk0Z-=
ylFlIpkNc9a0OoJzNrnJncqnV41ZGeGjkjJijN9eTyXxNVLa47io/v_TnBQRMpm2JGkYI-gTZ=
jNMpySxuZdpl/7" style=3D"box-sizing: border-box; text-decoration: =
underline; color: #007db7;">listen on all major podcast platforms</a> or =
from the PensionBee app. =
</p></div></div></td></tr></table></td></tr></tbody></table></td></tr></t=
body></table><table class=3D"row row-4" align=3D"center" width=3D"100%" =
border=3D"0" cellpadding=3D"0" cellspacing=3D"0" role=3D"presentation" =
style=3D"box-sizing: border-box; mso-table-lspace: 0; mso-table-rspace: =
0;"><tbody style=3D"box-sizing: border-box;"><tr style=3D"box-sizing: =
border-box;"><td style=3D"box-sizing: border-box;"><table =
class=3D"row-content stack" align=3D"center" border=3D"0" =
cellpadding=3D"0" cellspacing=3D"0" role=3D"presentation" =
style=3D"box-sizing: border-box; mso-table-lspace: 0; mso-table-rspace: =
0; border-radius: 0; color: #000; width: 600px; margin: 0 auto;" =
width=3D"600"><tbody style=3D"box-sizing: border-box;"><tr =
style=3D"box-sizing: border-box;"><td class=3D"column column-1" =
width=3D"100%" style=3D"box-sizing: border-box; mso-table-lspace: 0; =
mso-table-rspace: 0; font-weight: 400; text-align: left; padding-bottom: =
5px; padding-top: 5px; vertical-align: top;" align=3D"left" =
valign=3D"top"><table class=3D"button_block block-1" width=3D"100%" =
border=3D"0" cellpadding=3D"10" cellspacing=3D"0" role=3D"presentation" =
style=3D"box-sizing: border-box; mso-table-lspace: 0; mso-table-rspace: =
0;"><tr style=3D"box-sizing: border-box;"><td class=3D"pad" =
style=3D"box-sizing: border-box;"><div class=3D"alignment" =
align=3D"center" style=3D"box-sizing: border-box;"><!--[if =
mso]><v:roundrect xmlns:v=3D"urn:schemas-microsoft-com:vml" =
xmlns:w=3D"urn:schemas-microsoft-com:office:word" =
href=3D"https://links.pensionbee.com/s/c/9Gll9-cASSmhF-HfetGhUax2ZaO9Plg8=
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style=3D"height:42px;width:123px;v-text-anchor:middle;" arcsize=3D"29%" =
stroke=3D"false" fillcolor=3D"#f9c000"> <w:anchorlock/> <v:textbox =
inset=3D"0px,0px,0px,0px"> <center dir=3D"false" =
style=3D"color:#3a342c;font-family:Arial, =
sans-serif;font-size:16px"><![endif]--> <a class=3D"button" =
href=3D"https://links.pensionbee.com/s/c/R-ir7pkh6YvW2wUFI4qu9iWSKgso1UR0=
lsmNEI8TltcUwfoOTBu339VLhvxsGQo8EcGMDP_c3J4vFEGyV-Cm839I_Pc2r4tBni2vOLJFf=
BZB_88F78krRIanMybm1sRgtp8WG7_SUOWDp_jo0O2gV8_qohxnP3GhKS950Jas13bn41i6bh=
-Ts-h8-3OqvYlh4M4IW3eYlNCZU2aoKqTp8MQBBYP_PR3W6Cs6v2znZddxplga2yjjWHEUli1=
jA9x3SXZkR3g8Fs7QzutuYRuelkgfnfR6SLYK9X5Gv2qYnIHjT2QuDgoZqc6uL60N5O7gM-mO=
dCbbt4wRt8vS-ejar0Z3ig/pXfILpVDCf3ARCxOD2O6DQtKZyUocGxa/7" =
target=3D"_blank" style=3D"box-sizing: border-box; background-color: =
#f9c000; border-bottom: 0px solid transparent; border-left: 0px solid =
transparent; border-radius: 12px; border-right: 0px solid transparent; =
border-top: 0px solid transparent; color: #3a342c; display: =
inline-block; font-family: Arial, 'Helvetica Neue', Helvetica, =
sans-serif; font-size: 16px; font-weight: 400; mso-border-alt: none; =
padding-bottom: 5px; padding-top: 5px; text-align: center; =
text-decoration: none; width: auto; word-break: keep-all;"><span =
style=3D"box-sizing: border-box; word-break: break-word; padding-left: =
20px; padding-right: 20px; font-size: 16px; display: inline-block; =
letter-spacing: normal;"><span style=3D"box-sizing: border-box; =
word-break: break-word; line-height: 32px;"><strong style=3D"box-sizing: =
border-box;">Listen now</strong></span></span></a> <!--[if =
mso]></center></v:textbox></v:roundrect><![endif]--></div></td></tr></tab=
le><table class=3D"text_block block-2" width=3D"100%" border=3D"0" =
cellpadding=3D"10" cellspacing=3D"0" role=3D"presentation" =
style=3D"box-sizing: border-box; mso-table-lspace: 0; mso-table-rspace: =
0; word-break: break-word;"><tr style=3D"box-sizing: border-box;"><td =
class=3D"pad" style=3D"box-sizing: border-box;"><div =
style=3D"box-sizing: border-box; font-family: sans-serif;"><div class =
style=3D"box-sizing: border-box; font-size: 14px; font-family: =
Arial,'Helvetica Neue',Helvetica,sans-serif; mso-line-height-alt: 21px; =
color: #343a40; line-height: 1.5;"><p style=3D"box-sizing: border-box; =
line-height: inherit; margin: 0; font-size: 14px; text-align: center; =
mso-line-height-alt: 21px;"><em style=3D"box-sizing: border-box;">With =
investments, your capital is at risk. Pensions can go down in value as =
well as up, so you could get back less than you =
invest.</em></p></div></div></td></tr></table></td></tr></tbody></table><=
/td></tr></tbody></table><table class=3D"row row-5" align=3D"center" =
width=3D"100%" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" =
role=3D"presentation" style=3D"box-sizing: border-box; mso-table-lspace: =
0; mso-table-rspace: 0;"><tbody style=3D"box-sizing: border-box;"><tr =
style=3D"box-sizing: border-box;"><td style=3D"box-sizing: =
border-box;"><table class=3D"row-content stack" align=3D"center" =
border=3D"0" cellpadding=3D"0" cellspacing=3D"0" role=3D"presentation" =
style=3D"box-sizing: border-box; mso-table-lspace: 0; mso-table-rspace: =
0; color: #333; width: 600px; margin: 0 auto;" width=3D"600"><tbody =
style=3D"box-sizing: border-box;"><tr style=3D"box-sizing: =
border-box;"><td class=3D"column column-1" width=3D"100%" =
style=3D"box-sizing: border-box; mso-table-lspace: 0; mso-table-rspace: =
0; font-weight: 400; text-align: left; padding-bottom: 30px; =
padding-top: 15px; vertical-align: top;" align=3D"left" =
valign=3D"top"><table class=3D"text_block block-1" width=3D"100%" =
border=3D"0" cellpadding=3D"5" cellspacing=3D"0" role=3D"presentation" =
style=3D"box-sizing: border-box; mso-table-lspace: 0; mso-table-rspace: =
0; word-break: break-word;"><tr style=3D"box-sizing: border-box;"><td =
class=3D"pad" style=3D"box-sizing: border-box;"><div =
style=3D"box-sizing: border-box; font-family: sans-serif;"><div class =
style=3D"box-sizing: border-box; font-size: 14px; font-family: =
Arial,'Helvetica Neue',Helvetica,sans-serif; mso-line-height-alt: 21px; =
color: #343a40; line-height: 1.5;"><p style=3D"box-sizing: border-box; =
line-height: inherit; margin: 0; font-size: 14px; text-align: center; =
mso-line-height-alt: 21px;"><span style=3D"box-sizing: border-box; =
word-break: break-word; color: #000000;"><strong style=3D"box-sizing: =
border-box;">Have a question?</strong></span></p><p style=3D"box-sizing: =
border-box; line-height: inherit; margin: 0; font-size: 14px; =
text-align: center; mso-line-height-alt: 21px;">Get in touch with our =
friendly UK =
team.</p></div></div></td></tr></table></td></tr></tbody></table></td></t=
r></tbody></table><table class=3D"row row-6" align=3D"center" =
width=3D"100%" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" =
role=3D"presentation" style=3D"box-sizing: border-box; mso-table-lspace: =
0; mso-table-rspace: 0;"><tbody style=3D"box-sizing: border-box;"><tr =
style=3D"box-sizing: border-box;"><td style=3D"box-sizing: =
border-box;"><table class=3D"row-content stack" align=3D"center" =
border=3D"0" cellpadding=3D"0" cellspacing=3D"0" role=3D"presentation" =
style=3D"box-sizing: border-box; mso-table-lspace: 0; mso-table-rspace: =
0; border-radius: 0; color: #000; width: 600px; margin: 0 auto;" =
width=3D"600"><tbody style=3D"box-sizing: border-box;"><tr =
style=3D"box-sizing: border-box;"><td class=3D"column column-1" =
width=3D"100%" style=3D"box-sizing: border-box; mso-table-lspace: 0; =
mso-table-rspace: 0; font-weight: 400; text-align: left; padding-bottom: =
5px; padding-top: 5px; vertical-align: top;" align=3D"left" =
valign=3D"top"><table class=3D"html_block block-1" width=3D"100%" =
border=3D"0" cellpadding=3D"0" cellspacing=3D"0" role=3D"presentation" =
style=3D"box-sizing: border-box; mso-table-lspace: 0; mso-table-rspace: =
0;"><tr style=3D"box-sizing: border-box;"><td class=3D"pad" =
style=3D"box-sizing: border-box;"><div style=3D"box-sizing: border-box; =
font-family: Arial,'Helvetica Neue',Helvetica,sans-serif; text-align: =
center;" align=3D"center"><table align=3D"center" border=3D"0" =
cellpadding=3D"0" cellspacing=3D"0" class=3D"em_wrapper" style=3D"width: =
600px;" width=3D"600"> <tbody> <tr> <td align=3D"center" class=3D"em_p3" =
style=3D"padding: 15px 70px;" valign=3D"top"> <table align=3D"center" =
border=3D"0" cellpadding=3D"0" cellspacing=3D"0" width=3D"100%"> <tbody> =
<tr> <td valign=3D"top"> <table align=3D"left" border=3D"0" =
cellpadding=3D"0" cellspacing=3D"0" class=3D"em_wrapper" style=3D"width: =
290px;" width=3D"290"> <tbody> <tr> <td align=3D"center" valign=3D"top"> =
<table align=3D"left" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" =
class=3D"em_wrapper" style=3D"width: 130px;" width=3D"130"> <tbody> <tr> =
<td align=3D"center" class=3D"em_h0" height=3D"31" style=3D"height: =
31px;" valign=3D"middle"><img alt=3D"" border=3D"0" =
src=3D"https://res.cloudinary.com/pensionbee/image/upload/v1731507652/ema=
ils/Call_us.png" style=3D"display: block; max-width: 30px; font-family: =
Arial, sans-serif; font-size: 15px; line-height: 18px; color: #000000; =
padding: 0px; text-align: center; height: auto; width: 100%;" =
width=3D"30"></td> </tr> <tr> <td align=3D"center" =
class=3D"em_defaultlink" style=3D"padding-top: 9px; font-family: 'Open =
Sans', Arial, sans-serif; font-size: 12px; line-height: 22px; color: =
#000000; font-weight: 750;" valign=3D"top">020 3457 8444&nbsp;</td> =
</tr> <tr> <td class=3D"em_defaultlink" style=3D"padding-top: 12px; =
font-family: 'Open Sans', Arial, sans-serif; font-size: 11px; =
line-height: 16px; color: rgb(0, 0, 0); font-weight: 400; =
letter-spacing: 0.3px; text-align: center;" valign=3D"top">Monday - =
Friday: 9:30am-5pm</td> </tr> </tbody> </table> <table align=3D"right" =
border=3D"0" cellpadding=3D"0" cellspacing=3D"0" class=3D"em_wrapper" =
style=3D"width: 130px;" width=3D"130"> <tbody> <tr> <td align=3D"center" =
class=3D"em_h0 em_pt25" height=3D"31" style=3D"height: 31px;" =
valign=3D"middle"><img alt=3D"123" border=3D"0" =
src=3D"https://res.cloudinary.com/pensionbee/image/upload/v1731507652/ema=
ils/Email_us.png" style=3D"display: block; max-width: 34px; font-family: =
Arial, sans-serif; font-size: 15px; line-height: 18px; color: #000000; =
padding: 0px; height: auto; width: 100%; text-align: center;" =
width=3D"30"></td> </tr> <tr> <td class=3D"em_defaultlink" =
style=3D"padding-top: 9px; font-family: 'Open Sans', Arial, sans-serif; =
font-size: 12px; line-height: 22px; color: rgb(0, 0, 0); font-weight: =
750; text-align: center;" valign=3D"top"><span style=3D"color: rgb(0, 0, =
0);"><a href=3D"mailto:contact@pensionbee.com?subject=3D" =
style=3D"text-decoration: none; color: rgb(0, 0, 0);" =
title=3D"contact@pensionbee.com" =
data-linkto=3D"mailto:">contact@pensionbee.com</a></span></td> </tr> =
<tr> <td class=3D"em_defaultlink" style=3D"padding-top: 12px; =
font-family: 'Open Sans', Arial, sans-serif; font-size: 11px; =
line-height: 16px; color: rgb(0, 0, 0); font-weight: 400; =
letter-spacing: 0.3px; text-align: center;" valign=3D"top">Send us an =
email and we'll get back to you as soon as possible</td> </tr> </tbody> =
</table> </td> </tr> </tbody> </table> <table align=3D"right" =
border=3D"0" cellpadding=3D"0" cellspacing=3D"0" class=3D"em_wrapper" =
style=3D"width: 130px;" width=3D"130"> <tbody> <tr> <td align=3D"center" =
class=3D"em_h0 em_pt25" height=3D"31" style=3D"height: 31px;" =
valign=3D"middle"><img alt=3D"" border=3D"0" =
src=3D"https://res.cloudinary.com/pensionbee/image/upload/v1731507653/ema=
ils/Live_chat.png" style=3D"display: block; max-width: 34px; =
font-family: Arial, sans-serif; font-size: 15px; line-height: 18px; =
color: #000000; padding: 0px; height: auto; width: 100%; text-align: =
center;" width=3D"28"></td> </tr> <tr> <td align=3D"center" =
class=3D"em_defaultlink" style=3D"padding-top: 7px; font-family: 'Open =
Sans', Arial, sans-serif; font-size: 12px; line-height: 22px; color: =
#000000; font-weight: 750;" valign=3D"top"><a =
href=3D"https://links.pensionbee.com/s/c/0gbsgHm1S5yOXvkOB5MaHA5OCZb5EXTc=
A4WCJKEV0EeT66igReKPIy47U2mZXolYOdfIF4ZJqwcDoxfJZQfgzkT5D9LpmcIOVZf25-XKj=
ZQ7d2ad5bV5TCOd9XQALmFxb-6K-Af9NmYpPw2brfo7W5TFAMsut7wdcrSjL49p1K7owjEyvQ=
Je_TNgSfMmeXracm9BvGoKcQ86Ta0flhj-XqfcyZamTbWnrmhxkGMwJaPUhKjR05RtzV_sdvR=
N0ByQZEhJ6DppQT_hg2adV0zYiARsVtpSqp-mY7hMP0lDIc7Y8dXaG41VSkA/FdK9kJodn3BE=
vOiWPTktE57QJaEDQDWh/7" style=3D"text-decoration: none;" title=3D"Launch =
live chat" data-linkto=3D"https://"><span style=3D"color: rgb(0, 0, =
0);">Launch live chat</span></a></td> </tr> <tr> <td =
class=3D"em_defaultlink" style=3D"padding-top: 12px; font-family: 'Open =
Sans', Arial, sans-serif; font-size: 11px; line-height: 16px; color: =
rgb(0, 0, 0); font-weight: 400; letter-spacing: 0.3px; text-align: =
center;" valign=3D"top">Speak to a member of our friendly team now</td> =
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valign=3D"top"><br>&nbsp;</td> </tr> </tbody> </table> </td> </tr> =
</tbody> </table> <table align=3D"center" border=3D"0" cellpadding=3D"0" =
cellspacing=3D"0" class=3D"em_wrapper" style=3D"width: 600px;" =
width=3D"600"> <tbody> <tr> <td align=3D"center" valign=3D"top"> <table =
align=3D"center" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" =
width=3D"100%"> <tbody> <tr> <td bgcolor=3D"#F9C000" height=3D"12" =
style=3D"height: 12px; font-size: 0px; line-height: 0px;">&nbsp;</td> =
</tr> <tr> <td align=3D"center" class=3D"em_p30" style=3D"padding: 30px =
20px;" valign=3D"top"> <table align=3D"center" border=3D"0" =
cellpadding=3D"0" cellspacing=3D"0" width=3D"100%"> <tbody> <tr> <td =
align=3D"center" valign=3D"top"> <table align=3D"center" border=3D"0" =
cellpadding=3D"0" cellspacing=3D"0" class=3D"em_wrapper" style=3D"width: =
442px;" width=3D"442"> <tbody> <tr> <td valign=3D"top"> <table =
align=3D"center" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" =
class=3D"em_wrapper" style=3D"width: 279px;" width=3D"279"> <tbody> <tr> =
<td align=3D"center" valign=3D"top"> <p style=3D"font-family: Arial, =
Arial Black, Tahoma, Trebuchet MS, Verdana, sans-serif; font-size: 12px; =
color: #aaa; text-decoration: none;"><a =
href=3D"https://links.pensionbee.com/s/c/FYVBB5yEUXnT_ZMK_6nJDIyzgWBbdODd=
GI3Fc2MuYi2LnYOUmIlxCIo9767s7DeteAknxvHhm00dTJj-ZC0Q04emuYi3yeBEJlSyBWZCI=
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9k/KJLQa0yej2Jzs-7UbrwQDPtxBnxWaI0g/7" rel=3D"noopener noreferrer" =
style=3D"text-decoration: none; text-underline: none;" =
target=3D"_blank"> <img alt=3D"Trustpilot rating" border=3D"0" =
height=3D"16" =
src=3D"https://emailsignature.trustpilot.com/signature/en-US/2/55f7e14b00=
00ff0005835423/text.png" style=3D"max-height: 16px; margin: 0; padding: =
0; width: auto; border: none;"> <br><img alt=3D"Trustpilot Stars" =
border=3D"0" height=3D"40" =
src=3D"https://emailsignature.trustpilot.com/signature/en-US/2/55f7e14b00=
00ff0005835423/stars.png" style=3D"max-width: 160px; width: 100%; =
max-height: 40px; border: none;" width=3D"160"> </a> <br><a =
href=3D"https://links.pensionbee.com/s/c/NYFi0SBfUJZiAs8AVP3EBRC2r9M70Bji=
jtqTiTRxiq48cLg0BjJCLWfzcwcTDfIFnDYgGKJgcBA-5YDiNJKgHu32f_Fu3K_lbVYPCrtYH=
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AA/7HGa2AqhfM5pViSjD9gIwUtJ8mR8IgKl/7" rel=3D"noopener noreferrer" =
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target=3D"_blank"> <img alt=3D"Trustpilot Logo" border=3D"0" =
height=3D"20" =
src=3D"https://emailsignature.trustpilot.com/brand/s/2/logo.png" =
style=3D"max-width: 79px; width: 100%; max-height: 20px; border: none;" =
width=3D"79"> </a></p> <p></p> <table stlye=3D"margin-top: 16px;" =
align=3D"left" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" =
class=3D"em_wrapper" style=3D"width: 123px;" width=3D"123"> <tbody> =
<tr></tr> </tbody> </table> </td> </tr> </tbody> </table> </td> </tr> =
</tbody> </table> <table align=3D"center" border=3D"0" cellpadding=3D"0" =
cellspacing=3D"0"> <tbody> <br> <tr> <td align=3D"center" =
valign=3D"top"><a =
href=3D"https://links.pensionbee.com/s/c/m6MBuYsAeLMrJ7G96c3OpHO0jvXdX1A6=
7xt4pt8-d0P50nuppvWmonL-lDv8H1tWRi08rjTnTvJ8scweKQgpIUD4mggOxszT7fOyDr9Yz=
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z9ow_4BXgGKIlh6gnPNzwGn6b7mT/7" rel=3D"noopener" =
style=3D"text-decoration: none;" target=3D"_blank" title=3D"" =
data-linkto=3D"https://"><img alt=3D"fb" =
src=3D"https://res.cloudinary.com/pensionbee/image/upload/v1731515759/ema=
ils/Social_icons_Facebook_yellow.png" style=3D"display: block; =
max-width: 32px; font-family: Arial, sans-serif; font-size: 15px; =
line-height: 18px; color: #000000; padding: 0px; text-align: center; =
height: auto; width: 100%;" width=3D"32"></a></td> <td class=3D"em_w1" =
style=3D"width: 15px;" width=3D"30"></td> <td align=3D"center" =
valign=3D"top"><a =
href=3D"https://links.pensionbee.com/s/c/nmJ_YaaOHcysZ0vYskqs6iPD_NLXodXe=
mia5vq2Sib0Ifn2prekFN5n15F_AD7YOBM6Dujx_TuIig8DM7LJLQUD70jLVizVHMxy2H6pen=
VJEcPvw_khh-7oHu2gyjr6WPwsS5v-fHEoXYGPYLUrZW36lqRBa5l-acfsFLZbQs06ff-zqEP=
lPkX6-HQ2jVrligEwoSYff5so-RCsv0BTG6xp_I9zDC4Qw59t8l4iP1-UH2EW8cbEUWgba5GX=
dj3-pyqqUrN9wgJRjbIpKVwpN4k1jo6_5aKeBvfm4arXsb-MDrMagoujm522ZRkjmEO0/OBep=
lnYOOYdZiltLVUQGg3LGPxzuaje7/7" rel=3D"noopener" =
style=3D"text-decoration: none;" target=3D"_blank" title=3D"" =
data-linkto=3D"https://"><img alt=3D"fb" =
src=3D"https://res.cloudinary.com/pensionbee/image/upload/v1731515759/ema=
ils/Social_icons_at_yellow.png" style=3D"display: block; max-width: =
32px; font-family: Arial, sans-serif; font-size: 15px; line-height: =
18px; color: #000000; padding: 0px; text-align: center; height: auto; =
width: 100%;" width=3D"35"></a></td> <td class=3D"em_w1" style=3D"width: =
15px;" width=3D"30"></td> <td align=3D"center" valign=3D"top"><a =
href=3D"https://links.pensionbee.com/s/c/U4SxPB0WA3nnqWfXTgoOb42lOiSoW41k=
oXRC8FWgPDQj3gAGK-SHCRAhg4ghJVfB2KpuXmdmMqRCsURdAYPMxJ_sjVslvyanhpsA7sfEE=
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