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To: bob@sarahharvey.com
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Date: Thu, 12 Sep 2024 10:33:33 +0000
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Subject: How can I find my pensions?
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Complete your sign up.=0A=0A=0A=0A=0A=0A=0A=0A <>View in browser =0A<https:=
//links.pensionbee.com/e/evib=3F_t=3D941fc1872f5648a9becb28376f6c197b&_m=3D=
3528ac74b4434a13a8e508a646600d35&_e=3DVjvui3c0Igroov4pva05NTcHXLqikUYWmmPqa=
V37o48rrUIvqMGtRTZCDxceul6cyuTWTsRVqHpow6AyzQHoOQ%3D%3D>=0A=0A=0A <https://=
www.pensionbee.com/uk/landing-login> =0ALog in <https://www.pensionbee.com/=
uk/landing-login> =0A <https://www.pensionbee.com/uk/landing-login>=0A=0A=
=0A=0AHi Robert,=0A=0A=0A=0AIf you=E2=80=99ve had a few jobs, chances are y=
ou may have a few pension pots. Keeping =0Atrack of them can be difficult, =
and you may have lost the details of one or =0Amore of your pensions altoge=
ther, especially if you=E2=80=99ve moved house.=0A=0A=0A=0AIf you have the =
policy number for any previous pension, tell us and we can get =0Astarted o=
n moving your money across to your new PensionBee pension.=0A=0A=0A=0AIf yo=
u need to do a little more detective work, here=E2=80=99s a few ways you ca=
n =0Atrack your pensions down:=0A=0A * Contact your previous pension provid=
er - if you know the name of your old =0Aprovider but not your policy numbe=
r, you can contact them to find out. They =0Ashould be able to locate it fo=
r you with some basic details.=0A * Contact the HR department of your previ=
ous employer - if you=E2=80=99re not sure =0Awho your pension provider is, =
reach out to your old employer. You=E2=80=99ll need to =0Agive them some pe=
rsonal details like your National Insurance number and the =0Adates you wor=
ked for them.=0A * Check with the Department for Work and Pensions =0A<http=
s://www.gov.uk/government/organisations/department-for-work-pensions> (DWP)=
=0A - if you worked in the public sector you can also find your old pension=
=0Ainformation via the DWP.=0A * Use the government=E2=80=99s Pension Trac=
ing Service =0A<https://www.gov.uk/find-pension-contact-details> - it=E2=80=
=99s free and searches a =0Adatabase to find the name and contact details o=
f your pension provider. You can =0Acall them, write to them orfill in an o=
nline form =0A<https://www.gov.uk/find-pension-contact-details> to get thin=
gs started. =0A=0AOnce you=E2=80=99ve found your pension pots, PensionBee y=
ou can make things easier by =0Acombining those pensions for you intoone si=
mple online plan. It only takes a =0Afew minutes to complete your sign up.=
=0A=0A=0A=0AFinish your sign up <https://www.pensionbee.com/uk/landing-logi=
n> =0A=0A=0A=0AWhen investing, your capital is at risk. Pensions can go dow=
n in value as well =0Aas up, so you could get back less than you invest.=0A=
=0A=0A=0A=0AHave a question=3F=0A=0AGet in touch with our friendly UK team.=
=0A=0A=0A=0A=0A=0A=0A020 3457 8444 =0AMonday - Friday: 9:30am-5pm =0A=0Acon=
tact@pensionbee.com <mailto:contact@pensionbee.com=3Fsubject=3D> =0ASend us=
an email and we'll get back to you as soon as possible =0A=0ALaunch live c=
hat <https://www.pensionbee.com/uk> =0ASpeak to a member of our friendly te=
am now =0A=0A=0A=0A=0A=0A=0A=0A=0A=0A =0A<https://www.trustpilot.com/review=
/pensionbee.com=3Futm_medium=3DTrustbox&utm_source=3DEmailSignature2>=0A =
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x&utm_source=3DEmailSignature2>=0A=0A=0A=0A=0A=0A <https://www.facebook.com=
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din.com/company/9397223> =0A<https://www.youtube.com/channel/UCpVxqKCXMkiR=
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h_76GqIhH7z8HgrLjpqbGsyMSiLQmNMFIao4fj0SLHAKV5cbIkZXmrDVkqWYivxdeKi>=0A. =
=0AThis email was sent by: PensionBee Limited=0A209 Blackfriars Road, Londo=
n, SE1 8NL, United Kingdom=0A=0APensionBee is authorised and regulated by t=
he Financial Conduct Authority =0A(FRN: 744931) and registered in England a=
nd Wales (Companies Registration No. =0A9354862).
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2px; line-height:15px; color:#909c9e;"><a href=3D"#" target=3D"_blank" styl=
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3a8e508a646600d35&_e=3DVjvui3c0Igroov4pva05NTcHXLqikUYWmmPqaV37o48rrUIvqMGt=
RTZCDxceul6cyuTWTsRVqHpow6AyzQHoOQ%3D%3D">View in browser</a></td> </tr> <t=
r> <td height=3D"22" style=3D"height:22px; font-size:1px; line-height:1px;"=
class=3D"em_h20"><img src=3D"images/spacer.gif" width=3D"1" height=3D"1" a=
lt=3D"" style=3D"display:block;" border=3D"0"/></td> </tr> </tbody> </table=
></td> <td width=3D"25" style=3D"width:25px;" class=3D"em_side15"><img src=
=3D"images/spacer.gif" width=3D"1" height=3D"1" alt=3D"" style=3D"display:b=
lock;" border=3D"0"/></td> </tr> </table></td> </tr> </table> <table align=
=3D"center" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" class=3D"em_wr=
apper" style=3D"width:600px;" width=3D"600"> <tr> <td align=3D"center" bgco=
lor=3D"#f9c000" class=3D"em_p1" style=3D"background-color:#f9c000; padding:=
17px 25px;" valign=3D"top"> <table align=3D"center" border=3D"0" cellpaddin=
g=3D"0" cellspacing=3D"0" width=3D"100%"> <tr> <td align=3D"left" style=3D"=
width:126px;" valign=3D"top" width=3D"126"> <a data-linkto=3D"https://" hre=
f=3D"https://links.pensionbee.com/u/click=3F_t=3D941fc1872f5648a9becb28376f=
6c197b&_m=3D3528ac74b4434a13a8e508a646600d35&_e=3DM3_wV_EGmUj9G-R9B2IpCkqaU=
C0iGgkJBv7ohK-IafO8rmirav95QQm5b5JvPspU1TNS1TQCkbFwIDO0XVz-f7RKq6HEcb1I-NyR=
xHNWKkpxfRfGZ3jpwu9NOMn9t6L8KBB7T9JX2NjNaRQ0B6dsHnPkmhOuxgwW_daGmpZ02ZaumTU=
DdKn27xPlSNIcm8Ihgd3S_S7ETOHccbrkIvj8pZ2e3swjibjwZM5jhU_Q-IOcVtASt1wm8yDibk=
V7uyhpB8Yzuyyo-qR_Eyt_a5_jKg%3D%3D" style=3D"text-decoration:none;" target=
=3D"_blank" title=3D""><img alt=3D"Pension Bee" src=3D"https://res.cloudina=
ry.com/pensionbee/image/upload/v1586874381/emails/New%20template/Group.png"=
style=3D"display: block; max-width: 126px; font-family: Arial, sans-serif;=
font-size: 15px; line-height: 18px; color: #000000; padding: 0px; text-ali=
gn: center; height: auto; width: 100%;" width=3D"126"></a> </td> <td class=
=3D"em_side15" style=3D"width:353px;" width=3D"353"> </td> <td align=
=3D"center" valign=3D"top"> <table align=3D"right" border=3D"0" cellpadding=
=3D"0" cellspacing=3D"0" style=3D"width:95px;" width=3D"95"> <tr> <td align=
=3D"center" bgcolor=3D"#343a40" height=3D"42" style=3D"height:42px; backgro=
und-color:#343a40; border-radius: 4px; font-family: 'Ryo Gothic PlusN', Ari=
al, sans-serif; font-size:16px; color:#FFFFFF; font-weight:300;" valign=3D"=
middle"> <a data-linkto=3D"https://" href=3D"https://links.pensionbee.com/u=
/click=3F_t=3D941fc1872f5648a9becb28376f6c197b&_m=3D3528ac74b4434a13a8e508a=
646600d35&_e=3DM3_wV_EGmUj9G-R9B2IpCkqaUC0iGgkJBv7ohK-IafO8rmirav95QQm5b5Jv=
PspU1TNS1TQCkbFwIDO0XVz-f7RKq6HEcb1I-NyRxHNWKkoZ0e_pKIq2Ub_c8wdwWfS-sSl6p93=
TESVv5BisQM9hyMAMz0v-tlixJZUFdFoZwka9nTS_Uvb6KPaMr9Sb-tMi_ojMPP1MpHnE5tmixA=
a0CPYC2IHm68kFiTSSzPjbDB7gg-3NpPmqP_-PfJ90p-f4tWGhzOGsX_0I_2VBgzjPww%3D%3D"=
style=3D"color:#FFFFFF;text-decoration:none; display:block; line-height:42=
px;" target=3D"_blank" title=3D"">Log in</a> </td> </tr> </table> </td> </t=
r> </table> </td> </tr> </table></div></td></tr></table><table class=3D"ima=
ge_block block-2" width=3D"100%" border=3D"0" cellpadding=3D"0" cellspacing=
=3D"0" role=3D"presentation" style=3D"box-sizing: border-box; mso-table-lsp=
ace: 0; mso-table-rspace: 0;"><tr style=3D"box-sizing: border-box;"><td cla=
ss=3D"pad" style=3D"box-sizing: border-box; width: 100%;" width=3D"100%"><d=
iv class=3D"alignment" align=3D"center" style=3D"box-sizing: border-box; li=
ne-height: 10px;"><div style=3D"box-sizing: border-box; max-width: 600px;">=
<a href=3D"https://links.pensionbee.com/u/click=3F_t=3D941fc1872f5648a9becb=
28376f6c197b&_m=3D3528ac74b4434a13a8e508a646600d35&_e=3DM3_wV_EGmUj9G-R9B2I=
pCkqaUC0iGgkJBv7ohK-IafO8rmirav95QQm5b5JvPspU1TNS1TQCkbFwIDO0XVz-f7RKq6HEcb=
1I-NyRxHNWKkq6DOqsBEwx5z1jV4paEfLJgH04oLy51sKT2BndA8vqOz3PGGpUv-6qwu-NrS3dW=
6QTr2JVGA85bmKi5umHHI3k-GtuqzE7rRRYr_tgtRy0PUGFecxU3g47RWDv2FaPf5STwavAwE6r=
jCgTBvcqjaAU1iWc4iEY8iHrBSBD1o9Cjw%3D%3D" target=3D"_blank" style=3D"box-si=
zing: border-box; outline: none;" tabindex=3D"-1"><img src=3D"https://res.c=
loudinary.com/pensionbee/image/upload/v1724855053/emails/How_to_trace_my_ol=
d_pensions.png" style=3D"box-sizing: border-box; display: block; height: au=
to; border: 0; width: 100%;" width=3D"600" alt=3D"Image" title=3D"Image" he=
ight=3D"auto"></a></div></div></td></tr></table></td></tr></tbody></table><=
/td></tr></tbody></table><table class=3D"row row-2" align=3D"center" width=
=3D"100%" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" role=3D"presenta=
tion" style=3D"box-sizing: border-box; mso-table-lspace: 0; mso-table-rspac=
e: 0;"><tbody style=3D"box-sizing: border-box;"><tr style=3D"box-sizing: bo=
rder-box;"><td style=3D"box-sizing: border-box;"><table class=3D"row-conten=
t stack" align=3D"center" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" =
role=3D"presentation" style=3D"box-sizing: border-box; mso-table-lspace: 0;=
mso-table-rspace: 0; border-radius: 0; color: #000; width: 600px; margin: =
0 auto;" width=3D"600"><tbody style=3D"box-sizing: border-box;"><tr style=
=3D"box-sizing: border-box;"><td class=3D"column column-1" width=3D"100%" s=
tyle=3D"box-sizing: border-box; mso-table-lspace: 0; mso-table-rspace: 0; f=
ont-weight: 400; text-align: left; padding-bottom: 5px; padding-top: 5px; v=
ertical-align: top; border-top: 0; border-right: 0; border-bottom: 0; borde=
r-left: 0;" align=3D"left" valign=3D"top"><table class=3D"text_block block-=
1" width=3D"100%" border=3D"0" cellpadding=3D"10" cellspacing=3D"0" role=3D=
"presentation" style=3D"box-sizing: border-box; mso-table-lspace: 0; mso-ta=
ble-rspace: 0; word-break: break-word;"><tr style=3D"box-sizing: border-box=
;"><td class=3D"pad" style=3D"box-sizing: border-box;"><div style=3D"box-si=
zing: border-box; font-family: sans-serif;"><div class style=3D"box-sizing:=
border-box; font-size: 12px; font-family: Arial,'Helvetica Neue',Helvetica=
,sans-serif; mso-line-height-alt: 18px; color: #3a342c; line-height: 1.5;">=
<p style=3D"box-sizing: border-box; line-height: inherit; margin: 0; font-s=
ize: 16px; mso-line-height-alt: 24px;"> <span style=3D"box-sizing: border-b=
ox; word-break: break-word; font-size: 16px;"><span style=3D"box-sizing: bo=
rder-box; word-break: break-word;">Hi Robert,</span></span></p><p style=3D"=
box-sizing: border-box; line-height: inherit; margin: 0; font-size: 16px; m=
so-line-height-alt: 18px;"> </p><p style=3D"box-sizing: border-box; li=
ne-height: inherit; margin: 0; mso-line-height-alt: 24px;"> <span style=3D"=
box-sizing: border-box; word-break: break-word; font-size: 16px;">If you=E2=
=80=99ve had a few jobs, chances are you may have a few pension pots. Keepi=
ng track of them can be difficult, and you may have lost the details of one=
or more of your pensions altogether, especially if you=E2=80=99ve moved ho=
use.</span></p><p style=3D"box-sizing: border-box; line-height: inherit; ma=
rgin: 0; mso-line-height-alt: 18px;"> </p><p style=3D"box-sizing: bord=
er-box; line-height: inherit; margin: 0; mso-line-height-alt: 24px;"> <span=
style=3D"box-sizing: border-box; word-break: break-word; font-size: 16px;"=
>If you have the policy number for any previous pension, tell us and we can=
get started on moving your money across to your new PensionBee pension.&nb=
sp;</span></p><p style=3D"box-sizing: border-box; line-height: inherit; mar=
gin: 0; mso-line-height-alt: 18px;"> </p><p style=3D"box-sizing: borde=
r-box; line-height: inherit; margin: 0; mso-line-height-alt: 24px;"><span s=
tyle=3D"box-sizing: border-box; word-break: break-word; font-size: 16px;">I=
f you need to do a little more detective work, here=E2=80=99s a few ways yo=
u can track your pensions down:</span></p><ul style=3D"box-sizing: border-b=
ox; line-height: 1.5; mso-line-height-alt: 24px; font-size: 12px;"><li clas=
s style=3D"box-sizing: border-box;"><span style=3D"box-sizing: border-box; =
word-break: break-word; font-size: 16px;"><strong style=3D"box-sizing: bord=
er-box;">Contact your previous pension provider</strong> - if you know the =
name of your old provider but not your policy number, you can contact them =
to find out. They should be able to locate it for you with some basic detai=
ls. </span></li><li class style=3D"box-sizing: border-box;"> <span sty=
le=3D"box-sizing: border-box; word-break: break-word; font-size: 16px;"><st=
rong style=3D"box-sizing: border-box;">Contact the HR department of your pr=
evious employer </strong>- if you=E2=80=99re not sure who your pension prov=
ider is, reach out to your old employer. You=E2=80=99ll need to give them s=
ome personal details like your National Insurance number and the dates you =
worked for them.</span></li><li class style=3D"box-sizing: border-box;"> <s=
pan style=3D"box-sizing: border-box; word-break: break-word; font-size: 16p=
x;"><strong style=3D"box-sizing: border-box;">Check with the <a href=3D"htt=
ps://links.pensionbee.com/u/click=3F_t=3D941fc1872f5648a9becb28376f6c197b&_=
m=3D3528ac74b4434a13a8e508a646600d35&_e=3DM3_wV_EGmUj9G-R9B2IpCqPOKxK0BmwM2=
ED4JQizDjxrZH3RLXuCS-wLn4Xk11Iu-0zq2GTn7kRA6bWYehFeUZ8sqKv-1ZwV2Sl5n1GBMLFu=
P56k6ScgSljLfhpYg2JGV9bxLKeLejggjTCdbA69vuBQ-FSW2UlTSFOWzEQ1SY4ifn3JJecCc_E=
LN1n1VuClhBHqdhu4dLjSpscT7337BIPnr3vSxUA1HqOZ2aSJkGtE-VY8bdY-cRZuqDXSsUVo9B=
yBRO1Wn3eCoW62b4Lcz6gEPSqhgUV4W-T2aqUhCsY%3D" target=3D"_blank" style=3D"bo=
x-sizing: border-box; text-decoration: none; color: #24b6b6;" rel=3D"noopen=
er">Department for Work and Pensions</a> (DWP)</strong> - if you worked in =
the public sector you can also find your old pension information via the DW=
P.</span></li><li class style=3D"box-sizing: border-box;"> <span style=3D"b=
ox-sizing: border-box; word-break: break-word; font-size: 16px; background-=
color: transparent;"><strong style=3D"box-sizing: border-box;">Use the gove=
rnment=E2=80=99s <a href=3D"https://links.pensionbee.com/u/click=3F_t=3D941=
fc1872f5648a9becb28376f6c197b&_m=3D3528ac74b4434a13a8e508a646600d35&_e=3DM3=
_wV_EGmUj9G-R9B2IpCm0QApHvubP0tftRirgKoZaTSshx38PtZbssi5t2Yt1JmEtI4Kih817XB=
J4gjSFeg8540_nug-eBCLxZ2YH7YrhjTBOuSgoqLWGaJHNFeAQNpvz6Fydb-yzuwlG9O47CTcWc=
IPDYaRKoLOobo1xmr0KL684Z5VLy9E2sjHi_ErGqnbtjck5a9-hNKju05pzB_yyEdje5OySqk5r=
d-0ayJq1AyPCK20aZO0GYdXSqNYWTEFaS53c-UMulSXKocnxGNA%3D%3D" target=3D"_blank=
" style=3D"box-sizing: border-box; text-decoration: none; color: #24b6b6;" =
rel=3D"noopener">Pension Tracing Service</a></strong> - it=E2=80=99s free a=
nd searches a database to find the name and contact details of your pension=
provider. You can call them, write to them or <a href=3D"https://links.pen=
sionbee.com/u/click=3F_t=3D941fc1872f5648a9becb28376f6c197b&_m=3D3528ac74b4=
434a13a8e508a646600d35&_e=3DM3_wV_EGmUj9G-R9B2IpCm0QApHvubP0tftRirgKoZaTSsh=
x38PtZbssi5t2Yt1JmEtI4Kih817XBJ4gjSFeg8540_nug-eBCLxZ2YH7YrhPDrhbey01sQCpeJ=
_i7kSWugUq8yELQy3dsYCvjFei3ibivTUthCTCIm8BFlXqvz6_Soy0IWjqYcdY3D9shJIIh0-qY=
oMemvFYTjRwBMBkfmCPZvq8l5XI0332hG0OCPNpZbbSVc28gH_4jOLVIyYN48QDNfBXngayY111=
1M1jXg%3D%3D" target=3D"_blank" style=3D"box-sizing: border-box; text-decor=
ation: none; color: #24b6b6;" rel=3D"noopener">fill in an online form</a> t=
o get things started. </span> </li></ul><p style=3D"box-sizing: border=
-box; line-height: inherit; margin: 0; mso-line-height-alt: 24px;"><br styl=
e=3D"box-sizing: border-box;"><span style=3D"box-sizing: border-box; word-b=
reak: break-word; font-size: 16px;">Once you=E2=80=99ve found your pension =
pots, PensionBee you can make things easier by combining those pensions for=
you into <strong style=3D"box-sizing: border-box;">one simple online plan<=
/strong>. It only takes a few minutes to complete your sign up.</span></p><=
p style=3D"box-sizing: border-box; line-height: inherit; margin: 0; mso-lin=
e-height-alt: 18px;"> </p></div></div></td></tr></table><table class=
=3D"button_block block-2" width=3D"100%" border=3D"0" cellpadding=3D"10" ce=
llspacing=3D"0" role=3D"presentation" style=3D"box-sizing: border-box; mso-=
table-lspace: 0; mso-table-rspace: 0;"><tr style=3D"box-sizing: border-box;=
"><td class=3D"pad" style=3D"box-sizing: border-box;"><div class=3D"alignme=
nt" align=3D"center" style=3D"box-sizing: border-box;"><!--[if mso]><v:roun=
drect xmlns:v=3D"urn:schemas-microsoft-com:vml" xmlns:w=3D"urn:schemas-micr=
osoft-com:office:word" href=3D"https://links.pensionbee.com/u/click=3F_t=3D=
941fc1872f5648a9becb28376f6c197b&_m=3D3528ac74b4434a13a8e508a646600d35&_e=
=3DM3_wV_EGmUj9G-R9B2IpCkqaUC0iGgkJBv7ohK-IafO8rmirav95QQm5b5JvPspU1TNS1TQC=
kbFwIDO0XVz-f7RKq6HEcb1I-NyRxHNWKkoulUKrf9sFZo18OJg809gj9c-aL6BgM1cm83SqGnb=
Um2NXFM9JNlJkeygjp79pseZAgPzn19swzWdjSEncwoXv7dmTnxi5EPB-cULiHZCkAINWTLNjcc=
LJQpvP0mDo_4Y4AJswmcd_Mh4I7MdOgLTDh947brMDi1L_ZptHqSaq9g%3D%3D" style=3D"he=
ight:42px;width:187px;v-text-anchor:middle;" arcsize=3D"10%" stroke=3D"fals=
e" fillcolor=3D"#f9c000"> <w:anchorlock/> <v:textbox inset=3D"0px,0px,0px,0=
px"> <center dir=3D"false" style=3D"color:#000000;font-family:Arial, sans-s=
erif;font-size:16px"><![endif]--> <a href=3D"https://links.pensionbee.com/u=
/click=3F_t=3D941fc1872f5648a9becb28376f6c197b&_m=3D3528ac74b4434a13a8e508a=
646600d35&_e=3DM3_wV_EGmUj9G-R9B2IpCkqaUC0iGgkJBv7ohK-IafO8rmirav95QQm5b5Jv=
PspU1TNS1TQCkbFwIDO0XVz-f7RKq6HEcb1I-NyRxHNWKko3UXpG-i3DYS6_dbgyifpsHXH4S_z=
ogcj8Nn3j-CF8kvF-Wcf0jKk00E3JkQqHWnz0CR7Iv3XymAa82wbK20PBtyaOITT6-NjHNc6T_4=
MmlOJFB1CRxNE6_36CmRftxCr6QwfJ9U4N-bymGwXHMz_Y3NBVFuorCLFYPATcjuw2uQ%3D%3D"=
target=3D"_blank" style=3D"box-sizing: border-box; background-color: #f9c0=
00; border-bottom: 0px solid transparent; border-left: 0px solid transparen=
t; border-radius: 4px; border-right: 0px solid transparent; border-top: 0px=
solid transparent; color: #000000; display: inline-block; font-family: Ari=
al, 'Helvetica Neue', Helvetica, sans-serif; font-size: 16px; font-weight: =
400; mso-border-alt: none; padding-bottom: 5px; padding-top: 5px; text-alig=
n: center; text-decoration: none; width: auto; word-break: keep-all;"><span=
style=3D"box-sizing: border-box; word-break: break-word; padding-left: 20p=
x; padding-right: 20px; font-size: 16px; display: inline-block; letter-spac=
ing: normal;"><span style=3D"box-sizing: border-box; word-break: break-word=
; line-height: 32px;"><strong style=3D"box-sizing: border-box;">Finish your=
sign up</strong></span></span></a> <!--[if mso]></center></v:textbox></v:r=
oundrect><![endif]--></div></td></tr></table></td></tr></tbody></table></td=
></tr></tbody></table><table class=3D"row row-3" align=3D"center" width=3D"=
100%" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" role=3D"presentation=
" style=3D"box-sizing: border-box; mso-table-lspace: 0; mso-table-rspace: 0=
;"><tbody style=3D"box-sizing: border-box;"><tr style=3D"box-sizing: border=
-box;"><td style=3D"box-sizing: border-box;"><table class=3D"row-content st=
ack" align=3D"center" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" role=
=3D"presentation" style=3D"box-sizing: border-box; mso-table-lspace: 0; mso=
-table-rspace: 0; color: #333; width: 600px; margin: 0 auto;" width=3D"600"=
><tbody style=3D"box-sizing: border-box;"><tr style=3D"box-sizing: border-b=
ox;"><td class=3D"column column-1" width=3D"100%" style=3D"box-sizing: bord=
er-box; mso-table-lspace: 0; mso-table-rspace: 0; font-weight: 400; text-al=
ign: left; padding-bottom: 30px; padding-top: 15px; vertical-align: top; bo=
rder-top: 0; border-right: 0; border-bottom: 0; border-left: 0;" align=3D"l=
eft" valign=3D"top"><table class=3D"text_block block-1" width=3D"100%" bord=
er=3D"0" cellpadding=3D"10" cellspacing=3D"0" role=3D"presentation" style=
=3D"box-sizing: border-box; mso-table-lspace: 0; mso-table-rspace: 0; word-=
break: break-word;"><tr style=3D"box-sizing: border-box;"><td class=3D"pad"=
style=3D"box-sizing: border-box;"><div style=3D"box-sizing: border-box; fo=
nt-family: sans-serif;"><div class style=3D"box-sizing: border-box; font-si=
ze: 14px; font-family: Arial,'Helvetica Neue',Helvetica,sans-serif; mso-lin=
e-height-alt: 28px; color: #3a342c; line-height: 2;"><p style=3D"box-sizing=
: border-box; line-height: inherit; margin: 0; font-size: 14px; text-align:=
center; mso-line-height-alt: 28px;"><em style=3D"box-sizing: border-box;">=
When investing, your capital is at risk. Pensions can go down in value as w=
ell as up, so you could get back less than you invest.</em></p></div></div>=
</td></tr></table><table class=3D"text_block block-2" width=3D"100%" borde=
r=3D"0" cellpadding=3D"5" cellspacing=3D"0" role=3D"presentation" style=3D"=
box-sizing: border-box; mso-table-lspace: 0; mso-table-rspace: 0; word-brea=
k: break-word;"><tr style=3D"box-sizing: border-box;"><td class=3D"pad" sty=
le=3D"box-sizing: border-box;"><div style=3D"box-sizing: border-box; font-f=
amily: sans-serif;"><div class style=3D"box-sizing: border-box; font-size: =
14px; font-family: Arial,'Helvetica Neue',Helvetica,sans-serif; mso-line-he=
ight-alt: 21px; color: #3a342c; line-height: 1.5;"><p style=3D"box-sizing: =
border-box; line-height: inherit; margin: 0; font-size: 14px; text-align: c=
enter; mso-line-height-alt: 21px;"> </p><p style=3D"box-sizing: border=
-box; line-height: inherit; margin: 0; font-size: 14px; text-align: center;=
mso-line-height-alt: 21px;"><span style=3D"box-sizing: border-box; word-br=
eak: break-word; color: #000000;"><strong style=3D"box-sizing: border-box;"=
>Have a question=3F</strong></span></p><p style=3D"box-sizing: border-box; =
line-height: inherit; margin: 0; font-size: 14px; text-align: center; mso-l=
ine-height-alt: 21px;">Get in touch with our friendly UK team.</p></div></d=
iv></td></tr></table><table class=3D"html_block block-3" width=3D"100%" bor=
der=3D"0" cellpadding=3D"0" cellspacing=3D"0" role=3D"presentation" style=
=3D"box-sizing: border-box; mso-table-lspace: 0; mso-table-rspace: 0;"><tr =
style=3D"box-sizing: border-box;"><td class=3D"pad" style=3D"box-sizing: bo=
rder-box;"> <div style=3D"box-sizing: border-box; font-family: Arial,'Helve=
tica Neue',Helvetica,sans-serif; text-align: center;" align=3D"center"><tab=
le align=3D"center" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" class=
=3D"em_wrapper" style=3D"width: 600px;" width=3D"600"> <tbody> <tr> <td ali=
gn=3D"center" class=3D"em_p3" style=3D"padding: 15px 70px;" valign=3D"top">=
<table align=3D"center" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" w=
idth=3D"100%"> <tbody> <tr> <td valign=3D"top"> <table align=3D"left" borde=
r=3D"0" cellpadding=3D"0" cellspacing=3D"0" class=3D"em_wrapper" style=3D"w=
idth: 290px;" width=3D"290"> <tbody> <tr> <td align=3D"center" valign=3D"to=
p"> <table align=3D"left" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" =
class=3D"em_wrapper" style=3D"width: 130px;" width=3D"130"> <tbody> <tr> <t=
d align=3D"center" class=3D"em_h0" height=3D"31" style=3D"height: 31px;" va=
lign=3D"middle"><img alt=3D"" border=3D"0" src=3D"https://res.cloudinary.co=
m/pensionbee/image/upload/v1594306518/emails/New%20template/Telephone.png" =
style=3D"display: block; max-width: 30px; font-family: Arial, sans-serif; f=
ont-size: 15px; line-height: 18px; color: #000000; padding: 0px; text-align=
: center; height: auto; width: 100%;" width=3D"30"></td> </tr> <tr> <td ali=
gn=3D"center" class=3D"em_defaultlink" style=3D"padding-top: 9px; font-fami=
ly: 'Open Sans', Arial, sans-serif; font-size: 12px; line-height: 22px; col=
or: #000000; font-weight: 750;" valign=3D"top">020 3457 8444 </td> </t=
r> <tr> <td class=3D"em_defaultlink" style=3D"padding-top: 12px; font-famil=
y: 'Open Sans', Arial, sans-serif; font-size: 11px; line-height: 16px; colo=
r: rgb(0, 0, 0); font-weight: 400; letter-spacing: 0.3px; text-align: cente=
r;" valign=3D"top">Monday - Friday: 9:30am-5pm</td> </tr> </tbody> </table>=
<table align=3D"right" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" cl=
ass=3D"em_wrapper" style=3D"width: 130px;" width=3D"130"> <tbody> <tr> <td =
align=3D"center" class=3D"em_h0 em_pt25" height=3D"31" style=3D"height: 31p=
x;" valign=3D"middle"><img alt=3D"123" border=3D"0" src=3D"https://res.clou=
dinary.com/pensionbee/image/upload/v1594306518/emails/New%20template/email.=
png" style=3D"display: block; max-width: 34px; font-family: Arial, sans-ser=
if; font-size: 15px; line-height: 18px; color: #000000; padding: 0px; heigh=
t: auto; width: 100%; text-align: center;" width=3D"30"></td> </tr> <tr> <t=
d class=3D"em_defaultlink" style=3D"padding-top: 9px; font-family: 'Open Sa=
ns', Arial, sans-serif; font-size: 12px; line-height: 22px; color: rgb(0, 0=
, 0); font-weight: 750; text-align: center;" valign=3D"top"><span style=3D"=
color: rgb(0, 0, 0);"><a href=3D"mailto:contact@pensionbee.com=3Fsubject=3D=
" style=3D"text-decoration: none; color: rgb(0, 0, 0);" title=3D"contact@pe=
nsionbee.com" data-linkto=3D"mailto:">contact@pensionbee.com</a></span></td=
> </tr> <tr> <td class=3D"em_defaultlink" style=3D"padding-top: 12px; font-=
family: 'Open Sans', Arial, sans-serif; font-size: 11px; line-height: 16px;=
color: rgb(0, 0, 0); font-weight: 400; letter-spacing: 0.3px; text-align: =
center;" valign=3D"top">Send us an email and we'll get back to you as soon =
as possible</td> </tr> </tbody> </table> </td> </tr> </tbody> </table> <tab=
le align=3D"right" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" class=
=3D"em_wrapper" style=3D"width: 130px;" width=3D"130"> <tbody> <tr> <td ali=
gn=3D"center" class=3D"em_h0 em_pt25" height=3D"31" style=3D"height: 31px;"=
valign=3D"middle"><img alt=3D"" border=3D"0" src=3D"https://res.cloudinary=
.com/pensionbee/image/upload/v1600088483/emails/New%20template/Chat.png" s=
tyle=3D"display: block; max-width: 34px; font-family: Arial, sans-serif; fo=
nt-size: 15px; line-height: 18px; color: #000000; padding: 0px; height: aut=
o; width: 100%; text-align: center;" width=3D"28"></td> </tr> <tr> <td alig=
n=3D"center" class=3D"em_defaultlink" style=3D"padding-top: 7px; font-famil=
y: 'Open Sans', Arial, sans-serif; font-size: 12px; line-height: 22px; colo=
r: #000000; font-weight: 750;" valign=3D"top"><a href=3D"https://links.pens=
ionbee.com/u/click=3F_t=3D941fc1872f5648a9becb28376f6c197b&_m=3D3528ac74b44=
34a13a8e508a646600d35&_e=3DM3_wV_EGmUj9G-R9B2IpCkqaUC0iGgkJBv7ohK-IafPosl-i=
IetzpMQyJJqMJlKJ7ihEJIi7hEKPzvGBGdPDawrpwH5hApmTUFMboNYcUXQi8s_SAs-LN6LI4e1=
SvigGnogHM5Z4cTa6YjsBoOh7YVA3eVW86R9a_We5sHQthBGep7D-vQ2x3hlMBjNDNvGgdYrzkd=
yDFiiJ6cKvG7xPfSqg1Kv8BiVs73tz4kxqqwqmsskncbsEww7dbieSwqKb" style=3D"text-d=
ecoration: none;" title=3D"Launch live chat" data-linkto=3D"https://"><span=
style=3D"color: rgb(0, 0, 0);">Launch live chat</span></a></td> </tr> <tr>=
<td class=3D"em_defaultlink" style=3D"padding-top: 12px; font-family: 'Ope=
n Sans', Arial, sans-serif; font-size: 11px; line-height: 16px; color: rgb(=
0, 0, 0); font-weight: 400; letter-spacing: 0.3px; text-align: center;" val=
ign=3D"top">Speak to a member of our friendly team now</td> </tr> </tbody> =
</table> </td> </tr> <tr> <td valign=3D"top"><br> </td> </tr> </tbody>=
</table> </td> </tr> </tbody> </table> <table align=3D"center" border=3D"0=
" cellpadding=3D"0" cellspacing=3D"0" class=3D"em_wrapper" style=3D"width: =
600px;" width=3D"600"> <tbody> <tr> <td align=3D"center" valign=3D"top"> <t=
able align=3D"center" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" widt=
h=3D"100%"> <tbody> <tr> <td bgcolor=3D"#F9C000" height=3D"12" style=3D"hei=
ght: 12px; font-size: 0px; line-height: 0px;"> </td> </tr> <tr> <td al=
ign=3D"center" class=3D"em_p30" style=3D"padding: 30px 20px;" valign=3D"top=
"> <table align=3D"center" border=3D"0" cellpadding=3D"0" cellspacing=3D"0"=
width=3D"100%"> <tbody> <tr> <td align=3D"center" valign=3D"top"> <table a=
lign=3D"center" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" class=3D"e=
m_wrapper" style=3D"width: 442px;" width=3D"442"> <tbody> <tr> <td valign=
=3D"top"> <table align=3D"center" border=3D"0" cellpadding=3D"0" cellspacin=
g=3D"0" class=3D"em_wrapper" style=3D"width: 279px;" width=3D"279"> <tbody>=
<tr> <td align=3D"center" valign=3D"top"> <p style=3D"font-family: Arial, =
Arial Black, Tahoma, Trebuchet MS, Verdana, sans-serif; font-size: 12px; co=
lor: #aaa; text-decoration: none;"><a href=3D"https://links.pensionbee.com/=
u/click=3F_t=3D941fc1872f5648a9becb28376f6c197b&_m=3D3528ac74b4434a13a8e508=
a646600d35&_e=3DM3_wV_EGmUj9G-R9B2IpCsvWUnYi7Aax69_nfsj8cxkoq9AKebUZYa9NZ9u=
hHLIvk7sG44KlrWw0sSNKh54PwG4AzH46WJp9pDrFbmVon3pTMyTnFY6AxSF-9Mro8IFJy1jIGg=
2WFYUPRM2qkSAyIdSPytL1P4mlxFRmTYzmwTrRdKlCc285UokxU0yTdUAjmDRRp53vxyGbuHyWS=
K1nHkFNomMyLWr9P6zchSoiAlSrnPyZVX1t-BcjXecU5i09nhVysn5-rlCSokA2JmSJHTvk18u9=
kSt9OT_hQJf6-hAI9pkW0xblvvEOOZ6BNucPQyv-vEKaRmUhvZwjlHoyyg%3D%3D" rel=3D"no=
opener noreferrer" style=3D"text-decoration: none; text-underline: none;" t=
arget=3D"_blank"> <img alt=3D"Trustpilot rating" border=3D"0" height=3D"16"=
src=3D"https://emailsignature.trustpilot.com/signature/en-US/2/55f7e14b000=
0ff0005835423/text.png" style=3D"max-height: 16px; margin: 0; padding: 0; w=
idth: auto; border: none;"> <br><img alt=3D"Trustpilot Stars" border=3D"0" =
height=3D"40" src=3D"https://emailsignature.trustpilot.com/signature/en-US/=
2/55f7e14b0000ff0005835423/stars.png" style=3D"max-width: 160px; width: 100=
%; max-height: 40px; border: none;" width=3D"160"> </a> <br><a href=3D"http=
s://links.pensionbee.com/u/click=3F_t=3D941fc1872f5648a9becb28376f6c197b&_m=
=3D3528ac74b4434a13a8e508a646600d35&_e=3DM3_wV_EGmUj9G-R9B2IpCsvWUnYi7Aax69=
_nfsj8cxkoq9AKebUZYa9NZ9uhHLIvk7sG44KlrWw0sSNKh54PwG4AzH46WJp9pDrFbmVon3pTM=
yTnFY6AxSF-9Mro8IFJy1jIGg2WFYUPRM2qkSAyIdSPytL1P4mlxFRmTYzmwTq-ZRYhr-8yABQF=
TFrbodSwBvcucrwemlwxqIvo5hV_yZ-RUHo0p5F6wOIYIeLiaLTgQujrFuROGSUlzvoQfX98OGf=
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OfzG0eeA%3D%3D" rel=3D"noopener noreferrer" style=3D"text-decoration: none;=
text-underline: none;" target=3D"_blank"> <img alt=3D"Trustpilot Logo" bor=
der=3D"0" height=3D"20" src=3D"https://emailsignature.trustpilot.com/brand/=
s/2/logo.png" style=3D"max-width: 79px; width: 100%; max-height: 20px; bord=
er: none;" width=3D"79"> </a></p> <p></p> <table stlye=3D"margin-top: 16px;=
" align=3D"left" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" class=3D"=
em_wrapper" style=3D"width: 123px;" width=3D"123"> <tbody> <tr></tr> </tbod=
y> </table> </td> </tr> </tbody> </table> </td> </tr> </tbody> </table> <ta=
ble align=3D"center" border=3D"0" cellpadding=3D"0" cellspacing=3D"0"> <tbo=
dy> <br> <tr> <td align=3D"center" valign=3D"top"><a href=3D"https://links.=
pensionbee.com/u/click=3F_t=3D941fc1872f5648a9becb28376f6c197b&_m=3D3528ac7=
4b4434a13a8e508a646600d35&_e=3DM3_wV_EGmUj9G-R9B2IpCgp80rb2QcXEJWaHxF08uXCB=
pzY7pU0wjQrABPi5aIRBK4hnOYZoNxJnRoX47-Ps9LCkps1n3vWcrIyfNTeincV2-2T7oGd4z4a=
NzUx_1ZDK5w27uAEhBgwgVlQpcuo8OsMJYKLio-Y1BoyvpgnbO96X8renu1xWvq60obpPuCqysE=
pSs5U5wMvoZ46ZaNABjNRb52iTT09o4Jnn6kOhattaqACeCnW-6J7IGx2ONE09" rel=3D"noop=
ener" style=3D"text-decoration: none;" target=3D"_blank" title=3D"" data-li=
nkto=3D"https://"><img alt=3D"fb" src=3D"https://res.cloudinary.com/pension=
bee/image/upload/v1586871575/emails/New%20template/Facebook.png" style=3D"d=
isplay: block; max-width: 32px; font-family: Arial, sans-serif; font-size: =
15px; line-height: 18px; color: #000000; padding: 0px; text-align: center; =
height: auto; width: 100%;" width=3D"32"></a></td> <td class=3D"em_w1" styl=
e=3D"width: 30px;" width=3D"30"></td> <td align=3D"center" valign=3D"top"><=
a href=3D"https://links.pensionbee.com/u/click=3F_t=3D941fc1872f5648a9becb2=
8376f6c197b&_m=3D3528ac74b4434a13a8e508a646600d35&_e=3DM3_wV_EGmUj9G-R9B2Ip=
CkIH-WTA7da9JeRhBUfzc69kCpWgBxVnfeDOx29Eh7Or1OuRbXrDt83PlFRkVdbFrKLS1iUskb0=
sD8XG0D8xD2C-4qpvmuIpeBkfo5qxje3EftUVlEfn1lEFtp7CdOLyunjwR_ciu3io1UHqGY_hhG=
JzWRSiaiuSOALZwSfd-nds8CW9f57cZtzowJiO1faNv5CQvJXl0v9CDqjaKH3s9poBMxAWMF5cd=
PXoj6ilxFrQ" rel=3D"noopener" style=3D"text-decoration: none;" target=3D"_b=
lank" title=3D"" data-linkto=3D"https://"><img alt=3D"fb" src=3D"https://re=
s.cloudinary.com/pensionbee/image/upload/v1696252193/emails/New%20template/=
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ily: Arial, sans-serif; font-size: 15px; line-height: 18px; color: #000000;=
padding: 0px; text-align: center; height: auto; width: 100%;" width=3D"35"=
></a></td> <td class=3D"em_w1" style=3D"width: 30px;" width=3D"30"></td> <t=
d align=3D"center" valign=3D"top"><a href=3D"https://links.pensionbee.com/u=
/click=3F_t=3D941fc1872f5648a9becb28376f6c197b&_m=3D3528ac74b4434a13a8e508a=
646600d35&_e=3DM3_wV_EGmUj9G-R9B2IpCnj0pTgR87_zPIkUoy3LGFumVDJmU57pQYMWfe6z=
Jgo6vBrx5lnKZMEux00_IQJxMaC437FDpnrPTPjTHfIsMn0i6M1pUr6m4tRkWWV9Ksb74ci5oBg=
CGEW6apOAuxCV7vdYgMRgVuUBM53ayPCoFql-LyQgUaNGoO7TaSWVykOCKrgL7kCksF8n7Cz2UJ=
XB9M06sItk-Z_FM6RoajHRmpv2qmvw_8RDnAjIVBr2hkx9" rel=3D"noopener" style=3D"t=
ext-decoration: none;" target=3D"_blank" title=3D"" data-linkto=3D"https://=
"><img alt=3D"fb" src=3D"https://res.cloudinary.com/pensionbee/image/upload=
/v1674058221/emails/New%20template/Icon_TikTok_State_Active.png" style=3D"d=
isplay: block; max-width: 32px; font-family: Arial, sans-serif; font-size: =
15px; line-height: 18px; color: #000000; padding: 0px; text-align: center; =
height: auto; width: 100%;" width=3D"53"></a></td> <td class=3D"em_w1" styl=
e=3D"width: 30px;" width=3D"30"> </td> <td align=3D"center" valign=3D"=
top"><a href=3D"https://links.pensionbee.com/u/click=3F_t=3D941fc1872f5648a=
9becb28376f6c197b&_m=3D3528ac74b4434a13a8e508a646600d35&_e=3DM3_wV_EGmUj9G-=
R9B2IpCtD8NSKLCqaQ9MZGal9nUm1EzvDBLHa_gcSOuE5BtW1egn83nNlQHnEd8hmuL9ADLScBY=
uQouj_XIdeRyQlhlPsTbP5WdCronya7pVPFBvOdyiNJq8ns8Jq5KMkBSZ0XgnOfGl3LFAW74Hrd=
R29UWOK4tbMFa_jXysSVAVmsHM3aYLhruETgs04b2Pa4Orr8nLBuXPKkEA5oPkajl0IzuOS6XBr=
DjGXtIQqAoCT2KQzK" rel=3D"noopener" style=3D"text-decoration: none;" target=
=3D"_blank" title=3D"" data-linkto=3D"https://"><img alt=3D"tw" src=3D"http=
s://res.cloudinary.com/pensionbee/image/upload/v1696252192/emails/New%20tem=
plate/Icon-Social-twitter.png" style=3D"display: block; max-width: 32px; fo=
nt-family: Arial, sans-serif; font-size: 15px; line-height: 18px; color: #0=
00000; padding: 0px; height: auto; width: 100%; text-align: center;" width=
=3D"35"></a></td> <td class=3D"em_w1" style=3D"width: 30px;" width=3D"30">&=
nbsp;</td> <td align=3D"center" valign=3D"top"><a href=3D"https://links.pen=
sionbee.com/u/click=3F_t=3D941fc1872f5648a9becb28376f6c197b&_m=3D3528ac74b4=
434a13a8e508a646600d35&_e=3DM3_wV_EGmUj9G-R9B2IpCrncxk6kPDFbOtJLckYKBmhqu_P=
nrjjLk9oh1CqrYlM3Cc4r0PfO_a1qtvO3ls7kEul2FdNJKzl7SYOfDuksld2t_POZZNdfdjOiC2=
-f7asIFmsr0plEhCPFSW07Rh1tugl-A7LUbgI4KnABnniu7fnRs91XpTpeHtOSKTR_XqJ78xlrG=
jlMNppZdtO6kQgr3un-f4Yo0QuVii0puFifSj-H9UwhnuNDEdg3tqioOS4t" rel=3D"noopene=
r" style=3D"text-decoration: none;" target=3D"_blank" title=3D"" data-linkt=
o=3D"https://"><img alt=3D"in" src=3D"https://res.cloudinary.com/pensionbee=
/image/upload/v1586871658/emails/New%20template/LinkedIn.png" style=3D"disp=
lay: block; max-width: 32px; font-family: Arial, sans-serif; font-size: 15p=
x; line-height: 18px; color: #000000; padding: 0px; text-align: center; hei=
ght: auto; width: 100%;" width=3D"30"></a></td> <td class=3D"em_w1" style=
=3D"width: 30px;" width=3D"30"> </td> <td align=3D"center" valign=3D"t=
op"><a href=3D"https://links.pensionbee.com/u/click=3F_t=3D941fc1872f5648a9=
becb28376f6c197b&_m=3D3528ac74b4434a13a8e508a646600d35&_e=3DM3_wV_EGmUj9G-R=
9B2IpCof7SOQ0GuyVZ9cyi3NkWzdi3iHJ1Mshm2e1AofIPrD993c8PHL9SMh_cwLUDJ7fIjas8_=
MX8mE65TPHehRENgNTVA2lCYv3ftmTXWhOT8806LJQSIQLACTkcYCddC0yBDsFB823oqVnnGoAo=
n5Hdx2r9U6KRtpLrQKkzm6pQge-RwLBnDP_QnCkZACh_b9BqatwCKYI4lhckp4UhyT8Cxg7j4gr=
TlvP3QEIaT_ZgOG8VrEAk5zEFylpOcHVfiJOTQ%3D%3D" rel=3D"noopener" style=3D"tex=
t-decoration: none;" target=3D"_blank" title=3D"" data-linkto=3D"https://">=
<img alt=3D"yt" src=3D"https://res.cloudinary.com/pensionbee/image/upload/v=
1586871658/emails/New%20template/Youtube.png" style=3D"display: block; max-=
width: 32px; font-family: Arial, sans-serif; font-size: 15px; line-height: =
18px; color: #000000; padding: 0px; text-align: center; height: auto; width=
: 100%;" width=3D"30"></a></td> <td class=3D"em_w1" style=3D"width: 30px;" =
width=3D"30"> </td> <td align=3D"center" valign=3D"top"><a href=3D"htt=
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