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Reply-To: "PayPal noreply" <noreply@news.paypal.com>
From: "PayPal" <noreply@news.paypal.com>
To: <bob@sarahharvey.com>
Subject: One payment down, two to go
Date: Sat, 11 Jul 2026 20:17:08 +0100
Message-ID: <297cf97b-20d4-3c6a-8a53-8827339334b7@news.paypal.com>
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Bob Home - There’s no need to wait to Pay in 3 at millions of brands 
worldwide




View Online














Make the most of
Pay in 3


Your payment is on track. We’re just checking in to help you keep on top of 
your plan and show you how to get even more from Pay in 3.1


Learn More








Shop millions of brands worldwide


From fashion and tech to travel and home essentials, you can spread the cost 
with Pay in 3 at millions of places around the world. Just look out for Pay 
in 3 when you checkout with PayPal at your favourite brands.













Pay in 3 again and again


You can apply for purchases up to £3,000


Found something else you love? There’s no need to wait until your current 
payments have finished to use Pay in 3 again. As long as you’re eligible, 
you can enjoy multiple active plans at once.


Learn More




Pay in 3 is an unregulated credit agreement, so you will have fewer 
protections than under a regulated credit agreement. Consider if the 
purchase is affordable and how you will make repayments. Missing payments 
may make other borrowing more difficult or expensive.  See our Spend Smarter 
Guide.







Pay smarter. PayPal.







Help  |  Contact  |  Security  |  App  |  Offers











1 Pay in 3 is an unregulated credit agreement, so you will have fewer 
protections than under a regulated credit agreement. Consider if the 
purchase is affordable and how you will make repayments. Missing payments 
may make other borrowing more difficult or more expensive. Pay in 3 
eligibility is subject to status and approval. 18+ UK residents only. See 
product terms for more details. You can use Pay in 3 on purchases £20 - 
£3,000.






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PayPal UK Ltd is authorised and regulated by the Financial Conduct Authority 
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relation to its regulated consumer credit activities (firm reference number 
996405); and for the provision of cryptocurrency services (firm reference 
number 1000741). Some products and services, such as PayPal Pay in 3 and 
PayPal Working Capital, are not regulated by the FCA and may offer a lower 
level of protection. Please read product terms for further details. PayPal 
UK Ltd’s company number is 14741686. Its registered office is 5 Fleet Place, 
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Copyright © 2026 PayPal, Inc. All rights reserved.



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so-padding-left-alt:0;mso-padding-right-alt:0;" =
class=3D"block-grid"><!--[if mso | IE]><table role=3D"presentation" =
border=3D"0" cellpadding=3D"0" cellspacing=3D"0"><tr><td =
style=3D"vertical-align:top;width:640px;" ><![endif]--><div =
class=3D"mj-column-per-100 mj-outlook-group-fix" =
style=3D"font-size:0px;text-align:left;direction:ltr;display:inline-block=
;vertical-align:top;width:100%;"><table border=3D"0" cellpadding=3D"0" =
cellspacing=3D"0" role=3D"presentation" =
style=3D"border-radius:0px;vertical-align:top;" =
width=3D"100%"><tbody><tr><td class=3D"padding-30px-0px-25px-0px =
img-container" style=3D"font-size:0px;padding:14px 0px 12px =
0px;word-break:break-word;mso-padding-alt:30px 0px 25px =
0px;mso-padding-left-alt:0;mso-padding-right-alt:0;text-align:center;"><d=
iv style=3D"margin:0 auto;max-width:93px;" class=3D"max-width-148px"><a =
target=3D"_blank" style=3D"text-decoration:none;color:#000000;" =
href=3D"https://data.news.paypal.com/ee/v1/click?params=3Dv1.MBhzeZAqd9M9=
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4c7d-09ea-4bde-8882-66a293c3d484"><img alt=3D"PayPal" height=3D"auto" =
width=3D"148" =
src=3D"https://cdn.paypal.dev.cjmadobe.com/922b7095-7eea-488e-ab70-957eea=
688efc/urn:aaid:aem:669f5221-8cc5-44f8-a47b-7d1885cc9bac/oak:1.0::ci:7d67=
fd39f880e7df85fccf11fc34a3dd/a220f452-5a85-3fb7-8b6d-175b6bcc34b2" =
style=3D"border:none;outline:none;text-decoration:none;height:auto;width:=
100%;font-size:13px;display:block;"></a></div></td></tr></tbody></table><=
/div><!--[if mso | =
IE]></td></tr></table><![endif]--></td></tr></tbody></table></div></div><=
!--[if mso | IE]></td></tr></table><![endif]--></div><!--[if mso | =
IE]><p =
style=3D"mso-line-height-rule:exactly;margin:0;mso-hide:all;font-size:0;l=
ine-height:0;"><o:p =
xmlns:o=3D"urn:schemas-microsoft-com:office:office">=C2=A0</o:p></p></v:t=
extbox></v:rect><![endif]--></td></tr></tbody></table><table =
align=3D"center" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" =
role=3D"presentation" style=3D"background-color:#F2F2F2;width:100%;" =
class=3D"section"><tbody><tr><td align=3D"center"><div =
role=3D"none"><!--[if mso | IE]><table align=3D"center" border=3D"0" =
cellpadding=3D"0" cellspacing=3D"0" class=3D"block-grid-outlook" =
style=3D"width:640px;" width=3D"640" ><tr><td =
style=3D"line-height:0px;font-size:0px;mso-line-height-rule:exactly;"><![=
endif]--><div =
style=3D"background:transparent;background-color:transparent;margin:0 =
auto;max-width:640px;"><table align=3D"center" border=3D"0" =
cellpadding=3D"0" cellspacing=3D"0" role=3D"presentation" =
style=3D"background-color:transparent;width:100%;"><tbody><tr><td =
style=3D"font-size:0px;padding:0px 0px 0px =
0px;text-align:center;vertical-align:top;mso-padding-alt:0px 0px 0px =
0px;" class=3D"block-grid"><!--[if mso | IE]><table =
role=3D"presentation" border=3D"0" cellpadding=3D"0" =
cellspacing=3D"0"><tr><td style=3D"vertical-align:top;width:640px;" =
><![endif]--><div class=3D"mj-column-per-100 mj-outlook-group-fix" =
style=3D"font-size:0px;text-align:left;direction:ltr;display:inline-block=
;vertical-align:top;width:100%;"><table border=3D"0" cellpadding=3D"0" =
cellspacing=3D"0" role=3D"presentation" =
style=3D"border-radius:0px;vertical-align:top;" =
width=3D"100%"><tbody><tr><td class=3D"img-container" =
style=3D"font-size:0px;padding:0px;word-break:break-word;text-align:cente=
r;"><div style=3D"margin:0 auto;" class=3D"max-width-640px"><a =
target=3D"_blank" style=3D"text-decoration:none;color:#000000;" =
href=3D"https://data.news.paypal.com/ee/v1/click?params=3Dv1.MBhzeZAqd9M9=
dSDV8F_qaOhzdbYdXtfinP2pcfqAMKq8RlZFuljL94wqgInv9_nUvUEk2VkxWxSfm3qAI8yHf=
5gEvUVFDqgm3U4-j8owQvi8vtDVGxvcBqyCg8RqJxflMjyONvcXmQIDiVEWBZtYH-o8Hhjm6T=
WMPF8dfHI7FEfTL_-9Mep04IuYjoEVeMLBoMzFRlOrpJtaMHRtefOBaJkRrbq7tUq205m7tws=
wWwNRZJSFQHVwarfT-hSDq4a8okSRD1sETD53kzio9pRXQZmzwAmxJNa9mToPtswfY7hqShx7=
XgSIkKsGfIZT2_lZf134MclrONd_cXLAxZ2x_D4QLBriXtTHgG0lmkwtjS6pxqs1WVfyYJof3=
K4QoDweJRBkNTmFPAb4SbB2asvpNQ4DCTMK5TvPnGOsXfGss5GSYBjrQvtWnsa6wmGWV8u3bs=
K0Wd0XldWbNhZQMjNwUgnE30gsP6fhLL4ZuDvsOLSvmWit-bInZA_SRpBh4PYhkxF_&pid=3D=
v1.EmVJzoWncEjCHUdR8qliOIWw7PMwOxLJubgafD2B6adSYiho3EWVFFBT5S-0NfM5_Em9bv=
_7EVfOpryZjTHLbZdbpA3z-9g&tuid=3D69f8ba2dd2cefa5a6881be46&configId=3D552a=
4c7d-09ea-4bde-8882-66a293c3d484"><img alt=3D"Welcome to Pay in 3" =
height=3D"auto" width=3D"640" =
src=3D"https://cdn.news.paypal.com/215993eb-2d46-4b3e-9993-eb2d462b3eb7/u=
rn:aaid:aem:801c6a8f-bcca-4df4-979b-41a551c2a284/oak:1.0::ci:5c7c7a948b03=
174c47e3c0a95d6f6856/c667835e-60a1-3161-b548-02633831d5ad" =
style=3D"border:none;outline:none;text-decoration:none;height:auto;width:=
100%;font-size:13px;display:block;"></a></div></td></tr></tbody></table><=
/div><!--[if mso | =
IE]></td></tr></table><![endif]--></td></tr></tbody></table></div><!--[if=
 mso | =
IE]></td></tr></table><![endif]--></div></td></tr></tbody></table><table =
align=3D"center" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" =
role=3D"presentation" style=3D"background-color:#F2F2F2;width:100%;" =
class=3D"section"><tbody><tr><td align=3D"center"><div =
role=3D"none"><!--[if mso | IE]><table align=3D"center" border=3D"0" =
cellpadding=3D"0" cellspacing=3D"0" class=3D"block-grid-outlook" =
style=3D"width:640px;" width=3D"640" ><tr><td =
style=3D"line-height:0px;font-size:0px;mso-line-height-rule:exactly;"><![=
endif]--><div =
style=3D"background:#FEFEFE;background-color:#FEFEFE;margin:0 =
auto;max-width:640px;"><table align=3D"center" border=3D"0" =
cellpadding=3D"0" cellspacing=3D"0" role=3D"presentation" =
style=3D"background-color:#FEFEFE;width:100%;"><tbody><tr><td =
style=3D"font-size:0px;padding:0px 40px 0px =
40px;text-align:center;vertical-align:top;mso-padding-alt:0px 55px 0px =
55px;" class=3D"block-grid padding-0px-55px-0px-55px"><!--[if mso | =
IE]><table role=3D"presentation" border=3D"0" cellpadding=3D"0" =
cellspacing=3D"0"><tr><td style=3D"vertical-align:top;width:530px;" =
><![endif]--><div class=3D"mj-column-per-100 mj-outlook-group-fix" =
style=3D"font-size:0px;text-align:left;direction:ltr;display:inline-block=
;vertical-align:top;width:100%;"><table border=3D"0" cellpadding=3D"0" =
cellspacing=3D"0" role=3D"presentation" =
style=3D"border-radius:0px;vertical-align:top;" =
width=3D"100%"><tbody><tr><td =
style=3D"font-size:0px;word-break:break-word;"><div =
style=3D"line-height:30px;height:30px;mso-line-height-alt:30px;">&nbsp;</=
div></td></tr><tr><td class=3D"text-container" =
style=3D"font-size:0px;padding:0px 0px 20px =
0px;word-break:break-word;text-align:center;"><div =
class=3D"links-000000-underline"><div =
style=3D"font-family:PayPalPro-Black, 'Century Gothic Bold', Helvetica, =
Arial, =
sans-serif;font-size:46px;font-weight:900;letter-spacing:-1.3px;line-heig=
ht:1.00;text-align:center;mso-line-height-alt:2.875em;color:#000000;"><p =
style=3D"margin:0;">Make the most of&nbsp;<br>Pay in =
3</p></div></div></td></tr><tr><td class=3D"text-container" =
style=3D"font-size:0px;padding:0px 0px 20px =
0px;word-break:break-word;text-align:center;"><div =
class=3D"links-000000-underline"><div =
style=3D"font-family:PayPalPro-Book, Helvetica, Arial, =
sans-serif;font-size:16px;font-weight:normal;letter-spacing:-0.3px;line-h=
eight:1.40;text-align:center;mso-line-height-alt:1.375em;color:#000000;">=
<p style=3D"margin:0;">Your payment is on track. We=E2=80=99re just =
checking in to help you keep on top of your plan and show you how to get =
even more from Pay in 3.<sup =
style=3D"line-height:0;">1</sup></p></div></div></td></tr><tr><td =
valign=3D"middle" class=3D"button-container" =
style=3D"font-size:0px;padding:0px 0px 0px =
0px;word-break:break-word;text-align:center;"><div><!--[if mso]><table =
width=3D"100%" align=3D"center" border=3D"0" cellpadding=3D"0" =
cellspacing=3D"0" =
style=3D"border-spacing:0;border-collapse:collapse;mso-table-lspace:0pt;m=
so-table-rspace:0pt;"><tr><td align=3D"center" =
class=3D"mso-button-dark-mode"><a:roundrect =
xmlns:a=3D"urn:schemas-microsoft-com:vml" =
xmlns:w=3D"urn:schemas-microsoft-com:office:word" =
href=3D"https://www.paypal.com/mobile-app/paylater/pay-later-hub?paylater=
_source=3Dpi3onboarding&utm_content=3DLearn_more_CTA1" =
fillcolor=3D"#000000" arcsize=3D"61%" =
style=3D"v-text-anchor:middle;width:114.75pt;height:40.5pt;" =
strokecolor=3D"#FEFEFE" strokeweight=3D"1.5pt" =
><w:anchorlock/><a:textbox inset=3D"0,0,0,0"><center =
style=3D"color:#ffffff; font-family:sans-serif, Arial; font-size:16px" =
class=3D"mso-text-white"><![endif]--> <a =
data-k-tracking-disabled=3D"true" =
style=3D"display:inline-block;width:auto;background:#000000;color:#FFFFFF=
;font-family:PayPalPro-Book, Helvetica, Arial, =
sans-serif;font-size:18px;font-weight:700;line-height:1.10;margin:0;text-=
align:center;text-decoration:none;text-transform:none;padding:16px 30px =
16px 30px;mso-padding-alt:0px;border-radius:33px;border-left:2px solid =
#FEFEFE;border-right:2px solid #FEFEFE;border-top:2px solid =
#FEFEFE;border-bottom:2px solid =
#FEFEFE;mso-border-alt:none;box-sizing:border-box;" target=3D"_blank" =
width=3D"155" =
href=3D"https://data.news.paypal.com/ee/v1/mclick?params=3Dv1.MBhzeZAqd9M=
9dSDV8F_qaOhzdbYdXtfinP2pcfqAMKq8RlZFuljL94wqgInv9_nUvUEk2VkxWxSfm3qAI8yH=
f5gEvUVFDqgm3U4-j8owQvi8vtDVGxvcBqyCg8RqJxflMjyONvcXmQIDiVEWBZtYH-o8Hhjm6=
TWMPF8dfHI7FEfTL_-9Mep04IuYjoEVeMLBoMzFRlOrpJtaMHRtefOBaJkRrbq7tUq205m7tw=
swWwNRZJSFQHVwarfT-hSDq4a8okSRD1sETD53kzio9pRXQZmzwAmxJNa9mToPtswfY7hqShx=
7XgSIkKsGfIZT2_lZf134MclrONd_cXLAxZ2x_D4QLBriXtTHgG0lmkwtjS6pxqs1WVfyYJof=
3K4QoDweJRBkNTmFPAb4SbB2asvpNQ4DCTMK5TvPnGOsXfGss5GSYBjrQvtWnsa6wmGWV8u3b=
sK0Wd0XldWbNhZQMjNwUgnE30gsP6fhLL4ZuDvsOLSvmWit-bInZA_SRpBh4PYhkxF_&pid=3D=
v1.EmVJzoWncEjCHUdR8qliOIWw7PMwOxLJubgafD2B6adSYiho3EWVFFBT5S-0NfM5_Em9bv=
_7EVfOpryZjTHLbZdbpA3z-9g&tuid=3D69f8ba2dd2cefa5a6881be4a&configId=3D552a=
4c7d-09ea-4bde-8882-66a293c3d484">Learn More </a><!--[if =
mso]></center></a:textbox></a:roundrect></td></tr></table><![endif]--></d=
iv></td></tr><tr><td style=3D"font-size:0px;word-break:break-word;"><div =
style=3D"line-height:20px;height:20px;mso-line-height-alt:20px;">&nbsp;</=
div></td></tr></tbody></table></div><!--[if mso | =
IE]></td></tr></table><![endif]--></td></tr></tbody></table></div><!--[if=
 mso | =
IE]></td></tr></table><![endif]--></div></td></tr></tbody></table><table =
align=3D"center" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" =
role=3D"presentation" style=3D"background-color:#F2F2F2;width:100%;" =
class=3D"section"><tbody><tr><td align=3D"center"><div =
role=3D"none"><!--[if mso | IE]><table align=3D"center" border=3D"0" =
cellpadding=3D"0" cellspacing=3D"0" class=3D"block-grid-outlook" =
style=3D"width:640px;" width=3D"640" ><tr><td =
style=3D"line-height:0px;font-size:0px;mso-line-height-rule:exactly;"><![=
endif]--><div =
style=3D"background:#F5F7FA;background-color:#F5F7FA;margin:0 =
auto;max-width:640px;"><table align=3D"center" border=3D"0" =
cellpadding=3D"0" cellspacing=3D"0" role=3D"presentation" =
style=3D"background-color:#F5F7FA;width:100%;"><tbody><tr><td =
style=3D"font-size:0px;padding:0px 40px 0px =
40px;text-align:center;vertical-align:top;mso-padding-alt:0px 55px 0px =
55px;" class=3D"block-grid padding-0px-55px-0px-55px"><!--[if mso | =
IE]><table role=3D"presentation" border=3D"0" cellpadding=3D"0" =
cellspacing=3D"0"><tr><td style=3D"vertical-align:top;width:530px;" =
><![endif]--><div class=3D"mj-column-per-100 mj-outlook-group-fix" =
style=3D"font-size:0px;text-align:left;direction:ltr;display:inline-block=
;vertical-align:top;width:100%;"><table border=3D"0" cellpadding=3D"0" =
cellspacing=3D"0" role=3D"presentation" =
style=3D"border-radius:0px;vertical-align:top;" =
width=3D"100%"><tbody><tr><td =
style=3D"font-size:0px;word-break:break-word;"><div =
style=3D"line-height:30px;height:30px;mso-line-height-alt:30px;">&nbsp;</=
div></td></tr><tr><td class=3D"text-container" =
style=3D"font-size:0px;padding:0px 0px 20px =
0px;word-break:break-word;text-align:center;"><div =
class=3D"links-000000-underline"><div =
style=3D"font-family:PayPalPro-Black, 'Century Gothic Bold', Helvetica, =
Arial, =
sans-serif;font-size:36px;font-weight:900;letter-spacing:-0.7px;line-heig=
ht:1.10;text-align:center;mso-line-height-alt:2.5em;color:#000000;"><p =
style=3D"margin:0;">Shop millions of brands =
worldwide</p></div></div></td></tr><tr><td class=3D"text-container" =
style=3D"font-size:0px;padding:0px 0px 20px =
0px;word-break:break-word;text-align:center;"><div =
class=3D"links-000000-underline"><div =
style=3D"font-family:PayPalPro-Book, Helvetica, Arial, =
sans-serif;font-size:16px;font-weight:normal;letter-spacing:-0.3px;line-h=
eight:1.40;text-align:center;mso-line-height-alt:1.375em;color:#000000;">=
<p style=3D"margin:0;">From fashion and tech to travel and home =
essentials, you can spread the cost with Pay in 3 at millions of places =
around the world. Just look out for Pay in 3 when you checkout with =
PayPal at your favourite brands.</p></div></div></td></tr><tr><td =
style=3D"font-size:0px;word-break:break-word;"><div =
style=3D"line-height:30px;height:30px;mso-line-height-alt:30px;">&nbsp;</=
div></td></tr></tbody></table></div><!--[if mso | =
IE]></td></tr></table><![endif]--></td></tr></tbody></table></div><!--[if=
 mso | =
IE]></td></tr></table><![endif]--></div></td></tr></tbody></table><table =
align=3D"center" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" =
role=3D"presentation" style=3D"background-color:#F2F2F2;width:100%;" =
class=3D"section"><tbody><tr><td align=3D"center"><div =
role=3D"none"><!--[if mso | IE]><table align=3D"center" border=3D"0" =
cellpadding=3D"0" cellspacing=3D"0" class=3D"block-grid-outlook" =
style=3D"width:640px;" width=3D"640" ><tr><td =
style=3D"line-height:0px;font-size:0px;mso-line-height-rule:exactly;"><![=
endif]--><div =
style=3D"background:transparent;background-color:transparent;margin:0 =
auto;max-width:640px;"><table align=3D"center" border=3D"0" =
cellpadding=3D"0" cellspacing=3D"0" role=3D"presentation" =
style=3D"background-color:transparent;width:100%;"><tbody><tr><td =
style=3D"font-size:0px;padding:0px 0px 0px =
0px;text-align:center;vertical-align:top;mso-padding-alt:0px 0px 0px =
0px;" class=3D"block-grid"><!--[if mso | IE]><table =
role=3D"presentation" border=3D"0" cellpadding=3D"0" =
cellspacing=3D"0"><tr><td style=3D"vertical-align:top;width:640px;" =
><![endif]--><div class=3D"mj-column-per-100 mj-outlook-group-fix" =
style=3D"font-size:0px;text-align:left;direction:ltr;display:inline-block=
;vertical-align:top;width:100%;"><table border=3D"0" cellpadding=3D"0" =
cellspacing=3D"0" role=3D"presentation" =
style=3D"border-radius:0px;vertical-align:top;" =
width=3D"100%"><tbody><tr><td class=3D"img-container" =
style=3D"font-size:0px;padding:0px;word-break:break-word;text-align:cente=
r;"><div style=3D"margin:0 auto;" class=3D"max-width-640px"><a =
target=3D"_blank" style=3D"text-decoration:none;color:#000000;" =
href=3D"https://data.news.paypal.com/ee/v1/click?params=3Dv1.MBhzeZAqd9M9=
dSDV8F_qaOhzdbYdXtfinP2pcfqAMKq8RlZFuljL94wqgInv9_nUvUEk2VkxWxSfm3qAI8yHf=
5gEvUVFDqgm3U4-j8owQvi8vtDVGxvcBqyCg8RqJxflMjyONvcXmQIDiVEWBZtYH-o8Hhjm6T=
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wWwNRZJSFQHVwarfT-hSDq4a8okSRD1sETD53kzio9pRXQZmzwAmxJNa9mToPtswfY7hqShx7=
XgSIkKsGfIZT2_lZf134MclrONd_cXLAxZ2x_D4QLBriXtTHgG0lmkwtjS6pxqs1WVfyYJof3=
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K0Wd0XldWbNhZQMjNwUgnE30gsP6fhLL4ZuDvsOLSvmWit-bInZA_SRpBh4PYhkxF_&pid=3D=
v1.EmVJzoWncEjCHUdR8qliOIWw7PMwOxLJubgafD2B6adSYiho3EWVFFBT5S-0NfM5_Em9bv=
_7EVfOpryZjTHLbZdbpA3z-9g&tuid=3D69f8ba2dd2cefa5a6881be46&configId=3D552a=
4c7d-09ea-4bde-8882-66a293c3d484"><img alt=3D"Shop millions of brands =
worldwide" height=3D"auto" width=3D"640" =
src=3D"https://cdn.news.paypal.com/215993eb-2d46-4b3e-9993-eb2d462b3eb7/u=
rn:aaid:aem:06d30fe8-501a-46df-b7d5-50b6a43f73ad/oak:1.0::ci:8879048b0fd8=
ec50eab60461f1dc518f/60fba017-5e1c-38bf-97cf-2f8efcee000f" =
style=3D"border:none;outline:none;text-decoration:none;height:auto;width:=
100%;font-size:13px;display:block;"></a></div></td></tr></tbody></table><=
/div><!--[if mso | =
IE]></td></tr></table><![endif]--></td></tr></tbody></table></div><!--[if=
 mso | =
IE]></td></tr></table><![endif]--></div></td></tr></tbody></table><table =
align=3D"center" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" =
role=3D"presentation" style=3D"background-color:#F2F2F2;width:100%;" =
class=3D"section"><tbody><tr><td align=3D"center"><div =
role=3D"none"><!--[if mso | IE]><table align=3D"center" border=3D"0" =
cellpadding=3D"0" cellspacing=3D"0" class=3D"block-grid-outlook" =
style=3D"width:640px;" width=3D"640" ><tr><td =
style=3D"line-height:0px;font-size:0px;mso-line-height-rule:exactly;"><![=
endif]--><div =
style=3D"background:#FEFEFE;background-color:#FEFEFE;margin:0 =
auto;max-width:640px;"><table align=3D"center" border=3D"0" =
cellpadding=3D"0" cellspacing=3D"0" role=3D"presentation" =
style=3D"background-color:#FEFEFE;width:100%;"><tbody><tr><td =
style=3D"font-size:0px;padding:0px 40px 0px =
40px;text-align:center;vertical-align:top;mso-padding-alt:0px 55px 0px =
55px;" class=3D"block-grid padding-0px-55px-0px-55px"><!--[if mso | =
IE]><table role=3D"presentation" border=3D"0" cellpadding=3D"0" =
cellspacing=3D"0"><tr><td style=3D"vertical-align:top;width:530px;" =
><![endif]--><div class=3D"mj-column-per-100 mj-outlook-group-fix" =
style=3D"font-size:0px;text-align:left;direction:ltr;display:inline-block=
;vertical-align:top;width:100%;"><table border=3D"0" cellpadding=3D"0" =
cellspacing=3D"0" role=3D"presentation" =
style=3D"border-radius:0px;vertical-align:top;" =
width=3D"100%"><tbody><tr><td =
style=3D"font-size:0px;word-break:break-word;"><div =
style=3D"line-height:30px;height:30px;mso-line-height-alt:30px;">&nbsp;</=
div></td></tr><tr><td class=3D"text-container" =
style=3D"font-size:0px;padding:0px 0px 20px =
0px;word-break:break-word;text-align:center;"><div =
class=3D"links-000000-underline"><div =
style=3D"font-family:PayPalPro-Black, 'Century Gothic Bold', Helvetica, =
Arial, =
sans-serif;font-size:36px;font-weight:900;letter-spacing:-0.7px;line-heig=
ht:1.06;text-align:center;mso-line-height-alt:2.375em;color:#000000;"><p =
style=3D"margin:0;">Pay in 3 again and =
again</p></div></div></td></tr><tr><td class=3D"text-container" =
style=3D"font-size:0px;padding:0px 0px 20px =
0px;word-break:break-word;text-align:center;"><div =
class=3D"links-000000-underline"><div =
style=3D"font-family:PayPalPro-Black, 'Century Gothic Bold', Helvetica, =
Arial, =
sans-serif;font-size:24px;font-weight:900;letter-spacing:-0.7px;line-heig=
ht:1.17;text-align:center;mso-line-height-alt:1.75em;color:#000000;"><p =
style=3D"margin:0;">You can apply for purchases up to <span =
style=3D"color:rgb(0, 116, =
222);">=C2=A33,000</span></p></div></div></td></tr><tr><td =
class=3D"text-container" style=3D"font-size:0px;padding:0px 0px 20px =
0px;word-break:break-word;text-align:center;"><div =
class=3D"links-000000-underline"><div =
style=3D"font-family:PayPalPro-Book, Helvetica, Arial, =
sans-serif;font-size:16px;font-weight:normal;letter-spacing:-0.3px;line-h=
eight:1.40;text-align:center;mso-line-height-alt:1.375em;color:#000000;">=
<p style=3D"margin:0;">Found something else you love? There=E2=80=99s no =
need to wait until your current payments have finished to use Pay in 3 =
again. As long as you=E2=80=99re eligible, you can enjoy multiple active =
plans at once.</p></div></div></td></tr><tr><td valign=3D"middle" =
class=3D"button-container" style=3D"font-size:0px;padding:0px 0px 0px =
0px;word-break:break-word;text-align:center;"><div><!--[if mso]><table =
width=3D"100%" align=3D"center" border=3D"0" cellpadding=3D"0" =
cellspacing=3D"0" =
style=3D"border-spacing:0;border-collapse:collapse;mso-table-lspace:0pt;m=
so-table-rspace:0pt;"><tr><td align=3D"center" =
class=3D"mso-button-dark-mode"><a:roundrect =
xmlns:a=3D"urn:schemas-microsoft-com:vml" =
xmlns:w=3D"urn:schemas-microsoft-com:office:word" =
href=3D"https://www.paypal.com/mobile-app/paylater/pay-later-hub?paylater=
_source=3Dpi3onboarding&utm_content=3DLearn_more_CTA2" =
fillcolor=3D"#000000" arcsize=3D"61%" =
style=3D"v-text-anchor:middle;width:114.75pt;height:40.5pt;" =
strokecolor=3D"#FEFEFE" strokeweight=3D"1.5pt" =
><w:anchorlock/><a:textbox inset=3D"0,0,0,0"><center =
style=3D"color:#ffffff; font-family:sans-serif, Arial; font-size:16px" =
class=3D"mso-text-white"><![endif]--> <a =
data-k-tracking-disabled=3D"true" =
style=3D"display:inline-block;width:auto;background:#000000;color:#FFFFFF=
;font-family:PayPalPro-Book, Helvetica, Arial, =
sans-serif;font-size:18px;font-weight:700;line-height:1.10;margin:0;text-=
align:center;text-decoration:none;text-transform:none;padding:16px 30px =
16px 30px;mso-padding-alt:0px;border-radius:33px;border-left:2px solid =
#FEFEFE;border-right:2px solid #FEFEFE;border-top:2px solid =
#FEFEFE;border-bottom:2px solid =
#FEFEFE;mso-border-alt:none;box-sizing:border-box;" target=3D"_blank" =
width=3D"155" =
href=3D"https://data.news.paypal.com/ee/v1/mclick?params=3Dv1.MBhzeZAqd9M=
9dSDV8F_qaOhzdbYdXtfinP2pcfqAMKq8RlZFuljL94wqgInv9_nUvUEk2VkxWxSfm3qAI8yH=
f5gEvUVFDqgm3U4-j8owQvi8vtDVGxvcBqyCg8RqJxflMjyONvcXmQIDiVEWBZtYH-o8Hhjm6=
TWMPF8dfHI7FEfTL_-9Mep04IuYjoEVeMLBoMzFRlOrpJtaMHRtefOBaJkRrbq7tUq205m7tw=
swWwNRZJSFQHVwarfT-hSDq4a8okSRD1sETD53kzio9pRXQZmzwAmxJNa9mToPtswfY7hqShx=
7XgSIkKsGfIZT2_lZf134MclrONd_cXLAxZ2x_D4QLBriXtTHgG0lmkwtjS6pxqs1WVfyYJof=
3K4QoDweJRBkNTmFPAb4SbB2asvpNQ4DCTMK5TvPnGOsXfGss5GSYBjrQvtWnsa6wmGWV8u3b=
sK0Wd0XldWbNhZQMjNwUgnE30gsP6fhLL4ZuDvsOLSvmWit-bInZA_SRpBh4PYhkxF_&pid=3D=
v1.EmVJzoWncEjCHUdR8qliOIWw7PMwOxLJubgafD2B6adSYiho3EWVFFBT5S-0NfM5_Em9bv=
_7EVfOpryZjTHLbZdbpA3z-9g&tuid=3D69f8ba2dd2cefa5a6881be53&configId=3D552a=
4c7d-09ea-4bde-8882-66a293c3d484">Learn More </a><!--[if =
mso]></center></a:textbox></a:roundrect></td></tr></table><![endif]--></d=
iv></td></tr><tr><td style=3D"font-size:0px;word-break:break-word;"><div =
style=3D"line-height:20px;height:20px;mso-line-height-alt:20px;">&nbsp;</=
div></td></tr><tr><td class=3D"text-container" =
style=3D"font-size:0px;padding:0px 0px 0px =
0px;word-break:break-word;text-align:center;"><div =
class=3D"links-707070-underline"><div =
style=3D"font-family:PayPalPro-Book, Helvetica, Arial, =
sans-serif;font-size:12px;font-weight:normal;letter-spacing:0px;line-heig=
ht:1.20;text-align:center;mso-line-height-alt:0.875em;color:#707070;"><p =
style=3D"margin:0;">Pay in 3 is an unregulated credit agreement, so you =
will have fewer protections than under a regulated credit agreement. =
Consider if the purchase is affordable and how you will make repayments. =
Missing payments may make other borrowing more difficult or expensive. =
=E2=80=A8See our Spend Smarter Guide.</p></div></div></td></tr><tr><td =
style=3D"font-size:0px;word-break:break-word;"><div =
style=3D"line-height:30px;height:30px;mso-line-height-alt:30px;">&nbsp;</=
div></td></tr></tbody></table></div><!--[if mso | =
IE]></td></tr></table><![endif]--></td></tr></tbody></table></div><!--[if=
 mso | =
IE]></td></tr></table><![endif]--></div></td></tr></tbody></table><table =
align=3D"center" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" =
role=3D"presentation" style=3D"background-color:#F2F2F2;width:100%;" =
class=3D"section"><tbody><tr><td align=3D"center"><div =
role=3D"none"><!--[if mso | IE]><table align=3D"center" border=3D"0" =
cellpadding=3D"0" cellspacing=3D"0" class=3D"block-grid-outlook" =
style=3D"width:640px;" width=3D"640" ><tr><td =
style=3D"line-height:0px;font-size:0px;mso-line-height-rule:exactly;"><![=
endif]--><div =
style=3D"background:#60CDFF;background-color:#60CDFF;margin:0 =
auto;max-width:640px;"><table align=3D"center" border=3D"0" =
cellpadding=3D"0" cellspacing=3D"0" role=3D"presentation" =
style=3D"background-color:#60CDFF;width:100%;"><tbody><tr><td =
style=3D"font-size:0px;padding:33px 35px 33px =
35px;text-align:center;vertical-align:top;mso-padding-alt:33px 55px 33px =
55px;" class=3D"block-grid padding-33px-55px-33px-55px"><!--[if mso | =
IE]><table role=3D"presentation" border=3D"0" cellpadding=3D"0" =
cellspacing=3D"0"><tr><td style=3D"vertical-align:top;width:530px;" =
><![endif]--><div class=3D"mj-column-per-100 mj-outlook-group-fix" =
style=3D"font-size:0px;text-align:left;direction:ltr;display:inline-block=
;vertical-align:top;width:100%;"><table border=3D"0" cellpadding=3D"0" =
cellspacing=3D"0" role=3D"presentation" =
style=3D"border-radius:0px;vertical-align:top;" =
width=3D"100%"><tbody><tr><td class=3D"text-container" =
style=3D"font-size:0px;padding:0px 0px 0px =
0px;word-break:break-word;text-align:center;"><div =
class=3D"links-000000-underline"><div =
style=3D"font-family:PayPalPro-Black, 'Century Gothic Bold', Helvetica, =
Arial, =
sans-serif;font-size:24px;font-weight:700;letter-spacing:-0.7px;line-heig=
ht:1.10;text-align:center;mso-line-height-alt:1.625em;color:#000000;"><p =
style=3D"margin:0;">Pay smarter. =
PayPal.</p></div></div></td></tr></tbody></table></div><!--[if mso | =
IE]></td></tr></table><![endif]--></td></tr></tbody></table></div><!--[if=
 mso | =
IE]></td></tr></table><![endif]--></div></td></tr></tbody></table><table =
align=3D"center" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" =
role=3D"presentation" style=3D"background-color:#F2F2F2;width:100%;" =
class=3D"section"><tbody><tr><td align=3D"center"><div =
role=3D"none"><!--[if mso | IE]><table align=3D"center" border=3D"0" =
cellpadding=3D"0" cellspacing=3D"0" class=3D"block-grid-outlook" =
style=3D"width:640px;" width=3D"640" ><tr><td =
style=3D"line-height:0px;font-size:0px;mso-line-height-rule:exactly;"><![=
endif]--><div =
style=3D"background:#FEFEFE;background-color:#FEFEFE;margin:0 =
auto;max-width:640px;"><table align=3D"center" border=3D"0" =
cellpadding=3D"0" cellspacing=3D"0" role=3D"presentation" =
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IE]><table role=3D"presentation" border=3D"0" cellpadding=3D"0" =
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style=3D"font-size:0px;text-align:left;direction:ltr;display:inline-block=
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4c7d-09ea-4bde-8882-66a293c3d484">Security</a>           <span =
class=3D"mob-hide divider" =
style=3D"color:#929496;">=E2=80=83|=E2=80=83</span>           <a =
class=3D"display-block" title=3D"App" =
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0);white-space:nowrap;font-weight:bold;" target=3D"_blank" =
data-nl-type=3D"externalLink" =
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4c7d-09ea-4bde-8882-66a293c3d484">Offers</a>        </td>    </tr> =
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align=3D"center" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" =
role=3D"presentation" =
style=3D"float:none;display:inline-table;"><tbody><tr><td =
style=3D"padding:4px;"><table border=3D"0" cellpadding=3D"0" =
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role=3D"presentation" =
style=3D"float:none;display:inline-table;"><tbody><tr><td =
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width=3D"32"></a></td></tr></tbody></table></td></tr></tbody></table></di=
v><!--[if mso | IE]>=0A=
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align=3D"center" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" =
role=3D"presentation" =
style=3D"float:none;display:inline-table;"><tbody><tr><td =
style=3D"padding:4px;"><table border=3D"0" cellpadding=3D"0" =
cellspacing=3D"0" role=3D"presentation" =
style=3D"background:transparent;border-radius:50%;width:32px;"><tbody><tr=
><td =
style=3D"padding:0px;font-size:0;height:32px;vertical-align:middle;width:=
32px;"><a target=3D"_blank" =
href=3D"https://data.news.paypal.com/ee/v1/click?params=3Dv1.MBhzeZAqd9M9=
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width=3D"32"></a></td></tr></tbody></table></td></tr></tbody></table></di=
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          </tr>=0A=
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      <![endif]--></td></tr></tbody></table></div><!--[if mso | =
IE]></td></tr></table><![endif]--></td></tr></tbody></table></div><!--[if=
 mso | =
IE]></td></tr></table><![endif]--></div></td></tr></tbody></table><table =
align=3D"center" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" =
role=3D"presentation" style=3D"background-color:#F2F2F2;width:100%;" =
class=3D"section"><tbody><tr><td align=3D"center"><div =
role=3D"none"><!--[if mso | IE]><table align=3D"center" border=3D"0" =
cellpadding=3D"0" cellspacing=3D"0" class=3D"block-grid-outlook" =
style=3D"width:640px;" width=3D"640" ><tr><td =
style=3D"line-height:0px;font-size:0px;mso-line-height-rule:exactly;"><![=
endif]--><div =
style=3D"background:#FEFEFE;background-color:#FEFEFE;margin:0 =
auto;max-width:640px;"><table align=3D"center" border=3D"0" =
cellpadding=3D"0" cellspacing=3D"0" role=3D"presentation" =
style=3D"background-color:#FEFEFE;width:100%;"><tbody><tr><td =
style=3D"font-size:0px;padding:0px 0px 0px =
0px;text-align:center;vertical-align:top;" class=3D"block-grid"><!--[if =
mso | IE]><table role=3D"presentation" border=3D"0" cellpadding=3D"0" =
cellspacing=3D"0"><tr><td style=3D"vertical-align:top;width:640px;" =
><![endif]--><div class=3D"mj-column-per-100 mj-outlook-group-fix" =
style=3D"font-size:0px;text-align:left;direction:ltr;display:inline-block=
;vertical-align:top;width:100%;"><table border=3D"0" cellpadding=3D"0" =
cellspacing=3D"0" role=3D"presentation" =
style=3D"background-color:#FEFEFE;border-radius:0px;vertical-align:top;" =
width=3D"100%"><tbody><tr><td class=3D"padding-0px-55px-0px-55px =
text-container" style=3D"font-size:0px;padding:0px 20px 0px =
20px;word-break:break-word;mso-padding-alt:0px 55px 0px =
55px;text-align:left;"><div class=3D"links-000000-underline"><div =
style=3D"font-family:PayPalPro-Book, Helvetica, Arial, =
sans-serif;font-size:12px;font-weight:normal;letter-spacing:none;line-hei=
ght:1.30;text-align:left;mso-line-height-alt:1em;color:#000000;"><p =
style=3D"margin:0;"><sup style=3D"line-height:0;">1&nbsp;</sup>Pay in 3 =
is an unregulated credit agreement, so you will have fewer protections =
than under a regulated credit agreement. Consider if the purchase is =
affordable and how you will make repayments. Missing payments may make =
other borrowing more difficult or more expensive. Pay in 3 eligibility =
is subject to status and approval. 18+ UK residents only. See product =
terms for more details. You can use Pay in 3 on purchases =C2=A320 - =
=C2=A33,000.</p><p =
style=3D"margin:0;">&nbsp;</p></div></div></td></tr></tbody></table></div=
><!--[if mso | =
IE]></td></tr></table><![endif]--></td></tr></tbody></table></div><!--[if=
 mso | =
IE]></td></tr></table><![endif]--></div></td></tr></tbody></table><table =
align=3D"center" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" =
role=3D"presentation" style=3D"background-color:#F2F2F2;width:100%;" =
class=3D"section"><tbody><tr><td align=3D"center"><div =
role=3D"none"><!--[if mso | IE]><table align=3D"center" border=3D"0" =
cellpadding=3D"0" cellspacing=3D"0" class=3D"block-grid-outlook" =
style=3D"width:640px;" width=3D"640" ><tr><td =
style=3D"line-height:0px;font-size:0px;mso-line-height-rule:exactly;"><![=
endif]--><div =
style=3D"background:#FEFEFE;background-color:#FEFEFE;margin:0 =
auto;max-width:640px;"><table align=3D"center" border=3D"0" =
cellpadding=3D"0" cellspacing=3D"0" role=3D"presentation" =
style=3D"background-color:#FEFEFE;width:100%;"><tbody><tr><td =
style=3D"font-size:0px;padding:0px 20px 20px =
20px;text-align:center;vertical-align:top;mso-padding-alt:0px 55px 20px =
55px;" class=3D"block-grid padding-0px-55px-20px-55px"><!--[if mso | =
IE]><table role=3D"presentation" border=3D"0" cellpadding=3D"0" =
cellspacing=3D"0"><tr><td style=3D"vertical-align:top;width:530px;" =
><![endif]--><div class=3D"mj-column-per-100 mj-outlook-group-fix" =
style=3D"font-size:0px;text-align:left;direction:ltr;display:inline-block=
;vertical-align:top;width:100%;"><table border=3D"0" cellpadding=3D"0" =
cellspacing=3D"0" role=3D"presentation" =
style=3D"border-radius:0px;vertical-align:top;" width=3D"100%"><tr><td =
class=3D"text-container" style=3D"font-size:0px;padding:0px 0px 0px =
0px;word-break:break-word;text-align:left;"><div =
class=3D"links-000000-underline-bold"><div =
style=3D"font-family:PayPalPro-Book, Helvetica, Arial, =
sans-serif;font-size:12px;font-weight:normal;letter-spacing:none;line-hei=
ght:1.30;text-align:left;mso-line-height-alt:1em;color:#000000;"><p =
style=3D"margin:0;">Not sure why you received this email? <a =
title=3D"Learn more" target=3D"_blank" rel=3D"noopener" =
style=3D"color:rgb(0, 0, 0);text-decoration:underline;font-weight:700;" =
href=3D"https://data.news.paypal.com/ee/v1/click?params=3Dv1.MBhzeZAqd9M9=
dSDV8F_qaOhzdbYdXtfinP2pcfqAMKq8RlZFuljL94wqgInv9_nUvUEk2VkxWxSfm3qAI8yHf=
5gEvUVFDqgm3U4-j8owQvi8vtDVGxvcBqyCg8RqJxflMjyONvcXmQIDiVEWBZtYH-o8Hhjm6T=
WMPF8dfHI7FEfTL_-9Mep04IuYjoEVeMLBoMzFRlOrpJtaMHRtefOBaJkRrbq7tUq205m7tws=
wWwNRZJSFQHVwarfT-hSDq4a8okSRD1sETD53kzio9pRXQZmzwAmxJNa9mToPtswfY7hqShx7=
XgSIkKsGfIZT2_lZf134MclrONd_cXLAxZ2x_D4QLBriXtTHgG0lmkwtjS6pxqs1WVfyYJof3=
K4QoDweJRBkNTmFPAb4SbB2asvpNQ4DCTMK5TvPnGOsXfGss5GSYBjrQvtWnsa6wmGWV8u3bs=
K0Wd0XldWbNhZQMjNwUgnE30gsP6fhLL4ZuDvsOLSvmWit-bInZA_SRpBh4PYhkxF_&pid=3D=
v1.EmVJzoWncEjCHUdR8qliOIWw7PMwOxLJubgafD2B6adSYiho3EWVFFBT5S-0NfM5_Em9bv=
_7EVfOpryZjTHLbZdbpA3z-9g&tuid=3D69f8ba34d2cefa5a6881c630&configId=3D552a=
4c7d-09ea-4bde-8882-66a293c3d484">Learn more</a></p><p =
style=3D"margin:0;">&nbsp;</p><p style=3D"margin:0;"><strong>How do I =
know this is not a Phishing email?</strong></p><p =
style=3D"margin:0;">&nbsp;</p><p style=3D"margin:0;">Phishing emails =
tend to have generic greetings such as "Dear PayPal member". Emails from =
PayPal will always contain your full name.</p><p =
style=3D"margin:0;">&nbsp;</p><p style=3D"margin:0;"><a title=3D"Find =
out more here" target=3D"_blank" rel=3D"noopener" style=3D"color:rgb(0, =
0, 0);text-decoration:underline;font-weight:700;" =
href=3D"https://data.news.paypal.com/ee/v1/click?params=3Dv1.MBhzeZAqd9M9=
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