HEX

File: D:/hMailServer/Data/sarahharvey.com/bob/7C/{7C0C9375-96B2-4A46-85F3-04426AB4AE2C}.eml
Reply-To: <email-marketing@monzo.com>
From: "Monzo" <hello@email.monzo.com>
To: <bob@sarahharvey.com>
Subject: =?utf-8?Q?We=E2=80=99ve_made_your_marketing_settin?=
	=?utf-8?Q?gs_clearer?=
Date: Fri, 17 Apr 2026 14:44:15 +0100
Message-ID: <32.F7.41235.F2932E96@i-057e79f5e13044a3e.mta3vrest.sd.prd.sparkpost>
MIME-Version: 1.0
Content-Type: multipart/alternative;
	boundary="----=_NextPart_000_1041_01DCD342.A78ED410"
Thread-Index: AQIsEtVnpOO0fHtI8RJmHc5hPYhONA==

This is a multipart message in MIME format.

------=_NextPart_000_1041_01DCD342.A78ED410
Content-Type: text/plain;
	charset="utf-8"
Content-Transfer-Encoding: 8bit

What you’ll see differently
͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌ 
 ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌ 
 ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌ 
 ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌ 
 ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌ 
 ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌ 
 ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌ 
 ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌ 
 ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌ 
 ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌ 
 ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌ 
 ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌ 
 ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌     


 <https://clicks.monzo.com/f/a/_tlaTAC0SI30PpKk8yUhOg~~/AAAHahA~/iXk06y4Cpp_gZnJU_VOT15tIE--u5UiCV98I6AcSh369XTPs2uEsOByR5UcsqVLGo8NydarB8pPtKrC21wDEaot5-3IfpUoh_dLfQyxHPjA~>




Clearer choices about how you hear from us



Hello Robert,

We’ve made some updates to the marketing settings you can choose from in the 
Monzo app so it’s clearer how you can hear from us and what you’ll hear 
about.

What this update covers



*	We added more detail about what you can expect to hear about from across 
Monzo, including updates about us and our partners.
*	We clearly separated marketing and account activity notifications so it's 
easier to see the difference between the messages you'll receive.


How to review your choices

You can see your marketing choices any time in 
<https://clicks.monzo.com/f/a/lILYnvMani2YvMMRhAfh4Q~~/AAAHahA~/FcnBhRqwlY1Iu5tJ4uwZ997qaCaGaKWZI5RxpHcHKMDVifB1FumWUrJKOswP8TlEXlrP4DfMKGKSgYVJvm2aPe6OHoePRyGfC3ugN2KL9VUcp3a7mfaM_IYPQ8R63NWQpbzm_sumHFuH941t2vKQDdoyP8VtI9rvX4WOVnd2FL6KitVXIc02bQLdDCCBrzJRTZpUYBulC9diPG2mlMOyd2Tnfe5TrKmusJL9WXHwJod_Kf1tlbEN69cN5b-tmE1x> 
Notification Settings, or tap on your initials or photo in the top left of 
the Home screen, select Settings, Notifications and then Marketing.

Your data and important service messages

As ever, you can find information about how we use your personal data and 
your data protection rights in our Privacy Notice 
<https://clicks.monzo.com/f/a/uNrUmJ-JSQ4aIiSdBGc-_Q~~/AAAHahA~/qIM98D6BB-yHvk0YL1r9_njqew8uhQwTqWQM556Ko2dDg7iv3pRW7KtCzot6ppAehQBbturNZY2HrbWs-GMMjyOakzBzIOVnmYJPaLsMXtwADnXBezTB0oSh6fw0G0GPL7R7N-xWqo0xjWIpN7RbLQ~~> 
.

And so you know, no matter what preferences you choose, we'll always send 
the important service messages you need to manage your account.

Thanks,
The Monzo team






We're an authorised and
regulated bank

 <https://clicks.monzo.com/f/a/QMwlL7HWvrJmrikBH3tG8A~~/AAAHahA~/Qz6qqK3u2jDzFq-EjMsHdYxfC1IV7saeKYpQ8Hzxp5or0imiTskbw6244maD0Gf-xAu_tZG2lao_INKSlamtG7fOMkqNkSzOySaIzeXAfXmh9o0MdnRuZzkBTGrukHJyDbbT1KcUAd1upFT7C4OMqA~~> 
<https://clicks.monzo.com/f/a/FXkCAe5zfWU5Vdj8D-o06g~~/AAAHahA~/uT2QEedQsfl_-BnjXFrHizkwti1Oe8Biyp855ZOgaXo6MwMjooiRo_aEkqb08H9HtNvRY9j4ndN2nL8Pbs3INxvg0wF_wCN3bkecLT7VNWE~>



 <https://clicks.monzo.com/f/a/dFnWWPX-oCx2D4SJit9ZuA~~/AAAHahA~/ZDyHVEe03TAMn3HyN2W6DwQBQ8ESODGSy-n1O5tghUKFfa4Cd_d6GgDKvEWSsdNopkXqwSkh_shF-Ep5B-dLAMjwV7PMJoPvAXmeBc7WKbCPlFCZmvaYkE-ICDpKBEK7jlhG9sb_-VXMMGKFjUq1U0jvovM7ripfrAtcIimBbACFC4fppr0Kme-DXaomUeEXxxebOWbeSoZhAEYGMngEfw~~>



	 <https://clicks.monzo.com/f/a/XCnTKwrzhbgTXbrtdcR4Hg~~/AAAHahA~/aJ_RdL4veQEuR2X8CeLgqRxWZHeB6EK2gV1_LaAn0nCkA7PktmspDNGvuJ7TuBsu4ShoTTZMcNfVWzKq3tagg_0eGPPc05-bFKAiS9mUYbWwobOVIGAGJRnLQ0ezNQNR> 
<https://clicks.monzo.com/f/a/qRZ2Z8bqd1lewTiHWedoMQ~~/AAAHahA~/siJWwOn9loiNC4aTi_M9oqHqcrpjuloGjWyzrfR2OvSmgfRE72Xa7ZTIvjSOz7aLXr25_31i-RBhOgf-_PV5sxFtYpXxLea4tHMqGMlvQSnoVyVYSdAUvEJZisUU9Hhh>







Don’t want to hear from us again?
You can unsubscribe at any time. No hard feelings.

Monzo Bank Limited is a company registered in England and Wales 
(No.09446231) registered at Broadwalk House, 5 Appold Street, London EC2A 
2AG.
Monzo Bank Ltd is authorised by the Prudential Regulation Authority and 
regulated by the Financial Conduct Authority and the Prudential Regulation 
Authority. Our Financial Services Register number is 730427.

 <https://clicks.monzo.com/f/a/Hsvl4ErxyGrv-fbEV79uCw~~/AAAHahA~/x5Ycf7GovFUmiKGWlxxGuZAPebPbuGtD7FpADM-Ar76Y_jiohNYzxEEmdIgBwG7kmDpGxFhu0Gt0V8bNvUxPZxA0Tm6x-iAAmGZ6KRHg7yyQue5AgaBDuQRtWQ3AWHXAyLz4Mqe2dui-hEwn_3yuYw~~> 
<https://clicks.monzo.com/f/a/rJmXQRZTt1uNFeTvF3zQ0w~~/AAAHahA~/bLfZUfvy05EM9s_XOl9tGdkos8rqkO6jgO307JUbSVgeHEGlcf7YcG_O2SjfzdLQGcdvh0BxQwws3TFsflaM7SRPb70CauNmUWLSnh0Bcno1t740J-sFutvV_2103H9a> 
<https://clicks.monzo.com/f/a/uJ_ItlYesuzQzVg82SBpeg~~/AAAHahA~/FPuf87mZ-3PDBw9Wbh2RrGVdbhe4DQHcRrALoIix86rByC5kAxbSjp9FlvIMN-45wJnr3BlakiO1ZnTP-6XIkCsGNxwrDksD4iuYLU5QBQew4DfJzqmPyhjEW4HLMgdk>
 <https://clicks.monzo.com/f/a/_tlaTAC0SI30PpKk8yUhOg~~/AAAHahA~/iXk06y4Cpp_gZnJU_VOT15tIE--u5UiCV98I6AcSh369XTPs2uEsOByR5UcsqVLGo8NydarB8pPtKrC21wDEaot5-3IfpUoh_dLfQyxHPjA~>
  <https://clicks.monzo.com/q/s0pBefrDmam37i2Cta6shA~~/AAAHahA~/4vA8v5c_d8djE-i3QNEkVzJlBvp41XmyyOCAInFFJ-ist95EGgQB9doQTtd-16aVXdMSxZw2_NUoIF8YvFnntA~~>

------=_NextPart_000_1041_01DCD342.A78ED410
Content-Type: text/html;
	boundary="_----oNEQ/rJdUolC3trDdco11g===_A1/F7-41235-F2932E96";
	charset="utf-8"
Content-Transfer-Encoding: quoted-printable

<!DOCTYPE html>=0A=
<html xml:lang=3D"en" lang=3D"en" xmlns=3D"http://www.w3.org/1999/xhtml" =
xmlns:v=3D"urn:schemas-microsoft-com:vml" =
xmlns:o=3D"urn:schemas-microsoft-com:office:office">=0A=
=0A=
<head>=0A=
    <meta http-equiv=3D"Content-Type" content=3D"text/html; =
charset=3DUTF-8">=0A=
    <meta name=3D"viewport" content=3D"width=3Ddevice-width, =
initial-scale=3D1, maximum-scale=3D1, user-scalable=3Dno">=0A=
    <meta http-equiv=3D"X-UA-Compatible" content=3D"IE=3DEdge">=0A=
    <meta name=3D"format-detection" content=3D"telephone=3Dno, =
date=3Dno, address=3Dno, email=3Dno">=0A=
    <meta name=3D"x-apple-disable-message-reformatting">=0A=
=0A=
    <!--dark mode-->=0A=
    <meta name=3D"color-scheme" content=3D"light dark">=0A=
    <meta name=3D"supported-color-schemes" content=3D"light dark">=0A=
=0A=
    <!--[if mso]>=0A=
    <noscript>=0A=
        <xml>=0A=
        <o:OfficeDocumentSettings>=0A=
            <o:AllowPNG/> =0A=
            <o:PixelsPerInch>96</o:PixelsPerInch>=0A=
        </o:OfficeDocumentSettings>=0A=
        </xml>=0A=
    </noscript>=0A=
    <![endif]-->=0A=
=0A=
    <!-- Content Block with Main Font and fallbacks -->=0A=
    =0A=
=0A=
  <!--webfont code goes here-->=0A=
  <!--[if (gte mso 9)|(IE)]><!-->=0A=
  <!--webfont <link /> goes here-->=0A=
  <style type=3D"text/css">=0A=
    @media {=0A=
      @font-face {=0A=
        font-family: 'Oldschool';=0A=
        src: =
url(https://monzo.com/static/fonts/OldschoolGroteskCompact-ExtraBold.woff=
2) format('woff2');=0A=
        font-weight: bold;=0A=
        font-style: normal;=0A=
      }=0A=
      =0A=
      @font-face {=0A=
        font-family: 'MonzoSansEB';=0A=
        src: =
url(https://monzo.com/static/fonts/MonzoSansDisplay-ExtraBold.woff2) =
format('woff2');=0A=
        font-weight: bold;=0A=
        font-style: normal;=0A=
      }=0A=
=0A=
      @font-face {=0A=
        font-family: 'MonzoSansB';=0A=
        src: =
url(https://monzo.com/static/fonts/MonzoSansText-Bold.woff2) =
format('woff2');=0A=
        font-weight: bold;=0A=
        font-style: normal;=0A=
      }=0A=
=0A=
      @font-face {=0A=
        font-family: 'MonzoSansM';=0A=
        src: =
url(https://monzo.com/static/fonts/MonzoSansText-Medium.woff2) =
format('woff2');=0A=
        font-weight: normal;=0A=
        font-style: normal;=0A=
      }=0A=
=0A=
      @font-face {=0A=
        font-family: 'MonzoSansR';=0A=
        src: =
url(https://monzo.com/static/fonts/MonzoSansText-Regular.woff2) =
format('woff2');=0A=
        font-weight: normal;=0A=
        font-style: normal;=0A=
      }=0A=
    }=0A=
  </style>=0A=
  <!--<![endif]-->=0A=
=0A=
    <!-- Content Block with all CSS Styles -->=0A=
    <style type=3D"text/css">=0A=
  /* =3D=3D=3D=3D=3D META & ROOT =3D=3D=3D=3D=3D */=0A=
  :root {=0A=
    color-scheme: light dark;=0A=
    supported-color-schemes: light dark;=0A=
  }=0A=
=0A=
  /* =3D=3D=3D=3D=3D MOBILE STYLES (up to 600px) =3D=3D=3D=3D=3D */=0A=
  @media screen and (max-width: 600px) {=0A=
    .wMobile { width: 95% !important; }=0A=
    .wInner { width: 90% !important; }=0A=
    .wFull { width: 100% !important; }=0A=
    .imgFull { width: 100% !important; height: auto !important; }=0A=
    .imgFullCenter { width: 100% !important; height: auto !important; =
margin:0 auto !important; }=0A=
    .desktop { width: 0 !important; display: none !important; }=0A=
    .mobile { display: block !important; }=0A=
    .std { font-size: 18px !important; line-height: 28px !important; }=0A=
    .tPad-0 { padding-top: 0 !important; }=0A=
    .fullWidth { width: 100% !important; max-width: 100% !important; =
height: auto !important; }=0A=
    .width300 { width: 100% !important; max-width: 300px !important; =
height: auto !important; }=0A=
    .displayNone { display: none !important; }=0A=
    .heightAuto { height: auto !important; }=0A=
    .textCenter { text-align: center !important; }=0A=
    .mPad1 { padding: 40px 20px !important; }=0A=
    .mPad2 { padding: 25px 20px !important; }=0A=
    .mPadB1 { padding-bottom: 20px !important; }=0A=
    .showMobile { display: block !important; max-height: none =
!important; max-width: none !important; }=0A=
    u+.body .glist { margin-left: 0 !important; }=0A=
    .hide-mobile { display: none !important; }=0A=
    .ptb-25 { padding-top: 25px !important; padding-bottom: 25px =
!important; }=0A=
    .pt-0 { padding-top: 0px !important; }=0A=
    .pb-0 { padding-bottom: 0px !important; }=0A=
    .logo { width: 77px !important; }=0A=
    .pl-25 { padding-left: 25px !important; }=0A=
    .pr-25 { padding-right: 25px !important; }=0A=
    .pr-0 { padding-right: 0px !important; }=0A=
    .pl-10 { padding-left: 10px !important; }=0A=
    .pr-10 { padding-right: 10px !important; }=0A=
    .pl-35 { padding-left: 35px !important; }=0A=
    .pr-35 { padding-right: 35px !important; }=0A=
    .pr-30 { padding-right: 30px !important; }=0A=
    .pl-5 { padding-left: 5px !important; }=0A=
    .pl-15 { padding-left: 15px !important; }=0A=
    .pr-15 { padding-right: 15px !important; }=0A=
    .pt-25 { padding-top: 25px !important; }=0A=
    .pb-25 { padding-bottom: 25px !important; }=0A=
    .p2 { font-size: 15px !important; line-height: 19px !important; }=0A=
    .h1 { font-size: 28px !important; line-height: 32px !important; }=0A=
    .h2 { font-size: 22px !important; line-height: 24px !important; }=0A=
    .h3 { font-size: 20px !important; line-height: 24px !important;}=0A=
    .h4 { font-size: 18px !important; line-height: 26px !important; }=0A=
    .p  { font-size: 14px !important; line-height: 18px !important; }=0A=
    .pre-header { font-size: 12px !important; line-height: 16px =
!important; }=0A=
    .font-32 { font-size: 32px !important; line-height: 38px !important; =
}=0A=
    .font-30 { font-size: 30px !important; line-height: 36px !important; =
}=0A=
    .pt-15 { padding-top: 15px !important; }=0A=
    .pb-15 { padding-bottom: 15px !important; }=0A=
    .pb-10 { padding-bottom: 10px !important; }=0A=
    .pt-30 { padding-top: 30px !important; }=0A=
    .pb-30 { padding-bottom: 30px !important; }=0A=
    .pb-50 { padding-bottom: 50px !important; }=0A=
    .pb-70 { padding-bottom: 70px !important; }=0A=
    .m-290{ width:100% !important;}=0A=
    .header-group{display: table-header-group !important;}=0A=
    .footer-group{display: table-footer-group !important;}=0A=
    .mb-30 {margin-bottom:30px !important;}=0A=
    .max-width-full{max-width:100% !important;}=0A=
    .w25{width:25px !important;}=0A=
    .pl-0{padding-left:0px !important;}=0A=
    .pt-20{padding-top:20px !important;}=0A=
    .bb-1{border-bottom:1px solid #CED1D3 !important;}=0A=
    .align{margin:0 auto !important;}=0A=
  }=0A=
=0A=
  /* =3D=3D=3D=3D=3D SMALLER MOBILE STYLES (up to 500px) =3D=3D=3D=3D=3D =
*/=0A=
  @media only screen and (max-width: 500px) {=0A=
    u+.body .glist { margin-left: 25px !important; }=0A=
  }=0A=
=0A=
  /* =3D=3D=3D=3D=3D DESKTOP STYLES (600px and up) =3D=3D=3D=3D=3D */=0A=
  @media only screen and (min-width: 600px) {=0A=
    .hide-desktop { display: none !important; }=0A=
  }=0A=
</style>=0A=
=0A=
<!--dark mode-->=0A=
  <style>=0A=
    @media (prefers-color-scheme: dark) {=0A=
=0A=
      /* Custom Dark Mode Background Color */=0A=
      .darkmode {=0A=
        background-color: #112231 !important;=0A=
      }=0A=
=0A=
      .darkmode2 {=0A=
        background-color: #2C3A43 !important;=0A=
      }=0A=
=0A=
      .darkmode3 {=0A=
        background-color: #3B4C54 !important;=0A=
      }=0A=
=0A=
      .darkmode4 {=0A=
        background-color: #218FB7 !important;=0A=
      }=0A=
=0A=
      .darkmode5 {=0A=
        background-color: #000000 !important;=0A=
      }=0A=
=0A=
      .darkmode6 {=0A=
        background-color: #FFD7F0 !important;=0A=
      }=0A=
      =0A=
      .darkmode7 {=0A=
        background-color: #FF4F40 !important;=0A=
      }=0A=
      =0A=
      .darkmode8 {=0A=
        background-color: #E3EBE4 !important;=0A=
      }=0A=
      =0A=
      .darkmode9 {=0A=
        background-color: #FFFFFF !important;=0A=
      }=0A=
      =0A=
      .darkmode10 {=0A=
        background-color: #C3FF34 !important;=0A=
      }=0A=
      =0A=
      .darkmode11 {=0A=
        background-color: #F2F8F3 !important;=0A=
      }=0A=
=0A=
      /* Custom Dark Mode Font Colors */=0A=
      .darkmodeFont1 {=0A=
        color: #FFFFFF !important;=0A=
      }=0A=
=0A=
      .darkmodeFont2 {=0A=
        color: #F2F8F3 !important;=0A=
      }=0A=
=0A=
      .darkmodeFont3 {=0A=
        color: #000000 !important;=0A=
      }=0A=
=0A=
      .darkmodeFont4 {=0A=
        color: #218FB7 !important;=0A=
      }=0A=
=0A=
      .darkmodeFont5 {=0A=
        color: #112231 !important;=0A=
      }=0A=
=0A=
      .darkmodeBorder {=0A=
        border: 1px solid #112231 !important;=0A=
      }=0A=
=0A=
      .darkmodeBorderB {=0A=
        border-bottom: 1px solid #3B4C54 !important;=0A=
      }=0A=
=0A=
      .darkmodeBorderT {=0A=
        border-top: 1px solid #3B4C54 !important;=0A=
      }=0A=
    }=0A=
=0A=
    /* Custom Dark Mode Background Color */=0A=
    [data-ogsc] .darkmode {=0A=
      background-color: #112231 !important;=0A=
    }=0A=
=0A=
    [data-ogsc] .darkmode2 {=0A=
      background-color: #2C3A43 !important;=0A=
    }=0A=
=0A=
    [data-ogsc] .darkmode3 {=0A=
      background-color: #3B4C54 !important;=0A=
    }=0A=
=0A=
    [data-ogsc] .darkmode4 {=0A=
      background-color: #218FB7 !important;=0A=
    }=0A=
=0A=
    [data-ogsc] .darkmode5 {=0A=
      background-color: #000000 !important;=0A=
    }=0A=
=0A=
    [data-ogsc] .darkmode6 {=0A=
      background-color: #FFD7F0 !important;=0A=
    }=0A=
=0A=
    [data-ogsb] .darkmode {=0A=
      background-color: #112231 !important;=0A=
    }=0A=
=0A=
    [data-ogsb] .darkmode7 {=0A=
        background-color: #FF4F40 !important;=0A=
      }=0A=
      =0A=
    [data-ogsb] .darkmode8 {=0A=
        background-color: #E3EBE4 !important;=0A=
      }=0A=
      =0A=
    [data-ogsb] .darkmode9 {=0A=
        background-color: #FFFFFF !important;=0A=
      }=0A=
=0A=
    [data-ogsb] .darkmode10 {=0A=
        background-color: #C3FF34 !important;=0A=
      }=0A=
=0A=
    /* Custom Dark Mode Font Colors */=0A=
    [data-ogsc] .darkmodeFont1 {=0A=
      color: #FFFFFF !important;=0A=
    }=0A=
=0A=
    [data-ogsc] .darkmodeFont2 {=0A=
      color: #F2F8F3 !important;=0A=
    }=0A=
=0A=
    [data-ogsc] .darkmodeFont3 {=0A=
      color: #000000 !important;=0A=
    }=0A=
=0A=
    [data-ogsb] .darkmodeFont1 {=0A=
      color: #FFFFFF !important;=0A=
    }=0A=
=0A=
    [data-ogsb] .darkmodeFont4 {=0A=
      color: #218FB7 !important;=0A=
    }=0A=
=0A=
    [data-ogsb] .darkmodeFont5 {=0A=
      color: #112231 !important;=0A=
    }=0A=
=0A=
    /* Custom Dark Mode Border Colors */=0A=
    [data-ogsc] .darkmodeBorder {=0A=
      border: 1px solid #112231 !important;=0A=
    }=0A=
=0A=
    [data-ogsc] .darkmodeBorderB {=0A=
      border-bottom: 1px solid #3B4C54 !important;=0A=
    }=0A=
=0A=
    [data-ogsb] .darkmodeBorderB {=0A=
      border-bottom: 1px solid #3B4C54 !important;=0A=
    }=0A=
=0A=
    [data-ogsb] .darkmodeBorder {=0A=
      border: 1px solid #3B4C54 !important;=0A=
    }=0A=
=0A=
    [data-ogsc] .darkmodeBorderT {=0A=
      border-top: 1px solid #3B4C54 !important;=0A=
    }=0A=
=0A=
    [data-ogsb] .darkmodeBorderT {=0A=
      border-top: 1px solid #3B4C54 !important;=0A=
    }=0A=
  </style>=0A=
=0A=
=0A=
    <title>Monzo</title>=0A=
=0A=
</head>=0A=
=0A=
<body id=3D"body" class=3D"body body-fix darkmode" bgcolor=3D"#FFFFFF" =
style=3D"height: 100% !important;margin: 0 auto !important;padding: 0 =
!important;width: 100% !important;-webkit-text-size-adjust: =
100%;-ms-text-size-adjust: 100%;-webkit-font-smoothing: =
antialiased;word-spacing: normal;background-color:#FFFFFF;">=0A=
<div style=3D"display:none =
!important;visibility:hidden;mso-hide:all;font-size:1px;color:#ffffff;lin=
e-height:1px;max-height:0px;max-width:0px;opacity:0;overflow:hidden;">Wha=
t you=E2=80=99ll see differently</div>=0A=
<div style=3D"display:none =
!important;visibility:hidden;mso-hide:all;font-size:1px;color:#ffffff;lin=
e-height:1px;max-height:0px;max-width:0px;opacity:0;overflow:hidden;">=CD=
=8F =E2=80=8C =C2=A0 =E2=80=87 =EF=BB=BF =CD=8F =E2=80=8C =C2=A0 =
=E2=80=87 =EF=BB=BF =CD=8F =E2=80=8C =C2=A0 =E2=80=87 =EF=BB=BF =CD=8F =
=E2=80=8C =C2=A0 =E2=80=87 =EF=BB=BF =CD=8F =E2=80=8C =C2=A0 =E2=80=87 =
=EF=BB=BF =CD=8F =E2=80=8C =C2=A0 =E2=80=87 =EF=BB=BF =CD=8F =E2=80=8C =
=C2=A0 =E2=80=87 =EF=BB=BF =CD=8F =E2=80=8C =C2=A0 =E2=80=87 =EF=BB=BF =
=CD=8F =E2=80=8C =C2=A0 =E2=80=87 =EF=BB=BF =CD=8F =E2=80=8C =C2=A0 =
=E2=80=87 =EF=BB=BF =CD=8F =E2=80=8C =C2=A0 =E2=80=87 =EF=BB=BF =CD=8F =
=E2=80=8C =C2=A0 =E2=80=87 =EF=BB=BF =CD=8F =E2=80=8C =C2=A0 =E2=80=87 =
=EF=BB=BF =CD=8F =E2=80=8C =C2=A0 =E2=80=87 =EF=BB=BF =CD=8F =E2=80=8C =
=C2=A0 =E2=80=87 =EF=BB=BF =CD=8F =E2=80=8C =C2=A0 =E2=80=87 =EF=BB=BF =
=CD=8F =E2=80=8C =C2=A0 =E2=80=87 =EF=BB=BF =CD=8F =E2=80=8C =C2=A0 =
=E2=80=87 =EF=BB=BF =CD=8F =E2=80=8C =C2=A0 =E2=80=87 =EF=BB=BF =CD=8F =
=E2=80=8C =C2=A0 =E2=80=87 =EF=BB=BF =CD=8F =E2=80=8C =C2=A0 =E2=80=87 =
=EF=BB=BF =CD=8F =E2=80=8C =C2=A0 =E2=80=87 =EF=BB=BF =CD=8F =E2=80=8C =
=C2=A0 =E2=80=87 =EF=BB=BF =CD=8F =E2=80=8C =C2=A0 =E2=80=87 =EF=BB=BF =
=CD=8F =E2=80=8C =C2=A0 =E2=80=87 =EF=BB=BF =CD=8F =E2=80=8C =C2=A0 =
=E2=80=87 =EF=BB=BF =CD=8F =E2=80=8C =C2=A0 =E2=80=87 =EF=BB=BF =CD=8F =
=E2=80=8C =C2=A0 =E2=80=87 =EF=BB=BF =CD=8F =E2=80=8C =C2=A0 =E2=80=87 =
=EF=BB=BF =CD=8F =E2=80=8C =C2=A0 =E2=80=87 =EF=BB=BF =CD=8F =E2=80=8C =
=C2=A0 =E2=80=87 =EF=BB=BF =CD=8F =E2=80=8C =C2=A0 =E2=80=87 =EF=BB=BF =
=CD=8F =E2=80=8C =C2=A0 =E2=80=87 =EF=BB=BF =CD=8F =E2=80=8C =C2=A0 =
=E2=80=87 =EF=BB=BF =CD=8F =E2=80=8C =C2=A0 =E2=80=87 =EF=BB=BF =CD=8F =
=E2=80=8C =C2=A0 =E2=80=87 =EF=BB=BF =CD=8F =E2=80=8C =C2=A0 =E2=80=87 =
=EF=BB=BF =CD=8F =E2=80=8C =C2=A0 =E2=80=87 =EF=BB=BF =CD=8F =E2=80=8C =
=C2=A0 =E2=80=87 =EF=BB=BF =CD=8F =E2=80=8C =C2=A0 =E2=80=87 =EF=BB=BF =
=CD=8F =E2=80=8C =C2=A0 =E2=80=87 =EF=BB=BF =CD=8F =E2=80=8C =C2=A0 =
=E2=80=87 =EF=BB=BF =CD=8F =E2=80=8C =C2=A0 =E2=80=87 =EF=BB=BF =CD=8F =
=E2=80=8C =C2=A0 =E2=80=87 =EF=BB=BF =CD=8F =E2=80=8C =C2=A0 =E2=80=87 =
=EF=BB=BF =CD=8F =E2=80=8C =C2=A0 =E2=80=87 =EF=BB=BF =CD=8F =E2=80=8C =
=C2=A0 =E2=80=87 =EF=BB=BF =CD=8F =E2=80=8C =C2=A0 =E2=80=87 =EF=BB=BF =
=CD=8F =E2=80=8C =C2=A0 =E2=80=87 =EF=BB=BF =CD=8F =E2=80=8C =C2=A0 =
=E2=80=87 =EF=BB=BF =CD=8F =E2=80=8C =C2=A0 =E2=80=87 =EF=BB=BF =CD=8F =
=E2=80=8C =C2=A0 =E2=80=87 =EF=BB=BF =CD=8F =E2=80=8C =C2=A0 =E2=80=87 =
=EF=BB=BF =CD=8F =E2=80=8C =C2=A0 =E2=80=87 =EF=BB=BF =CD=8F =E2=80=8C =
=C2=A0 =E2=80=87 =EF=BB=BF =CD=8F =E2=80=8C =C2=A0 =E2=80=87 =EF=BB=BF =
=CD=8F =E2=80=8C =C2=A0 =E2=80=87 =EF=BB=BF =CD=8F =E2=80=8C =C2=A0 =
=E2=80=87 =EF=BB=BF =CD=8F =E2=80=8C =C2=A0 =E2=80=87 =EF=BB=BF =CD=8F =
=E2=80=8C =C2=A0 =E2=80=87 =EF=BB=BF =CD=8F =E2=80=8C =C2=A0 =E2=80=87 =
=EF=BB=BF =CD=8F =E2=80=8C =C2=A0 =E2=80=87 =EF=BB=BF =CD=8F =E2=80=8C =
=C2=A0 =E2=80=87 =EF=BB=BF =CD=8F =E2=80=8C =C2=A0 =E2=80=87 =EF=BB=BF =
=CD=8F =E2=80=8C =C2=A0 =E2=80=87 =EF=BB=BF =CD=8F =E2=80=8C =C2=A0 =
=E2=80=87 =EF=BB=BF =CD=8F =E2=80=8C =C2=A0 =E2=80=87 =EF=BB=BF =CD=8F =
=E2=80=8C =C2=A0 =E2=80=87 =EF=BB=BF =CD=8F =E2=80=8C =C2=A0 =E2=80=87 =
=EF=BB=BF =CD=8F =E2=80=8C =C2=A0 =E2=80=87 =EF=BB=BF =CD=8F =E2=80=8C =
=C2=A0 =E2=80=87 =EF=BB=BF =CD=8F =E2=80=8C =C2=A0 =E2=80=87 =EF=BB=BF =
=CD=8F =E2=80=8C =C2=A0 =E2=80=87 =EF=BB=BF =CD=8F =E2=80=8C =C2=A0 =
=E2=80=87 =EF=BB=BF =CD=8F =E2=80=8C =C2=A0 =E2=80=87 =EF=BB=BF =CD=8F =
=E2=80=8C =C2=A0 =E2=80=87 =EF=BB=BF =CD=8F =E2=80=8C =C2=A0 =E2=80=87 =
=EF=BB=BF =CD=8F =E2=80=8C =C2=A0 =E2=80=87 =EF=BB=BF =CD=8F =E2=80=8C =
=C2=A0 =E2=80=87 =EF=BB=BF =CD=8F =E2=80=8C =C2=A0 =E2=80=87 =EF=BB=BF =
=CD=8F =E2=80=8C =C2=A0 =E2=80=87 =EF=BB=BF =CD=8F =E2=80=8C =C2=A0 =
=E2=80=87 =EF=BB=BF =CD=8F =E2=80=8C =C2=A0 =E2=80=87 =EF=BB=BF =CD=8F =
=E2=80=8C =C2=A0 =E2=80=87 =EF=BB=BF =CD=8F =E2=80=8C =C2=A0 =E2=80=87 =
=EF=BB=BF =CD=8F =E2=80=8C =C2=A0 =E2=80=87 =EF=BB=BF =CD=8F =E2=80=8C =
=C2=A0 =E2=80=87 =EF=BB=BF =CD=8F =E2=80=8C =C2=A0 =E2=80=87 =EF=BB=BF =
=CD=8F =E2=80=8C =C2=A0 =E2=80=87 =EF=BB=BF =CD=8F =E2=80=8C =C2=A0 =
=E2=80=87 =EF=BB=BF =CD=8F =E2=80=8C =C2=A0 =E2=80=87 =EF=BB=BF =CD=8F =
=E2=80=8C =C2=A0 =E2=80=87 =EF=BB=BF =CD=8F =E2=80=8C =C2=A0 =E2=80=87 =
=EF=BB=BF =CD=8F =E2=80=8C =C2=A0 =E2=80=87 =EF=BB=BF =CD=8F =E2=80=8C =
=C2=A0 =E2=80=87 =EF=BB=BF =CD=8F =E2=80=8C =C2=A0 =E2=80=87 =EF=BB=BF =
=CD=8F =E2=80=8C =C2=A0 =E2=80=87 =EF=BB=BF =CD=8F =E2=80=8C =C2=A0 =
=E2=80=87 =EF=BB=BF =CD=8F =E2=80=8C =C2=A0 =E2=80=87 =EF=BB=BF =CD=8F =
=E2=80=8C =C2=A0 =E2=80=87 =EF=BB=BF </div>=0A=
    <div role=3D"article" aria-roledescription=3D"email" =
aria-label=3D"Email from Monzo" xml:lang=3D"en" lang=3D"en">=0A=
        <!-- Email Start -->=0A=
=0A=
        <!-- Connnected Content code goes under this line -->=0A=
        =0A=
        =0A=
        =0A=
        =0A=
=0A=
        <table class=3D"darkmode" bgcolor=3D"#FFFFFF" cellpadding=3D"0" =
cellspacing=3D"0" border=3D"0" role=3D"presentation" =
style=3D"width:100%;">=0A=
            <!-- Email Inner Start -->=0A=
            <tr>=0A=
                <td align=3D"center">=0A=
                    <table align=3D"center" bgcolor=3D"#FFFFFF" =
class=3D"darkmode fullWidth" width=3D"600" border=3D"0" =
cellspacing=3D"0" cellpadding=3D"0" =
style=3D"border-collapse:collapse;mso-table-lspace:0pt;mso-table-rspace:0=
pt;width:600px;" role=3D"presentation">=0A=
=0A=
                        <!-- Module 2 Hero Business Start -->=0A=
                        <!-- Logo Content Block Start -->=0A=
                        <!-- Logo Start -->=0A=
                        <!-- Logo Start -->=0A=
<tr>=0A=
  <td class=3D"darkmode" align=3D"center" bgcolor=3D"#F2F8F3">=0A=
    <table align=3D"center" class=3D"fullWidth darkmode" width=3D"600" =
border=3D"0" cellspacing=3D"0" cellpadding=3D"0" =
style=3D"border-collapse:collapse;mso-table-lspace:0pt;mso-table-rspace:0=
pt;width:600px;-webkit-text-size-adjust: 100%;-ms-text-size-adjust: =
100%;background-color:#F2F8F3" role=3D"presentation">=0A=
      <tr>=0A=
        <td class=3D"pt-25 pr-25" align=3D"right" style=3D"padding:55px =
50px 25px 20px;">=0A=
          <a =
href=3D"https://clicks.monzo.com/f/a/_tlaTAC0SI30PpKk8yUhOg~~/AAAHahA~/iX=
k06y4Cpp_gZnJU_VOT15tIE--u5UiCV98I6AcSh369XTPs2uEsOByR5UcsqVLGo8NydarB8pP=
tKrC21wDEaot5-3IfpUoh_dLfQyxHPjA~" target=3D"_blank">=0A=
            <img class=3D"logo" =
src=3D"https://cdn.braze.eu/appboy/communication/assets/image_assets/imag=
es/6874ed7c9ec74d008468aca9/original.png?1752493436" border=3D"0" =
style=3D"outline:none; text- decoration:none; -ms-interpolation-mode: =
bicubic; border:none; display:block;" width=3D"144" alt=3D"Monzo">=0A=
          </a>=0A=
        </td>=0A=
      </tr>=0A=
    </table>=0A=
  </td>=0A=
</tr>=0A=
<!-- Logo End -->=0A=
                        <!-- Logo End -->=0A=
                        <!-- Logo Content Block End -->=0A=
                        <!-- Header Start -->=0A=
                        <tr>=0A=
                            <td align=3D"center">=0A=
                                <table align=3D"center" =
class=3D"fullWidth darkmode" width=3D"600" border=3D"0" =
cellspacing=3D"0" cellpadding=3D"0" =
style=3D"border-collapse:collapse;mso-table-lspace:0pt;mso-table-rspace:0=
pt;width:600px;-webkit-text-size-adjust: 100%;-ms-text-size-adjust: =
100%;background-color: #F2F8F3;" role=3D"presentation">=0A=
                                    <tr>=0A=
                                        <td class=3D"pt-0 pl-25 pr-25" =
align=3D"center" style=3D"padding:15px 45px 0px;">=0A=
                                            <table align=3D"center" =
class=3D"fullWidth" width=3D"510" border=3D"0" cellspacing=3D"0" =
cellpadding=3D"0" =
style=3D"border-collapse:collapse;mso-table-lspace:0pt;mso-table-rspace:0=
pt;width:510px;" role=3D"presentation">=0A=
                                                <!-- Title Start -->=0A=
                                                <tr>=0A=
                                                    <td class=3D"Font2 =
pt-0" align=3D"left" style=3D"padding:10px 0px 20px 0px;">=0A=
                                                        <h1 class=3D"h2 =
darkmodeFont2" style=3D"font-family:'MonzoSansEB', Tahoma, Arial, =
Helvetica, =
sans-serif;font-weight:bold;font-size:40px;line-height:46px;mso-line-heig=
ht-rule:exactly;color:#112231;text-align:left;;margin:0;padding:0">=0A=
                                                            Clearer =
choices about how you hear from us=0A=
                                                        </h1>=0A=
                                                    </td>=0A=
                                                </tr>=0A=
                                                <!-- Title End -->=0A=
                                            </table>=0A=
                                        </td>=0A=
                                    </tr>=0A=
                                </table>=0A=
                            </td>=0A=
                        </tr>=0A=
                        <!-- Header End -->=0A=
                        <!-- Intro Start -->=0A=
                        <tr>=0A=
                            <td class=3D"pl-25 pr-25 darkmode" =
align=3D"left" style=3D"padding:0px 45px 30px;background-color: =
#F2F8F3;">=0A=
                                <table align=3D"left" =
class=3D"fullWidth" width=3D"510" border=3D"0" cellspacing=3D"0" =
cellpadding=3D"0" =
style=3D"border-collapse:collapse;mso-table-lspace:0pt;mso-table-rspace:0=
pt;width:510px;-webkit-text-size-adjust: 100%;-ms-text-size-adjust: =
100%;" role=3D"presentation">=0A=
                                    <!-- Paragraph Start -->=0A=
                                    <tr>=0A=
                                        <td class=3D"Font2 pb-0" =
align=3D"left" style=3D"padding:10px 0px 30px 0px;">=0A=
                                            <p class=3D"p darkmodeFont2" =
style=3D"font-family:'MonzoSansR', Tahoma, Arial, Helvetica, =
sans-serif;font-weight:normal;font-size:16px;line-height:24px;mso-line-he=
ight-rule:exactly;color:#112231;text-align:left;margin:0;padding:0">=0A=
                                                    Hello Robert,<br><br>=0A=
=0A=
                                                    We=E2=80=99ve made =
some updates to the marketing settings you can choose from in the Monzo =
app so it=E2=80=99s clearer how you can hear from us and what =
you=E2=80=99ll hear about. <br><br>=0A=
=0A=
                                                    <span =
style=3D"font-weight:bold;">What this update covers</span><br><br>=0A=
                                            </p>=0A=
                                            <ul class=3D"darkmodeFont2 =
p" style=3D"font-family:'MonzoSansR', Tahoma, Arial, Helvetica, =
sans-serif;font-weight:normal;margin-top:0;padding-left:20px;line-height:=
24px;color:#112231;font-size:16px;">=0A=
                                                <li class=3D"p">=0A=
                                                    We added more detail =
about what you can expect to hear about from across Monzo, including =
updates about us and our partners.=0A=
                                                </li>=0A=
                                                <li class=3D"p">=0A=
                                                    We clearly separated =
marketing and account activity notifications so it's easier to see the =
difference between the messages you'll receive.=0A=
                                                </li>=0A=
                                            </ul>=0A=
                                            <p class=3D"p darkmodeFont2" =
style=3D"font-family:'MonzoSansR', Tahoma, Arial, Helvetica, =
sans-serif;font-weight:normal;font-size:16px;line-height:24px;mso-line-he=
ight-rule:exactly;color:#112231;text-align:left;margin:0;padding:0">=0A=
                                                <br>    =0A=
                                                <span =
class=3D"darkmodeFont2" style=3D"font-weight:bold;">How to review your =
choices</span><br><br>=0A=
                                                    You can see your =
marketing choices any time in <a class=3D"darkmodeFont2 p" =
href=3D"https://clicks.monzo.com/f/a/lILYnvMani2YvMMRhAfh4Q~~/AAAHahA~/Fc=
nBhRqwlY1Iu5tJ4uwZ997qaCaGaKWZI5RxpHcHKMDVifB1FumWUrJKOswP8TlEXlrP4DfMKGK=
SgYVJvm2aPe6OHoePRyGfC3ugN2KL9VUcp3a7mfaM_IYPQ8R63NWQpbzm_sumHFuH941t2vKQ=
DdoyP8VtI9rvX4WOVnd2FL6KitVXIc02bQLdDCCBrzJRTZpUYBulC9diPG2mlMOyd2Tnfe5Tr=
KmusJL9WXHwJod_Kf1tlbEN69cN5b-tmE1x" =
style=3D"text-decoration:underline;color:#112231">=0A=
                                                    Notification =
Settings</a>, or tap on your initials or photo in the top left of the =
Home screen, select Settings, Notifications and then Marketing.<br><br>=0A=
=0A=
                                                    <span =
style=3D"font-weight:bold;">Your data and important service =
messages</span><br><br>=0A=
                                                    As ever, you can =
find information about how we use your personal data and your data =
protection rights in our <a class=3D"darkmodeFont2 p" =
href=3D"https://clicks.monzo.com/f/a/uNrUmJ-JSQ4aIiSdBGc-_Q~~/AAAHahA~/qI=
M98D6BB-yHvk0YL1r9_njqew8uhQwTqWQM556Ko2dDg7iv3pRW7KtCzot6ppAehQBbturNZY2=
HrbWs-GMMjyOakzBzIOVnmYJPaLsMXtwADnXBezTB0oSh6fw0G0GPL7R7N-xWqo0xjWIpN7Rb=
LQ~~" style=3D"text-decoration:underline;color:#112231">Privacy =
Notice</a>.<br><br>=0A=
=0A=
                                                    And so you know, no =
matter what preferences you choose, we'll always send the important =
service messages you need to manage your account.<br><br>=0A=
=0A=
                                                    Thanks,<br>=0A=
                                                    The Monzo team=0A=
                                            </p>=0A=
                                        </td>=0A=
                                    </tr>=0A=
                                    <!-- Paragraph End -->=0A=
                                </table>=0A=
                            </td>=0A=
                        </tr>=0A=
                        <!-- Intro End -->=0A=
=0A=
                        <!-- Module 2 Hero Business End -->=0A=
=0A=
                        <!-- Awards Start -->=0A=
                        <!-- Module 5 Tertiary Module Icon Support Start =
-->=0A=
<tr>=0A=
    <td align=3D"center">=0A=
        <table align=3D"center" class=3D"fullWidth darkmode" =
width=3D"600" border=3D"0" cellspacing=3D"0" cellpadding=3D"0" =
style=3D"border-collapse:collapse;mso-table-lspace:0pt;mso-table-rspace:0=
pt;width:600px;-webkit-text-size-adjust: 100%;-ms-text-size-adjust: =
100%;" role=3D"presentation" bgcolor=3D"#ffffff">=0A=
            <tr>=0A=
                <td =
style=3D"border-radius:25px;padding-top:30px;padding-bottom:30px;">=0A=
                    <table align=3D"center" class=3D"fullWidth" =
width=3D"510" border=3D"0" cellspacing=3D"0" cellpadding=3D"0" =
style=3D"border-collapse:collapse;mso-table-lspace:0pt;mso-table-rspace:0=
pt;width:510px;-webkit-text-size-adjust: 100%;-ms-text-size-adjust: =
100%;" role=3D"presentation">=0A=
                        <tr>=0A=
                            <td class=3D"pl-25" =
style=3D"padding-left:40px;">=0A=
                                &nbsp;=0A=
                            </td>=0A=
                            <td align=3D"center" =
style=3D"border-radius:20px;;">=0A=
                                <table align=3D"left" =
class=3D"fullWidth" width=3D"510" border=3D"0" cellspacing=3D"0" =
cellpadding=3D"0" =
style=3D"border-collapse:collapse;mso-table-lspace:0pt;mso-table-rspace:0=
pt;width:510px;" role=3D"presentation">=0A=
                                    <!-- Modules Start -->=0A=
                                    <tr>=0A=
                                        <td align=3D"left" =
style=3D"padding-right:30px;background-color: =
#F2F8F3;border-radius:20px;padding:35px 0px;">=0A=
                                            <table align=3D"left" =
class=3D"fullWidth" width=3D"100%" border=3D"0" cellspacing=3D"0" =
cellpadding=3D"0" =
style=3D"border-collapse:collapse;mso-table-lspace:0pt;mso-table-rspace:0=
pt;width:100%;-webkit-text-size-adjust: 100%;-ms-text-size-adjust: =
100%;" role=3D"presentation">=0A=
                                                <tr>=0A=
                                                    <td width=3D"70">=0A=
                                                    </td>=0A=
                                                    <td>=0A=
                                                        <table =
align=3D"left" class=3D"fullWidth" width=3D"100%" border=3D"0" =
cellspacing=3D"0" cellpadding=3D"0" =
style=3D"border-collapse:collapse;mso-table-lspace:0pt;mso-table-rspace:0=
pt;width:100%;-webkit-text-size-adjust: 100%;-ms-text-size-adjust: =
100%;" role=3D"presentation">=0A=
                                                            <tr>=0A=
                                                                <td =
class=3D"pt-15 darkmodeFont3" style=3D"font-family:'MonzoSansEB', =
Tahoma, Arial, Helvetica, =
sans-serif;font-weight:800;font-size:24px;line-height:28px;mso-line-heigh=
t-rule:exactly;color:#112231;text-align:center;padding:0px 0px 25px =
0px;font-weight:800;">=0A=
                                                                    =
We're an authorised and <br class=3D"hide-mobile"> regulated bank=0A=
                                                                </td>=0A=
                                                            </tr>=0A=
                                                            <tr>=0A=
                                                                <td>=0A=
                                                                    =
<table align=3D"left" class=3D"fullWidth" width=3D"100%" border=3D"0" =
cellspacing=3D"0" cellpadding=3D"0" =
style=3D"border-collapse:collapse;mso-table-lspace:0pt;mso-table-rspace:0=
pt;width:100%;-webkit-text-size-adjust: 100%;-ms-text-size-adjust: =
100%;" role=3D"presentation">=0A=
                                                                        =
<tr>=0A=
                                                                         =
   <td class=3D"mobile fullWidth pb-25" valign=3D"middle" =
align=3D"center">=0A=
                                                                         =
       <a =
href=3D"https://clicks.monzo.com/f/a/QMwlL7HWvrJmrikBH3tG8A~~/AAAHahA~/Qz=
6qqK3u2jDzFq-EjMsHdYxfC1IV7saeKYpQ8Hzxp5or0imiTskbw6244maD0Gf-xAu_tZG2lao=
_INKSlamtG7fOMkqNkSzOySaIzeXAfXmh9o0MdnRuZzkBTGrukHJyDbbT1KcUAd1upFT7C4OM=
qA~~" target=3D"_blank">=0A=
                                                                         =
           <img align=3D"center" =
src=3D"https://cdn.braze.eu/appboy/communication/assets/image_assets/imag=
es/688b7be29a3e8906105421b6/original.png?1753971682" border=3D"0" =
style=3D"outline:none; text- decoration:none; -ms-interpolation-mode: =
bicubic; border:none; display:block;max-width:201px;" width=3D"201" =
alt=3D"Best British Bank 2025">=0A=
                                                                         =
       </a>=0A=
                                                                         =
   </td>=0A=
                                                                         =
   <td width=3D"20" class=3D"hide-mobile">=0A=
=0A=
                                                                         =
   </td>=0A=
                                                                         =
   <td class=3D"mobile fullWidth" valign=3D"middle" align=3D"center">=0A=
                                                                         =
       <a =
href=3D"https://clicks.monzo.com/f/a/FXkCAe5zfWU5Vdj8D-o06g~~/AAAHahA~/uT=
2QEedQsfl_-BnjXFrHizkwti1Oe8Biyp855ZOgaXo6MwMjooiRo_aEkqb08H9HtNvRY9j4ndN=
2nL8Pbs3INxvg0wF_wCN3bkecLT7VNWE~" target=3D"_blank">=0A=
                                                                         =
           <img align=3D"center" =
src=3D"https://cdn.braze.eu/appboy/communication/assets/image_assets/imag=
es/688b7be2e7def60880310b99/original.png?1753971682" border=3D"0" =
style=3D"outline:none; text- decoration:none; -ms-interpolation-mode: =
bicubic; border:none; display:block;max-width:157px;" width=3D"157" =
alt=3D"Best Credit Card 2024">=0A=
                                                                         =
       </a>=0A=
                                                                         =
   </td>=0A=
                                                                        =
</tr>=0A=
                                                                    =
</table>=0A=
                                                                </td>=0A=
                                                            </tr>=0A=
                                                            <tr>=0A=
                                                                <td =
style=3D"padding-top:15px;">=0A=
                                                                    =
<table align=3D"left" class=3D"fullWidth" width=3D"100%" border=3D"0" =
cellspacing=3D"0" cellpadding=3D"0" =
style=3D"border-collapse:collapse;mso-table-lspace:0pt;mso-table-rspace:0=
pt;width:100%;-webkit-text-size-adjust: 100%;-ms-text-size-adjust: =
100%;" role=3D"presentation">=0A=
                                                                        =
<tr>=0A=
                                                                         =
   <td class=3D"mobile fullWidth textCenter" =
background=3D"https://cdn.braze.eu/appboy/communication/assets/image_asse=
ts/images/67d1809efc2d590074df4eb8/original.png?1741783198" =
valign=3D"middle">=0A=
                                                                         =
   <!--[if gte mso 9]>=0A=
                                                                         =
   <v:rect xmlns:v=3D"urn:schemas-microsoft-com:vml" fill=3D"true" =
stroke=3D"false" style=3D"width:180px;height:120px;">=0A=
                                                                         =
       <v:fill type=3D"tile" =
src=3D"https://cdn.braze.eu/appboy/communication/assets/image_assets/imag=
es/67d1809efc2d590074df4eb8/original.png?1741783198" color=3D"#7bceeb" />=0A=
                                                                         =
       <v:textbox inset=3D"0,0,0,0">=0A=
                                                                         =
   <![endif]-->=0A=
                                                                         =
       <div>=0A=
                                                                         =
           <p class=3D"textCenter" style=3D"text-align: left;"><a =
href=3D"https://clicks.monzo.com/f/a/dFnWWPX-oCx2D4SJit9ZuA~~/AAAHahA~/ZD=
yHVEe03TAMn3HyN2W6DwQBQ8ESODGSy-n1O5tghUKFfa4Cd_d6GgDKvEWSsdNopkXqwSkh_sh=
F-Ep5B-dLAMjwV7PMJoPvAXmeBc7WKbCPlFCZmvaYkE-ICDpKBEK7jlhG9sb_-VXMMGKFjUq1=
U0jvovM7ripfrAtcIimBbACFC4fppr0Kme-DXaomUeEXxxebOWbeSoZhAEYGMngEfw~~" =
target=3D"_blank" rel=3D"noopener noreferrer" style=3D"text-decoration: =
none;"><img =
src=3D"https://emailsignature.trustpilot.com/brand/n/2/logo.png" =
border=3D"0" height=3D"32" alt=3D"Trustpilot Logo" style=3D"max-height: =
32px; width: initial; margin: 0px;"><br><img =
src=3D"https://emailsignature.trustpilot.com/newsletter/en-US/2/57da77be0=
000ff000594bcdb/stars.png" border=3D"0" height=3D"32" alt=3D"Trustpilot =
Stars" style=3D"max-height: 32px; width: initial; margin: 5px =
0px;"><br><img =
src=3D"https://emailsignature.trustpilot.com/newsletter/en-US/2/57da77be0=
000ff000594bcdb/text@2x.png" border=3D"0" height=3D"14" =
alt=3D"TrustScore" style=3D"max-height: 14px; width: initial; margin: =
0px;"></a></p>=0A=
                                                                         =
       </div>=0A=
                                                                         =
   <!--[if gte mso 9]>=0A=
                                                                         =
       </v:textbox>=0A=
                                                                         =
   </v:rect>=0A=
                                                                         =
   <![endif]-->=0A=
                                                                         =
   </td>=0A=
                                                                         =
   <td width=3D"20" class=3D"hide-mobile">=0A=
                                                                         =
   </td>=0A=
                                                                         =
   <td class=3D"mobile fullWidth pt-25" valign=3D"middle" =
align=3D"center">=0A=
                                                                         =
       <table align=3D"center" class=3D"fullWidth" width=3D"100%" =
border=3D"0" cellspacing=3D"0" cellpadding=3D"0" =
style=3D"border-collapse:collapse;mso-table-lspace:0pt;mso-table-rspace:0=
pt;width:100%;-webkit-text-size-adjust: 100%;-ms-text-size-adjust: =
100%;" role=3D"presentation">=0A=
                                                                         =
           <tr>=0A=
                                                                         =
               <td align=3D"center" valign=3D"middle">=0A=
                                                                         =
                   <a =
href=3D"https://clicks.monzo.com/f/a/XCnTKwrzhbgTXbrtdcR4Hg~~/AAAHahA~/aJ=
_RdL4veQEuR2X8CeLgqRxWZHeB6EK2gV1_LaAn0nCkA7PktmspDNGvuJ7TuBsu4ShoTTZMcNf=
VWzKq3tagg_0eGPPc05-bFKAiS9mUYbWwobOVIGAGJRnLQ0ezNQNR" target=3D"_blank">=0A=
                                                                         =
                       <img align=3D"center" =
src=3D"https://cdn.braze.eu/appboy/communication/assets/image_assets/imag=
es/6920778422e80b09ed7c2d1e/original.png?1763735428" border=3D"0" =
style=3D"outline:none; text- decoration:none; -ms-interpolation-mode: =
bicubic; border:none; display:block;max-width:63px;" width=3D"63" =
height=3D"51" alt=3D"Which. Recommended provider">=0A=
                                                                         =
                   </a>=0A=
                                                                         =
               </td>=0A=
                                                                         =
               <td width=3D"20" class=3D"hide-mobile">=0A=
                                                                         =
               </td>=0A=
                                                                         =
               <td valign=3D"middle" class=3D"mobile fullWidth" =
align=3D"center">=0A=
                                                                         =
                   <a =
href=3D"https://clicks.monzo.com/f/a/qRZ2Z8bqd1lewTiHWedoMQ~~/AAAHahA~/si=
JWwOn9loiNC4aTi_M9oqHqcrpjuloGjWyzrfR2OvSmgfRE72Xa7ZTIvjSOz7aLXr25_31i-RB=
hOgf-_PV5sxFtYpXxLea4tHMqGMlvQSnoVyVYSdAUvEJZisUU9Hhh" target=3D"_blank">=0A=
                                                                         =
                       <img align=3D"center" =
src=3D"https://cdn.braze.eu/appboy/communication/assets/image_assets/imag=
es/6968a3be9efc120063992bfa/original.png?1768465341" border=3D"0" =
style=3D"outline:none; text- decoration:none; -ms-interpolation-mode: =
bicubic; border:none; display:block;max-width:90px;" width=3D"90" =
height=3D"auto" alt=3D"FSCS Protected">=0A=
                                                                         =
                   </a>=0A=
                                                                         =
               </td>=0A=
                                                                         =
           </tr>=0A=
                                                                         =
       </table>=0A=
                                                                         =
   </td>=0A=
                                                                        =
</tr>=0A=
                                                                    =
</table>=0A=
                                                                </td>=0A=
                                                            </tr>=0A=
                                                        </table>=0A=
                                                    </td>=0A=
                                                    <td width=3D"70">=0A=
                                                    </td>=0A=
                                                </tr>=0A=
                                            </table>=0A=
                                        </td>=0A=
                                    </tr>=0A=
                                    <!-- Modules End -->=0A=
                                </table>=0A=
                            </td>=0A=
                            <td class=3D"pl-25" =
style=3D"padding-left:40px;">=0A=
                                &nbsp;=0A=
                            </td>=0A=
                        </tr>=0A=
                    </table>=0A=
                </td>=0A=
            </tr>=0A=
        </table>=0A=
    </td>=0A=
</tr>=0A=
<!-- Module 5 Tertiary Module Icon Support End -->=0A=
                        <!-- Awards End -->=0A=
=0A=
                        <!-- Footer Start -->=0A=
                        <tr>=0A=
    <td align=3D"center">=0A=
        <table align=3D"center" class=3D"fullWidth darkmode2" =
width=3D"600" border=3D"0" cellspacing=3D"0" cellpadding=3D"0" =
style=3D"border-collapse:collapse;mso-table-lspace:0pt;mso-table-rspace:0=
pt;width:600px;-webkit-text-size-adjust: 100%;-ms-text-size-adjust: =
100%;border-radius:20px;" role=3D"presentation" bgcolor=3D"#F2F8F3">=0A=
            <tr>=0A=
                <td =
style=3D"border-radius:25px;padding-top:35px;padding-bottom:60px;">=0A=
                    <table align=3D"center" class=3D"fullWidth" =
width=3D"510" border=3D"0" cellspacing=3D"0" cellpadding=3D"0" =
style=3D"border-collapse:collapse;mso-table-lspace:0pt;mso-table-rspace:0=
pt;width:510px;-webkit-text-size-adjust: 100%;-ms-text-size-adjust: =
100%;" role=3D"presentation">=0A=
                        <tr>=0A=
                            <td align=3D"center" =
style=3D"border-radius:20px;;">=0A=
                                <table align=3D"left" =
class=3D"fullWidth" width=3D"510" border=3D"0" cellspacing=3D"0" =
cellpadding=3D"0" =
style=3D"border-collapse:collapse;mso-table-lspace:0pt;mso-table-rspace:0=
pt;width:510px;" role=3D"presentation">=0A=
                                    <tr>=0A=
                                        <td align=3D"left">=0A=
                                            <table align=3D"left" =
class=3D"fullWidth" width=3D"100%" border=3D"0" cellspacing=3D"0" =
cellpadding=3D"0" =
style=3D"border-collapse:collapse;mso-table-lspace:0pt;mso-table-rspace:0=
pt;width:100%;-webkit-text-size-adjust: 100%;-ms-text-size-adjust: =
100%;" role=3D"presentation">=0A=
                                                <tr>=0A=
                                                    <td class=3D"pl-35 =
pr-35" style=3D"padding:0px 45px">=0A=
                                                        <table =
align=3D"left" class=3D"fullWidth" width=3D"100%" border=3D"0" =
cellspacing=3D"0" cellpadding=3D"0" =
style=3D"border-collapse:collapse;mso-table-lspace:0pt;mso-table-rspace:0=
pt;width:100%;-webkit-text-size-adjust: 100%;-ms-text-size-adjust: =
100%;" role=3D"presentation">=0A=
                                                            <!-- Footer =
Copy Start -->=0A=
                                                            <tr>=0A=
                                                                <td =
class=3D"pt-15 darkmodeFont2 p" style=3D"font-family:'MonzoSansR', =
Tahoma, Arial, Helvetica, =
sans-serif;font-weight:normal;font-size:16px;line-height:24px;text-align:=
left;color:#112231">=0A=
                                                                    =
Don=E2=80=99t want to hear from us again?<br>=0A=
                                                                    You =
can <a =
href=3D"https://clicks.monzo.com/f/a/66uVO4fIcmI6r_DXaQawDQ~~/AAAHahA~/3C=
eOAzROFu3kD-Ao6XhHgzBnTLLy-EThKVTqXiYZTj_YD0d4hZ7E4Kema2ugLieo19ZEBwgZ_CC=
De9v1V7pPcdPH7POzcmDDNtxpUltp0NUzERA13XsM-4r9_5Y-y4Q_rcR8Hli6KPxO2AYC2lbV=
Mq1QhqjldAh7CSKGma1DSvCu5TA1EXJpcbEadw6ukJ4dSZ9fr1lCIpSA4oEoZ9H_N8avuxeMZ=
jh-1ACnt5Dxy_nG_8e7XMtJW2KWFvjAu9geO0BolwMHYaDSPBQIkPS4FRQsnil3HV4X-AzHTw=
JW7_YZbtG0XylgUuhyW3Ub9UMUYh9KEpWLsHDNi7fNo1kSjEUUY27WlL8dcie_MfEueM5WGBK=
yDewzIdet9wkJB2OOhiHilykbmcueyT9zg3w9tQHUmCZTYQlY5KQB_2tEkffdQ5SjfxaxTd1L=
FpgOBQCZPp0NwaURuhpnOQF9nxoRuHI_KvCClCocAfNoKM1efc7KoRCsuMG78Mpc7N_GsTlNp=
YbBjdl_IWLgPr1UxuxTvBtQNn0wSMrw9sX1WmFALUToWoXYQ6ZrkPz3JSKXP41gO1vgxjR_qH=
Mr4_oK3QtCFQ~~" target=3D"_blank" =
style=3D"color:#111111;text-decoration:underline;font-weight:bold;" =
class=3D"darkmodeFont2">unsubscribe</a> at any time. No hard feelings.=0A=
                                                                    =
<br><br>=0A=
                                                                    =
Monzo Bank Limited is a company registered in England and Wales =
(No.09446231) registered at Broadwalk House, <span =
style=3D"color:#111111;" class=3D"darkmodeFont2">5 Appold Street, London =
EC2A 2AG.</span><br>=0A=
                                                                    =
Monzo Bank Ltd is authorised by the Prudential Regulation Authority and =
regulated by the Financial Conduct Authority and the Prudential =
Regulation Authority. Our Financial Services Register number is 730427.=0A=
                                                                </td>=0A=
                                                            </tr>=0A=
                                                            <!-- Footer =
Copy End -->=0A=
                                                            <tr>=0A=
                                                                <td =
style=3D"padding-top:30px;padding-bottom:30px;">=0A=
                                                                    =
<table align=3D"left" class=3D"fullWidth" width=3D"160" border=3D"0" =
cellspacing=3D"0" cellpadding=3D"0" =
style=3D"border-collapse:collapse;mso-table-lspace:0pt;mso-table-rspace:0=
pt;width:160px;-webkit-text-size-adjust: 100%;-ms-text-size-adjust: =
100%;" role=3D"presentation">=0A=
                                                                        =
<!-- Social Icons Start -->=0A=
                                                                        =
<tr>=0A=
                                                                         =
   <td width=3D"30" valign=3D"middle" align=3D"left" =
style=3D"max-width:30px;">=0A=
                                                                         =
       <a =
href=3D"https://clicks.monzo.com/f/a/Hsvl4ErxyGrv-fbEV79uCw~~/AAAHahA~/x5=
Ycf7GovFUmiKGWlxxGuZAPebPbuGtD7FpADM-Ar76Y_jiohNYzxEEmdIgBwG7kmDpGxFhu0Gt=
0V8bNvUxPZxA0Tm6x-iAAmGZ6KRHg7yyQue5AgaBDuQRtWQ3AWHXAyLz4Mqe2dui-hEwn_3yu=
Yw~~" target=3D"_blank">=0A=
                                                                         =
           <img align=3D"left" =
src=3D"https://cdn.braze.eu/appboy/communication/assets/image_assets/imag=
es/696f49689215db0071fda5ba/original.png?1768900968" border=3D"0" =
style=3D"outline:none; text- decoration:none; -ms-interpolation-mode: =
bicubic; border:none; =
display:block;max-width:30px;padding-right:35px;mso-padding-right-alt:35p=
x;" width=3D"30" height=3D"30" alt=3D"Monzo Linkedin">=0A=
                                                                         =
       </a>=0A=
                                                                         =
   </td>=0A=
                                                                         =
   <td width=3D"30" valign=3D"middle" align=3D"left" =
style=3D"max-width:30px;">=0A=
                                                                         =
       <a =
href=3D"https://clicks.monzo.com/f/a/rJmXQRZTt1uNFeTvF3zQ0w~~/AAAHahA~/bL=
fZUfvy05EM9s_XOl9tGdkos8rqkO6jgO307JUbSVgeHEGlcf7YcG_O2SjfzdLQGcdvh0BxQww=
s3TFsflaM7SRPb70CauNmUWLSnh0Bcno1t740J-sFutvV_2103H9a" target=3D"_blank">=0A=
                                                                         =
           <img align=3D"left" =
src=3D"https://cdn.braze.eu/appboy/communication/assets/image_assets/imag=
es/696f496975be5122a8fc3333/original.png?1768900968" border=3D"0" =
style=3D"outline:none; text- decoration:none; -ms-interpolation-mode: =
bicubic; border:none; =
display:block;max-width:30px;padding-right:35px;mso-padding-right-alt:35p=
x;" width=3D"30" height=3D"30" alt=3D"Monzo TikTok">=0A=
                                                                         =
       </a>=0A=
                                                                         =
   </td>=0A=
                                                                         =
   <td width=3D"30" valign=3D"middle" align=3D"left" =
style=3D"max-width:30px;">=0A=
                                                                         =
       <a =
href=3D"https://clicks.monzo.com/f/a/uJ_ItlYesuzQzVg82SBpeg~~/AAAHahA~/FP=
uf87mZ-3PDBw9Wbh2RrGVdbhe4DQHcRrALoIix86rByC5kAxbSjp9FlvIMN-45wJnr3BlakiO=
1ZnTP-6XIkCsGNxwrDksD4iuYLU5QBQew4DfJzqmPyhjEW4HLMgdk" target=3D"_blank">=0A=
                                                                         =
           <img align=3D"left" =
src=3D"https://cdn.braze.eu/appboy/communication/assets/image_assets/imag=
es/696f4969e3cd8f2c44dac606/original.png?1768900968" border=3D"0" =
style=3D"outline:none; text- decoration:none; -ms-interpolation-mode: =
bicubic; border:none; display:block;max-width:30px;" width=3D"30" =
height=3D"30" alt=3D"Monzo Instagram">=0A=
                                                                         =
       </a>=0A=
                                                                         =
   </td>=0A=
                                                                        =
</tr>=0A=
                                                                        =
<!-- Social Icons End -->=0A=
                                                                    =
</table>=0A=
                                                                </td>=0A=
                                                            </tr>=0A=
                                                            <!-- Footer =
Logo Start -->=0A=
                                                            <tr>=0A=
                                                                <td =
valign=3D"middle" align=3D"left">=0A=
                                                                    <a =
href=3D"https://clicks.monzo.com/f/a/_tlaTAC0SI30PpKk8yUhOg~~/AAAHahA~/iX=
k06y4Cpp_gZnJU_VOT15tIE--u5UiCV98I6AcSh369XTPs2uEsOByR5UcsqVLGo8NydarB8pP=
tKrC21wDEaot5-3IfpUoh_dLfQyxHPjA~" target=3D"_blank" style=3D"">=0A=
                                                                        =
<img class=3D"fullWidth" align=3D"left" =
src=3D"https://cdn.braze.eu/appboy/communication/assets/image_assets/imag=
es/688c6f0041b9140064e2f505/original.png?1754033920" border=3D"0" =
style=3D"outline:none; text- decoration:none; -ms-interpolation-mode: =
bicubic; border:none; display:block;max-width:484px;" width=3D"484" =
height=3D"auto" alt=3D"Monzo Logo">=0A=
                                                                    </a>=0A=
                                                                </td>=0A=
                                                            </tr>=0A=
                                                            <!-- Footer =
Logo End -->=0A=
                                                        </table>=0A=
                                                    </td>=0A=
                                                </tr>=0A=
                                            </table>=0A=
                                        </td>=0A=
                                    </tr>=0A=
                                </table>=0A=
                            </td>=0A=
                        </tr>=0A=
                    </table>=0A=
                </td>=0A=
            </tr>=0A=
        </table>=0A=
    </td>=0A=
</tr>=0A=
                        <!-- Footer End -->=0A=
=0A=
                    </table>=0A=
                </td>=0A=
            </tr>=0A=
            <!-- Email Inner Start -->=0A=
        </table>=0A=
        <!-- Email End -->=0A=
    </div>=0A=

<img border=3D"0" width=3D"1" height=3D"1" alt=3D"" =
src=3D"https://clicks.monzo.com/q/s0pBefrDmam37i2Cta6shA~~/AAAHahA~/4vA8v=
5c_d8djE-i3QNEkVzJlBvp41XmyyOCAInFFJ-ist95EGgQB9doQTtd-16aVXdMSxZw2_NUoIF=
8YvFnntA~~">
</body>=0A=
=0A=
</html>
------=_NextPart_000_1041_01DCD342.A78ED410--