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From: "PayPal" <noreply@news.paypal.com>
To: <bob@sarahharvey.com>
Subject: =?utf-8?Q?You_can_still_earn_a_=C2=A35_reward_w?=
	=?utf-8?Q?hen_you_Pay_in_3?=
Date: Wed, 13 May 2026 11:13:20 +0100
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Bob Home - Spread the cost with interest-free payments and get a £5 reward




View Online










Don’t miss a £5 reward
when you first Pay in 3


Still thinking it over? Remember, with Pay in 3, you get to split the cost 
into three interest-free payments.1 Plus, we’ll give you a £5 reward as a 
little something extra. Just visit PayPal, log in to your account and 
activate the offer.2


Get Started




Pay in 3 is an unregulated credit agreement, so you will have fewer 
protections than under a regulated credit agreement. Consider if the 
purchase is affordable and how you will make repayments. Missing payments 
may make other borrowing more difficult or expensive. See our Spend Smarter 
Guide.



Terms apply. Offer valid until 20th May 2026 or until 100,000 eligible 
participants have claimed the Offer. Reward expires 30 days after receiving. 
One payout limited per customer.






  <https://cdn.news.paypal.com/215993eb-2d46-4b3e-9993-eb2d462b3eb7/urn:aaid:aem:7c1aa54a-abf1-4643-aa16-4866a7b4e2a7/oak:1.0::ci:9aa466af73b1ca65dbc23395d01349fc/bd410242-32a3-3df4-9f4d-8a253057f691>






How the offer works






  <https://cdn.news.paypal.com/215993eb-2d46-4b3e-9993-eb2d462b3eb7/urn:aaid:aem:c03ce4e0-ac7e-4f86-b49a-7a62396bd11a/oak:1.0::ci:25a2ca8be454e9dcd47c38c07c53e10b/d40f2692-734e-328e-967d-79ffae779ddf>


Visit PayPal, log in to your account and select "Activate the Offer" to get 
started.






  <https://cdn.news.paypal.com/215993eb-2d46-4b3e-9993-eb2d462b3eb7/urn:aaid:aem:0de1853d-402c-42d2-b38f-fabb19db15f0/oak:1.0::ci:005ab8afb18546ec2752dd88156375a4/b6bea1a3-b445-3431-83f7-14aa9c75447c>


Apply for Pay in 3, and if eligible, make your first Pay in 3 purchase with 
PayPal at any of your favourite brands, within 7 days of activating the 
offer.






  <https://cdn.news.paypal.com/215993eb-2d46-4b3e-9993-eb2d462b3eb7/urn:aaid:aem:553e8057-8c37-475c-bd95-de03196733dc/oak:1.0::ci:db8ffac7ec7ccd3328672909c2c12153/9d40e10c-33d6-33f5-a50c-58b7a8a7c49c>


The £5 reward will be available in your PayPal account within approximately 
14 days once step 2 is complete. Use it within 30 days of receipt.






Get Started







  <https://cdn.news.paypal.com/215993eb-2d46-4b3e-9993-eb2d462b3eb7/urn:aaid:aem:d947092f-342a-4191-a9f7-618fd094b152/oak:1.0::ci:1fde95d34101d9b9c2428c964ca93d75/7b087250-3197-376c-86bb-2dd4d3744075>






Switch up your style.
Pay over time.


Need a spring wardrobe refresh? With Pay in 3, you get all of the 
flexibility, with none of the interest. Make the first payment today, then 
the next two on the same date each month.


Get Started








Pay smarter. PayPal.







Help  |  Contact  |  Security  |  App  |  Offers











¹ Pay in 3 is an unregulated credit agreement, so you will have fewer 
protections than under a regulated credit agreement. Consider if the 
purchase is affordable and how you will make repayments. Missing payments 
may make other borrowing more difficult or more expensive. Pay in 3 
eligibility is subject to status and approval. 18+ UK residents only. See 
product terms for more details. You can use Pay in 3 on purchases £20 - 
£3,000.



² PayPal’s ‘Pay in 3’ April 2026 Customer Offer Terms and Conditions
By participating in PayPal’s ‘Pay in 3’ April 2026 Customer Offer (the 
"Programme"), you agree to the following terms and conditions ("Terms").



1. Offer Period: The Programme starts at 12.00 a.m. British Summer Time 
(“BST”) on 28th April 2026 and ends at 11:59 p.m. BST on 20th May 2026 or 
until 100,000 (one hundred thousand) eligible participants have claimed the 
Offer, whichever happens first (the “Offer Period”).



2. Redemption Period: Reward (as defined below) will expire thirty (30) 
calendar days after the date the Reward is made available in the Eligible 
Participant's Valid Account (the “Redemption Period”).



3. Eligibility and overview: To be an eligible participant (an “Eligible 
Participant”), each participant must: (1) be eighteen (18) years of age or 
older; (2) be a resident in the UK; (3) have a UK personal PayPal account in 
good standing (a “Valid Account”) during the Offer Period and Redemption 
Period; and (4) receive an authorised invitation to participate in the 
Programme (eligibility for those who receive such invitation will be 
determined solely by PayPal). The Programme is limited to the first 100,000 
(one hundred thousand) Eligible Participants who have claimed the Offer (as 
defined below) on a first-come, first-served basis and shall otherwise 
expire at 11:59 p.m. GMT on 20th May 2026. For the purposes of this 
paragraph, “good standing” shall mean the Eligible Participant is not in 
breach of these Terms and the User Agreement, and will continue to comply 
with these Terms and the User Agreement for the duration of the Programme.



4. How it works: To qualify for the Reward (as defined below), Eligible 
Participants must complete all of the following during the Offer Period:



a. Click on the link in the relevant email/onsite banner;
b. log into their Valid Account via the PayPal campaign landing page;
c. once logged in and taken back to the campaign landing page, activate the 
Offer by selecting “Activate” on the PayPal campaign landing page to accept 
these Terms by 20/05/2026 (“Offer Activation”)
d. apply for PayPal ‘Pay in 3’ at checkout;
e. if approved, checkout using Pay in 3 for the first time or for the first 
time in more than 365 days; and
f. complete an eligible online transaction within seven (7) days of Offer 
Activation, using PayPal Pay in 3. This seven (7) day period begins at the 
time the Offer is activated. For the avoidance of doubt, the seven (7) day 
transaction requirement period may extend beyond the Offer Period. A 
qualifying transaction completed within this seven (7) day period will be 
eligible for the Offer, provided that the Offer was validly activated during 
the Offer Period and all other eligibility criteria are met.



5. Offer: Participants who meet the conditions set out in these Terms during 
the Offer Period can earn £5 GBP (five pounds) reward when they complete an 
eligible online transaction within seven days of Offer Activation using 
PayPal ‘Pay in 3’ at checkout during the Offer Period (“Offer”). A maximum 
of one £5 GBP (five pounds) reward can be earned per Valid Account for this 
Offer.



6. Eligible Purchases: An “Eligible Purchase” means a purchase made by the 
Eligible Participant in one transaction with ‘Pay in 3’ during the Offer 
Period and being the first time the Eligible Participant has used ‘Pay in 3’ 
or the first time in over 365 days. If an Eligible Purchase is returned, 
refunded, results in a failed capture, or otherwise does not complete during 
the Offer Period, that Eligible Purchase will not qualify toward earning the 
Reward.



7. Receiving the Reward: The reward amount is £5 GBP (five pounds) (the 
“Reward”). Once the steps described in section 4 above are completed and 
verified, the Reward will be made available to successful Eligible 
Participants in their Valid Account within approximately 14 (fourteen) days 
from the date of their Eligible Purchase. Successful Eligible Participants 
will also receive an email informing them that the Reward is available in 
their Valid Account. During the Offer Period, there is a limit of 1 (one) 
Reward per Valid Account.



8. Using the Reward: The Reward will be automatically applied the next time 
successful Eligible Participants check out using PayPal and must be redeemed 
no later than 30 (thirty) days from receipt of the Reward. The Reward does 
not constitute electronic money, is not deemed part of your PayPal balance, 
has no cash value and cannot be redeemed for cash, or transferred out of
the Eligible Participant’s Valid Account. The Reward is separate and 
different to PayPal balance. It is a ‘Special Funding Arrangement’ subject 
to the User Agreement. Any remaining Reward amount will be available for 
future purchases during the Redemption Period. Should the total purchase 
amount exceed the Reward value, then you must add a payment method to your 
Valid Account in order to fund any remaining balance and redeem the Reward.



9. Returning an item purchased using a Reward: If item(s) purchased using a 
Reward is/are returned:



i. If the Redemption Period has not ended, the value of the Reward will be 
returned to the Rewards section of the Valid Account and will be available 
for use by the Eligible Participant until the end of the Redemption Period.
ii. If the Redemption Period has ended, the value of the Reward used in the 
purchase will not be refunded. PayPal will refund any money spent in excess 
of the Reward amount to the payment method used to complete the purchase.



10. Changes to Rewards and other Rewards conditions: A Valid Account must 
remain in good standing from the time of participation through Reward 
fulfilment, as reasonably determined in PayPal’s reasonable discretion. 
Subject to giving reasonable notice to the relevant Eligible Participant 
where possible, PayPal may provide an alternate Reward of equal value if it 
is unable for any reason to fulfil the Reward. PayPal reserves the right to 
review any account or transaction related to this Programme, for any 
reasonable cause and upon such notice as is reasonable under the 
circumstances without notice, and delay completion of the Reward. Before 
delaying or cancelling the Reward, PayPal will give the Eligible Participant 
reasonable prior notice, where possible and practicable, and the possibility 
to object to the decision.



11. Additional terms: Any questions relating to the Programme will be 
resolved in PayPal’s reasonable discretion. Its decisions related to the 
offer will be final and binding. PayPal reserves the right to limit, cancel, 
suspend or modify this Programme in part or in its entirety at any time. If 
we do so, we will provide you with reasonable notice. Similar offers may run 
at the same time; qualification for this Programme does not constitute 
qualification for any other offer. PayPal is not responsible and/or liable 
if any e-mail, Reward, purchase, referral or Programme-related materials or 
correspondence are lost, fraudulent, stolen, late, incomplete, illegible, 
interrupted, delayed, altered, defective, misdirected, tampered with, or 
irregular in any way or if any Eligible Participant’s e-mail address, Valid 
Account, or other contact information does not work, is deleted, or is 
changed without participant giving prior written notice to PayPal. The 
Programme is void where prohibited or if the Eligible Participant’s account 
or transactions are fraudulent, abusive, not completed through legitimate 
channels, or irregular in any way.



12. Privacy: Participants may obtain access to a copy of the PayPal's 
privacy policy available here or contacting PayPal if they have questions or 
requests about the exercise of their rights, privacy and data protection.



13. Governing law and jurisdiction: These Terms are governed by England and 
Wales law. By participating in the Programme, entrants agree to be bound by 
these Terms and the User Agreement. The courts of England shall have 
non-exclusive jurisdiction to settle any dispute or claim arising out of or 
in connection with these Terms and Conditions. This does not limit your 
rights under mandatory statutory consumer protection regulations and for you 
to bring proceedings before the courts of the place where you are domiciled.



14. Promoter: Marketing services are provided by PayPal Pte Ltd, a company 
incorporated in Singapore, with registered number 200509725E and registered 
address at 5 Temasek Boulevard, #09-01, Suntec Tower Five, Singapore 038985. 
Rewards are issued by PayPal UK Ltd a company authorised and regulated by 
the Financial Conduct Authority (FCA) as an electronic money institution 
(firm reference number 994790); in relation to its regulated consumer credit 
activities (firm reference number 996405); and for the provision of 
cryptocurrency services (firm reference number 1000741). Some products and 
services, such as PayPal ‘Pay in 3’ and PayPal Working Capital, are not 
regulated by the FCA and may offer a lower level of protection. Please read 
product terms for further details. PayPal UK Ltd's company number is 
14741686. Its registered office is 5 Fleet Place, London, United Kingdom, 
EC4M 7RD






Not sure why you received this email? Learn more



How do I know this is not a Phishing email?



Phishing emails tend to have generic greetings such as "Dear PayPal member". 
Emails from PayPal will always contain your full name.



Find out more here.



This email was sent to bo*@sarahharvey.com, because your PayPal marketing 
preferences are set to receive News emails. You can manage what you receive 
from us here.



PayPal is committed to your Privacy and the responsible handling of all 
personal data. To learn more, read our Privacy Statement.



PayPal UK Ltd is authorised and regulated by the Financial Conduct Authority 
(FCA) as an electronic money institution (firm reference number 994790); in 
relation to its regulated consumer credit activities (firm reference number 
996405); and for the provision of cryptocurrency services (firm reference 
number 1000741). Some products and services, such as PayPal Pay in 3 and 
PayPal Working Capital, are not regulated by the FCA and may offer a lower 
level of protection. Please read product terms for further details. PayPal 
UK Ltd’s company number is 14741686. Its registered office is 5 Fleet Place, 
London, United Kingdom, EC4M 7RD.



Copyright © 2026 PayPal, Inc. All rights reserved.



fe94f26d-7287-4720-82f5-b733ea18a951



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style=3D"margin:0;"><strong>Bob Home</strong>&nbsp;- Spread the cost =
with interest-free payments and get a =C2=A35 =
reward</p></div></div></td></tr></tbody></table></div><!--[if mso | =
IE]></td><td style=3D"vertical-align:top;width:185.4px;" =
><![endif]--><div class=3D"mj-column-per-30 mj-outlook-group-fix" =
style=3D"font-size:0px;text-align:left;direction:ltr;display:inline-block=
;vertical-align:top;width:100%;"><table border=3D"0" cellpadding=3D"0" =
cellspacing=3D"0" role=3D"presentation" width=3D"100%"><tbody><tr><td =
style=3D"border-radius:0pxpx;vertical-align:top;padding:9px 0px 0px =
0px;mso-padding-alt:0px 0px 0px 0px;" =
class=3D"padding-0px-0px-0px-0px"><table border=3D"0" cellpadding=3D"0" =
cellspacing=3D"0" role=3D"presentation" width=3D"100%"><tr><td =
style=3D"font-size:0px;word-break:break-word;"><table border=3D"0" =
cellpadding=3D"0" cellspacing=3D"0" role=3D"presentation" =
style=3D"font-family:PayPalPro-Book, Helvetica, Arial, =
sans-serif;font-size:13px;line-height:1;width:100%;"><tbody><tr><td =
style=3D"vertical-align:top;"><table border=3D"0" cellpadding=3D"0" =
cellspacing=3D"0" width=3D"100%">    <tbody>       <tr>          <td =
class=3D"left" align=3D"right" style=3D"font-family:PayPalPro-Book, =
Helvetica, Arial, =
sans-serif;font-size:12px;color:#666666;white-space:nowrap;padding:0px;ms=
o-line-height-rule:exactly;line-height:1.15;" valign=3D"middle">         =
    <a data-element=3D"ph.ppe_vo_1" style=3D"font-family:PayPalPro-Book, =
Helvetica, Arial, =
sans-serif;font-size:12px;color:#666666;text-decoration:underline;" =
target=3D"_blank" data-nl-type=3D"mirrorPage" =
href=3D"https://data.news.paypal.com/ee/v1/webview?params=3Dv1.9JSc-7DVEZ=
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dY_45SHwHCF_CqYzFt4M30J-RrhRxHkjodrU52v8cRL5Ozzr8QPmY5Mh4A0YC7BCpSTwcjzEN=
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MtJi3MXHa5mmmsUlhSxC5RxNbh0dE2salPMc2o1W20-Idix_beUY2fIwfOPe5-5U-eTlOuk20=
bXi9qQsyfVFVzteUp1L7BuNp9nG3WZgafWRRoVgB8Zp8ZJBGqC_K89xEzno4ff_fDJjBVr65Q=
Op1sb_xeVlhXcy2Gv4sn4mLpf5akBfvz8iEVEnWB2UQeJObcvpzMaaSdkpIPLwmumDbqPOwwI=
d-OFfrv_jv-3gXSZdcMnA-5KYIy0JyK2Xu5zQHRkk7JlApdNO-7HSY0f1b&t=3D1778667200=
364">View Online</a>          </td>       </tr>    </tbody> =
</table></td></tr></tbody></table></td></tr></tbody></table></td></tr></t=
body></table></div><!--[if mso | =
IE]></td></tr></table><![endif]--></td></tr></tbody></table></div><!--[if=
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IE]></td></tr></table><![endif]--></div></td></tr></tbody></table><table =
align=3D"center" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" =
role=3D"presentation" style=3D"background-color:#F2F2F2;width:100%;" =
class=3D"section"><tbody><tr><td align=3D"center" =
style=3D"mso-padding-left-alt:0;"><!--[if mso | IE]><v:rect =
style=3D"width:640px;height:113px;" =
xmlns:v=3D"urn:schemas-microsoft-com:vml" fill=3D"true" =
stroke=3D"false"><v:fill =
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style=3D"mso-fit-shape-to-text:true" inset=3D"0,0,0,0"><![endif]--><div =
role=3D"none"><!--[if mso | IE]><table align=3D"center" border=3D"0" =
cellpadding=3D"0" cellspacing=3D"0" class=3D"block-grid-outlook" =
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style=3D"line-height:0px;font-size:0px;mso-line-height-rule:exactly;heigh=
t:113px;"><![endif]--><div =
style=3D"background:#FFFFFF;background-color:#FFFFFF;margin:0 =
auto;max-width:640px;"><div style=3D"line-height:0;font-size:0;"><table =
align=3D"center" =
background=3D"https://www.paypalobjects.com/marketing/webstatic/Marketing=
_Email/1_px_FE_image.png" border=3D"0" cellpadding=3D"0" =
cellspacing=3D"0" role=3D"presentation" style=3D"background:center =
center / 100% 100% =
no-repeat;background-image:url('https://www.paypalobjects.com/marketing/w=
ebstatic/Marketing_Email/1_px_FE_image.png');background-position:center =
center;background-size:100% =
100%;background-repeat:no-repeat;width:100%;"><tbody><tr><td =
style=3D"font-size:0px;padding:0px;text-align:center;vertical-align:top;m=
so-padding-left-alt:0;mso-padding-right-alt:0;" =
class=3D"block-grid"><!--[if mso | IE]><table role=3D"presentation" =
border=3D"0" cellpadding=3D"0" cellspacing=3D"0"><tr><td =
style=3D"vertical-align:top;width:640px;" ><![endif]--><div =
class=3D"mj-column-per-100 mj-outlook-group-fix" =
style=3D"font-size:0px;text-align:left;direction:ltr;display:inline-block=
;vertical-align:top;width:100%;"><table border=3D"0" cellpadding=3D"0" =
cellspacing=3D"0" role=3D"presentation" =
style=3D"border-radius:0px;vertical-align:top;" =
width=3D"100%"><tbody><tr><td class=3D"padding-30px-0px-25px-0px =
img-container" style=3D"font-size:0px;padding:14px 0px 12px =
0px;word-break:break-word;mso-padding-alt:30px 0px 25px =
0px;mso-padding-left-alt:0;mso-padding-right-alt:0;text-align:center;"><d=
iv style=3D"margin:0 auto;max-width:93px;" class=3D"max-width-148px"><a =
target=3D"_blank" style=3D"text-decoration:none;color:#000000;" =
href=3D"https://data.news.paypal.com/ee/v1/click?params=3Dv1.jRXKT1VLg6BB=
gHje9sZFnIzQUanNcKi5HL8GwG_qODhDGtmusidFc0gDaph1pufCHr2jd1HKvR5DRNPq8reQR=
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IWx-S9jb-8X1iJu4pP8&tuid=3D6a0435ae9f521850aa06a514&configId=3D552a4c7d-0=
9ea-4bde-8882-66a293c3d484"><img alt=3D"PayPal" height=3D"auto" =
width=3D"148" =
src=3D"https://cdn.paypal.dev.cjmadobe.com/922b7095-7eea-488e-ab70-957eea=
688efc/urn:aaid:aem:669f5221-8cc5-44f8-a47b-7d1885cc9bac/oak:1.0::ci:7d67=
fd39f880e7df85fccf11fc34a3dd/a220f452-5a85-3fb7-8b6d-175b6bcc34b2" =
style=3D"border:none;outline:none;text-decoration:none;height:auto;width:=
100%;font-size:13px;display:block;"></a></div></td></tr></tbody></table><=
/div><!--[if mso | =
IE]></td></tr></table><![endif]--></td></tr></tbody></table></div></div><=
!--[if mso | IE]></td></tr></table><![endif]--></div><!--[if mso | =
IE]><p =
style=3D"mso-line-height-rule:exactly;margin:0;mso-hide:all;font-size:0;l=
ine-height:0;"><o:p =
xmlns:o=3D"urn:schemas-microsoft-com:office:office">=C2=A0</o:p></p></v:t=
extbox></v:rect><![endif]--></td></tr></tbody></table><table =
align=3D"center" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" =
role=3D"presentation" style=3D"background-color:#F2F2F2;width:100%;" =
class=3D"section"><tbody><tr><td align=3D"center"><div =
role=3D"none"><!--[if mso | IE]><table align=3D"center" border=3D"0" =
cellpadding=3D"0" cellspacing=3D"0" class=3D"block-grid-outlook" =
style=3D"width:640px;" width=3D"640" ><tr><td =
style=3D"line-height:0px;font-size:0px;mso-line-height-rule:exactly;"><![=
endif]--><div =
style=3D"background:#FEFEFE;background-color:#FEFEFE;margin:0 =
auto;max-width:640px;"><table align=3D"center" border=3D"0" =
cellpadding=3D"0" cellspacing=3D"0" role=3D"presentation" =
style=3D"background-color:#FEFEFE;width:100%;"><tbody><tr><td =
style=3D"font-size:0px;padding:0px 40px 0px =
40px;text-align:center;vertical-align:top;mso-padding-alt:0px 55px 0px =
55px;" class=3D"block-grid padding-0px-55px-0px-55px"><!--[if mso | =
IE]><table role=3D"presentation" border=3D"0" cellpadding=3D"0" =
cellspacing=3D"0"><tr><td style=3D"vertical-align:top;width:530px;" =
><![endif]--><div class=3D"mj-column-per-100 mj-outlook-group-fix" =
style=3D"font-size:0px;text-align:left;direction:ltr;display:inline-block=
;vertical-align:top;width:100%;"><table border=3D"0" cellpadding=3D"0" =
cellspacing=3D"0" role=3D"presentation" =
style=3D"border-radius:0px;vertical-align:top;" =
width=3D"100%"><tbody><tr><td =
style=3D"font-size:0px;word-break:break-word;"><div =
style=3D"line-height:30px;height:30px;mso-line-height-alt:30px;">&nbsp;</=
div></td></tr><tr><td class=3D"text-container" =
style=3D"font-size:0px;padding:0px 0px 20px =
0px;word-break:break-word;text-align:center;"><div =
class=3D"links-000000-underline"><div =
style=3D"font-family:PayPalPro-Black, 'Century Gothic Bold', Helvetica, =
Arial, =
sans-serif;font-size:36px;font-weight:900;letter-spacing:-0.7px;line-heig=
ht:1.06;text-align:center;mso-line-height-alt:2.375em;color:#000000;"><p =
style=3D"margin:0;">Don=E2=80=99t miss a =C2=A35 reward<br>when you =
first Pay in 3</p></div></div></td></tr><tr><td class=3D"text-container" =
style=3D"font-size:0px;padding:0px 0px 20px =
0px;word-break:break-word;text-align:center;"><div =
class=3D"links-000000-underline"><div =
style=3D"font-family:PayPalPro-Book, Helvetica, Arial, =
sans-serif;font-size:16px;font-weight:normal;letter-spacing:-0.3px;line-h=
eight:1.40;text-align:center;mso-line-height-alt:1.375em;color:#000000;">=
<p style=3D"margin:0;">Still thinking it over? Remember, with Pay in 3, =
you get to split the cost into three interest-free payments.<sup =
style=3D"line-height:0;">1</sup> Plus, we=E2=80=99ll give you a =C2=A35 =
reward as a little something extra. Just visit PayPal, log in to your =
account and activate the offer.<sup =
style=3D"line-height:0;">2</sup></p></div></div></td></tr><tr><td =
valign=3D"middle" class=3D"button-container" =
style=3D"font-size:0px;padding:0px 0px 0px =
0px;word-break:break-word;text-align:center;"><div><!--[if mso]><table =
width=3D"100%" align=3D"center" border=3D"0" cellpadding=3D"0" =
cellspacing=3D"0" =
style=3D"border-spacing:0;border-collapse:collapse;mso-table-lspace:0pt;m=
so-table-rspace:0pt;"><tr><td align=3D"center" =
class=3D"mso-button-dark-mode"><a:roundrect =
xmlns:a=3D"urn:schemas-microsoft-com:vml" =
xmlns:w=3D"urn:schemas-microsoft-com:office:word" =
href=3D"https://www.paypal.com/uk/webapps/mpp/campaigns/asosbnpl?utm_cont=
ent=3DGet_Started_Cta1" fillcolor=3D"#000000" arcsize=3D"60%" =
style=3D"v-text-anchor:middle;width:117pt;height:41.25pt;" =
strokecolor=3D"#FEFEFE" strokeweight=3D"1.5pt" =
><w:anchorlock/><a:textbox inset=3D"0,0,0,0"><center =
style=3D"color:#ffffff; font-family:sans-serif, Arial; font-size:16px" =
class=3D"mso-text-white"><![endif]--> <a =
data-k-tracking-disabled=3D"true" =
style=3D"display:inline-block;width:auto;background:#000000;color:#FFFFFF=
;font-family:PayPalPro-Book, Helvetica, Arial, =
sans-serif;font-size:18px;font-weight:700;line-height:1.10;margin:0;text-=
align:center;text-decoration:none;text-transform:none;padding:16px 30px =
16px 30px;mso-padding-alt:0px;border-radius:33px;border-left:2px solid =
#FEFEFE;border-right:2px solid #FEFEFE;border-top:2px solid =
#FEFEFE;border-bottom:2px solid =
#FEFEFE;mso-border-alt:none;box-sizing:border-box;" target=3D"_blank" =
width=3D"158" =
href=3D"https://data.news.paypal.com/ee/v1/click?params=3Dv1.jRXKT1VLg6BB=
gHje9sZFnIzQUanNcKi5HL8GwG_qODhDGtmusidFc0gDaph1pufCHr2jd1HKvR5DRNPq8reQR=
4UkoYJ47QUDf3bOxbrpQmXvFMWDXoUKFofKTZqjgRbo_aFri7zxOYoV_zflNfyW-Ev0eCW5j_=
BYKibu1XZE1cMASX7zapfj6tj70BDViWJ73GSszjdTEBCQuNmCOr86Q7vZVJi1cKM6YsUQDE3=
4kteP0cvS9jkP1E4zrzGhha2Lhf4iX3_dsDmVeiIAo7W3FxKkG-m10HMtratktGaOETq2Ri0-=
EXDVaHZNuQrygK2ZN4DWxt8h8KTaaljDnzs7SxrwumrK0kyisC6O078werw1UVpInDPsW9fBa=
RGYdjCeZI7YyX3qBR5QE0XZ-LRCr4wZ73yRuN3OXds-2MiM0adfgZwCvTT0KeKvckBQ9FarQ0=
Ie98DenjZBgnQNWxbZjIqADQbd06WZnIRHe5qZ9JwEq6Daz2o31f7JSLXmlh1amK6a88I1znn=
hMmVnG4eQFfz1iKOuNWtdmbqHiRhm4sctOXPU-MeeUFGaZDfQ2BhhH9WLQU8&pid=3Dv1.z_W=
IRzQB2f6FomkiU-y_vHLI_awB5nLq9V2UFcXum-6WZPohP3ov4TOi09XLIV_JQTB3UsipcUfO=
IWx-S9jb-8X1iJu4pP8&tuid=3D6a0435ae9f521850aa06a515&configId=3D552a4c7d-0=
9ea-4bde-8882-66a293c3d484">Get Started </a><!--[if =
mso]></center></a:textbox></a:roundrect></td></tr></table><![endif]--></d=
iv></td></tr><tr><td style=3D"font-size:0px;word-break:break-word;"><div =
style=3D"line-height:20px;height:20px;mso-line-height-alt:20px;">&nbsp;</=
div></td></tr><tr><td class=3D"text-container" =
style=3D"font-size:0px;padding:0px 0px 0px =
0px;word-break:break-word;text-align:center;"><div =
class=3D"links-707070-underline"><div =
style=3D"font-family:PayPalPro-Book, Helvetica, Arial, =
sans-serif;font-size:12px;font-weight:normal;letter-spacing:0px;line-heig=
ht:1.20;text-align:center;mso-line-height-alt:0.875em;color:#707070;"><p =
style=3D"margin:0;">Pay in 3 is an unregulated credit agreement, so you =
will have fewer protections than under a regulated credit agreement. =
Consider if the purchase is affordable and how you will make repayments. =
Missing payments may make other borrowing more difficult or expensive. =
See our <a title=3D"Spend Smarter Guide" target=3D"_blank" =
rel=3D"noopener" style=3D"color:rgb(112, 112, =
112);text-decoration:underline;" =
href=3D"https://data.news.paypal.com/ee/v1/click?params=3Dv1.jRXKT1VLg6BB=
gHje9sZFnIzQUanNcKi5HL8GwG_qODhDGtmusidFc0gDaph1pufCHr2jd1HKvR5DRNPq8reQR=
4UkoYJ47QUDf3bOxbrpQmXvFMWDXoUKFofKTZqjgRbo_aFri7zxOYoV_zflNfyW-Ev0eCW5j_=
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EXDVaHZNuQrygK2ZN4DWxt8h8KTaaljDnzs7SxrwumrK0kyisC6O078werw1UVpInDPsW9fBa=
RGYdjCeZI7YyX3qBR5QE0XZ-LRCr4wZ73yRuN3OXds-2MiM0adfgZwCvTT0KeKvckBQ9FarQ0=
Ie98DenjZBgnQNWxbZjIqADQbd06WZnIRHe5qZ9JwEq6Daz2o31f7JSLXmlh1amK6a88I1znn=
hMmVnG4eQFfz1iKOuNWtdmbqHiRhm4sctOXPU-MeeUFGaZDfQ2BhhH9WLQU8&pid=3Dv1.z_W=
IRzQB2f6FomkiU-y_vHLI_awB5nLq9V2UFcXum-6WZPohP3ov4TOi09XLIV_JQTB3UsipcUfO=
IWx-S9jb-8X1iJu4pP8&tuid=3D6a0435ae9f521850aa06a516&configId=3D552a4c7d-0=
9ea-4bde-8882-66a293c3d484">Spend Smarter Guide</a>.</p><p =
style=3D"margin:0;">&nbsp;</p><p style=3D"margin:0;"><a title=3D"Terms" =
target=3D"_blank" rel=3D"noopener" style=3D"color:rgb(112, 112, =
112);text-decoration:underline;" =
href=3D"https://data.news.paypal.com/ee/v1/click?params=3Dv1.jRXKT1VLg6BB=
gHje9sZFnIzQUanNcKi5HL8GwG_qODhDGtmusidFc0gDaph1pufCHr2jd1HKvR5DRNPq8reQR=
4UkoYJ47QUDf3bOxbrpQmXvFMWDXoUKFofKTZqjgRbo_aFri7zxOYoV_zflNfyW-Ev0eCW5j_=
BYKibu1XZE1cMASX7zapfj6tj70BDViWJ73GSszjdTEBCQuNmCOr86Q7vZVJi1cKM6YsUQDE3=
4kteP0cvS9jkP1E4zrzGhha2Lhf4iX3_dsDmVeiIAo7W3FxKkG-m10HMtratktGaOETq2Ri0-=
EXDVaHZNuQrygK2ZN4DWxt8h8KTaaljDnzs7SxrwumrK0kyisC6O078werw1UVpInDPsW9fBa=
RGYdjCeZI7YyX3qBR5QE0XZ-LRCr4wZ73yRuN3OXds-2MiM0adfgZwCvTT0KeKvckBQ9FarQ0=
Ie98DenjZBgnQNWxbZjIqADQbd06WZnIRHe5qZ9JwEq6Daz2o31f7JSLXmlh1amK6a88I1znn=
hMmVnG4eQFfz1iKOuNWtdmbqHiRhm4sctOXPU-MeeUFGaZDfQ2BhhH9WLQU8&pid=3Dv1.z_W=
IRzQB2f6FomkiU-y_vHLI_awB5nLq9V2UFcXum-6WZPohP3ov4TOi09XLIV_JQTB3UsipcUfO=
IWx-S9jb-8X1iJu4pP8&tuid=3D6a0435ae9f521850aa06a517&configId=3D552a4c7d-0=
9ea-4bde-8882-66a293c3d484">Terms</a> apply. Offer valid until 20th May =
2026 or until 100,000 eligible participants have claimed the Offer. =
Reward expires 30 days after receiving. One payout limited per =
customer.</p></div></div></td></tr><tr><td =
style=3D"font-size:0px;word-break:break-word;"><div =
style=3D"line-height:30px;height:30px;mso-line-height-alt:30px;">&nbsp;</=
div></td></tr></tbody></table></div><!--[if mso | =
IE]></td></tr></table><![endif]--></td></tr></tbody></table></div><!--[if=
 mso | =
IE]></td></tr></table><![endif]--></div></td></tr></tbody></table><table =
align=3D"center" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" =
role=3D"presentation" style=3D"background-color:#F2F2F2;width:100%;" =
class=3D"section"><tbody><tr><td align=3D"center"><div =
role=3D"none"><!--[if mso | IE]><table align=3D"center" border=3D"0" =
cellpadding=3D"0" cellspacing=3D"0" class=3D"block-grid-outlook" =
style=3D"width:640px;" width=3D"640" ><tr><td =
style=3D"line-height:0px;font-size:0px;mso-line-height-rule:exactly;"><![=
endif]--><div =
style=3D"background:transparent;background-color:transparent;margin:0 =
auto;max-width:640px;"><table align=3D"center" border=3D"0" =
cellpadding=3D"0" cellspacing=3D"0" role=3D"presentation" =
style=3D"background-color:transparent;width:100%;"><tbody><tr><td =
style=3D"font-size:0px;padding:0px 0px 0px =
0px;text-align:center;vertical-align:top;mso-padding-alt:0px 0px 0px =
0px;" class=3D"block-grid"><!--[if mso | IE]><table =
role=3D"presentation" border=3D"0" cellpadding=3D"0" =
cellspacing=3D"0"><tr><td style=3D"vertical-align:top;width:640px;" =
><![endif]--><div class=3D"mj-column-per-100 mj-outlook-group-fix" =
style=3D"font-size:0px;text-align:left;direction:ltr;display:inline-block=
;vertical-align:top;width:100%;"><table border=3D"0" cellpadding=3D"0" =
cellspacing=3D"0" role=3D"presentation" =
style=3D"border-radius:0px;vertical-align:top;" =
width=3D"100%"><tbody><tr><td class=3D"img-container" =
style=3D"font-size:0px;padding:0px;word-break:break-word;text-align:cente=
r;"><div style=3D"margin:0 auto;" class=3D"max-width-640px"><img =
alt=3D"How the offer works" height=3D"auto" width=3D"640" =
src=3D"https://cdn.news.paypal.com/215993eb-2d46-4b3e-9993-eb2d462b3eb7/u=
rn:aaid:aem:7c1aa54a-abf1-4643-aa16-4866a7b4e2a7/oak:1.0::ci:9aa466af73b1=
ca65dbc23395d01349fc/bd410242-32a3-3df4-9f4d-8a253057f691" =
style=3D"border:none;outline:none;text-decoration:none;height:auto;width:=
100%;font-size:13px;display:block;"></div></td></tr></tbody></table></div=
><!--[if mso | =
IE]></td></tr></table><![endif]--></td></tr></tbody></table></div><!--[if=
 mso | =
IE]></td></tr></table><![endif]--></div></td></tr></tbody></table><table =
align=3D"center" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" =
role=3D"presentation" style=3D"background-color:#F2F2F2;width:100%;" =
class=3D"section"><tbody><tr><td align=3D"center"><div =
role=3D"none"><!--[if mso | IE]><table align=3D"center" border=3D"0" =
cellpadding=3D"0" cellspacing=3D"0" class=3D"block-grid-outlook" =
style=3D"width:640px;" width=3D"640" ><tr><td =
style=3D"line-height:0px;font-size:0px;mso-line-height-rule:exactly;"><![=
endif]--><div =
style=3D"background:#F5F7FA;background-color:#F5F7FA;margin:0 =
auto;max-width:640px;"><table align=3D"center" border=3D"0" =
cellpadding=3D"0" cellspacing=3D"0" role=3D"presentation" =
style=3D"background-color:#F5F7FA;width:100%;"><tbody><tr><td =
style=3D"font-size:0px;padding:0px 55px 0px =
55px;text-align:center;vertical-align:top;" class=3D"block-grid"><!--[if =
mso | IE]><table role=3D"presentation" border=3D"0" cellpadding=3D"0" =
cellspacing=3D"0"><tr><td style=3D"vertical-align:top;width:530px;" =
><![endif]--><div class=3D"mj-column-per-100 mj-outlook-group-fix" =
style=3D"font-size:0px;text-align:left;direction:ltr;display:inline-block=
;vertical-align:top;width:100%;"><table border=3D"0" cellpadding=3D"0" =
cellspacing=3D"0" role=3D"presentation" =
style=3D"border-radius:0px;vertical-align:top;" =
width=3D"100%"><tbody><tr><td =
style=3D"font-size:0px;word-break:break-word;"><div =
style=3D"line-height:30px;height:30px;mso-line-height-alt:30px;">&nbsp;</=
div></td></tr><tr><td class=3D"text-container" =
style=3D"font-size:0px;padding:0px 0px 0px =
0px;word-break:break-word;text-align:center;"><div =
class=3D"links-000000-underline"><div =
style=3D"font-family:PayPalPro-Book, Helvetica, Arial, =
sans-serif;font-size:30px;font-weight:700;letter-spacing:0px;line-height:=
1.10;text-align:center;mso-line-height-alt:2.063em;color:#000000;"><p =
style=3D"margin:0;"><span>How the offer =
works</span></p></div></div></td></tr><tr><td><table align=3D"center" =
border=3D"0" cellpadding=3D"0" cellspacing=3D"0" role=3D"presentation" =
style=3D"width:100%;" class=3D"section"><tbody><tr><td align=3D"center" =
style=3D"font-size:0px;text-align:center;vertical-align:top;padding:0px =
0px 0px 0px;word-break:break-word;"><div role=3D"none"><!--[if mso | =
IE]><table align=3D"center" border=3D"0" cellpadding=3D"0" =
cellspacing=3D"0"><tr><td><table role=3D"presentation" border=3D"0" =
cellpadding=3D"0" cellspacing=3D"0"><tr><td =
style=3D"vertical-align:top;width:530px;" ><![endif]--><div =
class=3D"mj-column-per-100 mj-outlook-group-fix" =
style=3D"font-size:0px;text-align:left;direction:ltr;display:inline-block=
;vertical-align:top;width:100%;"><table border=3D"0" cellpadding=3D"0" =
cellspacing=3D"0" role=3D"presentation" =
style=3D"border-radius:0px;vertical-align:top;" =
width=3D"100%"><tbody><tr><td =
style=3D"font-size:0px;word-break:break-word;"><div =
style=3D"line-height:30px;height:30px;mso-line-height-alt:30px;">&nbsp;</=
div></td></tr><tr><td class=3D"img-container" =
style=3D"font-size:0px;padding:0px 0px 10px =
0px;word-break:break-word;text-align:center;"><div style=3D"margin:0 =
auto;max-width:38px;"><img alt height=3D"auto" width=3D"38" =
src=3D"https://cdn.news.paypal.com/215993eb-2d46-4b3e-9993-eb2d462b3eb7/u=
rn:aaid:aem:c03ce4e0-ac7e-4f86-b49a-7a62396bd11a/oak:1.0::ci:25a2ca8be454=
e9dcd47c38c07c53e10b/d40f2692-734e-328e-967d-79ffae779ddf" =
style=3D"border:none;outline:none;text-decoration:none;height:auto;width:=
100%;font-size:13px;display:block;"></div></td></tr><tr><td =
class=3D"text-container" style=3D"font-size:0px;padding:0px 0px 0px =
0px;word-break:break-word;text-align:center;"><div =
class=3D"links-000000-underline"><div =
style=3D"font-family:PayPalPro-Book, Helvetica, Arial, =
sans-serif;font-size:16px;font-weight:normal;letter-spacing:0px;line-heig=
ht:1.40;text-align:center;mso-line-height-alt:1.375em;color:#000000;"><p =
style=3D"margin:0;">Visit PayPal, log in to your account and select =
"Activate the Offer" to get started.</p></div></div></td></tr><tr><td =
style=3D"font-size:0px;word-break:break-word;"><div =
style=3D"line-height:30px;height:30px;mso-line-height-alt:30px;">&nbsp;</=
div></td></tr></tbody></table></div><!--[if mso | =
IE]></td></tr></table></td></tr></table><![endif]--></div></td></tr></tbo=
dy></table></td></tr><tr><td><table align=3D"center" border=3D"0" =
cellpadding=3D"0" cellspacing=3D"0" role=3D"presentation" =
style=3D"width:100%;" class=3D"section"><tbody><tr><td align=3D"center" =
style=3D"font-size:0px;text-align:center;vertical-align:top;padding:0px =
0px 0px 0px;word-break:break-word;"><div role=3D"none"><!--[if mso | =
IE]><table align=3D"center" border=3D"0" cellpadding=3D"0" =
cellspacing=3D"0"><tr><td><table role=3D"presentation" border=3D"0" =
cellpadding=3D"0" cellspacing=3D"0"><tr><td =
style=3D"vertical-align:top;width:530px;" ><![endif]--><div =
class=3D"mj-column-per-100 mj-outlook-group-fix" =
style=3D"font-size:0px;text-align:left;direction:ltr;display:inline-block=
;vertical-align:top;width:100%;"><table border=3D"0" cellpadding=3D"0" =
cellspacing=3D"0" role=3D"presentation" =
style=3D"border-radius:0px;vertical-align:top;" =
width=3D"100%"><tbody><tr><td class=3D"img-container" =
style=3D"font-size:0px;padding:0px 0px 10px =
0px;word-break:break-word;text-align:center;"><div style=3D"margin:0 =
auto;max-width:38px;"><img alt height=3D"auto" width=3D"38" =
src=3D"https://cdn.news.paypal.com/215993eb-2d46-4b3e-9993-eb2d462b3eb7/u=
rn:aaid:aem:0de1853d-402c-42d2-b38f-fabb19db15f0/oak:1.0::ci:005ab8afb185=
46ec2752dd88156375a4/b6bea1a3-b445-3431-83f7-14aa9c75447c" =
style=3D"border:none;outline:none;text-decoration:none;height:auto;width:=
100%;font-size:13px;display:block;"></div></td></tr><tr><td =
class=3D"text-container" style=3D"font-size:0px;padding:0px 0px 0px =
0px;word-break:break-word;text-align:center;"><div =
class=3D"links-000000-underline"><div =
style=3D"font-family:PayPalPro-Book, Helvetica, Arial, =
sans-serif;font-size:16px;font-weight:normal;letter-spacing:0px;line-heig=
ht:1.40;text-align:center;mso-line-height-alt:1.375em;color:#000000;"><p =
style=3D"margin:0;">Apply for Pay in 3, and if eligible, make your first =
Pay in 3 purchase with PayPal at any of your favourite brands, within 7 =
days of activating the offer.</p></div></div></td></tr><tr><td =
style=3D"font-size:0px;word-break:break-word;"><div =
style=3D"line-height:30px;height:30px;mso-line-height-alt:30px;">&nbsp;</=
div></td></tr></tbody></table></div><!--[if mso | =
IE]></td></tr></table></td></tr></table><![endif]--></div></td></tr></tbo=
dy></table></td></tr><tr><td><table align=3D"center" border=3D"0" =
cellpadding=3D"0" cellspacing=3D"0" role=3D"presentation" =
style=3D"width:100%;" class=3D"section"><tbody><tr><td align=3D"center" =
style=3D"font-size:0px;text-align:center;vertical-align:top;padding:0px =
0px 0px 0px;word-break:break-word;"><div role=3D"none"><!--[if mso | =
IE]><table align=3D"center" border=3D"0" cellpadding=3D"0" =
cellspacing=3D"0"><tr><td><table role=3D"presentation" border=3D"0" =
cellpadding=3D"0" cellspacing=3D"0"><tr><td =
style=3D"vertical-align:top;width:530px;" ><![endif]--><div =
class=3D"mj-column-per-100 mj-outlook-group-fix" =
style=3D"font-size:0px;text-align:left;direction:ltr;display:inline-block=
;vertical-align:top;width:100%;"><table border=3D"0" cellpadding=3D"0" =
cellspacing=3D"0" role=3D"presentation" =
style=3D"border-radius:0px;vertical-align:top;" =
width=3D"100%"><tbody><tr><td class=3D"img-container" =
style=3D"font-size:0px;padding:0px 0px 10px =
0px;word-break:break-word;text-align:center;"><div style=3D"margin:0 =
auto;max-width:38px;"><img alt height=3D"auto" width=3D"38" =
src=3D"https://cdn.news.paypal.com/215993eb-2d46-4b3e-9993-eb2d462b3eb7/u=
rn:aaid:aem:553e8057-8c37-475c-bd95-de03196733dc/oak:1.0::ci:db8ffac7ec7c=
cd3328672909c2c12153/9d40e10c-33d6-33f5-a50c-58b7a8a7c49c" =
style=3D"border:none;outline:none;text-decoration:none;height:auto;width:=
100%;font-size:13px;display:block;"></div></td></tr><tr><td =
class=3D"text-container" style=3D"font-size:0px;padding:0px 0px 0px =
0px;word-break:break-word;text-align:center;"><div =
class=3D"links-000000-underline"><div =
style=3D"font-family:PayPalPro-Book, Helvetica, Arial, =
sans-serif;font-size:16px;font-weight:normal;letter-spacing:0px;line-heig=
ht:1.40;text-align:center;mso-line-height-alt:1.375em;color:#000000;"><p =
style=3D"margin:0;">The =C2=A35 reward will be available in your PayPal =
account within approximately 14 days once step 2 is complete. Use it =
within 30 days of receipt.</p></div></div></td></tr><tr><td =
style=3D"font-size:0px;word-break:break-word;"><div =
style=3D"line-height:30px;height:30px;mso-line-height-alt:30px;">&nbsp;</=
div></td></tr></tbody></table></div><!--[if mso | =
IE]></td></tr></table></td></tr></table><![endif]--></div></td></tr></tbo=
dy></table></td></tr></tbody></table></div><!--[if mso | =
IE]></td></tr></table><![endif]--></td></tr></tbody></table></div><!--[if=
 mso | =
IE]></td></tr></table><![endif]--></div></td></tr></tbody></table><table =
align=3D"center" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" =
role=3D"presentation" style=3D"background-color:#F2F2F2;width:100%;" =
class=3D"section"><tbody><tr><td align=3D"center"><div =
role=3D"none"><!--[if mso | IE]><table align=3D"center" border=3D"0" =
cellpadding=3D"0" cellspacing=3D"0" class=3D"block-grid-outlook" =
style=3D"width:640px;" width=3D"640" ><tr><td =
style=3D"line-height:0px;font-size:0px;mso-line-height-rule:exactly;"><![=
endif]--><div =
style=3D"background:#F5F7FA;background-color:#F5F7FA;margin:0 =
auto;max-width:640px;"><table align=3D"center" border=3D"0" =
cellpadding=3D"0" cellspacing=3D"0" role=3D"presentation" =
style=3D"background-color:#F5F7FA;width:100%;"><tbody><tr><td =
style=3D"font-size:0px;padding:0px 40px 0px =
40px;text-align:center;vertical-align:top;mso-padding-alt:0px 55px 0px =
55px;" class=3D"block-grid padding-0px-55px-0px-55px"><!--[if mso | =
IE]><table role=3D"presentation" border=3D"0" cellpadding=3D"0" =
cellspacing=3D"0"><tr><td style=3D"vertical-align:top;width:530px;" =
><![endif]--><div class=3D"mj-column-per-100 mj-outlook-group-fix" =
style=3D"font-size:0px;text-align:left;direction:ltr;display:inline-block=
;vertical-align:top;width:100%;"><table border=3D"0" cellpadding=3D"0" =
cellspacing=3D"0" role=3D"presentation" =
style=3D"border-radius:0px;vertical-align:top;" =
width=3D"100%"><tbody><tr><td valign=3D"middle" =
class=3D"button-container" style=3D"font-size:0px;padding:0px 0px 0px =
0px;word-break:break-word;text-align:center;"><div><!--[if mso]><table =
width=3D"100%" align=3D"center" border=3D"0" cellpadding=3D"0" =
cellspacing=3D"0" =
style=3D"border-spacing:0;border-collapse:collapse;mso-table-lspace:0pt;m=
so-table-rspace:0pt;"><tr><td align=3D"center" =
class=3D"mso-button-dark-mode"><a:roundrect =
xmlns:a=3D"urn:schemas-microsoft-com:vml" =
xmlns:w=3D"urn:schemas-microsoft-com:office:word" =
href=3D"https://www.paypal.com/uk/webapps/mpp/campaigns/asosbnpl?utm_cont=
ent=3DGet_Started_Cta2" fillcolor=3D"#000000" arcsize=3D"70%" =
style=3D"v-text-anchor:middle;width:117pt;height:35.25pt;" =
strokecolor=3D"#FEFEFE" strokeweight=3D"1.5pt" =
><w:anchorlock/><a:textbox inset=3D"0,0,0,0"><center =
style=3D"color:#ffffff; font-family:sans-serif, Arial; font-size:16px" =
class=3D"mso-text-white"><![endif]--> <a =
style=3D"display:inline-block;width:auto;background:#000000;color:#FFFFFF=
;font-family:PayPalPro-Book, Helvetica, Arial, =
sans-serif;font-size:18px;font-weight:700;line-height:1.10;margin:0;text-=
align:center;text-decoration:none;text-transform:none;padding:12px 30px =
12px 30px;mso-padding-alt:0px;border-radius:33px;border-left:2px solid =
#FEFEFE;border-right:2px solid #FEFEFE;border-top:2px solid =
#FEFEFE;border-bottom:2px solid =
#FEFEFE;mso-border-alt:none;box-sizing:border-box;" target=3D"_blank" =
width=3D"158" =
href=3D"https://data.news.paypal.com/ee/v1/click?params=3Dv1.jRXKT1VLg6BB=
gHje9sZFnIzQUanNcKi5HL8GwG_qODhDGtmusidFc0gDaph1pufCHr2jd1HKvR5DRNPq8reQR=
4UkoYJ47QUDf3bOxbrpQmXvFMWDXoUKFofKTZqjgRbo_aFri7zxOYoV_zflNfyW-Ev0eCW5j_=
BYKibu1XZE1cMASX7zapfj6tj70BDViWJ73GSszjdTEBCQuNmCOr86Q7vZVJi1cKM6YsUQDE3=
4kteP0cvS9jkP1E4zrzGhha2Lhf4iX3_dsDmVeiIAo7W3FxKkG-m10HMtratktGaOETq2Ri0-=
EXDVaHZNuQrygK2ZN4DWxt8h8KTaaljDnzs7SxrwumrK0kyisC6O078werw1UVpInDPsW9fBa=
RGYdjCeZI7YyX3qBR5QE0XZ-LRCr4wZ73yRuN3OXds-2MiM0adfgZwCvTT0KeKvckBQ9FarQ0=
Ie98DenjZBgnQNWxbZjIqADQbd06WZnIRHe5qZ9JwEq6Daz2o31f7JSLXmlh1amK6a88I1znn=
hMmVnG4eQFfz1iKOuNWtdmbqHiRhm4sctOXPU-MeeUFGaZDfQ2BhhH9WLQU8&pid=3Dv1.z_W=
IRzQB2f6FomkiU-y_vHLI_awB5nLq9V2UFcXum-6WZPohP3ov4TOi09XLIV_JQTB3UsipcUfO=
IWx-S9jb-8X1iJu4pP8&tuid=3D6a0435ae9f521850aa06a518&configId=3D552a4c7d-0=
9ea-4bde-8882-66a293c3d484">Get Started </a><!--[if =
mso]></center></a:textbox></a:roundrect></td></tr></table><![endif]--></d=
iv></td></tr></tbody></table></div><!--[if mso | =
IE]></td></tr></table><![endif]--></td></tr></tbody></table></div><!--[if=
 mso | =
IE]></td></tr></table><![endif]--></div></td></tr></tbody></table><table =
align=3D"center" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" =
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<strong>PayPal=E2=80=99s =E2=80=98Pay in 3=E2=80=99 April 2026 Customer =
Offer Terms and Conditions</strong><br>By participating in =
PayPal=E2=80=99s =E2=80=98Pay in 3=E2=80=99 April 2026 Customer Offer =
(the "Programme"), you agree to the following terms and conditions =
("Terms").</p><p style=3D"margin:0;">&nbsp;</p><p style=3D"margin:0;">1. =
<strong>Offer Period</strong>: The Programme starts at 12.00 a.m. =
British Summer Time (=E2=80=9CBST=E2=80=9D) on 28th April 2026 and ends =
at 11:59 p.m. BST on 20th May 2026 or until 100,000 (one hundred =
thousand) eligible participants have claimed the Offer, whichever =
happens first (the =E2=80=9COffer Period=E2=80=9D).</p><p =
style=3D"margin:0;">&nbsp;</p><p style=3D"margin:0;">2. =
<strong>Redemption Period</strong>: Reward (as defined below) will =
expire thirty (30) calendar days after the date the Reward is made =
available in the Eligible Participant's Valid Account (the =
=E2=80=9CRedemption Period=E2=80=9D).</p><p =
style=3D"margin:0;">&nbsp;</p><p style=3D"margin:0;">3. =
<strong>Eligibility and overview</strong>: To be an eligible participant =
(an =E2=80=9CEligible Participant=E2=80=9D), each participant must: (1) =
be eighteen (18) years of age or older; (2) be a resident in the UK; (3) =
have a UK personal PayPal account in good standing (a =E2=80=9CValid =
Account=E2=80=9D) during the Offer Period and Redemption Period; and (4) =
receive an authorised invitation to participate in the Programme =
(eligibility for those who receive such invitation will be determined =
solely by PayPal). The Programme is limited to the first 100,000 (one =
hundred thousand) Eligible Participants who have claimed the Offer (as =
defined below) on a first-come, first-served basis and shall otherwise =
expire at 11:59 p.m. GMT on 20th May 2026. For the purposes of this =
paragraph, =E2=80=9Cgood standing=E2=80=9D shall mean the Eligible =
Participant is not in breach of these Terms and the User Agreement, and =
will continue to comply with these Terms and the User Agreement for the =
duration of the Programme.</p><p style=3D"margin:0;">&nbsp;</p><p =
style=3D"margin:0;">4. <strong>How it works</strong>: To qualify for the =
Reward (as defined below), Eligible Participants must complete all of =
the following during the Offer Period:</p><p =
style=3D"margin:0;">&nbsp;</p><p style=3D"margin:0;">a. Click on the =
link in the relevant email/onsite banner;<br>b. log into their Valid =
Account via the PayPal campaign landing page;<br>c. once logged in and =
taken back to the campaign landing page, activate the Offer by selecting =
=E2=80=9CActivate=E2=80=9D on the PayPal campaign landing page to accept =
these Terms by 20/05/2026 (=E2=80=9COffer Activation=E2=80=9D)<br>d. =
apply for PayPal =E2=80=98Pay in 3=E2=80=99 at checkout;<br>e. if =
approved, checkout using Pay in 3 for the first time or for the first =
time in more than 365 days; and<br>f. complete an eligible online =
transaction within seven (7) days of Offer Activation, using PayPal Pay =
in 3. This seven (7) day period begins at the time the Offer is =
activated. For the avoidance of doubt, the seven (7) day transaction =
requirement period may extend beyond the Offer Period. A qualifying =
transaction completed within this seven (7) day period will be eligible =
for the Offer, provided that the Offer was validly activated during the =
Offer Period and all other eligibility criteria are met.</p><p =
style=3D"margin:0;">&nbsp;</p><p style=3D"margin:0;">5. =
<strong>Offer</strong>: Participants who meet the conditions set out in =
these Terms during the Offer Period can earn =C2=A35 GBP (five pounds) =
reward when they complete an eligible online transaction within seven =
days of Offer Activation using PayPal =E2=80=98Pay in 3=E2=80=99 at =
checkout during the Offer Period (=E2=80=9COffer=E2=80=9D). A maximum of =
one =C2=A35 GBP (five pounds) reward can be earned per Valid Account for =
this Offer.</p><p style=3D"margin:0;">&nbsp;</p><p =
style=3D"margin:0;">6. <strong>Eligible Purchases</strong>: An =
=E2=80=9CEligible Purchase=E2=80=9D means a purchase made by the =
Eligible Participant in one transaction with =E2=80=98Pay in 3=E2=80=99 =
during the Offer Period and being the first time the Eligible =
Participant has used =E2=80=98Pay in 3=E2=80=99 or the first time in =
over 365 days. If an Eligible Purchase is returned, refunded, results in =
a failed capture, or otherwise does not complete during the Offer =
Period, that Eligible Purchase will not qualify toward earning the =
Reward.</p><p style=3D"margin:0;">&nbsp;</p><p style=3D"margin:0;">7. =
<strong>Receiving the Reward</strong>: The reward amount is =C2=A35 GBP =
(five pounds) (the =E2=80=9CReward=E2=80=9D). Once the steps described =
in section 4 above are completed and verified, the Reward will be made =
available to successful Eligible Participants in their Valid Account =
within approximately 14 (fourteen) days from the date of their Eligible =
Purchase. Successful Eligible Participants will also receive an email =
informing them that the Reward is available in their Valid Account. =
During the Offer Period, there is a limit of 1 (one) Reward per Valid =
Account.</p><p style=3D"margin:0;">&nbsp;</p><p style=3D"margin:0;">8. =
<strong>Using the Reward</strong>: The Reward will be automatically =
applied the next time successful Eligible Participants check out using =
PayPal and must be redeemed no later than 30 (thirty) days from receipt =
of the Reward. The Reward does not constitute electronic money, is not =
deemed part of your PayPal balance, has no cash value and cannot be =
redeemed for cash, or transferred out of<br>the Eligible =
Participant=E2=80=99s Valid Account. The Reward is separate and =
different to PayPal balance. It is a =E2=80=98Special Funding =
Arrangement=E2=80=99 subject to the User Agreement. Any remaining Reward =
amount will be available for future purchases during the Redemption =
Period. Should the total purchase amount exceed the Reward value, then =
you must add a payment method to your Valid Account in order to fund any =
remaining balance and redeem the Reward.</p><p =
style=3D"margin:0;">&nbsp;</p><p style=3D"margin:0;">9. =
<strong>Returning an item purchased using a Reward</strong>: If item(s) =
purchased using a Reward is/are returned:</p><p =
style=3D"margin:0;">&nbsp;</p><p style=3D"margin:0;">i. If the =
Redemption Period has not ended, the value of the Reward will be =
returned to the Rewards section of the Valid Account and will be =
available for use by the Eligible Participant until the end of the =
Redemption Period.<br>ii. If the Redemption Period has ended, the value =
of the Reward used in the purchase will not be refunded. PayPal will =
refund any money spent in excess of the Reward amount to the payment =
method used to complete the purchase.</p><p =
style=3D"margin:0;">&nbsp;</p><p style=3D"margin:0;">10. <strong>Changes =
to Rewards and other Rewards conditions</strong>: A Valid Account must =
remain in good standing from the time of participation through Reward =
fulfilment, as reasonably determined in PayPal=E2=80=99s reasonable =
discretion. Subject to giving reasonable notice to the relevant Eligible =
Participant where possible, PayPal may provide an alternate Reward of =
equal value if it is unable for any reason to fulfil the Reward. PayPal =
reserves the right to review any account or transaction related to this =
Programme, for any reasonable cause and upon such notice as is =
reasonable under the circumstances without notice, and delay completion =
of the Reward. Before delaying or cancelling the Reward, PayPal will =
give the Eligible Participant reasonable prior notice, where possible =
and practicable, and the possibility to object to the decision.</p><p =
style=3D"margin:0;">&nbsp;</p><p style=3D"margin:0;">11. =
<strong>Additional terms</strong>: Any questions relating to the =
Programme will be resolved in PayPal=E2=80=99s reasonable discretion. =
Its decisions related to the offer will be final and binding. PayPal =
reserves the right to limit, cancel, suspend or modify this Programme in =
part or in its entirety at any time. If we do so, we will provide you =
with reasonable notice. Similar offers may run at the same time; =
qualification for this Programme does not constitute qualification for =
any other offer. PayPal is not responsible and/or liable if any e-mail, =
Reward, purchase, referral or Programme-related materials or =
correspondence are lost, fraudulent, stolen, late, incomplete, =
illegible, interrupted, delayed, altered, defective, misdirected, =
tampered with, or irregular in any way or if any Eligible =
Participant=E2=80=99s e-mail address, Valid Account, or other contact =
information does not work, is deleted, or is changed without participant =
giving prior written notice to PayPal. The Programme is void where =
prohibited or if the Eligible Participant=E2=80=99s account or =
transactions are fraudulent, abusive, not completed through legitimate =
channels, or irregular in any way.</p><p =
style=3D"margin:0;">&nbsp;</p><p style=3D"margin:0;">12. =
<strong>Privacy</strong>: Participants may obtain access to a copy of =
the PayPal's privacy policy available here or contacting PayPal if they =
have questions or requests about the exercise of their rights, privacy =
and data protection.</p><p style=3D"margin:0;">&nbsp;</p><p =
style=3D"margin:0;">13. <strong>Governing law and jurisdiction</strong>: =
These Terms are governed by England and Wales law. By participating in =
the Programme, entrants agree to be bound by these Terms and the User =
Agreement. The courts of England shall have non-exclusive jurisdiction =
to settle any dispute or claim arising out of or in connection with =
these Terms and Conditions. This does not limit your rights under =
mandatory statutory consumer protection regulations and for you to bring =
proceedings before the courts of the place where you are =
domiciled.</p><p style=3D"margin:0;">&nbsp;</p><p =
style=3D"margin:0;">14. <strong>Promoter</strong>: Marketing services =
are provided by PayPal Pte Ltd, a company incorporated in Singapore, =
with registered number 200509725E and registered address at 5 Temasek =
Boulevard, #09-01, Suntec Tower Five, Singapore 038985. Rewards are =
issued by PayPal UK Ltd a company authorised and regulated by the =
Financial Conduct Authority (FCA) as an electronic money institution =
(firm reference number 994790); in relation to its regulated consumer =
credit activities (firm reference number 996405); and for the provision =
of cryptocurrency services (firm reference number 1000741). Some =
products and services, such as PayPal =E2=80=98Pay in 3=E2=80=99 and =
PayPal Working Capital, are not regulated by the FCA and may offer a =
lower level of protection. Please read product terms for further =
details. PayPal UK Ltd's company number is 14741686. Its registered =
office is 5 Fleet Place, London, United Kingdom, EC4M 7RD</p><p =
style=3D"margin:0;">&nbsp;</p></div></div></td></tr></tbody></table></div=
><!--[if mso | =
IE]></td></tr></table><![endif]--></td></tr></tbody></table></div><!--[if=
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class=3D"section"><tbody><tr><td align=3D"center"><div =
role=3D"none"><!--[if mso | IE]><table align=3D"center" border=3D"0" =
cellpadding=3D"0" cellspacing=3D"0" class=3D"block-grid-outlook" =
style=3D"width:640px;" width=3D"640" ><tr><td =
style=3D"line-height:0px;font-size:0px;mso-line-height-rule:exactly;"><![=
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style=3D"font-size:0px;text-align:left;direction:ltr;display:inline-block=
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cellspacing=3D"0" role=3D"presentation" =
style=3D"border-radius:0px;vertical-align:top;" width=3D"100%"><tr><td =
class=3D"text-container" style=3D"font-size:0px;padding:0px 0px 0px =
0px;word-break:break-word;text-align:left;"><div =
class=3D"links-000000-underline-bold"><div =
style=3D"font-family:PayPalPro-Book, Helvetica, Arial, =
sans-serif;font-size:12px;font-weight:normal;letter-spacing:none;line-hei=
ght:1.30;text-align:left;mso-line-height-alt:1em;color:#000000;"><p =
style=3D"margin:0;">Not sure why you received this email? <a =
title=3D"Learn more" target=3D"_blank" rel=3D"noopener" =
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electronic money institution (firm reference number 994790); in relation =
to its regulated consumer credit activities (firm reference number =
996405); and for the provision of cryptocurrency services (firm =
reference number 1000741). Some products and services, such as PayPal =
Pay in 3 and PayPal Working Capital, are not regulated by the FCA and =
may offer a lower level of protection. Please read product terms for =
further details. PayPal UK Ltd=E2=80=99s company number is 14741686. Its =
registered office is 5 Fleet Place, London, United Kingdom, EC4M =
7RD.</p><p style=3D"margin:0;">&nbsp;</p><p =
style=3D"margin:0;">Copyright =C2=A9 2026 PayPal, Inc. All rights =
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/td></tr></tbody></table></div><!--[if mso | =
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img =
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