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Subject: Important Information about your Buy Now Pay Later purchase
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From: "Creation | Currys" <creation@secure.creation.co.uk>
Date: Fri, 5 Dec 2025 15:43:56 +0000
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Important information | View online https://secure.creation.co.uk/q/1f9NDd4=
G6aUkAve0dUT6TSW/wv https://secure.creation.co.uk/q/1f9NDd4G6aUkAve0dUT6TSW=
/wv

Creation logo
https://secure.creation.co.uk/c/1WBZBz95Z9aZloU0Vots3RJL4Lh

Currys flexpay logo
https://secure.creation.co.uk/c/1WBZQLefF0FplcPEN1YhidZxUpE

Creation logo
https://secure.creation.co.uk/c/1WC05XjpkS9Pl0LiEFt6wAfkK41

Currys flexpay logo
https://secure.creation.co.uk/c/1WC0l9oz0JEfkOGWwiXVKWv7zIo

Currys flexpay account Buy Now Pay Later purchase

Hi=20

Currys flexpay account ID: 1022439100

Thank you for your recent purchase at Currys using your Currys flexpay acco=
unt =E2=80=93 we hope you=E2=80=99re enjoying your new tech.

When you made your purchase, you chose the 12 months Buy Now Pay Later opti=
on.

You can make part payments towards your Buy Now Pay Later plan at any time,=
 any payments you make before the Buy Now Pay Later period ends on 28/11/20=
26 will not incur interest. If you have a balance left when this period end=
s on 28/11/2026, you=E2=80=99ll be charged interest on it at the rate speci=
fied in your credit agreement.

Make a payment
https://secure.creation.co.uk/c/1WC0AltIGB8FkCCAnWsKZiKUpmL

After the Buy Now Pay Later period has ended your payment amount for this p=
urchase will be =C2=A3167.79 per month starting on 28/12/2026.

It takes a minimum of five working days for us to process payments, so all =
payments must be processed by us before your Buy Now Pay Later period ends =
to avoid interest.

For more details please visit our FAQ=E2=80=99s page
https://secure.creation.co.uk/c/1WC0PxySmsD5kqyefzXAdF0Hf18.

FAQ's
https://secure.creation.co.uk/c/1WC14JE22k7vketS7dsps1gu4Fv

Thanks
The Creation Team

Please note, making late or missing repayments can have an impact on your c=
redit file and affect your ability to obtain credit in the future. For help=
 click here
https://secure.creation.co.uk/c/1WC1jVJbIbBVk2pvYQXeGnwgUjS.

Creation Consumer Finance Limited is authorised and regulated by the Financ=
ial Conduct Authority. Registration Number 311518.

Creation Consumer Finance Limited. Registered Office: 6th floor, Wellington=
 Buildings, 2-4 Wellington Street, Belfast, BT1 6HT. Registered Northern Ir=
eland NI032565.

This is a service message. Please note we can=E2=80=99t reply to this email.

=C2=A9 Creation 2025=

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<table class=3D"row row-6" style=3D"mso-table-lspace: 0pt; mso-table-rspace=
: 0pt; background-color: #c1c5c7;" align=3D"center" border=3D"0" cellspacin=
g=3D"0" cellpadding=3D"0" width=3D"100%">

<tr>
<td>
<table class=3D"row-content stack" style=3D"mso-table-lspace: 0pt; mso-tabl=
e-rspace: 0pt; background-color: #ffffff; color: #000000; width: 600px; mar=
gin: 0 auto;" align=3D"center" border=3D"0" cellspacing=3D"0" cellpadding=
=3D"0" width=3D"600">

<tr>
<td class=3D"column column-1" style=3D"mso-table-lspace: 0pt; mso-table-rsp=
ace: 0pt; font-weight: 400; text-align: left; background-color: #ffffff; ve=
rtical-align: top; border: 0px;" width=3D"100%">
<table class=3D"heading_block block-1" style=3D"mso-table-lspace: 0pt; mso-=
table-rspace: 0pt;" border=3D"0" cellspacing=3D"0" cellpadding=3D"0" width=
=3D"100%">

<tr>
<td class=3D"pad" style=3D"padding-bottom: 20px; padding-left: 40px; paddin=
g-right: 40px; padding-top: 30px; text-align: center; width: 100%;">
<h2 style=3D"margin: 0; color: #154734; direction: ltr; font-family: 'Brand=
ing-Semibold', Arial, 'Helvetica Neue', Helvetica, sans-serif; font-size: 2=
0px; font-weight: bold; letter-spacing: normal; line-height: 150%; text-ali=
gn: center; margin-top: 0; margin-bottom: 0; mso-line-height-alt: 30px;"><s=
pan class=3D"tinyMce-placeholder" style=3D"word-break: break-word;">Hi&nbsp=
;</span></h2>
</td>
</tr>

</table>
<table class=3D"heading_block block-2" style=3D"mso-table-lspace: 0pt; mso-=
table-rspace: 0pt;" border=3D"0" cellspacing=3D"0" cellpadding=3D"0" width=
=3D"100%">

<tr>
<td class=3D"pad" style=3D"padding-bottom: 20px; padding-left: 40px; paddin=
g-right: 40px; text-align: center; width: 100%;">
<h3 style=3D"margin: 0; color: #3a913f; direction: ltr; font-family: 'Brand=
ing-Semibold', Arial, 'Helvetica Neue', Helvetica, sans-serif; font-size: 1=
5px; font-weight: bold; letter-spacing: normal; line-height: 150%; text-ali=
gn: center; margin-top: 0; margin-bottom: 0; mso-line-height-alt: 22.5px;">=
<span class=3D"tinyMce-placeholder" style=3D"word-break: break-word;">Curry=
s flexpay account ID:&nbsp;1022439100</span></h3>
</td>
</tr>

</table>
</td>
</tr>

</table>
</td>
</tr>

</table>
<table class=3D"row row-7" style=3D"mso-table-lspace: 0pt; mso-table-rspace=
: 0pt; background-color: #c1c5c7;" align=3D"center" border=3D"0" cellspacin=
g=3D"0" cellpadding=3D"0" width=3D"100%">

<tr>
<td>
<table class=3D"row-content stack" style=3D"mso-table-lspace: 0pt; mso-tabl=
e-rspace: 0pt; background-color: #ffffff; color: #000000; width: 600px; mar=
gin: 0 auto;" align=3D"center" border=3D"0" cellspacing=3D"0" cellpadding=
=3D"0" width=3D"600">

<tr>
<td class=3D"column column-1" style=3D"mso-table-lspace: 0pt; mso-table-rsp=
ace: 0pt; font-weight: 400; text-align: left; background-color: #ffffff; ve=
rtical-align: top; border: 0px;" width=3D"100%">
<table class=3D"paragraph_block block-1" style=3D"mso-table-lspace: 0pt; ms=
o-table-rspace: 0pt; word-break: break-word;" border=3D"0" cellspacing=3D"0=
" cellpadding=3D"0" width=3D"100%">

<tr>
<td class=3D"pad" style=3D"padding-bottom: 30px; padding-left: 40px; paddin=
g-right: 40px;">
<div style=3D"color: #4b4f54; direction: ltr; font-family: 'Branding-Medium=
', Arial, 'Helvetica Neue', Helvetica, sans-serif; font-size: 15px; font-we=
ight: 400; letter-spacing: 0px; line-height: 150%; text-align: center; mso-=
line-height-alt: 22.5px;">
<p style=3D"margin: 0; margin-bottom: 17px;">Thank you for your recent purc=
hase at Currys using your Currys flexpay account &ndash; we hope you&rsquo;=
re enjoying your new tech.</p>
<p style=3D"margin: 0; margin-bottom: 17px;">When you made your purchase, y=
ou chose the&nbsp;12 months Buy Now Pay Later option.</p>
<p style=3D"margin: 0;">You can make part payments towards your <span style=
=3D"color: #4b4f54; font-family: 'Branding-Semibold', Arial, 'Helvetica Neu=
e', Helvetica, sans-serif; font-weight: 600;">Buy Now Pay Later</span> plan=
 at any time, any payments you make before the Buy Now Pay Later period end=
s on&nbsp;28/11/2026 will not incur interest. If you have a balance left wh=
en this period ends on 28/11/2026, you&rsquo;ll be charged interest on it a=
t the rate specified in your credit agreement.</p>
</div>
</td>
</tr>

</table>
</td>
</tr>

</table>
</td>
</tr>

</table>
<table class=3D"row row-8" style=3D"mso-table-lspace: 0pt; mso-table-rspace=
: 0pt; background-color: #c1c5c7;" align=3D"center" border=3D"0" cellspacin=
g=3D"0" cellpadding=3D"0" width=3D"100%">

<tr>
<td>
<table class=3D"row-content stack" style=3D"mso-table-lspace: 0pt; mso-tabl=
e-rspace: 0pt; background-color: #ffffff; border-radius: 0; color: #000000;=
 width: 600px; margin: 0 auto;" align=3D"center" border=3D"0" cellspacing=
=3D"0" cellpadding=3D"0" width=3D"600">

<tr>
<td class=3D"column column-1" style=3D"mso-table-lspace: 0pt; mso-table-rsp=
ace: 0pt; font-weight: 400; text-align: left; background-color: #ffffff; ve=
rtical-align: top; border: 0px;" width=3D"100%">
<table class=3D"button_block block-1" style=3D"mso-table-lspace: 0pt; mso-t=
able-rspace: 0pt;" border=3D"0" cellspacing=3D"0" cellpadding=3D"0" width=
=3D"100%">

<tr>
<td class=3D"pad" style=3D"padding-left: 10px; padding-right: 10px; text-al=
ign: center;">
<div class=3D"alignment" align=3D"center"><!--[if mso]>
<![endif]--><a style=3D"background-color: #3a913f; border-radius: 40px; col=
or: #ffffff; display: inline-block; font-family: 'Branding-Medium', Arial, =
'Helvetica Neue', Helvetica, sans-serif; font-size: 15px; font-weight: 400;=
 mso-border-alt: none; padding-bottom: 7px; padding-top: 7px; text-align: c=
enter; text-decoration: none; width: auto; word-break: keep-all; border: 0p=
x solid #8a3b8f;" href=3D"https://secure.creation.co.uk/c/1WBYnAJjBPITmnfNB=
cZjU4sOUvq" target=3D"_blank"><span style=3D"word-break: break-word; paddin=
g-left: 50px; padding-right: 50px; font-size: 15px; display: inline-block; =
letter-spacing: normal;"><span style=3D"word-break: break-word; line-height=
: 30px;"><span style=3D"color: #ffffff; font-family: 'Branding-Semibold', A=
rial, 'Helvetica Neue', Helvetica, sans-serif; font-weight: 600;">Make a pa=
yment</span></span></span></a><!--[if mso]></center><![endif]--></div>
</td>
</tr>

</table>
</td>
</tr>

</table>
</td>
</tr>

</table>
<table class=3D"row row-9" style=3D"mso-table-lspace: 0pt; mso-table-rspace=
: 0pt; background-color: #c1c5c7;" align=3D"center" border=3D"0" cellspacin=
g=3D"0" cellpadding=3D"0" width=3D"100%">

<tr>
<td>
<table class=3D"row-content stack" style=3D"mso-table-lspace: 0pt; mso-tabl=
e-rspace: 0pt; background-color: #ffffff; color: #000000; width: 600px; mar=
gin: 0 auto;" align=3D"center" border=3D"0" cellspacing=3D"0" cellpadding=
=3D"0" width=3D"600">

<tr>
<td class=3D"column column-1" style=3D"mso-table-lspace: 0pt; mso-table-rsp=
ace: 0pt; font-weight: 400; text-align: left; background-color: #ffffff; ve=
rtical-align: top; border: 0px;" width=3D"100%">
<table class=3D"paragraph_block block-1" style=3D"mso-table-lspace: 0pt; ms=
o-table-rspace: 0pt; word-break: break-word;" border=3D"0" cellspacing=3D"0=
" cellpadding=3D"0" width=3D"100%">

<tr>
<td class=3D"pad" style=3D"padding-bottom: 30px; padding-left: 40px; paddin=
g-right: 40px; padding-top: 30px;">
<div style=3D"color: #4b4f54; direction: ltr; font-family: 'Branding-Medium=
', Arial, 'Helvetica Neue', Helvetica, sans-serif; font-size: 15px; font-we=
ight: 400; letter-spacing: 0px; line-height: 150%; text-align: center; mso-=
line-height-alt: 22.5px;">
<p style=3D"margin: 0; margin-bottom: 17px;">After the Buy Now Pay Later pe=
riod has ended your payment amount for this purchase will be <span style=3D=
"color: #4b4f54; font-family: 'Branding-Semibold', Arial, 'Helvetica Neue',=
 Helvetica, sans-serif; font-weight: 600;">&pound;167.79&nbsp;</span>per mo=
nth starting on 28/12/2026.</p>
<p style=3D"margin: 0; margin-bottom: 17px;">It takes a minimum of five wor=
king days for us to process payments, so all payments must be processed by =
us before your Buy Now Pay Later period ends to avoid interest.</p>
<p style=3D"margin: 0;">For more details please visit our <a style=3D"text-=
decoration: underline; color: #4b4f54;" rel=3D"noopener" href=3D"https://se=
cure.creation.co.uk/c/1WBYCMOthHdjmbbrsQu98qIBK9N" target=3D"_blank">FAQ&rs=
quo;s page</a>.</p>
</div>
</td>
</tr>

</table>
</td>
</tr>

</table>
</td>
</tr>

</table>
<table class=3D"row row-10" style=3D"mso-table-lspace: 0pt; mso-table-rspac=
e: 0pt; background-color: #c1c5c7;" align=3D"center" border=3D"0" cellspaci=
ng=3D"0" cellpadding=3D"0" width=3D"100%">

<tr>
<td>
<table class=3D"row-content stack" style=3D"mso-table-lspace: 0pt; mso-tabl=
e-rspace: 0pt; background-color: #ffffff; border-radius: 0; color: #000000;=
 width: 600px; margin: 0 auto;" align=3D"center" border=3D"0" cellspacing=
=3D"0" cellpadding=3D"0" width=3D"600">

<tr>
<td class=3D"column column-1" style=3D"mso-table-lspace: 0pt; mso-table-rsp=
ace: 0pt; font-weight: 400; text-align: left; background-color: #ffffff; ve=
rtical-align: top; border: 0px;" width=3D"100%">
<table class=3D"button_block block-1" style=3D"mso-table-lspace: 0pt; mso-t=
able-rspace: 0pt;" border=3D"0" cellspacing=3D"0" cellpadding=3D"0" width=
=3D"100%">

<tr>
<td class=3D"pad" style=3D"padding-left: 10px; padding-right: 10px; text-al=
ign: center;">
<div class=3D"alignment" align=3D"center"><!--[if mso]>
<![endif]--><a style=3D"background-color: #3a913f; border-radius: 40px; col=
or: #ffffff; display: inline-block; font-family: 'Branding-Medium', Arial, =
'Helvetica Neue', Helvetica, sans-serif; font-size: 15px; font-weight: 400;=
 mso-border-alt: none; padding-bottom: 7px; padding-top: 7px; text-align: c=
enter; text-decoration: none; width: auto; word-break: keep-all; border: 0p=
x solid #8a3b8f;" href=3D"https://secure.creation.co.uk/c/1WBYRYTCXyHJlZ75k=
tYYmMYozOa" target=3D"_blank"><span style=3D"word-break: break-word; paddin=
g-left: 50px; padding-right: 50px; font-size: 15px; display: inline-block; =
letter-spacing: normal;"><span style=3D"word-break: break-word; line-height=
: 30px;"><span style=3D"color: #ffffff; font-family: 'Branding-Semibold', A=
rial, 'Helvetica Neue', Helvetica, sans-serif; font-weight: 600;">FAQ's</sp=
an></span></span></a><!--[if mso]></center><![endif]--></div>
</td>
</tr>

</table>
</td>
</tr>

</table>
</td>
</tr>

</table>
<table class=3D"row row-11" style=3D"mso-table-lspace: 0pt; mso-table-rspac=
e: 0pt; background-color: #c1c5c7;" align=3D"center" border=3D"0" cellspaci=
ng=3D"0" cellpadding=3D"0" width=3D"100%">

<tr>
<td>
<table class=3D"row-content stack" style=3D"mso-table-lspace: 0pt; mso-tabl=
e-rspace: 0pt; background-color: #ffffff; color: #000000; width: 600px; mar=
gin: 0 auto;" align=3D"center" border=3D"0" cellspacing=3D"0" cellpadding=
=3D"0" width=3D"600">

<tr>
<td class=3D"column column-1" style=3D"mso-table-lspace: 0pt; mso-table-rsp=
ace: 0pt; font-weight: 400; text-align: left; background-color: #ffffff; ve=
rtical-align: top; border: 0px;" width=3D"100%">
<table class=3D"paragraph_block block-1" style=3D"mso-table-lspace: 0pt; ms=
o-table-rspace: 0pt; word-break: break-word;" border=3D"0" cellspacing=3D"0=
" cellpadding=3D"30" width=3D"100%">

<tr>
<td class=3D"pad">
<div style=3D"color: #4b4f54; direction: ltr; font-family: 'Branding-Medium=
', Arial, 'Helvetica Neue', Helvetica, sans-serif; font-size: 15px; font-we=
ight: 400; letter-spacing: 0px; line-height: 150%; text-align: center; mso-=
line-height-alt: 22.5px;">
<p style=3D"margin: 0;">Thanks<br><span style=3D"color: #4b4f54; font-famil=
y: 'Branding-Semibold', Arial, 'Helvetica Neue', Helvetica, sans-serif; fon=
t-weight: 600;">The Creation Team</span></p>
</div>
</td>
</tr>

</table>
</td>
</tr>

</table>
</td>
</tr>

</table>
<table class=3D"row row-12" style=3D"mso-table-lspace: 0pt; mso-table-rspac=
e: 0pt; background-color: #c1c5c7;" align=3D"center" border=3D"0" cellspaci=
ng=3D"0" cellpadding=3D"0" width=3D"100%">

<tr>
<td>
<table class=3D"row-content stack" style=3D"mso-table-lspace: 0pt; mso-tabl=
e-rspace: 0pt; background-color: #ffffff; border-radius: 0; color: #000000;=
 width: 600px; margin: 0 auto;" align=3D"center" border=3D"0" cellspacing=
=3D"0" cellpadding=3D"0" width=3D"600">

<tr>
<td class=3D"column column-1" style=3D"mso-table-lspace: 0pt; mso-table-rsp=
ace: 0pt; font-weight: 400; text-align: left; background-color: #ffffff; ve=
rtical-align: top; border: 0px;" width=3D"100%">
<table class=3D"divider_block block-1" style=3D"mso-table-lspace: 0pt; mso-=
table-rspace: 0pt;" border=3D"0" cellspacing=3D"0" cellpadding=3D"0" width=
=3D"100%">

<tr>
<td class=3D"pad" style=3D"padding-bottom: 30px; padding-left: 20px; paddin=
g-right: 20px;">
<div class=3D"alignment" align=3D"center">
<table style=3D"mso-table-lspace: 0pt; mso-table-rspace: 0pt;" border=3D"0"=
 cellspacing=3D"0" cellpadding=3D"0" width=3D"100%">

<tr>
<td class=3D"divider_inner" style=3D"font-size: 1px; line-height: 1px; bord=
er-top: 10px solid #C4D600;"><span style=3D"word-break: break-word;">&#8202=
;</span></td>
</tr>

</table>
</div>
</td>
</tr>

</table>
</td>
</tr>

</table>
</td>
</tr>

</table>
<table class=3D"row row-13" style=3D"mso-table-lspace: 0pt; mso-table-rspac=
e: 0pt; background-color: #c1c5c7;" align=3D"center" border=3D"0" cellspaci=
ng=3D"0" cellpadding=3D"0" width=3D"100%">

<tr>
<td>
<table class=3D"row-content stack" style=3D"mso-table-lspace: 0pt; mso-tabl=
e-rspace: 0pt; background-color: #ffffff; color: #000000; width: 600px; mar=
gin: 0 auto;" align=3D"center" border=3D"0" cellspacing=3D"0" cellpadding=
=3D"0" width=3D"600">

<tr>
<td class=3D"column column-1" style=3D"mso-table-lspace: 0pt; mso-table-rsp=
ace: 0pt; font-weight: 400; text-align: left; background-color: #ffffff; ve=
rtical-align: top; border: 0px;" width=3D"100%">
<table class=3D"paragraph_block block-1" style=3D"mso-table-lspace: 0pt; ms=
o-table-rspace: 0pt; word-break: break-word;" border=3D"0" cellspacing=3D"0=
" cellpadding=3D"0" width=3D"100%">

<tr>
<td class=3D"pad" style=3D"padding-bottom: 30px; padding-left: 40px; paddin=
g-right: 40px;">
<div style=3D"color: #4b4f54; direction: ltr; font-family: 'Branding-Medium=
', Arial, 'Helvetica Neue', Helvetica, sans-serif; font-size: 11px; font-we=
ight: 400; letter-spacing: 0px; line-height: 150%; text-align: center; mso-=
line-height-alt: 16.5px;">
<p style=3D"margin: 0; margin-bottom: 0px;"><span style=3D"color: #4b4f54; =
font-family: 'Branding-Semibold', Arial, 'Helvetica Neue', Helvetica, sans-=
serif; font-weight: 600;">Please note, making late or missing repayments ca=
n have an impact on your credit file and affect your ability to obtain cred=
it in the future. For help click <a style=3D"text-decoration: underline; co=
lor: #4b4f54;" rel=3D"noopener" href=3D"https://secure.creation.co.uk/c/1WB=
Zmn3WjhGzlAYn3KYCPvtYf6U" target=3D"_blank">here</a>.</span></p>
<p style=3D"margin: 0; margin-bottom: 0px;"><br>Creation Consumer Finance L=
imited is authorised and regulated by the Financial Conduct Authority. Regi=
stration Number 311518.</p>
<p style=3D"margin: 0; margin-bottom: 0px;"><br>Creation Consumer Finance L=
imited. Registered Office: 6th floor, Wellington Buildings, 2-4 Wellington =
Street, Belfast, BT1 6HT. Registered Northern Ireland NI032565.</p>
<p style=3D"margin: 0; margin-bottom: 0px;"><br>This is a service message. =
Please note we can&rsquo;t reply to this email.</p>
<p style=3D"margin: 0;"><br>&copy; Creation 2025</p>
</div>
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