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Reply-To: <contact@pensionbee.com>
From: "PensionBee" <marketing@hello.pensionbee.com>
To: <bob@sarahharvey.com>
Subject: Make your pension go further!
Date: Wed, 20 May 2026 20:53:24 +0100
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See how PensionBee’s 4Plus Plan could support your retirement. 
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Hi Robert,



Looking for a pension plan designed for the years leading up to retirement?

Complete your sign up to discover our carefully curated pension plan range, 
including one of our default options - the 4Plus Plan* which is built to 
help customers prepare for the transition into retirement.



The 4Plus Plan could help you:

*	preserve the pension savings you’ve already built;
*	grow your pension more steadily; and
*	reduce the impact of market ups and downs.

Put your pension to work for the years ahead with PensionBee’s 4Plus Plan.

Complete your sign up




*If you’re aged 50 or over, you’ll automatically be put in the 4Plus Plan.



With investments, your capital is at risk. Pensions can go down in value as 
well as up, so you could get back less than you invest.




Have a question?

Get in touch with our friendly UK team.







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portant}.em_w1{width:20px!important}}</style> </head> <table =
width=3D"100%" border=3D"0" cellspacing=3D"0" cellpadding=3D"0" =
class=3D"em_full_wrap" align=3D"center"> <tr> <td align=3D"center" =
valign=3D"top"><table align=3D"center" width=3D"600" border=3D"0" =
cellspacing=3D"0" cellpadding=3D"0" class=3D"em_main_table" =
style=3D"width:600px; table-layout:fixed;"> <tr> <td width=3D"25" =
style=3D"width:25px;" class=3D"em_side15"><img src=3D"images/spacer.gif" =
width=3D"1" height=3D"1" alt=3D"" style=3D"display:block;" =
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width=3D"550" border=3D"0" cellspacing=3D"0" cellpadding=3D"0" =
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line-height:1px;" class=3D"em_h20"><img src=3D"images/spacer.gif" =
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valign=3D"top" style=3D"font-family: 'Open Sans', Arial, sans-serif; =
font-size:12px; line-height:15px; color:#909c9e;"><a =
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0VajIOju-oh0ptCsiyAkA2Pt3T8NphNei6XpkniqqJj7D3K5osDpiDPlYETczYEi4RcyLVpsI=
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class=3D"em_side15"><img src=3D"images/spacer.gif" width=3D"1" =
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bgcolor=3D"#f9c000" class=3D"em_p1" style=3D"background-color:#343a40; =
padding:17px 25px;" valign=3D"top"> <table align=3D"center" border=3D"0" =
cellpadding=3D"0" cellspacing=3D"0" width=3D"100%"> <tr> <td =
align=3D"left" style=3D"width:126px;" valign=3D"top" width=3D"126"> <a =
data-linkto=3D"https://" =
href=3D"https://links.pensionbee.com/s/c/mOjY-UaGzRfh5XDaU2ntxz3s_X0P_wXk=
DluaGXUE0gMIUPcwXqpAYztSpLsXF0DkXxDW-2cYhMhJFdVrbQ69IMB_2wkuEgdwr5U4B9Jt8=
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ropjoXeiBzoq0/20" style=3D"text-decoration:none;" target=3D"_blank" =
title=3D""><img alt=3D"Pension Bee" =
src=3D"https://res.cloudinary.com/pensionbee/image/upload/v1731506007/ema=
ils/email_templates.png" style=3D"display: block; max-width: 126px; =
font-family: Arial, sans-serif; font-size: 15px; line-height: 18px; =
color: #000000; padding: 0px; text-align: center; height: auto; width: =
100%;" width=3D"126"></a> </td> <td class=3D"em_side15" =
style=3D"width:353px;" width=3D"353"> &nbsp; </td> <td align=3D"center" =
valign=3D"top"> <table align=3D"right" border=3D"0" cellpadding=3D"0" =
cellspacing=3D"0" style=3D"width:95px;" width=3D"95"> <tr> <td =
align=3D"center" bgcolor=3D"#343a40" height=3D"42" style=3D"height:42px; =
background-color:#f9c000; border-radius: 4px; font-family: 'Ryo Gothic =
PlusN', Arial, sans-serif; font-size:16px; color:#FFFFFF; =
font-weight:550;" valign=3D"middle"> <a data-linkto=3D"https://" =
href=3D"https://links.pensionbee.com/s/c/2u4ozEBe5l_hpyaQVHpUyzHB0sub5zxw=
o72uU_rvmq75qbfWHbja6Wq3rldK0PGjviks7kPPxwM22rwUxXaHAC7ZZEKeGaWhcKf0zclab=
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5W0phUya6u1cX/20" style=3D"color:#343a40;text-decoration:none; =
display:block; line-height:42px;" target=3D"_blank" title=3D"">Log =
in</a> </td> </tr> </table> </td> </tr> </table> </td> </tr> =
</table></div></td></tr></table><table class=3D"image_block block-2" =
width=3D"100%" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" =
role=3D"presentation" style=3D"box-sizing: border-box; mso-table-lspace: =
0; mso-table-rspace: 0;"><tr style=3D"box-sizing: border-box;"><td =
class=3D"pad" style=3D"box-sizing: border-box; width: 100%;" =
align=3D"center" width=3D"100%"><div style=3D"box-sizing: border-box; =
max-width: 600px;"><a =
href=3D"https://links.pensionbee.com/s/c/X8pTeM366108i-yrBjbFt3x11q8R2Kor=
KmRQxPRmkTMmmkoj2TRXkiaMfIzNN4Pr7q8sfWZKAsXSDqDzC793Vf_T7tKvJtqhi-3FBNpHG=
e1vweOpjfrXXIZQRCE5CVk5cxhKfuEsIObTscq-56VLANlNHWKwracobMZmIHfsuRgCvnKL3x=
uchX0NgGurnv720lll21HjOt6AUbzHUgyIaLA_qYFADCkYR4YIXcL1N3ZZH1075a10JBmtzLA=
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b6TUDQkPRR1y2w0FOeS2Tm_ayvtEYjm/20" target=3D"_blank" =
style=3D"box-sizing: border-box;"><img =
src=3D"https://res.cloudinary.com/pensionbee/image/upload/v1778505782/ema=
ils/2026/Segment%204%20-%20Affluent%20Optimisers/Email_2_-_Invest_in_the_=
world_s_largest_and_most_recognised_companies_-_segment_4.png" =
style=3D"box-sizing: border-box; display: block; height: auto; border: =
0; width: 100%;" width=3D"600" alt title =
height=3D"auto"></a></div></td></tr></table></td></tr></tbody></table></t=
d></tr></tbody></table><table class=3D"row row-2" align=3D"center" =
width=3D"100%" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" =
role=3D"presentation" style=3D"box-sizing: border-box; mso-table-lspace: =
0; mso-table-rspace: 0;"><tbody style=3D"box-sizing: border-box;"><tr =
style=3D"box-sizing: border-box;"><td style=3D"box-sizing: =
border-box;"><table class=3D"row-content stack" align=3D"center" =
border=3D"0" cellpadding=3D"0" cellspacing=3D"0" role=3D"presentation" =
style=3D"box-sizing: border-box; mso-table-lspace: 0; mso-table-rspace: =
0; border-radius: 0; color: #000; width: 600px; margin: 0 auto;" =
width=3D"600"><tbody style=3D"box-sizing: border-box;"><tr =
style=3D"box-sizing: border-box;"><td class=3D"column column-1" =
width=3D"100%" style=3D"box-sizing: border-box; mso-table-lspace: 0; =
mso-table-rspace: 0; font-weight: 400; text-align: left; padding-bottom: =
5px; padding-top: 5px; vertical-align: top;" align=3D"left" =
valign=3D"top"><table class=3D"text_block block-1" width=3D"100%" =
border=3D"0" cellpadding=3D"10" cellspacing=3D"0" role=3D"presentation" =
style=3D"box-sizing: border-box; mso-table-lspace: 0; mso-table-rspace: =
0; word-break: break-word;"><tr style=3D"box-sizing: border-box;"><td =
class=3D"pad" style=3D"box-sizing: border-box;"><div =
style=3D"box-sizing: border-box; font-family: sans-serif;"><div class =
style=3D"box-sizing: border-box; font-size: 12px; font-family: =
Arial,'Helvetica Neue',Helvetica,sans-serif; mso-line-height-alt: 18px; =
color: #3a342c; line-height: 1.5;"><p style=3D"box-sizing: border-box; =
line-height: inherit; margin: 0; font-size: 16px; mso-line-height-alt: =
24px;"><span style=3D"box-sizing: border-box; word-break: break-word; =
font-size: 16px;"><span style=3D"box-sizing: border-box; word-break: =
break-word;">Hi Robert,</span></span></p><p style=3D"box-sizing: =
border-box; line-height: inherit; margin: 0; font-size: 16px; =
mso-line-height-alt: 24px;"> <span style=3D"box-sizing: border-box; =
word-break: break-word; font-size: 16px;">&nbsp;</span></p><p =
style=3D"box-sizing: border-box; line-height: inherit; margin: 0; =
font-size: 16px; mso-line-height-alt: 24px;"><span style=3D"box-sizing: =
border-box; word-break: break-word; font-size: 16px;">Looking for a =
pension plan designed for the years leading up to retirement?</span><br =
style=3D"box-sizing: border-box;"><br style=3D"box-sizing: border-box;"> =
<span style=3D"box-sizing: border-box; word-break: break-word; =
font-size: 16px;">Complete your sign up to discover our carefully =
curated pension plan range, including one of our default options - the =
<a =
href=3D"https://links.pensionbee.com/s/c/jDXKUfW5mznSxuotcajXt4kNUJPSLVRH=
ts8OkVvrTLKwtQwxA9ltmJMpZe0pxI3dRIAtbAybcMtnVb6JLtO2R1zpn0gnyL0UE8To8bQs9=
fNTBwoW4yjiE2Xb7B0IbnI8etG3ZQSmB7hb2DXfNyXMyiAQYfJyGxF5VUStlPBaSNzC0qseyX=
TEAzcBPe4GNLaXzmcAc-alSpCnal1w4wmz2F0X5bPkYbgvXtvEys13iRfm9KFLdc3LZgUuoHO=
nPrZd9Ryd6n4AOl0d5_RsCpgMArPwBywXQL1dR0MCss0Etz4ud7suQqKwFM1vJo4H_aCSzVQe=
PzbBUf8GGVXQd_GqznwdmQj17fna_2SkqVIm2lBij6kMWppeRmWFCiMAmSvC-xW48hMnwj_d6=
-zRopKUV41egQ1c1rfdwkpMh3IVpE5X5xNBoPna0YfhFhUShPTRu_AnU-QOomdDlnzhqylyIE=
3Rl8RKeF6_vVJj8xNoJQsMXKuCIYXuwa9RDbO1M7esAgo-85c/RpRCZXb2mrp2QYT77Dz0dOr=
FIrAJiEUR/20" style=3D"box-sizing: border-box; text-decoration: =
underline; color: #007db7;">4Plus Plan</a>* which is built to help =
customers prepare for the transition into retirement.</span></p><p =
style=3D"box-sizing: border-box; line-height: inherit; margin: 0; =
font-size: 16px; mso-line-height-alt: 18px;">&nbsp;</p><p =
style=3D"box-sizing: border-box; line-height: inherit; margin: 0; =
font-size: 16px; mso-line-height-alt: 24px;"><span style=3D"box-sizing: =
border-box; word-break: break-word; font-size: 16px;">The 4Plus Plan =
could help you:</span></p><ul style=3D"box-sizing: border-box; =
line-height: 1.5; mso-line-height-alt: 24px; font-size: 16px;"><li =
aria-level=3D"1" style=3D"box-sizing: border-box;"><span =
style=3D"box-sizing: border-box; word-break: break-word; font-size: =
16px;">preserve the pension savings you=E2=80=99ve already =
built;</span></li><li aria-level=3D"1" style=3D"box-sizing: =
border-box;"><span style=3D"box-sizing: border-box; word-break: =
break-word; font-size: 16px;">grow your pension more steadily; =
and</span></li><li aria-level=3D"1" style=3D"box-sizing: border-box;"> =
<span style=3D"box-sizing: border-box; word-break: break-word; =
font-size: 16px;">reduce the impact of market ups and =
downs.</span></li></ul><p style=3D"box-sizing: border-box; line-height: =
inherit; margin: 0; font-size: 16px; mso-line-height-alt: 24px;"><span =
style=3D"box-sizing: border-box; word-break: break-word; font-size: =
16px;">Put your pension to work for the years ahead with =
PensionBee=E2=80=99s 4Plus =
Plan.</span></p></div></div></td></tr></table><table =
class=3D"button_block block-2" width=3D"100%" border=3D"0" =
cellpadding=3D"10" cellspacing=3D"0" role=3D"presentation" =
style=3D"box-sizing: border-box; mso-table-lspace: 0; mso-table-rspace: =
0;"><tr style=3D"box-sizing: border-box;"><td class=3D"pad" =
align=3D"center" style=3D"box-sizing: border-box;"><a =
href=3D"https://links.pensionbee.com/s/c/Z_I0z9sTUMWCAqyzePvIBjrTAmhA6j5k=
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color: #3a342c; text-decoration: none;"><!--[if mso]><v:roundrect =
xmlns:v=3D"urn:schemas-microsoft-com:vml" =
xmlns:w=3D"urn:schemas-microsoft-com:office:word" =
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> <span class=3D"button" style=3D"box-sizing: border-box; =
background-color: #f9c000; mso-shading: transparent; border-bottom: 0px =
solid transparent; border-left: 0px solid transparent; border-radius: =
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transparent; color: #3a342c; display: inline-block; font-family: Arial, =
'Helvetica Neue', Helvetica, sans-serif; font-size: 16px; font-weight: =
400; mso-border-alt: none; padding-bottom: 10px; padding-top: 10px; =
padding-left: 20px; padding-right: 20px; text-align: center; width: =
auto; word-break: keep-all; letter-spacing: normal;"><span =
style=3D"box-sizing: border-box; word-break: break-word; line-height: =
24px;"><strong style=3D"box-sizing: border-box;">Complete your sign =
up</strong></span></span> <!--[if =
mso]></center></v:textbox></v:roundrect><![endif]--></a></td></tr></table=
></td></tr></tbody></table></td></tr></tbody></table><table class=3D"row =
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mso-table-lspace: 0; mso-table-rspace: 0;"><tbody style=3D"box-sizing: =
border-box;"><tr style=3D"box-sizing: border-box;"><td =
style=3D"box-sizing: border-box;"><table class=3D"row-content stack" =
align=3D"center" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" =
role=3D"presentation" style=3D"box-sizing: border-box; mso-table-lspace: =
0; mso-table-rspace: 0; color: #333; width: 600px; margin: 0 auto;" =
width=3D"600"><tbody style=3D"box-sizing: border-box;"><tr =
style=3D"box-sizing: border-box;"><td class=3D"column column-1" =
width=3D"100%" style=3D"box-sizing: border-box; mso-table-lspace: 0; =
mso-table-rspace: 0; font-weight: 400; text-align: left; padding-bottom: =
30px; padding-top: 15px; vertical-align: top;" align=3D"left" =
valign=3D"top"><table class=3D"text_block block-1" width=3D"100%" =
border=3D"0" cellpadding=3D"10" cellspacing=3D"0" role=3D"presentation" =
style=3D"box-sizing: border-box; mso-table-lspace: 0; mso-table-rspace: =
0; word-break: break-word;"><tr style=3D"box-sizing: border-box;"><td =
class=3D"pad" style=3D"box-sizing: border-box;"><div =
style=3D"box-sizing: border-box; font-family: sans-serif;"><div class =
style=3D"box-sizing: border-box; font-size: 14px; font-family: =
Arial,'Helvetica Neue',Helvetica,sans-serif; mso-line-height-alt: 21px; =
color: #343a40; line-height: 1.5;"><p style=3D"box-sizing: border-box; =
line-height: inherit; margin: 0; font-size: 14px; text-align: center; =
mso-line-height-alt: 21px;"><em style=3D"box-sizing: border-box;">*If =
you=E2=80=99re aged 50 or over, you=E2=80=99ll automatically be put in =
the 4Plus Plan.</em></p><p style=3D"box-sizing: border-box; line-height: =
inherit; margin: 0; font-size: 14px; text-align: center; =
mso-line-height-alt: 21px;">&nbsp;</p><p style=3D"box-sizing: =
border-box; line-height: inherit; margin: 0; font-size: 14px; =
text-align: center; mso-line-height-alt: 21px;"><em style=3D"box-sizing: =
border-box;">With investments, your capital is at risk. Pensions can go =
down in value as well as up, so you could get back less than you =
invest.</em></p></div></div></td></tr></table><table class=3D"text_block =
block-2" width=3D"100%" border=3D"0" cellpadding=3D"5" cellspacing=3D"0" =
role=3D"presentation" style=3D"box-sizing: border-box; mso-table-lspace: =
0; mso-table-rspace: 0; word-break: break-word;"><tr =
style=3D"box-sizing: border-box;"><td class=3D"pad" style=3D"box-sizing: =
border-box;"><div style=3D"box-sizing: border-box; font-family: =
sans-serif;"><div class style=3D"box-sizing: border-box; font-size: =
14px; font-family: Arial,'Helvetica Neue',Helvetica,sans-serif; =
mso-line-height-alt: 21px; color: #343a40; line-height: 1.5;"><p =
style=3D"box-sizing: border-box; line-height: inherit; margin: 0; =
font-size: 14px; text-align: center; mso-line-height-alt: =
21px;">&nbsp;</p><p style=3D"box-sizing: border-box; line-height: =
inherit; margin: 0; font-size: 14px; text-align: center; =
mso-line-height-alt: 21px;"><span style=3D"box-sizing: border-box; =
word-break: break-word; color: #000000;"><strong style=3D"box-sizing: =
border-box;">Have a question?</strong></span></p><p style=3D"box-sizing: =
border-box; line-height: inherit; margin: 0; font-size: 14px; =
text-align: center; mso-line-height-alt: 21px;"> Get in touch with our =
friendly UK =
team.</p></div></div></td></tr></table></td></tr></tbody></table></td></t=
r></tbody></table><table class=3D"row row-4" align=3D"center" =
width=3D"100%" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" =
role=3D"presentation" style=3D"box-sizing: border-box; mso-table-lspace: =
0; mso-table-rspace: 0;"><tbody style=3D"box-sizing: border-box;"><tr =
style=3D"box-sizing: border-box;"><td style=3D"box-sizing: =
border-box;"><table class=3D"row-content stack" align=3D"center" =
border=3D"0" cellpadding=3D"0" cellspacing=3D"0" role=3D"presentation" =
style=3D"box-sizing: border-box; mso-table-lspace: 0; mso-table-rspace: =
0; border-radius: 0; color: #000; width: 600px; margin: 0 auto;" =
width=3D"600"><tbody style=3D"box-sizing: border-box;"><tr =
style=3D"box-sizing: border-box;"><td class=3D"column column-1" =
width=3D"100%" style=3D"box-sizing: border-box; mso-table-lspace: 0; =
mso-table-rspace: 0; font-weight: 400; text-align: left; padding-bottom: =
5px; padding-top: 5px; vertical-align: top;" align=3D"left" =
valign=3D"top"><table class=3D"html_block block-1" width=3D"100%" =
border=3D"0" cellpadding=3D"0" cellspacing=3D"0" role=3D"presentation" =
style=3D"box-sizing: border-box; mso-table-lspace: 0; mso-table-rspace: =
0;"><tr style=3D"box-sizing: border-box;"><td class=3D"pad" =
style=3D"box-sizing: border-box;"><div style=3D"box-sizing: border-box; =
font-family: Arial,'Helvetica Neue',Helvetica,sans-serif; text-align: =
center;" align=3D"center"><table align=3D"center" border=3D"0" =
cellpadding=3D"0" cellspacing=3D"0" class=3D"em_wrapper" style=3D"width: =
600px;" width=3D"600"> <tbody> <tr> <td align=3D"center" class=3D"em_p3" =
style=3D"padding: 15px 70px;" valign=3D"top"> <table align=3D"center" =
border=3D"0" cellpadding=3D"0" cellspacing=3D"0" width=3D"100%"> <tbody> =
<tr> <td valign=3D"top"> <table align=3D"left" border=3D"0" =
cellpadding=3D"0" cellspacing=3D"0" class=3D"em_wrapper" style=3D"width: =
290px;" width=3D"290"> <tbody> <tr> <td align=3D"center" valign=3D"top"> =
<table align=3D"left" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" =
class=3D"em_wrapper" style=3D"width: 130px;" width=3D"130"> <tbody> <tr> =
<td align=3D"center" class=3D"em_h0" height=3D"31" style=3D"height: =
31px;" valign=3D"middle"><img alt=3D"" border=3D"0" =
src=3D"https://res.cloudinary.com/pensionbee/image/upload/v1731507652/ema=
ils/Call_us.png" style=3D"display: block; max-width: 30px; font-family: =
Arial, sans-serif; font-size: 15px; line-height: 18px; color: #000000; =
padding: 0px; text-align: center; height: auto; width: 100%;" =
width=3D"30"></td> </tr> <tr> <td align=3D"center" =
class=3D"em_defaultlink" style=3D"padding-top: 9px; font-family: 'Open =
Sans', Arial, sans-serif; font-size: 12px; line-height: 22px; color: =
#000000; font-weight: 750;" valign=3D"top">020 3457 8444&nbsp;</td> =
</tr> <tr> <td class=3D"em_defaultlink" style=3D"padding-top: 12px; =
font-family: 'Open Sans', Arial, sans-serif; font-size: 11px; =
line-height: 16px; color: rgb(0, 0, 0); font-weight: 400; =
letter-spacing: 0.3px; text-align: center;" valign=3D"top">Monday - =
Friday: 9:30am-5pm</td> </tr> </tbody> </table> <table align=3D"right" =
border=3D"0" cellpadding=3D"0" cellspacing=3D"0" class=3D"em_wrapper" =
style=3D"width: 130px;" width=3D"130"> <tbody> <tr> <td align=3D"center" =
class=3D"em_h0 em_pt25" height=3D"31" style=3D"height: 31px;" =
valign=3D"middle"><img alt=3D"123" border=3D"0" =
src=3D"https://res.cloudinary.com/pensionbee/image/upload/v1731507652/ema=
ils/Email_us.png" style=3D"display: block; max-width: 34px; font-family: =
Arial, sans-serif; font-size: 15px; line-height: 18px; color: #000000; =
padding: 0px; height: auto; width: 100%; text-align: center;" =
width=3D"30"></td> </tr> <tr> <td class=3D"em_defaultlink" =
style=3D"padding-top: 9px; font-family: 'Open Sans', Arial, sans-serif; =
font-size: 12px; line-height: 22px; color: rgb(0, 0, 0); font-weight: =
750; text-align: center;" valign=3D"top"><span style=3D"color: rgb(0, 0, =
0);"><a href=3D"mailto:contact@pensionbee.com?subject=3D" =
style=3D"text-decoration: none; color: rgb(0, 0, 0);" =
title=3D"contact@pensionbee.com" =
data-linkto=3D"mailto:">contact@pensionbee.com</a></span></td> </tr> =
<tr> <td class=3D"em_defaultlink" style=3D"padding-top: 12px; =
font-family: 'Open Sans', Arial, sans-serif; font-size: 11px; =
line-height: 16px; color: rgb(0, 0, 0); font-weight: 400; =
letter-spacing: 0.3px; text-align: center;" valign=3D"top">Send us an =
email and we'll get back to you as soon as possible</td> </tr> </tbody> =
</table> </td> </tr> </tbody> </table> <table align=3D"right" =
border=3D"0" cellpadding=3D"0" cellspacing=3D"0" class=3D"em_wrapper" =
style=3D"width: 130px;" width=3D"130"> <tbody> <tr> <td align=3D"center" =
class=3D"em_h0 em_pt25" height=3D"31" style=3D"height: 31px;" =
valign=3D"middle"><img alt=3D"" border=3D"0" =
src=3D"https://res.cloudinary.com/pensionbee/image/upload/v1731507653/ema=
ils/Live_chat.png" style=3D"display: block; max-width: 34px; =
font-family: Arial, sans-serif; font-size: 15px; line-height: 18px; =
color: #000000; padding: 0px; height: auto; width: 100%; text-align: =
center;" width=3D"28"></td> </tr> <tr> <td align=3D"center" =
class=3D"em_defaultlink" style=3D"padding-top: 7px; font-family: 'Open =
Sans', Arial, sans-serif; font-size: 12px; line-height: 22px; color: =
#000000; font-weight: 750;" valign=3D"top"><a =
href=3D"https://links.pensionbee.com/s/c/HPVnJCBCGqk2vln4dRIB52dUAMl4sGxq=
5a1-_-EKAMWdYAWm2GazT3_6MfTfThNmtXwhJmuQBqyzgY8Rkrc4OmtjNVqo_cQqUfzYzNvNr=
47DO67g0HnmmTxjwOV0wCX7NI_FhGXb9ccEH2VKEE6tMERzzjCvjLc17updtDL6LWwO-Fy1ND=
bccN_FXPed-gEx-flbyvRU83U5Fq9mQhtopZh8EYMGGeCCWxPl_VqIeQ7s21EQFlz9fohh7pz=
Ff66gtgX4F47KTH5Rp6z9zyb5pW1BVdSr02hYpQDnL9cnAWu2BM7rN-fj-ZSMZBG6DrbnP3x-=
_tods2y3hrRJaLk8FskRPg_Bpau3qgtFZiXTyek-aNtamH-DlLMzPj9BtFq5nuMqLOU19AN79=
wnMGraNL-wS/O5Nzf1KKzu3mlMVg6YYK_lc56pVfD0Vs/20" =
style=3D"text-decoration: none;" title=3D"Launch live chat" =
data-linkto=3D"https://"><span style=3D"color: rgb(0, 0, 0);">Launch =
live chat</span></a></td> </tr> <tr> <td class=3D"em_defaultlink" =
style=3D"padding-top: 12px; font-family: 'Open Sans', Arial, sans-serif; =
font-size: 11px; line-height: 16px; color: rgb(0, 0, 0); font-weight: =
400; letter-spacing: 0.3px; text-align: center;" valign=3D"top">Speak to =
a member of our friendly team now</td> </tr> </tbody> </table> </td> =
</tr> <tr> <td valign=3D"top"><br>&nbsp;</td> </tr> </tbody> </table> =
</td> </tr> </tbody> </table> <table align=3D"center" border=3D"0" =
cellpadding=3D"0" cellspacing=3D"0" class=3D"em_wrapper" style=3D"width: =
600px;" width=3D"600"> <tbody> <tr> <td align=3D"center" valign=3D"top"> =
<table align=3D"center" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" =
width=3D"100%"> <tbody> <tr> <td bgcolor=3D"#F9C000" height=3D"12" =
style=3D"height: 12px; font-size: 0px; line-height: 0px;">&nbsp;</td> =
</tr> <tr> <td align=3D"center" class=3D"em_p30" style=3D"padding: 30px =
20px;" valign=3D"top"> <table align=3D"center" border=3D"0" =
cellpadding=3D"0" cellspacing=3D"0" width=3D"100%"> <tbody> <tr> <td =
align=3D"center" valign=3D"top"> <table align=3D"center" border=3D"0" =
cellpadding=3D"0" cellspacing=3D"0" class=3D"em_wrapper" style=3D"width: =
442px;" width=3D"442"> <tbody> <tr> <td valign=3D"top"> <table =
align=3D"center" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" =
class=3D"em_wrapper" style=3D"width: 279px;" width=3D"279"> <tbody> <tr> =
<td align=3D"center" valign=3D"top"> <p style=3D"font-family: Arial, =
Arial Black, Tahoma, Trebuchet MS, Verdana, sans-serif; font-size: 12px; =
color: #aaa; text-decoration: none;"><a =
href=3D"https://links.pensionbee.com/s/c/uhsgWsHeIVx3_qsoCXtvLT37jxcXSnoD=
YisSOqfdFbAHtP76cHovlinXspJ62kgb_tA4cgCVRftWJGX40xTxtfpwFIS9BwFhQx24yrT7p=
DxKf4Ny0oitfrs_5GluQgCixa1TkMxHuL53J50ULXViKi_4OtlaO4KUOGHxqq3eZsaF_VLNsc=
GhKYgGlLwT98aKvZCdTe8WPTR8msTrNIGc1W9QQ5wXZbQoUWq1ftcj-sHPGu-awXu9pbV1XvU=
CfzQeOtcLPCFwabAr6ZGolBxwHWKXOgC8FR2Y1A0m1K-7s_lzHswjnDvtx2AQf_vp_OsaRCtt=
aDoawyjo5FE6CZCtmEf52ljwRqnjFf7tfzsNTdvvP6Pmt0UuuuT3HziycL_skSNb2lDhU9IUU=
VCcgqHZPkIJMEsJY2aa_LUW4-YOusDTdYTKCL6THn8ocyKxNoN7r6CcJVo-IJ2Vd33buOaD1b=
rBfvfu-DIciBLFTROBsJbKXcVBz5ksB_UOnG_R4VXXGXb5dZ-HdR3lmlsR0LSCoOoWbBGqlKl=
-OyQlrSGVKyHizwqjTL2YwnURq5qT-E23QGE9Ohr0C1BB/eakna3N2pMN_EKEOQ5yERoPtj9c=
LSJ21/20" rel=3D"noopener noreferrer" style=3D"text-decoration: none; =
text-underline: none;" target=3D"_blank"> <img alt=3D"Trustpilot rating" =
border=3D"0" height=3D"16" =
src=3D"https://emailsignature.trustpilot.com/signature/en-US/2/55f7e14b00=
00ff0005835423/text.png" style=3D"max-height: 16px; margin: 0; padding: =
0; width: auto; border: none;"> <br><img alt=3D"Trustpilot Stars" =
border=3D"0" height=3D"40" =
src=3D"https://emailsignature.trustpilot.com/signature/en-US/2/55f7e14b00=
00ff0005835423/stars.png" style=3D"max-width: 160px; width: 100%; =
max-height: 40px; border: none;" width=3D"160"> </a> <br><a =
href=3D"https://links.pensionbee.com/s/c/HJU6j-jMsnH1lk75leifPyvcUsjxwmxI=
3VTUgukjV2IIG4ztEOvaIiE7jx17yhzDW4z8bSFOkq_sjWa4OmkXCqN324AnsROM6v7qLDfGD=
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aRYnE7lEnUj4pc1O6bVOUdu1b7pvp49fXfKeVQfMNpsbbz7KArphurXLc5Rd60LwaA-fYezC-=
Scij6DMf-bBlo6fTokgo1fn3h5snag1J0IBzzzSM17lpk/_ZzhaNO8eSq7UI0plKLej939-Jy=
lKPA1/20" rel=3D"noopener noreferrer" style=3D"text-decoration: none; =
text-underline: none;" target=3D"_blank"> <img alt=3D"Trustpilot Logo" =
border=3D"0" height=3D"20" =
src=3D"https://emailsignature.trustpilot.com/brand/s/2/logo.png" =
style=3D"max-width: 79px; width: 100%; max-height: 20px; border: none;" =
width=3D"79"> </a></p> <p></p> <table stlye=3D"margin-top: 16px;" =
align=3D"left" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" =
class=3D"em_wrapper" style=3D"width: 123px;" width=3D"123"> <tbody> =
<tr></tr> </tbody> </table> </td> </tr> </tbody> </table> </td> </tr> =
</tbody> </table> <table align=3D"center" border=3D"0" cellpadding=3D"0" =
cellspacing=3D"0"> <tbody> <br> <tr> <td align=3D"center" =
valign=3D"top"><a =
href=3D"https://links.pensionbee.com/s/c/QYqEHM4JkndapCXNlMAZLa_YmGP7xkxu=
hStirckR2N9IdxNvztGCbdFpX6Un0_YWTheveSOUUWUOcXE1Wrxwe3g9Ut9M2YOVs0qP7OJMk=
DL-R5I-obKw8Uy30CNm0fpfAWlPfAjVmoH8LaodnflmlRas18gailPRa1FGLKUvB9Tr8dM0p5=
QJLx7Y4Z_qg89oAnqzT-kn7ydjotyACwVDnuvNQJEXfuKo3BxkQu4bV8GIy73YSgF1sX0TJg1=
Ub_jp2kUtKfNw5FzzSxfY-Q1736og8UH5dXDrVmFYzhA-kJNJYOWmTZHo3F1_G2q8n4TgnxZ-=
vt1a6sidoS0gGbqQUyvS5nxrDdY0gfowuysvEo3Nl9knfqWkxixCEldBYB06f1jRRe-YDGzYA=
e6AUZa916E8_ZjCeMAlj-mqsMaZrr7x/vgcEFZY66gjbrW5EvH6vUiohRAP9PW-h/20" =
rel=3D"noopener" style=3D"text-decoration: none;" target=3D"_blank" =
title=3D"" data-linkto=3D"https://"><img alt=3D"fb" =
src=3D"https://res.cloudinary.com/pensionbee/image/upload/v1731515759/ema=
ils/Social_icons_Facebook_yellow.png" style=3D"display: block; =
max-width: 32px; font-family: Arial, sans-serif; font-size: 15px; =
line-height: 18px; color: #000000; padding: 0px; text-align: center; =
height: auto; width: 100%;" width=3D"32"></a></td> <td class=3D"em_w1" =
style=3D"width: 15px;" width=3D"30"></td> <td align=3D"center" =
valign=3D"top"><a =
href=3D"https://links.pensionbee.com/s/c/T-SibuKAL26JwWWah_oXjzCEpsa3QXeF=
t6tq7F5UDA1oRTDcDDTb66DCZX_Sm-KRhp8o6jHGhA5rY1FU3g22aleE7EbNHCY0QeXVALmYM=
05CaTsR1QmDqUuBebCp4WT8iblKMFrr7qnBHQQba1foXRFkG0kGtcveQFVEP5Tgh3hHdxyLHV=
opdfF_gdoFdghO4HM-IL5LoSjLSs9DZIIdVEVB8NlPkpFWJInrbxhlursPjfCIJn5pwXrQKGZ=
FsR7NwkygTEBVcPTf98qYxrVtsXya4aOLzyvS5x6joIJy_3LVOYE3Tu5FqFHs2_rnjNOW1JRR=
KDSF5xvKc1f48QIuAOF6NCPumkc8Z18EB5zLeomQukb0_hYUkfgrEuNwcqN_NhcF1VlsqX3c1=
8PctEICFAZcBUefW4AeNhkDkdy6aDcu/cJ0HyW93z1iJytN8bBm_DZDTxNvEhocX/20" =
rel=3D"noopener" style=3D"text-decoration: none;" target=3D"_blank" =
title=3D"" data-linkto=3D"https://"><img alt=3D"fb" =
src=3D"https://res.cloudinary.com/pensionbee/image/upload/v1731515759/ema=
ils/Social_icons_at_yellow.png" style=3D"display: block; max-width: =
32px; font-family: Arial, sans-serif; font-size: 15px; line-height: =
18px; color: #000000; padding: 0px; text-align: center; height: auto; =
width: 100%;" width=3D"35"></a></td> <td class=3D"em_w1" style=3D"width: =
15px;" width=3D"30"></td> <td align=3D"center" valign=3D"top"><a =
href=3D"https://links.pensionbee.com/s/c/qDVrcCp_94eAOcDdAgGfvmNzjYC1zVLV=
3SlFd67OtklsdQWQI4V4T3x86hJIevDmquWM_Ng2Xjl_ztPWppX4OkgeBt0_Mdvb4VrcxV6Uy=
cktrmA4Pw8yYau0CXpkGgVo5oZadJgkSAhXqGfd-ZAJGUcbb62dyPgZ3WlEmNW8p3z9fNhit5=
LxZiW6dGUy68sLSX8JEFUQz0Lhzqs5EhRWPeMO7XXY5KYEQKZb2_jeWjXmAfMmTZ52NS3zfS5=
OlZKXkWDXgZwGBZ5JnM_5NWL1xJJ7DsNHabadh4yI3eZSxYLog27AWBu6SbXtieKNekYJAa_6=
QMxciyOvWx0A5HgtZMV26WjYcOsK_47caLgu8gP0XP1QPjiXzMrJdZZaWgd3d8ZYAenL9XOVz=
ZsPe1c1P1Q5ay23o85jTCjNSmKLQQ/1rv7uFCkyPWe3TEzuuaozhAcrWUuZmP7/20" =
rel=3D"noopener" style=3D"text-decoration: none;" target=3D"_blank" =
title=3D"" data-linkto=3D"https://"><img alt=3D"fb" =
src=3D"https://res.cloudinary.com/pensionbee/image/upload/v1731515759/ema=
ils/Social_icons_TikTok_yellow.png" style=3D"display: block; max-width: =
32px; font-family: Arial, sans-serif; font-size: 15px; line-height: =
18px; color: #000000; padding: 0px; text-align: center; height: auto; =
width: 100%;" width=3D"53"></a></td> <td class=3D"em_w1" style=3D"width: =
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