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Reply-To: <contact@pensionbee.com>
From: "PensionBee" <marketing@hello.pensionbee.com>
To: <bob@sarahharvey.com>
Subject: Combine your old pensions with ease.
Date: Sun, 11 May 2025 13:30:52 +0100
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You’re almost there! Here’s a reminder of the last few steps. 
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Log in




Hi Robert,




You're just a few clicks or taps away from bringing your old pensions 
together into one easy-to-manage online plan. Just follow the steps below to 
complete your sign up:



1. Let us know your guidance preferences.
Confirm if you've had your free Pension Wise appointment, already received 
guidance or regulated advice, or if you’re choosing not to take either.



2. Add your old pensions.
Tell us a bit about yourself and your previous pension providers. If you 
have your policy numbers handy, adding them can help speed up the transfer 
process.



3. We’ll contact your existing providers.
We’ll get in touch with your providers to start the transfers. If we spot 
any exit fees over £10 or special features on your pensions, we’ll let you 
know before transferring any money over.



4. Your transfers are complete.
Now you can check your projected retirement income through your ‘Retirement 
Planner’ and set up contributions and withdrawals (from the age of 55, 
rising to age 57 from 2028) online or through the PensionBee app.



Take control of your retirement with PensionBee and complete your sign up 
below.




Finish your sign up today




With investments, your capital is at risk. Pensions can go down in value as 
well as up, so you could get back less than you invest.




Have a question?

Get in touch with our friendly UK team.







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portant}.em_w1{width:20px!important}}</style> </head> <table =
width=3D"100%" border=3D"0" cellspacing=3D"0" cellpadding=3D"0" =
class=3D"em_full_wrap" align=3D"center"> <tr> <td align=3D"center" =
valign=3D"top"><table align=3D"center" width=3D"600" border=3D"0" =
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href=3D"https://links.pensionbee.com/s/vb/Y09XFTRNriUX2Z_Vs4ZMz3Wms0X7xUi=
YvAjCDAu-oNMZkHAblpyJwrq1JuGlEdHR5OWelM2kiSvAnxv8Rcfx2Orv8pAmMjff5ozAKcFA=
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class=3D"em_side15"><img src=3D"images/spacer.gif" width=3D"1" =
height=3D"1" alt=3D"" style=3D"display:block;" border=3D"0"/></td> </tr> =
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cellpadding=3D"0" cellspacing=3D"0" class=3D"em_wrapper" =
style=3D"width:600px;" width=3D"600"> <tr> <td align=3D"center" =
bgcolor=3D"#f9c000" class=3D"em_p1" style=3D"background-color:#343a40; =
padding:17px 25px;" valign=3D"top"> <table align=3D"center" border=3D"0" =
cellpadding=3D"0" cellspacing=3D"0" width=3D"100%"> <tr> <td =
align=3D"left" style=3D"width:126px;" valign=3D"top" width=3D"126"> <a =
data-linkto=3D"https://" =
href=3D"https://links.pensionbee.com/s/c/v6pUmhwFb-iYAliQfBfMb5gnacS9v-rQ=
t7oZX8OPRGby2gLespalYIRJ-3uRK2mBPFcMFynledJk_9MG3PFVFuwQV7sH0tVTQIrp99zqi=
33Yjx2BZ3XR2jgq_iIRXnrMjyEHCkgQgyP2JTyI9qMgL02Sj8Q-KLCgIHsEcrWEUg_YxDw9Ig=
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ZOQF4RRitDxy1UxU93ZOWtOiU3odXEZ3VuBAl4FdcV1As5rlYGVQCBhohFq2lTMQj6Nd49aVf=
Zq5fn4eQLwz80nJFhaxmzuWX1X_TCuBLMAaTPpU0qnjKzoElxtBxQ/H-XjMx_gTSRr0-vUn7w=
EaH7wP74sh5uF/8" style=3D"text-decoration:none;" target=3D"_blank" =
title=3D""><img alt=3D"Pension Bee" =
src=3D"https://res.cloudinary.com/pensionbee/image/upload/v1731506007/ema=
ils/email_templates.png" style=3D"display: block; max-width: 126px; =
font-family: Arial, sans-serif; font-size: 15px; line-height: 18px; =
color: #000000; padding: 0px; text-align: center; height: auto; width: =
100%;" width=3D"126"></a> </td> <td class=3D"em_side15" =
style=3D"width:353px;" width=3D"353"> &nbsp; </td> <td align=3D"center" =
valign=3D"top"> <table align=3D"right" border=3D"0" cellpadding=3D"0" =
cellspacing=3D"0" style=3D"width:95px;" width=3D"95"> <tr> <td =
align=3D"center" bgcolor=3D"#343a40" height=3D"42" style=3D"height:42px; =
background-color:#f9c000; border-radius: 4px; font-family: 'Ryo Gothic =
PlusN', Arial, sans-serif; font-size:16px; color:#FFFFFF; =
font-weight:550;" valign=3D"middle"> <a data-linkto=3D"https://" =
href=3D"https://links.pensionbee.com/s/c/Uemf0XE6FxdXiOMMJddHm6N0km9KoeyL=
GS-FsyG6doA_TkCD3ScOASaHDIgewLop1rhOK-t4GsbFVjZJ_4fYKWJOzd9vwIWcADSO6lkyx=
bnD51pzpVlzg7Q9guWgMKmfiLb8sTw1pR_VNCnNOrdfQHImlB2uqyR4NcIlOa_r0Vg4Z8ogCy=
cDS_SJeGkwssv5qC389O6kTLoqiE9yCFYT4qMJWuhUVO_Z0fQEANovQ4p8jO0_ImVen4PFB2n=
soHu6-QKwKVUyIKOuwZwW9YYoSLWIvfmWCGbA70CJn4l--zcF0U6oogU0_HehjToBhZBhhLUN=
5XJUp1UESvnEDXPxa7_q1nXlVQRljpN_tazFIz6Wt4j1fbN5_krlacv2JLVC6FVSAWZXkvuaz=
T93FyxZQvQUPa909RXOE2RiuTzkvdxEqxI-Ha5ll0tW1iW1DrAejw/uqV40evX2hnAKYj0Xbk=
oGeVxesgm7POr/8" style=3D"color:#343a40;text-decoration:none; =
display:block; line-height:42px;" target=3D"_blank" title=3D"">Log =
in</a> </td> </tr> </table> </td> </tr> </table> </td> </tr> =
</table></div></td></tr></table><table class=3D"image_block block-2" =
width=3D"100%" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" =
role=3D"presentation" =
style=3D"mso-table-lspace:0;mso-table-rspace:0"><tr><td class=3D"pad" =
style=3D"width:100%"><div class=3D"alignment" align=3D"center"><div =
style=3D"max-width:600px"><a =
href=3D"https://links.pensionbee.com/s/c/Vyzfw_xKt-oofaT4M9NqC5mbk1SFhTCC=
70MKHBHnpOalu7ZfybPwtckDgmcszWdx7mVZ_Mk6C58fqx_Tutc76v7TBOXTpPXGNICuNbsCt=
5qcQQ79yrIZW8VOPa-eOW2yfwCcRmSbkADNdCKpLfc7k1fvCyZdh2O_jMZROlkTIgVoJFNOMb=
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EgRf_3TlCMXsbEjgXz1Rg4ptmwBqfG6PRBkWuR7dPEvUfupJnKTI3E/kYGO7uSRfg6i772bmP=
EiKkq7WgtHwGeE/8" target=3D"_blank" style=3D"outline:none" =
tabindex=3D"-1"><img =
src=3D"https://res.cloudinary.com/pensionbee/image/upload/v1745337903/ema=
ils/2025/Over%2050s%20Flow/Combine_your_old_pensions_with_ease.png" =
style=3D"display:block;height:auto;border:0;width:100%" width=3D"600" =
alt=3D"Image" title=3D"Image" =
height=3D"auto"></a></div></div></td></tr></table><table =
class=3D"text_block block-3" width=3D"100%" border=3D"0" =
cellpadding=3D"10" cellspacing=3D"0" role=3D"presentation" =
style=3D"mso-table-lspace:0;mso-table-rspace:0;word-break:break-word"><tr=
><td class=3D"pad"><div style=3D"font-family:sans-serif"><div class =
style=3D"font-size:12px;font-family:Arial,'Helvetica =
Neue',Helvetica,sans-serif;mso-line-height-alt:18px;color:#3a342c;line-he=
ight:1.5"><p =
style=3D"margin:0;font-size:16px;mso-line-height-alt:24px"><span =
style=3D"word-break: break-word; font-size: 16px;"><span =
style=3D"word-break: break-word;">Hi Robert,<br></span></span></p><p =
style=3D"margin:0;font-size:16px;mso-line-height-alt:18px">&nbsp;</p><p =
style=3D"margin:0;font-size:16px;mso-line-height-alt:24px"><span =
style=3D"word-break: break-word; font-size: 16px;">You're just a few =
clicks or taps away from bringing your old pensions together into one =
easy-to-manage online plan. Just follow the steps below to complete your =
sign up:</span></p><p =
style=3D"margin:0;font-size:16px;mso-line-height-alt:18px">&nbsp;</p><p =
style=3D"margin:0;font-size:16px;mso-line-height-alt:24px"> <span =
style=3D"word-break: break-word; font-size: 16px;"><strong>1. Let us =
know your guidance preferences.</strong><strong><br></strong>Confirm if =
you've had your free Pension Wise appointment, already received guidance =
or regulated advice, or if you=E2=80=99re choosing not to take =
either.</span></p><p =
style=3D"margin:0;font-size:16px;mso-line-height-alt:18px">&nbsp;</p><p =
style=3D"margin:0;font-size:16px;mso-line-height-alt:24px"> <span =
style=3D"word-break: break-word; font-size: 16px;"><strong>2. Add your =
old pensions.</strong><strong><br></strong>Tell us a bit about yourself =
and your previous pension providers. If you have your policy numbers =
handy, adding them can help speed up the transfer process.</span></p><p =
style=3D"margin:0;font-size:16px;mso-line-height-alt:18px">&nbsp;</p><p =
style=3D"margin:0;font-size:16px;mso-line-height-alt:24px"> <span =
style=3D"word-break: break-word; font-size: 16px;"><strong>3. =
We=E2=80=99ll contact your existing =
providers.</strong><strong><br></strong>We=E2=80=99ll get in touch with =
your providers to start the transfers. If we spot any exit fees over =
=C2=A310 or special features on your pensions, we=E2=80=99ll let you =
know before transferring any money over.</span></p><p =
style=3D"margin:0;font-size:16px;mso-line-height-alt:18px">&nbsp;</p><p =
style=3D"margin:0;font-size:16px;mso-line-height-alt:24px"> <span =
style=3D"word-break: break-word; font-size: 16px;"><strong>4. Your =
transfers are complete.</strong><strong><br></strong>Now you can check =
your projected retirement income through your =E2=80=98Retirement =
Planner=E2=80=99 and set up contributions and withdrawals (from the age =
of 55, rising to age 57 from 2028) online or through the PensionBee =
app.&nbsp;</span></p><p =
style=3D"margin:0;font-size:16px;mso-line-height-alt:18px">&nbsp;</p><p =
style=3D"margin:0;font-size:16px;mso-line-height-alt:24px"> <span =
style=3D"word-break: break-word; font-size: 16px;">Take control of your =
retirement with PensionBee and complete your sign up =
below.</span></p></div></div></td></tr></table></td></tr></tbody></table>=
</td></tr></tbody></table><table class=3D"row row-2" align=3D"center" =
width=3D"100%" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" =
role=3D"presentation" =
style=3D"mso-table-lspace:0;mso-table-rspace:0"><tbody><tr><td><table =
class=3D"row-content stack" align=3D"center" border=3D"0" =
cellpadding=3D"0" cellspacing=3D"0" role=3D"presentation" =
style=3D"mso-table-lspace:0;mso-table-rspace:0;border-radius:0;color:#000=
;width:600px;margin:0 auto" width=3D"600"><tbody><tr><td class=3D"column =
column-1" width=3D"100%" =
style=3D"mso-table-lspace:0;mso-table-rspace:0;font-weight:400;text-align=
:left;padding-bottom:5px;padding-top:5px;vertical-align:top"><table =
class=3D"button_block block-1" width=3D"100%" border=3D"0" =
cellpadding=3D"10" cellspacing=3D"0" role=3D"presentation" =
style=3D"mso-table-lspace:0;mso-table-rspace:0"><tr><td =
class=3D"pad"><div class=3D"alignment" align=3D"center"><a =
href=3D"https://links.pensionbee.com/s/c/MeGcKG3BqPsTmITTT3IaAbYpiEZwtY3X=
XLdEr3KsMxWszLEol99t2AIa0kC3QiFXelvqF-Xc_D38a0Qi953KGW4sHp7DCd79ZYoQVLzVO=
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wc1D1yZ24GKDuj/8" target=3D"_blank" =
style=3D"color:#3a342c;text-decoration:none;"><!--[if mso]><v:roundrect =
xmlns:v=3D"urn:schemas-microsoft-com:vml" =
xmlns:w=3D"urn:schemas-microsoft-com:office:word" =
href=3D"https://links.pensionbee.com/s/c/Yn12nWjikCGsiM0K1Non1pp2dbIwJtAZ=
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style=3D"height:42px;width:234px;v-text-anchor:middle;" arcsize=3D"29%" =
fillcolor=3D"#f9c000"> <v:stroke dashstyle=3D"Solid" weight=3D"0px" =
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inset=3D"0px,0px,0px,0px"> <center dir=3D"false" =
style=3D"color:#3a342c;font-family:sans-serif;font-size:16px"><![endif]--=
> <span class=3D"button" style=3D"background-color: #f9c000; =
border-bottom: 0px solid transparent; border-left: 0px solid =
transparent; border-radius: 12px; border-right: 0px solid transparent; =
border-top: 0px solid transparent; color: #3a342c; display: =
inline-block; font-family: Arial, 'Helvetica Neue', Helvetica, =
sans-serif; font-size: 16px; font-weight: 400; mso-border-alt: none; =
padding-bottom: 5px; padding-top: 5px; padding-left: 20px; =
padding-right: 20px; text-align: center; width: auto; word-break: =
keep-all; letter-spacing: normal;"><span style=3D"word-break: =
break-word; line-height: 32px;"><strong>Finish your sign up =
today</strong></span></span> <!--[if =
mso]></center></v:textbox></v:roundrect><![endif]--></a></div></td></tr><=
/table></td></tr></tbody></table></td></tr></tbody></table><table =
class=3D"row row-3" align=3D"center" width=3D"100%" border=3D"0" =
cellpadding=3D"0" cellspacing=3D"0" role=3D"presentation" =
style=3D"mso-table-lspace:0;mso-table-rspace:0"><tbody><tr><td><table =
class=3D"row-content stack" align=3D"center" border=3D"0" =
cellpadding=3D"0" cellspacing=3D"0" role=3D"presentation" =
style=3D"mso-table-lspace:0;mso-table-rspace:0;border-radius:0;color:#000=
;width:600px;margin:0 auto" width=3D"600"><tbody><tr><td class=3D"column =
column-1" width=3D"100%" =
style=3D"mso-table-lspace:0;mso-table-rspace:0;font-weight:400;text-align=
:left;padding-bottom:5px;padding-top:5px;vertical-align:top"><table =
class=3D"text_block block-1" width=3D"100%" border=3D"0" =
cellpadding=3D"10" cellspacing=3D"0" role=3D"presentation" =
style=3D"mso-table-lspace:0;mso-table-rspace:0;word-break:break-word"><tr=
><td class=3D"pad"><div style=3D"font-family:sans-serif"><div class =
style=3D"font-size:14px;font-family:Arial,'Helvetica =
Neue',Helvetica,sans-serif;mso-line-height-alt:21px;color:#343a40;line-he=
ight:1.5"><p =
style=3D"margin:0;font-size:14px;text-align:center;mso-line-height-alt:21=
px"><em>With investments, your capital is at risk. Pensions can go down =
in value as well as up, so you could get back less than you =
invest.</em></p></div></div></td></tr></table></td></tr></tbody></table><=
/td></tr></tbody></table><table class=3D"row row-4" align=3D"center" =
width=3D"100%" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" =
role=3D"presentation" =
style=3D"mso-table-lspace:0;mso-table-rspace:0"><tbody><tr><td><table =
class=3D"row-content stack" align=3D"center" border=3D"0" =
cellpadding=3D"0" cellspacing=3D"0" role=3D"presentation" =
style=3D"mso-table-lspace:0;mso-table-rspace:0;color:#333;width:600px;mar=
gin:0 auto" width=3D"600"><tbody><tr><td class=3D"column column-1" =
width=3D"100%" =
style=3D"mso-table-lspace:0;mso-table-rspace:0;font-weight:400;text-align=
:left;padding-bottom:30px;padding-top:15px;vertical-align:top"><table =
class=3D"text_block block-1" width=3D"100%" border=3D"0" =
cellpadding=3D"5" cellspacing=3D"0" role=3D"presentation" =
style=3D"mso-table-lspace:0;mso-table-rspace:0;word-break:break-word"><tr=
><td class=3D"pad"><div style=3D"font-family:sans-serif"><div class =
style=3D"font-size:14px;font-family:Arial,'Helvetica =
Neue',Helvetica,sans-serif;mso-line-height-alt:21px;color:#343a40;line-he=
ight:1.5"><p =
style=3D"margin:0;font-size:14px;text-align:center;mso-line-height-alt:21=
px"><span style=3D"word-break: break-word; color: #000000;"><strong>Have =
a question?</strong></span></p><p =
style=3D"margin:0;font-size:14px;text-align:center;mso-line-height-alt:21=
px">Get in touch with our friendly UK =
team.</p></div></div></td></tr></table></td></tr></tbody></table></td></t=
r> </tbody></table><table class=3D"row row-5" align=3D"center" =
width=3D"100%" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" =
role=3D"presentation" =
style=3D"mso-table-lspace:0;mso-table-rspace:0"><tbody><tr><td><table =
class=3D"row-content stack" align=3D"center" border=3D"0" =
cellpadding=3D"0" cellspacing=3D"0" role=3D"presentation" =
style=3D"mso-table-lspace:0;mso-table-rspace:0;border-radius:0;color:#000=
;width:600px;margin:0 auto" width=3D"600"><tbody><tr><td class=3D"column =
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href=3D"https://links.pensionbee.com/s/c/JIy4qJOYwldTCK4BngNlMTbEUMGkRwkQ=
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font-family: Arial, sans-serif; font-size: 15px; line-height: 18px; =
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href=3D"https://links.pensionbee.com/s/c/329SIooPulmKwSQDI1Yerm6MVKLEdupX=
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style=3D"width: 15px;" width=3D"30">&nbsp;</td> <td align=3D"center" =
valign=3D"top"><a =
href=3D"https://links.pensionbee.com/s/c/3byw7qbnv6ifpXtoSkwI-WkBZE1thxsc=
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