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Reply-To: "Lloyds Bank" <autoresponse@lloydsbank.co.uk>
From: "Lloyds Bank" <info@emails.lloydsbank.com>
To: <bob@sarahharvey.com>
Subject: Mr Home, here's your Lloyds Bank credit card account update
Date: Mon, 1 Jul 2024 11:41:05 +0100
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<https://link.emails.lloydsbanking.com/e/FooterImages/FooterImage1?elq=07cb61d2800d4efa8622f2cff224a02c&siteid=794418472>
Your Lloyds Bank credit card interest rate change
To help you spot a genuine email from us, we’ll always greet you with your
title and last name and we’ll include the last four digits of an account
that you hold with us: 6953.
<https://www.lloydsbank.com/credit-cards/landing-pages/balance-transfer.html?utm_source=nmi&utm_medium=email&utm_campaign=back-book&utm_content=single-bt-bt-dual&utm_term=CARDBB03&utm_id=logo&wt.mc_id=June%202024&elqTrackId=8077e8723ca64244aff26f77c659d8ea&elq=07cb61d2800d4efa8622f2cff224a02c&elqaid=6258&elqat=1&elqCampaignId=1193&elqcst=272&elqcsid=22334>
Interest rate update on your Lloyds Bank credit cardFind out more
<https://www.lloydsbank.com/credit-cards/landing-pages/balance-transfer.html?utm_source=nmi&utm_medium=email&utm_campaign=back-book&utm_content=single-bt-bt-dual&utm_term=CARDBB03&utm_id=header&wt.mc_id=June%202024&elqTrackId=962013c22bdc47b6aa2ea6a64a03875a&elq=07cb61d2800d4efa8622f2cff224a02c&elqaid=6258&elqat=1&elqCampaignId=1193&elqcst=272&elqcsid=55185>
Dear Mr Home,Here’s
an update on transfer rate/s on your Lloyds Bank credit card.The
rate/s below only apply to new transfers made by 31 July 2024, on credit
card number ending 6953.Rates
may be withdrawn; check your available rates before making a transfer.
Transfer requests are subject to further eligibility and security checks at
the point of request, but these will not affect your credit score.Balance Transfers
• 0% p.a. for 12 months. 5% fee applies.• 6.9% p.a. for 24 months. 0% fee applies.
• Per annum (p.a.) relates to the rate of interest you'll be charged each
full or partial year, as applicable, during the transfer period.• To keep the rate/s shown in this email and avoid additional fees and
charges, you need to make at least your minimum payment on time each month.
When the rate/s above end, your standard variable transfer rates and fees
will apply.• You can request a balance transfer from most other credit cards and some
store cards, as long as they’re in your name and registered to the address
we hold for you.• The maximum amount you’ll be able to transfer is 93% of your credit limit
to allow for any transfer fee and any other fees, charges or transactions
that haven’t reached your account yet. The minimum amount you can transfer
is £100. Your credit limit is £6,700.• To avoid paying interest on purchases you need to pay off your monthly
statement balance in full and on time every month, including the value of
any transfers, unless a 0% p.a. rate for purchases applies.Find out more
<https://www.lloydsbank.com/credit-cards/landing-pages/balance-transfer.html?utm_source=nmi&utm_medium=email&utm_campaign=back-book&utm_content=single-bt-bt-dual&utm_term=CARDBB03&utm_id=cta1&wt.mc_id=June%202024&elqTrackId=f3e6129b84b6407eb2ebe0caea39aa6b&elq=07cb61d2800d4efa8622f2cff224a02c&elqaid=6258&elqat=1&elqCampaignId=1193&elqcst=272&elqcsid=29794>
At Lloyds Bank, we want you to be happy with the communications we share
with you. How happy were you to receive this email?We
may use your answer to improve our communications and their relevancy to
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We send communications like this for legal reasons, to help you make the
most of your accounts, or to let you know about changes to your accounts or
services.Can I change my credit limit?
Yes, you can change your credit limit
<https://www.lloydsbank.com/credit-cards/landing-pages/balance-transfer.html?utm_source=back-book&utm_medium=email&utm_campaign=back-book&utm_content=CLIAnchorPoint&utm_id=BT&elqTrackId=c8b00b8d602c4fa5be33489e94b4abd1&elq=07cb61d2800d4efa8622f2cff224a02c&elqaid=6258&elqat=1&elqCampaignId=1193#clianchorpoint>
online just by signing into Internet Banking. You can then review it,
decrease it or apply to increase your credit limit. Remember though, you
cannot decrease your limit to below your balance. You must have at least six
months of payment history on your account before you can request an increase
of your credit limit. Credit limit increases are subject to status.Email address book – add us to make sure you get our emails.
How we use your information – review our privacy policy
<https://www.lloydsbank.com/privacy.html?elqTrackId=daf11e2ebcd94981becad90e854da89c&elq=07cb61d2800d4efa8622f2cff224a02c&elqaid=6258&elqat=1&elqCampaignId=1193&elqcst=272&elqcsid=16713>
.
Email
To help us improve the emails we send you, we collect basic information from
your device such as when they are opened. For more information please read
our Cookies Policy
<https://www.lloydsbank.com/cookies?elqTrackId=c3cb7bcaf5014849897204cee9cf03fc&elq=07cb61d2800d4efa8622f2cff224a02c&elqaid=6258&elqat=1&elqCampaignId=1193&elqcst=272&elqcsid=57433>
.
Security information
It can be tricky to spot a scam message. We’ll never send you an email with
a direct link to a page that wants you to log on, or give personal or
banking details.
If we send you an email, it will always include your title, surname and the
last four digits of an account that you hold with us.
If you're not sure that an email is from us:
• Forward it to emailscams@lloydsbanking.com
<mailto:emailscams@lloydsbanking.com> and then delete it.
• Or call us on 0345 300 0116 <tel:03453000116> (+44 173 323 2030
<tel:+441733232030> outside the UK). Lines are open 8am - 6pm, seven days a
week, excluding bank holidays.
To find out more on how to avoid scams and to read our fraud guarantee,
visit our Fraud Hub
<https://www.lloydsbank.com/help-guidance/protecting-yourself-from-fraud.html?elqTrackId=ca67e14044ee45d0bf56be86c0c948aa&elq=07cb61d2800d4efa8622f2cff224a02c&elqaid=6258&elqat=1&elqCampaignId=1193&elqcst=272&elqcsid=16710>
.
If you need this communication in another format, such as large print,
Braille or audio CD, please contact us.
You can call us using Relay UK if you have a hearing or speech impairment.
There's more information on the Relay UK
<https://www.relayuk.bt.com?elqTrackId=c59c9d0ef4524b318905aa851721008b&elq=07cb61d2800d4efa8622f2cff224a02c&elqaid=6258&elqat=1&elqCampaignId=1193&elqcst=272&elqcsid=16707>
help pages.
SignVideo
<https://www.lloydsbank.com/help-guidance/accessibility/signvideo.html?elqTrackId=012e036f64ce445286bb28d760b80f8a&elq=07cb61d2800d4efa8622f2cff224a02c&elqaid=6258&elqat=1&elqCampaignId=1193&elqcst=272&elqcsid=16707>
services are also available if you’re Deaf and use British Sign Language.
If you need support due to a disability please get in touch.Calls and online sessions may be monitored and recorded. Not all Telephone
Banking services are available 24 hours a day, seven days a week.Lloyds Bank plc. Registered Office: 25 Gresham Street, London EC2V 7HN.
Registered in England and Wales no. 2065 Lloyds Bank plc is authorised by
the Prudential Regulation Authority and regulated by the Financial Conduct
Authority and the Prudential Regulation Authority under registration number
119278.
We adhere to the Standards of Lending Practice, which are monitored and
enforced by the LSB
<https://www.lendingstandardsboard.org.uk/?elqTrackId=990a2a51fb634eea925b0415449039d3&elq=07cb61d2800d4efa8622f2cff224a02c&elqaid=6258&elqat=1&elqCampaignId=1193&elqcst=272&elqcsid=16704>
.
This information is correct as of June 2024 and is relevant to Lloyds Bank
plc products and services only.
CARDBB03
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.m_clboth{clear:both !important;}
=20
.m_nobg{background:none !important;}
.m_bgcontain{background-size:contain !important;}
.m_bgw100pc{background-size:100% auto !important;}
=20
.m_fs16{font-size:16px !important; line-height:20px =
!important;}
.m_fs26{font-size:26px !important; line-height:30px =
!important;}
.m_fs30{font-size:30px !important; line-height:32px =
!important;}
.m_fs36{font-size:36px !important; line-height:40px =
!important;}
=20
.m_tableFontReduction .f_LBJ {font-size: 10px !important; =
line-height: 14px !important; padding-right: 5px !important}
=20
.m_bb1pxgrey{
border-bottom: 1px solid #c7c6c6 !important;
border-right: 0 !important;}
=20
.m_bt0{border-top: 0 !important;}
=20
.m_footerButton{
text-align:center;
padding:20px 0 !important;
border-bottom:1px solid #2d8259;
}
.m_footerButton_last{
border-bottom: none !important;
}
=20
.burgerbutton{
display:block !important;
position:absolute;
right:30px;
top:112px;
max-height:unset !important;
}
=20
=20
.burgerContainer{
width:100% !important;
max-height:0 !important;
overflow:hidden;
position:absolute;
top:65px;
right:0;
z-index:2;
background-color:rgba(52,92,125,0.75);
}
=20
.burgerContainer .burgerContentTD{
width:100vw;
overflow:hidden;
position:relative;
}
=20
.burgerContent{
position:relative;
width:210px;
position:absolute;
right:-250px;
top:0;
padding:0 20px;
background:#00284c;
transition:right 250ms ease-out;
transition-delay:50ms;
}
=20
.burgerContent .burgerContentRow{
display:block;
padding:20px;
width:100%;
border-bottom:2px solid #12365a;
position:relative;
}
=20
.burgerContent .burgerContentRow:after{
content:' ';
width:7px;
height:12px;
=
background-image:url(https://image.emails.lloydsbank.com/EloquaImages/cli=
ents/LloydsBankingGroup/%7Bcb45b8fa-6671-4855-be9d-23c254f66bda%7D_burger=
MenuChevron.png);
background-repeat:no-repeat;
background-size:contain;
color:#fffffe;
display:inline-block;
position:absolute;
font-size:18px;
line-height:1.2em;
top:24px;
right:0;
}
.burgerContent .burgerContentRow:last-of-type{
border-bottom:0;
}
=20
.burgercheckbox:checked ~ .burgerContainer{
height:100vh !important;
max-height:unset !important;
overflow:scroll !important;
display:block !important;
}
=20
.burgercheckbox:checked ~ .burgerContainer .burgerContentTD{
height:100vh;
}
=20
.burgercheckbox:checked ~ .burgerContainer .burgerContent{
right:0 !important;
}
=20
/*gmail override*/
u~div .burgerContainer {display: none;}
u~div .g_h {display: none !important;}
u~div .g_hauto {height:auto !important;}
u~div .m_minwunset {min-width: unset !important;}
u~div .NMS_B_cell {min-width: 100% !important; =
padding-bottom: 10px}
u~div .g_w100 {width:100% !important;}
}
=20
@media only screen and (max-width:360px) {
.burgerbutton {
top: 126px !important;
}
.show-in-editor .m_w50pc, .m_w90pc {width:100% !important}
.hide-tagline{display: none !important}
}
=20
@-webkit-keyframes bugfix{
from{
padding:0;
}
to{
padding:0;
}
}
=20
@media yahoo {
*{
-ms-overflow-y:hidden!important;
-ms-overflow-x:hidden!important;
}
=20
.y_bsbb{box-sizing:border-box !important;}
}
=20
/* Dark Mode text-over-image overrides */
@media (prefers-color-scheme: dark) {
.d_lightText {color: #fffffe =
!important;-webkit-text-fill-color: #fffffe !important;}
.d_darkText {color: #505050 =
!important;-webkit-text-fill-color: #505050 !important;}
}
/* hotmail dark mode*/
[data-ogsc] .d_lightText{color:#fffffe !important; =
-webkit-text-fill-color: #fffffe !important;}
[data-ogsc] .d_darkText{color:#505050 !important; =
-webkit-text-fill-color: #505050 !important;}=20
[data-ogsb] .cta_white{border:1px solid #878787 !important; =
background-color: #323233 !important; color: #FFFFFF !important}
[data-ogsb] .cta_ghost{border:1px solid #FFFFFE !important; =
color: #FFFFFE !important}
[data-ogsb] .d_bb1px_white{border-bottom:1px solid #FFFFFE =
!important;}
[data-ogsb] .d_bgc_f1f1f1 {background-color: none !important; =
border-bottom:1px solid #f1f1f1 !important;}
</style>
<style>
/* Dark Mode overrides for Gmail */
@media only screen and (max-width:480px) {
u ~ div .g_blend_screen {background:#000; =
mix-blend-mode:screen;}
u ~ div .g_blend_difference {background:#000; =
mix-blend-mode:difference;}
u ~ div .m_footerButton_last {border-bottom: none !important}
u ~ div .d_bb1px_grey {background-image: =
linear-gradient(#fffffe, #fffffe) !important; border: 0 !important; =
height:1px !important}
}
</style> =20
<style>
.m_footerButton_last\0{border-bottom: none!important}
.oa_h\0 {display: none!important}
=20
@media (min-resolution: 1dpi) and (max-width:480px) {
.k_w600\0 {width: 100% !important; height: auto !important}
.NMS_B_cell\0 {min-width: 100% !important; padding-bottom: =
10px}
}=20
</style>
<!--[if gte mso 16]>
<style>
.keep-white {
mso-style-textfill-type:gradient;
mso-style-textfill-fill-gradientfill-stoplist:"0 \#FFFFFF 0 =
100000\,100000 \#FFFFFF 0 100000";
color:#000000 !important;
}
</style>
<![endif]-->
<!--[if gte mso 9]>
<style type=3D"text/css">
v\:* { behavior: url(#default#VML); display:inline-block}
o\:* { behavior: url(#default#VML); }
</style>
<xml>
<o:OfficeDocumentSettings>
<o:AllowPNG/>
<o:PixelsPerInch>96</o:PixelsPerInch>
</o:OfficeDocumentSettings>
</xml>
<![endif]-->
<!--[if gt mso 15]>
<style type=3D"text/css" media=3D"all">
/* Outlook 2016 Height/Pagebreak Fix */
table, tr, td {border-collapse: collapse;}
tr { font-size:0px; line-height:0px; border-collapse: collapse; =
}
</style>
<![endif]-->
<!--[if !mso]><!-- custom fonts -->
<!-- Lloyds FONT DECLARATION - 'LBJ' -->
<link =
href=3D"https://image.emails.lloydsbank.com/Web/LloydsBankingGroup/{1d540=
85a-2e0a-4199-a15b-38df3efe2f56}_ltb_base64_fonts_u1.css" =
rel=3D"stylesheet">
<!--<![endif]-->
</head>
<body class=3D"m_w100pc" style=3D"border: 0px none; padding: 0px; =
margin: 0px; text-align: center; font-size: 0px; line-height: 0; =
font-family: arial,helvetica,sans-serif; background-color:#f1f1f1; =
position:relative;" topmargin=3D"0" rightmargin=3D"0" leftmargin=3D"0" =
bottommargin=3D"0"><img =
src=3D'https://link.emails.lloydsbanking.com/e/FooterImages/FooterImage1?=
elq=3D07cb61d2800d4efa8622f2cff224a02c&siteid=3D794418472' alt=3D"" =
border=3D0 width=3D1px height=3D1px style=3D'display:block;'>
<div style=3D"width:100%; height:100%; background-color:#f1f1f1; =
overflow:visible; font-size:0; line-height:0;">
=20
=20
<!-- CARDS SHARED HEADER -->
<table class=3D"m_w100pc" border=3D"0" cellpadding=3D"0" =
cellspacing=3D"0" align=3D"center" width=3D"600" style=3D"margin:auto;">
<tr>
<td align=3D"left" style=3D"padding:12px 20px 7px 20px; =
position:relative;">
<table class=3D"m_w100pc" border=3D"0" =
cellpadding=3D"0" cellspacing=3D"0" align=3D"center" width=3D"100%" =
style=3D"margin:auto; width:100%;">
<tr>
<td class=3D"m_w100pc f_LBJ" align=3D"left" =
style=3D"color:#333333; font-family:arial,helvetica,sans-serif; =
font-size:12px; line-height:16px; padding-bottom:5px; font-weight:bold;" =
width=3D"560">
<!-- PREHEADER DYN-->
Your Lloyds Bank credit card interest rate change =20
</td>
</tr>
<tr>
<td class=3D"m_w100pc" align=3D"left" =
style=3D"color:#333333; font-family:arial,helvetica,sans-serif; =
font-size:12px; line-height:16px;" width=3D"560">
=20
<table class=3D"m_w100pc" border=3D"0" =
cellpadding=3D"0" cellspacing=3D"0" align=3D"center" width=3D"100%" =
style=3D"margin:auto; width:100%;">
<tr>
<td class=3D"m_w100pc f_LBJ" =
align=3D"left" style=3D"color:#333333; =
font-family:arial,helvetica,sans-serif; font-size:12px; =
line-height:16px; padding-bottom:5px;" width=3D"560">
<!-- =
LIVE_LB_SECURITY_HEADER_A --><span style=3D"display: inline =
!important;"><!-- LIVE_LB_SECURITY_HEADER_A --><span class=3D"f_LBJ" =
style=3D"color:#333333; font-family:arial,helvetica,sans-serif; =
font-size:12px; line-height:16px;">To help you spot a genuine email from =
us, we’ll always greet you with your title and last name and =
we’ll include the last four digits of an account that you hold =
with us: </span><!-- LIVE_LB_SECURITY_HEADER_A END --></span><!-- =
LIVE_LB_SECURITY_HEADER_A END --><!-- UPDATE -->6953<!-- END --><!-- =
LIVE_LB_SECURITY_HEADER_B --><span style=3D"display: inline =
!important;"><span class=3D"f_LBJ" style=3D"color:#333333; =
font-family:arial,helvetica,sans-serif; font-size:12px; =
line-height:16px;">.</span></span><!-- LIVE_LB_SECURITY_HEADER_B END -->
</td>
</tr>
</table>
<!-- LB_JIT_HEADER -->
<span style=3D"display: inline =
!important;"></span>
=20
</td>
</tr>
</table>
</td>
</tr>
</table>
=20
<!-- HEADER -->
<!-- HEADER -->
<table align=3D"center" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" =
class=3D"m_w100pc" height=3D"66" style=3D"background-color:#0b6a4e; =
margin:auto;" valign=3D"top" width=3D"600">
<tbody>
<tr>
<td style=3D"background-color:#0b6a4e; width:600px; height:66px; =
vertical-align:middle;" valign=3D"middle">
<table align=3D"center" border=3D"0" cellpadding=3D"0" =
cellspacing=3D"0" class=3D"m_w100pc" style=3D"margin:auto;" =
width=3D"560">
<tbody>
<tr>
<td class=3D"m_w100pc m_p20 m_tal" style=3D"width:100px; =
vertical-align:middle; text-align:left;" width=3D"100"><!-- LOGO --><a =
href=3D"https://www.lloydsbank.com/credit-cards/landing-pages/balance-tra=
nsfer.html?utm_source=3Dnmi&utm_medium=3Demail&utm_campaign=3Dback-book&u=
tm_content=3Dsingle-bt-bt-dual&utm_term=3DCARDBB03&utm_id=3Dlogo&wt.mc_id=
=3DJune%202024&elqTrackId=3D8077e8723ca64244aff26f77c659d8ea&elq=3D07cb61=
d2800d4efa8622f2cff224a02c&elqaid=3D6258&elqat=3D1&elqCampaignId=3D1193&e=
lqcst=3D272&elqcsid=3D22334" target=3D"_blank" title=3D"Lloyds =
Bank"><img alt=3D"Lloyds Bank" border=3D"0" =
src=3D"https://image.emails.lloydsbank.com/EloquaImages/clients/LloydsBan=
kingGroup/%7B2aafbae8-e70b-42ee-b782-92512ba29f89%7D_car-balbld-ltb-logo.=
png" style=3D"width:152px; height:auto;" width=3D"152" /></a></td>
</tr>
</tbody>
</table>
</td>
</tr>
</tbody>
</table>
=20
<!-- HERO MODULE -->
<!-- [2b] HERO (text only) -->
<table align=3D"center" bgcolor=3D"#024731" border=3D"0" =
cellpadding=3D"0" cellspacing=3D"0" class=3D"m_w100pc" =
style=3D"background-image:linear-gradient(#024731, #024731); =
margin:auto; width: 600px" width=3D"600">
<tbody>
<tr>
<td class=3D"m_p30" style=3D"padding:38px 40px; font-size:0; =
line-height:0;">
<table align=3D"left" border=3D"0" cellpadding=3D"0" =
cellspacing=3D"0" class=3D"m_w100pc m_mauto m_fnone" =
style=3D"mso-table-lspace: 0px; mso-table-rspace: 0px">
<tbody>
<tr class=3D"g_blend_screen">
<td align=3D"left" class=3D"f_LBJ g_blend_difference" =
style=3D"color:#fffffe; font-family:arial,helvetica,sans-serif; =
font-size:28px; line-height:32px; text-decoration:none;">Interest rate =
update on your Lloyds Bank credit card</td>
</tr>
<tr>
<td align=3D"left" style=3D"padding-top:20px;"><!--// CTA START =
\\-->
<table border=3D"0" cellpadding=3D"0" cellspacing=3D"0" =
class=3D"m_w100pc" style=3D"width:auto; min-width:220px" width=3D"220">
<tbody>
<tr>
<td align=3D"center" style=3D"background-color:#fffffe; =
mso-padding-alt:0 20px;"><a class=3D"f_LBJ_B cta_white" =
href=3D"https://www.lloydsbank.com/credit-cards/landing-pages/balance-tra=
nsfer.html?utm_source=3Dnmi&utm_medium=3Demail&utm_campaign=3Dback-book&u=
tm_content=3Dsingle-bt-bt-dual&utm_term=3DCARDBB03&utm_id=3Dheader&wt.mc_=
id=3DJune%202024&elqTrackId=3D962013c22bdc47b6aa2ea6a64a03875a&elq=3D07cb=
61d2800d4efa8622f2cff224a02c&elqaid=3D6258&elqat=3D1&elqCampaignId=3D1193=
&elqcst=3D272&elqcsid=3D55185" style=3D"border:1px solid #fffffe; =
background-color:#fffffe; color:#006A4D; display:block; =
font-family:Arial,helvetica,sans-serif; font-size:16px; =
font-weight:bold; mso-line-height-rule:exactly; line-height:24px; =
text-align:center; text-decoration:none; padding:10px 30px 10px 30px; =
mso-padding-alt:13px 15px 13px 15px;" target=3D"_blank" title=3D"Find =
out more">Find out more</a></td>
</tr>
</tbody>
</table>
<!--// CTA END \\--></td>
</tr>
</tbody>
</table>
<!--[if gte mso 15]><br /> <![endif]--></td>
</tr>
</tbody>
</table>
<!-- V SPACER 13 -->
<table bgcolor=3D"#f1f1f1;" border=3D"0" cellpadding=3D"0" =
cellspacing=3D"0" class=3D"m_w100pc" height=3D"13" width=3D"100%">
<tbody>
<tr>
<td style=3D"background-color:#f1f1f1; height:1px; font-size:1px; =
line-height:1px; padding-top:12px; box-sizing:content-box;"> </td>
</tr>
</tbody>
</table>
<!-- SALUTATION -->
<table align=3D"center" bgcolor=3D"#ffffff" border=3D"0" =
cellpadding=3D"0" cellspacing=3D"0" class=3D"m_w100pc" =
style=3D"margin:auto; background-color:#ffffff;" width=3D"600">
<tbody>
<tr>
<td align=3D"left" style=3D"padding:20px 20px 0 20px; =
mso-padding-alt:20px 20px 0px 20px;">
<table align=3D"center" border=3D"0" cellpadding=3D"0" =
cellspacing=3D"0" class=3D"m_w100pc m_mauto" style=3D"margin:auto;" =
width=3D"560">
<tbody>
<tr>
<td align=3D"left" style=3D"color:#6b777c; =
font-family:arial,helvetica,sans-serif; font-size:14px; =
line-height:20px; text-decoration:none; padding-bottom:10px;">Dear Mr =
Home,</td>
</tr>
<tr>
<td align=3D"left" style=3D"color:#6b777c; =
font-family:arial,helvetica,sans-serif; font-size:14px; =
line-height:20px; =
text-decoration:none;padding-bottom:10px;">Here’s an update on =
transfer rate/s on your Lloyds Bank credit card.</td>
</tr>
<tr>
<td align=3D"left" style=3D"color:#6b777c; =
font-family:arial,helvetica,sans-serif; font-size:14px; =
line-height:20px; text-decoration:none;padding-bottom:10px;">The rate/s =
below only apply to new transfers made by 31 July 2024, on credit card =
number ending 6953.</td>
</tr>
<tr>
<td align=3D"left" style=3D"color:#6b777c; =
font-family:arial,helvetica,sans-serif; font-size:14px; =
line-height:20px; text-decoration:none;"><strong>Rates may be withdrawn; =
check your available rates before making a transfer.</strong> Transfer =
requests are subject to further eligibility and security checks at the =
point of request, but these will not affect your credit score.</td>
</tr>
</tbody>
</table>
</td>
</tr>
</tbody>
</table>
<!--CLI -->
<!-- LINE DIVIDER -->
<table align=3D"center" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" =
class=3D"m_w100pc" height=3D"20" width=3D"600">
<tbody>
<tr>
<td bgcolor=3D"#ffffff" style=3D"background-color:#ffffff; =
height:1px; font-size:1px; line-height:1px; padding:30px 20px; =
box-sizing:content-box;">
<table bgcolor=3D"#e6e6e6" border=3D"0" cellpadding=3D"0" =
cellspacing=3D"0" class=3D"m_w100pc" height=3D"1" width=3D"100%">
<tbody>
<tr>
<td style=3D"height:1px; font-size:1px; line-height:1px; =
box-sizing:content-box;"> </td>
</tr>
</tbody>
</table>
</td>
</tr>
</tbody>
</table>
<!-- OFFER 1 -->
<!-- TEXT MODULE [3D] - TEXT -->
<table align=3D"center" bgcolor=3D"#ffffff" border=3D"0" =
cellpadding=3D"0" cellspacing=3D"0" class=3D"m_w100pc" =
style=3D"margin:auto; background-color:#ffffff;" width=3D"600">
<tbody>
<tr>
<td align=3D"left" style=3D"padding:0 20px 0 20px; mso-padding-alt:0 =
20px 0 20px;">
<table align=3D"center" border=3D"0" cellpadding=3D"0" =
cellspacing=3D"0" class=3D"m_w100pc m_mauto" style=3D"margin:auto;" =
width=3D"560">
<tbody><!-- H2 -->
<tr>
<td align=3D"left" style=3D"color:#006a4d; =
font-family:arial,helvetica,sans-serif; font-size:18px; =
line-height:22px; font-weight:bold; text-decoration:none; =
padding-bottom:15px;">Balance Transfers</td>
</tr>
<tr>
<td align=3D"left" style=3D"padding: 0px;">
<table align=3D"center" border=3D"0" cellpadding=3D"0" =
cellspacing=3D"0" class=3D"m_w100pc m_mauto" style=3D"margin:auto;" =
width=3D"560">
<tbody>
<tr>
<td style=3D"padding:0px;">
<table border=3D"0" cellpadding=3D"0" cellspacing=3D"0">
<tbody>
<tr>
<td align=3D"left" style=3D"color:#6b777c; =
font-family:arial,helvetica,sans-serif; font-size:14px; =
line-height:20px; text-decoration:none;" valign=3D"top" =
width=3D"20">•</td>
<td align=3D"left" style=3D"color:#6b777c; =
font-family:arial,helvetica,sans-serif; font-size:14px; =
line-height:20px; text-decoration:none;" valign=3D"top">0% p.a. for 12 =
months. 5% fee applies.</td>
</tr>
</tbody>
</table>
</td>
</tr>
</tbody>
</table>
</td>
</tr>
</tbody>
</table>
</td>
</tr>
</tbody>
</table>
<!-- OFFER 2 -->
<!-- TEXT MODULE [3D] - TEXT -->
<table align=3D"center" bgcolor=3D"#ffffff" border=3D"0" =
cellpadding=3D"0" cellspacing=3D"0" class=3D"m_w100pc" =
style=3D"margin:auto; background-color:#ffffff;" width=3D"600">
<tbody>
<tr>
<td align=3D"left" style=3D"padding:0 20px 0 20px; mso-padding-alt:0 =
20px 0 20px;">
<table align=3D"center" border=3D"0" cellpadding=3D"0" =
cellspacing=3D"0" class=3D"m_w100pc m_mauto" style=3D"margin:auto;" =
width=3D"560">
<tbody>
<tr>
<td align=3D"left" style=3D"padding: 10px 0 0 0">
<table align=3D"center" border=3D"0" cellpadding=3D"0" =
cellspacing=3D"0" class=3D"m_w100pc m_mauto" style=3D"margin:auto;" =
width=3D"560">
<tbody>
<tr><!--<td style=3D"padding:5px 0 15px 0;">
<table border=3D"0" cellpadding=3D"0" cellspacing=3D"0">
<tbody>
<tr>-->
<td align=3D"left" style=3D"color:#6b777c; =
font-family:arial,helvetica,sans-serif; font-size:14px; =
line-height:20px; text-decoration:none;" valign=3D"top" =
width=3D"20">•</td>
<td align=3D"left" style=3D"color:#6b777c; =
font-family:arial,helvetica,sans-serif; font-size:14px; =
line-height:20px; text-decoration:none;" valign=3D"top">6.9% p.a. for 24 =
months. 0% fee applies.</td>
<!--</tr>
</tbody>
</table>
</td>-->
</tr>
</tbody>
</table>
</td>
</tr>
</tbody>
</table>
</td>
</tr>
</tbody>
</table>
<!-- OFFER 3 -->
<!-- OFFER 4 -->
<!-- OFFER DETAILS-->
<!-- LINE DIVIDER -->
<table align=3D"center" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" =
class=3D"m_w100pc" height=3D"20" width=3D"600">
<tbody>
<tr>
<td bgcolor=3D"#ffffff" style=3D"background-color:#ffffff; =
height:1px; font-size:1px; line-height:1px; padding:30px 20px; =
box-sizing:content-box;">
<table bgcolor=3D"#e6e6e6" border=3D"0" cellpadding=3D"0" =
cellspacing=3D"0" class=3D"m_w100pc" height=3D"1" width=3D"100%">
<tbody>
<tr>
<td style=3D"height:1px; font-size:1px; line-height:1px; =
box-sizing:content-box;"> </td>
</tr>
</tbody>
</table>
</td>
</tr>
</tbody>
</table>
<table align=3D"center" bgcolor=3D"#ffffff" border=3D"0" =
cellpadding=3D"0" cellspacing=3D"0" class=3D"m_w100pc" =
style=3D"margin:auto; background-color:#ffffff;" width=3D"600">
<tbody>
<tr>
<td align=3D"left" style=3D"padding:0 20px 0 20px; mso-padding-alt:0 =
20px 0 20px;">
<table align=3D"center" border=3D"0" cellpadding=3D"0" =
cellspacing=3D"0" class=3D"m_w100pc m_mauto" style=3D"margin:auto;" =
width=3D"560">
<tbody>
<tr>
<td align=3D"left" style=3D"padding: 0">
<table align=3D"center" border=3D"0" cellpadding=3D"0" =
cellspacing=3D"0" class=3D"m_w100pc m_mauto" style=3D"margin:auto;" =
width=3D"560">
<tbody>
<tr>
<td style=3D"padding:5px 0;">
<table border=3D"0" cellpadding=3D"0" cellspacing=3D"0">
<tbody>
<tr>
<td align=3D"left" style=3D"color:#6b777c; =
font-family:arial,helvetica,sans-serif; font-size:14px; =
line-height:20px; text-decoration:none;" valign=3D"top" =
width=3D"20">•</td>
<td align=3D"left" style=3D"color:#6b777c; =
font-family:arial,helvetica,sans-serif; font-size:14px; =
line-height:20px; text-decoration:none;" valign=3D"top">Per annum (p.a.) =
relates to the rate of interest you'll be charged each full or =
partial year, as applicable, during the transfer period.</td>
</tr>
</tbody>
</table>
</td>
</tr>
<tr>
<td style=3D"padding:5px 0;">
<table border=3D"0" cellpadding=3D"0" cellspacing=3D"0">
<tbody>
<tr>
<td align=3D"left" style=3D"color:#6b777c; =
font-family:arial,helvetica,sans-serif; font-size:14px; =
line-height:20px; text-decoration:none;" valign=3D"top" =
width=3D"20">•</td>
<td align=3D"left" style=3D"color:#6b777c; =
font-family:arial,helvetica,sans-serif; font-size:14px; =
line-height:20px; text-decoration:none;" valign=3D"top"><strong>To keep =
the rate/s shown in this email and avoid additional fees and charges, =
you need to make at least your minimum payment on time each month. When =
the rate/s above end, your standard variable transfer rates and fees =
will apply.</strong></td>
</tr>
</tbody>
</table>
</td>
</tr>
<tr>
<td style=3D"padding:5px 0;">
<table border=3D"0" cellpadding=3D"0" cellspacing=3D"0">
<tbody>
<tr>
<td align=3D"left" style=3D"color:#6b777c; =
font-family:arial,helvetica,sans-serif; font-size:14px; =
line-height:20px; text-decoration:none;" valign=3D"top" =
width=3D"20">•</td>
<td align=3D"left" style=3D"color:#6b777c; =
font-family:arial,helvetica,sans-serif; font-size:14px; =
line-height:20px; text-decoration:none;" valign=3D"top">You can request =
a balance transfer from most other credit cards and some store cards, as =
long as they’re in your name and registered to the address we hold =
for you.</td>
</tr>
</tbody>
</table>
</td>
</tr>
<tr>
<td style=3D"padding:5px 0;">
<table border=3D"0" cellpadding=3D"0" cellspacing=3D"0">
<tbody>
<tr>
<td align=3D"left" style=3D"color:#6b777c; =
font-family:arial,helvetica,sans-serif; font-size:14px; =
line-height:20px; text-decoration:none;" valign=3D"top" =
width=3D"20">•</td>
<td align=3D"left" style=3D"color:#6b777c; =
font-family:arial,helvetica,sans-serif; font-size:14px; =
line-height:20px; text-decoration:none;" valign=3D"top">The maximum =
amount you’ll be able to transfer is 93% of your credit limit to =
allow for any transfer fee and any other fees, charges or transactions =
that haven’t reached your account yet. The minimum amount you can =
transfer is £100. Your credit limit is £6,700.</td>
</tr>
</tbody>
</table>
</td>
</tr>
<tr>
<td style=3D"padding:5px 0;">
<table border=3D"0" cellpadding=3D"0" cellspacing=3D"0">
<tbody>
<tr>
<td align=3D"left" style=3D"color:#6b777c; =
font-family:arial,helvetica,sans-serif; font-size:14px; =
line-height:20px; text-decoration:none;" valign=3D"top" =
width=3D"20">•</td>
<td align=3D"left" style=3D"color:#6b777c; =
font-family:arial,helvetica,sans-serif; font-size:14px; =
line-height:20px; text-decoration:none;" valign=3D"top">To avoid paying =
interest on purchases you need to pay off your monthly statement balance =
in full and on time every month, including the value of any transfers, =
unless a 0% p.a. rate for purchases applies.</td>
</tr>
</tbody>
</table>
</td>
</tr>
</tbody>
</table>
</td>
</tr>
</tbody>
</table>
</td>
</tr>
</tbody>
</table>
<!-- OFFER DETAILS VARIABLE-->
<!-- OFFER DETAILS CTA-->
<!-- CTA -->
<table align=3D"center" bgcolor=3D"#ffffff" border=3D"0" =
cellpadding=3D"0" cellspacing=3D"0" class=3D"m_w100pc" =
style=3D"margin:auto; background-color:#ffffff;" width=3D"600">
<tbody>
<tr>
<td align=3D"left" style=3D"padding:15px 20px 30px 20px;" =
valign=3D"top"><!--// CTA START \\-->
<table border=3D"0" cellpadding=3D"0" cellspacing=3D"0">
<tbody>
<tr>
<td align=3D"center" style=3D"background-color:#77BA00; =
mso-padding-alt:0 30px;"><a class=3D"f_LBJ" =
href=3D"https://www.lloydsbank.com/credit-cards/landing-pages/balance-tra=
nsfer.html?utm_source=3Dnmi&utm_medium=3Demail&utm_campaign=3Dback-book&u=
tm_content=3Dsingle-bt-bt-dual&utm_term=3DCARDBB03&utm_id=3Dcta1&wt.mc_id=
=3DJune%202024&elqTrackId=3Df3e6129b84b6407eb2ebe0caea39aa6b&elq=3D07cb61=
d2800d4efa8622f2cff224a02c&elqaid=3D6258&elqat=3D1&elqCampaignId=3D1193&e=
lqcst=3D272&elqcsid=3D29794" style=3D"border:1px solid #77BA00; =
background-color:#77BA00; color:#ffffff; display:block; =
font-family:Arial,helvetica,sans-serif; font-size:15px; =
mso-line-height-rule:exactly; line-height:24px; text-align:center; =
text-decoration:none; padding:9px 35px 9px 35px; mso-padding-alt:14px =
30px 14px 30px;" target=3D"_blank" title=3D"Find out more">Find out =
more</a></td>
</tr>
</tbody>
</table>
<!--// CTA END \\--></td>
</tr>
</tbody>
</table>
<!-- V SPACER 13 -->
<table bgcolor=3D"#f1f1f1;" border=3D"0" cellpadding=3D"0" =
cellspacing=3D"0" class=3D"m_w100pc" height=3D"13" width=3D"100%">
<tbody>
<tr>
<td style=3D"background-color:#f1f1f1; height:1px; font-size:1px; =
line-height:1px; padding-top:12px; box-sizing:content-box;"> </td>
</tr>
</tbody>
</table>
<!-- SURVEY MODULE -->
<!-- SURVEY MODULE 14 -->
<table align=3D"center" bgcolor=3D"#fffffe" border=3D"0" =
cellpadding=3D"0" cellspacing=3D"0" class=3D"m_w100pc" =
style=3D"margin:auto; background-color:#fffffe; width: 600px" =
width=3D"600">
<tbody>
<tr>
<td align=3D"left" class=3D"f_LBJ m_p30 m_pb0" =
style=3D"color:#006a4d; font-family:arial,helvetica,sans-serif; =
font-size:18px; line-height:22px; text-decoration:none; padding:35px =
40px 0 40px;">At Lloyds Bank, we want you to be happy with the =
communications we share with you. How happy were you to receive this =
email?</td>
</tr>
<tr>
<td align=3D"left" class=3D"f_LBJ m_pl30 m_pr30 m_pb30" =
style=3D"color:#505050; font-family:arial,helvetica,sans-serif; =
font-size:16px; line-height:20px; font-weight:normal; =
text-decoration:none; padding:15px 40px 20px 40px">We may use your =
answer to improve our communications and their relevancy to you.</td>
</tr>
<tr>
<td align=3D"center" class=3D"m_p0_30 m_pb30" style=3D"padding:0px =
40px 30px 40px; vertical-align:top;" valign=3D"top"><!--[if mso | =
ie]><table border=3D"0" cellpadding=3D"0" cellspacing=3D"0" =
align=3D"center" style=3D"margin:auto;"><tr><td><![endif]-->
<div class=3D"m_d_b" style=3D"display: flex; justify-content: =
center;">
<table align=3D"left" border=3D"0" cellpadding=3D"0" =
cellspacing=3D"0" class=3D"m_w100pc" style=3D"margin:0 auto; =
vertical-align:top; width:106px" width=3D"106">
<tbody>
<tr>
<td style=3D"padding-bottom:10px;"><a class=3D"m_h" =
href=3D"https://link.emails.lloydsbank.com/e/f2.aspx?elqFormName=3Dc-sat_=
ltb&elqSiteID=3D794418472
=
&elqconid=3DCLLOB000006694047&emailName=3DLIVE_CAR_BALBLD%20%7CCARDBSPE_L=
TB_NMI_DUAL_BT_03_20220202&brcd=3DLTB&unid=3D1140418294077&ptid=3D1006009=
5&tid=3DCARDBB03&score=3D1&elqTrackId=3Dd1121599d7bd4d169747c141dfd8abe7&=
elq=3D07cb61d2800d4efa8622f2cff224a02c&elqaid=3D6258&elqat=3D1&elqCampaig=
nId=3D1193&elqcst=3D272&elqcsid=3D22664" target=3D"_blank" title=3D"Very =
unhappy"><img alt=3D"Very unhappy" =
src=3D"https://image.emails.lloydsbank.com/EloquaImages/clients/LloydsBan=
kingGroup/%7B6e471c97-7a2d-4355-a8a9-9e26690e5ca0%7D_LB-btn-14-very-unhap=
py-desk.png" style=3D"display:inline-block; width:96px; height:96px; =
border:0; background-color:#f1f1f1; border-radius:4px; =
text-align:center; color:#505050; font-size:16px; line-height:24px;" =
width=3D"96" /> </a> <!--[if !mso]><!-- mobile image --> <a =
class=3D"m_d_b" =
href=3D"https://link.emails.lloydsbank.com/e/f2.aspx?elqFormName=3Dc-sat_=
ltb&elqSiteID=3D794418472
=
&elqconid=3DCLLOB000006694047&emailName=3DLIVE_CAR_BALBLD%20%7CCARDBSPE_L=
TB_NMI_DUAL_BT_03_20220202&brcd=3DLTB&unid=3D1140418294077&ptid=3D1006009=
5&tid=3DCARDBB03&score=3D1&elqTrackId=3D27c11f49d5c6493f8b7064fb2d33bb81&=
elq=3D07cb61d2800d4efa8622f2cff224a02c&elqaid=3D6258&elqat=3D1&elqCampaig=
nId=3D1193&elqcst=3D272&elqcsid=3D22664" target=3D"_blank" title=3D"Very =
unhappy"> <img alt=3D"Very unhappy" class=3D"m_d_b m_w100pc" =
src=3D"https://image.emails.lloydsbank.com/EloquaImages/clients/LloydsBan=
kingGroup/%7B487f0f24-b026-404e-b2fe-d89a999450ea%7D_LB-btn-14-very-unhap=
py-mob.png" style=3D"display:none; height:auto; width:100%; min-width: =
260px; min-height: 39px; border:0;" /> </a> <!--[endif]----></td>
<td class=3D"m_h" style=3D"font-size:1px; line-height:1px; =
width:10px;"> </td>
</tr>
</tbody>
</table>
<!--[if mso | ie]></td><td><![endif]-->
<table align=3D"left" border=3D"0" cellpadding=3D"0" =
cellspacing=3D"0" class=3D"m_w100pc" style=3D"margin:0 auto; =
vertical-align:top; width:106px" width=3D"106">
<tbody>
<tr>
<td style=3D"padding-bottom:10px;"><a class=3D"m_h" =
href=3D"https://link.emails.lloydsbank.com/e/f2.aspx?elqFormName=3Dc-sat_=
ltb&elqSiteID=3D794418472
=
&elqconid=3DCLLOB000006694047&emailName=3DLIVE_CAR_BALBLD%20%7CCARDBSPE_L=
TB_NMI_DUAL_BT_03_20220202&brcd=3DLTB&unid=3D1140418294077&ptid=3D1006009=
5&tid=3DCARDBB03&score=3D2&elqTrackId=3D3d081586a64946a89589a21d86f51eef&=
elq=3D07cb61d2800d4efa8622f2cff224a02c&elqaid=3D6258&elqat=3D1&elqCampaig=
nId=3D1193&elqcst=3D272&elqcsid=3D22664" target=3D"_blank" =
title=3D"Fairly unhappy"><img alt=3D"Fairly unhappy" =
src=3D"https://image.emails.lloydsbank.com/EloquaImages/clients/LloydsBan=
kingGroup/%7B68fe03ee-0d50-4f81-87ce-9e2e708f8f89%7D_LB-btn-14-fairly-unh=
appy-desk.png" style=3D"display:inline-block; width:96px; height:96px; =
border:0; background-color:#f1f1f1; border-radius:4px; =
text-align:center; color:#505050; font-size:16px; line-height:24px;" =
width=3D"96" /> </a> <!--[if !mso]><!-- mobile image --> <a =
class=3D"m_d_b" =
href=3D"https://link.emails.lloydsbank.com/e/f2.aspx?elqFormName=3Dc-sat_=
ltb&elqSiteID=3D794418472
=
&elqconid=3DCLLOB000006694047&emailName=3DLIVE_CAR_BALBLD%20%7CCARDBSPE_L=
TB_NMI_DUAL_BT_03_20220202&brcd=3DLTB&unid=3D1140418294077&ptid=3D1006009=
5&tid=3DCARDBB03&score=3D2&elqTrackId=3Dce98efce840341afa9edcecfc749ecd9&=
elq=3D07cb61d2800d4efa8622f2cff224a02c&elqaid=3D6258&elqat=3D1&elqCampaig=
nId=3D1193&elqcst=3D272&elqcsid=3D22664" target=3D"_blank" =
title=3D"Fairly unhappy"> <img alt=3D"Fairly unhappy" class=3D"m_d_b =
m_w100pc" =
src=3D"https://image.emails.lloydsbank.com/EloquaImages/clients/LloydsBan=
kingGroup/%7Bf35f8d69-7896-4eb9-9b30-be70776292ad%7D_LB-btn-14-fairly-unh=
appy-mob.png" style=3D"display:none; height:auto; width:100%; min-width: =
260px; min-height: 39px; border:0;" /> </a> <!--[endif]----></td>
<td class=3D"m_h" style=3D"font-size:1px; line-height:1px; =
width:10px;"> </td>
</tr>
</tbody>
</table>
<!--[if mso | ie]></td><td><![endif]-->
<table align=3D"left" border=3D"0" cellpadding=3D"0" =
cellspacing=3D"0" class=3D"m_w100pc" style=3D"margin:0 auto; =
vertical-align:top; width:106px" width=3D"106">
<tbody>
<tr>
<td style=3D"padding-bottom:10px;"><a class=3D"m_h" =
href=3D"https://link.emails.lloydsbank.com/e/f2.aspx?elqFormName=3Dc-sat_=
ltb&elqSiteID=3D794418472
=
&elqconid=3DCLLOB000006694047&emailName=3DLIVE_CAR_BALBLD%20%7CCARDBSPE_L=
TB_NMI_DUAL_BT_03_20220202&brcd=3DLTB&unid=3D1140418294077&ptid=3D1006009=
5&tid=3DCARDBB03&score=3D3&elqTrackId=3Dc3ba3b649d47452fb3b75f9ac8162c1b&=
elq=3D07cb61d2800d4efa8622f2cff224a02c&elqaid=3D6258&elqat=3D1&elqCampaig=
nId=3D1193&elqcst=3D272&elqcsid=3D22664" target=3D"_blank" =
title=3D"Neither happy or unhappy"><img alt=3D"Neither happy or unhappy" =
src=3D"https://image.emails.lloydsbank.com/EloquaImages/clients/LloydsBan=
kingGroup/%7Bc635f661-13ba-4220-92d6-48cd6b5492d5%7D_LB-btn-14-neither-de=
sk.png" style=3D"display:inline-block; width:96px; height:96px; =
border:0; background-color:#f1f1f1; border-radius:4px; =
text-align:center; color:#505050; font-size:16px; line-height:24px;" =
width=3D"96" /></a> <!--[if !mso]><!-- mobile image --> <a =
class=3D"m_d_b" =
href=3D"https://link.emails.lloydsbank.com/e/f2.aspx?elqFormName=3Dc-sat_=
ltb&elqSiteID=3D794418472
=
&elqconid=3DCLLOB000006694047&emailName=3DLIVE_CAR_BALBLD%20%7CCARDBSPE_L=
TB_NMI_DUAL_BT_03_20220202&brcd=3DLTB&unid=3D1140418294077&ptid=3D1006009=
5&tid=3DCARDBB03&score=3D3&elqTrackId=3D7b8dfa24ef3744da8c9e589fe9c2fe8d&=
elq=3D07cb61d2800d4efa8622f2cff224a02c&elqaid=3D6258&elqat=3D1&elqCampaig=
nId=3D1193&elqcst=3D272&elqcsid=3D22664" target=3D"_blank" =
title=3D"Neither happy or unhappy"> <img alt=3D"Neither happy or =
unhappy" class=3D"m_d_b m_w100pc" =
src=3D"https://image.emails.lloydsbank.com/EloquaImages/clients/LloydsBan=
kingGroup/%7B1f9db191-efaa-46f4-b550-483cdeb22ec4%7D_LB-btn-14-neither-mo=
b.png" style=3D"display:none; height:auto; width:100%; min-width: 260px; =
min-height: 39px; border:0;" /> </a> <!--[endif]----></td>
<td class=3D"m_h" style=3D"font-size:1px; line-height:1px; =
width:10px;"> </td>
</tr>
</tbody>
</table>
<!--[if mso | ie]></td><td><![endif]-->
<table align=3D"left" border=3D"0" cellpadding=3D"0" =
cellspacing=3D"0" class=3D"m_w100pc" style=3D"margin:0 auto; =
vertical-align:top; width:106px" width=3D"106">
<tbody>
<tr>
<td style=3D"padding-bottom:10px;"><a class=3D"m_h" =
href=3D"https://link.emails.lloydsbank.com/e/f2.aspx?elqFormName=3Dc-sat_=
ltb&elqSiteID=3D794418472
=
&elqconid=3DCLLOB000006694047&emailName=3DLIVE_CAR_BALBLD%20%7CCARDBSPE_L=
TB_NMI_DUAL_BT_03_20220202&brcd=3DLTB&unid=3D1140418294077&ptid=3D1006009=
5&tid=3DCARDBB03&score=3D4&elqTrackId=3D73b2a99b741d426daa76a1a59d145c05&=
elq=3D07cb61d2800d4efa8622f2cff224a02c&elqaid=3D6258&elqat=3D1&elqCampaig=
nId=3D1193&elqcst=3D272&elqcsid=3D22664" target=3D"_blank" =
title=3D"Fairly happy"><img alt=3D"Fairly happy" =
src=3D"https://image.emails.lloydsbank.com/EloquaImages/clients/LloydsBan=
kingGroup/%7Bd2968c32-35ab-484f-8be1-cbca580794eb%7D_LB-btn-14-fairly-hap=
py-desk.png" style=3D"display:inline-block; width:96px; height:96px; =
border:0; background-color:#f1f1f1; border-radius:4px; =
text-align:center; color:#505050; font-size:16px; line-height:24px;" =
width=3D"96" /> </a> <!--[if !mso]><!-- mobile image --> <a =
class=3D"m_d_b" =
href=3D"https://link.emails.lloydsbank.com/e/f2.aspx?elqFormName=3Dc-sat_=
ltb&elqSiteID=3D794418472
=
&elqconid=3DCLLOB000006694047&emailName=3DLIVE_CAR_BALBLD%20%7CCARDBSPE_L=
TB_NMI_DUAL_BT_03_20220202&brcd=3DLTB&unid=3D1140418294077&ptid=3D1006009=
5&tid=3DCARDBB03&score=3D4&elqTrackId=3Dadc1079e75054c5ea600a7650209bbeb&=
elq=3D07cb61d2800d4efa8622f2cff224a02c&elqaid=3D6258&elqat=3D1&elqCampaig=
nId=3D1193&elqcst=3D272&elqcsid=3D22664" target=3D"_blank" =
title=3D"Fairly happy"> <img alt=3D"Fairly happy" class=3D"m_d_b =
m_w100pc" =
src=3D"https://image.emails.lloydsbank.com/EloquaImages/clients/LloydsBan=
kingGroup/%7B225a95e6-1473-46eb-bf6b-1966e2a8f7ff%7D_LB-btn-14-fairly-hap=
py-mob.png" style=3D"display:none; height:auto; width:100%; min-width: =
260px; min-height: 39px; border:0;" /> </a> <!--[endif]----></td>
<td class=3D"m_h" style=3D"font-size:1px; line-height:1px; =
width:10px;"> </td>
</tr>
</tbody>
</table>
<!--[if mso | ie]></td><td><![endif]-->
<table align=3D"left" border=3D"0" cellpadding=3D"0" =
cellspacing=3D"0" class=3D"m_w100pc" style=3D"margin:0 auto; =
vertical-align:top; width:96px" width=3D"96">
<tbody>
<tr>
<td class=3D"m_pb0" style=3D"padding-bottom:10px;"><a =
class=3D"m_h" =
href=3D"https://link.emails.lloydsbank.com/e/f2.aspx?elqFormName=3Dc-sat_=
ltb&elqSiteID=3D794418472
=
&elqconid=3DCLLOB000006694047&emailName=3DLIVE_CAR_BALBLD%20%7CCARDBSPE_L=
TB_NMI_DUAL_BT_03_20220202&brcd=3DLTB&unid=3D1140418294077&ptid=3D1006009=
5&tid=3DCARDBB03&score=3D5&elqTrackId=3D86f892589e444abeba12937496d525b7&=
elq=3D07cb61d2800d4efa8622f2cff224a02c&elqaid=3D6258&elqat=3D1&elqCampaig=
nId=3D1193&elqcst=3D272&elqcsid=3D22664" target=3D"_blank" title=3D"Very =
happy"><img alt=3D"Very happy" =
src=3D"https://image.emails.lloydsbank.com/EloquaImages/clients/LloydsBan=
kingGroup/%7B55dd38f7-be97-44c3-8cbe-5c4d96ec1e50%7D_LB-btn-14-very-happy=
-desk.png" style=3D"display:inline-block; width:96px; height:96px; =
border:0; background-color:#f1f1f1; border-radius:4px; =
text-align:center; color:#505050; font-size:16px; line-height:24px;" =
width=3D"96" /> </a> <!--[if !mso]><!-- mobile image --> <a =
class=3D"m_d_b" =
href=3D"https://link.emails.lloydsbank.com/e/f2.aspx?elqFormName=3Dc-sat_=
ltb&elqSiteID=3D794418472
=
&elqconid=3DCLLOB000006694047&emailName=3DLIVE_CAR_BALBLD%20%7CCARDBSPE_L=
TB_NMI_DUAL_BT_03_20220202&brcd=3DLTB&unid=3D1140418294077&ptid=3D1006009=
5&tid=3DCARDBB03&score=3D5&elqTrackId=3Dedecbba32b4340d887679ceac50a68ee&=
elq=3D07cb61d2800d4efa8622f2cff224a02c&elqaid=3D6258&elqat=3D1&elqCampaig=
nId=3D1193&elqcst=3D272&elqcsid=3D22664" target=3D"_blank" title=3D"Very =
happy"> <img alt=3D"Very happy" class=3D"m_d_b m_w100pc" =
src=3D"https://image.emails.lloydsbank.com/EloquaImages/clients/LloydsBan=
kingGroup/%7Be25e1564-45e9-4bcd-9adb-69c5daf415ed%7D_LB-btn-14-very-happy=
-mob.png" style=3D"display:none; height:auto; width:100%; min-width: =
260px; min-height: 39px; border:0;" /> </a> <!--[endif]----></td>
</tr>
</tbody>
</table>
</div>
<!--[if mso | ie]></td></tr></table><![endif]--></td>
</tr>
</tbody>
</table>
<!-- SPACER 20PX -->
<table border=3D"0" cellpadding=3D"0" cellspacing=3D"0" =
class=3D"m_w100pc" height=3D"20" width=3D"100%">
<tbody>
<tr>
<td style=3D"height:1px; font-size:1px; line-height:1px; =
padding-top:19px; box-sizing:content-box;"> </td>
</tr>
</tbody>
</table>
<!-- CARDS SHARED FOOTER -->
<table class=3D"m_w100pc" border=3D"0" cellpadding=3D"0" =
cellspacing=3D"0" align=3D"center" width=3D"600" bgcolor=3D"#ffffff" =
style=3D"margin:auto; background-color:#ffffff;">
<tr>
<td class=3D"m_sharedFooter" style=3D"padding:30px 0 =
14px 0;">
=20
=20
<!-- LB_NMI -->
<span style=3D"display: inline !important;"><!-- =
LIVE_LB_NMI -->
<table align=3D"center" bgcolor=3D"#ffffff" border=3D"0" =
cellpadding=3D"0" cellspacing=3D"0" class=3D"m_w100pc" =
style=3D"margin:auto; background-color:#ffffff;" width=3D"600">
<tbody>
<tr>
<td align=3D"left" style=3D"padding:0 20px 16px 20px;">
<table align=3D"center" border=3D"0" cellpadding=3D"0" =
cellspacing=3D"0" class=3D"m_w100pc" width=3D"560">
<tbody>
<tr>
<td align=3D"left" class=3D"f_LBJ" style=3D"color:#333333; =
font-family:arial,helvetica,sans-serif; font-size:12px; =
line-height:16px;">We send communications like this for legal reasons, =
to help you make the most of your accounts, or to let you know about =
changes to your accounts or services.</td>
</tr>
</tbody>
</table>
</td>
</tr>
</tbody>
</table>
</span>
<!-- LIVE_LB_CARDS_CREDIT_LIMIT_CHANGE_ONLINE -->
<!-- LIVE_LB_CARDS_CREDIT_LIMIT_CHANGE_ONLINE -->
<table align=3D"center" bgcolor=3D"#ffffff" border=3D"0" =
cellpadding=3D"0" cellspacing=3D"0" class=3D"m_w100pc" =
style=3D"margin:auto; background-color:#ffffff;" width=3D"600">
<tbody>
<tr>
<td align=3D"left" style=3D"padding:0 20px 16px 20px;">
<table align=3D"center" border=3D"0" cellpadding=3D"0" =
cellspacing=3D"0" class=3D"m_w100pc" width=3D"560">
<tbody>
<tr>
<td align=3D"left" class=3D"f_LBJ" style=3D"color:#333333; =
font-family:arial,helvetica,sans-serif; font-size:12px; =
line-height:16px;"><strong class=3D"f_LBJ_B" =
style=3D"font-family:arial,verdana,helvetica,sans-serif;">Can I change =
my credit limit?</strong><br />
Yes, you can change your <a =
href=3D"https://www.lloydsbank.com/credit-cards/landing-pages/balance-tra=
nsfer.html?utm_source=3Dback-book&utm_medium=3Demail&utm_campaign=3Dback-=
book&utm_content=3DCLIAnchorPoint&utm_id=3DBT&elqTrackId=3Dc8b00b8d602c4f=
a5be33489e94b4abd1&elq=3D07cb61d2800d4efa8622f2cff224a02c&elqaid=3D6258&e=
lqat=3D1&elqCampaignId=3D1193#clianchorpoint" =
style=3D"text-decoration:underline; color:#006A4D;" target=3D"_blank" =
title=3D"Visit this page if you=E2=80=99d like to change your credit =
limit">credit limit</a> online just by signing into Internet Banking. =
You can then review it, decrease it or apply to increase your credit =
limit. Remember though, you cannot decrease your limit to below your =
balance. You must have at least six months of payment history on your =
account before you can request an increase of your credit limit. Credit =
limit increases are subject to status.</td>
</tr>
</tbody>
</table>
</td>
</tr>
</tbody>
</table>
<!-- LB_ADDRESS_BOOK -->
<span style=3D"display: inline !important;"><!-- =
LB_ADDRESS_BOOK -->
<table align=3D"center" bgcolor=3D"#ffffff" border=3D"0" =
cellpadding=3D"0" cellspacing=3D"0" class=3D"m_w100pc" =
style=3D"margin:auto; background-color:#ffffff;" width=3D"600">
<tbody>
<tr>
<td align=3D"left" style=3D"padding:0 20px 16px 20px;">
<table align=3D"center" border=3D"0" cellpadding=3D"0" =
cellspacing=3D"0" class=3D"m_w100pc" width=3D"560">
<tbody>
<tr>
<td align=3D"left" class=3D"f_LBJ" style=3D"color:#333333; =
font-family:arial,helvetica,sans-serif; font-size:12px; =
line-height:16px;"><strong class=3D"f_LBJ_B" =
style=3D"font-family:arial,verdana,helvetica,sans-serif;">Email address =
book</strong> – add us to make sure you get our emails.</td>
</tr>
</tbody>
</table>
</td>
</tr>
</tbody>
</table>
</span>
<!-- LB_PRIVACY_POLICY -->
<span style=3D"display: inline !important;"><!-- =
LB_PRIVACY_POLICY -->
<table align=3D"center" bgcolor=3D"#ffffff" border=3D"0" =
cellpadding=3D"0" cellspacing=3D"0" class=3D"m_w100pc" =
style=3D"margin:auto; background-color:#ffffff;" width=3D"600">
<tbody>
<tr>
<td align=3D"left" style=3D"padding:0 20px 16px 20px;">
<table align=3D"center" border=3D"0" cellpadding=3D"0" =
cellspacing=3D"0" class=3D"m_w100pc" width=3D"560">
<tbody>
<tr>
<td align=3D"left" class=3D"f_LBJ" style=3D"color:#333333; =
font-family:arial,helvetica,sans-serif; font-size:12px; =
line-height:16px;"><strong class=3D"f_LBJ_B" =
style=3D"font-family:arial,verdana,helvetica,sans-serif;">How we use =
your information</strong> – review our <a =
href=3D"https://www.lloydsbank.com/privacy.html?elqTrackId=3Ddaf11e2ebcd9=
4981becad90e854da89c&elq=3D07cb61d2800d4efa8622f2cff224a02c&elqaid=3D6258=
&elqat=3D1&elqCampaignId=3D1193&elqcst=3D272&elqcsid=3D16713" =
style=3D"text-decoration:underline; color:#006A4D;" target=3D"_blank" =
title=3D"Visit this page if you'd like to read the Lloyds Bank privacy =
policy.">privacy policy</a>.</td>
</tr>
</tbody>
</table>
</td>
</tr>
</tbody>
</table>
</span>
<!-- LIVE_LB_OPEN_DISCLOSURE -->
<span style=3D"display: inline !important;"><!-- LIVE_LB_OPEN_DISCLOSURE =
-->
<table align=3D"center" bgcolor=3D"#ffffff" border=3D"0" =
cellpadding=3D"0" cellspacing=3D"0" class=3D"m_w100pc" =
style=3D"margin:auto; background-color:#ffffff;" width=3D"600">
<tbody>
<tr>
<td align=3D"left" style=3D"padding:0 20px 16px 20px;">
<table align=3D"center" border=3D"0" cellpadding=3D"0" =
cellspacing=3D"0" class=3D"m_w100pc" width=3D"560">
<tbody>
<tr>
<td align=3D"left" class=3D"f_LBJ" style=3D"color:#333333; =
font-family:arial,helvetica,sans-serif; font-size:12px; =
line-height:16px;"><strong class=3D"f_LBJ_B">Email</strong><br />
To help us improve the emails we send you, we collect basic =
information from your device such as when they are opened. For more =
information please read our <a =
href=3D"https://www.lloydsbank.com/cookies?elqTrackId=3Dc3cb7bcaf50148498=
97204cee9cf03fc&elq=3D07cb61d2800d4efa8622f2cff224a02c&elqaid=3D6258&elqa=
t=3D1&elqCampaignId=3D1193&elqcst=3D272&elqcsid=3D57433" =
style=3D"text-decoration:underline; color:#006A4D;" target=3D"_blank" =
title=3D"Visit this page if you=E2=80=99d like to read the Lloyds Bank =
cookies policy.">Cookies Policy</a>.</td>
</tr>
</tbody>
</table>
</td>
</tr>
</tbody>
</table>
</span>
<!-- LB_JIT_NOTICE -->
<span style=3D"display: inline !important;"></span>
<!-- LB_IMPORTANT_INFO -->
<span style=3D"display: inline !important;"><!-- =
LIVE_LB_IMPORTANT_INFO -->
<table align=3D"center" bgcolor=3D"#ffffff" border=3D"0" =
cellpadding=3D"0" cellspacing=3D"0" class=3D"m_w100pc" =
style=3D"margin:auto; background-color:#ffffff;" width=3D"600">
<tbody>
<tr>
<td align=3D"left" style=3D"padding:0 20px 16px 20px;">
<table align=3D"center" border=3D"0" cellpadding=3D"0" =
cellspacing=3D"0" class=3D"m_w100pc" width=3D"560">
<tbody>
<tr>
<td align=3D"left" class=3D"f_LBJ" style=3D"color:#333333; =
font-family:arial,helvetica,sans-serif; font-size:12px; =
line-height:16px;"><strong class=3D"f_LBJ_B">Security =
information</strong><br />
It can be tricky to spot a scam message. We’ll never send =
you an email with a direct link to a page that wants you to log on, or =
give personal or banking details.<br />
<br />
If we send you an email, it will always include your title, =
surname and the last four digits of an account that you hold with us.<br =
/>
<br />
If you're not sure that an email is from us:<br />
<br />
• Forward it to <a =
href=3D"mailto:emailscams@lloydsbanking.com" =
style=3D"text-decoration:underline; color:#006A4D;" target=3D"_blank" =
title=3D"Forward suspicious emails to this email =
address.">emailscams@lloydsbanking.com</a> and then delete it.<br />
• Or call us on <a href=3D"tel:03453000116" =
style=3D"text-decoration:underline; color:#006A4D;" target=3D"_blank" =
title=3D"Speak to someone about a suspicious email using this phone =
number.">0345 300 0116</a> (<a href=3D"tel:+441733232030" =
style=3D"text-decoration:underline; color:#006A4D;" target=3D"_blank" =
title=3D"Speak to someone about a suspicious email using this phone =
number.">+44 173 323 2030</a> outside the UK). Lines are open 8am - 6pm, =
seven days a week, excluding bank holidays.<br />
<br />
To find out more on how to avoid scams and to read our fraud =
guarantee, visit our <a =
href=3D"https://www.lloydsbank.com/help-guidance/protecting-yourself-from=
-fraud.html?elqTrackId=3Dca67e14044ee45d0bf56be86c0c948aa&elq=3D07cb61d28=
00d4efa8622f2cff224a02c&elqaid=3D6258&elqat=3D1&elqCampaignId=3D1193&elqc=
st=3D272&elqcsid=3D16710" style=3D"text-decoration:underline; =
color:#006A4D;" target=3D"_blank" title=3D"Visit this page if =
you=E2=80=99d want to learn how to protect yourself from fraud.">Fraud =
Hub</a>.</td>
</tr>
</tbody>
</table>
</td>
</tr>
</tbody>
</table>
</span>
<!-- LIVE_LB_RELAY_SERVICE -->
<span style=3D"display: inline !important;"><!-- =
LIVE_LB_RELAY_SERVICE -->
<table align=3D"center" bgcolor=3D"#ffffff" border=3D"0" =
cellpadding=3D"0" cellspacing=3D"0" class=3D"m_w100pc" =
style=3D"margin:auto; background-color:#ffffff;" width=3D"600">
<tbody>
<tr>
<td align=3D"left" style=3D"padding:0 20px 16px 20px;">
<table align=3D"center" border=3D"0" cellpadding=3D"0" =
cellspacing=3D"0" class=3D"m_w100pc" width=3D"560">
<tbody>
<tr>
<td align=3D"left" class=3D"f_LBJ" style=3D"color:#333333; =
font-family:arial,helvetica,sans-serif; font-size:12px; =
line-height:16px;"><span style=3D"font-size:16px; line-height:20px;">If =
you need this communication in another format, such as large print, =
Braille or audio CD, please contact us.</span><br />
You can call us using Relay UK if you have a hearing or speech =
impairment. There's more information on the <a =
href=3D"https://www.relayuk.bt.com?elqTrackId=3Dc59c9d0ef4524b318905aa851=
721008b&elq=3D07cb61d2800d4efa8622f2cff224a02c&elqaid=3D6258&elqat=3D1&el=
qCampaignId=3D1193&elqcst=3D272&elqcsid=3D16707" =
style=3D"text-decoration:underline; color:#006A4D;" target=3D"_blank" =
title=3D"Visit this page to find out more about Relay UK.">Relay UK</a> =
help pages.<br />
<a =
href=3D"https://www.lloydsbank.com/help-guidance/accessibility/signvideo.=
html?elqTrackId=3D012e036f64ce445286bb28d760b80f8a&elq=3D07cb61d2800d4efa=
8622f2cff224a02c&elqaid=3D6258&elqat=3D1&elqCampaignId=3D1193&elqcst=3D27=
2&elqcsid=3D16707" style=3D"text-decoration:underline; color:#006A4D;" =
target=3D"_blank" title=3D"Visit this page to find out more about =
SignVideo services.">SignVideo</a> services are also available if =
you’re Deaf and use British Sign Language.<br />
If you need support due to a disability please get in touch.</td>
</tr>
</tbody>
</table>
</td>
</tr>
</tbody>
</table>
</span>
<!-- LB_CALLS_MONITORED -->
<span style=3D"display: inline !important;"><!-- =
LIVE_LB_CALLS_MONITORED -->
<table align=3D"center" bgcolor=3D"#ffffff" border=3D"0" =
cellpadding=3D"0" cellspacing=3D"0" class=3D"m_w100pc" =
style=3D"margin:auto; background-color:#ffffff;" width=3D"600">
<tbody>
<tr>
<td align=3D"left" style=3D"padding:0 20px 16px 20px;">
<table align=3D"center" border=3D"0" cellpadding=3D"0" =
cellspacing=3D"0" class=3D"m_w100pc" width=3D"560">
<tbody>
<tr>
<td align=3D"left" class=3D"f_LBJ" style=3D"color:#333333; =
font-family:arial,helvetica,sans-serif; font-size:12px; =
line-height:16px;">Calls and online sessions may be monitored and =
recorded. Not all Telephone Banking services are available 24 hours =
a day, seven days a week.</td>
</tr>
</tbody>
</table>
</td>
</tr>
</tbody>
</table>
</span>
<!-- LB_REG_OFFICE -->
<span style=3D"display: inline !important;"><!-- =
LB_REG_OFFICE -->
<table class=3D"m_w100pc" border=3D"0" cellpadding=3D"0" =
cellspacing=3D"0" align=3D"center" width=3D"600" bgcolor=3D"#ffffff" =
style=3D"margin:auto; background-color:#ffffff;">
<tr>
<td align=3D"left" style=3D"padding:0 20px =
16px 20px;">
<table class=3D"m_w100pc" border=3D"0" =
cellpadding=3D"0" cellspacing=3D"0" align=3D"center" width=3D"560">
<tr>
<td class=3D"f_LBJ" =
align=3D"left" style=3D"color:#333333; =
font-family:arial,helvetica,sans-serif; font-size:12px; =
line-height:16px;">
Lloyds Bank plc. Registered =
Office: 25 Gresham Street, London EC2V 7HN. Registered in England =
and Wales no. 2065 Lloyds Bank plc is authorised by the Prudential =
Regulation Authority and regulated by the Financial Conduct Authority =
and the Prudential Regulation Authority under registration number =
119278.
</td>
</tr>
</table>
</td>
</tr>
</table></span>
<!-- LB_LSB -->
<span style=3D"display: inline !important;"><!-- =
LIVE_LB_LSB -->
<table align=3D"center" bgcolor=3D"#ffffff" border=3D"0" =
cellpadding=3D"0" cellspacing=3D"0" class=3D"m_w100pc" =
style=3D"margin:auto; background-color:#ffffff;" width=3D"600">
<tbody>
<tr>
<td align=3D"left" style=3D"padding:0 20px 16px 20px;">
<table align=3D"center" border=3D"0" cellpadding=3D"0" =
cellspacing=3D"0" class=3D"m_w100pc" width=3D"560">
<tbody>
<tr>
<td align=3D"left" class=3D"f_LBJ" style=3D"color:#333333; =
font-family:arial,helvetica,sans-serif; font-size:12px; =
line-height:16px;">We adhere to the Standards of Lending Practice, which =
are monitored and enforced by the <a =
href=3D"https://www.lendingstandardsboard.org.uk/?elqTrackId=3D990a2a51fb=
634eea925b0415449039d3&elq=3D07cb61d2800d4efa8622f2cff224a02c&elqaid=3D62=
58&elqat=3D1&elqCampaignId=3D1193&elqcst=3D272&elqcsid=3D16704" =
style=3D"text-decoration:underline; color:#006A4D;" target=3D"_blank" =
title=3D"Visit this page to find out more about the Lending Standards =
Board.">LSB</a>.</td>
</tr>
</tbody>
</table>
</td>
</tr>
</tbody>
</table>
</span>
<!-- LB_AS_AT_DATE -->
<table class=3D"m_w100pc" border=3D"0" =
cellpadding=3D"0" cellspacing=3D"0" align=3D"center" width=3D"600" =
bgcolor=3D"#ffffff" style=3D"margin:auto; background-color:#ffffff;">
<tr>
<td align=3D"left" style=3D"padding:0 20px =
16px 20px;">
<table class=3D"m_w100pc" border=3D"0" =
cellpadding=3D"0" cellspacing=3D"0" align=3D"center" width=3D"560">
<tr>
<td class=3D"f_LBJ" =
align=3D"left" style=3D"color:#333333; =
font-family:arial,helvetica,sans-serif; font-size:12px; =
line-height:16px;">
=20
<span style=3D"display: =
inline !important;"><!-- LB_AS_AT_DATE_A -->This information is correct =
as of <!-- LB_AS_AT_DATE_A END --></span><!-- UPDATE -->June 2024<!-- =
END --><span style=3D"display: inline !important;"><!-- LB_AS_AT_DATE_B =
--> and is relevant to Lloyds Bank plc products and services =
only.<!-- LB_AS_AT_DATE_B END --></span>
=20
</td>
</tr>
</table>
</td>
</tr>
</table>
<!-- TEMPLATE ID -->
<table class=3D"m_w100pc" border=3D"0" =
cellpadding=3D"0" cellspacing=3D"0" align=3D"center" width=3D"600" =
bgcolor=3D"#ffffff" style=3D"margin:auto; background-color:#ffffff;">
<tr>
<td align=3D"left" style=3D"padding:0 20px =
16px 20px;">
<table class=3D"m_w100pc" border=3D"0" =
cellpadding=3D"0" cellspacing=3D"0" align=3D"center" width=3D"560">
<tr>
<td class=3D"f_LBJ" =
align=3D"left" style=3D"color:#333333; =
font-family:arial,helvetica,sans-serif; font-size:12px; =
line-height:16px;">
=20
CARDBB03
=20
</td>
</tr>
</table>
</td>
</tr>
</table>
</td>
</tr>
</table>
<!-- CARDS SHARED FOOTER END -->
<!--[if !mso]><!-- GMAIL IMAP HOLD-OPEN -->
<img class=3D"m_h" =
src=3D"https://image.emails.lloydsbank.com/EloquaImages/clients/LloydsBan=
kingGroup/%7B62bfd74b-401b-4e55-b596-d7aa6af4c3a4%7D_spacer.gif" =
alt=3D"" height=3D"1" width=3D"600" style=3D"display:block; width:600px; =
border:1px solid transparent;"/>
<![endif]--><!---->
</div>
</body></html>
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