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No transfer needed.=0A=0A=0A=0A=0A=0A=0A=0A=0A=0A=0A <>View in browser =0A<=
https://links.pensionbee.com/e/evib=3F_t=3D941fc1872f5648a9becb28376f6c197b=
&_m=3D449a578683a84925a2db87b2067abe4e&_e=3D5-6m6nMhSvtLVqHeWA92ORvmtKUnPx3=
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tps://www.pensionbee.com/uk/try-us-out> =0ALog in <https://www.pensionbee.c=
om/uk/try-us-out> =0A <https://www.pensionbee.com/uk/try-us-out>=0A=0A=0A=
=0AHi Robert,=0A=0A=0A=0AIf you=E2=80=99re ready to take charge of your ret=
irement, but are unsure if =0APensionBee is the right fit for you, now is t=
he perfect time to try us out! =0AUntil31 October 2024 you can open a Pensi=
onBee account without transferring any =0Aold pensions and experience what =
makes us different.=0A=0A=0A=0AManage your pension online=0AFrom your secur=
e account (your =E2=80=9CBeeHive=E2=80=9D) you can combine your old pension=
s, =0Amake one-off or regular contributions, and withdraw with ease from ag=
e 55 (57 =0Afrom 2028).=0A=0A=0AOne transparent annual fee=0AWe charge one =
annual fee for managing your pension and you can check your =0Abalance anyt=
ime, anywhere on your favourite device.=0A=0A=0ADedicated UK support=0AYou=
=E2=80=99ll receive a tailored service with your own personal UK-based acco=
unt =0Amanager (your =E2=80=9CBeeKeeper=E2=80=9D) who=E2=80=99s on hand via=
 phone, email or live chat.=0A=0ANo exit fees=0AIf you change your mind abo=
ut joining PensionBee, you can leave at any time =0Aand we won=E2=80=99t ch=
arge you.=0A=0ATry out PensionBee today <https://www.pensionbee.com/uk/try-=
us-out> =0A=0A=0A=0AWith investments, your capital is at risk. Pensions can=
 go down in value as =0Awell as up, so you could get back less than you inv=
est.=0A=0A=0A=0A=0AHave a question=3F=0A=0AGet in touch with our friendly U=
K team.=0A=0A=0A=0A=0A=0A=0A=0A=0A020 3457 8444 =0AMonday - Friday: 9:30am-=
5pm =0A=0Acontact@pensionbee.com <mailto:contact@pensionbee.com=3Fsubject=
=3D> =0ASend us an email and we'll get back to you as soon as possible =0A=
=0ALaunch live chat <https://www.pensionbee.com/uk> =0ASpeak to a member of=
 our friendly team now =0A=0A=0A=0A=0A=0A=0A=0A=0A=0A =0A<https://www.trust=
pilot.com/review/pensionbee.com=3Futm_medium=3DTrustbox&utm_source=3DEmailS=
ignature2>=0A =0A<https://www.trustpilot.com/review/pensionbee.com=3Futm_me=
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ps://www.pensionbee.com/podcast> =0AIf you do not wish to receive any marke=
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enter" valign=3D"top"><table width=3D"550" border=3D"0" cellspacing=3D"0" c=
ellpadding=3D"0" align=3D"center" style=3D"width:550px;" class=3D"em_wrappe=
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e-height:1px;" class=3D"em_h20"><img src=3D"images/spacer.gif" width=3D"1" =
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872f5648a9becb28376f6c197b&_m=3D449a578683a84925a2db87b2067abe4e&_e=3D5-6m6=
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lock;" border=3D"0"/></td> </tr> </tbody> </table></td> <td width=3D"25" st=
yle=3D"width:25px;" class=3D"em_side15"><img src=3D"images/spacer.gif" widt=
h=3D"1" height=3D"1" alt=3D"" style=3D"display:block;" border=3D"0"/></td> =
</tr> </table></td> </tr> </table> <table align=3D"center" border=3D"0" cel=
lpadding=3D"0" cellspacing=3D"0" class=3D"em_wrapper" style=3D"width:600px;=
" width=3D"600"> <tr> <td align=3D"center" bgcolor=3D"#f9c000" class=3D"em_=
p1" style=3D"background-color:#f9c000; padding:17px 25px;" valign=3D"top"> =
<table align=3D"center" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" wi=
dth=3D"100%"> <tr> <td align=3D"left" style=3D"width:126px;" valign=3D"top"=
 width=3D"126"> <a data-linkto=3D"https://" href=3D"https://links.pensionbe=
e.com/u/click=3F_t=3D941fc1872f5648a9becb28376f6c197b&_m=3D449a578683a84925=
a2db87b2067abe4e&_e=3DQyBKk4y5FGWWFmymOFXOVRhU_uJK-RgzHX953OO6MOhwQRSwlUuyA=
QprHLThRjaG9PGODF-zHLYtou_KUfUQPusI_37TnmBBfFAPWS8GdBK1YfOGgEMRFMhr71Ah2W4s=
Kn33YTseybZNZpRbBeripjduNXxKwAVZEs9TxfBnVJ7OrZ2-0giHs2_NWlWZ2rC9YJLxAHwQKG0=
GHtNKah9BfcnB-1mgXhsFE3uS3djow2gfOw5GMYLwREzRKHhxbWBM" style=3D"text-decora=
tion:none;" target=3D"_blank" title=3D""><img alt=3D"Pension Bee" src=3D"ht=
tps://res.cloudinary.com/pensionbee/image/upload/v1586874381/emails/New%20t=
emplate/Group.png" style=3D"display: block; max-width: 126px; font-family: =
Arial, sans-serif; font-size: 15px; line-height: 18px; color: #000000; padd=
ing: 0px; text-align: center; height: auto; width: 100%;" width=3D"126"></a=
> </td> <td class=3D"em_side15" style=3D"width:353px;" width=3D"353"> &nbsp=
; </td> <td align=3D"center" valign=3D"top"> <table align=3D"right" border=
=3D"0" cellpadding=3D"0" cellspacing=3D"0" style=3D"width:95px;" width=3D"9=
5"> <tr> <td align=3D"center" bgcolor=3D"#343a40" height=3D"42" style=3D"he=
ight:42px; background-color:#343a40; border-radius: 4px; font-family: 'Ryo =
Gothic PlusN', Arial, sans-serif; font-size:16px; color:#FFFFFF; font-weigh=
t:300;" valign=3D"middle"> <a data-linkto=3D"https://" href=3D"https://link=
s.pensionbee.com/u/click=3F_t=3D941fc1872f5648a9becb28376f6c197b&_m=3D449a5=
78683a84925a2db87b2067abe4e&_e=3DQyBKk4y5FGWWFmymOFXOVRhU_uJK-RgzHX953OO6MO=
hwQRSwlUuyAQprHLThRjaG9PGODF-zHLYtou_KUfUQPnVloIAHxR4T-ONC5so8Kmm7nSfhfNoVc=
ZQjTSzUck3Z9nR02VXLiUYAow5oH8CDCMZMQ-XRfYoCJzubJilBLYqf2dWsFch9vhhK9WFs8L6B=
RfhDXehiNkWwqzIrdrscp5Y93OHSEb1J88yaeYHYDP91hPxEAxbxtOR4GPYM2s47" style=3D"=
color:#FFFFFF;text-decoration:none; display:block; line-height:42px;" targe=
t=3D"_blank" title=3D"">Log in</a> </td> </tr> </table> </td> </tr> </table=
> </td> </tr> </table></div></td></tr></table><table class=3D"image_block b=
lock-2" width=3D"100%" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" rol=
e=3D"presentation" style=3D"box-sizing: border-box; mso-table-lspace: 0; ms=
o-table-rspace: 0;"><tr style=3D"box-sizing: border-box;"><td class=3D"pad"=
 style=3D"box-sizing: border-box; width: 100%;" width=3D"100%"><div class=
=3D"alignment" align=3D"center" style=3D"box-sizing: border-box; line-heigh=
t: 10px;"><div style=3D"box-sizing: border-box; max-width: 600px;"><a href=
=3D"https://links.pensionbee.com/u/click=3F_t=3D941fc1872f5648a9becb28376f6=
c197b&_m=3D449a578683a84925a2db87b2067abe4e&_e=3DQyBKk4y5FGWWFmymOFXOVRhU_u=
JK-RgzHX953OO6MOhwQRSwlUuyAQprHLThRjaG9PGODF-zHLYtou_KUfUQPgmy4VVNE1-hquTES=
mJ6URHdwESfgLbMDnUgox5LWnjO6RSD9enrkM7EWiIfO6XKTf7UVZmxWQL9pZvX0lVvXhe4F3rm=
FPKbjCx_sMqUE10FMpFB9UsFQt8v2BZrLwackJOK4HOQj0jmXYCsl-Bj5Oa2_yn-69yatDDxEqQ=
WWfEb" target=3D"_blank" style=3D"box-sizing: border-box; outline: none;" t=
abindex=3D"-1"><img src=3D"https://res.cloudinary.com/pensionbee/image/uplo=
ad/v1728556096/emails/2024/Try_Us_Out_-_Oct_2024_-_Email_banner_2.jpg" styl=
e=3D"box-sizing: border-box; display: block; height: auto; border: 0; width=
: 100%;" width=3D"600" alt=3D"Image" title=3D"Image" height=3D"auto"></a></=
div></div></td></tr></table></td></tr></tbody></table></td></tr></tbody></t=
able><table class=3D"row row-3" align=3D"center" width=3D"100%" border=3D"0=
" cellpadding=3D"0" cellspacing=3D"0" role=3D"presentation" style=3D"box-si=
zing: border-box; mso-table-lspace: 0; mso-table-rspace: 0;"><tbody style=
=3D"box-sizing: border-box;"><tr style=3D"box-sizing: border-box;"><td styl=
e=3D"box-sizing: border-box;"><table class=3D"row-content stack" align=3D"c=
enter" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" role=3D"presentatio=
n" style=3D"box-sizing: border-box; mso-table-lspace: 0; mso-table-rspace: =
0; border-radius: 0; color: #000; width: 600px; margin: 0 auto;" width=3D"6=
00"><tbody style=3D"box-sizing: border-box;"><tr style=3D"box-sizing: borde=
r-box;"><td class=3D"column column-1" width=3D"100%" style=3D"box-sizing: b=
order-box; mso-table-lspace: 0; mso-table-rspace: 0; font-weight: 400; text=
-align: left; padding-bottom: 5px; padding-top: 5px; vertical-align: top; b=
order-top: 0; border-right: 0; border-bottom: 0; border-left: 0;" align=3D"=
left" valign=3D"top"><table class=3D"text_block block-1" width=3D"100%" bor=
der=3D"0" cellpadding=3D"10" cellspacing=3D"0" role=3D"presentation" style=
=3D"box-sizing: border-box; mso-table-lspace: 0; mso-table-rspace: 0; word-=
break: break-word;"><tr style=3D"box-sizing: border-box;"><td class=3D"pad"=
 style=3D"box-sizing: border-box;"><div style=3D"box-sizing: border-box; fo=
nt-family: sans-serif;"><div class style=3D"box-sizing: border-box; font-si=
ze: 12px; font-family: Arial,'Helvetica Neue',Helvetica,sans-serif; mso-lin=
e-height-alt: 18px; color: #3a342c; line-height: 1.5;"><p style=3D"box-sizi=
ng: border-box; line-height: inherit; margin: 0; font-size: 16px; mso-line-=
height-alt: 24px;"> <span style=3D"box-sizing: border-box; word-break: brea=
k-word; font-size: 16px;"><span style=3D"box-sizing: border-box; word-break=
: break-word;">Hi Robert,</span></span></p><p style=3D"box-sizing: border-b=
ox; line-height: inherit; margin: 0; font-size: 16px; mso-line-height-alt: =
18px;">&nbsp;</p><p style=3D"box-sizing: border-box; line-height: inherit; =
margin: 0; font-size: 16px; mso-line-height-alt: 24px;"> <span style=3D"box=
-sizing: border-box; word-break: break-word; font-size: 16px;">If you=E2=80=
=99re ready to take charge of your retirement, but are unsure if PensionBee=
 is the right fit for you, now is the perfect time to try us out! Until <st=
rong style=3D"box-sizing: border-box;">31 October 2024</strong> you can ope=
n a PensionBee account without transferring any old pensions and experience=
 what makes us different.</span></p><p style=3D"box-sizing: border-box; lin=
e-height: inherit; margin: 0; font-size: 16px; mso-line-height-alt: 18px;">=
&nbsp;</p><p style=3D"box-sizing: border-box; line-height: inherit; margin:=
 0; font-size: 16px; mso-line-height-alt: 24px;"> <span style=3D"box-sizing=
: border-box; word-break: break-word; font-size: 16px;"><strong style=3D"bo=
x-sizing: border-box;">Manage your pension online</strong></span><br style=
=3D"box-sizing: border-box;"><span style=3D"box-sizing: border-box; word-br=
eak: break-word; font-size: 16px;">From your secure account (your =E2=80=9C=
BeeHive=E2=80=9D) you can combine your old pensions, make one-off or regula=
r contributions, and withdraw with ease from age 55 (57 from 2028).</span><=
/p><p style=3D"box-sizing: border-box; line-height: inherit; margin: 0; fon=
t-size: 16px; mso-line-height-alt: 24px;"><br style=3D"box-sizing: border-b=
ox;"> <span style=3D"box-sizing: border-box; word-break: break-word; font-s=
ize: 16px;"><strong style=3D"box-sizing: border-box;">One transparent annua=
l fee</strong></span><br style=3D"box-sizing: border-box;"><span style=3D"b=
ox-sizing: border-box; word-break: break-word; font-size: 16px;">We charge =
one annual fee for managing your pension and you can check your balance any=
time, anywhere on your favourite device.</span></p><p style=3D"box-sizing: =
border-box; line-height: inherit; margin: 0; font-size: 16px; mso-line-heig=
ht-alt: 24px;"><br style=3D"box-sizing: border-box;"><span style=3D"box-siz=
ing: border-box; word-break: break-word; font-size: 16px;"><strong style=3D=
"box-sizing: border-box;">Dedicated UK support</strong></span><br style=3D"=
box-sizing: border-box;"> <span style=3D"box-sizing: border-box; word-break=
: break-word; font-size: 16px;">You=E2=80=99ll receive a tailored service w=
ith your own personal UK-based account manager (your =E2=80=9CBeeKeeper=E2=
=80=9D) who=E2=80=99s on hand via phone, email or live chat.</span><br styl=
e=3D"box-sizing: border-box;"><br style=3D"box-sizing: border-box;"><span s=
tyle=3D"box-sizing: border-box; word-break: break-word; font-size: 16px;"><=
strong style=3D"box-sizing: border-box;">No exit fees</strong></span><br st=
yle=3D"box-sizing: border-box;"><span style=3D"box-sizing: border-box; word=
-break: break-word; font-size: 16px;">If you change your mind about joining=
 PensionBee, you can leave at any time and we won=E2=80=99t charge you.</sp=
an></p></div></div></td></tr> </table><table class=3D"button_block block-2"=
 width=3D"100%" border=3D"0" cellpadding=3D"10" cellspacing=3D"0" role=3D"p=
resentation" style=3D"box-sizing: border-box; mso-table-lspace: 0; mso-tabl=
e-rspace: 0;"><tr style=3D"box-sizing: border-box;"><td class=3D"pad" style=
=3D"box-sizing: border-box;"><div class=3D"alignment" align=3D"center" styl=
e=3D"box-sizing: border-box;"><!--[if mso]><v:roundrect xmlns:v=3D"urn:sche=
mas-microsoft-com:vml" xmlns:w=3D"urn:schemas-microsoft-com:office:word" hr=
ef=3D"https://links.pensionbee.com/u/click=3F_t=3D941fc1872f5648a9becb28376=
f6c197b&_m=3D449a578683a84925a2db87b2067abe4e&_e=3DQyBKk4y5FGWWFmymOFXOVRhU=
_uJK-RgzHX953OO6MOhwQRSwlUuyAQprHLThRjaG9PGODF-zHLYtou_KUfUQPprDXYCsf1118r3=
0OJDd4gSfrf3CogPheovQeoz8NVAJoZcDziypM-TEWychUdrLmT4dKp0uoX6tz24bEpg62qx_nu=
SjZ5oDHn_7uPieGHyvbP17l3mC0SyUx3VGgCTnZb1NDz62NbTjmM2b7vQoAB8_57v5S9wmZFRKu=
g7ueiZW" style=3D"height:47px;width:236px;v-text-anchor:middle;" arcsize=3D=
"9%" stroke=3D"false" fillcolor=3D"#f9c000"> <w:anchorlock/> <v:textbox ins=
et=3D"0px,0px,0px,5px"> <center dir=3D"false" style=3D"color:#3a342c;font-f=
amily:Arial, sans-serif;font-size:16px"><![endif]--> <a href=3D"https://lin=
ks.pensionbee.com/u/click=3F_t=3D941fc1872f5648a9becb28376f6c197b&_m=3D449a=
578683a84925a2db87b2067abe4e&_e=3DQyBKk4y5FGWWFmymOFXOVRhU_uJK-RgzHX953OO6M=
OhwQRSwlUuyAQprHLThRjaG9PGODF-zHLYtou_KUfUQPrb0gOQF7-t9wO2PPymAGT0E60y8nFCC=
cHi4ZKsB2hmYSyQLIIIc_jlIVtrBBArmCtV_ogrFxf0vr-fOvDjMEqWu4QAdWBxXiw0EopKEiFL=
46G8_2hvkeN0eefaZSI92s7ljXBPFuugWLjqHaV885gMc6bKUKwFTkYf8xPthKsCG" target=
=3D"_blank" style=3D"box-sizing: border-box; background-color: #f9c000; bor=
der-bottom: 0px solid transparent; border-left: 0px solid transparent; bord=
er-radius: 4px; border-right: 0px solid transparent; border-top: 0px solid =
transparent; color: #3a342c; display: inline-block; font-family: Arial, 'He=
lvetica Neue', Helvetica, sans-serif; font-size: 16px; font-weight: 400; ms=
o-border-alt: none; padding-bottom: 10px; padding-top: 5px; text-align: cen=
ter; text-decoration: none; width: auto; word-break: keep-all;"><span style=
=3D"box-sizing: border-box; word-break: break-word; padding-left: 20px; pad=
ding-right: 20px; font-size: 16px; display: inline-block; letter-spacing: n=
ormal;"><span style=3D"box-sizing: border-box; word-break: break-word; line=
-height: 32px;"><strong style=3D"box-sizing: border-box;">Try out PensionBe=
e today</strong></span></span></a> <!--[if mso]></center></v:textbox></v:ro=
undrect><![endif]--></div></td></tr></table></td></tr></tbody></table></td>=
</tr></tbody></table><table class=3D"row row-4" align=3D"center" width=3D"1=
00%" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" role=3D"presentation"=
 style=3D"box-sizing: border-box; mso-table-lspace: 0; mso-table-rspace: 0;=
"><tbody style=3D"box-sizing: border-box;"><tr style=3D"box-sizing: border-=
box;"><td style=3D"box-sizing: border-box;"><table class=3D"row-content sta=
ck" align=3D"center" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" role=
=3D"presentation" style=3D"box-sizing: border-box; mso-table-lspace: 0; mso=
-table-rspace: 0; color: #333; width: 600px; margin: 0 auto;" width=3D"600"=
><tbody style=3D"box-sizing: border-box;"><tr style=3D"box-sizing: border-b=
ox;"><td class=3D"column column-1" width=3D"100%" style=3D"box-sizing: bord=
er-box; mso-table-lspace: 0; mso-table-rspace: 0; font-weight: 400; text-al=
ign: left; padding-bottom: 30px; padding-top: 15px; vertical-align: top; bo=
rder-top: 0; border-right: 0; border-bottom: 0; border-left: 0;" align=3D"l=
eft" valign=3D"top"><table class=3D"text_block block-1" width=3D"100%" bord=
er=3D"0" cellpadding=3D"10" cellspacing=3D"0" role=3D"presentation" style=
=3D"box-sizing: border-box; mso-table-lspace: 0; mso-table-rspace: 0; word-=
break: break-word;"><tr style=3D"box-sizing: border-box;"><td class=3D"pad"=
 style=3D"box-sizing: border-box;"><div style=3D"box-sizing: border-box; fo=
nt-family: sans-serif;"><div class style=3D"box-sizing: border-box; font-si=
ze: 14px; font-family: Arial,'Helvetica Neue',Helvetica,sans-serif; mso-lin=
e-height-alt: 21px; color: #343a40; line-height: 1.5;"><p style=3D"box-sizi=
ng: border-box; line-height: inherit; margin: 0; font-size: 14px; text-alig=
n: center; mso-line-height-alt: 21px;"><em style=3D"box-sizing: border-box;=
">With investments, your capital is at risk. Pensions can go down in value =
as well as up, so you could get back less than you invest.</em></p></div> <=
/div></td></tr></table><table class=3D"text_block block-2" width=3D"100%" b=
order=3D"0" cellpadding=3D"5" cellspacing=3D"0" role=3D"presentation" style=
=3D"box-sizing: border-box; mso-table-lspace: 0; mso-table-rspace: 0; word-=
break: break-word;"><tr style=3D"box-sizing: border-box;"><td class=3D"pad"=
 style=3D"box-sizing: border-box;"><div style=3D"box-sizing: border-box; fo=
nt-family: sans-serif;"><div class style=3D"box-sizing: border-box; font-si=
ze: 14px; font-family: Arial,'Helvetica Neue',Helvetica,sans-serif; mso-lin=
e-height-alt: 21px; color: #343a40; line-height: 1.5;"><p style=3D"box-sizi=
ng: border-box; line-height: inherit; margin: 0; font-size: 14px; text-alig=
n: center; mso-line-height-alt: 21px;">&nbsp;</p><p style=3D"box-sizing: bo=
rder-box; line-height: inherit; margin: 0; font-size: 14px; text-align: cen=
ter; mso-line-height-alt: 21px;"><span style=3D"box-sizing: border-box; wor=
d-break: break-word; color: #000000;"><strong style=3D"box-sizing: border-b=
ox;">Have a question=3F</strong></span></p><p style=3D"box-sizing: border-b=
ox; line-height: inherit; margin: 0; font-size: 14px; text-align: center; m=
so-line-height-alt: 21px;">Get in touch with our friendly UK team.</p></div=
></div></td></tr></table></td></tr></tbody></table></td></tr></tbody></tabl=
e><table class=3D"row row-5" align=3D"center" width=3D"100%" border=3D"0" c=
ellpadding=3D"0" cellspacing=3D"0" role=3D"presentation" style=3D"box-sizin=
g: border-box; mso-table-lspace: 0; mso-table-rspace: 0;"><tbody style=3D"b=
ox-sizing: border-box;"><tr style=3D"box-sizing: border-box;"><td style=3D"=
box-sizing: border-box;"><table class=3D"row-content stack" align=3D"center=
" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" role=3D"presentation" st=
yle=3D"box-sizing: border-box; mso-table-lspace: 0; mso-table-rspace: 0; bo=
rder-radius: 0; color: #000; width: 600px; margin: 0 auto;" width=3D"600"><=
tbody style=3D"box-sizing: border-box;"><tr style=3D"box-sizing: border-box=
;"><td class=3D"column column-1" width=3D"100%" style=3D"box-sizing: border=
-box; mso-table-lspace: 0; mso-table-rspace: 0; font-weight: 400; text-alig=
n: left; padding-bottom: 5px; padding-top: 5px; vertical-align: top; border=
-top: 0; border-right: 0; border-bottom: 0; border-left: 0;" align=3D"left"=
 valign=3D"top"><table class=3D"html_block block-1" width=3D"100%" border=
=3D"0" cellpadding=3D"0" cellspacing=3D"0" role=3D"presentation" style=3D"b=
ox-sizing: border-box; mso-table-lspace: 0; mso-table-rspace: 0;"><tr style=
=3D"box-sizing: border-box;"><td class=3D"pad" style=3D"box-sizing: border-=
box;"><div style=3D"box-sizing: border-box; font-family: Arial,'Helvetica N=
eue',Helvetica,sans-serif; text-align: center;" align=3D"center"><table ali=
gn=3D"center" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" class=3D"em_=
wrapper" style=3D"width: 600px;" width=3D"600"> <tbody> <tr> <td align=3D"c=
enter" class=3D"em_p3" style=3D"padding: 15px 70px;" valign=3D"top"> <table=
 align=3D"center" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" width=3D=
"100%"> <tbody> <tr> <td valign=3D"top"> <table align=3D"left" border=3D"0"=
 cellpadding=3D"0" cellspacing=3D"0" class=3D"em_wrapper" style=3D"width: 2=
90px;" width=3D"290"> <tbody> <tr> <td align=3D"center" valign=3D"top"> <ta=
ble align=3D"left" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" class=
=3D"em_wrapper" style=3D"width: 130px;" width=3D"130"> <tbody> <tr> <td ali=
gn=3D"center" class=3D"em_h0" height=3D"31" style=3D"height: 31px;" valign=
=3D"middle"><img alt=3D"" border=3D"0" src=3D"https://res.cloudinary.com/pe=
nsionbee/image/upload/v1594306518/emails/New%20template/Telephone.png" styl=
e=3D"display: block; max-width: 30px; font-family: Arial, sans-serif; font-=
size: 15px; line-height: 18px; color: #000000; padding: 0px; text-align: ce=
nter; height: auto; width: 100%;" width=3D"30"></td> </tr> <tr> <td align=
=3D"center" class=3D"em_defaultlink" style=3D"padding-top: 9px; font-family=
: 'Open Sans', Arial, sans-serif; font-size: 12px; line-height: 22px; color=
: #000000; font-weight: 750;" valign=3D"top">020 3457 8444&nbsp;</td> </tr>=
 <tr> <td class=3D"em_defaultlink" style=3D"padding-top: 12px; font-family:=
 'Open Sans', Arial, sans-serif; font-size: 11px; line-height: 16px; color:=
 rgb(0, 0, 0); font-weight: 400; letter-spacing: 0.3px; text-align: center;=
" valign=3D"top">Monday - Friday: 9:30am-5pm</td> </tr> </tbody> </table> <=
table align=3D"right" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" clas=
s=3D"em_wrapper" style=3D"width: 130px;" width=3D"130"> <tbody> <tr> <td al=
ign=3D"center" class=3D"em_h0 em_pt25" height=3D"31" style=3D"height: 31px;=
" valign=3D"middle"><img alt=3D"123" border=3D"0" src=3D"https://res.cloudi=
nary.com/pensionbee/image/upload/v1594306518/emails/New%20template/email.pn=
g" style=3D"display: block; max-width: 34px; font-family: Arial, sans-serif=
; font-size: 15px; line-height: 18px; color: #000000; padding: 0px; height:=
 auto; width: 100%; text-align: center;" width=3D"30"></td> </tr> <tr> <td =
class=3D"em_defaultlink" style=3D"padding-top: 9px; font-family: 'Open Sans=
', Arial, sans-serif; font-size: 12px; line-height: 22px; color: rgb(0, 0, =
0); font-weight: 750; text-align: center;" valign=3D"top"><span style=3D"co=
lor: rgb(0, 0, 0);"><a href=3D"mailto:contact@pensionbee.com=3Fsubject=3D" =
style=3D"text-decoration: none; color: rgb(0, 0, 0);" title=3D"contact@pens=
ionbee.com" data-linkto=3D"mailto:">contact@pensionbee.com</a></span></td> =
</tr> <tr> <td class=3D"em_defaultlink" style=3D"padding-top: 12px; font-fa=
mily: 'Open Sans', Arial, sans-serif; font-size: 11px; line-height: 16px; c=
olor: rgb(0, 0, 0); font-weight: 400; letter-spacing: 0.3px; text-align: ce=
nter;" valign=3D"top">Send us an email and we'll get back to you as soon as=
 possible</td> </tr> </tbody> </table> </td> </tr> </tbody> </table> <table=
 align=3D"right" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" class=3D"=
em_wrapper" style=3D"width: 130px;" width=3D"130"> <tbody> <tr> <td align=
=3D"center" class=3D"em_h0 em_pt25" height=3D"31" style=3D"height: 31px;" v=
align=3D"middle"><img alt=3D"" border=3D"0" src=3D"https://res.cloudinary.c=
om/pensionbee/image/upload/v1600088483/emails/New%20template/Chat.png" styl=
e=3D"display: block; max-width: 34px; font-family: Arial, sans-serif; font-=
size: 15px; line-height: 18px; color: #000000; padding: 0px; height: auto; =
width: 100%; text-align: center;" width=3D"28"></td> </tr> <tr> <td align=
=3D"center" class=3D"em_defaultlink" style=3D"padding-top: 7px; font-family=
: 'Open Sans', Arial, sans-serif; font-size: 12px; line-height: 22px; color=
: #000000; font-weight: 750;" valign=3D"top"><a href=3D"https://links.pensi=
onbee.com/u/click=3F_t=3D941fc1872f5648a9becb28376f6c197b&_m=3D449a578683a8=
4925a2db87b2067abe4e&_e=3DQyBKk4y5FGWWFmymOFXOVRhU_uJK-RgzHX953OO6MOhq2yRCi=
8UfA-rJw61BQW-SIk0cFc_azbZwWzSiYJlBcaw7fK_aiwk5SbM0QF0uedENZV68GxSxyX9D9euu=
lw8QGC44s1Si_OvVdkf-flBCoCzc1v5fubqgSWWieYMXjqg2-TzHL9MW318Br64tPBjU3JWXGvm=
VK7Ko-j66iGFPZ0o2GOZPv9KdR0r0YLG5jv0HNbimlz-T9qFu3quLK_Lg" style=3D"text-de=
coration: none;" title=3D"Launch live chat" data-linkto=3D"https://"><span =
style=3D"color: rgb(0, 0, 0);">Launch live chat</span></a></td> </tr> <tr> =
<td class=3D"em_defaultlink" style=3D"padding-top: 12px; font-family: 'Open=
 Sans', Arial, sans-serif; font-size: 11px; line-height: 16px; color: rgb(0=
, 0, 0); font-weight: 400; letter-spacing: 0.3px; text-align: center;" vali=
gn=3D"top">Speak to a member of our friendly team now</td> </tr> </tbody> <=
/table> </td> </tr> <tr> <td valign=3D"top"><br>&nbsp;</td> </tr> </tbody> =
</table> </td> </tr> </tbody> </table> <table align=3D"center" border=3D"0"=
 cellpadding=3D"0" cellspacing=3D"0" class=3D"em_wrapper" style=3D"width: 6=
00px;" width=3D"600"> <tbody> <tr> <td align=3D"center" valign=3D"top"> <ta=
ble align=3D"center" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" width=
=3D"100%"> <tbody> <tr> <td bgcolor=3D"#F9C000" height=3D"12" style=3D"heig=
ht: 12px; font-size: 0px; line-height: 0px;">&nbsp;</td> </tr> <tr> <td ali=
gn=3D"center" class=3D"em_p30" style=3D"padding: 30px 20px;" valign=3D"top"=
> <table align=3D"center" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" =
width=3D"100%"> <tbody> <tr> <td align=3D"center" valign=3D"top"> <table al=
ign=3D"center" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" class=3D"em=
_wrapper" style=3D"width: 442px;" width=3D"442"> <tbody> <tr> <td valign=3D=
"top"> <table align=3D"center" border=3D"0" cellpadding=3D"0" cellspacing=
=3D"0" class=3D"em_wrapper" style=3D"width: 279px;" width=3D"279"> <tbody> =
<tr> <td align=3D"center" valign=3D"top"> <p style=3D"font-family: Arial, A=
rial Black, Tahoma, Trebuchet MS, Verdana, sans-serif; font-size: 12px; col=
or: #aaa; text-decoration: none;"><a href=3D"https://links.pensionbee.com/u=
/click=3F_t=3D941fc1872f5648a9becb28376f6c197b&_m=3D449a578683a84925a2db87b=
2067abe4e&_e=3DQyBKk4y5FGWWFmymOFXOVaVh7MaaDeKz3YZXdIKrh_CvdE3rm4fhPlX_5l_M=
H5e0LDmsAySryoI1UBI15O3mGP7WVdRXQQkJhrJgBGHxjgCgPtfOKVTQ64wXlm48eAEYrshI-HD=
Xw0uXEQPsToBUd0WEnk7heWn0IVTTFbVrEtf0zSBCOtDeYqG2FVyR2MAGDHBHl0RqGk1eCsd7B9=
eRTOCK2IZErYRV374iQfWhXWigUW1i4-rivO7CbliQMvQ0og0jx2i9sbcJIpafuMM4udsnre8By=
DlrrwDSdFUnhWhl5I4lVl13YDnaz6ZtB4hEW6TWArs9gixz_ltu2y_9Lg%3D%3D" rel=3D"noo=
pener noreferrer" style=3D"text-decoration: none; text-underline: none;" ta=
rget=3D"_blank"> <img alt=3D"Trustpilot rating" border=3D"0" height=3D"16" =
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ff0005835423/text.png" style=3D"max-height: 16px; margin: 0; padding: 0; wi=
dth: auto; border: none;"> <br><img alt=3D"Trustpilot Stars" border=3D"0" h=
eight=3D"40" src=3D"https://emailsignature.trustpilot.com/signature/en-US/2=
/55f7e14b0000ff0005835423/stars.png" style=3D"max-width: 160px; width: 100%=
; max-height: 40px; border: none;" width=3D"160"> </a> <br><a href=3D"https=
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=3D449a578683a84925a2db87b2067abe4e&_e=3DQyBKk4y5FGWWFmymOFXOVaVh7MaaDeKz3Y=
ZXdIKrh_CvdE3rm4fhPlX_5l_MH5e0LDmsAySryoI1UBI15O3mGP7WVdRXQQkJhrJgBGHxjgCgP=
tfOKVTQ64wXlm48eAEYrshI-HDXw0uXEQPsToBUd0WEnk7heWn0IVTTFbVrEteFbovwSFkZgDRa=
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m0j-pjiTM3_amg-Jt3Gy2vLXQ-vEseO6J4VdkSei7uH5GUQAb_Px5JN5hnmXopvhHkUUh1Hhg_H=
k4Pnjubw%3D%3D" rel=3D"noopener noreferrer" style=3D"text-decoration: none;=
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der=3D"0" height=3D"20" src=3D"https://emailsignature.trustpilot.com/brand/=
s/2/logo.png" style=3D"max-width: 79px; width: 100%; max-height: 20px; bord=
er: none;" width=3D"79"> </a></p> <p></p> <table stlye=3D"margin-top: 16px;=
" align=3D"left" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" class=3D"=
em_wrapper" style=3D"width: 123px;" width=3D"123"> <tbody> <tr></tr> </tbod=
y> </table> </td> </tr> </tbody> </table> </td> </tr> </tbody> </table> <ta=
ble align=3D"center" border=3D"0" cellpadding=3D"0" cellspacing=3D"0"> <tbo=
dy> <br> <tr> <td align=3D"center" valign=3D"top"><a href=3D"https://links.=
pensionbee.com/u/click=3F_t=3D941fc1872f5648a9becb28376f6c197b&_m=3D449a578=
683a84925a2db87b2067abe4e&_e=3DQyBKk4y5FGWWFmymOFXOVaxCnT57C7VTjEx9uXnt6DuA=
1OApRs_ooNXTlm5YePqEDCAvjyOec3E3HuZip7RXzX_FUwJDZnq5O3ecR2I-Bqb60FRZa9gKifv=
YpMmzkb6P9uSBA_IDjPyfkrGLLcTsOtGfJcLdR5k5UdbCXoHdigJRoHSlawivxFYU8HaxKDH4oA=
rTCPSN1jOnc7Ma_9rClhGHvP3lxn2E6VfiHFHer4VmP7xbA_2iSRXFGPnvPBdI" rel=3D"noop=
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nkto=3D"https://"><img alt=3D"fb" src=3D"https://res.cloudinary.com/pension=
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e=3D"width: 30px;" width=3D"30"></td> <td align=3D"center" valign=3D"top"><=
a href=3D"https://links.pensionbee.com/u/click=3F_t=3D941fc1872f5648a9becb2=
8376f6c197b&_m=3D449a578683a84925a2db87b2067abe4e&_e=3DQyBKk4y5FGWWFmymOFXO=
VZB5vJCdleX29Hr2D1SWL3uBnx8f8kakeMOxxx0CgPsWkx_A31huYzd3xPUZjL2TuaOU2GT2Njj=
DHKqU2Sx6ldfcA9ybnXKQ_xdqbGIY4IeMg-T3pNIElt8thzuypEPL2FkaeWkI2mn7fqictzUoKl=
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hRlp_h1RuzZ" rel=3D"noopener" style=3D"text-decoration: none;" target=3D"_b=
lank" title=3D"" data-linkto=3D"https://"><img alt=3D"fb" src=3D"https://re=
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d align=3D"center" valign=3D"top"><a href=3D"https://links.pensionbee.com/u=
/click=3F_t=3D941fc1872f5648a9becb28376f6c197b&_m=3D449a578683a84925a2db87b=
2067abe4e&_e=3DQyBKk4y5FGWWFmymOFXOVbWT1-sCkBT9laWG8vbRNwC5l2TcC7zBYFCQ7g4h=
61IaO8f4hcQCE_0QoOFsjAHTu3rSvVmhhpIHRAWNxRUUPULWucLOXC-rPnFXWEBowLj_tAsQNPM=
GGccmhV1_I04Mk3rBxqwg9V6LT3ngx0N55e6Og_Il8OQGtczoOzvTSrZrxWSEtWAGh_ov8NEUAw=
5Rroj9qab0FAhjtT8yuT-TJaJwZ1pMr6vTbmV2fquq3_CN" rel=3D"noopener" style=3D"t=
ext-decoration: none;" target=3D"_blank" title=3D"" data-linkto=3D"https://=
"><img alt=3D"fb" src=3D"https://res.cloudinary.com/pensionbee/image/upload=
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height: auto; width: 100%;" width=3D"53"></a></td> <td class=3D"em_w1" styl=
e=3D"width: 30px;" width=3D"30">&nbsp;</td> <td align=3D"center" valign=3D"=
top"><a href=3D"https://links.pensionbee.com/u/click=3F_t=3D941fc1872f5648a=
9becb28376f6c197b&_m=3D449a578683a84925a2db87b2067abe4e&_e=3DQyBKk4y5FGWWFm=
ymOFXOVSa2Ib64XK1iTPINc01wdjpAqE-a6JWWwhFGpiMPdN4M3ebBaQaPPoII2YcgizZNDUHJ8=
R4e3cmwxS4Y2KBqBAp2G7_dx0NgyOKayF9rZmdfrewcSh94omveFsrfku0AbD9mA_A3Nb7aZ5wA=
nfCNEqikrzVIud0gy7UoastLAJmqN7eSQsQJtJZ1JbyZhJMVA1ECFTJRrD093t58AgV9o-pzHt9=
RiJieHB14-vIneSNF" rel=3D"noopener" style=3D"text-decoration: none;" target=
=3D"_blank" title=3D"" data-linkto=3D"https://"><img alt=3D"tw" src=3D"http=
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nt-family: Arial, sans-serif; font-size: 15px; line-height: 18px; color: #0=
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=3D"35"></a></td> <td class=3D"em_w1" style=3D"width: 30px;" width=3D"30">&=
nbsp;</td> <td align=3D"center" valign=3D"top"><a href=3D"https://links.pen=
sionbee.com/u/click=3F_t=3D941fc1872f5648a9becb28376f6c197b&_m=3D449a578683=
a84925a2db87b2067abe4e&_e=3DQyBKk4y5FGWWFmymOFXOVaZF2NgV-aSxAdMZ5T8u-cT6Ezw=
kTgsQiKqUWv9qynKm6PrzqqYvaf7iX-stXdfAzA4sXmah-lUbik9e0xx5OZulT4Oi-BlXN2cbZk=
8rByygH-2sD-kjgFDKzz7ZQRrc0gs0PPwba-RPvepNRkqQ58_CCuVhDf3CePwt9Gpkc9iQyC4eG=
YwdTUz9Y-dFBWfIUfyLbmzO15SSTTCBkTTRY90BMlKuqBBdTuF2CYKrcvYm" rel=3D"noopene=
r" style=3D"text-decoration: none;" target=3D"_blank" title=3D"" data-linkt=
o=3D"https://"><img alt=3D"in" src=3D"https://res.cloudinary.com/pensionbee=
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lay: block; max-width: 32px; font-family: Arial, sans-serif; font-size: 15p=
x; line-height: 18px; color: #000000; padding: 0px; text-align: center; hei=
ght: auto; width: 100%;" width=3D"30"></a></td> <td class=3D"em_w1" style=
=3D"width: 30px;" width=3D"30">&nbsp;</td> <td align=3D"center" valign=3D"t=
op"><a href=3D"https://links.pensionbee.com/u/click=3F_t=3D941fc1872f5648a9=
becb28376f6c197b&_m=3D449a578683a84925a2db87b2067abe4e&_e=3DQyBKk4y5FGWWFmy=
mOFXOVZqZTY6Y0DqafcN7KwUw44GOQE6lKyy0DTop6vtgvowAdW_CeGr0LFG3M23qKKlHH1Cx2V=
sawLSxGLd6TO_pv3l788kGgijBdkwCupa2pG00sr2gJEDh-Dt72BVRl93JOtiEGMmpObSf-0IlP=
AWaHKzasvlZhQOSp8uAk0EmwwXxbDJhueuxzFvQ7CHjDDvywu9XBnSr9OW7ySDQM8aHMpjd7Rxl=
i6Ffe205fdq-BY9cyxT7dZl1nXCWSOEVr24PAQ%3D%3D" rel=3D"noopener" style=3D"tex=
t-decoration: none;" target=3D"_blank" title=3D"" data-linkto=3D"https://">=
<img alt=3D"yt" src=3D"https://res.cloudinary.com/pensionbee/image/upload/v=
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width: 32px; font-family: Arial, sans-serif; font-size: 15px; line-height: =
18px; color: #000000; padding: 0px; text-align: center; height: auto; width=
: 100%;" width=3D"30"></a></td> <td class=3D"em_w1" style=3D"width: 30px;" =
width=3D"30">&nbsp;</td> <td align=3D"center" valign=3D"top"><a href=3D"htt=
ps://links.pensionbee.com/u/click=3F_t=3D941fc1872f5648a9becb28376f6c197b&_=
m=3D449a578683a84925a2db87b2067abe4e&_e=3DQyBKk4y5FGWWFmymOFXOVUvw3ktOZ_sQh=
ErOWNMqE1mHMrG5doTmXJ_BdOY5Jp77wS6ERVtGdRSKDlgky7EyCEb9BaIsiPXSC2PYcbZty08O=
XTiaeCUffmWMtSVWNNEefjhuB4kidL0aOMlqZPbQ66vWhqxwNjTiB5Ao3mjJXH6xDuJJ6X1G_Ac=
FTa5kfwEnR6aE5qf3mZs5-WRZe7wKIIJhOh19eJzgmvrnHnk-7zJsCfbZu_VYo8EWaT3uwwT8" =
rel=3D"noopener" style=3D"text-decoration: none;" target=3D"_blank" title=
=3D"" data-linkto=3D"https://"><img alt=3D"insta" src=3D"https://res.cloudi=
nary.com/pensionbee/image/upload/v1586871658/emails/New%20template/Instagra=
m.png" style=3D"display: block; max-width: 32px; font-family: Arial, sans-s=
erif; font-size: 15px; line-height: 18px; color: #000000; padding: 0px; tex=
t-align: center; height: auto; width: 100%;" width=3D"30"></a></td> <td cla=
ss=3D"em_w1" style=3D"width: 30px;" width=3D"30">&nbsp;</td> <td align=3D"c=
enter" valign=3D"top"><a href=3D"https://links.pensionbee.com/u/click=3F_t=
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