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Reply-To: <no-reply@monzo.com>
From: "Monzo" <hello@email.monzo.com>
To: <bob@sarahharvey.com>
Subject: Holiday spending made simple
Date: Fri, 21 Mar 2025 10:22:18 -0000
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Let us do the worrying for you
͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏
͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏
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͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏
͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏
͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏
͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏
͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏
͏ ͏ ͏ ͏
<https://clicks.monzo.com/f/a/Y6pTMICHu-hmsP_DoRB1dg~~/AAAHahA~/hMNorut85RxPlg6dGJ3erzBAW-osLv43pymVW6dZGQwBLqzbpPX8--H9uA_WXh4qaasFl0zvT8hN2cRzg1-leouHzzWkLDgqaYPKHXaK9-Q~>
Holiday spending made simple
<https://clicks.monzo.com/f/a/4kjRxzidBJbORcHsjUl8eg~~/AAAHahA~/1NNeW5ypstBkBTyCfnfq9N-e24seZRDhPxxgkxTA_jyTgW8-5rb2jeZ4xeL5Kd6kwcqT6DOm1OofTt1c9MQnD1Z2aeQ2lqk56jCb9YQJydNeBXDHCWM9lb8O6m9aIxML>
Monzo makes it easy to track your spending abroad without worrying about it.
You can create Shared Tabs so you don't need to have those awkward 'have you
paid me back yet?' conversations.
Set up a Shared Tab
<https://clicks.monzo.com/f/a/4kjRxzidBJbORcHsjUl8eg~~/AAAHahA~/1NNeW5ypstBkBTyCfnfq9N-e24seZRDhPxxgkxTA_jyTgW8-5rb2jeZ4xeL5Kd6kwcqT6DOm1OofTt1c9MQnD1Z2aeQ2lqk56jCb9YQJydNeBXDHCWM9lb8O6m9aIxML>
<https://cdn.braze.eu/appboy/communication/assets/image_assets/images/66326ae31686e0505bd55e46/original.png?1714580194>
Split the bill with little stress
Monzo makes it easy to track your spending abroad. You can also stay on top
of group expenses with Shared Tabs – and when you're ready to settle up,
we'll do the maths.
<https://cdn.braze.eu/appboy/communication/assets/image_assets/images/66326ae3587d24567a5b7072/original.png?1714580194>
Stay on top of your spending
Categorise your transactions as 'holidays' and we'll show you how much
you've spent during and after your trip.
<https://clicks.monzo.com/f/a/zv5jMQWDZa9F8KJQNHuISA~~/AAAHahA~/HDuTkxITDDpQxKBrGtDRK7FbmNAvPVT8grrR9W3WqVIVV_H-76pZDaFZneT_sRArLkRN0mrJorj6aVpGJdaBu0V1lerTWjDw56FJYKl_xuRbE7moPS2DOB8sTjY1ATzvQrYHKm8d0YQz9G5bEgpvRw~~>
<https://cdn.braze.eu/appboy/communication/assets/image_assets/images/66326ae33531a6583240b1d7/original.png?1714580194>
Set money aside for your next holiday
Put your holiday money into a Pot and keep it apart from your main balance.
You can even hide or lock it so you don't dip into it before you leave.
Set up a Shared Tab
<https://clicks.monzo.com/f/a/4kjRxzidBJbORcHsjUl8eg~~/AAAHahA~/1NNeW5ypstBkBTyCfnfq9N-e24seZRDhPxxgkxTA_jyTgW8-5rb2jeZ4xeL5Kd6kwcqT6DOm1OofTt1c9MQnD1Z2aeQ2lqk56jCb9YQJydNeBXDHCWM9lb8O6m9aIxML>
Need help?
<https://clicks.monzo.com/f/a/yj7-t4GM0EVb5wV2LvGHNw~~/AAAHahA~/8m_sxAqPlFUOFuOizXL3-6LZpULbopFg7fh_Ksd5q4tH5PSp_003DmZ2KwqPRHeX13ZKryTQLeicMbHGCSCP4Jl-H29Eo13ACy0LjtC4W9JdPzYUcJ86zTDqoUwQKYJyYomD0kAqs9DdJokTBkNIJ8W2GSzxEkliPd3T5a000Wk~>
Your account
<https://clicks.monzo.com/f/a/yj7-t4GM0EVb5wV2LvGHNw~~/AAAHahA~/8m_sxAqPlFUOFuOizXL3-6LZpULbopFg7fh_Ksd5q4tH5PSp_003DmZ2KwqPRHeX13ZKryTQLeicMbHGCSCP4Jl-H29Eo13ACy0LjtC4W9JdPzYUcJ86zTDqoUwQKYJyYomD0kAqs9DdJokTBkNIJ8W2GSzxEkliPd3T5a000Wk~>
details
<https://clicks.monzo.com/f/a/7HBVqQC0ni2_fqXrW4DAZA~~/AAAHahA~/dC0AaFAuuc-jLTgzm-S_VziFc7ymGv8VnZLmCR90ogatbPMRbqNK7QXea2GzGybbyzhq240SzhjcN2fQGSymodjA2dXkLADH6tAGcvk7HtiLfapvS8sWlLiyqer2V7p00B-WbxsDmqdRi5wJU6DgRg~~>
Help with
<https://clicks.monzo.com/f/a/p5ksuEWV3ocH0mpDe9zJSg~~/AAAHahA~/v2-cXnzo2mNEj4ThGj_mqIlpngLma4oqK1Ih3G9t14Q-bQl9zMAMjkMNKKVni0BbOd-IXYXB8Gg4Ep0zCW5dS5t4wWk8E6S-u_AgdP4cZfhRNiS8dU7qKBrTNLZCBXsaMW3NcZFE3VJXDdAKW6Ls0w~~>
payments
<https://clicks.monzo.com/f/a/LdHoJxeiVHVzNhqDDbH4hw~~/AAAHahA~/Gtp3afh-oq3b_VZc3DPowTDeuqAx3_7gZa5NZ6YcE-fhGRwT7hNchEsLEnx56vweE9IWki_7eYNeeZEe-FFbQBhlYahIuHNukntkJJowaEaAZ2z_CDJ0BKtk_Y_AwRcRe3lZN6ikU_3DEjhSLowj66F7Oh2w85vnk3uPSuQQDv0qIPxycNR-dGrUAytuTVqU>
Your terms and
<https://clicks.monzo.com/f/a/LdHoJxeiVHVzNhqDDbH4hw~~/AAAHahA~/Gtp3afh-oq3b_VZc3DPowTDeuqAx3_7gZa5NZ6YcE-fhGRwT7hNchEsLEnx56vweE9IWki_7eYNeeZEe-FFbQBhlYahIuHNukntkJJowaEaAZ2z_CDJ0BKtk_Y_AwRcRe3lZN6ikU_3DEjhSLowj66F7Oh2w85vnk3uPSuQQDv0qIPxycNR-dGrUAytuTVqU>
conditions
<https://cdn.braze.eu/appboy/communication/assets/image_assets/images/6780f40b2d3a560071ec1208/original.png?1736504331>
<https://cdn.braze.eu/appboy/communication/assets/image_assets/images/6780f40bad421d0072ddea00/original.png?1736504331>
<https://cdn.braze.eu/appboy/communication/assets/image_assets/images/6780f40b544bd90075dcab31/original.png?1736504331>
We're an authorised and regulated bank
<https://clicks.monzo.com/f/a/rpOukmhWsQMV0FmSI5S5Mg~~/AAAHahA~/FrcxzPre5ihE9iNMu-BQzzPpHF0UMp96uykNVXAehQ64pOAaV59YG1eXXSeh1ieZ1jl7t3MzaCzAci2RUIrp-395o4CD42fl82G9N-J7-6JvEOGnWLds8IxRrujcbbSW44JsdOBHSgixGGH15RtCog~~>
<https://clicks.monzo.com/f/a/jg2_mEFnYG3G6f-yT0O1sQ~~/AAAHahA~/EDGBcvK8XlHwYI8QJq3O_U-SNkJYrsoG6uIlgEoY8hKKzeRkqfnNJy9gv2LCfdAJj-OfxXnmO5_dDRDK6TdURUF_dAGMryFX32DfF-2d3138xT7KWJrGt97F48B32F_E>
<https://clicks.monzo.com/f/a/Zk1l5NkachvD07iY5_kPaw~~/AAAHahA~/C_bIGj8xn63FWWDOlxUBc7oYAlTIOymeIqRmFVZ3Qgz_7dpYzOQGNIfgg_8j93TML4kolztDDIEqTInPbX37gYVVAQExU1yXyN8u5Xj270ADpSgsaVE5L4WUoQa-PIGpSqeQthFxe2KO1a05YMN7jmwuHekcX9_fwnkccUcp273lQ9ixBwZC4PUaAc5ojScm>
<https://clicks.monzo.com/f/a/LW7_hOgQmRmMx6ne0nKHBA~~/AAAHahA~/ulFEZij8DgSlxU6JCStKviTOyJENimJRjUk-4NrTmUhY0I2G4vw7ykTHalQeIQG7u2tH5AQ-qtCAaJ8gIYPTsZEixlOLlZKMPqFY_QEzsnpTAyVRo6yxQjUuuQd87xVabCKYfBqZBKmQTa_-itj83g~~>
<https://clicks.monzo.com/f/a/Y6pTMICHu-hmsP_DoRB1dg~~/AAAHahA~/hMNorut85RxPlg6dGJ3erzBAW-osLv43pymVW6dZGQwBLqzbpPX8--H9uA_WXh4qaasFl0zvT8hN2cRzg1-leouHzzWkLDgqaYPKHXaK9-Q~>
Don’t want to hear from us again?
You can unsubscribe
<https://clicks.monzo.com/f/a/jz8yKZajzdnfHTOaq5NZLA~~/AAAHahA~/3MAwUlACn9S4h_LBBADQvbK4nX1lTBnCXd1awob223rLGNA1-acNl33j3laRQlk3lY-JwnMW5U-u63TqFemgASbG_Ijn5cWxGnaSRWywU1D7C5A2il4T3RJ9N9J1XE73lG2U7VdLgbj7xuKeRh13mQ~~>
at any time. No hard feelings.
Monzo Bank Limited is a company registered in England and Wales
(No.09446231) registered at Broadwalk House, 5 Appold Street, London EC2A
2AG.
Monzo Bank Ltd is authorised by the Prudential Regulation Authority and
regulated by the Financial Conduct Authority and the Prudential Regulation
Authority. Our Financial Services Register number is 730427.
<https://clicks.monzo.com/f/a/1KCC9vPjEOCH09RtRvw_jA~~/AAAHahA~/fFVc-LUY0fM3dHu-QTz9E2D0jcVZaIck86pYc4xdJIsM2pa6bsmXbSRl0H8VCyJ7Hv0Z71rMctfcJ_CvdLF8aMIOwJAGrISe4buSEx1Te3aJfvyf_QoNRjeYBAOR3HK5pGgzy-nIiEQdiz0LyS48Sw~~>
<https://clicks.monzo.com/f/a/d1IG23KKzDsKjrGIVgjUqw~~/AAAHahA~/MpMMI-nVFX46eQbEuHVSRoEy6Mz_pFWokdbknfwqqig5GWZmiaSDc3oETiOauUNCqzJCXQFrWYLnVAmN-eVAB3fx5SEOdGDoKyaKdocEUYvEcibpJVMQJckr0U6cLr9l>
<https://clicks.monzo.com/f/a/ZrNpdngBJ5OsYeb9sXHROQ~~/AAAHahA~/lkT3QdMtUtnU1kPDv86GVpbUGaCahgxMHWSyjhLKgDWhmVp9RkTCN9istl-24LACW0MuVZO1nh1Es-Vr20L_6tu9nFrd7jwF55bpRbsqXnM8evOpMOEB2RELQ3TqLmjw>
<https://clicks.monzo.com/q/e6h0T9RqEY8nmSmULMG2WA~~/AAAHahA~/f1bJPrjMPdPAcUJ-jk-01ktIDsMNn4SboiFiePfWGBfYsldwxrrd9V-_thSYzZLUX_0e_3r7ca9DVaM_3yJVag~~>
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<title>Monzo</title>=0A=
=0A=
</head>=0A=
=0A=
<body id=3D"body" class=3D"darkmode body body-fix" bgcolor=3D"#FFFFFF" =
style=3D"height: 100% !important;margin: 0 auto !important;padding: 0 =
!important;width: 100% !important;-webkit-text-size-adjust: =
100%;-ms-text-size-adjust: 100%;-webkit-font-smoothing: =
antialiased;word-spacing: normal;background-color:#FFFFFF;">=0A=
<div style=3D"display:none =
!important;visibility:hidden;mso-hide:all;font-size:1px;color:#ffffff;lin=
e-height:1px;max-height:0px;max-width:0px;opacity:0;overflow:hidden;">Let=
us do the worrying for you=0A=
</div>=0A=
<div style=3D"display:none =
!important;visibility:hidden;mso-hide:all;font-size:1px;color:#ffffff;lin=
e-height:1px;max-height:0px;max-width:0px;opacity:0;overflow:hidden;">=CD=
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=E2=80=8C =C2=A0 =E2=80=87 =EF=BB=BF </div>=0A=
<div role=3D"article" aria-roledescription=3D"email" =
aria-label=3D"Email from Monzo" xml:lang=3D"en" lang=3D"en">=0A=
=0A=
=0A=
<!-- Email Start -->=0A=
<table class=3D"darkmode" bgcolor=3D"#FFFFFF" cellpadding=3D"0" =
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style=3D"width:100%;">=0A=
=0A=
<!-- Email Inner Start -->=0A=
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<td align=3D"center">=0A=
<table align=3D"center" bgcolor=3D"#FFFFFF" class=3D"darkmode =
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style=3D"border-collapse:collapse;mso-table-lspace:0pt;mso-table-rspace:0=
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=0A=
<!-- Logo Start -->=0A=
<tr>=0A=
<td align=3D"center">=0A=
<table align=3D"center" class=3D"fullWidth" =
width=3D"650" border=3D"0" cellspacing=3D"0" cellpadding=3D"0" =
style=3D"border-collapse:collapse;mso-table-lspace:0pt;mso-table-rspace:0=
pt;width:650px;-webkit-text-size-adjust: 100%;-ms-text-size-adjust: =
100%;" role=3D"presentation">=0A=
<tr>=0A=
<td align=3D"center" style=3D"padding:45px 20px 30px =
20px;">=0A=
<a =
href=3D"https://clicks.monzo.com/f/a/Y6pTMICHu-hmsP_DoRB1dg~~/AAAHahA~/hM=
Norut85RxPlg6dGJ3erzBAW-osLv43pymVW6dZGQwBLqzbpPX8--H9uA_WXh4qaasFl0zvT8h=
N2cRzg1-leouHzzWkLDgqaYPKHXaK9-Q~" target=3D"_blank">=0A=
<img =
src=3D"https://cdn.braze.eu/appboy/communication/assets/image_assets/imag=
es/63243b649248f072e000e529/original.png?1663318884" border=3D"0" =
style=3D"outline:none; text- decoration:none; -ms-interpolation-mode: =
bicubic; border:none; display:block;" width=3D"113" alt=3D"Monzo">=0A=
</a>=0A=
</td>=0A=
</tr>=0A=
</table>=0A=
</td>=0A=
</tr>=0A=
<!-- Logo End -->=0A=
=0A=
<!-- Header Start -->=0A=
<tr>=0A=
<td align=3D"center">=0A=
<table align=3D"center" class=3D"fullWidth" =
width=3D"650" border=3D"0" cellspacing=3D"0" cellpadding=3D"0" =
style=3D"border-collapse:collapse;mso-table-lspace:0pt;mso-table-rspace:0=
pt;width:650px;-webkit-text-size-adjust: 100%;-ms-text-size-adjust: =
100%;" role=3D"presentation">=0A=
<tr>=0A=
<td align=3D"center" style=3D"padding:0px 20px;">=0A=
<table align=3D"center" class=3D"fullWidth" =
width=3D"610" border=3D"0" cellspacing=3D"0" cellpadding=3D"0" =
style=3D"border-collapse:collapse;mso-table-lspace:0pt;mso-table-rspace:0=
pt;width:610px;" role=3D"presentation">=0A=
<!-- Title Start -->=0A=
<tr>=0A=
<td class=3D"darkmodeFont2" align=3D"center" =
style=3D"font-family:'Oldschool', Tahoma, Arial, Helvetica, =
sans-serif;font-weight:bold;font-size:40px;line-height:46px;mso-line-heig=
ht-rule:exactly;color:#111111;text-align:center;padding:20px 0px 20px =
0px;">Holiday spending made simple =0A=
</td>=0A=
</tr>=0A=
<!-- Title End -->=0A=
<!-- Image Start -->=0A=
<tr>=0A=
<td align=3D"center">=0A=
<a =
href=3D"https://clicks.monzo.com/f/a/4kjRxzidBJbORcHsjUl8eg~~/AAAHahA~/1N=
NeW5ypstBkBTyCfnfq9N-e24seZRDhPxxgkxTA_jyTgW8-5rb2jeZ4xeL5Kd6kwcqT6DOm1Oo=
fTt1c9MQnD1Z2aeQ2lqk56jCb9YQJydNeBXDHCWM9lb8O6m9aIxML" target=3D"_blank">=0A=
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src=3D"https://cdn.braze.eu/appboy/communication/assets/image_assets/imag=
es/66462f90319d240062ed79bf/original.png?1715875727" border=3D"0" =
style=3D"outline:none; text- decoration:none; -ms-interpolation-mode: =
bicubic; border:none; display:block;width:450px;" width=3D"450" =
alt=3D"Man sitting on a sun lounger on some sand with a drink in hand.">=0A=
</a>=0A=
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<!-- Header End -->=0A=
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<!-- Intro Start -->=0A=
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<td align=3D"center" style=3D"padding:0px 20px;">=0A=
<table align=3D"center" class=3D"fullWidth" =
width=3D"570" border=3D"0" cellspacing=3D"0" cellpadding=3D"0" =
style=3D"border-collapse:collapse;mso-table-lspace:0pt;mso-table-rspace:0=
pt;width:570px;-webkit-text-size-adjust: 100%;-ms-text-size-adjust: =
100%;" role=3D"presentation">=0A=
<tr>=0A=
<td class=3D"darkmodeFont2" align=3D"center" =
style=3D"font-family:'MonzoSansR', Arial, Helvetica, =
sans-serif;font-weight:normal;font-size:16px;line-height:24px;mso-line-he=
ight-rule:exactly;color:#111111;text-align:center;padding:20px 0px 30px =
0px;">Monzo makes it easy to track your spending abroad without worrying =
about it. You can create Shared Tabs so you don't need to have those =
awkward 'have you paid me back yet?' conversations.=0A=
</td>=0A=
</tr>=0A=
</table>=0A=
</td>=0A=
</tr>=0A=
<!-- Intro End -->=0A=
=0A=
<!-- CTA Start -->=0A=
<tr>=0A=
<td align=3D"center" style=3D"padding:0px 20px 30px =
20px;">=0A=
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width=3D"280" border=3D"0" cellspacing=3D"0" cellpadding=3D"0" =
style=3D"border-collapse:collapse;mso-table-lspace:0pt;mso-table-rspace:0=
pt;width:280px;" role=3D"presentation">=0A=
<tr>=0A=
<td align=3D"center">=0A=
<table width=3D"100%" border=3D"0" cellspacing=3D"0" =
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<tr>=0A=
<td align=3D"center">=0A=
<div>=0A=
<!--[if mso]>=0A=
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xmlns:v=3D"urn:schemas-microsoft-com:vml" =
xmlns:w=3D"urn:schemas-microsoft-com:office:word" =
href=3D"https://clicks.monzo.com/f/a/4kjRxzidBJbORcHsjUl8eg~~/AAAHahA~/1N=
NeW5ypstBkBTyCfnfq9N-e24seZRDhPxxgkxTA_jyTgW8-5rb2jeZ4xeL5Kd6kwcqT6DOm1Oo=
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<![endif]-->=0A=
<a class=3D"fullWidth" =
href=3D"https://clicks.monzo.com/f/a/4kjRxzidBJbORcHsjUl8eg~~/AAAHahA~/1N=
NeW5ypstBkBTyCfnfq9N-e24seZRDhPxxgkxTA_jyTgW8-5rb2jeZ4xeL5Kd6kwcqT6DOm1Oo=
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style=3D"background-color:#218FB7;border-radius:25px;color:#ffffff;displa=
y:inline-block;font-family:'MonzoSansB', Arial, Helvetica, =
sans-serif;font-size:16px;font-weight:bold;line-height:40px;text-align:ce=
nter;text-decoration:none;width:280px;-webkit-text-size-adjust:none;">Set=
up a Shared Tab</a>=0A=
<!--[if mso]>=0A=
</center>=0A=
</v:roundrect>=0A=
<![endif]-->=0A=
</div>=0A=
</td>=0A=
</tr>=0A=
</table>=0A=
</td>=0A=
</tr>=0A=
</table>=0A=
</td>=0A=
</tr>=0A=
<!-- CTA End -->=0A=
=0A=
<!-- Module 1 Start -->=0A=
<tr>=0A=
<td align=3D"center">=0A=
<table align=3D"center" bgcolor=3D"#F2F8F3" =
class=3D"darkmode fullWidth" width=3D"650" border=3D"0" =
cellspacing=3D"0" cellpadding=3D"0" =
style=3D"border-collapse:collapse;mso-table-lspace:0pt;mso-table-rspace:0=
pt;width:650px;-webkit-text-size-adjust: 100%;-ms-text-size-adjust: =
100%;" role=3D"presentation">=0A=
<tr>=0A=
<td align=3D"center" style=3D"padding:30px =
20px 10px 20px;">=0A=
<table align=3D"center" bgcolor=3D"#FFFFFF" =
class=3D"darkmode2 fullWidth" width=3D"610" border=3D"0" =
cellspacing=3D"0" cellpadding=3D"0" =
style=3D"border-collapse:collapse;mso-table-lspace:0pt;mso-table-rspace:0=
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<tr>=0A=
<td align=3D"center" class=3D"mPad2" =
style=3D"padding:20px 0px;">=0A=
<table align=3D"center" =
class=3D"fullWidth" width=3D"570" border=3D"0" cellspacing=3D"0" =
cellpadding=3D"0" =
style=3D"border-collapse:collapse;mso-table-lspace:0pt;mso-table-rspace:0=
pt;width:570px;" role=3D"presentation">=0A=
<tr>=0A=
<td align=3D"center">=0A=
<table align=3D"left" =
class=3D"fullWidth" width=3D"200" border=3D"0" cellspacing=3D"0" =
cellpadding=3D"0" =
style=3D"border-collapse:collapse;mso-table-lspace:0pt;mso-table-rspace:0=
pt; width:200px;float:left;" role=3D"presentation">=0A=
<!-- Image Start -->=0A=
<tr>=0A=
<td align=3D"center">=0A=
<a href=3D"#" =
target=3D"_blank">=0A=
<img =
src=3D"https://cdn.braze.eu/appboy/communication/assets/image_assets/imag=
es/66326ae31686e0505bd55e46/original.png?1714580194" border=3D"0" =
style=3D"outline:none; text- decoration:none; -ms-interpolation-mode: =
bicubic; border:none; display:block; width:200px;" width=3D"200" =
alt=3D"2 shared tabs split between various people for Accommodation and =
Holiday showing how much you're owed and how much you owe others on =
each.">=0A=
</a>=0A=
</td>=0A=
</tr>=0A=
<!-- Image End -->=0A=
</table>=0A=
<!--[if =
mso]></td><td><![endif]-->=0A=
<table align=3D"left" =
class=3D"fullWidth" width=3D"20" border=3D"0" cellspacing=3D"0" =
cellpadding=3D"0" =
style=3D"border-collapse:collapse;mso-table-lspace:0pt;mso-table-rspace:0=
pt;width:20px;float:left;" role=3D"presentation">=0A=
<tr>=0A=
<td>=0A=
=0A=
</td>=0A=
</tr>=0A=
</table>=0A=
<!--[if mso]></td><td =
valign=3D"top"><![endif]-->=0A=
<table align=3D"left" =
class=3D"fullWidth" width=3D"350" border=3D"0" cellspacing=3D"0" =
cellpadding=3D"0" =
style=3D"border-collapse:collapse;mso-table-lspace:0pt;mso-table-rspace:0=
pt;width:350px;float:left;" role=3D"presentation">=0A=
<!-- Title Start -->=0A=
<tr>=0A=
<td class=3D"darkmodeFont2 =
textCenter tPad-0" align=3D"center" style=3D"font-family:'Oldschool', =
Tahoma, Arial, Helvetica, =
sans-serif;font-weight:bold;font-size:18px;line-height:26px;mso-line-heig=
ht-rule:exactly;color:#111111;text-align:left;padding:40px 0px 0px =
0px;">Split the bill with little stress=0A=
</td>=0A=
</tr>=0A=
<!-- Title End -->=0A=
<!-- Copy Start -->=0A=
<tr>=0A=
<td class=3D"darkmodeFont1 =
textCenter" align=3D"center" style=3D"font-family:'MonzoSansR', Arial, =
Helvetica, =
sans-serif;font-weight:normal;font-size:14px;line-height:22px;mso-line-he=
ight-rule:exactly;color:#111111;text-align:left;padding:10px 0px 0px =
0px;">Monzo makes it easy to track your spending abroad. You can also =
stay on top of group expenses with Shared Tabs =E2=80=93 and when you're =
ready to settle up, we'll do the maths.=0A=
</td>=0A=
</tr>=0A=
<!-- Copy End -->=0A=
</table>=0A=
</td>=0A=
</tr>=0A=
</table>=0A=
</td>=0A=
</tr>=0A=
</table>=0A=
</td>=0A=
</tr>=0A=
</table>=0A=
</td>=0A=
</tr>=0A=
<!-- Module 1 End -->=0A=
=0A=
<!-- Module 2 Start -->=0A=
<tr>=0A=
<td align=3D"center">=0A=
<table align=3D"center" bgcolor=3D"#F2F8F3" =
class=3D"darkmode fullWidth" width=3D"650" border=3D"0" =
cellspacing=3D"0" cellpadding=3D"0" =
style=3D"border-collapse:collapse;mso-table-lspace:0pt;mso-table-rspace:0=
pt;width:650px;-webkit-text-size-adjust: 100%;-ms-text-size-adjust: =
100%;" role=3D"presentation">=0A=
<tr>=0A=
<td align=3D"center" style=3D"padding:10px =
20px 10px 20px;">=0A=
<table align=3D"center" bgcolor=3D"#FFFFFF" =
class=3D"darkmode2 fullWidth" width=3D"610" border=3D"0" =
cellspacing=3D"0" cellpadding=3D"0" =
style=3D"border-collapse:collapse;mso-table-lspace:0pt;mso-table-rspace:0=
pt;width:610px;border-radius:20px;" role=3D"presentation">=0A=
<tr>=0A=
<td align=3D"center" class=3D"mPad2" =
style=3D"padding:20px 0px;">=0A=
<table align=3D"center" =
class=3D"fullWidth" width=3D"570" border=3D"0" cellspacing=3D"0" =
cellpadding=3D"0" =
style=3D"border-collapse:collapse;mso-table-lspace:0pt;mso-table-rspace:0=
pt;width:570px;" role=3D"presentation">=0A=
<tr>=0A=
<td align=3D"center">=0A=
<table align=3D"left" =
class=3D"fullWidth" width=3D"350" border=3D"0" cellspacing=3D"0" =
cellpadding=3D"0" =
style=3D"border-collapse:collapse;mso-table-lspace:0pt;mso-table-rspace:0=
pt;width:350px;float:left;" role=3D"presentation">=0A=
<!-- Mobile Image Start -->=0A=
<!--[if !mso]><!-->=0A=
<tr>=0A=
<td>=0A=
<div =
class=3D"showMobile" =
style=3D"display:none;max-height:0px;max-width:0;overflow:hidden;">=0A=
<table align=3D"right" =
class=3D"fullWidth" width=3D"240" border=3D"0" cellspacing=3D"0" =
cellpadding=3D"0" =
style=3D"border-collapse:collapse;mso-table-lspace:0pt;mso-table-rspace:0=
pt;width:240px;" role=3D"presentation">=0A=
<tr>=0A=
<td =
align=3D"center" style=3D"padding:0px 0px 20px 0px;">=0A=
<a href=3D"#" =
target=3D"_blank">=0A=
<img =
src=3D"https://cdn.braze.eu/appboy/communication/assets/image_assets/imag=
es/66326ae3587d24567a5b7072/original.png?1714580194" border=3D"0" =
style=3D"outline:none; text- decoration:none; -ms-interpolation-mode: =
bicubic; border:none; display:block;width:200px;" width=3D"200" =
alt=3D"In-app snippet of a travel summary showing where you travelled, =
how much was spent in total and average daily spend.">=0A=
</a>=0A=
</td>=0A=
</tr>=0A=
</table>=0A=
</div>=0A=
</td>=0A=
</tr>=0A=
<!--<![endif]-->=0A=
<!-- Mobile Image End -->=0A=
<!-- Title Start -->=0A=
<tr>=0A=
<td class=3D"darkmodeFont2 =
textCenter tPad-0" align=3D"center" style=3D"font-family:'Oldschool', =
Tahoma, Arial, Helvetica, =
sans-serif;font-weight:bold;font-size:18px;line-height:26px;mso-line-heig=
ht-rule:exactly;color:#111111;text-align:left;padding:50px 0px 0px =
0px;">Stay on top of your spending=0A=
</td>=0A=
</tr>=0A=
<!-- Title End -->=0A=
<!-- Copy Start -->=0A=
<tr>=0A=
<td class=3D"darkmodeFont1 =
textCenter" align=3D"center" style=3D"font-family:'MonzoSansR', Arial, =
Helvetica, =
sans-serif;font-weight:normal;font-size:14px;line-height:22px;mso-line-he=
ight-rule:exactly;color:#111111;text-align:left;padding:10px 0px 0px =
0px;">Categorise your transactions as 'holidays' and we'll show you how =
much you've spent during and after your trip.=0A=
</td>=0A=
</tr>=0A=
<!-- Copy End -->=0A=
</table>=0A=
<!--[if =
mso]></td><td><![endif]-->=0A=
<table align=3D"left" =
class=3D"displayNone" width=3D"20" border=3D"0" cellspacing=3D"0" =
cellpadding=3D"0" =
style=3D"border-collapse:collapse;mso-table-lspace:0pt;mso-table-rspace:0=
pt;width:20px;float:left;" role=3D"presentation">=0A=
<tr>=0A=
<td>=0A=
=0A=
</td>=0A=
</tr>=0A=
</table>=0A=
<!--[if mso]></td><td =
valign=3D"top"><![endif]-->=0A=
<table align=3D"left" =
class=3D"displayNone" width=3D"200" border=3D"0" cellspacing=3D"0" =
cellpadding=3D"0" =
style=3D"border-collapse:collapse;mso-table-lspace:0pt;mso-table-rspace:0=
pt; width:200px;float:left;" role=3D"presentation">=0A=
<!-- Desktop Image Start -->=0A=
<tr>=0A=
<td align=3D"center">=0A=
<a =
href=3D"https://clicks.monzo.com/f/a/zv5jMQWDZa9F8KJQNHuISA~~/AAAHahA~/HD=
uTkxITDDpQxKBrGtDRK7FbmNAvPVT8grrR9W3WqVIVV_H-76pZDaFZneT_sRArLkRN0mrJorj=
6aVpGJdaBu0V1lerTWjDw56FJYKl_xuRbE7moPS2DOB8sTjY1ATzvQrYHKm8d0YQz9G5bEgpv=
Rw~~" target=3D"_blank">=0A=
<img =
src=3D"https://cdn.braze.eu/appboy/communication/assets/image_assets/imag=
es/66326ae3587d24567a5b7072/original.png?1714580194" border=3D"0" =
style=3D"outline:none; text- decoration:none; -ms-interpolation-mode: =
bicubic; border:none; display:block; width:200px;" width=3D"200" =
alt=3D"In-app snippet of a travel summary showing where you travelled, =
how much was spent in total and average daily spend.">=0A=
</a>=0A=
</td>=0A=
</tr>=0A=
<!-- Desktop Image End -->=0A=
</table>=0A=
</td>=0A=
</tr>=0A=
</table>=0A=
</td>=0A=
</tr>=0A=
</table>=0A=
</td>=0A=
</tr>=0A=
</table>=0A=
</td>=0A=
</tr>=0A=
<!-- Module 2 End -->=0A=
=0A=
<!-- Module 3 Start -->=0A=
<tr>=0A=
<td align=3D"center">=0A=
<table align=3D"center" bgcolor=3D"#F2F8F3" =
class=3D"darkmode fullWidth" width=3D"650" border=3D"0" =
cellspacing=3D"0" cellpadding=3D"0" =
style=3D"border-collapse:collapse;mso-table-lspace:0pt;mso-table-rspace:0=
pt;width:650px;-webkit-text-size-adjust: 100%;-ms-text-size-adjust: =
100%;" role=3D"presentation">=0A=
<tr>=0A=
<td align=3D"center" style=3D"padding:10px =
20px 20px 20px;">=0A=
<table align=3D"center" bgcolor=3D"#FFFFFF" =
class=3D"darkmode2 fullWidth" width=3D"610" border=3D"0" =
cellspacing=3D"0" cellpadding=3D"0" =
style=3D"border-collapse:collapse;mso-table-lspace:0pt;mso-table-rspace:0=
pt;width:610px;border-radius:20px;" role=3D"presentation">=0A=
<tr>=0A=
<td align=3D"center" class=3D"mPad2" =
style=3D"padding:20px 0px;">=0A=
<table align=3D"center" =
class=3D"fullWidth" width=3D"570" border=3D"0" cellspacing=3D"0" =
cellpadding=3D"0" =
style=3D"border-collapse:collapse;mso-table-lspace:0pt;mso-table-rspace:0=
pt;width:570px;" role=3D"presentation">=0A=
<tr>=0A=
<td align=3D"center">=0A=
<table align=3D"left" =
class=3D"fullWidth" width=3D"200" border=3D"0" cellspacing=3D"0" =
cellpadding=3D"0" =
style=3D"border-collapse:collapse;mso-table-lspace:0pt;mso-table-rspace:0=
pt; width:200px;float:left;" role=3D"presentation">=0A=
<!-- Image Start -->=0A=
<tr>=0A=
<td align=3D"center">=0A=
<a href=3D"#" =
target=3D"_blank">=0A=
<img =
src=3D"https://cdn.braze.eu/appboy/communication/assets/image_assets/imag=
es/66326ae33531a6583240b1d7/original.png?1714580194" border=3D"0" =
style=3D"outline:none; text- decoration:none; -ms-interpolation-mode: =
bicubic; border:none; display:block; width:200px;" width=3D"200" =
alt=3D"A Holiday Funds Pot being edited, with options to rename, set a =
goal and to Lock this Pot.">=0A=
</a>=0A=
</td>=0A=
</tr>=0A=
<!-- Image End -->=0A=
</table>=0A=
<!--[if =
mso]></td><td><![endif]-->=0A=
<table align=3D"left" =
class=3D"fullWidth" width=3D"20" border=3D"0" cellspacing=3D"0" =
cellpadding=3D"0" =
style=3D"border-collapse:collapse;mso-table-lspace:0pt;mso-table-rspace:0=
pt;width:20px;float:left;" role=3D"presentation">=0A=
<tr>=0A=
<td>=0A=
=0A=
</td>=0A=
</tr>=0A=
</table>=0A=
<!--[if mso]></td><td =
valign=3D"top"><![endif]-->=0A=
<table align=3D"left" =
class=3D"fullWidth" width=3D"350" border=3D"0" cellspacing=3D"0" =
cellpadding=3D"0" =
style=3D"border-collapse:collapse;mso-table-lspace:0pt;mso-table-rspace:0=
pt;width:350px;float:left;" role=3D"presentation">=0A=
<!-- Title Start -->=0A=
<tr>=0A=
<td class=3D"darkmodeFont2 =
textCenter tPad-0" align=3D"center" style=3D"font-family:'Oldschool', =
Tahoma, Arial, Helvetica, =
sans-serif;font-weight:bold;font-size:18px;line-height:26px;mso-line-heig=
ht-rule:exactly;color:#111111;text-align:left;padding:50px 0px 0px =
0px;">Set money aside for your next holiday=0A=
</td>=0A=
</tr>=0A=
<!-- Title End -->=0A=
<!-- Copy Start -->=0A=
<tr>=0A=
<td class=3D"darkmodeFont1 =
textCenter" align=3D"center" style=3D"font-family:'MonzoSansR', Arial, =
Helvetica, =
sans-serif;font-weight:normal;font-size:14px;line-height:22px;mso-line-he=
ight-rule:exactly;color:#111111;text-align:left;padding:10px 0px 0px =
0px;">Put your holiday money into a Pot and keep it apart from your main =
balance. You can even hide or lock it so you don't dip into it before =
you leave.=0A=
</td>=0A=
</tr>=0A=
<!-- Copy End -->=0A=
</table>=0A=
</td>=0A=
</tr>=0A=
</table>=0A=
</td>=0A=
</tr>=0A=
</table>=0A=
</td>=0A=
</tr>=0A=
</table>=0A=
</td>=0A=
</tr>=0A=
<!-- Module 3 End -->=0A=
=0A=
<!-- CTA Start -->=0A=
<tr bgcolor=3D"#F2F8F3" class=3D"darkmode">=0A=
<td align=3D"center" style=3D"padding:10px 20px 30px =
20px;">=0A=
<table align=3D"center" class=3D"fullWidth" =
width=3D"280" border=3D"0" cellspacing=3D"0" cellpadding=3D"0" =
style=3D"border-collapse:collapse;mso-table-lspace:0pt;mso-table-rspace:0=
pt;width:280px;" role=3D"presentation">=0A=
<tr>=0A=
<td align=3D"center">=0A=
<table width=3D"100%" border=3D"0" cellspacing=3D"0" =
cellpadding=3D"0">=0A=
<tr>=0A=
<td align=3D"center">=0A=
<div>=0A=
<!--[if mso]>=0A=
<v:roundrect =
xmlns:v=3D"urn:schemas-microsoft-com:vml" =
xmlns:w=3D"urn:schemas-microsoft-com:office:word" =
href=3D"https://clicks.monzo.com/f/a/4kjRxzidBJbORcHsjUl8eg~~/AAAHahA~/1N=
NeW5ypstBkBTyCfnfq9N-e24seZRDhPxxgkxTA_jyTgW8-5rb2jeZ4xeL5Kd6kwcqT6DOm1Oo=
fTt1c9MQnD1Z2aeQ2lqk56jCb9YQJydNeBXDHCWM9lb8O6m9aIxML" =
style=3D"height:40px;v-text-anchor:middle;width:280px;" arcsize=3D"63%" =
stroke=3D"f" fillcolor=3D"#218FB7">=0A=
<w:anchorlock/>=0A=
<center>=0A=
<![endif]-->=0A=
<a class=3D"fullWidth" =
href=3D"https://clicks.monzo.com/f/a/4kjRxzidBJbORcHsjUl8eg~~/AAAHahA~/1N=
NeW5ypstBkBTyCfnfq9N-e24seZRDhPxxgkxTA_jyTgW8-5rb2jeZ4xeL5Kd6kwcqT6DOm1Oo=
fTt1c9MQnD1Z2aeQ2lqk56jCb9YQJydNeBXDHCWM9lb8O6m9aIxML" target=3D"_blank" =
style=3D"background-color:#218FB7;border-radius:25px;color:#ffffff;displa=
y:inline-block;font-family:'MonzoSansB', Arial, Helvetica, =
sans-serif;font-size:16px;font-weight:bold;line-height:40px;text-align:ce=
nter;text-decoration:none;width:280px;-webkit-text-size-adjust:none;">Set=
up a Shared Tab</a>=0A=
<!--[if mso]>=0A=
</center>=0A=
</v:roundrect>=0A=
<![endif]-->=0A=
</div>=0A=
</td>=0A=
</tr>=0A=
</table>=0A=
</td>=0A=
</tr>=0A=
</table>=0A=
</td>=0A=
</tr>=0A=
<!-- CTA End -->=0A=
=0A=
=0A=
=0A=
<!-- Need help? Start -->=0A=
<tr>=0A=
<td align=3D"center">=0A=
<table align=3D"center" bgcolor=3D"#FFFFFF" =
class=3D"darkmode fullWidth" width=3D"650" border=3D"0" =
cellspacing=3D"0" cellpadding=3D"0" =
style=3D"border-collapse:collapse;mso-table-lspace:0pt;mso-table-rspace:0=
pt;width:650px;-webkit-text-size-adjust: 100%;-ms-text-size-adjust: =
100%;" role=3D"presentation">=0A=
<tr>=0A=
<td align=3D"center" class=3D"darkmodeFont2" =
style=3D"font-family:'Oldschool', Tahoma, Arial, Helvetica, =
sans-serif;font-weight:bold;font-size:24px;line-height:32px;mso-line-heig=
ht-rule:exactly;color:#111111;text-align:center;padding:30px 20px 30px =
20px;">=0A=
Need help?=0A=
</td>=0A=
</tr>=0A=
<tr>=0A=
<td align=3D"center" style=3D"padding:0px 0px 30px =
0px;">=0A=
<table align=3D"center" class=3D"fullWidth" =
width=3D"610" border=3D"0" cellspacing=3D"0" cellpadding=3D"0" =
style=3D"border-collapse:collapse;mso-table-lspace:0pt;mso-table-rspace:0=
pt;width:610px;" role=3D"presentation">=0A=
<tr>=0A=
<td align=3D"center">=0A=
<table align=3D"left" class=3D"fullWidth" =
width=3D"192" border=3D"0" cellspacing=3D"0" ellpadding=3D"0" =
style=3D"border-collapse:collapse;mso-table-lspace:0pt;mso-table-rspace:0=
pt;width:192px;float:left;" role=3D"presentation">=0A=
<tr>=0A=
<td align=3D"center">=0A=
<table class=3D"darkmode2" =
align=3D"center" bgcolor=3D"#F2F8F3" width=3D"192" border=3D"0" =
cellspacing=3D"0" cellpadding=3D"0" =
style=3D"border-collapse:collapse;mso-table-lspace:0pt;mso-table-rspace:0=
pt;width:192px;border-radius:10px;" role=3D"presentation">=0A=
<tr>=0A=
<td width=3D"45" align=3D"left" =
style=3D"padding:20px 0px 20px 15px;width:40px;">=0A=
<a =
href=3D"https://clicks.monzo.com/f/a/yj7-t4GM0EVb5wV2LvGHNw~~/AAAHahA~/8m=
_sxAqPlFUOFuOizXL3-6LZpULbopFg7fh_Ksd5q4tH5PSp_003DmZ2KwqPRHeX13ZKryTQLei=
cMbHGCSCP4Jl-H29Eo13ACy0LjtC4W9JdPzYUcJ86zTDqoUwQKYJyYomD0kAqs9DdJokTBkNI=
J8W2GSzxEkliPd3T5a000Wk~">=0A=
<img =
src=3D"https://cdn.braze.eu/appboy/communication/assets/image_assets/imag=
es/642aa10ccb770f40a23c3f1c/original.png?1680515340" border=3D"0" =
style=3D"outline:none; text- decoration:none; -ms-interpolation-mode: =
bicubic; border:none; display:block;width:30px;" width=3D"30" alt=3D"">=0A=
</a>=0A=
</td>=0A=
<td class=3D"darkmodeFont1" =
align=3D"left" style=3D"font-family:'MonzoSansB', Arial, Helvetica, =
sans-serif;font-weight:bold;font-size:14px;line-height:20px;mso-line-heig=
ht-rule:exactly;color:#111111;text-align:left;padding:0px 0px 0px 10px;">=0A=
<a =
href=3D"https://clicks.monzo.com/f/a/yj7-t4GM0EVb5wV2LvGHNw~~/AAAHahA~/8m=
_sxAqPlFUOFuOizXL3-6LZpULbopFg7fh_Ksd5q4tH5PSp_003DmZ2KwqPRHeX13ZKryTQLei=
cMbHGCSCP4Jl-H29Eo13ACy0LjtC4W9JdPzYUcJ86zTDqoUwQKYJyYomD0kAqs9DdJokTBkNI=
J8W2GSzxEkliPd3T5a000Wk~" target=3D"_blank" class=3D"darkmodeFont1" =
style=3D"color:#111111;text-decoration:none;">Your =
account<br>details</a> =0A=
</td>=0A=
</tr>=0A=
</table>=0A=
</td>=0A=
</tr>=0A=
</table>=0A=
<!--[if mso]></td><td><![endif]-->=0A=
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<tr>=0A=
<td width=3D"45" align=3D"left" =
style=3D"padding:20px 0px 20px 15px;width:40px;">=0A=
<a =
href=3D"https://clicks.monzo.com/f/a/7HBVqQC0ni2_fqXrW4DAZA~~/AAAHahA~/dC=
0AaFAuuc-jLTgzm-S_VziFc7ymGv8VnZLmCR90ogatbPMRbqNK7QXea2GzGybbyzhq240Szhj=
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Rg~~">=0A=
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es/642aa1bb3110356bfeadd9d4/original.png?1680515515" border=3D"0" =
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0w~~" target=3D"_blank" class=3D"darkmodeFont1" =
style=3D"color:#111111;text-decoration:none;">Help with<br>payments</a>=0A=
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</td>=0A=
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<!--[if mso]></td><td><![endif]-->=0A=
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<td width=3D"45" align=3D"left" =
style=3D"padding:20px 0px 20px 15px;width:40px;">=0A=
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align=3D"left" style=3D"font-family:'MonzoSansB', Arial, Helvetica, =
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ht-rule:exactly;color:#111111;text-align:left;padding:0px 0px 0px 10px;">=0A=
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class=3D"darkmodeFont1" =
style=3D"color:#111111;text-decoration:none;">Your terms =
and<br>conditions</a>=0A=
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</td>=0A=
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<td align=3D"center" style=3D"padding:40px 0px 30px =
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