HEX
Server: Microsoft-IIS/10.0
System: Windows NT ITPWINWEBSVR22 10.0 build 20348 (Windows Server 2022) AMD64
User: www.conferencesearch.co.uk (0)
PHP: 8.3.30
Disabled: NONE
Upload Files
File: D:/hMailServer/Data/sarahharvey.com/bob/65/{658EAD64-844F-4B62-99D7-016FB91D8AA8}.eml
Received: from c06snj913 (10.54.139.117) by mail02.CommercialEmails.lloydsbank.com id hp1k1e38sdks for <bob@sarahharvey.com>; Wed, 5 Mar 2025 10:04:55 -0500 (envelope-from <bounce@commercialemails.lloydsbank.com>)
Received: from mail02.CommercialEmails.lloydsbank.com (mail02.CommercialEmails.lloydsbank.com [141.145.13.30])
	by mail.itpartnership.com with ESMTPS
	(version=TLSv1.3 cipher=TLS_AES_256_GCM_SHA384 bits=256)
	; Wed, 5 Mar 2025 15:04:56 +0000
Reply-To: "Lloyds Bank" <autoreplylbg@lloydsbank.co.uk>
From: "Lloyds Bank" <info@commercialemails.lloydsbank.com>
To: <bob@sarahharvey.com>
Subject: A fresh mix of insight, info, and support for your business
Date: Wed, 5 Mar 2025 15:04:55 -0000
Message-ID: <5817748586394542afa63aefc630f7a2@1705133317>
MIME-Version: 1.0
Content-Type: multipart/alternative;
	boundary="----=_NextPart_000_03CA_01DB8DEA.3FC01C20"
X-Mailer: Microsoft Outlook 16.0
x-cid: 803-2192
Thread-Index: AQK1uDF60HsDr88laKbzw6COs5r17Q==
X-Binding: 1705133317
X-elqSiteID: 1705133317
X-elqPod: 0xD333BE27328013FA3318FCF529F5FBA05331E75ED12A32B3AD23F02222B9EE37
X-OlkEid: 00000000CC09373165EA424894A88D7C135300090700C3B68E10F77511CEB4CD00AA00BBB6E600000000000B0000F3CAA7D39DC9FE498D8F5D237175EB78000000003C3B000022B5D596C01EF443BACBCAC7AFD53809

This is a multipart message in MIME format.

------=_NextPart_000_03CA_01DB8DEA.3FC01C20
Content-Type: text/plain;
	charset="utf-8"
Content-Transfer-Encoding: 8bit



  <https://image.CommercialEmails.lloydsbank.com/EloquaImages/clients/LloydsBankingGroup/%7B30e7cef2-9ac7-40fb-bd53-1a69b0c3f299%7D_header_icon_DM.png>
  <https://image.CommercialEmails.lloydsbank.com/EloquaImages/clients/LloydsBankingGroup/%7Bce69d53d-a125-437c-b19c-f12f939941fb%7D_header_icon_fill_calmgreen.png> 
We want you to recognise a fraudulent email if you receive one, so we will 
always include the last four digits of your bank account number: 3506 <https://link.commercialemails.lloydsbank.com/e/er?s=1705133317&lid=3815&el 
qTrackId=e24ca6f735a449aababefa5e6e46c9ea&elq=5817748586394542afa63aefc630f7a2&elqaid=2192&elqat=1&elqcst=272&elqcsid=5414&elqak=8AF597E207CBDAC7151B12CE35EA3EC8C263A11754903BD58A88361C571C8F662F58>
 <https://link.commercialemails.lloydsbank.com/e/er?s=1705133317&lid=3815&elqTrackId=1007af8c3b8f4c8e8382996371f2688c&elq=5817748586394542afa63aefc630f7a2&elqaid=2192&elqat=1&elqcst=272&elqcsid=5414&elqak=8AF5ECA2C445A43FA0FB2D0FD7008FDE98C6A11754903BD58A88361C571C8F662F58> 
<https://link.commercialemails.lloydsbank.com/e/er?s=1705133317&lid=3815&elqTrackId=e022f547809c4c8dbf1c2dfb2d4a5ee3&elq=5817748586394542afa63aefc630f7a2&elqaid=2192&elqat=1&elqcst=272&elqcsid=5414&elqak=8AF54D6C9EBC07438EFE8D48570E13E8703CA11754903BD58A88361C571C8F662F58>
 <https://link.commercialemails.lloydsbank.com/e/er?s=1705133317&lid=3815&elqTrackId=b74a4d44130240e5ad44318a5dedb292&elq=5817748586394542afa63aefc630f7a2&elqaid=2192&elqat=1&elqcst=272&elqcsid=5414&elqak=8AF5C8B271EE420CCB0C7BD691FAE1C2C010A11754903BD58A88361C571C8F662F58>

  <https://image.CommercialEmails.lloydsbank.com/EloquaImages/clients/LloydsBankingGroup2/%7B789f0477-e2fe-4101-b602-97fcf051eefa%7D_white-real-estate-2.png>

Tech report - West MidlandsLearn 
more about the potential for AI-driven growth and innovation across various 
industries in the West Midlands, and get insights on its ecosystem players, 
funding landscape, strengths, challenges, and opportunities.Read report 
<https://link.commercialemails.lloydsbank.com/e/er?s=1705133317&lid=3715&elqTrackId=355423f15bf44243b11b783071a4f883&elq=5817748586394542afa63aefc630f7a2&elqaid=2192&elqat=1&elqcst=272&elqcsid=5743&elqak=8AF5EA23D6234D3B3814C343BF5916BD92F9A11754903BD58A88361C571C8F662F58>



  <https://image.CommercialEmails.lloydsbank.com/EloquaImages/clients/LloydsBankingGroup2/%7B4383efee-0a1e-4645-ba1f-2bdb016b08e1%7D_ceop-feb-25-o4b-1.png>
Forgotten your PIN?If 
you've forgotten your Debit Card PIN, just logon to the app and check it 
there.


How to see your PIN 
<https://link.commercialemails.lloydsbank.com/e/er?s=1705133317&lid=3711&elqTrackId=f2001862126f4d888e68b272755fd4d5&elq=5817748586394542afa63aefc630f7a2&elqaid=2192&elqat=1&elqcst=272&elqcsid=10709&elqak=8AF5E796A17913CA543AD1C1147E987A7510A11754903BD58A88361C571C8F662F58>


  <https://image.CommercialEmails.lloydsbank.com/EloquaImages/clients/LloydsBankingGroup2/%7B5eeea0c7-6c73-46a4-bb7d-eaafc6d98a83%7D_ceop-feb-25-o4b-2.png>
Your digital APPetiteYou 
can do so much using our app, from making payments and depositing cheques, 
to checking your PIN and approving purchases.More on the app 
<https://link.commercialemails.lloydsbank.com/e/er?s=1705133317&lid=3712&elqTrackId=73aa8c98666c4ca6875d68d08bda921c&elq=5817748586394542afa63aefc630f7a2&elqaid=2192&elqat=1&elqcst=272&elqcsid=10709&elqak=8AF5E6A4D204C9497B502782AC59A8CA60F6A11754903BD58A88361C571C8F662F58>

  <https://image.CommercialEmails.lloydsbank.com/EloquaImages/clients/LloydsBankingGroup2/%7Bbe1b35d8-9465-42cf-9778-e2f1026f9425%7D_disabled_businesses.png>

Removing the barriers to borrowingThere's 
now a dedicated hub for disabled-led businessses, helping them access 
finance, and offering mentoring from supportive organisations and schemes.Visit the hub 
<https://link.commercialemails.lloydsbank.com/e/er?s=1705133317&lid=3713&elqTrackId=3cda0bab633b4f2c8ed694a37e845a07&elq=5817748586394542afa63aefc630f7a2&elqaid=2192&elqat=1&elqcst=272&elqcsid=6758&elqak=8AF5A36A0E0057949575B5FFEE8AA8A56C67A11754903BD58A88361C571C8F662F58>

  <https://image.CommercialEmails.lloydsbank.com/EloquaImages/clients/LloydsBankingGroup2/%7B52262f0a-ca41-46c4-8ddb-6974f4ff1725%7D_white-security-2.png>

Keeping your business safeDo 
you and your staff know how to avoid fraudsters? Our guides take a closer 
look at how scams work, so you can better protect your business.Protect against fraud 
<https://link.commercialemails.lloydsbank.com/e/er?s=1705133317&lid=3714&elqTrackId=1789f2b328c94a478ea91e8b6d81bc93&elq=5817748586394542afa63aefc630f7a2&elqaid=2192&elqat=1&elqcst=272&elqcsid=5291&elqak=8AF52B1E6976E7FB8611AA96D8B4C9C4B39DA11754903BD58A88361C571C8F662F58>

I hope you found this latest mix of help and guidance useful.Simon 
Kenyon, Managing Director, Digital Banking <https://link.commercialemails.lloydsbank.com/e/er?s=1705133317&lid=3752&elqTrackId=f37204d4c12c479997de9ab111a83e5a&elq=5817748586394542afa63aefc630f7a2&elqaid=2192&elqat=1&elqcst=272&elqcsid=7136&elqak=8AF592F324EA2F88B8CC2A772A5877C8FB27A11754903BD58A88361C571C8F662F58>



 <https://link.commercialemails.lloydsbank.com/e/er?s=1705133317&lid=3751&elqTrackId=35119e7417164e43a0f1ecf1d537b22f&elq=5817748586394542afa63aefc630f7a2&elqaid=2192&elqat=1&elqcst=272&elqcsid=7136&elqak=8AF5841261AB4317FF7D4A06A4C5A18927F0A11754903BD58A88361C571C8F662F58> 
Contact Us  	    |
 <https://link.commercialemails.lloydsbank.com/e/er?s=1705133317&lid=3750&elqTrackId=610316d39d5e4aa49648b8db45e8054b&elq=5817748586394542afa63aefc630f7a2&elqaid=2192&elqat=1&elqcst=272&elqcsid=7136&elqak=8AF5C7214CD5551572464B34CF933DEC11C7A11754903BD58A88361C571C8F662F58> 
Privacy Policy  	    |
 <https://link.commercialemails.lloydsbank.com/e/er?s=1705133317&lid=3749&elqTrackId=2f779f56f304497bb74f8009d17437da&elq=5817748586394542afa63aefc630f7a2&elqaid=2192&elqat=1&elqcst=272&elqcsid=7136&elqak=8AF5F467AA330D21939C26EC075B626B6A2EA11754903BD58A88361C571C8F662F58> 
Email Security


 <https://link.commercialemails.lloydsbank.com/e/er?s=1705133317&lid=3748&elqTrackId=4814028646894d43954522d1e08d1f7e&elq=5817748586394542afa63aefc630f7a2&elqaid=2192&elqat=1&elqcst=272&elqcsid=7136&elqak=8AF5DC25DA988CCCB654145BB13BF23F0D19A11754903BD58A88361C571C8F662F58> 
<https://link.commercialemails.lloydsbank.com/e/er?s=1705133317&lid=3747&elqTrackId=9e2d91173560487e923fcf4b89e6d084&elq=5817748586394542afa63aefc630f7a2&elqaid=2192&elqat=1&elqcst=272&elqcsid=7136&elqak=8AF5BF62F9CD5E2F8D2A3ABFE7717B4F8728A11754903BD58A88361C571C8F662F58> 
<https://link.commercialemails.lloydsbank.com/e/er?s=1705133317&lid=3746&elqTrackId=357c4cd4d1b44c2d94b52b45a9ee36ea&elq=5817748586394542afa63aefc630f7a2&elqaid=2192&elqat=1&elqcst=272&elqcsid=7136&elqak=8AF5E7DCC9862A8D8CF4C047CE5658A892C2A11754903BD58A88361C571C8F662F58> 
<https://link.commercialemails.lloydsbank.com/e/er?s=1705133317&lid=3745&elqTrackId=6997a391119f4b5686a3e19def694ba1&elq=5817748586394542afa63aefc630f7a2&elqaid=2192&elqat=1&elqcst=272&elqcsid=7136&elqak=8AF585B49B25AE4C25159631CE2623B2C5FBA11754903BD58A88361C571C8F662F58>
Security Information
Please note that Lloyds Bank NEVER send emails that ask for confidential or 
security information. We’ll never send you an email asking for your log on 
details, or direct you to a webpage that asks for this information. Visit 
our online security pages 
<https://link.commercialemails.lloydsbank.com/e/er?s=1705133317&lid=3784&elqTrackId=5e355cb42c33411b93ff49a85c71e454&elq=5817748586394542afa63aefc630f7a2&elqaid=2192&elqat=1&elqcst=272&elqcsid=7134&elqak=8AF52FFAE587F9FE42851AD3106D72B54975A11754903BD58A88361C571C8F662F58> 
for more details. Please note that any data sent via e-mail is not secure 
and could be read by others.If 
you no longer wish to receive any marketing communications from Lloyds Bank 
using this email address please click here 
<https://links.commercialemails.lloydsbank.com/unsubscribe?utm_campaign=LB_BB_Dec24_Footer_CEP&utm_content=Unsubscribe&utm_source=outbound_marketing&utm_medium=Email&pid=679103726&brand=LTB&camp=CEPMAR2025&elqTrackId=7abeb90457dc4e59bc204629772c528a&elq=5817748586394542afa63aefc630f7a2&elqaid=2192&elqat=1&elqCampaignId=803&elqcst=272&elqcsid=5143&elqak=8AF5A0D54928A3951DA739B2913E2BE11A0DA11754903BD58A88361C571C8F662F58> 
.
Our service promise
Please let us know if you have a problem – we’re here to help. See our 
complaints process on our ‘Help & Support’ page at: 
lloydsbank.com/business/complaint 
<https://link.commercialemails.lloydsbank.com/e/er?s=1705133317&lid=3798&elqTrackId=d0889457564a4379b368051f07afebf1&elq=5817748586394542afa63aefc630f7a2&elqaid=2192&elqat=1&elqcst=272&elqcsid=7138&elqak=8AF55FBF4FB91CCA29F1300E4C548110468EA11754903BD58A88361C571C8F662F58>

To help us improve the emails we send you, we collect basic information from 
your device such as when they are opened. For more information please read 
our Cookies 
<https://link.commercialemails.lloydsbank.com/e/er?s=1705133317&lid=3797&elqTrackId=010ad2dc3fa143efa8876622649faa18&elq=5817748586394542afa63aefc630f7a2&elqaid=2192&elqat=1&elqcst=272&elqcsid=7138&elqak=8AF56313C01E57A6C6105D393D3379AF076CA11754903BD58A88361C571C8F662F58> 
Policy.

Lloyds and Lloyds Bank are trading names of Lloyds Bank plc. Registered 
Office: 25 Gresham Street, London EC2V 7HN. Registered in England and Wales 
no. 2065. Telephone: 0207 626 1500. Authorised by the Prudential Regulation 
Authority and regulated by the Financial Conduct Authority and the 
Prudential Regulation Authority under Registration Number 119278.

Eligible deposits with us are protected by the Financial Services 
Compensation Scheme (FSCS). We are covered by the Financial Ombudsman 
Service (FOS). Please note that due to FSCS and FOS eligibility criteria not 
all business customers will be covered.

Lloyds Banking Group is a financial services group that incorporates a 
number of brands including Lloyds Bank. More information on Lloyds Banking 
Group can be found at lloydsbankinggroup.com 
<https://link.commercialemails.lloydsbank.com/e/er?s=1705133317&lid=3796&elqTrackId=e907998b49824a8582bd00480cc58a36&elq=5817748586394542afa63aefc630f7a2&elqaid=2192&elqat=1&elqcst=272&elqcsid=7138&elqak=8AF56A5186D6062F9EF98D4676AF76720BA0A11754903BD58A88361C571C8F662F58> 
.

While all reasonable care has been taken to ensure that the information 
provided is correct, no liability is accepted by Lloyds Bank for any loss or 
damage caused to any person relying on any statement or omission. This is 
for information only and should not be relied upon as offering advice for 
any set of circumstances. Specific advice should always be sought in each 
instance.  <https://image.CommercialEmails.lloydsbank.com/EloquaImages/clients/LloydsBankingGroup/%7B62bfd74b-401b-4e55-b596-d7aa6af4c3a4%7D_spacer.gif>
  <https://link.commercialemails.lloydsbank.com/e/FooterImages/FooterImage1?elq=5817748586394542afa63aefc630f7a2&siteid=1705133317>

------=_NextPart_000_03CA_01DB8DEA.3FC01C20
Content-Type: text/html;
	boundary="=-5lFf7py7bqmgly2eHg+aLQ==";
	charset="utf-8"
Content-Transfer-Encoding: quoted-printable
Content-ID: <3cd71390-0fbb-491f-99b8-e14ed99c5e2d>

<!DOCTYPE html PUBLIC "-//W3C//DTD XHTML 1.0 Transitional//EN" =
"http://www.w3.org/TR/xhtml1/DTD/xhtml1-transitional.dtd">
<html style=3D"opacity: 1" xmlns=3D"http://www.w3.org/1999/xhtml" =
xmlns:o=3D"urn:schemas-microsoft-com:office:office" =
xmlns:v=3D"urn:schemas-microsoft-com:vml" lang=3D"en" xml:lang=3D"en">
<head>
    <meta http-equiv=3D"X-UA-Compatible" content=3D"IE=3Dedge">
    <meta content=3D"text/html;charset=3Dutf-8" =
http-equiv=3D"content-type"/>

    <meta content=3D"width=3Ddevice-width, initial-scale=3D1, =
maximum-scale=3D1, user-scalable=3Dyes" name=3D"viewport"/>
    <meta content=3D"telephone=3Dno, date=3Dno, address=3Dno, =
email=3Dno, url=3Dno" name=3D"format-detection">
    <meta name=3D"x-apple-disable-message-reformatting">
    <title>Lloyds Bank</title>
    <!-- HTML VERSION: u7.4 | DATE UPDATED: 27th Sep 2024 -->
    <style type=3D"text/css">

        /*FIXES AND UNIVERSAL*/
/*SCRIPT INSERT 31012025*/table{mso-table-lspace:0px; =
mso-table-rspace:0px}
        a[href^=3D"x-apple-data-detectors"]{color:inherit =
!important;text-decoration:inherit !important}
        a{color:#000001;cursor: pointer}
        a[x-apple-data-detectors] {color: inherit =
!important;text-decoration: none !important;font-size: inherit =
!important;font-family: inherit !important;font-weight: inherit =
!important;line-height: inherit !important}

       =20
.ReadMsgBody{width:100%}
        .ExternalClass{width:100%}
        .ExternalClass * {line-height:100%}
        html =
{box-sizing:border-box;-webkit-transform:translateZ(0);-webkit-perspectiv=
e:1000;-webkit-backface-visibility:hidden;-moz-backface-visibility:hidden=
;-ms-backface-visibility:hidden}
        =
body{margin:0;-webkit-text-size-adjust:none;-webkit-text-size-adjust:none=
;-ms-text-size-adjust:none;-webkit-animation:bugfix infinite 1s}
        * {box-sizing:unset}

       =20
th{font-weight:inherit;}

        /* SAMSUNG APP FIX */
        #MessageViewBody, #MessageWebViewDiv{min-width:100vw; margin:0 =
!important; zoom:1 !important}

        /*DESKTOP*/
        @media only screen and (min-width:481px) {
            .cta_black:hover, .cta_black:active, .cta_white:hover, =
.cta_white:active, .cta_ghost:hover, .cta_ghost:active =
{text-decoration:underline !important}

            /* Outlook Dark mode Mac and Webmail overrides */
            [data-ogsb] .cta_black=20
{border:1px solid #fffffe !important}

            [data-ogsb] .d_overlap_F1F1F1 =
{background-image:url('https://image.commercialemails.lloydsbank.com/Eloq=
uaImages/clients/LloydsBankingGroup/%7B39fd8f81-7879-41fa-a3be-6c765362bf=
3c%7D_grey_top_overlap_straight_DM.png') !important}
            [data-ogsb] [class~=3D"x_d_overlap_F1F1F1"] =20
{background-image:url('https://image.commercialemails.lloydsbank.com/Eloq=
uaImages/clients/LloydsBankingGroup/%7Bf479b41f-60fd-410b-acf1-c28cd60eb1=
c7%7D_grey_top_overlap_straight_DM_webmail.png') !important}

            [data-ogsb] .d_overlap_FFFFFE =
{background-image:url('https://image.commercialemails.lloydsbank.com/Eloq=
uaImages/clients/LloydsBankingGroup/%7Be7dca7ba-da47-4dac-ac74-88eff4893e=
c5%7D_top_overlap_straight_FFFFFE_DM_OM.png') !important}
            [data-ogsb]=20
[class~=3D"x_d_overlap_FFFFFE"]  =
{background-image:url('https://image.commercialemails.lloydsbank.com/Eloq=
uaImages/clients/LloydsBankingGroup/%7Bb7efcf57-3fd6-451e-ad23-6d985be5c7=
a6%7D_top_overlap_straight_FFFFFE_DM_WM.png') !important}

            [data-ogsb] .d_overlap_323233 =
{background-image:url('https://image.commercialemails.lloydsbank.com/Eloq=
uaImages/clients/LloydsBankingGroup/%7B39fd8f81-7879-41fa-a3be-6c765362bf=
3c%7D_grey_top_overlap_straight_DM.png') !important}
            [data-ogsb]=20
[class~=3D"x_d_overlap_323233"]  =
{background-image:url('https://image.commercialemails.lloydsbank.com/Eloq=
uaImages/clients/LloydsBankingGroup/%7B7366e710-ff14-4a17-99de-b11bef60a9=
4d%7D_top_overlap_straight_323233_DM_WM.png') !important}

            [data-ogsb] .d_overlap_11B67A =
{background-image:url('https://image.commercialemails.lloydsbank.com/Eloq=
uaImages/clients/LloydsBankingGroup/%7B3814f7bc-1a4b-4590-8eba-2ff33350cb=
da%7D_top_overlap_straight_11B67A_DM_OM.png') !important}
            [data-ogsb]=20
[class~=3D"x_d_overlap_11B67A"]  =
{background-image:url('https://image.commercialemails.lloydsbank.com/Eloq=
uaImages/clients/LloydsBankingGroup/%7B80148d8a-9c1b-4b1a-9792-dbdd0e4880=
c9%7D_top_overlap_straight_11B67A_DM_WM.png') !important}

            [data-ogsb] .d_overlap_C7FFC6 =
{background-image:url('https://image.commercialemails.lloydsbank.com/Eloq=
uaImages/clients/LloydsBankingGroup/%7B8153c81b-1c9e-43db-b0dc-019c25d685=
03%7D_top_overlap_straight_C7FFC6_DM_OM.png') !important}
            [data-ogsb]=20
[class~=3D"x_d_overlap_C7FFC6"]  =
{background-image:url('https://image.commercialemails.lloydsbank.com/Eloq=
uaImages/clients/LloydsBankingGroup/%7B6167653c-a5c9-4e7f-840d-1650382331=
25%7D_top_overlap_straight_C7FFC6_DM_WM.png') !important}

            [data-ogsb] .m_rnd_top_FFFFFE =
{background-image:url('https://image.commercialemails.lloydsbank.com/Eloq=
uaImages/clients/LloydsBankingGroup/%7Bb6893d0e-4511-4cfb-a981-e598affe8b=
33%7D_top_overlap_rounded_FFFFFE_DM_OM.png') !important}
            [data-ogsb]=20
[class~=3D"x_m_rnd_top_FFFFFE"] =
{background-image:url('https://image.commercialemails.lloydsbank.com/Eloq=
uaImages/clients/LloydsBankingGroup/%7Bbb160ddc-0298-46d6-8674-ac71fa4738=
c9%7D_top_overlap_rounded_FFFFFE_DM_WM.png') !important}

            [data-ogsb] .m_rnd_top_11B67A =
{background-image:url('https://image.commercialemails.lloydsbank.com/Eloq=
uaImages/clients/LloydsBankingGroup/%7B8c4b9d00-08fa-4cad-8517-f8460c26df=
ca%7D_top_overlap_rounded_11B67A_DM_OM.png') !important}
            [data-ogsb]=20
[class~=3D"x_m_rnd_top_11B67A"] =
{background-image:url('https://image.commercialemails.lloydsbank.com/Eloq=
uaImages/clients/LloydsBankingGroup/%7Bcbf9cd26-e5db-4b3b-9697-39a9b85f31=
de%7D_top_overlap_rounded_11B67A_DM_WM.png') !important}

            [data-ogsb] .m_rnd_top_6CF479 =
{background-image:url('https://image.commercialemails.lloydsbank.com/Eloq=
uaImages/clients/LloydsBankingGroup/%7B948b8d75-50d5-4173-867e-72f6622ac4=
aa%7D_top_overlap_rounded_6CF479_DM_OM.png') !important}
            [data-ogsb]=20
[class~=3D"x_m_rnd_top_6CF479"] =
{background-image:url('https://image.commercialemails.lloydsbank.com/Eloq=
uaImages/clients/LloydsBankingGroup/%7B7a49cefa-ce7a-4a52-a69e-1bcd40e0a9=
ee%7D_top_overlap_rounded_6CF479_DM_WM.png') !important}

            [data-ogsb] .m_rnd_top_C7FFC6 =
{background-image:url('https://image.commercialemails.lloydsbank.com/Eloq=
uaImages/clients/LloydsBankingGroup/%7B05fd19c1-4127-4b1f-abc2-086476f58c=
38%7D_top_overlap_rounded_C7FFC6_DM_OM.png') !important}
            [data-ogsb]=20
[class~=3D"x_m_rnd_top_C7FFC6"] =
{background-image:url('https://image.commercialemails.lloydsbank.com/Eloq=
uaImages/clients/LloydsBankingGroup/%7B889a8810-0a17-4425-b4cb-3e656e623a=
17%7D_top_overlap_rounded_C7FFC6_DM_WM.png') !important}

            [data-ogsb] .d_rnd_top_carou_C7FFC6 =
{background-image:url('https://image.commercialemails.lloydsbank.com/Eloq=
uaImages/clients/LloydsBankingGroup/%7B9b41fa5f-ae54-40c3-9fca-53217fe5d1=
53%7D_fallback_card_top_C7FFC6_64h_DM_OM.png') !important}
           =20
[data-ogsb] [class~=3D"x_d_rnd_top_carou_C7FFC6"] =
{background-image:url('https://image.commercialemails.lloydsbank.com/Eloq=
uaImages/clients/LloydsBankingGroup/%7Baa882c0c-142a-4d91-8cc9-863b39c5f8=
49%7D_fallback_card_top_C7FFC6_64h_DM_WM.png') !important}
            [data-ogsb] .d_rnd_top_carou_FFFFFE =
{background-image:url('https://image.commercialemails.lloydsbank.com/Eloq=
uaImages/clients/LloydsBankingGroup/%7Bf95f9637-63ff-4c05-8e81-69dfab85de=
1c%7D_fallback_card_top_FFFFFE_64h_OM.png') !important}
    =20
       [data-ogsb] [class~=3D"x_d_rnd_top_carou_FFFFFE"] =
{background-image:url('https://image.commercialemails.lloydsbank.com/Eloq=
uaImages/clients/LloydsBankingGroup/%7B30b44557-e423-4859-9562-671905c1e0=
f3%7D_fallback_card_top_FFFFFE_64h_WM.png') !important}

            /* Thunderbird fix */
            @media screen and (-moz-device-pixel-ratio){
                .moz-text-html .t_d_block {display: block !important}
            }
        }
        /* MOBILE */
        @media only screen and=20
(max-width:480px) {
            .m_h{display:none !important}
            .m_d_b{display:block !important}
            .m_d_ib{display:inline-block!important}
            .m_d_t{display: table !important}
            .m_d_f{display: flex!important}

            .m_bsbb{box-sizing:border-box !important}

            .m_mhunset{max-height:unset !important}
            .m_minwunset{min-width: unset !important}
            .m_mw340{max-width:340px !important}
           =20
.m_minw194{min-width:194px !important}
            .m_minw220{min-width:220px !important}

            .m_w50pc{width:50% !important}
            .m_w90pc{width: 90% !important}
            .m_w100pc{width:100% !important}

            .m_hauto{height:auto !important}
            .m_h300{height: 300px !important}
            .m_hvw{height: 100vw !important}
            .m_h290{height: 290px !important}

            .m_mauto{margin:auto !important}

            .m_p0{padding:0 !important}
 =20
          .m_p8{padding:8px !important}
            .m_p0_16{padding:0px 16px !important}
            .m_p12{padding:12px !important}
            .m_p16{padding:16px !important}
            .m_p0_24{padding:0 24px !important}
            .m_p0_32{padding:0 32px !important}
            .m_p0_48{padding:0 48px !important}
            .m_p32_16{padding:32px 16px !important}
            .m_p24{padding:24px !important}
            .m_p32{padding:32px !important}
            .m_pl0{padding-left:0px=20
!important}
            .m_pl16{padding-left:16px !important}
            .m_pl24{padding-left:24px !important}
            .m_pl30{padding-left:30px !important}
            .m_plr8{padding-left:8px !important;padding-right:8px =
!important}
            .m_plr16{padding-left:16px !important;padding-right:16px =
!important}
            .m_plr24{padding-left:24px !important;padding-right:24px =
!important}
            .m_plr32{padding-left:32px !important;padding-right:32px =
!important}
           =20
.m_pr0{padding-right:0px !important}
            .m_pr16{padding-right:16px !important}
            .m_pr24{padding-right:24px !important}
            .m_pr32{padding-right:32px !important}
            .m_pb0{padding-bottom:0px !important}
            .m_pb16{padding-bottom:16px !important}
            .m_pb24{padding-bottom:24px !important}
            .m_pb32{padding-bottom:32px !important}
            .m_pb40{padding-bottom:40px !important}
            .m_pb64{padding-bottom:64px=20
!important}
            .m_pt0{padding-top:0px !important}
            .m_pt16{padding-top:16px !important}
            .m_pt24{padding-top:24px !important}
            .m_pt32{padding-top:32px !important}
            .m_pt40{padding-top:40px !important}

            .m_sharedFooter{padding:20px 0 4px 0 !important}

            .m_tac{text-align:center !important}
            .m_tal{text-align:left !important}

            .m_fnone{float:none !important}
            .m_fl{float: left=20
!important}
            .m_fr{float: right !important}
            .m_clboth{clear:both !important}

            .m_nobg{background:none !important}

            .m_fs10{font-size:10px !important; line-height:14px =
!important}
            .m_fs12{font-size:12px !important; line-height:16px =
!important}
            .m_fs16{font-size:16px !important; line-height:20px =
!important}
            .m_fs24{font-size:24px !important; line-height:26px =
!important}
            .m_fs32{font-size:32px=20
!important; line-height:36px !important}
            .m_fs40{font-size:40px !important; line-height:44px =
!important}

            .m_wb_ba{word-break: break-all !important}

            .m_bt0{border-top: 0 !important}
            .m_bdr16 {border-radius:16px; overflow:hidden}

            .m_footerButton{padding:24px 0px =
!important;border-bottom:1px solid #fffffe}
            .m_footerButton_last{border-bottom: none !important}
            .m_footerArrow{display: block !important}
           =20

            /* Gmail overrides */
            u~div .g_h {display: none !important}
            u~div .m_minwunset {min-width: unset !important; =
padding-left: 24px !important; padding-right: 24px !important}
            u~div .NMS_B_cell {width:100% !important; min-width: 100% =
!important; padding-bottom: 8px}
            u~div .m_plr64 {padding-left: 24px !important; =
padding-right: 24px !important}
            u~div .g_nobg_rnd {background-image: none !important; =
border-radius:16px !important;=20
padding-top: 32px}
            u~div .g_nobg_rnd_upper {background-image: none !important; =
border-radius:16px 16px 0 0 !important; padding-top: 32px}
            u~div .g_nobg {background-image: none !important; =
padding-top: 32px}
            u~div .g_bgnone {background-image: none !important}
        }

        @media only screen and (max-width:360px) {
            .show-in-editor .m_w50pc, .m_w90pc {width:100% !important}
        }

        @-webkit-keyframes bugfix{
           =20
from{padding:0}
            to{padding:0}
        }

        @media yahoo {
            =
*{-ms-overflow-y:hidden!important;-ms-overflow-x:hidden!important}
            .y_bsbb{box-sizing:border-box !important}
        }

        @media (prefers-color-scheme: dark) {
            .d_lightText {color: #fffffe =
!important;-webkit-text-fill-color: #fffffe !important}
            .d_darkText {color: #000001 =
!important;-webkit-text-fill-color: #000001 !important}
        }
        /* Outlook.com dark=20
mode overrides */
        [data-ogsc] .d_lightText{color:#fffffe !important; =
-webkit-text-fill-color: #fffffe !important}
        [data-ogsc] .d_darkText{color:#000001 !important; =
-webkit-text-fill-color: #000001 !important}
        [data-ogsb] .cta_ghost{border:1px solid #FFFFFE !important; =
color: #FFFFFE !important}
        [data-ogsb] .darkmode_img {display: block !important}
        [data-ogsb] .lightmode_img {display: none !important}
    </style>
    <style>

        /* Mobile overlap colours - rounded box */
        @media only screen and (max-width:480px) {
            =
.m_rnd_top_FFFFFE{background-image:url('https://image.commercialemails.ll=
oydsbank.com/EloquaImages/clients/LloydsBankingGroup/%7B7cfb76b7-9049-46b=
3-80df-d2153b9d0c3c%7D_rounded_top_480w_fffffe.png') =
!important;background-size:contain !important}
           =20
.m_rnd_top_024731{background-image:url('https://image.commercialemails.ll=
oydsbank.com/EloquaImages/clients/LloydsBankingGroup/%7B99e063dd-5e91-4e9=
a-b917-aeb7ac197be6%7D_top_overlap_rounded_024731_mob.png') =
!important;background-size:contain !important}
            =
.m_rnd_top_006A4D{background-image:url('https://image.commercialemails.ll=
oydsbank.com/EloquaImages/clients/LloydsBankingGroup/%7B06ac5617-4c3f-41c=
4-aaf0-3b28b6b19b3c%7D_top_overlap_rounded_006a4d_mob.png') =
!important;background-size:contain=20
!important}
            =
.m_rnd_top_11B67A{background-image:url('https://image.commercialemails.ll=
oydsbank.com/EloquaImages/clients/LloydsBankingGroup/%7Bb00eb69f-174e-485=
d-9d8f-d3b9cb4e6478%7D_top_overlap_rounded_11B67A_mob.png') =
!important;background-size:contain !important}
            =
.m_rnd_top_6CF479{background-image:url('https://image.commercialemails.ll=
oydsbank.com/EloquaImages/clients/LloydsBankingGroup/%7Bcf2f3185-e90d-403=
a-97b0-5c84ca39804a%7D_top_overlap_rounded_6CF479_mob.png')=20
!important;background-size:contain !important}
            =
.m_rnd_top_C7FFC6{background-image:url('https://image.commercialemails.ll=
oydsbank.com/EloquaImages/clients/LloydsBankingGroup/%7B093e6ab5-9f2d-401=
5-a444-4fccaed255ab%7D_top_overlap_rounded_C7FFC6_mob.png') =
!important;background-size:contain !important}
           =20
.m_rnd_top_323233{background-image:url('https://image.commercialemails.ll=
oydsbank.com/EloquaImages/clients/LloydsBankingGroup/%7B14d6a9ca-a2c8-427=
3-afa3-00eee25789cf%7D_top_overlap_rounded_323233_mob.png') =
!important;background-size:contain !important}

            /* Mobile overlap colours - full width */
           =20
.m_overlap_FFFFFE{background-image:url('https://image.commercialemails.ll=
oydsbank.com/EloquaImages/clients/LloydsBankingGroup/%7B1bf83068-6f43-475=
a-83ce-32f822b7d045%7D_top_overlap_straight_480w_fffffe.png')}
            =
.m_overlap_F1F1F1{background-image:url('https://image.commercialemails.ll=
oydsbank.com/EloquaImages/clients/LloydsBankingGroup/%7Ba6e69a1e-6a4f-4f2=
e-b4b0-af71c42924a3%7D_straight_top_480w_f1f1f1.png')}
           =20
.m_overlap_006a4d{background-image:url('https://image.commercialemails.ll=
oydsbank.com/EloquaImages/clients/LloydsBankingGroup/%7Bcb10e029-d828-44c=
1-8805-418fe9003257%7D_top_overlap_straight_480w_006a4d.png')}
            =
.m_overlap_024731{background-image:url('https://image.commercialemails.ll=
oydsbank.com/EloquaImages/clients/LloydsBankingGroup/%7Bd14b6719-3226-4c8=
3-9fed-2df21a83f8a5%7D_top_overlap_straight_480w_024731.png')}
           =20
.m_overlap_323233{background-image:url('https://image.commercialemails.ll=
oydsbank.com/EloquaImages/clients/LloydsBankingGroup/%7Bea90fb17-b159-4cf=
6-8ce3-1749b944d352%7D_top_overlap_straight_480w_323233.png')}
            =
.m_overlap_11B67A{background-image:url('https://image.commercialemails.ll=
oydsbank.com/EloquaImages/clients/LloydsBankingGroup/%7Bf468abcc-6613-4ee=
7-8371-ed6989963ee9%7D_top_overlap_straight_480w_11B67A.png')}
           =20
.m_overlap_C7FFC6{background-image:url('https://image.commercialemails.ll=
oydsbank.com/EloquaImages/clients/LloydsBankingGroup/%7B15c811cc-76ed-4da=
e-a5ba-197628be6040%7D_top_overlap_straight_480w_C7FFC6.png')}
            .m_overlap_FFFFFE, .m_overlap_F1F1F1, .m_overlap_006a4d, =
.m_overlap_024731, .m_overlap_323233, .m_overlap_11B67A, =
.m_overlap_C7FFC6 =
{background-repeat:no-repeat;background-size:contain;background-position:=
 top center}
        }
    </style>
    <style>

        /* Gmail Dark Mode overrides */
        @media only screen and (max-width:480px) {
            u ~ div .g_blend_screen {background:#000; =
mix-blend-mode:screen}
            u ~ div .g_blend_difference {background:#000; =
mix-blend-mode:difference}
            u ~ div .m_footerButton_last {border-bottom: none =
!important}
        }
    </style>
    <style>

        .m_footerButton_last\0{border-bottom: none!important}
        .oa_dib {display: inline-block !important}

        @media only screen and (max-width:480px) {
            /* Outlook app dark mode overrides */
            [data-ogsb] .d_overlap_FFFFFE =
{background-image:url('https://image.commercialemails.lloydsbank.com/Eloq=
uaImages/clients/LloydsBankingGroup/%7B59d296c2-4655-40b3-9afe-847efb3432=
29%7D_top_overlap_straight_FFFFFE_DM_OA.png') !important}
            [data-ogsb] .d_overlap_F1F1F1=20
{background-image:url('https://image.commercialemails.lloydsbank.com/Eloq=
uaImages/clients/LloydsBankingGroup/%7B24e4965f-87c1-4f4e-ac18-b12e2fae3e=
aa%7D_grey_top_overlap_straight_DM_mob.png') !important}
            [data-ogsb] .d_overlap_323233 =
{background-image:url('https://image.commercialemails.lloydsbank.com/Eloq=
uaImages/clients/LloydsBankingGroup/%7B76e63411-fc92-4816-82cf-6d8a2a7e75=
fe%7D_top_overlap_straight_323233_DM_OA.png') !important}
            [data-ogsb] .d_overlap_11B67A=20
{background-image:url('https://image.commercialemails.lloydsbank.com/Eloq=
uaImages/clients/LloydsBankingGroup/%7B9ccb61d8-a4e0-4b90-bde8-4aa7849a4d=
7c%7D_top_overlap_straight_11B67A_DM_OA.png') !important}
            [data-ogsb] .d_overlap_C7FFC6 =
{background-image:url('https://image.commercialemails.lloydsbank.com/Eloq=
uaImages/clients/LloydsBankingGroup/%7Bc02a414a-8c75-4d84-9c7a-4a5d893fe7=
5c%7D_top_overlap_straight_C7FFC6_DM_OA.png') !important}

            [data-ogsb] .m_rnd_top_FFFFFE=20
{background-image:url('https://image.commercialemails.lloydsbank.com/Eloq=
uaImages/clients/LloydsBankingGroup/%7B58eec5f2-84c2-4cef-aea7-eaa0e7dbc7=
eb%7D_white_top_overlap_rounded_DM_mob.png') !important}
            [data-ogsb] .m_rnd_top_11B67A =
{background-image:url('https://image.commercialemails.lloydsbank.com/Eloq=
uaImages/clients/LloydsBankingGroup/%7B3fd2de9f-96de-47f5-9843-0faf3b9b21=
c5%7D_top_overlap_rounded_11B67A_DM_OA.png') !important}
            [data-ogsb] .m_rnd_top_6CF479=20
{background-image:url('https://image.commercialemails.lloydsbank.com/Eloq=
uaImages/clients/LloydsBankingGroup/%7Bbf566bc1-6a33-4464-8df5-a1c1c646c0=
16%7D_top_overlap_rounded_6CF479_DM_OA.png') !important}
            [data-ogsb] .m_rnd_top_C7FFC6 =
{background-image:url('https://image.commercialemails.lloydsbank.com/Eloq=
uaImages/clients/LloydsBankingGroup/%7B783bff5b-7902-4d29-95df-545ab37e7c=
61%7D_top_overlap_rounded_C7FFC6_DM_OA.png') !important}
            [data-ogsb] .d_rnd_top_carou_C7FFC6=20
{background-image:url('https://image.commercialemails.lloydsbank.com/Eloq=
uaImages/clients/LloydsBankingGroup/%7Bde19fd4c-0c02-4d97-91e9-6ef643cf0d=
4a%7D_fallback_card_top_C7FFC6_64h_DM_OA.png') !important}
            [data-ogsb] .d_rnd_top_carou_FFFFFE =
{background-image:url('https://image.commercialemails.lloydsbank.com/Eloq=
uaImages/clients/LloydsBankingGroup/%7B741aa4ac-0862-4f76-a0e2-b8c4b9bfea=
be%7D_fallback_card_top_FFFFFE_64h_OA.png') !important}

            [data-ogsb] .m_overlap_FFFFFE=20
{background-image:url('https://image.commercialemails.lloydsbank.com/Eloq=
uaImages/clients/LloydsBankingGroup/%7B869d92c8-7a81-4c4d-a935-37048b5067=
21%7D_top_overlap_straight_480w_FFFFFE_DM_OA.png') !important}
            [data-ogsb] .m_overlap_F1F1F1 =
{background-image:url('https://image.commercialemails.lloydsbank.com/Eloq=
uaImages/clients/LloydsBankingGroup/%7B6beba950-4c44-4b5b-b699-48fdfbdd05=
6c%7D_straight_top_480w_f1f1f1_dm.png') !important}
            [data-ogsb] .m_overlap_11B67A=20
{background-image:url('https://image.commercialemails.lloydsbank.com/Eloq=
uaImages/clients/LloydsBankingGroup/%7Bf915357e-5411-4f9a-bb3a-d958dd2bdf=
51%7D_top_overlap_straight_480w_11B67A_DM_OA.png') !important}
            [data-ogsb] .m_overlap_C7FFC6 =
{background-image:url('https://image.commercialemails.lloydsbank.com/Eloq=
uaImages/clients/LloydsBankingGroup/%7B92703da7-9bc0-426b-b6a0-c940b70148=
c5%7D_top_overlap_straight_480w_C7FFC6_DM_OA.png') !important}
        }

        @media (min-resolution:=20
1dpi) and (max-width:480px) {
            .oa_h\0 {display: none!important}
            .oa_w6pc\0 {width: 6%!important}
            .oa_w29pc\0 {width: 29%!important}
            .oa_w46pc\0 {width: 46%!important}
            .oa_w61pc\0 {width: 61%!important}
            .oa_w85pc\0 {width: 85%!important}
        }
    </style>
    <!--[if gte mso 16]>
    <style>

        .keep-white {
            mso-style-textfill-type:gradient;
            mso-style-textfill-fill-gradientfill-stoplist:"0 \#FFFFFF 0 =
100000\,100000 \#FFFFFF 0 100000";
            color:#000000 !important;
        }
        .keep-black {
            mso-style-textfill-type:gradient;
            mso-style-textfill-fill-gradientfill-stoplist:"0 \#000000 1 =
100000\,99000 \#000000 1 100000";
            color:#ffffff !important;
        }
    </style>
    <![endif]-->
    <!--[if gte mso 9]>

    <style type=3D"text/css">
            v\:* { behavior: url(#default#VML); display:inline-block}
            o\:* { behavior: url(#default#VML); }
    </style>
    <noscript>
        <xml>
            <o:OfficeDocumentSettings>
                <o:PixelsPerInch>96</o:PixelsPerInch>
            </o:OfficeDocumentSettings>
        </xml>
		<xml>
			<w:WordDocument xmlns:w=3D"urn:schemas-microsoft-com:office:word">
    		<w:DontUseAdvancedTypographyReadingMail/>
			</w:WordDocument>
		</xml>

    </noscript>
    <![endif]-->
    <!--[if gt mso 15]>
    <style type=3D"text/css" media=3D"all">
            /* Outlook 2016 Height/Pagebreak Fix */
            table, tr, td {border-collapse: collapse}
            tr { font-size:0px; line-height:0px; border-collapse: =
collapse; }
    </style>
    <![endif]-->
    <!--[if !mso]><!-- custom fonts -->
    <!-- Lloyds FONT DECLARATION - 'GUL and GUS' -->

    <link =
href=3D"https://image.CommercialEmails.lloydsbank.com/Web/LloydsBankingGr=
oup/{a727e539-e23d-4078-b0a5-6242fada62ff}_LB_budapest_base64_fonts.css" =
rel=3D"stylesheet">
    <style>

        /* FOR HEADINGS ONLY*/
        .f_GUL_U{font-family:'GT Ultra Lloyds =
Ultra',arial,helvetica,sans-serif !important; font-weight:800 =
!important}
        .f_GUL_BK{font-family:'GT Ultra Lloyds =
Black',arial,helvetica,sans-serif !important; font-weight:700 =
!important}
        .f_GUL_B{font-family:'GT Ultra Lloyds =
Bold',arial,helvetica,sans-serif !important; font-weight:600 !important}
        .f_GUL_R{font-family:'GT Ultra Lloyds =
Regular',arial,helvetica,sans-serif !important; font-weight:400=20
!important}
        .f_GUL_T{font-family:'GT Ultra Lloyds =
Thin',arial,helvetica,sans-serif !important; font-weight:300 !important}
        /* FOR BODY COPIES AND CTAS*/
        .f_GUS_B{font-family:'GT Ultra Sans =
Bold',arial,helvetica,sans-serif !important; font-weight:600 !important}
        .f_GUS_R{font-family:'GT Ultra Sans =
Regular',arial,helvetica,sans-serif !important; font-weight:400 =
!important}
        .f_GUS_L{font-family:'GT Ultra Sans =
Light',arial,helvetica,sans-serif !important;=20
font-weight:300 !important}
    </style>

    <!--KINETIC ENABLER-->
    <link =
href=3D"https://image.CommercialEmails.lloydsbank.com/Web/LloydsBankingGr=
oup/{25e5ce9f-a6f3-4598-ba36-5ca1b7341d8f}_kinetic_enabler.css" =
rel=3D"stylesheet">
    <!--<![endif]-->
</head>

<body class=3D"m_w100pc f_GUS_R body" id=3D"body" bottommargin=3D"0" =
leftmargin=3D"0" rightmargin=3D"0" topmargin=3D"0" style=3D"border: 0px =
none; padding:0px; margin: 0px; text-align: center; font-size: 0px; =
line-height: 0; font-family: arial,helvetica,sans-serif; =
background-color:#f1f1f1; position:relative">




    <div style=3D"width:100%; height:100%; background-color:#f1f1f1; =
overflow:visible; font-size:0; line-height:0">

        <!-- [H1a] Header - preheader and security text (calm green) -->

        <table class=3D"m_w100pc" border=3D"0" cellpadding=3D"0" =
cellspacing=3D"0" align=3D"center" width=3D"600" bgcolor=3D"#C7FFC6" =
style=3D"margin:auto; width:600px; background-color:#C7FFC6">
            <tr>
                <td align=3D"left" style=3D"padding:16px; font-size:0; =
line-height:0">
                   =20
                    <!-- DYN - PREHEADER -->
                    <!-- DYN -->
<table align=3D"center" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" =
class=3D"m_w100pc" style=3D"margin:auto">
	<tbody>
		<tr>
		=09
<td style=3D"padding-right: 8px" width=3D"24">
			<div class=3D"darkmode_img" style=3D"mso-hide:all; display:none"><img =
alt=3D"image" class=3D"darkmode_img" =
src=3D"https://image.CommercialEmails.lloydsbank.com/EloquaImages/clients=
/LloydsBankingGroup/%7B30e7cef2-9ac7-40fb-bd53-1a69b0c3f299%7D_header_ico=
n_DM.png" style=3D"width: 24px; min-width:24px; height:auto; =
mso-hide:all; display:none; margin:0 auto" width=3D"24" /></div>
		=09
<img alt=3D"image" class=3D"lightmode_img" =
src=3D"https://image.CommercialEmails.lloydsbank.com/EloquaImages/clients=
/LloydsBankingGroup/%7Bce69d53d-a125-437c-b19c-f12f939941fb%7D_header_ico=
n_fill_calmgreen.png" style=3D"width: 24px; min-width:24px; height:auto" =
width=3D"24" /></td>
			<td align=3D"left" class=3D"f_GUS_R m_w100pc" style=3D"color:#000001; =
font-family:arial,helvetica,sans-serif; font-size:12px; =
line-height:16px">We
 want you to recognise a fraudulent email if you receive one, so we will =
always include the last four digits of your bank account number: =
3506</td>
		</tr>
	</tbody>
</table>


                </td>
            </tr>
        </table>

        <!-- [2d] Hero (Business and Commercial) - secondary full width =
layout with H2 and CTA -->

        <table class=3D"m_w100pc" border=3D"0" cellpadding=3D"0" =
cellspacing=3D"0" align=3D"center" width=3D"600" bgcolor=3D"#fffffe" =
style=3D"margin:auto; background-color:#fffffe; width:600px">
            <tr>
                <td align=3D"left" valign=3D"top" style=3D"padding:32px; =
font-size:0; line-height:0">
                   =20
                    <!-- DYN - HEADER -->
                    <!-- DYN - BB -->

<table align=3D"center" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" =
class=3D"m_w100pc m_mauto" style=3D"margin:auto; width:536px" =
width=3D"536">
	<tbody>
		<tr>
			<td align=3D"left" height=3D"48" style=3D"padding-bottom:32px" =
valign=3D"middle">
			<div class=3D"darkmode_img" style=3D"mso-hide:all; display:none">
<a =
href=3D"https://link.commercialemails.lloydsbank.com/e/er?s=3D1705133317&=
lid=3D3815&elqTrackId=3De24ca6f735a449aababefa5e6e46c9ea&elq=3D5817748586=
394542afa63aefc630f7a2&elqaid=3D2192&elqat=3D1&elqcst=3D272&elqcsid=3D541=
4&elqak=3D8AF597E207CBDAC7151B12CE35EA3EC8C263A11754903BD58A88361C571C8F6=
62F58" target=3D"_blank" title=3D"Lloyds Bank">
<img alt=3D"Lloyds Bank Logo" class=3D"darkmode_img" =
src=3D"https://image.CommercialEmails.lloydsbank.com/EloquaImages/clients=
/LloydsBankingGroup/%7B0be62af5-90dd-46d2-8543-ca0eff2183c8%7D_LB_Logo_Ho=
rse_Mark_DM.png" style=3D"width: 48px; height: auto; mso-hide:all; =
display:none; font-size:12px; line-height:16px; color:#000001; =
font-family:arial,helvetica,sans-serif" width=3D"48" /> </a></div>
		=09
<a =
href=3D"https://link.commercialemails.lloydsbank.com/e/er?s=3D1705133317&=
lid=3D3815&elqTrackId=3D1007af8c3b8f4c8e8382996371f2688c&elq=3D5817748586=
394542afa63aefc630f7a2&elqaid=3D2192&elqat=3D1&elqcst=3D272&elqcsid=3D541=
4&elqak=3D8AF5ECA2C445A43FA0FB2D0FD7008FDE98C6A11754903BD58A88361C571C8F6=
62F58" target=3D"_blank" title=3D"Lloyds Bank">
<img alt=3D"Lloyds Bank Logo" class=3D"lightmode_img" =
src=3D"https://image.CommercialEmails.lloydsbank.com/EloquaImages/clients=
/LloydsBankingGroup/%7B9623075d-e9d3-434f-9bd1-00231f4713d4%7D_LB_Logo_Ho=
rse_Mark.png" style=3D"width:48px; display:block; height:auto; =
font-size:12px; line-height:16px; color:#000001; =
font-family:arial,helvetica,sans-serif" width=3D"48" /> </a></td>
			<td align=3D"right" height=3D"48" style=3D"padding-bottom:32px" =
valign=3D"middle">
		=09
<div class=3D"darkmode_img" style=3D"mso-hide:all; display:none"><a =
href=3D"https://link.commercialemails.lloydsbank.com/e/er?s=3D1705133317&=
lid=3D3815&elqTrackId=3De022f547809c4c8dbf1c2dfb2d4a5ee3&elq=3D5817748586=
394542afa63aefc630f7a2&elqaid=3D2192&elqat=3D1&elqcst=3D272&elqcsid=3D541=
4&elqak=3D8AF54D6C9EBC07438EFE8D48570E13E8703CA11754903BD58A88361C571C8F6=
62F58" target=3D"_blank" title=3D"Lloyds Bank">
<img alt=3D"Business and Commercial" class=3D"darkmode_img" =
height=3D"48" =
src=3D"https://image.CommercialEmails.lloydsbank.com/EloquaImages/clients=
/LloydsBankingGroup/%7B1ea59c03-d769-436e-a0c6-fedbd251ca03%7D_signpost_b=
us_com_rev.png" style=3D"height: 48px; width: auto; mso-hide:all; =
display:none; font-size:12px; line-height:16px; color:#000001; =
font-family:arial,helvetica,sans-serif" /> </a></div>
		=09
<a =
href=3D"https://link.commercialemails.lloydsbank.com/e/er?s=3D1705133317&=
lid=3D3815&elqTrackId=3Db74a4d44130240e5ad44318a5dedb292&elq=3D5817748586=
394542afa63aefc630f7a2&elqaid=3D2192&elqat=3D1&elqcst=3D272&elqcsid=3D541=
4&elqak=3D8AF5C8B271EE420CCB0C7BD691FAE1C2C010A11754903BD58A88361C571C8F6=
62F58" target=3D"_blank" title=3D"Lloyds Bank">
<img alt=3D"Business and Commercial" class=3D"lightmode_img" =
height=3D"48" =
src=3D"https://image.CommercialEmails.lloydsbank.com/EloquaImages/clients=
/LloydsBankingGroup/%7Bfe4957f4-5a44-4ae8-8191-8d462d5bcf31%7D_signpost_b=
us_com.png" style=3D"height: 48px; width: auto; font-size:12px; =
line-height:16px; color:#000001; font-family:arial,helvetica,sans-serif" =
/> </a></td>
		</tr>
	</tbody>
</table>


                    <!-- DYN - INTRO TITLE -->

                   =20

                    <!-- DYN - SALUTATION -->
                   =20

                    <!-- DYN - INTRO -->
                   =20

                    <!--[if gte mso 15]><br />&nbsp;<![endif]-->
                </td>
            </tr>
        </table>

        <!-- DYN - HERO -->
       =20
     =20
      <!-- MANUFACTURING 2 -->
       =20
     =20
      <!-- TECH 2 -->
             =20
     =20
      <!-- REGION MIDLANDS 1 -->

        <!-- [5b] Text with illustration - 50:50 image left -->
<table align=3D"center" bgcolor=3D"#fffffe" border=3D"0" =
cellpadding=3D"0" cellspacing=3D"0" class=3D"m_w100pc" =
style=3D"margin:auto; background-color:#fffffe; width:600px" =
width=3D"600">
	<tbody>
		<tr>
			<td style=3D"font-size:0; line-height:0"><!--[if mso | ie]><table =
width=3D"100%" cellpadding=3D"0" cellspacing=3D"0" border=3D"0"><tr><td =
valign=3D"top"><![endif]-->
			<div class=3D"m_d_b" style=3D"display:flex; justify-content: center">
		=09
<table align=3D"left" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" =
class=3D"m_w100pc" style=3D"width:228px" width=3D"228">
				<tbody>
					<tr>
						<td align=3D"center" class=3D"m_w100pc m_p32 m_pb0" =
style=3D"padding:64px 32px 64px 64px; font-size: 0; line-height: 0">
<img alt=3D"Report illustration" border=3D"0" =
src=3D"https://image.CommercialEmails.lloydsbank.com/EloquaImages/clients=
/LloydsBankingGroup2/%7B789f0477-e2fe-4101-b602-97fcf051eefa%7D_white-rea=
l-estate-2.png" style=3D"display: block; width:132px; height:auto; =
color:#000001; font-family:arial,helvetica,sans-serif; font-size:12px; =
line-height:132px; text-align:center" width=3D"132" /></td>
					</tr>
				</tbody>
			</table>
			<!--[if mso | ie]></td><td valign=3D"top"><![endif]-->

		=09
<table align=3D"left" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" =
class=3D"m_w100pc m_mauto m_fnone" style=3D"width:372px" width=3D"372">
				<tbody>
					<tr>
						<td class=3D"m_p32 m_pt24" style=3D"padding:64px 32px; font-size: =
0; line-height: 0">
						<table align=3D"left" border=3D"0" cellpadding=3D"0" =
cellspacing=3D"0" class=3D"m_w100pc" style=3D"width: 308px; =
mso-table-lspace:0px; mso-table-rspace:0px" width=3D"308">
							<tbody>
								<tr>
								=09
<td align=3D"center" class=3D"f_GUL_R" style=3D"color:#000001; =
font-family:arial,helvetica,sans-serif; font-size:36px; =
mso-line-height-rule:exactly; line-height:40px; =
letter-spacing:-0.02em">Tech report - West&nbsp;Midlands</td>
								</tr>
								<tr>
									<td align=3D"center" class=3D"f_GUS_R" style=3D"color:#000001; =
font-family:arial,helvetica,sans-serif; font-size:16px; =
mso-line-height-rule:exactly; line-height:20px; padding-top:16px">Learn
 more about the potential for AI-driven growth and innovation across =
various industries in the West Midlands, and get insights on its =
ecosystem players, funding landscape, strengths, challenges, and =
opportunities.</td>
								</tr>
								<tr>
									<td align=3D"center" style=3D"padding-top:24px"><!--// CTA =
START \\-->
									<table border=3D"0" cellpadding=3D"0" cellspacing=3D"0" =
style=3D"border-radius:8px">
										<tbody>
											<tr>
											=09
<td align=3D"center" style=3D"background-color:#000001; =
mso-padding-alt:0 16px; border-radius:8px">
<a class=3D"f_GUS_B cta_black" =
href=3D"https://link.commercialemails.lloydsbank.com/e/er?s=3D1705133317&=
lid=3D3715&elqTrackId=3D355423f15bf44243b11b783071a4f883&elq=3D5817748586=
394542afa63aefc630f7a2&elqaid=3D2192&elqat=3D1&elqcst=3D272&elqcsid=3D574=
3&elqak=3D8AF5EA23D6234D3B3814C343BF5916BD92F9A11754903BD58A88361C571C8F6=
62F58" style=3D"border:1px solid #000001; background-color:#000001; =
color:#fffffe; display:block; font-family:arial,helvetica,sans-serif; =
font-size:16px; font-weight:bold; mso-line-height-rule:exactly;=20
line-height:24px; text-align:center;text-decoration:none; padding:10px =
24px 10px 24px; mso-padding-alt:13px 15px 13px 15px; border-radius:8px" =
target=3D"_blank" title=3D"Read report">Read report</a></td>
											</tr>
										</tbody>
									</table>
									<!--// CTA END \\--></td>
								</tr>
								<!--[if gt mso 15]><tr><td style=3D"font-size:0px; =
line-height:0px; height:0.1pt">&nbsp;</td></tr><![endif]-->
							</tbody>
						</table>
						</td>
					</tr>
				</tbody>
			</table>
		=09
</div>
			<!--[if mso | ie]></td></tr></table><![endif]--></td>
		</tr>
	</tbody>
</table>
  =20
     =20
      <!-- DIGITAL USERS 1 & 2 -->
        <!-- O4B - user [8a] Multi-column (2 col - images) -->
<table align=3D"center" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" =
class=3D"m_w100pc" style=3D"width:600px; margin:auto" valign=3D"top" =
width=3D"600">
	<tbody>
		<tr>
			<td class=3D"m_plr16" style=3D"background-color:#fffffe; =
vertical-align:top; padding:32px; font-size:0; line-height:0" =
valign=3D"top">
		=09
<table align=3D"center" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" =
class=3D"m_w100pc" style=3D"margin:auto; width:536px" valign=3D"top" =
width=3D"536">
				<tbody>
					<tr>
						<td valign=3D"top"><!--[if gte mso 9]>
							<table border=3D"0" cellpadding=3D"0" cellspacing=3D"0" =
align=3D"center" valign=3D"top">
								<tr>
									<td valign=3D"top">
								<![endif]-->
						<div class=3D"m_d_b" style=3D"display: flex; justify-content: =
center">
					=09
<table align=3D"left" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" =
class=3D"m_w100pc" style=3D"margin:0 auto" valign=3D"top">
							<tbody>
								<tr>
									<td valign=3D"top">
									<table align=3D"left" border=3D"0" cellpadding=3D"0" =
cellspacing=3D"0" class=3D"m_w100pc" style=3D"margin:0 auto; width: =
260px" width=3D"260">
										<tbody>
											<tr>
												<td align=3D"center">
<img alt=3D"Image of a padlock and key" class=3D"m_w100pc m_hauto" =
src=3D"https://image.CommercialEmails.lloydsbank.com/EloquaImages/clients=
/LloydsBankingGroup2/%7B4383efee-0a1e-4645-ba1f-2bdb016b08e1%7D_ceop-feb-=
25-o4b-1.png" style=3D"width:260px; height:auto;" width=3D"260" /></td>
											</tr>
											<tr>
											=09
<td align=3D"center" class=3D"f_GUL_B m_pl16 m_pr16" =
style=3D"color:#000001; font-family:arial,helvetica,sans-serif; =
font-size:36px; mso-line-height-rule:exactly; line-height:40px; =
letter-spacing:-0.02em; padding-top:24px; font-weight:bold;">Forgotten =
your PIN?</td>
											</tr>
											<tr>
												<td align=3D"center" class=3D"f_GUS_R m_pl16 m_pr16 m_pb0" =
style=3D"color:#000001; font-family:arial,helvetica,sans-serif; =
font-size:16px; mso-line-height-rule:exactly; line-height:20px; =
padding-top:16px;">If
 you&#39;ve forgotten your Debit Card PIN, just logon to the app and =
check it there.<br class=3D"m_h" />
												<span class=3D"m_h">&nbsp;</span></td>
											</tr>
											<tr>
												<td align=3D"center" style=3D"padding-top: 24px"><!--// CTA =
START \\-->
												<table border=3D"0" cellpadding=3D"0" cellspacing=3D"0">
													<tbody>
														<tr>
															<td align=3D"center" style=3D"background-color:#000001; =
mso-padding-alt:0 16px; border-radius: 8px">
<a class=3D"f_GUS_B cta_black" =
href=3D"https://link.commercialemails.lloydsbank.com/e/er?s=3D1705133317&=
lid=3D3711&elqTrackId=3Df2001862126f4d888e68b272755fd4d5&elq=3D5817748586=
394542afa63aefc630f7a2&elqaid=3D2192&elqat=3D1&elqcst=3D272&elqcsid=3D107=
09&elqak=3D8AF5E796A17913CA543AD1C1147E987A7510A11754903BD58A88361C571C8F=
662F58" style=3D"border:1px solid #000001; background-color:#000001; =
color:#fffffe; display:block; font-family:arial,helvetica,sans-serif; =
font-size:16px; font-weight:bold; mso-line-height-rule:exactly;=20
line-height:24px; text-align:center; text-decoration:none; padding:10px =
24px 10px 24px; mso-padding-alt:13px 15px 13px 15px; border-radius: 8px" =
target=3D"_blank" title=3D"How to see your PIN">How to see your =
PIN</a></td>
														</tr>
													</tbody>
												</table>
												<!--// CTA END \\--></td>
											</tr>
										</tbody>
									</table>
									</td>
								</tr>
							</tbody>
						</table>
						<!--[if gte mso 9]>
											</td><td valign=3D"top">
								=09
<![endif]-->

						<table align=3D"left" border=3D"0" cellpadding=3D"0" =
cellspacing=3D"0" class=3D"m_h" height=3D"16" style=3D"margin:0 auto; =
width:16px; height: 16px" valign=3D"top" width=3D"16">
							<tbody>
								<tr>
									<td style=3D"width:1px; font-size:1px; line-height:1px; =
padding-left:15px; box-sizing:content-box">&nbsp;</td>
								</tr>
								<!--[if mso 16]><tr><td style=3D"font-size:0px; line-height:0px; =
height:0.1pt">&nbsp;</td></tr><![endif]-->
							</tbody>
						</table>
					=09
<!--[if gte mso 9]>
											</td><td valign=3D"top">
									<![endif]-->

						<table align=3D"left" border=3D"0" cellpadding=3D"0" =
cellspacing=3D"0" class=3D"m_w100pc" style=3D"margin:0 auto" =
valign=3D"top">
							<tbody>
								<tr>
									<td class=3D"m_pt40" valign=3D"top">
									<table align=3D"left" border=3D"0" cellpadding=3D"0" =
cellspacing=3D"0" class=3D"m_w100pc" style=3D"margin:0 auto; width: =
260px" width=3D"260">
										<tbody>
											<tr>
												<td align=3D"center">
<img alt=3D"mobile with coin illustration" class=3D"m_w100pc m_hauto" =
src=3D"https://image.CommercialEmails.lloydsbank.com/EloquaImages/clients=
/LloydsBankingGroup2/%7B5eeea0c7-6c73-46a4-bb7d-eaafc6d98a83%7D_ceop-feb-=
25-o4b-2.png" style=3D"width:260px; height:auto;" width=3D"260" /></td>
											</tr>
											<tr>
											=09
<td align=3D"center" class=3D"f_GUL_B m_pl16 m_pr16" =
style=3D"color:#000001; font-family:arial,helvetica,sans-serif; =
font-size:36px; mso-line-height-rule:exactly; line-height:40px; =
letter-spacing:-0.02em; padding-top:24px; font-weight:bold;">Your =
digital APPetite</td>
											</tr>
											<tr>
												<td align=3D"center" class=3D"f_GUS_R m_pl16 m_pr16" =
style=3D"color:#000001; font-family:arial,helvetica,sans-serif; =
font-size:16px; mso-line-height-rule:exactly; line-height:20px; =
padding-top:16px">You
 can do so much using our app, from making payments and depositing =
cheques, to checking your PIN and approving purchases.</td>
											</tr>
											<tr>
												<td align=3D"center" style=3D"padding-top: 24px"><!--// CTA =
START \\-->
												<table border=3D"0" cellpadding=3D"0" cellspacing=3D"0">
													<tbody>
														<tr>
															<td align=3D"center" style=3D"background-color:#000001; =
mso-padding-alt:0 16px; border-radius: 8px">
<a class=3D"f_GUS_B cta_black" =
href=3D"https://link.commercialemails.lloydsbank.com/e/er?s=3D1705133317&=
lid=3D3712&elqTrackId=3D73aa8c98666c4ca6875d68d08bda921c&elq=3D5817748586=
394542afa63aefc630f7a2&elqaid=3D2192&elqat=3D1&elqcst=3D272&elqcsid=3D107=
09&elqak=3D8AF5E6A4D204C9497B502782AC59A8CA60F6A11754903BD58A88361C571C8F=
662F58" style=3D"border:1px solid #000001; background-color:#000001; =
color:#fffffe; display:block; font-family:arial,helvetica,sans-serif; =
font-size:16px; font-weight:bold; mso-line-height-rule:exactly;=20
line-height:24px; text-align:center; text-decoration:none; padding:10px =
24px 10px 24px; mso-padding-alt:13px 15px 13px 15px; border-radius: 8px" =
target=3D"_blank" title=3D"More on the app">More on the app</a></td>
														</tr>
													</tbody>
												</table>
												<!--// CTA END \\--></td>
											</tr>
										</tbody>
									</table>
									</td>
								</tr>
							</tbody>
						</table>
						</div>
						<!--[if gte mso 9]>
											</td>
									=09
</tr>
									</table>
								<![endif]--></td>
					</tr>
				</tbody>
			</table>
			<!--[if gte mso 15]><br />&nbsp;<![endif]--></td>
		</tr>
	</tbody>
</table>
=20
     =20
       <!-- PRODUCTIVITY 1 -->
        <!-- PRODUCTIVITY 1 [5c] Text with image (full bleed) - 50:50 =
image left (image TOP on mobile) -->
<table align=3D"center" bgcolor=3D"#fffffe" border=3D"0" =
cellpadding=3D"0" cellspacing=3D"0" class=3D"m_w100pc" =
style=3D"margin:auto; background-color:#fffffe; width:600px" =
width=3D"600">
	<tbody>
	=09
<tr>
			<td style=3D"font-size:0; line-height:0"><!--[if mso | ie]><table =
width=3D"100%" cellpadding=3D"0" cellspacing=3D"0" border=3D"0"><tr><td =
valign=3D"top"><![endif]-->
			<div class=3D"m_d_b" style=3D"display:flex; justify-content: center">
			<table align=3D"right" border=3D"0" cellpadding=3D"0" =
cellspacing=3D"0" class=3D"m_w100pc" style=3D"width:300px" =
width=3D"300">
				<tbody>
					<tr>
						<td align=3D"center">
<img alt=3D"Removing the barriers to borrowing" border=3D"0" =
class=3D"m_w100pc" =
src=3D"https://image.CommercialEmails.lloydsbank.com/EloquaImages/clients=
/LloydsBankingGroup2/%7Bbe1b35d8-9465-42cf-9778-e2f1026f9425%7D_disabled_=
businesses.png" style=3D"display: block; width:300px; height:auto; =
color:#000001; font-family:arial,helvetica,sans-serif; font-size:16px; =
line-height:300px; text-align:center" width=3D"300" /></td>
					</tr>
				</tbody>
			</table>
			<!--[if mso | ie]></td><td align=3D"right" valign=3D"top">
<![endif]-->

			<table align=3D"left" border=3D"0" cellpadding=3D"0" =
cellspacing=3D"0" class=3D"m_w100pc m_hauto" height=3D"300" =
style=3D"width:298px; height: 300px" width=3D"300">
				<tbody>
					<tr>
						<td class=3D"m_hauto" height=3D"236" style=3D"padding:32px 32px =
32px 32px; vertical-align: middle; width: 236px; height: 236px" =
valign=3D"middle" width=3D"236">
						<table align=3D"center" border=3D"0" cellpadding=3D"0" =
cellspacing=3D"0" class=3D"m_w100pc" style=3D"width: 236px" =
valign=3D"middle" width=3D"236">
							<tbody>
							=09
<tr>
									<td align=3D"center" class=3D"f_GUL_B" style=3D"color:#000001; =
font-family:arial,helvetica,sans-serif; font-size:30px; =
mso-line-height-rule:exactly; line-height:34px; letter-spacing:-0.02em; =
font-weight:bold;">Removing the barriers to borrowing</td>
								</tr>
								<tr>
									<td align=3D"center" class=3D"f_GUS_R" style=3D"color:#000001; =
font-family:arial,helvetica,sans-serif; font-size:16px; =
mso-line-height-rule:exactly; line-height:20px; =
padding-top:16px">There&#39;s
 now a dedicated hub for disabled-led businessses, helping them access =
finance, and offering mentoring from supportive organisations and =
schemes.</td>
								</tr>
								<tr>
									<td align=3D"center" style=3D"padding-top:24px"><!--// CTA =
START \\-->
									<table border=3D"0" cellpadding=3D"0" cellspacing=3D"0" =
style=3D"border-radius:8px">
										<tbody>
											<tr>
												<td align=3D"center" style=3D"background-color:#000001; =
mso-padding-alt:0 16px; border-radius:8px">
<a class=3D"f_GUS_B cta_black" =
href=3D"https://link.commercialemails.lloydsbank.com/e/er?s=3D1705133317&=
lid=3D3713&elqTrackId=3D3cda0bab633b4f2c8ed694a37e845a07&elq=3D5817748586=
394542afa63aefc630f7a2&elqaid=3D2192&elqat=3D1&elqcst=3D272&elqcsid=3D675=
8&elqak=3D8AF5A36A0E0057949575B5FFEE8AA8A56C67A11754903BD58A88361C571C8F6=
62F58" style=3D"border:1px solid #000001; background-color:#000001; =
color:#fffffe; display:block; font-family:arial,helvetica,sans-serif; =
font-size:16px; font-weight:bold; mso-line-height-rule:exactly;=20
line-height:24px; text-align:center;text-decoration:none; padding:10px =
24px 10px 24px; mso-padding-alt:13px 15px 13px 15px; border-radius:8px" =
target=3D"_blank" title=3D"Visit the hub">Visit the hub</a></td>
											</tr>
										</tbody>
									</table>
									<!--// CTA END \\--></td>
								</tr>
							</tbody>
						</table>
						</td>
					</tr>
				</tbody>
			</table>
			</div>
			<!--[if mso | ie]></td></tr></table><![endif]--></td>
		</tr>
	</tbody>
</table>

     =20
  =20
       <!-- FRAUD -->
        <!-- [5b] Text with illustration - 50:50 image left -->
<table align=3D"center" bgcolor=3D"#fffffe" border=3D"0" =
cellpadding=3D"0" cellspacing=3D"0" class=3D"m_w100pc" =
style=3D"margin:auto; background-color:#fffffe; width:600px" =
width=3D"600">
	<tbody>
		<tr>
			<td style=3D"font-size:0; line-height:0"><!--[if mso | ie]><table =
width=3D"100%" cellpadding=3D"0" cellspacing=3D"0" border=3D"0"><tr><td =
valign=3D"top"><![endif]-->
		=09
<div class=3D"m_d_b" style=3D"display:flex; justify-content: center">
			<table align=3D"left" border=3D"0" cellpadding=3D"0" =
cellspacing=3D"0" class=3D"m_w100pc" style=3D"width:228px" =
width=3D"228">
				<tbody>
					<tr>
						<td align=3D"center" class=3D"m_w100pc m_p32 m_pb0" =
style=3D"padding:64px 32px 64px 64px; font-size: 0; line-height: 0">
<img alt=3D"mobile with shield illustration" border=3D"0" =
src=3D"https://image.CommercialEmails.lloydsbank.com/EloquaImages/clients=
/LloydsBankingGroup2/%7B52262f0a-ca41-46c4-8ddb-6974f4ff1725%7D_white-sec=
urity-2.png" style=3D"display: block; width:132px; height:auto; =
color:#000001; font-family:arial,helvetica,sans-serif; font-size:12px; =
line-height:132px; text-align:center" width=3D"132" /></td>
					</tr>
				</tbody>
			</table>
			<!--[if mso | ie]></td><td valign=3D"top"><![endif]-->

		=09
<table align=3D"left" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" =
class=3D"m_w100pc m_mauto m_fnone" style=3D"width:372px" width=3D"372">
				<tbody>
					<tr>
						<td class=3D"m_p32 m_pt24" style=3D"padding:64px 32px; font-size: =
0; line-height: 0">
						<table align=3D"left" border=3D"0" cellpadding=3D"0" =
cellspacing=3D"0" class=3D"m_w100pc" style=3D"width: 308px; =
mso-table-lspace:0px; mso-table-rspace:0px" width=3D"308">
							<tbody>
								<tr>
								=09
<td align=3D"center" class=3D"f_GUL_R" style=3D"color:#000001; =
font-family:arial,helvetica,sans-serif; font-size:36px; =
mso-line-height-rule:exactly; line-height:40px; =
letter-spacing:-0.02em">Keeping your business safe</td>
								</tr>
								<tr>
									<td align=3D"center" class=3D"f_GUS_R" style=3D"color:#000001; =
font-family:arial,helvetica,sans-serif; font-size:16px; =
mso-line-height-rule:exactly; line-height:20px; padding-top:16px">Do
 you and your staff know how to avoid fraudsters? Our guides take a =
closer look at how scams work, so you can better protect your =
business.</td>
								</tr>
								<tr>
									<td align=3D"center" style=3D"padding-top:24px"><!--// CTA =
START \\-->
									<table border=3D"0" cellpadding=3D"0" cellspacing=3D"0" =
style=3D"border-radius:8px">
										<tbody>
											<tr>
												<td align=3D"center" style=3D"background-color:#000001; =
mso-padding-alt:0 16px; border-radius:8px">
<a class=3D"f_GUS_B cta_black" =
href=3D"https://link.commercialemails.lloydsbank.com/e/er?s=3D1705133317&=
lid=3D3714&elqTrackId=3D1789f2b328c94a478ea91e8b6d81bc93&elq=3D5817748586=
394542afa63aefc630f7a2&elqaid=3D2192&elqat=3D1&elqcst=3D272&elqcsid=3D529=
1&elqak=3D8AF52B1E6976E7FB8611AA96D8B4C9C4B39DA11754903BD58A88361C571C8F6=
62F58" style=3D"border:1px solid #000001; background-color:#000001; =
color:#fffffe; display:block; font-family:arial,helvetica,sans-serif; =
font-size:16px; font-weight:bold; mso-line-height-rule:exactly;=20
line-height:24px; text-align:center;text-decoration:none; padding:10px =
24px 10px 24px; mso-padding-alt:13px 15px 13px 15px; border-radius:8px" =
target=3D"_blank" title=3D"Protect against fraud">Protect against =
fraud</a></td>
											</tr>
										</tbody>
									</table>
									<!--// CTA END \\--></td>
								</tr>
								<!--[if gt mso 15]><tr><td style=3D"font-size:0px; =
line-height:0px; height:0.1pt">&nbsp;</td></tr><![endif]-->
							</tbody>
						</table>
						</td>
					</tr>
			=09
</tbody>
			</table>
			</div>
			<!--[if mso | ie]></td></tr></table><![endif]--></td>
		</tr>
	</tbody>
</table>
     =20

     =20
        <!-- [3b] Text - H2, H4, copy and CTA -->
        <table class=3D"m_w100pc" border=3D"0" cellpadding=3D"0" =
cellspacing=3D"0" align=3D"center" width=3D"600" bgcolor=3D"#fffffe" =
style=3D"margin:auto; background-color:#fffffe; width:600px">
            <tr>
                <td align=3D"left" valign=3D"top" style=3D"padding:32px; =
font-size:0; line-height:0">

                   =20
                    <!-- DYN - OUTRO -->
                    <table align=3D"center" border=3D"0" =
cellpadding=3D"0" cellspacing=3D"0" class=3D"m_w100pc m_mauto" =
style=3D"margin:auto;width:536px" width=3D"536">
	<tbody>
		<tr>
			<td align=3D"left" class=3D"f_GUS_R" style=3D"color:#000001; =
font-family:arial,helvetica,sans-serif; font-size:16px; =
mso-line-height-rule:exactly; line-height:20px; padding-top:0">I hope =
you found this latest mix of help and guidance useful.</td>
		</tr>
	</tbody>

</table>


                    <!-- DYN - SIGNATURE -->
                    <table align=3D"center" border=3D"0" =
cellpadding=3D"0" cellspacing=3D"0" class=3D"m_w100pc m_mauto" =
style=3D"margin:auto;width:536px" width=3D"536">
	<tbody>
		<tr>
			<td align=3D"left" class=3D"f_GUL_B" style=3D"color:#000001; =
font-family:arial,helvetica,sans-serif; font-size:20px; =
mso-line-height-rule:exactly; line-height:24px; letter-spacing:-0.02em; =
font-weight:bold; padding-top:16px">Simon Kenyon, Managing Director, =
Digital Banking</td>
	=09
</tr>
	</tbody>
</table>

                   =20
                </td>
            </tr>
        </table>

        <!-- DYN - FOOTER NAV SOCIAL -->
        <!-- [F1a] Footer - Retail, BCB and CIB use ONLY (B2B) -->
<table align=3D"center" bgcolor=3D"#fffffe" border=3D"0" =
cellpadding=3D"0" cellspacing=3D"0" class=3D"m_w100pc m_hauto" =
style=3D"margin:auto; width:600px; background-color:#fffffe" =
width=3D"600">
	<tbody>
		<tr>
			<td align=3D"center" style=3D"font-size:0px line-height:0px" =
valign=3D"top">
<a =
href=3D"https://link.commercialemails.lloydsbank.com/e/er?s=3D1705133317&=
lid=3D3752&elqTrackId=3Df37204d4c12c479997de9ab111a83e5a&elq=3D5817748586=
394542afa63aefc630f7a2&elqaid=3D2192&elqat=3D1&elqcst=3D272&elqcsid=3D713=
6&elqak=3D8AF592F324EA2F88B8CC2A772A5877C8FB27A11754903BD58A88361C571C8F6=
62F58" style=3D"text-decoration:none; display: block" target=3D"_blank" =
title=3D"">
<img alt=3D"Lloyds Bank Logo" class=3D"m_h" =
src=3D"https://image.CommercialEmails.lloydsbank.com/EloquaImages/clients=
/LloydsBankingGroup/%7Bc460939e-b247-49af-9e13-54794cfe3761%7D_footer_log=
o_lloyds_horiz_pos_B2B_desk.png" style=3D"width:600px; height: auto; =
display: block; color:#000001; font-family:arial,helvetica,sans-serif; =
font-size:12px; line-height:338px; text-align:center" width=3D"600" /> =
<!--[if !mso]><!-- mobile image -->
 <img alt=3D"Lloyds Bank Logo" class=3D"m_d_b m_w100pc" =
src=3D"https://image.CommercialEmails.lloydsbank.com/EloquaImages/clients=
/LloydsBankingGroup/%7B8c8551d0-eeb6-41e5-a96d-0c1f91956a28%7D_footer_log=
o_lloyds_horiz_pos_B2B_mob.png" style=3D"display:none; height:auto" /> =
<!--<![endif]--> </a></td>
		</tr>
	</tbody>
</table>

<table align=3D"center" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" =
class=3D"m_w100pc" style=3D"margin:auto; width: 600px" width=3D"600">
	<tbody>
		<tr>
		=09
<td align=3D"center" class=3D"m_p0 m_hauto" height=3D"88" =
style=3D"vertical-align:top; font-size:0px; line-height:0px; =
background-image:linear-gradient(#024731,#024731)" =
valign=3D"top"><!--[if gte mso 9]>
					<v:rect fillcolor=3D"none" stroked=3D"false" =
style=3D"width:600px;height:92px;z-index:-1;position:relative; left:0; =
top:0">
				=09
<v:fill type=3D"frame" size=3D"450pt,69pt" opacity=3D"1" =
src=3D"https://image.commercialemails.lloydsbank.com/EloquaImages/clients=
/LloydsBankingGroup/%7B81becc78-9a4f-48ce-98f4-4da096cff07e%7D_spacer-024=
731.png"/></v:rect>
					<![endif]-->
		=09
<table align=3D"center" =
background=3D"https://image.commercialemails.lloydsbank.com/EloquaImages/=
clients/LloydsBankingGroup/%7B81becc78-9a4f-48ce-98f4-4da096cff07e%7D_spa=
cer-024731.png" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" =
class=3D"m_w100pc" height=3D"88" style=3D"margin:auto; =
background:url('https://image.commercialemails.lloydsbank.com/EloquaImage=
s/clients/LloydsBankingGroup/%7B81becc78-9a4f-48ce-98f4-4da096cff07e%7D_s=
pacer-024731.png') 0 0 / 600px auto no-repeat;=20
background-image:url('https://image.commercialemails.lloydsbank.com/Eloqu=
aImages/clients/LloydsBankingGroup/%7B81becc78-9a4f-48ce-98f4-4da096cff07=
e%7D_spacer-024731.png'); background-size:100% 100%; width:600px; =
height: 88px; vertical-align:top">
				<tbody>
					<tr>
						<td valign=3D"top">
						<table align=3D"center" border=3D"0" cellpadding=3D"0" =
cellspacing=3D"0" class=3D"m_w100pc">
							<tbody>
								<tr>
								=09
<td class=3D"m_p0_24" style=3D"padding:32px 32px 32px 32px; =
mso-padding-alt: 32px 0px 32px 0px">
									<div class=3D"m_d_b" style=3D"display: flex; align-items: =
center; justify-content: center">
									<table align=3D"left" border=3D"0" cellpadding=3D"0" =
cellspacing=3D"0" class=3D"m_w100pc" style=3D"margin:0 auto; =
vertical-align:top">
										<tbody>
											<tr class=3D"g_blend_screen">
												<td class=3D"m_footerButton g_blend_difference">
<a class=3D"f_GUL_R m_tal d_lightText" =
href=3D"https://link.commercialemails.lloydsbank.com/e/er?s=3D1705133317&=
lid=3D3751&elqTrackId=3D35119e7417164e43a0f1ecf1d537b22f&elq=3D5817748586=
394542afa63aefc630f7a2&elqaid=3D2192&elqat=3D1&elqcst=3D272&elqcsid=3D713=
6&elqak=3D8AF5841261AB4317FF7D4A06A4C5A18927F0A11754903BD58A88361C571C8F6=
62F58" style=3D"color:#fffffe; font-family:arial,helvetica,sans-serif; =
font-size:20px; mso-line-height-rule:exactly; line-height:24px; =
text-decoration:none; letter-spacing:-0.02em; display: block"=20
target=3D"_blank" title=3D"Contact Us"><span class=3D"keep-white =
d_lightText">Contact Us</span> <!--[if !mso]>--> <img align=3D"right" =
class=3D"m_footerArrow" =
src=3D"https://image.CommercialEmails.lloydsbank.com/EloquaImages/clients=
/LloydsBankingGroup/%7B2a946e27-5710-4bc9-ad00-1cba25b67b01%7D_footer_nav=
_arrow_neg.png" style=3D"width: 24px; min-width: 24px; height: auto; =
display: none; mso-hide:all" width=3D"24" /> <!--<![endif]--> </a></td>
											=09
<td class=3D"f_GUL_R m_h d_lightText" style=3D"color:#fffffe; =
font-family:arial,helvetica,sans-serif; font-size:20px; =
line-height:24px"><span class=3D"keep-white =
d_lightText">&nbsp;&nbsp;&nbsp;&nbsp;|&nbsp;&nbsp;&nbsp;&nbsp;</span></td=
>
											</tr>
										</tbody>
									</table>
									<!--[if mso | ie]></td><td><![endif]-->

									<table align=3D"left" border=3D"0" cellpadding=3D"0" =
cellspacing=3D"0" class=3D"m_w100pc" style=3D"margin:0 auto; =
vertical-align:top">
										<tbody>
										=09
<tr class=3D"g_blend_screen">
												<td class=3D"m_footerButton g_blend_difference">
<a class=3D"f_GUL_R m_tal d_lightText" =
href=3D"https://link.commercialemails.lloydsbank.com/e/er?s=3D1705133317&=
lid=3D3750&elqTrackId=3D610316d39d5e4aa49648b8db45e8054b&elq=3D5817748586=
394542afa63aefc630f7a2&elqaid=3D2192&elqat=3D1&elqcst=3D272&elqcsid=3D713=
6&elqak=3D8AF5C7214CD5551572464B34CF933DEC11C7A11754903BD58A88361C571C8F6=
62F58" style=3D"color:#fffffe; font-family:arial,helvetica,sans-serif; =
font-size:20px; mso-line-height-rule:exactly; line-height:24px; =
text-decoration:none; letter-spacing:-0.02em; display: block"=20
target=3D"_blank" title=3D"Privacy Policy"><span class=3D"keep-white =
d_lightText">Privacy Policy</span> <!--[if !mso]>--> <img =
align=3D"right" class=3D"m_footerArrow" =
src=3D"https://image.CommercialEmails.lloydsbank.com/EloquaImages/clients=
/LloydsBankingGroup/%7B2a946e27-5710-4bc9-ad00-1cba25b67b01%7D_footer_nav=
_arrow_neg.png" style=3D"width: 24px; min-width: 24px; height: auto; =
display: none; mso-hide:all" width=3D"24" /> <!--<![endif]--> </a></td>
											=09
<td class=3D"f_GUL_R m_h d_lightText" style=3D"color:#fffffe; =
font-family:arial,helvetica,sans-serif; font-size:20px; =
line-height:24px"><span class=3D"keep-white =
d_lightText">&nbsp;&nbsp;&nbsp;&nbsp;|&nbsp;&nbsp;&nbsp;&nbsp;</span></td=
>
											</tr>
										</tbody>
									</table>
									<!--[if mso | ie]></td><td><![endif]-->

									<table align=3D"left" border=3D"0" cellpadding=3D"0" =
cellspacing=3D"0" class=3D"m_w100pc" style=3D"margin:0 auto; =
vertical-align:top">
										<tbody>
										=09
<tr class=3D"g_blend_screen">
												<td class=3D"m_footerButton m_footerButton_last =
g_blend_difference">
<a class=3D"f_GUL_R m_tal d_lightText" =
href=3D"https://link.commercialemails.lloydsbank.com/e/er?s=3D1705133317&=
lid=3D3749&elqTrackId=3D2f779f56f304497bb74f8009d17437da&elq=3D5817748586=
394542afa63aefc630f7a2&elqaid=3D2192&elqat=3D1&elqcst=3D272&elqcsid=3D713=
6&elqak=3D8AF5F467AA330D21939C26EC075B626B6A2EA11754903BD58A88361C571C8F6=
62F58" style=3D"color:#fffffe; font-family:arial,helvetica,sans-serif; =
font-size:20px; mso-line-height-rule:exactly; line-height:24px; =
text-decoration:none; letter-spacing:-0.02em; display: block"=20
target=3D"_blank" title=3D"Email Security"><span class=3D"keep-white =
d_lightText">Email Security</span> <!--[if !mso]>--> <img =
align=3D"right" class=3D"m_footerArrow" =
src=3D"https://image.CommercialEmails.lloydsbank.com/EloquaImages/clients=
/LloydsBankingGroup/%7B2a946e27-5710-4bc9-ad00-1cba25b67b01%7D_footer_nav=
_arrow_neg.png" style=3D"width: 24px; min-width: 24px; height: auto; =
display: none; mso-hide:all" width=3D"24" /> <!--<![endif]--> </a></td>
											=09
<td class=3D"m_h" style=3D"color:#fffffe; =
font-family:arial,helvetica,sans-serif; font-size:0px; =
line-height:20px">&nbsp;</td>
											</tr>
										</tbody>
									</table>
									</div>
									</td>
								</tr>
							</tbody>
						</table>
						</td>
					</tr>
				</tbody>
			</table>
			</td>
		</tr>
		<tr>
		=09
<td align=3D"center" class=3D"m_hauto" height=3D"89" =
style=3D"vertical-align:top; font-size:0px; line-height:0px; =
background-image:linear-gradient(#323233,#323233)" =
valign=3D"top"><!--[if gte mso 9]>
					<v:rect fillcolor=3D"none" stroked=3D"false" =
style=3D"width:600px;height:89px;z-index:-1;position:relative; left:0; =
top:0">
				=09
<v:fill type=3D"frame" size=3D"450pt,67pt" opacity=3D"1" =
src=3D"https://image.commercialemails.lloydsbank.com/EloquaImages/clients=
/LloydsBankingGroup/%7Bcb8a8937-9a30-49ee-bb90-38dc7d82bd43%7D_spacer_323=
233.png"/></v:rect>
					<![endif]-->
		=09
<table align=3D"center" =
background=3D"https://image.commercialemails.lloydsbank.com/EloquaImages/=
clients/LloydsBankingGroup/%7Bcb8a8937-9a30-49ee-bb90-38dc7d82bd43%7D_spa=
cer_323233.png" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" =
class=3D"m_w100pc" height=3D"60" style=3D"margin:auto; =
background:url('https://image.commercialemails.lloydsbank.com/EloquaImage=
s/clients/LloydsBankingGroup/%7Bcb8a8937-9a30-49ee-bb90-38dc7d82bd43%7D_s=
pacer_323233.png') 0 0 / 600px auto no-repeat;=20
background-image:url('https://image.commercialemails.lloydsbank.com/Eloqu=
aImages/clients/LloydsBankingGroup/%7Bcb8a8937-9a30-49ee-bb90-38dc7d82bd4=
3%7D_spacer_323233.png'); background-size:100% 100%; width:600px; =
height: 89px; vertical-align:top">
				<tbody>
					<tr>
						<td align=3D"left" style=3D"padding:24px 0px">
						<table align=3D"center" border=3D"0" cellpadding=3D"0" =
cellspacing=3D"0" style=3D"margin:auto; vertical-align:top">
							<tbody>
								<tr>
									<td>
<a =
href=3D"https://link.commercialemails.lloydsbank.com/e/er?s=3D1705133317&=
lid=3D3748&elqTrackId=3D4814028646894d43954522d1e08d1f7e&elq=3D5817748586=
394542afa63aefc630f7a2&elqaid=3D2192&elqat=3D1&elqcst=3D272&elqcsid=3D713=
6&elqak=3D8AF5DC25DA988CCCB654145BB13BF23F0D19A11754903BD58A88361C571C8F6=
62F58" style=3D"text-decoration: none" target=3D"_blank" =
title=3D"Facebook">
<img alt=3D"Facebook" border=3D"0" height=3D"32" =
src=3D"https://image.CommercialEmails.lloydsbank.com/EloquaImages/clients=
/LloydsBankingGroup/%7B29b506b6-d8bf-489e-9ea4-b6fbdb02e85b%7D_social_ico=
n_FB_light.png" style=3D"height:32px; width:auto; color: #fffffe; =
text-align: center; font-size: 12px; line-height: 24px" /> </a></td>
									<td class=3D"m_pl30" style=3D"width:1px; font-size:1px; =
line-height:1px; padding-left:47px; box-sizing:content-box" =
width=3D"48">&nbsp;</td>
									<td>
<a =
href=3D"https://link.commercialemails.lloydsbank.com/e/er?s=3D1705133317&=
lid=3D3747&elqTrackId=3D9e2d91173560487e923fcf4b89e6d084&elq=3D5817748586=
394542afa63aefc630f7a2&elqaid=3D2192&elqat=3D1&elqcst=3D272&elqcsid=3D713=
6&elqak=3D8AF5BF62F9CD5E2F8D2A3ABFE7717B4F8728A11754903BD58A88361C571C8F6=
62F58" style=3D"text-decoration: none" target=3D"_blank" title=3D"X =
(Twitter)">
<img alt=3D"X (Twitter)" border=3D"0" height=3D"32" =
src=3D"https://image.CommercialEmails.lloydsbank.com/EloquaImages/clients=
/LloydsBankingGroup/%7B5941dd35-5b8f-48b4-b0ee-d2719670d44c%7D_social_ico=
n_X_light.png" style=3D"height:32px; width:auto; color: #fffffe; =
text-align: center; font-size: 12px; line-height: 24px" /> </a></td>
									<td class=3D"m_pl30" style=3D"width:1px; font-size:1px; =
line-height:1px; padding-left:47px; box-sizing:content-box" =
width=3D"48">&nbsp;</td>
									<td>
<a =
href=3D"https://link.commercialemails.lloydsbank.com/e/er?s=3D1705133317&=
lid=3D3746&elqTrackId=3D357c4cd4d1b44c2d94b52b45a9ee36ea&elq=3D5817748586=
394542afa63aefc630f7a2&elqaid=3D2192&elqat=3D1&elqcst=3D272&elqcsid=3D713=
6&elqak=3D8AF5E7DCC9862A8D8CF4C047CE5658A892C2A11754903BD58A88361C571C8F6=
62F58" style=3D"text-decoration: none" target=3D"_blank" =
title=3D"LinkedIn">
<img alt=3D"LinkedIn" border=3D"0" height=3D"32" =
src=3D"https://image.CommercialEmails.lloydsbank.com/EloquaImages/clients=
/LloydsBankingGroup/%7B50ae2967-7337-4e1e-88f5-826222582e75%7D_social_ico=
n_Linkedin_light.png" style=3D"height:32px; width:auto; color: #fffffe; =
text-align: center; font-size: 12px; line-height: 24px" /> </a></td>
									<td class=3D"m_pl30" style=3D"width:1px; font-size:1px; =
line-height:1px; padding-left:47px; box-sizing:content-box" =
width=3D"48">&nbsp;</td>
									<td>
<a =
href=3D"https://link.commercialemails.lloydsbank.com/e/er?s=3D1705133317&=
lid=3D3745&elqTrackId=3D6997a391119f4b5686a3e19def694ba1&elq=3D5817748586=
394542afa63aefc630f7a2&elqaid=3D2192&elqat=3D1&elqcst=3D272&elqcsid=3D713=
6&elqak=3D8AF585B49B25AE4C25159631CE2623B2C5FBA11754903BD58A88361C571C8F6=
62F58" style=3D"text-decoration: none" target=3D"_blank" =
title=3D"Instagram">
<img alt=3D"Instagram" border=3D"0" height=3D"32" =
src=3D"https://image.CommercialEmails.lloydsbank.com/EloquaImages/clients=
/LloydsBankingGroup/%7B81da65f5-d70b-4f3f-bac9-30d4377a1f69%7D_social_ico=
n_insta_light.png" style=3D"height:32px; width:auto; color: #fffffe; =
text-align: center; font-size: 12px; line-height: 24px" /> </a></td>
								</tr>
							</tbody>
						</table>
						</td>
					</tr>
				</tbody>
			</table>
			</td>
		</tr>
	</tbody>
</table>


        <!-- DYN - FOOTER TOP -->

        <table align=3D"center" bgcolor=3D"#fffffe" border=3D"0" =
cellpadding=3D"0" cellspacing=3D"0" class=3D"m_w100pc" =
style=3D"width:600px; margin:auto; background-color:#fffffe" =
width=3D"600">
	<tbody>
		<tr>
			<td align=3D"left" class=3D"f_GUS_R" style=3D"font-size:12px; =
line-height:16px; font-family:arial,helvetica,sans-serif; color:#000001; =
padding:20px 20px 16px 20px"><strong class=3D"f_GUS_B" =
style=3D"font-family:arial,helvetica,sans-serif; color:#000001; =
font-weight: bold">Security Information</strong><br />
			Please
 note that Lloyds Bank NEVER send emails that ask for confidential or =
security information. We&rsquo;ll never send you an email asking for =
your log on details, or direct you to a webpage that asks for this =
information. Visit our online <a=20
href=3D"https://link.commercialemails.lloydsbank.com/e/er?s=3D1705133317&=
lid=3D3784&elqTrackId=3D5e355cb42c33411b93ff49a85c71e454&elq=3D5817748586=
394542afa63aefc630f7a2&elqaid=3D2192&elqat=3D1&elqcst=3D272&elqcsid=3D713=
4&elqak=3D8AF52FFAE587F9FE42851AD3106D72B54975A11754903BD58A88361C571C8F6=
62F58" style=3D"color:#000001" target=3D"_blank" title=3D"security =
pages">security pages</a> for more details. Please note that any data =
sent via e-mail is not secure and could be read by others.</td>
		</tr>
	</tbody>
</table>



        <!-- DYN - UNSUBSCRIBE -->
        <table align=3D"center" bgcolor=3D"#fffffe" border=3D"0" =
cellpadding=3D"0" cellspacing=3D"0" class=3D"m_w100pc" =
style=3D"width:600px; margin:auto; background-color:#fffffe" =
width=3D"600">
	<tbody>
		<tr>
			<td align=3D"left" class=3D"f_GUS_R" style=3D"font-size:12px; =
line-height:16px; font-family:arial,helvetica,sans-serif; color:#000001; =
padding:0 20px 16px 20px">If
 you no longer wish to receive any marketing communications from Lloyds =
Bank using this email address please click <a=20
href=3D"https://links.commercialemails.lloydsbank.com/unsubscribe?utm_cam=
paign=3DLB_BB_Dec24_Footer_CEP&utm_content=3DUnsubscribe&utm_source=3Dout=
bound_marketing&utm_medium=3DEmail&pid=3D679103726&brand=3DLTB&camp=3DCEP=
MAR2025&elqTrackId=3D7abeb90457dc4e59bc204629772c528a&elq=3D5817748586394=
542afa63aefc630f7a2&elqaid=3D2192&elqat=3D1&elqCampaignId=3D803&elqcst=3D=
272&elqcsid=3D5143&elqak=3D8AF5A0D54928A3951DA739B2913E2BE11A0DA11754903B=
D58A88361C571C8F662F58" style=3D"color:#000001" target=3D"_blank" =
title=3D"here">here</a>.</td>
		</tr>
=09
</tbody>
</table>

     =20
        <!-- DYN - FOOTER BOTTOM -->
        <table align=3D"center" bgcolor=3D"#fffffe" border=3D"0" =
cellpadding=3D"0" cellspacing=3D"0" class=3D"m_w100pc" =
style=3D"width:600px; margin:auto; background-color:#fffffe" =
width=3D"600">
	<tbody>
		<tr>
			<td align=3D"left" class=3D"f_GUS_R" style=3D"font-size:12px; =
line-height:16px; font-family:arial,helvetica,sans-serif; color:#000001; =
padding:0 20px 20px 20px">
<strong class=3D"f_GUS_B" =
style=3D"font-family:arial,helvetica,sans-serif; color:#000001; =
font-weight: bold">Our service promise</strong><br />
			Please
 let us know if you have a problem &ndash; we&rsquo;re here to help. See =
our complaints process on our &lsquo;Help &amp; Support&rsquo; page at: =
<a =
href=3D"https://link.commercialemails.lloydsbank.com/e/er?s=3D1705133317&=
lid=3D3798&elqTrackId=3Dd0889457564a4379b368051f07afebf1&elq=3D5817748586=
394542afa63aefc630f7a2&elqaid=3D2192&elqat=3D1&elqcst=3D272&elqcsid=3D713=
8&elqak=3D8AF55FBF4FB91CCA29F1300E4C548110468EA11754903BD58A88361C571C8F6=
62F58" style=3D"color:#000001" target=3D"_blank" =
title=3D"lloydsbank.com/business/complaint">lloydsbank.com/business/compl=
aint
</a><br />
			<br />
			To
 help us improve the emails we send you, we collect basic information =
from your device such as when they are opened. For more information =
please read our <a =
href=3D"https://link.commercialemails.lloydsbank.com/e/er?s=3D1705133317&=
lid=3D3797&elqTrackId=3D010ad2dc3fa143efa8876622649faa18&elq=3D5817748586=
394542afa63aefc630f7a2&elqaid=3D2192&elqat=3D1&elqcst=3D272&elqcsid=3D713=
8&elqak=3D8AF56313C01E57A6C6105D393D3379AF076CA11754903BD58A88361C571C8F6=
62F58" style=3D"color:#000001" target=3D"_blank" title=3D"Cookies =
Policy">Cookies
 Policy</a>.<br />
			<br />
			Lloyds and Lloyds Bank are trading names of Lloyds Bank plc. =
Registered Office: 25 Gresham Street, London EC2V 7HN. Registered in =
England and Wales no. 2065. Telephone: 0207 626 1500. Authorised by the =
Prudential Regulation Authority and regulated by the Financial Conduct =
Authority and the Prudential Regulation Authority under Registration =
Number 119278.<br />
			<br />
			Eligible
 deposits with us are protected by the Financial Services Compensation =
Scheme (FSCS). We are covered by the Financial Ombudsman Service (FOS). =
Please note that due to FSCS and FOS eligibility criteria not all =
business customers will be covered.<br />
			<br />
			Lloyds
 Banking Group is a financial services group that incorporates a number =
of brands including Lloyds Bank. More information on Lloyds Banking =
Group can be found at <a =
href=3D"https://link.commercialemails.lloydsbank.com/e/er?s=3D1705133317&=
lid=3D3796&elqTrackId=3De907998b49824a8582bd00480cc58a36&elq=3D5817748586=
394542afa63aefc630f7a2&elqaid=3D2192&elqat=3D1&elqcst=3D272&elqcsid=3D713=
8&elqak=3D8AF56A5186D6062F9EF98D4676AF76720BA0A11754903BD58A88361C571C8F6=
62F58" style=3D"color:#000001" target=3D"_blank"=20
title=3D"lloydsbankinggroup.com">lloydsbankinggroup.com</a>.<br />
			<br />
			While all reasonable care has been taken to ensure that the =
information provided is correct, no liability is accepted by Lloyds Bank =
for any loss or damage caused to any person relying on any statement or =
omission. This is for information only and should not be relied upon as =
offering advice for any set of circumstances. Specific advice should =
always be sought in each instance.</td>
		</tr>
	</tbody>
</table>



        <!--[if !mso]><!-- GMAIL IMAP HOLD-OPEN -->
        <img class=3D"m_h" =
src=3D"https://image.CommercialEmails.lloydsbank.com/EloquaImages/clients=
/LloydsBankingGroup/%7B62bfd74b-401b-4e55-b596-d7aa6af4c3a4%7D_spacer.gif=
" alt=3D"image" height=3D"1" width=3D"600" style=3D"display:block; =
width:600px; border:1px solid transparent"/>
        <!--[endif]--><!---->
    </div>




<img =
src=3D'https://link.commercialemails.lloydsbank.com/e/FooterImages/Footer=
Image1?elq=3D5817748586394542afa63aefc630f7a2&siteid=3D1705133317' =
alt=3D"" border=3D0 width=3D1px height=3D1px =
style=3D'display:block;'></body></html>
------=_NextPart_000_03CA_01DB8DEA.3FC01C20--