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Reply-To: <contact@pensionbee.com>
From: "PensionBee" <marketing@hello.pensionbee.com>
To: <bob@sarahharvey.com>
Subject: Do you know where your pensions are, Robert?
Date: Fri, 29 Nov 2024 19:18:54 -0000
Message-ID: <57.AE.59066.E931A476@i-00e7402516076fcb2.mta3vrest.sd.prd.sparkpost>
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  <http://sp.pensionbee.com/q/Mri3l7fiInQAc17grjt5vw~~/AABRIgA~/RgRpLJiePVcFc3BjZXVCCmdEnhNKZ899anVSE2JvYkBzYXJhaGhhcnZleS5jb21YBAAAAB8~>
Over £50 billion in UK pension savings is at risk of being misplaced. 
<https://links.pensionbee.com/e/eo?_t=941fc1872f5648a9becb28376f6c197b&_m=afcd2915cd354355b68a06971145b660&_e=6sgmCuMaU9rANieFT9UOeABArUPt6BRU3NlAjVCbywrndgKOhQD-R4QqjFJmHYdG60GDTfQsOrPpwVbEeVqV7K21LLpuTTsd-Xnj1DP7WvEcdd3YIsxuPrJNd0jo0Z1WFqDr7HCIbZ9dtWCqvMSE8w%3D%3D>







View in browser 
<https://links.pensionbee.com/e/evib?_t=941fc1872f5648a9becb28376f6c197b&_m=afcd2915cd354355b68a06971145b660&_e=6sgmCuMaU9rANieFT9UOeABArUPt6BRU3NlAjVCbywrndgKOhQD-R4QqjFJmHYdGFJ2NtWlaGMg7bo_5sZZueQ%3D%3D>



 <https://links.pensionbee.com/u/click?_t=941fc1872f5648a9becb28376f6c197b&_m=afcd2915cd354355b68a06971145b660&_e=C0PCNqv5P9UdxrbVw83G3atVKK7jcrhnmNNopSPh0--o2UK34SVbFcvG62BvoRhMUMdqqJF3c4HRq4Tp3fRmwRt_VSmWdKrWnG7HsKz27xvwEp01cOV-pCAiWIzvYJogDrIwKPwoTZeGwHO3tTDmemcMr7VaiwU5KGjMfVGzCoawIqNAi-1Az6QiXiYLqVg__KwuBFF5yeAplcRv90vRmcO9zgbUC9rZBNS2PZKNI-cmqaYiWtnL98a9-oorFUQ_XQMg4CB5wkY2H2pmibYgIA%3D%3D>
Log in 
<https://links.pensionbee.com/u/click?_t=941fc1872f5648a9becb28376f6c197b&_m=afcd2915cd354355b68a06971145b660&_e=C0PCNqv5P9UdxrbVw83G3atVKK7jcrhnmNNopSPh0--o2UK34SVbFcvG62BvoRhMUMdqqJF3c4HRq4Tp3fRmwRt_VSmWdKrWnG7HsKz27xuKU7QMFtuZjlIZfQhAP2QT5UnWkWd9ZN3x8Nqgdn039u7EIfj1JUlgxHxxUbjrEaWpLXZqql_ec-LQWqQP5dJZeW5ijFQ80qBRlt-uGcGFPTJua9wQ-7PqA4N30dA9P5SQxLVLvJKArrqhJKCiqPU7I2lKqFN5FncviVcVKDONoQ%3D%3D>

 <https://links.pensionbee.com/u/click?_t=941fc1872f5648a9becb28376f6c197b&_m=afcd2915cd354355b68a06971145b660&_e=C0PCNqv5P9UdxrbVw83G3atVKK7jcrhnmNNopSPh0--o2UK34SVbFcvG62BvoRhMUMdqqJF3c4HRq4Tp3fRmwRt_VSmWdKrWnG7HsKz27xt6V_PVDPkd9rAXQaZfmh6werQ3hpycmD8qO_q5CgS9OMt94G2amjAP4J6lAt5ifmWsmHeJ0r_1q117TaBQbg_Dbyo5jyOKuJDxG2UnnztS5ufyDRmzacfyuK_WH4XYu7uPP_TWR69_GaE3atPNMXNda4J5IkMSqEqAXkVeWlMEDw%3D%3D>


Hi Robert,



New research has revealed that over £50 billion in hard-earned pension 
savings is at risk of being abandoned in unused accounts.

According to the Centre for Economics and Business Research 
<https://links.pensionbee.com/u/click?_t=941fc1872f5648a9becb28376f6c197b&_m=afcd2915cd354355b68a06971145b660&_e=vLrHb-ZnxKb2WBsiUtTu4NDqTnnIwsDtQDfzijPM5SyDoLdR89a7He74JvxStn0TJ058OMZfKeJt3e9ucA1SqFJ56uRH1rLT6uj2ExmfXy3W0-aEx79ExJi5CFkDNeP9xMklHZlkS7R9tSyBXGNvFvejHiAhPDx7Hqv0Q1cJgLFts_tDpQeWRKND5zldq-vMhcHR5WTXIsssPnxolg-B6CiDKAD9vHR-SEyhDdtiJMcs7-SmQqhS79x9gUo2OXw51pbZXLmDZrxr_rzRo1TyFGByJaNW2XvNgzu926H-uH4%3D> 
(CEBR), nearly one in 10 workers believe they may have lost a pension pot 
worth more than £10,000.

If you’ve had multiple jobs, chances are you have pensions scattered across 
different providers.

To take control of your retirement, here’s what you can do.

*	Keep track of your pensions - make a note of your pension providers and 
account details when you change jobs.
*	Update your address - update your address with your pension providers 
whenever you move. This ensures you’ll receive important updates about your 
pension plan.
*	Consider consolidating - if you have multiple pension pots, think about 
consolidating them into one account. This simplifies management and makes it 
easier to keep track of your retirement savings.

Not sure where your old pension pots are? Read our ‘4 steps to finding a 
missing pension 
<https://links.pensionbee.com/u/click?_t=941fc1872f5648a9becb28376f6c197b&_m=afcd2915cd354355b68a06971145b660&_e=C0PCNqv5P9UdxrbVw83G3atVKK7jcrhnmNNopSPh0-8aB4Gpl3zOZbpy1OHWCRpTX2Jw1N7juqrlH5u8S0XrHGKxXsWpRXXE8yZCQOCFn4tiFhNwpBlWahxyQ9Hefjlmmtq20KVFCQxsgulw3oGQ0sOu9mUPdhsbmRBDahcLw3Mm_F7elOM1k5XVB2tlx5GhfeTaleNKb6dBgHE-RJi7kkwdd7b1y053B1VIYE_yZzrJKdA3p5IKIZKjgK9Gv4yfwIs8ce0di6OrwVQ9uWkqenymjZIRu6rhrZGqS607IfG8iKzizM6VoV-0lHHZtEJT> 
’ guide or use our free ‘Do I have a pension 
<https://links.pensionbee.com/u/click?_t=941fc1872f5648a9becb28376f6c197b&_m=afcd2915cd354355b68a06971145b660&_e=C0PCNqv5P9UdxrbVw83G3atVKK7jcrhnmNNopSPh0-8cPXQH_BY7jGnnYWczC_JzE-BA5nVkmgudePVvzVezt3DrMUZDvILRU_IjabAuSAkd28VlTPX2dbYJzCOrjgDEwToWkwo8VHLH1ZB8WY_cZVF8Ywaxzmv-545WEPw1bNVqr1d12zjyasiGqulNZ2sHWpK-q5EG_o4OdKUTBtLDLZDfdxRCaOLeFByistXEzVNCTz0DemAT_w6qmHkMmfSjw-zurCxcqFQH6kI6ouqI-w%3D%3D> 
’ tool to check.



It only takes a couple minutes to add your previous pensions.




 <https://links.pensionbee.com/u/click?_t=941fc1872f5648a9becb28376f6c197b&_m=afcd2915cd354355b68a06971145b660&_e=C0PCNqv5P9UdxrbVw83G3atVKK7jcrhnmNNopSPh0--o2UK34SVbFcvG62BvoRhMUMdqqJF3c4HRq4Tp3fRmwRt_VSmWdKrWnG7HsKz27xuLKuNM3qzO3qlm-hWNF935e6d8qGqjpANqV_RZCyWZQedPcNiFaPCdcT7fiNR7fsGJZbCqZwLIaZphDH95YwBBKROBLiVBmk1rkdJqLL4iD_SI687-St-ISuqBgI3-PeJL6kgG2fqHfLGShPtl8pMa6o2lKpCwHPGoGWkOafYiWQ%3D%3D> 
Finish your sign up




When investing, your capital is at risk. Pensions can go down in value as 
well as up, so you could get back less than you invest.




Have a question?

Get in touch with our friendly UK team.





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class=3D"em_side15"><img src=3D"images/spacer.gif" width=3D"1" =
height=3D"1" alt=3D"" style=3D"display:block;" border=3D"0"/></td> </tr> =
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cellpadding=3D"0" cellspacing=3D"0" class=3D"em_wrapper" =
style=3D"width:600px;" width=3D"600"> <tr> <td align=3D"center" =
bgcolor=3D"#f9c000" class=3D"em_p1" style=3D"background-color:#343a40; =
padding:17px 25px;" valign=3D"top"> <table align=3D"center" border=3D"0" =
cellpadding=3D"0" cellspacing=3D"0" width=3D"100%"> <tr> <td =
align=3D"left" style=3D"width:126px;" valign=3D"top" width=3D"126"> <a =
data-linkto=3D"https://" =
href=3D"https://links.pensionbee.com/u/click?_t=3D941fc1872f5648a9becb283=
76f6c197b&_m=3Dafcd2915cd354355b68a06971145b660&_e=3DC0PCNqv5P9UdxrbVw83G=
3atVKK7jcrhnmNNopSPh0--o2UK34SVbFcvG62BvoRhMUMdqqJF3c4HRq4Tp3fRmwRt_VSmWd=
KrWnG7HsKz27xvwEp01cOV-pCAiWIzvYJogDrIwKPwoTZeGwHO3tTDmemcMr7VaiwU5KGjMfV=
GzCoawIqNAi-1Az6QiXiYLqVg__KwuBFF5yeAplcRv90vRmcO9zgbUC9rZBNS2PZKNI-cmqaY=
iWtnL98a9-oorFUQ_XQMg4CB5wkY2H2pmibYgIA%3D%3D" =
style=3D"text-decoration:none;" target=3D"_blank" title=3D""><img =
alt=3D"Pension Bee" =
src=3D"https://res.cloudinary.com/pensionbee/image/upload/v1731506007/ema=
ils/email_templates.png" style=3D"display: block; max-width: 126px; =
font-family: Arial, sans-serif; font-size: 15px; line-height: 18px; =
color: #000000; padding: 0px; text-align: center; height: auto; width: =
100%;" width=3D"126"></a> </td> <td class=3D"em_side15" =
style=3D"width:353px;" width=3D"353"> &nbsp; </td> <td align=3D"center" =
valign=3D"top"> <table align=3D"right" border=3D"0" cellpadding=3D"0" =
cellspacing=3D"0" style=3D"width:95px;" width=3D"95"> <tr> <td =
align=3D"center" bgcolor=3D"#343a40" height=3D"42" style=3D"height:42px; =
background-color:#f9c000; border-radius: 4px; font-family: 'Ryo Gothic =
PlusN', Arial, sans-serif; font-size:16px; color:#FFFFFF; =
font-weight:550;" valign=3D"middle"> <a data-linkto=3D"https://" =
href=3D"https://links.pensionbee.com/u/click?_t=3D941fc1872f5648a9becb283=
76f6c197b&_m=3Dafcd2915cd354355b68a06971145b660&_e=3DC0PCNqv5P9UdxrbVw83G=
3atVKK7jcrhnmNNopSPh0--o2UK34SVbFcvG62BvoRhMUMdqqJF3c4HRq4Tp3fRmwRt_VSmWd=
KrWnG7HsKz27xuKU7QMFtuZjlIZfQhAP2QT5UnWkWd9ZN3x8Nqgdn039u7EIfj1JUlgxHxxUb=
jrEaWpLXZqql_ec-LQWqQP5dJZeW5ijFQ80qBRlt-uGcGFPTJua9wQ-7PqA4N30dA9P5SQxLV=
LvJKArrqhJKCiqPU7I2lKqFN5FncviVcVKDONoQ%3D%3D" =
style=3D"color:#343a40;text-decoration:none; display:block; =
line-height:42px;" target=3D"_blank" title=3D"">Log in</a> </td> </tr> =
</table> </td> </tr> </table> </td> </tr> =
</table></div></td></tr></table><table class=3D"image_block block-2" =
width=3D"100%" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" =
role=3D"presentation" style=3D"box-sizing: border-box; mso-table-lspace: =
0; mso-table-rspace: 0;"><tr style=3D"box-sizing: border-box;"><td =
class=3D"pad" style=3D"box-sizing: border-box; width: 100%;" =
width=3D"100%"><div class=3D"alignment" align=3D"center" =
style=3D"box-sizing: border-box; line-height: 10px;"><div =
style=3D"box-sizing: border-box; max-width: 600px;"><a =
href=3D"https://links.pensionbee.com/u/click?_t=3D941fc1872f5648a9becb283=
76f6c197b&_m=3Dafcd2915cd354355b68a06971145b660&_e=3DC0PCNqv5P9UdxrbVw83G=
3atVKK7jcrhnmNNopSPh0--o2UK34SVbFcvG62BvoRhMUMdqqJF3c4HRq4Tp3fRmwRt_VSmWd=
KrWnG7HsKz27xt6V_PVDPkd9rAXQaZfmh6werQ3hpycmD8qO_q5CgS9OMt94G2amjAP4J6lAt=
5ifmWsmHeJ0r_1q117TaBQbg_Dbyo5jyOKuJDxG2UnnztS5ufyDRmzacfyuK_WH4XYu7uPP_T=
WR69_GaE3atPNMXNda4J5IkMSqEqAXkVeWlMEDw%3D%3D" target=3D"_blank" =
style=3D"box-sizing: border-box; outline: none;" tabindex=3D"-1"><img =
src=3D"https://res.cloudinary.com/pensionbee/image/upload/v1713969469/ema=
ils/2024/Email_1_-_Self_Employed_1.jpg" style=3D"box-sizing: border-box; =
display: block; height: auto; border: 0; width: 100%;" width=3D"600" =
alt=3D"Image" title=3D"Image" =
height=3D"auto"></a></div></div></td></tr></table><table =
class=3D"text_block block-3" width=3D"100%" border=3D"0" =
cellpadding=3D"10" cellspacing=3D"0" role=3D"presentation" =
style=3D"box-sizing: border-box; mso-table-lspace: 0; mso-table-rspace: =
0; word-break: break-word;"><tr style=3D"box-sizing: border-box;"><td =
class=3D"pad" style=3D"box-sizing: border-box;"><div =
style=3D"box-sizing: border-box; font-family: sans-serif;"><div class =
style=3D"box-sizing: border-box; font-size: 12px; font-family: =
Arial,'Helvetica Neue',Helvetica,sans-serif; mso-line-height-alt: 18px; =
color: #3a342c; line-height: 1.5;"><p style=3D"box-sizing: border-box; =
line-height: inherit; margin: 0; font-size: 16px; mso-line-height-alt: =
24px;"><span style=3D"box-sizing: border-box; word-break: break-word; =
font-size: 16px;"><span style=3D"box-sizing: border-box; word-break: =
break-word;">Hi Robert,</span></span></p><p style=3D"box-sizing: =
border-box; line-height: inherit; margin: 0; font-size: 16px; =
mso-line-height-alt: 18px;">&nbsp;</p><p style=3D"box-sizing: =
border-box; line-height: inherit; margin: 0; mso-line-height-alt: =
24px;"> <span style=3D"box-sizing: border-box; word-break: break-word; =
font-size: 16px;">New research has revealed that over =C2=A350 billion =
in hard-earned pension savings is at risk of being abandoned in unused =
accounts.</span><br style=3D"box-sizing: border-box;"><br =
style=3D"box-sizing: border-box;"> <span style=3D"box-sizing: =
border-box; word-break: break-word; font-size: 16px;">According to the =
<a =
href=3D"https://links.pensionbee.com/u/click?_t=3D941fc1872f5648a9becb283=
76f6c197b&_m=3Dafcd2915cd354355b68a06971145b660&_e=3DvLrHb-ZnxKb2WBsiUtTu=
4NDqTnnIwsDtQDfzijPM5SyDoLdR89a7He74JvxStn0TJ058OMZfKeJt3e9ucA1SqFJ56uRH1=
rLT6uj2ExmfXy3W0-aEx79ExJi5CFkDNeP9xMklHZlkS7R9tSyBXGNvFvejHiAhPDx7Hqv0Q1=
cJgLFts_tDpQeWRKND5zldq-vMhcHR5WTXIsssPnxolg-B6CiDKAD9vHR-SEyhDdtiJMcs7-S=
mQqhS79x9gUo2OXw51pbZXLmDZrxr_rzRo1TyFGByJaNW2XvNgzu926H-uH4%3D" =
target=3D"_blank" style=3D"box-sizing: border-box; text-decoration: =
underline; color: #007db7;" rel=3D"noopener">Centre for Economics and =
Business Research</a> (CEBR), nearly one in 10 workers believe they may =
have lost a pension pot worth more than <strong style=3D"box-sizing: =
border-box;">=C2=A310,000</strong>.</span><br style=3D"box-sizing: =
border-box;"><br style=3D"box-sizing: border-box;"> <span =
style=3D"box-sizing: border-box; word-break: break-word; font-size: =
16px;">If you=E2=80=99ve had multiple jobs, chances are you have =
pensions scattered across different providers.</span><br =
style=3D"box-sizing: border-box;"><br style=3D"box-sizing: =
border-box;"><span style=3D"box-sizing: border-box; word-break: =
break-word; font-size: 16px;">To take control of your retirement, =
here=E2=80=99s what you can do.</span></p><ul style=3D"box-sizing: =
border-box; line-height: 1.5; mso-line-height-alt: 24px;"><li =
style=3D"box-sizing: border-box;"> <span style=3D"box-sizing: =
border-box; word-break: break-word; font-size: 16px;"><strong =
style=3D"box-sizing: border-box;">Keep track of your pensions</strong> - =
make a note of your pension providers and account details when you =
change jobs.</span></li><li style=3D"box-sizing: border-box;"><span =
style=3D"box-sizing: border-box; word-break: break-word; font-size: =
16px;"><strong style=3D"box-sizing: border-box;">Update your =
address</strong> - update your address with your pension providers =
whenever you move. This ensures you=E2=80=99ll receive important updates =
about your pension plan.</span></li><li style=3D"box-sizing: =
border-box;"><strong style=3D"box-sizing: border-box; font-size: 16px; =
font-family: Arial,'Helvetica Neue',Helvetica,sans-serif; font-family: =
Arial,'Helvetica Neue',Helvetica,sans-serif; background-color: =
transparent;">Consider consolidating</strong><span style=3D"box-sizing: =
border-box; word-break: break-word; font-size: 16px; background-color: =
transparent;"> - if you have multiple pension pots, think about =
consolidating them into one account. This simplifies management and =
makes it easier to keep track of your retirement =
savings.</span></li></ul><p style=3D"box-sizing: border-box; =
line-height: inherit; margin: 0; mso-line-height-alt: 24px;"> <span =
style=3D"box-sizing: border-box; word-break: break-word; font-size: =
16px;">Not sure where your old pension pots are? Read our =E2=80=98<a =
href=3D"https://links.pensionbee.com/u/click?_t=3D941fc1872f5648a9becb283=
76f6c197b&_m=3Dafcd2915cd354355b68a06971145b660&_e=3DC0PCNqv5P9UdxrbVw83G=
3atVKK7jcrhnmNNopSPh0-8aB4Gpl3zOZbpy1OHWCRpTX2Jw1N7juqrlH5u8S0XrHGKxXsWpR=
XXE8yZCQOCFn4tiFhNwpBlWahxyQ9Hefjlmmtq20KVFCQxsgulw3oGQ0sOu9mUPdhsbmRBDah=
cLw3Mm_F7elOM1k5XVB2tlx5GhfeTaleNKb6dBgHE-RJi7kkwdd7b1y053B1VIYE_yZzrJKdA=
3p5IKIZKjgK9Gv4yfwIs8ce0di6OrwVQ9uWkqenymjZIRu6rhrZGqS607IfG8iKzizM6VoV-0=
lHHZtEJT" target=3D"_blank" style=3D"box-sizing: border-box; =
text-decoration: underline; color: #007db7;" rel=3D"noopener">4 steps to =
finding a missing pension</a>=E2=80=99 guide or use our free =E2=80=98<a =
href=3D"https://links.pensionbee.com/u/click?_t=3D941fc1872f5648a9becb283=
76f6c197b&_m=3Dafcd2915cd354355b68a06971145b660&_e=3DC0PCNqv5P9UdxrbVw83G=
3atVKK7jcrhnmNNopSPh0-8cPXQH_BY7jGnnYWczC_JzE-BA5nVkmgudePVvzVezt3DrMUZDv=
ILRU_IjabAuSAkd28VlTPX2dbYJzCOrjgDEwToWkwo8VHLH1ZB8WY_cZVF8Ywaxzmv-545WEP=
w1bNVqr1d12zjyasiGqulNZ2sHWpK-q5EG_o4OdKUTBtLDLZDfdxRCaOLeFByistXEzVNCTz0=
DemAT_w6qmHkMmfSjw-zurCxcqFQH6kI6ouqI-w%3D%3D" target=3D"_blank" =
style=3D"box-sizing: border-box; text-decoration: underline; color: =
#007db7;" rel=3D"noopener">Do I have a pension</a>=E2=80=99 tool to =
check.</span> </p><p style=3D"box-sizing: border-box; line-height: =
inherit; margin: 0; mso-line-height-alt: 18px;">&nbsp;</p><p =
style=3D"box-sizing: border-box; line-height: inherit; margin: 0; =
mso-line-height-alt: 24px;"><span style=3D"box-sizing: border-box; =
word-break: break-word; font-size: 16px;">It only takes a couple minutes =
to add your previous =
pensions.&nbsp;</span></p></div></div></td></tr></table></td></tr></tbody=
></table></td></tr></tbody></table><table class=3D"row row-2" =
align=3D"center" width=3D"100%" border=3D"0" cellpadding=3D"0" =
cellspacing=3D"0" role=3D"presentation" style=3D"box-sizing: border-box; =
mso-table-lspace: 0; mso-table-rspace: 0;"><tbody style=3D"box-sizing: =
border-box;"><tr style=3D"box-sizing: border-box;"><td =
style=3D"box-sizing: border-box;"> <table class=3D"row-content stack" =
align=3D"center" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" =
role=3D"presentation" style=3D"box-sizing: border-box; mso-table-lspace: =
0; mso-table-rspace: 0; border-radius: 0; color: #000; width: 600px; =
margin: 0 auto;" width=3D"600"><tbody style=3D"box-sizing: =
border-box;"><tr style=3D"box-sizing: border-box;"><td class=3D"column =
column-1" width=3D"100%" style=3D"box-sizing: border-box; =
mso-table-lspace: 0; mso-table-rspace: 0; font-weight: 400; text-align: =
left; padding-bottom: 5px; padding-top: 5px; vertical-align: top; =
border-top: 0; border-right: 0; border-bottom: 0; border-left: 0;" =
align=3D"left" valign=3D"top"><table class=3D"button_block block-1" =
width=3D"100%" border=3D"0" cellpadding=3D"10" cellspacing=3D"0" =
role=3D"presentation" style=3D"box-sizing: border-box; mso-table-lspace: =
0; mso-table-rspace: 0;"><tr style=3D"box-sizing: border-box;"><td =
class=3D"pad" style=3D"box-sizing: border-box;"><div class=3D"alignment" =
align=3D"center" style=3D"box-sizing: border-box;"><!--[if =
mso]><v:roundrect xmlns:v=3D"urn:schemas-microsoft-com:vml" =
xmlns:w=3D"urn:schemas-microsoft-com:office:word" =
href=3D"https://links.pensionbee.com/u/click?_t=3D941fc1872f5648a9becb283=
76f6c197b&_m=3Dafcd2915cd354355b68a06971145b660&_e=3DC0PCNqv5P9UdxrbVw83G=
3atVKK7jcrhnmNNopSPh0--o2UK34SVbFcvG62BvoRhMUMdqqJF3c4HRq4Tp3fRmwRt_VSmWd=
KrWnG7HsKz27xudZ5c2LmxqAqY5R8d9Kf2pqBgiVJsB266UxFHX62SfcpK17zI6T71Q647DKd=
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style=3D"height:42px;width:187px;v-text-anchor:middle;" arcsize=3D"29%" =
stroke=3D"false" fillcolor=3D"#f9c000"> <w:anchorlock/> <v:textbox =
inset=3D"0px,0px,0px,0px"> <center dir=3D"false" =
style=3D"color:#3a342c;font-family:Arial, =
sans-serif;font-size:16px"><![endif]--> <a =
href=3D"https://links.pensionbee.com/u/click?_t=3D941fc1872f5648a9becb283=
76f6c197b&_m=3Dafcd2915cd354355b68a06971145b660&_e=3DC0PCNqv5P9UdxrbVw83G=
3atVKK7jcrhnmNNopSPh0--o2UK34SVbFcvG62BvoRhMUMdqqJF3c4HRq4Tp3fRmwRt_VSmWd=
KrWnG7HsKz27xuLKuNM3qzO3qlm-hWNF935e6d8qGqjpANqV_RZCyWZQedPcNiFaPCdcT7fiN=
R7fsGJZbCqZwLIaZphDH95YwBBKROBLiVBmk1rkdJqLL4iD_SI687-St-ISuqBgI3-PeJL6kg=
G2fqHfLGShPtl8pMa6o2lKpCwHPGoGWkOafYiWQ%3D%3D" target=3D"_blank" =
style=3D"box-sizing: border-box; background-color: #f9c000; =
border-bottom: 0px solid transparent; border-left: 0px solid =
transparent; border-radius: 12px; border-right: 0px solid transparent; =
border-top: 0px solid transparent; color: #3a342c; display: =
inline-block; font-family: Arial, 'Helvetica Neue', Helvetica, =
sans-serif; font-size: 16px; font-weight: 400; mso-border-alt: none; =
padding-bottom: 5px; padding-top: 5px; text-align: center; =
text-decoration: none; width: auto; word-break: keep-all;"><span =
style=3D"box-sizing: border-box; word-break: break-word; padding-left: =
20px; padding-right: 20px; font-size: 16px; display: inline-block; =
letter-spacing: normal;"><span style=3D"box-sizing: border-box; =
word-break: break-word; line-height: 32px;"><strong style=3D"box-sizing: =
border-box;">Finish your sign up</strong></span></span></a> <!--[if =
mso]></center></v:textbox></v:roundrect><![endif]--></div></td></tr></tab=
le></td></tr></tbody></table></td></tr></tbody></table><table =
class=3D"row row-3" align=3D"center" width=3D"100%" border=3D"0" =
cellpadding=3D"0" cellspacing=3D"0" role=3D"presentation" =
style=3D"box-sizing: border-box; mso-table-lspace: 0; mso-table-rspace: =
0;"><tbody style=3D"box-sizing: border-box;"><tr style=3D"box-sizing: =
border-box;"><td style=3D"box-sizing: border-box;"><table =
class=3D"row-content stack" align=3D"center" border=3D"0" =
cellpadding=3D"0" cellspacing=3D"0" role=3D"presentation" =
style=3D"box-sizing: border-box; mso-table-lspace: 0; mso-table-rspace: =
0; color: #333; width: 600px; margin: 0 auto;" width=3D"600"><tbody =
style=3D"box-sizing: border-box;"><tr style=3D"box-sizing: =
border-box;"><td class=3D"column column-1" width=3D"100%" =
style=3D"box-sizing: border-box; mso-table-lspace: 0; mso-table-rspace: =
0; font-weight: 400; text-align: left; padding-bottom: 30px; =
padding-top: 15px; vertical-align: top; border-top: 0; border-right: 0; =
border-bottom: 0; border-left: 0;" align=3D"left" valign=3D"top"><table =
class=3D"text_block block-1" width=3D"100%" border=3D"0" =
cellpadding=3D"10" cellspacing=3D"0" role=3D"presentation" =
style=3D"box-sizing: border-box; mso-table-lspace: 0; mso-table-rspace: =
0; word-break: break-word;"><tr style=3D"box-sizing: border-box;"><td =
class=3D"pad" style=3D"box-sizing: border-box;"><div =
style=3D"box-sizing: border-box; font-family: sans-serif;"><div class =
style=3D"box-sizing: border-box; font-size: 14px; font-family: =
Arial,'Helvetica Neue',Helvetica,sans-serif; mso-line-height-alt: 28px; =
color: #3a342c; line-height: 2;"><p style=3D"box-sizing: border-box; =
line-height: inherit; margin: 0; font-size: 14px; text-align: center; =
mso-line-height-alt: 28px;"><em style=3D"box-sizing: border-box;">When =
investing, your capital is at risk. Pensions can go down in value as =
well as up, so you could get back less than you =
invest.</em></p></div></div> </td></tr></table><table =
class=3D"text_block block-2" width=3D"100%" border=3D"0" =
cellpadding=3D"5" cellspacing=3D"0" role=3D"presentation" =
style=3D"box-sizing: border-box; mso-table-lspace: 0; mso-table-rspace: =
0; word-break: break-word;"><tr style=3D"box-sizing: border-box;"><td =
class=3D"pad" style=3D"box-sizing: border-box;"><div =
style=3D"box-sizing: border-box; font-family: sans-serif;"><div class =
style=3D"box-sizing: border-box; font-size: 14px; font-family: =
Arial,'Helvetica Neue',Helvetica,sans-serif; mso-line-height-alt: 21px; =
color: #3a342c; line-height: 1.5;"><p style=3D"box-sizing: border-box; =
line-height: inherit; margin: 0; font-size: 14px; text-align: center; =
mso-line-height-alt: 21px;">&nbsp;</p><p style=3D"box-sizing: =
border-box; line-height: inherit; margin: 0; font-size: 14px; =
text-align: center; mso-line-height-alt: 21px;"><span =
style=3D"box-sizing: border-box; word-break: break-word; color: =
#000000;"><strong style=3D"box-sizing: border-box;">Have a =
question?</strong></span></p><p style=3D"box-sizing: border-box; =
line-height: inherit; margin: 0; font-size: 14px; text-align: center; =
mso-line-height-alt: 21px;">Get in touch with our friendly UK =
team.</p></div></div></td></tr></table><table class=3D"html_block =
block-3" width=3D"100%" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" =
role=3D"presentation" style=3D"box-sizing: border-box; mso-table-lspace: =
0; mso-table-rspace: 0;"><tr style=3D"box-sizing: border-box;"><td =
class=3D"pad" style=3D"box-sizing: border-box;"> <div =
style=3D"box-sizing: border-box; font-family: Arial,'Helvetica =
Neue',Helvetica,sans-serif; text-align: center;" align=3D"center"><table =
align=3D"center" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" =
class=3D"em_wrapper" style=3D"width: 600px;" width=3D"600"> <tbody> <tr> =
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<td align=3D"center" valign=3D"top"> <table align=3D"left" border=3D"0" =
cellpadding=3D"0" cellspacing=3D"0" class=3D"em_wrapper" style=3D"width: =
130px;" width=3D"130"> <tbody> <tr> <td align=3D"center" class=3D"em_h0" =
height=3D"31" style=3D"height: 31px;" valign=3D"middle"><img alt=3D"" =
border=3D"0" =
src=3D"https://res.cloudinary.com/pensionbee/image/upload/v1731507652/ema=
ils/Call_us.png" style=3D"display: block; max-width: 30px; font-family: =
Arial, sans-serif; font-size: 15px; line-height: 18px; color: #000000; =
padding: 0px; text-align: center; height: auto; width: 100%;" =
width=3D"30"></td> </tr> <tr> <td align=3D"center" =
class=3D"em_defaultlink" style=3D"padding-top: 9px; font-family: 'Open =
Sans', Arial, sans-serif; font-size: 12px; line-height: 22px; color: =
#000000; font-weight: 750;" valign=3D"top">020 3457 8444&nbsp;</td> =
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font-family: 'Open Sans', Arial, sans-serif; font-size: 11px; =
line-height: 16px; color: rgb(0, 0, 0); font-weight: 400; =
letter-spacing: 0.3px; text-align: center;" valign=3D"top">Monday - =
Friday: 9:30am-5pm</td> </tr> </tbody> </table> <table align=3D"right" =
border=3D"0" cellpadding=3D"0" cellspacing=3D"0" class=3D"em_wrapper" =
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class=3D"em_h0 em_pt25" height=3D"31" style=3D"height: 31px;" =
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src=3D"https://res.cloudinary.com/pensionbee/image/upload/v1731507652/ema=
ils/Email_us.png" style=3D"display: block; max-width: 34px; font-family: =
Arial, sans-serif; font-size: 15px; line-height: 18px; color: #000000; =
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width=3D"30"></td> </tr> <tr> <td class=3D"em_defaultlink" =
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750; text-align: center;" valign=3D"top"><span style=3D"color: rgb(0, 0, =
0);"><a href=3D"mailto:contact@pensionbee.com?subject=3D" =
style=3D"text-decoration: none; color: rgb(0, 0, 0);" =
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letter-spacing: 0.3px; text-align: center;" valign=3D"top">Send us an =
email and we'll get back to you as soon as possible</td> </tr> </tbody> =
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border=3D"0" cellpadding=3D"0" cellspacing=3D"0" class=3D"em_wrapper" =
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valign=3D"middle"><img alt=3D"" border=3D"0" =
src=3D"https://res.cloudinary.com/pensionbee/image/upload/v1731507653/ema=
ils/Live_chat.png" style=3D"display: block; max-width: 34px; =
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center;" width=3D"28"></td> </tr> <tr> <td align=3D"center" =
class=3D"em_defaultlink" style=3D"padding-top: 7px; font-family: 'Open =
Sans', Arial, sans-serif; font-size: 12px; line-height: 22px; color: =
#000000; font-weight: 750;" valign=3D"top"><a =
href=3D"https://links.pensionbee.com/u/click?_t=3D941fc1872f5648a9becb283=
76f6c197b&_m=3Dafcd2915cd354355b68a06971145b660&_e=3DC0PCNqv5P9UdxrbVw83G=
3atVKK7jcrhnmNNopSPh0-9pxjDN_U8fhpJQjBnPU0H86UqXimZOA5NR8mcSewRsfNMg5_OWb=
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chat" data-linkto=3D"https://"><span style=3D"color: rgb(0, 0, =
0);">Launch live chat</span></a></td> </tr> <tr> <td =
class=3D"em_defaultlink" style=3D"padding-top: 12px; font-family: 'Open =
Sans', Arial, sans-serif; font-size: 11px; line-height: 16px; color: =
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center;" valign=3D"top">Speak to a member of our friendly team now</td> =
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valign=3D"top"><br>&nbsp;</td> </tr> </tbody> </table> </td> </tr> =
</tbody> </table> <table align=3D"center" border=3D"0" cellpadding=3D"0" =
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style=3D"height: 12px; font-size: 0px; line-height: 0px;">&nbsp;</td> =
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