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Reply-To: "Lloyds Bank" <autoresponse@lloydsbank.co.uk>
From: "Lloyds Bank" <info@emails.lloydsbank.com>
To: <bob@sarahharvey.com>
Subject: Scammers have upped their game, so we have too
Date: Wed, 13 May 2026 12:13:15 +0100
Message-ID: <cda9d26ca7bc4e91b6b4fe2e6890ea79@794418472>
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Thread-Index: AQHkgNVKe/4pu3uxWL9IK2ImlgRh6Q==
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  <https://link.emails.lloydsbanking.com/e/FooterImages/FooterImage1?elq=cda9d26ca7bc4e91b6b4fe2e6890ea79&siteid=794418472>
Our DarkHorse Anti-Fraud Technology® is unseen until you need it.


  <https://image.emails.lloydsbank.com/EloquaImages/clients/LloydsBankingGroup/%7B30e7cef2-9ac7-40fb-bd53-1a69b0c3f299%7D_header_icon_DM.png>
  <https://image.emails.lloydsbank.com/EloquaImages/clients/LloydsBankingGroup/%7Bce69d53d-a125-437c-b19c-f12f939941fb%7D_header_icon_fill_calmgreen.png> 
We'll always include your name, Mr Home, and the last four digits of an 
account you have with us (4446), so you know our emails are genuine.


 <https://www.lloydsbank.com/?elqTrackId=448e12acde0348b2840083dc580ff742&elq=cda9d26ca7bc4e91b6b4fe2e6890ea79&elqaid=17490&elqat=1&elqCampaignId=2659&elqak=8AF55B73D071CF06C4CB2AECFA0312D044D9F5277E1C2FBB4FA4DE2152F0617A1890>
 <https://www.lloydsbank.com/?elqTrackId=cf774be10aa54bd094fb212633b0edeb&elq=cda9d26ca7bc4e91b6b4fe2e6890ea79&elqaid=17490&elqat=1&elqCampaignId=2659&elqak=8AF596B1E8850060CFCE8542B8C00C9A8193F5277E1C2FBB4FA4DE2152F0617A1890>
What you see
  <https://image.emails.lloydsbank.com/EloquaImages/clients/LloydsBankingGroup/%7B230ed999-f0e3-4004-a41a-4f6d52d75022%7D_2a_lb_hero_dh_antifraud_desktop_1200x800.gif> 
<https://image.emails.lloydsbank.com/EloquaImages/clients/LloydsBankingGroup/%7B191a43b2-932f-4598-930c-0061758b6c23%7D_2a_lb_hero_dh_antifraud_mobile_730x660.gif>

Where you see the DarkHorse logo, our technology is working to keep you 
safe.

If there's a warning, or something suspicious, Stop! Think Fraud.

And here’s what you don’t see…
We've invested £100 million* in technology that keeps your money and data 
safe. AI-powered scam checks, voice biometrics and real-time alerts are just 
some of the ways DarkHorse is protecting you.
  <https://image.emails.lloydsbank.com/EloquaImages/clients/LloydsBankingGroup/%7Bd10d2968-2a92-4f42-a4b0-4df4fc7014ee%7D_6b-lb-search-transactions-icon.png>
We average 23,551* transaction checks every minute, constantly monitoring 
for anything unusual.
  <https://image.emails.lloydsbank.com/EloquaImages/clients/LloydsBankingGroup/%7B4e4409e2-ccea-45d8-a54a-b8b8fd2a8ba3%7D_6b-lb-shield-icon.png>
We prevented more than £1 billion* of attempted fraud in 2025.
  <https://image.emails.lloydsbank.com/EloquaImages/clients/LloydsBankingGroup/%7Bf10144ed-1ada-4fb0-839b-194387d012c0%7D_6b-lb-messages-icon.png>
Help is available 24/7 if something looks wrong, including through secure 
mobile messaging.
  <https://image.emails.lloydsbank.com/EloquaImages/clients/LloydsBankingGroup/%7B10772553-f70c-4381-81ac-28e4aaab1eff%7D_divider_pattern_1_part1.png>
  <https://image.emails.lloydsbank.com/EloquaImages/clients/LloydsBankingGroup/%7Bf1cfc289-d328-451d-a73d-069e5d8ebbc2%7D_divider_pattern_1_part2.png>

 	   <https://image.emails.lloydsbank.com/EloquaImages/clients/LloydsBankingGroup/%7B52d07ffd-48de-4a87-85c8-3b9017970e05%7D_3d-lb-padlock-icon.png>


And remember...
Lloyds and the DarkHorse team will never contact you to ask for personal 
details or to move money. If you are contacted in this way it's a scam.

If in doubt, contact us right away through a trusted source such as 
lloydsbank.com 
<https://www.lloydsbank.com?utm_source=LB&utm_medium=Email&utm_campaign=CR_DarkHorse&utm_id=DHL01&utm_content=webpage&elqTrackId=b53ba80d2ef14bf5a1ffc9bfa1c6d922&elq=cda9d26ca7bc4e91b6b4fe2e6890ea79&elqaid=17490&elqat=1&elqCampaignId=2659&elqak=8AF553499587DCB0D147F5DE9FB278904446F5277E1C2FBB4FA4DE2152F0617A1890> 
or our app. We can then guide you on what to do next.

 	   <https://image.emails.lloydsbank.com/EloquaImages/clients/LloydsBankingGroup/%7Ba04b472d-4d54-45bf-aef6-6c4499b7ebf9%7D_3f-lb-magnifying-glass-illustration.png>


Stay ahead of scams
While DarkHorse is working to protect you, it’s still important to stay 
informed of the latest scams.

That’s why we’ve created a dedicated webpage to show you what they look 
like. So you’re always one step ahead.

Latest scams 
<https://www.lloydsbank.com/help-guidance/protecting-yourself-from-fraud/latest-scams.html?utm_source=LB&utm_medium=Email&utm_campaign=CR_DarkHorse&utm_id=DHL01&utm_content=latest_scams&elqTrackId=2b5f71eef6fa40499ec94ab793858ee9&elq=cda9d26ca7bc4e91b6b4fe2e6890ea79&elqaid=17490&elqat=1&elqCampaignId=2659&elqak=8AF54C922AA1AC3E63690CC04402977352B1F5277E1C2FBB4FA4DE2152F0617A1890>
At Lloyds, we want you to be happy with the communications we share with 
you. How happy were you to receive this email?We 
may use your answer to improve our communications and their relevancy to 
you. <https://link.emails.lloydsbank.com/e/f2.aspx?elqFormName=c-sat_ltb&elqSite 
ID=794418472 
&elqconid=CLLOB000006694047&emailName=LIVE_BCE_LTB_DARKHORSE%20%7CDHAFT26_LAUNCH_NMI_20260423&brcd=LTB&unid=1191933815169&ptid=10060095&tid=DHL01&score=1&elqTrackId=d1121599d7bd4d169747c141dfd8abe7&elq=cda9d26ca7bc4e91b6b4fe2e6890ea79&elqaid=17490&elqat=1&elqCampaignId=2659&elqak=8AF5BB31BD3C0F308556DAA7EBF5A5D8665EF5277E1C2FBB4FA4DE2152F0617A1890> 
<https://link.emails.lloydsbank.com/e/f2.aspx?elqFormName=c-sat_ltb&elqSiteID=794418472 
&elqconid=CLLOB000006694047&emailName=LIVE_BCE_LTB_DARKHORSE%20%7CDHAFT26_LAUNCH_NMI_20260423&brcd=LTB&unid=1191933815169&ptid=10060095&tid=DHL01&score=1&elqTrackId=27c11f49d5c6493f8b7064fb2d33bb81&elq=cda9d26ca7bc4e91b6b4fe2e6890ea79&elqaid=17490&elqat=1&elqCampaignId=2659&elqak=8AF58223170EDB6EEB0BE1A371E6FE140560F5277E1C2FBB4FA4DE2152F0617A1890>
 <https://link.emails.lloydsbank.com/e/f2.aspx?elqFormName=c-sat_ltb&elqSiteID=794418472 
&elqconid=CLLOB000006694047&emailName=LIVE_BCE_LTB_DARKHORSE%20%7CDHAFT26_LAUNCH_NMI_20260423&brcd=LTB&unid=1191933815169&ptid=10060095&tid=DHL01&score=2&elqTrackId=3d081586a64946a89589a21d86f51eef&elq=cda9d26ca7bc4e91b6b4fe2e6890ea79&elqaid=17490&elqat=1&elqCampaignId=2659&elqak=8AF5704AE92119B1E50ABF8640885A16AE93F5277E1C2FBB4FA4DE2152F0617A1890> 
<https://link.emails.lloydsbank.com/e/f2.aspx?elqFormName=c-sat_ltb&elqSiteID=794418472 
&elqconid=CLLOB000006694047&emailName=LIVE_BCE_LTB_DARKHORSE%20%7CDHAFT26_LAUNCH_NMI_20260423&brcd=LTB&unid=1191933815169&ptid=10060095&tid=DHL01&score=2&elqTrackId=ce98efce840341afa9edcecfc749ecd9&elq=cda9d26ca7bc4e91b6b4fe2e6890ea79&elqaid=17490&elqat=1&elqCampaignId=2659&elqak=8AF597B9269A020606E53C2787B462212A95F5277E1C2FBB4FA4DE2152F0617A1890>
 <https://link.emails.lloydsbank.com/e/f2.aspx?elqFormName=c-sat_ltb&elqSiteID=794418472 
&elqconid=CLLOB000006694047&emailName=LIVE_BCE_LTB_DARKHORSE%20%7CDHAFT26_LAUNCH_NMI_20260423&brcd=LTB&unid=1191933815169&ptid=10060095&tid=DHL01&score=3&elqTrackId=c3ba3b649d47452fb3b75f9ac8162c1b&elq=cda9d26ca7bc4e91b6b4fe2e6890ea79&elqaid=17490&elqat=1&elqCampaignId=2659&elqak=8AF50D151A970C2589491B29F2E38379F10CF5277E1C2FBB4FA4DE2152F0617A1890> 
<https://link.emails.lloydsbank.com/e/f2.aspx?elqFormName=c-sat_ltb&elqSiteID=794418472 
&elqconid=CLLOB000006694047&emailName=LIVE_BCE_LTB_DARKHORSE%20%7CDHAFT26_LAUNCH_NMI_20260423&brcd=LTB&unid=1191933815169&ptid=10060095&tid=DHL01&score=3&elqTrackId=7b8dfa24ef3744da8c9e589fe9c2fe8d&elq=cda9d26ca7bc4e91b6b4fe2e6890ea79&elqaid=17490&elqat=1&elqCampaignId=2659&elqak=8AF5397FBEB28FD8D5FEB7DD15F12CC67F24F5277E1C2FBB4FA4DE2152F0617A1890>
 <https://link.emails.lloydsbank.com/e/f2.aspx?elqFormName=c-sat_ltb&elqSiteID=794418472 
&elqconid=CLLOB000006694047&emailName=LIVE_BCE_LTB_DARKHORSE%20%7CDHAFT26_LAUNCH_NMI_20260423&brcd=LTB&unid=1191933815169&ptid=10060095&tid=DHL01&score=4&elqTrackId=73b2a99b741d426daa76a1a59d145c05&elq=cda9d26ca7bc4e91b6b4fe2e6890ea79&elqaid=17490&elqat=1&elqCampaignId=2659&elqak=8AF5C453AF664A054A8B379DC9088FDAFCFDF5277E1C2FBB4FA4DE2152F0617A1890> 
<https://link.emails.lloydsbank.com/e/f2.aspx?elqFormName=c-sat_ltb&elqSiteID=794418472 
&elqconid=CLLOB000006694047&emailName=LIVE_BCE_LTB_DARKHORSE%20%7CDHAFT26_LAUNCH_NMI_20260423&brcd=LTB&unid=1191933815169&ptid=10060095&tid=DHL01&score=4&elqTrackId=adc1079e75054c5ea600a7650209bbeb&elq=cda9d26ca7bc4e91b6b4fe2e6890ea79&elqaid=17490&elqat=1&elqCampaignId=2659&elqak=8AF5D242C9724A115528AC853D3E07EAC2C5F5277E1C2FBB4FA4DE2152F0617A1890>
 <https://link.emails.lloydsbank.com/e/f2.aspx?elqFormName=c-sat_ltb&elqSiteID=794418472 
&elqconid=CLLOB000006694047&emailName=LIVE_BCE_LTB_DARKHORSE%20%7CDHAFT26_LAUNCH_NMI_20260423&brcd=LTB&unid=1191933815169&ptid=10060095&tid=DHL01&score=5&elqTrackId=86f892589e444abeba12937496d525b7&elq=cda9d26ca7bc4e91b6b4fe2e6890ea79&elqaid=17490&elqat=1&elqCampaignId=2659&elqak=8AF540EAD2C0B3EAC705214CD9C85DE62239F5277E1C2FBB4FA4DE2152F0617A1890> 
<https://link.emails.lloydsbank.com/e/f2.aspx?elqFormName=c-sat_ltb&elqSiteID=794418472 
&elqconid=CLLOB000006694047&emailName=LIVE_BCE_LTB_DARKHORSE%20%7CDHAFT26_LAUNCH_NMI_20260423&brcd=LTB&unid=1191933815169&ptid=10060095&tid=DHL01&score=5&elqTrackId=edecbba32b4340d887679ceac50a68ee&elq=cda9d26ca7bc4e91b6b4fe2e6890ea79&elqaid=17490&elqat=1&elqCampaignId=2659&elqak=8AF58E3FD0BBBAFF96A9EFB5E53C5600BC2CF5277E1C2FBB4FA4DE2152F0617A1890>
 <https://www.lloydsbank.com/?elqTrackId=d3f42a7d905a4c588581c0f2a60f2564&elq=cda9d26ca7bc4e91b6b4fe2e6890ea79&elqaid=17490&elqat=1&elqCampaignId=2659&elqak=8AF55B9AD7682D0734FD9A8EC2E709058055F5277E1C2FBB4FA4DE2152F0617A1890>



 <https://www.lloydsbank.com/contact-us.html?elqTrackId=8a604c08c572429a8087f5f6bf27314c&elq=cda9d26ca7bc4e91b6b4fe2e6890ea79&elqaid=17490&elqat=1&elqCampaignId=2659&elqak=8AF5B56F8DA94D94620756E322560F66D1E3F5277E1C2FBB4FA4DE2152F0617A1890> 
Contact Us  	    |
 <https://www.lloydsbank.com/help-guidance/privacy/data-privacy-notice.html?elqTrackId=2050fe45b62e453da3239d433598ac39&elq=cda9d26ca7bc4e91b6b4fe2e6890ea79&elqaid=17490&elqat=1&elqCampaignId=2659&elqak=8AF55EC6195438166652E9C529E256B5FABDF5277E1C2FBB4FA4DE2152F0617A1890> 
Privacy Policy  	    |
 <https://www.lloydsbank.com/help-guidance/protecting-yourself-from-fraud.html?elqTrackId=66210cd46b0d4fc0af471856124f244c&elq=cda9d26ca7bc4e91b6b4fe2e6890ea79&elqaid=17490&elqat=1&elqCampaignId=2659&elqak=8AF55BC0473034C413F7B36BE97F99BF3421F5277E1C2FBB4FA4DE2152F0617A1890> 
Email Security


 <https://www.facebook.com/lloydsbank?elqTrackId=d566b60566094999ae167add871bacb4&elq=cda9d26ca7bc4e91b6b4fe2e6890ea79&elqaid=17490&elqat=1&elqCampaignId=2659&elqak=8AF57C8845CD4A2D25D45EA4FD77A4E009E2F5277E1C2FBB4FA4DE2152F0617A1890> 
<https://www.instagram.com/lloyds.bank?elqTrackId=f2a5ec0efde443a4b1265b55ec323f83&elq=cda9d26ca7bc4e91b6b4fe2e6890ea79&elqaid=17490&elqat=1&elqCampaignId=2659&elqak=8AF5D9B14AE86C4B2BC8A7A65F5E12C8E864F5277E1C2FBB4FA4DE2152F0617A1890> 
<https://www.youtube.com/user/lloydsbankonline?elqTrackId=9d2473b0cf144fdc964f8bd101cb0b5f&elq=cda9d26ca7bc4e91b6b4fe2e6890ea79&elqaid=17490&elqat=1&elqCampaignId=2659&elqak=8AF5AC38F7F59794E58E8A9D5EA12DA552EBF5277E1C2FBB4FA4DE2152F0617A1890>
*Based on Lloyds Banking Group data 2023-2025

Important informationWe send communications like this for legal reasons, to help you make the 
most of your accounts, or to let you know about changes to your accounts or 
services.Email address book – add us to make sure you get our emails.

How we use your information – review our privacy policy 
<https://www.lloydsbank.com/privacy.html?elqTrackId=daf11e2ebcd94981becad90e854da89c&elq=cda9d26ca7bc4e91b6b4fe2e6890ea79&elqaid=17490&elqat=1&elqCampaignId=2659&elqcst=272&elqcsid=16713&elqak=8AF598E4DCB2090ECD80CCDD199B94895844F5277E1C2FBB4FA4DE2152F0617A1890> 
.

To help us improve the emails we send you, we collect basic information from 
your device such as when they are opened. For more information please read 
our Cookies Policy 
<https://www.lloydsbank.com/cookies?elqTrackId=c3cb7bcaf5014849897204cee9cf03fc&elq=cda9d26ca7bc4e91b6b4fe2e6890ea79&elqaid=17490&elqat=1&elqCampaignId=2659&elqcst=272&elqcsid=57433&elqak=8AF5697D23BA402B19120B85BE040CC95FD8F5277E1C2FBB4FA4DE2152F0617A1890> 
.

What to expect from our emails

We will:
• Always include your name and the last four digits of an account you have 
with us.
• Sometimes include links to more information to help you.
• Sometimes send you links to our secure app, to take you straight to the 
information you need.

We will never:
• Send you to a web page that asks for your log in, personal or banking 
details.

If you're not sure that an email is from us:
• Forward it to emailscams@lloydsbanking.com 
<mailto:emailscams@lloydsbanking.com>  and then delete it.
• Speak to us to check. You could do this by messaging us from our app or 
online banking.

We have lots of information to keep you and your money safe on our website. 
Just visit our Fraud Hub 
<https://www.lloydsbank.com/help-guidance/protecting-yourself-from-fraud.html?elqTrackId=5cdec01b9bb8463b9ee62a392645a885&elq=cda9d26ca7bc4e91b6b4fe2e6890ea79&elqaid=17490&elqat=1&elqCampaignId=2659&elqcst=272&elqcsid=16710&elqak=8AF5839A76B82CE117024570FB442884410AF5277E1C2FBB4FA4DE2152F0617A1890> 
.

If you need this communication in another format, such as large print, 
Braille or audio CD, please contact us.
You can call us using Relay UK if you have a hearing or speech impairment. 
There's more information on the Relay UK 
<https://www.relayuk.bt.com?elqTrackId=c59c9d0ef4524b318905aa851721008b&elq=cda9d26ca7bc4e91b6b4fe2e6890ea79&elqaid=17490&elqat=1&elqCampaignId=2659&elqcst=272&elqcsid=16707&elqak=8AF5EF0FA5DE41FB519F4C8CD99FED412401F5277E1C2FBB4FA4DE2152F0617A1890> 
help pages.
SignVideo 
<https://www.lloydsbank.com/signvideo?elqTrackId=ebf3920cd79c4731b2dc8e9a61a0bd33&elq=cda9d26ca7bc4e91b6b4fe2e6890ea79&elqaid=17490&elqat=1&elqCampaignId=2659&elqcst=272&elqcsid=16707&elqak=8AF51E6B3DE95A9E2DD121744B272449E115F5277E1C2FBB4FA4DE2152F0617A1890> 
services are also available if you’re Deaf and use British Sign Language.
If you need support due to a disability please get in touch.Calls and online sessions may be monitored and recorded.

Lloyds and Lloyds Bank are trading names of Lloyds Bank plc. Registered 
Office: 25 Gresham Street, London EC2V 7HN. Registered in England and Wales 
no. 2065 Lloyds Bank plc is authorised by the Prudential Regulation 
Authority and regulated by the Financial Conduct Authority and the 
Prudential Regulation Authority under registration number 119278.This information is correct as of May 2026 and is relevant to Lloyds Bank 
plc products and services only.

  <https://image.emails.lloydsbank.com/EloquaImages/clients/LloydsBankingGroup/%7B62bfd74b-401b-4e55-b596-d7aa6af4c3a4%7D_spacer.gif>

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	<!--[if gte mso 16]>
	<style>
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	<!--[if gte mso 9]>
	<style type=3D"text/css">
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	<!--[if gt mso 15]>
	<style type=3D"text/css" media=3D"all">
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			tr { font-size:0px; line-height:0px; border-collapse:collapse; }
	</style>
	<![endif]-->
	<!--[if !mso]><!-- custom fonts -->
	<!-- Lloyds FONT DECLARATION - 'GUL and GUS' -->
	<link =
href=3D"https://image.commercialemails.lloydsbank.com/Web/LloydsBankingGr=
oup/{a727e539-e23d-4078-b0a5-6242fada62ff}_LB_budapest_base64_fonts.css" =
rel=3D"stylesheet">
	<style>/* FOR HEADINGS ONLY*/
		.f_GUL_U{font-family:'GT Ultra Lloyds =
Ultra',arial,helvetica,sans-serif !important; font-weight:800 =
!important} .f_GUL_BK{font-family:'GT Ultra Lloyds =
Black',arial,helvetica,sans-serif !important; font-weight:700 =
!important} .f_GUL_B{font-family:'GT Ultra Lloyds =
Bold',arial,helvetica,sans-serif !important; font-weight:600 !important} =
.f_GUL_R{font-family:'GT Ultra Lloyds =
Regular',arial,helvetica,sans-serif !important; font-weight:400 =
!important} .f_GUL_T{font-family:'GT Ultra Lloyds =
Thin',arial,helvetica,sans-serif !important; font-weight:300 !important} =
/* FOR BODY COPIES AND CTAS*/ .f_GUS_B{font-family:'GT Ultra Sans =
Bold',arial,helvetica,sans-serif !important; font-weight:600 !important} =
.f_GUS_R{font-family:'GT Ultra Sans Regular',arial,helvetica,sans-serif =
!important; font-weight:400 !important} .f_GUS_L{font-family:'GT Ultra =
Sans Light',arial,helvetica,sans-serif !important;=20
font-weight:300 !important}
	</style>

	<!--KINETIC ENABLER-->
	<link =
href=3D"https://image.emails.lloydsbank.com/Web/LloydsBankingGroup/{25e5c=
e9f-a6f3-4598-ba36-5ca1b7341d8f}_kinetic_enabler.css" =
rel=3D"stylesheet">
	<!--<![endif]-->
</head>
<body class=3D"m_w100pc f_GUS_R body" id=3D"body" bottommargin=3D"0" =
leftmargin=3D"0" rightmargin=3D"0" topmargin=3D"0" style=3D"border:0px =
none; padding:0px; margin:0px; text-align:center; font:0px/0px =
arial,helvetica,sans-serif; background-color:#f1f1f1; =
position:relative"><img =
src=3D'https://link.emails.lloydsbanking.com/e/FooterImages/FooterImage1?=
elq=3Dcda9d26ca7bc4e91b6b4fe2e6890ea79&siteid=3D794418472' alt=3D"" =
border=3D0 width=3D1px height=3D1px style=3D'display:block;'>


	<div style=3D"width:100%; height:100%; background-color:#f1f1f1; =
overflow:visible; font-size:0; line-height:0">
      	<!-- [H1a] Header - preheader and security text (calm green) -->
		<table class=3D"m_w100pc" border=3D"0" cellpadding=3D"0" =
cellspacing=3D"0" align=3D"center" width=3D"600" bgcolor=3D"#C8FFC6" =
style=3D"margin:auto; width:600px; background-color:#C8FFC6">
			<tbody><tr>
				<td class=3D"m_w100pc f_GUS_B" align=3D"left" style=3D"padding:16px; =
font-size:0; line-height:0; background-color:#f1f1f1; color:#000001; =
font-family:arial,helvetica,sans-serif; font-size:12px; =
line-height:16px; font-weight:bold">
					Our DarkHorse Anti-Fraud Technology=C2=AE is unseen until you need =
it.
				</td>
			</tr>
			<tr>
				<td align=3D"left" style=3D"padding:16px; font-size:0; =
line-height:0">
					<table class=3D"m_w100pc" border=3D"0" cellpadding=3D"0" =
cellspacing=3D"0" align=3D"center" style=3D"margin:auto">
						<tbody><tr>
							<td width=3D"24" style=3D"padding-right: 8px">
								<div class=3D"darkmode_img" style=3D"mso-hide:all; =
display:none">
									<img class=3D"darkmode_img" alt=3D"image" =
src=3D"https://image.emails.lloydsbank.com/EloquaImages/clients/LloydsBan=
kingGroup/%7B30e7cef2-9ac7-40fb-bd53-1a69b0c3f299%7D_header_icon_DM.png" =
width=3D"24" style=3D"width: 24px; min-width:24px; height:auto; =
mso-hide:all; display:none; margin:0 auto">
								</div>
								<img class=3D"lightmode_img" alt=3D"image" =
src=3D"https://image.emails.lloydsbank.com/EloquaImages/clients/LloydsBan=
kingGroup/%7Bce69d53d-a125-437c-b19c-f12f939941fb%7D_header_icon_fill_cal=
mgreen.png" width=3D"24" style=3D"width: 24px; min-width:24px; =
height:auto">
							</td>
							<td class=3D"m_w100pc f_LBJ f_GUS_R" align=3D"left" =
style=3D"color:#333333; font-family:arial,helvetica,sans-serif; =
font-size:12px; line-height:16px; padding-bottom:5px;" =
width=3D"560"><span style=3D"display: inline !important;"><!-- =
LIVE_LB_SECURITY_HEADER_A -->We'll always include your name, <!-- =
LIVE_LB_SECURITY_HEADER_A END --></span>Mr Home<span style=3D"display: =
inline !important;"><!-- LIVE_LB_SECURITY_HEADER_B -->, and the last =
four digits of an account you have with us (<!-- =
LIVE_LB_SECURITY_HEADER_B END --></span>4446<span style=3D"display: =
inline !important;"><!-- LIVE_LB_SECURITY_HEADER_C -->), so you know our =
emails are genuine.<!-- LIVE_LB_SECURITY_HEADER_C END --></span>
<!-- LIVE_LB_SECURITY_HEADER_UPDATE_C END -->
							</td>
						</tr>
					</tbody></table>
				</td>
			</tr>
		</tbody></table>
      	<!-- [2a] Hero (consumer) - secondary full width layout with H1 =
and no CTA -->
		<table class=3D"m_w100pc" border=3D"0" cellpadding=3D"0" =
cellspacing=3D"0" align=3D"center" width=3D"600" bgcolor=3D"#fffffe" =
style=3D"margin:auto; background-color:#fffffe; width:600px">
			<tr>
				<td align=3D"left" valign=3D"top" style=3D"padding:32px; =
font-size:0; line-height:0">
					<table class=3D"m_w100pc m_mauto" border=3D"0" cellpadding=3D"0" =
cellspacing=3D"0" align=3D"center" width=3D"536" style=3D"margin:auto; =
width:536px">
						<tr>
							<td align=3D"left" valign=3D"top" height=3D"48" =
style=3D"padding-bottom:32px">
								<div class=3D"darkmode_img" style=3D"mso-hide:all; =
display:none">
									<a =
href=3D"https://www.lloydsbank.com/?elqTrackId=3D448e12acde0348b2840083dc=
580ff742&elq=3Dcda9d26ca7bc4e91b6b4fe2e6890ea79&elqaid=3D17490&elqat=3D1&=
elqCampaignId=3D2659&elqak=3D8AF55B73D071CF06C4CB2AECFA0312D044D9F5277E1C=
2FBB4FA4DE2152F0617A1890" target=3D"_blank" title=3D"Lloyds Bank">
										<img class=3D"darkmode_img" alt=3D"Lloyds Bank Logo" =
src=3D"https://image.emails.lloydsbank.com/EloquaImages/clients/LloydsBan=
kingGroup/%7B0be62af5-90dd-46d2-8543-ca0eff2183c8%7D_LB_Logo_Horse_Mark_D=
M.png" width=3D"48" style=3D"width:48px; height:auto; mso-hide:all; =
display:none; font:12px/16px arial,helvetica,sans-serif; color:#000001">
									</a>
								</div>
									<a =
href=3D"https://www.lloydsbank.com/?elqTrackId=3Dcf774be10aa54bd094fb2126=
33b0edeb&elq=3Dcda9d26ca7bc4e91b6b4fe2e6890ea79&elqaid=3D17490&elqat=3D1&=
elqCampaignId=3D2659&elqak=3D8AF596B1E8850060CFCE8542B8C00C9A8193F5277E1C=
2FBB4FA4DE2152F0617A1890" target=3D"_blank" title=3D"Lloyds Bank">
										<img class=3D"lightmode_img" alt=3D"Lloyds Bank Logo" =
src=3D"https://image.emails.lloydsbank.com/EloquaImages/clients/LloydsBan=
kingGroup/%7B9623075d-e9d3-434f-9bd1-00231f4713d4%7D_LB_Logo_Horse_Mark.p=
ng" width=3D"48" style=3D"width:48px; display:block; height:auto; =
font:12px/16px arial,helvetica,sans-serif; color:#000001">
									</a>
							</td>
						</tr>
						<tr>
							<td class=3D"f_GUL_BK m_w100pc" align=3D"left" valign=3D"top" =
style=3D"color:#000001; font:bold 64px/64px arial,helvetica,serif; =
mso-line-height-rule:exactly; letter-spacing:-0.02em; =
padding-bottom:32px">
								What you see<!--USE THIS TO BREAK LONGER WORDS<p =
style=3D"word-break:break-all; margin:0">wrapLongWord</p>-->
							</td>
						</tr>
					</table>
					<!--[if gte mso 15]><br />&nbsp;<![endif]-->
				</td>
			</tr>
		</table>
		<table class=3D"m_w100pc" border=3D"0" cellpadding=3D"0" =
cellspacing=3D"0" align=3D"center" width=3D"600" style=3D"margin:auto; =
width:600px">
			<tr>
				<td align=3D"center" valign=3D"top" style=3D"font-size:0; =
line-height:0">
						<img class=3D"m_h" alt=3D"DarkHorse gif" =
src=3D"https://image.emails.lloydsbank.com/EloquaImages/clients/LloydsBan=
kingGroup/%7B230ed999-f0e3-4004-a41a-4f6d52d75022%7D_2a_lb_hero_dh_antifr=
aud_desktop_1200x800.gif" width=3D"600" style=3D"width:600px; =
height:auto; color:#000001; font:16px/20px arial,helvetica,sans-serif; =
text-align:center"/>
						<!--[if !mso]><!-- mobile image -->
						<img class=3D"m_d_b m_w100pc" =
src=3D"https://image.emails.lloydsbank.com/EloquaImages/clients/LloydsBan=
kingGroup/%7B191a43b2-932f-4598-930c-0061758b6c23%7D_2a_lb_hero_dh_antifr=
aud_mobile_730x660.gif" alt=3D"DarkHorse gif" width=3D"300" =
style=3D"display:none; height:auto; width:100%"/>
						<!--<![endif]-->
				</td>
			</tr>
		</table>
      	<!-- [3a] Text - introduction / salutation -->
		<table class=3D"m_w100pc" border=3D"0" cellpadding=3D"0" =
cellspacing=3D"0" align=3D"center" width=3D"600" bgcolor=3D"#C8FFC6" =
style=3D"margin:auto; background-color:#C8FFC6; width:600px">
			<tr>
				<td align=3D"left" valign=3D"top" style=3D"padding:32px; =
font-size:0; line-height:0">
					<table class=3D"m_w100pc m_mauto" border=3D"0" cellpadding=3D"0" =
cellspacing=3D"0" align=3D"center" width=3D"536" =
style=3D"margin:auto;width:536px">
						<tr>
							<td class=3D"f_GUS_R" align=3D"center" style=3D"color:#000001; =
font:16px/20px arial,helvetica,sans-serif; =
mso-line-height-rule:exactly;">
								<strong class=3D"f_GUS_B" =
style=3D"font-family:arial,helvetica,sans-serif; font-weight:bold">Where =
you see the DarkHorse logo, our technology is working to keep you =
safe.<br/><br/>
If there's a warning, or something suspicious, Stop! Think =
Fraud.</strong>
							</td>
						</tr>
					</table>
				</td>
			</tr>
		</table>
      	<!-- [6b] Icon list - single column -->
		<table class=3D"m_w100pc" border=3D"0" cellpadding=3D"0" =
cellspacing=3D"0" align=3D"center" width=3D"600" bgcolor=3D"#fffffe" =
style=3D"margin:auto; background-color:#fffffe; width:600px">
			<tr>
				<td align=3D"left" valign=3D"top" style=3D"padding:32px; =
font-size:0; line-height:0">
					<table class=3D"m_w100pc m_mauto" border=3D"0" cellpadding=3D"0" =
cellspacing=3D"0" align=3D"center" width=3D"536" style=3D"margin:auto; =
width:536px">
						<tr>
							<td class=3D"f_GUL_R" align=3D"center" style=3D"color:#000001; =
font:30px/34px arial,helvetica,sans-serif; mso-line-height-rule:exactly; =
letter-spacing:-0.02em">
								And here=E2=80=99s what you don=E2=80=99t see=E2=80=A6
							</td>
						</tr>
						<tr>
							<td class=3D"f_GUS_R" align=3D"center" style=3D"color:#000001; =
font:16px/20px arial,helvetica,sans-serif; mso-line-height-rule:exactly; =
padding-top:16px">
								We've invested =C2=A3100 million<sup style=3D"vertical-align: =
baseline; position: relative; top: -0.2em;">*</sup> in technology that =
keeps your money and data safe. AI-powered scam checks, voice biometrics =
and real-time alerts are just some of the ways DarkHorse is protecting =
you.
							</td>
						</tr>
						<tr>
							<td align=3D"center" style=3D"font-size:0px; line-height:0px; =
padding-top:32px">
								<img =
src=3D"https://image.emails.lloydsbank.com/EloquaImages/clients/LloydsBan=
kingGroup/%7Bd10d2968-2a92-4f42-a4b0-4df4fc7014ee%7D_6b-lb-search-transac=
tions-icon.png" alt=3D"transactions icon" width=3D"64" =
style=3D"width:64px; min-width:64px; height:auto; color:#000001; =
font:bold 12px/16px arial,helvetica,sans-serif; text-align:center">
							</td>
						</tr>
						<tr>
							<td class=3D"f_GUL_R" align=3D"center" style=3D"color:#000001; =
font: 20px/24px arial,helvetica,sans-serif; =
mso-line-height-rule:exactly; letter-spacing:-0.02em; padding-top:16px">
                              We average <strong class=3D"f_GUL_B" =
style=3D"color:#000001; font:bold 20px/24px arial,helvetica,sans-serif; =
mso-line-height-rule:exactly; font-weight:bold; =
letter-spacing:-0.02em;">23,551<sup style=3D"vertical-align: baseline; =
position: relative; top: -0.2em;">*</sup></strong> transaction checks =
every minute, constantly monitoring for anything unusual.
							</td>
						</tr>
						<tr>
							<td align=3D"center" style=3D"font-size:0px; line-height:0px; =
padding-top:32px">
								<img =
src=3D"https://image.emails.lloydsbank.com/EloquaImages/clients/LloydsBan=
kingGroup/%7B4e4409e2-ccea-45d8-a54a-b8b8fd2a8ba3%7D_6b-lb-shield-icon.pn=
g" alt=3D"shield icon" width=3D"64" style=3D"width:64px; min-width:64px; =
height:auto; color:#000001; font:bold 12px/16px =
arial,helvetica,sans-serif; text-align:center">
							</td>
						</tr>
						<tr>
							<td class=3D"f_GUL_R" align=3D"center" style=3D"color:#000001; =
font: 20px/24px arial,helvetica,sans-serif; =
mso-line-height-rule:exactly; letter-spacing:-0.02em; padding-top:16px">
								We prevented more than <strong class=3D"f_GUL_B" =
style=3D"color:#000001; font:bold 20px/24px arial,helvetica,sans-serif; =
mso-line-height-rule:exactly; font-weight:bold; =
letter-spacing:-0.02em;">=C2=A31 billion<sup style=3D"vertical-align: =
baseline; position: relative; top: -0.2em;">*</sup></strong> of =
attempted fraud in 2025.
							</td>
						</tr>
						<tr>
							<td align=3D"center" style=3D"font-size:0px; line-height:0px; =
padding-top:32px">
								<img =
src=3D"https://image.emails.lloydsbank.com/EloquaImages/clients/LloydsBan=
kingGroup/%7Bf10144ed-1ada-4fb0-839b-194387d012c0%7D_6b-lb-messages-icon.=
png" alt=3D"chat icon" width=3D"64" style=3D"width:64px; min-width:64px; =
height:auto; color:#000001; font:bold 12px/16px =
arial,helvetica,sans-serif; text-align:center">
								<!--[if gte mso 15]><br />&nbsp;<![endif]-->
							</td>
						</tr>
						<tr>
							<td class=3D"f_GUL_R" align=3D"center" style=3D"color:#000001; =
font: 20px/24px arial,helvetica,sans-serif; =
mso-line-height-rule:exactly; letter-spacing:-0.02em; padding-top:16px">
								Help is available <strong class=3D"f_GUL_B" =
style=3D"color:#000001; font:bold 20px/24px arial,helvetica,sans-serif; =
mso-line-height-rule:exactly; font-weight:bold; =
letter-spacing:-0.02em;">24/7</strong> if something looks wrong, =
including through secure mobile messaging.
							</td>
						</tr>
					</table>
				</td>
			</tr>
		</table>
      	<!-- [19a] Pattern divider - tritone colour-way -->
		<table class=3D"m_w100pc" border=3D"0" cellpadding=3D"0" =
cellspacing=3D"0" align=3D"center" width=3D"600" style=3D"margin:auto; =
width:600px">
			<tr>
				<td align=3D"center" valign=3D"top" bgcolor=3D"#fffffe" =
style=3D"background-color:#fffffe">
						<img class=3D"m_w100pc" alt=3D"divider" =
src=3D"https://image.emails.lloydsbank.com/EloquaImages/clients/LloydsBan=
kingGroup/%7B10772553-f70c-4381-81ac-28e4aaab1eff%7D_divider_pattern_1_pa=
rt1.png" width=3D"600" style=3D"width:600px; height:auto"/>
				</td>
			</tr>
			<tr>
				<td align=3D"center" valign=3D"top" bgcolor=3D"#fffffe" =
style=3D"background-color:#fffffe">
						<img class=3D"m_w100pc" alt=3D"divider" =
src=3D"https://image.emails.lloydsbank.com/EloquaImages/clients/LloydsBan=
kingGroup/%7Bf1cfc289-d328-451d-a73d-069e5d8ebbc2%7D_divider_pattern_1_pa=
rt2.png" width=3D"600" style=3D"width:600px; height:auto"/>
				</td>
			</tr>
		</table>
      	<!-- [3d] Text - Icon overlap - inset coloured box -->
		<table class=3D"m_w100pc" align=3D"center" border=3D"0" =
cellpadding=3D"0" cellspacing=3D"0" width=3D"600" bgcolor=3D"#FFFFFE" =
height=3D"64" style=3D"width:600px; margin:auto; =
background-color:#FFFFFE">
			<tr>
				<td class=3D"m_p16" valign=3D"top" style=3D"padding:32px">
					<table class=3D"m_w100pc" border=3D"0" cellpadding=3D"0" =
cellspacing=3D"0" align=3D"center" width=3D"536" style=3D"margin:auto; =
width:536px">
						<!--[if !mso]><!-- non-outlook -->
						<tr>
							<td class=3D"m_w25pc" height=3D"32" style=3D"height:32px; =
width:236px">&nbsp;</td>
							<td class=3D"m_w50pc" rowspan=3D"2" width=3D"64" height=3D"64" =
style=3D"height:64px; width:64px; text-align:center">
								<img =
src=3D"https://image.emails.lloydsbank.com/EloquaImages/clients/LloydsBan=
kingGroup/%7B52d07ffd-48de-4a87-85c8-3b9017970e05%7D_3d-lb-padlock-icon.p=
ng" alt=3D"padlock icon" width=3D"64" style=3D"width:64px; =
min-width:64px; height:auto; z-index:3; color:#000001; font:bold =
12px/16px arial,helvetica,sans-serif; text-align:center">
							</td>
							<td class=3D"m_w25pc" height=3D"32" style=3D"height:32px; =
width:236px">&nbsp;</td>
						</tr>
						<tr>
							<td class=3D"m_w100pc" colspan=3D"3" bgcolor=3D"#C7FFC6" =
height=3D"32" style=3D"background-color:#C7FFC6; height:32px; =
width:auto; border-radius:16px 16px 0px 0px">
								&nbsp;
							</td>
						</tr>
						<!--<![endif]-->
						<!--[if gte mso 9]>
							<v:image xmlns:v=3D"urn:schemas-microsoft-com:vml" =
style=3D"width:536px; height:32px; z-index:-1" =
src=3D"https://image.emails.lloydsbank.com/EloquaImages/clients/LloydsBan=
kingGroup/%7B62bfd74b-401b-4e55-b596-d7aa6af4c3a4%7D_spacer.gif"/>

							<v:image xmlns:v=3D"urn:schemas-microsoft-com:vml" =
style=3D"top:0px; left:236px; width:64px; height:64px; z-index:2; =
position:relative" =
src=3D"https://image.emails.lloydsbank.com/EloquaImages/clients/LloydsBan=
kingGroup/%7B52d07ffd-48de-4a87-85c8-3b9017970e05%7D_3d-lb-padlock-icon.p=
ng"/>
						<![endif]-->
					</table>
					<table class=3D"m_w100pc" border=3D"0" cellpadding=3D"0" =
cellspacing=3D"0" align=3D"center" width=3D"536" style=3D"margin:auto; =
width:536px">
						<tr>
							<td colspan=3D"3" valign=3D"top" bgcolor=3D"#C7FFC6" =
style=3D"background:#C7FFC6; padding:24px 24px 32px 24px; =
mso-padding-alt:56px 0px 32px 0px; border-radius:0px 0px 16px 16px">
								<table class=3D"m_w100pc m_mauto" border=3D"0" cellpadding=3D"0" =
cellspacing=3D"0" align=3D"center" width=3D"488" style=3D"margin:auto; =
width:488px">
									<tr>
										<td class=3D"m_w100pc f_GUL_R" align=3D"center" =
style=3D"color:#000001; font:30px/34px arial,helvetica,sans-serif; =
mso-line-height-rule:exactly; letter-spacing:-0.02em;">					And =
remember...
										</td>
									</tr>
									<tr>
										<td class=3D"f_GUS_R" align=3D"center" style=3D"color:#000001; =
font:16px/20px arial,helvetica,sans-serif; mso-line-height-rule:exactly; =
text-decoration:none; padding-top:24px">					Lloyds and the DarkHorse =
team will never contact you to ask for personal details or to move =
money. If you are contacted in this way it's a scam.=C2=A0<br/><br/>
                                          If in doubt, contact us right =
away through a trusted source such as <a class=3D"f_GUS_R" =
href=3D"https://www.lloydsbank.com?utm_source=3DLB&utm_medium=3DEmail&utm=
_campaign=3DCR_DarkHorse&utm_id=3DDHL01&utm_content=3Dwebpage&elqTrackId=3D=
b53ba80d2ef14bf5a1ffc9bfa1c6d922&elq=3Dcda9d26ca7bc4e91b6b4fe2e6890ea79&e=
lqaid=3D17490&elqat=3D1&elqCampaignId=3D2659&elqak=3D8AF553499587DCB0D147=
F5DE9FB278904446F5277E1C2FBB4FA4DE2152F0617A1890" target=3D"_blank" =
title=3D"Lloyds Bank" style=3D"color:#000001; =
text-decoration:underline">lloydsbank.com</a> or our app. We can then =
guide you on what to do next.
										</td>
									</tr>
								</table>
							</td>
						</tr>
					</table>
				</td>
			</tr>
		</table>
      	<!-- [3f] Text - Illustration overlap - inset coloured box -->
		<table class=3D"m_w100pc" align=3D"center" border=3D"0" =
cellpadding=3D"0" cellspacing=3D"0" width=3D"600" bgcolor=3D"#FFFFFE" =
height=3D"64" style=3D"width:600px; margin:auto; =
background-color:#FFFFFE">
			<tr>
				<td class=3D"m_p16" valign=3D"top" style=3D"padding:32px">
					<table class=3D"m_w100pc" border=3D"0" cellpadding=3D"0" =
cellspacing=3D"0" align=3D"center" width=3D"536" style=3D"margin:auto; =
width:536px">
						<!--[if !mso]><!-- non-outlook -->
						<tr>
							<td class=3D"m_w25pc" height=3D"32" style=3D"height:32px; =
width:202px">&nbsp;</td>
							<td class=3D"m_w50pc" rowspan=3D"2" width=3D"132" height=3D"132" =
style=3D"height:132px; width:132px; text-align:center">
								<img =
src=3D"https://image.emails.lloydsbank.com/EloquaImages/clients/LloydsBan=
kingGroup/%7Ba04b472d-4d54-45bf-aef6-6c4499b7ebf9%7D_3f-lb-magnifying-gla=
ss-illustration.png" alt=3D"magnifying glass illustration" width=3D"132" =
style=3D"width:132px; min-width:132px; height:auto; z-index:3; =
color:#000001; font:12px/16px arial,helvetica,sans-serif; =
text-align:center">
							</td>
							<td class=3D"m_w25pc" height=3D"32" style=3D"height:32px; =
width:202px">&nbsp;</td>
						</tr>
						<tr>
							<td class=3D"m_w100pc" colspan=3D"3" bgcolor=3D"#C7FFC6" =
height=3D"100" style=3D"background-color:#C7FFC6; height:100px; =
width:auto; border-radius:16px 16px 0px 0px">
								&nbsp;
							</td>
						</tr>
						<!--<![endif]-->
						<!--[if gte mso 9]>
							<v:image xmlns:v=3D"urn:schemas-microsoft-com:vml" =
style=3D"width:536px; height:32px; z-index:-1" =
src=3D"https://image.emails.lloydsbank.com/EloquaImages/clients/LloydsBan=
kingGroup/%7B62bfd74b-401b-4e55-b596-d7aa6af4c3a4%7D_spacer.gif"/>

							<v:image xmlns:v=3D"urn:schemas-microsoft-com:vml" =
style=3D"top:0px; left:202px; width:132px; height:132px; z-index:2; =
position:relative" =
src=3D"https://image.emails.lloydsbank.com/EloquaImages/clients/LloydsBan=
kingGroup/%7Ba04b472d-4d54-45bf-aef6-6c4499b7ebf9%7D_3f-lb-magnifying-gla=
ss-illustration.png"/>
						<![endif]-->
					</table>
					<table class=3D"m_w100pc" border=3D"0" cellpadding=3D"0" =
cellspacing=3D"0" align=3D"center" width=3D"536" style=3D"margin:auto; =
width:536px">
						<tr>
							<td colspan=3D"3" valign=3D"top" bgcolor=3D"#C7FFC6" =
style=3D"background:#C7FFC6; padding:24px 24px 32px 24px; =
mso-padding-alt:124px 0px 32px 0px; border-radius:0px 0px 16px 16px">
								<table class=3D"m_w100pc m_mauto" border=3D"0" cellpadding=3D"0" =
cellspacing=3D"0" align=3D"center" width=3D"488" style=3D"margin:auto; =
width:488px">
									<tr>
										<td class=3D"m_w100pc f_GUL_B" align=3D"center" =
style=3D"color:#000001; font:bold 48px/52px arial,helvetica,sans-serif; =
mso-line-height-rule:exactly; letter-spacing:-0.02em">
											Stay ahead of scams
										</td>
									</tr>
									<tr>
										<td class=3D"f_GUS_R" align=3D"center" style=3D"color:#000001; =
font:16px/20px arial,helvetica,sans-serif; mso-line-height-rule:exactly; =
text-decoration:none; padding-top:24px">					While DarkHorse is working =
to protect you, it=E2=80=99s still important to stay informed of the =
latest scams.<br/><br/> That=E2=80=99s why we=E2=80=99ve created a =
dedicated webpage to show you what they look like. So you=E2=80=99re =
always one step ahead.
										</td>
									</tr>
									<tr>
										<td align=3D"center" style=3D"padding-top:24px">					<table =
cellpadding=3D"0" cellspacing=3D"0" border=3D"0" =
style=3D"border-radius:8px"><tr><td align=3D"center" =
style=3D"background-color:#000001; mso-padding-alt:0 16px; =
border-radius:8px">
											<a class=3D"f_GUS_B cta_black" =
href=3D"https://www.lloydsbank.com/help-guidance/protecting-yourself-from=
-fraud/latest-scams.html?utm_source=3DLB&utm_medium=3DEmail&utm_campaign=3D=
CR_DarkHorse&utm_id=3DDHL01&utm_content=3Dlatest_scams&elqTrackId=3D2b5f7=
1eef6fa40499ec94ab793858ee9&elq=3Dcda9d26ca7bc4e91b6b4fe2e6890ea79&elqaid=
=3D17490&elqat=3D1&elqCampaignId=3D2659&elqak=3D8AF54C922AA1AC3E63690CC04=
402977352B1F5277E1C2FBB4FA4DE2152F0617A1890" target=3D"_blank" =
title=3D"Latest scams" style=3D"border:1px solid #000001; =
background-color:#000001; color:#fffffe; display:block; font:bold =
16px/24px arial,helvetica,sans-serif; mso-line-height-rule:exactly; =
text-align:center; text-decoration:none; padding:10px 24px 10px 24px; =
mso-padding-alt:13px 15px 13px 15px; border-radius:8px">Latest scams</a>
                      </td></tr></table> </td>
									</tr>
								</table>
							</td>
						</tr>
					</table>
				</td>
			</tr>
		</table>

      	<!-- [14a] Survey (rating) -->
<table align=3D"center" bgcolor=3D"#fffffe" border=3D"0" =
cellpadding=3D"0" cellspacing=3D"0" class=3D"m_w100pc" =
style=3D"margin:auto; background-color:#fffffe; width:600px" =
width=3D"600">
	<tbody>
		<tr>
			<td align=3D"left" class=3D"f_GUL_B" style=3D"color:#000001; =
font:bold 20px/24px arial,helvetica,sans-serif; =
mso-line-height-rule:exactly; padding:32px 32px 0 32px">At Lloyds, we =
want you to be happy with the communications we share with you. How =
happy were you to receive this email?</td>
		</tr>
		<tr>
			<td align=3D"left" class=3D"f_GUS_R" style=3D"color:#000001; =
font:16px/20px arial,helvetica,sans-serif; mso-line-height-rule:exactly; =
font-weight:normal; text-decoration:none; padding:16px 32px 24px =
32px">We may use your answer to improve our communications and their =
relevancy to you.</td>
		</tr>
		<tr>
			<td align=3D"center" class=3D"m_pb32 m_plr16" style=3D"padding:0px =
32px 22px 32px; vertical-align:top" valign=3D"top"><!--[if mso | =
ie]><table border=3D"0" cellpadding=3D"0" cellspacing=3D"0" =
align=3D"center" style=3D"margin:auto"><tr><td><![endif]-->
			<div class=3D"m_d_b" style=3D"display:flex; justify-content:center">
			<table align=3D"left" border=3D"0" cellpadding=3D"0" =
cellspacing=3D"0" class=3D"m_w100pc" style=3D"margin:0 auto; =
vertical-align:top; width:108px" width=3D"108">
				<tbody>
					<tr>
						<td style=3D"padding-bottom:10px"><a class=3D"m_h" =
href=3D"https://link.emails.lloydsbank.com/e/f2.aspx?elqFormName=3Dc-sat_=
ltb&elqSiteID=3D794418472
								=
&elqconid=3DCLLOB000006694047&emailName=3DLIVE_BCE_LTB_DARKHORSE%20%7CDHA=
FT26_LAUNCH_NMI_20260423&brcd=3DLTB&unid=3D1191933815169&ptid=3D10060095&=
tid=3DDHL01&score=3D1&elqTrackId=3Dd1121599d7bd4d169747c141dfd8abe7&elq=3D=
cda9d26ca7bc4e91b6b4fe2e6890ea79&elqaid=3D17490&elqat=3D1&elqCampaignId=3D=
2659&elqak=3D8AF5BB31BD3C0F308556DAA7EBF5A5D8665EF5277E1C2FBB4FA4DE2152F0=
617A1890" target=3D"_blank" title=3D"Very unhappy">
<img alt=3D"Very unhappy" =
src=3D"https://image.emails.lloydsbank.com/EloquaImages/clients/LloydsBan=
kingGroup/%7Bd38f3b5b-e765-4ccc-9fa8-64a455f5d8d7%7D_Survey_Very_Unhappy_=
Desk.png" style=3D"display:inline-block; width:100px; height:100px; =
border:0; background-color:#C7FFC6; border-radius:8px; =
text-align:center; color:#000001; font-size:16px; line-height:24px" =
width=3D"96" /> </a> <!--[if !mso]><!-- mobile image --> <a =
class=3D"m_d_b" =
href=3D"https://link.emails.lloydsbank.com/e/f2.aspx?elqFormName=3Dc-sat_=
ltb&elqSiteID=3D794418472
								=
&elqconid=3DCLLOB000006694047&emailName=3DLIVE_BCE_LTB_DARKHORSE%20%7CDHA=
FT26_LAUNCH_NMI_20260423&brcd=3DLTB&unid=3D1191933815169&ptid=3D10060095&=
tid=3DDHL01&score=3D1&elqTrackId=3D27c11f49d5c6493f8b7064fb2d33bb81&elq=3D=
cda9d26ca7bc4e91b6b4fe2e6890ea79&elqaid=3D17490&elqat=3D1&elqCampaignId=3D=
2659&elqak=3D8AF58223170EDB6EEB0BE1A371E6FE140560F5277E1C2FBB4FA4DE2152F0=
617A1890" target=3D"_blank" title=3D"Very unhappy">
 <img alt=3D"Very unhappy" class=3D"m_d_b m_w100pc" =
src=3D"https://image.emails.lloydsbank.com/EloquaImages/clients/LloydsBan=
kingGroup/%7B0fa3502a-81b9-4320-a495-d5e2d5ecc0b8%7D_Survey_Very_Unhappy_=
Mob.png" style=3D"display:none; height:auto; width:100%; =
min-width:260px; min-height:39px; border:0" /> </a> =
<!--[endif]----></td>
						<td class=3D"m_h" style=3D"font-size:1px; line-height:1px; =
width:10px">&nbsp;</td>
					</tr>
				</tbody>
			</table>
			<!--[if mso | ie]></td><td><![endif]-->

			<table align=3D"left" border=3D"0" cellpadding=3D"0" =
cellspacing=3D"0" class=3D"m_w100pc" style=3D"margin:0 auto; =
vertical-align:top; width:108px" width=3D"108">
				<tbody>
					<tr>
						<td style=3D"padding-bottom:10px"><a class=3D"m_h" =
href=3D"https://link.emails.lloydsbank.com/e/f2.aspx?elqFormName=3Dc-sat_=
ltb&elqSiteID=3D794418472
								=
&elqconid=3DCLLOB000006694047&emailName=3DLIVE_BCE_LTB_DARKHORSE%20%7CDHA=
FT26_LAUNCH_NMI_20260423&brcd=3DLTB&unid=3D1191933815169&ptid=3D10060095&=
tid=3DDHL01&score=3D2&elqTrackId=3D3d081586a64946a89589a21d86f51eef&elq=3D=
cda9d26ca7bc4e91b6b4fe2e6890ea79&elqaid=3D17490&elqat=3D1&elqCampaignId=3D=
2659&elqak=3D8AF5704AE92119B1E50ABF8640885A16AE93F5277E1C2FBB4FA4DE2152F0=
617A1890" target=3D"_blank" title=3D"Fairly unhappy">
<img alt=3D"Fairly unhappy" =
src=3D"https://image.emails.lloydsbank.com/EloquaImages/clients/LloydsBan=
kingGroup/%7B717adfb1-f06b-46b4-a238-580a4727e4c2%7D_Survey_Fairly_Unhapp=
y_Desk.png" style=3D"display:inline-block; width:100px; height:100px; =
border:0; background-color:#C7FFC6; border-radius:8px; =
text-align:center; color:#000001; font-size:16px; line-height:24px" =
width=3D"96" /> </a> <!--[if !mso]><!-- mobile image --> <a =
class=3D"m_d_b" =
href=3D"https://link.emails.lloydsbank.com/e/f2.aspx?elqFormName=3Dc-sat_=
ltb&elqSiteID=3D794418472
								=
&elqconid=3DCLLOB000006694047&emailName=3DLIVE_BCE_LTB_DARKHORSE%20%7CDHA=
FT26_LAUNCH_NMI_20260423&brcd=3DLTB&unid=3D1191933815169&ptid=3D10060095&=
tid=3DDHL01&score=3D2&elqTrackId=3Dce98efce840341afa9edcecfc749ecd9&elq=3D=
cda9d26ca7bc4e91b6b4fe2e6890ea79&elqaid=3D17490&elqat=3D1&elqCampaignId=3D=
2659&elqak=3D8AF597B9269A020606E53C2787B462212A95F5277E1C2FBB4FA4DE2152F0=
617A1890" target=3D"_blank" title=3D"Fairly unhappy">
 <img alt=3D"Fairly unhappy" class=3D"m_d_b m_w100pc" =
src=3D"https://image.emails.lloydsbank.com/EloquaImages/clients/LloydsBan=
kingGroup/%7B8832ca49-c3b9-47bb-bc3b-eca9cbdaf783%7D_Survey_Fairly_Unhapp=
y_Mob.png" style=3D"display:none; height:auto; width:100%; =
min-width:260px; min-height:39px; border:0" /> </a> =
<!--[endif]----></td>
						<td class=3D"m_h" style=3D"font-size:1px; line-height:1px; =
width:10px">&nbsp;&nbsp;</td>
					</tr>
				</tbody>
			</table>
			<!--[if mso | ie]></td><td><![endif]-->

			<table align=3D"left" border=3D"0" cellpadding=3D"0" =
cellspacing=3D"0" class=3D"m_w100pc" style=3D"margin:0 auto; =
vertical-align:top; width:108px" width=3D"108">
				<tbody>
					<tr>
						<td style=3D"padding-bottom:10px"><a class=3D"m_h" =
href=3D"https://link.emails.lloydsbank.com/e/f2.aspx?elqFormName=3Dc-sat_=
ltb&elqSiteID=3D794418472
								=
&elqconid=3DCLLOB000006694047&emailName=3DLIVE_BCE_LTB_DARKHORSE%20%7CDHA=
FT26_LAUNCH_NMI_20260423&brcd=3DLTB&unid=3D1191933815169&ptid=3D10060095&=
tid=3DDHL01&score=3D3&elqTrackId=3Dc3ba3b649d47452fb3b75f9ac8162c1b&elq=3D=
cda9d26ca7bc4e91b6b4fe2e6890ea79&elqaid=3D17490&elqat=3D1&elqCampaignId=3D=
2659&elqak=3D8AF50D151A970C2589491B29F2E38379F10CF5277E1C2FBB4FA4DE2152F0=
617A1890" target=3D"_blank" title=3D"Neither happy or unhappy">
<img alt=3D"Neither happy or unhappy" =
src=3D"https://image.emails.lloydsbank.com/EloquaImages/clients/LloydsBan=
kingGroup/%7B850b7090-38c1-454e-8d62-6a4a90413d81%7D_Survey_Neither_Desk.=
png" style=3D"display:inline-block; width:100px; height:100px; border:0; =
background-color:#C7FFC6; border-radius:8px; text-align:center; =
color:#000001; font-size:16px; line-height:24px" width=3D"96" /></a> =
<!--[if !mso]><!-- mobile image --> <a class=3D"m_d_b" =
href=3D"https://link.emails.lloydsbank.com/e/f2.aspx?elqFormName=3Dc-sat_=
ltb&elqSiteID=3D794418472
								=
&elqconid=3DCLLOB000006694047&emailName=3DLIVE_BCE_LTB_DARKHORSE%20%7CDHA=
FT26_LAUNCH_NMI_20260423&brcd=3DLTB&unid=3D1191933815169&ptid=3D10060095&=
tid=3DDHL01&score=3D3&elqTrackId=3D7b8dfa24ef3744da8c9e589fe9c2fe8d&elq=3D=
cda9d26ca7bc4e91b6b4fe2e6890ea79&elqaid=3D17490&elqat=3D1&elqCampaignId=3D=
2659&elqak=3D8AF5397FBEB28FD8D5FEB7DD15F12CC67F24F5277E1C2FBB4FA4DE2152F0=
617A1890" target=3D"_blank" title=3D"Neither happy or unhappy">
 <img alt=3D"Neither happy or unhappy" class=3D"m_d_b m_w100pc" =
src=3D"https://image.emails.lloydsbank.com/EloquaImages/clients/LloydsBan=
kingGroup/%7B21a67aa7-ea2d-4810-81f5-55d9b8fba023%7D_Survey_Neither_Mob.p=
ng" style=3D"display:none; height:auto; width:100%; min-width:260px; =
min-height:39px; border:0" /> </a> <!--[endif]----></td>
						<td class=3D"m_h" style=3D"font-size:1px; line-height:1px; =
width:10px">&nbsp;&nbsp;</td>
					</tr>
				</tbody>
			</table>
			<!--[if mso | ie]></td><td><![endif]-->

			<table align=3D"left" border=3D"0" cellpadding=3D"0" =
cellspacing=3D"0" class=3D"m_w100pc" style=3D"margin:0 auto; =
vertical-align:top; width:108px" width=3D"108">
				<tbody>
					<tr>
						<td style=3D"padding-bottom:10px"><a class=3D"m_h" =
href=3D"https://link.emails.lloydsbank.com/e/f2.aspx?elqFormName=3Dc-sat_=
ltb&elqSiteID=3D794418472
								=
&elqconid=3DCLLOB000006694047&emailName=3DLIVE_BCE_LTB_DARKHORSE%20%7CDHA=
FT26_LAUNCH_NMI_20260423&brcd=3DLTB&unid=3D1191933815169&ptid=3D10060095&=
tid=3DDHL01&score=3D4&elqTrackId=3D73b2a99b741d426daa76a1a59d145c05&elq=3D=
cda9d26ca7bc4e91b6b4fe2e6890ea79&elqaid=3D17490&elqat=3D1&elqCampaignId=3D=
2659&elqak=3D8AF5C453AF664A054A8B379DC9088FDAFCFDF5277E1C2FBB4FA4DE2152F0=
617A1890" target=3D"_blank" title=3D"Fairly happy">
<img alt=3D"Fairly happy" =
src=3D"https://image.emails.lloydsbank.com/EloquaImages/clients/LloydsBan=
kingGroup/%7Bb7f53714-91d1-4a63-8c92-a45000e63991%7D_Survey_Fairly_Happy_=
Desk.png" style=3D"display:inline-block; width:100px; height:100px; =
border:0; background-color:#C7FFC6; border-radius:8px; =
text-align:center; color:#000001; font-size:16px; line-height:24px" =
width=3D"96" /> </a> <!--[if !mso]><!-- mobile image --> <a =
class=3D"m_d_b" =
href=3D"https://link.emails.lloydsbank.com/e/f2.aspx?elqFormName=3Dc-sat_=
ltb&elqSiteID=3D794418472
								=
&elqconid=3DCLLOB000006694047&emailName=3DLIVE_BCE_LTB_DARKHORSE%20%7CDHA=
FT26_LAUNCH_NMI_20260423&brcd=3DLTB&unid=3D1191933815169&ptid=3D10060095&=
tid=3DDHL01&score=3D4&elqTrackId=3Dadc1079e75054c5ea600a7650209bbeb&elq=3D=
cda9d26ca7bc4e91b6b4fe2e6890ea79&elqaid=3D17490&elqat=3D1&elqCampaignId=3D=
2659&elqak=3D8AF5D242C9724A115528AC853D3E07EAC2C5F5277E1C2FBB4FA4DE2152F0=
617A1890" target=3D"_blank" title=3D"Fairly happy">
 <img alt=3D"Fairly happy" class=3D"m_d_b m_w100pc" =
src=3D"https://image.emails.lloydsbank.com/EloquaImages/clients/LloydsBan=
kingGroup/%7B8b1bd818-8b5e-4b89-808d-4b86f171505f%7D_Survey_Fairly_Happy_=
Mob.png" style=3D"display:none; height:auto; width:100%; =
min-width:260px; min-height:39px; border:0" /> </a> =
<!--[endif]----></td>
						<td class=3D"m_h" style=3D"font-size:1px; line-height:1px; =
width:10px">&nbsp;&nbsp;</td>
					</tr>
				</tbody>
			</table>
			<!--[if mso | ie]></td><td><![endif]-->

			<table align=3D"left" border=3D"0" cellpadding=3D"0" =
cellspacing=3D"0" class=3D"m_w100pc" style=3D"margin:0 auto; =
vertical-align:top; width:96px" width=3D"96">
				<tbody>
					<tr>
						<td class=3D"m_pb0" style=3D"padding-bottom:10px"><a class=3D"m_h" =
href=3D"https://link.emails.lloydsbank.com/e/f2.aspx?elqFormName=3Dc-sat_=
ltb&elqSiteID=3D794418472
								=
&elqconid=3DCLLOB000006694047&emailName=3DLIVE_BCE_LTB_DARKHORSE%20%7CDHA=
FT26_LAUNCH_NMI_20260423&brcd=3DLTB&unid=3D1191933815169&ptid=3D10060095&=
tid=3DDHL01&score=3D5&elqTrackId=3D86f892589e444abeba12937496d525b7&elq=3D=
cda9d26ca7bc4e91b6b4fe2e6890ea79&elqaid=3D17490&elqat=3D1&elqCampaignId=3D=
2659&elqak=3D8AF540EAD2C0B3EAC705214CD9C85DE62239F5277E1C2FBB4FA4DE2152F0=
617A1890" target=3D"_blank" title=3D"Very happy">
<img alt=3D"Very happy" =
src=3D"https://image.emails.lloydsbank.com/EloquaImages/clients/LloydsBan=
kingGroup/%7Be41a7112-4752-4059-a71c-e9d9a6cbc469%7D_Survey_Very_Happy_De=
sk.png" style=3D"display:inline-block; width:100px; height:100px; =
border:0; background-color:#C7FFC6; border-radius:8px; =
text-align:center; color:#000001; font-size:16px; line-height:24px" =
width=3D"96" /> </a> <!--[if !mso]><!-- mobile image --> <a =
class=3D"m_d_b" =
href=3D"https://link.emails.lloydsbank.com/e/f2.aspx?elqFormName=3Dc-sat_=
ltb&elqSiteID=3D794418472
								=
&elqconid=3DCLLOB000006694047&emailName=3DLIVE_BCE_LTB_DARKHORSE%20%7CDHA=
FT26_LAUNCH_NMI_20260423&brcd=3DLTB&unid=3D1191933815169&ptid=3D10060095&=
tid=3DDHL01&score=3D5&elqTrackId=3Dedecbba32b4340d887679ceac50a68ee&elq=3D=
cda9d26ca7bc4e91b6b4fe2e6890ea79&elqaid=3D17490&elqat=3D1&elqCampaignId=3D=
2659&elqak=3D8AF58E3FD0BBBAFF96A9EFB5E53C5600BC2CF5277E1C2FBB4FA4DE2152F0=
617A1890" target=3D"_blank" title=3D"Very happy">
 <img alt=3D"Very happy" class=3D"m_d_b m_w100pc" =
src=3D"https://image.emails.lloydsbank.com/EloquaImages/clients/LloydsBan=
kingGroup/%7Be8217c13-6e3d-43d9-9f0d-140e849dd21f%7D_Survey_Very_Happy_Mo=
b.png" style=3D"display:none; height:auto; width:100%; min-width:260px; =
min-height:39px; border:0" /> </a> <!--[endif]----></td>
					</tr>
				</tbody>
			</table>
			</div>
			<!--[if mso | ie]></td></tr></table><![endif]--></td>
		</tr>
	</tbody>
</table>
<!-- [F1a] Footer - Retail use ONLY (B2C) -->

<table align=3D"center" bgcolor=3D"#fffffe" border=3D"0" =
cellpadding=3D"0" cellspacing=3D"0" class=3D"m_w100pc" =
style=3D"margin:auto; width:600px; background-color:#fffffe" =
width=3D"600">
	<tbody>
		<tr>
			<td align=3D"center" style=3D"font-size:0px line-height:0px" =
valign=3D"top"><a =
href=3D"https://www.lloydsbank.com/?elqTrackId=3Dd3f42a7d905a4c588581c0f2=
a60f2564&elq=3Dcda9d26ca7bc4e91b6b4fe2e6890ea79&elqaid=3D17490&elqat=3D1&=
elqCampaignId=3D2659&elqak=3D8AF55B9AD7682D0734FD9A8EC2E709058055F5277E1C=
2FBB4FA4DE2152F0617A1890" style=3D"text-decoration:none; display:block" =
target=3D"_blank" title=3D"Lloyds Bank"><img alt=3D"Proud to be part of =
the same family. Lloyds Bank logo, Halifax logo, Bank of Scotland logo" =
class=3D"m_h" =
src=3D"https://image.emails.lloydsbank.com/EloquaImages/clients/LloydsBan=
kingGroup/%7B9ddd350d-33af-482f-83fa-3ea25bb7c67f%7D_LB-F1-Mass-Desk.png"=
 style=3D"width:600px; height:auto; display:block; color:#000001; =
font:12px/16px arial,helvetica,sans-serif; text-align:center" =
width=3D"600" /> <!--[if !mso]><!-- mobile image -->
 <img alt=3D"Proud to be part of the same family. Lloyds Bank logo, =
Halifax logo, Bank of Scotland logo" class=3D"m_d_b m_w100pc" =
src=3D"https://image.emails.lloydsbank.com/EloquaImages/clients/LloydsBan=
kingGroup/%7B4ea23aa4-72c4-452b-b794-2fdd4ad126bd%7D_LB-F1-Mass-Mob.png" =
style=3D"display:none; height:auto" /> <!--<![endif]--> </a></td>
		</tr>
	</tbody>
</table>

<table align=3D"center" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" =
class=3D"m_w100pc" style=3D"margin:auto; width:600px" width=3D"600">
	<tbody>
		<tr>
			<td align=3D"center" class=3D"m_p0 m_hauto" height=3D"88" =
style=3D"vertical-align:top; font-size:0px; line-height:0px; =
background-image:linear-gradient(#024731,#024731)" =
valign=3D"top"><!--[if gte mso 9]>
					<v:rect fillcolor=3D"none" stroked=3D"false" =
style=3D"width:600px;height:92px;z-index:-1;position:relative; left:0; =
top:0">
					<v:fill type=3D"frame" size=3D"450pt,69pt" opacity=3D"1" =
src=3D"https://image.emails.lloydsbank.com/EloquaImages/clients/LloydsBan=
kingGroup/%7B81becc78-9a4f-48ce-98f4-4da096cff07e%7D_spacer-024731.png"/>=
</v:rect>
					<![endif]-->
			<table align=3D"center" =
background=3D"https://image.emails.lloydsbank.com/EloquaImages/clients/Ll=
oydsBankingGroup/%7B81becc78-9a4f-48ce-98f4-4da096cff07e%7D_spacer-024731=
.png" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" =
class=3D"m_w100pc" height=3D"88" style=3D"margin:auto; =
background:url('https://image.emails.lloydsbank.com/EloquaImages/clients/=
LloydsBankingGroup/%7B81becc78-9a4f-48ce-98f4-4da096cff07e%7D_spacer-0247=
31.png') 0 0 / 600px auto no-repeat; =
background-image:url('https://image.emails.lloydsbank.com/EloquaImages/cl=
ients/LloydsBankingGroup/%7B81becc78-9a4f-48ce-98f4-4da096cff07e%7D_space=
r-024731.png'); background-size:100% 100%; width:600px; height:88px; =
vertical-align:top">
				<tbody>
					<tr>
						<td valign=3D"top">
						<table align=3D"center" border=3D"0" cellpadding=3D"0" =
cellspacing=3D"0" class=3D"m_w100pc">
							<tbody>
								<tr>
									<td class=3D"m_p0_24" style=3D"padding:32px 32px 32px 32px; =
mso-padding-alt:32px 0px 32px 0px">
									<div class=3D"m_d_b" style=3D"display:flex; align-items:center; =
justify-content:center">
									<table align=3D"left" border=3D"0" cellpadding=3D"0" =
cellspacing=3D"0" class=3D"m_w100pc" style=3D"margin:0 auto; =
vertical-align:top">
										<tbody>
											<tr class=3D"g_blend_screen">
												<td class=3D"m_footerButton g_blend_difference"><a =
class=3D"f_GUL_R m_tal d_lightText" =
href=3D"https://www.lloydsbank.com/contact-us.html?elqTrackId=3D8a604c08c=
572429a8087f5f6bf27314c&elq=3Dcda9d26ca7bc4e91b6b4fe2e6890ea79&elqaid=3D1=
7490&elqat=3D1&elqCampaignId=3D2659&elqak=3D8AF5B56F8DA94D94620756E322560=
F66D1E3F5277E1C2FBB4FA4DE2152F0617A1890" style=3D"color:#fffffe; =
font:20px/24px arial,helvetica,sans-serif; mso-line-height-rule:exactly; =
text-decoration:none; letter-spacing:-0.02em; display:block" =
target=3D"_blank" title=3D"Contact Us"><span class=3D"keep-white =
d_lightText">Contact Us</span> <!--[if !mso]>--> <img align=3D"right" =
class=3D"m_footerArrow" =
src=3D"https://image.emails.lloydsbank.com/EloquaImages/clients/LloydsBan=
kingGroup/%7B2a946e27-5710-4bc9-ad00-1cba25b67b01%7D_footer_nav_arrow_neg=
.png" style=3D"width:24px; min-width:24px; height:auto; display:none; =
mso-hide:all" width=3D"24" /> <!--<![endif]--> </a></td>
												<td class=3D"f_GUL_R m_h d_lightText" =
style=3D"color:#fffffe; font:20px/24px arial,helvetica,sans-serif"><span =
class=3D"keep-white =
d_lightText">&nbsp;&nbsp;&nbsp;&nbsp;|&nbsp;&nbsp;&nbsp;&nbsp;</span></td=
>
											</tr>
										</tbody>
									</table>
									<!--[if mso | ie]></td><td><![endif]-->

									<table align=3D"left" border=3D"0" cellpadding=3D"0" =
cellspacing=3D"0" class=3D"m_w100pc" style=3D"margin:0 auto; =
vertical-align:top">
										<tbody>
											<tr class=3D"g_blend_screen">
												<td class=3D"m_footerButton g_blend_difference"><a =
class=3D"f_GUL_R m_tal d_lightText" =
href=3D"https://www.lloydsbank.com/help-guidance/privacy/data-privacy-not=
ice.html?elqTrackId=3D2050fe45b62e453da3239d433598ac39&elq=3Dcda9d26ca7bc=
4e91b6b4fe2e6890ea79&elqaid=3D17490&elqat=3D1&elqCampaignId=3D2659&elqak=3D=
8AF55EC6195438166652E9C529E256B5FABDF5277E1C2FBB4FA4DE2152F0617A1890" =
style=3D"color:#fffffe; font:20px/24px arial,helvetica,sans-serif; =
mso-line-height-rule:exactly; text-decoration:none; =
letter-spacing:-0.02em; display:block" target=3D"_blank" =
title=3D"Privacy Policy"><span class=3D"keep-white d_lightText">Privacy =
Policy</span> <!--[if !mso]>--> <img align=3D"right" =
class=3D"m_footerArrow" =
src=3D"https://image.emails.lloydsbank.com/EloquaImages/clients/LloydsBan=
kingGroup/%7B2a946e27-5710-4bc9-ad00-1cba25b67b01%7D_footer_nav_arrow_neg=
.png" style=3D"width:24px; min-width:24px; height:auto; display:none; =
mso-hide:all" width=3D"24" /> <!--<![endif]--> </a></td>
												<td class=3D"f_GUL_R m_h d_lightText" =
style=3D"color:#fffffe; font:20px/24px arial,helvetica,sans-serif"><span =
class=3D"keep-white =
d_lightText">&nbsp;&nbsp;&nbsp;&nbsp;|&nbsp;&nbsp;&nbsp;&nbsp;</span></td=
>
											</tr>
										</tbody>
									</table>
									<!--[if mso | ie]></td><td><![endif]-->

									<table align=3D"left" border=3D"0" cellpadding=3D"0" =
cellspacing=3D"0" class=3D"m_w100pc" style=3D"margin:0 auto; =
vertical-align:top">
										<tbody>
											<tr class=3D"g_blend_screen">
												<td class=3D"m_footerButton m_footerButton_last =
g_blend_difference"><a class=3D"f_GUL_R m_tal d_lightText" =
href=3D"https://www.lloydsbank.com/help-guidance/protecting-yourself-from=
-fraud.html?elqTrackId=3D66210cd46b0d4fc0af471856124f244c&elq=3Dcda9d26ca=
7bc4e91b6b4fe2e6890ea79&elqaid=3D17490&elqat=3D1&elqCampaignId=3D2659&elq=
ak=3D8AF55BC0473034C413F7B36BE97F99BF3421F5277E1C2FBB4FA4DE2152F0617A1890=
" style=3D"color:#fffffe; font:20px/24px arial,helvetica,sans-serif; =
mso-line-height-rule:exactly; text-decoration:none; =
letter-spacing:-0.02em; display:block" target=3D"_blank" title=3D"Email =
Security"><span class=3D"keep-white d_lightText">Email Security</span> =
<!--[if !mso]>--> <img align=3D"right" class=3D"m_footerArrow" =
src=3D"https://image.emails.lloydsbank.com/EloquaImages/clients/LloydsBan=
kingGroup/%7B2a946e27-5710-4bc9-ad00-1cba25b67b01%7D_footer_nav_arrow_neg=
.png" style=3D"width:24px; min-width:24px; height:auto; display:none; =
mso-hide:all" width=3D"24" /> <!--<![endif]--> </a></td>
												<td class=3D"m_h" style=3D"color:#fffffe; font:0px/20px =
arial,helvetica,sans-serif">&nbsp;</td>
											</tr>
										</tbody>
									</table>
									</div>
									</td>
								</tr>
							</tbody>
						</table>
						</td>
					</tr>
				</tbody>
			</table>
			</td>
		</tr>
		<tr>
			<td align=3D"center" class=3D"m_hauto" height=3D"89" =
style=3D"vertical-align:top; font-size:0px; line-height:0px; =
background-image:linear-gradient(#000001,#000001)" =
valign=3D"top"><!--[if gte mso 9]>
					<v:rect fillcolor=3D"none" stroked=3D"false" =
style=3D"width:600px;height:89px;z-index:-1;position:relative; left:0; =
top:0">
					<v:fill type=3D"frame" size=3D"450pt,67pt" opacity=3D"1" =
src=3D"https://image.emails.lloydsbank.com/EloquaImages/clients/LloydsBan=
kingGroup/%7Bce17c1f6-d202-4109-b6a2-c1c3f07e3ad4%7D_spacer_000001.png"/>=
</v:rect>
					<![endif]-->
			<table align=3D"center" =
background=3D"https://image.emails.lloydsbank.com/EloquaImages/clients/Ll=
oydsBankingGroup/%7Bce17c1f6-d202-4109-b6a2-c1c3f07e3ad4%7D_spacer_000001=
.png" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" =
class=3D"m_w100pc" height=3D"60" style=3D"margin:auto; =
background:url('https://image.emails.lloydsbank.com/EloquaImages/clients/=
LloydsBankingGroup/%7Bce17c1f6-d202-4109-b6a2-c1c3f07e3ad4%7D_spacer_0000=
01.png') 0 0 / 600px auto no-repeat; =
background-image:url('https://image.emails.lloydsbank.com/EloquaImages/cl=
ients/LloydsBankingGroup/%7Bce17c1f6-d202-4109-b6a2-c1c3f07e3ad4%7D_space=
r_000001.png'); background-size:100% 100%; width:600px; height:89px; =
vertical-align:top">
				<tbody>
					<tr>
						<td align=3D"left" style=3D"padding:24px 0px">
						<table align=3D"center" border=3D"0" cellpadding=3D"0" =
cellspacing=3D"0" style=3D"margin:auto; vertical-align:top">
							<tbody>
								<tr>
									<td><a =
href=3D"https://www.facebook.com/lloydsbank?elqTrackId=3Dd566b60566094999=
ae167add871bacb4&elq=3Dcda9d26ca7bc4e91b6b4fe2e6890ea79&elqaid=3D17490&el=
qat=3D1&elqCampaignId=3D2659&elqak=3D8AF57C8845CD4A2D25D45EA4FD77A4E009E2=
F5277E1C2FBB4FA4DE2152F0617A1890" style=3D"text-decoration:none" =
target=3D"_blank" title=3D"Facebook"><img alt=3D"Facebook" border=3D"0" =
height=3D"32" =
src=3D"https://image.emails.lloydsbank.com/EloquaImages/clients/LloydsBan=
kingGroup/%7B8aa197c6-3aad-490f-80d7-20dea96011ca%7D_social_icon_FB_light=
_sk.png" style=3D"height:32px; width:auto; color:#fffffe; =
text-align:center; font-size:12px; line-height:24px" /> </a></td>
									<td class=3D"m_pl30" style=3D"width:1px; font-size:1px; =
line-height:1px; padding-left:47px; box-sizing:content-box" =
width=3D"48">&nbsp;</td>
									<td><a =
href=3D"https://www.instagram.com/lloyds.bank?elqTrackId=3Df2a5ec0efde443=
a4b1265b55ec323f83&elq=3Dcda9d26ca7bc4e91b6b4fe2e6890ea79&elqaid=3D17490&=
elqat=3D1&elqCampaignId=3D2659&elqak=3D8AF5D9B14AE86C4B2BC8A7A65F5E12C8E8=
64F5277E1C2FBB4FA4DE2152F0617A1890" style=3D"text-decoration:none" =
target=3D"_blank" title=3D"Instagram"><img alt=3D"Instagram" =
border=3D"0" height=3D"32" =
src=3D"https://image.emails.lloydsbank.com/EloquaImages/clients/LloydsBan=
kingGroup/%7Bfabc6406-e35b-4f70-90dc-de77e62370d0%7D_social_icon_insta_li=
ght_sk.png" style=3D"height:32px; width:auto; color:#fffffe; =
text-align:center; font-size:12px; line-height:24px" /> </a></td>
									<td class=3D"m_pl30" style=3D"width:1px; font-size:1px; =
line-height:1px; padding-left:47px; box-sizing:content-box" =
width=3D"48">&nbsp;</td>
									<td><a =
href=3D"https://www.youtube.com/user/lloydsbankonline?elqTrackId=3D9d2473=
b0cf144fdc964f8bd101cb0b5f&elq=3Dcda9d26ca7bc4e91b6b4fe2e6890ea79&elqaid=3D=
17490&elqat=3D1&elqCampaignId=3D2659&elqak=3D8AF5AC38F7F59794E58E8A9D5EA1=
2DA552EBF5277E1C2FBB4FA4DE2152F0617A1890" style=3D"text-decoration:none" =
target=3D"_blank" title=3D"YouTube"><img alt=3D"YouTube" border=3D"0" =
height=3D"32" =
src=3D"https://image.emails.lloydsbank.com/EloquaImages/clients/LloydsBan=
kingGroup/%7B77666e60-953d-4dad-a1ea-fd95e9325afe%7D_social_icon_YouTube_=
light_sk.png" style=3D"height:32px; width:auto; color:#fffffe; =
text-align:center; font-size:12px; line-height:24px" /> </a></td>
								</tr>
							</tbody>
						</table>
						</td>
					</tr>
				</tbody>
			</table>
			</td>
		</tr>
	</tbody>
</table>

      	<!-- FOOTER -->
      	<table class=3D"m_w100pc" align=3D"center" border=3D"0" =
cellpadding=3D"0" cellspacing=3D"0" width=3D"600" bgcolor=3D"#fffffe" =
style=3D"width:600px; margin:auto; background-color:#fffffe">
			<tbody><tr>
				<td class=3D"f_GUS_R" align=3D"left" style=3D"font-size:12px; =
line-height:16px; font-family:arial,helvetica,sans-serif; color:#000001; =
padding:20px 20px 8px 20px;"><sup style=3D"vertical-align: baseline; =
position: relative; top: -0.2em;">*</sup>Based on Lloyds Banking Group =
data 2023-2025
              </td>
			</tr>
		</tbody></table>
      				<!-- LIVE_LB_IMPORTANT_INFO_HEADING -->
                    <span style=3D"display: inline !important;"><!-- =
LB_CARDS_IMPORTANT_INFO_HEADING -->
<table align=3D"center" bgcolor=3D"#fffffe" border=3D"0" =
cellpadding=3D"0" cellspacing=3D"0" class=3D"m_w100pc" =
style=3D"margin:auto; background-color:#fffffe;" width=3D"600">
	<tbody>
		<tr>
			<td align=3D"left" style=3D"padding:0 20px 0 20px;">
			<table align=3D"center" border=3D"0" cellpadding=3D"0" =
cellspacing=3D"0" class=3D"m_w100pc" width=3D"560">
				<tbody>
					<tr>
						<td align=3D"left" class=3D"f_LBJ f_GUS_R" style=3D"color:#333333; =
font-family:arial,helvetica,sans-serif; font-size:12px; =
line-height:16px;"><strong class=3D"f_LBJ_B f_GUS_B" =
style=3D"font-family:arial,verdana,helvetica,sans-serif;">Important =
information</strong></td>
					</tr>
				</tbody>
			</table>
			</td>
		</tr>
	</tbody>
</table>
</span>
      				<!-- LIVE_LB_NMI -->
                    <span style=3D"display: inline !important;"><!-- =
LIVE_LB_NMI -->
<table align=3D"center" bgcolor=3D"#fffffe" border=3D"0" =
cellpadding=3D"0" cellspacing=3D"0" class=3D"m_w100pc" =
style=3D"margin:auto; background-color:#fffffe;" width=3D"600">
	<tbody>
		<tr>
			<td align=3D"left" style=3D"padding:0 20px 16px 20px;">
			<table align=3D"center" border=3D"0" cellpadding=3D"0" =
cellspacing=3D"0" class=3D"m_w100pc" width=3D"560">
				<tbody>
					<tr>
						<td align=3D"left" class=3D"f_LBJ f_GUS_R" style=3D"color:#333333; =
font-family:arial,helvetica,sans-serif; font-size:12px; =
line-height:16px;">We send communications like this for legal reasons, =
to help you make the most of your accounts, or to let you know about =
changes to your accounts or services.</td>
					</tr>
				</tbody>
			</table>
			</td>
		</tr>
	</tbody>
</table>
</span>
                          <!-- LIVE_LB_ADDRESS_BOOK -->
                    <span style=3D"display: inline !important;"><!-- =
LB_ADDRESS_BOOK -->
<table align=3D"center" bgcolor=3D"#fffffe" border=3D"0" =
cellpadding=3D"0" cellspacing=3D"0" class=3D"m_w100pc" =
style=3D"margin:auto; background-color:#fffffe;" width=3D"600">
	<tbody>
		<tr>
			<td align=3D"left" style=3D"padding:0 20px 16px 20px;">
			<table align=3D"center" border=3D"0" cellpadding=3D"0" =
cellspacing=3D"0" class=3D"m_w100pc" width=3D"560">
				<tbody>
					<tr>
						<td align=3D"left" class=3D"f_LBJ f_GUS_R" style=3D"color:#333333; =
font-family:arial,helvetica,sans-serif; font-size:12px; =
line-height:16px;"><strong class=3D"f_LBJ_B f_GUS_B" =
style=3D"font-family:arial,verdana,helvetica,sans-serif;">Email address =
book</strong> &ndash; add us to make sure you get our emails.</td>
					</tr>
				</tbody>
			</table>
			</td>
		</tr>
	</tbody>
</table>
</span>
      				<!-- LIVE_LB_PRIVACY_POLICY -->
                   	<span style=3D"display: inline !important;"><!-- =
LB_PRIVACY_POLICY -->
<table align=3D"center" bgcolor=3D"#fffffe" border=3D"0" =
cellpadding=3D"0" cellspacing=3D"0" class=3D"m_w100pc" =
style=3D"margin:auto; background-color:#fffffe;" width=3D"600">
	<tbody>
		<tr>
			<td align=3D"left" style=3D"padding:0 20px 16px 20px;">
			<table align=3D"center" border=3D"0" cellpadding=3D"0" =
cellspacing=3D"0" class=3D"m_w100pc" width=3D"560">
				<tbody>
					<tr>
						<td align=3D"left" class=3D"f_LBJ f_GUS_R" style=3D"color:#333333; =
font-family:arial,helvetica,sans-serif; font-size:12px; =
line-height:16px;"><strong class=3D"f_LBJ_B f_GUS_B" =
style=3D"font-family:arial,verdana,helvetica,sans-serif;">How we use =
your information</strong> &ndash; review our <a =
href=3D"https://www.lloydsbank.com/privacy.html?elqTrackId=3Ddaf11e2ebcd9=
4981becad90e854da89c&elq=3Dcda9d26ca7bc4e91b6b4fe2e6890ea79&elqaid=3D1749=
0&elqat=3D1&elqCampaignId=3D2659&elqcst=3D272&elqcsid=3D16713&elqak=3D8AF=
598E4DCB2090ECD80CCDD199B94895844F5277E1C2FBB4FA4DE2152F0617A1890" =
style=3D"text-decoration:underline; color:#006A4D;" target=3D"_blank" =
title=3D"Visit this page if you'd like to read the Lloyds Bank privacy =
policy.">privacy policy</a>.</td>
					</tr>
				</tbody>
			</table>
			</td>
		</tr>
	</tbody>
</table>
</span>
					<!-- LIVE_LB_OPEN_DISCLOSURE -->
                    <span style=3D"display: inline !important;"><!-- =
LIVE_LB_OPEN_DISCLOSURE -->
<table align=3D"center" bgcolor=3D"#fffffe" border=3D"0" =
cellpadding=3D"0" cellspacing=3D"0" class=3D"m_w100pc" =
style=3D"margin:auto; background-color:#fffffe;" width=3D"600">
	<tbody>
		<tr>
			<td align=3D"left" style=3D"padding:0 20px 16px 20px;">
			<table align=3D"center" border=3D"0" cellpadding=3D"0" =
cellspacing=3D"0" class=3D"m_w100pc" width=3D"560">
				<tbody>
					<tr>
						<td align=3D"left" class=3D"f_LBJ f_GUS_R" style=3D"color:#333333; =
font-family:arial,helvetica,sans-serif; font-size:12px; =
line-height:16px;">To help us improve the emails we send you, we collect =
basic information from your device such as when they are opened. For =
more information please read our <a =
href=3D"https://www.lloydsbank.com/cookies?elqTrackId=3Dc3cb7bcaf50148498=
97204cee9cf03fc&elq=3Dcda9d26ca7bc4e91b6b4fe2e6890ea79&elqaid=3D17490&elq=
at=3D1&elqCampaignId=3D2659&elqcst=3D272&elqcsid=3D57433&elqak=3D8AF5697D=
23BA402B19120B85BE040CC95FD8F5277E1C2FBB4FA4DE2152F0617A1890" =
style=3D"text-decoration:underline; color:#006A4D;" target=3D"_blank" =
title=3D"Visit this page if you=E2=80=99d like to read the Lloyds Bank =
cookies policy.">Cookies Policy</a>.</td>
					</tr>
				</tbody>
			</table>
			</td>
		</tr>
	</tbody>
</table>
</span>
					<!-- LIVE_LB_IMPORTANT_INFO -->
                    <span style=3D"display: inline !important;"><!-- =
LIVE_LB_IMPORTANT_INFO -->
<table align=3D"center" bgcolor=3D"#fffffe" border=3D"0" =
cellpadding=3D"0" cellspacing=3D"0" class=3D"m_w100pc" =
style=3D"margin:auto; background-color:#fffffe;" width=3D"600">
	<tbody>
		<tr>
			<td align=3D"left" style=3D"padding:0 20px 16px 20px;">
			<table align=3D"center" border=3D"0" cellpadding=3D"0" =
cellspacing=3D"0" class=3D"m_w100pc" width=3D"560">
				<tbody>
					<tr>
						<td align=3D"left" class=3D"f_LBJ f_GUS_R" style=3D"color:#333333; =
font-family:arial,helvetica,sans-serif; font-size:12px; =
line-height:16px;"><strong class=3D"f_LBJ_B f_GUS_B">What to expect from =
our emails</strong><br />
						<br />
						We will:<br />
						&bull; Always include your name and the last four digits of an =
account you have with us.<br />
						&bull; Sometimes include links to more information to help you.<br =
/>
						&bull; Sometimes send you links to our secure app, to take you =
straight to the information you need.<br />
						<br />
						We will never:<br />
						&bull; Send you to a web page that asks for your log in, personal =
or banking details.<br />
						<br />
						If you&#39;re not sure that an email is from us:<br />
						&bull; Forward it to <a =
href=3D"mailto:emailscams@lloydsbanking.com" =
style=3D"text-decoration:underline; color:#006A4D;" target=3D"_blank" =
title=3D"Forward suspicious emails to this email =
address.">emailscams@lloydsbanking.com</a> and then delete it.<br />
						&bull; Speak to us to check. You could do this by messaging us =
from our app or online banking.<br />
						<br />
						We have lots of information to keep you and your money safe on our =
website. Just visit our <a =
href=3D"https://www.lloydsbank.com/help-guidance/protecting-yourself-from=
-fraud.html?elqTrackId=3D5cdec01b9bb8463b9ee62a392645a885&elq=3Dcda9d26ca=
7bc4e91b6b4fe2e6890ea79&elqaid=3D17490&elqat=3D1&elqCampaignId=3D2659&elq=
cst=3D272&elqcsid=3D16710&elqak=3D8AF5839A76B82CE117024570FB442884410AF52=
77E1C2FBB4FA4DE2152F0617A1890" style=3D"text-decoration:underline; =
color:#006A4D;" target=3D"_blank" title=3D"Visit this page if =
you=E2=80=99d want to learn how to protect yourself from fraud.">Fraud =
Hub</a>.</td>
					</tr>
				</tbody>
			</table>
			</td>
		</tr>
	</tbody>
</table>
</span>
					<!-- LIVE_LB_RELAY_SERVICE -->
                    <span style=3D"display: inline !important;"><!-- =
LIVE_LB_RELAY_SERVICE -->
<table align=3D"center" bgcolor=3D"#fffffe" border=3D"0" =
cellpadding=3D"0" cellspacing=3D"0" class=3D"m_w100pc" =
style=3D"margin:auto; background-color:#fffffe;" width=3D"600">
	<tbody>
		<tr>
			<td align=3D"left" style=3D"padding:0 20px 16px 20px;">
			<table align=3D"center" border=3D"0" cellpadding=3D"0" =
cellspacing=3D"0" class=3D"m_w100pc" width=3D"560">
				<tbody>
					<tr>
						<td align=3D"left" class=3D"f_LBJ f_GUS_R" style=3D"color:#333333; =
font-family:arial,helvetica,sans-serif; font-size:12px; =
line-height:16px;"><span style=3D"font-size:16px; line-height:20px;">If =
you need this communication in another format, such as large print, =
Braille or audio CD, please contact us.</span><br />
						You can call us using Relay UK if you have a hearing or speech =
impairment. There&#39;s more information on the <a =
href=3D"https://www.relayuk.bt.com?elqTrackId=3Dc59c9d0ef4524b318905aa851=
721008b&elq=3Dcda9d26ca7bc4e91b6b4fe2e6890ea79&elqaid=3D17490&elqat=3D1&e=
lqCampaignId=3D2659&elqcst=3D272&elqcsid=3D16707&elqak=3D8AF5EF0FA5DE41FB=
519F4C8CD99FED412401F5277E1C2FBB4FA4DE2152F0617A1890" =
style=3D"text-decoration:underline; color:#006A4D;" target=3D"_blank" =
title=3D"Visit this page to find out more about Relay UK.">Relay UK</a> =
help pages.<br />
						<a =
href=3D"https://www.lloydsbank.com/signvideo?elqTrackId=3Debf3920cd79c473=
1b2dc8e9a61a0bd33&elq=3Dcda9d26ca7bc4e91b6b4fe2e6890ea79&elqaid=3D17490&e=
lqat=3D1&elqCampaignId=3D2659&elqcst=3D272&elqcsid=3D16707&elqak=3D8AF51E=
6B3DE95A9E2DD121744B272449E115F5277E1C2FBB4FA4DE2152F0617A1890" =
style=3D"text-decoration:underline; color:#006A4D;" target=3D"_blank" =
title=3D"Visit this page to find out more about SignVideo =
services.">SignVideo</a> services are also available if you&rsquo;re =
Deaf and use British Sign Language.<br />
						If you need support due to a disability please get in touch.</td>
					</tr>
				</tbody>
			</table>
			</td>
		</tr>
	</tbody>
</table>
</span>
					<!-- LIVE_LB_CALLS_MONITORED_2 -->
                    <span style=3D"display: inline !important;"><!-- =
LIVE_LB_CALLS_MONITORED_2 -->
<table align=3D"center" bgcolor=3D"#fffffe" border=3D"0" =
cellpadding=3D"0" cellspacing=3D"0" class=3D"m_w100pc" =
style=3D"margin:auto; background-color:#fffffe;" width=3D"600">
	<tbody>
		<tr>
			<td align=3D"left" style=3D"padding:0 20px 16px 20px;">
			<table align=3D"center" border=3D"0" cellpadding=3D"0" =
cellspacing=3D"0" class=3D"m_w100pc" width=3D"560">
				<tbody>
					<tr>
						<td align=3D"left" class=3D"f_LBJ f_GUS_R" style=3D"color:#333333; =
font-family:arial,helvetica,sans-serif; font-size:12px; =
line-height:16px;">Calls and online sessions may be monitored and =
recorded.</td>
					</tr>
				</tbody>
			</table>
			</td>
		</tr>
	</tbody>
</table>
</span>
                    <!-- LIVE_LB_REG_OFFICE -->
                    <span style=3D"display: inline !important;"><!-- =
LIVE_LB_REG_OFFICE -->
<table align=3D"center" bgcolor=3D"#fffffe" border=3D"0" =
cellpadding=3D"0" cellspacing=3D"0" class=3D"m_w100pc" =
style=3D"margin:auto; background-color:#fffffe;" width=3D"600">
	<tbody>
		<tr>
			<td align=3D"left" style=3D"padding:0 20px 16px 20px;">
			<table align=3D"center" border=3D"0" cellpadding=3D"0" =
cellspacing=3D"0" class=3D"m_w100pc" width=3D"560">
				<tbody>
					<tr>
						<td align=3D"left" class=3D"f_LBJ f_GUS_R" style=3D"color:#333333; =
font-family:arial,helvetica,sans-serif; font-size:12px; =
line-height:16px;">Lloyds and Lloyds Bank are trading names of Lloyds =
Bank plc. Registered Office: 25&nbsp;Gresham Street, London =
EC2V&nbsp;7HN. Registered in England and Wales no.&nbsp;2065 Lloyds Bank =
plc is authorised by the Prudential Regulation Authority and regulated =
by the Financial Conduct Authority and the Prudential Regulation =
Authority under registration number 119278.</td>
					</tr>
				</tbody>
			</table>
			</td>
		</tr>
	</tbody>
</table>
</span>
					<!-- LIVE_LB_AS_AT_DATE -->
                    <table class=3D"m_w100pc" style=3D"margin:auto; =
background-color:#ffffff;" width=3D"600" cellspacing=3D"0" =
cellpadding=3D"0" border=3D"0" bgcolor=3D"#ffffff" align=3D"center">
                        <tbody><tr>
                            <td style=3D"padding:0 20px 20px 20px;" =
align=3D"left">
                                <table class=3D"m_w100pc" width=3D"560" =
cellspacing=3D"0" cellpadding=3D"0" border=3D"0" align=3D"center">
                                    <tbody><tr>
                                        <td class=3D"f_LBJ f_GUS_R" =
style=3D"color:#333333; font-family:arial,helvetica,sans-serif; =
font-size:12px; line-height:16px;" align=3D"left">
                                           =20
                                            <span style=3D"display: =
inline !important;"><!-- LB_AS_AT_DATE_A -->This information is correct =
as of <!-- LB_AS_AT_DATE_A END --></span><!-- UPDATE -->May 2026<!-- END =
--><span style=3D"display: inline !important;"><!-- LB_AS_AT_DATE_B =
-->&nbsp;and is relevant to Lloyds Bank plc products and services =
only.<!-- LB_AS_AT_DATE_B END --></span>
                                                  =20
                                        </td>
                                    </tr>
                                </tbody></table>
                            </td>
                        </tr>
                    </tbody></table>
    	<!-- SPACER 24PX -->
		<table class=3D"m_w100pc" width=3D"100%" cellpadding=3D"0" =
cellspacing=3D"0" border=3D"0" height=3D"24"><tbody><tr><td =
style=3D"height:1px; font-size:1px; line-height:1px; padding-top:23px; =
box-sizing:content-box">&nbsp;</td></tr></tbody></table>

		<!--[if !mso]><!-- GMAIL IMAP HOLD-OPEN -->
		<img class=3D"m_h" =
src=3D"https://image.emails.lloydsbank.com/EloquaImages/clients/LloydsBan=
kingGroup/%7B62bfd74b-401b-4e55-b596-d7aa6af4c3a4%7D_spacer.gif" =
alt=3D"image" height=3D"1" width=3D"600" style=3D"display:block; =
width:600px; border:1px solid transparent">
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