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Reply-To: <contact@pensionbee.com>
From: "PensionBee" <marketing@hello.pensionbee.com>
To: <bob@sarahharvey.com>
Subject: Boost your pension before the tax year ends!
Date: Wed, 1 Apr 2026 11:10:28 +0100
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Hi Robert,
The end of the 2025/26 tax year is just round the corner. Did you know that
most pension contributions usually get tax top ups from the government? Keep
reading to find out how to give your pension a boost before *2 April.
Here’s how it works
Most basic rate taxpayers usually get a 25% tax top up on personal pension
contributions. So if you paid £100 into your pension, HMRC would effectively
add another £25 bringing the total contribution to £125.
If you’re eligible, PensionBee will add the 25% top up directly to your
pension balance on your behalf. And if you’re a higher or additional rate
taxpayer, you could claim even more through a Self-Assessment tax return or
by contacting HMRC.
With our flexible contributions, you can save as much as you like, as often
as you like, into your pension (subject to the annual allowance).
What’s the annual allowance?
For 2025/26, the standard annual allowance for pension contributions is
£60,000 - this includes personal, employer and any third party
contributions.
Get started today
Setting up a contribution with PensionBee is straightforward. Just head to
the website or the app to get started.
Your future self will thank you!
Finish your sign up
With investments, your capital is at risk. Pensions can go down in value as
well as up, so you could get back less than you invest.
*The 2025/26 tax year ends on 5 April. However, due to the Easter Bank
Holiday weekend and potential variations in banking processing times, we
recommend making your contribution by 2 April to help ensure it’s received
and allocated within the current tax year.
Have a question?
Get in touch with our friendly UK team.
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er!important}.em_side10{width:10px!important}.em_side15{width:15px!import=
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15px!important}.em_ptop{padding-top:40px!important}.em_side20{width:20px!=
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:12px!important;font-size:1px!important;line-height:1px!important}.em_h6{=
height:6px!important;font-size:1px!important;line-height:1px!important}.e=
m_h30{height:30px!important}.em_font_N{font-size:Npx}.em_img{width:245px!=
important;height:auto!important;max-width:245px!important}.em_pbottomA{pa=
dding-bottom:10px!important}.em_h40{height:45px!important}.em_hauto{heigh=
t:auto!important}.em_h40A{height:40px!important}.em_h17{height:17px!impor=
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and =
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img{width:100%!important;height:auto!important}.em_center{text-align:cent=
er!important}.em_side10{width:10px!important}.em_side20{width:20px!import=
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15px!important}.em_ptop{padding-top:40px!important}.em_pbottom{padding-bo=
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5px!important;height:auto!important;max-width:245px!important}.em_width{w=
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cellpadding=3D"0" cellspacing=3D"0" width=3D"100%"> <tr> <td =
align=3D"left" style=3D"width:126px;" valign=3D"top" width=3D"126"> <a =
data-linkto=3D"https://" =
href=3D"https://links.pensionbee.com/s/c/0t-jqmoG6m4SRE7dhLHmKXqIZ2eHbKhq=
-FqjIONxMe_fjQXokWE4jzX8le5PSUOfDnK7Dy8EQi6K390cvtBh27J_Omg2inv6yseLigL4j=
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hZbqFEfcz0n5x8RSJIR8tZLh6y7ZiUFEOh8pts-wRCxBWBYbg2qfEznAjdKWur40qaZeD6HLZ=
etSl5QswCKhheBYm0Hr0cztiLGWsRbm64LrZ3Zc0xTUDLrNDuwjNA/F5UR2jYvUMS8gge57WM=
tKXJ77O_D0vr6/19" style=3D"text-decoration:none;" target=3D"_blank" =
title=3D""><img alt=3D"Pension Bee" =
src=3D"https://res.cloudinary.com/pensionbee/image/upload/v1731506007/ema=
ils/email_templates.png" style=3D"display: block; max-width: 126px; =
font-family: Arial, sans-serif; font-size: 15px; line-height: 18px; =
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100%;" width=3D"126"></a> </td> <td class=3D"em_side15" =
style=3D"width:353px;" width=3D"353"> </td> <td align=3D"center" =
valign=3D"top"> <table align=3D"right" border=3D"0" cellpadding=3D"0" =
cellspacing=3D"0" style=3D"width:95px;" width=3D"95"> <tr> <td =
align=3D"center" bgcolor=3D"#343a40" height=3D"42" style=3D"height:42px; =
background-color:#f9c000; border-radius: 4px; font-family: 'Ryo Gothic =
PlusN', Arial, sans-serif; font-size:16px; color:#FFFFFF; =
font-weight:550;" valign=3D"middle"> <a data-linkto=3D"https://" =
href=3D"https://links.pensionbee.com/s/c/JjhDpaByiBqMiAmdZyEQrR_RDuRZfzXg=
XwA0phBg-a8eo55x9vYWs3fm38Am9SD7miagVBS0Xz010auY9gNCaaNrm9-tGFuPmnggdt3sm=
eInlNQqScqlOb8oiiZ91QXbk9Kv4msVtOCAKm0_u4rA1xwVpujtFiemlC1PNZZRCH4u7Jye8x=
40NuwwcGIkkfy3Qra0CWdKK0NXs_R4sKtzee4gEdefgeqmgW5zd5KK-ZSe4F-pnL0gd3-0rx5=
NqguuVrVKaswDXGTi9SosT_rK1RsfRoqLBnLbotIjwD7iLiqJIOvks85z6P-jO5l4D4newsWa=
5ak7L2CWAdk8Bsr_Fb9oGPUlxjrGJ06WyA-91VMGavd6glnTfvM2T8H-pXoZvysGTgGMQxNtS=
K9PYL3h2LmqPelt68hLbjsCA-o9NlZd9XsM5rQEIACpWW5Pl134Tw/WLOkHKiQCovMGuTmSyi=
FKbjrnSG8uA_J/19" style=3D"color:#343a40;text-decoration:none; =
display:block; line-height:42px;" target=3D"_blank" title=3D"">Log =
in</a> </td> </tr> </table> </td> </tr> </table> </td> </tr> =
</table></div></td></tr></table><table class=3D"image_block block-2" =
width=3D"100%" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" =
role=3D"presentation" style=3D"box-sizing: border-box; mso-table-lspace: =
0; mso-table-rspace: 0;"><tr style=3D"box-sizing: border-box;"><td =
class=3D"pad" style=3D"box-sizing: border-box; width: 100%;" =
width=3D"100%"><div class=3D"alignment" align=3D"center" =
style=3D"box-sizing: border-box;"><div style=3D"box-sizing: border-box; =
max-width: 600px;"><a =
href=3D"https://links.pensionbee.com/s/c/GsUzmEom43WlDjGyP3I1-8yIyc6ro2DU=
uiUuZhUR7ufmRCC0s0_X3t4ey6z7R2THEvzcnxfel8kzg8EaucSf6OqOsG8J-yvWmdLQLhPlv=
3upXfW6SJwwkgYSgHkUYktVEJu7AUfmObvytc-rWgs_aW1ZXVBmmtJArUvsyBrpICit3D6AeS=
ey75TEwrdgNGws8z5ofvVEK_jwav-S-QRitxGB_fR8Nz1CR0TbtX-LSxhBzqMSCcY_3cTlHhQ=
s8PEAQ0ryWgidgCOiHSVpu-9g_uOgHQcUW1iI4LkizuQ6dUZ4VbGPbThg1BYDrVsFUBiQymNi=
j3_s2DAfDpjivrNmZJBg1gq6K2aVEahBBxsN8roWk1yBfnXYdhC_b_ndxEBTKs_EDhtSZMpeQ=
mruRAerAnBBWepvXjbGItU7eVTuOW0bTA98uNmV7e5-mV0kQO10uvt8/_pmeFMg6TmG7Op754=
tYhQyMkGkY5jbwP/19" target=3D"_blank" style=3D"box-sizing: =
border-box;"><img =
src=3D"https://res.cloudinary.com/pensionbee/image/upload/v1773054230/ema=
ils/2026/Email_7_-_Boost_your_pension_before_the_tax_year_ends_-_V2.png" =
style=3D"box-sizing: border-box; display: block; height: auto; border: =
0; width: 100%;" width=3D"600" alt title =
height=3D"auto"></a></div></div></td></tr></table><table =
class=3D"text_block block-3" width=3D"100%" border=3D"0" =
cellpadding=3D"10" cellspacing=3D"0" role=3D"presentation" =
style=3D"box-sizing: border-box; mso-table-lspace: 0; mso-table-rspace: =
0; word-break: break-word;"><tr style=3D"box-sizing: border-box;"><td =
class=3D"pad" style=3D"box-sizing: border-box;"><div =
style=3D"box-sizing: border-box; font-family: sans-serif;"><div class =
style=3D"box-sizing: border-box; font-size: 12px; font-family: =
Arial,'Helvetica Neue',Helvetica,sans-serif; mso-line-height-alt: 18px; =
color: #3a342c; line-height: 1.5;"><p style=3D"box-sizing: border-box; =
line-height: inherit; margin: 0; font-size: 16px; mso-line-height-alt: =
24px;"><span style=3D"box-sizing: border-box; word-break: break-word; =
font-size: 16px;"><span style=3D"box-sizing: border-box; word-break: =
break-word;">Hi Robert,</span></span></p><p style=3D"box-sizing: =
border-box; line-height: inherit; margin: 0; font-size: 16px; =
mso-line-height-alt: 18px;"> </p><p style=3D"box-sizing: =
border-box; line-height: inherit; margin: 0; font-size: 16px; =
mso-line-height-alt: 24px;"> <span style=3D"box-sizing: border-box; =
word-break: break-word; font-size: 16px;">The end of the 2025/26 tax =
year is just round the corner. Did you know that most pension =
contributions usually get tax top ups from the government? Keep reading =
to find out how to give your pension a boost before <strong =
style=3D"box-sizing: border-box;">*2 April</strong>.</span></p><p =
style=3D"box-sizing: border-box; line-height: inherit; margin: 0; =
font-size: 16px; mso-line-height-alt: 24px;"><br style=3D"box-sizing: =
border-box;"><span style=3D"box-sizing: border-box; word-break: =
break-word; font-size: 16px;"><strong style=3D"box-sizing: =
border-box;">Here=E2=80=99s how it works</strong></span></p><p =
style=3D"box-sizing: border-box; line-height: inherit; margin: 0; =
font-size: 16px; mso-line-height-alt: 18px;"> </p><p =
style=3D"box-sizing: border-box; line-height: inherit; margin: 0; =
font-size: 16px; mso-line-height-alt: 24px;"><span style=3D"box-sizing: =
border-box; word-break: break-word; font-size: 16px;">Most basic rate =
taxpayers usually get a 25% tax top up on personal pension =
contributions. So if you paid =C2=A3100 into your pension, HMRC would =
effectively add another =C2=A325 bringing the total contribution to =
=C2=A3125.</span></p><p style=3D"box-sizing: border-box; line-height: =
inherit; margin: 0; font-size: 16px; mso-line-height-alt: =
18px;"> </p><p style=3D"box-sizing: border-box; line-height: =
inherit; margin: 0; font-size: 16px; mso-line-height-alt: 24px;"><span =
style=3D"box-sizing: border-box; word-break: break-word; font-size: =
16px;">If you=E2=80=99re eligible, PensionBee will add the 25% top up =
directly to your pension balance on your behalf. And if you=E2=80=99re a =
higher or additional rate taxpayer, you could claim even more through a =
Self-Assessment tax return or by contacting HMRC. </span></p><p =
style=3D"box-sizing: border-box; line-height: inherit; margin: 0; =
font-size: 16px; mso-line-height-alt: 18px;"> </p><p =
style=3D"box-sizing: border-box; line-height: inherit; margin: 0; =
font-size: 16px; mso-line-height-alt: 24px;"> <span style=3D"box-sizing: =
border-box; word-break: break-word; font-size: 16px;">With our flexible =
contributions, you can save as much as you like, as often as you like, =
into your pension (<a =
href=3D"https://links.pensionbee.com/s/c/Ge9LX-4ZiSoWmwP1iCsPKNBvN0zC8SW8=
XH2U9ffwubIgY2-E3TWRrd1RcdcYu1bWw7J6KmvCkrcrnVcIpAzg9qexk5zzldgp9_Ze7wLGl=
PZzj_AU3pLZn_3Sbjsmql_MipX9Qn3E6CaGP61xvUL5bLL5pValxX5cx8yDyVON6UEjSOCszL=
8so3Ekm6Y6WmvBIglNt3I0CDC7Do9tMZukW-tf1M-q9oABVBcm5nO6RkhljW41tLkMtZDdIkr=
Xhu4iGdakzE7D_UuedE04DQ5qkqNzai_eO4bnDuZZJD4Q4El72LCoZzYw_csXyRI8jp4P2T4J=
IkeSg8Sjrm7TWQ5vV_vi7qfaJC75BBel0xfgXJHCH-N8mGA5ZQJ_t-5cv4n0CdamO-rPqbTkb=
R-CetEELiCBrq5ueiv2707wCqfGV_cMhfKQ4Ybdnn8zxmG8pRrHa1YXWMQO17XFk1ngI6n9KV=
rfpKsI0kKxZp5lBhVXCB0-GI561tMKoc2MQ6vYTVbOhk9Gq9VWljaZ46JoHLQpzJqp6V7VpnD=
VnGzhAM5_pZTc_uKkHPYXwBo-esTJTw7pTKprtYWRD-eNApE/EdAV8KkgSEdgc6pn-s7NSjx7=
nq5JsP19/19" target=3D"_blank" style=3D"box-sizing: border-box; =
text-decoration: underline; color: #007db7;" rel=3D"noopener">subject to =
the annual allowance</a>). </span></p><p style=3D"box-sizing: =
border-box; line-height: inherit; margin: 0; font-size: 16px; =
mso-line-height-alt: 18px;"> </p><p style=3D"box-sizing: =
border-box; line-height: inherit; margin: 0; font-size: 16px; =
mso-line-height-alt: 24px;"> <span style=3D"box-sizing: border-box; =
word-break: break-word; font-size: 16px;"><strong style=3D"box-sizing: =
border-box;">What=E2=80=99s the annual allowance?</strong></span></p><p =
style=3D"box-sizing: border-box; line-height: inherit; margin: 0; =
font-size: 16px; mso-line-height-alt: 18px;"> </p><p =
style=3D"box-sizing: border-box; line-height: inherit; margin: 0; =
font-size: 16px; mso-line-height-alt: 24px;"><span style=3D"box-sizing: =
border-box; word-break: break-word; font-size: 16px;">For 2025/26, the =
standard annual allowance for pension contributions is =C2=A360,000 - =
this includes personal, employer and any third party =
contributions.</span></p><p style=3D"box-sizing: border-box; =
line-height: inherit; margin: 0; font-size: 16px; mso-line-height-alt: =
24px;"><br style=3D"box-sizing: border-box;"><span style=3D"box-sizing: =
border-box; word-break: break-word; font-size: 16px;"><strong =
style=3D"box-sizing: border-box;">Get started =
today</strong></span></p><p style=3D"box-sizing: border-box; =
line-height: inherit; margin: 0; font-size: 16px; mso-line-height-alt: =
18px;"> </p><p style=3D"box-sizing: border-box; line-height: =
inherit; margin: 0; font-size: 16px; mso-line-height-alt: 24px;"><span =
style=3D"box-sizing: border-box; word-break: break-word; font-size: =
16px;">Setting up a contribution with PensionBee is straightforward. =
Just head to the website or the app to get started.</span><br =
style=3D"box-sizing: border-box;"><br style=3D"box-sizing: =
border-box;"></p><p style=3D"box-sizing: border-box; line-height: =
inherit; margin: 0; font-size: 16px; mso-line-height-alt: 24px;"><span =
style=3D"box-sizing: border-box; word-break: break-word; font-size: =
16px;">Your future self will thank =
you!</span></p></div></div></td></tr></table><table =
class=3D"button_block block-4" width=3D"100%" border=3D"0" =
cellpadding=3D"10" cellspacing=3D"0" role=3D"presentation" =
style=3D"box-sizing: border-box; mso-table-lspace: 0; mso-table-rspace: =
0;"><tr style=3D"box-sizing: border-box;"><td class=3D"pad" =
style=3D"box-sizing: border-box;"><div class=3D"alignment" =
align=3D"center" style=3D"box-sizing: border-box;"> <a =
href=3D"https://links.pensionbee.com/s/c/yt9Gw0-hU793Iqu8eo7Is-E-HklG-HO7=
_hpmvLcqy9RSFIMDLhq4ssWgPyRy8Op7ANIQWfP941nuPIqSV_wkIMyA6vBJJTOLUKw9OeILa=
uhwmdxd6r4hOiAx71yjT2pMXO696bAZaf88UTEKTiCwxBLizTadlLapMPIPF2NKVCi802lrya=
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auto; word-break: keep-all; letter-spacing: normal;"><span =
style=3D"box-sizing: border-box; word-break: break-word; line-height: =
24px;"><strong style=3D"box-sizing: border-box;">Finish your sign =
up</strong></span></span> <!--[if =
mso]></center></v:textbox></v:roundrect><![endif]--></a></div></td></tr><=
/table></td></tr></tbody></table></td></tr></tbody></table><table =
class=3D"row row-2" align=3D"center" width=3D"100%" border=3D"0" =
cellpadding=3D"0" cellspacing=3D"0" role=3D"presentation" =
style=3D"box-sizing: border-box; mso-table-lspace: 0; mso-table-rspace: =
0;"><tbody style=3D"box-sizing: border-box;"><tr style=3D"box-sizing: =
border-box;"><td style=3D"box-sizing: border-box;"><table =
class=3D"row-content stack" align=3D"center" border=3D"0" =
cellpadding=3D"0" cellspacing=3D"0" role=3D"presentation" =
style=3D"box-sizing: border-box; mso-table-lspace: 0; mso-table-rspace: =
0; color: #333; width: 600px; margin: 0 auto;" width=3D"600"><tbody =
style=3D"box-sizing: border-box;"><tr style=3D"box-sizing: =
border-box;"><td class=3D"column column-1" width=3D"100%" =
style=3D"box-sizing: border-box; mso-table-lspace: 0; mso-table-rspace: =
0; font-weight: 400; text-align: left; padding-bottom: 30px; =
padding-top: 15px; vertical-align: top;" align=3D"left" =
valign=3D"top"><table class=3D"text_block block-1" width=3D"100%" =
border=3D"0" cellpadding=3D"10" cellspacing=3D"0" role=3D"presentation" =
style=3D"box-sizing: border-box; mso-table-lspace: 0; mso-table-rspace: =
0; word-break: break-word;"><tr style=3D"box-sizing: border-box;"><td =
class=3D"pad" style=3D"box-sizing: border-box;"><div =
style=3D"box-sizing: border-box; font-family: sans-serif;"><div class =
style=3D"box-sizing: border-box; font-size: 14px; font-family: =
Arial,'Helvetica Neue',Helvetica,sans-serif; mso-line-height-alt: 21px; =
color: #343a40; line-height: 1.5;"><p style=3D"box-sizing: border-box; =
line-height: inherit; margin: 0; font-size: 14px; text-align: center; =
mso-line-height-alt: 21px;"><em style=3D"box-sizing: border-box;">With =
investments, your capital is at risk. Pensions can go down in value as =
well as up, so you could get back less than you invest.</em></p><p =
style=3D"box-sizing: border-box; line-height: inherit; margin: 0; =
font-size: 14px; text-align: center; mso-line-height-alt: =
21px;"> </p><p style=3D"box-sizing: border-box; line-height: =
inherit; margin: 0; font-size: 14px; text-align: center; =
mso-line-height-alt: 21px;"><em style=3D"box-sizing: border-box;">*The =
2025/26 tax year ends on 5 April. However, due to the Easter Bank =
Holiday weekend and potential variations in banking processing times, we =
recommend making your contribution by 2 April to help ensure =
it=E2=80=99s received and allocated within the current tax =
year.</em></p></div></div></td></tr></table><table class=3D"text_block =
block-2" width=3D"100%" border=3D"0" cellpadding=3D"5" cellspacing=3D"0" =
role=3D"presentation" style=3D"box-sizing: border-box; mso-table-lspace: =
0; mso-table-rspace: 0; word-break: break-word;"><tr =
style=3D"box-sizing: border-box;"><td class=3D"pad" style=3D"box-sizing: =
border-box;"><div style=3D"box-sizing: border-box; font-family: =
sans-serif;"><div class style=3D"box-sizing: border-box; font-size: =
14px; font-family: Arial,'Helvetica Neue',Helvetica,sans-serif; =
mso-line-height-alt: 21px; color: #343a40; line-height: 1.5;"><p =
style=3D"box-sizing: border-box; line-height: inherit; margin: 0; =
font-size: 14px; text-align: center; mso-line-height-alt: =
21px;"> </p><p style=3D"box-sizing: border-box; line-height: =
inherit; margin: 0; font-size: 14px; text-align: center; =
mso-line-height-alt: 21px;"> <span style=3D"box-sizing: border-box; =
word-break: break-word; color: #000000;"><strong style=3D"box-sizing: =
border-box;">Have a question?</strong></span></p><p style=3D"box-sizing: =
border-box; line-height: inherit; margin: 0; font-size: 14px; =
text-align: center; mso-line-height-alt: 21px;">Get in touch with our =
friendly UK =
team.</p></div></div></td></tr></table></td></tr></tbody></table></td></t=
r></tbody></table><table class=3D"row row-3" align=3D"center" =
width=3D"100%" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" =
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style=3D"box-sizing: border-box; mso-table-lspace: 0; mso-table-rspace: =
0; border-radius: 0; color: #000; width: 600px; margin: 0 auto;" =
width=3D"600"><tbody style=3D"box-sizing: border-box;"><tr =
style=3D"box-sizing: border-box;"><td class=3D"column column-1" =
width=3D"100%" style=3D"box-sizing: border-box; mso-table-lspace: 0; =
mso-table-rspace: 0; font-weight: 400; text-align: left; padding-bottom: =
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border=3D"0" cellpadding=3D"0" cellspacing=3D"0" role=3D"presentation" =
style=3D"box-sizing: border-box; mso-table-lspace: 0; mso-table-rspace: =
0;"><tr style=3D"box-sizing: border-box;"><td class=3D"pad" =
style=3D"box-sizing: border-box;"><div style=3D"box-sizing: border-box; =
font-family: Arial,'Helvetica Neue',Helvetica,sans-serif; text-align: =
center;" align=3D"center"><table align=3D"center" border=3D"0" =
cellpadding=3D"0" cellspacing=3D"0" class=3D"em_wrapper" style=3D"width: =
600px;" width=3D"600"> <tbody> <tr> <td align=3D"center" class=3D"em_p3" =
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border=3D"0" cellpadding=3D"0" cellspacing=3D"0" width=3D"100%"> <tbody> =
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cellpadding=3D"0" cellspacing=3D"0" class=3D"em_wrapper" style=3D"width: =
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<table align=3D"left" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" =
class=3D"em_wrapper" style=3D"width: 130px;" width=3D"130"> <tbody> <tr> =
<td align=3D"center" class=3D"em_h0" height=3D"31" style=3D"height: =
31px;" valign=3D"middle"><img alt=3D"" border=3D"0" =
src=3D"https://res.cloudinary.com/pensionbee/image/upload/v1731507652/ema=
ils/Call_us.png" style=3D"display: block; max-width: 30px; font-family: =
Arial, sans-serif; font-size: 15px; line-height: 18px; color: #000000; =
padding: 0px; text-align: center; height: auto; width: 100%;" =
width=3D"30"></td> </tr> <tr> <td align=3D"center" =
class=3D"em_defaultlink" style=3D"padding-top: 9px; font-family: 'Open =
Sans', Arial, sans-serif; font-size: 12px; line-height: 22px; color: =
#000000; font-weight: 750;" valign=3D"top">020 3457 8444 </td> =
</tr> <tr> <td class=3D"em_defaultlink" style=3D"padding-top: 12px; =
font-family: 'Open Sans', Arial, sans-serif; font-size: 11px; =
line-height: 16px; color: rgb(0, 0, 0); font-weight: 400; =
letter-spacing: 0.3px; text-align: center;" valign=3D"top">Monday - =
Friday: 9:30am-5pm</td> </tr> </tbody> </table> <table align=3D"right" =
border=3D"0" cellpadding=3D"0" cellspacing=3D"0" class=3D"em_wrapper" =
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class=3D"em_h0 em_pt25" height=3D"31" style=3D"height: 31px;" =
valign=3D"middle"><img alt=3D"123" border=3D"0" =
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style=3D"padding-top: 9px; font-family: 'Open Sans', Arial, sans-serif; =
font-size: 12px; line-height: 22px; color: rgb(0, 0, 0); font-weight: =
750; text-align: center;" valign=3D"top"><span style=3D"color: rgb(0, 0, =
0);"><a href=3D"mailto:contact@pensionbee.com?subject=3D" =
style=3D"text-decoration: none; color: rgb(0, 0, 0);" =
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letter-spacing: 0.3px; text-align: center;" valign=3D"top">Send us an =
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src=3D"https://res.cloudinary.com/pensionbee/image/upload/v1731507653/ema=
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font-family: Arial, sans-serif; font-size: 15px; line-height: 18px; =
color: #000000; padding: 0px; height: auto; width: 100%; text-align: =
center;" width=3D"28"></td> </tr> <tr> <td align=3D"center" =
class=3D"em_defaultlink" style=3D"padding-top: 7px; font-family: 'Open =
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href=3D"https://links.pensionbee.com/s/c/YUSzQr39NsMPKFcDL1wYqpOdZ7uaQjSN=
kFtKmBdAePkOZvdk2PjES9TZTew0mQWAIbQ0zmvVJAVACPYzrCoBbeQeOF7h17wjHuxfAoZ1p=
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style=3D"text-decoration: none;" title=3D"Launch live chat" =
data-linkto=3D"https://"><span style=3D"color: rgb(0, 0, 0);">Launch =
live chat</span></a></td> </tr> <tr> <td class=3D"em_defaultlink" =
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font-size: 11px; line-height: 16px; color: rgb(0, 0, 0); font-weight: =
400; letter-spacing: 0.3px; text-align: center;" valign=3D"top">Speak to =
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href=3D"https://links.pensionbee.com/s/c/9KWwohy3fWXFeoKpPrD2a56pKzJGBeIk=
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cellspacing=3D"0"> <tbody> <br> <tr> <td align=3D"center" =
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href=3D"https://links.pensionbee.com/s/c/gr0KPEloPgnTMfZVKwwW99hE0hxd2n5J=
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