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Bob Home - Your vote in the Consumer Credit Awards could win you £1,000




View Online














Fancy a chance to win £1,000?


Your opinion matters to us, and we'd love for you to share it. Help us win 
the Consumer Credit Awards for the 4th time and you could win £1,000.



Vote for PayPal’s Pay in 3 in the 'Best Retail Finance Provider' category by 
writing a review and you'll automatically be entered. Each review counts as 
a vote.


Vote Now






Want to increase your chances of winning? Vote for PayPal in the other 
category for an extra entry into the draw.¹








View other category






Prize draw terms and conditions apply. UK residents aged 18+. Closes 
14/07/2026. Entrants will be entered into a prize draw when leaving a 
review. Reviews should reflect genuine opinions. Promotion organised and 
administered by Smart Money People; PayPal is not the promoter and has no 
responsibility for the operation of the promotion.











Pay smarter. PayPal.








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¹ Maximum one vote per PayPal product.



Prize draw terms and conditions apply.


The prize draw (the “Prize Draw”) is open to UK residents aged 18 and over.


Employees of Smart Money People or their family members, or anyone else 
connected with the Prize Draw, may not enter the Prize Draw.


Entrants into the Prize Draw shall be deemed to have accepted these terms 
and conditions.


To enter the Prize Draw you must leave an eligible review between 6 April 
2026 and 14 July 2026. Entries received after this time will not be 
eligible. No purchase is necessary.


You may leave more than one review, but each review must be for a different 
product and/or brand. Each eligible review will qualify for an entry into 
the Prize Draw.


If you have any questions about how to enter or anything else about the 
Prize Draw, please email us at events@smartmoneypeople.com 
<mailto:events@smartmoneypeople.com> .


There’s one £1,000 cash prize on offer. The Prize Draw winner will be chosen 
from a random draw of entries received. The draw will take place on 21 July 
2026.


The winner will be notified by email (using the details provided at entry) 
on or before 4 August 2026. If a winner doesn’t respond to Smart Money 
People within 14 days of being contacted, the winner’s prize will be 
forfeited, and Smart Money People may select another winner. If a winner 
rejects their prize or the entry is invalid, or in breach of these Terms and 
Conditions, the winner’s prize will be forfeited, and Smart Money People may 
select another winner.


The cash prize will be transferred to the winners’ bank account by Smart 
Money People within 14 days of the winner providing valid bank account 
details.


The name of the winner will be available six weeks after the closing date 
and can be obtained by sending an SAE to Smart Money People Limited, 
Ebbisham House, 30 Church Street, Epsom, KT17 4NL.


Unless otherwise stated, the promoter is Smart Money People Limited, 
Ebbisham House, 30 Church Street, Epsom, KT17 4NL.



Smart Money People reserves the right to amend or discontinue the Prize Draw 
at any time with or without prior notice due to reasons outside its control. 
The decision of Smart Money People in all matters under its control is final 
and binding, and no correspondence will be entered into.
The Prize Draw will 
be governed by English law and entrants to the Prize Draw submit to the 
exclusive jurisdiction of the English courts.




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receive from us here.



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personal data. To learn more, read our Privacy Statement.



PayPal UK Ltd is authorised and regulated by the Financial Conduct Authority 
(FCA) as an electronic money institution (firm reference number 994790); in 
relation to its regulated consumer credit activities (firm reference number 
996405); and for the provision of cryptocurrency services (firm reference 
number 1000741). Some products and services, such as PayPal Pay in 3 and 
PayPal Working Capital, are not regulated by the FCA and may offer a lower 
level of protection. Please read product terms for further details. PayPal 
UK Ltd's company number is 14741686. Its registered office is 5 Fleet Place, 
London, United Kingdom, EC4M 7RD.Copyright © 2026 PayPal, Inc. All rights reserved.



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body></table></div><!--[if mso | =
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 mso | =
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100%;font-size:13px;display:block;"></a></div></td></tr></tbody></table><=
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IE]></td></tr></table><![endif]--></td></tr></tbody></table></div></div><=
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100%;font-size:13px;display:block;"></a></div></td></tr></tbody></table><=
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IE]></td></tr></table><![endif]--></td></tr></tbody></table></div><!--[if=
 mso | =
IE]></td></tr></table><![endif]--></div></td></tr></tbody></table><table =
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class=3D"section"><tbody><tr><td align=3D"center"><div =
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style=3D"background:#FEFEFE;background-color:#FEFEFE;margin:0 =
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style=3D"font-size:0px;padding:0px 40px 0px =
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55px;" class=3D"block-grid padding-0px-55px-0px-55px"><!--[if mso | =
IE]><table role=3D"presentation" border=3D"0" cellpadding=3D"0" =
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><![endif]--><div class=3D"mj-column-per-100 mj-outlook-group-fix" =
style=3D"font-size:0px;text-align:left;direction:ltr;display:inline-block=
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style=3D"font-size:0px;word-break:break-word;"><div =
style=3D"line-height:30px;height:30px;mso-line-height-alt:30px;">&nbsp;</=
div></td></tr><tr><td class=3D"text-container" =
style=3D"font-size:0px;padding:0px 0px 20px =
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class=3D"links-000000-underline"><div =
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style=3D"color:#ffffff; font-family:sans-serif, Arial; font-size:16px" =
class=3D"mso-text-white"><![endif]--> <a =
data-k-tracking-disabled=3D"true" =
style=3D"display:inline-block;width:auto;background:#000000;color:#FFFFFF=
;font-family:PayPalPro-Book, Helvetica, Arial, =
sans-serif;font-size:18px;font-weight:700;line-height:1.10;margin:0;text-=
align:center;text-decoration:none;text-transform:none;padding:16px 30px =
16px 30px;mso-padding-alt:0px;border-radius:33px;border-left:2px solid =
#FEFEFE;border-right:2px solid #FEFEFE;border-top:2px solid =
#FEFEFE;border-bottom:2px solid =
#FEFEFE;mso-border-alt:none;box-sizing:border-box;" target=3D"_blank" =
width=3D"144" =
href=3D"https://data.news.paypal.com/ee/v1/click?params=3Dv1.U53Kgfpytsxm=
VLERNKn8qjDTd4fj0Lg59F-4gx-vC-waXVy29GYzcB03qprJVd_LmpJsw09XLT09oRTj52X0z=
dRdtJXtmZW-R9QpUn8cfDuYheSF4b5X9VCSVFD8B215-bVasoovHshKilxlLVVnAk8Lg4WR88=
PRxuAxVmG9w657i0ERQDrWoIu2eOdAXAyD6AYPvBRadgfsfQW_WAwHls0UwxSnDhjYWKa86bp=
EHzLQoDFYPXkYf0kRJafpC-KvX-YY7lpx6sMCt5XnisGcGfOzwM9_lbb_-amKrlcICbRrn-K_=
FreGyl5pCA2TVcXhdcmwn7rN9a6fbIlhjDYMKEsx9mHIG9f6c9LheTFNn-beYtBzX0mrfwIgX=
7fqUhDuE75L1JweElUyC4-NXB6wyqotoF4TerGHqqXlkiF5D69BowCi57cNjwOC2p5mkl0iMY=
WRJFBfAxDD6ie8NMBe8tM&pid=3Dv1.RacNhDiiLu69TvQnTR4VZl-OYrnr3MDid37pfwGYBx=
EyE1zKClLoVHApT1Rt-qPZpDozW1L6KzaL0jIMYx6UK5cMtnjKIM0&tuid=3D6a26ea01e64b=
4a258046a7ae&configId=3D552a4c7d-09ea-4bde-8882-66a293c3d484">Vote Now =
</a><!--[if =
mso]></center></a:textbox></a:roundrect></td></tr></table><![endif]--></d=
iv></td></tr><tr><td style=3D"font-size:0px;word-break:break-word;"><div =
style=3D"line-height:20px;height:20px;mso-line-height-alt:20px;">&nbsp;</=
div></td></tr></tbody></table></div><!--[if mso | =
IE]></td></tr></table><![endif]--></td></tr></tbody></table></div><!--[if=
 mso | =
IE]></td></tr></table><![endif]--></div></td></tr></tbody></table><table =
align=3D"center" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" =
role=3D"presentation" style=3D"background-color:#F2F2F2;width:100%;" =
class=3D"section"><tbody><tr><td align=3D"center"><div =
role=3D"none"><!--[if mso | IE]><table align=3D"center" border=3D"0" =
cellpadding=3D"0" cellspacing=3D"0" class=3D"block-grid-outlook" =
style=3D"width:640px;" width=3D"640" ><tr><td =
style=3D"line-height:0px;font-size:0px;mso-line-height-rule:exactly;"><![=
endif]--><div =
style=3D"background:#FEFEFE;background-color:#FEFEFE;margin:0 =
auto;max-width:640px;"><table align=3D"center" border=3D"0" =
cellpadding=3D"0" cellspacing=3D"0" role=3D"presentation" =
style=3D"background-color:#FEFEFE;width:100%;"><tbody><tr><td =
style=3D"font-size:0px;padding:0px 40px 0px =
40px;text-align:center;vertical-align:top;mso-padding-alt:0px 55px 0px =
55px;" class=3D"block-grid padding-0px-55px-0px-55px"><!--[if mso | =
IE]><table role=3D"presentation" border=3D"0" cellpadding=3D"0" =
cellspacing=3D"0"><tr><td style=3D"vertical-align:top;width:530px;" =
><![endif]--><div class=3D"mj-column-per-100 mj-outlook-group-fix" =
style=3D"font-size:0px;text-align:left;direction:ltr;display:inline-block=
;vertical-align:top;width:100%;"><table border=3D"0" cellpadding=3D"0" =
cellspacing=3D"0" role=3D"presentation" =
style=3D"border-radius:0px;vertical-align:top;" =
width=3D"100%"><tbody><tr><td class=3D"text-container" =
style=3D"font-size:0px;padding:0px 0px 0px =
0px;word-break:break-word;text-align:center;"><div =
class=3D"links-000000-underline"><div =
style=3D"font-family:PayPalPro-Book, Helvetica, Arial, =
sans-serif;font-size:16px;font-weight:normal;letter-spacing:-0.3px;line-h=
eight:1.40;text-align:center;mso-line-height-alt:1.375em;color:#000000;">=
<p style=3D"margin:0;">Want to increase your chances of winning? Vote =
for PayPal in the other category for an extra entry into the =
draw.=C2=B9</p></div></div></td></tr><tr><td =
style=3D"font-size:0px;word-break:break-word;"><div =
style=3D"line-height:20px;height:20px;mso-line-height-alt:20px;">&nbsp;</=
div></td></tr><tr><td><table align=3D"center" border=3D"0" =
cellpadding=3D"0" cellspacing=3D"0" role=3D"presentation" =
style=3D"width:100%;" class=3D"section"><tbody><tr><td align=3D"center" =
style=3D"font-size:0px;text-align:center;vertical-align:top;padding:0px;w=
ord-break:break-word;"><!--[if mso | IE]><table align=3D"center" =
border=3D"0" cellpadding=3D"0" cellspacing=3D"0"><tr><td><table =
role=3D"presentation" border=3D"0" cellpadding=3D"0" =
cellspacing=3D"0"><tr><td style=3D"vertical-align:top;width:530px;" =
><![endif]--><div class=3D"mj-column-per-100 mj-outlook-group-fix" =
style=3D"font-size:0px;text-align:left;direction:ltr;display:inline-block=
;vertical-align:top;width:100%;"><table border=3D"0" cellpadding=3D"0" =
cellspacing=3D"0" role=3D"presentation" =
style=3D"border-radius:0px;vertical-align:top;" =
width=3D"100%"><tbody><tr><td =
style=3D"font-size:0px;word-break:break-word;"><div =
style=3D"font-family:Ubuntu, Helvetica, Arial, =
sans-serif;font-size:13px;line-height:normal;width:100%;"><div> <table =
align=3D"center" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" =
role=3D"presentation" style=3D"width:100%;">    <tbody><tr>       <td =
align=3D"center" valign=3D"middle">          <table align=3D"center" =
border=3D"0" cellpadding=3D"0" cellspacing=3D"0" role=3D"presentation">  =
           <tbody><tr>                <td align=3D"center" =
style=3D"padding-top:0px;" valign=3D"middle">                   <p =
data-element=3D"p3.ppe_bodycopy_3" =
style=3D"margin:0px;font-family:'PayPalPro-Book', Helvetica, Arial, =
sans-serif;font-size:18px;line-height:1.1;mso-line-height-alt:1.25em;colo=
r:#000000;font-weight:700;letter-spacing:-0.3px;">                      =
<a target=3D"_blank" data-linkto=3D"https://" =
style=3D"color:#000000;text-decoration:none;" title=3D"View other =
category" =
href=3D"https://data.news.paypal.com/ee/v1/click?params=3Dv1.U53Kgfpytsxm=
VLERNKn8qjDTd4fj0Lg59F-4gx-vC-waXVy29GYzcB03qprJVd_LmpJsw09XLT09oRTj52X0z=
dRdtJXtmZW-R9QpUn8cfDuYheSF4b5X9VCSVFD8B215-bVasoovHshKilxlLVVnAk8Lg4WR88=
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EHzLQoDFYPXkYf0kRJafpC-KvX-YY7lpx6sMCt5XnisGcGfOzwM9_lbb_-amKrlcICbRrn-K_=
FreGyl5pCA2TVcXhdcmwn7rN9a6fbIlhjDYMKEsx9mHIG9f6c9LheTFNn-beYtBzX0mrfwIgX=
7fqUhDuE75L1JweElUyC4-NXB6wyqotoF4TerGHqqXlkiF5D69BowCi57cNjwOC2p5mkl0iMY=
WRJFBfAxDD6ie8NMBe8tM&pid=3Dv1.RacNhDiiLu69TvQnTR4VZl-OYrnr3MDid37pfwGYBx=
EyE1zKClLoVHApT1Rt-qPZpDozW1L6KzaL0jIMYx6UK5cMtnjKIM0&tuid=3D6a26ea01e64b=
4a258046a7af&configId=3D552a4c7d-09ea-4bde-8882-66a293c3d484">View other =
category</a>                   </p>                </td>                =
<td align=3D"center" style=3D"padding-left:5px;" valign=3D"middle">      =
             <a target=3D"_blank" =
href=3D"https://data.news.paypal.com/ee/v1/click?params=3Dv1.U53Kgfpytsxm=
VLERNKn8qjDTd4fj0Lg59F-4gx-vC-waXVy29GYzcB03qprJVd_LmpJsw09XLT09oRTj52X0z=
dRdtJXtmZW-R9QpUn8cfDuYheSF4b5X9VCSVFD8B215-bVasoovHshKilxlLVVnAk8Lg4WR88=
PRxuAxVmG9w657i0ERQDrWoIu2eOdAXAyD6AYPvBRadgfsfQW_WAwHls0UwxSnDhjYWKa86bp=
EHzLQoDFYPXkYf0kRJafpC-KvX-YY7lpx6sMCt5XnisGcGfOzwM9_lbb_-amKrlcICbRrn-K_=
FreGyl5pCA2TVcXhdcmwn7rN9a6fbIlhjDYMKEsx9mHIG9f6c9LheTFNn-beYtBzX0mrfwIgX=
7fqUhDuE75L1JweElUyC4-NXB6wyqotoF4TerGHqqXlkiF5D69BowCi57cNjwOC2p5mkl0iMY=
WRJFBfAxDD6ie8NMBe8tM&pid=3Dv1.RacNhDiiLu69TvQnTR4VZl-OYrnr3MDid37pfwGYBx=
EyE1zKClLoVHApT1Rt-qPZpDozW1L6KzaL0jIMYx6UK5cMtnjKIM0&tuid=3D6a26ea01e64b=
4a258046a7b0&configId=3D552a4c7d-09ea-4bde-8882-66a293c3d484">           =
           <img alt=3D"arrow" data-assetid=3D"40670" height=3D"22" =
style=3D"display:block;padding:0px;height:22px;width:22px;border:0px;" =
width=3D"22" =
src=3D"https://cdn.paypal.dev.cjmadobe.com/922b7095-7eea-488e-ab70-957eea=
688efc/urn:aaid:aem:d33c1dfa-0a6c-4cf3-bc7c-10f7249e73a6/oak:1.0::ci:3188=
9d73923751a32f38f95b960b5ea0/99dfde3c-18c3-3669-a247-0cc3d2eb792c">      =
             </a>                </td>             </tr>          =
</tbody></table>       </td>    </tr> </tbody></table> =
</div></div></td></tr></tbody></table></div><!--[if mso | =
IE]></td></tr></table></td></tr></table><![endif]--></td></tr></tbody></t=
able></td></tr><tr><td =
style=3D"font-size:0px;word-break:break-word;"><div =
style=3D"line-height:20px;height:20px;mso-line-height-alt:20px;">&nbsp;</=
div></td></tr><tr><td class=3D"text-container" =
style=3D"font-size:0px;padding:0px 0px 0px =
0px;word-break:break-word;text-align:center;"><div =
class=3D"links-707070-underline"><div =
style=3D"font-family:PayPalPro-Book, Helvetica, Arial, =
sans-serif;font-size:12px;font-weight:normal;letter-spacing:0px;line-heig=
ht:1.20;text-align:center;mso-line-height-alt:0.875em;color:#707070;"><p =
style=3D"margin:0;">Prize draw <a title=3D"terms_and_conditions" =
target=3D"_blank" rel=3D"noopener" style=3D"color:rgb(112, 112, =
112);text-decoration:underline;" =
href=3D"https://data.news.paypal.com/ee/v1/click?params=3Dv1.U53Kgfpytsxm=
VLERNKn8qjDTd4fj0Lg59F-4gx-vC-waXVy29GYzcB03qprJVd_LmpJsw09XLT09oRTj52X0z=
dRdtJXtmZW-R9QpUn8cfDuYheSF4b5X9VCSVFD8B215-bVasoovHshKilxlLVVnAk8Lg4WR88=
PRxuAxVmG9w657i0ERQDrWoIu2eOdAXAyD6AYPvBRadgfsfQW_WAwHls0UwxSnDhjYWKa86bp=
EHzLQoDFYPXkYf0kRJafpC-KvX-YY7lpx6sMCt5XnisGcGfOzwM9_lbb_-amKrlcICbRrn-K_=
FreGyl5pCA2TVcXhdcmwn7rN9a6fbIlhjDYMKEsx9mHIG9f6c9LheTFNn-beYtBzX0mrfwIgX=
7fqUhDuE75L1JweElUyC4-NXB6wyqotoF4TerGHqqXlkiF5D69BowCi57cNjwOC2p5mkl0iMY=
WRJFBfAxDD6ie8NMBe8tM&pid=3Dv1.RacNhDiiLu69TvQnTR4VZl-OYrnr3MDid37pfwGYBx=
EyE1zKClLoVHApT1Rt-qPZpDozW1L6KzaL0jIMYx6UK5cMtnjKIM0&tuid=3D6a26ea01e64b=
4a258046a7b1&configId=3D552a4c7d-09ea-4bde-8882-66a293c3d484">terms and =
conditions</a> apply. UK residents aged 18+. Closes 14/07/2026. Entrants =
will be entered into a prize draw when leaving a review. Reviews should =
reflect genuine opinions. Promotion organised and administered by Smart =
Money People; PayPal is not the promoter and has no responsibility for =
the operation of the promotion.</p></div></div></td></tr><tr><td =
style=3D"font-size:0px;word-break:break-word;"><div =
style=3D"line-height:30px;height:30px;mso-line-height-alt:30px;">&nbsp;</=
div></td></tr></tbody></table></div><!--[if mso | =
IE]></td></tr></table><![endif]--></td></tr></tbody></table></div><!--[if=
 mso | =
IE]></td></tr></table><![endif]--></div></td></tr></tbody></table><table =
align=3D"center" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" =
role=3D"presentation" style=3D"background-color:#F2F2F2;width:100%;" =
class=3D"section"><tbody><tr><td align=3D"center"><div =
role=3D"none"><!--[if mso | IE]><table align=3D"center" border=3D"0" =
cellpadding=3D"0" cellspacing=3D"0" class=3D"block-grid-outlook" =
style=3D"width:640px;" width=3D"640" ><tr><td =
style=3D"line-height:0px;font-size:0px;mso-line-height-rule:exactly;"><![=
endif]--><div =
style=3D"background:transparent;background-color:transparent;margin:0 =
auto;max-width:640px;"><table align=3D"center" border=3D"0" =
cellpadding=3D"0" cellspacing=3D"0" role=3D"presentation" =
style=3D"background-color:transparent;width:100%;"><tbody><tr><td =
style=3D"font-size:0px;padding:0px 0px 0px =
0px;text-align:center;vertical-align:top;mso-padding-alt:0px 0px 0px =
0px;" class=3D"block-grid"><!--[if mso | IE]><table =
role=3D"presentation" border=3D"0" cellpadding=3D"0" =
cellspacing=3D"0"><tr><td style=3D"vertical-align:top;width:640px;" =
><![endif]--><div class=3D"mj-column-per-100 mj-outlook-group-fix" =
style=3D"font-size:0px;text-align:left;direction:ltr;display:inline-block=
;vertical-align:top;width:100%;"><table border=3D"0" cellpadding=3D"0" =
cellspacing=3D"0" role=3D"presentation" =
style=3D"border-radius:0px;vertical-align:top;" =
width=3D"100%"><tbody><tr><td class=3D"img-container" =
style=3D"font-size:0px;padding:0px;word-break:break-word;text-align:cente=
r;"><div style=3D"margin:0 auto;" class=3D"max-width-640px"><a =
target=3D"_blank" style=3D"text-decoration:none;color:#000000;" =
href=3D"https://data.news.paypal.com/ee/v1/click?params=3Dv1.U53Kgfpytsxm=
VLERNKn8qjDTd4fj0Lg59F-4gx-vC-waXVy29GYzcB03qprJVd_LmpJsw09XLT09oRTj52X0z=
dRdtJXtmZW-R9QpUn8cfDuYheSF4b5X9VCSVFD8B215-bVasoovHshKilxlLVVnAk8Lg4WR88=
PRxuAxVmG9w657i0ERQDrWoIu2eOdAXAyD6AYPvBRadgfsfQW_WAwHls0UwxSnDhjYWKa86bp=
EHzLQoDFYPXkYf0kRJafpC-KvX-YY7lpx6sMCt5XnisGcGfOzwM9_lbb_-amKrlcICbRrn-K_=
FreGyl5pCA2TVcXhdcmwn7rN9a6fbIlhjDYMKEsx9mHIG9f6c9LheTFNn-beYtBzX0mrfwIgX=
7fqUhDuE75L1JweElUyC4-NXB6wyqotoF4TerGHqqXlkiF5D69BowCi57cNjwOC2p5mkl0iMY=
WRJFBfAxDD6ie8NMBe8tM&pid=3Dv1.RacNhDiiLu69TvQnTR4VZl-OYrnr3MDid37pfwGYBx=
EyE1zKClLoVHApT1Rt-qPZpDozW1L6KzaL0jIMYx6UK5cMtnjKIM0&tuid=3D6a26ea01e64b=
4a258046a7b2&configId=3D552a4c7d-09ea-4bde-8882-66a293c3d484"><img =
alt=3D"Consumer credit awards" height=3D"auto" width=3D"640" =
src=3D"https://cdn.service.paypal.com/215993eb-2d46-4b3e-9993-eb2d462b3eb=
7/urn:aaid:aem:211fcc61-de29-4457-978f-70b24996540b/oak:1.0::ci:47e6776bb=
bb44ea5843eed062c7b6300/91abefda-104c-3759-81ce-d99ee9f1a1aa" =
style=3D"border:none;outline:none;text-decoration:none;height:auto;width:=
100%;font-size:13px;display:block;"></a></div></td></tr></tbody></table><=
/div><!--[if mso | =
IE]></td></tr></table><![endif]--></td></tr></tbody></table></div><!--[if=
 mso | =
IE]></td></tr></table><![endif]--></div></td></tr></tbody></table><table =
align=3D"center" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" =
role=3D"presentation" style=3D"background-color:#F2F2F2;width:100%;" =
class=3D"section"><tbody><tr><td align=3D"center"><div =
role=3D"none"><!--[if mso | IE]><table align=3D"center" border=3D"0" =
cellpadding=3D"0" cellspacing=3D"0" class=3D"block-grid-outlook" =
style=3D"width:640px;" width=3D"640" ><tr><td =
style=3D"line-height:0px;font-size:0px;mso-line-height-rule:exactly;"><![=
endif]--><div =
style=3D"background:#60CDFF;background-color:#60CDFF;margin:0 =
auto;max-width:640px;"><table align=3D"center" border=3D"0" =
cellpadding=3D"0" cellspacing=3D"0" role=3D"presentation" =
style=3D"background-color:#60CDFF;width:100%;"><tbody><tr><td =
style=3D"font-size:0px;padding:33px 35px 33px =
35px;text-align:center;vertical-align:top;mso-padding-alt:33px 55px 33px =
55px;" class=3D"block-grid padding-33px-55px-33px-55px"><!--[if mso | =
IE]><table role=3D"presentation" border=3D"0" cellpadding=3D"0" =
cellspacing=3D"0"><tr><td style=3D"vertical-align:top;width:530px;" =
><![endif]--><div class=3D"mj-column-per-100 mj-outlook-group-fix" =
style=3D"font-size:0px;text-align:left;direction:ltr;display:inline-block=
;vertical-align:top;width:100%;"><table border=3D"0" cellpadding=3D"0" =
cellspacing=3D"0" role=3D"presentation" =
style=3D"border-radius:0px;vertical-align:top;" =
width=3D"100%"><tbody><tr><td class=3D"text-container" =
style=3D"font-size:0px;padding:0px 0px 0px =
0px;word-break:break-word;text-align:center;"><div =
class=3D"links-000000-underline"><div =
style=3D"font-family:PayPalPro-Black, 'Century Gothic Bold', Helvetica, =
Arial, =
sans-serif;font-size:30px;font-weight:900;letter-spacing:-0.7px;line-heig=
ht:1.07;text-align:center;mso-line-height-alt:2em;color:#000000;"><p =
style=3D"margin:0;">Pay smarter. =
PayPal.</p></div></div></td></tr></tbody></table></div><!--[if mso | =
IE]></td></tr></table><![endif]--></td></tr></tbody></table></div><!--[if=
 mso | =
IE]></td></tr></table><![endif]--></div></td></tr></tbody></table><table =
align=3D"center" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" =
role=3D"presentation" style=3D"background-color:#F2F2F2;width:100%;" =
class=3D"section"><tbody><tr><td align=3D"center"><div =
role=3D"none"><!--[if mso | IE]><table align=3D"center" border=3D"0" =
cellpadding=3D"0" cellspacing=3D"0" class=3D"block-grid-outlook" =
style=3D"width:640px;" width=3D"640" ><tr><td =
style=3D"line-height:0px;font-size:0px;mso-line-height-rule:exactly;"><![=
endif]--><div =
style=3D"background:#FEFEFE;background-color:#FEFEFE;margin:0 =
auto;max-width:640px;"><table align=3D"center" border=3D"0" =
cellpadding=3D"0" cellspacing=3D"0" role=3D"presentation" =
style=3D"background-color:#FEFEFE;width:100%;"><tbody><tr><td =
style=3D"font-size:0px;padding:20px 20px 0px =
20px;text-align:center;vertical-align:top;mso-padding-alt:20px 55px 0px =
55px;" class=3D"block-grid padding-20px-55px-0px-55px"><table =
align=3D"center" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" =
role=3D"presentation" width=3D"100%"><tbody><tr><td =
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cellpadding=3D"0" cellspacing=3D"0" role=3D"presentation" =
style=3D"background-color:#FEFEFE;width:100%;"><tbody><tr><td =
style=3D"font-size:0px;padding:0px 0px 0px =
0px;text-align:center;vertical-align:top;" class=3D"block-grid"><!--[if =
mso | IE]><table role=3D"presentation" border=3D"0" cellpadding=3D"0" =
cellspacing=3D"0"><tr><td style=3D"vertical-align:top;width:640px;" =
><![endif]--><div class=3D"mj-column-per-100 mj-outlook-group-fix" =
style=3D"font-size:0px;text-align:left;direction:ltr;display:inline-block=
;vertical-align:top;width:100%;"><table border=3D"0" cellpadding=3D"0" =
cellspacing=3D"0" role=3D"presentation" =
style=3D"background-color:#FEFEFE;border-radius:0px;vertical-align:top;" =
width=3D"100%"><tbody><tr><td class=3D"padding-0px-55px-0px-55px =
text-container" style=3D"font-size:0px;padding:0px 20px 0px =
20px;word-break:break-word;mso-padding-alt:0px 55px 0px =
55px;text-align:left;"><div class=3D"links-000000-underline"><div =
style=3D"font-family:PayPalPro-Book, Helvetica, Arial, =
sans-serif;font-size:12px;font-weight:normal;letter-spacing:none;line-hei=
ght:1.30;text-align:left;mso-line-height-alt:1em;color:#000000;"><p =
style=3D"margin:0;">&nbsp;</p><p style=3D"margin:0;">=C2=B9 Maximum one =
vote per PayPal product.</p><p style=3D"margin:0;">&nbsp;</p><p =
style=3D"margin:0;">Prize draw <a target=3D"_blank" rel=3D"noopener" =
style=3D"color:rgb(0, 0, 0);text-decoration:underline;" =
href=3D"https://data.news.paypal.com/ee/v1/click?params=3Dv1.U53Kgfpytsxm=
VLERNKn8qjDTd4fj0Lg59F-4gx-vC-waXVy29GYzcB03qprJVd_LmpJsw09XLT09oRTj52X0z=
dRdtJXtmZW-R9QpUn8cfDuYheSF4b5X9VCSVFD8B215-bVasoovHshKilxlLVVnAk8Lg4WR88=
PRxuAxVmG9w657i0ERQDrWoIu2eOdAXAyD6AYPvBRadgfsfQW_WAwHls0UwxSnDhjYWKa86bp=
EHzLQoDFYPXkYf0kRJafpC-KvX-YY7lpx6sMCt5XnisGcGfOzwM9_lbb_-amKrlcICbRrn-K_=
FreGyl5pCA2TVcXhdcmwn7rN9a6fbIlhjDYMKEsx9mHIG9f6c9LheTFNn-beYtBzX0mrfwIgX=
7fqUhDuE75L1JweElUyC4-NXB6wyqotoF4TerGHqqXlkiF5D69BowCi57cNjwOC2p5mkl0iMY=
WRJFBfAxDD6ie8NMBe8tM&pid=3Dv1.RacNhDiiLu69TvQnTR4VZl-OYrnr3MDid37pfwGYBx=
EyE1zKClLoVHApT1Rt-qPZpDozW1L6KzaL0jIMYx6UK5cMtnjKIM0&tuid=3D6a26ea01e64b=
4a258046a7bc&configId=3D552a4c7d-09ea-4bde-8882-66a293c3d484">terms and =
conditions apply</a>.</p><p style=3D"margin:0;"><br>The prize draw (the =
=E2=80=9CPrize Draw=E2=80=9D) is open to UK residents aged 18 and =
over.=E2=80=A8</p><p style=3D"margin:0;">Employees of Smart Money People =
or their family members, or anyone else connected with the Prize Draw, =
may not enter the Prize Draw.</p><p style=3D"margin:0;"><br>Entrants =
into the Prize Draw shall be deemed to have accepted these terms and =
conditions.</p><p style=3D"margin:0;"><br>To enter the Prize Draw you =
must leave an eligible review between 6 April 2026 and 14 July 2026. =
Entries received after this time will not be eligible. No purchase is =
necessary.</p><p style=3D"margin:0;"><br>You may leave more than one =
review, but each review must be for a different product and/or brand. =
Each eligible review will qualify for an entry into the Prize =
Draw.</p><p style=3D"margin:0;"><br>If you have any questions about how =
to enter or anything else about the Prize Draw, please email us =
at&nbsp;<a href=3D"mailto:events@smartmoneypeople.com" =
style=3D"color:rgb(0, 0, =
0);text-decoration:underline;">events@smartmoneypeople.com</a>.</p><p =
style=3D"margin:0;"><br>There=E2=80=99s one =C2=A31,000 cash prize on =
offer. The Prize Draw winner will be chosen from a random draw of =
entries received. The draw will take place on 21 July 2026.</p><p =
style=3D"margin:0;"><br>The winner will be notified by email (using the =
details provided at entry) on or before 4 August 2026. If a winner =
doesn=E2=80=99t respond to Smart Money People within 14 days of being =
contacted, the winner=E2=80=99s prize will be forfeited, and Smart Money =
People may select another winner. If a winner rejects their prize or the =
entry is invalid, or in breach of these Terms and Conditions, the =
winner=E2=80=99s prize will be forfeited, and Smart Money People may =
select another winner.</p><p style=3D"margin:0;"><br>The cash prize will =
be transferred to the winners=E2=80=99 bank account by Smart Money =
People within 14 days of the winner providing valid bank account =
details.&nbsp;</p><p style=3D"margin:0;"><br>The name of the winner will =
be available six weeks after the closing date and can be obtained by =
sending an SAE to Smart Money People Limited, Ebbisham House, 30 Church =
Street, Epsom, KT17 4NL.</p><p style=3D"margin:0;"><br>Unless otherwise =
stated, the promoter is Smart Money People Limited, Ebbisham House, 30 =
Church Street, Epsom, KT17 4NL.=E2=80=A8</p><p =
style=3D"margin:0;"><br>Smart Money People reserves the right to amend =
or discontinue the Prize Draw at any time with or without prior notice =
due to reasons outside its control. The decision of Smart Money People =
in all matters under its control is final and binding, and no =
correspondence will be entered into.=E2=80=A8The Prize Draw will be =
governed by English law and entrants to the Prize Draw submit to the =
exclusive jurisdiction of the English =
courts.</p></div></div></td></tr></tbody></table></div><!--[if mso | =
IE]></td></tr></table><![endif]--></td></tr></tbody></table></div><!--[if=
 mso | =
IE]></td></tr></table><![endif]--></div></td></tr></tbody></table><table =
align=3D"center" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" =
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style=3D"line-height:0px;font-size:0px;mso-line-height-rule:exactly;"><![=
endif]--><div =
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style=3D"font-size:0px;padding:20px 20px 20px =
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55px;" class=3D"block-grid padding-20px-55px-20px-55px"><!--[if mso | =
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><![endif]--><div class=3D"mj-column-per-100 mj-outlook-group-fix" =
style=3D"font-size:0px;text-align:left;direction:ltr;display:inline-block=
;vertical-align:top;width:100%;"><table border=3D"0" cellpadding=3D"0" =
cellspacing=3D"0" role=3D"presentation" =
style=3D"border-radius:0px;vertical-align:top;" =
width=3D"100%"><tbody><tr><td class=3D"text-container" =
style=3D"font-size:0px;padding:0px 0px 0px =
0px;word-break:break-word;text-align:left;"><div =
class=3D"links-000000-underline-bold"><div =
style=3D"font-family:PayPalPro-Book, Helvetica, Arial, =
sans-serif;font-size:12px;font-weight:normal;letter-spacing:none;line-hei=
ght:1.30;text-align:left;mso-line-height-alt:1em;color:#000000;"><p =
style=3D"margin:0;">Not sure why you received this email? <a =
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style=3D"color:rgb(0, 0, 0);text-decoration:underline;font-weight:700;" =
href=3D"https://data.news.paypal.com/ee/v1/mclick?params=3Dv1.U53Kgfpytsx=
mVLERNKn8qjDTd4fj0Lg59F-4gx-vC-waXVy29GYzcB03qprJVd_LmpJsw09XLT09oRTj52X0=
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