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Reply-To: <contact@pensionbee.com>
From: "PensionBee" <marketing@hello.pensionbee.com>
To: <bob@sarahharvey.com>
Subject: Get your pension growing, Robert.
Date: Thu, 19 Mar 2026 19:00:52 -0000
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Hi Robert,



The end of the 2025/26 tax year is just round the corner. Did you know that 
most pension contributions usually get tax top ups from the government? Keep 
reading to find out how to give your pension a boost before *2 April.


Here’s how it works



Most basic rate taxpayers usually get a 25% tax top up on personal pension 
contributions. So if you paid £100 into your pension, HMRC would effectively 
add another £25 bringing the total contribution to £125.



If you’re eligible, PensionBee will add the 25% top up directly to your 
pension balance on your behalf. And if you’re a higher or additional rate 
taxpayer, you could claim even more through a Self-Assessment tax return or 
by contacting HMRC.



With our flexible contributions, you can save as much as you like, as often 
as you like, into your pension (subject to the annual allowance).



What’s the annual allowance?



For 2025/26, the standard annual allowance for pension contributions is 
£60,000 - this includes personal, employer and any third party 
contributions.


Get started today



Setting up a contribution with PensionBee is straightforward. Just head to 
the website or the app to get started.



Your future self will thank you!


Finish your sign up




With investments, your capital is at risk. Pensions can go down in value as 
well as up, so you could get back less than you invest.



*The 2025/26 tax year ends on 5 April. However, due to the Easter Bank 
Holiday weekend and potential variations in banking processing times, we 
recommend making your contribution by 2 April to help ensure it’s received 
and allocated within the current tax year.




Have a question?

Get in touch with our friendly UK team.







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15px!important}.em_ptop{padding-top:40px!important}.em_pbottom{padding-bo=
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portant}.em_w1{width:20px!important}}</style> </head> <table =
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class=3D"em_full_wrap" align=3D"center"> <tr> <td align=3D"center" =
valign=3D"top"><table align=3D"center" width=3D"600" border=3D"0" =
cellspacing=3D"0" cellpadding=3D"0" class=3D"em_main_table" =
style=3D"width:600px; table-layout:fixed;"> <tr> <td width=3D"25" =
style=3D"width:25px;" class=3D"em_side15"><img src=3D"images/spacer.gif" =
width=3D"1" height=3D"1" alt=3D"" style=3D"display:block;" =
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line-height:1px;" class=3D"em_h20"><img src=3D"images/spacer.gif" =
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valign=3D"top" style=3D"font-family: 'Open Sans', Arial, sans-serif; =
font-size:12px; line-height:15px; color:#909c9e;"><a href=3D"#" =
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href=3D"https://links.pensionbee.com/s/vb/GniZolN-s3yNNhfkkQ1lLddOrqBjIGb=
FX74vSIzyQ8NbuPSlUsNb0fzktLFBcXcm3JwyLNcRkofwG4jstqGQtpza5uI3KbC3rpZS8SkF=
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</table></td> <td width=3D"25" style=3D"width:25px;" =
class=3D"em_side15"><img src=3D"images/spacer.gif" width=3D"1" =
height=3D"1" alt=3D"" style=3D"display:block;" border=3D"0"/></td> </tr> =
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cellpadding=3D"0" cellspacing=3D"0" class=3D"em_wrapper" =
style=3D"width:600px;" width=3D"600"> <tr> <td align=3D"center" =
bgcolor=3D"#f9c000" class=3D"em_p1" style=3D"background-color:#343a40; =
padding:17px 25px;" valign=3D"top"> <table align=3D"center" border=3D"0" =
cellpadding=3D"0" cellspacing=3D"0" width=3D"100%"> <tr> <td =
align=3D"left" style=3D"width:126px;" valign=3D"top" width=3D"126"> <a =
data-linkto=3D"https://" =
href=3D"https://links.pensionbee.com/s/c/6hddtYne-QeTODDbOr5C1r9mNByIoZnx=
59NDQAOPEbVcrdcqEAASiVQpk_zU2tSVp1YwBy7Y1va4UP09Ucw6pjPtHiSUmQUsyP8oARsXe=
TTKm7c-k_BX0oPXTn50cIjcebLqhac-b-ACVCPDv1Jf_W1_NtRwaSMDJd43gQSpyNlbPU_Gwq=
3JThWrJiEjkNkMGm_XdPMxMySV9WQeBXzpggq-m2s6kp0RQS4OWrJvlP_alogMeEdn477HfeF=
WTq_ktlKaEIfZqri8txPHAIphWxLmwZPBtURnOtx8xSYrsEufchAr3U2JPrvakzwmHXASkUR3=
4paKUpkvkmKNKwzgqknTVPoHA1kKndVMh7PypsMZlRdyZ-4kH16_ZfitVturNs9bkjDMgtthh=
VRy2Tsu9BMAB244LX1rrsiPdQrRzIDWz3TjtdmpxsjI0TeE4KsK4w/DY2DgIMkj0YzAXjzXDz=
aHcuJllsQQG1I/18" style=3D"text-decoration:none;" target=3D"_blank" =
title=3D""><img alt=3D"Pension Bee" =
src=3D"https://res.cloudinary.com/pensionbee/image/upload/v1731506007/ema=
ils/email_templates.png" style=3D"display: block; max-width: 126px; =
font-family: Arial, sans-serif; font-size: 15px; line-height: 18px; =
color: #000000; padding: 0px; text-align: center; height: auto; width: =
100%;" width=3D"126"></a> </td> <td class=3D"em_side15" =
style=3D"width:353px;" width=3D"353"> &nbsp; </td> <td align=3D"center" =
valign=3D"top"> <table align=3D"right" border=3D"0" cellpadding=3D"0" =
cellspacing=3D"0" style=3D"width:95px;" width=3D"95"> <tr> <td =
align=3D"center" bgcolor=3D"#343a40" height=3D"42" style=3D"height:42px; =
background-color:#f9c000; border-radius: 4px; font-family: 'Ryo Gothic =
PlusN', Arial, sans-serif; font-size:16px; color:#FFFFFF; =
font-weight:550;" valign=3D"middle"> <a data-linkto=3D"https://" =
href=3D"https://links.pensionbee.com/s/c/ARcHHOJORO8h3u4DajVWH3FuH-CTXaQf=
aAibnXL5mZHO5SYw2S8Y9elmcJw_aTh35wYdUmFrHcMRp5_yEA5rXFUdhmgDtaztpXgbrLRhy=
YAMMRK7_fWU44qPQ7r-nnW_JCz29iHTbbdA5GUtKTP-kzCabQhYa-wHJfOiBBUmL5CaUFVb6l=
A5Eh1mLPr5OyLtREe_3CUdlE9bki4TPVdjfOyuCVIZZmvyzalKqbfHB6Cfw045pdttTlOUKmj=
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AzWlrT8zA3Xo1bvF4wG0nJQ530n3W-IgCV4QMswgdDf_tCvfx2-Yw/pRweRa2bTvTmfEbCVTK=
c5HdXSpvsBWjw/18" style=3D"color:#343a40;text-decoration:none; =
display:block; line-height:42px;" target=3D"_blank" title=3D"">Log =
in</a> </td> </tr> </table> </td> </tr> </table> </td> </tr> =
</table></div></td></tr></table><table class=3D"image_block block-2" =
width=3D"100%" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" =
role=3D"presentation" style=3D"box-sizing: border-box; mso-table-lspace: =
0; mso-table-rspace: 0;"><tr style=3D"box-sizing: border-box;"><td =
class=3D"pad" style=3D"box-sizing: border-box; width: 100%;" =
width=3D"100%"><div class=3D"alignment" align=3D"center" =
style=3D"box-sizing: border-box;"><div style=3D"box-sizing: border-box; =
max-width: 600px;"><a =
href=3D"https://links.pensionbee.com/s/c/Vtzm-IbzTR-uP4dDNRlE11g5Ulz-5MJ4=
JzcCibl1_Qdtb-vz683Nrx_-qFeosOlARjK4bO4rFqDLW35m7LjCrEytz74y3GdjrLhoF1P4E=
Hw386I7dlE6ZfLvmexFsiI_vY6J9MfHiTofirBWQjpSNc4Gbh5YzBkIlHqvAmN36sIIcAucu8=
askjnQn3efQ_kQFaZcKrjwAeRAeFgYmmCU3KmOX47kXxKLH_grRhG3P_pVx7zFq9SJYC6h8NK=
zj2ye_0pgx9TtCPLEBQRJyBsb9lvP0KDl-ATtVqV5ZNjWEPvwkDeYcdyUuT9tONlHQTSbtWIB=
gIHRoF2lUE1afJe6Ja2HxSalcEVIj0n6qA4OHTd20l5SOVV5hYL6y_brwnG5eODA8utu46xXt=
htPziXCYDdWmNV400OOxn2YrTQlt44KHBlh60rXuJQeT2RJ-hhc8QPH/ALER3dDTvygQe67o9=
TtSfHVXTJZptHRu/18" target=3D"_blank" style=3D"box-sizing: =
border-box;"><img =
src=3D"https://res.cloudinary.com/pensionbee/image/upload/v1773054230/ema=
ils/2026/Email_7_-_Boost_your_pension_before_the_tax_year_ends_-_V2.png" =
style=3D"box-sizing: border-box; display: block; height: auto; border: =
0; width: 100%;" width=3D"600" alt title =
height=3D"auto"></a></div></div></td></tr></table><table =
class=3D"text_block block-3" width=3D"100%" border=3D"0" =
cellpadding=3D"10" cellspacing=3D"0" role=3D"presentation" =
style=3D"box-sizing: border-box; mso-table-lspace: 0; mso-table-rspace: =
0; word-break: break-word;"><tr style=3D"box-sizing: border-box;"><td =
class=3D"pad" style=3D"box-sizing: border-box;"><div =
style=3D"box-sizing: border-box; font-family: sans-serif;"><div class =
style=3D"box-sizing: border-box; font-size: 12px; font-family: =
Arial,'Helvetica Neue',Helvetica,sans-serif; mso-line-height-alt: 18px; =
color: #3a342c; line-height: 1.5;"><p style=3D"box-sizing: border-box; =
line-height: inherit; margin: 0; font-size: 16px; mso-line-height-alt: =
24px;"><span style=3D"box-sizing: border-box; word-break: break-word; =
font-size: 16px;"><span style=3D"box-sizing: border-box; word-break: =
break-word;">Hi Robert,</span></span></p><p style=3D"box-sizing: =
border-box; line-height: inherit; margin: 0; font-size: 16px; =
mso-line-height-alt: 18px;">&nbsp;</p><p style=3D"box-sizing: =
border-box; line-height: inherit; margin: 0; font-size: 16px; =
mso-line-height-alt: 24px;"> <span style=3D"box-sizing: border-box; =
word-break: break-word; font-size: 16px;">The end of the 2025/26 tax =
year is just round the corner. Did you know that most pension =
contributions usually get tax top ups from the government? Keep reading =
to find out how to give your pension a boost before <strong =
style=3D"box-sizing: border-box;">*2 April</strong>.</span></p><p =
style=3D"box-sizing: border-box; line-height: inherit; margin: 0; =
font-size: 16px; mso-line-height-alt: 24px;"><br style=3D"box-sizing: =
border-box;"><span style=3D"box-sizing: border-box; word-break: =
break-word; font-size: 16px;"><strong style=3D"box-sizing: =
border-box;">Here=E2=80=99s how it works</strong></span></p><p =
style=3D"box-sizing: border-box; line-height: inherit; margin: 0; =
font-size: 16px; mso-line-height-alt: 18px;">&nbsp;</p><p =
style=3D"box-sizing: border-box; line-height: inherit; margin: 0; =
font-size: 16px; mso-line-height-alt: 24px;"><span style=3D"box-sizing: =
border-box; word-break: break-word; font-size: 16px;">Most basic rate =
taxpayers usually get a 25% tax top up on personal pension =
contributions. So if you paid =C2=A3100 into your pension, HMRC would =
effectively add another =C2=A325 bringing the total contribution to =
=C2=A3125.</span></p><p style=3D"box-sizing: border-box; line-height: =
inherit; margin: 0; font-size: 16px; mso-line-height-alt: =
18px;">&nbsp;</p><p style=3D"box-sizing: border-box; line-height: =
inherit; margin: 0; font-size: 16px; mso-line-height-alt: 24px;"><span =
style=3D"box-sizing: border-box; word-break: break-word; font-size: =
16px;">If you=E2=80=99re eligible, PensionBee will add the 25% top up =
directly to your pension balance on your behalf. And if you=E2=80=99re a =
higher or additional rate taxpayer, you could claim even more through a =
Self-Assessment tax return or by contacting HMRC.&nbsp;</span></p><p =
style=3D"box-sizing: border-box; line-height: inherit; margin: 0; =
font-size: 16px; mso-line-height-alt: 18px;">&nbsp;</p><p =
style=3D"box-sizing: border-box; line-height: inherit; margin: 0; =
font-size: 16px; mso-line-height-alt: 24px;"> <span style=3D"box-sizing: =
border-box; word-break: break-word; font-size: 16px;">With our flexible =
contributions, you can save as much as you like, as often as you like, =
into your pension (<a =
href=3D"https://links.pensionbee.com/s/c/dQZuZZg_hsBGsmSEAz22jpUU4dnQTeft=
EF-3N21xbGMQpgXKfRN-PiuYgnwKX9LWLNds7b2E0ggyAEKu0W9vJBwf2T7WrXLNL_1gzGxjQ=
cEpz2pgByCkbRFbHHKKrnzGSUc0WgX4-gk-ImNCBXhrajvpqdGOqoD1UHmhb7Bh91koqV_rhh=
TRLkEJOmw2TKFA_4PtVyn4O1UkgIqv-0LC7griG5UeVFm7YxdYK3lBRlzJmZ769hlvIDgEu8C=
ZbaGGGbW5Sz8E7W-wBJxalg_77-dpx1yoU1AZjVdrntRP8GF-xlXm-NtwAfp6ndQQtB09RnEz=
i0g0xhPg1CPrKWyg14hd4M5zW-wKYuAproclGCebA6HuG6alslrTocvHROnX8hSQuD33RcTsi=
L_bT97e11Af9jMAZrxqE5QQTS4EWZFfcQAWtVpO-oTSQOCz3Byho8xFulQTaiQStoiz616EFj=
w3opOeVqjvBzY2j0Q5YFAdbfp8kOTc5nfn5-_E46nn1XVvOVAfGCmg7dLAtfHFSGx1yTpAoXD=
xFkJSZcWwBZ-sMRLit6V-ieGZK5RTeLA4N1atLjNTj0I8kz4/IKnm-qyvfxGFXbzDq7p87k4g=
kwlkR9Xb/18" target=3D"_blank" style=3D"box-sizing: border-box; =
text-decoration: underline; color: #007db7;" rel=3D"noopener">subject to =
the annual allowance</a>).&nbsp;</span></p><p style=3D"box-sizing: =
border-box; line-height: inherit; margin: 0; font-size: 16px; =
mso-line-height-alt: 18px;">&nbsp;</p><p style=3D"box-sizing: =
border-box; line-height: inherit; margin: 0; font-size: 16px; =
mso-line-height-alt: 24px;"> <span style=3D"box-sizing: border-box; =
word-break: break-word; font-size: 16px;"><strong style=3D"box-sizing: =
border-box;">What=E2=80=99s the annual allowance?</strong></span></p><p =
style=3D"box-sizing: border-box; line-height: inherit; margin: 0; =
font-size: 16px; mso-line-height-alt: 18px;">&nbsp;</p><p =
style=3D"box-sizing: border-box; line-height: inherit; margin: 0; =
font-size: 16px; mso-line-height-alt: 24px;"><span style=3D"box-sizing: =
border-box; word-break: break-word; font-size: 16px;">For 2025/26, the =
standard annual allowance for pension contributions is =C2=A360,000 - =
this includes personal, employer and any third party =
contributions.</span></p><p style=3D"box-sizing: border-box; =
line-height: inherit; margin: 0; font-size: 16px; mso-line-height-alt: =
24px;"><br style=3D"box-sizing: border-box;"><span style=3D"box-sizing: =
border-box; word-break: break-word; font-size: 16px;"><strong =
style=3D"box-sizing: border-box;">Get started =
today</strong></span></p><p style=3D"box-sizing: border-box; =
line-height: inherit; margin: 0; font-size: 16px; mso-line-height-alt: =
18px;">&nbsp;</p><p style=3D"box-sizing: border-box; line-height: =
inherit; margin: 0; font-size: 16px; mso-line-height-alt: 24px;"><span =
style=3D"box-sizing: border-box; word-break: break-word; font-size: =
16px;">Setting up a contribution with PensionBee is straightforward. =
Just head to the website or the app to get started.</span><br =
style=3D"box-sizing: border-box;"><br style=3D"box-sizing: =
border-box;"></p><p style=3D"box-sizing: border-box; line-height: =
inherit; margin: 0; font-size: 16px; mso-line-height-alt: 24px;"><span =
style=3D"box-sizing: border-box; word-break: break-word; font-size: =
16px;">Your future self will thank =
you!</span></p></div></div></td></tr></table><table =
class=3D"button_block block-4" width=3D"100%" border=3D"0" =
cellpadding=3D"10" cellspacing=3D"0" role=3D"presentation" =
style=3D"box-sizing: border-box; mso-table-lspace: 0; mso-table-rspace: =
0;"><tr style=3D"box-sizing: border-box;"><td class=3D"pad" =
style=3D"box-sizing: border-box;"><div class=3D"alignment" =
align=3D"center" style=3D"box-sizing: border-box;"> <a =
href=3D"https://links.pensionbee.com/s/c/J2spXQ3qa6aM7u00f_xBSR6vheIvy41Q=
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311SczFVeUxMz_h/18" target=3D"_blank" style=3D"box-sizing: border-box; =
color: #3a342c; text-decoration: none;"><!--[if mso]><v:roundrect =
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12px; border-right: 0px solid transparent; border-top: 0px solid =
transparent; color: #3a342c; display: inline-block; font-family: Arial, =
'Helvetica Neue', Helvetica, sans-serif; font-size: 16px; font-weight: =
400; mso-border-alt: none; padding-bottom: 10px; padding-top: 10px; =
padding-left: 20px; padding-right: 20px; text-align: center; width: =
auto; word-break: keep-all; letter-spacing: normal;"><span =
style=3D"box-sizing: border-box; word-break: break-word; line-height: =
24px;"><strong style=3D"box-sizing: border-box;">Finish your sign =
up</strong></span></span> <!--[if =
mso]></center></v:textbox></v:roundrect><![endif]--></a></div></td></tr><=
/table></td></tr></tbody></table></td></tr></tbody></table><table =
class=3D"row row-2" align=3D"center" width=3D"100%" border=3D"0" =
cellpadding=3D"0" cellspacing=3D"0" role=3D"presentation" =
style=3D"box-sizing: border-box; mso-table-lspace: 0; mso-table-rspace: =
0;"><tbody style=3D"box-sizing: border-box;"><tr style=3D"box-sizing: =
border-box;"><td style=3D"box-sizing: border-box;"><table =
class=3D"row-content stack" align=3D"center" border=3D"0" =
cellpadding=3D"0" cellspacing=3D"0" role=3D"presentation" =
style=3D"box-sizing: border-box; mso-table-lspace: 0; mso-table-rspace: =
0; color: #333; width: 600px; margin: 0 auto;" width=3D"600"><tbody =
style=3D"box-sizing: border-box;"><tr style=3D"box-sizing: =
border-box;"><td class=3D"column column-1" width=3D"100%" =
style=3D"box-sizing: border-box; mso-table-lspace: 0; mso-table-rspace: =
0; font-weight: 400; text-align: left; padding-bottom: 30px; =
padding-top: 15px; vertical-align: top;" align=3D"left" =
valign=3D"top"><table class=3D"text_block block-1" width=3D"100%" =
border=3D"0" cellpadding=3D"10" cellspacing=3D"0" role=3D"presentation" =
style=3D"box-sizing: border-box; mso-table-lspace: 0; mso-table-rspace: =
0; word-break: break-word;"><tr style=3D"box-sizing: border-box;"><td =
class=3D"pad" style=3D"box-sizing: border-box;"><div =
style=3D"box-sizing: border-box; font-family: sans-serif;"><div class =
style=3D"box-sizing: border-box; font-size: 14px; font-family: =
Arial,'Helvetica Neue',Helvetica,sans-serif; mso-line-height-alt: 21px; =
color: #343a40; line-height: 1.5;"><p style=3D"box-sizing: border-box; =
line-height: inherit; margin: 0; font-size: 14px; text-align: center; =
mso-line-height-alt: 21px;"><em style=3D"box-sizing: border-box;">With =
investments, your capital is at risk. Pensions can go down in value as =
well as up, so you could get back less than you invest.</em></p><p =
style=3D"box-sizing: border-box; line-height: inherit; margin: 0; =
font-size: 14px; text-align: center; mso-line-height-alt: =
21px;">&nbsp;</p><p style=3D"box-sizing: border-box; line-height: =
inherit; margin: 0; font-size: 14px; text-align: center; =
mso-line-height-alt: 21px;"><em style=3D"box-sizing: border-box;">*The =
2025/26 tax year ends on 5 April. However, due to the Easter Bank =
Holiday weekend and potential variations in banking processing times, we =
recommend making your contribution by 2 April to help ensure =
it=E2=80=99s received and allocated within the current tax =
year.</em></p></div></div></td></tr></table><table class=3D"text_block =
block-2" width=3D"100%" border=3D"0" cellpadding=3D"5" cellspacing=3D"0" =
role=3D"presentation" style=3D"box-sizing: border-box; mso-table-lspace: =
0; mso-table-rspace: 0; word-break: break-word;"><tr =
style=3D"box-sizing: border-box;"><td class=3D"pad" style=3D"box-sizing: =
border-box;"><div style=3D"box-sizing: border-box; font-family: =
sans-serif;"><div class style=3D"box-sizing: border-box; font-size: =
14px; font-family: Arial,'Helvetica Neue',Helvetica,sans-serif; =
mso-line-height-alt: 21px; color: #343a40; line-height: 1.5;"><p =
style=3D"box-sizing: border-box; line-height: inherit; margin: 0; =
font-size: 14px; text-align: center; mso-line-height-alt: =
21px;">&nbsp;</p><p style=3D"box-sizing: border-box; line-height: =
inherit; margin: 0; font-size: 14px; text-align: center; =
mso-line-height-alt: 21px;"> <span style=3D"box-sizing: border-box; =
word-break: break-word; color: #000000;"><strong style=3D"box-sizing: =
border-box;">Have a question?</strong></span></p><p style=3D"box-sizing: =
border-box; line-height: inherit; margin: 0; font-size: 14px; =
text-align: center; mso-line-height-alt: 21px;">Get in touch with our =
friendly UK =
team.</p></div></div></td></tr></table></td></tr></tbody></table></td></t=
r></tbody></table><table class=3D"row row-3" align=3D"center" =
width=3D"100%" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" =
role=3D"presentation" style=3D"box-sizing: border-box; mso-table-lspace: =
0; mso-table-rspace: 0;"><tbody style=3D"box-sizing: border-box;"><tr =
style=3D"box-sizing: border-box;"><td style=3D"box-sizing: =
border-box;"><table class=3D"row-content stack" align=3D"center" =
border=3D"0" cellpadding=3D"0" cellspacing=3D"0" role=3D"presentation" =
style=3D"box-sizing: border-box; mso-table-lspace: 0; mso-table-rspace: =
0; border-radius: 0; color: #000; width: 600px; margin: 0 auto;" =
width=3D"600"><tbody style=3D"box-sizing: border-box;"><tr =
style=3D"box-sizing: border-box;"><td class=3D"column column-1" =
width=3D"100%" style=3D"box-sizing: border-box; mso-table-lspace: 0; =
mso-table-rspace: 0; font-weight: 400; text-align: left; padding-bottom: =
5px; padding-top: 5px; vertical-align: top;" align=3D"left" =
valign=3D"top"><table class=3D"html_block block-1" width=3D"100%" =
border=3D"0" cellpadding=3D"0" cellspacing=3D"0" role=3D"presentation" =
style=3D"box-sizing: border-box; mso-table-lspace: 0; mso-table-rspace: =
0;"><tr style=3D"box-sizing: border-box;"><td class=3D"pad" =
style=3D"box-sizing: border-box;"><div style=3D"box-sizing: border-box; =
font-family: Arial,'Helvetica Neue',Helvetica,sans-serif; text-align: =
center;" align=3D"center"><table align=3D"center" border=3D"0" =
cellpadding=3D"0" cellspacing=3D"0" class=3D"em_wrapper" style=3D"width: =
600px;" width=3D"600"> <tbody> <tr> <td align=3D"center" class=3D"em_p3" =
style=3D"padding: 15px 70px;" valign=3D"top"> <table align=3D"center" =
border=3D"0" cellpadding=3D"0" cellspacing=3D"0" width=3D"100%"> <tbody> =
<tr> <td valign=3D"top"> <table align=3D"left" border=3D"0" =
cellpadding=3D"0" cellspacing=3D"0" class=3D"em_wrapper" style=3D"width: =
290px;" width=3D"290"> <tbody> <tr> <td align=3D"center" valign=3D"top"> =
<table align=3D"left" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" =
class=3D"em_wrapper" style=3D"width: 130px;" width=3D"130"> <tbody> <tr> =
<td align=3D"center" class=3D"em_h0" height=3D"31" style=3D"height: =
31px;" valign=3D"middle"><img alt=3D"" border=3D"0" =
src=3D"https://res.cloudinary.com/pensionbee/image/upload/v1731507652/ema=
ils/Call_us.png" style=3D"display: block; max-width: 30px; font-family: =
Arial, sans-serif; font-size: 15px; line-height: 18px; color: #000000; =
padding: 0px; text-align: center; height: auto; width: 100%;" =
width=3D"30"></td> </tr> <tr> <td align=3D"center" =
class=3D"em_defaultlink" style=3D"padding-top: 9px; font-family: 'Open =
Sans', Arial, sans-serif; font-size: 12px; line-height: 22px; color: =
#000000; font-weight: 750;" valign=3D"top">020 3457 8444&nbsp;</td> =
</tr> <tr> <td class=3D"em_defaultlink" style=3D"padding-top: 12px; =
font-family: 'Open Sans', Arial, sans-serif; font-size: 11px; =
line-height: 16px; color: rgb(0, 0, 0); font-weight: 400; =
letter-spacing: 0.3px; text-align: center;" valign=3D"top">Monday - =
Friday: 9:30am-5pm</td> </tr> </tbody> </table> <table align=3D"right" =
border=3D"0" cellpadding=3D"0" cellspacing=3D"0" class=3D"em_wrapper" =
style=3D"width: 130px;" width=3D"130"> <tbody> <tr> <td align=3D"center" =
class=3D"em_h0 em_pt25" height=3D"31" style=3D"height: 31px;" =
valign=3D"middle"><img alt=3D"123" border=3D"0" =
src=3D"https://res.cloudinary.com/pensionbee/image/upload/v1731507652/ema=
ils/Email_us.png" style=3D"display: block; max-width: 34px; font-family: =
Arial, sans-serif; font-size: 15px; line-height: 18px; color: #000000; =
padding: 0px; height: auto; width: 100%; text-align: center;" =
width=3D"30"></td> </tr> <tr> <td class=3D"em_defaultlink" =
style=3D"padding-top: 9px; font-family: 'Open Sans', Arial, sans-serif; =
font-size: 12px; line-height: 22px; color: rgb(0, 0, 0); font-weight: =
750; text-align: center;" valign=3D"top"><span style=3D"color: rgb(0, 0, =
0);"><a href=3D"mailto:contact@pensionbee.com?subject=3D" =
style=3D"text-decoration: none; color: rgb(0, 0, 0);" =
title=3D"contact@pensionbee.com" =
data-linkto=3D"mailto:">contact@pensionbee.com</a></span></td> </tr> =
<tr> <td class=3D"em_defaultlink" style=3D"padding-top: 12px; =
font-family: 'Open Sans', Arial, sans-serif; font-size: 11px; =
line-height: 16px; color: rgb(0, 0, 0); font-weight: 400; =
letter-spacing: 0.3px; text-align: center;" valign=3D"top">Send us an =
email and we'll get back to you as soon as possible</td> </tr> </tbody> =
</table> </td> </tr> </tbody> </table> <table align=3D"right" =
border=3D"0" cellpadding=3D"0" cellspacing=3D"0" class=3D"em_wrapper" =
style=3D"width: 130px;" width=3D"130"> <tbody> <tr> <td align=3D"center" =
class=3D"em_h0 em_pt25" height=3D"31" style=3D"height: 31px;" =
valign=3D"middle"><img alt=3D"" border=3D"0" =
src=3D"https://res.cloudinary.com/pensionbee/image/upload/v1731507653/ema=
ils/Live_chat.png" style=3D"display: block; max-width: 34px; =
font-family: Arial, sans-serif; font-size: 15px; line-height: 18px; =
color: #000000; padding: 0px; height: auto; width: 100%; text-align: =
center;" width=3D"28"></td> </tr> <tr> <td align=3D"center" =
class=3D"em_defaultlink" style=3D"padding-top: 7px; font-family: 'Open =
Sans', Arial, sans-serif; font-size: 12px; line-height: 22px; color: =
#000000; font-weight: 750;" valign=3D"top"><a =
href=3D"https://links.pensionbee.com/s/c/0mHd1MEb-ueDYJboPOxP0jKlEAJt6Um4=
Rk09R-za5F-07jKQKdJ7wTLAGMwFcyIFWI49uwLLoTnXe_IE-ZR5mhtGSM4CvMcp5TUDfUKEw=
kKzmU6HtGPSg7IleULpbbRyvTY8yKXpZpbx8h5bfA1HnNB3Cm_5wVOtgNghScpD-XlLo5JEAF=
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style=3D"text-decoration: none;" title=3D"Launch live chat" =
data-linkto=3D"https://"><span style=3D"color: rgb(0, 0, 0);">Launch =
live chat</span></a></td> </tr> <tr> <td class=3D"em_defaultlink" =
style=3D"padding-top: 12px; font-family: 'Open Sans', Arial, sans-serif; =
font-size: 11px; line-height: 16px; color: rgb(0, 0, 0); font-weight: =
400; letter-spacing: 0.3px; text-align: center;" valign=3D"top">Speak to =
a member of our friendly team now</td> </tr> </tbody> </table> </td> =
</tr> <tr> <td valign=3D"top"><br>&nbsp;</td> </tr> </tbody> </table> =
</td> </tr> </tbody> </table> <table align=3D"center" border=3D"0" =
cellpadding=3D"0" cellspacing=3D"0" class=3D"em_wrapper" style=3D"width: =
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<table align=3D"center" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" =
width=3D"100%"> <tbody> <tr> <td bgcolor=3D"#F9C000" height=3D"12" =
style=3D"height: 12px; font-size: 0px; line-height: 0px;">&nbsp;</td> =
</tr> <tr> <td align=3D"center" class=3D"em_p30" style=3D"padding: 30px =
20px;" valign=3D"top"> <table align=3D"center" border=3D"0" =
cellpadding=3D"0" cellspacing=3D"0" width=3D"100%"> <tbody> <tr> <td =
align=3D"center" valign=3D"top"> <table align=3D"center" border=3D"0" =
cellpadding=3D"0" cellspacing=3D"0" class=3D"em_wrapper" style=3D"width: =
442px;" width=3D"442"> <tbody> <tr> <td valign=3D"top"> <table =
align=3D"center" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" =
class=3D"em_wrapper" style=3D"width: 279px;" width=3D"279"> <tbody> <tr> =
<td align=3D"center" valign=3D"top"> <p style=3D"font-family: Arial, =
Arial Black, Tahoma, Trebuchet MS, Verdana, sans-serif; font-size: 12px; =
color: #aaa; text-decoration: none;"><a =
href=3D"https://links.pensionbee.com/s/c/PUbW4wsxWGnyoqXW1ZB3gNe-XXJSKSha=
spNSWIMGXP6Ngi-mvz6N_5D06R5Qdv0H6jhSartdyUmOK7lbPEtUed2oWOMtC_2lO0fSf61fU=
GHDVQbRH9XfS48zEN1UMoyn-tQjd7Zn0wUcrb1-cR28wVzYlb-cEX0xLuHkxL1Ow1WbnfRQCG=
2OPCkcOmDwDjfmeLHotoJyRKsJuUWqUvic7QXm3mZj73f09ClSZJc79WMl6PMfiwBZFPBktIF=
gDgTvlW6LBWOfAAEXGNM4t9ya9fv7Atiu1D6ZQ4V8uMhviDaerokd3xEoOIJkODlYo12Bqmbl=
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zldP95Ycb0wQkcmg1HqSJhWHIEqbWcd9S6nIBi2QVdE3ZsRJnPBBslIR0BzPRkrVhJ2RweBo4=
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NGU5o/18" rel=3D"noopener noreferrer" style=3D"text-decoration: none; =
text-underline: none;" target=3D"_blank"> <img alt=3D"Trustpilot rating" =
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00ff0005835423/text.png" style=3D"max-height: 16px; margin: 0; padding: =
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RA6NQF-bJWN414qldvSZuCYQb4p2RDwdKg2Gr0duJ4Zq8EZVW-ka8jnPJ1NLGAE-rzYy7_dX2=
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BIBak7txABpySDxlPcXqdLYqpD2YJL7htA2mO3UnjCM43/_m4hsb8fqsHMW3f05bk07ULIMjy=
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width=3D"79"> </a></p> <p></p> <table stlye=3D"margin-top: 16px;" =
align=3D"left" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" =
class=3D"em_wrapper" style=3D"width: 123px;" width=3D"123"> <tbody> =
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</tbody> </table> <table align=3D"center" border=3D"0" cellpadding=3D"0" =
cellspacing=3D"0"> <tbody> <br> <tr> <td align=3D"center" =
valign=3D"top"><a =
href=3D"https://links.pensionbee.com/s/c/bC1SlD3ZOaTM6fiD_qxcYf_ZF5ZzoeB6=
z_CspO2ESgwutMaNVbflbOe99O_74zC0dteIQTS7GPFOOX5BRag-zZftdbfZXpkcgx5IhL2Bx=
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80V_NT_Jszgph7dOkR_80p_T47R7TG6tn_31_wci742o-VC_tAlTKWBi2GuCTYYo4JkagLbQE=
f3eZGSqanYTZwSHBthHt6bEHSuW01PssFFF2KE37oy4zrRPJvF_Bh2xCpRspZSyaiB-mtTWpw=
Xx71eHdXI8y-HrQq5ZnwBxel37q_1N0AnkUEqERG9qZg3moDAT3bwa_bUvh_RCDWwEgm1KW6p=
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title=3D"" data-linkto=3D"https://"><img alt=3D"fb" =
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ils/Social_icons_Facebook_yellow.png" style=3D"display: block; =
max-width: 32px; font-family: Arial, sans-serif; font-size: 15px; =
line-height: 18px; color: #000000; padding: 0px; text-align: center; =
height: auto; width: 100%;" width=3D"32"></a></td> <td class=3D"em_w1" =
style=3D"width: 15px;" width=3D"30"></td> <td align=3D"center" =
valign=3D"top"><a =
href=3D"https://links.pensionbee.com/s/c/tdjL6Uv3TY3OSepZA8FjwJa3nk8ek-WG=
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Gps6u64V1txolaFYK_PCpx7iD_NMkJIwLxJRXIskvfitYNoclqG38pMzgytihY6Fs_z-w3v4J=
jMxitne41IqHU7wAiwOlw7id6NVMMFKKRMF4aBHuH1B0VVq7vFPYg8skKpcK91dXhBeFCT6oh=
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nta36ALLHlZHa5JzokyqQXmUWQlAIor/Ebt_5BNb6h41ES7gTTD62SGeqxxMJzLc/18" =
rel=3D"noopener" style=3D"text-decoration: none;" target=3D"_blank" =
title=3D"" data-linkto=3D"https://"><img alt=3D"fb" =
src=3D"https://res.cloudinary.com/pensionbee/image/upload/v1731515759/ema=
ils/Social_icons_at_yellow.png" style=3D"display: block; max-width: =
32px; font-family: Arial, sans-serif; font-size: 15px; line-height: =
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