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From: "Monzo" <hello@email.monzo.com>
To: <bob@sarahharvey.com>
Subject: How to level up your investing know-how
Date: Fri, 20 Mar 2026 09:46:27 -0000
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And get up to a £500 bonus
͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌ 
 ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌ 
 ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌ 
 ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌ 
 ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌ 
 ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌ 
 ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌ 
 ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌ 
 ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌ 
 ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌ 
 ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌ 
 ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌ 
 ͏ ‌      ͏ ‌      ͏ ‌      ͏ ‌     





And get up to a £500 bonus


 <https://clicks.monzo.com/f/a/GOCErhQFAvj_Xf3oW_kjuA~~/AAAHahA~/Gc-bBkux5dfto82bTJF1-0wtDNZ4ciH4KOfNjVJLgkyIaDuu7L0HbDsVbBAhfNrmrz_QsreyoPw2Kvc_m4IKz4cZBlTL1WbPjVIC9FcENWk~>




Intros to investing

 <https://clicks.monzo.com/f/a/w7kl2ikLbXmjTLl9lbowNg~~/AAAHahA~/zLcV_JWCjkbLAvpGsV5mRhbe_q9JogKEunXYB6QiGDEPK_94Wr9BEKm0i5FMWrV82gr3rtzXybEF1Cic2EHxKnHFMS42P15YcwnlnEzCWnqUCbDuAt38fydf5mD1VnO2sx9SWQcXKWe849j6t0IjNA~~>


Thought about investing but not sure where to begin? Lots of people who 
invest with us are first-timers, and we've cooked up plenty of ways to help 
you get started on your investing journey.



Guides to get started



 <https://clicks.monzo.com/f/a/L59N1UlFQL5JCVhIkJV4Bw~~/AAAHahA~/JE9DS-pULkVbNTEuD_jg24OgVomaHbCpO3C2Tr6Om8-DgGzWv6gHnYRGuXgvidtKLXe2jf8aP64eloaYYrgI6zJvVbhMTk_r5HiSuTNxJhzLlqK5YgPB0klgyysfq8vr6ImrO7moYf_jG20JDjI4Uw~~>
Investing 101
People invest in lots of different ways depending on their goals and 
preferences. Take a look at two common examples to find out more.
Learn more 
<https://clicks.monzo.com/f/a/L59N1UlFQL5JCVhIkJV4Bw~~/AAAHahA~/JE9DS-pULkVbNTEuD_jg24OgVomaHbCpO3C2Tr6Om8-DgGzWv6gHnYRGuXgvidtKLXe2jf8aP64eloaYYrgI6zJvVbhMTk_r5HiSuTNxJhzLlqK5YgPB0klgyysfq8vr6ImrO7moYf_jG20JDjI4Uw~~>








A real chat about investing
What women’s investing habits can teach all of us.
Read the full conversation 
<https://clicks.monzo.com/f/a/c-ggumSx4o0_xAw5edpQag~~/AAAHahA~/00aPhVdhZ0vOh61e71rkQgaWDI69uRSVyygYuyqrT3MvnMTE7Qw9eTtMMuZgBVJVk9dBuwkFArSHtr2dHLDPf11u8L4j7YXfO83SxuPUfV1UH3HtkjpPYIXCGeZXiRDORREHxbhL2bs9qwrQofVCXypx1G4vA_sKRKOTRM74xTA~>
	 <https://clicks.monzo.com/f/a/c-ggumSx4o0_xAw5edpQag~~/AAAHahA~/00aPhVdhZ0vOh61e71rkQgaWDI69uRSVyygYuyqrT3MvnMTE7Qw9eTtMMuZgBVJVk9dBuwkFArSHtr2dHLDPf11u8L4j7YXfO83SxuPUfV1UH3HtkjpPYIXCGeZXiRDORREHxbhL2bs9qwrQofVCXypx1G4vA_sKRKOTRM74xTA~>







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Bust investing myths
There are so many investing myths around – some might even stop you from 
giving it a go yourself.
Learn more 
<https://clicks.monzo.com/f/a/hrZwlsXsBeuCVsZSo9Dnkw~~/AAAHahA~/FZbOLGLdmlXKHpapYovkUrVQBXs7wQYl9j4kw8DLGUX57C03zn_TBDrQMUkxbBLy2p8g96NccJi_A0EN5wbCnE6Szxmjq8caFKnkzzLy8m4o7KxV0GR5-VQDFK6TqBJoVMVzMlmm_b8qdVLlMxjwy8nFxzVcXn-tVY54fNR7z3guBxQc43w1wv_PuNDBTAtB>





Get up to £500 bonus

Transfer an ISA worth at least £1,000 to a Stocks & Shares ISA with us and 
get a bonus.

Ts&Cs apply. Remember, the value of your investments could go up or down and 
you could get back less than you invest.

Learn more 
<https://clicks.monzo.com/f/a/w7kl2ikLbXmjTLl9lbowNg~~/AAAHahA~/zLcV_JWCjkbLAvpGsV5mRhbe_q9JogKEunXYB6QiGDEPK_94Wr9BEKm0i5FMWrV82gr3rtzXybEF1Cic2EHxKnHFMS42P15YcwnlnEzCWnqUCbDuAt38fydf5mD1VnO2sx9SWQcXKWe849j6t0IjNA~~>






We're an authorised and
regulated bank

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<https://clicks.monzo.com/f/a/tKdQmJNyjyqK53MzQTqvLA~~/AAAHahA~/8pNH-OzFKFxgtH3esoJp9YekfFKyyyR58tCn_5Xx1F-1EwYJq1E85V-i8FU3-Pv5EkHS1kZVTWdYNrXnUim_NsoOnOt4beAFa94GyEkdYcs~>



 <https://clicks.monzo.com/f/a/DM7NBKhZw7IYX4JKixIbcA~~/AAAHahA~/tcgFeqVCiJMiumxijOjGaZQACtttZ02e0oGj7py39hPnWPfk5ECXbKJxchHXMG79f7g_qHijzmThcIH9Lzu1QcYjYd6PbR7yl8tYXCecrgbKzEJQHuHhZ3Dc12V2BziciV_ukPnk3WIFX0CB-0fut07DU5nTX30A3zQdpmQpq8-mJlA8yYxS_3hE96c0256urQzVt25ZfOJp44hNMwIuYg~~>



	 <https://clicks.monzo.com/f/a/FLsvChQGbSuzO5rvKyVsGw~~/AAAHahA~/t4eLSkpZ6kgcLxUUakW7q9P-tzWx0w_nAixDyFtlGnu4QyF_Ya_AZDNauLx2BW_wQa-T1zH7KROBvmSwrGROQ3S1SK6o7cROs7e_skbs83rabvI2jCP0XvsE1ZxEBZHv> 
<https://clicks.monzo.com/f/a/d5wTpLs6Cj_pM-MR9vR2Qw~~/AAAHahA~/UJB8CJj1wtojOG_vJe259i2tKO4noBaly6EiNv3YtQXi_OlE3RSPS2jEiKGwVf28NRM-34yokb4QtiYIQQbEuS9koVt6B7MUO7-oPO3zRVCVS19UrvMJVvJVeVJUcTz1>







The value of your investments could go up or down and you could get back 
less than you put in. The taxes you pay depend on your circumstances and 
rules could change in the future.

Don’t want to hear from us again?
You can unsubscribe at any time. No hard feelings.

Monzo Bank Limited is a company registered in England and Wales 
(No.09446231) registered at Broadwalk House, 5 Appold Street, London EC2A 
2AG.
Monzo Bank Ltd is authorised by the Prudential Regulation Authority and 
regulated by the Financial Conduct Authority and the Prudential Regulation 
Authority. Our Financial Services Register number is 730427.

 <https://clicks.monzo.com/f/a/OZFdkPlvN7kwmUd-lgnrAA~~/AAAHahA~/CusfTNfS2prCDFJSLHFfOvXfft0CfvmZoJzP4lUjWPnaQBLgslyboQdSEQAdo-tvkxhOvmbQtvUX1Qkc-FMkNx5FYvXJJPXxRuaQIIZPLwUPs2Ges-7SWN151api5-JhS3VmIpodEdXa6KLWLC4upQ~~> 
<https://clicks.monzo.com/f/a/r--PTALbt3WH37qx_ZRZNA~~/AAAHahA~/6G5jLBi654jQqtncBdqlQYYba3qoJ0zfN9H5zzzGCHytUhVcjn5-ipNcy7MdSDe_oyF-jiPyJGgG7fNpScDsAxi0O0UL1VnQ10x0nE83aFMZ1tXJcPwThyt6Zhv_k8f8> 
<https://clicks.monzo.com/f/a/OoFzoQcftRFAWHzrPz0qiA~~/AAAHahA~/wIhSneYuxYScdA5At2wrZLrY2n-1rOxpw45ELkvzt4pbZVGh_igxD6JNwKoDLocfra1gDfh7jHnponDFDRkUAWbN3r56T_7-e4ZIJ4giUgzBrZqvVu3uU4HugFtWcobh>
 <https://clicks.monzo.com/f/a/GOCErhQFAvj_Xf3oW_kjuA~~/AAAHahA~/Gc-bBkux5dfto82bTJF1-0wtDNZ4ciH4KOfNjVJLgkyIaDuu7L0HbDsVbBAhfNrmrz_QsreyoPw2Kvc_m4IKz4cZBlTL1WbPjVIC9FcENWk~>
  <https://clicks.monzo.com/q/6mDPgqxG-bUmKEp2U8MYsw~~/AAAHahA~/uwSzCbXb2isixIpXjRexhILvOMixccAOo-0Ajce0KOAPp2dKEfcywDCi2FDV0TdJTTqqvKQrAG2p-Im7AXYSew~~>

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  </style>=0A=
=0A=
    <title>Monzo</title>=0A=
=0A=
</head>=0A=
=0A=
<body id=3D"body" class=3D"body body-fix darkmode" bgcolor=3D"#FFFFFF" =
style=3D"height: 100% !important;margin: 0 auto !important;padding: 0 =
!important;width: 100% !important;-webkit-text-size-adjust: =
100%;-ms-text-size-adjust: 100%;-webkit-font-smoothing: =
antialiased;word-spacing: normal;background-color:#FFFFFF;">=0A=
<div style=3D"display:none =
!important;visibility:hidden;mso-hide:all;font-size:1px;color:#ffffff;lin=
e-height:1px;max-height:0px;max-width:0px;opacity:0;overflow:hidden;">And=
 get up to a =C2=A3500 bonus</div>=0A=
<div style=3D"display:none =
!important;visibility:hidden;mso-hide:all;font-size:1px;color:#ffffff;lin=
e-height:1px;max-height:0px;max-width:0px;opacity:0;overflow:hidden;">=CD=
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=E2=80=8C =C2=A0 =E2=80=87 =EF=BB=BF </div>=0A=
    <div role=3D"article" aria-roledescription=3D"email" =
aria-label=3D"Email from Monzo" xml:lang=3D"en" lang=3D"en">=0A=
        <!-- Email Start -->=0A=
        <table class=3D"darkmode" bgcolor=3D"#FFFFFF" cellpadding=3D"0" =
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=0A=
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=0A=
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=0A=
            =0A=
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style=3D"border-collapse:collapse;mso-table-lspace:0pt;mso-table-rspace:0=
pt;width:600px;" role=3D"presentation">=0A=
=0A=
                        <!-- Start adding components after this line -->=0A=
=0A=
                        <!-- Module 3 Hero Start -->=0A=
                        <!-- PreHeader Start -->=0A=
                        <tr>=0A=
                            <td align=3D"left">=0A=
                                <table align=3D"left" class=3D"fullWidth =
darkmode2" width=3D"600" border=3D"0" cellspacing=3D"0" =
cellpadding=3D"0" =
style=3D"border-collapse:collapse;mso-table-lspace:0pt;mso-table-rspace:0=
pt;width:600px;-webkit-text-size-adjust: 100%;-ms-text-size-adjust: =
100%;background-color:#ffffff" role=3D"presentation">=0A=
                                    <tr>=0A=
                                        <td align=3D"left">=0A=
                                            <table align=3D"left" =
class=3D"fullWidth" width=3D"550" border=3D"0" cellspacing=3D"0" =
cellpadding=3D"0" =
style=3D"border-collapse:collapse;mso-table-lspace:0pt;mso-table-rspace:0=
pt;width:550px;" role=3D"presentation">=0A=
                                                <!-- Subheader Start -->=0A=
                                                <tr>=0A=
                                                    <td class=3D"pt-15 =
pb-15 pl-25" align=3D"left" style=3D"padding:28px 20px 25px 45px;">=0A=
                                                        <h6 =
class=3D"pre-header darkmodeFont1" style=3D"font-family:'MonzoSansEB', =
Tahoma, Arial, Helvetica, =
sans-serif;font-weight:normal;font-size:16px;line-height:20px;mso-line-he=
ight-rule:exactly;color:#4B4F54;text-align:left;margin:0;padding:0;">=0A=
                                                            And get up =
to a =C2=A3500 bonus=0A=
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                                                    </td>=0A=
                                                </tr>=0A=
                                                <!-- Subheader End -->=0A=
                                            </table>=0A=
                                        </td>=0A=
                                    </tr>=0A=
                                </table>=0A=
                            </td>=0A=
                        </tr>=0A=
                        <!-- PreHeader End -->=0A=
                        <!-- Logo Content Block Start -->=0A=
                        <!-- Logo Start -->=0A=
<tr>=0A=
  <td class=3D"darkmode" align=3D"center" bgcolor=3D"#F2F8F3">=0A=
    <table align=3D"center" class=3D"fullWidth darkmode" width=3D"600" =
border=3D"0" cellspacing=3D"0" cellpadding=3D"0" =
style=3D"border-collapse:collapse;mso-table-lspace:0pt;mso-table-rspace:0=
pt;width:600px;-webkit-text-size-adjust: 100%;-ms-text-size-adjust: =
100%;background-color:#F2F8F3" role=3D"presentation">=0A=
      <tr>=0A=
        <td class=3D"pt-25 pr-25" align=3D"right" style=3D"padding:55px =
50px 25px 20px;">=0A=
          <a =
href=3D"https://clicks.monzo.com/f/a/GOCErhQFAvj_Xf3oW_kjuA~~/AAAHahA~/Gc=
-bBkux5dfto82bTJF1-0wtDNZ4ciH4KOfNjVJLgkyIaDuu7L0HbDsVbBAhfNrmrz_QsreyoPw=
2Kvc_m4IKz4cZBlTL1WbPjVIC9FcENWk~" target=3D"_blank">=0A=
            <img class=3D"logo" =
src=3D"https://cdn.braze.eu/appboy/communication/assets/image_assets/imag=
es/6874ed7c9ec74d008468aca9/original.png?1752493436" border=3D"0" =
style=3D"outline:none; text- decoration:none; -ms-interpolation-mode: =
bicubic; border:none; display:block;" width=3D"144" alt=3D"Monzo">=0A=
          </a>=0A=
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                                        <td class=3D"pt-0 pl-25 pr-25" =
align=3D"center" style=3D"padding:15px 45px 0px;">=0A=
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class=3D"fullWidth" width=3D"510" border=3D"0" cellspacing=3D"0" =
cellpadding=3D"0" =
style=3D"border-collapse:collapse;mso-table-lspace:0pt;mso-table-rspace:0=
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                                                <!-- Title Start -->=0A=
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pt-0" align=3D"left" style=3D"padding:10px 0px 20px 0px;">=0A=
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Helvetica, =
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ht-rule:exactly;color:#112231;text-align:left;;margin:0;padding:0">=0A=
                                                            Intros to =
investing=0A=
                                                        </h1>=0A=
                                                    </td>=0A=
                                                </tr>=0A=
                                                <!-- Title End -->=0A=
                                                <!-- Image Start -->=0A=
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                                                    <td align=3D"center">=0A=
                                                        <!-- insert URL =
in href -->=0A=
                                                        <a =
href=3D"https://clicks.monzo.com/f/a/w7kl2ikLbXmjTLl9lbowNg~~/AAAHahA~/zL=
cV_JWCjkbLAvpGsV5mRhbe_q9JogKEunXYB6QiGDEPK_94Wr9BEKm0i5FMWrV82gr3rtzXybE=
F1Cic2EHxKnHFMS42P15YcwnlnEzCWnqUCbDuAt38fydf5mD1VnO2sx9SWQcXKWe849j6t0Ij=
NA~~" target=3D"_blank">=0A=
                                                            <!-- insert =
image source in src -->=0A=
                                                            <img =
src=3D"https://cdn.braze.eu/appboy/communication/assets/image_assets/imag=
es/6979c93454b4ee1132c5e686/original.png?1769589044" class=3D"fullWidth" =
border=3D"0" style=3D"outline:none; text- decoration:none; =
-ms-interpolation-mode: bicubic; border:none; =
display:block;width:510px;" width=3D"510" alt=3D"A man stands outdoors =
holding a large cabbage and a phone. On the right, a financial app =
interface shows tax-free investing and fund details. The scene conveys a =
fresh, sustainable lifestyle with investment opportunities.">=0A=
                                                        </a>=0A=
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                        <!-- Header End -->=0A=
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align=3D"left" style=3D"padding:0px 45px;background-color: #F2F8F3;">=0A=
                                <table align=3D"left" =
class=3D"fullWidth" width=3D"510" border=3D"0" cellspacing=3D"0" =
cellpadding=3D"0" =
style=3D"border-collapse:collapse;mso-table-lspace:0pt;mso-table-rspace:0=
pt;width:510px;-webkit-text-size-adjust: 100%;-ms-text-size-adjust: =
100%;" role=3D"presentation">=0A=
                                    <!-- Paragraph Start -->=0A=
                                    <tr>=0A=
                                        <td class=3D"Font2" =
align=3D"left" style=3D"padding:25px 0px 25px 0px;">=0A=
                                            <p class=3D"p darkmodeFont2" =
style=3D"font-family:'MonzoSansR', Tahoma, Arial, Helvetica, =
sans-serif;font-weight:normal;font-size:16px;line-height:24px;mso-line-he=
ight-rule:exactly;color:#112231;text-align:left;margin:0;padding:0">=0A=
                                                Thought about investing =
but not sure where to begin? Lots of people who invest with us are =
first-timers, and we've cooked up plenty of ways to help you get started =
on your investing journey.=0A=
                                            </p>=0A=
                                        </td>=0A=
                                    </tr>=0A=
                                    <!-- Paragraph End -->=0A=
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                            </td>=0A=
                        </tr>=0A=
                        <!-- Intro End -->=0A=
                    </table>=0A=
                </td>=0A=
            </tr>=0A=
            <!-- Header End -->=0A=
            <!-- Module 3 Hero End -->=0A=
=0A=
            <!-- Module 1 Body Fifty Fifty Stacked Start -->=0A=
            <!-- Row 1 Start -->=0A=
            <tr>=0A=
                <td align=3D"center">=0A=
                    <table align=3D"center" class=3D"fullWidth darkmode" =
width=3D"600" border=3D"0" cellspacing=3D"0" cellpadding=3D"0" =
style=3D"border-collapse:collapse;mso-table-lspace:0pt;mso-table-rspace:0=
pt;width:600px;-webkit-text-size-adjust: 100%;-ms-text-size-adjust: =
100%;" role=3D"presentation" bgcolor=3D"#F2F8F3">=0A=
                        <!-- Title Copy Start -->=0A=
                        <tr>=0A=
                            <td align=3D"center" style=3D"padding:25px =
20px 30px;">=0A=
                                <table align=3D"center" =
class=3D"fullWidth" width=3D"550" border=3D"0" cellspacing=3D"0" =
cellpadding=3D"0" =
style=3D"border-collapse:collapse;mso-table-lspace:0pt;mso-table-rspace:0=
pt;width:550px;-webkit-text-size-adjust: 100%;-ms-text-size-adjust: =
100%;" role=3D"presentation">=0A=
                                    <tr>=0A=
                                        <td class=3D"h2 darkmodeFont2" =
align=3D"center" style=3D"font-family:'MonzoSansEB', Tahoma, Arial, =
Helvetica, =
sans-serif;font-weight:bold;font-size:32px;line-height:40px;mso-line-heig=
ht-rule:exactly;color:#112231;text-align:center;padding:0px 0px 0px =
0px;">=0A=
                                            Guides to get started=0A=
                                        </td>=0A=
                                    </tr>=0A=
                                </table>=0A=
                            </td>=0A=
                        </tr>=0A=
                        <!-- Title Copy End -->=0A=
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                            <td class=3D"pl-25 pr-25" align=3D"center" =
style=3D"padding:0px 48px 0px 49px;border-radius:20px;">=0A=
                                <table align=3D"center" =
class=3D"fullWidth" width=3D"500" border=3D"0" cellspacing=3D"0" =
cellpadding=3D"0" =
style=3D"border-collapse:collapse;mso-table-lspace:0pt;mso-table-rspace:0=
pt;width:500px;" role=3D"presentation">=0A=
                                    <tr>=0A=
                                        <td class=3D"darkmode2" =
align=3D"center" bgcolor=3D"#ffffff" =
style=3D"padding-top:30px;padding-bottom:30px;border-radius:20px;">=0A=
                                            <!-- Module 1 Start -->=0A=
                                            <table align=3D"center" =
bgcolor=3D"#ffffff" class=3D"fullWidth darkmode2" width=3D"503" =
border=3D"0" cellspacing=3D"0" cellpadding=3D"0" =
style=3D"border-collapse:collapse;mso-table-lspace:0pt;mso-table-rspace:0=
pt;width:503px;" role=3D"presentation">=0A=
                                                <tr>=0A=
                                                    <td width=3D"25">=0A=
                                                    </td>=0A=
                                                    <td>=0A=
                                                        <table =
align=3D"center" class=3D"fullWidth" width=3D"100%" border=3D"0" =
cellspacing=3D"0" cellpadding=3D"0" =
style=3D"border-collapse:collapse;mso-table-lspace:0pt;mso-table-rspace:0=
pt;w" role=3D"presentation">=0A=
                                                            <tr>=0A=
                                                                <td =
class=3D"fullWidth mobile" align=3D"center" width=3D"235">=0A=
                                                                    <!-- =
insert URL in href -->=0A=
                                                                    <a =
href=3D"https://clicks.monzo.com/f/a/L59N1UlFQL5JCVhIkJV4Bw~~/AAAHahA~/JE=
9DS-pULkVbNTEuD_jg24OgVomaHbCpO3C2Tr6Om8-DgGzWv6gHnYRGuXgvidtKLXe2jf8aP64=
eloaYYrgI6zJvVbhMTk_r5HiSuTNxJhzLlqK5YgPB0klgyysfq8vr6ImrO7moYf_jG20JDjI4=
Uw~~" target=3D"_blank">=0A=
                                                                        =
<!-- insert image source in src -->=0A=
                                                                        =
<img class=3D"m-290 mobile" =
src=3D"https://cdn.braze.eu/appboy/communication/assets/image_assets/imag=
es/69b04aae2e12dd105b52ecba/original.png?1773161134" border=3D"0" =
style=3D"outline:none; text- decoration:none; -ms-interpolation-mode: =
bicubic; border:none; display:block;max-width:235px;width:235px" =
width=3D"235" alt=3D"A digital interface features a central bar graph =
and line chart, surrounded by icons of a briefcase, graph, plus sign, =
and pie chart, all on a dark background.">=0A=
                                                                    </a>=0A=
                                                                </td>=0A=
                                                                <td =
width=3D"30" class=3D"displayNone">=0A=
                                                                </td>=0A=
                                                                <td =
class=3D"fullWidth mobile" valign=3D"middle">=0A=
                                                                    =
<table valign=3D"middle" align=3D"left" bgcolor=3D"#ffffff" =
class=3D"fullWidth darkmode2" width=3D"190" border=3D"0" =
cellspacing=3D"0" cellpadding=3D"0" =
style=3D"border-collapse:collapse;mso-table-lspace:0pt;mso-table-rspace:0=
pt;width:190px;" role=3D"presentation">=0A=
                                                                        =
<!-- Title Start -->=0A=
                                                                        =
<tr>=0A=
                                                                         =
   <td class=3D"darkmodeFont2 h4" style=3D"font-family:'MonzoSansEB', =
Tahoma, Arial, Helvetica, =
sans-serif;font-weight:bold;font-size:24px;line-height:28px;mso-line-heig=
ht-rule:exactly;color:#112231;text-align:left;padding:30px 0px =
0px;">Investing 101=0A=
                                                                         =
   </td>=0A=
                                                                        =
</tr>=0A=
                                                                        =
<!-- Title End -->=0A=
                                                                        =
<!-- Copy Start -->=0A=
                                                                        =
<tr>=0A=
                                                                         =
   <td class=3D"darkmodeFont2 p" align=3D"left" =
style=3D"font-family:'MonzoSansR', Tahoma, Arial, Helvetica, =
sans-serif;font-weight:normal;font-size:16px;line-height:24px;mso-line-he=
ight-rule:exactly;color:#112231;text-align:left;padding:15px 0px 25px =
0px;">People invest in lots of different ways depending on their goals =
and preferences. Take a look at two common examples to find out more. =0A=
                                                                         =
   </td>=0A=
                                                                        =
</tr>=0A=
                                                                        =
<!-- Copy End -->=0A=
                                                                        =
<!-- CTA  Start -->=0A=
                                                                        =
<tr>=0A=
                                                                         =
   <td class=3D"darkmodeFont1 pb-0" align=3D"left" =
style=3D"font-family:'MonzoSansB', Tahoma, Arial, Helvetica, =
sans-serif;font-weight:bold;font-size:16px;line-height:16px;mso-line-heig=
ht-rule:exactly;color:#218FB7;text-align:left;padding:0px 20px 25px =
0px;">=0A=
<a =
href=3D"https://clicks.monzo.com/f/a/L59N1UlFQL5JCVhIkJV4Bw~~/AAAHahA~/JE=
9DS-pULkVbNTEuD_jg24OgVomaHbCpO3C2Tr6Om8-DgGzWv6gHnYRGuXgvidtKLXe2jf8aP64=
eloaYYrgI6zJvVbhMTk_r5HiSuTNxJhzLlqK5YgPB0klgyysfq8vr6ImrO7moYf_jG20JDjI4=
Uw~~" target=3D"_blank" =
style=3D"color:#218FB7;text-decoration:underline;">Learn more</a>=0A=
                                                                         =
   </td>=0A=
                                                                        =
</tr>=0A=
                                                                        =
<!-- CTA End -->=0A=
                                                                    =
</table>=0A=
                                                                    <!-- =
Module 2 End -->=0A=
                                                                </td>=0A=
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                                                        </table>=0A=
                                                    </td>=0A=
                                                    <td width=3D"25">=0A=
                                                    </td>=0A=
                                                </tr>=0A=
                                            </table>=0A=
                                        </td>=0A=
                                    </tr>=0A=
                                </table>=0A=
                            </td>=0A=
                        </tr>=0A=
                        <!-- Two Columns End -->=0A=
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            <tr>=0A=
                <td align=3D"center">=0A=
                    <table align=3D"center" class=3D"fullWidth darkmode" =
width=3D"600" border=3D"0" cellspacing=3D"0" cellpadding=3D"0" =
style=3D"border-collapse:collapse;mso-table-lspace:0pt;mso-table-rspace:0=
pt;width:600px;-webkit-text-size-adjust: 100%;-ms-text-size-adjust: =
100%;" role=3D"presentation" bgcolor=3D"#F2F8F3">=0A=
                        <!-- Title Copy Start -->=0A=
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                            <td height=3D"30">=0A=
                            </td>=0A=
                        </tr>=0A=
                        <!-- Title Copy End -->=0A=
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            <tr>=0A=
                <td align=3D"center">=0A=
                    <table align=3D"center" class=3D"fullWidth darkmode" =
width=3D"600" border=3D"0" cellspacing=3D"0" cellpadding=3D"0" =
style=3D"border-collapse:collapse;mso-table-lspace:0pt;mso-table-rspace:0=
pt;width:600px;-webkit-text-size-adjust: 100%;-ms-text-size-adjust: =
100%;" role=3D"presentation" bgcolor=3D"#F2F8F3">=0A=
                        <!-- Two Columns Start -->=0A=
                        <tr>=0A=
                            <td class=3D"pl-25 pr-25" align=3D"center" =
style=3D"padding:0px 48px 10px 49px;border-radius:20px;">=0A=
                                <table align=3D"center" =
class=3D"fullWidth" width=3D"500" border=3D"0" cellspacing=3D"0" =
cellpadding=3D"0" =
style=3D"border-collapse:collapse;mso-table-lspace:0pt;mso-table-rspace:0=
pt;width:500px;" role=3D"presentation">=0A=
                                    <tr>=0A=
                                        <td align=3D"center" =
class=3D"darkmode2" bgcolor=3D"#ffffff" =
style=3D"padding-top:30px;padding-bottom:30px;border-radius:20px;">=0A=
                                            <!-- Module 1 Start -->=0A=
                                            <table align=3D"center" =
bgcolor=3D"#ffffff" class=3D"fullWidth darkmode2" width=3D"503" =
border=3D"0" cellspacing=3D"0" cellpadding=3D"0" =
style=3D"border-collapse:collapse;mso-table-lspace:0pt;mso-table-rspace:0=
pt;width:503px;" role=3D"presentation">=0A=
                                                <tr>=0A=
                                                    <td width=3D"25">=0A=
                                                    </td>=0A=
                                                    <td>=0A=
                                                        <table =
align=3D"center" class=3D"fullWidth" width=3D"100%" border=3D"0" =
cellspacing=3D"0" cellpadding=3D"0" =
style=3D"border-collapse:collapse;mso-table-lspace:0pt;mso-table-rspace:0=
pt;w" role=3D"presentation">=0A=
                                                            <tr>=0A=
                                                                <td =
class=3D"fullWidth mobile footer-group" valign=3D"middle">=0A=
                                                                    =
<table valign=3D"middle" align=3D"left" bgcolor=3D"#ffffff" =
class=3D"fullWidth darkmode2" width=3D"190" border=3D"0" =
cellspacing=3D"0" cellpadding=3D"0" =
style=3D"border-collapse:collapse;mso-table-lspace:0pt;mso-table-rspace:0=
pt;width:190px;" role=3D"presentation">=0A=
                                                                        =
<!-- Title Start -->=0A=
                                                                        =
<tr>=0A=
                                                                         =
   <td class=3D"darkmodeFont2 h4" style=3D"font-family:'MonzoSansEB', =
Tahoma, Arial, Helvetica, =
sans-serif;font-weight:bold;font-size:24px;line-height:28px;mso-line-heig=
ht-rule:exactly;color:#112231;text-align:left;padding:30px 0px 0px;">A =
real chat about investing=0A=
                                                                         =
   </td>=0A=
                                                                        =
</tr>=0A=
                                                                        =
<!-- Title End -->=0A=
                                                                        =
<!-- Copy Start -->=0A=
                                                                        =
<tr>=0A=
                                                                         =
   <td class=3D"darkmodeFont2 p" align=3D"left" =
style=3D"font-family:'MonzoSansR', Tahoma, Arial, Helvetica, =
sans-serif;font-weight:normal;font-size:16px;line-height:24px;mso-line-he=
ight-rule:exactly;color:#112231;text-align:left;padding:15px 0px 25px =
0px;">What women=E2=80=99s investing habits can teach all of us.=0A=
                                                                         =
   </td>=0A=
                                                                        =
</tr>=0A=
                                                                        =
<!-- Copy End -->=0A=
                                                                        =
<!-- CTA  Start -->=0A=
                                                                        =
<tr>=0A=
                                                                         =
   <td class=3D"darkmodeFont1 pb-0" align=3D"left" =
style=3D"font-family:'MonzoSansB', Tahoma, Arial, Helvetica, =
sans-serif;font-weight:bold;font-size:16px;line-height:16px;mso-line-heig=
ht-rule:exactly;color:#218FB7;text-align:left;padding:0px 20px 25px =
0px;">=0A=
<a =
href=3D"https://clicks.monzo.com/f/a/c-ggumSx4o0_xAw5edpQag~~/AAAHahA~/00=
aPhVdhZ0vOh61e71rkQgaWDI69uRSVyygYuyqrT3MvnMTE7Qw9eTtMMuZgBVJVk9dBuwkFArS=
Htr2dHLDPf11u8L4j7YXfO83SxuPUfV1UH3HtkjpPYIXCGeZXiRDORREHxbhL2bs9qwrQofVC=
Xypx1G4vA_sKRKOTRM74xTA~" target=3D"_blank" =
style=3D"color:#218FB7;text-decoration:underline;">Read the full =
conversation</a>=0A=
                                                                         =
   </td>=0A=
                                                                        =
</tr>=0A=
                                                                        =
<!-- CTA End -->=0A=
                                                                    =
</table>=0A=
                                                                    <!-- =
Module 2 End -->=0A=
                                                                </td>=0A=
                                                                <td =
width=3D"30" class=3D"displayNone">=0A=
                                                                </td>=0A=
                                                                <td =
class=3D"fullWidth mobile header-group" align=3D"center" width=3D"235">=0A=
                                                                    <!-- =
insert URL in href -->=0A=
                                                                    <a =
href=3D"https://clicks.monzo.com/f/a/c-ggumSx4o0_xAw5edpQag~~/AAAHahA~/00=
aPhVdhZ0vOh61e71rkQgaWDI69uRSVyygYuyqrT3MvnMTE7Qw9eTtMMuZgBVJVk9dBuwkFArS=
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Xypx1G4vA_sKRKOTRM74xTA~" target=3D"_blank">=0A=
                                                                        =
<!-- insert image source in src -->=0A=
                                                                        =
<img class=3D"m-290 mobile" =
src=3D"https://cdn.braze.eu/appboy/communication/assets/image_assets/imag=
es/69b04a55a356da136922277d/original.png?1773161045" border=3D"0" =
style=3D"outline:none; text- decoration:none; -ms-interpolation-mode: =
bicubic; border:none; display:block;max-width:235px;width:235px;" =
width=3D"235" alt=3D"Two women sit on an orange couch, smiling and =
holding cards labeled 'double' and 'take.' Behind them is a sign with =
the same words.">=0A=
                                                                    </a>=0A=
                                                                </td>=0A=
                                                            </tr>=0A=
                                                        </table>=0A=
                                                    </td>=0A=
                                                    <td width=3D"25">=0A=
                                                    </td>=0A=
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                                            </table>=0A=
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                                </table>=0A=
                            </td>=0A=
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                        <!-- Two Columns End -->=0A=
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                    <table align=3D"center" class=3D"fullWidth darkmode" =
width=3D"600" border=3D"0" cellspacing=3D"0" cellpadding=3D"0" =
style=3D"border-collapse:collapse;mso-table-lspace:0pt;mso-table-rspace:0=
pt;width:600px;-webkit-text-size-adjust: 100%;-ms-text-size-adjust: =
100%;" role=3D"presentation" bgcolor=3D"#F2F8F3">=0A=
                        <!-- Title Copy Start -->=0A=
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                            <td height=3D"30">=0A=
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                <td align=3D"center">=0A=
                    <table align=3D"center" class=3D"fullWidth darkmode" =
width=3D"600" border=3D"0" cellspacing=3D"0" cellpadding=3D"0" =
style=3D"border-collapse:collapse;mso-table-lspace:0pt;mso-table-rspace:0=
pt;width:600px;-webkit-text-size-adjust: 100%;-ms-text-size-adjust: =
100%;" role=3D"presentation" bgcolor=3D"#F2F8F3">=0A=
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insert URL in href -->=0A=
                                                                    <a =
href=3D"https://clicks.monzo.com/f/a/hrZwlsXsBeuCVsZSo9Dnkw~~/AAAHahA~/FZ=
bOLGLdmlXKHpapYovkUrVQBXs7wQYl9j4kw8DLGUX57C03zn_TBDrQMUkxbBLy2p8g96NccJi=
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<img class=3D"m-290 mobile" =
src=3D"https://cdn.braze.eu/appboy/communication/assets/image_assets/imag=
es/69b04a552e828f12a8bc4bc5/original.png?1773161045" border=3D"0" =
style=3D"outline:none; text- decoration:none; -ms-interpolation-mode: =
bicubic; border:none; display:block;max-width:235px;width:235px;" =
width=3D"235" alt=3D"A framed picture with a large 'X' symbol hangs =
tilted on a dark background. The word 'myth' is in a green rectangle at =
the top left corner.">=0A=
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width=3D"30" class=3D"displayNone">=0A=
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class=3D"fullWidth mobile" valign=3D"middle">=0A=
                                                                    =
<table valign=3D"middle" align=3D"left" bgcolor=3D"#ffffff" =
class=3D"fullWidth darkmode2" width=3D"190" border=3D"0" =
cellspacing=3D"0" cellpadding=3D"0" =
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                                                                        =
<!-- Title Start -->=0A=
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                                                                         =
   <td class=3D"darkmodeFont2 h4" style=3D"font-family:'MonzoSansEB', =
Tahoma, Arial, Helvetica, =
sans-serif;font-weight:bold;font-size:24px;line-height:28px;mso-line-heig=
ht-rule:exactly;color:#112231;text-align:left;padding:30px 0px =
0px;">Bust investing myths=0A=
                                                                         =
   </td>=0A=
                                                                        =
</tr>=0A=
                                                                        =
<!-- Title End -->=0A=
                                                                        =
<!-- Copy Start -->=0A=
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<tr>=0A=
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style=3D"font-family:'MonzoSansR', Tahoma, Arial, Helvetica, =
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ight-rule:exactly;color:#112231;text-align:left;padding:15px 0px 25px =
0px;">There are so many investing myths around =E2=80=93 some might even =
stop you from giving it a go yourself.=0A=
                                                                         =
   </td>=0A=
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</tr>=0A=
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0px;">=0A=
<a =
href=3D"https://clicks.monzo.com/f/a/hrZwlsXsBeuCVsZSo9Dnkw~~/AAAHahA~/FZ=
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y8nFxzVcXn-tVY54fNR7z3guBxQc43w1wv_PuNDBTAtB" target=3D"_blank" =
style=3D"color:#218FB7;text-decoration:underline;">Learn more</a>=0A=
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</tr>=0A=
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class=3D"darkmode" align=3D"center" style=3D"border-radius:20px;">=0A=
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style=3D"border-collapse:collapse;mso-table-lspace:0pt;mso-table-rspace:0=
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ht-rule:exactly;color:#112231;text-align:left;padding:0px 0px 0px 0px;">=0A=
                                                                    Get =
up to =C2=A3500 bonus=0A=
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sans-serif;font-weight:normal;font-size:16px;line-height:24px;mso-line-he=
ight-rule:exactly;color:#112231;text-align:left;padding-right:20px;">=0A=
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Transfer an ISA worth at least =C2=A31,000 to a Stocks &amp; Shares ISA =
with us and get a bonus. <br><br>Ts&amp;Cs apply. Remember, the value of =
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you invest.=0A=
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