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Reply-To: "Ian Huth" <ian@forest-financial.co.uk>
From: "Ian Huth" <ian@forest-financial.co.uk>
To: "Bob Home" <bob@sarahharvey.com>
Subject: =?utf-8?Q?Key_Person_Cover_Just_=C2=A310_Per_Mo?=
=?utf-8?Q?nth?=
Date: Thu, 23 Apr 2026 17:03:05 +0100
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Could your business survive without its most critical person? Discreet cover
from £10/m.
Corporate Protection · Private Briefing Cover from £10/month*
<https://mailersystem.co.uk/wp-content/uploads/2024/01/640xunlimited___thelifeprotectionteam.png>
Key Person Life Insurance
If your most vital person
couldn't work tomorrow -
would your business survive?
Key person cover injects a tax-efficient cash lump sum directly into your
business the moment it's needed most — covering lost profits, outstanding
loans, and recruitment costs without touching a penny of your own savings.
<http://tracking.boxfinancial.uk/tracking/click?d=8oye-h3wQFxUUUxxoUeP4U8Y__0w--Zl9yz4sjwWtDGV5KlPpxPwZRYfO8EhPY2pYjfx_mKdon-Gbbn7M3x1D7ojd1QBdSy_M5Rkylf4M31_tlW8R9Trob9MdXpJGjMyDN8-kaQsTXzWKEUEzH7biBA1>
Check your business coverage options in 60 seconds →
<https://mailersystem.co.uk/wp-content/uploads/2024/01/600xunlimited___keypersonheroimage.png>
Without key person cover, one event could trigger all three
↓
Lost Revenue
Profits drop. Clients pause. Contracts stall.
↓
Loan Pressure
Lenders get nervous. Repayment demands accelerate.
↓
Recruitment Cost
Replacing a key hire can cost more than their annual salary.
What could £10/month secure for your business?*
Level, life-only cover over 10 years — non-smoker rates.
Age Sum AssuredAge
30 £318,767Age
40 £154,132Age
50 £57,010Age
60 £22,737✓ Business-paid, tax-efficient structure
✓ Lump sum paid direct to the business
✓ Exempt from personal Lifetime Allowance
✓ Arranged quickly — 100% online
Take 2 minutes to protect everything you've built.
Compare quotes from the UK's leading insurers — no obligation, fully online.
<http://tracking.boxfinancial.uk/tracking/click?d=8oye-h3wQFxUUUxxoUeP4U8Y__0w--Zl9yz4sjwWtDGV5KlPpxPwZRYfO8EhPY2pcHZggZWc0fNlzNKNn_eYD-lSRNtEFkAa8x1_05fBim0LO9iv04n7Hr64fk23Wt-EROYchD8G0xEEa4m286ONgB41>
Compare Business Quotes →
✓ Takes 2 minutes ✓ 100% Online ✓ UK insurers only
Corporate policies available from leading UK insurers
<https://mailersystem.co.uk/wp-content/uploads/2024/01/640xunlimited___lenderlogos580.png>
*£10/month rates are based on level life-only cover over 10 years for a
non-smoker in good health. Actual premiums will vary based on age, health,
smoker status, and cover amount chosen.
This communication is for general information purposes only and does not
constitute financial or regulated advice. Please consider your specific
business circumstances and seek appropriate professional guidance.
Unsubscribe from business updates
<http://tracking.boxfinancial.uk/tracking/unsubscribe?d=Kw-8EVJeF-jU3OD4QQdNvu1sWaBnlVTRTsBgQBrO_WaFFZBLtk_FyCb8qNgQUFxuwTrkk_pyAupfSfz_OyDlX8WOXb9jTvL_-tKvr8N8xS5J0>
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Could your business survive without its most critical person? =
Discreet cover from =
=C2=A310/m. ‌ ‌ ‌ ‌ ‌&n=
bsp;‌ ‌ ‌ ‌ ‌ ‌&nb=
sp;‌ ‌ ‌ ‌ ‌ ‌&nbs=
p;‌ ‌ ‌ ‌ ‌ ‌ =
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=C2=B7 Private Briefing</span>
</td>
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<span style=3D"font-family:'DM =
Sans',Arial,sans-serif; font-size:12px; color:#94a3b8;">Cover from =
<strong style=3D"color:#ffffff;">=C2=A310/month*</strong></span>
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<!-- LOGO + HERO HEADLINE BLOCK -->
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<img =
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<!-- Eyebrow -->
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Person Life Insurance</p>
<!-- Main Headline -->
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If your most vital person<br>couldn't =
work tomorrow - <br><em style=3D"font-style:italic; =
color:#c0392b;">would your business survive?</em>
</h1>
<p style=3D"font-family:'DM =
Sans',Arial,sans-serif; font-size:15px; line-height:1.65; color:#4a5568; =
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Key person cover injects a tax-efficient =
cash lump sum directly into your business the moment it's needed most =
=E2=80=94 covering lost profits, outstanding loans, and recruitment =
costs without touching a penny of your own savings.
</p>
<!-- Inline text CTA -->
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<td style=3D"border-bottom:2px solid =
#0077b6; padding-bottom:2px;">
<a =
href=3D"http://tracking.boxfinancial.uk/tracking/click?d=3D8oye-h3wQFxUUU=
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font-size:15px; font-weight:700; color:#0077b6; text-decoration:none;">
Check your business coverage =
options in 60 seconds →
</a>
</td>
</tr>
</table>
</td>
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<!-- HERO IMAGE -->
<tr>
<td style=3D"padding:0;">
<img =
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margin-bottom:20px;">
Without key person cover, one event =
could trigger all three
</p>
<table border=3D"0" cellpadding=3D"0" =
cellspacing=3D"0" width=3D"100%" role=3D"presentation">
<tr>
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<p style=3D"font-family:'DM =
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<p style=3D"font-family:'DM =
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margin-bottom:6px;">Lost Revenue</p>
<p style=3D"font-family:'DM =
Sans',Arial,sans-serif; font-size:12px; color:#94a3b8; =
line-height:1.5;">Profits drop. Clients pause. Contracts stall.</p>
</td>
<td width=3D"2%" =
class=3D"mobile-hide"></td>
<td class=3D"risk-col" width=3D"32%" =
valign=3D"top" style=3D"padding:16px; background-color:#122444; =
border-radius:8px; text-align:center;">
<p style=3D"font-family:'DM =
Serif Display',Georgia,serif; font-size:22px; color:#e74c3c; =
margin-bottom:8px;">=E2=86=93</p>
<p style=3D"font-family:'DM =
Sans',Arial,sans-serif; font-size:13px; font-weight:700; color:#ffffff; =
margin-bottom:6px;">Loan Pressure</p>
<p style=3D"font-family:'DM =
Sans',Arial,sans-serif; font-size:12px; color:#94a3b8; =
line-height:1.5;">Lenders get nervous. Repayment demands accelerate.</p>
</td>
<td width=3D"2%" =
class=3D"mobile-hide"></td>
<td class=3D"risk-col" width=3D"32%" =
valign=3D"top" style=3D"padding:16px; background-color:#122444; =
border-radius:8px; text-align:center;">
<p style=3D"font-family:'DM =
Serif Display',Georgia,serif; font-size:22px; color:#e74c3c; =
margin-bottom:8px;">=E2=86=93</p>
<p style=3D"font-family:'DM =
Sans',Arial,sans-serif; font-size:13px; font-weight:700; color:#ffffff; =
margin-bottom:6px;">Recruitment Cost</p>
<p style=3D"font-family:'DM =
Sans',Arial,sans-serif; font-size:12px; color:#94a3b8; =
line-height:1.5;">Replacing a key hire can cost more than their annual =
salary.</p>
</td>
</tr>
</table>
</td>
</tr>
<!-- WHAT =C2=A310/M BUYS YOU -->
<tr>
<td style=3D"padding:28px 32px 10px 32px; =
background-color:#ffffff;">
<h2 style=3D"font-family:'DM Serif =
Display',Georgia,serif; font-size:22px; font-weight:400; color:#0b1e3d; =
margin-bottom:6px;">What could =C2=A310/month secure for your =
business?*</h2>
<p style=3D"font-family:'DM =
Sans',Arial,sans-serif; font-size:13px; color:#718096; =
margin-bottom:20px;">Level, life-only cover over 10 years =E2=80=94 =
non-smoker rates.</p>
<table border=3D"0" cellpadding=3D"0" =
cellspacing=3D"0" width=3D"100%" role=3D"presentation" =
style=3D"border:1px solid #e8ecf0; border-radius:10px; =
overflow:hidden;">
<tr style=3D"background-color:#f7fafc;">
<td style=3D"padding:12px 16px; =
font-family:'DM Sans',Arial,sans-serif; font-size:12px; font-weight:700; =
color:#718096; text-transform:uppercase; letter-spacing:1px; =
border-bottom:1px solid #e8ecf0;">Age</td>
<td align=3D"right" =
style=3D"padding:12px 16px; font-family:'DM Sans',Arial,sans-serif; =
font-size:12px; font-weight:700; color:#718096; =
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#e8ecf0;">Sum Assured</td>
</tr>
<tr>
<td style=3D"padding:14px 16px; =
font-family:'DM Sans',Arial,sans-serif; font-size:14px; color:#4a5568; =
border-bottom:1px solid #f0f4f8;">Age 30</td>
<td align=3D"right" =
style=3D"padding:14px 16px; font-family:'DM Serif =
Display',Georgia,serif; font-size:18px; color:#0077b6; font-weight:400; =
border-bottom:1px solid #f0f4f8;">=C2=A3318,767</td>
</tr>
<tr style=3D"background-color:#fafcff;">
<td style=3D"padding:14px 16px; =
font-family:'DM Sans',Arial,sans-serif; font-size:14px; color:#4a5568; =
border-bottom:1px solid #f0f4f8;">Age 40</td>
<td align=3D"right" =
style=3D"padding:14px 16px; font-family:'DM Serif =
Display',Georgia,serif; font-size:18px; color:#0077b6; font-weight:400; =
border-bottom:1px solid #f0f4f8;">=C2=A3154,132</td>
</tr>
<tr>
<td style=3D"padding:14px 16px; =
font-family:'DM Sans',Arial,sans-serif; font-size:14px; color:#4a5568; =
border-bottom:1px solid #f0f4f8;">Age 50</td>
<td align=3D"right" =
style=3D"padding:14px 16px; font-family:'DM Serif =
Display',Georgia,serif; font-size:18px; color:#0077b6; font-weight:400; =
border-bottom:1px solid #f0f4f8;">=C2=A357,010</td>
</tr>
<tr style=3D"background-color:#fafcff;">
<td style=3D"padding:14px 16px; =
font-family:'DM Sans',Arial,sans-serif; font-size:14px; =
color:#4a5568;">Age 60</td>
<td align=3D"right" =
style=3D"padding:14px 16px; font-family:'DM Serif =
Display',Georgia,serif; font-size:18px; color:#0077b6; =
font-weight:400;">=C2=A322,737</td>
</tr>
</table>
</td>
</tr>
<!-- BENEFITS STRIP -->
<tr>
<td style=3D"padding:20px 32px 28px 32px; =
background-color:#ffffff;">
<table border=3D"0" cellpadding=3D"0" =
cellspacing=3D"0" width=3D"100%" role=3D"presentation">
<tr>
<td class=3D"stack-col" =
width=3D"48%" valign=3D"top" style=3D"padding-right:10px;">
<table border=3D"0" =
cellpadding=3D"0" cellspacing=3D"0" width=3D"100%" =
role=3D"presentation">
<tr>
<td style=3D"padding:8px =
0; border-bottom:1px solid #f0f4f8;">
<p =
style=3D"font-family:'DM Sans',Arial,sans-serif; font-size:13px; =
color:#2d3748;"><span style=3D"color:#0077b6; font-weight:700; =
margin-right:6px;">=E2=9C=93</span> Business-paid, tax-efficient =
structure</p>
</td>
</tr>
<tr>
<td style=3D"padding:8px =
0;">
<p =
style=3D"font-family:'DM Sans',Arial,sans-serif; font-size:13px; =
color:#2d3748;"><span style=3D"color:#0077b6; font-weight:700; =
margin-right:6px;">=E2=9C=93</span> Lump sum paid direct to the =
business</p>
</td>
</tr>
</table>
</td>
<td width=3D"4%" =
class=3D"mobile-hide"></td>
<td class=3D"stack-col" =
width=3D"48%" valign=3D"top">
<table border=3D"0" =
cellpadding=3D"0" cellspacing=3D"0" width=3D"100%" =
role=3D"presentation">
<tr>
<td style=3D"padding:8px =
0; border-bottom:1px solid #f0f4f8;">
<p =
style=3D"font-family:'DM Sans',Arial,sans-serif; font-size:13px; =
color:#2d3748;"><span style=3D"color:#0077b6; font-weight:700; =
margin-right:6px;">=E2=9C=93</span> Exempt from personal Lifetime =
Allowance</p>
</td>
</tr>
<tr>
<td style=3D"padding:8px =
0;">
<p =
style=3D"font-family:'DM Sans',Arial,sans-serif; font-size:13px; =
color:#2d3748;"><span style=3D"color:#0077b6; font-weight:700; =
margin-right:6px;">=E2=9C=93</span> Arranged quickly =E2=80=94 100% =
online</p>
</td>
</tr>
</table>
</td>
</tr>
</table>
</td>
</tr>
<!-- PRIMARY CTA BLOCK -->
<tr>
<td style=3D"background-color:#f0f7ff; =
padding:32px; text-align:center; border-top:3px solid #0077b6;">
<p style=3D"font-family:'DM Serif =
Display',Georgia,serif; font-size:20px; color:#0b1e3d; =
margin-bottom:8px;">
Take 2 minutes to protect everything =
you've built.
</p>
<p style=3D"font-family:'DM =
Sans',Arial,sans-serif; font-size:14px; color:#718096; =
margin-bottom:24px;">
Compare quotes from the UK's leading =
insurers =E2=80=94 no obligation, fully online.
</p>
<table border=3D"0" cellspacing=3D"0" =
cellpadding=3D"0" role=3D"presentation" style=3D"margin:0 auto 16px =
auto;">
<tr>
<td align=3D"center" =
style=3D"background-color:#0b1e3d; border-radius:8px;">
<a =
href=3D"http://tracking.boxfinancial.uk/tracking/click?d=3D8oye-h3wQFxUUU=
xxoUeP4U8Y__0w--Zl9yz4sjwWtDGV5KlPpxPwZRYfO8EhPY2pcHZggZWc0fNlzNKNn_eYD-l=
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padding:18px 40px; font-family:'DM Sans',Arial,sans-serif; =
font-size:16px; font-weight:700; color:#ffffff; text-decoration:none; =
border-radius:8px; letter-spacing:0.3px;">
Compare Business Quotes =
→
</a>
</td>
</tr>
</table>
<p style=3D"font-family:'DM =
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=E2=9C=93 Takes 2 minutes =
=E2=9C=93 100% Online =E2=9C=93 UK insurers only
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Corporate policies available from =
leading UK insurers
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*=C2=A310/month rates are based on level =
life-only cover over 10 years for a non-smoker in good health. Actual =
premiums will vary based on age, health, smoker status, and cover amount =
chosen.
<br><br>
This communication is for general =
information purposes only and does not constitute financial or regulated =
advice. Please consider your specific business circumstances and seek =
appropriate professional guidance.
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