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From: "Virgin Atlantic Flying Club" <flyingclub@emails.virginatlantic.com>
To: <bob@sarahharvey.com>
Subject: An update to your benefits
Date: Mon, 30 Sep 2024 17:11:18 +0100
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Flying Club vouchers made simple�
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� � � � � � � � �
Can't see this email?
<https://t5.emails.virginatlantic.com/r/?id=h31b45e91,8d0bf4e6,8017799e&e=
Y2lkPVBETTQwNjU3MiZiaWQ9ODMzOTA0MjczJnAxPSU0MER6Y0U0S2lCQkUwZ0o5bTJTMWNkdW
olMkI2WTVEYU50cDNPOCUyQiUyQm9rT3ZQVjAlM0Q&s=lZ1J6uZNw2MLP-w5ud5n2awRJ1SBqV
8mZmxtFGyd7H0> View online



Membership no: 1096409238

<https://t5.emails.virginatlantic.com/r/?id=h31b45e91,8d0bf4e6,8017799f&e=
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9iYYG2YU>

Hello Robert



Have you heard? From 30th October, it�ll be a lot easier to use Virgin
Points to fly, with every seat onboard, on any date, available to buy with
points. Well, that goes for vouchers too.�


If you�ve got a reward voucher from your Virgin Atlantic Credit Card
burning a hole in your beach bag, the possibilities for using it are about
to get more interesting - with simplified ways to treat yourself or a
friend any time you like, on any flight or upgrade you fancy.�

Your vouchers can be used for companion seats or upgrades worth up to
75,000 points and can be used on any one-way or return flight.

If you already have a voucher in
<https://t5.emails.virginatlantic.com/r/?id=h31b45e91,8d0bf4e6,801779a1&e=
Y2lkPVBETTQwNjU3MiZiaWQ9ODMzOTA0Mjcz&s=2IH89zG433p3Yla49CH5FnVM-ZrUeH7ep28
H9G915nM> your account, you can still choose to use it today but it will
change to the new version on the 30th October. Either way it will keep its
original expiry date.


To find out more about what�s changing, visit
<https://t5.emails.virginatlantic.com/r/?id=h31b45e91,8d0bf4e6,801779a5&e=
Y2lkPVBETTQwNjU3MiZiaWQ9ODMzOTA0Mjcz&s=YI1Gw8yJ5XJh_Yrq95_NqwHzojZPBA_CFl0
k0kgoglE> our website and FAQ�s.




 <https://t5.emails.virginatlantic.com/r/?id=h31b45e91,8d0bf4e6,801779ae>
<https://t5.emails.virginatlantic.com/r/?id=h31b45e91,8d0bf4e6,801779af>
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<https://t5.emails.virginatlantic.com/r/?id=h31b45e91,8d0bf4e6,801779b3&e=
Y2lkPVBETTQwNjU3MiZiaWQ9ODMzOTA0Mjcz&s=iFOCfQhakDpyK1UyvK5mlGPnsYCY7bIOTO8
0pH4rWwk> Download our app:
<https://t5.emails.virginatlantic.com/r/?id=h31b45e91,8d0bf4e6,801779b4>
<https://t5.emails.virginatlantic.com/r/?id=h31b45e91,8d0bf4e6,801779b5>

Terms and Conditions

This is a service email. For this reason, this email does not have an
unsubscribe link, like other Virgin Atlantic emails do. You have received
this email to inform you of a change in our Flying Club proposition.

VIRGIN ATLANTIC REWARD CREDIT CARD FLYING CLUB TERMS

These Virgin Atlantic Reward Credit Card Flying Club Terms are between you
and us. We �are Virgin Atlantic Airways Limited (registered in England at
The VHQ, Fleming Way, Crawley, West Sussex RH10 9DF).  The
<https://t5.emails.virginatlantic.com/r/?id=h31b45e91,8d0bf4e6,801779b6&e=
Y2lkPVBETTQwNjU3MiZiaWQ9ODMzOTA0Mjcz&s=gHxkAUpT1kk9W_pJviW9CxxaPT9W5p2q6KE
X_qTmliE> Flying Club terms and conditions also apply.

These terms apply to existing Reward Cardholders until the 30th October
2024.

Earning Virgin Atlantic Reward Credit Card Points


1.	We�ll give you 3,000 bonus Virgin Points if you make a purchase
using your Reward Credit Card in the first 90 days.  There�s no minimum
spend.
2.	You�ll earn 0.75 Virgin Points for every �1 you spend on card
purchases. You won�t earn Virgin Points on cash advances, balance
transfers, money transfers, interest or fees.
3.	You�ll earn 1.5 Virgin Points for every �1 you spend directly with
Virgin Atlantic or Virgin Holidays.
4.	There�s a cap on the Virgin Points you can earn each month based
on your credit limit.  So if your credit limit is �5,000, you�ll earn
points on the first �5,000 of card purchases in a month. If you spend more
than that, you won�t earn points on that bit.  We�ll reset the counter
every month on the date of your credit card statement.  The cap doesn�t
apply to bonus points.
5.	To benefit from the points earned on the Virgin Atlantic Reward
Credit Card you need to be a member of the Virgin Atlantic Flying Club.
You will also need to link your membership number to your credit card. You
can join Virgin Atlantic Flying Club
<https://t5.emails.virginatlantic.com/r/?id=h31b45e91,8d0bf4e6,801779b7&e=
Y2lkPVBETTQwNjU3MiZiaWQ9ODMzOTA0Mjcz&s=lC_Jk51BlcXaj5RS3dfGEAdwtOqCXpw1Nkb
XjDo1bkQ> here. We�ll add your points to your Flying Club account every
month within 5 days of your credit card statement date. You�ll get any
bonus points in the month after you�ve earned them.


Earning Virgin Atlantic Reward Credit Card Flying Club Tier Rewards

1.	If you spend �20,000 or more on card purchases over 12 months,
you�ll earn a reward. You can only earn one reward every 12 months. The 12
months resets on each anniversary of the date your Virgin Atlantic Reward
Credit Card account was opened.
2.	Your choice depends on whether you�re a Red, Silver or Gold Flying
Club member when you choose it. So if you�re a Red member when you earn
your reward but a Silver member when you choose, you�ll get the Silver
choices
3.	You can choose a reward from:

*	Companion Reward Ticket. Take one person with you in a reward
seat:
*	If you�re a Silver or Gold member when you book, the companion
reward seat won�t cost any points
*	When a red member wants to use their credit card companion reward
in Upper Class they will only need to pay 50% of the total standard
Companion points.
*	Upgrade voucher. Upgrade any booking by one cabin into a reward
seat. Available to all tiers.
*	To use your Reward Voucher for a return trip, you can either
*	Book both flights at the same time, and redeem your voucher on the
round-trip; or
*	Book single flights outbound and return. If you book your outbound
flight and use your reward voucher for that flight, you need to call the
Virgin Atlantic Contact Centre to apply it to your separate return reward
flight booking.
*	Clubhouse pass. (Silver and Gold Flying Club members only). For
one person to use in any Clubhouse worldwide when flying with Virgin
Atlantic, Delta or AFKL International. No additional guests can be
permitted. If you�re a Gold member, you�ll get two passes

1.	The reward will automatically be added to your Flying Club account
within 30 days of earning it. It�ll be ready to spend straightaway.
2.	If you want to spend a reward, visit
<https://t5.emails.virginatlantic.com/r/?id=h31b45e91,8d0bf4e6,801779b8&e=
Y2lkPVBETTQwNjU3MiZiaWQ9ODMzOTA0Mjcz&s=2G_WgZ3_M3OUSaxav9YRGDakz54yFSEqSLQ
Z31wRlSw> https://help.virginatlantic.com/gb/en/contact-us.html to sort it
out. There are some key things you need to know about certain types of
reward first:

*	If you choose an Upgrade or Companion Reward Ticket, you can use
it on a round trip, or upgrade two one-way flights. It�s subject to
availability because they come from a limited number of seats in booking
classes G, P and A only. You�ll still need to pay any taxes, fees and
surcharges.
*	If you choose a Clubhouse Pass, it�ll be good for one entry to one
Clubhouse. We�ll post it to you so make sure you leave at least two weeks
before you want to use it. We won�t replace lost or stolen passes, or
change the expiry date.
*	You can spend your reward for up to 24 months from the date it�s
issued. That means you have to have booked your flights and taken the
outbound flight within those 24 months. You can take the return journey
afterwards


You�ll need to make your minimum payment when it�s due. If we do not
receive the minimum payment when it�s due, or you go over your credit
limit, we will withdraw the promotional rate with effect from the start of
that statement period.

When a promotional rate ends or is withdrawn, we charge the current
standard interest rate that applies to that transaction.

You will not be able to transfer a balance from another Virgin Money,
Clydesdale Bank, Yorkshire Bank or B credit card and should not use your
card to repay other borrowing from Clydesdale Bank plc.

Credit is available, subject to status, only to UK residents aged 18 or
over.

Calls are charged at your service provider�s prevailing rate and may be
monitored and recorded.

The Virgin Atlantic Credit Card is issued by Clydesdale Bank plc (trading
as Virgin Money). Registered in Scotland (Company No. SC001111).
Registered Office: 177 Bothwell Street, Glasgow, G2 7ER. Authorised by the
Prudential Regulation Authority and regulated by the Financial Conduct
Authority and the Prudential Regulation Authority.

Virgin Money adheres to the Standard of Lending Practice which are
monitored and enforced by the
<https://t5.emails.virginatlantic.com/r/?id=h31b45e91,8d0bf4e6,801779b9>
Lending Standards Board.

Your copy of the
<https://t5.emails.virginatlantic.com/r/?id=h31b45e91,8d0bf4e6,801779ba>
Statement of Lender and Borrower Responsibilities.

These terms apply to new Reward cardholders from the 30th September 2024
and existing Reward Cardholders from the 30th October 2024.

Earning Virgin Atlantic Reward Credit Card Points

1.      We�ll give you 3,000 bonus Virgin Points if you make a purchase
using your Reward Credit Card in the first 90 days.  There�s no minimum
spend.

2.      You�ll earn 0.75 Virgin Points for every �1 you spend on card
purchases.  You won�t earn Virgin Points on cash advances, balance
transfers, money transfers, interest or fees.

3.      You�ll earn 1.5 Virgin Points for every �1 you spend directly with
Virgin Atlantic or Virgin Holidays excluding purchases of Virgin Points.

4.      There�s a cap on the Virgin Points you can earn each month based
on your credit limit.  So if your credit limit is �5,000, you�ll earn
points on the first �5,000 of card purchases in a month.  If you spend
more than that, you won�t earn points on that bit.  We�ll reset the
counter every month on the date of your credit card statement.  The cap
doesn�t apply to bonus points.

5.      To benefit from the points earned on the Virgin Atlantic Reward
Credit Card you need to be a member of the Virgin Atlantic Flying Club.
You will also need to link your membership number to your credit card. You
can join Virgin Atlantic Flying Club
<https://t5.emails.virginatlantic.com/r/?id=h31b45e91,8d0bf4e6,801779bb&e=
Y2lkPVBETTQwNjU3MiZiaWQ9ODMzOTA0Mjcz&s=UEGTupBUqjD80jcEYy0Xx0QnPlHvO9Lad_P
P5n-aJMY> here. We�ll add your points to your Flying Club account every
month within 5 days of your credit card statement date. You�ll get any
bonus points in the month after you�ve earned them.

Earning Virgin Atlantic Reward Credit Card Flying Club Tier Rewards

1.      If you spend �20,000 or more on card purchases over 12 months,
you�ll earn a Flying Club reward voucher. reward. You can only earn one
voucher reward every 12 months. The 12 months resets on each anniversary
of the date your Virgin Atlantic Reward Credit Card account was opened.

2.      The value of reward you earn depends on your Flying Club tier
status when you redeem the voucher.
        1.     If you are a Red tier member, your voucher can be redeemed
for an upgrade or companion seat up to the value of 75,000 Virgin Points.


        2.      If you are a Silver or Gold tier member, your voucher can
redeemed for an upgrade or companion seat up to the value of 150,000
Virgin Points.


Vouchers are redeemed in full when used for upgrades or companion seats
less than the voucher value, but for any redemption over the value of the
voucher, the remaining balance can be funded with additional points.

Your voucher value depends on your tier status when you redeem the voucher
not when you earned it, so if you are a Red tier member when you earned
the voucher but move to Silver it will be worth up to 150,000 Virgin
Points when you redeem it.

3.      Vouchers can only be redeemed on bookings for Virgin Atlantic
operated flights and for;


Either a Round Trip Companion Reward Seat. Take one person with you in a
reward seat up to the points value of the voucher.
Or a Round Trip Cabin Upgrade. Upgrade a booked seat into a reward seat in
any higher cabin up to the points value of the voucher.

4.      The reward will automatically be added to your Flying Club account
within 30 days of earning it. It�ll be ready to spend as soon as it has
been added.

5.      If you want to use your voucher, ring the Virgin Atlantic Flying
Club contact centre on 0344 209 2722 to book.

6.      You can spend your reward for up to 24 months from the date it�s
issued. That means you have to have booked your flights and taken the
outbound flight within those 24 months. You can take the return journey
afterwards.


7.      Further terms & conditions apply to voucher redemptions, please
visit
<https://t5.emails.virginatlantic.com/r/?id=h31b45e91,8d0bf4e6,801779bc&e=
Y2lkPVBETTQwNjU3MiZiaWQ9ODMzOTA0Mjcz&s=YLyx5QZdosrAGO29sPAC6Y1pbmKmMIi6y8P
yM-lCj9M> Flying Club Terms and Conditions | Virgin Atlantic.

You�ll need to make your minimum payment when it�s due. If we do not
receive the minimum payment when it�s due, or you go over your credit
limit, we will withdraw the promotional rate with effect from the start of
that statement period.

When a promotional rate ends or is withdrawn, we charge the current
standard interest rate that applies to that transaction.

You will not be able to transfer a balance from another Virgin Money,
Clydesdale Bank, Yorkshire Bank or B credit card and should not use your
card to repay other borrowing from Clydesdale Bank plc.

Credit is available, subject to status, only to UK residents aged 18 or
over.

Calls are charged at your service provider�s prevailing rate and may be
monitored and recorded.

The Virgin Atlantic Credit Card is issued by Clydesdale Bank plc (trading
as Virgin Money). Registered in Scotland (Company No. SC001111).
Registered Office: 177 Bothwell Street, Glasgow, G2 7ER. Authorised by the
Prudential Regulation Authority and regulated by the Financial Conduct
Authority and the Prudential Regulation Authority.

Virgin Money adheres to the Standard of Lending Practice which are
monitored and enforced by the
<https://t5.emails.virginatlantic.com/r/?id=h31b45e91,8d0bf4e6,801779bd>
Lending Standards Board.

Your copy of the
<https://t5.emails.virginatlantic.com/r/?id=h31b45e91,8d0bf4e6,801779be>
Statement of Lender and Borrower Responsibilities.

VIRGIN ATLANTIC REWARD+ CREDIT CARD FLYING CLUB TERMS


These Virgin Atlantic Reward+ Credit Card Flying Club Terms are between
you and us.  We� are Virgin Atlantic Airways Limited (registered in
England at The VHQ, Fleming Way, Crawley, West Sussex RH10 9DF).  The
<https://t5.emails.virginatlantic.com/r/?id=h31b45e91,8d0bf4e6,801779bf&e=
Y2lkPVBETTQwNjU3MiZiaWQ9ODMzOTA0Mjcz&s=6nqxSfIjy905KS3i3UGGI5S8qFtQE7KpGiR
Un-2hAjQ> Flying Club terms and conditions also apply.

These terms apply to existing Reward+ Cardholders until the 30th October
2024.

Earning Virgin Atlantic Reward+ Credit Card Points

1.	We�ll give you 18,000 bonus Virgin Points if you make a purchase
using your Reward+ Credit Card in the first 90 days.  There�s no minimum
spend.
2.	You�ll earn 1.5 Virgin Points for every �1 you spend on card
purchases.  You won�t earn Virgin Points on cash advances, balance
transfers, money transfers, interest or fees.
3.	You�ll earn 3 Virgin Points for every �1 you spend directly with
Virgin Atlantic or Virgin Holidays.
4.	There�s a cap on the Virgin Points you can earn each month based
on your credit limit.  So if your credit limit is �5,000, you�ll earn
points on the first �5,000 of card purchases in a month.  If you spend
more than that, you won�t earn points on that bit.  We�ll reset the
counter every month on the date of your credit card statement.  The cap
doesn�t apply to bonus points.
5.	To benefit from the points earned on the Virgin Atlantic Reward+
Credit Card you need to be a member of the Virgin Atlantic Flying Club.
You will also need to link your membership number to your credit card. You
can join Virgin Atlantic Flying Club
<https://t5.emails.virginatlantic.com/r/?id=h31b45e91,8d0bf4e6,801779c0&e=
Y2lkPVBETTQwNjU3MiZiaWQ9ODMzOTA0Mjcz&s=IE9pzjCce6HNgL_9zt_egRvjhShLFSe94SE
2qQV9lk4> here. We�ll add your points to your Flying Club account every
month within 5 days of your credit card statement date. You�ll get any
bonus points in the month after you�ve earned them.


Earning Virgin Atlantic Reward+ Credit Card Flying Club Tier Rewards

1. If you spend �10,000 or more on card purchases over 12 months, you�ll
earn a reward. You can only earn one reward every 12 months. The 12 months
resets on each anniversary of the date your Virgin Atlantic Reward+ Credit
Card account was opened.

2. Your choice depends on whether you�re a Red, Silver or Gold Flying Club
member when you choose it. So if you�re a Red member when you earn your
reward but a Silver member when you choose, you�ll get the Silver choices.

3. You can choose a reward from:

�       Companion Reward Ticket. Take one person with you in a reward
seat:

o   If you�re a Silver or Gold member when you book the companion reward
seat won�t cost any points.

o   When a red member wants to use their credit card companion reward in
Upper Class they will only need to pay 50% of the total standard Companion
points.

�       Upgrade Voucher. Upgrade any booking by one cabin into a reward
seat. Available to all tiers.

�       To use your Reward Voucher for a return trip, you can either

�       Book both flights at the same time, and redeem your voucher on the
round-trip; or

�       Book single flights outbound and return. If you book your outbound
flight and use your reward voucher for that flight, you need to call the
Virgin Atlantic Contact Centre to apply it to your separate return reward
flight booking

�       Clubhouse Pass. (Silver and Gold Flying Club members only) For one
person to use in any Clubhouse worldwide when flying with Virgin Atlantic,
Delta or AFKL International. No additional guests can be permitted. If
you�re a Gold member, you�ll get two passes.

4. The reward will automatically be added to your Flying Club account
within 30 days of earning it. It�ll be ready to spend straightaway.

5. If you want to spend a reward, visit
<https://t5.emails.virginatlantic.com/r/?id=h31b45e91,8d0bf4e6,801779c1&e=
Y2lkPVBETTQwNjU3MiZiaWQ9ODMzOTA0Mjcz&s=lqmUlaaCXFyESlbkFVs2XOvTApMdnIu0fcD
DcKrU064> https://help.virginatlantic.com/gb/en/contact-us.html to sort it
out. There are some key things you need to know about certain types of
reward first:

�  If you choose an Upgrade or Companion Reward Ticket, you can use it on
a round trip, or upgrade two one-way flights. It�s subject to availability
because they come from a limited number of seats in booking classes G, P
and A only. You�ll still need to pay any taxes, fees and surcharges.

�  If you choose a Clubhouse Pass, it�ll be good for one entry to one
Clubhouse. We�ll post it to you so make sure you leave at least two weeks
before you want to use it. We won�t replace lost or stolen passes, or
change the expiry date.

6. You can spend your reward for up to 24 months from the date it�s
issued. That means you have to have booked your flights and taken the
outbound flight within those 24 months. You can take

You�ll need to make your minimum payment when it�s due. If we do not
receive the minimum payment when it�s due, or you go over your credit
limit, we will withdraw the promotional rate with effect from the start of
that statement period.

When a promotional rate ends or is withdrawn, we charge the current
standard interest rate that applies to that transaction.

You will not be able to transfer a balance from another Virgin Money,
Clydesdale Bank, Yorkshire Bank or B credit card and should not use your
card to repay other borrowing from Clydesdale Bank plc.

Credit is available, subject to status, only to UK residents aged 18 or
over.

Calls are charged at your service provider�s prevailing rate and may be
monitored and recorded.

The Virgin Atlantic Credit Card is issued by Clydesdale Bank plc (trading
as Virgin Money). Registered in Scotland (Company No. SC001111).
Registered Office: 177 Bothwell Street, Glasgow, G2 7ER. Authorised by the
Prudential Regulation Authority and regulated by the Financial Conduct
Authority and the Prudential Regulation Authority.

Virgin Money adheres to the Standard of Lending Practice which are
monitored and enforced by the
<https://t5.emails.virginatlantic.com/r/?id=h31b45e91,8d0bf4e6,801779c2>
Lending Standards Board.

Your copy of the
<https://t5.emails.virginatlantic.com/r/?id=h31b45e91,8d0bf4e6,801779c3>
Statement of Lender and Borrower Responsibilities.

 These terms apply to new Reward+ cardholders from the 30th September 2024
and existing Reward Cardholders from the 30th October 2024.

Earning Virgin Atlantic Reward+ Credit Card Points

1.        We�ll give you 18,000 bonus Virgin Points if you make a purchase
using your Reward+ Credit Card in the first 90 days.  There�s no minimum
spend.

2.        You�ll earn 1.5 Virgin Points for every �1 you spend on card
purchases.  You won�t earn Virgin Points on cash advances, balance
transfers, money transfers, interest or fees.

3.        You�ll earn 3 Virgin Points for every �1 you spend directly with
Virgin Atlantic or Virgin Holidays excluding purchases of Virgin Points.

4.        There�s a cap on the Virgin Points you can earn each month based
on your credit limit.  So if your credit limit is �5,000, you�ll earn
points on the first �5,000 of card purchases in a month.  If you spend
more than that, you won�t earn points on that bit.  We�ll reset the
counter every month on the date of your credit card statement.  The cap
doesn�t apply to bonus points.

5.        To benefit from the points earned on the Virgin Atlantic Reward+
Credit Card you need to be a member of the Virgin Atlantic Flying Club.
You will also need to link your membership number to your credit card. You
can join Virgin Atlantic Flying Club
<https://t5.emails.virginatlantic.com/r/?id=h31b45e91,8d0bf4e6,801779c4&e=
Y2lkPVBETTQwNjU3MiZiaWQ9ODMzOTA0Mjcz&s=l-5Xp4_EgEDo9kmgzUFkq9RVVuRn2QelZ6N
S5BJW2l0> here. We�ll add your points to your Flying Club account every
month within 5 days of your credit card statement date. You�ll get any
bonus points in the month after you�ve earned them.

Earning Virgin Atlantic Reward+ Credit Card Flying Club Tier Rewards

1.      If you spend �10,000 or more on card purchases over 12 months,
you�ll earn a Flying Club reward voucherreward. You can only earn one
voucher reward every 12 months. The 12 months resets on each anniversary
of the date your Virgin Atlantic Reward+ Credit Card account was opened.

2.      The value of reward you earn depends on your Flying Club tier
status when you redeem the voucher.


�        If you are a Red tier member, your voucher can redeemed for an
upgrade or companion seat up to the value of 75,000 Virgin Points.

�        If you are a Silver or Gold tier member, your voucher can
redeemed for an upgrade or companion seat up to the value of 150,000
Virgin Points


Vouchers are redeemed in full when used for upgrades or companion seats
less than the voucher value, but for any redemption over the value of the
voucher, the remaining balance can be funded with additional points.

Your voucher value depends on your tier status when you redeem the voucher
not when you earnt it, so if you are a Red tier member when you earnt the
voucher but move to Silver it will be worth up to 150,000 points when you
redeem it.

3.      Vouchers can only be redeemed on bookings for Virgin Atlantic
operated flights for;


     Either a Round Trip Companion Reward Seat. Take one person with you
in a reward seat up to the points value of the voucher.
     Or a Round Trip Cabin Upgrade. Upgrade a booked seat into a reward
seat in any higher cabin up to the points value of the voucher.

    You�ll still need to pay any taxes, fees and surcharges. If the value
of your reward seat is higher than the value of your voucher, then
additional points will be required to pay for the difference.     Upgrades
cannot be applied to Economy Light bookings.

4.      The reward will automatically be added to your Flying Club account
within 30 days of earning it. It�ll be ready to spend as soon as it has
been added.

5.      If you want to use your voucher, ring the Virgin Atlantic Flying
Club contact centre on 0344 209 2722 to book.


6.      You can spend your reward for up to 24 months from the date it�s
issued. That means you have to have booked your flights and taken the
outbound flight within those 24 months. You can take the return journey
afterwards.

7.      Further terms & conditions apply to voucher redemptions, please
visit
<https://t5.emails.virginatlantic.com/r/?id=h31b45e91,8d0bf4e6,801779c5&e=
Y2lkPVBETTQwNjU3MiZiaWQ9ODMzOTA0Mjcz&s=gFT0eCCPBH0m0BFNebt75_MVauR3CaOL7SB
RTs7lVIc> Flying Club Terms and Conditions | Virgin Atlantic.

You�ll need to make your minimum payment when it�s due. If we do not
receive the minimum payment when it�s due, or you go over your credit
limit, we will withdraw the promotional rate with effect from the start of
that statement period.

When a promotional rate ends or is withdrawn, we charge the current
standard interest rate that applies to that transaction.

You will not be able to transfer a balance from another Virgin Money,
Clydesdale Bank, Yorkshire Bank or B credit card and should not use your
card to repay other borrowing from Clydesdale Bank plc.

Credit is available, subject to status, only to UK residents aged 18 or
over.

Calls are charged at your service provider�s prevailing rate and may be
monitored and recorded.

The Virgin Atlantic Credit Card is issued by Clydesdale Bank plc (trading
as Virgin Money). Registered in Scotland (Company No. SC001111).
Registered Office: 177 Bothwell Street, Glasgow, G2 7ER. Authorised by the
Prudential Regulation Authority and regulated by the Financial Conduct
Authority and the Prudential Regulation Authority.

Virgin Money adheres to the Standard of Lending Practice which are
monitored and enforced by the
<https://t5.emails.virginatlantic.com/r/?id=h31b45e91,8d0bf4e6,801779c6>
Lending Standards Board.

Your copy of the
<https://t5.emails.virginatlantic.com/r/?id=h31b45e91,8d0bf4e6,801779c7>
Statement of Lender and Borrower Responsibilities.


<https://t5.emails.virginatlantic.com/r/?id=h31b45e91,8d0bf4e6,801779cb&e=
Y2lkPVBETTQwNjU3MiZiaWQ9ODMzOTA0Mjcz&s=79cEAkMFX5KH94AkP7KM2b6JKKDCSFWYh8-
EPWtS5DI> Flying Club Terms and Conditions apply.

This email account is unmonitored, if you have any queries relating to
this communication, please quote AWRS562275C when contacting
<https://t5.emails.virginatlantic.com/r/?id=h31b45e91,8d0bf4e6,801779cd&e=
Y2lkPVBETTQwNjU3MiZiaWQ9ODMzOTA0Mjcz&s=DxYLATXH0TnXuruVTtJqPjx5BK9il6OY-Lt
LTpznsGo> Virgin Atlantic Flying Club. Virgin Atlantic  privacy policy and
information on how we use cookies are available via our
<https://t5.emails.virginatlantic.com/r/?id=h31b45e91,8d0bf4e6,801779cf&e=
Y2lkPVBETTQwNjU3MiZiaWQ9ODMzOTA0Mjcz&s=5-CSezaLsna5X4_MCEdO3zalHSs7H1y4D5v
PuibthDE> website.

This email communication makes use of a 'Clear Image' (gif) to track
results of the email campaign. To prevent tracking for future emails, turn
off the images in the email itself.

Registered office: Virgin Atlantic Airways Ltd, Company Secretariat, The
VHQ, Fleming Way, Crawley, West Sussex RH10 9DF. Registered in England and
Wales 1600117. VAT number: GB425.2161.84

  <https://t5.emails.virginatlantic.com/r/?id=h31b45e91,8d0bf4e6,1>

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!important;}
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!important; color: #ffffff !important; height: auto !important;}
        .inimage {width:100% !important; min-width:100% !important; =
height:210px !important; min-height:210px !important; display:block =
!important;}
        u + .body .glist{margin-left: 18px !important;}
        ul{margin-left:18px !important;}
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!important;}
        .time{width:70px !important;min-width:70px !important;}
        .dyk-one {float:none !important; width:100% !important; =
height:210px !important; min-height:210px !important;}
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   =20

</head>
   =20

<body alink=3D"#757575" leftmargin=3D"0" link=3D"#757575" =
marginheight=3D"0" marginwidth=3D"0" style=3D"background-color: #f6f8fc; =
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600px;"><![endif]-->
                                    <tr>
                                        <td class=3D"main pad-horz-20 =
red-bg" bgcolor=3D"#da0530" width=3D"520" align=3D"left" =
style=3D"padding: 13px 40px 15px;">
                                            <table role=3D"presentation" =
class=3D"main red-bg" width=3D"520" border=3D"0" cellpadding=3D"0" =
cellspacing=3D"0" align=3D"center" bgcolor=3D"#da0530">
                                                <!--[if (gte mso =
9)|(IE)]><table role=3D"presentation" class=3D"main" width=3D"520" =
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                                                <tr>
                                                    <td width=3D"100%" =
align=3D"center" style=3D"color: #da0530; font-family: 'Gotham-Book', =
Arial, Helvetica, Verdana, sans-serif; font-size: 1px;">
                                                        <div =
style=3D"display: none !important; max-height: 0px; overflow: =
hidden;">Flying Club vouchers made simple&#8239;</div>
                                                        <div =
style=3D"display: none !important; max-height: 0px; overflow: hidden;"> =
&#8199;&#847; &#8199;&#847; &#8199;&#847; &#8199;&#847; &#8199;&#847; =
&#8199;&#847;
                                                            =
&#8199;&#847; &#8199;&#847; &#8199;&#847; &#8199;&#847; &#8199;&#847; =
&#8199;&#847;
                                                            =
&#8199;&#847; &#8199;&#847; &#8199;&#847; &#8199;&#847; &#8199;&#847; =
&#8199;&#847; &#8199;&#847; &#8199;&#847; &#8199;&#847; &#8199;&#847; =
&#8199;&#847; &#8199;&#847;
                                                            =
&#8199;&#847; &#8199;&#847; &#8199;&#847; &#8199;&#847; &#8199;&#847; =
&#8199;&#847;
                                                            =
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                                                            =
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                                                            =
&#8199;&#847; &#8199;&#847; &#8199;&#847; &#8199;&#847; &#8199;&#847; =
&#8199;&#847; &#8199;&#847; &#8199;&#847; &#8199;&#847; &#8199;&#847; =
&#8199;&#847; &#8199;&#847;
                                                            =
&#8199;&#847; &#8199;&#847; &#8199;&#847; &#8199;&#847; &#8199;&#847; =
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                                                            =
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&#8199;&#847; &#8199;&#847; &#8199;&#847; &#8199;&#847; &#8199;&#847; =
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                                                            =
&#8199;&#847; &#8199;&#847; &#8199;&#847; &#8199;&#847; &#8199;&#847; =
&#8199;&#847;
                                                            =
&#8199;&#847; &#8199;&#847; &#8199;&#847; &#8199;&#847; &#8199;&#847; =
&#8199;&#847; &#8199;&#847; &#8199;&#847; &#8199;&#847; &#8199;&#847; =
&#8199;&#847; &#8199;&#847;
                                                            =
&#8199;&#847; &#8199;&#847; &#8199;&#847; &#8199;&#847; &#8199;&#847; =
&#8199;&#847;
                                                            =
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&#8199;&#847; &#8199;&#847; &#8199;&#847; &#8199;&#847; &#8199;&#847; =
&#8199;&#847; &#8199;&#847;
                                                            =
&#8199;&#847; &#8199;&#847; &#8199;&#847; &#8199;&#847; &#8199;&#847; =
&#8199;&#847;
                                                            =
&#8199;&#847; &#8199;&#847; &#8199;&#847; &#8199;&#847; &#8199;&#847; =
&#8199;&#847; &#8199;&#847; &#8199;&#847; &#8199;&#847; &#8199;&#847; =
&#8199;&#847; &#8199;&#847;
                                                            =
&#8199;&#847; &#8199;&#847; &#8199;&#847; &#8199;&#847; &#8199;&#847; =
&#8199;&#847;
                                                            &shy; &shy; =
&shy; &shy; &shy; &shy; &shy; &shy; &shy; &shy; &shy; &shy; &shy; &shy; =
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&shy; &shy; &shy; &shy; &shy; &shy; &shy; &shy; &shy; &shy; &shy; &shy; =
&shy; &shy; &shy; &shy;
                                                            &shy; &shy; =
&shy; &shy; &shy; &shy; &shy; &shy; &shy; &shy; &shy; &shy; &shy; &shy; =
&shy; &shy; &shy; &shy;
                                                            &nbsp;</div>
                                                    </td>
                                                </tr>
                                                <tr>
                                                    <td width=3D"520" =
class=3D"width-100" style=3D"font-family: Arial, Helvetica, sans-serif; =
width: 520px; font-size: 11px; mso-line-height-rule: exactly; =
line-height: 14px; color: #ffffff; text-align: left;" =
align=3D"left">Can't see this email? <a =
href=3D"https://t5.emails.virginatlantic.com/r/?id=3Dh31b45e91,8d0bf4e6,8=
017799e&e=3DY2lkPVBETTQwNjU3MiZiaWQ9ODMzOTA0MjczJnAxPSU0MER6Y0U0S2lCQkUwZ=
0o5bTJTMWNkdWolMkI2WTVEYU50cDNPOCUyQiUyQm9rT3ZQVjAlM0Q&s=3DlZ1J6uZNw2MLP-=
w5ud5n2awRJ1SBqV8mZmxtFGyd7H0" class=3D"opacity" target=3D"_blank" =
style=3D"color: #ffffff; text-decoration:underline;" _label=3D"View =
Online"><span style=3D"color: #ffffff;"><font style=3D"color: =
#ffffff;">View online</font></span></a></td>
                                                </tr>
                                                <!--[if (gte mso =
9)|(IE)]></table><![endif]-->
                                            </table>
                                        </td>
                                    </tr>
                                    <!--[if (gte mso =
9)|(IE)]></table><![endif]-->
                                </table>
                                <table role=3D"presentation" =
class=3D"main body-bg" width=3D"600" border=3D"0" cellspacing=3D"0" =
cellpadding=3D"0" align=3D"center" bgcolor=3D"#f6f8fc">
                                    <tr>
                                        <td>
                                           =20

<table role=3D"presentation" class=3D"main dark-bg" width=3D"600" =
border=3D"0" cellspacing=3D"0" cellpadding=3D"0" align=3D"center" =
bgcolor=3D"#ffffff">
    <!--[if (gte mso 9)|(IE)]><table role=3D"presentation" class=3D"main =
dark-bg" width=3D"600" align=3D"center" border=3D"0" cellpadding=3D"0" =
cellspacing=3D"0" bgcolor=3D"#ffffff" style=3D"width: =
600px;"><![endif]-->
    <tr>
        <td style=3D"padding: 0px 40px;" bgcolor=3D"#ffffff" =
class=3D"main pad-horz-20 dark-bg" width=3D"520">
            <table role=3D"presentation" class=3D"main dark-bg" =
width=3D"520" border=3D"0" cellspacing=3D"0" cellpadding=3D"0" =
align=3D"center" bgcolor=3D"#ffffff">
                <!--[if (gte mso 9)|(IE)]><table role=3D"presentation" =
class=3D"main" width=3D"520" align=3D"center" border=3D"0" =
cellpadding=3D"0" cellspacing=3D"0" style=3D"width: 520px;"><![endif]-->
                <tr>
                    <td class=3D"dark-bg" width=3D"60%" =
style=3D"text-align: left; width: 60%; padding: 22px 0px; =
vertical-align: bottom;" valign=3D"bottom" align=3D"left" =
bgcolor=3D"#ffffff">
                       =20
                        <table class=3D"main" width=3D"200" =
align=3D"left" border=3D"0" cellspacing=3D"0" cellpadding=3D"0" =
style=3D"width:200px;"><tr><td class=3D"dark-bg" width=3D"100%" =
align=3D"left" height=3D"55" style=3D"font-family:'Gotham-Book', Century =
Gothic, Arial, Helvetica, sans-serif; height:55px; =
vertical-align:bottom; font-size:14px; mso-line-height-rule:exactly; =
line-height:18px; color:#030C16; text-align:left; padding:0px 0px 1px;" =
valign=3D"bottom">Membership&nbsp;no: <strong><a href=3D"#" =
style=3D"color:#030C16; text-decoration:none; cursor:default;" =
class=3D"dark-bg"><span style=3D"color:#030C16;" class=3D"dark-bg"><font =
style=3D"color:#030C16;" =
class=3D"dark-bg">1096409238</font></a></strong><!-- <br =
/>Virgin&nbsp;Points&nbsp;balance: <strong><a href=3D"#" =
style=3D"color:#030C16; text-decoration:none; cursor:text;" =
class=3D"dark-bg"><span style=3D"color:#030C16;" class=3D"dark-bg"><font =
style=3D"color:#030C16;" class=3D"dark-bg">0</font></span></a></strong> =
--></td></tr></table>
                    </td>
                    <td width=3D"40%" align=3D"right" class=3D"dark-bg" =
style=3D"text-align: right; width: 40%; padding: 22px 0px;" =
bgcolor=3D"#ffffff">
                        <a x-cq-linkchecker=3D"skip" =
href=3D"https://t5.emails.virginatlantic.com/r/?id=3Dh31b45e91,8d0bf4e6,8=
017799f&e=3DY2lkPVBETTQwNjU3MiZiaWQ9ODMzOTA0MjczJnAxPWdiL2Vu&s=3Dsmcu9GKd=
pQSh1uvZMZzKQwvVGhEvkJfw1XqPQjOdXZ0" target=3D"_blank" style=3D"color: =
#575757; text-decoration: none;" _label=3D"Virgin Atlantic Flying Club =
logo"><img =
src=3D"https://res5.emails.virginatlantic.com/res/img/B688E760AF0EF1EE496=
832E9ACDFF598.png" alt=3D"Virgin Atlantic Flying Club" title=3D"Virgin =
Atlantic Flying Club" width=3D"150" height=3D"58" border=3D"0" =
style=3D"display: block; padding: 0px; border: none; color: #575757; =
font-family: Arial, Helvetica, Verdana, sans-serif; font-size: 11px; =
text-align: center; -webkit-text-size-adjust: none; max-width: 150px; =
min-width: 150px; min-height: 58px; height: 58px; max-height: 58px;" =
class=3D"light-img opacity" align=3D"right"/>
                            <!--[if !mso]><! --><div class=3D"dark-img" =
style=3D"display:none; overflow:hidden; float:right; width:0px; =
height:0px; max-width:0px; max-height:0px; line-height:0px; =
visibility:hidden;" align=3D"right"><img =
src=3D"https://res5.emails.virginatlantic.com/res/img/3F5DD7F486477793409=
CF98AF690D88A.png" alt=3D"Virgin Atlantic Flying Club" title=3D"Virgin =
Atlantic Flying Club" border=3D"0" style=3D"display:none; padding:0px; =
border:none; color:#030C16; font-family:Century Gothic, Arial, =
Helvetica, sans-serif; text-align:center; width:0px; height:0px; =
max-width:0px; max-height:0px; line-height:0px; font-size:0px;" =
class=3D"dark-img opacity" align=3D"right"/></div><!--<![endif]-->
                        </a>
                    </td>
                </tr>
                <!--[if (gte mso 9)|(IE)]></table><![endif]-->
            </table>
        </td>
    </tr>
    <!--[if (gte mso 9)|(IE)]></table><![endif]-->
</table>
                                           =20

   =20
<table role=3D"presentation" class=3D"main dark-bg" width=3D"600" =
border=3D"0" cellspacing=3D"0" cellpadding=3D"0" align=3D"center" =
bgcolor=3D"#ffffff">
    <!--[if (gte mso 9)|(IE)]><table role=3D"presentation" class=3D"main =
dark-bg" width=3D"600" align=3D"center" border=3D"0" cellpadding=3D"0" =
cellspacing=3D"0" bgcolor=3D"#ffffff" style=3D"width: =
600px;"><![endif]-->
    <tr>
        <td width=3D"100%" align=3D"center" bgcolor=3D"#ffffff" =
class=3D"width-100 dark-bg" style=3D"padding: 0px 0px 0px;">
            <a x-cq-linkchecker=3D"skip" =
href=3D"https://t5.emails.virginatlantic.com/r/?id=3Dh31b45e91,8d0bf4e6,8=
01779a0&e=3DY2lkPVBETTQwNjU3MiZiaWQ9ODMzOTA0Mjcz&s=3DPunrdOCYyA3s_75HXwU2=
Edx9LRcDO8uCvEp9iYYG2YU" target=3D"_blank" style=3D"color: #030C16; =
text-decoration: none;" _label=3D"Header"><img =
src=3D"https://res5.emails.virginatlantic.com/res/img/8F4D98F0B70D0AB404B=
80A2D97A89058.jpg" alt=3D"Reward vouchers with more flex" =
title=3D"Reward vouchers with more flex" class=3D"width-100 opacity" =
width=3D"600" border=3D"0" style=3D"display: block; padding: 0px; =
border: none; color: #030C16; font-family: Arial, Helvetica, Verdana, =
sans-serif; font-size: 11px; text-align: center; =
-webkit-text-size-adjust: none; max-width: 600px"/>
            </a>
        </td>
    </tr>
    <!--[if (gte mso 9)|(IE)]></table><![endif]-->
</table>

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    <table role=3D"presentation" class=3D"main dark-bg" width=3D"600" =
border=3D"0" cellspacing=3D"0" cellpadding=3D"0" align=3D"center" =
bgcolor=3D"#ffffff" style=3D"width: 600px;"><!--[if (gte mso =
9)|(IE)]><table role=3D"presentation" class=3D"main dark-bg" =
width=3D"600" align=3D"center" border=3D"0" cellpadding=3D"0" =
cellspacing=3D"0" bgcolor=3D"#ffffff" style=3D"width: =
600px;"><![endif]-->
  <tr>
    <td align=3D"left" class=3D"dark-bg" width=3D"100%" =
valign=3D"bottom" bgcolor=3D"#ffffff" style=3D"text-align: left; =
vertical-align:bottom;">
      <table role=3D"presentation" class=3D"main dark-bg" width=3D"600" =
border=3D"0" cellspacing=3D"0" cellpadding=3D"0" bgcolor=3D"#ffffff" =
style=3D"width: 600px;">
        <tr>
          <td class=3D"pad-horz-20 text-30 dark-bg" width=3D"100%" =
align=3D"left" valign=3D"top" bgcolor=3D"#ffffff" style=3D"padding: 43px =
40px 28px 40px; font-family: 'gotham-light', Century Gothic, Arial, =
Helvetica, sans-serif; font-size: 35px; mso-line-height-rule: exactly; =
line-height: 39px; color: #030C16; text-align: left;">Hello Robert</td>
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        </tr>
        <tr>
          <td class=3D"pad-horz-20 dark-bg" width=3D"100%" =
align=3D"left" bgcolor=3D"#ffffff" style=3D"text-align: left; padding: =
0px 40px;">
            <table role=3D"presentation" class=3D"dark-bg" width=3D"50" =
border=3D"0" cellspacing=3D"0" cellpadding=3D"0" align=3D"left" =
bgcolor=3D"#ffffff" style=3D"width: 50px; max-width: 50px;">
              <tr>
                <td class=3D"pad-horz-20 dark-bg" width=3D"50" =
align=3D"left" valign=3D"top" bgcolor=3D"#ffffff" style=3D"width:50px; =
font-family: 'Gotham-Book', Century Gothic, Arial, Helvetica, =
sans-serif; font-size: 26px; mso-line-height-rule: exactly; line-height: =
30px; color: #ffffff; text-align: left; border-top: 1px solid =
#da0530;">&nbsp;</td>
              </tr>
            </table>
          </td>
        </tr>
      </table>
    </td>
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  </tr>
<!--[if (gte mso 9)|(IE)]></table><![endif]--></table>

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<table role=3D"presentation" class=3D"main dark-bg" width=3D"600" =
border=3D"0" cellspacing=3D"0" cellpadding=3D"0" align=3D"center" =
bgcolor=3D"#ffffff" style=3D"width: 600px;">
    <!--[if (gte mso 9)|(IE)]><table role=3D"presentation" class=3D"main =
dark-bg" width=3D"600" align=3D"center" border=3D"0" cellpadding=3D"0" =
cellspacing=3D"0" bgcolor=3D"#ffffff" style=3D"width: =
600px;"><![endif]-->
        <tr>
            <td width=3D"100%" class=3D"dark-bg" align=3D"left" =
valign=3D"top" bgcolor=3D"#ffffff" style=3D"padding: 0px 0px 0px;">
                <table role=3D"presentation" class=3D"main dark-bg" =
width=3D"600" border=3D"0" cellspacing=3D"0" cellpadding=3D"0" =
align=3D"center" bgcolor=3D"#ffffff">
                    <!--[if (gte mso 9)|(IE)]><table =
role=3D"presentation" class=3D"main dark-bg" width=3D"600" =
align=3D"center" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" =
bgcolor=3D"#ffffff" style=3D"width: 600px;"><![endif]-->
                    <tr>
                        <td class=3D"pad-horz-20 dark-bg =
rte-light-link-red" width=3D"100%" align=3D"left" valign=3D"top" =
bgcolor=3D"#ffffff" style=3D"padding: 0px 40px 28px; font-family: =
'Gotham-Book', Century Gothic, Arial, Helvetica, sans-serif; font-size: =
14px; mso-line-height-rule: exactly; line-height: 22px; color: #030C16; =
text-align: left;">
                            Have you heard? From 30th October, =
it&#8217;ll be a lot easier to use Virgin Points to fly, with every seat =
onboard, on any date, available to buy with points. Well, that goes for =
vouchers too.&#8239;<br/>
                        </td>
                    </tr>
                    <!--[if (gte mso 9)|(IE)]></table><![endif]-->
                </table>
            </td>
        </tr>
    <!--[if (gte mso 9)|(IE)]></table><![endif]-->
</table>

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<div class=3D"cb-condition-container">
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<div class=3D"cb-condition-container">
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<table role=3D"presentation" class=3D"main dark-bg" width=3D"600" =
border=3D"0" cellspacing=3D"0" cellpadding=3D"0" align=3D"center" =
bgcolor=3D"#ffffff" style=3D"width: 600px;">
    <!--[if (gte mso 9)|(IE)]><table role=3D"presentation" class=3D"main =
dark-bg" width=3D"600" align=3D"center" border=3D"0" cellpadding=3D"0" =
cellspacing=3D"0" bgcolor=3D"#ffffff" style=3D"width: =
600px;"><![endif]-->
        <tr>
            <td width=3D"100%" class=3D"dark-bg" align=3D"left" =
valign=3D"top" bgcolor=3D"#ffffff" style=3D"padding: 0px 0px 0px;">
                <table role=3D"presentation" class=3D"main dark-bg" =
width=3D"600" border=3D"0" cellspacing=3D"0" cellpadding=3D"0" =
align=3D"center" bgcolor=3D"#ffffff">
                    <!--[if (gte mso 9)|(IE)]><table =
role=3D"presentation" class=3D"main dark-bg" width=3D"600" =
align=3D"center" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" =
bgcolor=3D"#ffffff" style=3D"width: 600px;"><![endif]-->
                    <tr>
                        <td class=3D"pad-horz-20 dark-bg =
rte-light-link-red" width=3D"100%" align=3D"left" valign=3D"top" =
bgcolor=3D"#ffffff" style=3D"padding: 0px 40px 28px; font-family: =
'Gotham-Book', Century Gothic, Arial, Helvetica, sans-serif; font-size: =
14px; mso-line-height-rule: exactly; line-height: 22px; color: #030C16; =
text-align: left;">
                            <span style=3D"text-align: center;">If =
you&#8217;ve got a reward voucher from your Virgin Atlantic Credit Card =
burning a hole in your beach bag, the possibilities for using it are =
about to get more interesting - with simplified ways to treat yourself =
or a friend any time you like, on any flight or upgrade you =
fancy.&#8239;</span><br/><br/>Your vouchers can be used for companion =
seats or upgrades worth up to 75,000 points and can be used on any =
one-way or return flight.<br/><br/>If you already have a voucher in <a =
href=3D"https://t5.emails.virginatlantic.com/r/?id=3Dh31b45e91,8d0bf4e6,8=
01779a1&e=3DY2lkPVBETTQwNjU3MiZiaWQ9ODMzOTA0Mjcz&s=3D2IH89zG433p3Yla49CH5=
FnVM-ZrUeH7ep28H9G915nM" class=3D"opacity" style=3D"color:#da0530; =
text-decoration:none; font-weight:normal;text-decoration: =
underline;"><span style=3D"color:#da0530;"><font =
style=3D"color:#da0530;">your account</font></span></a>, you can still =
choose to use it today but it will change to the new version on the 30th =
October. Either way it will keep its original expiry date.<br/>
                        </td>
                    </tr>
                    <!--[if (gte mso 9)|(IE)]></table><![endif]-->
                </table>
            </td>
        </tr>
    <!--[if (gte mso 9)|(IE)]></table><![endif]-->
</table>

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</div>


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</div>

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<table role=3D"presentation" class=3D"main dark-bg" width=3D"600" =
border=3D"0" cellspacing=3D"0" cellpadding=3D"0" align=3D"center" =
bgcolor=3D"#ffffff" style=3D"width: 600px;">
    <!--[if (gte mso 9)|(IE)]><table role=3D"presentation" class=3D"main =
dark-bg" width=3D"600" align=3D"center" border=3D"0" cellpadding=3D"0" =
cellspacing=3D"0" bgcolor=3D"#ffffff" style=3D"width: =
600px;"><![endif]-->
        <tr>
            <td width=3D"100%" class=3D"dark-bg" align=3D"left" =
valign=3D"top" bgcolor=3D"#ffffff" style=3D"padding: 0px 0px 0px;">
                <table role=3D"presentation" class=3D"main dark-bg" =
width=3D"600" border=3D"0" cellspacing=3D"0" cellpadding=3D"0" =
align=3D"center" bgcolor=3D"#ffffff">
                    <!--[if (gte mso 9)|(IE)]><table =
role=3D"presentation" class=3D"main dark-bg" width=3D"600" =
align=3D"center" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" =
bgcolor=3D"#ffffff" style=3D"width: 600px;"><![endif]-->
                    <tr>
                        <td class=3D"pad-horz-20 dark-bg =
rte-light-link-red" width=3D"100%" align=3D"left" valign=3D"top" =
bgcolor=3D"#ffffff" style=3D"padding: 0px 40px 28px; font-family: =
'Gotham-Book', Century Gothic, Arial, Helvetica, sans-serif; font-size: =
14px; mso-line-height-rule: exactly; line-height: 22px; color: #030C16; =
text-align: left;">
                            <b>To find out more about what&#8217;s =
changing, visit <a =
href=3D"https://t5.emails.virginatlantic.com/r/?id=3Dh31b45e91,8d0bf4e6,8=
01779a5&e=3DY2lkPVBETTQwNjU3MiZiaWQ9ODMzOTA0Mjcz&s=3DYI1Gw8yJ5XJh_Yrq95_N=
qwHzojZPBA_CFl0k0kgoglE" class=3D"opacity" style=3D"color:#da0530; =
text-decoration:none; font-weight:normal;text-decoration: =
underline;"><span style=3D"color:#da0530;"><font =
style=3D"color:#da0530;">our website and =
FAQ&#8217;s</font></span></a>.</b><br/>
                        </td>
                    </tr>
                    <!--[if (gte mso 9)|(IE)]></table><![endif]-->
                </table>
            </td>
        </tr>
    <!--[if (gte mso 9)|(IE)]></table><![endif]-->
</table>

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<table role=3D"presentation" width=3D"600" class=3D"main" =
align=3D"center" border=3D"0" cellspacing=3D"0" cellpadding=3D"0" =
bgcolor=3D"#da0530"><!--[if (gte mso 9)|(IE)]><table =
role=3D"presentation" class=3D"main" width=3D"600" align=3D"center" =
border=3D"0" cellpadding=3D"0" cellspacing=3D"0" bgcolor=3D"#da0530" =
style=3D"width:600px;"><![endif]-->
  <tr>
      <td class=3D"pad-horz-20" valign=3D"middle" align=3D"center" =
style=3D"padding:20px 40px 0px; height:24px;" bgcolor=3D"#da0530">
          <table role=3D"presentation" width=3D"520" class=3D"main " =
align=3D"center" border=3D"0" cellspacing=3D"0" cellpadding=3D"0" =
bgcolor=3D"#da0530"><!--[if (gte mso 9)|(IE)]><table =
role=3D"presentation" class=3D"main " width=3D"520" align=3D"center" =
border=3D"0" cellpadding=3D"0" cellspacing=3D"0" bgcolor=3D"#da0530" =
style=3D"width:520px;"><![endif]-->
            <tr>
                <!--[if !mso]><!--><td width=3D"520" class=3D"main " =
align=3D"center" bgcolor=3D"#da0530">
                  <table role=3D"presentation" class=3D"main " =
border=3D"0" align=3D"left" cellpadding=3D"0" cellspacing=3D"0" =
bgcolor=3D"#da0530" style=3D"width:auto; float:left;">
                      <tr><!--<![endif]-->
                        <td class=3D"main center " width=3D"auto" =
align=3D"left" bgcolor=3D"#da0530" style=3D"width:auto; padding:0px 0px =
20px;">
                            <table role=3D"presentation" width=3D"auto" =
border=3D"0" class=3D"centerTable" cellpadding=3D"0" cellspacing=3D"0" =
bgcolor=3D"#da0530" style=3D"width:auto; max-width:179px;">
                                <tr>
                        <td width=3D"24"  align=3D"center" =
style=3D"padding:0px 16px 0px 0px;"><a =
href=3D"https://t5.emails.virginatlantic.com/r/?id=3Dh31b45e91,8d0bf4e6,8=
01779ae" class=3D"opacity" target=3D"_blank" _label=3D"Instagram"><img =
src=3D"https://flywith.virginatlantic.com/content/dam/crm/icon/social-ico=
ns/instagram.png" alt=3D"Instagram" title=3D"Instagram" width=3D"24" =
height=3D"24" border=3D"0" style=3D"display:block; padding:0px; =
border:none; color:#ffffff; font-family:Century Gothic, Arial, =
Helvetica, sans-serif; font-size:11px; max-width:24px; min-width:24px; =
min-height:24px; height:24px; max-height:24px;" class=3D"opacity" =
/></a></td>
                      <td width=3D"24" align=3D"center" =
style=3D"padding:0px 16px 0px 0px;"><a =
href=3D"https://t5.emails.virginatlantic.com/r/?id=3Dh31b45e91,8d0bf4e6,8=
01779af" class=3D"opacity" target=3D"_blank" _label=3D"Facebook"><img =
src=3D"https://flywith.virginatlantic.com/content/dam/crm/icon/social-ico=
ns/facebook.png" alt=3D"Facebook" title=3D"Facebook" width=3D"24" =
height=3D"24" border=3D"0" style=3D"display:block; padding:0px; =
border:none; color:#ffffff; font-family:Century Gothic, Arial, =
Helvetica, sans-serif; font-size:11px; max-width:24px; min-width:24px; =
min-height:24px; height:24px; max-height:24px;" class=3D"opacity" =
/></a></td>
                        <td width=3D"24"  align=3D"center" =
style=3D"padding:0px 16px 0px 0px;"><a =
href=3D"https://t5.emails.virginatlantic.com/r/?id=3Dh31b45e91,8d0bf4e6,8=
01779b0" class=3D"opacity" target=3D"_blank" _label=3D"Twitter"><img =
src=3D"https://flywith.virginatlantic.com/content/dam/crm/icon/social-ico=
ns/twitter.png" alt=3D"Twitter" title=3D"Twitter" width=3D"24" =
height=3D"24" border=3D"0" style=3D"display:block; padding:0px; =
border:none; color:#ffffff; font-family:Century Gothic, Arial, =
Helvetica, sans-serif; font-size:11px; max-width:23px; min-width:24px; =
min-height:24px; height:24px; max-height:24px;" class=3D"opacity" =
/></a></td>
                      <td width=3D"24"  align=3D"center" =
style=3D"padding:0px 16px 0px 0px;"><a =
href=3D"https://t5.emails.virginatlantic.com/r/?id=3Dh31b45e91,8d0bf4e6,8=
01779b1" class=3D"opacity" target=3D"_blank" _label=3D"TikTok"><img =
src=3D"https://flywith.virginatlantic.com/content/dam/crm/icon/social-ico=
ns/tiktok.png" alt=3D"TikTok" title=3D"TikTok" width=3D"24" =
height=3D"24" border=3D"0" style=3D"display:block; padding:0px; =
border:none; color:#ffffff; font-family:Century Gothic, Arial, =
Helvetica, sans-serif; font-size:11px; max-width:24px; min-width:24px; =
min-height:24px; height:24px; max-height:24px;" class=3D"opacity" =
/></a></td>
                      <td width=3D"24"  align=3D"center" =
style=3D"padding:0px 0px 0px 0px;"><a =
href=3D"https://t5.emails.virginatlantic.com/r/?id=3Dh31b45e91,8d0bf4e6,8=
01779b2" class=3D"opacity" target=3D"_blank" _label=3D"YouTube"><img =
src=3D"https://flywith.virginatlantic.com/content/dam/crm/icon/social-ico=
ns/youtube.png" alt=3D"YouTube" title=3D"YouTube" width=3D"24" =
height=3D"24" border=3D"0" style=3D"display:block; padding:0px; =
border:none; color:#ffffff; font-family:Century Gothic, Arial, =
Helvetica, sans-serif; font-size:11px; max-width:24px; min-width:24px; =
min-height:24px; height:24px; max-height:24px;" class=3D"opacity" =
/></a></td>
                              </tr>
                            </table>
                        </td>
                        <td class=3D"hide" width=3D"auto">&nbsp;</td>
                      <!--[if !mso]><!--></tr>
            </table>
            <table role=3D"presentation" class=3D"main " border=3D"0" =
align=3D"right" cellpadding=3D"0" cellspacing=3D"0" bgcolor=3D"#da0530" =
style=3D"width:auto; float:right;">
              <tr><!--<![endif]-->
                <td class=3D"main center " align=3D"right" =
bgcolor=3D"#da0530" style=3D"width:auto; padding-bottom:20px;">
                  <table width=3D"auto" class=3D"centerTable " =
border=3D"0" cellpadding=3D"0" cellspacing=3D"0" bgcolor=3D"#da0530" =
style=3D"width:auto; max-width:195px;">
                  <tr>
                    <td width=3D"135" style=3D"font-family:Arial, =
Helvetica, sans-serif; font-size:14px; mso-line-height-rule:exactly; =
line-height:18px; color:#ffffff; text-align:center; width:125px;" =
align=3D"center" class=3D"pad-top-5"><a =
href=3D"https://t5.emails.virginatlantic.com/r/?id=3Dh31b45e91,8d0bf4e6,8=
01779b3&e=3DY2lkPVBETTQwNjU3MiZiaWQ9ODMzOTA0Mjcz&s=3DiFOCfQhakDpyK1UyvK5m=
lGPnsYCY7bIOTO80pH4rWwk" class=3D"opacity" =
style=3D"text-decoration:none;color:#ffffff" target=3D"_blank" =
_label=3D"Book"><span style=3D"color:#ffffff;"><font =
style=3D"color:#ffffff;">Download&nbsp;our&nbsp;app:</font></span></a></t=
d>
                    <td width=3D"24" style=3D"font-family:Arial, =
Helvetica, sans-serif; font-size:11px; mso-line-height-rule:exactly; =
color:#ffffff; text-align:center; padding:0px 13px 0px 15px;" =
align=3D"center"><a =
href=3D"https://t5.emails.virginatlantic.com/r/?id=3Dh31b45e91,8d0bf4e6,8=
01779b4" class=3D"opacity" target=3D"_blank" _label=3D"Apple"><img =
src=3D"https://flywith.virginatlantic.com/content/dam/crm/icon/social-ico=
ns/apple.png" alt=3D"Apple" title=3D"Apple" width=3D"24" height=3D"24" =
border=3D"0" style=3D"display:block; padding:0px; border:none; =
color:#ffffff; font-family:Century Gothic, Arial, Helvetica, sans-serif; =
font-size:11px; max-width:24px; min-width:24px; min-height:24px; =
height:24px; max-height:24px;" class=3D"opacity" /></a></td>
                    <td width=3D"24" style=3D"font-family:Arial, =
Helvetica, sans-serif; font-size:11px; mso-line-height-rule:exactly; =
color:#ffffff; text-align:center;" align=3D"center" valign=3D"middle"><a =
href=3D"https://t5.emails.virginatlantic.com/r/?id=3Dh31b45e91,8d0bf4e6,8=
01779b5" class=3D"opacity" target=3D"_blank" _label=3D"Android"><img =
src=3D"https://flywith.virginatlantic.com/content/dam/crm/icon/social-ico=
ns/android.png" alt=3D"Android" title=3D"Android" width=3D"24" =
height=3D"14" border=3D"0" style=3D"display:block; padding:0px; =
border:none; color:#ffffff; font-family:Century Gothic, Arial, =
Helvetica, sans-serif; font-size:11px; max-width:24px; min-width:24px; =
min-height:14px; height:14px; max-height:14px;" class=3D"opacity" =
/></a></td>
                  </tr>
                  </table>
                </td>
                      <!--[if !mso]><!--></tr>
                  </table>
                </td><!--<![endif]-->
            </tr>
          <!--[if (gte mso 9)|(IE)]></table><![endif]--></table>
      </td>
    </tr>
<!--[if (gte mso 9)|(IE)]></table><![endif]--></table>

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    <table role=3D"presentation" width=3D"600" class=3D"main body-bg" =
align=3D"center" border=3D"0" cellspacing=3D"0" cellpadding=3D"0" =
bgcolor=3D"#f6f8fc">
        <!--[if (gte mso 9)|(IE)]>
    <table role=3D"presentation" class=3D"main body-bg" width=3D"600" =
align=3D"center" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" =
bgcolor=3D"#f6f8fc" style=3D"width: 600px;">
      <![endif]-->
        <tr>
            <td width=3D"100%" class=3D"pad-horz-20 pad-btm-20 body-bg" =
style=3D"font-family: Arial, Helvetica, sans-serif; font-size: 11px; =
mso-line-height-rule: exactly; line-height: 15px; color: #757575; =
text-align: left; padding: 15px 40px 25px;" align=3D"left" =
valign=3D"top" bgcolor=3D"#f6f8fc">
                <strong>Terms and Conditions</strong>
               =20
               =20
                    <!-- <br /><br />Virgin Points balance correct as =
of: <a href=3D"#" style=3D"color: #757575; text-decoration: none; =
cursor:text; -webkit-text-size-adjust: none;"><span style=3D"color: =
#757575;"><font style=3D"color: #757575;">25/09/2024</font></span></a>. =
-->=20
               =20
                <br/><br/>This is a service email. For this reason, this =
email does not have an unsubscribe link, like other Virgin Atlantic =
emails do. You have received this email to inform you of a change in our =
Flying Club proposition.&#160;<br/><br/><b>VIRGIN ATLANTIC REWARD CREDIT =
CARD FLYING CLUB TERMS</b><br/><br/><b>These Virgin Atlantic Reward =
Credit Card Flying Club Terms are between you and us. We &#8217;are =
Virgin Atlantic Airways Limited (registered in England at The VHQ, =
Fleming Way, Crawley, West Sussex RH10 9DF).&#160; The </b><a =
href=3D"https://t5.emails.virginatlantic.com/r/?id=3Dh31b45e91,8d0bf4e6,8=
01779b6&e=3DY2lkPVBETTQwNjU3MiZiaWQ9ODMzOTA0Mjcz&s=3DgHxkAUpT1kk9W_pJviW9=
CxxaPT9W5p2q6KEX_qTmliE" class=3D"opacity" style=3D"color:#757575; =
text-decoration:underline; font-weight:normal;text-decoration: =
underline"><span style=3D"color:#757575;"><font =
style=3D"color:#757575;"><b>Flying Club terms and =
conditions</b></font></span></a><b> also apply.</b><br/><br/><b>These =
terms apply to existing Reward Cardholders until the 30<sup>th</sup> =
October 2024.</b><br/><br/><b>Earning Virgin Atlantic Reward Credit Card =
Points</b><ol class=3D"glist" style=3D"margin:0; margin-left: 25px; =
padding:0;" align=3D"left" type=3D"disc"><li style=3D"Margin: 16px 0 0 =
0;">We&#8217;ll give you 3,000 bonus Virgin Points if you make a =
purchase using your Reward Credit Card in the first 90 days.&#160; =
There&#8217;s no minimum spend.</li><li style=3D"Margin: 16px 0 0 =
0;">You&#8217;ll earn 0.75 Virgin Points for every &#163;1 you spend on =
card purchases. You won&#8217;t earn Virgin Points on cash advances, =
balance transfers, money transfers, interest or fees.</li><li =
style=3D"Margin: 16px 0 0 0;">You&#8217;ll earn 1.5 Virgin Points for =
every &#163;1 you spend directly with Virgin Atlantic or Virgin =
Holidays.</li><li style=3D"Margin: 16px 0 0 0;">There&#8217;s a cap on =
the Virgin Points you can earn each month based on your credit =
limit.&#160; So if your credit limit is &#163;5,000, you&#8217;ll earn =
points on the first &#163;5,000 of card purchases in a month. If you =
spend more than that, you won&#8217;t earn points on that bit.&#160; =
We&#8217;ll reset the counter every month on the date of your credit =
card statement.&#160; The cap doesn&#8217;t apply to bonus =
points.</li><li style=3D"Margin: 16px 0 0 0;">To benefit from the points =
earned on the Virgin Atlantic Reward Credit Card you need to be a member =
of the Virgin Atlantic Flying Club. You will also need to link your =
membership number to your credit card. You can join Virgin Atlantic =
Flying Club&#160;<a =
href=3D"https://t5.emails.virginatlantic.com/r/?id=3Dh31b45e91,8d0bf4e6,8=
01779b7&e=3DY2lkPVBETTQwNjU3MiZiaWQ9ODMzOTA0Mjcz&s=3DlC_Jk51BlcXaj5RS3dfG=
EAdwtOqCXpw1NkbXjDo1bkQ" class=3D"opacity" style=3D"color:#757575; =
text-decoration:underline; font-weight:normal;text-decoration: =
underline"><span style=3D"color:#757575;"><font =
style=3D"color:#757575;">here</font></span></a>. We&#8217;ll add your =
points to your Flying Club account every month within 5 days of your =
credit card statement date. You&#8217;ll get any bonus points in the =
month after you&#8217;ve earned them.</li></ol><br/><b>Earning Virgin =
Atlantic Reward Credit Card Flying Club Tier Rewards</b><ol =
class=3D"glist" style=3D"margin:0; margin-left: 25px; padding:0;" =
align=3D"left" type=3D"disc"><li style=3D"Margin: 16px 0 0 0;">If you =
spend &#163;20,000 or more on card purchases over 12 months, =
you&#8217;ll earn a reward. You can only earn one reward every 12 =
months. The 12 months resets on each anniversary of the date your Virgin =
Atlantic Reward Credit Card account was opened.</li><li style=3D"Margin: =
16px 0 0 0;">Your choice depends on whether you&#8217;re a Red, Silver =
or Gold Flying Club member when you choose it. So if you&#8217;re a Red =
member when you earn your reward but a Silver member when you choose, =
you&#8217;ll get the Silver choices</li><li style=3D"Margin: 16px 0 0 =
0;">You can choose a reward from:</li></ol><ul class=3D"glist" =
style=3D"margin:0; margin-left: 25px; padding:0;" align=3D"left" =
type=3D"disc"><li style=3D"Margin: 16px 0 0 0;">Companion Reward =
Ticket.&#160;Take one person with you in a reward seat:</li><li =
style=3D"Margin: 16px 0 0 0;">If you&#8217;re a Silver or Gold member =
when you book, the companion reward seat won&#8217;t cost any =
points</li><li style=3D"Margin: 16px 0 0 0;">When a red member wants to =
use their credit card companion reward in Upper Class they will only =
need to pay 50% of the total standard Companion points.</li><li =
style=3D"Margin: 16px 0 0 0;">Upgrade voucher.&#160;Upgrade any booking =
by one cabin into a reward seat. Available to all tiers.</li><li =
style=3D"Margin: 16px 0 0 0;">To use your&#160;Reward Voucher&#160;for a =
return trip, you can either</li><li style=3D"Margin: 16px 0 0 0;">Book =
both flights at the same time, and redeem your voucher on the =
round-trip; or</li><li style=3D"Margin: 16px 0 0 0;">Book single flights =
outbound and return. If you book your outbound flight and use your =
reward voucher for that flight, you need to call the Virgin Atlantic =
Contact Centre to apply it to your separate return reward flight =
booking.</li><li style=3D"Margin: 16px 0 0 0;">Clubhouse pass. (Silver =
and Gold Flying Club members only). For one person to use in any =
Clubhouse worldwide when flying with Virgin Atlantic, Delta or AFKL =
International. No additional guests can be permitted. If you&#8217;re a =
Gold member, you&#8217;ll get two passes</li></ul><ol class=3D"glist" =
style=3D"margin:0; margin-left: 25px; padding:0;" align=3D"left" =
type=3D"disc"><li style=3D"Margin: 16px 0 0 0;">The reward will =
automatically be added to your Flying Club account within 30 days of =
earning it. It&#8217;ll be ready to spend straightaway.</li><li =
style=3D"Margin: 16px 0 0 0;">If you want to spend a reward, =
visit&#160;<a =
href=3D"https://t5.emails.virginatlantic.com/r/?id=3Dh31b45e91,8d0bf4e6,8=
01779b8&e=3DY2lkPVBETTQwNjU3MiZiaWQ9ODMzOTA0Mjcz&s=3D2G_WgZ3_M3OUSaxav9YR=
GDakz54yFSEqSLQZ31wRlSw" =
title=3D"https://help.virginatlantic.com/gb/en/contact-us.html" =
class=3D"opacity" style=3D"color:#757575; text-decoration:underline; =
font-weight:normal;text-decoration: underline"><span =
style=3D"color:#757575;"><font =
style=3D"color:#757575;">https://help.virginatlantic.com/gb/en/contact-us=
.html</font></span></a>&#160;to sort it out. There are some key things =
you need to know about certain types of reward first:</li></ol><ul =
class=3D"glist" style=3D"margin:0; margin-left: 25px; padding:0;" =
align=3D"left" type=3D"disc"><li style=3D"Margin: 16px 0 0 0;">If you =
choose an Upgrade or Companion Reward Ticket, you can use it on a round =
trip, or upgrade two one-way flights. It&#8217;s subject to availability =
because they come from a limited number of seats in booking classes G, P =
and A only. You&#8217;ll still need to pay any taxes, fees and =
surcharges.</li><li style=3D"Margin: 16px 0 0 0;">If you choose a =
Clubhouse Pass, it&#8217;ll be good for one entry to one Clubhouse. =
We&#8217;ll post it to you so make sure you leave at least two weeks =
before you want to use it. We won&#8217;t replace lost or stolen passes, =
or change the expiry date.</li><li style=3D"Margin: 16px 0 0 0;">You can =
spend your reward for up to 24 months from the date it&#8217;s issued. =
That means you have to have booked your flights and taken the outbound =
flight within those 24 months. You can take the return journey =
afterwards</li></ul><br/>You&#8217;ll need to make your minimum payment =
when it&#8217;s due. If we do not receive the minimum payment when =
it&#8217;s due, or you go over your credit limit, we will withdraw the =
promotional rate with effect from the start of that statement =
period.<br/><br/>When a promotional rate ends or is withdrawn, we charge =
the current standard interest rate that applies to that =
transaction.<br/><br/>You will not be able to transfer a balance from =
another Virgin Money, Clydesdale Bank, Yorkshire Bank or B credit card =
and should not use your card to repay other borrowing from Clydesdale =
Bank plc.<br/><br/>Credit is available, subject to status, only to UK =
residents aged 18 or over.<br/><br/>Calls are charged at your service =
provider&#8217;s prevailing rate and may be monitored and =
recorded.<br/><br/>The Virgin Atlantic Credit Card is issued by =
Clydesdale Bank plc (trading as Virgin Money). Registered in Scotland =
(Company No. SC001111). Registered Office: 177 Bothwell Street, Glasgow, =
G2 7ER. Authorised by the Prudential Regulation Authority and regulated =
by the Financial Conduct Authority and the Prudential Regulation =
Authority.<br/><br/>Virgin Money adheres to the Standard of Lending =
Practice which are monitored and enforced by the <a =
href=3D"https://t5.emails.virginatlantic.com/r/?id=3Dh31b45e91,8d0bf4e6,8=
01779b9" class=3D"opacity" style=3D"color:#757575; =
text-decoration:underline; font-weight:normal;text-decoration: =
underline"><span style=3D"color:#757575;"><font =
style=3D"color:#757575;">Lending Standards =
Board</font></span></a>.<br/><br/>Your copy of the&#160;<a =
href=3D"https://t5.emails.virginatlantic.com/r/?id=3Dh31b45e91,8d0bf4e6,8=
01779ba" class=3D"opacity" style=3D"color:#757575; =
text-decoration:underline; font-weight:normal;text-decoration: =
underline"><span style=3D"color:#757575;"><font =
style=3D"color:#757575;">Statement of Lender and Borrower =
Responsibilities</font></span></a>.<br/><br/><b>These terms apply to new =
Reward cardholders from the 30<sup>th</sup> September 2024 and existing =
Reward Cardholders from the 30<sup>th</sup> October =
2024.</b><br/><br/><b>Earning Virgin Atlantic Reward Credit Card =
Points</b><br/><br/>1.&#160;&#160;&#160;&#160;&#160; We&#8217;ll give =
you 3,000 bonus Virgin Points if you make a purchase using your Reward =
Credit Card in the first 90 days.&#160; There&#8217;s no minimum =
spend.<br/><br/>2.&#160;&#160;&#160;&#160;&#160; You&#8217;ll earn 0.75 =
Virgin Points for every &#163;1 you spend on card purchases.&#160; You =
won&#8217;t earn Virgin Points on cash advances, balance transfers, =
money transfers, interest or =
fees.<br/><br/>3.&#160;&#160;&#160;&#160;&#160; You&#8217;ll earn 1.5 =
Virgin Points for every &#163;1 you spend directly with Virgin Atlantic =
or Virgin Holidays excluding purchases of Virgin =
Points.&#160;<br/><br/>4.&#160;&#160;&#160;&#160;&#160; There&#8217;s a =
cap on the Virgin Points you can earn each month based on your credit =
limit.&#160; So if your credit limit is &#163;5,000, you&#8217;ll earn =
points on the first &#163;5,000 of card purchases in a month.&#160; If =
you spend more than that, you won&#8217;t earn points on that bit.&#160; =
We&#8217;ll reset the counter every month on the date of your credit =
card statement.&#160; The cap doesn&#8217;t apply to bonus =
points.<br/><br/>5.&#160;&#160;&#160;&#160;&#160; To benefit from the =
points earned on the Virgin Atlantic Reward Credit Card you need to be a =
member of the Virgin Atlantic Flying Club. You will also need to link =
your membership number to your credit card. You can join Virgin Atlantic =
Flying Club <a =
href=3D"https://t5.emails.virginatlantic.com/r/?id=3Dh31b45e91,8d0bf4e6,8=
01779bb&e=3DY2lkPVBETTQwNjU3MiZiaWQ9ODMzOTA0Mjcz&s=3DUEGTupBUqjD80jcEYy0X=
x0QnPlHvO9Lad_PP5n-aJMY" class=3D"opacity" style=3D"color:#757575; =
text-decoration:underline; font-weight:normal;text-decoration: =
underline"><span style=3D"color:#757575;"><font =
style=3D"color:#757575;"><b>here</b></font></span></a>. We&#8217;ll add =
your points to your Flying Club account every month within 5 days of =
your credit card statement date. You&#8217;ll get any bonus points in =
the month after you&#8217;ve earned them.<br/><br/><b>Earning Virgin =
Atlantic Reward Credit Card Flying Club Tier =
Rewards</b><br/><br/>1.&#160;&#160;&#160;&#160;&#160; If you spend =
&#163;20,000 or more on card purchases over 12 months, you&#8217;ll earn =
a Flying Club reward voucher. reward. You can only earn one voucher =
reward every 12 months. The 12 months resets on each anniversary of the =
date your Virgin Atlantic Reward Credit Card account was =
opened.<br/><br/>2.&#160;&#160;&#160;&#160;&#160; The value of reward =
you earn depends on your Flying Club tier status when you redeem the =
voucher.<br>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;1.&#160; =
&#160; &#160;If you are a Red tier member, your voucher can be redeemed =
for an upgrade or companion seat up to the value of 75,000 Virgin =
Points.<br><br/><br/>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;2.&#=
160;&#160;&#160;&#160;&#160; If you are a Silver or Gold tier member, =
your voucher can redeemed for an upgrade or companion seat up to the =
value of 150,000 Virgin Points.<br><br/><br/>Vouchers are redeemed in =
full when used for upgrades or companion seats less than the voucher =
value, but for any redemption over the value of the voucher, the =
remaining balance can be funded with additional points.<br/><br/>Your =
voucher value depends on your tier status when you redeem the voucher =
not when you earned it, so if you are a Red tier member when you earned =
the voucher but move to Silver it will be worth up to 150,000 Virgin =
Points when you redeem it.<br/><br/>3.&#160;&#160;&#160;&#160;&#160; =
Vouchers can only be redeemed on bookings for Virgin Atlantic operated =
flights and for;<br><br/><br/>Either <b>a Round Trip Companion Reward =
Seat</b>. Take one person with you in a reward seat up to the points =
value of the voucher.<br>Or <b>a Round Trip Cabin Upgrade</b>. Upgrade a =
booked seat into a reward seat in any higher cabin up to the points =
value of the voucher.<br/><br/>4.&#160;&#160;&#160;&#160;&#160; The =
reward will automatically be added to your Flying Club account within 30 =
days of earning it. It&#8217;ll be ready to spend as soon as it has been =
added.<br/><br/>5.&#160; &#160; &#160; If you want to use your voucher, =
ring the Virgin Atlantic Flying Club contact centre on 0344 209 2722 to =
book.<br/><br/>6.&#160;&#160;&#160;&#160;&#160; You can spend your =
reward for up to 24 months from the date it&#8217;s issued. That means =
you have to have booked your flights and taken the outbound flight =
within those 24 months. You can take the return journey =
afterwards.<br><br/><br/>7.&#160;&#160;&#160;&#160;&#160; Further terms =
&#38; conditions apply to voucher redemptions, please visit <a =
href=3D"https://t5.emails.virginatlantic.com/r/?id=3Dh31b45e91,8d0bf4e6,8=
01779bc&e=3DY2lkPVBETTQwNjU3MiZiaWQ9ODMzOTA0Mjcz&s=3DYLyx5QZdosrAGO29sPAC=
6Y1pbmKmMIi6y8PyM-lCj9M" class=3D"opacity" style=3D"color:#757575; =
text-decoration:underline; font-weight:normal;text-decoration: =
underline"><span style=3D"color:#757575;"><font =
style=3D"color:#757575;">Flying Club Terms and Conditions | Virgin =
Atlantic</font></span></a>.&#160;&#160;<br/><br/>You&#8217;ll need to =
make your minimum payment when it&#8217;s due. If we do not receive the =
minimum payment when it&#8217;s due, or you go over your credit limit, =
we will withdraw the promotional rate with effect from the start of that =
statement period.<br/><br/>When a promotional rate ends or is withdrawn, =
we charge the current standard interest rate that applies to that =
transaction.<br/><br/>You will not be able to transfer a balance from =
another Virgin Money, Clydesdale Bank, Yorkshire Bank or B credit card =
and should not use your card to repay other borrowing from Clydesdale =
Bank plc.<br/><br/>Credit is available, subject to status, only to UK =
residents aged 18 or over.<br/><br/>Calls are charged at your service =
provider&#8217;s prevailing rate and may be monitored and =
recorded.<br/><br/>The Virgin Atlantic Credit Card is issued by =
Clydesdale Bank plc (trading as Virgin Money). Registered in Scotland =
(Company No. SC001111). Registered Office: 177 Bothwell Street, Glasgow, =
G2 7ER. Authorised by the Prudential Regulation Authority and regulated =
by the Financial Conduct Authority and the Prudential Regulation =
Authority.<br/><br/>Virgin Money adheres to the Standard of Lending =
Practice which are monitored and enforced by the <a =
href=3D"https://t5.emails.virginatlantic.com/r/?id=3Dh31b45e91,8d0bf4e6,8=
01779bd" class=3D"opacity" style=3D"color:#757575; =
text-decoration:underline; font-weight:normal;text-decoration: =
underline"><span style=3D"color:#757575;"><font =
style=3D"color:#757575;">Lending Standards =
Board</font></span></a>.<br/><br/>Your copy of the&#160;<a =
href=3D"https://t5.emails.virginatlantic.com/r/?id=3Dh31b45e91,8d0bf4e6,8=
01779be" class=3D"opacity" style=3D"color:#757575; =
text-decoration:underline; font-weight:normal;text-decoration: =
underline"><span style=3D"color:#757575;"><font =
style=3D"color:#757575;"><b>Statement of Lender and Borrower =
Responsibilities</b></font></span></a>.<br/><br/><b>VIRGIN ATLANTIC =
REWARD+ CREDIT CARD FLYING CLUB TERMS</b><br><br/><br/><b>These Virgin =
Atlantic Reward+ Credit Card Flying Club Terms are between you and =
us.&#160; We&#8217; are Virgin Atlantic Airways Limited (registered in =
England at The VHQ, Fleming Way, Crawley, West Sussex RH10 9DF).&#160; =
The </b><a =
href=3D"https://t5.emails.virginatlantic.com/r/?id=3Dh31b45e91,8d0bf4e6,8=
01779bf&e=3DY2lkPVBETTQwNjU3MiZiaWQ9ODMzOTA0Mjcz&s=3D6nqxSfIjy905KS3i3UGG=
I5S8qFtQE7KpGiRUn-2hAjQ" class=3D"opacity" style=3D"color:#757575; =
text-decoration:underline; font-weight:normal;text-decoration: =
underline"><span style=3D"color:#757575;"><font =
style=3D"color:#757575;"><b>Flying Club terms and =
conditions</b></font></span></a><b> also apply.</b><br/><br/><b>These =
terms apply to existing Reward+ Cardholders until the 30<sup>th</sup> =
October 2024.</b><br/><br/><b>Earning Virgin Atlantic Reward+ Credit =
Card Points</b><ol class=3D"glist" style=3D"margin:0; margin-left: 25px; =
padding:0;" align=3D"left" type=3D"disc"><li style=3D"Margin: 16px 0 0 =
0;">We&#8217;ll give you 18,000 bonus Virgin Points if you make a =
purchase using your Reward+ Credit Card in the first 90 days.&#160; =
There&#8217;s no minimum spend.</li><li style=3D"Margin: 16px 0 0 =
0;">You&#8217;ll earn 1.5 Virgin Points for every &#163;1 you spend on =
card purchases.&#160; You won&#8217;t earn Virgin Points on cash =
advances, balance transfers, money transfers, interest or fees.</li><li =
style=3D"Margin: 16px 0 0 0;">You&#8217;ll earn 3 Virgin Points for =
every &#163;1 you spend directly with Virgin Atlantic or Virgin =
Holidays.</li><li style=3D"Margin: 16px 0 0 0;">There&#8217;s a cap on =
the Virgin Points you can earn each month based on your credit =
limit.&#160; So if your credit limit is &#163;5,000, you&#8217;ll earn =
points on the first &#163;5,000 of card purchases in a month.&#160; If =
you spend more than that, you won&#8217;t earn points on that bit.&#160; =
We&#8217;ll reset the counter every month on the date of your credit =
card statement.&#160; The cap doesn&#8217;t apply to bonus =
points.</li><li style=3D"Margin: 16px 0 0 0;">To benefit from the points =
earned on the Virgin Atlantic Reward+ Credit Card you need to be a =
member of the Virgin Atlantic Flying Club. You will also need to link =
your membership number to your credit card. You can join Virgin Atlantic =
Flying Club&#160;<a =
href=3D"https://t5.emails.virginatlantic.com/r/?id=3Dh31b45e91,8d0bf4e6,8=
01779c0&e=3DY2lkPVBETTQwNjU3MiZiaWQ9ODMzOTA0Mjcz&s=3DIE9pzjCce6HNgL_9zt_e=
gRvjhShLFSe94SE2qQV9lk4" class=3D"opacity" style=3D"color:#757575; =
text-decoration:underline; font-weight:normal;text-decoration: =
underline"><span style=3D"color:#757575;"><font =
style=3D"color:#757575;">here</font></span></a>. We&#8217;ll add your =
points to your Flying Club account every month within 5 days of your =
credit card statement date. You&#8217;ll get any bonus points in the =
month after you&#8217;ve earned them.</li></ol><br/><b>Earning Virgin =
Atlantic Reward+ Credit Card Flying Club Tier Rewards</b><br/><br/>1. If =
you spend &#163;10,000 or more on card purchases over 12 months, =
you&#8217;ll earn a reward. You can only earn one reward every 12 =
months. The 12 months resets on each anniversary of the date your Virgin =
Atlantic Reward+ Credit Card account was opened.<br/><br/>2. Your choice =
depends on whether you&#8217;re a Red, Silver or Gold Flying Club member =
when you choose it. So if you&#8217;re a Red member when you earn your =
reward but a Silver member when you choose, you&#8217;ll get the Silver =
choices.<br/><br/>3. You can choose a reward =
from:<br/><br/>&#183;&#160;&#160;&#160;&#160;&#160;&#160;&#160;Companion =
Reward Ticket. Take one person with you in a reward =
seat:<br/><br/>o&#160;&#160; If you&#8217;re a Silver or Gold member =
when you book the companion reward seat won&#8217;t cost any =
points.<br/><br/>o&#160; &#160;When a red member wants to use their =
credit card companion reward in Upper Class they will only need to pay =
50% of the total standard Companion =
points.<br/><br/>&#183;&#160;&#160;&#160;&#160;&#160;&#160;&#160;Upgrade =
Voucher.&#160;Upgrade any booking by one cabin into a reward seat. =
Available to all =
tiers.<br/><br/>&#183;&#160;&#160;&#160;&#160;&#160;&#160; To use =
your&#160;Reward Voucher&#160;for a return trip, you can =
either<br/><br/>&#183;&#160;&#160;&#160;&#160;&#160;&#160; Book both =
flights at the same time, and redeem your voucher on the round-trip; =
or<br/><br/>&#183;&#160;&#160;&#160;&#160;&#160;&#160; Book single =
flights outbound and return. If you book your outbound flight and use =
your reward voucher for that flight, you need to call the Virgin =
Atlantic Contact Centre to apply it to your separate return reward =
flight =
booking<br/><br/>&#183;&#160;&#160;&#160;&#160;&#160;&#160;&#160;Clubhous=
e Pass.&#160;(Silver and Gold Flying Club members only) For one person =
to use in any Clubhouse worldwide when flying with Virgin Atlantic, =
Delta or AFKL International. No additional guests can be permitted. If =
you&#8217;re a Gold member, you&#8217;ll get two passes.<br/><br/>4. The =
reward will automatically be added to your Flying Club account within 30 =
days of earning it. It&#8217;ll be ready to spend =
straightaway.<br/><br/>5. If you want to spend a reward, visit&#160;<a =
href=3D"https://t5.emails.virginatlantic.com/r/?id=3Dh31b45e91,8d0bf4e6,8=
01779c1&e=3DY2lkPVBETTQwNjU3MiZiaWQ9ODMzOTA0Mjcz&s=3DlqmUlaaCXFyESlbkFVs2=
XOvTApMdnIu0fcDDcKrU064" class=3D"opacity" style=3D"color:#757575; =
text-decoration:underline; font-weight:normal;text-decoration: =
underline"><span style=3D"color:#757575;"><font =
style=3D"color:#757575;">https://help.virginatlantic.com/gb/en/contact-us=
.html</font></span></a>&#160;to sort it out. There are some key things =
you need to know about certain types of reward =
first:<br/><br/>&#183;&#160; If you choose an Upgrade or Companion =
Reward Ticket, you can use it on a round trip, or upgrade two one-way =
flights. It&#8217;s subject to availability because they come from a =
limited number of seats in booking classes G, P and A only. You&#8217;ll =
still need to pay any taxes, fees and surcharges.<br/><br/>&#183;&#160; =
If you choose a Clubhouse Pass, it&#8217;ll be good for one entry to one =
Clubhouse. We&#8217;ll post it to you so make sure you leave at least =
two weeks before you want to use it. We won&#8217;t replace lost or =
stolen passes, or change the expiry date.<br/><br/>6. You can spend your =
reward for up to 24 months from the date it&#8217;s issued. That means =
you have to have booked your flights and taken the outbound flight =
within those 24 months. You can take&#160;<br/><br/>You&#8217;ll need to =
make your minimum payment when it&#8217;s due. If we do not receive the =
minimum payment when it&#8217;s due, or you go over your credit limit, =
we will withdraw the promotional rate with effect from the start of that =
statement period.<br/><br/>When a promotional rate ends or is withdrawn, =
we charge the current standard interest rate that applies to that =
transaction.<br/><br/>You will not be able to transfer a balance from =
another Virgin Money, Clydesdale Bank, Yorkshire Bank or B credit card =
and should not use your card to repay other borrowing from Clydesdale =
Bank plc.<br/><br/>Credit is available, subject to status, only to UK =
residents aged 18 or over.<br/><br/>Calls are charged at your service =
provider&#8217;s prevailing rate and may be monitored and =
recorded.<br/><br/>The Virgin Atlantic Credit Card is issued by =
Clydesdale Bank plc (trading as Virgin Money). Registered in Scotland =
(Company No. SC001111). Registered Office: 177 Bothwell Street, Glasgow, =
G2 7ER. Authorised by the Prudential Regulation Authority and regulated =
by the Financial Conduct Authority and the Prudential Regulation =
Authority.<br/><br/>Virgin Money adheres to the Standard of Lending =
Practice which are monitored and enforced by the <a =
href=3D"https://t5.emails.virginatlantic.com/r/?id=3Dh31b45e91,8d0bf4e6,8=
01779c2" class=3D"opacity" style=3D"color:#757575; =
text-decoration:underline; font-weight:normal;text-decoration: =
underline"><span style=3D"color:#757575;"><font =
style=3D"color:#757575;">Lending Standards =
Board</font></span></a>.<br/><br/>Your copy of the&#160;<a =
href=3D"https://t5.emails.virginatlantic.com/r/?id=3Dh31b45e91,8d0bf4e6,8=
01779c3" class=3D"opacity" style=3D"color:#757575; =
text-decoration:underline; font-weight:normal;text-decoration: =
underline"><span style=3D"color:#757575;"><font =
style=3D"color:#757575;">Statement of Lender and Borrower =
Responsibilities</font></span></a>.<br/><br/>&#160;<b>These terms apply =
to new Reward+ cardholders from the 30<sup>th</sup> September 2024 and =
existing Reward Cardholders from the 30<sup>th</sup> October =
2024.</b><br/><br/><b>Earning Virgin Atlantic Reward+ Credit Card =
Points</b><br/><br/>1.&#160;&#160;&#160;&#160;&#160;&#160;&#160; =
We&#8217;ll give you 18,000 bonus Virgin Points if you make a purchase =
using your Reward+ Credit Card in the first 90 days.&#160; There&#8217;s =
no minimum spend.<br/><br/>2.&#160;&#160;&#160;&#160;&#160;&#160;&#160; =
You&#8217;ll earn 1.5 Virgin Points for every &#163;1 you spend on card =
purchases.&#160; You won&#8217;t earn Virgin Points on cash advances, =
balance transfers, money transfers, interest or =
fees.<br/><br/>3.&#160;&#160;&#160;&#160;&#160;&#160;&#160; You&#8217;ll =
earn 3 Virgin Points for every &#163;1 you spend directly with Virgin =
Atlantic or Virgin Holidays excluding purchases of Virgin =
Points.&#160;<br/><br/>4.&#160;&#160;&#160;&#160;&#160;&#160;&#160; =
There&#8217;s a cap on the Virgin Points you can earn each month based =
on your credit limit.&#160; So if your credit limit is &#163;5,000, =
you&#8217;ll earn points on the first &#163;5,000 of card purchases in a =
month.&#160; If you spend more than that, you won&#8217;t earn points on =
that bit.&#160; We&#8217;ll reset the counter every month on the date of =
your credit card statement.&#160; The cap doesn&#8217;t apply to bonus =
points.<br/><br/>5.&#160;&#160;&#160;&#160;&#160;&#160;&#160; To benefit =
from the points earned on the Virgin Atlantic Reward+ Credit Card you =
need to be a member of the Virgin Atlantic Flying Club. You will also =
need to link your membership number to your credit card. You can join =
Virgin Atlantic Flying Club <a =
href=3D"https://t5.emails.virginatlantic.com/r/?id=3Dh31b45e91,8d0bf4e6,8=
01779c4&e=3DY2lkPVBETTQwNjU3MiZiaWQ9ODMzOTA0Mjcz&s=3Dl-5Xp4_EgEDo9kmgzUFk=
q9RVVuRn2QelZ6NS5BJW2l0" class=3D"opacity" style=3D"color:#757575; =
text-decoration:underline; font-weight:normal;text-decoration: =
underline"><span style=3D"color:#757575;"><font =
style=3D"color:#757575;"><b>here</b></font></span></a>. We&#8217;ll add =
your points to your Flying Club account every month within 5 days of =
your credit card statement date. You&#8217;ll get any bonus points in =
the month after you&#8217;ve earned them.<br/><br/><b>Earning Virgin =
Atlantic Reward+ Credit Card Flying Club Tier =
Rewards</b><br/><br/>1.&#160;&#160;&#160;&#160;&#160; If you spend =
&#163;10,000 or more on card purchases over 12 months, you&#8217;ll earn =
a Flying Club reward voucherreward. You can only earn one voucher reward =
every 12 months. The 12 months resets on each anniversary of the date =
your Virgin Atlantic Reward+ Credit Card account was =
opened.<br/><br/>2.&#160;&#160;&#160;&#160;&#160; The value of reward =
you earn depends on your Flying Club tier status when you redeem the =
voucher.<br><br/><br/>&#183;&#160;&#160;&#160;&#160;&#160;&#160;&#160; =
If you are a Red tier member, your voucher can redeemed for an upgrade =
or companion seat up to the value of 75,000 Virgin =
Points.<br/><br/>&#183;&#160;&#160;&#160;&#160;&#160;&#160;&#160; If you =
are a Silver or Gold tier member, your voucher can redeemed for an =
upgrade or companion seat up to the value of 150,000 Virgin =
Points<br><br/><br/>Vouchers are redeemed in full when used for upgrades =
or companion seats less than the voucher value, but for any redemption =
over the value of the voucher, the remaining balance can be funded with =
additional points.<br/><br/>Your voucher value depends on your tier =
status when you redeem the voucher not when you earnt it, so if you are =
a Red tier member when you earnt the voucher but move to Silver it will =
be worth up to 150,000 points when you redeem =
it.&#160;<br/><br/>3.&#160;&#160;&#160;&#160;&#160; Vouchers can only be =
redeemed on bookings for Virgin Atlantic operated flights =
for;<br><br/><br/>&#160;&#160;&#160;&#160;&#160;Either <b>a Round Trip =
Companion Reward Seat</b>. Take one person with you in a reward seat up =
to the points value of the voucher.<br>&#160;&#160;&#160;&#160;&#160;Or =
<b>a Round Trip Cabin Upgrade</b>. Upgrade a booked seat into a reward =
seat in any higher cabin up to the points value of the =
voucher.<br/><br/>&#160;&#160;&#160;&#160;You&#8217;ll still need to pay =
any taxes, fees and surcharges. If the value of your reward seat is =
higher than the value of your voucher, then additional points will be =
required to pay for the difference. &#160;&#160;&#160;&#160;Upgrades =
cannot be applied to Economy Light =
bookings.<br/><br/>4.&#160;&#160;&#160;&#160;&#160; The reward will =
automatically be added to your Flying Club account within 30 days of =
earning it. It&#8217;ll be ready to spend as soon as it has been =
added.&#160;<br/><br/>5.&#160;&#160;&#160;&#160;&#160; If you want to =
use your voucher, ring the Virgin Atlantic Flying Club contact centre on =
0344 209 2722 to book.<br><br/><br/>6.&#160;&#160;&#160;&#160;&#160; You =
can spend your reward for up to 24 months from the date it&#8217;s =
issued. That means you have to have booked your flights and taken the =
outbound flight within those 24 months. You can take the return journey =
afterwards.<br/><br/>7.&#160;&#160;&#160;&#160;&#160; Further terms =
&#38; conditions apply to voucher redemptions, please visit <a =
href=3D"https://t5.emails.virginatlantic.com/r/?id=3Dh31b45e91,8d0bf4e6,8=
01779c5&e=3DY2lkPVBETTQwNjU3MiZiaWQ9ODMzOTA0Mjcz&s=3DgFT0eCCPBH0m0BFNebt7=
5_MVauR3CaOL7SBRTs7lVIc" class=3D"opacity" style=3D"color:#757575; =
text-decoration:underline; font-weight:normal;text-decoration: =
underline"><span style=3D"color:#757575;"><font =
style=3D"color:#757575;">Flying Club Terms and Conditions | Virgin =
Atlantic</font></span></a>.<br/><br/>You&#8217;ll need to make your =
minimum payment when it&#8217;s due. If we do not receive the minimum =
payment when it&#8217;s due, or you go over your credit limit, we will =
withdraw the promotional rate with effect from the start of that =
statement period.<br/><br/>When a promotional rate ends or is withdrawn, =
we charge the current standard interest rate that applies to that =
transaction.<br/><br/>You will not be able to transfer a balance from =
another Virgin Money, Clydesdale Bank, Yorkshire Bank or B credit card =
and should not use your card to repay other borrowing from Clydesdale =
Bank plc.<br/><br/>Credit is available, subject to status, only to UK =
residents aged 18 or over.<br/><br/>Calls are charged at your service =
provider&#8217;s prevailing rate and may be monitored and =
recorded.<br/><br/>The Virgin Atlantic Credit Card is issued by =
Clydesdale Bank plc (trading as Virgin Money). Registered in Scotland =
(Company No. SC001111). Registered Office: 177 Bothwell Street, Glasgow, =
G2 7ER. Authorised by the Prudential Regulation Authority and regulated =
by the Financial Conduct Authority and the Prudential Regulation =
Authority.<br/><br/>Virgin Money adheres to the Standard of Lending =
Practice which are monitored and enforced by the <a =
href=3D"https://t5.emails.virginatlantic.com/r/?id=3Dh31b45e91,8d0bf4e6,8=
01779c6" class=3D"opacity" style=3D"color:#757575; =
text-decoration:underline; font-weight:normal;text-decoration: =
underline"><span style=3D"color:#757575;"><font =
style=3D"color:#757575;">Lending Standards =
Board</font></span></a>.<br/><br/>Your copy of the&#160;<a =
href=3D"https://t5.emails.virginatlantic.com/r/?id=3Dh31b45e91,8d0bf4e6,8=
01779c7" class=3D"opacity" style=3D"color:#757575; =
text-decoration:underline; font-weight:normal;text-decoration: =
underline"><span style=3D"color:#757575;"><font =
style=3D"color:#757575;"><b>Statement of Lender and Borrower =
Responsibilities</b></font></span></a>.

               =20
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<br /><br />



<a =
href=3D"https://t5.emails.virginatlantic.com/r/?id=3Dh31b45e91,8d0bf4e6,8=
01779cb&e=3DY2lkPVBETTQwNjU3MiZiaWQ9ODMzOTA0Mjcz&s=3D79cEAkMFX5KH94AkP7KM=
2b6JKKDCSFWYh8-EPWtS5DI" class=3D"opacity" =
style=3D"text-decoration:underline;color:#757575" target=3D"_blank" =
_label=3D"Flying Club Terms and Conditions"><span =
style=3D"color:#757575;"><font style=3D"color:#757575;">Flying Club =
Terms and Conditions apply</font></span></a>.

<br /><br />This email account is unmonitored, if you have any queries =
relating to this communication, please quote AWRS562275C when contacting =
<a =
href=3D"https://t5.emails.virginatlantic.com/r/?id=3Dh31b45e91,8d0bf4e6,8=
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_label=3D"Contact Us Footer Link"><span style=3D"color:#757575;"><font =
style=3D"color:#757575;">Virgin&nbsp;Atlantic Flying =
Club</font></span></a>. Virgin Atlantic&nbsp; privacy policy and =
information on how we use cookies are available via our <a =
href=3D"https://t5.emails.virginatlantic.com/r/?id=3Dh31b45e91,8d0bf4e6,8=
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3zalHSs7H1y4D5vPuibthDE" class=3D"opacity" =
style=3D"text-decoration:underline;color:#757575" target=3D"_blank" =
_label=3D"Privacy Policy"><span style=3D"color:#757575;"><font =
style=3D"color:#757575;">website</font></span></a>. =20

<br /><br />This email communication makes use of a 'Clear Image' (gif) =
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Registered office: <a href=3D"#" style=3D"text-decoration:none; cursor: =
text; color:#757575;"><span style=3D"color:#757575;"><font =
style=3D"color:#757575;">Virgin Atlantic Airways Ltd, Company =
Secretariat, The VHQ, Fleming Way, Crawley, West Sussex RH10 =
9DF.</font></span></a> Registered in England and Wales 1600117. VAT =
number: GB425.2161.84


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