HEX

File: D:/hMailServer/Data/sarahharvey.com/bob/50/{5041CE3C-BE4C-451F-974D-8A2F032790D4}.eml
Reply-To: <contact@pensionbee.com>
From: "PensionBee" <marketing@hello.pensionbee.com>
To: <bob@sarahharvey.com>
Subject: Wrap up the sign up process in 2025, Robert!
Date: Tue, 30 Dec 2025 11:00:48 -0000
Message-ID: <6F.D8.38053.0E0B3596@i-00a17aa239b12e3da.mta3vrest.sd.prd.sparkpost>
MIME-Version: 1.0
Content-Type: multipart/alternative;
	boundary="----=_NextPart_000_140F_01DC80AF.C59EC0E0"
Thread-Index: AQHVnns9oNAbFIZtSQ6/7Cen/eyXRA==

This is a multipart message in MIME format.

------=_NextPart_000_140F_01DC80AF.C59EC0E0
Content-Type: text/plain;
	charset="utf-8"
Content-Transfer-Encoding: 8bit

  <http://sp.pensionbee.com/q/VowV_UFQEbNPQltpumQELA~~/AABRIhA~/aNzsQYguonKJwmMuqPbmiqg8Vlz7NVH6ers1qbk4GjCE7ia5ae_D_MQlUy76IcbI5nVoZ_pXy09AJUZ6DHsWEA~~>
Start saving towards the retirement you deserve. 
<https://links.pensionbee.com/s/eo/Til_GUO6i674boBMULFX7CeZMhpDzCN5o2x79BT6pN17K6tPjjX59PsOPz5zFU2uMUbrYPj1KzIp0-noXRY50EJb7lb6Pd0HdQP--o0eCz5_PEskfV6BtNl1Hf8WZWlqGIrL-ooDE6RJ762q-pmyrQCx0JBWtsVZg6q4BZdji-tGCOA5ZI6Qi-JfNuv0RDxcWA5kxI6rvWr0vmMuzjU8de6Sy_2aRhlygQ/rAwURwKBrc2l-Hi7CSl0utYR5aynAnzY/16>







View in browser 
<https://links.pensionbee.com/s/vb/gP_Aft-2BbJhefwf7ND64J2SXHZWdeITzJ5gUB1RovB0OJFa-UjynuZHVQy22P-3DT8l4DdsQC-CMtzSdUfq5I-caPaafaITitmpkXrZ-Q9IfteNTqWCkZL7ii9daTSy4MBg3m11HHxM79KmcT-cVjeA0TMXHuUW2KY/P8olcutPD62G1EdPDWi8cPVtUaBhPhc8/16>




Log in






Hi Robert,



Getting your finances in order at the end of the year is a wonderful gift to 
yourself. It’s a simple way to start 2026 feeling confident that your 
retirement savings are on track.



With PensionBee, you can:

*	bring your old pensions together in one new easy-to-manage online plan;
*	contribute or withdraw* in a few steps;
*	get support from your UK-based ‘BeeKeeper’ - your dedicated account 
manager who’s here to help; and
*	view and manage your pension anytime online or from our app.

Now’s a great time to take the next step and bring your pensions together in 
one place - ready for the year ahead.




Complete your sign up




With investments, your capital is at risk. Pensions can go down in value as 
well as up, so you could get back less than you invest.


*Pension withdrawals are only available to customers aged 55 or over (rising 
to 57 from 2028), and any withdrawals may be subject to tax.




Have a question?

Get in touch with our friendly UK team.







  <https://res.cloudinary.com/pensionbee/image/upload/v1731507652/emails/Call_us.png>
020 3457 8444
Monday - Friday: 9:30am-5pm  <https://res.cloudinary.com/pensionbee/image/upload/v1731507652/emails/Email_us.png>
contact@pensionbee.com <mailto:contact@pensionbee.com?subject=>
Send us an email and we'll get back to you as soon as possible  <https://res.cloudinary.com/pensionbee/image/upload/v1731507653/emails/Live_chat.png>
 <https://links.pensionbee.com/s/c/bIooSt4yC0ibSQFyUYxU39hSBih5k0FURXJVVjs-e67QSlLY7g70tle6GYVE4wT3REDGmYJtVUbOA1_psDUfl3TOn0GzV7usGnA9wDOdbGbaAwk7si2jPe9FHQXZnn14Sj98kv8aXwBJonK21dOqH-2xn_BFkZKl7qXyj-q4wD4QCqNJt4qqJMfAbfvfYssqUCLX57ADptGqIotacVzil30z6fWJp5Slw8buZTJwBwAsBVHktuWXrzf_VRHqJ-IlpVHKYjnbXGHdtbncaFVhRgm4ETE8xClYKXkLAszaw-IRQZExbRbLlkLv6jZ6FPOcuoixjLeaohWJxvkf-hKut9QI79SDQwKSccaIRbYF5sp5Wa4diq1Hh-Omr3O5OeXq-s5spjCMJKtMSaYW_Rp-N6XE/-wDmJXTzNszUdXOTKO__wRf_NMZM8uPV/16> 
Launch live chatSpeak 
to a member of our friendly team now <https://links.pensionbee.com/s/c/uOu39EYKpm4hQB9HEFQuflVbJHVbd_x8l7n2aYKLu 
x3MzTf-hPXDilR3g75hMMdmqkEFFifUbyfQVgxTZz2_9wyIUmq5vqmooQ_Dy0p1AP6jRUPC7TsXX0ThyQNvahw6Nqdqg_ILNnk8Swe3C9wxRILiIZKh8bq3g09RioTw2_wQvstQH6Ep8TpBKsGFW8NxI0QFFqHRR47ukp4HUjKL5-JX2taTDLIUz7PtpcmgguFk1JeKk-9KPoSrWEKyqzDMP4_6Vl2oNjn5j7SBKHHzCu2IBAqhUgUW9ZKkYmefyJHMDTIOUVCsVwwFoM0O0mkbSbZXLyCe9koKrQzFXiYYve3em14CtCaGdKj3DX5Orku5LyzjTCLdTdT710JtW3eJ3Bk4kLwfG2s1ED9I_s_s60B2n8TKk551zNTYB-gXEtkF/p23YxDQFFDMI5niEEAdcK3Qu8NJp8yJw/16> 
<https://links.pensionbee.com/s/c/l_h7Ym8lFnORRcNGROk2dNw-enDqXQEtpIP8Qkrw9_UQET0rhgU8baF4LJcQyGz9ZOdtr2nj9PB4cYnDPwFc1Y42V1G3P0zfcaKPc0qCLcxkmT_R5lnZrNjlBgcL1MOQf_xb1hAgaH91zEX1gFiXC076Nu31Fv6qGgz3SQ2naXxBRUQBKteYYNPCiIWM_SbOHOe3jH34G8NoF8lVDmG9adu3Mf2RL2daZn8om2fLOxaMNiIEfuCaBWkQFGP-74Ludk7yBfS1nmp4CRN1u5EfFFtBt_VCbXgPLVHH2kR3ae30x1EXHY1NXkmI1Q4sb-cRkaWckIeoj9OB2824Ob2l7v8a23xrNxV9MbW6ozwPJGXHYJT_QpEqEc01OcBL6MampNEiceyDxG6TfjzxKzapxZsLnluYljoIRvGxPcuGc56f/NVZ_xZldbVaFFDmgqdDzg2M9OKOdUxWu/16> 
<https://links.pensionbee.com/s/c/9rDMMVjWFFOHOzIPiARaBCCp11IaZGwNi9mKl2g2pGPr-KdQZOuLYpTtwa39DIbPfSB8uj5IvhRaiawscvCwRTj6ot-25PSxmUQhV5PEKLeqIB9q3ApHh-KtOBt4frGepuEOX0R70Az7gM0nKtJLh-ukRhu47uUQFKUtPkcYV54DjNOfwiD_utHV0L9dpxDsgziXPD2kFJnhU8W9SghUHatgBPjX92ezxqCQBpEZXfh2hS8Oi_oJI5PA6RPjlxf7JSWZpkfMemljiEeJBlsM5z_14dFBOiN6z2ljnv8RBRS49V8YN6qfhYoF0XH_PdVOkJ-aly-eKR-Cc3n7YQZVjo-0FsmHJwda0rEskIS0WF7dwFydauI0DT0OSTBUAjIeBxXnJpK4-BBZCnlQnnNNHc-YjqQNrvG6oqXksAqT-Q/PBizYnraprVm3W4sgx1-b-YJPMTcQg7-/16> 
<https://links.pensionbee.com/s/c/kYlKA2a17sdds42F_QU1NrEFhxfPtGNhK2eAu5H9c5aFVVZLyQX8BSwNX-ISqV-RsYKsuwrE15UaqHqB67C8KkfFZ6FOyPlOObr3gJczGlOaACkif7czQn9VdUrxbFfktcE3rrnuF03J9R88-EHFdNs8pLP3d2l_VTw41EjUMMGpiYvrBlmXwEzm5qVKE6BV6X6zcPXLQyqHVxE0lb93gd4r14SXJyW_crk1Vf01hXXMjOEu-T50SNJil114KANLflWpU0VEgFD-tmnrnxJDwhBDnc-zbLBobvSIJdOrhoYSYw0Do4W0uiiQbcwE4jJ_AmHAwkl87g0425p4Fkr_KHbfvCkB9hrWHbthz4WgXZDxeZUGkjXruglR_V98xRGlMjpgZtAjRH6Rf2_kMKzvfBkOcxhB/hQNEwzyu6iitrzdW1PH2wM8F7KVjxQou/16> 
<https://links.pensionbee.com/s/c/38WUST_UcAojf5oQQCcB3xtJdXlOYHjIAc_jesoEhAvIUU6gVrYbnWP-upBrpurqRSvsfL6wbQQf5s45fHqQHGQUSYV1lqA1Wq69xm412_8a-8xQzzSKgvqVnSAkpIDFiI-oH-eFH_csO3ad4r5UrId8CmvjYxHCCAsqsqgQON33Hzdg3Amn5__2B9pjhu5zUENTYUY9VNR3UMgrK2_nZTZzKIUoKgp3NQXNe8G17DIVYB7zpCVE9f4VgAzP9wRIIeXw7bVR3Jf5-X6gjb5hFkt4fetBslhpOQMaeIu307bZbZW6l8D3PAlOnkSQTDPWXLNwWkSqoJ-mBRhGqDDV5KDEkml8Os0ZTV2zKhajGnbcTwom0uKExis1aVtY8rgxLTz-1eOCPpUfxJ5lS5Aq_tW6SOMcHb4AnqxnEHrmPvK3MA6CSA/FpgL3FSawDkKAosI5gHgwYPUbEGqWyA1/16> 
<https://links.pensionbee.com/s/c/SdH0sMjcF5-OlLVDWVIavQmjLGCz_6oG6Rjgxi2Jr6f6zZYdzQTgpdXAxPCDPpsSN5AMrhpeaZzMXOOkoBX5Rk1OOTLQ4vtEMxQnGLu2NVcQ_Bw6XyNBiHbTuAPOUGBoMTTdUk06aiwG7YHbLKlz0yDgvz-tMwV5DUeu_QyVw9wqta1aRURACX7OSxBhpx7T-FW2pfkYQEK0VHxZn5SXXQF8i2xd2NI2sv6NCnwKwPqoAGM6xEuo2VbuwwlOOBZ0N6lkscbKlbGzQreRqnYrK97P-4Bl36TuLGhEeEzLHL_3YkQJ08LhF9YOqoD8ICvdmLNiWpAYzM3uwphh48QCSbVaUgyqZ0FsOU5-cgsdGIBgnl-MXbcPgRslrFVEul3boQB6MHC7uA_JNCkJsdfbKMnYiarq0qeZ4rQeag7Jy7Q/QzjimasVEzD9pm0aZUN7WzrCYmnQnP_K/16>
If you do not wish to receive any marketing emails,
please click here to Unsubscribe 
<https://links.pensionbee.com/s/u/HVa_agKZNnnmn5zKLS3S-aGNkUMfcuI3Xl1WmLpN12bRIqlQqLp9BlbKTVCw1U7EGsHPABpeWHoYI_aRHE7CJ9x82VUEScVuEuhSbz-b2Db2zjyjDa5QWAP5Krd-p9XfLPk-4KKXqqaJxIBmdxEA0_tj_m-hhV5kHgJgfiTelzu2MGBAkkhaUqlbNpxFl851sWPeRAD01roQZYrHq3UsPLU4ARBaQf9fs1R7aeHbPWcWhYgX1VKefjI/QWlEEjt5lw8B-cp-hTor7GA2-UO-3uCt/16> 
.
This email was sent by: PensionBee Limited
209 Blackfriars Road, London, SE1 8NL, United Kingdom

PensionBee is authorised and regulated by the Financial Conduct Authority 
(FRN: 744931) and registered in England and Wales (Companies Registration 
No. 9354862).  <http://sp.pensionbee.com/q/2TxN1RqtIiO8jL_Mdfx1lQ~~/AABRIhA~/BYMTd4pV2792nZJTBHXRRlX157dwsM1MS0bwiI4VDnj3RaaHUJ0q7creYNvKZmU0P55_nQ9SMlRQAHP9Lsg_Tw~~>

------=_NextPart_000_140F_01DC80AF.C59EC0E0
Content-Type: text/html;
	boundary="_----qmnd9UYQe/M4/Tf0OSFMuQ===_CD/D8-38053-0E0B3596";
	charset="utf-8"
Content-Transfer-Encoding: quoted-printable

<!DOCTYPE html><html xmlns:v=3D"urn:schemas-microsoft-com:vml" =
xmlns:o=3D"urn:schemas-microsoft-com:office:office" lang=3D"en" =
style=3D"box-sizing: border-box;"><head><title></title><meta =
http-equiv=3D"Content-Type" content=3D"text/html; charset=3Dutf-8"><meta =
name=3D"viewport" =
content=3D"width=3Ddevice-width,initial-scale=3D1"><!--[if =
mso]><xml><w:WordDocument =
xmlns:w=3D"urn:schemas-microsoft-com:office:word"><w:DontUseAdvancedTypog=
raphyReadingMail/></w:WordDocument> =
<o:OfficeDocumentSettings><o:PixelsPerInch>96</o:PixelsPerInch><o:AllowPN=
G/></o:OfficeDocumentSettings></xml><![endif]--><style>*{box-sizing:borde=
r-box}body{margin:0;padding:0}a[x-apple-data-detectors]{color:inherit!imp=
ortant;text-decoration:inherit!important}#MessageViewBody =
a{color:inherit;text-decoration:none}p{line-height:inherit}.desktop_hide,=
.desktop_hide =
table{mso-hide:all;display:none;max-height:0;overflow:hidden}.image_block=
 =
img+div{display:none}sub,sup{font-size:75%;line-height:0}@media(max-width=
:620px){.mobile_hide{display:none}.row-content{width:100%!important}.stac=
k =
.column{width:100%;display:block}.mobile_hide{min-height:0;max-height:0;m=
ax-width:0;overflow:hidden;font-size:0}.desktop_hide,.desktop_hide =
table{display:table!important;max-height:none!important}.row-3 .column-1 =
.block-1.button_block td.pad{padding:25px 10px 10px!important}.row-3 =
.column-1 .block-1.button_block =
span{font-size:16px!important;line-height:32px!important}}</style><!--[if=
 mso =
]><style>sup,sub{font-size:100%!important}sup{mso-text-raise:10%}sub{mso-=
text-raise:-10%}</style><![endif]--><!--[if =
true]><style>.forceBgColor{background-color:white!important}</style><![en=
dif]--></head><body class=3D"body forceBgColor" style=3D"box-sizing: =
border-box; background-color: transparent; margin: 0; padding: 0; =
-webkit-text-size-adjust: none; text-size-adjust: none;">
<div =
style=3D"color:transparent;visibility:hidden;opacity:0;font-size:0px;bord=
er:0;max-height:1px;width:1px;margin:0px;padding:0px;border-width:0px!imp=
ortant;display:none!important;line-height:0px!important;"><img =
border=3D"0" width=3D"1" height=3D"1" =
src=3D"http://sp.pensionbee.com/q/VowV_UFQEbNPQltpumQELA~~/AABRIhA~/aNzsQ=
YguonKJwmMuqPbmiqg8Vlz7NVH6ers1qbk4GjCE7ia5ae_D_MQlUy76IcbI5nVoZ_pXy09AJU=
Z6DHsWEA~~" alt=3D""/></div>
<span =
style=3D"color:transparent;visibility:hidden;display:none;opacity:0;heigh=
t:0;width:0;font-size:0;">Start saving towards the retirement you =
deserve.</span><img =
src=3D"https://links.pensionbee.com/s/eo/Til_GUO6i674boBMULFX7CeZMhpDzCN5=
o2x79BT6pN17K6tPjjX59PsOPz5zFU2uMUbrYPj1KzIp0-noXRY50EJb7lb6Pd0HdQP--o0eC=
z5_PEskfV6BtNl1Hf8WZWlqGIrL-ooDE6RJ762q-pmyrQCx0JBWtsVZg6q4BZdji-tGCOA5ZI=
6Qi-JfNuv0RDxcWA5kxI6rvWr0vmMuzjU8de6Sy_2aRhlygQ/rAwURwKBrc2l-Hi7CSl0utYR=
5aynAnzY/16" =
style=3D"border:0;width:1px;height:1px;border-width:0px!important;display=
:none!important;line-height:0!important;" width=3D"1" =
height=3D"1"/><table class=3D"nl-container" width=3D"100%" border=3D"0" =
cellpadding=3D"0" cellspacing=3D"0" role=3D"presentation" =
style=3D"box-sizing: border-box; mso-table-lspace: 0; mso-table-rspace: =
0; background-color: transparent;" bgcolor=3D"transparent"><tbody =
style=3D"box-sizing: border-box;"><tr style=3D"box-sizing: =
border-box;"><td style=3D"box-sizing: border-box;"><table class=3D"row =
row-1" align=3D"center" width=3D"100%" border=3D"0" cellpadding=3D"0" =
cellspacing=3D"0" role=3D"presentation" style=3D"box-sizing: border-box; =
mso-table-lspace: 0; mso-table-rspace: 0; background-color: #fff;" =
bgcolor=3D"#fff"><tbody style=3D"box-sizing: border-box;"><tr =
style=3D"box-sizing: border-box;"><td style=3D"box-sizing: =
border-box;"><table class=3D"row-content stack" align=3D"center" =
border=3D"0" cellpadding=3D"0" cellspacing=3D"0" role=3D"presentation" =
style=3D"box-sizing: border-box; mso-table-lspace: 0; mso-table-rspace: =
0; color: #000; width: 600px; margin: 0 auto;" width=3D"600"> <tbody =
style=3D"box-sizing: border-box;"><tr style=3D"box-sizing: =
border-box;"><td class=3D"column column-1" width=3D"100%" =
style=3D"box-sizing: border-box; mso-table-lspace: 0; mso-table-rspace: =
0; font-weight: 400; text-align: left; vertical-align: top;" =
align=3D"left" valign=3D"top"><table class=3D"html_block block-1" =
width=3D"100%" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" =
role=3D"presentation" style=3D"box-sizing: border-box; mso-table-lspace: =
0; mso-table-rspace: 0;"><tr style=3D"box-sizing: border-box;"><td =
class=3D"pad" style=3D"box-sizing: border-box;"><div =
style=3D"box-sizing: border-box; font-family: Arial,'Helvetica =
Neue',Helvetica,sans-serif; text-align: center;" align=3D"center"><head> =
<style>body{margin:0;padding:0;-webkit-text-size-adjust:100%!important;-m=
s-text-size-adjust:100%!important;-webkit-font-smoothing:antialiased!impo=
rtant}img{border:0!important;outline:none!important}p{Margin:0!important;=
Padding:0!important}table{border-collapse:collapse;mso-table-lspace:0;mso=
-table-rspace:0}td,a,span{border-collapse:collapse;mso-line-height-rule:e=
xactly}.ExternalClass *{line-height:100%}.em_defaultlink =
a{color:inherit;text-decoration:none}.em_g_img+div{display:none}a[x-apple=
-data-detectors],u+.em_body a,#MessageViewBody =
a{color:inherit;text-decoration:none;font-size:inherit!important;font-fam=
ily:inherit!important;font-weight:inherit!important;line-height:inherit!i=
mportant}table{table-layout:fixed}}</style> <style>body{margin:0 =
auto;padding:0;-webkit-text-size-adjust:100%!important;-ms-text-size-adju=
st:100%!important;-webkit-font-smoothing:antialiased!important}img{border=
:0!important;outline:none!important}p{Margin:0!important;Padding:0!import=
ant}table{border-collapse:collapse;mso-table-lspace:0;mso-table-rspace:0}=
td,a,span{border-collapse:collapse;mso-line-height-rule:exactly}.External=
Class *{line-height:100%}.em_defaultlink =
a{color:inherit!important;text-decoration:none!important}.em_g_img+div{di=
splay:none}center table{width:100%!important}.em_grey =
a{color:#909c9e;text-decoration:none}.em_black_und =
a{color:#3a342c;text-decoration:underline}.em_black =
a{color:#3a342c;text-decoration:underline}.em_greyA_und =
a{color:#909c9e;text-decoration:underline}.em_green_und =
a{color:#24b6b6;text-decoration:underline}.em_white =
a{color:#fff;text-decoration:none}.em_white_und =
a{color:#fff;text-decoration:underline}@media only screen and =
(max-width:623px){.em_main_table{width:100%!important}.em_wrapper{width:1=
00%!important}.em_hide{display:none!important}.em_center{text-align:cente=
r!important}.em_side15{width:15px!important}.em_ptop{padding-top:20px!imp=
ortant}u+.em_body =
.em_full_wrap{width:100%!important;width:100vw!important}.em_p25{padding:=
25px!important}.em_p1{padding:15px 25px!important}.em_p2{padding:35px =
25px!important}.em_p3{padding:10px 25px!important}.em_p4{padding:43px =
25px 55px!important}.em_p5{padding:0 25px =
40px!important}.em_h0{height:0!important;font-size:1px!important;line-hei=
ght:1px!important}.em_pt25{padding-top:25px!important}.em_pt0{padding-top=
:0!important}.em_pt40{padding-top:40px!important}.em_pt45{padding-top:45p=
x!important}.em_pt35{padding-top:35px!important}.em_pt30{padding-top:30px=
!important}.em_p30{padding:30px!important}.em_pb40{padding-bottom:40px!im=
portant}.em_side25{width:25px!important}}@media only screen and =
(min-width:481px) and =
(max-width:599px){.em_main_table{width:100%!important}.em_wrapper{width:1=
00%!important}.em_hide{display:none!important}.em_full_img{width:100%!imp=
ortant;height:auto!important;max-width:none!important}.em_full_img =
img{width:100%!important;height:auto!important}.em_center{text-align:cent=
er!important}.em_side10{width:10px!important}.em_side15{width:15px!import=
ant}.em_aside15{padding:0 =
15px!important}.em_ptop{padding-top:40px!important}.em_side20{width:20px!=
important}.em_pbottom{padding-bottom:20px!important}.em_h20{height:20px!i=
mportant;font-size:1px!important;line-height:1px!important}.em_h12{height=
:12px!important;font-size:1px!important;line-height:1px!important}.em_h6{=
height:6px!important;font-size:1px!important;line-height:1px!important}.e=
m_h30{height:30px!important}.em_font_N{font-size:Npx}.em_img{width:245px!=
important;height:auto!important;max-width:245px!important}.em_pbottomA{pa=
dding-bottom:10px!important}.em_h40{height:45px!important}.em_hauto{heigh=
t:auto!important}.em_h40A{height:40px!important}.em_h17{height:17px!impor=
tant;font-size:1px!important;line-height:1px!important}.em_logo{width:45p=
x!important;height:auto!important}.em_bg_line{background-image:url(images=
/bg_img_line.jpg)!important;height:7px!important;background-position:cent=
er top!important;background-repeat:no-repeat!important}}@media screen =
and =
(max-width:480px){.em_main_table{width:100%!important}.em_wrapper{width:1=
00%!important}.em_hide{display:none!important}.em_full_img{width:100%!imp=
ortant;height:auto!important;max-width:none!important}.em_full_img =
img{width:100%!important;height:auto!important}.em_center{text-align:cent=
er!important}.em_side10{width:10px!important}.em_side20{width:20px!import=
ant}.em_side15{width:15px!important}.em_aside15{padding:0 =
15px!important}.em_ptop{padding-top:40px!important}.em_pbottom{padding-bo=
ttom:20px!important}.em_pbottomA{padding-bottom:10px!important}.em_h20{he=
ight:20px!important;font-size:1px!important;line-height:1px!important}.em=
_h12{height:15px!important;font-size:1px!important;line-height:1px!import=
ant}.em_h6{height:6px!important;font-size:1px!important;line-height:1px!i=
mportant}.em_h30{height:30px!important}.em_h40{height:45px!important}.em_=
font_34{font-size:34px!important;line-height:37px!important}u+.em_body =
.em_full_wrap{width:100%!important;width:100vw!important}.em_img{width:24=
5px!important;height:auto!important;max-width:245px!important}.em_width{w=
idth:100px!important}.em_h40A{height:40px!important}.em_hauto{height:auto=
!important}.em_h17{height:17px!important;font-size:1px!important;line-hei=
ght:1px!important}.em_logo{width:45px!important;height:auto!important}.em=
_bg_line{background-image:url(images/bg_img_line.jpg)!important;height:7p=
x!important;background-position:center =
top!important;background-repeat:no-repeat!important}.em_font22{font-size:=
22px!important;line-height:26px!important}.em_w87 =
img{width:87px!important;height:auto!important}.em_w195 =
img{width:195px!important;height:auto!important}.em_w1{width:20px!importa=
nt}}@media screen and =
(max-width:320px){.em_font22{font-size:18px!important;line-height:22px!im=
portant}.em_w1{width:20px!important}}</style> </head> <table =
width=3D"100%" border=3D"0" cellspacing=3D"0" cellpadding=3D"0" =
class=3D"em_full_wrap" align=3D"center"> <tr> <td align=3D"center" =
valign=3D"top"><table align=3D"center" width=3D"600" border=3D"0" =
cellspacing=3D"0" cellpadding=3D"0" class=3D"em_main_table" =
style=3D"width:600px; table-layout:fixed;"> <tr> <td width=3D"25" =
style=3D"width:25px;" class=3D"em_side15"><img src=3D"images/spacer.gif" =
width=3D"1" height=3D"1" alt=3D"" style=3D"display:block;" =
border=3D"0"/></td> <td align=3D"center" valign=3D"top"><table =
width=3D"550" border=3D"0" cellspacing=3D"0" cellpadding=3D"0" =
align=3D"center" style=3D"width:550px;" class=3D"em_wrapper"> <tbody> =
<tr> <td height=3D"22" style=3D"height:22px; font-size:1px; =
line-height:1px;" class=3D"em_h20"><img src=3D"images/spacer.gif" =
width=3D"1" height=3D"1" alt=3D"" style=3D"display:block;" =
border=3D"0"/></td> </tr> <tr> <td class=3D"em_grey" align=3D"center" =
valign=3D"top" style=3D"font-family: 'Open Sans', Arial, sans-serif; =
font-size:12px; line-height:15px; color:#909c9e;"><a href=3D"#" =
target=3D"_blank" style=3D"text-decoration:none; color:#909c9e;"><a =
href=3D"https://links.pensionbee.com/s/vb/gP_Aft-2BbJhefwf7ND64J2SXHZWdeI=
TzJ5gUB1RovB0OJFa-UjynuZHVQy22P-3DT8l4DdsQC-CMtzSdUfq5I-caPaafaITitmpkXrZ=
-Q9IfteNTqWCkZL7ii9daTSy4MBg3m11HHxM79KmcT-cVjeA0TMXHuUW2KY/P8olcutPD62G1=
EdPDWi8cPVtUaBhPhc8/16">View in browser</a></td> </tr> <tr> <td =
height=3D"22" style=3D"height:22px; font-size:1px; line-height:1px;" =
class=3D"em_h20"><img src=3D"images/spacer.gif" width=3D"1" height=3D"1" =
alt=3D"" style=3D"display:block;" border=3D"0"/></td> </tr> </tbody> =
</table></td> <td width=3D"25" style=3D"width:25px;" =
class=3D"em_side15"><img src=3D"images/spacer.gif" width=3D"1" =
height=3D"1" alt=3D"" style=3D"display:block;" border=3D"0"/></td> </tr> =
</table></td> </tr> </table> <table align=3D"center" border=3D"0" =
cellpadding=3D"0" cellspacing=3D"0" class=3D"em_wrapper" =
style=3D"width:600px;" width=3D"600"> <tr> <td align=3D"center" =
bgcolor=3D"#f9c000" class=3D"em_p1" style=3D"background-color:#343a40; =
padding:17px 25px;" valign=3D"top"> <table align=3D"center" border=3D"0" =
cellpadding=3D"0" cellspacing=3D"0" width=3D"100%"> <tr> <td =
align=3D"left" style=3D"width:126px;" valign=3D"top" width=3D"126"> <a =
data-linkto=3D"https://" =
href=3D"https://links.pensionbee.com/s/c/Yt-LO4iZUiouG8D3HULgEXcNvc7r7s35=
1IaYJY345k-FSqoJ8T0Z_Z-1O5iQgck5cjgj8alyB3D2AUJ19tlVqu10RXGlNEetWIxIEx-N3=
G9mYvAOc_T6ETNFrQfWn5y1JXqVITCl_FVmRSY5P5p6H1gdJ6AFNEWXiS_62Pv-i7LwyECcWF=
GNPzmI0QWrfJhyeW9_kQhxVnI1pNtGD58MXnp6aVp87Xl4XuezYp_tKWcDdT3ujVvi-tJ7Zro=
RyBq--9eQQf8j3SLDbAStg1QZOo4z1x8H872QNMWvCTkXp6tm3Jed_vY__d5hQtfizdXMQpuG=
9eBFNjomEU3V7gVC1DK3ln3CcxoP-GLYfb_CLw5i1-CFGEVz-8AoyoQlCRY3GiH7rVYeNQV76=
l24nco1gKsGU_GlWh7ODIGOX35ryQvp_GWcPV6RfQ-n-B9pS1EeOw/g3ePhjuXU1na3TP8Sfb=
P7FrklTb7aWmd/16" style=3D"text-decoration:none;" target=3D"_blank" =
title=3D""><img alt=3D"Pension Bee" =
src=3D"https://res.cloudinary.com/pensionbee/image/upload/v1731506007/ema=
ils/email_templates.png" style=3D"display: block; max-width: 126px; =
font-family: Arial, sans-serif; font-size: 15px; line-height: 18px; =
color: #000000; padding: 0px; text-align: center; height: auto; width: =
100%;" width=3D"126"></a> </td> <td class=3D"em_side15" =
style=3D"width:353px;" width=3D"353"> &nbsp; </td> <td align=3D"center" =
valign=3D"top"> <table align=3D"right" border=3D"0" cellpadding=3D"0" =
cellspacing=3D"0" style=3D"width:95px;" width=3D"95"> <tr> <td =
align=3D"center" bgcolor=3D"#343a40" height=3D"42" style=3D"height:42px; =
background-color:#f9c000; border-radius: 4px; font-family: 'Ryo Gothic =
PlusN', Arial, sans-serif; font-size:16px; color:#FFFFFF; =
font-weight:550;" valign=3D"middle"> <a data-linkto=3D"https://" =
href=3D"https://links.pensionbee.com/s/c/vQacdEHTv2Ot283O5ytSu1bn1N__QnCD=
JQvIt3uc9JDC7fDrLm0PO3EyAA8JCZwyzMKJ_pi5eN1Sl5JuuBrSAt5VlknhTe5Ju9qkIcx5A=
xeqDl6iaf-OjNfejAyO5xdy3B-ms4PnccOVjcdFrEqiUtIl4RpFtotWmvqmq_X4ajffG66zqW=
hfmu10Xtb5GdaDYsHqKDiCaAj2GU3fokV1LCr_-9dAX1mB-KWSEwPz68QDDIR8RXw6R6A6QLE=
Qv8B-DoAgUf8uudQQuY8Qfu5Twb1b8VPAT6MEoBqn5kmJJQxBWRMfSfoB7OrYKVnnKu1N5HuD=
zcS1DZrwLME3cnI12jCauEFFJJhokiercGxjhINz4QHdqVLEkytYd5BVH4JfAmrFFpD0gutZP=
F3_VJiLhIf47f9hzMHqyRrc9yVX3wxPnnJHvIsYefMh6dkklq5EMg/hCfSSdFcm0JgQSwgkJS=
QCDPZaNSK1pzt/16" style=3D"color:#343a40;text-decoration:none; =
display:block; line-height:42px;" target=3D"_blank" title=3D"">Log =
in</a> </td> </tr> </table> </td> </tr> </table> </td> </tr> =
</table></div></td></tr></table><table class=3D"image_block block-2" =
width=3D"100%" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" =
role=3D"presentation" style=3D"box-sizing: border-box; mso-table-lspace: =
0; mso-table-rspace: 0;"><tr style=3D"box-sizing: border-box;"><td =
class=3D"pad" style=3D"box-sizing: border-box; width: 100%;" =
width=3D"100%"><div class=3D"alignment" align=3D"center" =
style=3D"box-sizing: border-box;"><div style=3D"box-sizing: border-box; =
max-width: 600px;"><a =
href=3D"https://links.pensionbee.com/s/c/Ky5ke5aBtOElNwCrMwjm1AdcUhuqCXqM=
p7QT9TNom7UsvGl_iRvtvHPw5Z5c9Mugj5hWaQSYep2rD5joTt6IX-ypYnR_nK7rOA6eaSRdO=
0UE9hiqWabeqvlaLifxLQoYtrUAhehpNL2Y6NIOYV4OSe62OEAdbTHGm7ODtP7xKpb-47ESTA=
JnWWvt7YI_EMuc5gcF4GkKhC4aNK3GOLgN5NqoOhjhOKbUr5hhNQA8j8Nj83ketRcuEnWM1Hn=
zhjF7c6lr7BYTU3nHRPZkxRsck0moUvoMiuMKCItEB0cXC-MMEQ41xfgjwkRvMaDDGk8Js-dv=
H-UhsjwjTAH9HJA1q4uYoGK5A_k-6uEWeQTjLWspeeWSljxjFbnUuvswf5fe0j7DNpN2-nBg6=
Op6Jo0oqZfQ839exJYfxXKMXpHuKffzQ6OXkdaGLnQR-TxEcVM9JtBd/BAuwBAbNaw5Hw4aXV=
3iPV0X7E4FWVuI0/16" target=3D"_blank" style=3D"box-sizing: =
border-box;"><img =
src=3D"https://res.cloudinary.com/pensionbee/image/upload/v1763567984/ema=
ils/2025/Festive%20Campaign%2025/Festive_-_invest_in_your_future_self.png=
" style=3D"box-sizing: border-box; display: block; height: auto; border: =
0; width: 100%;" width=3D"600" alt=3D"Image" title=3D"Image" =
height=3D"auto"></a></div></div></td></tr></table></td></tr></tbody></tab=
le></td></tr></tbody></table><table class=3D"row row-2" align=3D"center" =
width=3D"100%" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" =
role=3D"presentation" style=3D"box-sizing: border-box; mso-table-lspace: =
0; mso-table-rspace: 0;"><tbody style=3D"box-sizing: border-box;"><tr =
style=3D"box-sizing: border-box;"><td style=3D"box-sizing: =
border-box;"><table class=3D"row-content stack" align=3D"center" =
border=3D"0" cellpadding=3D"0" cellspacing=3D"0" role=3D"presentation" =
style=3D"box-sizing: border-box; mso-table-lspace: 0; mso-table-rspace: =
0; border-radius: 0; color: #000; width: 600px; margin: 0 auto;" =
width=3D"600"><tbody style=3D"box-sizing: border-box;"><tr =
style=3D"box-sizing: border-box;"><td class=3D"column column-1" =
width=3D"100%" style=3D"box-sizing: border-box; mso-table-lspace: 0; =
mso-table-rspace: 0; font-weight: 400; text-align: left; padding-bottom: =
5px; padding-top: 5px; vertical-align: top;" align=3D"left" =
valign=3D"top"><table class=3D"text_block block-1" width=3D"100%" =
border=3D"0" cellpadding=3D"10" cellspacing=3D"0" role=3D"presentation" =
style=3D"box-sizing: border-box; mso-table-lspace: 0; mso-table-rspace: =
0; word-break: break-word;"><tr style=3D"box-sizing: border-box;"><td =
class=3D"pad" style=3D"box-sizing: border-box;"><div =
style=3D"box-sizing: border-box; font-family: sans-serif;"><div class =
style=3D"box-sizing: border-box; font-size: 12px; font-family: =
Arial,'Helvetica Neue',Helvetica,sans-serif; mso-line-height-alt: 18px; =
color: #3a342c; line-height: 1.5;"><p style=3D"box-sizing: border-box; =
line-height: inherit; margin: 0; font-size: 16px; mso-line-height-alt: =
24px;"><span style=3D"box-sizing: border-box; word-break: break-word; =
font-size: 16px;"><span style=3D"box-sizing: border-box; word-break: =
break-word;">Hi Robert,<br style=3D"box-sizing: border-box;"><br =
style=3D"box-sizing: border-box;"></span></span></p><p =
style=3D"box-sizing: border-box; line-height: inherit; margin: 0; =
font-size: 16px; mso-line-height-alt: 24px;"> <span style=3D"box-sizing: =
border-box; word-break: break-word; font-size: 16px;">Getting your =
finances in order at the end of the year is a wonderful gift to =
yourself. It=E2=80=99s a simple way to start 2026 feeling confident that =
your retirement savings are on track.</span></p><p style=3D"box-sizing: =
border-box; line-height: inherit; margin: 0; font-size: 16px; =
mso-line-height-alt: 18px;">&nbsp;</p><p style=3D"box-sizing: =
border-box; line-height: inherit; margin: 0; font-size: 16px; =
mso-line-height-alt: 24px;"><span style=3D"box-sizing: border-box; =
word-break: break-word; font-size: 16px;">With PensionBee, you =
can:</span></p><ul style=3D"box-sizing: border-box; line-height: 1.5; =
mso-line-height-alt: 24px; font-size: 16px;"><li aria-level=3D"1" =
style=3D"box-sizing: border-box;"><span style=3D"box-sizing: border-box; =
word-break: break-word; font-size: 16px;">bring your old pensions =
together in one new easy-to-manage online plan;</span></li><li =
aria-level=3D"1" style=3D"box-sizing: border-box;"><span =
style=3D"box-sizing: border-box; word-break: break-word; font-size: =
16px;">contribute or withdraw* in a few steps;</span></li><li =
aria-level=3D"1" style=3D"box-sizing: border-box;"> <span =
style=3D"box-sizing: border-box; word-break: break-word; font-size: =
16px;">get support from your UK-based =E2=80=98BeeKeeper=E2=80=99 - your =
dedicated account manager who=E2=80=99s here to help; and</span></li><li =
aria-level=3D"1" style=3D"box-sizing: border-box;"><span =
style=3D"box-sizing: border-box; word-break: break-word; font-size: =
16px;">view and manage your pension anytime online or from our =
app.</span></li></ul><p style=3D"box-sizing: border-box; line-height: =
inherit; margin: 0; font-size: 16px; mso-line-height-alt: 24px;"> <span =
style=3D"box-sizing: border-box; word-break: break-word; font-size: =
16px;">Now=E2=80=99s a great time to take the next step and bring your =
pensions together in one place - ready for the year =
ahead.</span></p></div></div></td></tr></table></td></tr></tbody></table>=
</td></tr></tbody></table><table class=3D"row row-3" align=3D"center" =
width=3D"100%" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" =
role=3D"presentation" style=3D"box-sizing: border-box; mso-table-lspace: =
0; mso-table-rspace: 0;"><tbody style=3D"box-sizing: border-box;"><tr =
style=3D"box-sizing: border-box;"><td style=3D"box-sizing: =
border-box;"><table class=3D"row-content stack" align=3D"center" =
border=3D"0" cellpadding=3D"0" cellspacing=3D"0" role=3D"presentation" =
style=3D"box-sizing: border-box; mso-table-lspace: 0; mso-table-rspace: =
0; border-radius: 0; color: #000; width: 600px; margin: 0 auto;" =
width=3D"600"><tbody style=3D"box-sizing: border-box;"><tr =
style=3D"box-sizing: border-box;"><td class=3D"column column-1" =
width=3D"100%" style=3D"box-sizing: border-box; mso-table-lspace: 0; =
mso-table-rspace: 0; font-weight: 400; text-align: left; padding-bottom: =
5px; padding-top: 5px; vertical-align: top;" align=3D"left" =
valign=3D"top"><table class=3D"button_block block-1" width=3D"100%" =
border=3D"0" cellpadding=3D"10" cellspacing=3D"0" role=3D"presentation" =
style=3D"box-sizing: border-box; mso-table-lspace: 0; mso-table-rspace: =
0;"><tr style=3D"box-sizing: border-box;"><td class=3D"pad" =
style=3D"box-sizing: border-box;"><div class=3D"alignment" =
align=3D"center" style=3D"box-sizing: border-box;"><a =
href=3D"https://links.pensionbee.com/s/c/6IJJlnXZdfVqMKMox8EGGc_JQHIfvIPI=
HdSLMLOGh7OCd-dlK5hDW-eqQtz2DJtSzm7pnIeM5u44Tb169HZgAuP_ASFhjCgihVOKkG_Ba=
ES03ZmxAvf5A1-VOr-Tluo5LPlqiwumD3lzgjPR4zTv53qacKyr85y3gbH9tiBPGBk0ITlEQz=
IJsajtjRtmjJ1Wp-yv2x_Yy_566W4z_TMHIeE_oHK5LL3SIDVhwLojzDMt6w4gsAwNa0jlXA_=
iGEOLd-XHpLgenm6rhmFFuHUnOljXzCBTFb4OrDRRo5qXPWpX13C3fP8dIR_eeQNopqCDJPGG=
qeLEO0YUy4kTbsoySueCZeFraguRDH2OML4-kjrlV8IZ2GaTP8DS97hWLPPkT6jLa2URVIZiI=
eBxj-xUMphNxemqu94mIhxu1aXwibJ1aRJH5PCO8gTjLku466wRCicR/yFihPGgj8J6ORIPbY=
XBRruFe1uY3ZDS9/16" target=3D"_blank" style=3D"box-sizing: border-box; =
color: #3a342c; text-decoration: none;"><!--[if mso]><v:roundrect =
xmlns:v=3D"urn:schemas-microsoft-com:vml" =
xmlns:w=3D"urn:schemas-microsoft-com:office:word" =
href=3D"https://links.pensionbee.com/s/c/-RapnUc9vOD68j6LzlcCqxYFRVWWzGjD=
jOOniUVwsmf9jOm3icD8WfNCi5WO6RPRDHZtQTsVZ-BzJM_PzuGeS4KmcjiShgxRfaljV-Shl=
EvYay-UGTG0HOgpFWPZxiuOK_JMPS8zpKmosh6YczybW_0WRrpDEP35Wj_hAgP2Ad8E9a8SuW=
fwUb_368zEEV-F6-_OAdbFbFZeXhIal9YL5E7jwsyjSMip-qiv82T8LsmrrrvD2qShv69AhwH=
uOiOfmFK61QAM73tQlO2uzu1c9tqbfprooppsmDWSyLjFXCjUIfMDaPpILuGT1wqiJm8YliO1=
IPlZaECREP_EVmT0YYwyHcElfbV-C-j1A-EhaD5PxwI6nrQ11PDWz2kR_rAd3zImpTbCvjoWn=
rh3dEXYDow2Vyiv_d1IKIJLYfMonU5eRe6qGwEJeUtsKmr-ZQEvkSVS/KvLtr-wEG-JDSET6e=
3o00cHYpPx45X56/16" =
style=3D"height:47px;width:213px;v-text-anchor:middle;" arcsize=3D"26%" =
fillcolor=3D"#f9c000"> <v:stroke dashstyle=3D"Solid" weight=3D"0px" =
color=3D"#f9c000"/> <w:anchorlock/> <v:textbox =
inset=3D"0px,0px,0px,5px"> <center dir=3D"false" =
style=3D"color:#3a342c;font-family:sans-serif;font-size:16px"><![endif]--=
> <span class=3D"button" style=3D"box-sizing: border-box; =
background-color: #f9c000; mso-shading: transparent; border-bottom: 0px =
solid transparent; border-left: 0px solid transparent; border-radius: =
12px; border-right: 0px solid transparent; border-top: 0px solid =
transparent; color: #3a342c; display: inline-block; font-family: Arial, =
'Helvetica Neue', Helvetica, sans-serif; font-size: 16px; font-weight: =
400; mso-border-alt: none; padding-bottom: 10px; padding-top: 5px; =
padding-left: 20px; padding-right: 20px; text-align: center; width: =
auto; word-break: keep-all; letter-spacing: normal;"><span =
style=3D"box-sizing: border-box; word-break: break-word; line-height: =
32px;"><strong style=3D"box-sizing: border-box;">Complete your sign =
up</strong></span></span> <!--[if =
mso]></center></v:textbox></v:roundrect><![endif]--></a></div></td></tr><=
/table></td></tr></tbody></table></td></tr></tbody></table><table =
class=3D"row row-4" align=3D"center" width=3D"100%" border=3D"0" =
cellpadding=3D"0" cellspacing=3D"0" role=3D"presentation" =
style=3D"box-sizing: border-box; mso-table-lspace: 0; mso-table-rspace: =
0;"><tbody style=3D"box-sizing: border-box;"><tr style=3D"box-sizing: =
border-box;"><td style=3D"box-sizing: border-box;"><table =
class=3D"row-content stack" align=3D"center" border=3D"0" =
cellpadding=3D"0" cellspacing=3D"0" role=3D"presentation" =
style=3D"box-sizing: border-box; mso-table-lspace: 0; mso-table-rspace: =
0; border-radius: 0; color: #000; width: 600px; margin: 0 auto;" =
width=3D"600"><tbody style=3D"box-sizing: border-box;"><tr =
style=3D"box-sizing: border-box;"><td class=3D"column column-1" =
width=3D"100%" style=3D"box-sizing: border-box; mso-table-lspace: 0; =
mso-table-rspace: 0; font-weight: 400; text-align: left; padding-bottom: =
5px; padding-top: 5px; vertical-align: top;" align=3D"left" =
valign=3D"top"><table class=3D"text_block block-1" width=3D"100%" =
border=3D"0" cellpadding=3D"10" cellspacing=3D"0" role=3D"presentation" =
style=3D"box-sizing: border-box; mso-table-lspace: 0; mso-table-rspace: =
0; word-break: break-word;"><tr style=3D"box-sizing: border-box;"><td =
class=3D"pad" style=3D"box-sizing: border-box;"><div =
style=3D"box-sizing: border-box; font-family: sans-serif;"><div class =
style=3D"box-sizing: border-box; font-size: 14px; font-family: =
Arial,'Helvetica Neue',Helvetica,sans-serif; mso-line-height-alt: 21px; =
color: #343a40; line-height: 1.5;"><p style=3D"box-sizing: border-box; =
line-height: inherit; margin: 0; font-size: 14px; text-align: center; =
mso-line-height-alt: 21px;"><em style=3D"box-sizing: border-box;">With =
investments, your capital is at risk. Pensions can go down in value as =
well as up, so you could get back less than you =
invest.</em></p></div></div></td></tr></table><table class=3D"text_block =
block-2" width=3D"100%" border=3D"0" cellpadding=3D"10" =
cellspacing=3D"0" role=3D"presentation" style=3D"box-sizing: border-box; =
mso-table-lspace: 0; mso-table-rspace: 0; word-break: break-word;"><tr =
style=3D"box-sizing: border-box;"><td class=3D"pad" style=3D"box-sizing: =
border-box;"><div style=3D"box-sizing: border-box; font-family: =
sans-serif;"><div class style=3D"box-sizing: border-box; font-size: =
14px; font-family: Arial,'Helvetica Neue',Helvetica,sans-serif; =
mso-line-height-alt: 16.8px; color: #3a342c; line-height: 1.2;"><p =
style=3D"box-sizing: border-box; line-height: inherit; margin: 0; =
font-size: 14px; mso-line-height-alt: 16.8px;"> *Pension withdrawals are =
only available to customers aged 55 or over (rising to 57 from 2028), =
and any withdrawals may be subject to =
tax.</p></div></div></td></tr></table></td></tr></tbody></table></td></tr=
></tbody></table><table class=3D"row row-5" align=3D"center" =
width=3D"100%" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" =
role=3D"presentation" style=3D"box-sizing: border-box; mso-table-lspace: =
0; mso-table-rspace: 0;"><tbody style=3D"box-sizing: border-box;"><tr =
style=3D"box-sizing: border-box;"><td style=3D"box-sizing: =
border-box;"><table class=3D"row-content stack" align=3D"center" =
border=3D"0" cellpadding=3D"0" cellspacing=3D"0" role=3D"presentation" =
style=3D"box-sizing: border-box; mso-table-lspace: 0; mso-table-rspace: =
0; color: #333; width: 600px; margin: 0 auto;" width=3D"600"><tbody =
style=3D"box-sizing: border-box;"><tr style=3D"box-sizing: =
border-box;"><td class=3D"column column-1" width=3D"100%" =
style=3D"box-sizing: border-box; mso-table-lspace: 0; mso-table-rspace: =
0; font-weight: 400; text-align: left; padding-bottom: 30px; =
padding-top: 15px; vertical-align: top;" align=3D"left" =
valign=3D"top"><table class=3D"text_block block-1" width=3D"100%" =
border=3D"0" cellpadding=3D"5" cellspacing=3D"0" role=3D"presentation" =
style=3D"box-sizing: border-box; mso-table-lspace: 0; mso-table-rspace: =
0; word-break: break-word;"><tr style=3D"box-sizing: border-box;"><td =
class=3D"pad" style=3D"box-sizing: border-box;"> <div =
style=3D"box-sizing: border-box; font-family: sans-serif;"><div class =
style=3D"box-sizing: border-box; font-size: 14px; font-family: =
Arial,'Helvetica Neue',Helvetica,sans-serif; mso-line-height-alt: 21px; =
color: #343a40; line-height: 1.5;"><p style=3D"box-sizing: border-box; =
line-height: inherit; margin: 0; font-size: 14px; text-align: center; =
mso-line-height-alt: 21px;"><span style=3D"box-sizing: border-box; =
word-break: break-word; color: #000000;"><strong style=3D"box-sizing: =
border-box;">Have a question?</strong></span></p><p style=3D"box-sizing: =
border-box; line-height: inherit; margin: 0; font-size: 14px; =
text-align: center; mso-line-height-alt: 21px;">Get in touch with our =
friendly UK team.</p></div></div></td></tr> =
</table></td></tr></tbody></table></td></tr></tbody></table><table =
class=3D"row row-6" align=3D"center" width=3D"100%" border=3D"0" =
cellpadding=3D"0" cellspacing=3D"0" role=3D"presentation" =
style=3D"box-sizing: border-box; mso-table-lspace: 0; mso-table-rspace: =
0;"><tbody style=3D"box-sizing: border-box;"><tr style=3D"box-sizing: =
border-box;"><td style=3D"box-sizing: border-box;"><table =
class=3D"row-content stack" align=3D"center" border=3D"0" =
cellpadding=3D"0" cellspacing=3D"0" role=3D"presentation" =
style=3D"box-sizing: border-box; mso-table-lspace: 0; mso-table-rspace: =
0; border-radius: 0; color: #000; width: 600px; margin: 0 auto;" =
width=3D"600"><tbody style=3D"box-sizing: border-box;"><tr =
style=3D"box-sizing: border-box;"><td class=3D"column column-1" =
width=3D"100%" style=3D"box-sizing: border-box; mso-table-lspace: 0; =
mso-table-rspace: 0; font-weight: 400; text-align: left; padding-bottom: =
5px; padding-top: 5px; vertical-align: top;" align=3D"left" =
valign=3D"top"><table class=3D"html_block block-1" width=3D"100%" =
border=3D"0" cellpadding=3D"0" cellspacing=3D"0" role=3D"presentation" =
style=3D"box-sizing: border-box; mso-table-lspace: 0; mso-table-rspace: =
0;"><tr style=3D"box-sizing: border-box;"><td class=3D"pad" =
style=3D"box-sizing: border-box;"><div style=3D"box-sizing: border-box; =
font-family: Arial,'Helvetica Neue',Helvetica,sans-serif; text-align: =
center;" align=3D"center"><table align=3D"center" border=3D"0" =
cellpadding=3D"0" cellspacing=3D"0" class=3D"em_wrapper" style=3D"width: =
600px;" width=3D"600"> <tbody> <tr> <td align=3D"center" class=3D"em_p3" =
style=3D"padding: 15px 70px;" valign=3D"top"> <table align=3D"center" =
border=3D"0" cellpadding=3D"0" cellspacing=3D"0" width=3D"100%"> <tbody> =
<tr> <td valign=3D"top"> <table align=3D"left" border=3D"0" =
cellpadding=3D"0" cellspacing=3D"0" class=3D"em_wrapper" style=3D"width: =
290px;" width=3D"290"> <tbody> <tr> <td align=3D"center" valign=3D"top"> =
<table align=3D"left" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" =
class=3D"em_wrapper" style=3D"width: 130px;" width=3D"130"> <tbody> <tr> =
<td align=3D"center" class=3D"em_h0" height=3D"31" style=3D"height: =
31px;" valign=3D"middle"><img alt=3D"" border=3D"0" =
src=3D"https://res.cloudinary.com/pensionbee/image/upload/v1731507652/ema=
ils/Call_us.png" style=3D"display: block; max-width: 30px; font-family: =
Arial, sans-serif; font-size: 15px; line-height: 18px; color: #000000; =
padding: 0px; text-align: center; height: auto; width: 100%;" =
width=3D"30"></td> </tr> <tr> <td align=3D"center" =
class=3D"em_defaultlink" style=3D"padding-top: 9px; font-family: 'Open =
Sans', Arial, sans-serif; font-size: 12px; line-height: 22px; color: =
#000000; font-weight: 750;" valign=3D"top">020 3457 8444&nbsp;</td> =
</tr> <tr> <td class=3D"em_defaultlink" style=3D"padding-top: 12px; =
font-family: 'Open Sans', Arial, sans-serif; font-size: 11px; =
line-height: 16px; color: rgb(0, 0, 0); font-weight: 400; =
letter-spacing: 0.3px; text-align: center;" valign=3D"top">Monday - =
Friday: 9:30am-5pm</td> </tr> </tbody> </table> <table align=3D"right" =
border=3D"0" cellpadding=3D"0" cellspacing=3D"0" class=3D"em_wrapper" =
style=3D"width: 130px;" width=3D"130"> <tbody> <tr> <td align=3D"center" =
class=3D"em_h0 em_pt25" height=3D"31" style=3D"height: 31px;" =
valign=3D"middle"><img alt=3D"123" border=3D"0" =
src=3D"https://res.cloudinary.com/pensionbee/image/upload/v1731507652/ema=
ils/Email_us.png" style=3D"display: block; max-width: 34px; font-family: =
Arial, sans-serif; font-size: 15px; line-height: 18px; color: #000000; =
padding: 0px; height: auto; width: 100%; text-align: center;" =
width=3D"30"></td> </tr> <tr> <td class=3D"em_defaultlink" =
style=3D"padding-top: 9px; font-family: 'Open Sans', Arial, sans-serif; =
font-size: 12px; line-height: 22px; color: rgb(0, 0, 0); font-weight: =
750; text-align: center;" valign=3D"top"><span style=3D"color: rgb(0, 0, =
0);"><a href=3D"mailto:contact@pensionbee.com?subject=3D" =
style=3D"text-decoration: none; color: rgb(0, 0, 0);" =
title=3D"contact@pensionbee.com" =
data-linkto=3D"mailto:">contact@pensionbee.com</a></span></td> </tr> =
<tr> <td class=3D"em_defaultlink" style=3D"padding-top: 12px; =
font-family: 'Open Sans', Arial, sans-serif; font-size: 11px; =
line-height: 16px; color: rgb(0, 0, 0); font-weight: 400; =
letter-spacing: 0.3px; text-align: center;" valign=3D"top">Send us an =
email and we'll get back to you as soon as possible</td> </tr> </tbody> =
</table> </td> </tr> </tbody> </table> <table align=3D"right" =
border=3D"0" cellpadding=3D"0" cellspacing=3D"0" class=3D"em_wrapper" =
style=3D"width: 130px;" width=3D"130"> <tbody> <tr> <td align=3D"center" =
class=3D"em_h0 em_pt25" height=3D"31" style=3D"height: 31px;" =
valign=3D"middle"><img alt=3D"" border=3D"0" =
src=3D"https://res.cloudinary.com/pensionbee/image/upload/v1731507653/ema=
ils/Live_chat.png" style=3D"display: block; max-width: 34px; =
font-family: Arial, sans-serif; font-size: 15px; line-height: 18px; =
color: #000000; padding: 0px; height: auto; width: 100%; text-align: =
center;" width=3D"28"></td> </tr> <tr> <td align=3D"center" =
class=3D"em_defaultlink" style=3D"padding-top: 7px; font-family: 'Open =
Sans', Arial, sans-serif; font-size: 12px; line-height: 22px; color: =
#000000; font-weight: 750;" valign=3D"top"><a =
href=3D"https://links.pensionbee.com/s/c/bIooSt4yC0ibSQFyUYxU39hSBih5k0FU=
RXJVVjs-e67QSlLY7g70tle6GYVE4wT3REDGmYJtVUbOA1_psDUfl3TOn0GzV7usGnA9wDOdb=
GbaAwk7si2jPe9FHQXZnn14Sj98kv8aXwBJonK21dOqH-2xn_BFkZKl7qXyj-q4wD4QCqNJt4=
qqJMfAbfvfYssqUCLX57ADptGqIotacVzil30z6fWJp5Slw8buZTJwBwAsBVHktuWXrzf_VRH=
qJ-IlpVHKYjnbXGHdtbncaFVhRgm4ETE8xClYKXkLAszaw-IRQZExbRbLlkLv6jZ6FPOcuoix=
jLeaohWJxvkf-hKut9QI79SDQwKSccaIRbYF5sp5Wa4diq1Hh-Omr3O5OeXq-s5spjCMJKtMS=
aYW_Rp-N6XE/-wDmJXTzNszUdXOTKO__wRf_NMZM8uPV/16" =
style=3D"text-decoration: none;" title=3D"Launch live chat" =
data-linkto=3D"https://"><span style=3D"color: rgb(0, 0, 0);">Launch =
live chat</span></a></td> </tr> <tr> <td class=3D"em_defaultlink" =
style=3D"padding-top: 12px; font-family: 'Open Sans', Arial, sans-serif; =
font-size: 11px; line-height: 16px; color: rgb(0, 0, 0); font-weight: =
400; letter-spacing: 0.3px; text-align: center;" valign=3D"top">Speak to =
a member of our friendly team now</td> </tr> </tbody> </table> </td> =
</tr> <tr> <td valign=3D"top"><br>&nbsp;</td> </tr> </tbody> </table> =
</td> </tr> </tbody> </table> <table align=3D"center" border=3D"0" =
cellpadding=3D"0" cellspacing=3D"0" class=3D"em_wrapper" style=3D"width: =
600px;" width=3D"600"> <tbody> <tr> <td align=3D"center" valign=3D"top"> =
<table align=3D"center" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" =
width=3D"100%"> <tbody> <tr> <td bgcolor=3D"#F9C000" height=3D"12" =
style=3D"height: 12px; font-size: 0px; line-height: 0px;">&nbsp;</td> =
</tr> <tr> <td align=3D"center" class=3D"em_p30" style=3D"padding: 30px =
20px;" valign=3D"top"> <table align=3D"center" border=3D"0" =
cellpadding=3D"0" cellspacing=3D"0" width=3D"100%"> <tbody> <tr> <td =
align=3D"center" valign=3D"top"> <table align=3D"center" border=3D"0" =
cellpadding=3D"0" cellspacing=3D"0" class=3D"em_wrapper" style=3D"width: =
442px;" width=3D"442"> <tbody> <tr> <td valign=3D"top"> <table =
align=3D"center" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" =
class=3D"em_wrapper" style=3D"width: 279px;" width=3D"279"> <tbody> <tr> =
<td align=3D"center" valign=3D"top"> <p style=3D"font-family: Arial, =
Arial Black, Tahoma, Trebuchet MS, Verdana, sans-serif; font-size: 12px; =
color: #aaa; text-decoration: none;"><a =
href=3D"https://links.pensionbee.com/s/c/6Ek232_1x1z4AEDuVROH0iDpCXQymIVl=
Qd5X5W7wyXXnnVewd7LRsTAPdUfcUXSIJ7dY4fDQLlCAuBro8oY-6m5WDYR9MAkUhBzsPN51N=
X7nwEakto5AjJ96wI_hPZQTdhTg23zJw29vUIPg2G5jvUYE8vyz8dgW3h4WKdw9YpVABeJUby=
LglrwKqNkKUDL2dJabU7kuIlQ2WHsgl_rvB3b6gR3HRLhs1Jdei0Bhb6ePCUiS55D8G4f499E=
gs3Q0tJPJXBsSRv6GBtSwa_4D3sfSPxl_Pyci61o0L3mvNvQplQJo2naeXgx24kfaJnlZwN8f=
tTxBwwu9FU5-BhmTXfbIUIPpseaVP0HJmx9FrmxR7wKBY3LKFC8hJOGv8_4mJtNGrNIPpixMm=
qEZbOqAjo1PssK0dlWjfiMWTQjH3eJXF_FlZgla0l3X0F_DFUp-iWezqUKdctF8gAynBaKu8x=
943HmMYl2Dlk0D323VCP59JxbxzjN84nsfK4zBTvDo5Mt3G6Gk4Ipqet5glRrhMK6e9SXsG9Z=
6vT3A06-DY_JvTA8hzCfosrlbXnHq6vK5vjnhQGdTEmil/0n30nnbexLoCgNZ292vW1JYy5l8=
2NHwi/16" rel=3D"noopener noreferrer" style=3D"text-decoration: none; =
text-underline: none;" target=3D"_blank"> <img alt=3D"Trustpilot rating" =
border=3D"0" height=3D"16" =
src=3D"https://emailsignature.trustpilot.com/signature/en-US/2/55f7e14b00=
00ff0005835423/text.png" style=3D"max-height: 16px; margin: 0; padding: =
0; width: auto; border: none;"> <br><img alt=3D"Trustpilot Stars" =
border=3D"0" height=3D"40" =
src=3D"https://emailsignature.trustpilot.com/signature/en-US/2/55f7e14b00=
00ff0005835423/stars.png" style=3D"max-width: 160px; width: 100%; =
max-height: 40px; border: none;" width=3D"160"> </a> <br><a =
href=3D"https://links.pensionbee.com/s/c/vjhJgdzaIFmPTEp-hwuG445oSC3NKron=
9iOUwVeKEEr_2ZOefdTtisYEgDNPkTCaelytqaMHwwEjUzhaC8H3uKk3VpRQO5DpAus6GelS5=
T_P7oz1I0_ARCVb2I055PWCKqoq3yMk7lIhhwQGXMSNywTsjVZGAzmdKWHgTmJlCb347lZO0X=
j_t9tH2PKqEUsFJCzKwo1hihWCrY4IkfEvAsV5DJcUfzZLn-Jnapcsd7ukMM8M3FGEK4klKOJ=
L59DkBUDNO5EI8tVwlvZDOJUccELaco2OHhmuwMgaiATxB0U7gCFHjxIiLE9SfsAfiWB4ITHG=
0xYqqfaaBIpzeCq4RGDARyU_6IHfyVEXjAVo3SCVq04AIqF7LdWO9tWQpwyLDs7BFxTmM175N=
mK2pNf5wbHk9uVVYxVgPmSQ-z7COYpxHogNrUf1BEMNrveyxyHaBJO4Z5Yx86GvXfs3XQqhvC=
I2Z1Srw6nu-Ge4iMc-g8UFJ9U-l46RN4qjRLeR1VyZSS6iC58tf9O_aTYkGqxB47ZpMeW0QOf=
ZrNhs9VBzi_ulZBgGeQ-C2qUr0Ni4JdmtTZ-NQazLPolz/HQHWfN8PZyycPoh8mw8_zH2W2En=
gaLWY/16" rel=3D"noopener noreferrer" style=3D"text-decoration: none; =
text-underline: none;" target=3D"_blank"> <img alt=3D"Trustpilot Logo" =
border=3D"0" height=3D"20" =
src=3D"https://emailsignature.trustpilot.com/brand/s/2/logo.png" =
style=3D"max-width: 79px; width: 100%; max-height: 20px; border: none;" =
width=3D"79"> </a></p> <p></p> <table stlye=3D"margin-top: 16px;" =
align=3D"left" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" =
class=3D"em_wrapper" style=3D"width: 123px;" width=3D"123"> <tbody> =
<tr></tr> </tbody> </table> </td> </tr> </tbody> </table> </td> </tr> =
</tbody> </table> <table align=3D"center" border=3D"0" cellpadding=3D"0" =
cellspacing=3D"0"> <tbody> <br> <tr> <td align=3D"center" =
valign=3D"top"><a =
href=3D"https://links.pensionbee.com/s/c/uOu39EYKpm4hQB9HEFQuflVbJHVbd_x8=
l7n2aYKLux3MzTf-hPXDilR3g75hMMdmqkEFFifUbyfQVgxTZz2_9wyIUmq5vqmooQ_Dy0p1A=
P6jRUPC7TsXX0ThyQNvahw6Nqdqg_ILNnk8Swe3C9wxRILiIZKh8bq3g09RioTw2_wQvstQH6=
Ep8TpBKsGFW8NxI0QFFqHRR47ukp4HUjKL5-JX2taTDLIUz7PtpcmgguFk1JeKk-9KPoSrWEK=
yqzDMP4_6Vl2oNjn5j7SBKHHzCu2IBAqhUgUW9ZKkYmefyJHMDTIOUVCsVwwFoM0O0mkbSbZX=
LyCe9koKrQzFXiYYve3em14CtCaGdKj3DX5Orku5LyzjTCLdTdT710JtW3eJ3Bk4kLwfG2s1E=
D9I_s_s60B2n8TKk551zNTYB-gXEtkF/p23YxDQFFDMI5niEEAdcK3Qu8NJp8yJw/16" =
rel=3D"noopener" style=3D"text-decoration: none;" target=3D"_blank" =
title=3D"" data-linkto=3D"https://"><img alt=3D"fb" =
src=3D"https://res.cloudinary.com/pensionbee/image/upload/v1731515759/ema=
ils/Social_icons_Facebook_yellow.png" style=3D"display: block; =
max-width: 32px; font-family: Arial, sans-serif; font-size: 15px; =
line-height: 18px; color: #000000; padding: 0px; text-align: center; =
height: auto; width: 100%;" width=3D"32"></a></td> <td class=3D"em_w1" =
style=3D"width: 15px;" width=3D"30"></td> <td align=3D"center" =
valign=3D"top"><a =
href=3D"https://links.pensionbee.com/s/c/l_h7Ym8lFnORRcNGROk2dNw-enDqXQEt=
pIP8Qkrw9_UQET0rhgU8baF4LJcQyGz9ZOdtr2nj9PB4cYnDPwFc1Y42V1G3P0zfcaKPc0qCL=
cxkmT_R5lnZrNjlBgcL1MOQf_xb1hAgaH91zEX1gFiXC076Nu31Fv6qGgz3SQ2naXxBRUQBKt=
eYYNPCiIWM_SbOHOe3jH34G8NoF8lVDmG9adu3Mf2RL2daZn8om2fLOxaMNiIEfuCaBWkQFGP=
-74Ludk7yBfS1nmp4CRN1u5EfFFtBt_VCbXgPLVHH2kR3ae30x1EXHY1NXkmI1Q4sb-cRkaWc=
kIeoj9OB2824Ob2l7v8a23xrNxV9MbW6ozwPJGXHYJT_QpEqEc01OcBL6MampNEiceyDxG6Tf=
jzxKzapxZsLnluYljoIRvGxPcuGc56f/NVZ_xZldbVaFFDmgqdDzg2M9OKOdUxWu/16" =
rel=3D"noopener" style=3D"text-decoration: none;" target=3D"_blank" =
title=3D"" data-linkto=3D"https://"><img alt=3D"fb" =
src=3D"https://res.cloudinary.com/pensionbee/image/upload/v1731515759/ema=
ils/Social_icons_at_yellow.png" style=3D"display: block; max-width: =
32px; font-family: Arial, sans-serif; font-size: 15px; line-height: =
18px; color: #000000; padding: 0px; text-align: center; height: auto; =
width: 100%;" width=3D"35"></a></td> <td class=3D"em_w1" style=3D"width: =
15px;" width=3D"30"></td> <td align=3D"center" valign=3D"top"><a =
href=3D"https://links.pensionbee.com/s/c/9rDMMVjWFFOHOzIPiARaBCCp11IaZGwN=
i9mKl2g2pGPr-KdQZOuLYpTtwa39DIbPfSB8uj5IvhRaiawscvCwRTj6ot-25PSxmUQhV5PEK=
LeqIB9q3ApHh-KtOBt4frGepuEOX0R70Az7gM0nKtJLh-ukRhu47uUQFKUtPkcYV54DjNOfwi=
D_utHV0L9dpxDsgziXPD2kFJnhU8W9SghUHatgBPjX92ezxqCQBpEZXfh2hS8Oi_oJI5PA6RP=
jlxf7JSWZpkfMemljiEeJBlsM5z_14dFBOiN6z2ljnv8RBRS49V8YN6qfhYoF0XH_PdVOkJ-a=
ly-eKR-Cc3n7YQZVjo-0FsmHJwda0rEskIS0WF7dwFydauI0DT0OSTBUAjIeBxXnJpK4-BBZC=
nlQnnNNHc-YjqQNrvG6oqXksAqT-Q/PBizYnraprVm3W4sgx1-b-YJPMTcQg7-/16" =
rel=3D"noopener" style=3D"text-decoration: none;" target=3D"_blank" =
title=3D"" data-linkto=3D"https://"><img alt=3D"fb" =
src=3D"https://res.cloudinary.com/pensionbee/image/upload/v1731515759/ema=
ils/Social_icons_TikTok_yellow.png" style=3D"display: block; max-width: =
32px; font-family: Arial, sans-serif; font-size: 15px; line-height: =
18px; color: #000000; padding: 0px; text-align: center; height: auto; =
width: 100%;" width=3D"53"></a></td> <td class=3D"em_w1" style=3D"width: =
15px;" width=3D"30">&nbsp;</td> <td align=3D"center" valign=3D"top"><a =
href=3D"https://links.pensionbee.com/s/c/kYlKA2a17sdds42F_QU1NrEFhxfPtGNh=
K2eAu5H9c5aFVVZLyQX8BSwNX-ISqV-RsYKsuwrE15UaqHqB67C8KkfFZ6FOyPlOObr3gJczG=
lOaACkif7czQn9VdUrxbFfktcE3rrnuF03J9R88-EHFdNs8pLP3d2l_VTw41EjUMMGpiYvrBl=
mXwEzm5qVKE6BV6X6zcPXLQyqHVxE0lb93gd4r14SXJyW_crk1Vf01hXXMjOEu-T50SNJil11=
4KANLflWpU0VEgFD-tmnrnxJDwhBDnc-zbLBobvSIJdOrhoYSYw0Do4W0uiiQbcwE4jJ_AmHA=
wkl87g0425p4Fkr_KHbfvCkB9hrWHbthz4WgXZDxeZUGkjXruglR_V98xRGlMjpgZtAjRH6Rf=
2_kMKzvfBkOcxhB/hQNEwzyu6iitrzdW1PH2wM8F7KVjxQou/16" rel=3D"noopener" =
style=3D"text-decoration: none;" target=3D"_blank" title=3D"" =
data-linkto=3D"https://"><img alt=3D"tw" =
src=3D"https://res.cloudinary.com/pensionbee/image/upload/v1731515807/ema=
ils/Social_icons_X_yellow.png" style=3D"display: block; max-width: 32px; =
font-family: Arial, sans-serif; font-size: 15px; line-height: 18px; =
color: #000000; padding: 0px; height: auto; width: 100%; text-align: =
center;" width=3D"35"></a></td> <td class=3D"em_w1" style=3D"width: =
15px;" width=3D"30">&nbsp;</td> <td align=3D"center" valign=3D"top"><a =
href=3D"https://links.pensionbee.com/s/c/twb4krL9UWcrHfBgBLygRc_Xu4Iv50-u=
s-woAgMXp67Mrdbf7GcFt9uAkVEibJmO7pyTD6Wy2LEr9yoQTGzCwq_rOqUP9krV1bTjGjOSi=
z7PtxkoUxKCcx66MOQU4_t8BBr45cXJgqgTtsa1JlzE3EOMnnSjGvL1-Gi24EHWWSJdJ0yR5x=
lOvY0TcXqJCcSKoeAWybncqv_5HqzKHwzZ_1H54DgjPgWbS0HjOVR326PQnvjY5aSlrB3ZyP1=
FE-VweN5_ROL1b9qxpT5Se4v3u8huFLJOwngznck9pz5SMk9kASXQJ2jEjZSY49chDDl3N8e7=
HR3YTrWEGBxbOWlKe4k7MNoF5wrLKA0GsGd-78tLpd71zJYKZTH_b_yVAm47W44OkjRIO6_Lw=
ME06BsbcIo1ush8VZXz7nluuCKh3D3VjTERf91UM1CVzA/ZZP-_hAZelXcnFeDM54-gldCsez=
D2Rp9/16" rel=3D"noopener" style=3D"text-decoration: none;" =
target=3D"_blank" title=3D"" data-linkto=3D"https://"><img alt=3D"in" =
src=3D"https://res.cloudinary.com/pensionbee/image/upload/v1731515759/ema=
ils/Social_icons_LinkedIn_yellow.png" style=3D"display: block; =
max-width: 32px; font-family: Arial, sans-serif; font-size: 15px; =
line-height: 18px; color: #000000; padding: 0px; text-align: center; =
height: auto; width: 100%;" width=3D"30"></a></td> <td class=3D"em_w1" =
style=3D"width: 15px;" width=3D"30">&nbsp;</td> <td align=3D"center" =
valign=3D"top"><a =
href=3D"https://links.pensionbee.com/s/c/CQI7ItdXD7rW36SDCDPz6SYYRxy48G7V=
IGx_0DQKFx20rEs8ZnPQGkZW_sQRXCkko8rFbaDsoeJ84my7_Vo5CEzhKTDmAYjbgopLjqpM6=
kE4ISTXenlNTAaIDT1FuqgnBsnwK7eG4mNA97fYg7yk7Y8j-4JBbMM7zoEtB8DB_49JVCOrKt=
imkN3hMjT3gLO4j5Bw1g6lYa_lUP4OdJqNOPGMtW2rbKkOOQNZlGM_1ri4mCvTF2EWoPhxcjr=
-Av7y7BTgTAquGTw0DSM0IcvC_6dCVBdJkFLU-riRjug8sN4o_bWrvZ2tSO6XnVdfITmObvUG=
gNc5lHFQr46YqcbE7LjTsQnLTrr5kwmYusa3tITPfBXVPP5rCBb1fG7YHsWSLPaduO_LXH3gJ=
Br6gSok5cpvg8dGrrb6HRPz_zvYglFcpUdINzh4mSTk16vQOJz1qc1VSBQ3Ei60-vOfXUP-zR=
S8DoUOfKvpPnFg/fN3e_ogsleIvpZjqSpW0YoPFTuBFTzc6/16" rel=3D"noopener" =
style=3D"text-decoration: none;" target=3D"_blank" title=3D"" =
data-linkto=3D"https://"><img alt=3D"yt" =
src=3D"https://res.cloudinary.com/pensionbee/image/upload/v1731515807/ema=
ils/Social_icons_YouTube_yellow.png" style=3D"display: block; max-width: =
32px; font-family: Arial, sans-serif; font-size: 15px; line-height: =
18px; color: #000000; padding: 0px; text-align: center; height: auto; =
width: 100%;" width=3D"15"></a></td> <td class=3D"em_w1" style=3D"width: =
15px;" width=3D"30">&nbsp;</td> <td align=3D"center" valign=3D"top"><a =
href=3D"https://links.pensionbee.com/s/c/38WUST_UcAojf5oQQCcB3xtJdXlOYHjI=
Ac_jesoEhAvIUU6gVrYbnWP-upBrpurqRSvsfL6wbQQf5s45fHqQHGQUSYV1lqA1Wq69xm412=
_8a-8xQzzSKgvqVnSAkpIDFiI-oH-eFH_csO3ad4r5UrId8CmvjYxHCCAsqsqgQON33Hzdg3A=
mn5__2B9pjhu5zUENTYUY9VNR3UMgrK2_nZTZzKIUoKgp3NQXNe8G17DIVYB7zpCVE9f4VgAz=
P9wRIIeXw7bVR3Jf5-X6gjb5hFkt4fetBslhpOQMaeIu307bZbZW6l8D3PAlOnkSQTDPWXLNw=
WkSqoJ-mBRhGqDDV5KDEkml8Os0ZTV2zKhajGnbcTwom0uKExis1aVtY8rgxLTz-1eOCPpUfx=
J5lS5Aq_tW6SOMcHb4AnqxnEHrmPvK3MA6CSA/FpgL3FSawDkKAosI5gHgwYPUbEGqWyA1/16=
" rel=3D"noopener" style=3D"text-decoration: none;" target=3D"_blank" =
title=3D"" data-linkto=3D"https://"><img alt=3D"insta" =
src=3D"https://res.cloudinary.com/pensionbee/image/upload/v1731515759/ema=
ils/Social_icons_Instagram_yellow.png" style=3D"display: block; =
max-width: 32px; font-family: Arial, sans-serif; font-size: 15px; =
line-height: 18px; color: #000000; padding: 0px; text-align: center; =
height: auto; width: 100%;" width=3D"30"></a></td> <td class=3D"em_w1" =
style=3D"width: 15px;" width=3D"30">&nbsp;</td> <td align=3D"center" =
valign=3D"top"><a =
href=3D"https://links.pensionbee.com/s/c/SdH0sMjcF5-OlLVDWVIavQmjLGCz_6oG=
6Rjgxi2Jr6f6zZYdzQTgpdXAxPCDPpsSN5AMrhpeaZzMXOOkoBX5Rk1OOTLQ4vtEMxQnGLu2N=
VcQ_Bw6XyNBiHbTuAPOUGBoMTTdUk06aiwG7YHbLKlz0yDgvz-tMwV5DUeu_QyVw9wqta1aRU=
RACX7OSxBhpx7T-FW2pfkYQEK0VHxZn5SXXQF8i2xd2NI2sv6NCnwKwPqoAGM6xEuo2Vbuwwl=
OOBZ0N6lkscbKlbGzQreRqnYrK97P-4Bl36TuLGhEeEzLHL_3YkQJ08LhF9YOqoD8ICvdmLNi=
WpAYzM3uwphh48QCSbVaUgyqZ0FsOU5-cgsdGIBgnl-MXbcPgRslrFVEul3boQB6MHC7uA_JN=
CkJsdfbKMnYiarq0qeZ4rQeag7Jy7Q/QzjimasVEzD9pm0aZUN7WzrCYmnQnP_K/16" =
rel=3D"noopener" style=3D"text-decoration: none;" target=3D"_blank" =
title=3D"" data-linkto=3D"https://"><img alt=3D"insta" =
src=3D"https://res.cloudinary.com/pensionbee/image/upload/v1731515758/ema=
ils/Social_icons_Podcast_yellow.png" style=3D"display: block; max-width: =
32px; font-family: Arial, sans-serif; font-size: 15px; line-height: =
18px; color: rgb(0, 0, 0); padding: 0px; height: auto; width: 100%;" =
width=3D"30"></a></td> </tr> </tbody> </table> </td> </tr> <tr> <td =
align=3D"center" class=3D"em_defaultlink em_pt40" style=3D"padding-top: =
47px; font-family: 'Open Sans', Arial, sans-serif; font-size: 14px; =
line-height: 22px; color: #343a40; font-weight: 400;" valign=3D"top">If =
you do not wish to receive any marketing emails,<br =
class=3D"em_hide">please click here to <span style=3D"color: rgb(0, 0, =
0);"><span style=3D"text-decoration: underline;"><a =
href=3D"https://links.pensionbee.com/s/u/HVa_agKZNnnmn5zKLS3S-aGNkUMfcuI3=
Xl1WmLpN12bRIqlQqLp9BlbKTVCw1U7EGsHPABpeWHoYI_aRHE7CJ9x82VUEScVuEuhSbz-b2=
Db2zjyjDa5QWAP5Krd-p9XfLPk-4KKXqqaJxIBmdxEA0_tj_m-hhV5kHgJgfiTelzu2MGBAkk=
haUqlbNpxFl851sWPeRAD01roQZYrHq3UsPLU4ARBaQf9fs1R7aeHbPWcWhYgX1VKefjI/QWl=
EEjt5lw8B-cp-hTor7GA2-UO-3uCt/16" style=3D"color: rgb(0, 0, 0); =
text-decoration: underline;">Unsubscribe</a></span>.</span></td> </tr> =
<tr> <td align=3D"center" class=3D"em_defaultlink em_pt25" =
style=3D"padding-top: 32px; font-family: 'Open Sans', Arial, sans-serif; =
font-size: 14px; line-height: 22px; color: #82949e; font-weight: 400;" =
valign=3D"top">This email was sent by: PensionBee Limited<br>209 =
Blackfriars Road, London, SE1 8NL, United Kingdom<br><br>PensionBee is =
authorised and regulated by the Financial Conduct Authority (FRN: =
744931) and registered in England and Wales (Companies Registration =
No.&nbsp;9354862).<!--<a href=3D"%%profile_center_url%%" alias=3D"Update =
Profile">Update Profile</a>--></td> </tr> </tbody> </table> </td> </tr> =
</tbody> </table> </td> </tr> </tbody> =
</table></div></td></tr></table></td></tr></tbody></table></td> =
</tr></tbody></table></td></tr></tbody></table><!-- End -->
<img border=3D"0" width=3D"1" height=3D"1" alt=3D"" =
src=3D"http://sp.pensionbee.com/q/2TxN1RqtIiO8jL_Mdfx1lQ~~/AABRIhA~/BYMTd=
4pV2792nZJTBHXRRlX157dwsM1MS0bwiI4VDnj3RaaHUJ0q7creYNvKZmU0P55_nQ9SMlRQAH=
P9Lsg_Tw~~">
</body></html>
------=_NextPart_000_140F_01DC80AF.C59EC0E0--