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Reply-To: <contact@pensionbee.com>
From: "PensionBee" <marketing@hello.pensionbee.com>
To: <bob@sarahharvey.com>
Subject: Try before you buy...
Date: Thu, 30 Oct 2025 15:00:22 -0000
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Fancy trying us out? 
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Hi Robert,



If you’ve been thinking about taking control of your retirement, now’s the 
time. Why not try us out without committing to transferring a pension over?



You won’t know until you try, so here’s a reminder of the benefits.

*	Manage your retirement savings online - say goodbye to paperwork and see 
your pension balance anytime from your favourite device.
*	Contribute, combine and withdraw from the palm of your hand - combine your 
savings into one place, contribute as much as you like as often as you like 
and withdraw with ease (from 55 rising to 57 from 2028).
*	Tools and resources to help you plan - discover your online account known 
as your ‘BeeHive’, where you can find tools like our onboarding checklist, 
past performance chart and our ‘Retirement Planner’.
*	Pay one simple annual fee - you’ll only pay one simple annual fee with 
PensionBee and if you decide to leave, we won’t charge you an exit fee*.
*	Get dedicated support from your ‘BeeKeeper’ - you can speak to your 
UK-based account manager via phone, email or live chat every step of the 
way.

Complete your sign up to see how much easier managing your pension could be!


Finish your sign up




With investments, your capital is at risk. Pensions can go down in value as 
well as up, so you could get back less than you invest.




Have a question?

Get in touch with our friendly UK team.







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020 3457 8444
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3NXIbNZSzomHtBjfVO0fQKSf6sf9nGdGNjRqL6f1mYvn-ichfF_OQO3i9Tnb9lY6Thf4AblH2=
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class=3D"em_side15"><img src=3D"images/spacer.gif" width=3D"1" =
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style=3D"width:600px;" width=3D"600"> <tr> <td align=3D"center" =
bgcolor=3D"#f9c000" class=3D"em_p1" style=3D"background-color:#f9c000; =
padding:17px 25px;" valign=3D"top"> <table align=3D"center" border=3D"0" =
cellpadding=3D"0" cellspacing=3D"0" width=3D"100%"> <tr> <td =
align=3D"left" style=3D"width:126px;" valign=3D"top" width=3D"126"> <a =
data-linkto=3D"https://" =
href=3D"https://links.pensionbee.com/s/c/4Z1UPbQ2RHR6i5N8M8DECP7Bls0AeOCN=
MNbbeoq00Dps4PPpnbxVX6RmPpDxSwsILnlLOYmHq8hotRFSdrPpZ9jDC4-6NkR4xoV_f0EVW=
HbP_mgbNet4g6xN51qG5Uahxe7U7_fTHm-MOu3a-ssp26btA3ayOOrYc5YARCzk0chpBBKulI=
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moebS/14" style=3D"text-decoration:none;" target=3D"_blank" =
title=3D""><img alt=3D"Pension Bee" =
src=3D"https://res.cloudinary.com/pensionbee/image/upload/v1586874381/ema=
ils/New%20template/Group.png" style=3D"display: block; max-width: 126px; =
font-family: Arial, sans-serif; font-size: 15px; line-height: 18px; =
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100%;" width=3D"126"></a> </td> <td class=3D"em_side15" =
style=3D"width:353px;" width=3D"353"> &nbsp; </td> <td align=3D"center" =
valign=3D"top"> <table align=3D"right" border=3D"0" cellpadding=3D"0" =
cellspacing=3D"0" style=3D"width:95px;" width=3D"95"> <tr> <td =
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background-color:#343a40; border-radius: 4px; font-family: 'Ryo Gothic =
PlusN', Arial, sans-serif; font-size:16px; color:#FFFFFF; =
font-weight:300;" valign=3D"middle"> <a data-linkto=3D"https://" =
href=3D"https://links.pensionbee.com/s/c/ZMRLZ3zx0z85m05EQ9wp1cM9UzMgjT8L=
7J0QrQHYwVQw6WD-jqQx3XFzxZnoqxqIfcutFlW0DEFVyQ9_FvVUPcsKvgYMP-qLlk-fDAU9l=
kkEkPMNeyQmnIahB0kuejpguuzkBwQFe48aYvMHxHsPMDzfefOBQweMMXsUvx8wy2pVqDba_y=
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liefCIMrbPXdMTH5dCfPdwxJ9ZxBJU-yOWK_K5vmP94j-Tpfxs0uMruReO328zRnHuBe2Eqm-=
P8v4Q1RCR-26MRZ-Gbk93Xj2ZqmBM_59YijeOz2uIzzJw/mtuzp8tlH--o14o69dCJ-WzS13W=
7zvlC/14" style=3D"color:#FFFFFF;text-decoration:none; display:block; =
line-height:42px;" target=3D"_blank" title=3D"">Log in</a> </td> </tr> =
</table> </td> </tr> </table> </td> </tr> =
</table></div></td></tr></table><table class=3D"image_block block-2" =
width=3D"100%" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" =
role=3D"presentation" style=3D"box-sizing: border-box; mso-table-lspace: =
0; mso-table-rspace: 0;"><tr style=3D"box-sizing: border-box;"><td =
class=3D"pad" style=3D"box-sizing: border-box; width: 100%;" =
width=3D"100%"><div class=3D"alignment" align=3D"center" =
style=3D"box-sizing: border-box;"><div style=3D"box-sizing: border-box; =
max-width: 600px;"><a =
href=3D"https://links.pensionbee.com/s/c/pPqhsa2SN3Lu9GJxpOkHK1tonZv1S6Vx=
kt22bf5TPCyXxrXBAN0xY0mvL36zO4NRRUdyl9zrDwgG2PuhyDDvlocfaR2Hq5P4I5LhKNzkT=
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H_8Yks4/14" target=3D"_blank" style=3D"box-sizing: border-box;"><img =
src=3D"https://res.cloudinary.com/pensionbee/image/upload/v1748619772/ema=
ils/2025/Try%20Us%20Out%2025/Try_Us_Out_-_over_50s_6.png" =
style=3D"box-sizing: border-box; display: block; height: auto; border: =
0; width: 100%;" width=3D"600" alt=3D"Image" title=3D"Image" =
height=3D"auto"></a></div></div></td></tr></table></td></tr></tbody></tab=
le></td></tr></tbody></table><table class=3D"row row-2" align=3D"center" =
width=3D"100%" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" =
role=3D"presentation" style=3D"box-sizing: border-box; mso-table-lspace: =
0; mso-table-rspace: 0;"><tbody style=3D"box-sizing: border-box;"><tr =
style=3D"box-sizing: border-box;"><td style=3D"box-sizing: =
border-box;"><table class=3D"row-content stack" align=3D"center" =
border=3D"0" cellpadding=3D"0" cellspacing=3D"0" role=3D"presentation" =
style=3D"box-sizing: border-box; mso-table-lspace: 0; mso-table-rspace: =
0; border-radius: 0; color: #000; width: 600px; margin: 0 auto;" =
width=3D"600"> <tbody style=3D"box-sizing: border-box;"><tr =
style=3D"box-sizing: border-box;"><td class=3D"column column-1" =
width=3D"100%" style=3D"box-sizing: border-box; mso-table-lspace: 0; =
mso-table-rspace: 0; font-weight: 400; text-align: left; padding-bottom: =
5px; padding-top: 5px; vertical-align: top;" align=3D"left" =
valign=3D"top"><table class=3D"text_block block-1" width=3D"100%" =
border=3D"0" cellpadding=3D"10" cellspacing=3D"0" role=3D"presentation" =
style=3D"box-sizing: border-box; mso-table-lspace: 0; mso-table-rspace: =
0; word-break: break-word;"><tr style=3D"box-sizing: border-box;"><td =
class=3D"pad" style=3D"box-sizing: border-box;"><div =
style=3D"box-sizing: border-box; font-family: sans-serif;"><div class =
style=3D"box-sizing: border-box; font-size: 12px; font-family: =
Arial,'Helvetica Neue',Helvetica,sans-serif; mso-line-height-alt: 18px; =
color: #3a342c; line-height: 1.5;"><p dir=3D"ltr" style=3D"box-sizing: =
border-box; line-height: inherit; margin: 0; font-size: 16px; =
mso-line-height-alt: 24px;"><span style=3D"box-sizing: border-box; =
word-break: break-word; font-size: 16px;"><span style=3D"box-sizing: =
border-box; word-break: break-word;">Hi Robert,</span></span></p><p =
dir=3D"ltr" style=3D"box-sizing: border-box; line-height: inherit; =
margin: 0; font-size: 16px; mso-line-height-alt: 18px;">&nbsp;</p><p =
style=3D"box-sizing: border-box; line-height: inherit; margin: 0; =
font-size: 16px; mso-line-height-alt: 24px;"> If you=E2=80=99ve been =
thinking about taking control of your retirement, now=E2=80=99s the =
time. Why not try us out without committing to transferring a pension =
over?</p><p style=3D"box-sizing: border-box; line-height: inherit; =
margin: 0; font-size: 16px; mso-line-height-alt: 18px;">&nbsp;</p><p =
style=3D"box-sizing: border-box; line-height: inherit; margin: 0; =
font-size: 16px; mso-line-height-alt: 24px;"><span style=3D"box-sizing: =
border-box; word-break: break-word; font-size: 16px;">You won=E2=80=99t =
know until you try, so here=E2=80=99s a reminder of the =
benefits.</span></p><ul style=3D"box-sizing: border-box; line-height: =
1.5; mso-line-height-alt: 24px; font-size: 16px;"><li =
style=3D"box-sizing: border-box;"><strong style=3D"box-sizing: =
border-box; font-family: Arial,'Helvetica Neue',Helvetica,sans-serif; =
font-family: Arial,'Helvetica Neue',Helvetica,sans-serif; =
background-color: transparent;">Manage your retirement savings =
online</strong><span style=3D"box-sizing: border-box; word-break: =
break-word; background-color: transparent;"> - say goodbye to paperwork =
and see your pension balance anytime from your favourite =
device.</span></li><li style=3D"box-sizing: border-box;"><strong =
style=3D"box-sizing: border-box; font-family: Arial,'Helvetica =
Neue',Helvetica,sans-serif; font-family: Arial,'Helvetica =
Neue',Helvetica,sans-serif; background-color: transparent;">Contribute, =
combine and withdraw from the palm of your hand </strong><span =
style=3D"box-sizing: border-box; word-break: break-word; =
background-color: transparent;">- combine your savings into one place, =
contribute as much as you like as often as you like and withdraw with =
ease (from 55 rising to 57 from 2028).</span></li><li =
style=3D"box-sizing: border-box;"><strong style=3D"box-sizing: =
border-box; font-family: Arial,'Helvetica Neue',Helvetica,sans-serif; =
font-family: Arial,'Helvetica Neue',Helvetica,sans-serif; =
background-color: transparent;">Tools and resources to help you =
plan</strong><span style=3D"box-sizing: border-box; word-break: =
break-word; background-color: transparent;"> - discover your online =
account known as your =E2=80=98BeeHive=E2=80=99, where you can find =
tools like our onboarding checklist, past performance chart and our =
=E2=80=98Retirement Planner=E2=80=99.</span></li><li =
style=3D"box-sizing: border-box;"><strong style=3D"box-sizing: =
border-box; font-family: Arial,'Helvetica Neue',Helvetica,sans-serif; =
font-family: Arial,'Helvetica Neue',Helvetica,sans-serif; =
background-color: transparent;">Pay one simple annual fee</strong><span =
style=3D"box-sizing: border-box; word-break: break-word; =
background-color: transparent;"> - you=E2=80=99ll only pay one simple =
annual fee with PensionBee and if you decide to leave, we won=E2=80=99t =
charge you an exit fee*.</span></li><li style=3D"box-sizing: =
border-box;"><strong style=3D"box-sizing: border-box; font-family: =
Arial,'Helvetica Neue',Helvetica,sans-serif; font-family: =
Arial,'Helvetica Neue',Helvetica,sans-serif; background-color: =
transparent;">Get dedicated support from your =
=E2=80=98BeeKeeper=E2=80=99</strong><span style=3D"box-sizing: =
border-box; word-break: break-word; background-color: transparent;"> - =
you can speak to your UK-based account manager via phone, email or live =
chat every step of the way.</span></li></ul><p style=3D"box-sizing: =
border-box; line-height: inherit; margin: 0; font-size: 16px; =
mso-line-height-alt: 24px;"> <span style=3D"box-sizing: border-box; =
word-break: break-word; font-size: 16px;">Complete your sign up to see =
how much easier managing your pension could =
be!</span></p></div></div></td></tr></table><table class=3D"button_block =
block-2" width=3D"100%" border=3D"0" cellpadding=3D"10" =
cellspacing=3D"0" role=3D"presentation" style=3D"box-sizing: border-box; =
mso-table-lspace: 0; mso-table-rspace: 0;"><tr style=3D"box-sizing: =
border-box;"><td class=3D"pad" style=3D"box-sizing: border-box;"><div =
class=3D"alignment" align=3D"center" style=3D"box-sizing: border-box;"> =
<a =
href=3D"https://links.pensionbee.com/s/c/1bvm9g1xYT869hNhO2Rosk-k0R3t-Ptt=
QGxHjDJNRxyobpZlX3IJQcjnaQ80A7XnKJslpCMLI6r2XtcxM6c5XAVrjSaHS9h80BCmf7JPI=
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GV1zQ8jg7NA3ELDYDtUYSaqOOZyIqwnA6Edl__tHMT-BaCz/bAaa5TOZcqlLTgri8l18H6QRR=
O0pQCXK/14" target=3D"_blank" style=3D"box-sizing: border-box; color: =
#3a342c; text-decoration: none;"><!--[if mso]><v:roundrect =
xmlns:v=3D"urn:schemas-microsoft-com:vml" =
xmlns:w=3D"urn:schemas-microsoft-com:office:word" =
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style=3D"color:#3a342c;font-family:sans-serif;font-size:16px"><![endif]--=
> <span class=3D"button" style=3D"box-sizing: border-box; =
background-color: #f9c000; mso-shading: transparent; border-bottom: 0px =
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auto; word-break: keep-all; letter-spacing: normal;"><span =
style=3D"box-sizing: border-box; word-break: break-word; line-height: =
32px;"><strong style=3D"box-sizing: border-box;">Finish your sign =
up=C2=A0</strong></span></span> <!--[if =
mso]></center></v:textbox></v:roundrect><![endif]--></a></div></td></tr><=
/table></td></tr></tbody></table></td></tr></tbody></table><table =
class=3D"row row-3" align=3D"center" width=3D"100%" border=3D"0" =
cellpadding=3D"0" cellspacing=3D"0" role=3D"presentation" =
style=3D"box-sizing: border-box; mso-table-lspace: 0; mso-table-rspace: =
0;"><tbody style=3D"box-sizing: border-box;"><tr style=3D"box-sizing: =
border-box;"><td style=3D"box-sizing: border-box;"><table =
class=3D"row-content stack" align=3D"center" border=3D"0" =
cellpadding=3D"0" cellspacing=3D"0" role=3D"presentation" =
style=3D"box-sizing: border-box; mso-table-lspace: 0; mso-table-rspace: =
0; color: #333; width: 600px; margin: 0 auto;" width=3D"600"><tbody =
style=3D"box-sizing: border-box;"><tr style=3D"box-sizing: =
border-box;"><td class=3D"column column-1" width=3D"100%" =
style=3D"box-sizing: border-box; mso-table-lspace: 0; mso-table-rspace: =
0; font-weight: 400; text-align: left; padding-bottom: 30px; =
padding-top: 15px; vertical-align: top;" align=3D"left" =
valign=3D"top"><table class=3D"text_block block-1" width=3D"100%" =
border=3D"0" cellpadding=3D"10" cellspacing=3D"0" role=3D"presentation" =
style=3D"box-sizing: border-box; mso-table-lspace: 0; mso-table-rspace: =
0; word-break: break-word;"><tr style=3D"box-sizing: border-box;"><td =
class=3D"pad" style=3D"box-sizing: border-box;"><div =
style=3D"box-sizing: border-box; font-family: sans-serif;"><div class =
style=3D"box-sizing: border-box; font-size: 14px; font-family: =
Arial,'Helvetica Neue',Helvetica,sans-serif; mso-line-height-alt: 21px; =
color: #343a40; line-height: 1.5;"><p style=3D"box-sizing: border-box; =
line-height: inherit; margin: 0; font-size: 14px; text-align: center; =
mso-line-height-alt: 21px;"><em style=3D"box-sizing: border-box;">With =
investments, your capital is at risk. Pensions can go down in value as =
well as up, so you could get back less than you =
invest.</em></p></div></div></td></tr></table><table class=3D"text_block =
block-2" width=3D"100%" border=3D"0" cellpadding=3D"5" cellspacing=3D"0" =
role=3D"presentation" style=3D"box-sizing: border-box; mso-table-lspace: =
0; mso-table-rspace: 0; word-break: break-word;"><tr =
style=3D"box-sizing: border-box;"><td class=3D"pad" style=3D"box-sizing: =
border-box;"><div style=3D"box-sizing: border-box; font-family: =
sans-serif;"><div class style=3D"box-sizing: border-box; font-size: =
14px; font-family: Arial,'Helvetica Neue',Helvetica,sans-serif; =
mso-line-height-alt: 21px; color: #343a40; line-height: 1.5;"><p =
style=3D"box-sizing: border-box; line-height: inherit; margin: 0; =
font-size: 14px; text-align: center; mso-line-height-alt: =
21px;">&nbsp;</p><p style=3D"box-sizing: border-box; line-height: =
inherit; margin: 0; font-size: 14px; text-align: center; =
mso-line-height-alt: 21px;"> <span style=3D"box-sizing: border-box; =
word-break: break-word; color: #000000;"><strong style=3D"box-sizing: =
border-box;">Have a question?</strong></span></p><p style=3D"box-sizing: =
border-box; line-height: inherit; margin: 0; font-size: 14px; =
text-align: center; mso-line-height-alt: 21px;">Get in touch with our =
friendly UK =
team.</p></div></div></td></tr></table></td></tr></tbody></table></td></t=
r></tbody></table><table class=3D"row row-4" align=3D"center" =
width=3D"100%" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" =
role=3D"presentation" style=3D"box-sizing: border-box; mso-table-lspace: =
0; mso-table-rspace: 0;"><tbody style=3D"box-sizing: border-box;"><tr =
style=3D"box-sizing: border-box;"><td style=3D"box-sizing: =
border-box;"><table class=3D"row-content stack" align=3D"center" =
border=3D"0" cellpadding=3D"0" cellspacing=3D"0" role=3D"presentation" =
style=3D"box-sizing: border-box; mso-table-lspace: 0; mso-table-rspace: =
0; border-radius: 0; color: #000; width: 600px; margin: 0 auto;" =
width=3D"600"><tbody style=3D"box-sizing: border-box;"><tr =
style=3D"box-sizing: border-box;"><td class=3D"column column-1" =
width=3D"100%" style=3D"box-sizing: border-box; mso-table-lspace: 0; =
mso-table-rspace: 0; font-weight: 400; text-align: left; padding-bottom: =
5px; padding-top: 5px; vertical-align: top;" align=3D"left" =
valign=3D"top"><table class=3D"html_block block-1" width=3D"100%" =
border=3D"0" cellpadding=3D"0" cellspacing=3D"0" role=3D"presentation" =
style=3D"box-sizing: border-box; mso-table-lspace: 0; mso-table-rspace: =
0;"><tr style=3D"box-sizing: border-box;"><td class=3D"pad" =
style=3D"box-sizing: border-box;"><div style=3D"box-sizing: border-box; =
font-family: Arial,'Helvetica Neue',Helvetica,sans-serif; text-align: =
center;" align=3D"center"><table align=3D"center" border=3D"0" =
cellpadding=3D"0" cellspacing=3D"0" class=3D"em_wrapper" style=3D"width: =
600px;" width=3D"600"> <tbody> <tr> <td align=3D"center" class=3D"em_p3" =
style=3D"padding: 15px 70px;" valign=3D"top"> <table align=3D"center" =
border=3D"0" cellpadding=3D"0" cellspacing=3D"0" width=3D"100%"> <tbody> =
<tr> <td valign=3D"top"> <table align=3D"left" border=3D"0" =
cellpadding=3D"0" cellspacing=3D"0" class=3D"em_wrapper" style=3D"width: =
290px;" width=3D"290"> <tbody> <tr> <td align=3D"center" valign=3D"top"> =
<table align=3D"left" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" =
class=3D"em_wrapper" style=3D"width: 130px;" width=3D"130"> <tbody> <tr> =
<td align=3D"center" class=3D"em_h0" height=3D"31" style=3D"height: =
31px;" valign=3D"middle"><img alt=3D"" border=3D"0" =
src=3D"https://res.cloudinary.com/pensionbee/image/upload/v1731507652/ema=
ils/Call_us.png" style=3D"display: block; max-width: 30px; font-family: =
Arial, sans-serif; font-size: 15px; line-height: 18px; color: #000000; =
padding: 0px; text-align: center; height: auto; width: 100%;" =
width=3D"30"></td> </tr> <tr> <td align=3D"center" =
class=3D"em_defaultlink" style=3D"padding-top: 9px; font-family: 'Open =
Sans', Arial, sans-serif; font-size: 12px; line-height: 22px; color: =
#000000; font-weight: 750;" valign=3D"top">020 3457 8444&nbsp;</td> =
</tr> <tr> <td class=3D"em_defaultlink" style=3D"padding-top: 12px; =
font-family: 'Open Sans', Arial, sans-serif; font-size: 11px; =
line-height: 16px; color: rgb(0, 0, 0); font-weight: 400; =
letter-spacing: 0.3px; text-align: center;" valign=3D"top">Monday - =
Friday: 9:30am-5pm</td> </tr> </tbody> </table> <table align=3D"right" =
border=3D"0" cellpadding=3D"0" cellspacing=3D"0" class=3D"em_wrapper" =
style=3D"width: 130px;" width=3D"130"> <tbody> <tr> <td align=3D"center" =
class=3D"em_h0 em_pt25" height=3D"31" style=3D"height: 31px;" =
valign=3D"middle"><img alt=3D"123" border=3D"0" =
src=3D"https://res.cloudinary.com/pensionbee/image/upload/v1731507652/ema=
ils/Email_us.png" style=3D"display: block; max-width: 34px; font-family: =
Arial, sans-serif; font-size: 15px; line-height: 18px; color: #000000; =
padding: 0px; height: auto; width: 100%; text-align: center;" =
width=3D"30"></td> </tr> <tr> <td class=3D"em_defaultlink" =
style=3D"padding-top: 9px; font-family: 'Open Sans', Arial, sans-serif; =
font-size: 12px; line-height: 22px; color: rgb(0, 0, 0); font-weight: =
750; text-align: center;" valign=3D"top"><span style=3D"color: rgb(0, 0, =
0);"><a href=3D"mailto:contact@pensionbee.com?subject=3D" =
style=3D"text-decoration: none; color: rgb(0, 0, 0);" =
title=3D"contact@pensionbee.com" =
data-linkto=3D"mailto:">contact@pensionbee.com</a></span></td> </tr> =
<tr> <td class=3D"em_defaultlink" style=3D"padding-top: 12px; =
font-family: 'Open Sans', Arial, sans-serif; font-size: 11px; =
line-height: 16px; color: rgb(0, 0, 0); font-weight: 400; =
letter-spacing: 0.3px; text-align: center;" valign=3D"top">Send us an =
email and we'll get back to you as soon as possible</td> </tr> </tbody> =
</table> </td> </tr> </tbody> </table> <table align=3D"right" =
border=3D"0" cellpadding=3D"0" cellspacing=3D"0" class=3D"em_wrapper" =
style=3D"width: 130px;" width=3D"130"> <tbody> <tr> <td align=3D"center" =
class=3D"em_h0 em_pt25" height=3D"31" style=3D"height: 31px;" =
valign=3D"middle"><img alt=3D"" border=3D"0" =
src=3D"https://res.cloudinary.com/pensionbee/image/upload/v1731507653/ema=
ils/Live_chat.png" style=3D"display: block; max-width: 34px; =
font-family: Arial, sans-serif; font-size: 15px; line-height: 18px; =
color: #000000; padding: 0px; height: auto; width: 100%; text-align: =
center;" width=3D"28"></td> </tr> <tr> <td align=3D"center" =
class=3D"em_defaultlink" style=3D"padding-top: 7px; font-family: 'Open =
Sans', Arial, sans-serif; font-size: 12px; line-height: 22px; color: =
#000000; font-weight: 750;" valign=3D"top"><a =
href=3D"https://links.pensionbee.com/s/c/wbOXuONPySsdInFD4HeD78jbgfusu6tQ=
A5oPjWQ0Le91Zn2mkyIl8r5wterQMYy0l9zDJ5d1IBpGVlbadBPGdMclKbDJq9yXViPIMAgQw=
NVnf8Jm3_sygB2jgYZJkB7TwqAZsVW67zGHBgFKIKjzCulmQTjp728hIYbbMsb1is9nRiDlI5=
l05rC3BpMnmiKu-Zco8ac98RTTuSQYSvuo-SyY0wJJliQcAWgRCop2UoHYKiieeburqHzXylM=
6MU8pAnxpDsW1xcMG1qyjOLkAEUnxqVD7PEqlceUkwPgwdPbNW0rJEjjNjf2KTdmLDGvRpCpl=
dTum1bdFIZhmfdYcgwU7iJsonDhxvnfihPkWRWamPHtXosw_dZZZcPAwyUFjhFJclN1roPUnY=
rQeq5ocozcR/M_nyC1tng_-E6vkWKeDg9LKzBzcDMATH/14" =
style=3D"text-decoration: none;" title=3D"Launch live chat" =
data-linkto=3D"https://"><span style=3D"color: rgb(0, 0, 0);">Launch =
live chat</span></a></td> </tr> <tr> <td class=3D"em_defaultlink" =
style=3D"padding-top: 12px; font-family: 'Open Sans', Arial, sans-serif; =
font-size: 11px; line-height: 16px; color: rgb(0, 0, 0); font-weight: =
400; letter-spacing: 0.3px; text-align: center;" valign=3D"top">Speak to =
a member of our friendly team now</td> </tr> </tbody> </table> </td> =
</tr> <tr> <td valign=3D"top"><br>&nbsp;</td> </tr> </tbody> </table> =
</td> </tr> </tbody> </table> <table align=3D"center" border=3D"0" =
cellpadding=3D"0" cellspacing=3D"0" class=3D"em_wrapper" style=3D"width: =
600px;" width=3D"600"> <tbody> <tr> <td align=3D"center" valign=3D"top"> =
<table align=3D"center" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" =
width=3D"100%"> <tbody> <tr> <td bgcolor=3D"#F9C000" height=3D"12" =
style=3D"height: 12px; font-size: 0px; line-height: 0px;">&nbsp;</td> =
</tr> <tr> <td align=3D"center" class=3D"em_p30" style=3D"padding: 30px =
20px;" valign=3D"top"> <table align=3D"center" border=3D"0" =
cellpadding=3D"0" cellspacing=3D"0" width=3D"100%"> <tbody> <tr> <td =
align=3D"center" valign=3D"top"> <table align=3D"center" border=3D"0" =
cellpadding=3D"0" cellspacing=3D"0" class=3D"em_wrapper" style=3D"width: =
442px;" width=3D"442"> <tbody> <tr> <td valign=3D"top"> <table =
align=3D"center" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" =
class=3D"em_wrapper" style=3D"width: 279px;" width=3D"279"> <tbody> <tr> =
<td align=3D"center" valign=3D"top"> <p style=3D"font-family: Arial, =
Arial Black, Tahoma, Trebuchet MS, Verdana, sans-serif; font-size: 12px; =
color: #aaa; text-decoration: none;"><a =
href=3D"https://links.pensionbee.com/s/c/mvwGQOpFIuYwRPQa0l--To6Qdl6bV34h=
_3AOFjM98GXsueJNIzpyb6eLNt9LRF4KsVeGNjGWzt06vmhSSMypczl6TjRCrxRCJO3hEaPT5=
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cekQPZZjHmdYPxlfdkNpBwQ81fQwSiPKJh_6YfXp3w8TBVvhLPnhc5wiMpO_85IJnxNcXu7T7=
nKEhabSfqnENAeQ22UzzpYre7VJXl53Iz3XQI13UrgT51HxbTMxxn-QdyKsB35eg_I0JFgRIm=
AhDFn2GHGQ2I7Hd8B8RMYaeDKmz8iarC1Xz7uA-EBUsDIWJJoLxsT6JHuOUA3p6ej41AUUk_r=
XP_HnvEEx5Jk_8LhEGm9jXTRWMeUwF3ayE6CYh6zdUYxEEwc651uYTl6azK8LjJsjCJJdowYt=
xYpxlH6lRe_ITJvs-YajEtfMu_blxlNpJxxqyxiUPQPCq/6nsQu4jZwsktUJfg8UDVOuX4w0P=
SonDG/14" rel=3D"noopener noreferrer" style=3D"text-decoration: none; =
text-underline: none;" target=3D"_blank"> <img alt=3D"Trustpilot rating" =
border=3D"0" height=3D"16" =
src=3D"https://emailsignature.trustpilot.com/signature/en-US/2/55f7e14b00=
00ff0005835423/text.png" style=3D"max-height: 16px; margin: 0; padding: =
0; width: auto; border: none;"> <br><img alt=3D"Trustpilot Stars" =
border=3D"0" height=3D"40" =
src=3D"https://emailsignature.trustpilot.com/signature/en-US/2/55f7e14b00=
00ff0005835423/stars.png" style=3D"max-width: 160px; width: 100%; =
max-height: 40px; border: none;" width=3D"160"> </a> <br><a =
href=3D"https://links.pensionbee.com/s/c/3EKk3bGNn-gyzalFpl9LunZH3iOiTw4s=
sGNyVQX7HGJ1-HdzUfXSYH0qGHnPKlKkO-l9RPxAbqHF5CEatIQ9j2O_wjqg0VYMnLErf9zfK=
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3NrBAZE_A65i82PkA9-v4gDamwXLo4f8-S94oMu4OZSkfyq3SHVuIHmrMhkP-qF1-ScYEdw8Y=
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mQjIA7VmcN0sZPGCtrpDLpsAwod1Cu-YqodUeZWU_VkLbU52YocbNTKu1OhN2tSlNHIZUdrm6=
0Vde2tMx4wCgjm0ZzuJnuFtO8LP5Ko96wurJBipb9ShdvLhyTiUnmzO-27D9ho6bQfb-8_LDs=
rCZWINUkyxm7skqs2xtU9v5JC27N64vNYH-THRIryYPkk/PaywNquWRCDn_G65DVOdPJpb5Jt=
R1h27/14" rel=3D"noopener noreferrer" style=3D"text-decoration: none; =
text-underline: none;" target=3D"_blank"> <img alt=3D"Trustpilot Logo" =
border=3D"0" height=3D"20" =
src=3D"https://emailsignature.trustpilot.com/brand/s/2/logo.png" =
style=3D"max-width: 79px; width: 100%; max-height: 20px; border: none;" =
width=3D"79"> </a></p> <p></p> <table stlye=3D"margin-top: 16px;" =
align=3D"left" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" =
class=3D"em_wrapper" style=3D"width: 123px;" width=3D"123"> <tbody> =
<tr></tr> </tbody> </table> </td> </tr> </tbody> </table> </td> </tr> =
</tbody> </table> <table align=3D"center" border=3D"0" cellpadding=3D"0" =
cellspacing=3D"0"> <tbody> <br> <tr> <td align=3D"center" =
valign=3D"top"><a =
href=3D"https://links.pensionbee.com/s/c/RUjCPkJX-qxYSnh6DjSbQOok13lb5vSK=
OLDXKbzdA3pXFmKj9D322aDn-V_7zebp4BNc21mm3HXUJqceyhGkoGlSXUSF3qqvTK4sg2XhD=
MXiORy16Hid_Q-JwW9H82JRTczWzQ-dcAxLzsB2p_95sST-tf-sUiNLZsQvAtV-uc95P2XtVs=
H3DeAt9ieoRuvZrXavMeO3xxl_1zT2HM-8yqduN6nt-X-u12UU8nJFbzx5YidBgX_51lYbgzJ=
AfN5jCi28ycTcjVW4Gy_WXQ9bZRatMdHSLRNDvcHzoTx8RSsHQ0ghAaCzh_La2bfSm-an8MBH=
VeCv_S3qc9S9mOq8SbNaelgQCElqQKFyAL_qgOdZnbdm7P6kgPuCnFaueyDiK14p7pne0GUen=
8uWcW17ykqIhZ9lW4BKJNbncW7P119i/My6J2jzZFRoniTMkHKcRt7KWod6BUsKN/14" =
rel=3D"noopener" style=3D"text-decoration: none;" target=3D"_blank" =
title=3D"" data-linkto=3D"https://"><img alt=3D"fb" =
src=3D"https://res.cloudinary.com/pensionbee/image/upload/v1731515759/ema=
ils/Social_icons_Facebook_yellow.png" style=3D"display: block; =
max-width: 32px; font-family: Arial, sans-serif; font-size: 15px; =
line-height: 18px; color: #000000; padding: 0px; text-align: center; =
height: auto; width: 100%;" width=3D"32"></a></td> <td class=3D"em_w1" =
style=3D"width: 15px;" width=3D"30"></td> <td align=3D"center" =
valign=3D"top"><a =
href=3D"https://links.pensionbee.com/s/c/TKjKbhrOivPSvKqWmR0TYDDSBO7ctPWW=
ZPih5JeqmFyc1BQNAegiJUxopKGcncMC59nMrVAElrRwjH9gZY8kgTd49P-NcDzFP5GItp9gS=
HjsigC0bFKMGnj2cUHxw6tj7dImC-7OcA6eF8muRvYDfG8M01dfGXOOFMs08LxUgFIHIqvqEL=
BNq7aLZg9q9duazyUkR8FbsFCvBSLXgx6my1ANjbIcWNdKy8xI1yc6VfGl5olOupR3QlYknis=
vHOIIK-O4Y8hXQC5PTd095He9tvb4pA9XUBGXH3FgUnfEUPu20LFmJOzoGuBOTH_NcVVtwyhU=
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H-5uw-hsO2y3dKgz5j_IL_XbEXoNACd/VP1YMVlbifi4ynOvQQB222zfICgDe6be/14" =
rel=3D"noopener" style=3D"text-decoration: none;" target=3D"_blank" =
title=3D"" data-linkto=3D"https://"><img alt=3D"fb" =
src=3D"https://res.cloudinary.com/pensionbee/image/upload/v1731515759/ema=
ils/Social_icons_at_yellow.png" style=3D"display: block; max-width: =
32px; font-family: Arial, sans-serif; font-size: 15px; line-height: =
18px; color: #000000; padding: 0px; text-align: center; height: auto; =
width: 100%;" width=3D"35"></a></td> <td class=3D"em_w1" style=3D"width: =
15px;" width=3D"30"></td> <td align=3D"center" valign=3D"top"><a =
href=3D"https://links.pensionbee.com/s/c/i7eQUPrw49sDn5jJQuy3EJBSMiG00gWF=
pxx4zxerr0EWTag685xEDfjNEfKryZDqyf_SEfcn-jCiUsVz8duDZnBY2OwnnlQViZwBDVNkO=
WgEZZy3uHWrFYlMcNEHcUv7gKddpu0xsT_Otl6XBN0F3MPvr_TqZorw1BC6h3ZEBC5kDYuh1l=
h3o9HLNH_n7D9odR80F8MhR7v9LK_ZBh8BgzOwUkHSz9Uwh_izisrGA_sGcBdn17U1S9ug7To=
fiDqGr9_27GyL2k4HygqSFBvU-jMxl2LDzfxNo4oEWY5ixBtSMxeHjpwBtK5T7Mv7gMjySGe6=
v6A4iuZCaT4Rs4rrQkWiMe0vJUkYoTKQd_hPN2VWJxAcnsfGOBBh9Jm8Atr7wpuh5IGa5G1jy=
XHgXD62aQo1QemA-k-IVvBWEwdqRA/YlUN0aZ9e-9HuKKypDh5dqXAwb8tNfTW/14" =
rel=3D"noopener" style=3D"text-decoration: none;" target=3D"_blank" =
title=3D"" data-linkto=3D"https://"><img alt=3D"fb" =
src=3D"https://res.cloudinary.com/pensionbee/image/upload/v1731515759/ema=
ils/Social_icons_TikTok_yellow.png" style=3D"display: block; max-width: =
32px; font-family: Arial, sans-serif; font-size: 15px; line-height: =
18px; color: #000000; padding: 0px; text-align: center; height: auto; =
width: 100%;" width=3D"53"></a></td> <td class=3D"em_w1" style=3D"width: =
15px;" width=3D"30">&nbsp;</td> <td align=3D"center" valign=3D"top"><a =
href=3D"https://links.pensionbee.com/s/c/MkMybPBMgCwkm4jDbvS5rNhCxm3XdrJG=
0x-LlIpSf9u_t0kMXEVcLTYMF3ha5elZ1-yKAaq8u0QP_iMtuKLqcuHGZLDMvFpmKIMJtw3Bb=
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