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Celebrate 75 years of Saga with a free gift
View this email online
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I no longer wish to receive Saga Quarterly
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InsuranceCar
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Home
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Travel
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Health
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Welcome to Saga QuarterlyHello Mr Home,
As a valued member of the Saga family, you’re warmly invited to share in our
75th birthday celebrations. As such, I’m delighted to offer you a free copy
of Saga Quarterly, a compilation of the highlights of the past three issues
of our multi-award-winning monthly magazine. It’s our team’s mission to
create inspiring and entertaining content – and to celebrate all the great
things about life after 50.
We’ve included exclusive interviews with Prue Leith, Shirley Ballas and Hugh
Bonneville; as well as advice from our wise and wonderful columnists – Paul
Lewis on money, Dr Mark Porter on health and our inimitable agony aunt Anne
Robinson. We have recipes from Joe Wicks, plus the latest criminal scams to
watch out for, and a new chapter for everyone’s favourite aircraft,
Concorde.
I hope you enjoy our first edition of SQ as much as we’ve enjoyed putting it
together. <http://res1.email3.saga.co.uk/res/sagagro_mkt_prod1/a2d485f33eb2d865a8372
20cebde6ddb490f942ec216335a9bae19e859da1081.jpg>
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Mike Hazell
and the Insurance team <https://t.email.saga.co.uk/r/?id=h6f906e36,1bc9eac8,f0b9e98&e=ZGNpZD1ETTMz
OTc4MCZiaWQ9MTg3MTczNjM3NA&s=yO4pMulHZnQ98DK981mMWykf7hC5WQ3_BR7RoqZ_IKA>
Read SQ here
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How to read your free edition of SQTo read Saga Quarterly from the start, simply click the “Read SQ here”
button above. Alternatively, the “Read more” buttons below will take you
straight to the stories that interest you.You
can also access SQ via our app. To download the app onto your smartphone or
tablet, simply search for “Saga Magazine” in the App Store on iPhone or in
the Google Play Store on Android. <https://t.email.saga.co.uk/r/?id=h6f906e36,1bc9eac8,f0b9e9a>
<https://t.email.saga.co.uk/r/?id=h6f906e36,1bc9eac8,f0b9e9b>
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Interview
Prue Leith opens up on her painful decision to quit Bake Off, why fat jabs
didn’t work for her and why she hopes to live long enough to see her son get
in to Downing Street.Read more
<https://t.email.saga.co.uk/r/?id=h6f906e36,1bc9eac8,f0b9e9d&e=ZGNpZD1ETTMzOTc4MCZiaWQ9MTg3MTczNjM3NCZwMT04MzEzMzExOSZwMj0yMDAyMDUwMjA0MjMmcDM9ZW1sLW0mcDQ9c2VyJnA1PWJyYW5kJnA2PUNTRS1HUzI0NjEgU2FnYSBRdWFydGVybHkgSW5zdXJhbmNlIE1hcmNoIDI2IDc1dGhfYW5uaXZlcnNhcnkmcDc9JnA4PWluc3VyYW5jZSZwOT0&s=0dd_lE2s7rd4jo7qFPYbP_K2iiLgq7uMfKTsAfALH-M>
<https://t.email.saga.co.uk/r/?id=h6f906e36,1bc9eac8,f0b9e9e&e=ZGNpZD1ETTMzOTc4MCZiaWQ9MTg3MTczNjM3NCZwMT04MzEzMzExOSZwMj0yMDAyMDUwMjA0MjMmcDM9ZW1sLW0mcDQ9c2VyJnA1PWJyYW5kJnA2PUNTRS1HUzI0NjEgU2FnYSBRdWFydGVybHkgSW5zdXJhbmNlIE1hcmNoIDI2IDc1dGhfYW5uaXZlcnNhcnkmcDc9JnA4PWluc3VyYW5jZSZwOT0&s=ltX-GscsC2i2WuoQGmJ4JNFsv3IXK22VtAeLsr29z-s>
<https://t.email.saga.co.uk/r/?id=h6f906e36,1bc9eac8,f0b9e9f&e=ZGNpZD1ETTMzOTc4MCZiaWQ9MTg3MTczNjM3NCZwMT04MzEzMzExOSZwMj0yMDAyMDUwMjA0MjMmcDM9ZW1sLW0mcDQ9c2VyJnA1PWJyYW5kJnA2PUNTRS1HUzI0NjEgU2FnYSBRdWFydGVybHkgSW5zdXJhbmNlIE1hcmNoIDI2IDc1dGhfYW5uaXZlcnNhcnkmcDc9JnA4PWluc3VyYW5jZSZwOT0&s=8vxu-y0kKEm_NFPkzsayqsaxWSp-v9YjWqbRkXgYcdQ>
Features
Watchdog’s Matt Allwright shares his advice with Saga readers on how they
can protect themselves from the cyber scamdemic, including 2026’s most
prominent digital scams.Read more
<https://t.email.saga.co.uk/r/?id=h6f906e36,1bc9eac8,f0b9ea0&e=ZGNpZD1ETTMzOTc4MCZiaWQ9MTg3MTczNjM3NCZwMT04MzEzMzExOSZwMj0yMDAyMDUwMjA0MjMmcDM9ZW1sLW0mcDQ9c2VyJnA1PWJyYW5kJnA2PUNTRS1HUzI0NjEgU2FnYSBRdWFydGVybHkgSW5zdXJhbmNlIE1hcmNoIDI2IDc1dGhfYW5uaXZlcnNhcnkmcDc9JnA4PWluc3VyYW5jZSZwOT0&s=JZB5ADVgdU1mAtjFZsxXFpkyDgEVyjmIgy0gV88VWA0>
<https://t.email.saga.co.uk/r/?id=h6f906e36,1bc9eac8,f0b9ea1&e=ZGNpZD1ETTMzOTc4MCZiaWQ9MTg3MTczNjM3NCZwMT04MzEzMzExOSZwMj0yMDAyMDUwMjA0MjMmcDM9ZW1sLW0mcDQ9c2VyJnA1PWJyYW5kJnA2PUNTRS1HUzI0NjEgU2FnYSBRdWFydGVybHkgSW5zdXJhbmNlIE1hcmNoIDI2IDc1dGhfYW5uaXZlcnNhcnkmcDc9JnA4PWluc3VyYW5jZSZwOT0&s=Tf-mUoI94QqDCfnX-EuttERXdN6U3mUIe4MnoJxbvCA>
<https://t.email.saga.co.uk/r/?id=h6f906e36,1bc9eac8,f0b9ea2&e=ZGNpZD1ETTMzOTc4MCZiaWQ9MTg3MTczNjM3NCZwMT04MzEzMzExOSZwMj0yMDAyMDUwMjA0MjMmcDM9ZW1sLW0mcDQ9c2VyJnA1PWJyYW5kJnA2PUNTRS1HUzI0NjEgU2FnYSBRdWFydGVybHkgSW5zdXJhbmNlIE1hcmNoIDI2IDc1dGhfYW5uaXZlcnNhcnkmcDc9JnA4PWluc3VyYW5jZSZwOT0&s=nxl35O42hPVfR353F5upN5iw2yqePttm_3YBs4OaHzc>
MoneyWith Inheritance Tax about to be charged on pension funds, Paul Lewis looks
at the pros and cons of turning a pension into an income and how to make it
work for you.Read more
<https://t.email.saga.co.uk/r/?id=h6f906e36,1bc9eac8,f0b9ea3&e=ZGNpZD1ETTMzOTc4MCZiaWQ9MTg3MTczNjM3NCZwMT04MzEzMzExOSZwMj0yMDAyMDUwMjA0MjMmcDM9ZW1sLW0mcDQ9c2VyJnA1PWJyYW5kJnA2PUNTRS1HUzI0NjEgU2FnYSBRdWFydGVybHkgSW5zdXJhbmNlIE1hcmNoIDI2IDc1dGhfYW5uaXZlcnNhcnkmcDc9JnA4PWluc3VyYW5jZSZwOT0&s=VRXJNnfN6HgP2KISZldpYQqKNAgLzqmD6ZSQUTwYcNE>
<https://t.email.saga.co.uk/r/?id=h6f906e36,1bc9eac8,f0b9ea4&e=ZGNpZD1ETTMzOTc4MCZiaWQ9MTg3MTczNjM3NCZwMT04MzEzMzExOSZwMj0yMDAyMDUwMjA0MjMmcDM9ZW1sLW0mcDQ9c2VyJnA1PWJyYW5kJnA2PUNTRS1HUzI0NjEgU2FnYSBRdWFydGVybHkgSW5zdXJhbmNlIE1hcmNoIDI2IDc1dGhfYW5uaXZlcnNhcnkmcDc9JnA4PWluc3VyYW5jZSZwOT0&s=RH1sdimEdHbHtr81ZLaLr0cQrI2yiPvCqygN_HcY_Go>
<https://t.email.saga.co.uk/r/?id=h6f906e36,1bc9eac8,f0b9ea5&e=ZGNpZD1ETTMzOTc4MCZiaWQ9MTg3MTczNjM3NCZwMT04MzEzMzExOSZwMj0yMDAyMDUwMjA0MjMmcDM9ZW1sLW0mcDQ9c2VyJnA1PWJyYW5kJnA2PUNTRS1HUzI0NjEgU2FnYSBRdWFydGVybHkgSW5zdXJhbmNlIE1hcmNoIDI2IDc1dGhfYW5uaXZlcnNhcnkmcDc9JnA4PWluc3VyYW5jZSZwOT0&s=DpFtPmTTXv6xl9NsGcEAP2n4yV9kBfTSEELTZrrBmGY>
HealthAs more and more people swear by it, we discover the truth about collagen.
Is it worth taking? And will it really reduce joint stiffness and banish
wrinkles?Read more
<https://t.email.saga.co.uk/r/?id=h6f906e36,1bc9eac8,f0b9ea6&e=ZGNpZD1ETTMzOTc4MCZiaWQ9MTg3MTczNjM3NCZwMT04MzEzMzExOSZwMj0yMDAyMDUwMjA0MjMmcDM9ZW1sLW0mcDQ9c2VyJnA1PWJyYW5kJnA2PUNTRS1HUzI0NjEgU2FnYSBRdWFydGVybHkgSW5zdXJhbmNlIE1hcmNoIDI2IDc1dGhfYW5uaXZlcnNhcnkmcDc9JnA4PWluc3VyYW5jZSZwOT0&s=FOHXKcgWQRIEEDF5Q6XYzl-GCmVX7t8JVE5rvpaM-CA>
<https://t.email.saga.co.uk/r/?id=h6f906e36,1bc9eac8,f0b9ea7&e=ZGNpZD1ETTMzOTc4MCZiaWQ9MTg3MTczNjM3NCZwMT04MzEzMzExOSZwMj0yMDAyMDUwMjA0MjMmcDM9ZW1sLW0mcDQ9c2VyJnA1PWJyYW5kJnA2PUNTRS1HUzI0NjEgU2FnYSBRdWFydGVybHkgSW5zdXJhbmNlIE1hcmNoIDI2IDc1dGhfYW5uaXZlcnNhcnkmcDc9JnA4PWluc3VyYW5jZSZwOT0&s=NL7cjyHbwIg2XRLzSNzthKedmW9UgTmhtwYZ3h94-XU>
<https://t.email.saga.co.uk/r/?id=h6f906e36,1bc9eac8,f0b9ea8&e=ZGNpZD1ETTMzOTc4MCZiaWQ9MTg3MTczNjM3NCZwMT04MzEzMzExOSZwMj0yMDAyMDUwMjA0MjMmcDM9ZW1sLW0mcDQ9c2VyJnA1PWJyYW5kJnA2PUNTRS1HUzI0NjEgU2FnYSBRdWFydGVybHkgSW5zdXJhbmNlIE1hcmNoIDI2IDc1dGhfYW5uaXZlcnNhcnkmcDc9JnA4PWluc3VyYW5jZSZwOT0&s=39Fjs2lZGlNo3apcSROGkFdKaRz6rqDFTefLa5F6RRA>
TravelA beginner’s guide to ocean cruising. If you’re thinking about trying a
cruise, or are just heading off on your first one, two top cruise experts
offer their tips.Read more
<https://t.email.saga.co.uk/r/?id=h6f906e36,1bc9eac8,f0b9ea9&e=ZGNpZD1ETTMzOTc4MCZiaWQ9MTg3MTczNjM3NCZwMT04MzEzMzExOSZwMj0yMDAyMDUwMjA0MjMmcDM9ZW1sLW0mcDQ9c2VyJnA1PWJyYW5kJnA2PUNTRS1HUzI0NjEgU2FnYSBRdWFydGVybHkgSW5zdXJhbmNlIE1hcmNoIDI2IDc1dGhfYW5uaXZlcnNhcnkmcDc9JnA4PWluc3VyYW5jZSZwOT0&s=jjB3qlNllHNHFq6LOEwSRe7bThTZRG9rKql8BoWkS-M>
<https://t.email.saga.co.uk/r/?id=h6f906e36,1bc9eac8,f0b9eaa&e=ZGNpZD1ETTMzOTc4MCZiaWQ9MTg3MTczNjM3NCZwMT04MzEzMzExOSZwMj0yMDAyMDUwMjA0MjMmcDM9ZW1sLW0mcDQ9c2VyJnA1PWJyYW5kJnA2PUNTRS1HUzI0NjEgU2FnYSBRdWFydGVybHkgSW5zdXJhbmNlIE1hcmNoIDI2IDc1dGhfYW5uaXZlcnNhcnkmcDc9JnA4PWluc3VyYW5jZSZwOT0&s=or5ldJeoctLNUi_xJtmJrRnW8ME6XdO01ZZfMWr0yu4>
<https://t.email.saga.co.uk/r/?id=h6f906e36,1bc9eac8,f0b9eab&e=ZGNpZD1ETTMzOTc4MCZiaWQ9MTg3MTczNjM3NCZwMT04MzEzMzExOSZwMj0yMDAyMDUwMjA0MjMmcDM9ZW1sLW0mcDQ9c2VyJnA1PWJyYW5kJnA2PUNTRS1HUzI0NjEgU2FnYSBRdWFydGVybHkgSW5zdXJhbmNlIE1hcmNoIDI2IDc1dGhfYW5uaXZlcnNhcnkmcDc9JnA4PWluc3VyYW5jZSZwOT0&s=CbS_EmOc7tET0qMx83i6Q8JHoqpFwfHQCHKoYOQ1K6o>
We would like to introduce
you to the whole family <https://t.email.saga.co.uk/r/?id=h6f906e36,1bc9eac8,f0b9eac&e=ZGNpZD1ETTMz
OTc4MCZiaWQ9MTg3MTczNjM3NCZwMT0mcDI9ODMxMzMxMTkmcDM9MjAwMjA1MDIwNDIzJnA0PXdZbkpsUU9haFJlUlI3OVVwME10ZFElM0QlM0QmcDU9ZW1sLW0mcDY9c2VyJnA3PWJyYW5kJnA4PSZwOT1pbnN1cmFuY2UmcDEwPSZwMTE9MjAyNiZwMTI9MDMmcDEzPTE5&s=g_20TtcPX4yNBLFoy00EP0Xib9Ejr0T-whQS02Ytum0>
Cruise |
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src=3D"https://www.saga.co.uk/emails/2021/EIE_2021/Saga_Top_outlined.png"=
alt=3D"Saga" class=3D"img_full_width" width=3D"140" height=3D"auto" =
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text-decoration:none; font-family: sans-serif; font-size:20px; =
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sans-serif; font-size:1px; line-height:1px; mso-line-height-rule: =
exactly; padding-top:6px;"> </td>
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align=3D"left" valign=3D"bottom">Insurance</td>
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style=3D"font-size:1px; line-height: 1px;"> </th>
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class=3D"full-width-sm" cellpadding=3D"0" cellspacing=3D"0" =
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collapse;">
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mso-line-height: exactly; text-align:left; padding-top: =
10px"> </td>
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<td style=3D"line-height: 40px;"><table =
align=3D"center" cellspacing=3D"0" cellpadding=3D"0" border=3D"0" =
style=3D"border-collapse: collapse;" >
<th bgcolor=3D"#F6FBFB" =
style=3D"border-radius: 7px; line-height: 100%; "> <a =
href=3D"https://t.email.saga.co.uk/r/?id=3Dh6f906e36,1bc9eac8,f0b9e94&e=3D=
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none; color: #1e3282; font-weight:normal; border-radius: 7px; border: =
1px #1e3282 solid;" class=3D"nav-smallerfont">Car</a></th>
<th align=3D"center" width=3D"10" =
style=3D"font-size:1px; line-height: 1px;"> </th>
<th bgcolor=3D"#F6FBFB" =
style=3D"border-radius: 7px; line-height: 100%; "> <a =
href=3D"https://t.email.saga.co.uk/r/?id=3Dh6f906e36,1bc9eac8,f0b9e95&e=3D=
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jMmcDM9ZW1sLW0mcDQ9c2VyJnA1PWJyYW5kJnA2PSZwNz1pbnN1cmFuY2UmcDg9JnA5PSZwMT=
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style=3D"font-family: 'Ambit', Arial, sans-serif; display: block; =
font-size: 18px; line-height: 20px; padding: 6px 10px; text-decoration: =
none; color: #1e3282; font-weight:normal; border-radius: 7px; border: =
1px #1e3282 solid;" class=3D"nav-smallerfont">Home</a></th>
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style=3D"font-size:1px; line-height: 1px;"> </th>
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style=3D"border-radius: 7px; line-height: 100%; "> <a =
href=3D"https://t.email.saga.co.uk/r/?id=3Dh6f906e36,1bc9eac8,f0b9e96&e=3D=
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jMmcDM9ZW1sLW0mcDQ9c2VyJnA1PWJyYW5kJnA2PSZwNz1pbnN1cmFuY2UmcDg9JnA5PSZwMT=
A9&s=3DNqDn_otMJg62ybtcFnA7yP7Wq_wB4d0A86s1GfR_DRI" target=3D"_blank" =
style=3D"font-family: 'Ambit', Arial, sans-serif; display: block; =
font-size: 18px; line-height: 20px; padding: 6px 10px; text-decoration: =
none; color: #1e3282; font-weight:normal; border-radius: 7px; border: =
1px #1e3282 solid;" class=3D"nav-smallerfont">Travel</a></th>
<th align=3D"center" width=3D"10" =
style=3D"font-size:1px; line-height: 1px;"> </th>
<th bgcolor=3D"#F6FBFB" =
style=3D"border-radius: 7px; line-height: 100%; "> <a =
href=3D"https://t.email.saga.co.uk/r/?id=3Dh6f906e36,1bc9eac8,f0b9e97&e=3D=
ZGNpZD1ETTMzOTc4MCZiaWQ9MTg3MTczNjM3NCZwMT04MzEzMzExOSZwMj0yMDAyMDUwMjA0M=
jMmcDM9ZW1sLW0mcDQ9c2VyJnA1PWJyYW5kJnA2PSZwNz1pbnN1cmFuY2UmcDg9JnA5PSZwMT=
A9&s=3DaOdrhkXSc2uz0zWO9W75kMPHdBfFPgLaR3qnVyP4Gjs" target=3D"_blank" =
style=3D"font-family: 'Ambit', Arial, sans-serif; display: block; =
font-size: 18px; line-height: 20px; padding: 6px 10px; text-decoration: =
none; color: #1e3282; font-weight:normal; border-radius: 7px; border: =
1px #1e3282 solid;" class=3D"nav-smallerfont">Health</a></th>
</table></td>
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style=3D"font-size:1px; line-height: 1px;"> </th>
</tr>
</table></td>
</tr>
<tr>
<td style=3D"line-height:1px; font-size:1px; =
mso-line-height-rule: exactly; padding-top:20px;"> </td>
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collapse;">
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<td align=3D"center"><table class=3D"container" cellpadding=3D"0" =
cellspacing=3D"0" bgcolor=3D"#ffffff" role=3D"presentation" =
width=3D"700" style=3D"border-collapse: collapse;">
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<td align=3D"left"><table cellpadding=3D"0" cellspacing=3D"0" =
role=3D"presentation" width=3D"100%">
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<td><img =
src=3D"https://www.saga.co.uk/emails/2026/Services/CSE-GS2461/250520_AB_S=
AGA_iProspect_S07_067.jpg" alt=3D"Saga Insurance" width=3D"700" =
height=3D"auto" class=3D"img_full_width" style=3D"display:block; =
height:auto; outline:none; border:0; text-decoration:none; font-family: =
sans-serif; font-size:20px; line-height:1.5; color:blue; =
text-align:center; border-radius: 0px" ></td>
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collapse;">
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<td align=3D"center"><table class=3D"container" cellpadding=3D"0" =
cellspacing=3D"0" bgcolor=3D"#fdfdfd" role=3D"presentation" =
width=3D"700" style=3D"border-collapse: collapse;">
<tr>
<td align=3D"left" class=3D"px-sm-20"><table cellpadding=3D"0" =
cellspacing=3D"0" role=3D"presentation" width=3D"100%">
<tr>
<th width=3D"30" align=3D"center" class=3D"hide-sm" =
style=3D"font-size:1px; line-height: 1px;"> </th>
<th class=3D"col" width=3D"640" align=3D"left" ><table =
class=3D"full-width-sm" cellpadding=3D"0" cellspacing=3D"0" =
role=3D"presentation" width=3D"100%">
<tr class=3D"hide-sm">
<td style=3D"display:block; line-height:1px; =
font-size: 1px; mso-line-height-rule: exactly; =
padding-top:50px;"> </td>
</tr>
<tr>
<td align=3D"center" style=3D"font-family: =
'Ambit', arial, sans-serif; font-weight: bold; font-size:36px; =
line-height:46px; mso-line-height-rule: exactly; text-align:center; =
font-weight:bold; color: #1e3282; text-transform: uppercase;"><span =
class=3D"smallerfont"> Welcome to Saga Quarterly</span></td>
</tr>
<tr>
<td align=3D"left" style=3D"display:block; =
line-height:1px; font-size: 1px; mso-line-height-rule: exactly; =
padding-top:30px;"> </td>
</tr>
<tr>
<td style=3D"font-family: 'Ambit', Arial, =
sans-serif; font-size: 18px; line-height: 28px; mso-line-height: =
exactly; text-align:left; font-weight:normal;">Hello
=20
Mr Home,<span style=3D"mso-line-height: exactly; line-height:10px;"><br =
/>
<br />
</span>
As a valued member of the Saga family, you=E2=80=99re warmly invited to =
share in our 75th birthday celebrations. As such, I=E2=80=99m delighted =
to offer you a free copy of Saga Quarterly, a compilation of the =
highlights of the past three issues of our multi-award-winning monthly =
magazine. It=E2=80=99s our team=E2=80=99s mission to create inspiring =
and entertaining content – and to celebrate all the great things =
about life after 50.
<span style=3D"mso-line-height: exactly; line-height:10px;"><br />
<br />
</span>
We=E2=80=99ve included exclusive interviews with Prue Leith, Shirley =
Ballas and Hugh Bonneville; as well as advice from our wise and =
wonderful columnists – Paul Lewis on money, Dr Mark Porter on =
health and our inimitable agony aunt Anne Robinson. We have recipes from =
Joe Wicks, plus the latest criminal scams to watch out for, and a new =
chapter for everyone=E2=80=99s favourite aircraft, Concorde.
<span style=3D"mso-line-height: exactly; line-height:10px;"><br />
<br />
</span>
I hope you enjoy our first edition of SQ as much as we=E2=80=99ve =
enjoyed
putting it together.</td>
</tr>
<tr>
<td style=3D"line-height:1px; font-size:1px; =
mso-line-height-rule: exactly; padding-top:16px;"> </td>
</tr>
</table></th>
<th width=3D"30" align=3D"center" class=3D"hide-sm" =
style=3D"font-family: 'Ambit', Arial, sans-serif; font-size:16px; =
line-height: 20pt;"> </th>
</tr>
</table></td>
</tr>
<tr>
<td class=3D"px-sm-20" align=3D"left"><table =
class=3D"full-width-sm" cellpadding=3D"0" cellspacing=3D"0" =
role=3D"presentation" width=3D"100%" style=3D"border-collapse: collapse; =
padding-bottom: ">
<tr>
<th class=3D"hide-sm" align=3D"left" =
width=3D"30"> </th>
<th bgcolor=3D"#ffffff" class=3D"col" align=3D"center" =
style=3D"font-size:1px; line-height: 1px; vertical-align:middle;"><table =
width=3D"640" class=3D"full-width-sm" cellpadding=3D"0" =
cellspacing=3D"0" role=3D"presentation" style=3D"border-collapse: =
collapse;">
<tr>
<th align=3D"center" width=3D"70" =
style=3D"font-size:1px; line-height: 1px; vertical-align:top;"><table =
cellpadding=3D"0" cellspacing=3D"0" role=3D"presentation" width=3D"100%" =
style=3D"border-collapse: collapse;">
<tr>
<td align=3D"center" class=3D"col"><img =
src=3D"http://res1.email3.saga.co.uk/res/sagagro_mkt_prod1/a2d485f33eb2d8=
65a837220cebde6ddb490f942ec216335a9bae19e859da1081.jpg" alt=3D"Mike =
Hazell" width=3D"125" height=3D"120" style=3D"display:block; =
height:auto; outline:none; border:0; text-decoration:none; font-family: =
sans-serif; font-size:20px; line-height:1.5; color:blue; =
text-align:center; max-width:122px!important; align-content: =
center!important;"></td>
</tr>
</table></th>
<th align=3D"center" width=3D"10" =
style=3D"font-size:1px; line-height: 1px;"> </th>
<th class=3D"col" align=3D"center" width=3D"560" =
style=3D"font-size:1px; line-height: 1px; vertical-align:middle;"><table =
cellpadding=3D"0" cellspacing=3D"0" role=3D"presentation" =
align=3D"left">
<tr>
<td align=3D"left"><img =
src=3D"http://res1.email3.saga.co.uk/res/sagagro_mkt_prod1/7742fd28bc0502=
4cbc67210fd32760e75b9ecefc6c56b19c162adaae8c9c399e.png" alt=3D"Mike" =
width=3D"184" height=3D"29" style=3D"display:block; height:auto; =
outline:none; border:0; text-decoration:none; font-family: sans-serif; =
font-size:20px; line-height:1.5; color:blue; text-align:left; =
margin-bottom: 3px"></td>
</tr>
<tr>
<td style=3D"font-family: 'Ambit', Arial, =
sans-serif; font-size: 18px; line-height: 24px; mso-line-height: =
exactly; text-align:left; font-weight:bold;">Mike Hazell<br>
<span style=3D"font-weight: normal; =
font-style: normal">and the Insurance team</span></td>
</tr>
</table></th>
</tr>
</table></th>
<th class=3D"hide-sm" align=3D"left" =
width=3D"30"> </th>
</tr>
</table></td>
</tr>
</table></td>
</tr>
</table>
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<td align=3D"center"><table class=3D"container full-width-sm" =
cellpadding=3D"0" cellspacing=3D"0" role=3D"presentation" width=3D"700" =
bgcolor=3D"#fdfdfd" style=3D"border-collapse: collapse;">
<tr>
<td style=3D"font-size:1px; line-height:1px; text-align:left; =
padding: 30px 0px 30px 0px;"> </td>
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<!-- 1 column editorial section -->
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<td align=3D"left" class=3D"px-sm-20"><table cellpadding=3D"0" =
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style=3D"font-size:1px; line-height: 1px;"> </th>
<th class=3D"col" width=3D"640" align=3D"left" ><table =
cellpadding=3D"0" cellspacing=3D"0" role=3D"presentation" width=3D"100%" =
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<td class=3D"col" bgcolor=3D"#fdfdfd" =
style=3D"border: solid 2px #1e3282; border-radius: 8PX"><table =
class=3D"full-width-sm" align=3D"center" cellspacing=3D"0" =
cellpadding=3D"0" border=3D"0" width=3D"100%">
<tr>
<td style=3D"line-height:1px; font-size:1px; =
mso-line-height-rule: exactly; padding-top:20px;"> </td>
</tr>
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<td class=3D"" style=3D"line-height:1px; =
font-size:1px; text-align:center;"><a =
href=3D"https://t.email.saga.co.uk/r/?id=3Dh6f906e36,1bc9eac8,f0b9e98&e=3D=
ZGNpZD1ETTMzOTc4MCZiaWQ9MTg3MTczNjM3NA&s=3DyO4pMulHZnQ98DK981mMWykf7hC5WQ=
3_BR7RoqZ_IKA" target=3D"_blank"><img =
src=3D"http://res1.email3.saga.co.uk/res/sagagro_mkt_prod1/590fd3af60e1ca=
028d2c9ab22601b49f5c1d9682eb4569bb7928d0d81ec24f1e.gif" alt=3D"Saga =
Quarterly" width=3D"230" height=3D"304" class=3D"" =
style=3D"display:block; height:auto; outline:none; border:0; =
text-decoration:none; font-family: sans-serif; font-size:20px; =
line-height:1.5; color:blue; text-align:center; border-radius: 8px; =
margin: auto;" ></a></td>
</tr>
<tr>
<td class=3D"" style=3D"line-height:1px; =
font-size:1px; mso-line-height-rule: exactly; =
padding-top:20px;"> </td>
</tr>
<tr>
<td class=3D"px-sm-20" style=3D"line-height: =
40px;"><table width=3D"230" align=3D"center" class=3D"full-width-sm" =
cellspacing=3D"0" cellpadding=3D"0" border=3D"0" =
style=3D"border-collapse: collapse;">
<th bgcolor=3D"#1e3282" =
style=3D"border-radius: 8px; line-height: 100%; mso-padding-alt: 10px =
40px 15px;"> <a =
href=3D"https://t.email.saga.co.uk/r/?id=3Dh6f906e36,1bc9eac8,f0b9e99&e=3D=
ZGNpZD1ETTMzOTc4MCZiaWQ9MTg3MTczNjM3NA&s=3DlU3qGbVCRXV-_jdKlJHsFXycZEC-sh=
LfCt7Jje9b8Ks" target=3D"_blank" style=3D"font-family: 'Ambit', Arial, =
sans-serif; display: block; font-size: 16px; line-height: 14pt; =
mso-line-height-rule: exactly; padding: 12px 25px 12px 25px; =
text-decoration: none; color: #fffffe; font-weight:bold; =
text-align:center;">Read SQ here</a></th>
</table></td>
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font-size:1px; mso-line-height-rule: exactly; =
padding-top:22px;"> </td>
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<tr>
<td align=3D"left" style=3D"font-family: =
'Ambit', arial, sans-serif; font-size:22px; line-height:32px; =
mso-line-height-rule: exactly; text-align:center; font-weight:bold; =
color: #1e3282; text-transform: uppercase;">How to read your free =
edition of SQ</td>
</tr>
<tr>
<td class=3D"" style=3D"line-height:1px; =
font-size:1px; mso-line-height-rule: exactly; =
padding-top:20px;"> </td>
</tr>
<tr>
<td align=3D"left" class=3D"px-sm-20"><table =
cellpadding=3D"0" cellspacing=3D"0" role=3D"presentation" =
width=3D"100%">
<tr>
<th width=3D"30" align=3D"center" =
class=3D"hide-sm" style=3D"font-size:1px; line-height: 1px;"> </th>
<th class=3D"col" width=3D"640" =
align=3D"left" style=3D"font-family: 'Ambit', Arial, sans-serif; =
font-size:18px; line-height:28px; mso-line-height-rule: exactly; =
font-weight: normal"> <!--Plus-->
=20
<table class=3D"full-width-sm" =
cellpadding=3D"0" cellspacing=3D"0" role=3D"presentation" =
width=3D"100%">
<tr>
<td><table cellspacing=3D"0" =
cellpadding=3D"0" border=3D"0" width=3D"100%">
<tr>
<td valign=3D"middle" =
style=3D"font-family: 'Ambit', Arial, sans-serif; font-size:18px; =
line-height:28px; mso-line-height-rule: exactly; text-align:left; =
padding: 10px 12px;">To read Saga Quarterly from the start, simply click =
the =E2=80=9CRead SQ here=E2=80=9D button above. Alternatively, the =
=E2=80=9CRead more=E2=80=9D buttons below will take you straight to the =
stories that interest you.</td>
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<td valign=3D"middle" =
style=3D"font-family: 'Ambit', Arial, sans-serif; font-size:18px; =
line-height:28px; mso-line-height-rule: exactly; text-align:left; =
padding: 10px 12px;">You can also access SQ via our app. To download the =
app onto your smartphone or tablet, simply search for =E2=80=9CSaga =
Magazine=E2=80=9D in the App Store on iPhone or in the Google Play Store =
on Android.</td>
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font-weight:bold; color:#17469e;"><a =
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target=3D"_blank"><img =
src=3D"http://res1.email3.saga.co.uk/res/sagagro_mkt_prod1/c0180e607693e6=
1276e2bdf2aeb41fad13da524279640c2c1e686b99042ffb59.png" alt=3D"Google =
Play" width=3D"188" height=3D"62" style=3D"display:inline-block; =
height:auto; outline:none; border:0;" ></a><a =
href=3D"https://t.email.saga.co.uk/r/?id=3Dh6f906e36,1bc9eac8,f0b9e9b" =
target=3D"_blank"><img =
src=3D"http://res1.email3.saga.co.uk/res/sagagro_mkt_prod1/e8195d4d8ee45f=
2960d0c2f4a7f24a1429b1a25253c9905da1198f6fa60007a4.png" alt=3D"App =
Store" width=3D"188" height=3D"62" style=3D"display:inline-block; =
height:auto; outline:none; border:0;" ></a><a =
href=3D"https://t.email.saga.co.uk/r/?id=3Dh6f906e36,1bc9eac8,f0b9e9c&e=3D=
ZGNpZD1ETTMzOTc4MCZiaWQ9MTg3MTczNjM3NA&s=3DFqyr8Q-ELg7BpOpZSBC_9M8tsaFUzq=
aWa2dNlNL-qew" target=3D"_blank"><img =
src=3D"http://res1.email3.saga.co.uk/res/sagagro_mkt_prod1/9b56354df241d1=
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browser" width=3D"188" height=3D"62" style=3D"display:inline-block; =
height:auto; outline:none; border:0;" class=3D"pt-sm-10"></a></td>
</tr>
<tr>
<td style=3D"line-height:1px; =
font-size:1px; mso-line-height-rule: exactly; =
padding-top:10px;"> </td>
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</table></th>
<th width=3D"30" align=3D"center" =
class=3D"hide-sm" style=3D"font-family: 'Ambit', Arial, sans-serif; =
font-size:16px; line-height: 20pt;"> </th>
</tr>
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mso-line-height-rule: exactly; padding-top:30px;"> </td>
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<th width=3D"30" align=3D"center" class=3D"hide-sm" =
style=3D"font-family: 'Ambit', Arial, sans-serif; font-size:16px; =
line-height: 20pt;"> </th>
</tr>
</table></td>
</tr>
</table></td>
</tr>
</table>
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collapse;">
<tr>
<td align=3D"center"><table class=3D"container full-width-sm" =
cellpadding=3D"0" cellspacing=3D"0" role=3D"presentation" width=3D"700" =
bgcolor=3D"#fdfdfd" style=3D"border-collapse: collapse;">
<tr>
<td style=3D"font-size:1px; line-height:1px; text-align:left; =
padding: 30px 0px 30px 0px;"> </td>
</tr>
</table></td>
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<!-- seperator with space -->=20
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<table class=3D"wrapper" cellpadding=3D"0" cellspacing=3D"0" =
role=3D"presentation" width=3D"100%" style=3D"border-collapse: =
collapse;">
<tr>
<td align=3D"center"><table class=3D"container" cellpadding=3D"0" =
cellspacing=3D"0" role=3D"presentation" bgcolor=3D"#ffffff" =
width=3D"700" style=3D"border-collapse: collapse;">
<tr>
<td class=3D"px-sm-20" align=3D"left"><table =
class=3D"full-width-sm" cellpadding=3D"0" cellspacing=3D"0" =
role=3D"presentation" width=3D"100%" style=3D"border-collapse: =
collapse;">
<tr>
<th class=3D"hide-sm" align=3D"center" =
width=3D"30"> </th>
<th class=3D"stack-sm-last" align=3D"center" =
width=3D"360" bgcolor=3D"#ffffff" style=3D"vertical-align:top;"><table =
class=3D"full-width-sm" cellpadding=3D"0" cellspacing=3D"0" =
role=3D"presentation" width=3D"100%" style=3D"border-collapse: =
collapse;">
<tr>
<td width=3D"100%"><table class=3D"full-width-sm" =
cellpadding=3D"0" cellspacing=3D"0" role=3D"presentation" =
align=3D"left">
<tr>
<td align=3D"left" class=3D"text-sm-center =
pt-sm-20" style=3D"font-family: 'Ambit', arial, sans-serif; =
font-size:22px; line-height:32px; mso-line-height-rule: exactly; =
text-align:left; font-weight:bold; color: #1e3282; text-transform: =
uppercase;">Interview </td>
</tr>
<tr>
<td style=3D"line-height:1px; font-size:1px; =
mso-line-height-rule: exactly; padding-top:16px;"> </td>
</tr>
<tr>
<td align=3D"left" style=3D"font-family: =
'Ambit', Arial, sans-serif; font-size:18px; line-height:28px; =
mso-line-height-rule: exactly; font-weight:normal; font-style: normal; =
text-align: left;">Prue Leith opens up on her painful decision to quit =
Bake Off, why fat jabs didn=E2=80=99t work for her and why she hopes to =
live long enough to see her son get in to Downing Street.</td>
</tr>
<tr>
<td style=3D"line-height:1px; font-size:1px; =
mso-line-height-rule: exactly; padding-top:10px;"> </td>
</tr>
<tr>
<td style=3D"line-height:1px; font-size:1px; =
mso-line-height-rule: exactly; padding-top:16px;"> </td>
</tr>
<tr>
<td valign=3D"bottom" style=3D"line-height: =
40px;"><table align=3D"left" class=3D"full-width-sm" cellspacing=3D"0" =
cellpadding=3D"0" border=3D"0" style=3D"border-collapse: collapse;">
<th bgcolor=3D"#1e3282" =
style=3D"border-radius: 8px; line-height: 100%; mso-padding-alt: 10px =
40px 15px;"> <a =
href=3D"https://t.email.saga.co.uk/r/?id=3Dh6f906e36,1bc9eac8,f0b9e9d&e=3D=
ZGNpZD1ETTMzOTc4MCZiaWQ9MTg3MTczNjM3NCZwMT04MzEzMzExOSZwMj0yMDAyMDUwMjA0M=
jMmcDM9ZW1sLW0mcDQ9c2VyJnA1PWJyYW5kJnA2PUNTRS1HUzI0NjEgU2FnYSBRdWFydGVybH=
kgSW5zdXJhbmNlIE1hcmNoIDI2IDc1dGhfYW5uaXZlcnNhcnkmcDc9JnA4PWluc3VyYW5jZSZ=
wOT0&s=3D0dd_lE2s7rd4jo7qFPYbP_K2iiLgq7uMfKTsAfALH-M" target=3D"_blank" =
style=3D"font-family: 'Ambit', Arial, sans-serif; display: block; =
font-size: 16px; line-height: 14pt; mso-line-height-rule: exactly; =
padding: 12px 15px 12px 15px; text-decoration: none; color: #fffffe; =
font-weight:bold; text-align:center;">Read more</a></th>
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align=3D"center" width=3D"20" style=3D" font-size:1px; line-height: =
1px;"> </th>
<th class=3D"stack-sm-first" align=3D"center" =
width=3D"260" style=3D"font-family: Arial, sans-serif; font-size:1px; =
line-height: 1px; vertical-align:top;"><table class=3D"full-width-sm" =
cellpadding=3D"0" cellspacing=3D"0" role=3D"presentation" width=3D"100%" =
style=3D"border-collapse: collapse;">
<tr>
<td align=3D"left" class=3D"hide-sm"><a =
href=3D"https://t.email.saga.co.uk/r/?id=3Dh6f906e36,1bc9eac8,f0b9e9e&e=3D=
ZGNpZD1ETTMzOTc4MCZiaWQ9MTg3MTczNjM3NCZwMT04MzEzMzExOSZwMj0yMDAyMDUwMjA0M=
jMmcDM9ZW1sLW0mcDQ9c2VyJnA1PWJyYW5kJnA2PUNTRS1HUzI0NjEgU2FnYSBRdWFydGVybH=
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wOT0&s=3DltX-GscsC2i2WuoQGmJ4JNFsv3IXK22VtAeLsr29z-s" =
target=3D"_blank"><img =
src=3D"http://res1.email3.saga.co.uk/res/sagagro_mkt_prod1/f4202ca8b62cb9=
4a6fc49794f2058faa7641212c1294b48f6c4a719bb9ff862b.jpg" alt=3D"Prue =
Leith" width=3D"270" height=3D"auto" class=3D"img_full_width" =
style=3D"display:block; height:auto; outline:none; border:0; =
text-decoration:none; font-family: sans-serif; font-size:20px; =
line-height:1.5; color:blue; text-align:center; border-radius: 8px;" =
></a></td>
</tr>
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width:100%!important;">
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=20
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overflow:hidden;">
<table cellspacing=3D"0" cellpadding=3D"0" =
border=3D"0" width=3D"100%" style=3D"border-collapse: collapse;">
<tr>
<td style=3D"line-height:1px; =
font-size:1px; text-align:center;"><a =
href=3D"https://t.email.saga.co.uk/r/?id=3Dh6f906e36,1bc9eac8,f0b9e9f&e=3D=
ZGNpZD1ETTMzOTc4MCZiaWQ9MTg3MTczNjM3NCZwMT04MzEzMzExOSZwMj0yMDAyMDUwMjA0M=
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target=3D"_blank"><img =
src=3D"http://res1.email3.saga.co.uk/res/sagagro_mkt_prod1/e61877facb5fdc=
a90aed274dea65fad72624a2f54e0b53aa1bb62dd715e1cf18.jpg" alt=3D"Prue =
Leith" width=3D"50" height=3D"auto" class=3D"img_full_width" =
style=3D"display:block; height:auto; outline:none; border:0; =
text-decoration:none; font-family: sans-serif; font-size:20px; =
line-height:1.5; color:blue; text-align:center; border-radius: 8px;" =
></a></td>
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cellpadding=3D"0" cellspacing=3D"0" role=3D"presentation" width=3D"700" =
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<tr>
<td class=3D"px-sm-20" style=3D"font-size:1px; =
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cellspacing=3D"0" role=3D"presentation" width=3D"640" =
style=3D"border-collapse: collapse;">
<tr>
<td height=3D"2" bgcolor=3D"#fdfdfd" =
style=3D"border:none; border-bottom: 1px solid #cfd3e3; font-size:1px; =
line-height:1px;"> </td>
</tr>
</table></td>
</tr>
</table></td>
</tr>
</table>
<!-- seperator with space -->=20
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<table class=3D"wrapper" cellpadding=3D"0" cellspacing=3D"0" =
role=3D"presentation" width=3D"100%" style=3D"border-collapse: =
collapse;">
<tr>
<td align=3D"center"><table class=3D"container" cellpadding=3D"0" =
cellspacing=3D"0" role=3D"presentation" bgcolor=3D"#ffffff" =
width=3D"700" style=3D"border-collapse: collapse;">
<tr>
<td class=3D"px-sm-20" align=3D"left"><table =
class=3D"full-width-sm" cellpadding=3D"0" cellspacing=3D"0" =
role=3D"presentation" width=3D"100%" style=3D"border-collapse: =
collapse;">
<tr>
<th class=3D"hide-sm" align=3D"center" =
width=3D"30"> </th>
<th class=3D"stack-sm-last" align=3D"center" =
width=3D"360" bgcolor=3D"#ffffff" style=3D"vertical-align:top;"><table =
class=3D"full-width-sm" cellpadding=3D"0" cellspacing=3D"0" =
role=3D"presentation" width=3D"100%" style=3D"border-collapse: =
collapse;">
<tr>
<td width=3D"100%"><table class=3D"full-width-sm" =
cellpadding=3D"0" cellspacing=3D"0" role=3D"presentation" =
align=3D"left">
<tr>
<td align=3D"left" class=3D"text-sm-center =
pt-sm-20" style=3D"font-family: 'Ambit', arial, sans-serif; =
font-size:22px; line-height:32px; mso-line-height-rule: exactly; =
text-align:left; font-weight:bold; color: #1e3282; text-transform: =
uppercase;">Features </td>
</tr>
<tr>
<td style=3D"line-height:1px; font-size:1px; =
mso-line-height-rule: exactly; padding-top:16px;"> </td>
</tr>
<tr>
<td align=3D"left" style=3D"font-family: =
'Ambit', Arial, sans-serif; font-size:18px; line-height:28px; =
mso-line-height-rule: exactly; font-weight:normal; font-style: normal; =
text-align: left;">Watchdog=E2=80=99s Matt Allwright shares his advice =
with Saga readers on how they can protect themselves from the cyber =
scamdemic, including 2026=E2=80=99s most prominent digital scams.</td>
</tr>
<tr>
<td style=3D"line-height:1px; font-size:1px; =
mso-line-height-rule: exactly; padding-top:10px;"> </td>
</tr>
<tr>
<td style=3D"line-height:1px; font-size:1px; =
mso-line-height-rule: exactly; padding-top:16px;"> </td>
</tr>
<tr>
<td valign=3D"bottom" style=3D"line-height: =
40px;"><table align=3D"left" class=3D"full-width-sm" cellspacing=3D"0" =
cellpadding=3D"0" border=3D"0" style=3D"border-collapse: collapse;">
<th bgcolor=3D"#1e3282" =
style=3D"border-radius: 8px; line-height: 100%; mso-padding-alt: 10px =
40px 15px;"> <a =
href=3D"https://t.email.saga.co.uk/r/?id=3Dh6f906e36,1bc9eac8,f0b9ea0&e=3D=
ZGNpZD1ETTMzOTc4MCZiaWQ9MTg3MTczNjM3NCZwMT04MzEzMzExOSZwMj0yMDAyMDUwMjA0M=
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style=3D"font-family: 'Ambit', Arial, sans-serif; display: block; =
font-size: 16px; line-height: 14pt; mso-line-height-rule: exactly; =
padding: 12px 15px 12px 15px; text-decoration: none; color: #fffffe; =
font-weight:bold; text-align:center;">Read more</a></th>
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</tr>
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<th class=3D"hide-sm" bgcolor=3D"#ffffff" =
align=3D"center" width=3D"20" style=3D" font-size:1px; line-height: =
1px;"> </th>
<th class=3D"stack-sm-first" align=3D"center" =
width=3D"260" style=3D"font-family: Arial, sans-serif; font-size:1px; =
line-height: 1px; vertical-align:top;"><table class=3D"full-width-sm" =
cellpadding=3D"0" cellspacing=3D"0" role=3D"presentation" width=3D"100%" =
style=3D"border-collapse: collapse;">
<tr>
<td align=3D"left" class=3D"hide-sm"><a =
href=3D"https://t.email.saga.co.uk/r/?id=3Dh6f906e36,1bc9eac8,f0b9ea1&e=3D=
ZGNpZD1ETTMzOTc4MCZiaWQ9MTg3MTczNjM3NCZwMT04MzEzMzExOSZwMj0yMDAyMDUwMjA0M=
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target=3D"_blank"><img =
src=3D"http://res1.email3.saga.co.uk/res/sagagro_mkt_prod1/5ffed49dc5f4cf=
1e0c74ed8c644c54d6705b7a1eb6938197c5b9571978b93a70.jpg" alt=3D"Cartoon =
of man on the sofa" width=3D"270" height=3D"auto" =
class=3D"img_full_width" style=3D"display:block; height:auto; =
outline:none; border:0; text-decoration:none; font-family: sans-serif; =
font-size:20px; line-height:1.5; color:blue; text-align:center; =
border-radius: 8px;" ></a></td>
</tr>
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width:100%!important;">
<th> <!-- end of desktop view here -->=20
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font-size: 0; max-height: 0; line-height: 0; mso-hide: all; min-width:0; =
overflow:hidden;">
<table cellspacing=3D"0" cellpadding=3D"0" =
border=3D"0" width=3D"100%" style=3D"border-collapse: collapse;">
<tr>
<td style=3D"line-height:1px; =
font-size:1px; text-align:center;"><a =
href=3D"https://t.email.saga.co.uk/r/?id=3Dh6f906e36,1bc9eac8,f0b9ea2&e=3D=
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target=3D"_blank"><img =
src=3D"http://res1.email3.saga.co.uk/res/sagagro_mkt_prod1/416be7420d65fd=
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of a man on the sofa" width=3D"50" height=3D"auto" =
class=3D"img_full_width" style=3D"display:block; height:auto; =
outline:none; border:0; text-decoration:none; font-family: sans-serif; =
font-size:20px; line-height:1.5; color:blue; text-align:center; =
border-radius: 8px;" ></a></td>
</tr>
</table>
</div>
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<!--desktop hide ends--> </th>
</tr>
<!--<![endif]-->
</table></th>
<th class=3D"hide-sm" align=3D"center" =
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</tr>
</table></td>
</tr>
</table></td>
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</table>
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collapse;">
<tr>
<td align=3D"center"><table class=3D"container full-width-sm" =
cellpadding=3D"0" cellspacing=3D"0" role=3D"presentation" width=3D"700" =
bgcolor=3D"#fdfdfd" style=3D"border-collapse: collapse;">
<tr>
<td class=3D"px-sm-20" style=3D"font-size:1px; =
line-height:1px; text-align:left; padding: 20px 0px 20px 0px;"><table =
class=3D"container full-width-sm" align=3D"center" cellpadding=3D"0" =
cellspacing=3D"0" role=3D"presentation" width=3D"640" =
style=3D"border-collapse: collapse;">
<tr>
<td height=3D"2" bgcolor=3D"#fdfdfd" =
style=3D"border:none; border-bottom: 1px solid #cfd3e3; font-size:1px; =
line-height:1px;"> </td>
</tr>
</table></td>
</tr>
</table></td>
</tr>
</table>
<!-- seperator with space -->=20
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<table class=3D"wrapper" cellpadding=3D"0" cellspacing=3D"0" =
role=3D"presentation" width=3D"100%" style=3D"border-collapse: =
collapse;">
<tr>
<td align=3D"center"><table class=3D"container" cellpadding=3D"0" =
cellspacing=3D"0" role=3D"presentation" bgcolor=3D"#ffffff" =
width=3D"700" style=3D"border-collapse: collapse;">
<tr>
<td class=3D"px-sm-20" align=3D"left"><table =
class=3D"full-width-sm" cellpadding=3D"0" cellspacing=3D"0" =
role=3D"presentation" width=3D"100%" style=3D"border-collapse: =
collapse;">
<tr>
<th class=3D"hide-sm" align=3D"center" =
width=3D"30"> </th>
<th class=3D"stack-sm-last" align=3D"center" =
width=3D"360" bgcolor=3D"#ffffff" style=3D"vertical-align:top;"><table =
class=3D"full-width-sm" cellpadding=3D"0" cellspacing=3D"0" =
role=3D"presentation" width=3D"100%" style=3D"border-collapse: =
collapse;">
<tr>
<td width=3D"100%"><table class=3D"full-width-sm" =
cellpadding=3D"0" cellspacing=3D"0" role=3D"presentation" =
align=3D"left">
<tr>
<td align=3D"left" class=3D"text-sm-center =
pt-sm-20" style=3D"font-family: 'Ambit', arial, sans-serif; =
font-size:22px; line-height:32px; mso-line-height-rule: exactly; =
text-align:left; font-weight:bold; color: #1e3282; text-transform: =
uppercase;">Money</td>
</tr>
<tr>
<td style=3D"line-height:1px; font-size:1px; =
mso-line-height-rule: exactly; padding-top:16px;"> </td>
</tr>
<tr>
<td align=3D"left" style=3D"font-family: =
'Ambit', Arial, sans-serif; font-size:18px; line-height:28px; =
mso-line-height-rule: exactly; font-weight:normal; font-style: normal; =
text-align: left;">With Inheritance Tax about to be charged on pension =
funds, Paul Lewis looks at the pros and cons of turning a pension into =
an income and how to make it work for you.</td>
</tr>
<tr>
<td style=3D"line-height:1px; font-size:1px; =
mso-line-height-rule: exactly; padding-top:10px;"> </td>
</tr>
<tr>
<td style=3D"line-height:1px; font-size:1px; =
mso-line-height-rule: exactly; padding-top:16px;"> </td>
</tr>
<tr>
<td valign=3D"bottom" style=3D"line-height: =
40px;"><table align=3D"left" class=3D"full-width-sm" cellspacing=3D"0" =
cellpadding=3D"0" border=3D"0" style=3D"border-collapse: collapse;">
<th bgcolor=3D"#1e3282" =
style=3D"border-radius: 8px; line-height: 100%; mso-padding-alt: 10px =
40px 15px;"> <a =
href=3D"https://t.email.saga.co.uk/r/?id=3Dh6f906e36,1bc9eac8,f0b9ea3&e=3D=
ZGNpZD1ETTMzOTc4MCZiaWQ9MTg3MTczNjM3NCZwMT04MzEzMzExOSZwMj0yMDAyMDUwMjA0M=
jMmcDM9ZW1sLW0mcDQ9c2VyJnA1PWJyYW5kJnA2PUNTRS1HUzI0NjEgU2FnYSBRdWFydGVybH=
kgSW5zdXJhbmNlIE1hcmNoIDI2IDc1dGhfYW5uaXZlcnNhcnkmcDc9JnA4PWluc3VyYW5jZSZ=
wOT0&s=3DVRXJNnfN6HgP2KISZldpYQqKNAgLzqmD6ZSQUTwYcNE" target=3D"_blank" =
style=3D"font-family: 'Ambit', Arial, sans-serif; display: block; =
font-size: 16px; line-height: 14pt; mso-line-height-rule: exactly; =
padding: 12px 15px 12px 15px; text-decoration: none; color: #fffffe; =
font-weight:bold; text-align:center;">Read more</a></th>
</table></td>
</tr>
</table></td>
</tr>
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<th class=3D"hide-sm" bgcolor=3D"#ffffff" =
align=3D"center" width=3D"20" style=3D" font-size:1px; line-height: =
1px;"> </th>
<th class=3D"stack-sm-first" align=3D"center" =
width=3D"260" style=3D"font-family: Arial, sans-serif; font-size:1px; =
line-height: 1px; vertical-align:top;"><table class=3D"full-width-sm" =
cellpadding=3D"0" cellspacing=3D"0" role=3D"presentation" width=3D"100%" =
style=3D"border-collapse: collapse;">
<tr>
<td align=3D"left" class=3D"hide-sm"><a =
href=3D"https://t.email.saga.co.uk/r/?id=3Dh6f906e36,1bc9eac8,f0b9ea4&e=3D=
ZGNpZD1ETTMzOTc4MCZiaWQ9MTg3MTczNjM3NCZwMT04MzEzMzExOSZwMj0yMDAyMDUwMjA0M=
jMmcDM9ZW1sLW0mcDQ9c2VyJnA1PWJyYW5kJnA2PUNTRS1HUzI0NjEgU2FnYSBRdWFydGVybH=
kgSW5zdXJhbmNlIE1hcmNoIDI2IDc1dGhfYW5uaXZlcnNhcnkmcDc9JnA4PWluc3VyYW5jZSZ=
wOT0&s=3DRH1sdimEdHbHtr81ZLaLr0cQrI2yiPvCqygN_HcY_Go" =
target=3D"_blank"><img =
src=3D"http://res1.email3.saga.co.uk/res/sagagro_mkt_prod1/160772c0aa7eca=
debb2d219b798bd69cae52dbce3800a46b66dd0b338c9728e5.jpg" alt=3D"Smashed =
piggy bank spilling coins" width=3D"270" height=3D"auto" =
class=3D"img_full_width" style=3D"display:block; height:auto; =
outline:none; border:0; text-decoration:none; font-family: sans-serif; =
font-size:20px; line-height:1.5; color:blue; text-align:center; =
border-radius: 8px; border-radius: 8px;" ></a></td>
</tr>
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width:100%!important;">
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overflow:hidden;">
<table cellspacing=3D"0" cellpadding=3D"0" =
border=3D"0" width=3D"100%" style=3D"border-collapse: collapse;">
<tr>
<td style=3D"line-height:1px; =
font-size:1px; text-align:center;"><a =
href=3D"https://t.email.saga.co.uk/r/?id=3Dh6f906e36,1bc9eac8,f0b9ea5&e=3D=
ZGNpZD1ETTMzOTc4MCZiaWQ9MTg3MTczNjM3NCZwMT04MzEzMzExOSZwMj0yMDAyMDUwMjA0M=
jMmcDM9ZW1sLW0mcDQ9c2VyJnA1PWJyYW5kJnA2PUNTRS1HUzI0NjEgU2FnYSBRdWFydGVybH=
kgSW5zdXJhbmNlIE1hcmNoIDI2IDc1dGhfYW5uaXZlcnNhcnkmcDc9JnA4PWluc3VyYW5jZSZ=
wOT0&s=3DDpFtPmTTXv6xl9NsGcEAP2n4yV9kBfTSEELTZrrBmGY" =
target=3D"_blank"><img =
src=3D"http://res1.email3.saga.co.uk/res/sagagro_mkt_prod1/d060d3cb3bee13=
3c33dc1b946b00991a5987d4be9302d7260b53ed2aa5735843.jpg" alt=3D"Smashed =
piggy bank spilling coins" width=3D"50" height=3D"auto" =
class=3D"img_full_width" style=3D"display:block; height:auto; =
outline:none; border:0; text-decoration:none; font-family: sans-serif; =
font-size:20px; line-height:1.5; color:blue; text-align:center; =
border-radius: 8px;" ></a></td>
</tr>
</table>
</div>
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</table></th>
<th class=3D"hide-sm" align=3D"center" =
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</tr>
</table></td>
</tr>
</table></td>
</tr>
</table>
<!-- 2 column editorial section -->=20
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<table class=3D"wrapper" cellpadding=3D"0" cellspacing=3D"0" =
role=3D"presentation" width=3D"100%" style=3D"border-collapse: =
collapse;">
<tr>
<td align=3D"center"><table class=3D"container full-width-sm" =
cellpadding=3D"0" cellspacing=3D"0" role=3D"presentation" width=3D"700" =
bgcolor=3D"#fdfdfd" style=3D"border-collapse: collapse;">
<tr>
<td class=3D"px-sm-20" style=3D"font-size:1px; =
line-height:1px; text-align:left; padding: 20px 0px 20px 0px;"><table =
class=3D"container full-width-sm" align=3D"center" cellpadding=3D"0" =
cellspacing=3D"0" role=3D"presentation" width=3D"640" =
style=3D"border-collapse: collapse;">
<tr>
<td height=3D"2" bgcolor=3D"#fdfdfd" =
style=3D"border:none; border-bottom: 1px solid #cfd3e3; font-size:1px; =
line-height:1px;"> </td>
</tr>
</table></td>
</tr>
</table></td>
</tr>
</table>
<!-- seperator with space -->=20
<!-- 2 column editorial section -->
<table class=3D"wrapper" cellpadding=3D"0" cellspacing=3D"0" =
role=3D"presentation" width=3D"100%" style=3D"border-collapse: =
collapse;">
<tr>
<td align=3D"center"><table class=3D"container" cellpadding=3D"0" =
cellspacing=3D"0" role=3D"presentation" bgcolor=3D"#ffffff" =
width=3D"700" style=3D"border-collapse: collapse;">
<tr>
<td class=3D"px-sm-20" align=3D"left"><table =
class=3D"full-width-sm" cellpadding=3D"0" cellspacing=3D"0" =
role=3D"presentation" width=3D"100%" style=3D"border-collapse: =
collapse;">
<tr>
<th class=3D"hide-sm" align=3D"center" =
width=3D"30"> </th>
<th class=3D"stack-sm-last" align=3D"center" =
width=3D"360" bgcolor=3D"#ffffff" style=3D"vertical-align:top;"><table =
class=3D"full-width-sm" cellpadding=3D"0" cellspacing=3D"0" =
role=3D"presentation" width=3D"100%" style=3D"border-collapse: =
collapse;">
<tr>
<td width=3D"100%"><table class=3D"full-width-sm" =
cellpadding=3D"0" cellspacing=3D"0" role=3D"presentation" =
align=3D"left">
<tr>
<td align=3D"left" class=3D"text-sm-center =
pt-sm-20" style=3D"font-family: 'Ambit', arial, sans-serif; =
font-size:22px; line-height:32px; mso-line-height-rule: exactly; =
text-align:left; font-weight:bold; color: #1e3282; text-transform: =
uppercase;">Health</td>
</tr>
<tr>
<td style=3D"line-height:1px; font-size:1px; =
mso-line-height-rule: exactly; padding-top:16px;"> </td>
</tr>
<tr>
<td align=3D"left" style=3D"font-family: =
'Ambit', Arial, sans-serif; font-size:18px; line-height:28px; =
mso-line-height-rule: exactly; font-weight:normal; font-style: normal; =
text-align: left;">As more and more people swear by it, we discover the =
truth about collagen. Is it worth taking? And will it really reduce =
joint stiffness and banish wrinkles?</td>
</tr>
<tr>
<td style=3D"line-height:1px; font-size:1px; =
mso-line-height-rule: exactly; padding-top:10px;"> </td>
</tr>
<tr>
<td style=3D"line-height:1px; font-size:1px; =
mso-line-height-rule: exactly; padding-top:16px;"> </td>
</tr>
<tr>
<td valign=3D"bottom" style=3D"line-height: =
40px;"><table align=3D"left" class=3D"full-width-sm" cellspacing=3D"0" =
cellpadding=3D"0" border=3D"0" style=3D"border-collapse: collapse;">
<th bgcolor=3D"#1e3282" =
style=3D"border-radius: 8px; line-height: 100%; mso-padding-alt: 10px =
40px 15px;"> <a =
href=3D"https://t.email.saga.co.uk/r/?id=3Dh6f906e36,1bc9eac8,f0b9ea6&e=3D=
ZGNpZD1ETTMzOTc4MCZiaWQ9MTg3MTczNjM3NCZwMT04MzEzMzExOSZwMj0yMDAyMDUwMjA0M=
jMmcDM9ZW1sLW0mcDQ9c2VyJnA1PWJyYW5kJnA2PUNTRS1HUzI0NjEgU2FnYSBRdWFydGVybH=
kgSW5zdXJhbmNlIE1hcmNoIDI2IDc1dGhfYW5uaXZlcnNhcnkmcDc9JnA4PWluc3VyYW5jZSZ=
wOT0&s=3DFOHXKcgWQRIEEDF5Q6XYzl-GCmVX7t8JVE5rvpaM-CA" target=3D"_blank" =
style=3D"font-family: 'Ambit', Arial, sans-serif; display: block; =
font-size: 16px; line-height: 14pt; mso-line-height-rule: exactly; =
padding: 12px 15px 12px 15px; text-decoration: none; color: #fffffe; =
font-weight:bold; text-align:center;">Read more</a></th>
</table></td>
</tr>
</table></td>
</tr>
</table></th>
<th class=3D"hide-sm" bgcolor=3D"#ffffff" =
align=3D"center" width=3D"20" style=3D" font-size:1px; line-height: =
1px;"> </th>
<th class=3D"stack-sm-first" align=3D"center" =
width=3D"260" style=3D"font-family: Arial, sans-serif; font-size:1px; =
line-height: 1px; vertical-align:top;"><table class=3D"full-width-sm" =
cellpadding=3D"0" cellspacing=3D"0" role=3D"presentation" width=3D"100%" =
style=3D"border-collapse: collapse;">
<tr>
<td align=3D"left" class=3D"hide-sm"><a =
href=3D"https://t.email.saga.co.uk/r/?id=3Dh6f906e36,1bc9eac8,f0b9ea7&e=3D=
ZGNpZD1ETTMzOTc4MCZiaWQ9MTg3MTczNjM3NCZwMT04MzEzMzExOSZwMj0yMDAyMDUwMjA0M=
jMmcDM9ZW1sLW0mcDQ9c2VyJnA1PWJyYW5kJnA2PUNTRS1HUzI0NjEgU2FnYSBRdWFydGVybH=
kgSW5zdXJhbmNlIE1hcmNoIDI2IDc1dGhfYW5uaXZlcnNhcnkmcDc9JnA4PWluc3VyYW5jZSZ=
wOT0&s=3DNL7cjyHbwIg2XRLzSNzthKedmW9UgTmhtwYZ3h94-XU" =
target=3D"_blank"><img =
src=3D"http://res1.email3.saga.co.uk/res/sagagro_mkt_prod1/2e80c5ee94dfbe=
3a8271a542c2ff5325a988ac8fc0eac9a26b9e553672ddf89b.jpg" alt=3D"Collagen" =
width=3D"270" height=3D"auto" class=3D"img_full_width" =
style=3D"display:block; height:auto; outline:none; border:0; =
text-decoration:none; font-family: sans-serif; font-size:20px; =
line-height:1.5; color:blue; text-align:center; border-radius: 8px;" =
></a></td>
</tr>
<!--[if !mso]><!-->
<tr align=3D"right" style=3D"display:table; =
width:100%!important;">
<th> <!-- end of desktop view here -->=20
=20
<!--desktop hide starts-->
=20
<div class=3D"show-sm" style=3D"display: none; =
font-size: 0; max-height: 0; line-height: 0; mso-hide: all; min-width:0; =
overflow:hidden;">
<table cellspacing=3D"0" cellpadding=3D"0" =
border=3D"0" width=3D"100%" style=3D"border-collapse: collapse;">
<tr>
<td style=3D"line-height:1px; =
font-size:1px; text-align:center;"><a =
href=3D"https://t.email.saga.co.uk/r/?id=3Dh6f906e36,1bc9eac8,f0b9ea8&e=3D=
ZGNpZD1ETTMzOTc4MCZiaWQ9MTg3MTczNjM3NCZwMT04MzEzMzExOSZwMj0yMDAyMDUwMjA0M=
jMmcDM9ZW1sLW0mcDQ9c2VyJnA1PWJyYW5kJnA2PUNTRS1HUzI0NjEgU2FnYSBRdWFydGVybH=
kgSW5zdXJhbmNlIE1hcmNoIDI2IDc1dGhfYW5uaXZlcnNhcnkmcDc9JnA4PWluc3VyYW5jZSZ=
wOT0&s=3D39Fjs2lZGlNo3apcSROGkFdKaRz6rqDFTefLa5F6RRA" =
target=3D"_blank"><img =
src=3D"http://res1.email3.saga.co.uk/res/sagagro_mkt_prod1/08dc02d4b00f55=
5da0d965aaf3582c08f65eadd29169e2e0fccf15e333cde529.jpg" alt=3D"Collagen" =
width=3D"50" height=3D"auto" class=3D"img_full_width" =
style=3D"display:block; height:auto; outline:none; border:0; =
text-decoration:none; font-family: sans-serif; font-size:20px; =
line-height:1.5; color:blue; text-align:center; border-radius: 8px;" =
></a></td>
</tr>
</table>
</div>
=20
<!--desktop hide ends--> </th>
</tr>
<!--<![endif]-->
</table></th>
<th class=3D"hide-sm" align=3D"center" =
width=3D"30"> </th>
</tr>
</table></td>
</tr>
</table></td>
</tr>
</table>
<!-- 2 column editorial section -->=20
<!-- seperator with space -->
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collapse;">
<tr>
<td align=3D"center"><table class=3D"container full-width-sm" =
cellpadding=3D"0" cellspacing=3D"0" role=3D"presentation" width=3D"700" =
bgcolor=3D"#fdfdfd" style=3D"border-collapse: collapse;">
<tr>
<td class=3D"px-sm-20" style=3D"font-size:1px; =
line-height:1px; text-align:left; padding: 20px 0px 20px 0px;"><table =
class=3D"container full-width-sm" align=3D"center" cellpadding=3D"0" =
cellspacing=3D"0" role=3D"presentation" width=3D"640" =
style=3D"border-collapse: collapse;">
<tr>
<td height=3D"2" bgcolor=3D"#fdfdfd" =
style=3D"border:none; border-bottom: 1px solid #cfd3e3; font-size:1px; =
line-height:1px;"> </td>
</tr>
</table></td>
</tr>
</table></td>
</tr>
</table>
<!-- seperator with space -->=20
<!-- 2 column editorial section -->
<table class=3D"wrapper" cellpadding=3D"0" cellspacing=3D"0" =
role=3D"presentation" width=3D"100%" style=3D"border-collapse: =
collapse;">
<tr>
<td align=3D"center"><table class=3D"container" cellpadding=3D"0" =
cellspacing=3D"0" role=3D"presentation" bgcolor=3D"#ffffff" =
width=3D"700" style=3D"border-collapse: collapse;">
<tr>
<td class=3D"px-sm-20" align=3D"left"><table =
class=3D"full-width-sm" cellpadding=3D"0" cellspacing=3D"0" =
role=3D"presentation" width=3D"100%" style=3D"border-collapse: =
collapse;">
<tr>
<th class=3D"hide-sm" align=3D"center" =
width=3D"30"> </th>
<th class=3D"stack-sm-last" align=3D"center" =
width=3D"360" bgcolor=3D"#ffffff" style=3D"vertical-align:top;"><table =
class=3D"full-width-sm" cellpadding=3D"0" cellspacing=3D"0" =
role=3D"presentation" width=3D"100%" style=3D"border-collapse: =
collapse;">
<tr>
<td width=3D"100%"><table class=3D"full-width-sm" =
cellpadding=3D"0" cellspacing=3D"0" role=3D"presentation" =
align=3D"left">
<tr>
<td align=3D"left" class=3D"text-sm-center =
pt-sm-20" style=3D"font-family: 'Ambit', arial, sans-serif; =
font-size:22px; line-height:32px; mso-line-height-rule: exactly; =
text-align:left; font-weight:bold; color: #1e3282; text-transform: =
uppercase;">Travel</td>
</tr>
<tr>
<td style=3D"line-height:1px; font-size:1px; =
mso-line-height-rule: exactly; padding-top:16px;"> </td>
</tr>
<tr>
<td align=3D"left" style=3D"font-family: =
'Ambit', Arial, sans-serif; font-size:18px; line-height:28px; =
mso-line-height-rule: exactly; font-weight:normal; font-style: normal; =
text-align: left;">A beginner=E2=80=99s guide to ocean cruising. If =
you=E2=80=99re thinking about trying a cruise, or are just heading off =
on your first one, two top cruise experts offer their tips.</td>
</tr>
<tr>
<td style=3D"line-height:1px; font-size:1px; =
mso-line-height-rule: exactly; padding-top:10px;"> </td>
</tr>
<tr>
<td style=3D"line-height:1px; font-size:1px; =
mso-line-height-rule: exactly; padding-top:16px;"> </td>
</tr>
<tr>
<td valign=3D"bottom" style=3D"line-height: =
40px;"><table align=3D"left" class=3D"full-width-sm" cellspacing=3D"0" =
cellpadding=3D"0" border=3D"0" style=3D"border-collapse: collapse;">
<th bgcolor=3D"#1e3282" =
style=3D"border-radius: 8px; line-height: 100%; mso-padding-alt: 10px =
40px 15px;"> <a =
href=3D"https://t.email.saga.co.uk/r/?id=3Dh6f906e36,1bc9eac8,f0b9ea9&e=3D=
ZGNpZD1ETTMzOTc4MCZiaWQ9MTg3MTczNjM3NCZwMT04MzEzMzExOSZwMj0yMDAyMDUwMjA0M=
jMmcDM9ZW1sLW0mcDQ9c2VyJnA1PWJyYW5kJnA2PUNTRS1HUzI0NjEgU2FnYSBRdWFydGVybH=
kgSW5zdXJhbmNlIE1hcmNoIDI2IDc1dGhfYW5uaXZlcnNhcnkmcDc9JnA4PWluc3VyYW5jZSZ=
wOT0&s=3DjjB3qlNllHNHFq6LOEwSRe7bThTZRG9rKql8BoWkS-M" target=3D"_blank" =
style=3D"font-family: 'Ambit', Arial, sans-serif; display: block; =
font-size: 16px; line-height: 14pt; mso-line-height-rule: exactly; =
padding: 12px 15px 12px 15px; text-decoration: none; color: #fffffe; =
font-weight:bold; text-align:center;">Read more</a></th>
</table></td>
</tr>
</table></td>
</tr>
</table></th>
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align=3D"center" width=3D"20" style=3D" font-size:1px; line-height: =
1px;"> </th>
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<tr>
<td style=3D"line-height:1px; =
font-size:1px; text-align:center;"><a =
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</table></td>
</tr>
</table>
<!-- 2 column editorial section -->=20
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</tr>
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<!-- seperator with space -->=20
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style=3D"font-size:1px; line-height: 1px;"> </th>
<th class=3D"col" width=3D"640" align=3D"left" ><table =
class=3D"full-width-sm" cellpadding=3D"0" cellspacing=3D"0" =
role=3D"presentation" width=3D"100%">
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line-height:44px; mso-line-height-rule: exactly; text-align:center; =
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class=3D"smallerfont">We would like to introduce <br class=3D"hide-sm">
you to the whole family</span></td>
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<tr>
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mso-line-height: exactly; text-align:left; padding-top: =
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<tr>
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mso-line-height: exactly; text-align:left; padding-top: =
20px"> </td>
</tr>
<tr>
<td style=3D"font-size:1px; line-height:1px; =
mso-line-height: exactly; text-align:left;"><table align=3D"center" =
class=3D"full-width-sm" cellpadding=3D"0" cellspacing=3D"0" =
role=3D"presentation" style=3D"border-collapse: collapse;">
<tr>
<th class=3D"col" align=3D"center" =
style=3D"font-family: 'Ambit', Arial, sans-serif; font-size: 18px; =
line-height: 28px; mso-line-height: exactly; text-align:center; =
font-weight:bold;"><a =
href=3D"https://t.email.saga.co.uk/r/?id=3Dh6f906e36,1bc9eac8,f0b9eac&e=3D=
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style=3D"font-family: 'Ambit', Arial, sans-serif; font-size: 20px; =
line-height: 24px; text-decoration: none; color: #1e3282; font-weight: =
normal;"><span class=3D"smallerfont">Cruise</span></a> =
‌ ‌ ‌ |‌ ‌ ‌ =
<a =
href=3D"https://t.email.saga.co.uk/r/?id=3Dh6f906e36,1bc9eac8,f0b9ead&e=3D=
ZGNpZD1ETTMzOTc4MCZiaWQ9MTg3MTczNjM3NCZwMT0mcDI9ODMxMzMxMTkmcDM9MjAwMjA1M=
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style=3D"font-family: 'Ambit', Arial, sans-serif; font-size: 20px; =
line-height: 24px; text-decoration: none; color: #1e3282; font-weight: =
normal;"><span class=3D"smallerfont">Holidays</span></a></th>
<th class=3D"col" align=3D"center" =
style=3D"font-family: 'Ambit', Arial, sans-serif; font-size: 18px; =
line-height: 28px; mso-line-height: exactly; text-align:center; =
font-weight:bold;"><span =
class=3D"hide-sm">‌ ‌ ‌ |‌ ‌=
‌ </span><a =
href=3D"https://t.email.saga.co.uk/r/?id=3Dh6f906e36,1bc9eac8,f0b9eae&e=3D=
ZGNpZD1ETTMzOTc4MCZiaWQ9MTg3MTczNjM3NCZwMT0mcDI9ODMxMzMxMTkmcDM9MjAwMjA1M=
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style=3D"font-family: 'Ambit', Arial, sans-serif; font-size: 20px; =
line-height: 24px; text-decoration: none; color: #1e3282; font-weight: =
normal;"><span class=3D"smallerfont">Insurance</span></a> =
‌ ‌ ‌ |‌ ‌ ‌ =
<a =
href=3D"https://t.email.saga.co.uk/r/?id=3Dh6f906e36,1bc9eac8,f0b9eaf&e=3D=
ZGNpZD1ETTMzOTc4MCZiaWQ9MTg3MTczNjM3NCZwMT0mcDI9ODMxMzMxMTkmcDM9MjAwMjA1M=
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style=3D"font-family: 'Ambit', Arial, sans-serif; font-size: 20px; =
line-height: 24px; text-decoration: none; color: #1e3282; font-weight: =
normal;"><span class=3D"smallerfont">Magazine</span></a> =
‌ ‌ ‌ |‌ ‌ ‌ =
<a =
href=3D"https://t.email.saga.co.uk/r/?id=3Dh6f906e36,1bc9eac8,f0b9eb0&e=3D=
ZGNpZD1ETTMzOTc4MCZiaWQ9MTg3MTczNjM3NCZwMT0mcDI9ODMxMzMxMTkmcDM9MjAwMjA1M=
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style=3D"font-family: 'Ambit', Arial, sans-serif; font-size: 20px; =
line-height: 24px; text-decoration: none; color: #1e3282; font-weight: =
normal;"><span class=3D"smallerfont">Money</span></a></th>
</tr>
</table></td>
</tr>
<tr>
<td style=3D"font-size:1px; line-height:1px; =
mso-line-height: exactly; text-align:left; padding-top: =
20px"> </td>
</tr>
<tr>
<td style=3D"line-height: 40px;"><table align=3D"center" =
class=3D"full-width-sm" cellspacing=3D"0" cellpadding=3D"0" border=3D"0" =
style=3D"border-collapse: collapse;">
<th bgcolor=3D"#1e3282" style=3D"border-radius: =
10px; line-height: 100%; mso-padding-alt: 10px 40px;"> <a =
href=3D"https://t.email.saga.co.uk/r/?id=3Dh6f906e36,1bc9eac8,f0b9eb1&e=3D=
ZGNpZD1ETTMzOTc4MCZiaWQ9MTg3MTczNjM3NCZwMT0mcDI9ODMxMzMxMTkmcDM9MjAwMjA1M=
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style=3D"font-family: 'Ambit', Arial, sans-serif; display: block; =
font-size: 16px; line-height: 14pt; mso-line-height: exactly; padding: =
12px 25px 12px 25px; text-decoration: none; color: #fffffe; =
font-weight:600;">Find out more</a></th>
</table></td>
</tr>
<tr>
<td style=3D"font-size:1px; line-height:1px; =
mso-line-height: exactly; text-align:left; padding-top: =
30px"> </td>
</tr>
</table></th>
<th width=3D"30" align=3D"center" class=3D"hide-sm" =
style=3D"font-family: 'Ambit', Arial, sans-serif; font-size:16px; =
line-height: 20pt;"> </th>
</tr>
</table></td>
</tr>
</table></td>
</tr>
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collapse;">
<tr>
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cellspacing=3D"0" role=3D"presentation" width=3D"700" =
style=3D"border-collapse: collapse;">
<tr>
<td align=3D"left"><table cellpadding=3D"0" cellspacing=3D"0" =
role=3D"presentation" width=3D"100%" align=3D"center">
<tr>
<td width=3D"700" bgcolor=3D"#1e3282"><table =
cellpadding=3D"0" cellspacing=3D"0" role=3D"presentation" =
width=3D"100%">
<tr>
<td style=3D"font-family: 'Ambit', Arial, =
sans-serif; font-size:1px; line-height:1px; mso-line-height-rule: =
exactly; padding-top:10pt;"> </td>
</tr>
<tr>
<td class=3D"px-sm-30"><table cellpadding=3D"0" =
cellspacing=3D"0" role=3D"presentation" width=3D"100%">
<tr style=3D"display:table; =
width:100%!important;">
<th class=3D"col" width=3D"30" height=3D"20" =
align=3D"center" style=3D"font-size:1px; line-height: 1px;"> </th>
<th class=3D"col pb-sm-20" width=3D"100" =
style=3D"font-size:1px; line-height: 1px; vertical-align:top;"> <table =
class=3D"full-width-sm" cellpadding=3D"0" cellspacing=3D"0" =
role=3D"presentation" width=3D"100%" style=3D"border-collapse: =
collapse;">
<tr>
<td class=3D"align-sm-center"><a =
href=3D"https://t.email.saga.co.uk/r/?id=3Dh6f906e36,1bc9eac8,f0b9eb2&e=3D=
ZGNpZD1ETTMzOTc4MCZiaWQ9MTg3MTczNjM3NCZwMT04MzEzMzExOSZwMj0yMDAyMDUwMjA0M=
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target=3D"_blank"><img =
src=3D"https://www.saga.co.uk/emails/2026/Services/Master_logos/75_Stamp_=
Saga_silver.png" alt=3D"Saga" width=3D"100" height=3D"auto" =
style=3D"display:block; height:auto; outline:none; border:0; =
text-decoration:none; font-family: sans-serif; font-size:20px; =
line-height:1.5; color:blue; text-align:center;" ></a></td>
</tr>
</table>
</th>
<th class=3D"col align-sm-center" =
width=3D"30" style=3D"font-size:1px; line-height: 1px; "> </th>
<th class=3D"col" width=3D"520" =
style=3D"font-size:1px; line-height: 1px; vertical-align:middle;"><table =
class=3D"align-sm-center" cellpadding=3D"0" cellspacing=3D"0" =
role=3D"presentation" align=3D"right">
<tr>
<td class=3D"align-sm-center" =
align=3D"right" style=3D"font-family:'Ambit', arial, sans-serif; =
font-size:16px; line-height:20px; mso-line-height-rule: exactly;"><a =
href=3D"https://t.email.saga.co.uk/r/?id=3Dh6f906e36,1bc9eac8,f0b9eb3&e=3D=
ZGNpZD1ETTMzOTc4MCZiaWQ9MTg3MTczNjM3NCZwMT04MzEzMzExOSZwMj0yMDAyMDUwMjA0M=
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A9&s=3Dx0zwuOogTQ1ZsvLrEm66KhHRGPApDx8ru9BRH1RjhOI" =
style=3D"color:#fdfdfd; text-decoration: underline;">Chat with =
us</a></td>
</tr>
<tr>
<td style=3D"line-height:1px; font-size:1px; =
mso-line-height-rule: exactly; padding-top:10px;"> </td>
</tr>
<tr>
<td class=3D"pb_sm_20 =
align-sm-center" align=3D"right" style=3D"font-family:'Ambit', arial, =
sans-serif; font-size:16px; line-height:20px; mso-line-height-rule: =
exactly;"><a =
href=3D"https://t.email.saga.co.uk/r/?id=3Dh6f906e36,1bc9eac8,f0b9eb4&e=3D=
ZGNpZD1ETTMzOTc4MCZiaWQ9MTg3MTczNjM3NCZwMT0lNDBKbXdvMUkwUWxZTURrMHdXMm9oO=
HJ3JTNEJTNEJnAyPUArWllCajNhejFBZjMvV3N3ancyWUVBPT0&s=3Ds7o5fyITDWKHX407rn=
lCHnfWsgqwgSzTaN6AM_ltkHg" style=3D"color:#fdfdfd; text-decoration: =
underline;">I no longer wish to receive Saga Quarterly</a></td>
</tr>
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<th class=3D"hide-sm" align=3D"center" =
width=3D"20" style=3D"font-size:1px; line-height: 1px;"> </th>
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<td style=3D"font-family: 'Ambit', Arial, =
sans-serif; font-size:1px; line-height:1px; mso-line-height-rule: =
exactly; padding-top:10pt;"> </td>
</tr>
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