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From: "Gemma Kelsey" <gemma@gem-financial.uk>
To: "Bob Home" <bob@sarahharvey.com>
Subject: Annual Review Due
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See Your Policy Changes





 <https://eot.gem-financial.uk/f/a/W4Ip-R15I0MUzVkaE5QOPQ~~/AAAHURA~/pBrqCunPPgIvGbgWgroKIc-MzgTYIw47uETRgKfxF0vox04akbzVwIBOQRPkaaKERoOJX7uy7MSjPAOV6xCDUHQvi5104TmCAnIBLgNu8m1P8dN5ex9G_GtyA6fZV7OCG7cFWypLXKzgYLMxJ6ZcFGLgr2sY3CeGUiG3nzZt3dGAnJDVLiW7IfYlbvsK-PVa>


31/03/2025




Your £100,000 life protection policy is ready.









Policy details


Policy type Family protection
Cover amount £100,000.00
Monthly cost £4.91
Cover duration 30 years
Policy start date 23/03/2025



Customer rating

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View your quote 
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Life insurance cover is the best means to protect both you and your family. 
You are under no obligation to proceed with your quote. You can qualify for 
£100,000 of cover for just £4.91 per month. If you need additional cover, 
we'll search the entire market and provide you with monthly premium details 
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serif;line-height:30px;color:#ffffff;font-size:20px"><strong>Your =
=C2=A3100,000 life protection policy is ready.</strong></p></td>
                     </tr>
                   </table></td>
                 </tr>
               </table></td>
             </tr>
           </table></td>
         </tr>
       </table>
       <table class=3D"es-footer" cellspacing=3D"0" cellpadding=3D"0" =
align=3D"center" role=3D"none" =
style=3D"mso-table-lspace:0pt;mso-table-rspace:0pt;border-collapse:collap=
se;border-spacing:0px;table-layout:fixed =
!important;width:100%;background-color:transparent;background-repeat:repe=
at;background-position:center top">
         <tr>
          <td align=3D"center" style=3D"padding:0;Margin:0">
           <table class=3D"es-footer-body" cellspacing=3D"0" =
cellpadding=3D"0" bgcolor=3D"#ffffff" align=3D"center" =
style=3D"mso-table-lspace:0pt;mso-table-rspace:0pt;border-collapse:collap=
se;border-spacing:0px;background-color:#FFFFFF;border-top:10px solid =
#efefef;border-right:10px solid #efefef;border-left:10px solid =
#efefef;width:600px;border-bottom:10px solid #efefef" role=3D"none">
             <tr>
              <td align=3D"left" =
style=3D"padding:0;Margin:0;padding-left:10px;padding-right:10px">
               <table cellpadding=3D"0" cellspacing=3D"0" width=3D"100%" =
role=3D"none" =
style=3D"mso-table-lspace:0pt;mso-table-rspace:0pt;border-collapse:collap=
se;border-spacing:0px">
                 <tr>
                  <td align=3D"center" valign=3D"top" =
style=3D"padding:0;Margin:0;width:562px">
                   <table cellpadding=3D"0" cellspacing=3D"0" =
width=3D"100%" role=3D"presentation" =
style=3D"mso-table-lspace:0pt;mso-table-rspace:0pt;border-collapse:collap=
se;border-spacing:0px">
                     <tr>
                      <td align=3D"center" =
style=3D"padding:0;Margin:0;padding-top:10px;font-size:0">
                       <table border=3D"0" width=3D"100%" =
height=3D"100%" cellpadding=3D"0" cellspacing=3D"0" =
role=3D"presentation" =
style=3D"mso-table-lspace:0pt;mso-table-rspace:0pt;border-collapse:collap=
se;border-spacing:0px">
                         <tr>
                          <td =
style=3D"padding:0;Margin:0;border-bottom:1px solid =
#cccccc;background:unset;height:1px;width:100%;margin:0px"></td>
                         </tr>
                       </table></td>
                     </tr>
                   </table></td>
                 </tr>
               </table></td>
             </tr>
             <tr>
              <td align=3D"left" =
style=3D"Margin:0;padding-bottom:5px;padding-left:5px;padding-right:5px;p=
adding-top:10px"><!--[if mso]><table style=3D"width:572px" =
cellpadding=3D"0" cellspacing=3D"0"><tr><td style=3D"width:285px" =
valign=3D"top"><![endif]-->
               <table cellpadding=3D"0" cellspacing=3D"0" align=3D"left" =
class=3D"es-left" role=3D"none" =
style=3D"mso-table-lspace:0pt;mso-table-rspace:0pt;border-collapse:collap=
se;border-spacing:0px;float:left">
                 <tr>
                  <td align=3D"center" valign=3D"top" =
style=3D"padding:0;Margin:0;width:285px">
                   <table cellpadding=3D"0" cellspacing=3D"0" =
width=3D"100%" =
style=3D"mso-table-lspace:0pt;mso-table-rspace:0pt;border-collapse:separa=
te;border-spacing:0px;border-width:1px;border-style:solid;border-color:tr=
ansparent;border-radius:1px;background-color:#efefef" =
bgcolor=3D"#efefef" role=3D"presentation">
                     <tr>
                      <td align=3D"center" =
style=3D"padding:0;Margin:0"><p =
style=3D"Margin:0;-webkit-text-size-adjust:none;-ms-text-size-adjust:none=
;mso-line-height-rule:exactly;font-family:lora, georgia, 'times new =
roman', =
serif;line-height:27px;color:#333333;font-size:18px"><strong>Policy =
details</strong></p></td>
                     </tr>
                     <tr>
                      <td align=3D"center" bgcolor=3D"#ffffff" =
style=3D"padding:10px;Margin:0"><p =
style=3D"Margin:0;-webkit-text-size-adjust:none;-ms-text-size-adjust:none=
;mso-line-height-rule:exactly;font-family:lora, georgia, 'times new =
roman', serif;line-height:21px;color:#333333;font-size:14px">Policy type =
<span style=3D"color:#000000"><strong>Family =
protection</strong></span><br>Cover amount<em> <span =
style=3D"color:#000000"><strong>=C2=A3100,000.00</strong></span></em><br>=
Monthly cost<em> <span =
style=3D"color:#000000"><strong>=C2=A34.91</strong></span></em><br>Cover =
duration <span style=3D"color:#000000"><strong>30 =
years</strong></span><br>Policy start date<em> <span =
style=3D"color:#000000"><strong>23/03/2025</strong></span></em></p></td>
                     </tr>
                   </table></td>
                 </tr>
               </table><!--[if mso]></td><td style=3D"width:285px" =
valign=3D"top"><![endif]-->
               <table cellpadding=3D"0" cellspacing=3D"0" =
class=3D"es-right" align=3D"right" role=3D"none" =
style=3D"mso-table-lspace:0pt;mso-table-rspace:0pt;border-collapse:collap=
se;border-spacing:0px;float:right">
                 <tr>
                  <td align=3D"left" =
style=3D"padding:0;Margin:0;width:285px">
                   <table cellpadding=3D"0" cellspacing=3D"0" =
width=3D"100%" =
style=3D"mso-table-lspace:0pt;mso-table-rspace:0pt;border-collapse:separa=
te;border-spacing:0px;border-radius:1px;background-color:#ffffff" =
bgcolor=3D"#ffffff" role=3D"presentation">
                     <tr>
                      <td align=3D"center" bgcolor=3D"#efefef" =
style=3D"padding:0;Margin:0"><p =
style=3D"Margin:0;-webkit-text-size-adjust:none;-ms-text-size-adjust:none=
;mso-line-height-rule:exactly;font-family:lora, georgia, 'times new =
roman', =
serif;line-height:27px;color:#333333;font-size:18px"><strong>Customer =
rating</strong></p></td>
                     </tr>
                     <tr>
                      <td align=3D"center" =
style=3D"padding:0;Margin:0;padding-top:25px;font-size:0px"><img =
src=3D"https://eeowvqf.stripocdn.email/content/guids/CABINET_b31ffc838024=
c00b81da492073f942696aab4658c950f103ce8d269f08b10940/images/untitled_desi=
gn_20240411t105702019_Axb.png" alt =
style=3D"display:block;border:0;outline:none;text-decoration:none;-ms-int=
erpolation-mode:bicubic" height=3D"51"></td>
                     </tr>
                     <tr>
                      <td align=3D"center" bgcolor=3D"#ffffff" =
style=3D"padding:0;Margin:0;padding-bottom:5px;padding-top:20px"><p =
style=3D"Margin:0;-webkit-text-size-adjust:none;-ms-text-size-adjust:none=
;mso-line-height-rule:exactly;font-family:lora, georgia, 'times new =
roman', =
serif;line-height:24px;color:#ff0000;font-size:16px"><strong>4,737 =
customer reviews</strong></p></td>
                     </tr>
                   </table></td>
                 </tr>
               </table><!--[if mso]></td></tr></table><![endif]--></td>
             </tr>
             <tr>
              <td align=3D"left" =
style=3D"padding:0;Margin:0;padding-left:10px;padding-right:10px">
               <table cellpadding=3D"0" cellspacing=3D"0" width=3D"100%" =
role=3D"none" =
style=3D"mso-table-lspace:0pt;mso-table-rspace:0pt;border-collapse:collap=
se;border-spacing:0px">
                 <tr>
                  <td align=3D"center" valign=3D"top" =
style=3D"padding:0;Margin:0;width:562px">
                   <table cellpadding=3D"0" cellspacing=3D"0" =
width=3D"100%" role=3D"presentation" =
style=3D"mso-table-lspace:0pt;mso-table-rspace:0pt;border-collapse:collap=
se;border-spacing:0px">
                     <tr>
                      <td align=3D"center" =
style=3D"padding:0;Margin:0;padding-top:5px;padding-bottom:10px;font-size=
:0">
                       <table border=3D"0" width=3D"100%" =
height=3D"100%" cellpadding=3D"0" cellspacing=3D"0" =
role=3D"presentation" =
style=3D"mso-table-lspace:0pt;mso-table-rspace:0pt;border-collapse:collap=
se;border-spacing:0px">
                         <tr>
                          <td =
style=3D"padding:0;Margin:0;border-bottom:1px solid =
#cccccc;background:unset;height:1px;width:100%;margin:0px"></td>
                         </tr>
                       </table></td>
                     </tr>
                   </table></td>
                 </tr>
               </table></td>
             </tr>
             <tr>
              <td align=3D"left" =
style=3D"Margin:0;padding-top:10px;padding-bottom:20px;padding-left:20px;=
padding-right:20px">
               <table cellpadding=3D"0" cellspacing=3D"0" width=3D"100%" =
role=3D"none" =
style=3D"mso-table-lspace:0pt;mso-table-rspace:0pt;border-collapse:collap=
se;border-spacing:0px">
                 <tr>
                  <td align=3D"center" valign=3D"top" =
style=3D"padding:0;Margin:0;width:542px">
                   <table cellpadding=3D"0" cellspacing=3D"0" =
width=3D"100%" role=3D"presentation" =
style=3D"mso-table-lspace:0pt;mso-table-rspace:0pt;border-collapse:collap=
se;border-spacing:0px">
                     <tr>
                      <td align=3D"center" =
style=3D"padding:0;Margin:0"><!--[if mso]><a =
href=3D"https://www.trades-protection.co.uk/update/?id=3Dredlp" =
data-msys-linkname=3D"5e5bf84ba3324d4c9b1a2f39b77d0496" =
target=3D"_blank" hidden>
	<v:roundrect xmlns:v=3D"urn:schemas-microsoft-com:vml" =
xmlns:w=3D"urn:schemas-microsoft-com:office:word" esdevVmlButton =
href=3D"https://www.trades-protection.co.uk/update/?id=3Dredlp"=20
                style=3D"height:39px; v-text-anchor:middle; width:203px" =
arcsize=3D"50%" strokecolor=3D"#990000" strokeweight=3D"2px" =
fillcolor=3D"#ff0000">
		<w:anchorlock></w:anchorlock>
		<center style=3D'color:#ffffff; font-family:lora, georgia, "times new =
roman", serif; font-size:14px; font-weight:700; line-height:14px;  =
mso-text-raise:1px'>View your quote</center>
	</v:roundrect></a>
<![endif]--><!--[if !mso]><!-- --><span class=3D"msohide =
es-button-border" =
style=3D"border-style:solid;border-color:#2CB543;background:#ff0000;borde=
r-width:0px 0px 2px =
0px;display:inline-block;border-radius:30px;width:auto;mso-hide:all;borde=
r-bottom-width:2px;border-bottom-color:#990000"><a =
href=3D"https://eot.gem-financial.uk/f/a/fI-Qtr6TBrOhNC70jrEPig~~/AAAHURA=
~/LYlCVoCrGNUbyUhxPtn9bJeZ4yw9K5vLuP07TomGMLEaBqJqXjV88usCULbaReZfbSLGOOb=
SJmTG6-Ecsc9AchLLuzYiqQ4QyU8f87zn8-gkF3yBdw95YhETYJf9aIgrgDyfxCi_D4BSbDEp=
TibAT0bwRJoiJKtWQHpsLBqn1JggLJ2RfMw9UHwlghppgAv_" class=3D"es-button" =
target=3D"_blank" style=3D"mso-style-priority:100 =
!important;text-decoration:none;-webkit-text-size-adjust:none;-ms-text-si=
ze-adjust:none;mso-line-height-rule:exactly;color:#ffffff;font-size:18px;=
display:inline-block;background:#ff0000;border-radius:30px;font-family:lo=
ra, georgia, 'times new roman', =
serif;font-weight:bold;font-style:normal;line-height:22px;width:auto;text=
-align:center;padding:10px 20px 10px =
20px;mso-padding-alt:0;mso-border-alt:10px solid #ff0000">View your =
quote</a></span><!--<![endif]--></td>
                     </tr>
                   </table></td>
                 </tr>
               </table></td>
             </tr>
             <tr>
              <td align=3D"left" bgcolor=3D"#efefef" =
style=3D"padding:0;Margin:0;padding-top:20px;background-color:#efefef">
               <table cellpadding=3D"0" cellspacing=3D"0" width=3D"100%" =
role=3D"none" =
style=3D"mso-table-lspace:0pt;mso-table-rspace:0pt;border-collapse:collap=
se;border-spacing:0px">
                 <tr>
                  <td class=3D"es-m-p0r es-m-p20b" align=3D"center" =
style=3D"padding:0;Margin:0;width:582px">
                   <table width=3D"100%" cellspacing=3D"0" =
cellpadding=3D"0" role=3D"presentation" =
style=3D"mso-table-lspace:0pt;mso-table-rspace:0pt;border-collapse:collap=
se;border-spacing:0px">
                     <tr>
                      <td align=3D"center" =
style=3D"Margin:0;padding-bottom:5px;padding-top:15px;padding-left:15px;p=
adding-right:15px"><p class=3D"product-name" =
style=3D"Margin:0;-webkit-text-size-adjust:none;-ms-text-size-adjust:none=
;mso-line-height-rule:exactly;font-family:lora, georgia, 'times new =
roman', serif;line-height:24px;color:#333333;font-size:16px">Life =
insurance cover is the best means to protect both you and your family. =
You are under no obligation to proceed with your quote. You can qualify =
for <span style=3D"color:#FF0000"><strong>=C2=A3100,000</strong></span> =
of cover for just <span =
style=3D"color:#FF0000"><strong>=C2=A34.91&nbsp;<span>per month. If you =
need additional cover, we'll search the entire market and provide you =
with monthly premium details in under 60 =
seconds.</span></strong></span></p></td>
                     </tr>
                     <tr>
                      <td align=3D"center" =
style=3D"padding:0;Margin:0;padding-top:20px;padding-bottom:20px"><!--[if=
 mso]><a =
href=3D"https://www.trades-protection.co.uk/update/?id=3Dredlp2" =
data-msys-linkname=3D"388d3930407f88909613a8adafa3bb22" =
target=3D"_blank" hidden>
	<v:roundrect xmlns:v=3D"urn:schemas-microsoft-com:vml" =
xmlns:w=3D"urn:schemas-microsoft-com:office:word" esdevVmlButton =
href=3D"https://www.trades-protection.co.uk/update/?id=3Dredlp2"=20
                style=3D"height:39px; v-text-anchor:middle; width:261px" =
arcsize=3D"50%" strokecolor=3D"#990000" strokeweight=3D"2px" =
fillcolor=3D"#ff0000">
		<w:anchorlock></w:anchorlock>
		<center style=3D'color:#ffffff; font-family:lora, georgia, "times new =
roman", serif; font-size:14px; font-weight:700; line-height:14px;  =
mso-text-raise:1px'>Review Your Quotation</center>
	</v:roundrect></a>
<![endif]--><!--[if !mso]><!-- --><span class=3D"msohide =
es-button-border" style=3D"border-style:solid;border-color:#2cb543 =
#2cb543 #990000;background:#ff0000;border-width:0px 0px =
2px;display:inline-block;border-radius:30px;width:auto;mso-hide:all"><a =
href=3D"https://eot.gem-financial.uk/f/a/f13rL04RAeTJIqBcqMhWKA~~/AAAHURA=
~/est4LnjbwKmz6F4xu0zvRhX3KV-gF7ARJdkK0zzlSDJWyU3Z7h-p2cGxlqlZlYPGOsFe2Oc=
lSQGTVcpqkHrrdekHMZf2v8yPsMoghHRsBZmyTFjJe67WSAZ8V_BuKAQO3kgIBT1Myf9M97W6=
FNVTNvY_Q3LaAL184obVC9k58H3sKR6VpvgeOCLpka_U-4G5" class=3D"es-button" =
target=3D"_blank" style=3D"mso-style-priority:100 =
!important;text-decoration:none;-webkit-text-size-adjust:none;-ms-text-si=
ze-adjust:none;mso-line-height-rule:exactly;color:#ffffff;font-size:18px;=
display:inline-block;background:#ff0000;border-radius:30px;font-family:lo=
ra, georgia, 'times new roman', =
serif;font-weight:bold;font-style:normal;line-height:22px;width:auto;text=
-align:center;padding:10px 20px 10px =
20px;mso-padding-alt:0;mso-border-alt:10px solid #ff0000">Review Your =
Quotation </a></span><!--<![endif]--></td>
                     </tr>
                   </table></td>
                 </tr>
               </table></td>
             </tr>
             <tr>
              <td align=3D"left" bgcolor=3D"#efefef" =
style=3D"padding:0;Margin:0;background-color:#efefef">
               <table cellpadding=3D"0" cellspacing=3D"0" width=3D"100%" =
role=3D"none" =
style=3D"mso-table-lspace:0pt;mso-table-rspace:0pt;border-collapse:collap=
se;border-spacing:0px">
                 <tr>
                  <td align=3D"center" valign=3D"top" =
style=3D"padding:0;Margin:0;width:582px">
                   <table cellpadding=3D"0" cellspacing=3D"0" =
width=3D"100%" bgcolor=3D"#efefef" =
style=3D"mso-table-lspace:0pt;mso-table-rspace:0pt;border-collapse:collap=
se;border-spacing:0px;background-color:#efefef" role=3D"presentation">
                     <tr>
                      <td align=3D"center" =
style=3D"padding:0;Margin:0;font-size:0px"><img class=3D"adapt-img" =
src=3D"https://eeowvqf.stripocdn.email/content/guids/CABINET_e55b0142f985=
1161a0a6042fa69d91480c9cc82a056feec832360573cb2e8d25/images/new_logo_stri=
premovebgpreview.png" alt =
style=3D"display:block;border:0;outline:none;text-decoration:none;-ms-int=
erpolation-mode:bicubic" width=3D"542"></td>
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   <center><p><a =
href=3D"https://eot.gem-financial.uk/f/a/1NThFtIB_lNZYU_w2_icJg~~/AAAHURA=
~/ZXRd9XI8V15lmlwOaCcKmjaVKIoN6ZmrIaKUIvTzmSMjgzkYfpOGrgYwystjLDD1ec8qGNI=
_z2Jwj48qiszJrm7b0durXWumwBOVW5corRs3j33-mhzgpY82AdA02IM8KOhh_-Zp4D5cqBNs=
6j1-_fker-ic16NN4a1jrS0dkeTsQBFuv_Cq7fw6-Fr7OJmWw6-Hk95MrhwX-8JetjaeEUwid=
GigwcsDgCI-vlHuQQTzWnHKBdzGtj8xUcYSMvhp6FNVJif31uxDa-028DGLL6HIjmEg0Imxrb=
YXVNTAUXQjJ7zhRqsPj26NI5ckzcNSo7eGqxo_WfeYAjGw8ARV-zNGaYRC5N3P9krrMyhIrxv=
NtfyWwJXc8gpJ8tyOW0urX7eZhA7m8jVZc4jv2sqYAx8WosS64Ij4kK6F3aXK1mNnbxioPdSO=
2SbOw0P9gREZ">Unsubscribe</a><br /><br />532 Kings Road, London, Greater =
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ucaBj0vhQm7JwIlTS5td6XgZ_jr9yxX5G4FrsqLQfmd0fVaftYBeT27-NJuIW9luUW5UJAOP6=
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