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Reply-To: <contact@pensionbee.com>
From: "PensionBee" <marketing@hello.pensionbee.com>
To: <bob@sarahharvey.com>
Subject: Don't forget to add your previous pensions!
Date: Thu, 13 Feb 2025 16:08:10 -0000
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Hi Robert,



Have you switched jobs over the last few years? If so, you may have 
different pension pots floating around. For each pot you have, you might be 
paying multiple fees. So why not combine them?

Here’s three benefits of transferring your old pots to a new PensionBee 
plan:

1. Plans designed to your needs - we offer a curated range of pension plans, 
to suit our customers’ savings needs. You can switch between plans at any 
time, putting you in the driving seat of your retirement.

2. Your money is in experienced hands  - we’ve partnered with some of the 
world’s biggest money managers to provide our investment choices.

3. One single annual fee - you'll pay an annual fee of between 0.50% and 
0.95% depending on the plan you choose, and we’ll even halve the fee on the 
portion of your savings over £100,000. As your savings grow, your fee 
percentage decreases too.

Combine your old pensions today to take control of your retirement.


 <https://links.pensionbee.com/s/c/ZP7yeOO-Izokw2aednrGii7jV4tL6A7HdcR_hqvWFwv_AoxKmsdn5ntnpt_-BvmDjnYD2ikDAFTloLGg6QLkDhHwu58ms1-yRF6Wbf_XrOWW34aznea39CZAbNWANn_1ot9gi0Mo_PmPNa1B1CVPomhKXkr2jWtM1myKJdDt9Z25YSj-CNhDK9YxBbKTX527Kg0i54Bh3x38neBdI8jlN4Wz0cfhRqXkpLYTQhkiPlwBU_6gLbpOgivTUFp9PyRQ975CJy2Ci-hOIjM_Hulgnv2rpQFCucPbCQfziKqtAm0rxuCq2hSrvzl6dKPw0CFJ22blI-8b_Q/L_coUHkbIV4hMz0KuArPzQ0neYUCGD4V/6> 
Add your previous pensions




With investments, your capital is at risk. Pensions can go down in value as 
well as up, so you could get back less than you invest.




Have a question?

Get in touch with our friendly UK team.







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height=3D"1" alt=3D"" style=3D"display:block;" border=3D"0"/></td> </tr> =
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style=3D"width:600px;" width=3D"600"> <tr> <td align=3D"center" =
bgcolor=3D"#f9c000" class=3D"em_p1" style=3D"background-color:#343a40; =
padding:17px 25px;" valign=3D"top"> <table align=3D"center" border=3D"0" =
cellpadding=3D"0" cellspacing=3D"0" width=3D"100%"> <tr> <td =
align=3D"left" style=3D"width:126px;" valign=3D"top" width=3D"126"> <a =
data-linkto=3D"https://" =
href=3D"https://links.pensionbee.com/s/c/rPcEEt3ZIAyW8oUB3KFGk3729lm0NC4h=
9KNsS3bbCtUpTbt1VEMAd5P_SZs82P-_WrvR5UU_aTU39ptZDawF0HYqW5HPE3DG_UmG3zLYj=
A4x-3ug-8hCQOjZJCgnid-bNe_-ddDxLCdBO6FGeiKjUHNXWsEUyas1Dlj3266qG5wkSiWdhQ=
_0CxfafWX_YwFeLuYJRJJkmqawcMNYK3uI3zLcjoUQnXCpLMlBl1HhIpIje3nFnLEf_ZU-kYU=
MYgN3OaJAOV7fjW_KbwVT0hcTuQiF477NBSDMJ-AaZ-fAp4-lI_TfwMUUbRAR941S4ugKuz7c=
NZe4rg/o6QltUoU0Bvd1-cadq3hf88yYiLlsdeX/6" =
style=3D"text-decoration:none;" target=3D"_blank" title=3D""><img =
alt=3D"Pension Bee" =
src=3D"https://res.cloudinary.com/pensionbee/image/upload/v1731506007/ema=
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font-family: Arial, sans-serif; font-size: 15px; line-height: 18px; =
color: #000000; padding: 0px; text-align: center; height: auto; width: =
100%;" width=3D"126"></a> </td> <td class=3D"em_side15" =
style=3D"width:353px;" width=3D"353"> &nbsp; </td> <td align=3D"center" =
valign=3D"top"> <table align=3D"right" border=3D"0" cellpadding=3D"0" =
cellspacing=3D"0" style=3D"width:95px;" width=3D"95"> <tr> <td =
align=3D"center" bgcolor=3D"#343a40" height=3D"42" style=3D"height:42px; =
background-color:#f9c000; border-radius: 4px; font-family: 'Ryo Gothic =
PlusN', Arial, sans-serif; font-size:16px; color:#FFFFFF; =
font-weight:550;" valign=3D"middle"> <a data-linkto=3D"https://" =
href=3D"https://links.pensionbee.com/s/c/yxg2WHsHGJ6tJd-AiWh31Vs7USIfVGlk=
6fh6JhroXE3k8yExUU69yGizKBtsRbG0RifvfXdvpQ6O8tQUAXN0y57lnAKY2U4_KMfKK2uPG=
FYZ6LksfhBtGmfqYCVswC9Oxb8qHw0V8SR-AoKRHT52WXzBpsx9Y8w5ZYFlcI4Jzi2u4w4eOU=
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GAhqi_YACBWMrC4niCBLjD3yzpebnWh8JCUF9Unl5MDnE99EuCyTDri2reP-ta_3VachnPgjO=
DjdXrw/WD9hTtxhnbkT6PMgwlA6WOZfNUH2T7sh/6" =
style=3D"color:#343a40;text-decoration:none; display:block; =
line-height:42px;" target=3D"_blank" title=3D"">Log in</a> </td> </tr> =
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</tr></table><table class=3D"image_block block-2" width=3D"100%" =
border=3D"0" cellpadding=3D"0" cellspacing=3D"0" role=3D"presentation" =
style=3D"box-sizing: border-box; mso-table-lspace: 0; mso-table-rspace: =
0;"><tr style=3D"box-sizing: border-box;"><td class=3D"pad" =
style=3D"box-sizing: border-box; width: 100%;" width=3D"100%"><div =
class=3D"alignment" align=3D"center" style=3D"box-sizing: border-box; =
line-height: 10px;"><div style=3D"box-sizing: border-box; max-width: =
600px;"><a =
href=3D"https://links.pensionbee.com/s/c/x9O6E8ubg3SApiaNS9H5tnVLkN4jkdAn=
F94qt1WMZDhdLPs_UueiphEV5L-MbHQo6vk9DxUNZ7Cx9GVh3aiKQeqUeeMkQL16w3kTzOfnU=
-ge76vSRj7m3NPsSgegca5gb1CAOn8sXPx1TtKrqeCbaCjB-vcauoA8pufMoBav6iYolE5N9D=
_ubJbt5_GKiZYz9nb1WtRMfh4jKg5yHF1cQkM0ttq3JlHL5x5nxNhCOTRi0WcCVRGV_qd833r=
XBUJ8bx4ORtuFEBquJWp6pl4lqNG2cLjYMxYRpRsB8WrCfRgeZlyMMmVKWD1rc5G8eZ90J9dV=
kUmcbA/HU2NBQnuoRMiNDlhoTseCQtacH7mDLqI/6" target=3D"_blank" =
style=3D"box-sizing: border-box; outline: none;" tabindex=3D"-1"><img =
src=3D"https://res.cloudinary.com/pensionbee/image/upload/v1738160345/ema=
ils/2025/Add_your_previous_pensions_today.png" style=3D"box-sizing: =
border-box; display: block; height: auto; border: 0; width: 100%;" =
width=3D"600" alt title =
height=3D"auto"></a></div></div></td></tr></table><table =
class=3D"text_block block-3" width=3D"100%" border=3D"0" =
cellpadding=3D"10" cellspacing=3D"0" role=3D"presentation" =
style=3D"box-sizing: border-box; mso-table-lspace: 0; mso-table-rspace: =
0; word-break: break-word;"><tr style=3D"box-sizing: border-box;"><td =
class=3D"pad" style=3D"box-sizing: border-box;"><div =
style=3D"box-sizing: border-box; font-family: sans-serif;"><div class =
style=3D"box-sizing: border-box; font-size: 12px; font-family: =
Arial,'Helvetica Neue',Helvetica,sans-serif; mso-line-height-alt: 18px; =
color: #3a342c; line-height: 1.5;"><p style=3D"box-sizing: border-box; =
line-height: inherit; margin: 0; font-size: 16px; mso-line-height-alt: =
24px;"><span style=3D"box-sizing: border-box; word-break: break-word; =
font-size: 16px;"><span style=3D"box-sizing: border-box; word-break: =
break-word;">Hi Robert,</span></span></p><p style=3D"box-sizing: =
border-box; line-height: inherit; margin: 0; font-size: 16px; =
mso-line-height-alt: 18px;">&nbsp;</p><p style=3D"box-sizing: =
border-box; line-height: inherit; margin: 0; font-size: 16px; =
mso-line-height-alt: 24px;"> <span style=3D"box-sizing: border-box; =
word-break: break-word; font-size: 16px;">Have you switched jobs over =
the last few years? If so, you may have different pension pots floating =
around. For each pot you have, you might be paying multiple fees. So why =
not combine them?</span><br style=3D"box-sizing: border-box;"><br =
style=3D"box-sizing: border-box;"><span style=3D"box-sizing: border-box; =
word-break: break-word; font-size: 16px;">Here=E2=80=99s three benefits =
of transferring your old pots to a new PensionBee plan:</span><br =
style=3D"box-sizing: border-box;"><br style=3D"box-sizing: border-box;"> =
<span style=3D"box-sizing: border-box; word-break: break-word; =
font-size: 16px;">1.<strong style=3D"box-sizing: border-box;"> Plans =
designed to your needs</strong> - we offer a curated range of pension =
plans, to suit our customers=E2=80=99 savings needs. You can switch =
between plans at any time, putting you in the driving seat of your =
retirement.</span><br style=3D"box-sizing: border-box;"><br =
style=3D"box-sizing: border-box;"> <span style=3D"box-sizing: =
border-box; word-break: break-word; font-size: 16px;">2. <strong =
style=3D"box-sizing: border-box;">Your money is in experienced =
hands</strong> &nbsp;- we=E2=80=99ve partnered with some of the =
world=E2=80=99s biggest money managers to provide our investment =
choices.</span><br style=3D"box-sizing: border-box;"><br =
style=3D"box-sizing: border-box;"> <span style=3D"box-sizing: =
border-box; word-break: break-word; font-size: 16px;">3. <strong =
style=3D"box-sizing: border-box;">One single annual fee</strong> - =
you'll pay an annual fee of between 0.50% and 0.95% depending on the =
plan you choose, and we=E2=80=99ll even halve the fee on the portion of =
your savings over =C2=A3100,000. As your savings grow, your fee =
percentage decreases too.</span><br style=3D"box-sizing: =
border-box;"><br style=3D"box-sizing: border-box;"><span =
style=3D"box-sizing: border-box; word-break: break-word; font-size: =
16px;">Combine your old pensions today to take control of your =
retirement.</span></p></div></div></td></tr></table><table =
class=3D"button_block block-4" width=3D"100%" border=3D"0" =
cellpadding=3D"10" cellspacing=3D"0" role=3D"presentation" =
style=3D"box-sizing: border-box; mso-table-lspace: 0; mso-table-rspace: =
0;"><tr style=3D"box-sizing: border-box;"><td class=3D"pad" =
style=3D"box-sizing: border-box;"><div class=3D"alignment" =
align=3D"center" style=3D"box-sizing: border-box;"><!--[if =
mso]><v:roundrect xmlns:v=3D"urn:schemas-microsoft-com:vml" =
xmlns:w=3D"urn:schemas-microsoft-com:office:word" =
href=3D"https://links.pensionbee.com/s/c/TuypUcvFVwQ8vyqgChkfY_hV6PMVxWmG=
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style=3D"height:47px;width:256px;v-text-anchor:middle;" arcsize=3D"26%" =
stroke=3D"false" fillcolor=3D"#f9c000"> <w:anchorlock/> <v:textbox =
inset=3D"0px,0px,0px,5px"> <center dir=3D"false" =
style=3D"color:#000000;font-family:Arial, =
sans-serif;font-size:16px"><![endif]--> <a class=3D"button" =
href=3D"https://links.pensionbee.com/s/c/ZP7yeOO-Izokw2aednrGii7jV4tL6A7H=
dcR_hqvWFwv_AoxKmsdn5ntnpt_-BvmDjnYD2ikDAFTloLGg6QLkDhHwu58ms1-yRF6Wbf_Xr=
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9PyRQ975CJy2Ci-hOIjM_Hulgnv2rpQFCucPbCQfziKqtAm0rxuCq2hSrvzl6dKPw0CFJ22bl=
I-8b_Q/L_coUHkbIV4hMz0KuArPzQ0neYUCGD4V/6" target=3D"_blank" =
style=3D"box-sizing: border-box; background-color: #f9c000; =
border-bottom: 0px solid transparent; border-left: 0px solid =
transparent; border-radius: 12px; border-right: 0px solid transparent; =
border-top: 0px solid transparent; color: #000000; display: =
inline-block; font-family: Arial, 'Helvetica Neue', Helvetica, =
sans-serif; font-size: 16px; font-weight: 400; mso-border-alt: none; =
padding-bottom: 10px; padding-top: 5px; text-align: center; =
text-decoration: none; width: auto; word-break: keep-all;"><span =
style=3D"box-sizing: border-box; word-break: break-word; padding-left: =
20px; padding-right: 20px; font-size: 16px; display: inline-block; =
letter-spacing: normal;"><span style=3D"box-sizing: border-box; =
word-break: break-word; line-height: 32px;"><strong style=3D"box-sizing: =
border-box;">Add your previous pensions</strong></span></span></a> =
<!--[if =
mso]></center></v:textbox></v:roundrect><![endif]--></div></td></tr></tab=
le></td></tr></tbody></table></td></tr></tbody></table><table =
class=3D"row row-2" align=3D"center" width=3D"100%" border=3D"0" =
cellpadding=3D"0" cellspacing=3D"0" role=3D"presentation" =
style=3D"box-sizing: border-box; mso-table-lspace: 0; mso-table-rspace: =
0;"><tbody style=3D"box-sizing: border-box;"><tr style=3D"box-sizing: =
border-box;"><td style=3D"box-sizing: border-box;"><table =
class=3D"row-content stack" align=3D"center" border=3D"0" =
cellpadding=3D"0" cellspacing=3D"0" role=3D"presentation" =
style=3D"box-sizing: border-box; mso-table-lspace: 0; mso-table-rspace: =
0; color: #333; width: 600px; margin: 0 auto;" width=3D"600"><tbody =
style=3D"box-sizing: border-box;"><tr style=3D"box-sizing: =
border-box;"><td class=3D"column column-1" width=3D"100%" =
style=3D"box-sizing: border-box; mso-table-lspace: 0; mso-table-rspace: =
0; font-weight: 400; text-align: left; padding-bottom: 30px; =
padding-top: 15px; vertical-align: top; border-top: 0; border-right: 0; =
border-bottom: 0; border-left: 0;" align=3D"left" valign=3D"top"><table =
class=3D"text_block block-1" width=3D"100%" border=3D"0" =
cellpadding=3D"10" cellspacing=3D"0" role=3D"presentation" =
style=3D"box-sizing: border-box; mso-table-lspace: 0; mso-table-rspace: =
0; word-break: break-word;"><tr style=3D"box-sizing: border-box;"><td =
class=3D"pad" style=3D"box-sizing: border-box;"><div =
style=3D"box-sizing: border-box; font-family: sans-serif;"><div class =
style=3D"box-sizing: border-box; font-size: 14px; font-family: =
Arial,'Helvetica Neue',Helvetica,sans-serif; mso-line-height-alt: 21px; =
color: #343a40; line-height: 1.5;"><p style=3D"box-sizing: border-box; =
line-height: inherit; margin: 0; font-size: 14px; text-align: center; =
mso-line-height-alt: 21px;"><em style=3D"box-sizing: border-box;">With =
investments, your capital is at risk. Pensions can go down in value as =
well as up, so you could get back less than you invest.</em></p></div> =
</div></td></tr></table><table class=3D"text_block block-2" =
width=3D"100%" border=3D"0" cellpadding=3D"5" cellspacing=3D"0" =
role=3D"presentation" style=3D"box-sizing: border-box; mso-table-lspace: =
0; mso-table-rspace: 0; word-break: break-word;"><tr =
style=3D"box-sizing: border-box;"><td class=3D"pad" style=3D"box-sizing: =
border-box;"><div style=3D"box-sizing: border-box; font-family: =
sans-serif;"><div class style=3D"box-sizing: border-box; font-size: =
14px; font-family: Arial,'Helvetica Neue',Helvetica,sans-serif; =
mso-line-height-alt: 21px; color: #343a40; line-height: 1.5;"><p =
style=3D"box-sizing: border-box; line-height: inherit; margin: 0; =
font-size: 14px; text-align: center; mso-line-height-alt: =
21px;">&nbsp;</p><p style=3D"box-sizing: border-box; line-height: =
inherit; margin: 0; font-size: 14px; text-align: center; =
mso-line-height-alt: 21px;"><span style=3D"box-sizing: border-box; =
word-break: break-word; color: #000000;"><strong style=3D"box-sizing: =
border-box;">Have a question?</strong></span></p><p style=3D"box-sizing: =
border-box; line-height: inherit; margin: 0; font-size: 14px; =
text-align: center; mso-line-height-alt: 21px;">Get in touch with our =
friendly UK =
team.</p></div></div></td></tr></table></td></tr></tbody></table></td></t=
r></tbody></table><table class=3D"row row-3" align=3D"center" =
width=3D"100%" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" =
role=3D"presentation" style=3D"box-sizing: border-box; mso-table-lspace: =
0; mso-table-rspace: 0;"><tbody style=3D"box-sizing: border-box;"><tr =
style=3D"box-sizing: border-box;"><td style=3D"box-sizing: =
border-box;"><table class=3D"row-content stack" align=3D"center" =
border=3D"0" cellpadding=3D"0" cellspacing=3D"0" role=3D"presentation" =
style=3D"box-sizing: border-box; mso-table-lspace: 0; mso-table-rspace: =
0; border-radius: 0; color: #000; width: 600px; margin: 0 auto;" =
width=3D"600"><tbody style=3D"box-sizing: border-box;"><tr =
style=3D"box-sizing: border-box;"><td class=3D"column column-1" =
width=3D"100%" style=3D"box-sizing: border-box; mso-table-lspace: 0; =
mso-table-rspace: 0; font-weight: 400; text-align: left; padding-bottom: =
5px; padding-top: 5px; vertical-align: top; border-top: 0; border-right: =
0; border-bottom: 0; border-left: 0;" align=3D"left" =
valign=3D"top"><table class=3D"html_block block-1" width=3D"100%" =
border=3D"0" cellpadding=3D"0" cellspacing=3D"0" role=3D"presentation" =
style=3D"box-sizing: border-box; mso-table-lspace: 0; mso-table-rspace: =
0;"><tr style=3D"box-sizing: border-box;"><td class=3D"pad" =
style=3D"box-sizing: border-box;"><div style=3D"box-sizing: border-box; =
font-family: Arial,'Helvetica Neue',Helvetica,sans-serif; text-align: =
center;" align=3D"center"><table align=3D"center" border=3D"0" =
cellpadding=3D"0" cellspacing=3D"0" class=3D"em_wrapper" style=3D"width: =
600px;" width=3D"600"> <tbody> <tr> <td align=3D"center" class=3D"em_p3" =
style=3D"padding: 15px 70px;" valign=3D"top"> <table align=3D"center" =
border=3D"0" cellpadding=3D"0" cellspacing=3D"0" width=3D"100%"> <tbody> =
<tr> <td valign=3D"top"> <table align=3D"left" border=3D"0" =
cellpadding=3D"0" cellspacing=3D"0" class=3D"em_wrapper" style=3D"width: =
290px;" width=3D"290"> <tbody> <tr> <td align=3D"center" valign=3D"top"> =
<table align=3D"left" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" =
class=3D"em_wrapper" style=3D"width: 130px;" width=3D"130"> <tbody> <tr> =
<td align=3D"center" class=3D"em_h0" height=3D"31" style=3D"height: =
31px;" valign=3D"middle"><img alt=3D"" border=3D"0" =
src=3D"https://res.cloudinary.com/pensionbee/image/upload/v1731507652/ema=
ils/Call_us.png" style=3D"display: block; max-width: 30px; font-family: =
Arial, sans-serif; font-size: 15px; line-height: 18px; color: #000000; =
padding: 0px; text-align: center; height: auto; width: 100%;" =
width=3D"30"></td> </tr> <tr> <td align=3D"center" =
class=3D"em_defaultlink" style=3D"padding-top: 9px; font-family: 'Open =
Sans', Arial, sans-serif; font-size: 12px; line-height: 22px; color: =
#000000; font-weight: 750;" valign=3D"top">020 3457 8444&nbsp;</td> =
</tr> <tr> <td class=3D"em_defaultlink" style=3D"padding-top: 12px; =
font-family: 'Open Sans', Arial, sans-serif; font-size: 11px; =
line-height: 16px; color: rgb(0, 0, 0); font-weight: 400; =
letter-spacing: 0.3px; text-align: center;" valign=3D"top">Monday - =
Friday: 9:30am-5pm</td> </tr> </tbody> </table> <table align=3D"right" =
border=3D"0" cellpadding=3D"0" cellspacing=3D"0" class=3D"em_wrapper" =
style=3D"width: 130px;" width=3D"130"> <tbody> <tr> <td align=3D"center" =
class=3D"em_h0 em_pt25" height=3D"31" style=3D"height: 31px;" =
valign=3D"middle"><img alt=3D"123" border=3D"0" =
src=3D"https://res.cloudinary.com/pensionbee/image/upload/v1731507652/ema=
ils/Email_us.png" style=3D"display: block; max-width: 34px; font-family: =
Arial, sans-serif; font-size: 15px; line-height: 18px; color: #000000; =
padding: 0px; height: auto; width: 100%; text-align: center;" =
width=3D"30"></td> </tr> <tr> <td class=3D"em_defaultlink" =
style=3D"padding-top: 9px; font-family: 'Open Sans', Arial, sans-serif; =
font-size: 12px; line-height: 22px; color: rgb(0, 0, 0); font-weight: =
750; text-align: center;" valign=3D"top"><span style=3D"color: rgb(0, 0, =
0);"><a href=3D"mailto:contact@pensionbee.com?subject=3D" =
style=3D"text-decoration: none; color: rgb(0, 0, 0);" =
title=3D"contact@pensionbee.com" =
data-linkto=3D"mailto:">contact@pensionbee.com</a></span></td> </tr> =
<tr> <td class=3D"em_defaultlink" style=3D"padding-top: 12px; =
font-family: 'Open Sans', Arial, sans-serif; font-size: 11px; =
line-height: 16px; color: rgb(0, 0, 0); font-weight: 400; =
letter-spacing: 0.3px; text-align: center;" valign=3D"top">Send us an =
email and we'll get back to you as soon as possible</td> </tr> </tbody> =
</table> </td> </tr> </tbody> </table> <table align=3D"right" =
border=3D"0" cellpadding=3D"0" cellspacing=3D"0" class=3D"em_wrapper" =
style=3D"width: 130px;" width=3D"130"> <tbody> <tr> <td align=3D"center" =
class=3D"em_h0 em_pt25" height=3D"31" style=3D"height: 31px;" =
valign=3D"middle"><img alt=3D"" border=3D"0" =
src=3D"https://res.cloudinary.com/pensionbee/image/upload/v1731507653/ema=
ils/Live_chat.png" style=3D"display: block; max-width: 34px; =
font-family: Arial, sans-serif; font-size: 15px; line-height: 18px; =
color: #000000; padding: 0px; height: auto; width: 100%; text-align: =
center;" width=3D"28"></td> </tr> <tr> <td align=3D"center" =
class=3D"em_defaultlink" style=3D"padding-top: 7px; font-family: 'Open =
Sans', Arial, sans-serif; font-size: 12px; line-height: 22px; color: =
#000000; font-weight: 750;" valign=3D"top"><a =
href=3D"https://links.pensionbee.com/s/c/6vXRs2EooY_hXIC9sNPe5r14JHmR2d09=
xizaxvmBXO51WK315ckD7Ir2V6vyzWo7EsXiRIE3YewFNXCuMqNOVxdWJ1R9DRLqC1XAjbGuG=
Zfdc1CTWo6XTCPz59eIl9WOGCfv2Ul6S1DWYc4JTuT-nZ4W9PcEIWvlYY7nffWi9G8V9QjUi4=
u2bZUmz8lSaCw4ZEPQBgP7p84EPkIIMOaZLcqVWWciJ8kUUmW5eSqfm6RohydAIma0fZUfag7=
fySciywvsDFPZCiwLfgblh2Fmn_ByWQiusSN2mtOXFhhvh0IdHCIHJp0sSUk/dWdTG9bYVim9=
b1cnaDPtMs9cep-IxNCo/6" style=3D"text-decoration: none;" title=3D"Launch =
live chat" data-linkto=3D"https://"><span style=3D"color: rgb(0, 0, =
0);">Launch live chat</span></a></td> </tr> <tr> <td =
class=3D"em_defaultlink" style=3D"padding-top: 12px; font-family: 'Open =
Sans', Arial, sans-serif; font-size: 11px; line-height: 16px; color: =
rgb(0, 0, 0); font-weight: 400; letter-spacing: 0.3px; text-align: =
center;" valign=3D"top">Speak to a member of our friendly team now</td> =
</tr> </tbody> </table> </td> </tr> <tr> <td =
valign=3D"top"><br>&nbsp;</td> </tr> </tbody> </table> </td> </tr> =
</tbody> </table> <table align=3D"center" border=3D"0" cellpadding=3D"0" =
cellspacing=3D"0" class=3D"em_wrapper" style=3D"width: 600px;" =
width=3D"600"> <tbody> <tr> <td align=3D"center" valign=3D"top"> <table =
align=3D"center" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" =
width=3D"100%"> <tbody> <tr> <td bgcolor=3D"#F9C000" height=3D"12" =
style=3D"height: 12px; font-size: 0px; line-height: 0px;">&nbsp;</td> =
</tr> <tr> <td align=3D"center" class=3D"em_p30" style=3D"padding: 30px =
20px;" valign=3D"top"> <table align=3D"center" border=3D"0" =
cellpadding=3D"0" cellspacing=3D"0" width=3D"100%"> <tbody> <tr> <td =
align=3D"center" valign=3D"top"> <table align=3D"center" border=3D"0" =
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<td align=3D"center" valign=3D"top"> <p style=3D"font-family: Arial, =
Arial Black, Tahoma, Trebuchet MS, Verdana, sans-serif; font-size: 12px; =
color: #aaa; text-decoration: none;"><a =
href=3D"https://links.pensionbee.com/s/c/-lesHHehfC659Wwn_jYUCjf4WiqZecGh=
Ekpu-5Uvy8Osa4TEu0dk6FoR3nFpad64vtS6U6sXoD6yr4Rg6lJnronn1JqDqYPSIxdVBnFwn=
LFLvxL4gS6AfjRBTZHK0BN7k-24T4Fc7ly0cTVIacBeyDA__t-iKcMuAo0aGj_maBoprs9jv3=
i5VHVQHzWTQfxuE539G_-7-GwwVr_1UIuz9LxdLvQPr9-03En8jzWa80OtlU9UM-HfqNvJV4-=
gNMmMucPLFklsrB9mDCYhKbyU7R_Jv-9PO-Z5z5p9PfGu4WRP-5EzyZZMfmvk5zKu_BMfomP_=
BX7YQKXQ2EDTYB_vlqcLcMsHUHhNBI5zr6VQ8Cs8YOu2S-2ksg-dF_oM76z2buH0uVYHZPHpb=
pU/SQCfkd-1WtWFO54QIkTnOcMf9aucd0tH/6" rel=3D"noopener noreferrer" =
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target=3D"_blank"> <img alt=3D"Trustpilot rating" border=3D"0" =
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src=3D"https://emailsignature.trustpilot.com/signature/en-US/2/55f7e14b00=
00ff0005835423/text.png" style=3D"max-height: 16px; margin: 0; padding: =
0; width: auto; border: none;"> <br><img alt=3D"Trustpilot Stars" =
border=3D"0" height=3D"40" =
src=3D"https://emailsignature.trustpilot.com/signature/en-US/2/55f7e14b00=
00ff0005835423/stars.png" style=3D"max-width: 160px; width: 100%; =
max-height: 40px; border: none;" width=3D"160"> </a> <br><a =
href=3D"https://links.pensionbee.com/s/c/5OLG2whxO4ZDFd8osEbRzTjEplA3khBY=
Opnu8Zh0YhanyvQuYoz0p0Eih5DdCZ-pkbWfFdo_O8owsQduafIcTHBJ1DL2psrD0VJ_3HzH6=
NjdLgdQtSr_3WXv8eE9gEluUVOAWlO1-lK0f5VvArGEshr3fDCXKFUAYEz1SQaPDY0XgqWRrg=
pv_08WWdWlsGUtEwRbJULA6VpIkSADfkiKzKToI36geOsoKwQVD6yBTBSQW-3PeRNh48y8Ap7=
R7J14v4WHhEZx4pRCzcVfraCWg1fl2g29Ifzm1SqhKxUMx7cvPtQrqJLyJ8y_nvGY8MH-xpaD=
YgE5mf7pHt2Zj2oP8lRr3_aLhd36JmKouFpC-LLMKL5MakNpzLBWg0Q3w4NvpLmMOrTguj9sP=
FE/qkrc65GpyrkCE8EXkqOFBh4wbOCiIdT6/6" rel=3D"noopener noreferrer" =
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height=3D"20" =
src=3D"https://emailsignature.trustpilot.com/brand/s/2/logo.png" =
style=3D"max-width: 79px; width: 100%; max-height: 20px; border: none;" =
width=3D"79"> </a></p> <p></p> <table stlye=3D"margin-top: 16px;" =
align=3D"left" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" =
class=3D"em_wrapper" style=3D"width: 123px;" width=3D"123"> <tbody> =
<tr></tr> </tbody> </table> </td> </tr> </tbody> </table> </td> </tr> =
</tbody> </table> <table align=3D"center" border=3D"0" cellpadding=3D"0" =
cellspacing=3D"0"> <tbody> <br> <tr> <td align=3D"center" =
valign=3D"top"><a =
href=3D"https://links.pensionbee.com/s/c/eFprrWcD_vLX3DmTRSQ-UHUZZSlcmMOK=
rRqL8KFCW2MG2hG31bgsgM52awKmmAa2WryY8MLpcIsoS2KbPNjhXxCUXJMhM2_cSsTyIgbNX=
JYl37fEWMTCZKOVYCN_zTSRt2_tsdq8bNOlgF02yppjIEsZoPh8nTmNYmoc7vFuUSMrgmZ2pW=
oQrr61sh-W1HeG2tRcLRqizf5bxSBuZLn2mSu0D1ODFZzj_HACw2vN-6Vp-3s7sFWyHf58wix=
dkkm5ugRJVPRj4LRQYe3aTFCrufTgDA8c31sqwUW1KLNmYaYkftP1JLSYKMVdAp_EnZI/aRFj=
pcAHNgiQT-q2FiCiaS3n7ERT9OVI/6" rel=3D"noopener" =
style=3D"text-decoration: none;" target=3D"_blank" title=3D"" =
data-linkto=3D"https://"><img alt=3D"fb" =
src=3D"https://res.cloudinary.com/pensionbee/image/upload/v1731515759/ema=
ils/Social_icons_Facebook_yellow.png" style=3D"display: block; =
max-width: 32px; font-family: Arial, sans-serif; font-size: 15px; =
line-height: 18px; color: #000000; padding: 0px; text-align: center; =
height: auto; width: 100%;" width=3D"32"></a></td> <td class=3D"em_w1" =
style=3D"width: 15px;" width=3D"30"></td> <td align=3D"center" =
valign=3D"top"><a =
href=3D"https://links.pensionbee.com/s/c/cq3Np00F2-K7dIs64XC5uv3gr4wx1mZy=
hF21Bf8Hg2XhaRdBaYjBwlmK1eQHPiUucsvIkDdnKA1opYpoe96jTR-4bnKVOg9IxAo2ttUJV=
L_ijl6h8emJBSmzo7OtDtuLAQ4-0o1WAnsTalW5no2QfkgZpwA5j8d1Xcgs8-hOmq4X14m8WC=
4sUUwDYAVSvB2Waty9n1mYJgjQ2SW2a5DwRdmbrGDqAPiTSOywDmk4ODK7G-1qxAhFpVKqpXP=
9HTLhJ87loZJleFy04Vm1eE8BaTS4fjAEBqASSzJCbSeqsRC2eFMkdOZZANBkV-YU3-Q/vBOZ=
YVxwguuWoxR--6pT6dQReJU2twn9/6" rel=3D"noopener" =
style=3D"text-decoration: none;" target=3D"_blank" title=3D"" =
data-linkto=3D"https://"><img alt=3D"fb" =
src=3D"https://res.cloudinary.com/pensionbee/image/upload/v1731515759/ema=
ils/Social_icons_at_yellow.png" style=3D"display: block; max-width: =
32px; font-family: Arial, sans-serif; font-size: 15px; line-height: =
18px; color: #000000; padding: 0px; text-align: center; height: auto; =
width: 100%;" width=3D"35"></a></td> <td class=3D"em_w1" style=3D"width: =
15px;" width=3D"30"></td> <td align=3D"center" valign=3D"top"><a =
href=3D"https://links.pensionbee.com/s/c/KMVnmsH_4kInSB6b17c4jNuSVvCD8b7d=
oNqaymydQaQyi-BDnX37xXGVYpqEk9XZf4gBAgeW957LaPbYGonJmUMPFP6zS8b13Mf537hh9=
ZUhijHkLtDr-u6nPrucwTf7-visbOns2E4iKtwrUdXdtTOPfZ6WEEY5xk0jPEz4oaiRmrA0g4=
DwbKzEium6YFNzET4eXhjMCoPVqG7wOoQLeiBnLXOEE1T2f2id1TQvWGvWkg34BRVpLAB-UON=
J5bwGLuFOaN-qAzMginWhVH7fuea4NjTyVrN-4jYpZjw2THhtCf9SL4sx6oueadq_-Q/hstck=
0j5ok8KeeE0bEG_lZn-ivZT_Vfl/6" rel=3D"noopener" =
style=3D"text-decoration: none;" target=3D"_blank" title=3D"" =
data-linkto=3D"https://"><img alt=3D"fb" =
src=3D"https://res.cloudinary.com/pensionbee/image/upload/v1731515759/ema=
ils/Social_icons_TikTok_yellow.png" style=3D"display: block; max-width: =
32px; font-family: Arial, sans-serif; font-size: 15px; line-height: =
18px; color: #000000; padding: 0px; text-align: center; height: auto; =
width: 100%;" width=3D"53"></a></td> <td class=3D"em_w1" style=3D"width: =
15px;" width=3D"30">&nbsp;</td> <td align=3D"center" valign=3D"top"><a =
href=3D"https://links.pensionbee.com/s/c/Wieo3ncS1xDGdASHp9TuOqRVFeOQZfR6=
BWi-4YarEhJm_cPDE8uJZ32OBuPRLqAQreUxt-FvSUmoF2eZCnlQVWXCjhvRkj78GPdzXO2jZ=
YvdzP5h0Tbh_sOxe-nHKgQLHDrBfq5Q2S5hxUF2DsJQPU6JxH1gk5PgbyqUSreZ41y8hxpW44=
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