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Date: Thu, 30 Jul 2026 12:14:06 -0700
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From: "service@paypal.co.uk" <service@paypal.co.uk>
To: Bob Home <bob@sarahharvey.com>
Subject: How to make payments for PayPal Credit
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=3D"display:none;color:#F5F7FA;font-size:0px;line-height:0px">BOB HOME - He=
re&#x27;s how to make a PayPal Credit repayment.</h4>=0A    <table cellPadd=
ing=3D"0" cellSpacing=3D"0" border=3D"0" width=3D"100%" role=3D"presentatio=
n">=0A      <tbody>=0A        <tr>=0A          <td bgcolor=3D"#F5F7FA" styl=
e=3D"font-size:0px"></td>=0A          <td bgcolor=3D"#F5F7FA" width=3D"640"=
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"0" cellSpacing=3D"0" border=3D"0" width=3D"100%" dir=3D"ltr">=0A          =
    <tbody>=0A                <tr>=0A                  <td>=0A             =
       <table cellPadding=3D"0" cellSpacing=3D"0" border=3D"0" width=3D"100=
%">=0A                      <tbody>=0A                        <tr>=0A      =
                    <td>=0A                            <table width=3D"100%=
" cellPadding=3D"0" cellSpacing=3D"0" border=3D"0" dir=3D"ltr" style=3D"bac=
kground:#fff" role=3D"presentation">=0A                              <tbody=
>=0A                                <tr>=0A                                =
  <td align=3D"center" style=3D"color:#929496;font-weight:450;font-size:12p=
x;line-height:9px;padding:10px 0px"><span>Hello, BOB HOME</span></td>=0A   =
                             </tr>=0A                              </tbody>=
=0A                            </table>=0A                          </td>=
=0A                        </tr>=0A                        <tr>=0A         =
                 <td>=0A                            <table width=3D"100%" c=
ellPadding=3D"0" cellSpacing=3D"0" border=3D"0" dir=3D"ltr">=0A            =
                  <tbody>=0A                                <tr>=0A        =
                          <td align=3D"center" style=3D"padding:24px 24px 4=
0px 24px"><img data-testid=3D"partner-logo" src=3D"https://paypalobjects.co=
m/digitalassets/c/system-triggered-email/n/layout/images/ppe/pp_credit_2x_l=
ogo.png" height=3D"60" style=3D"max-height:50px;max-width:100%;display:bloc=
k" border=3D"0" alt=3D"paypal credit logo" title=3D"paypalCreditLogo" /></t=
d>=0A                                </tr>=0A                              =
</tbody>=0A                            </table>=0A                         =
 </td>=0A                        </tr>=0A                      </tbody>=0A =
                   </table>=0A                  </td>=0A                </t=
r>=0A              </tbody>=0A            </table>=0A            <table cel=
lPadding=3D"0" cellSpacing=3D"0" border=3D"0" width=3D"100%" class=3D"ppsan=
s" dir=3D"ltr" role=3D"presentation">=0A              <tbody>=0A           =
     <tr>=0A                  <td width=3D"640" valign=3D"top">=0A         =
           <table width=3D"100%" cellSpacing=3D"0" cellPadding=3D"0" border=
=3D"0" role=3D"presentation">=0A                      <tbody>=0A           =
             <tr>=0A                          <td align=3D"center" style=3D=
"padding:0px 24px 40px 24px;word-break:break-word">=0A                     =
       <p class=3D"ppsans" style=3D"font-size:42px;line-height:46px;font-we=
ight:900;color:#000;margin:0"><span>Making a payment for PayPal Credit is l=
ike making a credit card payment</span></p>=0A                          </t=
d>=0A                        </tr>=0A                      </tbody>=0A     =
               </table>=0A                    <table width=3D"100%" cellPad=
ding=3D"0" cellSpacing=3D"0" border=3D"0">=0A                      <tbody>=
=0A                        <tr>=0A                          <td class=3D"pp=
sans" style=3D"padding:0px 24px 24px 24px">=0A                            <=
p class=3D"ppsans" style=3D"font-size:14px;line-height:20px;color:#2c2e2f;m=
argin:0;word-break:break-word" dir=3D"ltr"><span>You will need to make a mo=
nthly payment for your PayPal Credit account.</span></p>=0A                =
          </td>=0A                        </tr>=0A                      </t=
body>=0A                    </table>=0A                    <table width=3D"=
100%" cellPadding=3D"0" cellSpacing=3D"0" border=3D"0">=0A                 =
     <tbody>=0A                        <tr>=0A                          <td=
 class=3D"ppsans" style=3D"padding:0px 24px 24px 24px">=0A                 =
           <p class=3D"ppsans" style=3D"font-size:14px;line-height:20px;col=
or:#2c2e2f;margin:0;word-break:break-word" dir=3D"ltr"><span>We'll send you=
 the following emails to help make sure you do not miss a payment and to re=
mind you when your payment is due:</span></p>=0A                          <=
/td>=0A                        </tr>=0A                      </tbody>=0A   =
                 </table>=0A                    <table width=3D"100%" cellS=
pacing=3D"0" cellPadding=3D"0" border=3D"0">=0A                      <tbody=
>=0A                        <tr>=0A                          <td class=3D"p=
psans" style=3D"padding:0px 24px 24px 24px">=0A                            =
<ul dir=3D"ltr">=0A                              <li style=3D"font-size:14p=
x;line-height:20px;color:#000000;margin:0px 0px 8px 0px;list-style-type:dis=
c" dir=3D"ltr"><span>An email when your statement is ready. </span></li>=0A=
                              <li style=3D"font-size:14px;line-height:20px;=
color:#000000;margin:0px 0px 8px 0px;list-style-type:disc" dir=3D"ltr"><spa=
n>An email to remind you a payment is due. This will have your minimum paym=
ent due amount and payment due date.</span></li>=0A                        =
    </ul>=0A                          </td>=0A                        </tr>=
=0A                      </tbody>=0A                    </table>=0A        =
            <table width=3D"100%" cellPadding=3D"0" cellSpacing=3D"0" borde=
r=3D"0">=0A                      <tbody>=0A                        <tr>=0A =
                         <td class=3D"ppsans" style=3D"padding:0px 24px 24p=
x 24px">=0A                            <p class=3D"ppsans" style=3D"font-si=
ze:14px;line-height:20px;color:#2c2e2f;margin:0;word-break:break-word" dir=
=3D"ltr"><span>If you have set up a Direct Debit, we will automatically sen=
d you a monthly email reminder 15 days in advance of your due date. If you =
have not enrolled for Direct Debit, you will receive an email reminder 5 da=
ys in advance of their due date.</span></p>=0A                          </t=
d>=0A                        </tr>=0A                      </tbody>=0A     =
               </table>=0A                    <table width=3D"100%" cellPad=
ding=3D"0" cellSpacing=3D"0" border=3D"0">=0A                      <tbody>=
=0A                        <tr>=0A                          <td class=3D"pp=
sans" style=3D"padding:0px 24px 24px 24px">=0A                            <=
p class=3D"ppsans" style=3D"font-size:14px;line-height:20px;color:#2c2e2f;m=
argin:0;word-break:break-word" dir=3D"ltr"><span>If you don't make a paymen=
t or your payment is late, this can adversely affect your credit rating. We=
 may also charge you a late fee of =C2=A312 if you miss a payment.</span></=
p>=0A                          </td>=0A                        </tr>=0A    =
                  </tbody>=0A                    </table>=0A               =
     <table width=3D"100%" cellPadding=3D"0" cellSpacing=3D"0" border=3D"0"=
>=0A                      <tbody>=0A                        <tr>=0A        =
                  <td class=3D"ppsans" style=3D"padding:0px 24px 24px 24px"=
>=0A                            <p class=3D"ppsans" style=3D"font-size:14px=
;line-height:20px;color:#2c2e2f;margin:0;word-break:break-word" dir=3D"ltr"=
><span>The recommended way to keep on top of your PayPal Credit account is =
to set up a Direct Debit, that way you don't need to worry about missing pa=
yments in the future. You can set this up in your PayPal account. For a gui=
de on how to set up a Direct Debit, make a payment and manage your account,=
 please <a href=3D"https://www.paypal.com/uk/webapps/mpp/paypal-virtual-cre=
dit/existing=3Fv=3D1&utm_source=3Dunp&utm_medium=3Demail&utm_campaign=3DRT0=
00561&utm_unptid=3Dd58927d5-8c4a-11f1-82de-d73f6eff1c00&ppid=3DRT000561&cna=
c=3DGB&rsta=3Den_GB%28en-GB%29&cust=3DVYTP5UBK7ZQ3L&unptid=3Dd58927d5-8c4a-=
11f1-82de-d73f6eff1c00&calc=3Dc0b644bc2a2a9&unp_tpcid=3DPaypalCreditHowToPa=
y&page=3Dmain%3Aemail%3ART000561&pgrp=3Dmain%3Aemail&e=3Dcl&mchn=3Dem&s=3Dc=
i&mail=3Dsys&appVersion=3D1.430.0&tenant_name=3DPAYPAL&xt=3D185428%2C182450=
%2C185426%2C175543%2C104038%2C184933%2C184935%2C180658&xe=3D115153%2C114833=
%2C115152%2C114002%2C101255%2C114941%2C115052%2C114543&link_ref=3Dpaypal-vi=
rtual-credit_existing#direct-debit" target=3D"_blank" style=3D"text-decorat=
ion:none">click here.</a></span></p>=0A                          </td>=0A  =
                      </tr>=0A                      </tbody>=0A            =
        </table>=0A                    <table width=3D"100%" border=3D"0" c=
ellSpacing=3D"0" cellPadding=3D"0" dir=3D"ltr" role=3D"presentation">=0A   =
                   <tbody>=0A                        <tr>=0A               =
           <td style=3D"padding:0px 24px 24px 24px" align=3D"center">=0A   =
                         <table border=3D"0" cellSpacing=3D"0" cellPadding=
=3D"0" dir=3D"ltr" role=3D"presentation">=0A                              <=
tbody>=0A                                <tr>=0A                           =
       <td align=3D"center" style=3D"border-radius:60px;border:2px solid #f=
fffff;background-color:#000000"><a href=3D"https://www.paypal.com/myaccount=
/credit=3Fv=3D1&utm_source=3Dunp&utm_medium=3Demail&utm_campaign=3DRT000561=
&utm_unptid=3Dd58927d5-8c4a-11f1-82de-d73f6eff1c00&ppid=3DRT000561&cnac=3DG=
B&rsta=3Den_GB%28en-GB%29&cust=3DVYTP5UBK7ZQ3L&unptid=3Dd58927d5-8c4a-11f1-=
82de-d73f6eff1c00&calc=3Dc0b644bc2a2a9&unp_tpcid=3DPaypalCreditHowToPay&pag=
e=3Dmain%3Aemail%3ART000561&pgrp=3Dmain%3Aemail&e=3Dcl&mchn=3Dem&s=3Dci&mai=
l=3Dsys&appVersion=3D1.430.0&tenant_name=3DPAYPAL&xt=3D185428%2C182450%2C18=
5426%2C175543%2C104038%2C184933%2C184935%2C180658&xe=3D115153%2C114833%2C11=
5152%2C114002%2C101255%2C114941%2C115052%2C114543&link_ref=3Dmyaccount_cred=
it" target=3D"_blank" style=3D"line-height:20px;font-size:18px;border-radiu=
s:60px;padding:15px 30px;display:inline-block;border:1px solid #000000;font=
-weight:700;text-align:center;text-decoration:none;cursor:pointer;min-width=
:150px;background-color:#000000;color:#ffffff" role=3D"button">Log In</a></=
td>=0A                                </tr>=0A                             =
 </tbody>=0A                            </table>=0A                        =
  </td>=0A                        </tr>=0A                      </tbody>=0A=
                    </table>=0A                    <table width=3D"100%" ce=
llPadding=3D"0" cellSpacing=3D"0" border=3D"0">=0A                      <tb=
ody>=0A                        <tr>=0A                          <td class=
=3D"ppsans" style=3D"padding:0px 24px 24px 24px">=0A                       =
     <p class=3D"ppsans" style=3D"font-size:14px;line-height:20px;color:#2c=
2e2f;margin:0;word-break:break-word" dir=3D"ltr"><span>If you only pay the =
minimum payment each month, you'll pay more in interest than if you made a =
higher payment. We would recommend making payments higher than your minimum=
 amount.</span></p>=0A                          </td>=0A                   =
     </tr>=0A                      </tbody>=0A                    </table>=
=0A                    <table width=3D"100%" cellPadding=3D"0" cellSpacing=
=3D"0" border=3D"0">=0A                      <tbody>=0A                    =
    <tr>=0A                          <td class=3D"ppsans" style=3D"padding:=
0px 24px 24px 24px">=0A                            <p class=3D"ppsans" styl=
e=3D"font-size:14px;line-height:20px;color:#2c2e2f;margin:0;word-break:brea=
k-word" dir=3D"ltr"><span><b>You can learn about how we allocate payments o=
n our <a href=3D"https://www.paypal.com/gb/webapps/mpp/paypal-virtual-credi=
t/faq=3Fv=3D1&utm_source=3Dunp&utm_medium=3Demail&utm_campaign=3DRT000561&u=
tm_unptid=3Dd58927d5-8c4a-11f1-82de-d73f6eff1c00&ppid=3DRT000561&cnac=3DGB&=
rsta=3Den_GB%28en-GB%29&cust=3DVYTP5UBK7ZQ3L&unptid=3Dd58927d5-8c4a-11f1-82=
de-d73f6eff1c00&calc=3Dc0b644bc2a2a9&unp_tpcid=3DPaypalCreditHowToPay&page=
=3Dmain%3Aemail%3ART000561&pgrp=3Dmain%3Aemail&e=3Dcl&mchn=3Dem&s=3Dci&mail=
=3Dsys&appVersion=3D1.430.0&tenant_name=3DPAYPAL&xt=3D185428%2C182450%2C185=
426%2C175543%2C104038%2C184933%2C184935%2C180658&xe=3D115153%2C114833%2C115=
152%2C114002%2C101255%2C114941%2C115052%2C114543&link_ref=3Dpaypal-virtual-=
credit_faq" target=3D"_blank" style=3D"text-decoration:none">FAQ page</a>.<=
/b></span></p>=0A                          </td>=0A                        =
</tr>=0A                      </tbody>=0A                    </table>=0A   =
                 <table width=3D"100%" cellPadding=3D"0" cellSpacing=3D"0" =
border=3D"0">=0A                      <tbody>=0A                        <tr=
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