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Reply-To: <contact@pensionbee.com>
From: "PensionBee" <marketing@hello.pensionbee.com>
To: <bob@sarahharvey.com>
Subject: Is your money still sitting with an old employer? 
Date: Wed, 24 Jun 2026 22:43:18 +0100
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See what your old pension could be worth today. 
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Hi Robert,



Here's something worth knowing.



For every job you've had, you may have left a pension pot behind. That money 
is yours and it could be sitting with an old provider.



A forgotten pot worth just £5,000 could be £8,300 by the time you’re 67. But 
what if you have more?

*	£10,000 could become around £16,600.
*	£15,000 could become around £24,900.
*	£20,000 could become around £33,200*.



Track down your pensions in just four steps (read our blog for more info). 
Then you can get back to everything else on your list.

Finish your sign up




*Projections are for illustrative purposes only. Based on a starting age of 
35, investment growth of 5% per year, inflation of 2.5% per year, and an 
annual management fee of 0.7%, over 32 years to age 67, with no further 
contributions.



With investments, your capital is at risk. Pensions can go down in value as 
well as up, so you could get back less than you invest.




Have a question?

Get in touch with our friendly UK team.







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cellpadding=3D"0" cellspacing=3D"0" width=3D"100%"> <tr> <td =
align=3D"left" style=3D"width:126px;" valign=3D"top" width=3D"126"> <a =
data-linkto=3D"https://" =
href=3D"https://links.pensionbee.com/s/c/3Gc2c5Qj9PTFJKxtwteqV75M2QwzDrg4=
A8ArDH1cFjP_TzvRVm8ie7uv8wTY4Jc8d0xumqQvBkuthKzJX3f0ZpKUOx_CLLUU3PDozMhvU=
GS5UHLP3OaoNtVDQlqsW_0AQXWg5U5YovDF0c3GADbkExQk05IBkB2rY08pLY7l7YMp8ap_Wf=
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5hNwwwao6zMnlQ-r89-LNm64EleuqtwRqV51xzxRVbGPZgwR91ZVqZlKoY_9nNSBUnF8ntHVj=
wAbACUvDZy6t4_dmSYAWh2ViEG-kFn14aovLk2QvEWCspGP0f7xv4WmD0VVhPbkWB8wnKv4YX=
oWsl1s4qatGIaRGQpIdQzoLLeXTfYH6aMhS5Iz6dgCCS_G8dehtyw/n4ncha7JlMrSKAzA7Xp=
6SaUO4Ha5Hkj9/22" style=3D"text-decoration:none;" target=3D"_blank" =
title=3D""><img alt=3D"Pension Bee" =
src=3D"https://res.cloudinary.com/pensionbee/image/upload/v1731506007/ema=
ils/email_templates.png" style=3D"display: block; max-width: 126px; =
font-family: Arial, sans-serif; font-size: 15px; line-height: 18px; =
color: #000000; padding: 0px; text-align: center; height: auto; width: =
100%;" width=3D"126"></a> </td> <td class=3D"em_side15" =
style=3D"width:353px;" width=3D"353"> &nbsp; </td> <td align=3D"center" =
valign=3D"top"> <table align=3D"right" border=3D"0" cellpadding=3D"0" =
cellspacing=3D"0" style=3D"width:95px;" width=3D"95"> <tr> <td =
align=3D"center" bgcolor=3D"#343a40" height=3D"42" style=3D"height:42px; =
background-color:#f9c000; border-radius: 4px; font-family: 'Ryo Gothic =
PlusN', Arial, sans-serif; font-size:16px; color:#FFFFFF; =
font-weight:550;" valign=3D"middle"> <a data-linkto=3D"https://" =
href=3D"https://links.pensionbee.com/s/c/UNAPRMF_URYyjg47_bLYHtFPTvxqRFJ7=
ZPz8c3UMdioDaYtXUwpHsXjlx18-IzimPz0EcaiBX0HskYW2TqgySfs-2-KNvBBKtYTducCz6=
2azJmId2Fip5I4qN5tEU_5lenn3joFsIMV51TfbemO3vMUKOz650eeMUEtJ2Hds3fyk1cWaq2=
sGStmOgYraZFH5a2gUtQUyCb5OgGl4jrOHVmJmjZAEtYn-DK57NZWJRQpxpQvvnB-QUZNmsyB=
w6D-NED5-SNeozan02W7czMejKnm3soALHhHmgTY847M23kza7lyaVGPEgMsYRZiWMcl_OywU=
0Zz2RCC3fj8r9JNIqhaKLZt-I9dAS9KLb3GRR7LWz_6zrv5BPad-wvx4FQ0Meklcl4mJbPYR2=
Uip3b_tRrKkBBojqLzqW5pJ1SNTUAZSMcnQuAYMaJ1RjTsfAnfJMg/S8C3LCZP0dI-RaXQTb-=
XhTSuQHhcWQHg/22" style=3D"color:#343a40;text-decoration:none; =
display:block; line-height:42px;" target=3D"_blank" title=3D"">Log =
in</a> </td> </tr> </table> </td> </tr> </table> </td> </tr> =
</table></div></td></tr></table><table class=3D"image_block block-2" =
width=3D"100%" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" =
role=3D"presentation" style=3D"box-sizing: border-box; mso-table-lspace: =
0; mso-table-rspace: 0;"><tr style=3D"box-sizing: border-box;"><td =
class=3D"pad" style=3D"box-sizing: border-box; width: 100%;" =
align=3D"center" width=3D"100%"><div style=3D"box-sizing: border-box; =
max-width: 600px;"><a =
href=3D"https://links.pensionbee.com/s/c/aUCMJw8VxM3OhLRhOQNZlKkrBn8FDXQC=
9HWESUCh2lBFXEhE6NcRgGLtSbZ6UWHWH19EsHb7HKTCIC1Sn6fTzr_eSCSIZmEDIC-vIhtMv=
rrslfleAB_V9tRDuxvtcKXjJ9GhmcsBzcbK-94LZKoOjqX5oazhDYtNDs10Efi882ylRqb3od=
3AsdRvvMXpGBfP5ELTo4qQyK_Mh2FGX3BTgddM4RpWIrinFv6My4L_xUyeYumR2B5e6vFYZo_=
y-lyXbamHZxYUyZGL5B_PC28cnOEtQhbvL0FNcLzXqGhPjC_zpdYsUyrKbR341e0AMJb9twdC=
o1-heyyRNhcsY25uYye0TKUOge-LsgBTSPOEv2k2qFQaaDs8BBUDujTMBS4KAedI7SsgJyPPa=
RCFCFrCW16gzTY07d0MApGdUtLJd1mdBU6LzQBQZeJUJ3oJxqyuMFZXM1ogVAoponXWtKqn/1=
P__GST4iSuRROt3LqpL4sCshj_5N7wn/22" target=3D"_blank" =
style=3D"box-sizing: border-box;"><img =
src=3D"https://res.cloudinary.com/pensionbee/image/upload/f_auto,fl_lossy=
,q_auto/v1780411026/emails/2026/Segment%206%20-%20Family%20Builders/Email=
_5_-_Make_your_savings_work_harder.webp" style=3D"box-sizing: =
border-box; display: block; height: auto; border: 0; width: 100%;" =
width=3D"600" alt title =
height=3D"auto"></a></div></td></tr></table></td></tr></tbody></table></t=
d></tr></tbody></table><table class=3D"row row-2" align=3D"center" =
width=3D"100%" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" =
role=3D"presentation" style=3D"box-sizing: border-box; mso-table-lspace: =
0; mso-table-rspace: 0;"><tbody style=3D"box-sizing: border-box;"><tr =
style=3D"box-sizing: border-box;"><td style=3D"box-sizing: =
border-box;"><table class=3D"row-content stack" align=3D"center" =
border=3D"0" cellpadding=3D"0" cellspacing=3D"0" role=3D"presentation" =
style=3D"box-sizing: border-box; mso-table-lspace: 0; mso-table-rspace: =
0; border-radius: 0; color: #000; width: 600px; margin: 0 auto;" =
width=3D"600"><tbody style=3D"box-sizing: border-box;"><tr =
style=3D"box-sizing: border-box;"><td class=3D"column column-1" =
width=3D"100%" style=3D"box-sizing: border-box; mso-table-lspace: 0; =
mso-table-rspace: 0; font-weight: 400; text-align: left; padding-bottom: =
5px; padding-top: 5px; vertical-align: top;" align=3D"left" =
valign=3D"top"><table class=3D"text_block block-1" width=3D"100%" =
border=3D"0" cellpadding=3D"10" cellspacing=3D"0" role=3D"presentation" =
style=3D"box-sizing: border-box; mso-table-lspace: 0; mso-table-rspace: =
0; word-break: break-word;"><tr style=3D"box-sizing: border-box;"><td =
class=3D"pad" style=3D"box-sizing: border-box;"><div =
style=3D"box-sizing: border-box; font-family: sans-serif;"><div class =
style=3D"box-sizing: border-box; font-size: 12px; font-family: =
Arial,'Helvetica Neue',Helvetica,sans-serif; mso-line-height-alt: 18px; =
color: #3a342c; line-height: 1.5;"><p style=3D"box-sizing: border-box; =
line-height: inherit; margin: 0; font-size: 16px; mso-line-height-alt: =
24px;"><span style=3D"box-sizing: border-box; word-break: break-word; =
font-size: 16px;"><span style=3D"box-sizing: border-box; word-break: =
break-word;">Hi Robert,</span></span></p><p style=3D"box-sizing: =
border-box; line-height: inherit; margin: 0; font-size: 16px; =
mso-line-height-alt: 18px;">&nbsp;</p><p style=3D"box-sizing: =
border-box; line-height: inherit; margin: 0; font-size: 16px; =
mso-line-height-alt: 24px;"><span style=3D"box-sizing: border-box; =
word-break: break-word; font-size: 16px;">Here's something worth =
knowing.&nbsp;</span></p><p style=3D"box-sizing: border-box; =
line-height: inherit; margin: 0; font-size: 16px; mso-line-height-alt: =
18px;">&nbsp;</p><p style=3D"box-sizing: border-box; line-height: =
inherit; margin: 0; font-size: 16px; mso-line-height-alt: 24px;"><span =
style=3D"box-sizing: border-box; word-break: break-word; font-size: =
16px;">For every job you've had, you may have left a pension pot behind. =
That money is yours and it could be sitting with an old =
provider.</span></p><p style=3D"box-sizing: border-box; line-height: =
inherit; margin: 0; font-size: 16px; mso-line-height-alt: =
18px;">&nbsp;</p><p style=3D"box-sizing: border-box; line-height: =
inherit; margin: 0; font-size: 16px; mso-line-height-alt: 24px;"><span =
style=3D"box-sizing: border-box; word-break: break-word; font-size: =
16px;">A forgotten pot worth just =C2=A35,000 could be =C2=A38,300 by =
the time you=E2=80=99re 67. But what if you have more?</span></p><ul =
style=3D"box-sizing: border-box; line-height: 1.5; mso-line-height-alt: =
24px;"><li aria-level=3D"1" style=3D"box-sizing: border-box;"><span =
style=3D"box-sizing: border-box; word-break: break-word; font-size: =
16px;">=C2=A310,000 could become around =C2=A316,600.</span></li><li =
aria-level=3D"1" style=3D"box-sizing: border-box;"> <span =
style=3D"box-sizing: border-box; word-break: break-word; font-size: =
16px;">=C2=A315,000 could become around =C2=A324,900.</span></li><li =
aria-level=3D"1" style=3D"box-sizing: border-box;"><span =
style=3D"box-sizing: border-box; word-break: break-word; font-size: =
16px;">=C2=A320,000 could become around =C2=A333,200*.</span><br =
style=3D"box-sizing: border-box;"><br style=3D"box-sizing: =
border-box;"></li></ul><p style=3D"box-sizing: border-box; line-height: =
inherit; margin: 0; font-size: 16px; mso-line-height-alt: 24px;"> <span =
style=3D"box-sizing: border-box; word-break: break-word; font-size: =
16px;">Track down your pensions in just four steps (read our <a =
href=3D"https://links.pensionbee.com/s/c/G8ERJqW3v5hPDfNGstrXCOpg9T8sa5c6=
HzNLihr35vEbSrhC9EmxLOs-bRATVLQcpWfPAlhaLEDS19zHDAbnTlcrhDjCPidCJi7xpfsua=
05utrggagp2cTSbbzILM2MO_MoeD3FE9b12M4NhGsAy0hHltxjayKfIYtyzNLN7bvNqVTMzkK=
RhFG7Z33nh1xfl91RDuAA3JYwe-SQLPkCRXckn1-OzQXKRSf7tvyrb88SVz_7W8TfpjakW6dK=
PoVNShAZ898OPMNOmmWaYG84JCGYAVSKeEydb_waeEa9i5tPedL1ifOS5bZAxZ-OAHOlKnh-c=
AMVZp0rm4pdc_CXNkI5ofKHU5gT8BIoUlhfhT8P4NcdYuQZS3kr8Zc29yr7TXaRtiZQWx7msE=
vUJ7qlRZb8Yli482qmSwTovU03PYbVHnC4gJlm7TLkDomy8o1RYNva9XgeHiJYhvEwa8sgnQW=
Hxbx39m0HNS97tE-epZjcgO7Y80y8Z3MXkbsjc3tfHxSwIcJibWG0usaw/yLZY42PAdcnfCJ4=
3HCsMiJUzJM7_vlYZ/22" style=3D"box-sizing: border-box; text-decoration: =
underline; color: #007db7;">blog</a> for more info). Then you can get =
back to everything else on your =
list.&nbsp;</span></p></div></div></td></tr></table><table =
class=3D"button_block block-2" width=3D"100%" border=3D"0" =
cellpadding=3D"10" cellspacing=3D"0" role=3D"presentation" =
style=3D"box-sizing: border-box; mso-table-lspace: 0; mso-table-rspace: =
0;"><tr style=3D"box-sizing: border-box;"><td class=3D"pad" =
align=3D"center" style=3D"box-sizing: border-box;"><a =
href=3D"https://links.pensionbee.com/s/c/ywafIfO1k5iO9PSUGNl-vMzUBftmZxUU=
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jkreVmDIsIP7SIT/22" target=3D"_blank" style=3D"box-sizing: border-box; =
color: #3a342c; text-decoration: none;"><!--[if mso]><v:roundrect =
xmlns:v=3D"urn:schemas-microsoft-com:vml" =
xmlns:w=3D"urn:schemas-microsoft-com:office:word" =
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> <span class=3D"button" style=3D"box-sizing: border-box; =
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auto; word-break: keep-all; letter-spacing: normal;"><span =
style=3D"box-sizing: border-box; word-break: break-word; line-height: =
24px;"><strong style=3D"box-sizing: border-box;">Finish your sign =
up</strong></span></span> <!--[if =
mso]></center></v:textbox></v:roundrect><![endif]--></a></td></tr></table=
></td></tr></tbody></table></td></tr></tbody></table><table class=3D"row =
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cellspacing=3D"0" role=3D"presentation" style=3D"box-sizing: border-box; =
mso-table-lspace: 0; mso-table-rspace: 0;"><tbody style=3D"box-sizing: =
border-box;"><tr style=3D"box-sizing: border-box;"><td =
style=3D"box-sizing: border-box;"><table class=3D"row-content stack" =
align=3D"center" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" =
role=3D"presentation" style=3D"box-sizing: border-box; mso-table-lspace: =
0; mso-table-rspace: 0; color: #333; width: 600px; margin: 0 auto;" =
width=3D"600"><tbody style=3D"box-sizing: border-box;"><tr =
style=3D"box-sizing: border-box;"><td class=3D"column column-1" =
width=3D"100%" style=3D"box-sizing: border-box; mso-table-lspace: 0; =
mso-table-rspace: 0; font-weight: 400; text-align: left; padding-bottom: =
30px; padding-top: 15px; vertical-align: top;" align=3D"left" =
valign=3D"top"><table class=3D"text_block block-1" width=3D"100%" =
border=3D"0" cellpadding=3D"10" cellspacing=3D"0" role=3D"presentation" =
style=3D"box-sizing: border-box; mso-table-lspace: 0; mso-table-rspace: =
0; word-break: break-word;"><tr style=3D"box-sizing: border-box;"><td =
class=3D"pad" style=3D"box-sizing: border-box;"><div =
style=3D"box-sizing: border-box; font-family: sans-serif;"><div class =
style=3D"box-sizing: border-box; font-size: 14px; font-family: =
Arial,'Helvetica Neue',Helvetica,sans-serif; mso-line-height-alt: 21px; =
color: #343a40; line-height: 1.5;"><p style=3D"box-sizing: border-box; =
line-height: inherit; margin: 0; font-size: 14px; text-align: center; =
mso-line-height-alt: 21px;"><em style=3D"box-sizing: =
border-box;">*Projections are for illustrative purposes only. Based on a =
starting age of 35, investment growth of 5% per year, inflation of 2.5% =
per year, and an annual management fee of 0.7%, over 32 years to age 67, =
with no further contributions.</em> </p><p style=3D"box-sizing: =
border-box; line-height: inherit; margin: 0; font-size: 14px; =
text-align: center; mso-line-height-alt: 21px;">&nbsp;</p><p =
style=3D"box-sizing: border-box; line-height: inherit; margin: 0; =
font-size: 14px; text-align: center; mso-line-height-alt: 21px;"><em =
style=3D"box-sizing: border-box;">With investments, your capital is at =
risk. Pensions can go down in value as well as up, so you could get back =
less than you invest.</em></p></div></div></td></tr></table><table =
class=3D"text_block block-2" width=3D"100%" border=3D"0" =
cellpadding=3D"5" cellspacing=3D"0" role=3D"presentation" =
style=3D"box-sizing: border-box; mso-table-lspace: 0; mso-table-rspace: =
0; word-break: break-word;"><tr style=3D"box-sizing: border-box;"><td =
class=3D"pad" style=3D"box-sizing: border-box;"><div =
style=3D"box-sizing: border-box; font-family: sans-serif;"><div class =
style=3D"box-sizing: border-box; font-size: 14px; font-family: =
Arial,'Helvetica Neue',Helvetica,sans-serif; mso-line-height-alt: 21px; =
color: #343a40; line-height: 1.5;"><p style=3D"box-sizing: border-box; =
line-height: inherit; margin: 0; font-size: 14px; text-align: center; =
mso-line-height-alt: 21px;">&nbsp;</p><p style=3D"box-sizing: =
border-box; line-height: inherit; margin: 0; font-size: 14px; =
text-align: center; mso-line-height-alt: 21px;"> <span =
style=3D"box-sizing: border-box; word-break: break-word; color: =
#000000;"><strong style=3D"box-sizing: border-box;">Have a =
question?</strong></span></p><p style=3D"box-sizing: border-box; =
line-height: inherit; margin: 0; font-size: 14px; text-align: center; =
mso-line-height-alt: 21px;">Get in touch with our friendly UK =
team.</p></div></div></td></tr></table></td></tr></tbody></table></td></t=
r></tbody></table><table class=3D"row row-4" align=3D"center" =
width=3D"100%" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" =
role=3D"presentation" style=3D"box-sizing: border-box; mso-table-lspace: =
0; mso-table-rspace: 0;"><tbody style=3D"box-sizing: border-box;"><tr =
style=3D"box-sizing: border-box;"><td style=3D"box-sizing: =
border-box;"><table class=3D"row-content stack" align=3D"center" =
border=3D"0" cellpadding=3D"0" cellspacing=3D"0" role=3D"presentation" =
style=3D"box-sizing: border-box; mso-table-lspace: 0; mso-table-rspace: =
0; border-radius: 0; color: #000; width: 600px; margin: 0 auto;" =
width=3D"600"><tbody style=3D"box-sizing: border-box;"><tr =
style=3D"box-sizing: border-box;"><td class=3D"column column-1" =
width=3D"100%" style=3D"box-sizing: border-box; mso-table-lspace: 0; =
mso-table-rspace: 0; font-weight: 400; text-align: left; padding-bottom: =
5px; padding-top: 5px; vertical-align: top;" align=3D"left" =
valign=3D"top"><table class=3D"html_block block-1" width=3D"100%" =
border=3D"0" cellpadding=3D"0" cellspacing=3D"0" role=3D"presentation" =
style=3D"box-sizing: border-box; mso-table-lspace: 0; mso-table-rspace: =
0;"><tr style=3D"box-sizing: border-box;"><td class=3D"pad" =
style=3D"box-sizing: border-box;"><div style=3D"box-sizing: border-box; =
font-family: Arial,'Helvetica Neue',Helvetica,sans-serif; text-align: =
center;" align=3D"center"><table align=3D"center" border=3D"0" =
cellpadding=3D"0" cellspacing=3D"0" class=3D"em_wrapper" style=3D"width: =
600px;" width=3D"600"> <tbody> <tr> <td align=3D"center" class=3D"em_p3" =
style=3D"padding: 15px 70px;" valign=3D"top"> <table align=3D"center" =
border=3D"0" cellpadding=3D"0" cellspacing=3D"0" width=3D"100%"> <tbody> =
<tr> <td valign=3D"top"> <table align=3D"left" border=3D"0" =
cellpadding=3D"0" cellspacing=3D"0" class=3D"em_wrapper" style=3D"width: =
290px;" width=3D"290"> <tbody> <tr> <td align=3D"center" valign=3D"top"> =
<table align=3D"left" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" =
class=3D"em_wrapper" style=3D"width: 130px;" width=3D"130"> <tbody> <tr> =
<td align=3D"center" class=3D"em_h0" height=3D"31" style=3D"height: =
31px;" valign=3D"middle"><img alt=3D"" border=3D"0" =
src=3D"https://res.cloudinary.com/pensionbee/image/upload/v1731507652/ema=
ils/Call_us.png" style=3D"display: block; max-width: 30px; font-family: =
Arial, sans-serif; font-size: 15px; line-height: 18px; color: #000000; =
padding: 0px; text-align: center; height: auto; width: 100%;" =
width=3D"30"></td> </tr> <tr> <td align=3D"center" =
class=3D"em_defaultlink" style=3D"padding-top: 9px; font-family: 'Open =
Sans', Arial, sans-serif; font-size: 12px; line-height: 22px; color: =
#000000; font-weight: 750;" valign=3D"top">020 3457 8444&nbsp;</td> =
</tr> <tr> <td class=3D"em_defaultlink" style=3D"padding-top: 12px; =
font-family: 'Open Sans', Arial, sans-serif; font-size: 11px; =
line-height: 16px; color: rgb(0, 0, 0); font-weight: 400; =
letter-spacing: 0.3px; text-align: center;" valign=3D"top">Monday - =
Friday: 9:30am-5pm</td> </tr> </tbody> </table> <table align=3D"right" =
border=3D"0" cellpadding=3D"0" cellspacing=3D"0" class=3D"em_wrapper" =
style=3D"width: 130px;" width=3D"130"> <tbody> <tr> <td align=3D"center" =
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valign=3D"middle"><img alt=3D"123" border=3D"0" =
src=3D"https://res.cloudinary.com/pensionbee/image/upload/v1731507652/ema=
ils/Email_us.png" style=3D"display: block; max-width: 34px; font-family: =
Arial, sans-serif; font-size: 15px; line-height: 18px; color: #000000; =
padding: 0px; height: auto; width: 100%; text-align: center;" =
width=3D"30"></td> </tr> <tr> <td class=3D"em_defaultlink" =
style=3D"padding-top: 9px; font-family: 'Open Sans', Arial, sans-serif; =
font-size: 12px; line-height: 22px; color: rgb(0, 0, 0); font-weight: =
750; text-align: center;" valign=3D"top"><span style=3D"color: rgb(0, 0, =
0);"><a href=3D"mailto:contact@pensionbee.com?subject=3D" =
style=3D"text-decoration: none; color: rgb(0, 0, 0);" =
title=3D"contact@pensionbee.com" =
data-linkto=3D"mailto:">contact@pensionbee.com</a></span></td> </tr> =
<tr> <td class=3D"em_defaultlink" style=3D"padding-top: 12px; =
font-family: 'Open Sans', Arial, sans-serif; font-size: 11px; =
line-height: 16px; color: rgb(0, 0, 0); font-weight: 400; =
letter-spacing: 0.3px; text-align: center;" valign=3D"top">Send us an =
email and we'll get back to you as soon as possible</td> </tr> </tbody> =
</table> </td> </tr> </tbody> </table> <table align=3D"right" =
border=3D"0" cellpadding=3D"0" cellspacing=3D"0" class=3D"em_wrapper" =
style=3D"width: 130px;" width=3D"130"> <tbody> <tr> <td align=3D"center" =
class=3D"em_h0 em_pt25" height=3D"31" style=3D"height: 31px;" =
valign=3D"middle"><img alt=3D"" border=3D"0" =
src=3D"https://res.cloudinary.com/pensionbee/image/upload/v1731507653/ema=
ils/Live_chat.png" style=3D"display: block; max-width: 34px; =
font-family: Arial, sans-serif; font-size: 15px; line-height: 18px; =
color: #000000; padding: 0px; height: auto; width: 100%; text-align: =
center;" width=3D"28"></td> </tr> <tr> <td align=3D"center" =
class=3D"em_defaultlink" style=3D"padding-top: 7px; font-family: 'Open =
Sans', Arial, sans-serif; font-size: 12px; line-height: 22px; color: =
#000000; font-weight: 750;" valign=3D"top"><a =
href=3D"https://links.pensionbee.com/s/c/gtcsE5WQnVnCdGvy-XfHPvyDdQEl9GUk=
ZiujYsu23jfIwNN36dJfGbbsyHigKf3Yayv-eg3O9YrHMpphqizJcc39Vqfs4FE0jlhLJBl-L=
HvO97NAhRMKHZZQPLkL5RlTnPUSqJslKFdkmEf-1-7ioZtfTZ5tJDkIwH0LxwADjqGmPegJrp=
W3WxRxkAIDjz4EOFry6MdwVc17H04mFzlQwRdel1OQQWb9drZSd-Bw43TizP2sCg6yQqVKxiH=
5EPNg31rL30njDebKcd8GqqRl-i9-gh9HVNKTCAFCO4mnJ2S-VBCnMq9HF2Z3CQMBZQWMxWWq=
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BjGO_6yudPc/gVJMyeExnosQBZUXz71vqF8GnIsT0Q_8/22" =
style=3D"text-decoration: none;" title=3D"Launch live chat" =
data-linkto=3D"https://"><span style=3D"color: rgb(0, 0, 0);">Launch =
live chat</span></a></td> </tr> <tr> <td class=3D"em_defaultlink" =
style=3D"padding-top: 12px; font-family: 'Open Sans', Arial, sans-serif; =
font-size: 11px; line-height: 16px; color: rgb(0, 0, 0); font-weight: =
400; letter-spacing: 0.3px; text-align: center;" valign=3D"top">Speak to =
a member of our friendly team now</td> </tr> </tbody> </table> </td> =
</tr> <tr> <td valign=3D"top"><br>&nbsp;</td> </tr> </tbody> </table> =
</td> </tr> </tbody> </table> <table align=3D"center" border=3D"0" =
cellpadding=3D"0" cellspacing=3D"0" class=3D"em_wrapper" style=3D"width: =
600px;" width=3D"600"> <tbody> <tr> <td align=3D"center" valign=3D"top"> =
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width=3D"100%"> <tbody> <tr> <td bgcolor=3D"#F9C000" height=3D"12" =
style=3D"height: 12px; font-size: 0px; line-height: 0px;">&nbsp;</td> =
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20px;" valign=3D"top"> <table align=3D"center" border=3D"0" =
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align=3D"center" valign=3D"top"> <table align=3D"center" border=3D"0" =
cellpadding=3D"0" cellspacing=3D"0" class=3D"em_wrapper" style=3D"width: =
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align=3D"center" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" =
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Arial Black, Tahoma, Trebuchet MS, Verdana, sans-serif; font-size: 12px; =
color: #aaa; text-decoration: none;"><a =
href=3D"https://links.pensionbee.com/s/c/6rMJ5O0aTf5XY7JdarI_v7m5WTtiff9h=
DwcvpDWKPUD4MMqTEAFxm5dvScZNqDXPGTiGZWnERgQOYqfdIYwZxzBKoC6MGrwMtmvrHJiut=
8KvTYokf7J97i76JcV_JNbHAe10GKbBhxcVsK4IHbCd9bcuxounSM1wKyPw7kDa7zz6LncHNY=
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M_kP2dmuNzpWaeIRwQd398xr8ZN_avMVGwa_TIvFv-M5tkiaHE7KNAlWFAGbZaHftZav4OLhJ=
Qv48cTXk-LkOFWyGHZijLMDlNtNqRC84_Xmh290_wfjuy6tnqBniqplkvtFnBudTvtvSfo4uQ=
TOB0k_dBO5O31lrfmK94F58MP1eD6n6B2GSDBYzoHU3suHlABcjNBHuDHGKKNK0qRQ0FozNvt=
dOhMNuvxFpuRiC8_Kv7GEqUXiHeXHYCegL_iExLHfr8_1PFldCyrndIQxiHxgIM5e7vLR9aMu=
HbBAhxbeFJYwGpohgADs535Ac8yd87ltzXZd2omEo6Ztr/lcaJYjVzyZYU5w_ARvWbnAsSVTG=
1alFF/22" rel=3D"noopener noreferrer" style=3D"text-decoration: none; =
text-underline: none;" target=3D"_blank"> <img alt=3D"Trustpilot rating" =
border=3D"0" height=3D"16" =
src=3D"https://emailsignature.trustpilot.com/signature/en-US/2/55f7e14b00=
00ff0005835423/text.png" style=3D"max-height: 16px; margin: 0; padding: =
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6j6upRf39Ycqv1c2N3OLMu5sdZu9kq51TMQPxatkOny3MnaTEudS0CCg2Lzug4MGdgVM8K60L=
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oVpOefce0u5R4QGE31OPTp-pa8_xdFSZqO3yTNQ1DS3Fhys5ZLjKhXl0jk7v9wMAHwPZ9xzC7=
9LqC1de6bCeop7qotjw-vUcRve3pMTZTWmC7FQ3a8al8qZ-kMvqETvNrzTIeu1Bl_OgQKJU9P=
U2xjApj94AIJijxTyZcD1z2uXRN0xb945AmnzjVYenQ0Aj_1_crldIgtfBdUm8pG1UTQGwtB5=
yCfizkvY1Da5vtHUmYhz1Y0_xMw-D35oO5jZ1GkO6fKgv/S1Zj_Y93MHgJ8bKc0nspODZlEy9=
-Du4I/22" rel=3D"noopener noreferrer" style=3D"text-decoration: none; =
text-underline: none;" target=3D"_blank"> <img alt=3D"Trustpilot Logo" =
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width=3D"79"> </a></p> <p></p> <table stlye=3D"margin-top: 16px;" =
align=3D"left" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" =
class=3D"em_wrapper" style=3D"width: 123px;" width=3D"123"> <tbody> =
<tr></tr> </tbody> </table> </td> </tr> </tbody> </table> </td> </tr> =
</tbody> </table> <table align=3D"center" border=3D"0" cellpadding=3D"0" =
cellspacing=3D"0"> <tbody> <br> <tr> <td align=3D"center" =
valign=3D"top"><a =
href=3D"https://links.pensionbee.com/s/c/PCwkv2J2Hp3z7I8z-YSfwmC7Q3yR167H=
nLGxppwrj4NTX4Zmx7PdIMfm_P6FJS8JKtrfg5ljaoB03-LWGguFhyUOTvhYUH5ERL9D-9-lf=
vfVph7n-fJvx46p_4Vd89OTIDkw-CvRq8en50I80Dkv8-_mlML-efoMjJZg4F7P1GHJBHico0=
mbOHwst1FkzFlV2gDEHQCDnJGSpbUBzdK9YZmz0j3vVmWzPT8ju5csD3j5NaYyKqO01L5JwCF=
BPReDGHDzKa5Y0Y60EW4NvmlUkKLNmgR5lFB91JNL73XLZynVX8aQv6HrkhgwuEPX81__pMF7=
W1FjYA_XtD1F2kBBebDvoQItEAeUhuQwpRpLop1Uh46qBJ22BcCr8VhouPCn9MmyIMRsbt9dq=
_QgUk5anSsr6lCCgj_u0GG1XF34kv0G/XGFpACnyfAa0WWmu7wpPmg1YzXEZGZR9/22" =
rel=3D"noopener" style=3D"text-decoration: none;" target=3D"_blank" =
title=3D"" data-linkto=3D"https://"><img alt=3D"fb" =
src=3D"https://res.cloudinary.com/pensionbee/image/upload/v1731515759/ema=
ils/Social_icons_Facebook_yellow.png" style=3D"display: block; =
max-width: 32px; font-family: Arial, sans-serif; font-size: 15px; =
line-height: 18px; color: #000000; padding: 0px; text-align: center; =
height: auto; width: 100%;" width=3D"32"></a></td> <td class=3D"em_w1" =
style=3D"width: 15px;" width=3D"30"></td> <td align=3D"center" =
valign=3D"top"><a =
href=3D"https://links.pensionbee.com/s/c/jmoc2sHNrhLqWhfLaJ_bYOnZE3LE5YSu=
zp1GAlTlEm668whAIeeALhtFZNXKEX72YO2IhBe3BBD-daYHaqx31iTmV-JFu6eHaewZM0Hyz=
YkjVkv3O1p_9GO1LBMVgvo9gTnnw9myrG6r7L5AJE6L462jcAuQhbA2MvvReIup2vLOOrH4_g=
2hg1L5iAYQAlrgVDv5sRtORMMWwLMqcDXgHpR8OujUh3JO_421aWgHqUURkSEefL6Dg45TmG0=
n8JZL7xt3v-Nuly0fS3YwOszpt6Z2FgO8kx9eXPqI6c8sP-l9sNpoFQN3TaUkmJu0YojviFB_=
D8q2L-hRiU_OODjeuECShUw7DfTRxitRLWm7YmCPRaiqPPzl27kG8PSYAvnLsLtBcQfj5occq=
aElOeZFIsM9P2e0cCZKcIKiaxPHuBM1/1iUZrBX6T2h3JZUiGh_l3exFAXaL9VVo/22" =
rel=3D"noopener" style=3D"text-decoration: none;" target=3D"_blank" =
title=3D"" data-linkto=3D"https://"><img alt=3D"fb" =
src=3D"https://res.cloudinary.com/pensionbee/image/upload/v1731515759/ema=
ils/Social_icons_at_yellow.png" style=3D"display: block; max-width: =
32px; font-family: Arial, sans-serif; font-size: 15px; line-height: =
18px; color: #000000; padding: 0px; text-align: center; height: auto; =
width: 100%;" width=3D"35"></a></td> <td class=3D"em_w1" style=3D"width: =
15px;" width=3D"30"></td> <td align=3D"center" valign=3D"top"><a =
href=3D"https://links.pensionbee.com/s/c/Ikvijab3SuwACaHGXy4IMWbZNE86SKoJ=
zYHghnPar6UTHjyzzEGEI-3oW1bcy6kDjhBUk1sm-kMYFg31_OeoAFfi7ra1ljqMSHISon7vj=
tOnZ87p48VxsvPKgUML-U2om-sVRR5euGM3s-tO0nFA8w0fKQeGJGMyTZTwMhGV4Dz6ptinSA=
sHEN0UZjz5ofRI5aIGJvjMd2k2vnpQ9uoTraTIjA_NUTlq1rDCa0QusZzS1k1l0tj7_OXDgnU=
yZnas42NDcr4NnatG5kFdWolKx8tdMaGfe-6ysIws3lCAqsc6wYzX8fYPdbMLQniO3j5ZduBa=
IKTtumQ_GEp5XS_wVd9MMJ1E8zEX2LBeukfQEM589XfVZ7sw-j3i6kiw7Syd6VjaYeCjdGpRZ=
UNQs7quanrJ9xFLzawvv5It7ZHa_w/TAF7VujBIVWzssGyL0NLDt2NQhbLa0hb/22" =
rel=3D"noopener" style=3D"text-decoration: none;" target=3D"_blank" =
title=3D"" data-linkto=3D"https://"><img alt=3D"fb" =
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