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Received: from c06snj520 (10.54.139.117) by mail03.CommercialEmails.lloydsbank.com id h9e5f63cdh81 for <bob@sarahharvey.com>; Mon, 6 Jul 2026 07:01:07 -0400 (envelope-from <bounce@commercialemails.lloydsbank.com>)
Reply-To: "Lloyds Bank" <commercial.banking@lloydsbanking.com>
From: "Lloyds Bank" <info@commercialemails.lloydsbank.com>
To: <bob@sarahharvey.com>
Subject: CORRECTION: Managing cash flow and protecting from scams
Date: Mon, 6 Jul 2026 12:01:07 +0100
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  <https://link.commercialemails.lloydsbank.com/e/FooterImages/FooterImage1?elq=f6f1721f39db47fd8faaa80f8b3744b5&siteid=1705133317>
Some guidance to help you manage your business.

 ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏ 
͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏ 
͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏ 
͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏ 
͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏ 
͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏ 
 ͏ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ 
 ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ 
 ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ 
 ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­


  <https://image.CommercialEmails.lloydsbank.com/EloquaImages/clients/LloydsBankingGroup/%7B30e7cef2-9ac7-40fb-bd53-1a69b0c3f299%7D_header_icon_DM.png>
  <https://image.CommercialEmails.lloydsbank.com/EloquaImages/clients/LloydsBankingGroup/%7Bce69d53d-a125-437c-b19c-f12f939941fb%7D_header_icon_fill_calmgreen.png> 
We want you to recognise a fraudulent email if you receive one, so we will 
always include the last four digits of your bank account number: 3506.


 <https://www.lloydsbank.com/business/home?elqTrackId=437a5c69625e464cad5f1c2e95355360&elq=f6f1721f39db47fd8faaa80f8b3744b5&elqaid=6368&elqat=1&elqCampaignId=1680&elqak=8AF573BC4297DE173C7C9955B81DD7C2D91932FC7453A318247D1859B1C23DF91C79>
 <https://www.lloydsbank.com/business/home?elqTrackId=1109e3eaa63346cd9dac166481d809cc&elq=f6f1721f39db47fd8faaa80f8b3744b5&elqaid=6368&elqat=1&elqCampaignId=1680&elqak=8AF53D3A6626D3DA0250170838BE84F35F9832FC7453A318247D1859B1C23DF91C79> 
<https://www.lloydsbank.com/business/home?elqTrackId=87b8bd1e8921452ea80ff818b3a0b361&elq=f6f1721f39db47fd8faaa80f8b3744b5&elqaid=6368&elqat=1&elqCampaignId=1680&elqak=8AF570F061B58BAB1450DF9CAAD5751FAC9B32FC7453A318247D1859B1C23DF91C79>
 <https://www.lloydsbank.com/business/home?elqTrackId=fe5799991a1d45189d9b70458a98fd8e&elq=f6f1721f39db47fd8faaa80f8b3744b5&elqaid=6368&elqat=1&elqCampaignId=1680&elqak=8AF559347E4A83A4DAE25901A2AD60B56DA832FC7453A318247D1859B1C23DF91C79>
Guidance for your business

We recently sent you an email saying there was no fee for depositing a 
cheque using our mobile banking app. This wasn't correct, as there is a fee 
for depositing cheques through the app, but the fee you'd be charged at a 
branch counter won't apply.

We're sorry this happened and for any confusion caused.

We've included the rest of the information again in this email. 	   <https://image.CommercialEmails.lloydsbank.com/EloquaImages/clients/Llo 
ydsBankingGroup2/%7Bc58a5e7e-9495-427d-87fa-7bc44175ceb5%7D_LTB_Calculator.png>


9 ways to manage your cash flow
When the economic climate is unclear and you are looking for ways to ensure 
your business thrives, not just survives, it's vital to get effective cash 
flow management in place.

This guide offers 9 ways to improve your business' cash flow.

Read the guide 
<https://www.lloydsbank.com/business/resource-centre/business-guides/9-ways-to-improve-cash-flow.html?utm_source=direct-marketing&utm_medium=email&utm_campaign=LB_BB_CEP_Test_Resend&utm_content=Cashflow&elqTrackId=7b00a1ba711449f4bce1984b8a415d83&elq=f6f1721f39db47fd8faaa80f8b3744b5&elqaid=6368&elqat=1&elqCampaignId=1680&elqak=8AF5D1A7D4082DA3BB409C4C6D90D65DC42032FC7453A318247D1859B1C23DF91C79>

  <https://image.CommercialEmails.lloydsbank.com/EloquaImages/clients/LloydsBankingGroup2/%7Bea350201-f96e-44e7-9178-8d103dfd49ec%7D_LTB_Phone_Coin_Illustration.png>

Got cheques to pay in?
Did you know you can pay in
cheques up to £20,000
using our app.

No queues, no counter fees.

Find out how 
<https://www.lloydsbank.com/business/help-and-support/online-banking/deposit-cheques-in-business-mobile-banking-app.html?utm_source=direct-marketing&utm_medium=email&utm_campaign=LB_BB_CEP_Test_Resend&utm_content=Chq_Deposit&elqTrackId=e93ef4a5adc240a991a90c55a45e14e6&elq=f6f1721f39db47fd8faaa80f8b3744b5&elqaid=6368&elqat=1&elqCampaignId=1680&elqak=8AF5726478C9BE51D89A43DE2AF75485D10E32FC7453A318247D1859B1C23DF91C79>

  <https://image.CommercialEmails.lloydsbank.com/EloquaImages/clients/LloydsBankingGroup2/%7B46736b31-2800-4db0-a893-59852aa233b6%7D_LTB_Target_Illustration.png>

Are you a target?
If you're paying an invoice, take a minute to check that everything is 
right.

Fraudsters can target any business. They may research your business to 
appear trustworthy and choose the best time to try a scam.

Invoice scams 
<https://www.lloydsbank.com/business/fraud/invoice-scams.html?utm_source=direct-marketing&utm_medium=email&utm_campaign=LB_BB_CEP_Test_Resend&utm_content=Invoice_Scams&elqTrackId=4bd59a9057e44666b3945bf251c8c140&elq=f6f1721f39db47fd8faaa80f8b3744b5&elqaid=6368&elqat=1&elqCampaignId=1680&elqak=8AF58FA54D2A10A5104932484DA416F458C232FC7453A318247D1859B1C23DF91C79>

If there's other information, support, or guidance you're looking for, don't 
hesitate to visit our business website.

Ruchir Rodrigues, Client Strategy and Commercial Director
 <https://www.lloydsbank.com/business/home?elqTrackId=c6581cef887b4d6180241a9e67f6a0c3&elq=f6f1721f39db47fd8faaa80f8b3744b5&elqaid=6368&elqat=1&elqCampaignId=1680&elqak=8AF585F6F70A38FE27DF884589FF3944AFA532FC7453A318247D1859B1C23DF91C79>



 <https://www.lloydsbank.com/business/contact-us?elqTrackId=e25564a513e04cbd9f4ea2653ddf0d27&elq=f6f1721f39db47fd8faaa80f8b3744b5&elqaid=6368&elqat=1&elqCampaignId=1680&elqak=8AF5DB06892B9BF0EE031415A5D9096F882432FC7453A318247D1859B1C23DF91C79> 
Contact Us  	    |
 <https://www.lloydsbank.com/business/privacy?elqTrackId=f34491bc4c4842048261f134f9397ac5&elq=f6f1721f39db47fd8faaa80f8b3744b5&elqaid=6368&elqat=1&elqCampaignId=1680&elqak=8AF5D12B3A9F9BC2E43C7FC59BAA4EA9FCAA32FC7453A318247D1859B1C23DF91C79> 
Privacy Policy  	    |
 <https://www.lloydsbank.com/business/retail-business/suspicious-emails-and-text?elqTrackId=c0085ccd2bd44d84b6738f378d6f9ca0&elq=f6f1721f39db47fd8faaa80f8b3744b5&elqaid=6368&elqat=1&elqCampaignId=1680&elqak=8AF5D4E7DE477E61FCB9BF89FE7312C0250832FC7453A318247D1859B1C23DF91C79> 
Email Security


 <https://www.facebook.com/lloydsbankbusiness/?elqTrackId=aafe4e212ccc4ad5b19058464fcf5721&elq=f6f1721f39db47fd8faaa80f8b3744b5&elqaid=6368&elqat=1&elqCampaignId=1680&elqak=8AF5BC4861F8DA9645FAAACEC23942214B3532FC7453A318247D1859B1C23DF91C79> 
<https://uk.linkedin.com/company/lloyds-bank-business-commercial?elqTrackId=50a96b97ac574fbf9e4209648bdf9033&elq=f6f1721f39db47fd8faaa80f8b3744b5&elqaid=6368&elqat=1&elqCampaignId=1680&elqak=8AF515D1D3837D35C13000C81A2C1A9AD1B032FC7453A318247D1859B1C23DF91C79> 
<https://www.instagram.com/lloydsbankbusiness/?elqTrackId=15ca7d5cec28482395ce47c4b116e1ca&elq=f6f1721f39db47fd8faaa80f8b3744b5&elqaid=6368&elqat=1&elqCampaignId=1680&elqak=8AF51AD996E06BC88CAB87892812BAFF5F9A32FC7453A318247D1859B1C23DF91C79> 
<https://www.youtube.com/user/lloydsbankcb?elqTrackId=073d2b83e7d347db9386dd62fbf3d31c&elq=f6f1721f39db47fd8faaa80f8b3744b5&elqaid=6368&elqat=1&elqCampaignId=1680&elqak=8AF5122E7DFD74CB8CED7E6742E17E92CB4F32FC7453A318247D1859B1C23DF91C79>
Business help and support
We aim to provide you with a high level of service. If you have a query our 
Help & Support pages can help: lloydsbank.com/business/help 
<https://www.lloydsbank.com/business/help.html?elqTrackId=f4f4a0c7a3464f54b9f4386c0da516f5&elq=f6f1721f39db47fd8faaa80f8b3744b5&elqaid=6368&elqat=1&elqCampaignId=1680&elqak=8AF58E9AEE76CD50569FC5F275969027661232FC7453A318247D1859B1C23DF91C79>

We don’t charge you for the Mobile Banking app but any applicable account 
transaction charges will still apply. You should also check with your mobile 
operator as they may charge you for certain services such as downloading or 
using the app. You will need a smartphone running iOS or Android. The app is 
not compatible with some older versions of the operating systems – check the 
Apple App Store or Google Play for more details. Online for Business 
registration required. Services may be affected by phone signal and 
functionality. Use of Mobile Banking is subject to our Online for Business 
Terms and Conditions.

To help us improve the emails we send you, we collect basic information from 
your device such as when they are opened. For more information please read 
our Cookies Policy 
<https://www.lloydsbank.com/help-guidance/legal-information/privacy/cookies.html?elqTrackId=3885e419eaa441669832edb6bf597216&elq=f6f1721f39db47fd8faaa80f8b3744b5&elqaid=6368&elqat=1&elqCampaignId=1680&elqak=8AF5FB58C645CEE72426F08567D9842F0C3F32FC7453A318247D1859B1C23DF91C79> 
.

Security Information
Please note that Lloyds Bank NEVER send emails that ask for confidential or 
security information. We’ll never send you an email asking for your log on 
details, or direct you to a webpage that asks for this information, but 
sometimes we’ll send you links to our secure app, taking you straight to the 
information you need. Visit our online security pages 
<https://www.lloydsbank.com/business/security.html?elqTrackId=7d889d99f57d4e0fa8a6fc49360988cc&elq=f6f1721f39db47fd8faaa80f8b3744b5&elqaid=6368&elqat=1&elqCampaignId=1680&elqak=8AF5A0A135224E830BCB392E8D5A60AA7BB932FC7453A318247D1859B1C23DF91C79> 
for more details.

To unsubscribe from future marketing communications
If you no longer wish to receive any marketing communications from Lloyds 
Bank using this email address please click here 
<https://links.commercialemails.lloydsbank.com/unsubscribe?pid=679103726&brand=LTB&camp=CEPTESTJUN26&elqTrackId=4b58e0c91cf34cb590fcdf53f91cfa02&elq=f6f1721f39db47fd8faaa80f8b3744b5&elqaid=6368&elqat=1&elqCampaignId=1680&elqak=8AF5956F8E88C7CD2D1D1FA8AC3689E9E17032FC7453A318247D1859B1C23DF91C79> 
.

Lloyds and Lloyds Bank are trading names of Lloyds Bank plc. Registered 
Office: 25 Gresham Street, London EC2V 7HN. Registered in England and Wales 
no. 2065. Telephone: 0207 <tel:02076261500>  626 1500.

Authorised by the Prudential Regulation Authority and regulated by the 
Financial Conduct Authority and the Prudential Regulation Authority under 
Registration Number 119278.

Eligible deposits with us are protected by the Financial Services 
Compensation Scheme (FSCS) 
<https://www.fscs.org.uk/?elqTrackId=a6a1d9978164446dab494452ee34b981&elq=f6f1721f39db47fd8faaa80f8b3744b5&elqaid=6368&elqat=1&elqCampaignId=1680&elqak=8AF5AAE9B8BBE5D154C1B0F69611D6ADFE1632FC7453A318247D1859B1C23DF91C79> 
. We are covered by the Financial Ombudsman Service (FOS) 
<https://www.financial-ombudsman.org.uk/?elqTrackId=3a7a5b67a6d34a0e9f12e078cca8bc45&elq=f6f1721f39db47fd8faaa80f8b3744b5&elqaid=6368&elqat=1&elqCampaignId=1680&elqak=8AF59BB6B191CC340FBE3AC14B0B995D136632FC7453A318247D1859B1C23DF91C79> 
. Please note that due to FSCS and FOS eligibility criteria not all business 
customers will be covered.
  <https://image.CommercialEmails.lloydsbank.com/EloquaImages/clients/LloydsBankingGroup/%7B62bfd74b-401b-4e55-b596-d7aa6af4c3a4%7D_spacer.gif>

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c9%7D_top_overlap_straight_11B67A_DM_WM.png') !important}

			[data-ogsb] .d_overlap_C7FFC6 =
{background-image:url('https://image.CommercialEmails.lloydsbank.com/Eloq=
uaImages/clients/LloydsBankingGroup/%7B8153c81b-1c9e-43db-b0dc-019c25d685=
03%7D_top_overlap_straight_C7FFC6_DM_OM.png') !important}
			[data-ogsb] [class~=3D"x_d_overlap_C7FFC6"]  =
{background-image:url('https://image.CommercialEmails.lloydsbank.com/Eloq=
uaImages/clients/LloydsBankingGroup/%7B6167653c-a5c9-4e7f-840d-1650382331=
25%7D_top_overlap_straight_C7FFC6_DM_WM.png') !important}

			[data-ogsb] .m_rnd_top_FFFFFE =
{background-image:url('https://image.CommercialEmails.lloydsbank.com/Eloq=
uaImages/clients/LloydsBankingGroup/%7Bb6893d0e-4511-4cfb-a981-e598affe8b=
33%7D_top_overlap_rounded_FFFFFE_DM_OM.png') !important}
			[data-ogsb] [class~=3D"x_m_rnd_top_FFFFFE"] =
{background-image:url('https://image.CommercialEmails.lloydsbank.com/Eloq=
uaImages/clients/LloydsBankingGroup/%7Bbb160ddc-0298-46d6-8674-ac71fa4738=
c9%7D_top_overlap_rounded_FFFFFE_DM_WM.png') !important}

			[data-ogsb] .m_rnd_top_11B67A =
{background-image:url('https://image.CommercialEmails.lloydsbank.com/Eloq=
uaImages/clients/LloydsBankingGroup/%7B8c4b9d00-08fa-4cad-8517-f8460c26df=
ca%7D_top_overlap_rounded_11B67A_DM_OM.png') !important}
			[data-ogsb] [class~=3D"x_m_rnd_top_11B67A"] =
{background-image:url('https://image.CommercialEmails.lloydsbank.com/Eloq=
uaImages/clients/LloydsBankingGroup/%7Bcbf9cd26-e5db-4b3b-9697-39a9b85f31=
de%7D_top_overlap_rounded_11B67A_DM_WM.png') !important}

			[data-ogsb] .m_rnd_top_6CF479 =
{background-image:url('https://image.CommercialEmails.lloydsbank.com/Eloq=
uaImages/clients/LloydsBankingGroup/%7B948b8d75-50d5-4173-867e-72f6622ac4=
aa%7D_top_overlap_rounded_6CF479_DM_OM.png') !important}
			[data-ogsb] [class~=3D"x_m_rnd_top_6CF479"] =
{background-image:url('https://image.CommercialEmails.lloydsbank.com/Eloq=
uaImages/clients/LloydsBankingGroup/%7B7a49cefa-ce7a-4a52-a69e-1bcd40e0a9=
ee%7D_top_overlap_rounded_6CF479_DM_WM.png') !important}

			[data-ogsb] .m_rnd_top_C7FFC6 =
{background-image:url('https://image.CommercialEmails.lloydsbank.com/Eloq=
uaImages/clients/LloydsBankingGroup/%7B05fd19c1-4127-4b1f-abc2-086476f58c=
38%7D_top_overlap_rounded_C7FFC6_DM_OM.png') !important}
			[data-ogsb] [class~=3D"x_m_rnd_top_C7FFC6"] =
{background-image:url('https://image.CommercialEmails.lloydsbank.com/Eloq=
uaImages/clients/LloydsBankingGroup/%7B889a8810-0a17-4425-b4cb-3e656e623a=
17%7D_top_overlap_rounded_C7FFC6_DM_WM.png') !important}

			[data-ogsb] .d_rnd_top_carou_C7FFC6 =
{background-image:url('https://image.CommercialEmails.lloydsbank.com/Eloq=
uaImages/clients/LloydsBankingGroup/%7B9b41fa5f-ae54-40c3-9fca-53217fe5d1=
53%7D_fallback_card_top_C7FFC6_64h_DM_OM.png') !important}
			[data-ogsb] [class~=3D"x_d_rnd_top_carou_C7FFC6"] =
{background-image:url('https://image.CommercialEmails.lloydsbank.com/Eloq=
uaImages/clients/LloydsBankingGroup/%7Baa882c0c-142a-4d91-8cc9-863b39c5f8=
49%7D_fallback_card_top_C7FFC6_64h_DM_WM.png') !important}
			[data-ogsb] .d_rnd_top_carou_FFFFFE =
{background-image:url('https://image.CommercialEmails.lloydsbank.com/Eloq=
uaImages/clients/LloydsBankingGroup/%7Bf95f9637-63ff-4c05-8e81-69dfab85de=
1c%7D_fallback_card_top_FFFFFE_64h_OM.png') !important}
			[data-ogsb] [class~=3D"x_d_rnd_top_carou_FFFFFE"] =
{background-image:url('https://image.CommercialEmails.lloydsbank.com/Eloq=
uaImages/clients/LloydsBankingGroup/%7B30b44557-e423-4859-9562-671905c1e0=
f3%7D_fallback_card_top_FFFFFE_64h_WM.png') !important}

			/* Thunderbird fix */
			@media screen and (-moz-device-pixel-ratio){
				.moz-text-html .t_d_block {display: block !important}
			}
		}
		/* MOBILE */
		@media only screen and (max-width:480px) {
			.m_h{display:none !important}
			.m_d_b{display:block !important}
			.m_d_ib{display:inline-block!important}
			.m_d_t{display: table !important}
			.m_d_f{display: flex!important}

			.m_bsbb{box-sizing:border-box !important}

			.m_mhunset{max-height:unset !important}
			.m_minwunset{min-width: unset !important}
			.m_mw340{max-width:340px !important}
			.m_minw194{min-width:194px !important}
			.m_minw220{min-width:220px !important}

			.m_w50pc{width:50% !important}
			.m_w90pc{width: 90% !important}
			.m_w100pc{width:100% !important}

			.m_hauto{height:auto !important}
			.m_h300{height: 300px !important}
			.m_hvw{height: 100vw !important}
			.m_h290{height: 290px !important}

			.m_mauto{margin:auto !important}

			.m_p0{padding:0 !important}
			.m_p8{padding:8px !important}
			.m_p0_16{padding:0px 16px !important}
			.m_p12{padding:12px !important}
			.m_p16{padding:16px !important}
			.m_p0_24{padding:0 24px !important}
			.m_p0_32{padding:0 32px !important}
			.m_p0_48{padding:0 48px !important}
			.m_p32_16{padding:32px 16px !important}
			.m_p24{padding:24px !important}
			.m_p32{padding:32px !important}
			.m_pl0{padding-left:0px !important}
			.m_pl16{padding-left:16px !important}
			.m_pl24{padding-left:24px !important}
			.m_pl30{padding-left:30px !important}
			.m_plr8{padding-left:8px !important;padding-right:8px !important}
			.m_plr16{padding-left:16px !important;padding-right:16px !important}
			.m_plr24{padding-left:24px !important;padding-right:24px !important}
			.m_plr32{padding-left:32px !important;padding-right:32px !important}
			.m_pr0{padding-right:0px !important}
			.m_pr16{padding-right:16px !important}
			.m_pr24{padding-right:24px !important}
			.m_pr32{padding-right:32px !important}
			.m_pb0{padding-bottom:0px !important}
			.m_pb16{padding-bottom:16px !important}
			.m_pb24{padding-bottom:24px !important}
			.m_pb32{padding-bottom:32px !important}
			.m_pb40{padding-bottom:40px !important}
			.m_pb64{padding-bottom:64px !important}
			.m_pt0{padding-top:0px !important}
			.m_pt24{padding-top:24px !important}
			.m_pt32{padding-top:32px !important}
			.m_pt40{padding-top:40px !important}

			.m_sharedFooter{padding:20px 0 4px 0 !important}

			.m_tac{text-align:center !important}
			.m_tal{text-align:left !important}

			.m_fnone{float:none !important}
			.m_fl{float: left !important}
			.m_fr{float: right !important}
			.m_clboth{clear:both !important}

			.m_nobg{background:none !important}

			.m_fs10{font-size:10px !important; line-height:14px !important}
			.m_fs12{font-size:12px !important; line-height:16px !important}
			.m_fs16{font-size:16px !important; line-height:20px !important}
			.m_fs24{font-size:24px !important; line-height:26px !important}
			.m_fs32{font-size:32px !important; line-height:36px !important}
			.m_fs40{font-size:40px !important; line-height:44px !important}

			.m_wb_ba{word-break: break-all !important}

			.m_bt0{border-top: 0 !important}
			.m_bdr16 {border-radius:16px; overflow:hidden}

			.m_footerButton{padding:24px 0px !important;border-bottom:1px solid =
#fffffe}
			.m_footerButton_last{border-bottom: none !important}
			.m_footerArrow{display: block !important}
		=09
			/* Gmail overrides */
			u~div .g_h {display: none !important}
			u~div .m_minwunset {min-width: unset !important; padding-left: 24px =
!important; padding-right: 24px !important}
			u~div .NMS_B_cell {width:100% !important; min-width: 100% !important; =
padding-bottom: 8px}
			u~div .m_plr64 {padding-left: 24px !important; padding-right: 24px =
!important}
			u~div .g_nobg_rnd {background-image: none !important; =
border-radius:16px !important; padding-top: 32px}
			u~div .g_nobg_rnd_upper {background-image: none !important; =
border-radius:16px 16px 0 0 !important; padding-top: 32px}
			u~div .g_nobg {background-image: none !important; padding-top: 32px}
			u~div .g_bgnone {background-image: none !important}
		}

		@media only screen and (max-width:360px) {
			.show-in-editor .m_w50pc, .m_w90pc {width:100% !important}
		}

		@-webkit-keyframes bugfix{
			from{padding:0}
			to{padding:0}
		}

		@media yahoo {
			*{-ms-overflow-y:hidden!important;-ms-overflow-x:hidden!important}
			.y_bsbb{box-sizing:border-box !important}
		}

		@media (prefers-color-scheme: dark) {
			.d_lightText {color: #fffffe !important;-webkit-text-fill-color: =
#fffffe !important}
			.d_darkText {color: #000001 !important;-webkit-text-fill-color: =
#000001 !important}
		}
		/* Outlook.com dark mode overrides */
		[data-ogsc] .d_lightText{color:#fffffe !important; =
-webkit-text-fill-color: #fffffe !important}
		[data-ogsc] .d_darkText{color:#000001 !important; =
-webkit-text-fill-color: #000001 !important}
		[data-ogsb] .cta_ghost{border:1px solid #FFFFFE !important; color: =
#FFFFFE !important}
		[data-ogsb] .darkmode_img {display: block !important}
		[data-ogsb] .lightmode_img {display: none !important}
	</style>
	<style>
/* Mobile overlap colours - rounded box */
		@media only screen and (max-width:480px) {
			=
.m_rnd_top_FFFFFE{background-image:url('https://image.CommercialEmails.ll=
oydsbank.com/EloquaImages/clients/LloydsBankingGroup/%7B7cfb76b7-9049-46b=
3-80df-d2153b9d0c3c%7D_rounded_top_480w_fffffe.png') =
!important;background-size:contain !important}
			=
.m_rnd_top_024731{background-image:url('https://image.CommercialEmails.ll=
oydsbank.com/EloquaImages/clients/LloydsBankingGroup/%7B99e063dd-5e91-4e9=
a-b917-aeb7ac197be6%7D_top_overlap_rounded_024731_mob.png') =
!important;background-size:contain !important}
			=
.m_rnd_top_006A4D{background-image:url('https://image.CommercialEmails.ll=
oydsbank.com/EloquaImages/clients/LloydsBankingGroup/%7B06ac5617-4c3f-41c=
4-aaf0-3b28b6b19b3c%7D_top_overlap_rounded_006a4d_mob.png') =
!important;background-size:contain !important}
			=
.m_rnd_top_11B67A{background-image:url('https://image.CommercialEmails.ll=
oydsbank.com/EloquaImages/clients/LloydsBankingGroup/%7Bb00eb69f-174e-485=
d-9d8f-d3b9cb4e6478%7D_top_overlap_rounded_11B67A_mob.png') =
!important;background-size:contain !important}
			=
.m_rnd_top_6CF479{background-image:url('https://image.CommercialEmails.ll=
oydsbank.com/EloquaImages/clients/LloydsBankingGroup/%7Bcf2f3185-e90d-403=
a-97b0-5c84ca39804a%7D_top_overlap_rounded_6CF479_mob.png') =
!important;background-size:contain !important}
			=
.m_rnd_top_C7FFC6{background-image:url('https://image.CommercialEmails.ll=
oydsbank.com/EloquaImages/clients/LloydsBankingGroup/%7B093e6ab5-9f2d-401=
5-a444-4fccaed255ab%7D_top_overlap_rounded_C7FFC6_mob.png') =
!important;background-size:contain !important}
			=
.m_rnd_top_323233{background-image:url('https://image.CommercialEmails.ll=
oydsbank.com/EloquaImages/clients/LloydsBankingGroup/%7B14d6a9ca-a2c8-427=
3-afa3-00eee25789cf%7D_top_overlap_rounded_323233_mob.png') =
!important;background-size:contain !important}

			/* Mobile overlap colours - full width */
			=
.m_overlap_FFFFFE{background-image:url('https://image.CommercialEmails.ll=
oydsbank.com/EloquaImages/clients/LloydsBankingGroup/%7B1bf83068-6f43-475=
a-83ce-32f822b7d045%7D_top_overlap_straight_480w_fffffe.png')}
			=
.m_overlap_F1F1F1{background-image:url('https://image.CommercialEmails.ll=
oydsbank.com/EloquaImages/clients/LloydsBankingGroup/%7Ba6e69a1e-6a4f-4f2=
e-b4b0-af71c42924a3%7D_straight_top_480w_f1f1f1.png')}
			=
.m_overlap_006a4d{background-image:url('https://image.CommercialEmails.ll=
oydsbank.com/EloquaImages/clients/LloydsBankingGroup/%7Bcb10e029-d828-44c=
1-8805-418fe9003257%7D_top_overlap_straight_480w_006a4d.png')}
			=
.m_overlap_024731{background-image:url('https://image.CommercialEmails.ll=
oydsbank.com/EloquaImages/clients/LloydsBankingGroup/%7Bd14b6719-3226-4c8=
3-9fed-2df21a83f8a5%7D_top_overlap_straight_480w_024731.png')}
			=
.m_overlap_323233{background-image:url('https://image.CommercialEmails.ll=
oydsbank.com/EloquaImages/clients/LloydsBankingGroup/%7Bea90fb17-b159-4cf=
6-8ce3-1749b944d352%7D_top_overlap_straight_480w_323233.png')}
			=
.m_overlap_11B67A{background-image:url('https://image.CommercialEmails.ll=
oydsbank.com/EloquaImages/clients/LloydsBankingGroup/%7Bf468abcc-6613-4ee=
7-8371-ed6989963ee9%7D_top_overlap_straight_480w_11B67A.png')}
			=
.m_overlap_C7FFC6{background-image:url('https://image.CommercialEmails.ll=
oydsbank.com/EloquaImages/clients/LloydsBankingGroup/%7B15c811cc-76ed-4da=
e-a5ba-197628be6040%7D_top_overlap_straight_480w_C7FFC6.png')}
			.m_overlap_FFFFFE, .m_overlap_F1F1F1, .m_overlap_006a4d, =
.m_overlap_024731, .m_overlap_323233, .m_overlap_11B67A, =
.m_overlap_C7FFC6 =
{background-repeat:no-repeat;background-size:contain;background-position:=
 top center}
		}
	</style>
	<style>
		/* Gmail Dark Mode overrides */
		@media only screen and (max-width:480px) {
			u ~ div .g_blend_screen {background:#000; mix-blend-mode:screen}
			u ~ div .g_blend_difference {background:#000; =
mix-blend-mode:difference}
			u ~ div .m_footerButton_last {border-bottom: none !important}
		}
	</style>
	<style>
		.m_footerButton_last\0{border-bottom: none!important}
		.oa_dib {display: inline-block !important}

		@media only screen and (max-width:480px) {
	/* Outlook app dark mode overrides */
			[data-ogsb] .d_overlap_FFFFFE =
{background-image:url('https://image.CommercialEmails.lloydsbank.com/Eloq=
uaImages/clients/LloydsBankingGroup/%7B59d296c2-4655-40b3-9afe-847efb3432=
29%7D_top_overlap_straight_FFFFFE_DM_OA.png') !important}
			[data-ogsb] .d_overlap_F1F1F1 =
{background-image:url('https://image.CommercialEmails.lloydsbank.com/Eloq=
uaImages/clients/LloydsBankingGroup/%7B24e4965f-87c1-4f4e-ac18-b12e2fae3e=
aa%7D_grey_top_overlap_straight_DM_mob.png') !important}
			[data-ogsb] .d_overlap_323233 =
{background-image:url('https://image.CommercialEmails.lloydsbank.com/Eloq=
uaImages/clients/LloydsBankingGroup/%7B76e63411-fc92-4816-82cf-6d8a2a7e75=
fe%7D_top_overlap_straight_323233_DM_OA.png') !important}
			[data-ogsb] .d_overlap_11B67A =
{background-image:url('https://image.CommercialEmails.lloydsbank.com/Eloq=
uaImages/clients/LloydsBankingGroup/%7B9ccb61d8-a4e0-4b90-bde8-4aa7849a4d=
7c%7D_top_overlap_straight_11B67A_DM_OA.png') !important}
			[data-ogsb] .d_overlap_C7FFC6 =
{background-image:url('https://image.CommercialEmails.lloydsbank.com/Eloq=
uaImages/clients/LloydsBankingGroup/%7Bc02a414a-8c75-4d84-9c7a-4a5d893fe7=
5c%7D_top_overlap_straight_C7FFC6_DM_OA.png') !important}

			[data-ogsb] .m_rnd_top_FFFFFE =
{background-image:url('https://image.CommercialEmails.lloydsbank.com/Eloq=
uaImages/clients/LloydsBankingGroup/%7B58eec5f2-84c2-4cef-aea7-eaa0e7dbc7=
eb%7D_white_top_overlap_rounded_DM_mob.png') !important}
			[data-ogsb] .m_rnd_top_11B67A =
{background-image:url('https://image.CommercialEmails.lloydsbank.com/Eloq=
uaImages/clients/LloydsBankingGroup/%7B3fd2de9f-96de-47f5-9843-0faf3b9b21=
c5%7D_top_overlap_rounded_11B67A_DM_OA.png') !important}
			[data-ogsb] .m_rnd_top_6CF479 =
{background-image:url('https://image.CommercialEmails.lloydsbank.com/Eloq=
uaImages/clients/LloydsBankingGroup/%7Bbf566bc1-6a33-4464-8df5-a1c1c646c0=
16%7D_top_overlap_rounded_6CF479_DM_OA.png') !important}
			[data-ogsb] .m_rnd_top_C7FFC6 =
{background-image:url('https://image.CommercialEmails.lloydsbank.com/Eloq=
uaImages/clients/LloydsBankingGroup/%7B783bff5b-7902-4d29-95df-545ab37e7c=
61%7D_top_overlap_rounded_C7FFC6_DM_OA.png') !important}
			[data-ogsb] .d_rnd_top_carou_C7FFC6 =
{background-image:url('https://image.CommercialEmails.lloydsbank.com/Eloq=
uaImages/clients/LloydsBankingGroup/%7Bde19fd4c-0c02-4d97-91e9-6ef643cf0d=
4a%7D_fallback_card_top_C7FFC6_64h_DM_OA.png') !important}
			[data-ogsb] .d_rnd_top_carou_FFFFFE =
{background-image:url('https://image.CommercialEmails.lloydsbank.com/Eloq=
uaImages/clients/LloydsBankingGroup/%7B741aa4ac-0862-4f76-a0e2-b8c4b9bfea=
be%7D_fallback_card_top_FFFFFE_64h_OA.png') !important}

			[data-ogsb] .m_overlap_FFFFFE =
{background-image:url('https://image.CommercialEmails.lloydsbank.com/Eloq=
uaImages/clients/LloydsBankingGroup/%7B869d92c8-7a81-4c4d-a935-37048b5067=
21%7D_top_overlap_straight_480w_FFFFFE_DM_OA.png') !important}
			[data-ogsb] .m_overlap_F1F1F1 =
{background-image:url('https://image.CommercialEmails.lloydsbank.com/Eloq=
uaImages/clients/LloydsBankingGroup/%7B6beba950-4c44-4b5b-b699-48fdfbdd05=
6c%7D_straight_top_480w_f1f1f1_dm.png') !important}
			[data-ogsb] .m_overlap_11B67A =
{background-image:url('https://image.CommercialEmails.lloydsbank.com/Eloq=
uaImages/clients/LloydsBankingGroup/%7Bf915357e-5411-4f9a-bb3a-d958dd2bdf=
51%7D_top_overlap_straight_480w_11B67A_DM_OA.png') !important}
			[data-ogsb] .m_overlap_C7FFC6 =
{background-image:url('https://image.CommercialEmails.lloydsbank.com/Eloq=
uaImages/clients/LloydsBankingGroup/%7B92703da7-9bc0-426b-b6a0-c940b70148=
c5%7D_top_overlap_straight_480w_C7FFC6_DM_OA.png') !important}
		}

		@media (min-resolution: 1dpi) and (max-width:480px) {
			.oa_h\0 {display: none!important}
			.oa_w6pc\0 {width: 6%!important}
			.oa_w29pc\0 {width: 29%!important}
			.oa_w46pc\0 {width: 46%!important}
			.oa_w61pc\0 {width: 61%!important}
			.oa_w85pc\0 {width: 85%!important}
		}
	</style>
	<!--[if gte mso 16]>
	<style>
		.keep-white {
			mso-style-textfill-type:gradient;
			mso-style-textfill-fill-gradientfill-stoplist:"0 \#FFFFFF 0 =
100000\,100000 \#FFFFFF 0 100000";
			color:#000000 !important;
		}
		.keep-black {
			mso-style-textfill-type:gradient;
			mso-style-textfill-fill-gradientfill-stoplist:"0 \#000000 1 =
100000\,99000 \#000000 1 100000";
			color:#ffffff !important;
		}
	</style>
	<![endif]-->
	<!--[if gte mso 9]>
	<style type=3D"text/css">
			v\:* { behavior: url(#default#VML); display:inline-block}
			o\:* { behavior: url(#default#VML); }
	</style>
	<noscript>
		<xml>
			<o:OfficeDocumentSettings>
				<o:PixelsPerInch>96</o:PixelsPerInch>
			</o:OfficeDocumentSettings>
		</xml>
		<xml>
			<w:WordDocument xmlns:w=3D"urn:schemas-microsoft-com:office:word">
    		<w:DontUseAdvancedTypographyReadingMail/>
			</w:WordDocument>
		</xml>
	</noscript>
	<![endif]-->
	<!--[if gt mso 15]>
	<style type=3D"text/css" media=3D"all">
			/* Outlook 2016 Height/Pagebreak Fix */
			table, tr, td {border-collapse: collapse}
			tr { font-size:0px; line-height:0px; border-collapse: collapse; }
	</style>
	<![endif]-->
	<!--[if !mso]><!-- custom fonts -->
	<!-- Lloyds FONT DECLARATION - 'GUL and GUS' -->
	<link =
href=3D"https://image.CommercialEmails.lloydsbank.com/Web/LloydsBankingGr=
oup/{a727e539-e23d-4078-b0a5-6242fada62ff}_LB_budapest_base64_fonts.css" =
rel=3D"stylesheet">
	<style>
		/* FOR HEADINGS ONLY*/
		.f_GUL_U{font-family:'GT Ultra Lloyds =
Ultra',arial,helvetica,sans-f1a]serif !important; font-weight:800 =
!important}
		.f_GUL_BK{font-family:'GT Ultra Lloyds =
Black',arial,helvetica,sans-serif !important; font-weight:700 =
!important}
		.f_GUL_B{font-family:'GT Ultra Lloyds Bold',arial,helvetica,sans-serif =
!important; font-weight:600 !important}
		.f_GUL_R{font-family:'GT Ultra Lloyds =
Regular',arial,helvetica,sans-serif !important; font-weight:400 =
!important}
		.f_GUL_T{font-family:'GT Ultra Lloyds Thin',arial,helvetica,sans-serif =
!important; font-weight:300 !important}
		/* FOR BODY COPIES AND CTAS*/
		.f_GUS_B{font-family:'GT Ultra Sans Bold',arial,helvetica,sans-serif =
!important; font-weight:600 !important}
		.f_GUS_R{font-family:'GT Ultra Sans =
Regular',arial,helvetica,sans-serif !important; font-weight:400 =
!important}
		.f_GUS_L{font-family:'GT Ultra Sans Light',arial,helvetica,sans-serif =
!important; font-weight:300 !important}
	</style>

	<!--KINETIC ENABLER-->
	<link =
href=3D"https://image.CommercialEmails.lloydsbank.com/Web/LloydsBankingGr=
oup/{25e5ce9f-a6f3-4598-ba36-5ca1b7341d8f}_kinetic_enabler.css" =
rel=3D"stylesheet">
	<!--<![endif]-->
</head>
<body class=3D"m_w100pc f_GUS_R body" id=3D"body" bottommargin=3D"0" =
leftmargin=3D"0" rightmargin=3D"0" topmargin=3D"0" style=3D"border: 0px =
none; padding:0px; margin: 0px; text-align: center; font-size: 0px; =
line-height: 0; font-family: arial,helvetica,sans-serif; =
background-color:#f1f1f1; position:relative"><img =
src=3D'https://link.commercialemails.lloydsbank.com/e/FooterImages/Footer=
Image1?elq=3Df6f1721f39db47fd8faaa80f8b3744b5&siteid=3D1705133317' =
alt=3D"" border=3D0 width=3D1px height=3D1px style=3D'display:block;'>


	<div style=3D"width:100%; height:100%; background-color:#f1f1f1; =
overflow:visible; font-size:0; line-height:0" class=3D"">

		<!-- [H1a] Header - preheader and security text (calm green) -->
		<table class=3D"m_w100pc" border=3D"0" cellpadding=3D"0" =
cellspacing=3D"0" align=3D"center" width=3D"600" bgcolor=3D"#C7FFC6" =
style=3D"margin:auto; width:600px; background-color:#C7FFC6">
			<tbody><tr>
				<td class=3D"m_w100pc f_GUS_B" align=3D"left" style=3D"padding:16px; =
background-color:#f1f1f1; color:#000001; font:bold 12px/16px =
arial,helvetica,sans-serif">
				Some guidance to help you manage your business.
					<div =
style=3D"mso-hide:all;display:none;max-height:0px;overflow:hidden;line-he=
ight:0">=E2=80=87=CD=8F
 =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =
=E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =
=E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =
=E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =
=E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =
=E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =
=E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =
=E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =
=E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =
=E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =
=E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =
=E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =
=E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =
=E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =
=E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =
=E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =
=E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =
=E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =
=E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =
=E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =
=E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =
=E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =
=E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =
=E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =
=E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =
=E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =
=E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =
=E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =
=E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =
=E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =
=E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =
=E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =
=E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =
=E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =E2=80=87=CD=8F =
=E2=80=87=CD=8F =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =
=C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =
=C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =
=C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =
=C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =
=C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =
=C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =
=C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =
=C2=AD =C2=AD =C2=AD=20
=C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =
=C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =
=C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =
=C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =
=C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =
=C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD =C2=AD &nbsp;</div>
				</td>
			</tr>
			<tr>
				<td align=3D"left" style=3D"padding:16px; font-size:0; =
line-height:0" class=3D"">
					<table class=3D"m_w100pc" border=3D"0" cellpadding=3D"0" =
cellspacing=3D"0" align=3D"center" width=3D"568" style=3D"width:568px; =
margin:auto">
						<tbody><tr>
							<td width=3D"24" style=3D"padding-right:8px">
								<div class=3D"darkmode_img" style=3D"mso-hide:all; =
display:none">
									<img class=3D"darkmode_img" alt=3D"" =
src=3D"https://image.CommercialEmails.lloydsbank.com/EloquaImages/clients=
/LloydsBankingGroup/%7B30e7cef2-9ac7-40fb-bd53-1a69b0c3f299%7D_header_ico=
n_DM.png" width=3D"24" style=3D"width:24px; min-width:24px; height:auto; =
mso-hide:all; display:none; margin:0 auto">
								</div>
								<img class=3D"lightmode_img" alt=3D"" =
src=3D"https://image.CommercialEmails.lloydsbank.com/EloquaImages/clients=
/LloydsBankingGroup/%7Bce69d53d-a125-437c-b19c-f12f939941fb%7D_header_ico=
n_fill_calmgreen.png" width=3D"24" style=3D"width:24px; min-width:24px; =
height:auto">
							</td>
							<td class=3D"f_GUS_R m_w100pc" align=3D"left" =
style=3D"color:#000001; font:12px/16px arial,helvetica,sans-serif; =
mso-line-height-rule:exactly">
							We want you to recognise a fraudulent email if you receive one, =
so we will always include the last four digits of your bank account =
number: 3506.=09
							</td>
						</tr>
					</tbody></table>
				</td>
			</tr>
		</tbody></table>


     =20
<!-- [2d] Hero (Business and Commercial) - secondary full width layout =
with H2 and CTA -->
		<table class=3D"m_w100pc" border=3D"0" cellpadding=3D"0" =
cellspacing=3D"0" align=3D"center" width=3D"600" bgcolor=3D"#fffffe" =
style=3D"margin:auto; background-color:#fffffe; width:600px">
			<tbody><tr>
				<td align=3D"left" valign=3D"top" style=3D"padding:32px; =
font-size:0; line-height:0">
					<table class=3D"m_w100pc m_mauto" border=3D"0" cellpadding=3D"0" =
cellspacing=3D"0" align=3D"center" width=3D"536" style=3D"margin:auto; =
width:536px">
						<tbody><tr>
							<td align=3D"left" valign=3D"middle" height=3D"48" =
style=3D"padding-bottom:32px">
								<div class=3D"darkmode_img" style=3D"mso-hide:all; =
display:none">
									<a =
href=3D"https://www.lloydsbank.com/business/home?elqTrackId=3D437a5c69625=
e464cad5f1c2e95355360&elq=3Df6f1721f39db47fd8faaa80f8b3744b5&elqaid=3D636=
8&elqat=3D1&elqCampaignId=3D1680&elqak=3D8AF573BC4297DE173C7C9955B81DD7C2=
D91932FC7453A318247D1859B1C23DF91C79" target=3D"_blank" title=3D"Lloyds =
Bank">
										<img class=3D"darkmode_img" alt=3D"Lloyds Bank Logo" =
src=3D"https://image.emails.lloydsbank.com/EloquaImages/clients/LloydsBan=
kingGroup/%7B0be62af5-90dd-46d2-8543-ca0eff2183c8%7D_LB_Logo_Horse_Mark_D=
M.png" width=3D"48" style=3D"width:48px; height:auto; mso-hide:all; =
display:none; font:12px/16px arial,helvetica,sans-serif; color:#000001">
									</a>
								</div>
									<a =
href=3D"https://www.lloydsbank.com/business/home?elqTrackId=3D1109e3eaa63=
346cd9dac166481d809cc&elq=3Df6f1721f39db47fd8faaa80f8b3744b5&elqaid=3D636=
8&elqat=3D1&elqCampaignId=3D1680&elqak=3D8AF53D3A6626D3DA0250170838BE84F3=
5F9832FC7453A318247D1859B1C23DF91C79" target=3D"_blank" title=3D"Lloyds =
Bank">
										<img class=3D"lightmode_img" alt=3D"Lloyds Bank Logo" =
src=3D"https://image.emails.lloydsbank.com/EloquaImages/clients/LloydsBan=
kingGroup/%7B9623075d-e9d3-434f-9bd1-00231f4713d4%7D_LB_Logo_Horse_Mark.p=
ng" width=3D"48" style=3D"width:48px; display:block; height:auto; =
font:12px/16px arial,helvetica,sans-serif; color:#000001">
									</a>
							</td>
							<td align=3D"right" valign=3D"middle" height=3D"48" =
style=3D"padding-bottom:32px">
								<div class=3D"darkmode_img" style=3D"mso-hide:all; =
display:none">
									<a =
href=3D"https://www.lloydsbank.com/business/home?elqTrackId=3D87b8bd1e892=
1452ea80ff818b3a0b361&elq=3Df6f1721f39db47fd8faaa80f8b3744b5&elqaid=3D636=
8&elqat=3D1&elqCampaignId=3D1680&elqak=3D8AF570F061B58BAB1450DF9CAAD5751F=
AC9B32FC7453A318247D1859B1C23DF91C79" target=3D"_blank" title=3D"Lloyds =
Bank">
										<img class=3D"darkmode_img" alt=3D"Business and Commercial" =
src=3D"https://image.emails.lloydsbank.com/EloquaImages/clients/LloydsBan=
kingGroup/%7B1ea59c03-d769-436e-a0c6-fedbd251ca03%7D_signpost_bus_com_rev=
.png" height=3D"48" style=3D"height:48px; width:auto; mso-hide:all; =
display:none; font:12px/16px arial,helvetica,sans-serif; color:#000001">
									</a>
								</div>
									<a =
href=3D"https://www.lloydsbank.com/business/home?elqTrackId=3Dfe5799991a1=
d45189d9b70458a98fd8e&elq=3Df6f1721f39db47fd8faaa80f8b3744b5&elqaid=3D636=
8&elqat=3D1&elqCampaignId=3D1680&elqak=3D8AF559347E4A83A4DAE25901A2AD60B5=
6DA832FC7453A318247D1859B1C23DF91C79" target=3D"_blank" title=3D"Lloyds =
Bank">
										<img class=3D"lightmode_img" alt=3D"Business and Commercial" =
src=3D"https://image.emails.lloydsbank.com/EloquaImages/clients/LloydsBan=
kingGroup/%7Bfe4957f4-5a44-4ae8-8191-8d462d5bcf31%7D_signpost_bus_com.png=
" height=3D"48" style=3D"height:48px; width:auto; font:12px/16px =
arial,helvetica,sans-serif; color:#000001">
									</a>
							</td>
						</tr>
						<tr>
							<td class=3D"f_GUL_R m_w100pc" colspan=3D"2" align=3D"left" =
valign=3D"top" style=3D"color:#000001; font:48px/52px =
arial,helvetica,sans-serif; mso-line-height-rule:exactly; =
letter-spacing:-0.02em; padding-bottom:32px">
								Guidance for your business
							</td>
						</tr>
				=09
					</tbody></table>
					<!--[if gte mso 15]><br />&nbsp;<![endif]-->
				</td>
			</tr>
		</tbody></table>
	=09
     =20

     =20
     =20
     =20
      <!-- [3a] Text - introduction / salutation -->
<table align=3D"center" bgcolor=3D"#fffffe" border=3D"0" =
cellpadding=3D"0" cellspacing=3D"0" class=3D"m_w100pc" =
style=3D"margin:auto; background-color:#fffffe; width:600px" =
width=3D"600">
	<tbody>
		<tr>
			<td align=3D"left" style=3D"padding-left:32px; padding-right:32px; =
padding-bottom:32px; padding-top:0px; font-size:0; line-height:0" =
valign=3D"top">
			<table align=3D"center" border=3D"0" cellpadding=3D"0" =
cellspacing=3D"0" class=3D"m_w100pc m_mauto" =
style=3D"margin:auto;width:536px" width=3D"536">
				<tbody>
					<tr>
						<td align=3D"left" class=3D"f_GUS_R" style=3D"color:#000001; =
font:16px/20px arial,helvetica,sans-serif; mso-line-height-rule:exactly; =
padding-top:0px">We recently sent you an email saying there was no fee =
for depositing a cheque using our mobile banking app. This wasn&#39;t =
correct, as there is a fee for depositing cheques through the app, but =
the fee you&#39;d be charged at a branch counter won&#39;t apply.<br />
						<br />
						We&#39;re sorry this happened and for any confusion caused.<br />
						<br />
						We&#39;ve included the rest of the information again in this =
email.</td>
					</tr>
				</tbody>
			</table>
			</td>
		</tr>
	</tbody>
</table>

     =20
=20
     =20
     =20

     =20
     =20
     =20
     =20
     =20

     =20
     =20
     =20
     =20
     =20
     =20
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     =20
     =20
     =20
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     =20
<!-- [3f] Text - Illustration overlap - inset coloured box -->
		<table class=3D"m_w100pc" align=3D"center" border=3D"0" =
cellpadding=3D"0" cellspacing=3D"0" width=3D"600" bgcolor=3D"#C7FFC6" =
height=3D"64" style=3D"width:600px; margin:auto; =
background-color:#C7FFC6">
			<tbody><tr>
				<td class=3D"m_p16" valign=3D"top" style=3D"padding:32px">
					<table class=3D"m_w100pc" border=3D"0" cellpadding=3D"0" =
cellspacing=3D"0" align=3D"center" width=3D"536" style=3D"margin:auto; =
width:536px">
						<!--[if !mso]><!-- non-outlook -->
						<tbody><tr>
							<td class=3D"m_w25pc" height=3D"32" style=3D"height:32px; =
width:202px">&nbsp;</td>
							<td class=3D"m_w50pc" rowspan=3D"2" width=3D"132" height=3D"132" =
style=3D"height:132px; width:132px; text-align:center">
								<img =
src=3D"https://image.CommercialEmails.lloydsbank.com/EloquaImages/clients=
/LloydsBankingGroup2/%7Bc58a5e7e-9495-427d-87fa-7bc44175ceb5%7D_LTB_Calcu=
lator.png" alt=3D"Calculator" width=3D"132" style=3D"width:132px; =
min-width:132px; height:auto; z-index:3; color:#000001; font:12px/16px =
arial,helvetica,sans-serif; text-align:center" class=3D"">
							</td>
							<td class=3D"m_w25pc" height=3D"32" style=3D"height:32px; =
width:202px">&nbsp;</td>
						</tr>
						<tr>
							<td class=3D"m_w100pc" colspan=3D"3" bgcolor=3D"#fffff" =
height=3D"100" style=3D"background-color:#fffffe; height:100px; =
width:auto; border-radius:16px 16px 0px 0px">
								&nbsp;
							</td>
						</tr>
						<!--<![endif]-->
						<!--[if gte mso 9]>
							<tr><td height=3D"32" style=3D"font-size:0; =
line-height:0;">&nbsp;</td></tr>
							<v:image xmlns:v=3D"urn:schemas-microsoft-com:vml" =
style=3D"top:0px; left:202px; width:132px; height:132px; z-index:2; =
position:relative" =
src=3D"https://image.CommercialEmails.lloydsbank.com/EloquaImages/clients=
/LloydsBankingGroup2/%7Bc58a5e7e-9495-427d-87fa-7bc44175ceb5%7D_LTB_Calcu=
lator.png"/>
						<![endif]-->
					</tbody></table>
					<table class=3D"m_w100pc" border=3D"0" cellpadding=3D"0" =
cellspacing=3D"0" align=3D"center" width=3D"536" style=3D"margin:auto; =
width:536px">
						<tbody><tr>
							<td colspan=3D"3" valign=3D"top" bgcolor=3D"#fffffe" =
style=3D"background:#fffffe; padding:24px 24px 32px 24px; =
mso-padding-alt:124px 0px 32px 0px; border-radius:0px 0px 16px 16px" =
class=3D"">
								<table class=3D"m_w100pc m_mauto" border=3D"0" cellpadding=3D"0" =
cellspacing=3D"0" align=3D"center" width=3D"488" style=3D"margin:auto; =
width:488px">
									<tbody><tr>
										<td class=3D"m_w100pc f_GUL_B" align=3D"center" =
style=3D"color:#000001; font:bold 42px/46px arial,helvetica,sans-serif; =
mso-line-height-rule:exactly; letter-spacing:-0.02em">
											9 ways to manage your cash flow
										</td>
									</tr>
								=09
									<tr>
										<td class=3D"f_GUS_R" align=3D"center" style=3D"color:#000001; =
font:16px/20px arial,helvetica,sans-serif; mso-line-height-rule:exactly; =
text-decoration:none; padding-top:24px">					When the economic climate =
is unclear and you are looking for ways to ensure your business thrives, =
not just survives, it's vital to get effective cash flow management in =
place.
<br><br>
This guide offers 9 ways to improve your business' cash flow.
										</td>
									</tr>
								=09
									<tr>
										<td align=3D"center" style=3D"padding-top:24px" class=3D"">				=
	<table cellpadding=3D"0" cellspacing=3D"0" border=3D"0" =
style=3D"border-radius:8px"><tbody><tr><td align=3D"center" =
style=3D"background-color:#000001; mso-padding-alt:0 16px; =
border-radius:8px">
											<a class=3D"f_GUS_B cta_black" =
href=3D"https://www.lloydsbank.com/business/resource-centre/business-guid=
es/9-ways-to-improve-cash-flow.html?utm_source=3Ddirect-marketing&utm_med=
ium=3Demail&utm_campaign=3DLB_BB_CEP_Test_Resend&utm_content=3DCashflow&e=
lqTrackId=3D7b00a1ba711449f4bce1984b8a415d83&elq=3Df6f1721f39db47fd8faaa8=
0f8b3744b5&elqaid=3D6368&elqat=3D1&elqCampaignId=3D1680&elqak=3D8AF5D1A7D=
4082DA3BB409C4C6D90D65DC42032FC7453A318247D1859B1C23DF91C79" =
target=3D"_blank" title=3D"Read the guide" style=3D"border:1px solid =
#000001; background-color:#000001; color:#fffffe; display:block; =
font:bold 16px/24px arial,helvetica,sans-serif; =
mso-line-height-rule:exactly; text-align:center; text-decoration:none; =
padding:10px 24px 10px 24px; mso-padding-alt:13px 15px 13px 15px; =
border-radius:8px">Read the guide</a>
                      </td></tr></tbody></table> </td>
									</tr>
								</tbody></table>
							</td>
						</tr>
					</tbody></table>
				</td>
			</tr>
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-->
		<table class=3D"m_w100pc" border=3D"0" cellpadding=3D"0" =
cellspacing=3D"0" align=3D"center" width=3D"600" bgcolor=3D"#fffffe" =
style=3D"margin:auto; background-color:#fffffe; width:600px">
			<tbody><tr>
				<td style=3D"font-size:0; line-height:0">
				<!--[if mso | ie]><table width=3D"100%" cellpadding=3D"0" =
cellspacing=3D"0" border=3D"0"><tr><td valign=3D"top"><![endif]-->
					<div class=3D"m_d_b" style=3D"display:flex; =
justify-content:center">
						<table class=3D"m_w100pc" align=3D"right" cellpadding=3D"0" =
cellspacing=3D"0" width=3D"284" border=3D"0" style=3D"width:284px">
							<tbody><tr>
								<td class=3D"m_plr16" align=3D"center" style=3D"padding:32px 0px =
32px 32px">
							=09
										<img class=3D"m_w100pc" alt=3D"Phone" =
src=3D"https://image.CommercialEmails.lloydsbank.com/EloquaImages/clients=
/LloydsBankingGroup2/%7Bea350201-f96e-44e7-9178-8d103dfd49ec%7D_LTB_Phone=
_Coin_Illustration.png" width=3D"252" border=3D"0" =
style=3D"display:block; width:252px; height:auto; color:#000001; =
font:16px/20px arial,helvetica,sans-serif; text-align:center">
						=09
								</td>
							</tr>
						</tbody></table>
			<!--[if mso | ie]></td><td align=3D"right" =
valign=3D"top"><![endif]-->
						<table class=3D"m_w100pc m_hauto" align=3D"left" width=3D"316" =
height=3D"324" cellpadding=3D"0" cellspacing=3D"0" border=3D"0" =
style=3D"width:314px; height:324px">
							<tbody><tr>
								<td class=3D"m_p32 m_pt0 m_hauto" style=3D"padding:32px; =
vertical-align:middle; width:252px; height:236px" valign=3D"middle" =
width=3D"252" height=3D"236">
									<table class=3D"m_w100pc" align=3D"center" cellpadding=3D"0" =
cellspacing=3D"0" border=3D"0" valign=3D"middle" width=3D"252" =
style=3D"width:252px">
										<tbody><tr>
											<td class=3D"f_GUL_B" align=3D"center" =
style=3D"color:#000001; font: bold 30px/34px arial,helvetica,sans-serif; =
mso-line-height-rule:exactly; letter-spacing:-0.02em">
												Got cheques to pay in?
											</td>
										</tr>
										<tr>
											<td class=3D"f_GUS_R" align=3D"center" =
style=3D"color:#000001; font:16px/20px arial,helvetica,sans-serif; =
mso-line-height-rule:exactly; padding-top:16px">
													Did you know you can pay in<br>cheques up to =
=C2=A320,000<br>using our app.
<br><br>
No queues, no counter fees.
											</td>
										</tr>
										<tr>
											<td align=3D"center" style=3D"padding-top:24px"><table =
cellpadding=3D"0" cellspacing=3D"0" border=3D"0" =
style=3D"border-radius:8px"><tbody><tr><td align=3D"center" =
style=3D"background-color:#000001; mso-padding-alt:0 16px; =
border-radius:8px"><a class=3D"f_GUS_B cta_black" =
href=3D"https://www.lloydsbank.com/business/help-and-support/online-banki=
ng/deposit-cheques-in-business-mobile-banking-app.html?utm_source=3Ddirec=
t-marketing&utm_medium=3Demail&utm_campaign=3DLB_BB_CEP_Test_Resend&utm_c=
ontent=3DChq_Deposit&elqTrackId=3De93ef4a5adc240a991a90c55a45e14e6&elq=3D=
f6f1721f39db47fd8faaa80f8b3744b5&elqaid=3D6368&elqat=3D1&elqCampaignId=3D=
1680&elqak=3D8AF5726478C9BE51D89A43DE2AF75485D10E32FC7453A318247D1859B1C2=
3DF91C79" target=3D"_blank" title=3D"Find out how" style=3D"border:1px =
solid #000001; background-color:#000001; color:#fffffe; display:block; =
font:bold 16px/24px arial,helvetica,sans-serif; =
mso-line-height-rule:exactly; text-align:center; text-decoration:none; =
padding:10px 24px 10px 24px; mso-padding-alt:13px 15px 13px 15px; =
border-radius:8px">Find out how</a></td></tr>
</tbody>
</table></td>
										</tr>
									</tbody></table>
								</td>
							</tr>
						</tbody></table>
					</div>
				<!--[if mso | ie]></td></tr></table><![endif]-->
				</td>
			</tr>
		</tbody></table>

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		<table class=3D"m_w100pc" border=3D"0" cellpadding=3D"0" =
cellspacing=3D"0" align=3D"center" width=3D"600" bgcolor=3D"#fffffe" =
style=3D"margin:auto; background-color:#fffffe; width:600px">
			<tbody><tr>
				<td style=3D"font-size:0; line-height:0; direction:rtl">
				<!--[if mso | ie]><table width=3D"100%" cellpadding=3D"0" =
cellspacing=3D"0" border=3D"0"><tr><td valign=3D"top"><![endif]-->
					<div class=3D"m_d_b" style=3D"display:flex; =
justify-content:center">
						<table class=3D"m_w100pc" align=3D"right" cellpadding=3D"0" =
cellspacing=3D"0" width=3D"284" border=3D"0" style=3D"width:284px; =
direction:ltr">
							<tbody><tr>
								<td class=3D"m_plr16" align=3D"center" style=3D"padding:32px =
32px 32px 0px">
								=09
										<img class=3D"m_w100pc" alt=3D"Target" =
src=3D"https://image.CommercialEmails.lloydsbank.com/EloquaImages/clients=
/LloydsBankingGroup2/%7B46736b31-2800-4db0-a893-59852aa233b6%7D_LTB_Targe=
t_Illustration.png" width=3D"252" border=3D"0" style=3D"display:block; =
width:252px; height:auto; color:#000001; font:16px/20px =
arial,helvetica,sans-serif; text-align:center">
							=09
								</td>
							</tr>
						</tbody></table>
			<!--[if mso | ie]></td><td align=3D"right" =
valign=3D"top"><![endif]-->
						<table class=3D"m_w100pc m_hauto" align=3D"left" width=3D"316" =
height=3D"324" cellpadding=3D"0" cellspacing=3D"0" border=3D"0" =
style=3D"width:314px; height:324px; direction:ltr">
							<tbody><tr>
								<td class=3D"m_p32 m_pt0 m_hauto" style=3D"padding:32px; =
vertical-align:middle; width:252px; height:236px" valign=3D"middle" =
width=3D"252" height=3D"236">
									<table class=3D"m_w100pc" align=3D"center" cellpadding=3D"0" =
cellspacing=3D"0" border=3D"0" valign=3D"middle" width=3D"252" =
style=3D"width:252px">
										<tbody><tr>
											<td class=3D"f_GUL_B" align=3D"center" =
style=3D"color:#000001; font: bold 30px/34px arial,helvetica,sans-serif; =
mso-line-height-rule:exactly; letter-spacing:-0.02em">
											Are you a target?
											</td>
										</tr>
										<tr>
											<td class=3D"f_GUS_R" align=3D"center" =
style=3D"color:#000001; font:16px/20px arial,helvetica,sans-serif; =
mso-line-height-rule:exactly; padding-top:16px">
												If you're paying an invoice, take a minute to check that =
everything is right.
<br><br>
Fraudsters can target any business. They may research your business to =
appear trustworthy and choose the best time to try a scam.
											</td>
										</tr>
										<tr>
											<td align=3D"center" style=3D"padding-top:24px"><table =
cellpadding=3D"0" cellspacing=3D"0" border=3D"0" =
style=3D"border-radius:8px"><tbody><tr><td align=3D"center" =
style=3D"background-color:#000001; mso-padding-alt:0 16px; =
border-radius:8px"><a class=3D"f_GUS_B cta_black" =
href=3D"https://www.lloydsbank.com/business/fraud/invoice-scams.html?utm_=
source=3Ddirect-marketing&utm_medium=3Demail&utm_campaign=3DLB_BB_CEP_Tes=
t_Resend&utm_content=3DInvoice_Scams&elqTrackId=3D4bd59a9057e44666b3945bf=
251c8c140&elq=3Df6f1721f39db47fd8faaa80f8b3744b5&elqaid=3D6368&elqat=3D1&=
elqCampaignId=3D1680&elqak=3D8AF58FA54D2A10A5104932484DA416F458C232FC7453=
A318247D1859B1C23DF91C79" target=3D"_blank" title=3D"Invoice scams" =
style=3D"border:1px solid #000001; background-color:#000001; =
color:#fffffe; display:block; font:bold 16px/24px =
arial,helvetica,sans-serif; mso-line-height-rule:exactly; =
text-align:center; text-decoration:none; padding:10px 24px 10px 24px; =
mso-padding-alt:13px 15px 13px 15px; border-radius:8px">Invoice =
scams</a></td></tr></tbody></table>
											</td>
										</tr>
									</tbody></table>
								</td>
							</tr>
						</tbody></table>
					</div>
				<!--[if mso | ie]></td></tr></table><![endif]-->
				</td>
			</tr>
		</tbody></table>
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<!-- [3b] Text - H2, H4, copy and CTA -->
		<table class=3D"m_w100pc" border=3D"0" cellpadding=3D"0" =
cellspacing=3D"0" align=3D"center" width=3D"600" bgcolor=3D"#fffffe" =
style=3D"margin:auto; background-color:#fffffe; width:600px">
			<tbody><tr>
				<td align=3D"left" valign=3D"top" style=3D"padding:32px; =
font-size:0; line-height:0" class=3D"">
					<table class=3D"m_w100pc m_mauto" border=3D"0" cellpadding=3D"0" =
cellspacing=3D"0" align=3D"center" width=3D"536" =
style=3D"margin:auto;width:536px">
					=09
					=09
						<tbody><tr>
							<td class=3D"f_GUS_R" align=3D"left" style=3D"color:#000001; =
font:16px/20px arial,helvetica,sans-serif; mso-line-height-rule:exactly; =
padding-top:0px">
								If there's other information, support, or guidance you're =
looking for, don't hesitate to visit our business website.<br><br>
                              <strong>Ruchir Rodrigues, Client Strategy =
and Commercial Director</strong>
							</td>
						</tr>
					=09
					</tbody></table>
				</td>
			</tr>
		</tbody></table>
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<!-- [F1a] Footer - Non-retail, BCB and CIB use ONLY (B2B) -->
		<table class=3D"m_w100pc" border=3D"0" cellpadding=3D"0" =
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style=3D"margin:auto; width:600px; background-color:#fffffe">
			<tbody><tr>
				<td align=3D"center" valign=3D"top" style=3D"font-size:0px =
line-height:0px">
					<a =
href=3D"https://www.lloydsbank.com/business/home?elqTrackId=3Dc6581cef887=
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8&elqat=3D1&elqCampaignId=3D1680&elqak=3D8AF585F6F70A38FE27DF884589FF3944=
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Bank" style=3D"text-decoration:none; display:block">
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Halifax logo, Bank of Scotland logo" width=3D"600" style=3D"width:600px; =
height:auto; display:block; color:#000001; font:12px/16px =
arial,helvetica,sans-serif; text-align:center">
						<!--[if !mso]><!-- mobile image -->
						<img class=3D"m_d_b m_w100pc" =
src=3D"https://image.CommercialEmails.lloydsbank.com/EloquaImages/clients=
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731.png"/></v:rect>
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cellspacing=3D"0" align=3D"center" height=3D"88" =
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background:url('https://image.CommercialEmails.lloydsbank.com/EloquaImage=
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pacer-024731.png') 0 0 / 600px auto no-repeat; =
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height:88px; vertical-align:top">
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							<td valign=3D"top">
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mso-padding-alt:32px 0px 32px 0px">
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text-decoration:none; letter-spacing:-0.02em; display:block">
																<span class=3D"keep-white d_lightText">Contact Us</span>
																<!--[if !mso]>-->
																<img class=3D"m_footerArrow" =
src=3D"https://image.CommercialEmails.lloydsbank.com/EloquaImages/clients=
/LloydsBankingGroup/%7B2a946e27-5710-4bc9-ad00-1cba25b67b01%7D_footer_nav=
_arrow_neg.png" align=3D"right" width=3D"24" style=3D"width:24px; =
min-width:24px; height:auto; display:none; mso-hide:all">
																<!--<![endif]-->
															</a>
														</td>
														<td class=3D"f_GUL_R m_h d_lightText" =
style=3D"color:#fffffe; font:20px/24px arial,helvetica,sans-serif">
															<span class=3D"keep-white =
d_lightText">&nbsp;&nbsp;&nbsp;&nbsp;|&nbsp;&nbsp;&nbsp;&nbsp;</span>
														</td>
													</tr>
												</tbody></table>
											<!--[if mso | ie]></td><td><![endif]-->
												<table class=3D"m_w100pc" border=3D"0" cellpadding=3D"0" =
cellspacing=3D"0" align=3D"left" style=3D"margin:0 auto; =
vertical-align:top">
													<tbody><tr class=3D"g_blend_screen">
														<td class=3D"m_footerButton g_blend_difference">
																<a class=3D"f_GUL_R m_tal d_lightText" =
href=3D"https://www.lloydsbank.com/business/privacy?elqTrackId=3Df34491bc=
4c4842048261f134f9397ac5&elq=3Df6f1721f39db47fd8faaa80f8b3744b5&elqaid=3D=
6368&elqat=3D1&elqCampaignId=3D1680&elqak=3D8AF5D12B3A9F9BC2E43C7FC59BAA4=
EA9FCAA32FC7453A318247D1859B1C23DF91C79" target=3D"_blank" =
title=3D"Privacy Policy" style=3D"color:#fffffe; font:20px/24px =
arial,helvetica,sans-serif; mso-line-height-rule:exactly; =
text-decoration:none; letter-spacing:-0.02em; display:block">
																	<span class=3D"keep-white d_lightText">Privacy =
Policy</span>
																	<!--[if !mso]>-->
																	<img class=3D"m_footerArrow" =
src=3D"https://image.CommercialEmails.lloydsbank.com/EloquaImages/clients=
/LloydsBankingGroup/%7B2a946e27-5710-4bc9-ad00-1cba25b67b01%7D_footer_nav=
_arrow_neg.png" align=3D"right" width=3D"24" style=3D"width:24px; =
min-width:24px; height:auto; display:none; mso-hide:all">
																	<!--<![endif]-->
																</a>
														</td>
														<td class=3D"f_GUL_R m_h d_lightText" =
style=3D"color:#fffffe; font:20px/24px arial,helvetica,sans-serif">
																<span class=3D"keep-white =
d_lightText">&nbsp;&nbsp;&nbsp;&nbsp;|&nbsp;&nbsp;&nbsp;&nbsp;</span>
														</td>
													</tr>
												</tbody></table>
											<!--[if mso | ie]></td><td><![endif]-->
												<table class=3D"m_w100pc" border=3D"0" cellpadding=3D"0" =
cellspacing=3D"0" align=3D"left" style=3D"margin:0 auto; =
vertical-align:top">
													<tbody><tr class=3D"g_blend_screen">
														<td class=3D"m_footerButton m_footerButton_last =
g_blend_difference">
															<a class=3D"f_GUL_R m_tal d_lightText" =
href=3D"https://www.lloydsbank.com/business/retail-business/suspicious-em=
ails-and-text?elqTrackId=3Dc0085ccd2bd44d84b6738f378d6f9ca0&elq=3Df6f1721=
f39db47fd8faaa80f8b3744b5&elqaid=3D6368&elqat=3D1&elqCampaignId=3D1680&el=
qak=3D8AF5D4E7DE477E61FCB9BF89FE7312C0250832FC7453A318247D1859B1C23DF91C7=
9" target=3D"_blank" title=3D"Email Security" style=3D"color:#fffffe; =
font:20px/24px arial,helvetica,sans-serif; mso-line-height-rule:exactly; =
text-decoration:none; letter-spacing:-0.02em; display:block">
																<span class=3D"keep-white d_lightText">Email =
Security</span>
																<!--[if !mso]>-->
																<img class=3D"m_footerArrow" =
src=3D"https://image.CommercialEmails.lloydsbank.com/EloquaImages/clients=
/LloydsBankingGroup/%7B2a946e27-5710-4bc9-ad00-1cba25b67b01%7D_footer_nav=
_arrow_neg.png" align=3D"right" width=3D"24" style=3D"width:24px; =
min-width:24px; height:auto; display:none; mso-hide:all">
																<!--<![endif]-->
															</a>
														</td>
														<td class=3D"m_h" style=3D"color:#fffffe; font:0px/20px =
arial,helvetica,sans-serif">
															&nbsp;
														</td>
													</tr>
												</tbody></table>
											</div>
										</td>
									</tr>
								</tbody></table>
							</td>
						</tr>
					</tbody></table>
				</td>
			</tr>
			<tr>
				<td class=3D"m_hauto" align=3D"center" valign=3D"top" height=3D"89" =
style=3D"vertical-align:top; font-size:0px; line-height:0px; =
background-image:linear-gradient(#323233,#323233)">
					<!--[if gte mso 9]>
					<v:rect fillcolor=3D"none" stroked=3D"false" =
style=3D"width:600px;height:89px;z-index:-1;position:relative; left:0; =
top:0">
					<v:fill type=3D"frame" size=3D"450pt,67pt" opacity=3D"1" =
src=3D"https://image.CommercialEmails.lloydsbank.com/EloquaImages/clients=
/LloydsBankingGroup/%7Bcb8a8937-9a30-49ee-bb90-38dc7d82bd43%7D_spacer_323=
233.png"/></v:rect>
					<![endif]-->
					<table class=3D"m_w100pc" border=3D"0" cellpadding=3D"0" =
cellspacing=3D"0" align=3D"center" height=3D"60" =
background=3D"https://image.CommercialEmails.lloydsbank.com/EloquaImages/=
clients/LloydsBankingGroup/%7Bcb8a8937-9a30-49ee-bb90-38dc7d82bd43%7D_spa=
cer_323233.png" style=3D"margin:auto; =
background:url('https://image.CommercialEmails.lloydsbank.com/EloquaImage=
s/clients/LloydsBankingGroup/%7Bcb8a8937-9a30-49ee-bb90-38dc7d82bd43%7D_s=
pacer_323233.png') 0 0 / 600px auto no-repeat; =
background-image:url('https://image.CommercialEmails.lloydsbank.com/Eloqu=
aImages/clients/LloydsBankingGroup/%7Bcb8a8937-9a30-49ee-bb90-38dc7d82bd4=
3%7D_spacer_323233.png'); background-size:100% 100%; width:600px; =
height:89px; vertical-align:top">
						<tbody><tr>
							<td align=3D"left" style=3D"padding:24px 0px">
								<table border=3D"0" cellpadding=3D"0" cellspacing=3D"0" =
align=3D"center" style=3D"margin:auto; vertical-align:top">
									<tbody><tr>
										<td>
											<a =
href=3D"https://www.facebook.com/lloydsbankbusiness/?elqTrackId=3Daafe4e2=
12ccc4ad5b19058464fcf5721&elq=3Df6f1721f39db47fd8faaa80f8b3744b5&elqaid=3D=
6368&elqat=3D1&elqCampaignId=3D1680&elqak=3D8AF5BC4861F8DA9645FAAACEC2394=
2214B3532FC7453A318247D1859B1C23DF91C79" target=3D"_blank" =
title=3D"Facebook" style=3D"text-decoration:none">
												<img =
src=3D"https://image.CommercialEmails.lloydsbank.com/EloquaImages/clients=
/LloydsBankingGroup/%7Bae158741-78e1-4147-aad6-0c612da511a0%7D_social_ico=
n_FB_light_sk_c.png" alt=3D"Facebook" border=3D"0" height=3D"32" =
style=3D"height:32px; width:auto; color:#fffffe; text-align:center; =
font-size:12px; line-height:24px">
											</a>
										</td>
										<td class=3D"m_pl30" width=3D"48" style=3D"width:1px; =
font-size:1px; line-height:1px; padding-left:47px; =
box-sizing:content-box">&nbsp;</td>
									=09
										<td>
											<a =
href=3D"https://uk.linkedin.com/company/lloyds-bank-business-commercial?e=
lqTrackId=3D50a96b97ac574fbf9e4209648bdf9033&elq=3Df6f1721f39db47fd8faaa8=
0f8b3744b5&elqaid=3D6368&elqat=3D1&elqCampaignId=3D1680&elqak=3D8AF515D1D=
3837D35C13000C81A2C1A9AD1B032FC7453A318247D1859B1C23DF91C79" =
target=3D"_blank" title=3D"LinkedIn" style=3D"text-decoration:none">
												<img =
src=3D"https://image.CommercialEmails.lloydsbank.com/EloquaImages/clients=
/LloydsBankingGroup/%7B61eaafdd-9905-4563-9e99-b03154616eb0%7D_social_ico=
n_Linkedin_light_sk_c.png" alt=3D"LinkedIn" border=3D"0" height=3D"32" =
style=3D"height:32px; width:auto; color:#fffffe; text-align:center; =
font-size:12px; line-height:24px">
											</a>
										</td>
										<td class=3D"m_pl30" width=3D"48" style=3D"width:1px; =
font-size:1px; line-height:1px; padding-left:47px; =
box-sizing:content-box">&nbsp;</td>
										<td>
											<a =
href=3D"https://www.instagram.com/lloydsbankbusiness/?elqTrackId=3D15ca7d=
5cec28482395ce47c4b116e1ca&elq=3Df6f1721f39db47fd8faaa80f8b3744b5&elqaid=3D=
6368&elqat=3D1&elqCampaignId=3D1680&elqak=3D8AF51AD996E06BC88CAB87892812B=
AFF5F9A32FC7453A318247D1859B1C23DF91C79" target=3D"_blank" =
title=3D"Instagram" style=3D"text-decoration:none">
												<img =
src=3D"https://image.CommercialEmails.lloydsbank.com/EloquaImages/clients=
/LloydsBankingGroup/%7B2b921f09-d5b4-4f59-a3b1-0029a01ec0d0%7D_social_ico=
n_insta_light_sk_c.png" alt=3D"Instagram" border=3D"0" height=3D"32" =
style=3D"height:32px; width:auto; color:#fffffe; text-align:center; =
font-size:12px; line-height:24px">
											</a>
										</td>
										<td class=3D"m_pl30" width=3D"48" style=3D"width:1px; =
font-size:1px; line-height:1px; padding-left:47px; =
box-sizing:content-box">&nbsp;</td>
										<td>
											<a =
href=3D"https://www.youtube.com/user/lloydsbankcb?elqTrackId=3D073d2b83e7=
d347db9386dd62fbf3d31c&elq=3Df6f1721f39db47fd8faaa80f8b3744b5&elqaid=3D63=
68&elqat=3D1&elqCampaignId=3D1680&elqak=3D8AF5122E7DFD74CB8CED7E6742E17E9=
2CB4F32FC7453A318247D1859B1C23DF91C79" target=3D"_blank" =
title=3D"YouTube" style=3D"text-decoration:none">
												<img =
src=3D"https://image.CommercialEmails.lloydsbank.com/EloquaImages/clients=
/LloydsBankingGroup/%7B95c2cb6e-6ba7-4293-a2d9-216cd47cee42%7D_social_ico=
n_YouTube_light_sk_c.png" alt=3D"YouTube" border=3D"0" height=3D"32" =
style=3D"height:32px; width:auto; color:#fffffe; text-align:center; =
font-size:12px; line-height:24px">
											</a>
										</td>

									</tr>
								</tbody></table>
							</td>
						</tr>
					</tbody></table>
				</td>
			</tr>
		</tbody></table>
     =20

     =20
     =20
     =20
     =20
     =20
     =20
     =20
     =20
     =20
     =20
     =20
     =20
     =20
     =20

     =20
        <table class=3D"m_w100pc" align=3D"center" border=3D"0" =
cellpadding=3D"0" cellspacing=3D"0" width=3D"600" bgcolor=3D"#fffffe" =
style=3D"width:600px; margin:auto; background-color:#fffffe">
			<tbody><tr>
				<td class=3D"f_GUS_R" align=3D"left" style=3D"font-size:12px; =
line-height:16px; font-family:arial,helvetica,sans-serif; color:#000001; =
padding:20px">
<strong class=3D"f_GUS_B" =
style=3D"font-family:arial,helvetica,sans-serif; color:#000001; =
font-weight: bold">Business help and support</strong>
<br>
We aim to provide you with a high level of service. If you have a query =
our Help &amp; Support pages can help: <a =
href=3D"https://www.lloydsbank.com/business/help.html?elqTrackId=3Df4f4a0=
c7a3464f54b9f4386c0da516f5&elq=3Df6f1721f39db47fd8faaa80f8b3744b5&elqaid=3D=
6368&elqat=3D1&elqCampaignId=3D1680&elqak=3D8AF58E9AEE76CD50569FC5F275969=
027661232FC7453A318247D1859B1C23DF91C79" =
title=3D"lloydsbank.com/business/help" target=3D"_blank" =
style=3D"color:#000001">lloydsbank.com/business/help</a>                 =
  =20
<br><br>                 =20
We don=E2=80=99t charge you for the Mobile Banking app but any =
applicable account transaction charges will still apply. You should also =
check with your mobile operator as they may charge you for certain =
services such as downloading or using the app. You will need a =
smartphone running iOS or Android. The app is not compatible with some =
older versions of the operating systems =E2=80=93 check the Apple App =
Store or Google Play for more details. Online for Business registration =
required. Services may be affected by phone signal and functionality. =
Use of Mobile Banking is subject to our Online for Business Terms and =
Conditions.
<br><br>

To help us improve the emails we send you, we collect basic information =
from your device such as when they are opened. For more information =
please read our  <a =
href=3D"https://www.lloydsbank.com/help-guidance/legal-information/privac=
y/cookies.html?elqTrackId=3D3885e419eaa441669832edb6bf597216&elq=3Df6f172=
1f39db47fd8faaa80f8b3744b5&elqaid=3D6368&elqat=3D1&elqCampaignId=3D1680&e=
lqak=3D8AF5FB58C645CEE72426F08567D9842F0C3F32FC7453A318247D1859B1C23DF91C=
79" title=3D"Cookies Policy" target=3D"_blank" =
style=3D"color:#000001">Cookies Policy</a>.
<br><br>                 =20
<strong class=3D"f_GUS_B" =
style=3D"font-family:arial,helvetica,sans-serif; color:#000001; =
font-weight: bold">Security Information</strong><br>
Please note that Lloyds Bank NEVER send emails that ask for confidential =
or security information. We=E2=80=99ll never send you an email asking =
for your log on details, or direct you to a webpage that asks for this =
information, but sometimes we=E2=80=99ll send you links to our secure =
app, taking you straight to the information you need. Visit our <a =
href=3D"https://www.lloydsbank.com/business/security.html?elqTrackId=3D7d=
889d99f57d4e0fa8a6fc49360988cc&elq=3Df6f1721f39db47fd8faaa80f8b3744b5&elq=
aid=3D6368&elqat=3D1&elqCampaignId=3D1680&elqak=3D8AF5A0A135224E830BCB392=
E8D5A60AA7BB932FC7453A318247D1859B1C23DF91C79" title=3D"online security =
pages" target=3D"_blank" style=3D"color:#000001">online security =
pages</a> for more details.
                  <br><br>
                    <strong class=3D"f_GUS_B" =
style=3D"font-family:arial,helvetica,sans-serif; color:#000001; =
font-weight: bold">To unsubscribe from future marketing =
communications</strong><br>
If you no longer wish to receive any marketing communications from =
Lloyds Bank using this email address please <a =
href=3D"https://links.commercialemails.lloydsbank.com/unsubscribe?pid=3D6=
79103726&brand=3DLTB&camp=3DCEPTESTJUN26&elqTrackId=3D4b58e0c91cf34cb590f=
cdf53f91cfa02&elq=3Df6f1721f39db47fd8faaa80f8b3744b5&elqaid=3D6368&elqat=3D=
1&elqCampaignId=3D1680&elqak=3D8AF5956F8E88C7CD2D1D1FA8AC3689E9E17032FC74=
53A318247D1859B1C23DF91C79" title=3D"click here" target=3D"_blank" =
style=3D"color:#000001">click here</a>.   =20
<br><br>                 =20
Lloyds and Lloyds Bank are trading names of Lloyds Bank plc. Registered =
Office: 25 Gresham Street, London EC2V 7HN.  Registered in England and =
Wales no. 2065.  Telephone: <a href=3D"tel:02076261500" =
style=3D"color:#000001; text-decoration: underline" target=3D"_blank" =
title=3D"0207 626 1500">0207&nbsp;626&nbsp;1500</a>.
<br><br>                 =20
Authorised by the Prudential Regulation Authority and regulated by the =
Financial Conduct Authority and the Prudential Regulation Authority =
under Registration Number 119278.=20
<br><br>                 =20
Eligible deposits with us are protected by the <a =
href=3D"https://www.fscs.org.uk/?elqTrackId=3Da6a1d9978164446dab494452ee3=
4b981&elq=3Df6f1721f39db47fd8faaa80f8b3744b5&elqaid=3D6368&elqat=3D1&elqC=
ampaignId=3D1680&elqak=3D8AF5AAE9B8BBE5D154C1B0F69611D6ADFE1632FC7453A318=
247D1859B1C23DF91C79" title=3D"Financial Services Compensation Scheme =
(FSCS)" target=3D"_blank" style=3D"color:#000001">Financial Services =
Compensation Scheme (FSCS)</a>. We are covered by the <a =
href=3D"https://www.financial-ombudsman.org.uk/?elqTrackId=3D3a7a5b67a6d3=
4a0e9f12e078cca8bc45&elq=3Df6f1721f39db47fd8faaa80f8b3744b5&elqaid=3D6368=
&elqat=3D1&elqCampaignId=3D1680&elqak=3D8AF59BB6B191CC340FBE3AC14B0B995D1=
36632FC7453A318247D1859B1C23DF91C79" title=3D"Financial Ombudsman =
Service (FOS)" target=3D"_blank" style=3D"color:#000001">Financial =
Ombudsman Service (FOS)</a>. Please note that due to FSCS and FOS =
eligibility criteria not all business customers will be covered.         =
        =20
         =20
                </td>
			</tr>
		</tbody></table>


		<!--[if !mso]><!-- GMAIL IMAP HOLD-OPEN -->
		<img class=3D"m_h" =
src=3D"https://image.CommercialEmails.lloydsbank.com/EloquaImages/clients=
/LloydsBankingGroup/%7B62bfd74b-401b-4e55-b596-d7aa6af4c3a4%7D_spacer.gif=
" alt=3D"image" height=3D"1" width=3D"600" style=3D"display:block; =
width:600px; border:1px solid transparent">
		<!--[endif]--><!---->
	</div>



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