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Reply-To: "Lloyds Bank" <autoreplylbg@lloydsbank.co.uk>
From: "Lloyds Bank" <info@commercialemails.lloydsbank.com>
To: <bob@sarahharvey.com>
Subject: Tips and guides on managing your business effectively
Date: Tue, 27 Aug 2024 12:05:21 +0100
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We want you to recognise a fraudulent email if you receive one, so we will 
always include the last four digits of your bank account number: 3506  <https://image.CommercialEmails.lloydsbank.com/EloquaImages/clients/LloydsBankingGroup2/%7B3721195e-5e54-4dae-915e-88a107622809%7D_desktop_BB_strip_2x.png>   <https://image.CommercialEmails.lloydsbank.com/EloquaImages/clients/LloydsBankingGroup2/%7Bf98171e1-23ab-446b-a575-5fed072f0546%7D_mobile_BB_strip_2x.png>

 <https://link.commercialemails.lloydsbank.com/e/er?s=1705133317&lid=1985&elqTrackId=5359ac4d8887449c8e78324b02896f98&utm_campaign=LB_BB_Aug24_Header_CEP&elq=dc8b7a62dcb944a087f0f7a87c923ee5&elqaid=2192&elqat=1&elqcst=272&elqcsid=5414> 
<https://image.CommercialEmails.lloydsbank.com/EloquaImages/clients/LloydsBankingGroup2/%7Bf9166556-965f-4298-952c-076a8a4d6314%7D_LB-N-banner-h1a-tagline-standard.png>

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<https://image.CommercialEmails.lloydsbank.com/EloquaImages/clients/LloydsBankingGroup2/%7B7b61d8df-91ae-4030-9c6e-5659dd96cd76%7D_champion_mobile_00112202_600x410.jpg>


Are you looking to optimise your everyday business operations? If so, you’ll 
find a range of tips and guidance on our resource hub which we feature 
below.Simon 
Kenyon, Managing Director, Digital Banking  <https://image.CommercialEmails.lloydsbank.com/EloquaImages/clients/Lloyds 
BankingGroup2/%7Bc3a6ff68-b59c-4001-9857-d4e2d1c7a175%7D_service_3_.jpg>

Management tips and resourcesGet 
on top of all the aspects of your every-day operations with our 
comprehensive resources that could help you better manage your business, 
with strategies for cash flow optimisation, tax planning, and team 
leadership tips.Explore 
the resources 
<https://link.commercialemails.lloydsbank.com/e/er?s=1705133317&lid=2948&elqTrackId=e6d3c0aa3c744107843f65dd921ad661&elq=dc8b7a62dcb944a087f0f7a87c923ee5&elqaid=2192&elqat=1&elqcst=272&elqcsid=5647>


  <https://image.CommercialEmails.lloydsbank.com/EloquaImages/clients/LloydsBankingGroup2/%7B155c0495-22ef-414a-9905-34dcca0b9263%7D_GettyImages-970158226_RTv2.jpg>

Forgotten your debit card PIN?No 
need to call us or visit a branch just log onto the app to see your PIN.How 
to view your PIN 
<https://link.commercialemails.lloydsbank.com/e/er?s=1705133317&lid=2962&elqTrackId=94e67d7c59f64e29ab15781c512fbcd9&elq=dc8b7a62dcb944a087f0f7a87c923ee5&elqaid=2192&elqat=1&elqcst=272&elqcsid=5784>


  <https://image.CommercialEmails.lloydsbank.com/EloquaImages/clients/LloydsBankingGroup2/%7Bdb414ea2-fba8-44fc-90f5-16850bb6339c%7D_iStock-640228882.jpg>

Cybersecurity guidance for small businessesWith 
58% of UK small businesses having suffered a cyber breach or attack in the 
past year according to the UK government, it’s clear that the threat is real 
and immediate. Read our guide which demystifies cybersecurity, offering you 
the tools and knowledge to protect your business from digital predators.Protect 
your business now 
<https://link.commercialemails.lloydsbank.com/e/er?s=1705133317&lid=2964&elqTrackId=2f6bf301186348b29c5769ed72d8a65c&elq=dc8b7a62dcb944a087f0f7a87c923ee5&elqaid=2192&elqat=1&elqcst=272&elqcsid=6758>


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Protect your business from fraudWith 
the rising threat of invoice fraud, help protect your business with our 
detailed guide on preventing this form of attack. You can learn essential 
tips to help identify and avoid scams, ensuring your financial transactions 
remain secure.Read 
the guide 
<https://link.commercialemails.lloydsbank.com/e/er?s=1705133317&lid=2965&elqTrackId=63bc720cfbeb4cd6a24810a7c47014a6&elq=dc8b7a62dcb944a087f0f7a87c923ee5&elqaid=2192&elqat=1&elqcst=272&elqcsid=5291>

We want you to be happy with the communications we share with you. How happy 
were you to receive this communication?We 
may use your answer to improve our communications and their relevancy to 
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Contact Us	    |
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Privacy Policy	    |
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Email Security <https://link.commercialemails.lloydsbank.com/e/er?s=1705133317&lid=1996&el 
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Security Information
Please note that Lloyds Bank NEVER send emails that ask for confidential or 
security information. We’ll never send you an email asking for your log on 
details, or direct you to a webpage that asks for this information. Visit 
our online security pages 
<https://link.commercialemails.lloydsbank.com/e/er?s=1705133317&lid=1987&elqTrackId=7404534b36c94c0290bb86b2eceb9e51&utm_campaign=LB_BB_Aug24_Footer_CEP&elq=dc8b7a62dcb944a087f0f7a87c923ee5&elqaid=2192&elqat=1&elqcst=272&elqcsid=7134> 
for more details. Please note that any data sent via e-mail is not secure 
and could be read by others.If 
you no longer wish to receive any marketing communications from Lloyds Bank 
using this email address please click here 
<https://links.commercialemails.lloydsbank.com/unsubscribe?pid=679103726&brand=LTB&camp=CEPAUG2024&utm_campaign=LB_BB_Aug24_Footer_CEP&utm_content=Unsubscribe&utm_source=outbound_marketing&utm_medium=Email&elqTrackId=a15adb4e7d074c5ba2e3c98124d860a6&elq=dc8b7a62dcb944a087f0f7a87c923ee5&elqaid=2192&elqat=1&elqCampaignId=803&elqcst=272&elqcsid=5143> 
.
Our service promise
Please let us know if you have a problem – we’re here to help. See our 
complaints process on our ‘Help & Support’ page at: 
lloydsbank.com/business/complaint 
<https://link.commercialemails.lloydsbank.com/e/er?s=1705133317&lid=1991&elqTrackId=c7156fd832bd45d2822122b48f0b7631&utm_campaign=LB_BB_Aug24_Footer_CEP&elq=dc8b7a62dcb944a087f0f7a87c923ee5&elqaid=2192&elqat=1&elqcst=272&elqcsid=7138>

To help us improve the emails we send you, we collect basic information from 
your device such as when they are opened. For more information please read 
our Cookies Policy 
<https://link.commercialemails.lloydsbank.com/e/er?s=1705133317&lid=2533&elqTrackId=9708708df1a243efb4b964f7c21b4dd5&utm_campaign=LB_BB_Aug24_Footer_CEP&elq=dc8b7a62dcb944a087f0f7a87c923ee5&elqaid=2192&elqat=1&elqcst=272&elqcsid=7138> 
.

Lloyds Bank plc Registered Office: 25 Gresham Street, London EC2V 7HN. 
Registered in England and Wales no. 2065. Telephone: 0207 626 1500. 
Authorised by the Prudential Regulation Authority and regulated by the 
Financial Conduct Authority and the Prudential Regulation Authority under 
Registration Number 119278.

Eligible deposits with us are protected by the Financial Services 
Compensation Scheme (FSCS). We are covered by the Financial Ombudsman 
Service (FOS). Please note that due to FSCS and FOS eligibility criteria not 
all business customers will be covered.

Lloyds Banking Group is a financial services group that incorporates a 
number of brands including Lloyds Bank. More information on Lloyds Banking 
Group can be found at lloydsbankinggroup.com 
<https://link.commercialemails.lloydsbank.com/e/er?s=1705133317&lid=1989&elqTrackId=5cb6d589649c40ddac6cbb3ecb313b11&utm_campaign=LB_BB_Aug24_Footer_CEP&elq=dc8b7a62dcb944a087f0f7a87c923ee5&elqaid=2192&elqat=1&elqcst=272&elqcsid=7138> 
.

While all reasonable care has been taken to ensure that the information 
provided is correct, no liability is accepted by Lloyds Bank for any loss or 
damage caused to any person relying on any statement or omission. This is 
for information only and should not be relied upon as offering advice for 
any set of circumstances. Specific advice should always be sought in each 
instance.  <https://image.CommercialEmails.lloydsbank.com/EloquaImages/clients/LloydsBankingGroup2/%7B8ab0e620-b8e8-42ee-869a-efbb9f6ab080%7D_spacer.gif>
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_:future, :root body:not(.Singleton) .d_bt1px_grey{border-top:1px solid =
#333332 !important;}
             _:-webkit-full-screen, _::-webkit-full-page-media, =
_:future, :root body:not(.Singleton) .cta_white {background-image: =
linear-gradient(#fffffe,#fffffe) !important; color: #006A4D =
!important;-webkit-text-fill-color: #006A4D !important;}
             _:-webkit-full-screen, _::-webkit-full-page-media, =
_:future, :root body:not(.Singleton) .d_bt1px_green {border-top: 1px =
solid #98fee1 !important;}
             _:-webkit-full-screen, _::-webkit-full-page-media, =
_:future, :root body:not(.Singleton) .d_bgc_006a4d {background-image: =
linear-gradient(#006a4d,#006a4d) !important;}
             _:-webkit-full-screen, _::-webkit-full-page-media, =
_:future, :root body:not(.Singleton) .d_bgc_009169 {background-image: =
linear-gradient(#009169,#009169) !important;}
            }
        }
        /*MOBILE*/
        @media only screen and (max-width:480px) {
            .m_h{display:none !important;}
            .m_d_b{display:block !important;}
            .m_d_t{display: table !important;}
           =20
            .m_bsbb{box-sizing:border-box !important;}
           =20
            .m_mhunset{max-height:unset !important;}
            .m_minwunset{min-width: unset !important;}
            .m_mw340{max-width:340px !important;}
            .m_minw194{min-width:194px !important;}
            .m_minw220{min-width:220px !important;}
           =20
            .m_w50pc{width:50% !important;}
            .m_w90pc{width:90% !important;}
            .m_w100pc{width:100% !important;}
            .m_w20{width:20px !important;}
            .m_w40{width:40px !important;}
            .m_w70{width:70px !important;}
            .m_w100{width:100px !important;}
            .m_w140{width:140px !important;}
            .m_w215{width:215px !important;}
           =20
            .m_hauto{height:auto !important;}
            .m_h184{height:184px !important;}
            .m_h300{height:300px !important;}
            .m_hvw{height:100vw !important;}
           =20
            .m_mauto{margin:auto !important;}
           =20
            .m_p0{padding:0 !important;}
            .m_p0_30{padding:0 30px !important;}
            .m_p9_30{padding:9px 30px !important;}
            .m_p10_0{padding:10px 0px !important;}
            .m_p20_0{padding:20px 0 !important;}
            .m_p20{padding:20px !important}
            .m_p30{padding:30px !important}
            .m_pl0{padding-left:0px !important}
            .m_pl5{padding-left:5px !important}
            .m_pl12{padding-left:12px !important}
            .m_pl20{padding-left:20px !important}
            .m_pl25{padding-left:25px !important}
            .m_pl30{padding-left:30px !important}
            .m_pr5{padding-right:5px !important}
            .m_pr25{padding-right:25px !important}
            .m_pr30{padding-right:30px !important}
            .m_pb0{padding-bottom:0px !important}
            .m_pb20{padding-bottom:20px !important}
            .m_pb30{padding-bottom:30px !important}
            .m_pt0{padding-top:0px !important}
            .m_pt20{padding-top:20px !important}
            .m_pt30{padding-top:30px !important}
           =20
            .m_sharedFooter{padding:20px 0 4px 0 !important}
           =20
            .m_tac{text-align:center !important;}
            .m_tal{text-align:left !important;}
           =20
            .m_fnone{float:none !important;}
            .m_fl{float: left !important;}
            .m_fr{float: right !important;}
           =20
            .m_nobg{background:none !important;}
            .m_bgcontain{background-size:contain !important;}
            .m_bgw100pc{background-size:100% auto !important;}
           =20
            .m_fs16{font-size:16px !important; line-height:20px =
!important;}
            .m_fs26{font-size: 26px !important; line-height:30px =
!important;}
            .m_fs30{font-size: 30px !important; line-height:32px =
!important;}
            .m_fs36{font-size:36px !important; line-height:40px =
!important;}
           =20
            .m_tableFontReduction .f_LBJ {font-size: 10px !important; =
line-height: 14px !important; padding-right: 5px !important}
           =20
            .m_bb1pxgrey{
                border-bottom: 1px solid #c7c6c6 !important;
                border-right: 0 !important;}
           =20
            .m_bt0{border-top: 0 !important;}
           =20
            .m_footerButton{
                text-align:center;
                padding:20px 0 !important;
                border-bottom:1px solid #2d8259;
            }
            .m_footerButton_last{
                border-bottom: none !important;
            }
           =20
            .burgerbutton{
                display:block !important;
                position:absolute;
                right:30px;
                top:112px;
                max-height:unset !important;
            }
           =20
           =20
            .burgerContainer{
                width:100% !important;
                max-height:0 !important;
                overflow:hidden;
                position:absolute;
                top:65px;
                right:0;
                z-index:2;
                background-color:rgba(52,92,125,0.75);
            }
           =20
            .burgerContainer .burgerContentTD{
                width:100vw;
                overflow:hidden;
                position:relative;
            }
           =20
            .burgerContent{
                position:relative;
                width:210px;
                position:absolute;
                right:-250px;
                top:0;
                padding:0 20px;
                background:#00284c;
                transition:right 250ms ease-out;
                transition-delay:50ms;
            }
           =20
            .burgerContent .burgerContentRow{
                display:block;
                padding:20px;
                width:100%;
                border-bottom:2px solid #12365a;
                position:relative;
            }
           =20
            .burgerContent .burgerContentRow:after{
                content:' ';
                width:7px;
                height:12px;
                =
background-image:url(https://image.commercialemails.lloydsbank.com/Eloqua=
Images/clients/LloydsBankingGroup/%7Bcb45b8fa-6671-4855-be9d-23c254f66bda=
%7D_burgerMenuChevron.png);
                background-repeat:no-repeat;
                background-size:contain;
                color:#fffffe;
                display:inline-block;
                position:absolute;
                font-size:18px;
                line-height:1.2em;
                top:24px;
                right:0;
            }

            .burgerContent .burgerContentRow:last-of-type{
                border-bottom:0;
            }
           =20
            .burgercheckbox:checked ~ .burgerContainer{
                height:100vh !important;
                max-height:unset !important;
                overflow:scroll !important;
                display:block !important;
            }
           =20
            .burgercheckbox:checked ~ .burgerContainer .burgerContentTD{
                height:100vh;
            }
           =20
            .burgercheckbox:checked ~ .burgerContainer .burgerContent{
                right:0 !important;
            }
           =20
            /*gmail override*/
            u~div .burgerContainer {display: none;}
            u~div .g_h {display: none !important;}
            u~div .g_hauto {height:auto !important;}
            u~div .m_minwunset {min-width: unset !important;}
            u~div .NMS_B_cell {min-width: 100% !important; =
padding-bottom: 10px}
            u~div .g_w100 {width:100% !important;}
        }
       =20
        @media only screen and (max-width:360px) {
            .burgerbutton {
                top: 126px !important;
            }
            .show-in-editor .m_w50pc, .m_w90pc  {width:100% !important}
            .hide-tagline{display: none !important}
        }
       =20
        @-webkit-keyframes bugfix{
            from{
                padding:0;
            }
            to{
                padding:0;
            }
        }
       =20
        @media yahoo {
            *{
                -ms-overflow-y:hidden!important;
                -ms-overflow-x:hidden!important;
            }
           =20
            .y_bsbb{box-sizing:border-box !important;}
        }
       =20
        /* Dark Mode text-over-image overrides */
        @media (prefers-color-scheme: dark) {
            .d_lightText {color: #fffffe =
!important;-webkit-text-fill-color: #fffffe !important;}
            .d_darkText {color: #323233 =
!important;-webkit-text-fill-color: #323233 !important;}
        }
        /* hotmail dark mode*/
        [data-ogsc] .d_lightText{color:#fffffe !important;}
        [data-ogsc] .d_darkText{color:#505050 !important;}=20
        [data-ogsb] .cta_white{border:1px solid #878787 !important; =
background-color: #323233 !important; color: #FFFFFF !important}
        [data-ogsb] .cta_ghost{border:1px solid #FFFFFE !important; =
color: #FFFFFE !important}
        [data-ogsb] .d_bb1px_white{border-bottom:1px solid #FFFFFE =
!important;}
        [data-ogsb] .d_bgc_f1f1f1 {background-color: none !important; =
border-bottom:1px solid #f1f1f1 !important;}
    </style>
    <style>
    /* Dark Mode overrides for Gmail */
    @media only screen and (max-width:480px) {
        u ~ div .g_blend_screen {background:#000; =
mix-blend-mode:screen;}
        u ~ div .g_blend_difference {background:#000; =
mix-blend-mode:difference;}
        u ~ div .m_footerButton_last {border-bottom: none !important}
        u ~ div .d_bb1px_grey {background-image: =
linear-gradient(#fffffe, #fffffe) !important; border: 0 !important; =
height:1px !important}
    }
    </style> =20
    <style>
        .m_footerButton_last\0{border-bottom: none!important}
        .oa_h\0 {display: none!important}
       =20
        @media (min-resolution: 1dpi) and (max-width:480px) {
            .k_w600\0 {width: 100% !important; height: auto !important}
            .NMS_B_cell\0 {min-width: 100% !important; padding-bottom: =
10px}
        }
    </style>
    <!--[if gte mso 16]>
    <style>
        .keep-white {
            mso-style-textfill-type:gradient;
            mso-style-textfill-fill-gradientfill-stoplist:"0 \#FFFFFF 0 =
100000\,100000 \#FFFFFF 0 100000";
            color:#000000 !important;
        }
    </style>
    <![endif]-->
    <!--[if gte mso 9]>
    <style type=3D"text/css">
        v\:* { behavior: url(#default#VML); display:inline-block}
        o\:* { behavior: url(#default#VML); }
    </style>
    <xml>
      <o:OfficeDocumentSettings>
        <o:AllowPNG/>
        <o:PixelsPerInch>96</o:PixelsPerInch>
      </o:OfficeDocumentSettings>
    </xml>
    <![endif]-->
    <!--[if gt mso 15]>
    <style type=3D"text/css" media=3D"all">
        /* Outlook 2016 Height/Pagebreak Fix */
        table, tr, td {border-collapse: collapse;}
        tr { font-size:0px; line-height:0px; border-collapse: collapse; =
}
    </style>
    <![endif]-->
    <!--[if !mso]><!-- custom fonts -->
    <!-- Lloyds FONT DECLARATION - 'LBJ' -->
    <link =
href=3D"http://image.emails.lloydsbank.com/Web/LloydsBankingGroup/{1d5408=
5a-2e0a-4199-a15b-38df3efe2f56}_ltb_base64_fonts_u1.css" =
rel=3D"stylesheet">
    <!--<![endif]-->
</head>
<body class=3D"m_w100pc" id=3D"body" bottommargin=3D"0" leftmargin=3D"0" =
rightmargin=3D"0" topmargin=3D"0" style=3D"border: 0px none; padding: =
0px; margin: 0px; text-align: center; font-size: 0px; line-height: 0; =
font-family: arial,helvetica,sans-serif; background-color:#efedea; =
position:relative;">




    <div style=3D"width:100%; height:100%; background-color:#efedea; =
overflow:visible; font-size:0; line-height:0;">

        <!-- DYN - PREHEADER -->
        <!-- PREHEADER -->
<table align=3D"center" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" =
class=3D"m_w100pc" style=3D"margin:auto; width: 600px" width=3D"600">
	<tbody>
		<tr>
			<td align=3D"left" class=3D"m_pl30 m_pr30" style=3D"padding:12px 40px =
12px 40px; position:relative; font-size:0; line-height:0; =
background-color:#fffffe;">
			<table align=3D"center" border=3D"0" cellpadding=3D"0" =
cellspacing=3D"0" class=3D"m_w100pc" style=3D"margin:auto; width:100%;" =
width=3D"100%">
				<tbody>
					<tr>
						<td align=3D"left" class=3D"m_w100pc f_LBJ" =
style=3D"color:#505050; font-family:arial,helvetica,sans-serif; =
font-size:12px; line-height:16px;" width=3D"300">We want you to =
recognise a fraudulent email if you receive one, so we will always =
include the last four digits of your bank account number: 3506</td>
					</tr>
				</tbody>
			</table>
			<!--[if gte mso 15]><br />&nbsp;<![endif]--></td>
		</tr>
	</tbody>
</table>


        <!-- DYN - HEADER -->
        <!-- HEADER -->
<table align=3D"center" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" =
class=3D"m_w100pc" style=3D"background-color:#006A4D; margin:auto;" =
valign=3D"top" width=3D"600">
	<tbody>
		<tr>
			<td align=3D"center" =
background=3D"https://image.commercialemails.lloydsbank.com/EloquaImages/=
clients/LloydsBankingGroup2/%7B3721195e-5e54-4dae-915e-88a107622809%7D_de=
sktop_BB_strip_2x.png" class=3D"m_w100pc m_hauto" =
style=3D"background-color:#024731; =
background:url('https://image.commercialemails.lloydsbank.com/EloquaImage=
s/clients/LloydsBankingGroup2/%7B3721195e-5e54-4dae-915e-88a107622809%7D_=
desktop_BB_strip_2x.png') 0 0 / 600px auto no-repeat; =
background-image:url(https://image.commercialemails.lloydsbank.com/Eloqua=
Images/clients/LloydsBankingGroup2/%7B3721195e-5e54-4dae-915e-88a10762280=
9%7D_desktop_BB_strip_2x.png); background-size:600px 34px; =
background-position:center; font-size:0px; line-height:0px;height:34px;" =
valign=3D"top"><img alt=3D"BUSINESS BANKING" class=3D"m_h" height=3D"34" =
src=3D"https://image.CommercialEmails.lloydsbank.com/EloquaImages/clients=
/LloydsBankingGroup2/%7B3721195e-5e54-4dae-915e-88a107622809%7D_desktop_B=
B_strip_2x.png" style=3D"color:#fffffe; =
font-family:arial,helvetica,sans-serif; letter-spacing:3.5px; =
text-decoration:none; width: 600px; height: 34px; vertical-align: top" =
width=3D"600" /> <!--[if !mso]><!-- mobile image --> <img =
alt=3D"BUSINESS BANKING" class=3D"m_d_b m_w100pc" =
src=3D"https://image.CommercialEmails.lloydsbank.com/EloquaImages/clients=
/LloydsBankingGroup2/%7Bf98171e1-23ab-446b-a575-5fed072f0546%7D_mobile_BB=
_strip_2x.png" style=3D"display:none; height:auto; width:100%;" =
width=3D"300" /> <!--<![endif]--></td>
		</tr>
	</tbody>
</table>
<!-- HEADER -->

<table align=3D"center" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" =
class=3D"m_w100pc" height=3D"74" style=3D"background-color:#006a4d; =
margin:auto; width: 600px" valign=3D"top" width=3D"600">
	<tbody>
		<tr>
			<td style=3D"background-color:#006a4d; =
background-image:url(https://image.commercialemails.lloydsbank.com/Eloqua=
Images/clients/LloydsBankingGroup/%7B9144d801-6ce8-4443-b768-a67ea0d078a4=
%7D_LB-banner-h1a-standard-mob.png); background-size:cover; =
background-repeat:no-repeat; background-position:left center; =
width:600px; height:74px; vertical-align:middle; font-size:0; =
line-height:0;" valign=3D"middle">
			<table align=3D"center" border=3D"0" cellpadding=3D"0" =
cellspacing=3D"0" class=3D"m_w100pc" style=3D"margin:auto;" =
width=3D"600">
				<tbody>
					<tr>
						<td =
background=3D"https://image.commercialemails.lloydsbank.com/EloquaImages/=
clients/LloydsBankingGroup2/%7B1f59033a-5259-499c-8f9e-6bf7d1ddaab4%7D_LB=
-N-Banner-H1a-standard.png" class=3D"m_nobg m_w100pc" =
style=3D"vertical-align:middle; text-align:left; =
background:url('https://image.commercialemails.lloydsbank.com/EloquaImage=
s/clients/LloydsBankingGroup2/%7B1f59033a-5259-499c-8f9e-6bf7d1ddaab4%7D_=
LB-N-Banner-H1a-standard.png') 0 0 / 600px auto no-repeat; =
background-image:url('https://image.commercialemails.lloydsbank.com/Eloqu=
aImages/clients/LloydsBankingGroup2/%7B1f59033a-5259-499c-8f9e-6bf7d1ddaa=
b4%7D_LB-N-Banner-H1a-standard.png'); background-size:600px 74px; =
background-position:left center; width:600px; height:74px;"><!-- LOGO =
--><a =
href=3D"https://link.commercialemails.lloydsbank.com/e/er?s=3D1705133317&=
lid=3D1985&elqTrackId=3D5359ac4d8887449c8e78324b02896f98&utm_campaign=3DL=
B_BB_Aug24_Header_CEP&elq=3Ddc8b7a62dcb944a087f0f7a87c923ee5&elqaid=3D219=
2&elqat=3D1&elqcst=3D272&elqcsid=3D5414" style=3D"display: block" =
target=3D"_blank" title=3D"Lloyds Bank"><img =
alt=3D"=C2=A0=C2=A0=C2=A0=C2=A0=C2=A0=C2=A0=C2=A0 Lloyds Bank =
=C2=A0=C2=A0=C2=A0=C2=A0=C2=A0|=C2=A0=C2=A0=C2=A0=C2=A0=C2=A0 By the =
side of business" border=3D"0" class=3D"m_h" height=3D"74" =
src=3D"https://image.CommercialEmails.lloydsbank.com/EloquaImages/clients=
/LloydsBankingGroup2/%7B1f59033a-5259-499c-8f9e-6bf7d1ddaab4%7D_LB-N-Bann=
er-H1a-standard.png" style=3D"font-size: 16px; line-height: 74px; color: =
#FFFFFE; width:600px; height:74px;" width=3D"600" /></a> <!--[if =
!mso]><!-- mobile image --> <img alt=3D"By the side of business" =
class=3D"m_d_b hide-tagline" =
src=3D"https://image.CommercialEmails.lloydsbank.com/EloquaImages/clients=
/LloydsBankingGroup2/%7Bf9166556-965f-4298-952c-076a8a4d6314%7D_LB-N-bann=
er-h1a-tagline-standard.png" style=3D"display:none; width:162px; =
height:auto; float:right;" /> <!--<![endif]--></td>
					</tr>
				</tbody>
			</table>
			</td>
		</tr>
	</tbody>
</table>


        <!-- SPACER 20PX -->
        <table class=3D"m_w100pc" width=3D"100%" cellpadding=3D"0" =
cellspacing=3D"0" border=3D"0" height=3D"20"><tr><td =
style=3D"height:1px; font-size:1px; line-height:1px; padding-top:19px; =
box-sizing:content-box;">&nbsp;</td></tr></table>

        <!-- DYN - HERO -->
        <!-- [3b] IMAGE BANNER (swap) -->
<table align=3D"center" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" =
class=3D"m_w100pc m_hauto" style=3D"margin:auto; width: 600px" =
width=3D"600">
	<tbody>
		<tr>
			<td align=3D"center" style=3D"font-size:0; line-height:0;" =
valign=3D"top"><img alt=3D"Man working at a desk" class=3D"m_h" =
src=3D"https://image.CommercialEmails.lloydsbank.com/EloquaImages/clients=
/LloydsBankingGroup2/%7Beadb6667-c849-4554-8f40-14ed361910b8%7D_champion_=
desktop_00112202_900x450.jpg" style=3D"width: 600px; height: auto; =
background-color: #024731; color: #fffffe; =
font-family:Arial,helvetica,sans-serif; font-size:16px; =
line-height:300px; text-align:center;" width=3D"600" /> <!--[if =
!mso]><!-- mobile image --> <img alt=3D"Man working at a desk" =
class=3D"m_d_b m_w100pc" =
src=3D"https://image.CommercialEmails.lloydsbank.com/EloquaImages/clients=
/LloydsBankingGroup2/%7B7b61d8df-91ae-4030-9c6e-5659dd96cd76%7D_champion_=
mobile_00112202_600x410.jpg" style=3D"display:none; height:auto; =
width:100%;" width=3D"300" /> <!--<![endif]--> <!--[if gte mso 15]><br =
/>&nbsp;<![endif]--></td>
		</tr>
	</tbody>
</table>


        <!-- SPACER 20PX -->
        <table class=3D"m_w100pc" width=3D"100%" cellpadding=3D"0" =
cellspacing=3D"0" border=3D"0" height=3D"20"><tr><td =
style=3D"height:1px; font-size:1px; line-height:1px; padding-top:19px; =
box-sizing:content-box;">&nbsp;</td></tr></table>

        <!-- DYN - INTRO -->
        <table class=3D"m_w100pc" border=3D"0" cellpadding=3D"0" =
cellspacing=3D"0" align=3D"center" width=3D"600" bgcolor=3D"#fffffe" =
style=3D"margin:auto; background-color:#fffffe; width: 600px">
            <tr>
                <td class=3D"m_p30" align=3D"left" valign=3D"top" =
style=3D"padding:38px 40px; font-size:0; line-height:0;">
                   =20
                    <!-- DYN - SALUTATION -->
                   =20

                    <!-- DYN - GENERIC INTRO -->
                    <table align=3D"center" border=3D"0" =
cellpadding=3D"0" cellspacing=3D"0" class=3D"m_w100pc m_mauto" =
style=3D"margin:auto;width: 520px" width=3D"520">
	<tbody>
		<tr>
			<td align=3D"left" class=3D"f_LBJ" style=3D"color:#505050; =
font-family:arial,helvetica,sans-serif; font-size:16px; =
line-height:20px; text-decoration:none; padding-bottom:20px;">Are you =
looking to optimise your everyday business operations? If so, =
you&rsquo;ll find a range of tips and guidance on our resource hub which =
we feature below.</td>
		</tr>
	</tbody>
</table>


                    <!-- DYN - INTRO -->
                   =20

                    <!-- DYN - SIGNATURE -->
                    <table align=3D"center" border=3D"0" =
cellpadding=3D"0" cellspacing=3D"0" class=3D"m_w100pc m_mauto" =
style=3D"margin:auto;width: 520px" width=3D"520">
	<tbody>
		<tr>
			<td align=3D"left" class=3D"f_LBJ_B" style=3D"color:#505050; =
font-family:arial,helvetica,sans-serif; font-size:16px; =
line-height:20px; font-weight:bold; text-decoration:none; =
padding-bottom:0;">Simon Kenyon, Managing Director, Digital Banking</td>
		</tr>
	</tbody>
</table>


                    <!--[if gte mso 15]><br />&nbsp;<![endif]-->
                </td>
            </tr>
        </table>

        <!-- SPACER 20PX -->
        <table class=3D"m_w100pc" width=3D"100%" cellpadding=3D"0" =
cellspacing=3D"0" border=3D"0" height=3D"20"><tr><td =
style=3D"height:1px; font-size:1px; line-height:1px; padding-top:19px; =
box-sizing:content-box;">&nbsp;</td></tr></table>

            <!-- HIGH VALUE -->
            <!-- [9b] TEXT WITH ILLUSTRATION (asymmetrical, image:mixed =
content) -->
<table align=3D"center" bgcolor=3D"#fffffe" border=3D"0" =
cellpadding=3D"0" cellspacing=3D"0" class=3D"m_w100pc" =
style=3D"margin:auto; background-color:#fffffe;" width=3D"600">
	<tbody>
		<tr>
			<td style=3D"font-size:0; line-height:0;"><!--[if mso | ie]><table =
width=3D"100%" cellpadding=3D"0" cellspacing=3D"0" border=3D"0"><tr><td =
valign=3D"top"><![endif]-->
			<div class=3D"m_w100pc m_fnone" style=3D"display:inline-block; =
width:214px; float: left">
			<table align=3D"left" border=3D"0" cellpadding=3D"0" =
cellspacing=3D"0" class=3D"m_w100pc" style=3D"width:214px;" =
width=3D"214">
				<tbody>
					<tr>
						<td align=3D"center" class=3D"m_w100pc m_pt30 m_pb0" =
style=3D"padding:38px 40px; font-size: 0; line-height: 0"><img =
alt=3D"Work colleagues checking laptop screen together" border=3D"0" =
class=3D"m_mauto" =
src=3D"https://image.CommercialEmails.lloydsbank.com/EloquaImages/clients=
/LloydsBankingGroup2/%7Bc3a6ff68-b59c-4001-9857-d4e2d1c7a175%7D_service_3=
_.jpg" style=3D"display: block; width:134px; height:auto; color: =
#505050; font-family:Arial,helvetica,sans-serif; font-size:12px; =
line-height:134px; text-align:center;" width=3D"134" /></td>
					</tr>
				</tbody>
			</table>
			</div>
			<!--[if mso | ie]></td><td valign=3D"top"><![endif]-->

			<div class=3D"m_w100pc m_fnone" style=3D"display:inline-block; =
width:344px; float: left">
			<table align=3D"left" border=3D"0" cellpadding=3D"0" =
cellspacing=3D"0" class=3D"m_w100pc m_mauto m_fnone" =
style=3D"width:344px;" width=3D"344">
				<tbody>
					<tr>
						<td class=3D"m_p30 m_pt20" style=3D"padding:38px 38px 38px 0px; =
font-size: 0; line-height: 0">
						<table align=3D"left" border=3D"0" cellpadding=3D"0" =
cellspacing=3D"0" style=3D"mso-table-lspace: 0px; mso-table-rspace: =
0px">
							<tbody>
								<tr>
									<td align=3D"left" class=3D"f_LBJ" style=3D"color:#024731; =
font-family:arial,helvetica,sans-serif; font-size:20px; =
line-height:24px; text-decoration:none;">Management tips and =
resources</td>
								</tr>
								<tr>
									<td align=3D"left" class=3D"f_LBJ" style=3D"color:#505050; =
font-family:arial,helvetica,sans-serif; font-size:16px; =
line-height:20px; text-decoration:none; padding-top:15px; =
padding-bottom: 20px;">Get on top of all the aspects of your every-day =
operations with our comprehensive resources that could help you better =
manage your business, with strategies for cash flow optimisation, tax =
planning, and team leadership tips.</td>
								</tr>
								<tr>
									<td align=3D"left" class=3D"f_LBJ_B" style=3D"color:#006A4D; =
font-family:arial,helvetica,sans-serif; font-size:16px; =
line-height:20px; font-weight: bold"><a =
href=3D"https://link.commercialemails.lloydsbank.com/e/er?s=3D1705133317&=
lid=3D2948&elqTrackId=3De6d3c0aa3c744107843f65dd921ad661&elq=3Ddc8b7a62dc=
b944a087f0f7a87c923ee5&elqaid=3D2192&elqat=3D1&elqcst=3D272&elqcsid=3D564=
7" style=3D"color:#006A4D; text-decoration: underline" target=3D"_blank" =
title=3D"Explore the resources">Explore the resources</a></td>
								</tr>
								<!--[if gt mso 15]><tr><td style=3D"font-size:0px; =
line-height:0px; height:0.1pt">&nbsp;</td></tr><![endif]-->
							</tbody>
						</table>
						</td>
					</tr>
				</tbody>
			</table>
			</div>
			<!--[if mso | ie]></td></tr></table><![endif]--><!--[if gte mso =
15]><br />&nbsp;<![endif]--></td>
		</tr>
	</tbody>
</table>
<!-- SPACER 20PX -->

<table border=3D"0" cellpadding=3D"0" cellspacing=3D"0" =
class=3D"m_w100pc" height=3D"20" width=3D"100%">
	<tbody>
		<tr>
			<td style=3D"height:1px; font-size:1px; line-height:1px; =
padding-top:19px; box-sizing:content-box;">&nbsp;</td>
		</tr>
	</tbody>
</table>


            <!-- REAL ESTATE 1 -->
           =20

            <!-- REAL ESTATE 2 -->
           =20

            <!-- AGRICULTURE 1 -->
           =20

            <!-- AGRICULTURE 2 -->
           =20

            <!-- MANUFACTURING 1 -->
           =20

            <!-- BUSINESS SERVICES -->
           =20

            <!-- HEALTHCARE 1 -->
           =20

            <!-- EDUCATION 1 -->
           =20
           =20
            <!-- HOSPITALITY 1 -->
           =20

            <!-- TECH 1 -->
           =20

            <!-- TECH 2 -->
           =20

            <!-- RETAIL & WHOLESALE 1 -->
           =20

            <!-- CCS 1 -->
           =20
           =20
            <!-- CCS 2 -->
           =20

            <!-- RETAIL & WHOLESALE 2 -->
           =20

            <!-- DIGITAL ENGAGEMENT 1 - USERS -->
            <!-- [9b] TEXT WITH ILLUSTRATION (asymmetrical, image:mixed =
content) -->
<table align=3D"center" bgcolor=3D"#006A4D" border=3D"0" =
cellpadding=3D"0" cellspacing=3D"0" class=3D"m_w100pc" =
style=3D"margin:auto; background-color:#006A4D;" width=3D"600">
	<tbody>
		<tr>
			<td style=3D"font-size:0; line-height:0;"><!--[if mso | ie]><table =
width=3D"100%" cellpadding=3D"0" cellspacing=3D"0" border=3D"0"><tr><td =
valign=3D"top"><![endif]-->
			<div class=3D"m_w100pc m_fnone" style=3D"display:inline-block; =
width:214px; float: left">
			<table align=3D"left" border=3D"0" cellpadding=3D"0" =
cellspacing=3D"0" class=3D"m_w100pc" style=3D"width:214px;" =
width=3D"214">
				<tbody>
					<tr>
						<td align=3D"center" class=3D"m_w100pc m_pt30 m_pb0" =
style=3D"padding:38px 40px; font-size: 0; line-height: 0"><img =
alt=3D"Someone holding a card" border=3D"0" class=3D"m_mauto" =
src=3D"https://image.CommercialEmails.lloydsbank.com/EloquaImages/clients=
/LloydsBankingGroup2/%7B155c0495-22ef-414a-9905-34dcca0b9263%7D_GettyImag=
es-970158226_RTv2.jpg" style=3D"display: block; width:134px; =
height:auto; color: #fffffe; font-family:Arial,helvetica,sans-serif; =
font-size:12px; line-height:134px; text-align:center;" width=3D"134" =
/></td>
					</tr>
				</tbody>
			</table>
			</div>
			<!--[if mso | ie]></td><td valign=3D"top"><![endif]-->

			<div class=3D"m_w100pc m_fnone" style=3D"display:inline-block; =
width:344px; float: left">
			<table align=3D"left" border=3D"0" cellpadding=3D"0" =
cellspacing=3D"0" class=3D"m_w100pc m_mauto m_fnone" =
style=3D"width:344px;" width=3D"344">
				<tbody>
					<tr>
						<td class=3D"m_p30 m_pt20" style=3D"padding:38px 38px 38px 0px; =
font-size: 0; line-height: 0">
						<table align=3D"left" border=3D"0" cellpadding=3D"0" =
cellspacing=3D"0" style=3D"mso-table-lspace: 0px; mso-table-rspace: =
0px">
							<tbody>
								<tr>
									<td align=3D"left" class=3D"f_LBJ" style=3D"color:#fffffe; =
font-family:arial,helvetica,sans-serif; font-size:20px; =
line-height:24px; text-decoration:none;">Forgotten your debit card =
PIN?</td>
								</tr>
								<tr>
									<td align=3D"left" class=3D"f_LBJ" style=3D"color:#fffffe; =
font-family:arial,helvetica,sans-serif; font-size:16px; =
line-height:20px; text-decoration:none; padding-top:15px; =
padding-bottom: 20px;">No need to call us or visit a branch just log =
onto the app to see your PIN.</td>
								</tr>
								<tr>
									<td align=3D"left" class=3D"f_LBJ_B" style=3D"color:#fffffe; =
font-family:arial,helvetica,sans-serif; font-size:16px; =
line-height:20px; font-weight: bold"><a =
href=3D"https://link.commercialemails.lloydsbank.com/e/er?s=3D1705133317&=
lid=3D2962&elqTrackId=3D94e67d7c59f64e29ab15781c512fbcd9&elq=3Ddc8b7a62dc=
b944a087f0f7a87c923ee5&elqaid=3D2192&elqat=3D1&elqcst=3D272&elqcsid=3D578=
4" style=3D"color:#fffffe; text-decoration: underline" target=3D"_blank" =
title=3D"How to view your PIN">How to view your PIN</a></td>
								</tr>
								<!--[if gt mso 15]><tr><td style=3D"font-size:0px; =
line-height:0px; height:0.1pt">&nbsp;</td></tr><![endif]-->
							</tbody>
						</table>
						</td>
					</tr>
				</tbody>
			</table>
			</div>
			<!--[if mso | ie]></td></tr></table><![endif]--></td>
		</tr>
	</tbody>
</table>
<!-- SPACER 20PX -->

<table border=3D"0" cellpadding=3D"0" cellspacing=3D"0" =
class=3D"m_w100pc" height=3D"20" width=3D"100%">
	<tbody>
		<tr>
			<td style=3D"height:1px; font-size:1px; line-height:1px; =
padding-top:19px; box-sizing:content-box;">&nbsp;</td>
		</tr>
	</tbody>
</table>


            <!-- DIGITAL ENGAGEMENT 1 - NON-USERS -->
           =20

            <!-- PRODUCTIVITY -->
            <!-- [9b] TEXT WITH ILLUSTRATION (asymmetrical, image:mixed =
content) -->
<table align=3D"center" bgcolor=3D"#fffffe" border=3D"0" =
cellpadding=3D"0" cellspacing=3D"0" class=3D"m_w100pc" =
style=3D"margin:auto; background-color:#fffffe;" width=3D"600">
	<tbody>
		<tr>
			<td style=3D"font-size:0; line-height:0;"><!--[if mso | ie]><table =
width=3D"100%" cellpadding=3D"0" cellspacing=3D"0" border=3D"0"><tr><td =
valign=3D"top"><![endif]-->
			<div class=3D"m_w100pc m_fnone" style=3D"display:inline-block; =
width:214px; float: left">
			<table align=3D"left" border=3D"0" cellpadding=3D"0" =
cellspacing=3D"0" class=3D"m_w100pc" style=3D"width:214px;" =
width=3D"214">
				<tbody>
					<tr>
						<td align=3D"center" class=3D"m_w100pc m_pt30 m_pb0" =
style=3D"padding:38px 40px; font-size: 0; line-height: 0"><img =
alt=3D"Woman working on a laptop" border=3D"0" class=3D"m_mauto" =
src=3D"https://image.CommercialEmails.lloydsbank.com/EloquaImages/clients=
/LloydsBankingGroup2/%7Bdb414ea2-fba8-44fc-90f5-16850bb6339c%7D_iStock-64=
0228882.jpg" style=3D"display: block; width:134px; height:auto; color: =
#505050; font-family:Arial,helvetica,sans-serif; font-size:12px; =
line-height:134px; text-align:center;" width=3D"134" /></td>
					</tr>
				</tbody>
			</table>
			</div>
			<!--[if mso | ie]></td><td valign=3D"top"><![endif]-->

			<div class=3D"m_w100pc m_fnone" style=3D"display:inline-block; =
width:344px; float: left">
			<table align=3D"left" border=3D"0" cellpadding=3D"0" =
cellspacing=3D"0" class=3D"m_w100pc m_mauto m_fnone" =
style=3D"width:344px;" width=3D"344">
				<tbody>
					<tr>
						<td class=3D"m_p30 m_pt20" style=3D"padding:38px 38px 38px 0px; =
font-size: 0; line-height: 0">
						<table align=3D"left" border=3D"0" cellpadding=3D"0" =
cellspacing=3D"0" style=3D"mso-table-lspace: 0px; mso-table-rspace: =
0px">
							<tbody>
								<tr>
									<td align=3D"left" class=3D"f_LBJ" style=3D"color:#024731; =
font-family:arial,helvetica,sans-serif; font-size:20px; =
line-height:24px; text-decoration:none;">Cybersecurity guidance for =
small businesses</td>
								</tr>
								<tr>
									<td align=3D"left" class=3D"f_LBJ" style=3D"color:#505050; =
font-family:arial,helvetica,sans-serif; font-size:16px; =
line-height:20px; text-decoration:none; padding-top:15px; =
padding-bottom: 20px;">With 58% of UK small businesses having suffered a =
cyber breach or attack in the past year according to the UK government, =
it&rsquo;s clear that the threat is real and immediate. Read our guide =
which demystifies cybersecurity, offering you the tools and knowledge to =
protect your business from digital predators.</td>
								</tr>
								<tr>
									<td align=3D"left" class=3D"f_LBJ_B" style=3D"color:#006A4D; =
font-family:arial,helvetica,sans-serif; font-size:16px; =
line-height:20px; font-weight: bold"><a =
href=3D"https://link.commercialemails.lloydsbank.com/e/er?s=3D1705133317&=
lid=3D2964&elqTrackId=3D2f6bf301186348b29c5769ed72d8a65c&elq=3Ddc8b7a62dc=
b944a087f0f7a87c923ee5&elqaid=3D2192&elqat=3D1&elqcst=3D272&elqcsid=3D675=
8" style=3D"color:#006A4D; text-decoration: underline" target=3D"_blank" =
title=3D"Protect your business now">Protect your business now</a></td>
								</tr>
								<!--[if gt mso 15]><tr><td style=3D"font-size:0px; =
line-height:0px; height:0.1pt">&nbsp;</td></tr><![endif]-->
							</tbody>
						</table>
						</td>
					</tr>
				</tbody>
			</table>
			</div>
			<!--[if mso | ie]></td></tr></table><![endif]--><!--[if gte mso =
15]><br />&nbsp;<![endif]--></td>
		</tr>
	</tbody>
</table>
<!-- SPACER 20PX -->

<table border=3D"0" cellpadding=3D"0" cellspacing=3D"0" =
class=3D"m_w100pc" height=3D"20" width=3D"100%">
	<tbody>
		<tr>
			<td style=3D"height:1px; font-size:1px; line-height:1px; =
padding-top:19px; box-sizing:content-box;">&nbsp;</td>
		</tr>
	</tbody>
</table>


            <!-- FRAUD -->
            <!-- [9b] TEXT WITH ILLUSTRATION (asymmetrical, image:mixed =
content) -->
<table align=3D"center" bgcolor=3D"#fffffe" border=3D"0" =
cellpadding=3D"0" cellspacing=3D"0" class=3D"m_w100pc" =
style=3D"margin:auto; background-color:#fffffe;" width=3D"600">
	<tbody>
		<tr>
			<td style=3D"font-size:0; line-height:0;"><!--[if mso | ie]><table =
width=3D"100%" cellpadding=3D"0" cellspacing=3D"0" border=3D"0"><tr><td =
valign=3D"top"><![endif]-->
			<div class=3D"m_w100pc m_fnone" style=3D"display:inline-block; =
width:214px; float: left">
			<table align=3D"left" border=3D"0" cellpadding=3D"0" =
cellspacing=3D"0" class=3D"m_w100pc" style=3D"width:214px;" =
width=3D"214">
				<tbody>
					<tr>
						<td align=3D"center" class=3D"m_w100pc m_pt30 m_pb0" =
style=3D"padding:38px 40px; font-size: 0; line-height: 0"><img alt=3D"A =
man in an office looking at a mobile phone" border=3D"0" =
class=3D"m_mauto" =
src=3D"https://image.CommercialEmails.lloydsbank.com/EloquaImages/clients=
/LloydsBankingGroup2/%7B5b50f4f0-62ca-4f8e-81e6-bac41955fc42%7D_BCE_Payda=
y_Feb_2022_Halifax_Fraud_GettyImages-589090445.jpg" style=3D"display: =
block; width:134px; height:auto; color: #505050; =
font-family:Arial,helvetica,sans-serif; font-size:12px; =
line-height:134px; text-align:center;" width=3D"134" /></td>
					</tr>
				</tbody>
			</table>
			</div>
			<!--[if mso | ie]></td><td valign=3D"top"><![endif]-->

			<div class=3D"m_w100pc m_fnone" style=3D"display:inline-block; =
width:344px; float: left">
			<table align=3D"left" border=3D"0" cellpadding=3D"0" =
cellspacing=3D"0" class=3D"m_w100pc m_mauto m_fnone" =
style=3D"width:344px;" width=3D"344">
				<tbody>
					<tr>
						<td class=3D"m_p30 m_pt20" style=3D"padding:38px 38px 38px 0px; =
font-size: 0; line-height: 0">
						<table align=3D"left" border=3D"0" cellpadding=3D"0" =
cellspacing=3D"0" style=3D"mso-table-lspace: 0px; mso-table-rspace: =
0px">
							<tbody>
								<tr>
									<td align=3D"left" class=3D"f_LBJ" style=3D"color:#024731; =
font-family:arial,helvetica,sans-serif; font-size:20px; =
line-height:24px; text-decoration:none;">Protect your business from =
fraud</td>
								</tr>
								<tr>
									<td align=3D"left" class=3D"f_LBJ" style=3D"color:#505050; =
font-family:arial,helvetica,sans-serif; font-size:16px; =
line-height:20px; text-decoration:none; padding-top:15px; =
padding-bottom: 20px;">With the rising threat of invoice fraud, help =
protect your business with our detailed guide on preventing this form of =
attack. You can learn essential tips to help identify and avoid scams, =
ensuring your financial transactions remain secure.</td>
								</tr>
								<tr>
									<td align=3D"left" class=3D"f_LBJ_B" style=3D"color:#006A4D; =
font-family:arial,helvetica,sans-serif; font-size:16px; =
line-height:20px; font-weight: bold"><a =
href=3D"https://link.commercialemails.lloydsbank.com/e/er?s=3D1705133317&=
lid=3D2965&elqTrackId=3D63bc720cfbeb4cd6a24810a7c47014a6&elq=3Ddc8b7a62dc=
b944a087f0f7a87c923ee5&elqaid=3D2192&elqat=3D1&elqcst=3D272&elqcsid=3D529=
1" style=3D"color:#006A4D; text-decoration: underline" target=3D"_blank" =
title=3D"Read the guide">Read the guide</a></td>
								</tr>
								<!--[if gt mso 15]><tr><td style=3D"font-size:0px; =
line-height:0px; height:0.1pt">&nbsp;</td></tr><![endif]-->
							</tbody>
						</table>
						</td>
					</tr>
				</tbody>
			</table>
			</div>
			<!--[if mso | ie]></td></tr></table><![endif]--><!--[if gte mso =
15]><br />&nbsp;<![endif]--></td>
		</tr>
	</tbody>
</table>
<!-- SPACER 20PX -->

<table border=3D"0" cellpadding=3D"0" cellspacing=3D"0" =
class=3D"m_w100pc" height=3D"20" width=3D"100%">
	<tbody>
		<tr>
			<td style=3D"height:1px; font-size:1px; line-height:1px; =
padding-top:19px; box-sizing:content-box;">&nbsp;</td>
		</tr>
	</tbody>
</table>


        <!-- DYN - SURVEY -->
        <!-- [14] Survey module-->
<table align=3D"center" bgcolor=3D"#fffffe" border=3D"0" =
cellpadding=3D"0" cellspacing=3D"0" class=3D"m_w100pc" =
style=3D"margin:auto; background-color:#fffffe; width: 600px" =
width=3D"600">
	<tbody>
		<tr>
			<td align=3D"left" class=3D"f_LBJ m_p30 m_pb0" =
style=3D"color:#006a4d; font-family:arial,helvetica,sans-serif; =
font-size:18px; line-height:22px; text-decoration:none; padding:35px =
40px 0 40px;">We want you to be happy with the communications we share =
with you. How happy were you to receive this communication?</td>
		</tr>
		<tr>
			<td align=3D"left" class=3D"f_LBJ m_pl30 m_pr30 m_pb30" =
style=3D"color:#505050; font-family:arial,helvetica,sans-serif; =
font-size:16px; line-height:20px; font-weight:normal; =
text-decoration:none; padding:15px 40px 20px 40px">We may use your =
answer to improve our communications and their relevancy to you.</td>
		</tr>
		<tr>
			<td align=3D"center" class=3D"m_p0_30 m_pb30" style=3D"padding:0px =
40px 30px 40px; vertical-align:top;" valign=3D"top"><!--[if mso | =
ie]><table border=3D"0" cellpadding=3D"0" cellspacing=3D"0" =
align=3D"center" style=3D"margin:auto;"><tr><td><![endif]-->
			<div class=3D"m_d_b" style=3D"display: flex; justify-content: =
center;">
			<table align=3D"left" border=3D"0" cellpadding=3D"0" =
cellspacing=3D"0" class=3D"m_w100pc" style=3D"margin:0 auto; =
vertical-align:top; width:106px" width=3D"106">
				<tbody>
					<tr>
						<td style=3D"padding-bottom:10px;"><a class=3D"m_h" =
href=3D"https://link.commercialemails.lloydsbank.com/e/f2.aspx?elqFormNam=
e=3Dcep-bq2004&elqSiteID=3D1705133317
&elqconid=3DCLLBN000000547344&emailName=3DLIVE_B2B_CB_LTB_SME%2FBB%20CLIE=
NT%20ENGAGEMENT%20B2012_BB_GENERAL_20220522&pid=3D679103726&chc=3DLTB&cc=3D=
CEPAUG2024&s=3DGeneral&score=3D1&elqTrackId=3Dd1121599d7bd4d169747c141dfd=
8abe7&elq=3Ddc8b7a62dcb944a087f0f7a87c923ee5&elqaid=3D2192&elqat=3D1&elqC=
ampaignId=3D803&elqcst=3D272&elqcsid=3D5120" target=3D"_blank" =
title=3D"Very unhappy"><img alt=3D"Very unhappy" =
src=3D"https://image.CommercialEmails.lloydsbank.com/EloquaImages/clients=
/LloydsBankingGroup/%7B6e471c97-7a2d-4355-a8a9-9e26690e5ca0%7D_LB-btn-14-=
very-unhappy-desk.png" style=3D"display:inline-block; width:96px; =
height:96px; border:0; background-color:#f1f1f1; border-radius:4px; =
text-align:center; color:#505050; font-size:16px; line-height:24px;" =
width=3D"96" /> </a> <!--[if !mso]><!-- mobile image --> <a =
class=3D"m_d_b" =
href=3D"https://link.commercialemails.lloydsbank.com/e/f2.aspx?elqFormNam=
e=3Dcep-bq2004&elqSiteID=3D1705133317
&elqconid=3DCLLBN000000547344&emailName=3DLIVE_B2B_CB_LTB_SME%2FBB%20CLIE=
NT%20ENGAGEMENT%20B2012_BB_GENERAL_20220522&pid=3D679103726&chc=3DLTB&cc=3D=
CEPAUG2024&s=3DGeneral&score=3D1&elqTrackId=3D27c11f49d5c6493f8b7064fb2d3=
3bb81&elq=3Ddc8b7a62dcb944a087f0f7a87c923ee5&elqaid=3D2192&elqat=3D1&elqC=
ampaignId=3D803&elqcst=3D272&elqcsid=3D5120" target=3D"_blank" =
title=3D"Very unhappy"> <img alt=3D"Very unhappy" class=3D"m_d_b =
m_w100pc" =
src=3D"https://image.CommercialEmails.lloydsbank.com/EloquaImages/clients=
/LloydsBankingGroup/%7B487f0f24-b026-404e-b2fe-d89a999450ea%7D_LB-btn-14-=
very-unhappy-mob.png" style=3D"display:none; height:auto; width:100%; =
min-width: 260px; min-height: 39px; border:0;" /> </a> =
<!--[endif]----></td>
						<td class=3D"m_h" style=3D"font-size:1px; line-height:1px; =
width:10px;">&nbsp;</td>
					</tr>
				</tbody>
			</table>
			<!--[if mso | ie]></td><td><![endif]-->

			<table align=3D"left" border=3D"0" cellpadding=3D"0" =
cellspacing=3D"0" class=3D"m_w100pc" style=3D"margin:0 auto; =
vertical-align:top; width:106px" width=3D"106">
				<tbody>
					<tr>
						<td style=3D"padding-bottom:10px;"><a class=3D"m_h" =
href=3D"https://link.commercialemails.lloydsbank.com/e/f2.aspx?elqFormNam=
e=3Dcep-bq2004&elqSiteID=3D1705133317
&elqconid=3DCLLBN000000547344&emailName=3DLIVE_B2B_CB_LTB_SME%2FBB%20CLIE=
NT%20ENGAGEMENT%20B2012_BB_GENERAL_20220522&pid=3D679103726&chc=3DLTB&cc=3D=
CEPAUG2024&s=3DGeneral&score=3D2&elqTrackId=3D3d081586a64946a89589a21d86f=
51eef&elq=3Ddc8b7a62dcb944a087f0f7a87c923ee5&elqaid=3D2192&elqat=3D1&elqC=
ampaignId=3D803&elqcst=3D272&elqcsid=3D5120" target=3D"_blank" =
title=3D"Fairly unhappy"><img alt=3D"Fairly unhappy" =
src=3D"https://image.CommercialEmails.lloydsbank.com/EloquaImages/clients=
/LloydsBankingGroup/%7B68fe03ee-0d50-4f81-87ce-9e2e708f8f89%7D_LB-btn-14-=
fairly-unhappy-desk.png" style=3D"display:inline-block; width:96px; =
height:96px; border:0; background-color:#f1f1f1; border-radius:4px; =
text-align:center; color:#505050; font-size:16px; line-height:24px;" =
width=3D"96" /> </a> <!--[if !mso]><!-- mobile image --> <a =
class=3D"m_d_b" =
href=3D"https://link.commercialemails.lloydsbank.com/e/f2.aspx?elqFormNam=
e=3Dcep-bq2004&elqSiteID=3D1705133317
&elqconid=3DCLLBN000000547344&emailName=3DLIVE_B2B_CB_LTB_SME%2FBB%20CLIE=
NT%20ENGAGEMENT%20B2012_BB_GENERAL_20220522&pid=3D679103726&chc=3DLTB&cc=3D=
CEPAUG2024&s=3DGeneral&score=3D2&elqTrackId=3Dce98efce840341afa9edcecfc74=
9ecd9&elq=3Ddc8b7a62dcb944a087f0f7a87c923ee5&elqaid=3D2192&elqat=3D1&elqC=
ampaignId=3D803&elqcst=3D272&elqcsid=3D5120" target=3D"_blank" =
title=3D"Fairly unhappy"> <img alt=3D"Fairly unhappy" class=3D"m_d_b =
m_w100pc" =
src=3D"https://image.CommercialEmails.lloydsbank.com/EloquaImages/clients=
/LloydsBankingGroup/%7Bf35f8d69-7896-4eb9-9b30-be70776292ad%7D_LB-btn-14-=
fairly-unhappy-mob.png" style=3D"display:none; height:auto; width:100%; =
min-width: 260px; min-height: 39px; border:0;" /> </a> =
<!--[endif]----></td>
						<td class=3D"m_h" style=3D"font-size:1px; line-height:1px; =
width:10px;">&nbsp;&nbsp;</td>
					</tr>
				</tbody>
			</table>
			<!--[if mso | ie]></td><td><![endif]-->

			<table align=3D"left" border=3D"0" cellpadding=3D"0" =
cellspacing=3D"0" class=3D"m_w100pc" style=3D"margin:0 auto; =
vertical-align:top; width:106px" width=3D"106">
				<tbody>
					<tr>
						<td style=3D"padding-bottom:10px;"><a class=3D"m_h" =
href=3D"https://link.commercialemails.lloydsbank.com/e/f2.aspx?elqFormNam=
e=3Dcep-bq2004&elqSiteID=3D1705133317
&elqconid=3DCLLBN000000547344&emailName=3DLIVE_B2B_CB_LTB_SME%2FBB%20CLIE=
NT%20ENGAGEMENT%20B2012_BB_GENERAL_20220522&pid=3D679103726&chc=3DLTB&cc=3D=
CEPAUG2024&s=3DGeneral&score=3D3&elqTrackId=3Dc3ba3b649d47452fb3b75f9ac81=
62c1b&elq=3Ddc8b7a62dcb944a087f0f7a87c923ee5&elqaid=3D2192&elqat=3D1&elqC=
ampaignId=3D803&elqcst=3D272&elqcsid=3D5120" target=3D"_blank" =
title=3D"Neither happy or unhappy"><img alt=3D"Neither happy or unhappy" =
src=3D"https://image.CommercialEmails.lloydsbank.com/EloquaImages/clients=
/LloydsBankingGroup/%7Bc635f661-13ba-4220-92d6-48cd6b5492d5%7D_LB-btn-14-=
neither-desk.png" style=3D"display:inline-block; width:96px; =
height:96px; border:0; background-color:#f1f1f1; border-radius:4px; =
text-align:center; color:#505050; font-size:16px; line-height:24px;" =
width=3D"96" /></a> <!--[if !mso]><!-- mobile image --> <a =
class=3D"m_d_b" =
href=3D"https://link.commercialemails.lloydsbank.com/e/f2.aspx?elqFormNam=
e=3Dcep-bq2004&elqSiteID=3D1705133317
&elqconid=3DCLLBN000000547344&emailName=3DLIVE_B2B_CB_LTB_SME%2FBB%20CLIE=
NT%20ENGAGEMENT%20B2012_BB_GENERAL_20220522&pid=3D679103726&chc=3DLTB&cc=3D=
CEPAUG2024&s=3DGeneral&score=3D3&elqTrackId=3D7b8dfa24ef3744da8c9e589fe9c=
2fe8d&elq=3Ddc8b7a62dcb944a087f0f7a87c923ee5&elqaid=3D2192&elqat=3D1&elqC=
ampaignId=3D803&elqcst=3D272&elqcsid=3D5120" target=3D"_blank" =
title=3D"Neither happy or unhappy"> <img alt=3D"Neither happy or =
unhappy" class=3D"m_d_b m_w100pc" =
src=3D"https://image.CommercialEmails.lloydsbank.com/EloquaImages/clients=
/LloydsBankingGroup/%7B1f9db191-efaa-46f4-b550-483cdeb22ec4%7D_LB-btn-14-=
neither-mob.png" style=3D"display:none; height:auto; width:100%; =
min-width: 260px; min-height: 39px; border:0;" /> </a> =
<!--[endif]----></td>
						<td class=3D"m_h" style=3D"font-size:1px; line-height:1px; =
width:10px;">&nbsp;&nbsp;</td>
					</tr>
				</tbody>
			</table>
			<!--[if mso | ie]></td><td><![endif]-->

			<table align=3D"left" border=3D"0" cellpadding=3D"0" =
cellspacing=3D"0" class=3D"m_w100pc" style=3D"margin:0 auto; =
vertical-align:top; width:106px" width=3D"106">
				<tbody>
					<tr>
						<td style=3D"padding-bottom:10px;"><a class=3D"m_h" =
href=3D"https://link.commercialemails.lloydsbank.com/e/f2.aspx?elqFormNam=
e=3Dcep-bq2004&elqSiteID=3D1705133317
&elqconid=3DCLLBN000000547344&emailName=3DLIVE_B2B_CB_LTB_SME%2FBB%20CLIE=
NT%20ENGAGEMENT%20B2012_BB_GENERAL_20220522&pid=3D679103726&chc=3DLTB&cc=3D=
CEPAUG2024&s=3DGeneral&score=3D4&elqTrackId=3D73b2a99b741d426daa76a1a59d1=
45c05&elq=3Ddc8b7a62dcb944a087f0f7a87c923ee5&elqaid=3D2192&elqat=3D1&elqC=
ampaignId=3D803&elqcst=3D272&elqcsid=3D5120" target=3D"_blank" =
title=3D"Fairly happy"><img alt=3D"Fairly happy" =
src=3D"https://image.CommercialEmails.lloydsbank.com/EloquaImages/clients=
/LloydsBankingGroup/%7Bd2968c32-35ab-484f-8be1-cbca580794eb%7D_LB-btn-14-=
fairly-happy-desk.png" style=3D"display:inline-block; width:96px; =
height:96px; border:0; background-color:#f1f1f1; border-radius:4px; =
text-align:center; color:#505050; font-size:16px; line-height:24px;" =
width=3D"96" /> </a> <!--[if !mso]><!-- mobile image --> <a =
class=3D"m_d_b" =
href=3D"https://link.commercialemails.lloydsbank.com/e/f2.aspx?elqFormNam=
e=3Dcep-bq2004&elqSiteID=3D1705133317
&elqconid=3DCLLBN000000547344&emailName=3DLIVE_B2B_CB_LTB_SME%2FBB%20CLIE=
NT%20ENGAGEMENT%20B2012_BB_GENERAL_20220522&pid=3D679103726&chc=3DLTB&cc=3D=
CEPAUG2024&s=3DGeneral&score=3D4&elqTrackId=3Dadc1079e75054c5ea600a765020=
9bbeb&elq=3Ddc8b7a62dcb944a087f0f7a87c923ee5&elqaid=3D2192&elqat=3D1&elqC=
ampaignId=3D803&elqcst=3D272&elqcsid=3D5120" target=3D"_blank" =
title=3D"Fairly happy"> <img alt=3D"Fairly happy" class=3D"m_d_b =
m_w100pc" =
src=3D"https://image.CommercialEmails.lloydsbank.com/EloquaImages/clients=
/LloydsBankingGroup/%7B225a95e6-1473-46eb-bf6b-1966e2a8f7ff%7D_LB-btn-14-=
fairly-happy-mob.png" style=3D"display:none; height:auto; width:100%; =
min-width: 260px; min-height: 39px; border:0;" /> </a> =
<!--[endif]----></td>
						<td class=3D"m_h" style=3D"font-size:1px; line-height:1px; =
width:10px;">&nbsp;&nbsp;</td>
					</tr>
				</tbody>
			</table>
			<!--[if mso | ie]></td><td><![endif]-->

			<table align=3D"left" border=3D"0" cellpadding=3D"0" =
cellspacing=3D"0" class=3D"m_w100pc" style=3D"margin:0 auto; =
vertical-align:top; width:96px" width=3D"96">
				<tbody>
					<tr>
						<td class=3D"m_pb0" style=3D"padding-bottom:10px;"><a =
class=3D"m_h" =
href=3D"https://link.commercialemails.lloydsbank.com/e/f2.aspx?elqFormNam=
e=3Dcep-bq2004&elqSiteID=3D1705133317
&elqconid=3DCLLBN000000547344&emailName=3DLIVE_B2B_CB_LTB_SME%2FBB%20CLIE=
NT%20ENGAGEMENT%20B2012_BB_GENERAL_20220522&pid=3D679103726&chc=3DLTB&cc=3D=
CEPAUG2024&s=3DGeneral&score=3D5&elqTrackId=3D86f892589e444abeba12937496d=
525b7&elq=3Ddc8b7a62dcb944a087f0f7a87c923ee5&elqaid=3D2192&elqat=3D1&elqC=
ampaignId=3D803&elqcst=3D272&elqcsid=3D5120" target=3D"_blank" =
title=3D"Very happy"><img alt=3D"Very happy" =
src=3D"https://image.CommercialEmails.lloydsbank.com/EloquaImages/clients=
/LloydsBankingGroup/%7B55dd38f7-be97-44c3-8cbe-5c4d96ec1e50%7D_LB-btn-14-=
very-happy-desk.png" style=3D"display:inline-block; width:96px; =
height:96px; border:0; background-color:#f1f1f1; border-radius:4px; =
text-align:center; color:#505050; font-size:16px; line-height:24px;" =
width=3D"96" /> </a> <!--[if !mso]><!-- mobile image --> <a =
class=3D"m_d_b" =
href=3D"https://link.commercialemails.lloydsbank.com/e/f2.aspx?elqFormNam=
e=3Dcep-bq2004&elqSiteID=3D1705133317
&elqconid=3DCLLBN000000547344&emailName=3DLIVE_B2B_CB_LTB_SME%2FBB%20CLIE=
NT%20ENGAGEMENT%20B2012_BB_GENERAL_20220522&pid=3D679103726&chc=3DLTB&cc=3D=
CEPAUG2024&s=3DGeneral&score=3D5&elqTrackId=3Dedecbba32b4340d887679ceac50=
a68ee&elq=3Ddc8b7a62dcb944a087f0f7a87c923ee5&elqaid=3D2192&elqat=3D1&elqC=
ampaignId=3D803&elqcst=3D272&elqcsid=3D5120" target=3D"_blank" =
title=3D"Very happy"> <img alt=3D"Very happy" class=3D"m_d_b m_w100pc" =
src=3D"https://image.CommercialEmails.lloydsbank.com/EloquaImages/clients=
/LloydsBankingGroup/%7Be25e1564-45e9-4bcd-9adb-69c5daf415ed%7D_LB-btn-14-=
very-happy-mob.png" style=3D"display:none; height:auto; width:100%; =
min-width: 260px; min-height: 39px; border:0;" /> </a> =
<!--[endif]----></td>
					</tr>
				</tbody>
			</table>
			</div>
			<!--[if mso | ie]></td></tr></table><![endif]--></td>
		</tr>
	</tbody>
</table>
<!-- SPACER 20PX -->

<table border=3D"0" cellpadding=3D"0" cellspacing=3D"0" =
class=3D"m_w100pc" height=3D"20" width=3D"100%">
	<tbody>
		<tr>
			<td style=3D"height:1px; font-size:1px; line-height:1px; =
padding-top:19px; box-sizing:content-box;">&nbsp;</td>
		</tr>
	</tbody>
</table>

       =20
        <!-- DYN - FOOTER NAV SOCIAL -->
        <!-- FOOTER MODULE [F1] --><!-- [F1a] FOOTER NAV -->
<table align=3D"center" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" =
class=3D"m_w100pc" style=3D"margin:auto; width: 600px" width=3D"600">
	<tbody>
		<tr>
			<td align=3D"center" class=3D"m_p0 m_hauto" height=3D"60" =
style=3D"vertical-align:top; font-size:0px; line-height:0px; =
background-image:linear-gradient(#006a4d,#006a4d);" =
valign=3D"top"><!--[if gte mso 9]>
                    <v:rect fillcolor=3D"none" stroked=3D"false" =
style=3D"width:600px;height:60px;z-index:-1;position:relative; left:0; =
top:0;">
                    <v:fill type=3D"frame" size=3D"450pt,45pt" =
opacity=3D"1" =
src=3D"https://image.commercialemails.lloydsbank.com/EloquaImages/clients=
/LloydsBankingGroup/%7Bf056ca51-2fe8-456d-a4fa-a173aa0d9d04%7D_spacer-006=
A4D.png" /></v:rect>
                    <![endif]-->
			<table align=3D"center" =
background=3D"https://image.commercialemails.lloydsbank.com/EloquaImages/=
clients/LloydsBankingGroup/%7Bf056ca51-2fe8-456d-a4fa-a173aa0d9d04%7D_spa=
cer-006A4D.png" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" =
class=3D"m_w100pc" height=3D"60" style=3D"margin:auto; =
background:url('https://image.commercialemails.lloydsbank.com/EloquaImage=
s/clients/LloydsBankingGroup/%7Bf056ca51-2fe8-456d-a4fa-a173aa0d9d04%7D_s=
pacer-006A4D.png') 0 0 / 600px auto no-repeat; =
background-image:url('https://image.commercialemails.lloydsbank.com/Eloqu=
aImages/clients/LloydsBankingGroup/%7Bf056ca51-2fe8-456d-a4fa-a173aa0d9d0=
4%7D_spacer-006A4D.png'); background-size:100% 100%; width:600px; =
height: 60px; vertical-align: top">
				<tbody>
					<tr>
						<td valign=3D"top">
						<table align=3D"center" border=3D"0" cellpadding=3D"0" =
cellspacing=3D"0" class=3D"m_w100pc">
							<tbody>
								<tr>
									<td class=3D"m_p0_30" style=3D"padding: 20px 0px; =
mso-padding-alt: 18px 0px 18px 0px">
									<div class=3D"m_d_b" style=3D"display: flex; align-items: =
center; justify-content: center;">
									<table align=3D"left" border=3D"0" cellpadding=3D"0" =
cellspacing=3D"0" class=3D"m_w100pc" style=3D"margin:0 auto; =
vertical-align:top;">
										<tbody>
											<tr class=3D"g_blend_screen">
												<td class=3D"m_footerButton g_blend_difference"><a =
class=3D"f_LBJ" =
href=3D"https://link.commercialemails.lloydsbank.com/e/er?s=3D1705133317&=
lid=3D1999&elqTrackId=3D0d4c07b0d1054eb788fc68567b00330a&utm_campaign=3DL=
B_BB_Aug24_Footer_CEP&elq=3Ddc8b7a62dcb944a087f0f7a87c923ee5&elqaid=3D219=
2&elqat=3D1&elqcst=3D272&elqcsid=3D7136" style=3D"color:#fffffe; =
font-family:arial,helvetica,sans-serif; font-size:16px; =
line-height:20px; text-decoration:none; display: block" =
target=3D"_blank" title=3D"Contact Us"><span =
class=3D"keep-white">Contact Us</span></a></td>
												<td class=3D"m_h" style=3D"color:#2d8259; =
font-family:arial,helvetica,sans-serif; font-size:16px; =
line-height:20px">&nbsp;&nbsp;&nbsp;|&nbsp;&nbsp;&nbsp;</td>
											</tr>
										</tbody>
									</table>
									<!--[if mso | ie]></td><td style=3D"mso-padding-alt: 18px 0px =
18px 0px"><![endif]-->

									<table align=3D"left" border=3D"0" cellpadding=3D"0" =
cellspacing=3D"0" class=3D"m_w100pc" style=3D"margin:0 auto; =
vertical-align:top;">
										<tbody>
											<tr class=3D"g_blend_screen">
												<td class=3D"m_footerButton g_blend_difference"><a =
class=3D"f_LBJ" =
href=3D"https://link.commercialemails.lloydsbank.com/e/er?s=3D1705133317&=
lid=3D1998&elqTrackId=3D101da74f20b34eedb84b0af3e4ff0f5e&utm_campaign=3DL=
B_BB_Aug24_Footer_CEP&elq=3Ddc8b7a62dcb944a087f0f7a87c923ee5&elqaid=3D219=
2&elqat=3D1&elqcst=3D272&elqcsid=3D7136" style=3D"color:#fffffe; =
font-family:arial,helvetica,sans-serif; font-size:16px; =
line-height:20px; text-decoration:none; display: block" =
target=3D"_blank" title=3D"Privacy Policy"><span =
class=3D"keep-white">Privacy Policy</span></a></td>
												<td class=3D"m_h" style=3D"color:#2d8259; =
font-family:arial,helvetica,sans-serif; font-size:16px; =
line-height:20px">&nbsp;&nbsp;&nbsp;|&nbsp;&nbsp;&nbsp;</td>
											</tr>
										</tbody>
									</table>
									<!--[if mso | ie]></td><td style=3D"mso-padding-alt: 18px 0px =
18px 0px"><![endif]-->

									<table align=3D"left" border=3D"0" cellpadding=3D"0" =
cellspacing=3D"0" class=3D"m_w100pc" style=3D"margin:0 auto; =
vertical-align:top;">
										<tbody>
											<tr class=3D"g_blend_screen">
												<td class=3D"m_footerButton m_footerButton_last =
g_blend_difference"><a class=3D"f_LBJ" =
href=3D"https://link.commercialemails.lloydsbank.com/e/er?s=3D1705133317&=
lid=3D1997&elqTrackId=3D3303e796b5274f9183272c658bb910c1&utm_campaign=3DL=
B_BB_Aug24_Footer_CEP&elq=3Ddc8b7a62dcb944a087f0f7a87c923ee5&elqaid=3D219=
2&elqat=3D1&elqcst=3D272&elqcsid=3D7136" style=3D"color:#fffffe; =
font-family:arial,helvetica,sans-serif; font-size:16px; =
line-height:20px; text-decoration:none; display: block" =
target=3D"_blank" title=3D"Email Security"><span =
class=3D"keep-white">Email Security</span></a></td>
												<td class=3D"m_h" style=3D"color:#2d8259; =
font-family:arial,helvetica,sans-serif; font-size:0px; =
line-height:20px">&nbsp;</td>
											</tr>
										</tbody>
									</table>
									</div>
									</td>
								</tr>
							</tbody>
						</table>
						</td>
					</tr>
				</tbody>
			</table>
			</td>
		</tr>
		<!-- [F1b] FOOTER SOCIAL -->
		<tr class=3D"m_hauto" style=3D"height: 89px"><!--[if gte mso 9]>
            <v:rect xmlns:v=3D"urn:schemas-microsoft-com:vml" =
fill=3D"true" stroked=3D"false" align=3D"center" =
style=3D"position:relative;width:600px;height:89px;z-index:2;" =
strokeweight=3D"0">
                <v:fill type=3D"frame" size=3D"450pt,67pt" =
src=3D"https://image.commercialemails.lloydsbank.com/EloquaImages/clients=
/LloydsBankingGroup/%7B81becc78-9a4f-48ce-98f4-4da096cff07e%7D_spacer-024=
731.png" color=3D"#024731"/>
                    <v:textbox inset=3D"0, 32px, 0, 0">
                    <![endif]-->
			<td align=3D"left" bgcolor=3D"#024731" style=3D"padding-top:32px; =
padding-bottom:32px; =
background-image:linear-gradient(#024731,#024731);">
			<table align=3D"center" border=3D"0" cellpadding=3D"0" =
cellspacing=3D"0" style=3D"margin:auto; vertical-align:top;">
				<tbody>
					<tr>
						<td><a =
href=3D"https://link.commercialemails.lloydsbank.com/e/er?s=3D1705133317&=
lid=3D1996&elqTrackId=3Dfc090cd2edcd47028b386693130743c0&utm_campaign=3DL=
B_BB_Aug24_Footer_CEP&elq=3Ddc8b7a62dcb944a087f0f7a87c923ee5&elqaid=3D219=
2&elqat=3D1&elqcst=3D272&elqcsid=3D7136" style=3D"text-decoration: none" =
target=3D"_blank" title=3D"Facebook"><img alt=3D"Facebook" border=3D"0" =
height=3D"24" =
src=3D"https://image.CommercialEmails.lloydsbank.com/EloquaImages/clients=
/LloydsBankingGroup/%7B59e121b8-4c2d-43b2-bdc8-994cda827f27%7D_social_fac=
ebook_x2.png" style=3D"height:24px; width:auto; color: #fffffe; =
text-align: center; font-size: 12px; line-height: 24px;" /> </a></td>
						<td style=3D"width:1px; font-size:1px; line-height:1px; =
padding-left:38px; box-sizing:content-box;" width=3D"40">&nbsp;</td>
						<td><a =
href=3D"https://link.commercialemails.lloydsbank.com/e/er?s=3D1705133317&=
lid=3D1995&elqTrackId=3D80efebb0619b4ebca6be7468d30a71b6&utm_campaign=3DL=
B_BB_Aug24_Footer_CEP&elq=3Ddc8b7a62dcb944a087f0f7a87c923ee5&elqaid=3D219=
2&elqat=3D1&elqcst=3D272&elqcsid=3D7136" style=3D"text-decoration: none" =
target=3D"_blank" title=3D"X"><img alt=3D"X" border=3D"0" height=3D"24" =
src=3D"https://image.CommercialEmails.lloydsbank.com/EloquaImages/clients=
/LloydsBankingGroup2/%7Ba807925e-07ba-430c-b271-c0a12615af4f%7D_social_x_=
x2.png" style=3D"height:24px; width:auto; color: #fffffe; text-align: =
center; font-size: 12px; line-height: 24px;" /> </a></td>
						<td style=3D"width:1px; font-size:1px; line-height:1px; =
padding-left:38px; box-sizing:content-box;" width=3D"40">&nbsp;</td>
						<td><a =
href=3D"https://link.commercialemails.lloydsbank.com/e/er?s=3D1705133317&=
lid=3D1994&elqTrackId=3D9ac6f327513c4440bb0fa864e7942c2b&utm_campaign=3DL=
B_BB_Aug24_Footer_CEP&elq=3Ddc8b7a62dcb944a087f0f7a87c923ee5&elqaid=3D219=
2&elqat=3D1&elqcst=3D272&elqcsid=3D7136" style=3D"text-decoration: none" =
target=3D"_blank" title=3D"LinkedIn"><img alt=3D"LinkedIn" border=3D"0" =
height=3D"24" =
src=3D"https://image.CommercialEmails.lloydsbank.com/EloquaImages/clients=
/LloydsBankingGroup/%7B65c564f0-d716-40a7-a8ba-adfe0597faa2%7D_social_lin=
kedin_x2.png" style=3D"height:24px; width:auto; color: #fffffe; =
text-align: center; font-size: 12px; line-height: 24px;" /> </a></td>
						<td style=3D"width:1px; font-size:1px; line-height:1px; =
padding-left:38px; box-sizing:content-box;" width=3D"40">&nbsp;</td>
						<td><a =
href=3D"https://link.commercialemails.lloydsbank.com/e/er?s=3D1705133317&=
lid=3D1993&elqTrackId=3D1281654732d4485f913b3dab7d593c91&utm_campaign=3DL=
B_BB_Aug24_Footer_CEP&elq=3Ddc8b7a62dcb944a087f0f7a87c923ee5&elqaid=3D219=
2&elqat=3D1&elqcst=3D272&elqcsid=3D7136" style=3D"text-decoration: none" =
target=3D"_blank" title=3D"Instagram"><img alt=3D"Instagram" =
border=3D"0" height=3D"24" =
src=3D"https://image.CommercialEmails.lloydsbank.com/EloquaImages/clients=
/LloydsBankingGroup/%7B4c4eadef-dc21-4b3b-a4bd-62f1f6d3e9a8%7D_social_ins=
tagram_x2.png" style=3D"height:24px; width:auto; color: #fffffe; =
text-align: center; font-size: 12px; line-height: 24px;" /> </a></td>
					</tr>
				</tbody>
			</table>
			</td>
			<!--[if gte mso 9]>
                </v:textbox></v:rect>
                <![endif]-->
		</tr>
	</tbody>
</table>


        <!-- DYN - FOOTER TEXT -->
        <table class=3D"m_w100pc" border=3D"0" cellpadding=3D"0" =
cellspacing=3D"0" align=3D"center" width=3D"600" style=3D"margin:auto; =
background-color:#fffffe; width: 600px">
            <tr>
                <td class=3D"m_p20" align=3D"left" style=3D"font-size:0; =
line-height:0;">
                    <table border=3D"0" cellpadding=3D"0" =
cellspacing=3D"0" align=3D"center" >
                        <tr>
                            <td class=3D"m_p0 f_LBJ" =
style=3D"font-size:12px; line-height:16px; =
font-family:arial,helvetica,sans-serif; color:#505050; padding:30px 20px =
30px 20px; mso-padding-alt: 25px 20px 25px 20px">
                               =20
                                <!-- DYN - FOOTER TOP -->
                                <table border=3D"0" cellpadding=3D"0" =
cellspacing=3D"0" class=3D"m_w100pc" width=3D"560">
	<tbody>
		<tr>
			<td class=3D"f_LBJ" style=3D"font-size:12px; line-height:16px; =
font-family:arial,helvetica,sans-serif; color:#505050;"><strong =
class=3D"f_LBJ_B">Security Information</strong><br />
			Please note that Lloyds Bank NEVER send emails that ask for =
confidential or security information. We&rsquo;ll never send you an =
email asking for your log on details, or direct you to a webpage that =
asks for this information. Visit our online <a =
href=3D"https://link.commercialemails.lloydsbank.com/e/er?s=3D1705133317&=
lid=3D1987&elqTrackId=3D7404534b36c94c0290bb86b2eceb9e51&utm_campaign=3DL=
B_BB_Aug24_Footer_CEP&elq=3Ddc8b7a62dcb944a087f0f7a87c923ee5&elqaid=3D219=
2&elqat=3D1&elqcst=3D272&elqcsid=3D7134" style=3D"color:#006A4D;" =
target=3D"_blank" title=3D"security pages">security pages</a> for more =
details. Please note that any data sent via e-mail is not secure and =
could be read by others.</td>
		</tr>
	</tbody>
</table>


                                <!-- DYN - UNSUBSCRIBE -->
                                <!-- DYN - GENERIC_SLTTN equals 0 -->
<table border=3D"0" cellpadding=3D"0" cellspacing=3D"0" =
class=3D"m_w100pc" width=3D"560">
	<tbody>
		<tr>
			<td class=3D"f_LBJ" style=3D"font-size:12px; line-height:16px; =
font-family:arial,helvetica,sans-serif; color:#505050; padding:16px =
0;">If you no longer wish to receive any marketing communications from =
Lloyds Bank using this email address please click <a =
href=3D"https://links.commercialemails.lloydsbank.com/unsubscribe?pid=3D6=
79103726&brand=3DLTB&camp=3DCEPAUG2024&utm_campaign=3DLB_BB_Aug24_Footer_=
CEP&utm_content=3DUnsubscribe&utm_source=3Doutbound_marketing&utm_medium=3D=
Email&elqTrackId=3Da15adb4e7d074c5ba2e3c98124d860a6&elq=3Ddc8b7a62dcb944a=
087f0f7a87c923ee5&elqaid=3D2192&elqat=3D1&elqCampaignId=3D803&elqcst=3D27=
2&elqcsid=3D5143" style=3D"color:#006A4D;" target=3D"_blank" =
title=3D"here">here</a>.</td>
		</tr>
	</tbody>
</table>

                             =20
                                <!-- DYN - FOOTER BOTTOM -->
                                <table border=3D"0" cellpadding=3D"0" =
cellspacing=3D"0" class=3D"m_w100pc" width=3D"560">
	<tbody>
		<tr>
			<td class=3D"f_LBJ" style=3D"font-size:12px; line-height:16px; =
font-family:arial,helvetica,sans-serif; color:#505050;"><strong =
class=3D"f_LBJ_B">Our service promise</strong><br />
			Please let us know if you have a problem &ndash; we&rsquo;re here to =
help. See our complaints process on our &lsquo;Help &amp; Support&rsquo; =
page at: <a =
href=3D"https://link.commercialemails.lloydsbank.com/e/er?s=3D1705133317&=
lid=3D1991&elqTrackId=3Dc7156fd832bd45d2822122b48f0b7631&utm_campaign=3DL=
B_BB_Aug24_Footer_CEP&elq=3Ddc8b7a62dcb944a087f0f7a87c923ee5&elqaid=3D219=
2&elqat=3D1&elqcst=3D272&elqcsid=3D7138" style=3D"color:#006A4D;" =
target=3D"_blank" =
title=3D"lloydsbank.com/business/complaint">lloydsbank.com/business/compl=
aint</a><br />
			<br />
			To help us improve the emails we send you, we collect basic =
information from your device such as when they are opened. For more =
information please read our <a =
href=3D"https://link.commercialemails.lloydsbank.com/e/er?s=3D1705133317&=
lid=3D2533&elqTrackId=3D9708708df1a243efb4b964f7c21b4dd5&utm_campaign=3DL=
B_BB_Aug24_Footer_CEP&elq=3Ddc8b7a62dcb944a087f0f7a87c923ee5&elqaid=3D219=
2&elqat=3D1&elqcst=3D272&elqcsid=3D7138" style=3D"color:#006A4D;" =
target=3D"_blank" title=3D"Cookies Policy">Cookies Policy</a>.<br />
			<br />
			Lloyds Bank plc Registered Office: 25 Gresham Street, London EC2V =
7HN. Registered in England and Wales no. 2065. Telephone: 0207 626 1500. =
Authorised by the Prudential Regulation Authority and regulated by the =
Financial Conduct Authority and the Prudential Regulation Authority =
under Registration Number 119278.<br />
			<br />
			Eligible deposits with us are protected by the Financial Services =
Compensation Scheme (FSCS). We are covered by the Financial Ombudsman =
Service (FOS). Please note that due to FSCS and FOS eligibility criteria =
not all business customers will be covered.<br />
			<br />
			Lloyds Banking Group is a financial services group that incorporates =
a number of brands including Lloyds Bank. More information on Lloyds =
Banking Group can be found at <a =
href=3D"https://link.commercialemails.lloydsbank.com/e/er?s=3D1705133317&=
lid=3D1989&elqTrackId=3D5cb6d589649c40ddac6cbb3ecb313b11&utm_campaign=3DL=
B_BB_Aug24_Footer_CEP&elq=3Ddc8b7a62dcb944a087f0f7a87c923ee5&elqaid=3D219=
2&elqat=3D1&elqcst=3D272&elqcsid=3D7138" style=3D"color:#006A4D;" =
target=3D"_blank" =
title=3D"lloydsbankinggroup.com">lloydsbankinggroup.com</a>.<br />
			<br />
			While all reasonable care has been taken to ensure that the =
information provided is correct, no liability is accepted by Lloyds Bank =
for any loss or damage caused to any person relying on any statement or =
omission. This is for information only and should not be relied upon as =
offering advice for any set of circumstances. Specific advice should =
always be sought in each instance.</td>
		</tr>
	</tbody>
</table>


                            </td>
                        </tr>
                    </table>
                    <!--[if gte mso 15]><br />&nbsp;<![endif]-->
                </td>
            </tr>
        </table>

        <!--[if !mso]><!-- GMAIL IMAP HOLD-OPEN -->
        <img class=3D"m_h" =
src=3D"https://image.CommercialEmails.lloydsbank.com/EloquaImages/clients=
/LloydsBankingGroup2/%7B8ab0e620-b8e8-42ee-869a-efbb9f6ab080%7D_spacer.gi=
f" alt=3D"" height=3D"1" width=3D"600" style=3D"display:block; =
width:600px; border:1px solid transparent;"/>
        <!--<![endif]-->
    </div>



<img =
src=3D'https://link.commercialemails.lloydsbank.com/e/FooterImages/Footer=
Image1?elq=3Ddc8b7a62dcb944a087f0f7a87c923ee5&siteid=3D1705133317' =
alt=3D"" border=3D0 width=3D1px height=3D1px =
style=3D'display:block;'></body></html>
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