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Reply-To: "HSBC UK Bank plc" <hsbc@email.business.hsbc.co.uk>
From: "HSBC UK Bank plc" <hsbc@email.business.hsbc.co.uk>
To: <bob@sarahharvey.com>
Subject: =?utf-8?Q?We're_removing_your_=C2=A38_monthly_a?=
	=?utf-8?Q?ccount_fee?=
Date: Wed, 25 Jun 2025 10:02:46 +0100
Message-ID: <NM6035B8F3E018647EBhsbcbusiness@email.business.hsbc.co.uk>
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͏ ͏ ͏ ͏ ͏ ͏͏ ͏ ͏ ͏ ͏ ͏͏ ͏ ͏ ͏ ͏ ͏͏ ͏ ͏ ͏ ͏ ͏͏ ͏ ͏ ͏ ͏ ͏͏ ͏ ͏ ͏ ͏ ͏͏ ͏ ͏ ͏ ͏ 
͏͏ ͏ ͏ ͏ ͏ ͏͏ ͏ ͏ ͏ ͏ ͏͏ ͏ ͏ ͏ ͏ ͏͏ ͏ ͏ ͏ ͏ ͏͏ ͏ ͏ ͏ ͏ ͏͏ ͏ ͏ ͏ ͏ ͏͏ ͏ ͏ ͏ ͏ 
͏͏ ͏ ͏ ͏ ͏ ͏͏ ͏ ͏ ͏ ͏ ͏͏ ͏ ͏ ͏ ͏ ͏͏ ͏ ͏ ͏ ͏ ͏͏ ͏ ͏ ͏ ͏ ͏͏ ͏ ͏ ͏ ͏ ͏͏ ͏ ͏ ͏ ͏ 
͏͏ ͏ ͏ ͏ ͏ ͏͏ ͏ ͏ ͏ ͏ ͏͏ ͏ ͏ ͏ ͏ ͏͏ ͏ ͏ ͏ ͏ ͏͏ ͏ ͏ ͏ ͏ ͏͏ ͏ ͏ ͏ ͏ ͏͏ ͏ ͏ ͏ ͏ 
͏







View 
<http://email.business.hsbc.co.uk/r/?id=h35b8f3e,18647eb,10f7c10&e=cDE9VHptbWVaVjhubFpkTkZidFViNkQ0USUzRCUzRA&s=IPjDm0Xss9avIRArcnX8reqmPVYym5EwMftlpV5Ct9g> 
online if you can't see this email.




 <http://email.business.hsbc.co.uk/r/?id=h35b8f3e,18647eb,10f7c11>
  <https://assets.fwdto.net/hsbc/cmb/202402_fraud_email/header_banner4.png>


We're removing your £8 monthly account fee

Dear Customer

As part of our commitment to supporting small businesses, we're removing the 
£8 monthly account fee from your Small Business Banking Account(s).

This means as a valued customer, you'll no longer be charged the monthly 
account fee from your first charging cycle that begins on or after 1 July 
2025.

What happens next

We'll remove the monthly account fee automatically, so there's nothing for 
you to do.

Our Business Price List will be updated with this change on 1 July 2025 – 
you can download it from this date at 
<http://email.business.hsbc.co.uk/r/?id=h35b8f3e,18647eb,10f7c19> 
business.hsbc.uk/legal.

What you also need to know




•

If you've already been pre-notified of a monthly account fee to be debited 
in July or August, this will still be debited from your account.


•

All other standard transaction and service charges will stay the same.


•

If you're in your switcher or start-up free banking period, you'll continue 
to receive free banking across all day-to-day standard transactions until 
that period ends.


There are no other changes, and you'll continue to have free access to:




•

UK Digital Banking1.


•

a Business Specialist - in-person or virtually.


•

our HSBC Small Business Growth Programme.


•

accounting tools to help you stay on top of your invoices, cashflow and 
tax2.


What you need to do


We hope you're happy with this change. If you are, you don't need to do 
anything.


If you're not happy with the change, you have the option to close your 
account(s) - you can do this without charge by completing a Business Account 
Closure form, which can be found at 
<http://email.business.hsbc.co.uk/r/?id=h35b8f3e,18647eb,10f7c1b> 
business.hsbc.uk/business-account-closure.


Please note, you'll still have to pay any charges that accrue before you 
close your account or stop using the product or service.


We're here to help


If you have any questions, please speak with your usual HSBC contact (if you 
have one) or there are other ways you can get in touch:




•

Our Chat Assistant is available online and in our HSBC UK Business Banking 
app 24 hours a day, 7 days a week to answer common banking queries. If it 
doesn't help with your query, you can connect to an agent during opening 
hours3.


–

If you're using a desktop, go to 
<http://email.business.hsbc.co.uk/r/?id=h35b8f3e,18647eb,10f7c12> 
business.hsbc.uk and click Need help? or the Chat with us tab on the 
right-hand side of your screen.


–

If you're using the business banking app, go to Chat with us in the 
'Support' menu.


•

You can call us on 03457 <tel:03457606060>  60 60 603.


For other accessible ways to contact us, please visit 
<http://email.business.hsbc.co.uk/r/?id=h35b8f3e,18647eb,10f7c13> 
business.hsbc.uk/accessibility.


Yours faithfully

Your Commercial Banking Team


1

Free UK digital banking means day-to-day standard electronic transfers made 
through Business Internet Banking and the HSBC UK Business Banking app. 
Other charges apply (for example, cheques and CHAPS). See Business Price 
List for details.


2

My Business Finances – you must be an HSBC Business Banking customer to 
access free accounting tools through My Business Finance. You'll need to set 
up Business Internet Banking to get access. Terms & conditions apply.


3

We're open Monday to Friday, 8:00am to 8:00pm and Saturday, 8:00am to 2:00pm 
(subject to change over certain periods). Our up-to-date opening hours can 
be found at 
<http://email.business.hsbc.co.uk/r/?id=h35b8f3e,18647eb,10f7c14> 
business.hsbc.uk/contact-us. If you're calling from outside the UK, please 
dial +44 <tel:+441226260878>  1226 260 878. To help us improve our service, 
and in the interest of security, we may monitor and record your 
conversation. If you need a Text Relay service, you can download the 'Relay 
UK' app and call our number from within it.

  <https://assets.fwdto.net/hsbc/cmb/202402_fraud_email/img-1.jpg>
Learn more about fraud

For more information on how to protect you and your business, speak with 
your usual HSBC contact or visit 
<http://email.business.hsbc.co.uk/r/?id=h35b8f3e,18647eb,10f7c16> 
business.hsbc.uk/fraud-centre.




  <https://assets.fwdto.net/hsbc/cmb/202402_fraud_email/lock.png>
Your security is our priority

In our emails, we'll never ask you for confidential information or to 
confirm your security details. Links within our emails will only take you to 
information pages.



Please forward any suspicious emails to  <mailto:phishing@hsbc.com> 
phishing@hsbc.com

 <mailto:phishing@hsbc.com>


 <mailto:phishing@hsbc.com> phishing@hsbc.com

 <mailto:phishing@hsbc.com>


 <http://email.business.hsbc.co.uk/r/?id=h35b8f3e,18647eb,10f7c18> Website 
terms	  <http://email.business.hsbc.co.uk/r/?id=h35b8f3e,18647eb,10f7c1a> 
Legal	  <http://email.business.hsbc.co.uk/r/?id=h35b8f3e,18647eb,10f7c17> 
Contact us<http://email.business.hsbc.co.uk/r/?id=h35b8f3e,18647eb,10f7c1d> 
Find a branch<http://email.business.hsbc.co.uk/r/?id=h35b8f3e,18647eb,10f7c1e> 
Fraud CentreHSBC UK Bank plc. Registered in England and Wales (company number: 9928412). 
Registered Office: 1 Centenary Square, Birmingham, B1 1HQ. Authorised by the 
Prudential Regulation Authority and regulated by the Financial Conduct 
Authority and the Prudential Regulation Authority (Financial Services 
Register number: 765112).

Privacy notice 
<http://email.business.hsbc.co.uk/r/?id=h35b8f3e,18647eb,10f7c1f>

We maintain strict security standards and procedures to prevent unauthorised 
access to information about you. HSBC will never contact you by email or 
otherwise to ask you to validate personal information such as your user ID, 
password or account numbers. If you get such a request, please call our 
online security team on 03456 <tel:03456022014>  022 014.

To make sure we're communicating effectively, we may monitor your interest 
in our emails. We may be able to tell when you've opened them, and how 
you've interacted with them. This includes information about how long you 
spend reading our emails and which links you select. We may also collect 
technical information about your device and internet connection, and set 
cookies. We use trusted service providers to help us. For more details, read 
our  <http://email.business.hsbc.co.uk/r/?id=h35b8f3e,18647eb,10f7c20> 
Privacy Notice and our 
<http://email.business.hsbc.co.uk/r/?id=h35b8f3e,18647eb,10f7c21> Cookie 
Policy.

This email is confidential. It may also be legally privileged. If you aren't 
the addressee you may not copy, forward, disclose or use any part of it. If 
you got this message in error, please delete it and all copies from your 
system and notify the sender immediately by return email. Internet 
communications can't be guaranteed to be timely, secure, error or virus 
free. We don't accept liability for any errors or omissions. Please don't 
reply to this email. To get in touch, 
<http://email.business.hsbc.co.uk/r/?id=h35b8f3e,18647eb,10f7c1c> contact 
us.

©HSBC Group 2025. All Rights Reserved.

  <http://email.business.hsbc.co.uk/r/?id=h35b8f3e,18647eb,1>

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<table width=3D"768" border=3D"0" cellspacing=3D"0" cellpadding=3D"0" =
role=3D"presentation" style=3D"width: 768px;" class=3D"darkmode w100" =
bgcolor=3D"#ffffff">
<tbody>
<tr>
<td style=3D"border: 1px solid #ccc;" align=3D"center"><table =
width=3D"100%" border=3D"0" cellspacing=3D"0" cellpadding=3D"0" =
align=3D"center">
<tbody>
<tr>
<td><table width=3D"100%" cellpadding=3D"0" cellspacing=3D"0" =
style=3D"max-width:768px;min-width:300px;margin:0 auto;" =
data-location-row=3D"0" class=3D"row row-0">
<tbody>

<tr>
<td style=3D"background:#ffffff;"><table width=3D"100%" =
cellpadding=3D"0" cellspacing=3D"0">
<tbody>
<tr>
<td><table width=3D"100%" cellpadding=3D"0" cellspacing=3D"0">
<tbody>
<tr>
<td style=3D"text-align:left;vertical-align:top;font-size:0px"><table =
class=3D"tolkien-column tolkien-column-12 col col-0" cellpadding=3D"0" =
cellspacing=3D"0" =
style=3D"vertical-align:top;display:inline-table;background:transparent;t=
able-layout:fixed;font-family:Arial, Helvetica, =
sans-serif;font-size:12px;color:#333;max-width:100%;width:100%;width:-web=
kit-calc(230400px - 48000%);width:calc(230400px - =
48000%);min-width:480px;min-width:-webkit-calc(100%);min-width:calc(100%)=
;" data-location-row-column=3D"0 0">
<tbody>
<tr data-location-row-column-cell=3D"0 0 0">
<td style=3D"background-color:#F0F0F0;line-height:18px;padding:10px 10px =
10px 10px;" class=3D"elq-text-cell cell cell-0 mainbg"><div =
style=3D"display:inline-block;width:100%;">
<div style=3D"text-align: center; font-family:Arial, Helvetica, =
sans-serif; font-size: 13px; line-height: 16px;"><span style=3D"color: =
rgb(64, 64, 64);">View </span><a target=3D"_blank" title=3D"online" =
href=3D"http://email.business.hsbc.co.uk/r/?id=3Dh35b8f3e,18647eb,10f7c10=
&e=3DcDE9VHptbWVaVjhubFpkTkZidFViNkQ0USUzRCUzRA&s=3DIPjDm0Xss9avIRArcnX8r=
eqmPVYym5EwMftlpV5Ct9g" data-targettype=3D"sysaction" style=3D"color: =
rgb(64, 64, 64); text-decoration:underline;"><strong><span =
style=3D"font-weight: normal; text-decoration: =
underline;">online</span></strong></a><span style=3D"color: rgb(64, 64, =
64);"> if you can't see this email.</span></div>
</div></td>
</tr>
</tbody>
</table></td>
</tr>
</tbody>
</table></td>
</tr>
</tbody>
</table></td>
</tr>

</tbody>
</table>
<table width=3D"100%" cellpadding=3D"0" cellspacing=3D"0" =
style=3D"max-width:768px;min-width:300px;margin:0 auto;" =
data-location-row=3D"1" class=3D"row row-1">
<tbody>
<tr>
<td style=3D"background:#ffffff;"><table width=3D"100%" =
cellpadding=3D"0" cellspacing=3D"0">
<tbody>
<tr>
<td><table width=3D"100%" cellpadding=3D"0" cellspacing=3D"0">
<tbody>
<tr>
<td style=3D"text-align:left;vertical-align:top;font-size:0px"><table =
class=3D"tolkien-column tolkien-column-12 col col-0" cellpadding=3D"0" =
cellspacing=3D"0" =
style=3D"vertical-align:top;display:inline-table;background:transparent;t=
able-layout:fixed;font-family:Arial, Helvetica, =
sans-serif;font-size:12px;color:#333;max-width:100%;width:100%;width:-web=
kit-calc(230400px - 48000%);width:calc(230400px - =
48000%);min-width:480px;min-width:-webkit-calc(100%);min-width:calc(100%)=
;" data-location-row-column=3D"1 0">
<tbody>
<tr data-location-row-column-cell=3D"1 0 0">
<td class=3D"elq-image-cell cell cell-0 darkmode pad30" =
style=3D"background-color:transparent;line-height:0;padding:32px 30px =
32px 30px;text-align:left;"><table border=3D"0" cellspacing=3D"0" =
cellpadding=3D"0">
<tbody>
<tr>
<td align=3D"left"><!--[if mso]><table width=3D"100%" =
style=3D"width:140px; height:auto; max-width:140px" cellpadding=3D"0" =
cellspacing=3D"0" border=3D"0"><tr><td style=3D"padding-right: 0px; =
padding-left: 0px;" align=3D"left"><a target=3D"_blank" =
href=3D"https://www.business.hsbc.uk/en-gb" data-targettype=3D"webpage">
<img =
src=3D"https://assets.fwdto.net/hsbc/cmb/202212_project_monza/logo-1.jpg"=
 title=3D"HSBC UK" alt=3D"HSBC UK" height=3D"34" width=3D"140" =
style=3D"border: 0px; display: block; width:140px; height:auto; =
max-width:140px;"/></a></td></tr></table><![endif]-->=20
<!--[if !mso]>
<!--><a target=3D"_blank" =
href=3D"http://email.business.hsbc.co.uk/r/?id=3Dh35b8f3e,18647eb,10f7c11=
" data-targettype=3D"webpage" title=3D"HSBC UK"><img =
src=3D"https://assets.fwdto.net/hsbc/cmb/202212_project_monza/logo-1.jpg"=
 alt=3D"HSBC UK" height=3D"34" width=3D"140" style=3D"width:140px; =
height:auto; max-width:140px; border: 0px; display: block;"></a>
<!-- <![endif]--></td>
</tr>
</tbody>
</table></td>
</tr>
</tbody>
</table></td>
</tr>
</tbody>
</table></td>
</tr>
</tbody>
</table></td>
</tr>
</tbody>
</table></td>
</tr>
<!--banner-->
<tr>
<td><img =
src=3D"https://assets.fwdto.net/hsbc/cmb/202402_fraud_email/header_banner=
4.png" alt=3D"We're removing your &#163;5 &#163;8 monthly account fee" =
aria-hidden=3D"true" width=3D"768" style=3D"padding: 0; margin: 0; =
line-height: 100%; outline: none; -ms-interpolation-mode: bicubic; =
text-decoration: none; border: 0; height: auto; display: block; width: =
768px; max-width: 768px;" class=3D"w100"/></td>
</tr>

<!--content part-->
<tr>
<td align=3D"center"><table align=3D"center" style=3D"border-collapse: =
collapse; border: 0; mso-table-lspace: 0; mso-table-rspace: 0; =
border-spacing: 0; margin: 0; width: 88%; padding: 0;" width=3D"88%">
<tbody>

<!--Part-1-->
<tr>
<td>
<p style=3D"font-family: 'Universe Next HSBC', Arial, Helvetica, =
'Sans-serif'; color: #333333; mso-line-height-rule: exactly; font-size: =
24px; line-height: 28px; margin: 20px 0px 16px 0px">We're removing your =
&#163;8 monthly account fee</p>
<p style=3D"font-family: 'Universe Next HSBC', Arial, Helvetica, =
'Sans-serif'; color: #333333; mso-line-height-rule: exactly; font-size: =
16px; line-height: 20px; margin: 16px 0px 10px 0px">Dear Customer</p>
<p style=3D"font-family: 'Universe Next HSBC', Arial, Helvetica, =
'Sans-serif'; color: #333333; mso-line-height-rule: exactly; font-size: =
16px; line-height: 20px; margin: 0px 0px 16px 0px">As part of our =
commitment to supporting small businesses, we're removing the &#163;8 =
monthly account fee from your Small Business Banking Account(s).</p>
<p style=3D"font-family: 'Universe Next HSBC', Arial, Helvetica, =
'Sans-serif'; color: #333333; mso-line-height-rule: exactly; font-size: =
16px; line-height: 20px; margin: 0px 0px 16px 0px">This means as a =
valued customer, you'll no longer be charged the monthly account fee =
from your first charging cycle that begins on or after =
<strong>1&nbsp;July&nbsp;2025.</strong></p>
<p style=3D"font-family: 'Universe Next HSBC', Arial, Helvetica, =
'Sans-serif'; color: #333333; mso-line-height-rule: exactly; font-size: =
16px; line-height: 20px; margin: 0px 0px 16px 0px"><strong>What happens =
next</strong></p>
<p style=3D"font-family: 'Universe Next HSBC', Arial, Helvetica, =
'Sans-serif'; color: #333333; mso-line-height-rule: exactly; font-size: =
16px; line-height: 20px; margin: 0px 0px 16px 0px">We'll remove the =
monthly account fee automatically, so there's nothing for you to do.</p>
<p style=3D"font-family: 'Universe Next HSBC', Arial, Helvetica, =
'Sans-serif'; color: #333333; mso-line-height-rule: exactly; font-size: =
16px; line-height: 20px; margin: 0px 0px 16px 0px">Our Business Price =
List will be updated with this change on 1&nbsp;July&nbsp;2025 &ndash; =
you can download it from this date at <a target=3D"_blank" =
href=3D"http://email.business.hsbc.co.uk/r/?id=3Dh35b8f3e,18647eb,10f7c19=
" style=3D"text-decoration: underline; color: #333333;" =
title=3D"business.hsbc.uk/legal"><span style=3D"font-weight: normal; =
text-decoration: underline; color: #333333;" =
class=3D"nolink">business.hsbc.uk/legal</span></a>.</p>
<p style=3D"font-family: 'Universe Next HSBC', Arial, Helvetica, =
'Sans-serif'; color: #333333; mso-line-height-rule: exactly; font-size: =
16px; line-height: 20px; margin: 0px 0px 16px 0px"><strong>What you also =
need to know</strong></p>
</td>
</tr>

<!--part-2-->
<tr>
<td align=3D"center" valign=3D"top"><table width=3D"100%" border=3D"0" =
cellspacing=3D"0" cellpadding=3D"0">
<tbody>
<tr>
<td align=3D"left" width=3D"10" style=3D"width: 10px;" =
valign=3D"top">&nbsp;</td>
<td align=3D"left" valign=3D"top"><table width=3D"100%" border=3D"0" =
cellspacing=3D"0" cellpadding=3D"0">
<tbody>
<tr>
<td align=3D"left" valign=3D"top" width=3D"20" style=3D"width: 20px; =
font-family: Arial, Helvetica, sans-serif; font-size: 18px; line-height: =
20px; font-weight: normal; text-align: left; color: #db0011;"><p =
style=3D"margin: 0px; font-family:Arial, Helvetica, sans-serif; =
font-size: 18px; line-height: 22px; font-weight: normal; text-align: =
left; color: #db0011; margin-bottom: 2px;" class=3D"bullred" =
>&bull;</p></td>
<td align=3D"left" valign=3D"top" style=3D"font-family: Arial, =
Helvetica, sans-serif; font-size: 16px; line-height: 20px; font-weight: =
normal; text-align: left; color: #333333;"><p style=3D"margin: 0px; =
font-family: 'Universe Next HSBC', Arial, Helvetica, 'Sans-serif'; =
font-size: 16px; line-height: 20px; font-weight: normal; text-align: =
left; color: #333333; margin-bottom: 6px;">If you've already been =
pre-notified of a monthly account fee to be debited in July or August, =
this will still be debited from your account. </p>
</td>
</tr>
<tr>
<td align=3D"left" valign=3D"top" width=3D"20" style=3D"width: 20px; =
font-family: Arial, Helvetica, sans-serif; font-size: 18px; line-height: =
22px; font-weight: normal; text-align: left; color: #db0011;"><p =
style=3D"margin: 0px; font-family:Arial, Helvetica, sans-serif; =
font-size: 18px; line-height: 22px; font-weight: normal; text-align: =
left; color: #db0011; margin-bottom: 0px; margin-top: 0px;" =
class=3D"bullred" >&bull;</p></td>
<td align=3D"left" valign=3D"top" style=3D"font-family: Arial, =
Helvetica, sans-serif; font-size: 16px; line-height: 20px; font-weight: =
normal; text-align: left; color: #333333;"><p style=3D"margin: 0px; =
font-family: 'Universe Next HSBC', Arial, Helvetica, 'Sans-serif'; =
font-size: 16px; line-height: 20px; font-weight: normal; text-align: =
left; color: #333333; margin-bottom: 0px; margin-top: 0px;">All other =
standard transaction and service charges will stay the same.</p></td>
</tr>

<tr>
<td align=3D"left" valign=3D"top" width=3D"20" style=3D"width: 20px; =
font-family: Arial, Helvetica, sans-serif; font-size: 18px; line-height: =
22px; font-weight: normal; text-align: left; color: #db0011;"><p =
style=3D"margin: 0px; font-family:Arial, Helvetica, sans-serif; =
font-size: 18px; line-height: 22px; font-weight: normal; text-align: =
left; color: #db0011; margin-bottom: 0px; margin-top: 4px;" =
class=3D"bullred mt7" >&bull;</p></td>
<td align=3D"left" valign=3D"top" style=3D"font-family: Arial, =
Helvetica, sans-serif; font-size: 16px; line-height: 20px; font-weight: =
normal; text-align: left; color: #333333;"><p style=3D"margin: 0px; =
font-family: 'Universe Next HSBC', Arial, Helvetica, 'Sans-serif'; =
font-size: 16px; line-height: 20px; font-weight: normal; text-align: =
left; color: #333333; margin-bottom: 0px; margin-top: 4px;" =
class=3D"mt7">If you're in your switcher or start-up free banking =
period, you'll continue to receive free banking across all day-to-day =
standard transactions until that period ends.</p></td>
</tr>

</tbody>
</table></td>
</tr>
</tbody>
</table></td>
</tr>


 =20
<tr>
<td>
<p style=3D"font-family: 'Universe Next HSBC', Arial, Helvetica, =
'Sans-serif'; color: #333333; mso-line-height-rule: exactly; font-size: =
16px; line-height: 20px; margin: 14px 0px 14px 0px">There are no other =
changes, and you'll continue to have free access to:</p>
</td>
</tr>

<!--part-3-->
<tr>
<td align=3D"center" valign=3D"top"><table width=3D"100%" border=3D"0" =
cellspacing=3D"0" cellpadding=3D"0">
<tbody>
<tr>
<td align=3D"left" width=3D"10" style=3D"width: 10px;" =
valign=3D"top">&nbsp;</td>
<td align=3D"left" valign=3D"top"><table width=3D"100%" border=3D"0" =
cellspacing=3D"0" cellpadding=3D"0">
<tbody>


<tr>
<td align=3D"left" valign=3D"top" width=3D"20" style=3D"width: 20px; =
font-family: Arial, Helvetica, sans-serif; font-size: 18px; line-height: =
20px; font-weight: normal; text-align: left; color: #db0011;"><p =
style=3D"margin: 0px; font-family:Arial, Helvetica, sans-serif; =
font-size: 18px; line-height: 22px; font-weight: normal; text-align: =
left; color: #db0011; margin-bottom: 2px;" class=3D"bullred" =
>&bull;</p></td>
<td align=3D"left" valign=3D"top" style=3D"font-family: Arial, =
Helvetica, sans-serif; font-size: 16px; line-height: 20px; font-weight: =
normal; text-align: left; color: #333333;"><p style=3D"margin: 0px; =
font-family: 'Universe Next HSBC', Arial, Helvetica, 'Sans-serif'; =
font-size: 16px; line-height: 20px; font-weight: normal; text-align: =
left; color: #333333; margin-bottom: 6px;">UK Digital Banking<sup =
style=3D"font-size: 11px; line-height: 11px;">1</sup>.</p>
</td>
</tr>
<tr>
<td align=3D"left" valign=3D"top" width=3D"20" style=3D"width: 20px; =
font-family: Arial, Helvetica, sans-serif; font-size: 18px; line-height: =
22px; font-weight: normal; text-align: left; color: #db0011;"><p =
style=3D"margin: 0px; font-family:Arial, Helvetica, sans-serif; =
font-size: 18px; line-height: 22px; font-weight: normal; text-align: =
left; color: #db0011; margin-bottom: 2px;" class=3D"bullred" =
>&bull;</p></td>
<td align=3D"left" valign=3D"top" style=3D"font-family: Arial, =
Helvetica, sans-serif; font-size: 16px; line-height: 20px; font-weight: =
normal; text-align: left; color: #333333;"><p style=3D"margin: 0px; =
font-family: 'Universe Next HSBC', Arial, Helvetica, 'Sans-serif'; =
font-size: 16px; line-height: 20px; font-weight: normal; text-align: =
left; color: #333333; margin-bottom: 2px;">a Business Specialist - =
in-person or virtually.</p></td>
</tr>
<tr>
<td align=3D"left" valign=3D"top" width=3D"20" style=3D"width: 20px; =
font-family: Arial, Helvetica, sans-serif; font-size: 18px; line-height: =
22px; font-weight: normal; text-align: left; color: #db0011;"><p =
style=3D"margin: 0px; font-family:Arial, Helvetica, sans-serif; =
font-size: 18px; line-height: 22px; font-weight: normal; text-align: =
left; color: #db0011; margin-bottom: 2px;" class=3D"bullred" =
>&bull;</p></td>
<td align=3D"left" valign=3D"top" style=3D"font-family: Arial, =
Helvetica, sans-serif; font-size: 16px; line-height: 20px; font-weight: =
normal; text-align: left; color: #333333;"><p style=3D"margin: 0px; =
font-family: 'Universe Next HSBC', Arial, Helvetica, 'Sans-serif'; =
font-size: 16px; line-height: 20px; font-weight: normal; text-align: =
left; color: #333333; margin-bottom: 2px;">our HSBC Small Business =
Growth Programme.</p></td>
</tr>
<tr>
<td align=3D"left" valign=3D"top" width=3D"20" style=3D"width: 20px; =
font-family: Arial, Helvetica, sans-serif; font-size: 18px; line-height: =
22px; font-weight: normal; text-align: left; color: #db0011;"><p =
style=3D"margin: 0px; font-family:Arial, Helvetica, sans-serif; =
font-size: 18px; line-height: 22px; font-weight: normal; text-align: =
left; color: #db0011; margin-bottom: 2px;" class=3D"bullred" =
>&bull;</p></td>
<td align=3D"left" valign=3D"top" style=3D"font-family: Arial, =
Helvetica, sans-serif; font-size: 16px; line-height: 20px; font-weight: =
normal; text-align: left; color: #333333;"><p style=3D"margin: 0px; =
font-family: 'Universe Next HSBC', Arial, Helvetica, 'Sans-serif'; =
font-size: 16px; line-height: 20px; font-weight: normal; text-align: =
left; color: #333333; margin-bottom: 0px;">accounting tools to help you =
stay on top of your invoices, cashflow and tax<sup style=3D"font-size: =
11px; line-height: 11px;" class=3D"sup">2</sup>.</p></td>
</tr>

</tbody>
</table></td>
</tr>
</tbody>
</table></td>
</tr>

<!--space-->
<tr>
<td style=3D"border-collapse: collapse; padding: 0; =
mso-line-height-rule: exactly; vertical-align: top; height: 12px;" =
height=3D"12" valign=3D"top"/>
</tr>

<!--part-4-->
<tr>
<td>
<p style=3D"font-family: 'Universe Next HSBC', Arial, Helvetica, =
'Sans-serif'; color: #333333; mso-line-height-rule: exactly; font-size: =
16px; line-height: 20px; margin: 0px 0px 14px 0px"><strong>What you need =
to do</strong></p>
</td>
</tr>
 =20
<tr>
<td>
<p style=3D"font-family: 'Universe Next HSBC', Arial, Helvetica, =
'Sans-serif'; color: #333333; mso-line-height-rule: exactly; font-size: =
16px; line-height: 20px; margin: 0px 0px 14px 0px">We hope you're happy =
with this change. If you are, you don't need to do anything.</p>
</td>
</tr>
<tr>
<td>
<p style=3D"font-family: 'Universe Next HSBC', Arial, Helvetica, =
'Sans-serif'; color: #333333; mso-line-height-rule: exactly; font-size: =
16px; line-height: 20px; margin: 0px 0px 16px 0px">If you're not happy =
with the change, you have the option to close your account(s) - you can =
do this without charge by completing a Business Account Closure form, =
which can be found at <a target=3D"_blank" =
href=3D"http://email.business.hsbc.co.uk/r/?id=3Dh35b8f3e,18647eb,10f7c1b=
" style=3D"text-decoration: underline; color: #333333;" =
title=3D"business.hsbc.uk/business-account-closure"><span =
style=3D"font-weight: normal; text-decoration: underline; color: =
#333333;" =
class=3D"nolink">business.hsbc.uk/business-account-closure</span></a>.</p=
>
</td>
</tr>
<tr>
<td>
<p style=3D"font-family: 'Universe Next HSBC', Arial, Helvetica, =
'Sans-serif'; color: #333333; mso-line-height-rule: exactly; font-size: =
16px; line-height: 20px; margin: 0px 0px 16px 0px">Please note, you'll =
still have to pay any charges that accrue before you close your account =
or stop using the product or service.</p>
</td>
</tr>
 =20
<tr>
<td>
<p style=3D"font-family: 'Universe Next HSBC', Arial, Helvetica, =
'Sans-serif'; color: #333333; mso-line-height-rule: exactly; font-size: =
16px; line-height: 20px; margin: 0px 0px 16px 0px"><strong>We're here to =
help</strong></p>
</td>
</tr>
<!--space-->


<!--part-5-->
<tr>
<td><p style=3D"font-family: 'Universe Next HSBC', Arial, Helvetica, =
'Sans-serif'; color: #333333; mso-line-height-rule: exactly; font-size: =
16px; line-height: 20px; margin: 0px 0px 14px 0px">If you have any =
questions, please speak with your usual HSBC contact (if you have one) =
or there are other ways you can get in touch:</p></td>
</tr>
<tr>
<td align=3D"center" valign=3D"top"><table width=3D"100%" border=3D"0" =
cellspacing=3D"0" cellpadding=3D"0">
<tbody>
<tr>
<td align=3D"left" width=3D"10" style=3D"width: 10px;" =
valign=3D"top">&nbsp;</td>
<td align=3D"left" valign=3D"top"><table width=3D"100%" border=3D"0" =
cellspacing=3D"0" cellpadding=3D"0">
<tbody>
<tr>
<td align=3D"left" valign=3D"top" width=3D"20" style=3D"width: 20px; =
font-family: Arial, Helvetica, sans-serif; font-size: 18px; line-height: =
20px; font-weight: normal; text-align: left; color: #db0011;"><p =
style=3D"margin: 0px; font-family:Arial, Helvetica, sans-serif; =
font-size: 18px; line-height: 22px; font-weight: normal; text-align: =
left; color: #db0011; margin-bottom: 2px;" class=3D"bullred" =
>&bull;</p></td>
<td align=3D"left" valign=3D"top" style=3D"font-family: Arial, =
Helvetica, sans-serif; font-size: 13px; line-height: 22px; font-weight: =
normal; text-align: left; color: #333333;"><p style=3D"margin: 0px; =
font-family: 'Universe Next HSBC', Arial, Helvetica, 'Sans-serif'; =
font-size: 16px; line-height: 20px; font-weight: normal; text-align: =
left; color: #333333; margin-top: 0px; margin-bottom: 6px;">Our =
<strong>Chat Assistant</strong> is available online and in our HSBC UK =
Business Banking app 24&nbsp;hours a day, 7&nbsp;days a week to answer =
common banking queries. If it doesn't help with your query, you can =
connect to an agent during opening hours<sup class=3D"sup" =
style=3D"font-size: 11px; line-height: 11px;">3</sup>.</p>
<table width=3D"100%" border=3D"0" cellspacing=3D"0" cellpadding=3D"0">
<tbody>
<tr>
<td align=3D"left" valign=3D"top" width=3D"12" style=3D"width: 12px; =
font-family: Arial, Helvetica, sans-serif; font-size: 18px; line-height: =
22px; font-weight: normal; text-align: left; color: #db0011; =
padding-left: 28px;"><p style=3D"margin: 0px; font-family:Arial, =
Helvetica, sans-serif; font-size: 18px; line-height: 22px; font-weight: =
normal; text-align: left; color: #db0011; margin-bottom: 4px; =
margin-right: 15px;" class=3D"bullred" >&ndash;</p></td>
 =20
<td align=3D"left" valign=3D"top" style=3D"font-family: Arial, =
Helvetica, sans-serif; font-size: 16px; line-height: 20px; font-weight: =
normal; text-align: left; color: #333333;"><p style=3D"margin: 0px; =
font-family: 'Universe Next HSBC', Arial, Helvetica, 'Sans-serif'; =
font-size: 16px; line-height: 20px; font-weight: normal; text-align: =
left; color: #333333; margin-top: 1px; margin-bottom: 6px;">If you're =
using a desktop, go to <a target=3D"_blank" =
href=3D"http://email.business.hsbc.co.uk/r/?id=3Dh35b8f3e,18647eb,10f7c12=
" style=3D"text-decoration: underline; color: #333333;" =
title=3D"business.hsbc.uk"><span style=3D"font-weight: normal; =
text-decoration: underline; color: #333333;" =
class=3D"nolink">business.hsbc.uk</span></a> and click <strong>Need =
help?</strong> or the <strong>Chat with us</strong> tab on the =
right-hand side of your screen.</p></td>
 =20
</tr>
<tr>
<td align=3D"left" valign=3D"top" width=3D"12" style=3D"width: 12px; =
font-family: Arial, Helvetica, sans-serif; font-size: 18px; line-height: =
22px; font-weight: normal; text-align: left; color: #db0011; =
padding-left: 28px;"><p style=3D"margin: 0px; font-family:Arial, =
Helvetica, sans-serif; font-size: 18px; line-height: 22px; font-weight: =
normal; text-align: left; color: #db0011; margin-bottom: 4px; =
margin-right: 15px;" class=3D"bullred" >&ndash;</p></td>
 =20
<td align=3D"left" valign=3D"top" style=3D"font-family: Arial, =
Helvetica, sans-serif; font-size: 16px; line-height: 20px; font-weight: =
normal; text-align: left; color: #333333;"><p style=3D"margin: 0px; =
font-family: 'Universe Next HSBC', Arial, Helvetica, 'Sans-serif'; =
font-size: 16px; line-height: 20px; font-weight: normal; text-align: =
left; color: #333333; margin-top: 1px; margin-bottom: 6px;">If you're =
using the business banking app, go to <strong>Chat with us</strong> in =
the 'Support' menu.</p></td>
</tr>
</tbody>
</table></td>
</tr>

<tr>
<td align=3D"left" valign=3D"top" width=3D"20" style=3D"width: 20px; =
font-family: Arial, Helvetica, sans-serif; font-size: 18px; line-height: =
22px; font-weight: normal; text-align: left; color: #db0011;"><p =
style=3D"margin: 0px; font-family:Arial, Helvetica, sans-serif; =
font-size: 18px; line-height: 22px; font-weight: normal; text-align: =
left; color: #db0011; margin-bottom: 2px;" class=3D"bullred" =
>&bull;</p></td>
<td align=3D"left" valign=3D"top" style=3D"font-family: Arial, =
Helvetica, sans-serif; font-size: 16px; line-height: 20px; font-weight: =
normal; text-align: left; color: #333333;"><p style=3D"margin: 0px; =
font-family: 'Universe Next HSBC', Arial, Helvetica, 'Sans-serif'; =
font-size: 16px; line-height: 20px; font-weight: normal; text-align: =
left; color: #333333; margin-bottom: 2px;">You can call us on <a =
target=3D"_blank" href=3D"tel:03457606060" title=3D"call" =
style=3D"color: #333333; text-decoration: =
none;">03457&nbsp;60&nbsp;60&nbsp;60</a><sup class=3D"sup" =
style=3D"font-size: 11px; line-height: 11px;">3</sup>.</p></td>
</tr>

</tbody>
</table></td>
</tr>
</tbody>
</table></td>
</tr>
<tr>
<td><p style=3D"font-family: 'Universe Next HSBC', Arial, Helvetica, =
'Sans-serif'; color: #333333; mso-line-height-rule: exactly; font-size: =
16px; line-height: 20px; margin: 8px 0px 18px 0px">For other accessible =
ways to contact us, please visit <a target=3D"_blank" =
href=3D"http://email.business.hsbc.co.uk/r/?id=3Dh35b8f3e,18647eb,10f7c13=
" style=3D"text-decoration: underline; color: #333333;" =
title=3D"business.hsbc.uk/accessibility"><span style=3D"font-weight: =
normal; text-decoration: underline; color: #333333;" =
class=3D"nolink">business.hsbc.uk/accessibility</span></a>.</p>
</td>
</tr>

 =20
<tr>
<td><p style=3D"font-family: 'Universe Next HSBC', Arial, Helvetica, =
'Sans-serif'; color: #333333; mso-line-height-rule: exactly; font-size: =
16px; line-height: 20px; margin: 0px 0px 6px 0px">Yours faithfully</p>
 =20
<p style=3D"font-family: 'Universe Next HSBC', Arial, Helvetica, =
'Sans-serif'; color: #333333; mso-line-height-rule: exactly; font-size: =
16px; line-height: 20px; margin: 0px 0px 16px 0px; font-weight: =
bold;">Your Commercial Banking Team</p>
<table width=3D"100%" border=3D"0" cellpadding=3D"0" cellspacing=3D"0">
  <tbody>
    <tr>
    <td align=3D"left" valign=3D"top" style=3D"font-family: 'Universe =
Next HSBC', Arial, Helvetica, 'Sans-serif'; color: #333333; =
mso-line-height-rule: exactly; font-size: 16px; line-height: 20px;"><p =
style=3D"font-family: 'Universe Next HSBC', Arial, Helvetica, =
'Sans-serif'; color: #333333; mso-line-height-rule: exactly; font-size: =
16px; line-height: 20px; margin: 0px; font-weight: normal;"><sup =
class=3D"sup" style=3D"font-size: 11px; line-height: =
11px;">1&nbsp;</sup></P></td>
      <td align=3D"left" valign=3D"top"><p style=3D"font-family: =
'Universe Next HSBC', Arial, Helvetica, 'Sans-serif'; color: #333333; =
mso-line-height-rule: exactly; font-size: 16px; line-height: 20px; =
margin: 0px 0px 16px 0px; font-weight: normal;">Free UK digital banking =
means day&#45;to&#45;day standard electronic transfers made through =
Business Internet Banking and the HSBC UK Business Banking app. Other =
charges apply (for example, cheques and CHAPS). See Business Price List =
for details. </p>

   =20
    </td>
    </tr>
 =20
    <tr>
    <td align=3D"left" valign=3D"top" style=3D"font-family: 'Universe =
Next HSBC', Arial, Helvetica, 'Sans-serif'; color: #333333; =
mso-line-height-rule: exactly; font-size: 16px; line-height: 20px;"><p =
style=3D"font-family: 'Universe Next HSBC', Arial, Helvetica, =
'Sans-serif'; color: #333333; mso-line-height-rule: exactly; font-size: =
16px; line-height: 20px; margin: 0px; font-weight: normal;"><sup =
class=3D"sup" style=3D"font-size: 11px; line-height: =
11px;">2&nbsp;</sup></p></td>
      <td align=3D"left" valign=3D"top"><p style=3D"font-family: =
'Universe Next HSBC', Arial, Helvetica, 'Sans-serif'; color: #333333; =
mso-line-height-rule: exactly; font-size: 16px; line-height: 20px; =
margin: 0px 0px 16px 0px; font-weight: normal;">My Business Finances =
&ndash; you must be an HSBC Business Banking customer to access free =
accounting tools through My Business Finance. You'll need to set up =
Business Internet Banking to get access. Terms &amp; conditions =
apply.</p>

   =20
    </td>
    </tr>
 =20
    <tr>
    <td align=3D"left" valign=3D"top" style=3D"font-family: 'Universe =
Next HSBC', Arial, Helvetica, 'Sans-serif'; color: #333333; =
mso-line-height-rule: exactly; font-size: 16px; line-height: 20px;"><p =
style=3D"font-family: 'Universe Next HSBC', Arial, Helvetica, =
'Sans-serif'; color: #333333; mso-line-height-rule: exactly; font-size: =
16px; line-height: 20px; margin: 0px; font-weight: normal;"><sup =
class=3D"sup" style=3D"font-size: 11px; line-height: =
11px;">3&nbsp;</sup></P></td>
      <td align=3D"left" valign=3D"top"><p style=3D"font-family: =
'Universe Next HSBC', Arial, Helvetica, 'Sans-serif'; color: #333333; =
mso-line-height-rule: exactly; font-size: 16px; line-height: 20px; =
margin: 0px 0px 16px 0px; font-weight: normal;">We're open Monday to =
Friday, 8:00am to 8:00pm and Saturday, 8:00am to 2:00pm (subject to =
change over certain periods). Our up-to-date opening hours can be found =
at <a title=3D"business.hsbc.uk/contact-us" =
href=3D"http://email.business.hsbc.co.uk/r/?id=3Dh35b8f3e,18647eb,10f7c14=
" style=3D"text-decoration: underline; color: #333333; font-family: =
'Universe Next HSBC', Arial, Helvetica, 'Sans-serif';" =
target=3D"_blank"><span style=3D"font-weight: normal; text-decoration: =
underline; color: #333333;" =
class=3D"nolink">business.hsbc.uk/contact-us</span></a>. If you're =
calling from outside the UK, please dial <a title=3D"call" =
href=3D"tel:+441226260878" style=3D"text-decoration: none; color: =
#333333; font-family: 'Universe Next HSBC', Arial, Helvetica, =
'Sans-serif';" target=3D"_blank">+44&nbsp;1226&nbsp;260&nbsp;878</a>. To =
help us improve our service, and in the interest of security, we may =
monitor and record your conversation. If you need a Text Relay service, =
you can download the 'Relay UK' app and call our number from within =
it.</p>

   =20
    </td>
    </tr>
 =20
 =20
  </tbody>
</table>

 =20
<table width=3D"100%" border=3D"0" cellspacing=3D"0" cellpadding=3D"0" =
align=3D"center" style=3D"border: 1px solid #000000;" =
class=3D"borderwhite">
<tbody>
<tr>
<th width=3D"246" align=3D"center" valign=3D"top" style=3D"width: =
246px;" class=3D"drop"><img =
src=3D"https://assets.fwdto.net/hsbc/cmb/202402_fraud_email/img-1.jpg" =
width=3D"246" alt=3D"Learn more about fraud" style=3D"width: 100%; =
height: auto; border: 0px; display: block;"/></th>
<th width=3D"24" style=3D"width: 24px;" class=3D"drop nomob">&nbsp;</th>
<th align=3D"left" valign=3D"top" class=3D"drop" style=3D"font-weight: =
normal;">
<p style=3D"font-family: 'Universe Next HSBC', Arial, Helvetica, =
'Sans-serif'; color: #333333; mso-line-height-rule: exactly; font-size: =
16px; line-height: 20px; margin: 72px 0px 12px 0px; font-weight: =
normal;" class=3D"ml10 mt12"><strong>Learn more about fraud</strong></p>
<p class=3D"ml10" style=3D"font-family: 'Universe Next HSBC', Arial, =
Helvetica, 'Sans-serif'; color: #333333; mso-line-height-rule: exactly; =
font-size: 16px; line-height: 20px; margin: 0px 14px 12px 0px;">For more =
information on how to protect you and your business, speak with your =
usual HSBC contact or visit <a =
href=3D"http://email.business.hsbc.co.uk/r/?id=3Dh35b8f3e,18647eb,10f7c16=
" target=3D"_blank" style=3D"color: #333333; text-decoration: =
underline;" title=3D"business.hsbc.uk/fraud-centre"><strong><span =
style=3D"font-weight: normal; text-decoration: underline; color: =
#333333;">business.hsbc.uk/fraud-centre</span></strong></a>.</p>
</th>
</tr>
</tbody>
</table></td>
</tr>
</tbody>
</table></td>
</tr>
<tr>
<td style=3D"padding: 30px 0px 15px 0px;" align=3D"center"><table =
align=3D"center" style=3D"border-collapse: collapse; border: 0; =
mso-table-lspace: 0; mso-table-rspace: 0; border-spacing: 0; margin: 0; =
width: 88%; padding: 0;" width=3D"88%">
<tbody>
<tr>
<td><table width=3D"100%" border=3D"0" cellspacing=3D"0" =
cellpadding=3D"0">
<tbody>
<tr>
<td><table width=3D"100%" border=3D"0" cellspacing=3D"0" =
cellpadding=3D"0">
<tbody>
<tr align=3D"left" valign=3D"top">
<td width=3D"72" align=3D"left" valign=3D"top" style=3D"width: 72px; =
padding-top: 4px;" class=3D"w60"><img =
src=3D"https://assets.fwdto.net/hsbc/cmb/202402_fraud_email/lock.png" =
width=3D"48" alt=3D"Your security is our priority" style=3D"width: 48px; =
height: auto; border: 0px; display: block;"/></td>
<td class=3D"colwhite" align=3D"left" style=3D"border-collapse: =
collapse; padding: 0; mso-line-height-rule: exactly; vertical-align: =
top; font-size: 16px; line-height: 20px; font-weight: 400; padding-top: =
0px; color: #333333; font-family: 'Universe Next HSBC', Arial, =
Helvetica, 'Sans-serif'; padding-bottom: 16px;" valign=3D"top"><p =
style=3D"font-family: 'Universe Next HSBC', Arial, Helvetica, =
'Sans-serif'; color: #333333; mso-line-height-rule: exactly; font-size: =
24px; line-height: 28px; margin: 0px 0px 12px 0px">Your security is our =
priority</p>
<p style=3D"font-family: 'Universe Next HSBC', Arial, Helvetica, =
'Sans-serif'; color: #333333; mso-line-height-rule: exactly; font-size: =
16px; line-height: 20px; margin: 0px 0px 12px 0px">In our emails, we'll =
never ask you for confidential information or to confirm your security =
details. Links within our emails will only take you to information =
pages.</p>
<table width=3D"100%" border=3D"0" cellspacing=3D"0" cellpadding=3D"0">
<tbody>
<tr>
<td align=3D"left" valign=3D"top"><table align=3D"left" border=3D"0" =
cellspacing=3D"0" cellpadding=3D"0">
<tbody>
<tr>
<td align=3D"left" valign=3D"top" style=3D"font-size: 16px; line-height: =
20px;"><p style=3D"margin: 0px; font-family: 'Universe Next HSBC', =
Arial, Helvetica, 'Sans-serif'; color: #333333; mso-line-height-rule: =
exactly; font-size: 16px; line-height: 20px; margin: 0px 0px 0px =
0px">Please forward any suspicious emails to <a target=3D"_blank" =
href=3D"mailto:phishing@hsbc.com" class=3D"nomob" =
style=3D"text-decoration: underline; display: inline-block; color: =
#333;" title=3D"phishing@hsbc.com"><strong><span =
style=3D"text-decoration: =
underline;">phishing@hsbc.com</span></strong></a></p></td>
<td class=3D"nomob" width=3D"14" style=3D"width: 14px;font-size: 16px; =
line-height: 20px;" align=3D"right" valign=3D"top"><a target=3D"_blank" =
href=3D"mailto:phishing@hsbc.com" style=3D"text-decoration: none; color: =
#333;" title=3D"phishing@hsbc.com"><img class=3D"mobilearrow" =
alt=3D"arrow" =
src=3D"https://assets.fwdto.net/hsbc/cmb/202402_fraud_email/arrow8.png" =
height=3D"18" width=3D"8" style=3D"width: 8px; height: 18px; display: =
block;"></a></td>
</tr>
</tbody>
</table></td>
</tr>
<!--[if mso]><!-->
<tr>
<td align=3D"left" valign=3D"top"><div class=3D"show" style=3D"display: =
none; max-height: 0px; overflow: hidden;margin: 0;">
<table align=3D"left" border=3D"0" cellspacing=3D"0" cellpadding=3D"0">
<tbody>
<tr>
<td align=3D"left" valign=3D"top" style=3D"font-size: 16px; line-height: =
20px;"><p style=3D"margin: 0px; font-family: 'Universe Next HSBC', =
Arial, Helvetica, 'Sans-serif'; color: #333; mso-line-height-rule: =
exactly; font-size: 16px; line-height: 20px; margin: 0px 0px 0px 0px"><a =
target=3D"_blank" href=3D"mailto:phishing@hsbc.com" =
style=3D"text-decoration: underline; display: inline-block; color: =
#333;" title=3D"phishing@hsbc.com"><strong><span =
style=3D"text-decoration: =
underline;">phishing@hsbc.com</span></strong></a></p></td>
<td width=3D"14" style=3D"width: 14px;" align=3D"right" =
valign=3D"top"><a target=3D"_blank" href=3D"mailto:phishing@hsbc.com" =
style=3D"text-decoration: none; color: #333;" =
title=3D"phishing@hsbc.com"><img class=3D"mobilearrow" alt=3D"arrow" =
src=3D"https://assets.fwdto.net/hsbc/cmb/202402_fraud_email/arrow8.png" =
height=3D"18" width=3D"6" style=3D"width: 8px; height: 18px; display: =
inline-block;"></a></td>
</tr>
</tbody>
</table>
</div></td>
</tr>
<!--<![endif]-->
</tbody>
</table></td>
</tr>
</tbody>
</table></td>
</tr>
</tbody>
</table></td>
</tr>
</tbody>
</table></td>
</tr>
<tr>
<td class=3D"padlr20 mainbg" style=3D"border-collapse: collapse; =
mso-line-height-rule: exactly; vertical-align: top; padding: 0 45px; =
background-color: #e4e5e6;" valign=3D"top" bgcolor=3D"#e4e5e6"><table =
width=3D"100%" border=3D"0" cellspacing=3D"0" cellpadding=3D"0">
<tbody>
<tr>
<td style=3D"padding: 20px 0px 0px 0px;"><table border=3D"0" =
cellspacing=3D"0" cellpadding=3D"0">
<tbody>
<tr>
<td style=3D"padding: 0px 20px 0px 0px; display: inline-block; =
font-family: 'Universe Next HSBC', Arial, Helvetica, 'Sans-serif';color: =
#000000; text-decoration: underline; font-weight: 400;font-size: 12px; =
line-height: 16px;"><a =
href=3D"http://email.business.hsbc.co.uk/r/?id=3Dh35b8f3e,18647eb,10f7c18=
" target=3D"_blank" aria-label=3D"Privacy notice Privacy notice Opens in =
new window" title=3D"Website terms" style=3D"color: #000000; =
text-decoration: underline;"><span style=3D"font-weight: normal; =
text-decoration: underline; color: #000000;" class=3D"nolink">Website =
terms</span></a></td>
<td style=3D"padding: 0px 20px 0px 0px; display: inline-block; =
font-family: 'Universe Next HSBC', Arial, Helvetica, 'Sans-serif';color: =
#000000; text-decoration: underline; font-weight: 400;font-size: 12px; =
line-height: 16px;"><a =
href=3D"http://email.business.hsbc.co.uk/r/?id=3Dh35b8f3e,18647eb,10f7c1a=
" title=3D"Legal" target=3D"_blank" aria-label=3D"Legal Legal Opens in =
new window" style=3D"color: #000000; text-decoration: underline;"><span =
style=3D"font-weight: normal; text-decoration: underline; color: =
#000000;" class=3D"nolink">Legal</span></a></td>
<td style=3D"padding: 0px 20px 0px 0px; display: inline-block; =
font-family: 'Universe Next HSBC', Arial, Helvetica, 'Sans-serif';color: =
#000000; text-decoration: underline; font-weight: 400;font-size: 12px; =
line-height: 16px;"><a =
href=3D"http://email.business.hsbc.co.uk/r/?id=3Dh35b8f3e,18647eb,10f7c17=
" title=3D"Contact us" target=3D"_blank" aria-label=3D"Contact us =
Contact us Opens in new window" style=3D"color: #000000; =
text-decoration: underline;"><span style=3D"font-weight: normal; =
text-decoration: underline; color: #000000;" =
class=3D"nolink">Contact&nbsp;us</span></a></td>
<td style=3D"padding: 0px 20px 0px 0px; display: inline-block; =
font-family: 'Universe Next HSBC', Arial, Helvetica, 'Sans-serif';color: =
#000000; text-decoration: underline; font-weight: 400;font-size: 12px; =
line-height: 16px;"><a =
href=3D"http://email.business.hsbc.co.uk/r/?id=3Dh35b8f3e,18647eb,10f7c1d=
" title=3D"Find a branch" target=3D"_blank" aria-label=3D"Legal Legal =
Opens in new window" style=3D"color: #000000; text-decoration: =
underline;"><span style=3D"font-weight: normal; text-decoration: =
underline; color: #000000;" class=3D"nolink">Find a =
branch</span></a></td>
<td style=3D"padding: 0px 20px 0px 0px; display: inline-block; =
font-family: 'Universe Next HSBC', Arial, Helvetica, 'Sans-serif';color: =
#000000; text-decoration: underline; font-weight: 400;font-size: 12px; =
line-height: 16px;"><a =
href=3D"http://email.business.hsbc.co.uk/r/?id=3Dh35b8f3e,18647eb,10f7c1e=
" title=3D"Fraud Centre" target=3D"_blank" style=3D"color: #000000; =
text-decoration: underline;"><span style=3D"font-weight: normal; =
text-decoration: underline; color: #000000;" =
class=3D"nolink">Fraud&nbsp;Centre</span></a></td>
</tr>
</tbody>
</table></td>
</tr>
<tr>
<td class=3D"" style=3D"border-collapse: collapse; padding: 0; =
mso-line-height-rule: exactly; vertical-align: top; padding-top: 0px; =
color: #000000; font-family: 'Universe Next HSBC', Arial, Helvetica, =
'Sans-serif';" valign=3D"top"><div align=3D"left">
<p style=3D"margin: 0; margin-top: 12px; margin-bottom: 0px; font-size: =
12px; line-height: 16px; font-family: 'Universe Next HSBC', Arial, =
Helvetica, 'Sans-serif';" class=3D"mt18"><strong>HSBC UK Bank =
plc.</strong> Registered in England and Wales (company number: <a =
style=3D"text-decoration: none; color: #000000;">9928412</a>). =
Registered Office: <span class=3D"applelink">1 =
<span></span>Ce<span></span>nte<span></span>na<span></span>r<span></span>=
y Sq<span></span>ua<span></span>re, =
Bi<span></span>rm<span></span>ing<span></span>ha<span></span>m, =
B<span></span>1 1<span></span>H<span></span>Q. Authorised by the =
Prudential Regulation Authority and regulated by the Financial Conduct =
Authority and the Prudential Regulation Authority (Financial Services =
Register number: 765112).</span></p>
<p style=3D"margin: 0; margin-top: 9px; margin-bottom: 0px; font-size: =
12px; line-height: 16px; font-family: 'Universe Next HSBC', Arial, =
Helvetica, 'Sans-serif'; font-weight: bold;"><a =
href=3D"http://email.business.hsbc.co.uk/r/?id=3Dh35b8f3e,18647eb,10f7c1f=
" target=3D"_blank" style=3D"color: #000000; text-decoration: none;" =
title=3D"Privacy notice">Privacy notice</a></p>
<p style=3D"margin: 0; margin-bottom: 0px; font-size: 12px; line-height: =
16px; font-family: 'Universe Next HSBC', Arial, Helvetica, =
'Sans-serif';">We maintain strict security standards and procedures to =
prevent unauthorised access to information about you. HSBC will never =
contact you by email or otherwise to ask you to validate personal =
information such as your user ID, password or account numbers. If you =
get such a request, please call our online security team on <a =
title=3D"call" href=3D"tel:03456022014" style=3D"color: #000000; =
text-decoration: none;" =
target=3D"_blank">03456&nbsp;022&nbsp;014</a>.</p>
<p style=3D"margin: 0; margin-top: 10px; margin-bottom: 0px; font-size: =
12px; line-height: 16px; font-family: 'Universe Next HSBC', Arial, =
Helvetica, 'Sans-serif';">To make sure we're communicating effectively, =
we may monitor your interest in our emails. We may be able to tell when =
you've opened them, and how you've interacted with them. This includes =
information about how long you spend reading our emails and which links =
you select. We may also collect technical information about your device =
and internet connection, and set cookies. We use trusted service =
providers to help us. For more details, read our <a =
href=3D"http://email.business.hsbc.co.uk/r/?id=3Dh35b8f3e,18647eb,10f7c20=
" target=3D"_blank" title=3D"Privacy Notice" style=3D"color: #000000; =
text-decoration: underline;"><strong><span style=3D"font-weight: normal; =
text-decoration: underline;">Privacy Notice</span></strong></a> and our =
<a =
href=3D"http://email.business.hsbc.co.uk/r/?id=3Dh35b8f3e,18647eb,10f7c21=
" target=3D"_blank" title=3D"Cookie Policy" style=3D"color: #000000; =
text-decoration: underline;"><strong><span style=3D"font-weight: normal; =
text-decoration: underline;">Cookie Policy</span></strong></a>.</p>
<p style=3D"margin: 0; margin-top: 10px; margin-bottom: 0px; font-size: =
12px; line-height: 16px; font-family: 'Universe Next HSBC', Arial, =
Helvetica, 'Sans-serif';">This email is confidential. It may also be =
legally privileged. If you aren't the addressee you may not copy, =
forward, disclose or use any part of it. If you got this message in =
error, please delete it and all copies from your system and notify the =
sender immediately by return email. Internet communications can't be =
guaranteed to be timely, secure, error or virus free. We don't accept =
liability for any errors or omissions. Please don't reply to this email. =
To get in touch, <a target=3D"_blank" title=3D"contact us" =
href=3D"http://email.business.hsbc.co.uk/r/?id=3Dh35b8f3e,18647eb,10f7c1c=
" style=3D"color: #000000; text-decoration: underline;"><strong><span =
style=3D"font-weight: normal; text-decoration: underline;">contact =
us</span></strong></a>.</p>
<p style=3D"margin: 0; margin-top: 10px; margin-bottom: 0px; font-size: =
12px; line-height: 16px; font-family: 'Universe Next HSBC', Arial, =
Helvetica, 'Sans-serif';">&copy;HSBC Group 2025. All Rights =
Reserved.</p>
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