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Reply-To: <contact@pensionbee.com>
From: "PensionBee" <marketing@hello.pensionbee.com>
To: <bob@sarahharvey.com>
Subject: How can I find my pensions?
Date: Tue, 22 Apr 2025 09:58:46 +0100
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  <http://sp.pensionbee.com/q/Zf8fJS92MrwB0oSsGrjiFg~~/AABRIhA~/AwAPc8dFJQQkLA3ydJb8qFpvvV_AGGlHM03HrQQ4Ybz-mu1u2Ab0ro36CmuoR_Md6o0KwvlW0dz7tTe16Iqpcw~~>
Complete your sign up. 
<https://links.pensionbee.com/s/eo/5PK1oJ1doCXw4yVT0R41k3qm8BpdtEnKGzApkMfQ8b2cSLvZg7ndGFYAEs1nzeWSS16aUfHYj2n_4q36VnTyTxVE9IwrFZTUcYOoQT95MyVI3VgZ-qZa8t8FwBYVFSwApuVVe3jBsKVBSt5yKtfO7_lbwxbwBeGCqDT-johJuK_5u0A7wmMhaoZjoWUr-v-fNXopf8gEJRoTxgq8egCB2iWMea6kDR4k_w/7BzxFiBPmn8Z3UzdyPW3aKM4ExGkp0CF/8>







View in browser 
<https://links.pensionbee.com/s/vb/0n9z5O-uSgkwOB35JKZe7yRGJNfV2XQsa1riucQDKcHgHhAE8cR5ixtJufB3hwC2LDUSgKOmLDtlu3LPdjzGFjskgsOcdJajL3WRITO65PEaSyoLlVPbSjJNt04nF-E3XfzQj9rf-_YjFmPW2XieiUhNFE4nqfCorv8/IW_KvBsPO3a0h2SFuchLcqgFMgQZ1EEe/8>



 <https://links.pensionbee.com/s/c/IKaylCafLiQsBt_jalnKf772nsqMcJ3q38iageh4-uXglzXZdBPBPoYsR1lG8UYCXGMO7EQkzebHyyXldp5tnOkkI2s3B3v2bDvRYx4jHZmay7S0_U30mc95-4vnUaHOekM823fsFydPSswvZowRmPM0Grqblzw0nmcGxBouvx5psORlRDyqz17ZLfyXW-XtaemM-9NHCLs-PrZuXh0SNr_H_L7cLhoYAwrhXw6xONMcuhsXaHD8L4bRpFoYz0ZBrwt8VZ6Y06yS7inRY2zx28AnRk0eOJjOD22rL704CrFJ4ggF566Tp2eBFwf5I1l1T3iU32t5Kg/dQOSc2qIK9s_NzLgVbqUiNT62WcGsih9/8>
Log in 
<https://links.pensionbee.com/s/c/xulqIoDhwk09x-66hZ439HtkJL8wyLjFypgT6l6iuqemcTKDGTZ6ICM4bi-FR2bfOnq8Oq_8SuQ9g8hdvjyQzqLwjyjjc0-bocWPm1a-UDZGFrxKVA-HbfqSQ3zU0PpUeB27g4qQtCBXPlgWYc8TrxPg6OpXZc0iBqVyf0-FpJlElpnflELbTwSfnOEGLkRxH1MK4ajIEHYACunMeSiHgXZhKot6VuWS_0Ok6B9dD-JQPAScm8JGwrHzIRmS4kdkuas-7C6US0iHngWPbek499t_G8vIAlJhD_I7vJtBrQ70mfxdACmuxcmIItfsLl5UPRbGMVUwJQ/OcBFM2OSyxBGxAyiGPX6RYWXS6N8GXCp/8>

 <https://links.pensionbee.com/s/c/tEbWYkZvf9AKqOf9nOYPa_JpulwIvzQmeVDoFNl4-2-L9qibkFXR_QgKsVQgiPunlnj-Z_8nALT0OYTCaZfS1M0uPB9HmDAkfbOtpT7JmPgnkjUOmgxwx4wyx-VKbA1mm-UzcIFd-mWpucz-B0rBA6zSNhx2_CMTbKuFHnNx_sSdQTtybBWaQjrr4q41cuCZbKTId6OF4ZXfiGA2r6Dd1EueyR8etnp_FvqqQeK1b_vC9jT_eaIoC4RSGZ_CoO4lRMrPMS9HBnDuP6LSgf6Fcf61ze8ibwrMsA72OhChg8RNah4mq1FaFMK_qCY7A0x7v9PevFtvbA/wl02dDS4vJLPG0vlYT2d-sjhewg6Oan-/8>




Hi Robert,



If you’ve had a few jobs, chances are you may have a few pension pots. 
Keeping track of them can be difficult, and you may have lost the details of 
one or more of your pensions altogether, especially if you’ve moved house.



If you have the policy number for any previous pension, tell us and we can 
get started on moving your money across to your new PensionBee pension.



If you need to do a little more detective work, here’s a few ways you can 
track your pensions down:

*	Contact your previous pension provider - if you know the name of your old 
provider but not your policy number, you can contact them to find out. They 
should be able to locate it for you with some basic details.
*	Contact the HR department of your previous employer - if you’re not sure 
who your pension provider is, reach out to your old employer. You’ll need to 
give them some personal details like your National Insurance number and the 
dates you worked for them.
*	Check with the Department for Work and Pensions 
<https://links.pensionbee.com/s/c/SRAX889Af1Dej7qmQ_1Xv-qxT0E_lR0ydudrAKsouGoEFqMX46PdTtOZhuF7obrd1pARIdDDri1SNxeq__u0I0XaWUBPdzDpsx9hiKzjr01EqV1FkarYCfP7tb8aAXq1gUvrkBY3sQ7MGJ4RlBrCQaVOpA73Sg0y7sr4f0zXsUVbECStC5CLNumJ_n5Lzmk5UUBxSgSHM93s4dvZdNW3FvEIUJXeoCljHCEp-L-8-kO5N1V5pRFs3e8xFetMkQRTASZWZjQ2FMkcho8NFp2r5WXqsXE-bZjOwmk5GkfDycv8Y-ktcTi9u5MMK58JNPA2S69lRjiJPnT0kMg1wYLuuHDjHNzalDlNmJGCc2lsgC03R_mF/6iDlYRFecy6U0P9q1ed5z2Hx_y0aQsPK/8> 
(DWP) - if you worked in the public sector you can also find your old 
pension information via the DWP.
*	Use the government’s Pension Tracing Service 
<https://links.pensionbee.com/s/c/jhu0HHYD7TVmMfBaIlZoABZem5JjtDy6pNT_tmZmlx50qU_bbyLbIfHeCfDAQZhFv1vpE1hQu6obOoWBWBs5D7h6xnOVA_V-X7pPe4Y_Utmd0R_N5KnaanjFrXSNvpLZ-5hOZwSs58Xn6mbk-HirR_a8UH6xpPsHv9Z9oxJRUeh7MajC7Au8mcgpWs00yb1vu7FT5OquZ0FF1eDjohYxuTHY-GWd5mbfuC9jubi0RpNRQ19NzB4emBVyiZcmcKaIhk02df-xOghWrOug8V34Kq4-s2iwRlhDceJamu7gFnvUWc237xqZwUEwC9CfpC6xte5G4r8Ls2tbLhQ/sXI152QD37kmRhb4IkYxf2aTcSD3NA8m/8> 
  - it’s free and searches a database to find the name and contact details 
of your pension provider. You can call them, write to them or fill in an 
online form 
<https://links.pensionbee.com/s/c/8fEJ9EO131jkpV5o6RoErtt68sNnZRbqWF-elxhzh4MNjXPdBuLu9CeqG__HJPTPq7Vav2gaF1W_5aAoG8eWkLldnhQ7GouxvIiHkrHFej01xtGxb4oQG0ksUkw2DbMhdCrPtrYL60MiTyCsc2v9q4R1NoKk9UK9sv6E_LVHOfzDGBeAjbLzrKzI3TW8Ub7Zj3EYHBrAIFmd7rnLrr5tPa9keAwKYUPUzR7yKpEd2ZjoeevI3mZdU2guDoR2n3SFS0MdPpHdLAcOgagJkWUHhaYVdEX_jr3SoZU5DJrTch4i6H6fWNYm0_hbSSdePI95Hxux-g4pmCt0giE/lCfiTkqPv_H802AH4KU0jf862R4qAZOx/8> 
to get things started.


Once you’ve found your pension pots, PensionBee can make things easier by 
combining those pensions for you into one simple online plan. It only takes 
a few minutes to complete your sign up.




 <https://links.pensionbee.com/s/c/sBCZeXFKR4gfAExaVpPd3Zd6TkcLGh8lIwqzRiAvP9tohrmD2rqIHfaGyPdIbVWM8lYFQNK4KvwUvBLSPSnSDrnRBzeq-qXCVWLr2xzkJPCdyYnmHagRzlj8xbixjPCtch79VdBIszUILl3Zr9SzPuVNwXTOs65v4eZCgOS-Y5zQdq35IFeEBoPMDTdhXtRuhHp_EVVkfBgFVYMTGF3mDhg06l3IG3LgdevivFtvXkCzKka_4K7NFxBNei3n2pIZvUhh_WktBVCSYpjE3hDA5yBrtTtS49dEovSB6zSBFMc4lENLFEZZRohGZKyVym455a_lJK9uuw/5w029UX7bUjO4VFuBPHo3sUVUoQ8qQZ2/8> 
Finish your sign up



  <https://res.cloudinary.com/pensionbee/image/upload/v1692616392/headshots/pension_confident_podcast.png>


This month on The Pension Confident Podcast we’re revealing the easiest way 
to retire with more money. Join our expert panel as they share practical 
tips on how to stay engaged with your finances and take control of your 
retirement planning. Read the transcript 
<https://links.pensionbee.com/s/c/79-qFnHTnX8__aKnYOO7a6OjJD9M4kMUTNEdJ63k4YWi3tDwzfGPgo5tF3tMvEP22QZuxcfpgIiSFKau2W3jpIaVCSKevbuyUWi8noacWvSGnPmV2QLv0u8eGHgq9XnC39RZ5kzHnrE4J-IiluvZy2hWGv16a1gkNd87DWEaKSEgK0BGZDnfycmp5sNNo9eO7IsHfDnkFrKKBod1np_rBz8Qgn5FnGE-OZHtGAPrz-gBvZeswE54WOe9QAxKoFVGObLTVtwtI2t1qb9wIZtkgG9iJ-GAphKrH8kJ8ZfobF2CrxQrfJMdOolLHfzpZwa7xfDNLvb4TSlh9FiIly538gMxlPaZQXal-2ROMQ/mDIWn7ihl1WeVMwUIDtywsDnJnD8960e/8> 
, listen on all major podcast platforms 
<https://links.pensionbee.com/s/c/12Z-iO-gYhHP8m6TR0kRf0qm5ZQgW0_EUnQBevJMxVNxeO0NLvG-JTHsASKlhtewXNBklHYqDdojJ7Pls3LrOd9b5MgbHMl4SrxHMlv8eEqWcrUGuOcZMjIl7VOLVKr6UoLLtx0MPbJ4HAXrvfOJDD7EbjhejbJtVtOPd1FvX5gHXhTNPs0izKSgrDtW9KCH9alvORI32jfCVs0MsnqkW5Kr1mF4yphByyxnancIQ4WKD6_7NBf1pvXFDdG2FCZgDwhjhmdDmbaEIGNKBO2XLASIuhJhyUc2G0fO0lOn3QjKKn8/YVz_ZBBqBdBqthIq22xOc-gL7J05Afgp/8> 
or from the PensionBee app.




 <https://links.pensionbee.com/s/c/Pp3JqRPJt7sxfbA00sh42NeTXQXvgJsJqHWlNPDORdTcyWD7xnLBW0RybtWslHdPXTc9qkewlIogTYeNrxohMKqohsUzxM-DaFgk_QcnuOrCP3VckukhSbGEvt2jyWbml9pEH_9lGzyEj-PC9RSx2NRnMkFNE_QU1hql4td_-P68IZmux59yvQPZBAKBcRJGu_k9O3eGQ8UY6zEZQi9Iyftpri26HbUDrBumC9TPt5M7Qzk8sfPSIdLHmtUwD03-X4kLRTBHV7Jfwk9aBvVv6PfOrCpr4C0ESa4wVVqszfni93g/YtPcEE8zjNMbp3eih9Pma0k42_JHuZ2J/8> 
Listen now


When investing, your capital is at risk. Pensions can go down in value as 
well as up, so you could get back less than you invest.




Have a question?

Get in touch with our friendly UK team.





  <https://res.cloudinary.com/pensionbee/image/upload/v1731507652/emails/Call_us.png>
020 3457 8444
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Launch live chatSpeak 
to a member of our friendly team now <https://links.pensionbee.com/s/c/5A0ffuF0lD-MlcJLh-TM5aH9ORBzNr9uAzyMGYbJ2 
Rhnl_lMxgLpPDmFrM-4vHeU7r_GLD3p0QOHmk6V8-v-3SyOUopl2-77B0d_rdfM6jjG-uguRoVEZvx5xNa8WD3UGDVIUhUmZ9sq5i2l9ooVDqFmPVMp3_bzTCjoOo3L_3VLmP0YoOD3AKFr5jdPyHuCmPgZUDxVFjLWr93abPcMvfovwxh5Gtiwb3ZkaI6iFTYyHTEmYLl9VADTz42yDGLAFMzaUQmRm34He_4rg4_dHiAmcrR1ZObcsYJ9M4b3mpXmtcZrVN91S3cMXDg1bBlLOFJezdarDyZ9UwUAXQE-Wj_8XKv0fiVhgYsCdx2Ch9wSW2Gi0jV_uArOM0mKOzdR9fiaqNtpJkzBiCM/WV55-GF6fcm7o93t1WK1wXXlXrhQnvGJ/8>

 <https://links.pensionbee.com/s/c/DqJhPvUyTh2qU328ssu1KHziaeAv3V_iceyRkaq5ZCrJkiYbPOiYdV5e5Lq4tefZlk61RlOlPMJc_EeHqIHZgIxuCXo_YXHJiai6hs_kxRLkyAjJmYbJVHy0RATMDh8lXR4ZFFCf9upvXXZ6Oi3qlIOXX5wXjRGvXJB50BY5Etrmv7JwTPeyHWl4V61AfE_yP7gUu03bgprJzXczB2nOEHNp7FtgHAjud1uwQqw_w8gFGjDbEV4r5fdZ9Plr8Hkgv62jpAwTZ84OyVzaKAeoN9Pe2YduEBEBSORi7y-mj5Q8IbhEazruHxScrfAoo8OZHPq8FjiqOhTAbGs3C7XTZScToSvaSqY_2GFAHqCJULKfd_loCxcK_RiAQ28mo4WBHnbQprihNkyF7MY/cXj-0FULgZndLJIJEzLRvs5uvIjWTzT7/8>


 <https://links.pensionbee.com/s/c/TrmSb_URsr4TTZqJrbkqBNPjg6ReD0ohKpIUPSaLzJhKoJ_U02MVDuAMIZTbqT3dzUSYepbVqeR4psNVDcRrwiw5yFgnT05wFYWZNfSFSmBXIiBYj-r5Vur9-8GqHmN8ETvDj_MO-6CCsT_mac1k0h-NvaogJOy-c6H1HVqocbhBfFJeudaopqSbmSIbeKw-k1-RxBHFub2x_6W9XtyiydZIX_Chb5aFJZjOCaJfbA9ckX3B12J4HpSawZl5zXFgPbyRjupGYD0hdGyt8AmRlQdaEQLM7FtFnzYNenEKTN27CXQTc_L3S85EI6g1H6Q/9Sllw5U3bALqxIOpzKhvR4dD0QxLzwtu/8> 
<https://links.pensionbee.com/s/c/9V5n93woJACMwW5jWZB4JwK3aGImEdcpfV3oFHIZZqh5myP9hqCTPi8ttXtAE9U5IyRWctbzqWwCE027FJuppQHgJWyAxoEbqttahmhaS4YkB3G9S4sh03xbHQI35uVbTzWbg29J_VUjJMoLa3ts78g_J2PFAm1m4OPx5QLSUkhQ0AAIgFGqn2yFSR8aBH7sHBwEOJdkrsVxghQeBomakxbKnYqocmjRBOufb7tFaYxEqO1UDkDVf7XsYiWhoxhQOWNqo0D9D2Uetxrj0A1YmucFXfaUKI3BX_TbHdEfcSWYA_-YWAReQ_uBsayNb3Y/1iN4OLxh65obp7RVDwNJHDXz6rXukI6G/8> 
<https://links.pensionbee.com/s/c/ZMUtpUj6luNr2825kQhPl5sq3iaX-nhcw9OOqYzW4W3uU5rdsNIwHEGjhegqvyLySU5H-PKNvYxf2CZEuzHrPV3QPtX-4ocX5_63Wqk-pNJCR3g9v9RTwQiVYjD_4mYEFIHiM5tQuzwrh1_e2wPolRiZ1eS2zD-3WV9QJ0JQIsEzckGQoJ74_Fwkub8jSz7Cy39phDenJwxrCT27C2Jpkxjp_XTSlUh1OahBmzHX4By3HHxFb_ePiy2kUXVuHDXT-NQbFtqUp4HyXVpUCPVZEmL56W3KkdwCtpfYJwsNKIgoVSA-dfNEfuqY_lFjAA/-nljHVc4u7OdAn8cU1r9MqOD0niAbJTr/8> 
<https://links.pensionbee.com/s/c/JlYID44Dh6FjBnzWZ6ZVPiQ9rPEFFz5rBNbIAjBhuEAtUgFvHuTFS5FeNkRskOumWSbYOXhYU4TQl5hyjUz3MqUuVtdB36SX06-ZWpC8MUsbW7I_M2Vdlfreuub6q1Egttmw9bx-c3W4B-iQ6Tgn45CS3l4vOWpuT74JuU96Zk4cLgsJgLRC2fz7LPr04CsbymzhrT5v16k4WUgXsyLfqYyos3zMstcHZCqN0goufNvDOBn5Is7UdTtk2NWbidB1MTnIhNEUZss5BiGBfysZOqC7AIwHwnNo49uH5JQwasUUAmPv5zVtCMpP/WxEj3bbshW8caODaM100UBNb0KFNw6VQ/8> 
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ypgT6l6iuqemcTKDGTZ6ICM4bi-FR2bfOnq8Oq_8SuQ9g8hdvjyQzqLwjyjjc0-bocWPm1a-U=
DZGFrxKVA-HbfqSQ3zU0PpUeB27g4qQtCBXPlgWYc8TrxPg6OpXZc0iBqVyf0-FpJlElpnflE=
LbTwSfnOEGLkRxH1MK4ajIEHYACunMeSiHgXZhKot6VuWS_0Ok6B9dD-JQPAScm8JGwrHzIRm=
S4kdkuas-7C6US0iHngWPbek499t_G8vIAlJhD_I7vJtBrQ70mfxdACmuxcmIItfsLl5UPRbG=
MVUwJQ/OcBFM2OSyxBGxAyiGPX6RYWXS6N8GXCp/8" =
style=3D"color:#343a40;text-decoration:none; display:block; =
line-height:42px;" target=3D"_blank" title=3D"">Log in</a> </td> </tr> =
</table> </td> </tr> </table> </td> </tr> =
</table></div></td></tr></table><table class=3D"image_block block-2" =
width=3D"100%" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" =
role=3D"presentation" style=3D"box-sizing: border-box; mso-table-lspace: =
0; mso-table-rspace: 0;"><tr style=3D"box-sizing: border-box;"><td =
class=3D"pad" style=3D"box-sizing: border-box; width: 100%;" =
width=3D"100%"><div class=3D"alignment" align=3D"center" =
style=3D"box-sizing: border-box;"><div style=3D"box-sizing: border-box; =
max-width: 600px;"><a =
href=3D"https://links.pensionbee.com/s/c/tEbWYkZvf9AKqOf9nOYPa_JpulwIvzQm=
eVDoFNl4-2-L9qibkFXR_QgKsVQgiPunlnj-Z_8nALT0OYTCaZfS1M0uPB9HmDAkfbOtpT7Jm=
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WaQjrr4q41cuCZbKTId6OF4ZXfiGA2r6Dd1EueyR8etnp_FvqqQeK1b_vC9jT_eaIoC4RSGZ_=
CoO4lRMrPMS9HBnDuP6LSgf6Fcf61ze8ibwrMsA72OhChg8RNah4mq1FaFMK_qCY7A0x7v9Pe=
vFtvbA/wl02dDS4vJLPG0vlYT2d-sjhewg6Oan-/8" target=3D"_blank" =
style=3D"box-sizing: border-box; outline: none;" tabindex=3D"-1"><img =
src=3D"https://res.cloudinary.com/pensionbee/image/upload/v1724855053/ema=
ils/2024/How_to_trace_my_old_pensions.png" style=3D"box-sizing: =
border-box; display: block; height: auto; border: 0; width: 100%;" =
width=3D"600" alt=3D"Image" title=3D"Image" =
height=3D"auto"></a></div></div></td></tr></table></td></tr></tbody></tab=
le></td></tr></tbody></table><table class=3D"row row-2" align=3D"center" =
width=3D"100%" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" =
role=3D"presentation" style=3D"box-sizing: border-box; mso-table-lspace: =
0; mso-table-rspace: 0;"><tbody style=3D"box-sizing: border-box;"><tr =
style=3D"box-sizing: border-box;"><td style=3D"box-sizing: =
border-box;"><table class=3D"row-content stack" align=3D"center" =
border=3D"0" cellpadding=3D"0" cellspacing=3D"0" role=3D"presentation" =
style=3D"box-sizing: border-box; mso-table-lspace: 0; mso-table-rspace: =
0; border-radius: 0; color: #000; width: 600px; margin: 0 auto;" =
width=3D"600"><tbody style=3D"box-sizing: border-box;"><tr =
style=3D"box-sizing: border-box;"><td class=3D"column column-1" =
width=3D"100%" style=3D"box-sizing: border-box; mso-table-lspace: 0; =
mso-table-rspace: 0; font-weight: 400; text-align: left; padding-bottom: =
5px; padding-top: 5px; vertical-align: top;" align=3D"left" =
valign=3D"top"><table class=3D"text_block block-1" width=3D"100%" =
border=3D"0" cellpadding=3D"10" cellspacing=3D"0" role=3D"presentation" =
style=3D"box-sizing: border-box; mso-table-lspace: 0; mso-table-rspace: =
0; word-break: break-word;"><tr style=3D"box-sizing: border-box;"><td =
class=3D"pad" style=3D"box-sizing: border-box;"><div =
style=3D"box-sizing: border-box; font-family: sans-serif;"><div class =
style=3D"box-sizing: border-box; font-size: 12px; font-family: =
Arial,'Helvetica Neue',Helvetica,sans-serif; mso-line-height-alt: 18px; =
color: #3a342c; line-height: 1.5;"><p style=3D"box-sizing: border-box; =
line-height: inherit; margin: 0; font-size: 16px; mso-line-height-alt: =
24px;"><span style=3D"box-sizing: border-box; word-break: break-word; =
font-size: 16px;"><span style=3D"box-sizing: border-box; word-break: =
break-word;">Hi Robert,</span></span></p><p style=3D"box-sizing: =
border-box; line-height: inherit; margin: 0; font-size: 16px; =
mso-line-height-alt: 18px;">&nbsp;</p><p style=3D"box-sizing: =
border-box; line-height: inherit; margin: 0; mso-line-height-alt: =
24px;"> <span style=3D"box-sizing: border-box; word-break: break-word; =
font-size: 16px;">If you=E2=80=99ve had a few jobs, chances are you may =
have a few pension pots. Keeping track of them can be difficult, and you =
may have lost the details of one or more of your pensions altogether, =
especially if you=E2=80=99ve moved house.</span></p><p =
style=3D"box-sizing: border-box; line-height: inherit; margin: 0; =
mso-line-height-alt: 18px;">&nbsp;</p><p style=3D"box-sizing: =
border-box; line-height: inherit; margin: 0; mso-line-height-alt: =
24px;"> <span style=3D"box-sizing: border-box; word-break: break-word; =
font-size: 16px;">If you have the policy number for any previous =
pension, tell us and we can get started on moving your money across to =
your new PensionBee pension.&nbsp;</span></p><p style=3D"box-sizing: =
border-box; line-height: inherit; margin: 0; mso-line-height-alt: =
18px;">&nbsp;</p><p style=3D"box-sizing: border-box; line-height: =
inherit; margin: 0; mso-line-height-alt: 24px;"><span =
style=3D"box-sizing: border-box; word-break: break-word; font-size: =
16px;">If you need to do a little more detective work, here=E2=80=99s a =
few ways you can track your pensions down:</span></p><ul =
style=3D"box-sizing: border-box; line-height: 1.5; mso-line-height-alt: =
24px; font-size: 12px;"><li class style=3D"box-sizing: =
border-box;"><span style=3D"box-sizing: border-box; word-break: =
break-word; font-size: 16px;"><strong style=3D"box-sizing: =
border-box;">Contact your previous pension provider</strong> - if you =
know the name of your old provider but not your policy number, you can =
contact them to find out. They should be able to locate it for you with =
some basic details.&nbsp;</span></li><li class style=3D"box-sizing: =
border-box;"> <span style=3D"box-sizing: border-box; word-break: =
break-word; font-size: 16px;"><strong style=3D"box-sizing: =
border-box;">Contact the HR department of your previous employer =
</strong>- if you=E2=80=99re not sure who your pension provider is, =
reach out to your old employer. You=E2=80=99ll need to give them some =
personal details like your National Insurance number and the dates you =
worked for them.</span></li><li class style=3D"box-sizing: border-box;"> =
<span style=3D"box-sizing: border-box; word-break: break-word; =
font-size: 16px;"><strong style=3D"box-sizing: border-box;">Check with =
the <a =
href=3D"https://links.pensionbee.com/s/c/SRAX889Af1Dej7qmQ_1Xv-qxT0E_lR0y=
dudrAKsouGoEFqMX46PdTtOZhuF7obrd1pARIdDDri1SNxeq__u0I0XaWUBPdzDpsx9hiKzjr=
01EqV1FkarYCfP7tb8aAXq1gUvrkBY3sQ7MGJ4RlBrCQaVOpA73Sg0y7sr4f0zXsUVbECStC5=
CLNumJ_n5Lzmk5UUBxSgSHM93s4dvZdNW3FvEIUJXeoCljHCEp-L-8-kO5N1V5pRFs3e8xFet=
MkQRTASZWZjQ2FMkcho8NFp2r5WXqsXE-bZjOwmk5GkfDycv8Y-ktcTi9u5MMK58JNPA2S69l=
RjiJPnT0kMg1wYLuuHDjHNzalDlNmJGCc2lsgC03R_mF/6iDlYRFecy6U0P9q1ed5z2Hx_y0a=
QsPK/8" target=3D"_blank" style=3D"box-sizing: border-box; =
text-decoration: none; color: #007db7;" rel=3D"noopener">Department for =
Work and Pensions</a> (DWP)</strong> - if you worked in the public =
sector you can also find your old pension information via the =
DWP.</span></li><li class style=3D"box-sizing: border-box;"> <span =
style=3D"box-sizing: border-box; word-break: break-word; font-size: =
16px; background-color: transparent;"><strong style=3D"box-sizing: =
border-box;">Use the government=E2=80=99s <a =
href=3D"https://links.pensionbee.com/s/c/jhu0HHYD7TVmMfBaIlZoABZem5JjtDy6=
pNT_tmZmlx50qU_bbyLbIfHeCfDAQZhFv1vpE1hQu6obOoWBWBs5D7h6xnOVA_V-X7pPe4Y_U=
tmd0R_N5KnaanjFrXSNvpLZ-5hOZwSs58Xn6mbk-HirR_a8UH6xpPsHv9Z9oxJRUeh7MajC7A=
u8mcgpWs00yb1vu7FT5OquZ0FF1eDjohYxuTHY-GWd5mbfuC9jubi0RpNRQ19NzB4emBVyiZc=
mcKaIhk02df-xOghWrOug8V34Kq4-s2iwRlhDceJamu7gFnvUWc237xqZwUEwC9CfpC6xte5G=
4r8Ls2tbLhQ/sXI152QD37kmRhb4IkYxf2aTcSD3NA8m/8" target=3D"_blank" =
style=3D"box-sizing: border-box; text-decoration: none; color: #007db7;" =
rel=3D"noopener">Pension Tracing Service</a></strong> - it=E2=80=99s =
free and searches a database to find the name and contact details of =
your pension provider. You can call them, write to them or <a =
href=3D"https://links.pensionbee.com/s/c/8fEJ9EO131jkpV5o6RoErtt68sNnZRbq=
WF-elxhzh4MNjXPdBuLu9CeqG__HJPTPq7Vav2gaF1W_5aAoG8eWkLldnhQ7GouxvIiHkrHFe=
j01xtGxb4oQG0ksUkw2DbMhdCrPtrYL60MiTyCsc2v9q4R1NoKk9UK9sv6E_LVHOfzDGBeAjb=
LzrKzI3TW8Ub7Zj3EYHBrAIFmd7rnLrr5tPa9keAwKYUPUzR7yKpEd2ZjoeevI3mZdU2guDoR=
2n3SFS0MdPpHdLAcOgagJkWUHhaYVdEX_jr3SoZU5DJrTch4i6H6fWNYm0_hbSSdePI95Hxux=
-g4pmCt0giE/lCfiTkqPv_H802AH4KU0jf862R4qAZOx/8" target=3D"_blank" =
style=3D"box-sizing: border-box; text-decoration: none; color: #007db7;" =
rel=3D"noopener">fill in an online form</a> to get things =
started.&nbsp;</span> </li></ul><p style=3D"box-sizing: border-box; =
line-height: inherit; margin: 0; mso-line-height-alt: 24px;"><br =
style=3D"box-sizing: border-box;"><span style=3D"box-sizing: border-box; =
word-break: break-word; font-size: 16px;">Once you=E2=80=99ve found your =
pension pots, PensionBee can make things easier by combining those =
pensions for you into <strong style=3D"box-sizing: border-box;">one =
simple online plan</strong>. It only takes a few minutes to complete =
your sign up.</span></p><p style=3D"box-sizing: border-box; line-height: =
inherit; margin: 0; mso-line-height-alt: =
18px;">&nbsp;</p></div></div></td></tr></table><table =
class=3D"button_block block-2" width=3D"100%" border=3D"0" =
cellpadding=3D"10" cellspacing=3D"0" role=3D"presentation" =
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0;"><tr style=3D"box-sizing: border-box;"><td class=3D"pad" =
style=3D"box-sizing: border-box;"><div class=3D"alignment" =
align=3D"center" style=3D"box-sizing: border-box;"><a =
href=3D"https://links.pensionbee.com/s/c/sBCZeXFKR4gfAExaVpPd3Zd6TkcLGh8l=
IwqzRiAvP9tohrmD2rqIHfaGyPdIbVWM8lYFQNK4KvwUvBLSPSnSDrnRBzeq-qXCVWLr2xzkJ=
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style=3D"box-sizing: border-box; color: #000000; text-decoration: =
none;"><!--[if mso]><v:roundrect =
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xmlns:w=3D"urn:schemas-microsoft-com:office:word" =
href=3D"https://links.pensionbee.com/s/c/zoKfaejMkG8g3NY2fFSCfhcT15meyGHk=
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inset=3D"0px,0px,0px,0px"> <center dir=3D"false" =
style=3D"color:#000000;font-family:sans-serif;font-size:16px"><![endif]--=
> <span class=3D"button" style=3D"box-sizing: border-box; =
background-color: #f9c000; border-bottom: 0px solid transparent; =
border-left: 0px solid transparent; border-radius: 12px; border-right: =
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auto; word-break: keep-all; letter-spacing: normal;"><span =
style=3D"box-sizing: border-box; word-break: break-word; line-height: =
32px;"><strong style=3D"box-sizing: border-box;">Finish your sign =
up</strong></span></span> <!--[if =
mso]></center></v:textbox></v:roundrect><![endif]--></a></div></td></tr><=
/table></td></tr></tbody></table></td></tr></tbody></table><table =
class=3D"row row-3" align=3D"center" width=3D"100%" border=3D"0" =
cellpadding=3D"0" cellspacing=3D"0" role=3D"presentation" =
style=3D"box-sizing: border-box; mso-table-lspace: 0; mso-table-rspace: =
0;"><tbody style=3D"box-sizing: border-box;"><tr style=3D"box-sizing: =
border-box;"><td style=3D"box-sizing: border-box;"><table =
class=3D"row-content" align=3D"center" border=3D"0" cellpadding=3D"0" =
cellspacing=3D"0" role=3D"presentation" style=3D"box-sizing: border-box; =
mso-table-lspace: 0; mso-table-rspace: 0; border-radius: 0; color: #000; =
width: 600px; margin: 0 auto;" width=3D"600"><tbody style=3D"box-sizing: =
border-box;"><tr style=3D"box-sizing: border-box;"><td class=3D"column =
column-1" width=3D"25%" style=3D"box-sizing: border-box; =
mso-table-lspace: 0; mso-table-rspace: 0; font-weight: 400; text-align: =
left; padding-bottom: 5px; padding-top: 5px; vertical-align: top;" =
align=3D"left" valign=3D"top"><table class=3D"image_block block-1" =
width=3D"100%" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" =
role=3D"presentation" style=3D"box-sizing: border-box; mso-table-lspace: =
0; mso-table-rspace: 0;"><tr style=3D"box-sizing: border-box;"><td =
class=3D"pad" style=3D"box-sizing: border-box; padding-bottom: 15px; =
padding-left: 25px; padding-right: 25px; padding-top: 20px; width: =
100%;" width=3D"100%"><div class=3D"alignment" align=3D"right" =
style=3D"box-sizing: border-box;"><div style=3D"box-sizing: border-box; =
max-width: 100px;"><img =
src=3D"https://res.cloudinary.com/pensionbee/image/upload/v1692616392/hea=
dshots/pension_confident_podcast.png" style=3D"box-sizing: border-box; =
display: block; height: auto; border: 0; width: 100%;" width=3D"100" alt =
title height=3D"auto"></div></div></td></tr></table></td><td =
class=3D"column column-2" width=3D"75%" style=3D"box-sizing: border-box; =
mso-table-lspace: 0; mso-table-rspace: 0; font-weight: 400; text-align: =
left; padding-bottom: 5px; padding-top: 5px; vertical-align: top;" =
align=3D"left" valign=3D"top"><table class=3D"text_block block-1" =
width=3D"100%" border=3D"0" cellpadding=3D"10" cellspacing=3D"0" =
role=3D"presentation" style=3D"box-sizing: border-box; mso-table-lspace: =
0; mso-table-rspace: 0; word-break: break-word;"><tr =
style=3D"box-sizing: border-box;"><td class=3D"pad" style=3D"box-sizing: =
border-box;"><div style=3D"box-sizing: border-box; font-family: =
sans-serif;"><div class style=3D"box-sizing: border-box; font-size: =
14px; font-family: Arial,'Helvetica Neue',Helvetica,sans-serif; =
mso-line-height-alt: 21px; color: #3a342c; line-height: 1.5;"><p =
style=3D"box-sizing: border-box; line-height: inherit; margin: 0; =
font-size: 14px; mso-line-height-alt: 21px;"> This month on <strong =
style=3D"box-sizing: border-box;">The Pension Confident Podcast</strong> =
we=E2=80=99re revealing the easiest way to retire with more money. Join =
our expert panel as they share practical tips on how to stay engaged =
with your finances and take control of your retirement planning. <a =
href=3D"https://links.pensionbee.com/s/c/79-qFnHTnX8__aKnYOO7a6OjJD9M4kMU=
TNEdJ63k4YWi3tDwzfGPgo5tF3tMvEP22QZuxcfpgIiSFKau2W3jpIaVCSKevbuyUWi8noacW=
vSGnPmV2QLv0u8eGHgq9XnC39RZ5kzHnrE4J-IiluvZy2hWGv16a1gkNd87DWEaKSEgK0BGZD=
nfycmp5sNNo9eO7IsHfDnkFrKKBod1np_rBz8Qgn5FnGE-OZHtGAPrz-gBvZeswE54WOe9QAx=
KoFVGObLTVtwtI2t1qb9wIZtkgG9iJ-GAphKrH8kJ8ZfobF2CrxQrfJMdOolLHfzpZwa7xfDN=
Lvb4TSlh9FiIly538gMxlPaZQXal-2ROMQ/mDIWn7ihl1WeVMwUIDtywsDnJnD8960e/8" =
style=3D"box-sizing: border-box; text-decoration: underline; color: =
#007db7;">Read the transcript</a>, <a =
href=3D"https://links.pensionbee.com/s/c/12Z-iO-gYhHP8m6TR0kRf0qm5ZQgW0_E=
UnQBevJMxVNxeO0NLvG-JTHsASKlhtewXNBklHYqDdojJ7Pls3LrOd9b5MgbHMl4SrxHMlv8e=
EqWcrUGuOcZMjIl7VOLVKr6UoLLtx0MPbJ4HAXrvfOJDD7EbjhejbJtVtOPd1FvX5gHXhTNPs=
0izKSgrDtW9KCH9alvORI32jfCVs0MsnqkW5Kr1mF4yphByyxnancIQ4WKD6_7NBf1pvXFDdG=
2FCZgDwhjhmdDmbaEIGNKBO2XLASIuhJhyUc2G0fO0lOn3QjKKn8/YVz_ZBBqBdBqthIq22xO=
c-gL7J05Afgp/8" style=3D"box-sizing: border-box; text-decoration: =
underline; color: #007db7;">listen on all major podcast platforms</a> or =
from the PensionBee app. =
</p></div></div></td></tr></table></td></tr></tbody></table></td></tr></t=
body></table><table class=3D"row row-4" align=3D"center" width=3D"100%" =
border=3D"0" cellpadding=3D"0" cellspacing=3D"0" role=3D"presentation" =
style=3D"box-sizing: border-box; mso-table-lspace: 0; mso-table-rspace: =
0;"><tbody style=3D"box-sizing: border-box;"><tr style=3D"box-sizing: =
border-box;"><td style=3D"box-sizing: border-box;"><table =
class=3D"row-content stack" align=3D"center" border=3D"0" =
cellpadding=3D"0" cellspacing=3D"0" role=3D"presentation" =
style=3D"box-sizing: border-box; mso-table-lspace: 0; mso-table-rspace: =
0; color: #333; width: 600px; margin: 0 auto;" width=3D"600"><tbody =
style=3D"box-sizing: border-box;"><tr style=3D"box-sizing: =
border-box;"><td class=3D"column column-1" width=3D"100%" =
style=3D"box-sizing: border-box; mso-table-lspace: 0; mso-table-rspace: =
0; font-weight: 400; text-align: left; padding-bottom: 30px; =
padding-top: 15px; vertical-align: top;" align=3D"left" =
valign=3D"top"><table class=3D"button_block block-1" width=3D"100%" =
border=3D"0" cellpadding=3D"10" cellspacing=3D"0" role=3D"presentation" =
style=3D"box-sizing: border-box; mso-table-lspace: 0; mso-table-rspace: =
0;"><tr style=3D"box-sizing: border-box;"><td class=3D"pad" =
style=3D"box-sizing: border-box;"><div class=3D"alignment" =
align=3D"center" style=3D"box-sizing: border-box;"> <a =
href=3D"https://links.pensionbee.com/s/c/Pp3JqRPJt7sxfbA00sh42NeTXQXvgJsJ=
qHWlNPDORdTcyWD7xnLBW0RybtWslHdPXTc9qkewlIogTYeNrxohMKqohsUzxM-DaFgk_Qcnu=
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a0k42_JHuZ2J/8" target=3D"_blank" style=3D"box-sizing: border-box; =
color: #000000; text-decoration: none;"><!--[if mso]><v:roundrect =
xmlns:v=3D"urn:schemas-microsoft-com:vml" =
xmlns:w=3D"urn:schemas-microsoft-com:office:word" =
href=3D"https://links.pensionbee.com/s/c/D-Z16yrI7avPjF9VpadiaVoIsqfT7nWm=
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weight=3D"0px" color=3D"#f9c000"/> <w:anchorlock/> <v:textbox =
inset=3D"0px,0px,0px,0px"> <center dir=3D"false" =
style=3D"color:#000000;font-family:sans-serif;font-size:16px"><![endif]--=
> <span class=3D"button" style=3D"box-sizing: border-box; =
background-color: #f9c000; border-bottom: 0px solid transparent; =
border-left: 0px solid transparent; border-radius: 12px; border-right: =
0px solid transparent; border-top: 0px solid transparent; color: =
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auto; word-break: keep-all; letter-spacing: normal;"><span =
style=3D"box-sizing: border-box; word-break: break-word; line-height: =
32px;"><strong style=3D"box-sizing: border-box;">Listen =
now</strong></span></span> <!--[if =
mso]></center></v:textbox></v:roundrect><![endif]--></a></div></td></tr><=
/table><table class=3D"text_block block-2" width=3D"100%" border=3D"0" =
cellpadding=3D"10" cellspacing=3D"0" role=3D"presentation" =
style=3D"box-sizing: border-box; mso-table-lspace: 0; mso-table-rspace: =
0; word-break: break-word;"><tr style=3D"box-sizing: border-box;"><td =
class=3D"pad" style=3D"box-sizing: border-box;"><div =
style=3D"box-sizing: border-box; font-family: sans-serif;"><div class =
style=3D"box-sizing: border-box; font-size: 14px; font-family: =
Arial,'Helvetica Neue',Helvetica,sans-serif; mso-line-height-alt: 28px; =
color: #3a342c; line-height: 2;"><p style=3D"box-sizing: border-box; =
line-height: inherit; margin: 0; font-size: 14px; text-align: center; =
mso-line-height-alt: 28px;"><em style=3D"box-sizing: border-box;">When =
investing, your capital is at risk. Pensions can go down in value as =
well as up, so you could get back less than you =
invest.</em></p></div></div></td></tr></table><table class=3D"text_block =
block-3" width=3D"100%" border=3D"0" cellpadding=3D"5" cellspacing=3D"0" =
role=3D"presentation" style=3D"box-sizing: border-box; mso-table-lspace: =
0; mso-table-rspace: 0; word-break: break-word;"><tr =
style=3D"box-sizing: border-box;"><td class=3D"pad" style=3D"box-sizing: =
border-box;"><div style=3D"box-sizing: border-box; font-family: =
sans-serif;"><div class style=3D"box-sizing: border-box; font-size: =
14px; font-family: Arial,'Helvetica Neue',Helvetica,sans-serif; =
mso-line-height-alt: 21px; color: #3a342c; line-height: 1.5;"><p =
style=3D"box-sizing: border-box; line-height: inherit; margin: 0; =
font-size: 14px; text-align: center; mso-line-height-alt: =
21px;">&nbsp;</p><p style=3D"box-sizing: border-box; line-height: =
inherit; margin: 0; font-size: 14px; text-align: center; =
mso-line-height-alt: 21px;"><span style=3D"box-sizing: border-box; =
word-break: break-word; color: #000000;"><strong style=3D"box-sizing: =
border-box;">Have a question?</strong></span></p><p style=3D"box-sizing: =
border-box; line-height: inherit; margin: 0; font-size: 14px; =
text-align: center; mso-line-height-alt: 21px;"> Get in touch with our =
friendly UK team.</p></div></div></td></tr></table><table =
class=3D"html_block block-4" width=3D"100%" border=3D"0" =
cellpadding=3D"0" cellspacing=3D"0" role=3D"presentation" =
style=3D"box-sizing: border-box; mso-table-lspace: 0; mso-table-rspace: =
0;"><tr style=3D"box-sizing: border-box;"><td class=3D"pad" =
style=3D"box-sizing: border-box;"><div style=3D"box-sizing: border-box; =
font-family: Arial,'Helvetica Neue',Helvetica,sans-serif; text-align: =
center;" align=3D"center"><table align=3D"center" border=3D"0" =
cellpadding=3D"0" cellspacing=3D"0" class=3D"em_wrapper" style=3D"width: =
600px;" width=3D"600"> <tbody> <tr> <td align=3D"center" class=3D"em_p3" =
style=3D"padding: 15px 70px;" valign=3D"top"> <table align=3D"center" =
border=3D"0" cellpadding=3D"0" cellspacing=3D"0" width=3D"100%"> <tbody> =
<tr> <td valign=3D"top"> <table align=3D"left" border=3D"0" =
cellpadding=3D"0" cellspacing=3D"0" class=3D"em_wrapper" style=3D"width: =
290px;" width=3D"290"> <tbody> <tr> <td align=3D"center" valign=3D"top"> =
<table align=3D"left" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" =
class=3D"em_wrapper" style=3D"width: 130px;" width=3D"130"> <tbody> <tr> =
<td align=3D"center" class=3D"em_h0" height=3D"31" style=3D"height: =
31px;" valign=3D"middle"><img alt=3D"" border=3D"0" =
src=3D"https://res.cloudinary.com/pensionbee/image/upload/v1731507652/ema=
ils/Call_us.png" style=3D"display: block; max-width: 30px; font-family: =
Arial, sans-serif; font-size: 15px; line-height: 18px; color: #000000; =
padding: 0px; text-align: center; height: auto; width: 100%;" =
width=3D"30"></td> </tr> <tr> <td align=3D"center" =
class=3D"em_defaultlink" style=3D"padding-top: 9px; font-family: 'Open =
Sans', Arial, sans-serif; font-size: 12px; line-height: 22px; color: =
#000000; font-weight: 750;" valign=3D"top">020 3457 8444&nbsp;</td> =
</tr> <tr> <td class=3D"em_defaultlink" style=3D"padding-top: 12px; =
font-family: 'Open Sans', Arial, sans-serif; font-size: 11px; =
line-height: 16px; color: rgb(0, 0, 0); font-weight: 400; =
letter-spacing: 0.3px; text-align: center;" valign=3D"top">Monday - =
Friday: 9:30am-5pm</td> </tr> </tbody> </table> <table align=3D"right" =
border=3D"0" cellpadding=3D"0" cellspacing=3D"0" class=3D"em_wrapper" =
style=3D"width: 130px;" width=3D"130"> <tbody> <tr> <td align=3D"center" =
class=3D"em_h0 em_pt25" height=3D"31" style=3D"height: 31px;" =
valign=3D"middle"><img alt=3D"123" border=3D"0" =
src=3D"https://res.cloudinary.com/pensionbee/image/upload/v1731507652/ema=
ils/Email_us.png" style=3D"display: block; max-width: 34px; font-family: =
Arial, sans-serif; font-size: 15px; line-height: 18px; color: #000000; =
padding: 0px; height: auto; width: 100%; text-align: center;" =
width=3D"30"></td> </tr> <tr> <td class=3D"em_defaultlink" =
style=3D"padding-top: 9px; font-family: 'Open Sans', Arial, sans-serif; =
font-size: 12px; line-height: 22px; color: rgb(0, 0, 0); font-weight: =
750; text-align: center;" valign=3D"top"><span style=3D"color: rgb(0, 0, =
0);"><a href=3D"mailto:contact@pensionbee.com?subject=3D" =
style=3D"text-decoration: none; color: rgb(0, 0, 0);" =
title=3D"contact@pensionbee.com" =
data-linkto=3D"mailto:">contact@pensionbee.com</a></span></td> </tr> =
<tr> <td class=3D"em_defaultlink" style=3D"padding-top: 12px; =
font-family: 'Open Sans', Arial, sans-serif; font-size: 11px; =
line-height: 16px; color: rgb(0, 0, 0); font-weight: 400; =
letter-spacing: 0.3px; text-align: center;" valign=3D"top">Send us an =
email and we'll get back to you as soon as possible</td> </tr> </tbody> =
</table> </td> </tr> </tbody> </table> <table align=3D"right" =
border=3D"0" cellpadding=3D"0" cellspacing=3D"0" class=3D"em_wrapper" =
style=3D"width: 130px;" width=3D"130"> <tbody> <tr> <td align=3D"center" =
class=3D"em_h0 em_pt25" height=3D"31" style=3D"height: 31px;" =
valign=3D"middle"><img alt=3D"" border=3D"0" =
src=3D"https://res.cloudinary.com/pensionbee/image/upload/v1731507653/ema=
ils/Live_chat.png" style=3D"display: block; max-width: 34px; =
font-family: Arial, sans-serif; font-size: 15px; line-height: 18px; =
color: #000000; padding: 0px; height: auto; width: 100%; text-align: =
center;" width=3D"28"></td> </tr> <tr> <td align=3D"center" =
class=3D"em_defaultlink" style=3D"padding-top: 7px; font-family: 'Open =
Sans', Arial, sans-serif; font-size: 12px; line-height: 22px; color: =
#000000; font-weight: 750;" valign=3D"top"><a =
href=3D"https://links.pensionbee.com/s/c/nTxiLmF9f3ljqACqSr9Atn3T1wm-yKbX=
-dt7tSh33AuP8OuMlqEE9_oqcBZBAvK2AAmpYeCR8nMBKk1NJTKU9A-z4o28xrizEV1tNCJUF=
_F8kFUSddaL2mbDtYttBWOg_-3gFpCKyqB3o3mZdyh6tFz8YJ8JHxEHHcijZbAcO2rLDgx8m8=
LP4v88pgTfL7Z_FXs0PyCVcGnXYFmWHnSE8HjghfWZjcxHabGDj3e-zEZ2rsNTGRBe5xMKvB2=
8dthUPxpF-JQHMJgoWY64tqGUhsnGGf6kxSvytly7s3uYFyNO9w37yQ95iCM/i12-B_qqLkbY=
STZwEW7aFNaCr6s1Vahq/8" style=3D"text-decoration: none;" title=3D"Launch =
live chat" data-linkto=3D"https://"><span style=3D"color: rgb(0, 0, =
0);">Launch live chat</span></a></td> </tr> <tr> <td =
class=3D"em_defaultlink" style=3D"padding-top: 12px; font-family: 'Open =
Sans', Arial, sans-serif; font-size: 11px; line-height: 16px; color: =
rgb(0, 0, 0); font-weight: 400; letter-spacing: 0.3px; text-align: =
center;" valign=3D"top">Speak to a member of our friendly team now</td> =
</tr> </tbody> </table> </td> </tr> <tr> <td =
valign=3D"top"><br>&nbsp;</td> </tr> </tbody> </table> </td> </tr> =
</tbody> </table> <table align=3D"center" border=3D"0" cellpadding=3D"0" =
cellspacing=3D"0" class=3D"em_wrapper" style=3D"width: 600px;" =
width=3D"600"> <tbody> <tr> <td align=3D"center" valign=3D"top"> <table =
align=3D"center" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" =
width=3D"100%"> <tbody> <tr> <td bgcolor=3D"#F9C000" height=3D"12" =
style=3D"height: 12px; font-size: 0px; line-height: 0px;">&nbsp;</td> =
</tr> <tr> <td align=3D"center" class=3D"em_p30" style=3D"padding: 30px =
20px;" valign=3D"top"> <table align=3D"center" border=3D"0" =
cellpadding=3D"0" cellspacing=3D"0" width=3D"100%"> <tbody> <tr> <td =
align=3D"center" valign=3D"top"> <table align=3D"center" border=3D"0" =
cellpadding=3D"0" cellspacing=3D"0" class=3D"em_wrapper" style=3D"width: =
442px;" width=3D"442"> <tbody> <tr> <td valign=3D"top"> <table =
align=3D"center" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" =
class=3D"em_wrapper" style=3D"width: 279px;" width=3D"279"> <tbody> <tr> =
<td align=3D"center" valign=3D"top"> <p style=3D"font-family: Arial, =
Arial Black, Tahoma, Trebuchet MS, Verdana, sans-serif; font-size: 12px; =
color: #aaa; text-decoration: none;"><a =
href=3D"https://links.pensionbee.com/s/c/5A0ffuF0lD-MlcJLh-TM5aH9ORBzNr9u=
AzyMGYbJ2Rhnl_lMxgLpPDmFrM-4vHeU7r_GLD3p0QOHmk6V8-v-3SyOUopl2-77B0d_rdfM6=
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zdarDyZ9UwUAXQE-Wj_8XKv0fiVhgYsCdx2Ch9wSW2Gi0jV_uArOM0mKOzdR9fiaqNtpJkzBi=
CM/WV55-GF6fcm7o93t1WK1wXXlXrhQnvGJ/8" rel=3D"noopener noreferrer" =
style=3D"text-decoration: none; text-underline: none;" =
target=3D"_blank"> <img alt=3D"Trustpilot rating" border=3D"0" =
height=3D"16" =
src=3D"https://emailsignature.trustpilot.com/signature/en-US/2/55f7e14b00=
00ff0005835423/text.png" style=3D"max-height: 16px; margin: 0; padding: =
0; width: auto; border: none;"> <br><img alt=3D"Trustpilot Stars" =
border=3D"0" height=3D"40" =
src=3D"https://emailsignature.trustpilot.com/signature/en-US/2/55f7e14b00=
00ff0005835423/stars.png" style=3D"max-width: 160px; width: 100%; =
max-height: 40px; border: none;" width=3D"160"> </a> <br><a =
href=3D"https://links.pensionbee.com/s/c/DqJhPvUyTh2qU328ssu1KHziaeAv3V_i=
ceyRkaq5ZCrJkiYbPOiYdV5e5Lq4tefZlk61RlOlPMJc_EeHqIHZgIxuCXo_YXHJiai6hs_kx=
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MY/cXj-0FULgZndLJIJEzLRvs5uvIjWTzT7/8" rel=3D"noopener noreferrer" =
style=3D"text-decoration: none; text-underline: none;" =
target=3D"_blank"> <img alt=3D"Trustpilot Logo" border=3D"0" =
height=3D"20" =
src=3D"https://emailsignature.trustpilot.com/brand/s/2/logo.png" =
style=3D"max-width: 79px; width: 100%; max-height: 20px; border: none;" =
width=3D"79"> </a></p> <p></p> <table stlye=3D"margin-top: 16px;" =
align=3D"left" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" =
class=3D"em_wrapper" style=3D"width: 123px;" width=3D"123"> <tbody> =
<tr></tr> </tbody> </table> </td> </tr> </tbody> </table> </td> </tr> =
</tbody> </table> <table align=3D"center" border=3D"0" cellpadding=3D"0" =
cellspacing=3D"0"> <tbody> <br> <tr> <td align=3D"center" =
valign=3D"top"><a =
href=3D"https://links.pensionbee.com/s/c/TrmSb_URsr4TTZqJrbkqBNPjg6ReD0oh=
KpIUPSaLzJhKoJ_U02MVDuAMIZTbqT3dzUSYepbVqeR4psNVDcRrwiw5yFgnT05wFYWZNfSFS=
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aopqSbmSIbeKw-k1-RxBHFub2x_6W9XtyiydZIX_Chb5aFJZjOCaJfbA9ckX3B12J4HpSawZl=
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w5U3bALqxIOpzKhvR4dD0QxLzwtu/8" rel=3D"noopener" =
style=3D"text-decoration: none;" target=3D"_blank" title=3D"" =
data-linkto=3D"https://"><img alt=3D"fb" =
src=3D"https://res.cloudinary.com/pensionbee/image/upload/v1731515759/ema=
ils/Social_icons_Facebook_yellow.png" style=3D"display: block; =
max-width: 32px; font-family: Arial, sans-serif; font-size: 15px; =
line-height: 18px; color: #000000; padding: 0px; text-align: center; =
height: auto; width: 100%;" width=3D"32"></a></td> <td class=3D"em_w1" =
style=3D"width: 15px;" width=3D"30"></td> <td align=3D"center" =
valign=3D"top"><a =
href=3D"https://links.pensionbee.com/s/c/9V5n93woJACMwW5jWZB4JwK3aGImEdcp=
fV3oFHIZZqh5myP9hqCTPi8ttXtAE9U5IyRWctbzqWwCE027FJuppQHgJWyAxoEbqttahmhaS=
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style=3D"text-decoration: none;" target=3D"_blank" title=3D"" =
data-linkto=3D"https://"><img alt=3D"fb" =
src=3D"https://res.cloudinary.com/pensionbee/image/upload/v1731515759/ema=
ils/Social_icons_at_yellow.png" style=3D"display: block; max-width: =
32px; font-family: Arial, sans-serif; font-size: 15px; line-height: =
18px; color: #000000; padding: 0px; text-align: center; height: auto; =
width: 100%;" width=3D"35"></a></td> <td class=3D"em_w1" style=3D"width: =
15px;" width=3D"30"></td> <td align=3D"center" valign=3D"top"><a =
href=3D"https://links.pensionbee.com/s/c/ZMUtpUj6luNr2825kQhPl5sq3iaX-nhc=
w9OOqYzW4W3uU5rdsNIwHEGjhegqvyLySU5H-PKNvYxf2CZEuzHrPV3QPtX-4ocX5_63Wqk-p=
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Vc4u7OdAn8cU1r9MqOD0niAbJTr/8" rel=3D"noopener" =
style=3D"text-decoration: none;" target=3D"_blank" title=3D"" =
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