HEX

File: D:/hMailServer/Data/sarahharvey.com/bob/23/{23BFD285-9581-4A7A-9EED-BE27A44D0F6A}.eml
Reply-To: <contact@pensionbee.com>
From: "PensionBee" <marketing@hello.pensionbee.com>
To: <bob@sarahharvey.com>
Subject: Plan for retirement with confidence.
Date: Wed, 4 Jun 2025 17:00:49 +0100
Message-ID: <45.88.64627.1BD60486@i-050a3028de58ca4d2.mta3vrest.sd.prd.sparkpost>
MIME-Version: 1.0
Content-Type: multipart/alternative;
	boundary="----=_NextPart_000_05CC_01DBD6F1.444497D0"
Thread-Index: AQIr2tozS8nZJN5Y9TlKzurGbVTsIw==

This is a multipart message in MIME format.

------=_NextPart_000_05CC_01DBD6F1.444497D0
Content-Type: text/plain;
	charset="utf-8"
Content-Transfer-Encoding: 8bit

  <http://sp.pensionbee.com/q/ANrwos1lhbzpSdaZhjGXpA~~/AABRIhA~/gvvpvrU2Gt4GmpCgGjPR_HjELUkXeycEK6pADlRyAwHapQignnSTWLTGKZJG6AO1GG7gIC039QcswpASCG8EsQ~~>
We’re here to help you. 
<https://links.pensionbee.com/s/eo/YeU-wFVKk-SyoiiEixq0bZBcawKIHBbLfthWDf-KgtCQBR5KcIbwmchRScvf25TPjQ3X21PFA99aFivq1KWASHzEjYsppMlsaNkZgExyyEsKg10m31qcfHSSf7T038-a3c2UEacExbf5FIZ3F8gxK82smmxzPluP2eolH0eTggeL5DWQhZLnFXQykMlMlKrkx43hsfaSuaM77hDJn9oxn1LcyBL55F00nw/6Ju1x5Acg0By-RJG7CWLw0yAk89dD0CN/9>







View in browser 
<https://links.pensionbee.com/s/vb/-UxRebYYiOIDLqjl3xaYMG0DYqFZCxtchZeC8iFK6ETjabMmPlzVwDkYyo3EKsIqeabZtrkxTwLtv53XZoLEy4NVLg7xze2fdWLum1gL-ZFNtjNyVNzieLyC01810AhNc6XAJ00_xtOn9pUEpjE0UFykCbq2mLIF3wk/bDo_hGufBo01PtMmrWh6Nh0H2acKwZwq/9>




Log in




Hi Robert,




It can be a daunting process when you start planning for your retirement. To 
help, here are three things to consider:



1. How much money do you think you’ll need in retirement? If you aren’t sure 
where to start, The Pensions and Lifetime Savings Association’s (PLSA) 
Retirement Living Standards can help you picture what you might be able to 
afford in retirement at three different income levels. The standards, which 
include ‘minimum’, ‘moderate’ and ‘comfortable’, show how far your 
retirement income could go in terms of goods and services like groceries, 
travel, leisure activities and home improvements.



2. How far will your current pension pot go? If you’re not sure you can 
check with our Pension Calculator and see how it compares to the PLSA’s 
living standards. Then, once your sign up is complete, you can access our 
‘Retirement Planner’ and track your saving progress. It can help you see how 
much you need to save to get to your goal and whether you might need to 
consolidate or increase contributions.



3. How can you boost your existing pension savings? Remember it’s never too 
late to start saving into your pension and there are added benefits such as 
employer contributions, if you’re enrolled in your company’s pension scheme, 
as well as tax top ups from the government.



Take control of your retirement with PensionBee and complete your sign up.




Finish your sign up today




With investments, your capital is at risk. Pensions can go down in value as 
well as up, so you could get back less than you invest.




Have a question?

Get in touch with our friendly UK team.







  <https://res.cloudinary.com/pensionbee/image/upload/v1731507652/emails/Call_us.png>
020 3457 8444
Monday - Friday: 9:30am-5pm  <https://res.cloudinary.com/pensionbee/image/upload/v1731507652/emails/Email_us.png>
contact@pensionbee.com <mailto:contact@pensionbee.com?subject=>
Send us an email and we'll get back to you as soon as possible  <https://res.cloudinary.com/pensionbee/image/upload/v1731507653/emails/Live_chat.png>
 <https://links.pensionbee.com/s/c/GFE0zUyynJvwo6wl3jEjr2sYSGuCs373AgY-UlzBdqmpuJD4hNQ1KF83T1y2upz1S2Tu3xterbD4f2WNWbkwV3f8rMNIo-7O_7Ea-gpOr3QOtKF0HEZRqtoeCvGEWmIxEyhBk_9j7ZkyEgLCsa_FwNBT9nBDB389wuPlZ_oxf5WEse8NxkC1xfBqVYa1igzbakG1i22oN6UadhQlqf2of3e7LxFWZBJ7lg_2_BkKBF40cqC5RSe4O_rJpQmxEXDHZ3XJ6shaz-VzqLprZmwf2f1UoiFANBOsVLHOr3fe_8_y4F1ISc372e9EGPiAn-_HH0owCehkewaV7VblrugLdsdQnxtu-iCmqSDv6WIcOWfowsmbVeUJhp5A6fk1f6-pd7IBFKOMXHLl9uZKtE18fkkm/Cm5QQsmfX6mX5Sd8Zrmil8nhNfpy_P8v/9> 
Launch live chatSpeak 
to a member of our friendly team now <https://links.pensionbee.com/s/c/FvJ7boY6M_z2JaFOUHMf2A8n2n45DSQJRnobz7mdQ 
hQ2SmarhetI2EcbH-3M7syLlt4NgLlK5ZDH8Ls0nG-N_hzVjGqJaQdMAz6vKBQGBOrF7BsgbXLPeCq_Mlck2mIhFMa3nk5iyBNXZIY8VcoUwxphgE6FlxH7Pb01dge4UySRokPdgtwHUW11DvzF5khv0Ye2CwmE0OR3A-EOW_ElPJ2IgP2N0IpElBxJVp0KDlBrpk4Msa69EItL0F7PC58ZPuSua78T6whl1RmPiKQ8hj1wr5nq7ZkgX_JivqeVYg5Ll8yKRwmQyfwwX-RsItZemspp-QxlY71bIlIHxZ6-d9knlWh4bbKyR9ViGJsgJd2bNzY5OmP1X2DnOWlWKQX87wEUkQRYbYM0gItRnF85tzy-6pfLvrxPcjcsT2a12ZY0/pIvn_ehsvmHFLtIoTCYOsc4xIjARsnpF/9> 
<https://links.pensionbee.com/s/c/-a4jGnzqP5JWGjI6WOuy99m_aJc3sCPO_ysvRl0hONubvWBDemYVe7ZbRBbQ3ieVwun0yp0gvSZJYlO5VPZINynaO_pST6ktvFZWtGKsFZm7kBqTtRdkdp27EDf9jQMiJFjrRyXhy9Lh1iPmdeWSLtPM9vRFx__4WyosYHaoQj9lg9sEtCUxxikbl-81ZAxEodB6qtTfGWh9hS6_WNhUT8soOoYQ19lwcJHPGlE1aZh7-BrDmZorArp-S0EizpSUSLU8MbDoaaAjCZaKubKgACxo46PoevovRKM0VzzGE-TFENALBUQbyOYp80SPaEoNNxIXud9J-jXN_m1qL6X8drnjTYNo0dXpDUQdzUPHPLorNQPH8g_WwZR7keARYmMK5qUvG4mzUXrtCqb1EjA5n9AJlh0dmU6q98iqZug5jPXV/4hA1Ojk2gMq0TCJBRYMt9OK63sEyL6R6/9> 
<https://links.pensionbee.com/s/c/8J5OYmiG03gDsBa3eDxo38hOjs0ebxb2TWn27h-EJfRDC7qJR2hb8paK7GCaHTLex1v8tMTpcmx4Y2AnjktAqyZnyuOmaHqUCtG3Y1zN-kKwrAP1HACwiBUofD0G0t0Z8tGxgXdTYOTJwy-cj0aDCKat5YJrlFWggy64G0OvLJv1xjuS1scl9VHIZ40nEJYnEFuc0SN6A59EvjMUU0t4VNGqOMHPZ6QJLIq_Cy6XHNQFgXzJf7bImuctiEHsTqAES96jPekJ-49xkKygmkfKJCiMwZrv2I7Bn3MQVHkWfaO9ButPm2aUITaoMOvccZd7lWt20v2nxEawsvSwh_pKC_myPVN5oltWQmC3ImR0YAeJXc6nYHmS9PIpr34NyvVBR5z44ebLrSXoz2c-zG8VDRR9lbFtpXMEQLFB-11XaA/tgB55zgHsQgLmjwrSE-fEPt3tYAkRClL/9> 
<https://links.pensionbee.com/s/c/V3MdNfx8DQkf5zNqKYrvyi3NXiP3OUgXxVQlw1ErKC79oJVL3DMdOBiKFNBjjSNxG9xHH0pOl0b3pEF6fZeduhnAj30z1lMSugMb22bjMBHsE59vJwdmjlY1vaz_pbGi6_opOSZKkhyu-KGOLivfPefEWwfU9mFP5SoV22XYOTjsOifItNtVxcY5DL9HNv-cHq0rZuyv5pOuyWMIEA33-MyoH1eejqja_RORGYNqk2t-ykbJsK3VkrRPl71cDl4iL-P_E-AOouG0VjfTk4MXYRAdQL8sV6aIZlIn0Uif4DrT4k5r3PxhcZCgdxVw137WtWHpIMFg2ybqYgeEEXCakRCu7ln2r6GiLEP-2zSr3WM8BR0UqOU1FqOgJ_-LkqMZYZ6yKw050_oaVtzapjvgv0zdp6xj/owiyOFXNS264PVpeW1Cqu76FaUmCfcin/9> 
<https://links.pensionbee.com/s/c/m85Vni9Hds1wML7jUc7DVjAdUYXpn7Z7kFazBOou6O9TGmLHEIMnjw5ksixdNQNXtMxE2x8ZJUdB3abYabEudV7LI37G3uzWjqwH0UrJJRNy6GDDNefw8w4X14JZDJeHA_crLfk8dZDJTeAoHUiThLAW4tAmFZbS26frUTryGY7rm9nr3bA4p5lalaWuPla9XUMROie-8OMCJGcANlZHBQNnzu-QU1C2jV4gNvwgszpAf7F0h0xiavxazOI3u_ILBhDGa6I7nt6lQyCumGoc43hVoNIjC2n8VS1YVDmz9jtO5F4mN33FtNcKTBTI2d6NmgTGwhjif7O9nUxrN2ZaY19pNeaiR4Y2scRqmSJ2ahAkrl_0Vk4P22UabO2VMqcor9YCl3nzmTFwjgU-_i99P43X3s1x9UMGgfI0IXu2j1J4likntQ/yz_ca8NQWHpobfOVY6NkppcR6ZFmtkMs/9> 
<https://links.pensionbee.com/s/c/0QOcyIcZFuzDRvG8TzFNFTMp72FbZZLnhK1PeouVMma5GgdkXoifL61DrXXLZjoJKxd2s6XRnxVK_z-bSrA3Aj1DUKUl-Y04f_tHfnd69Tic3jXGlEFzYGn121ZqEnG4P5HzNzT2v2AXFUy069tdqit2GYyHI6QFCKf3CVIGY4Pn8wJjw8K3OcwvScnVNp-akVodP5v93R284mZC8FpZ9TksW3pERHduy7CyKL6tvSdvEUthks6Ze4EML_MMLpwqUYPN6vENhAi63vroakeqnQFnfwgyAbecQPNZxGjBDs7wduIs4IeoMG-Tl8qyecbTRZzKJgq2EEdgAwZs9HruJo6uNIaIEhnR4d04QzUtNyLj6irAQhhwu6ZEuNkrN5_skB1IAb4my7gsScgko7VaTgWNCYia2hg5nZdLx2TDjME/JX68uDVztGNNzfClyoDZFe150EsTBeiZ/9>
If you do not wish to receive any marketing emails,
please click here to Unsubscribe 
<https://links.pensionbee.com/s/u/BiO8lJ3omIedmc-WFJyRp33HMikHorUm2Ozr0ypzbBa-ZtebPvf7R4tMLzq13sCw1t-gAraA0Ag4wzlUmDzEoQHUP77tVnopk5Ur8wPKCRVHMWg3vwmEi5qasdPUMlNEoQHCgjH5xrHMU3kTOipmUxpLwVS3iu41ZFDEo_YyEpwyAzHq50Uq-tUoJaU-WQ-2p5WPGgffUW1GiU8e8xlrAtYuH1kqmRze5Ba0wKGbaJf0N9vk1rqJrHA/-q3BCv0qUpg2ORD8XPvZo7KugooSqpLl/9> 
.
This email was sent by: PensionBee Limited
209 Blackfriars Road, London, SE1 8NL, United Kingdom

PensionBee is authorised and regulated by the Financial Conduct Authority 
(FRN: 744931) and registered in England and Wales (Companies Registration 
No. 9354862).  <http://sp.pensionbee.com/q/Kj2gRh-nIgst11i1q85-Rg~~/AABRIhA~/06v9UStE3OSnDeRcWumLUkymZVnLv8FuRocJwgIxJEj581umcTZagpK3IimqW75P2-7fRMXvvT4hM7PDcIs3tQ~~>

------=_NextPart_000_05CC_01DBD6F1.444497D0
Content-Type: text/html;
	boundary="_----d8vB8FvIokEo/WV+bjSBWQ===_C3/88-64627-1BD60486";
	charset="utf-8"
Content-Transfer-Encoding: quoted-printable

<!DOCTYPE html><html xmlns:v=3D"urn:schemas-microsoft-com:vml" =
xmlns:o=3D"urn:schemas-microsoft-com:office:office" =
lang=3D"en"><head><title></title><meta http-equiv=3D"Content-Type" =
content=3D"text/html; charset=3Dutf-8"><meta name=3D"viewport" =
content=3D"width=3Ddevice-width,initial-scale=3D1"><!--[if =
mso]><xml><w:WordDocument =
xmlns:w=3D"urn:schemas-microsoft-com:office:word"><w:DontUseAdvancedTypog=
raphyReadingMail/></w:WordDocument> =
<o:OfficeDocumentSettings><o:PixelsPerInch>96</o:PixelsPerInch><o:AllowPN=
G/></o:OfficeDocumentSettings></xml><![endif]--><style>*{box-sizing:borde=
r-box}body{margin:0;padding:0}a[x-apple-data-detectors]{color:inherit!imp=
ortant;text-decoration:inherit!important}#MessageViewBody =
a{color:inherit;text-decoration:none}p{line-height:inherit}.desktop_hide,=
.desktop_hide =
table{mso-hide:all;display:none;max-height:0;overflow:hidden}.image_block=
 =
img+div{display:none}sub,sup{font-size:75%;line-height:0}@media(max-width=
:620px){.mobile_hide{display:none}.row-content{width:100%!important}.stac=
k =
.column{width:100%;display:block}.mobile_hide{min-height:0;max-height:0;m=
ax-width:0;overflow:hidden;font-size:0}.desktop_hide,.desktop_hide =
table{display:table!important;max-height:none!important}.row-2 .column-1 =
.block-1.button_block td.pad{padding:25px 10px 10px!important}.row-2 =
.column-1 .block-1.button_block =
span{font-size:16px!important;line-height:32px!important}}</style><!--[if=
 mso =
]><style>sup,sub{font-size:100%!important}sup{mso-text-raise:10%}sub{mso-=
text-raise:-10%}</style><![endif]--><!--[if =
true]><style>.forceBgColor{background-color:white!important}</style><![en=
dif]--></head><body class=3D"body forceBgColor" =
style=3D"background-color:transparent;margin:0;padding:0;-webkit-text-siz=
e-adjust:none;text-size-adjust:none">
<div =
style=3D"color:transparent;visibility:hidden;opacity:0;font-size:0px;bord=
er:0;max-height:1px;width:1px;margin:0px;padding:0px;border-width:0px!imp=
ortant;display:none!important;line-height:0px!important;"><img =
border=3D"0" width=3D"1" height=3D"1" =
src=3D"http://sp.pensionbee.com/q/ANrwos1lhbzpSdaZhjGXpA~~/AABRIhA~/gvvpv=
rU2Gt4GmpCgGjPR_HjELUkXeycEK6pADlRyAwHapQignnSTWLTGKZJG6AO1GG7gIC039Qcswp=
ASCG8EsQ~~" alt=3D""/></div>
<span =
style=3D"color:transparent;visibility:hidden;display:none;opacity:0;heigh=
t:0;width:0;font-size:0;">We=E2=80=99re here to help you. </span><img =
src=3D"https://links.pensionbee.com/s/eo/YeU-wFVKk-SyoiiEixq0bZBcawKIHBbL=
fthWDf-KgtCQBR5KcIbwmchRScvf25TPjQ3X21PFA99aFivq1KWASHzEjYsppMlsaNkZgExyy=
EsKg10m31qcfHSSf7T038-a3c2UEacExbf5FIZ3F8gxK82smmxzPluP2eolH0eTggeL5DWQhZ=
LnFXQykMlMlKrkx43hsfaSuaM77hDJn9oxn1LcyBL55F00nw/6Ju1x5Acg0By-RJG7CWLw0yA=
k89dD0CN/9" =
style=3D"border:0;width:1px;height:1px;border-width:0px!important;display=
:none!important;line-height:0!important;" width=3D"1" =
height=3D"1"/><table class=3D"nl-container" width=3D"100%" border=3D"0" =
cellpadding=3D"0" cellspacing=3D"0" role=3D"presentation" =
style=3D"mso-table-lspace:0;mso-table-rspace:0;background-color:transpare=
nt"><tbody><tr><td><table class=3D"row row-1" align=3D"center" =
width=3D"100%" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" =
role=3D"presentation" =
style=3D"mso-table-lspace:0;mso-table-rspace:0;background-color:#fff"><tb=
ody><tr><td><table class=3D"row-content stack" align=3D"center" =
border=3D"0" cellpadding=3D"0" cellspacing=3D"0" role=3D"presentation" =
style=3D"mso-table-lspace:0;mso-table-rspace:0;color:#000;width:600px;mar=
gin:0 auto" width=3D"600"> <tbody><tr><td class=3D"column column-1" =
width=3D"100%" =
style=3D"mso-table-lspace:0;mso-table-rspace:0;font-weight:400;text-align=
:left;vertical-align:top"><table class=3D"html_block block-1" =
width=3D"100%" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" =
role=3D"presentation" =
style=3D"mso-table-lspace:0;mso-table-rspace:0"><tr><td =
class=3D"pad"><div style=3D"font-family:Arial,'Helvetica =
Neue',Helvetica,sans-serif;text-align:center" align=3D"center"><head> =
<style>body{margin:0;padding:0;-webkit-text-size-adjust:100%!important;-m=
s-text-size-adjust:100%!important;-webkit-font-smoothing:antialiased!impo=
rtant}img{border:0!important;outline:none!important}p{Margin:0!important;=
Padding:0!important}table{border-collapse:collapse;mso-table-lspace:0;mso=
-table-rspace:0}td,a,span{border-collapse:collapse;mso-line-height-rule:e=
xactly}.ExternalClass *{line-height:100%}.em_defaultlink =
a{color:inherit;text-decoration:none}.em_g_img+div{display:none}a[x-apple=
-data-detectors],u+.em_body a,#MessageViewBody =
a{color:inherit;text-decoration:none;font-size:inherit!important;font-fam=
ily:inherit!important;font-weight:inherit!important;line-height:inherit!i=
mportant}table{table-layout:fixed}}</style> <style>body{margin:0 =
auto;padding:0;-webkit-text-size-adjust:100%!important;-ms-text-size-adju=
st:100%!important;-webkit-font-smoothing:antialiased!important}img{border=
:0!important;outline:none!important}p{Margin:0!important;Padding:0!import=
ant}table{border-collapse:collapse;mso-table-lspace:0;mso-table-rspace:0}=
td,a,span{border-collapse:collapse;mso-line-height-rule:exactly}.External=
Class *{line-height:100%}.em_defaultlink =
a{color:inherit!important;text-decoration:none!important}.em_g_img+div{di=
splay:none}center table{width:100%!important}.em_grey =
a{color:#909c9e;text-decoration:none}.em_black_und =
a{color:#3a342c;text-decoration:underline}.em_black =
a{color:#3a342c;text-decoration:underline}.em_greyA_und =
a{color:#909c9e;text-decoration:underline}.em_green_und =
a{color:#24b6b6;text-decoration:underline}.em_white =
a{color:#fff;text-decoration:none}.em_white_und =
a{color:#fff;text-decoration:underline}@media only screen and =
(max-width:623px){.em_main_table{width:100%!important}.em_wrapper{width:1=
00%!important}.em_hide{display:none!important}.em_center{text-align:cente=
r!important}.em_side15{width:15px!important}.em_ptop{padding-top:20px!imp=
ortant}u+.em_body =
.em_full_wrap{width:100%!important;width:100vw!important}.em_p25{padding:=
25px!important}.em_p1{padding:15px 25px!important}.em_p2{padding:35px =
25px!important}.em_p3{padding:10px 25px!important}.em_p4{padding:43px =
25px 55px!important}.em_p5{padding:0 25px =
40px!important}.em_h0{height:0!important;font-size:1px!important;line-hei=
ght:1px!important}.em_pt25{padding-top:25px!important}.em_pt0{padding-top=
:0!important}.em_pt40{padding-top:40px!important}.em_pt45{padding-top:45p=
x!important}.em_pt35{padding-top:35px!important}.em_pt30{padding-top:30px=
!important}.em_p30{padding:30px!important}.em_pb40{padding-bottom:40px!im=
portant}.em_side25{width:25px!important}}@media only screen and =
(min-width:481px) and =
(max-width:599px){.em_main_table{width:100%!important}.em_wrapper{width:1=
00%!important}.em_hide{display:none!important}.em_full_img{width:100%!imp=
ortant;height:auto!important;max-width:none!important}.em_full_img =
img{width:100%!important;height:auto!important}.em_center{text-align:cent=
er!important}.em_side10{width:10px!important}.em_side15{width:15px!import=
ant}.em_aside15{padding:0 =
15px!important}.em_ptop{padding-top:40px!important}.em_side20{width:20px!=
important}.em_pbottom{padding-bottom:20px!important}.em_h20{height:20px!i=
mportant;font-size:1px!important;line-height:1px!important}.em_h12{height=
:12px!important;font-size:1px!important;line-height:1px!important}.em_h6{=
height:6px!important;font-size:1px!important;line-height:1px!important}.e=
m_h30{height:30px!important}.em_font_N{font-size:Npx}.em_img{width:245px!=
important;height:auto!important;max-width:245px!important}.em_pbottomA{pa=
dding-bottom:10px!important}.em_h40{height:45px!important}.em_hauto{heigh=
t:auto!important}.em_h40A{height:40px!important}.em_h17{height:17px!impor=
tant;font-size:1px!important;line-height:1px!important}.em_logo{width:45p=
x!important;height:auto!important}.em_bg_line{background-image:url(images=
/bg_img_line.jpg)!important;height:7px!important;background-position:cent=
er top!important;background-repeat:no-repeat!important}}@media screen =
and =
(max-width:480px){.em_main_table{width:100%!important}.em_wrapper{width:1=
00%!important}.em_hide{display:none!important}.em_full_img{width:100%!imp=
ortant;height:auto!important;max-width:none!important}.em_full_img =
img{width:100%!important;height:auto!important}.em_center{text-align:cent=
er!important}.em_side10{width:10px!important}.em_side20{width:20px!import=
ant}.em_side15{width:15px!important}.em_aside15{padding:0 =
15px!important}.em_ptop{padding-top:40px!important}.em_pbottom{padding-bo=
ttom:20px!important}.em_pbottomA{padding-bottom:10px!important}.em_h20{he=
ight:20px!important;font-size:1px!important;line-height:1px!important}.em=
_h12{height:15px!important;font-size:1px!important;line-height:1px!import=
ant}.em_h6{height:6px!important;font-size:1px!important;line-height:1px!i=
mportant}.em_h30{height:30px!important}.em_h40{height:45px!important}.em_=
font_34{font-size:34px!important;line-height:37px!important}u+.em_body =
.em_full_wrap{width:100%!important;width:100vw!important}.em_img{width:24=
5px!important;height:auto!important;max-width:245px!important}.em_width{w=
idth:100px!important}.em_h40A{height:40px!important}.em_hauto{height:auto=
!important}.em_h17{height:17px!important;font-size:1px!important;line-hei=
ght:1px!important}.em_logo{width:45px!important;height:auto!important}.em=
_bg_line{background-image:url(images/bg_img_line.jpg)!important;height:7p=
x!important;background-position:center =
top!important;background-repeat:no-repeat!important}.em_font22{font-size:=
22px!important;line-height:26px!important}.em_w87 =
img{width:87px!important;height:auto!important}.em_w195 =
img{width:195px!important;height:auto!important}.em_w1{width:20px!importa=
nt}}@media screen and =
(max-width:320px){.em_font22{font-size:18px!important;line-height:22px!im=
portant}.em_w1{width:20px!important}}</style> </head> <table =
width=3D"100%" border=3D"0" cellspacing=3D"0" cellpadding=3D"0" =
class=3D"em_full_wrap" align=3D"center"> <tr> <td align=3D"center" =
valign=3D"top"><table align=3D"center" width=3D"600" border=3D"0" =
cellspacing=3D"0" cellpadding=3D"0" class=3D"em_main_table" =
style=3D"width:600px; table-layout:fixed;"> <tr> <td width=3D"25" =
style=3D"width:25px;" class=3D"em_side15"><img src=3D"images/spacer.gif" =
width=3D"1" height=3D"1" alt=3D"" style=3D"display:block;" =
border=3D"0"/></td> <td align=3D"center" valign=3D"top"><table =
width=3D"550" border=3D"0" cellspacing=3D"0" cellpadding=3D"0" =
align=3D"center" style=3D"width:550px;" class=3D"em_wrapper"> <tbody> =
<tr> <td height=3D"22" style=3D"height:22px; font-size:1px; =
line-height:1px;" class=3D"em_h20"><img src=3D"images/spacer.gif" =
width=3D"1" height=3D"1" alt=3D"" style=3D"display:block;" =
border=3D"0"/></td> </tr> <tr> <td class=3D"em_grey" align=3D"center" =
valign=3D"top" style=3D"font-family: 'Open Sans', Arial, sans-serif; =
font-size:12px; line-height:15px; color:#909c9e;"><a href=3D"#" =
target=3D"_blank" style=3D"text-decoration:none; color:#909c9e;"><a =
href=3D"https://links.pensionbee.com/s/vb/-UxRebYYiOIDLqjl3xaYMG0DYqFZCxt=
chZeC8iFK6ETjabMmPlzVwDkYyo3EKsIqeabZtrkxTwLtv53XZoLEy4NVLg7xze2fdWLum1gL=
-ZFNtjNyVNzieLyC01810AhNc6XAJ00_xtOn9pUEpjE0UFykCbq2mLIF3wk/bDo_hGufBo01P=
tMmrWh6Nh0H2acKwZwq/9">View in browser</a></td> </tr> <tr> <td =
height=3D"22" style=3D"height:22px; font-size:1px; line-height:1px;" =
class=3D"em_h20"><img src=3D"images/spacer.gif" width=3D"1" height=3D"1" =
alt=3D"" style=3D"display:block;" border=3D"0"/></td> </tr> </tbody> =
</table></td> <td width=3D"25" style=3D"width:25px;" =
class=3D"em_side15"><img src=3D"images/spacer.gif" width=3D"1" =
height=3D"1" alt=3D"" style=3D"display:block;" border=3D"0"/></td> </tr> =
</table></td> </tr> </table> <table align=3D"center" border=3D"0" =
cellpadding=3D"0" cellspacing=3D"0" class=3D"em_wrapper" =
style=3D"width:600px;" width=3D"600"> <tr> <td align=3D"center" =
bgcolor=3D"#f9c000" class=3D"em_p1" style=3D"background-color:#343a40; =
padding:17px 25px;" valign=3D"top"> <table align=3D"center" border=3D"0" =
cellpadding=3D"0" cellspacing=3D"0" width=3D"100%"> <tr> <td =
align=3D"left" style=3D"width:126px;" valign=3D"top" width=3D"126"> <a =
data-linkto=3D"https://" =
href=3D"https://links.pensionbee.com/s/c/1QrGMSeB9qPCO-oBRP-Og2fVqkmtwOsB=
lPqchIuU-uBhC4113P1OyL0hmjQvOLA294D5QsXoJ4hmV8xxqf5-UqBX6zKMmp0o6gFypIsPl=
it-sk_hBakWXZkzigSQeE4K35ksK2vBTcUXM58HmV9LlG1bG28Uvm-IRVKdMoVjWe2OQ-TcBi=
11cbgxMN1MZ13Z6rTsbwq6nmVtCjz1GtwpzNIqHutX995klKQrzkTDmP4qW2TtgWUC-bnCtNd=
4pNiCC9MGnfQj-vZuZE6y3ComcA4xIxUBmlp_x4QILTOkVMkBbKyipB1GXfz7Pevvg9EzWFLd=
lCRPnK874J2JTlhtczXG2W4T_kip55WohgjFspoMDbsPR1nCtpOwSvE2MdA5w_nd8Ory6gNR0=
j2f_gSUx57D0W7aCCg5MSVKwGXCzoIY7C-fBR_t7IM_cUZNBTDDFQ/AQ3c9jNcM3qtF6FLT6M=
8VEIAk8C37HvB/9" style=3D"text-decoration:none;" target=3D"_blank" =
title=3D""><img alt=3D"Pension Bee" =
src=3D"https://res.cloudinary.com/pensionbee/image/upload/v1731506007/ema=
ils/email_templates.png" style=3D"display: block; max-width: 126px; =
font-family: Arial, sans-serif; font-size: 15px; line-height: 18px; =
color: #000000; padding: 0px; text-align: center; height: auto; width: =
100%;" width=3D"126"></a> </td> <td class=3D"em_side15" =
style=3D"width:353px;" width=3D"353"> &nbsp; </td> <td align=3D"center" =
valign=3D"top"> <table align=3D"right" border=3D"0" cellpadding=3D"0" =
cellspacing=3D"0" style=3D"width:95px;" width=3D"95"> <tr> <td =
align=3D"center" bgcolor=3D"#343a40" height=3D"42" style=3D"height:42px; =
background-color:#f9c000; border-radius: 4px; font-family: 'Ryo Gothic =
PlusN', Arial, sans-serif; font-size:16px; color:#FFFFFF; =
font-weight:550;" valign=3D"middle"> <a data-linkto=3D"https://" =
href=3D"https://links.pensionbee.com/s/c/qoXi7CdtwgN9m44UBFK4g_Lm9NAJqAfP=
e8d5lkwKCa2V2iYVgfSIw4X674g7EkVDPLCvI5x3sGHFkA8bYzzjrpXLRzzrxAxHvN6ecu_np=
gfXaGTMYu-gSJhIQFUsoHSO-NnxVvyRZjUgFupcwUreD7mLGocHmbHfFnn2lUF1hupT0fE8F6=
9k-hVr-9ymAf27W86Tuij2rZfChx61r_9nU6vBG9CWZwizcKjvDJilWdo7fL3hAL_26XT0JcZ=
MnWjcGc0F9GGdRLm5SndmYlrxx2xAQddKw2NCgz5o5OP7PYnkJ_KWVT8QKpA3TNxY18FpH49g=
LI4_MHhUusrh5gQfaXvi5R00XiWX5o-QYru-kz3JLWDAK0OPRuiGkF_PmZuOWZcnAzkD3tPMM=
26lcKwr3zxexrLHJlcdaqcDswSC5uexTby8FWIBgMhyaKm8rd-s-Q/raNJrG1KNbqPCMCuvdl=
fL-KbxG_-66s9/9" style=3D"color:#343a40;text-decoration:none; =
display:block; line-height:42px;" target=3D"_blank" title=3D"">Log =
in</a> </td> </tr> </table> </td> </tr> </table> </td> </tr> =
</table></div></td></tr></table><table class=3D"image_block block-2" =
width=3D"100%" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" =
role=3D"presentation" =
style=3D"mso-table-lspace:0;mso-table-rspace:0"><tr><td class=3D"pad" =
style=3D"width:100%"><div class=3D"alignment" align=3D"center"><div =
style=3D"max-width:600px"><a =
href=3D"https://links.pensionbee.com/s/c/9rYY1e1fiefp-FfDp7eWFhFZPhB0imO7=
3hfAYC7IvvOEJJuvsl4ep2mDRZVxD_CMmAwnTigtQ0ks-OTOj3EZIo_Hg8qO07-htql1O13KX=
nJGSvm2wu6zNrvL-Fy0dewXN2JHShZr2WpmPUxk0hEfKBXLjlaqSc-v9eKQVbYaP9J66G7H-V=
TJEqxEUL4wU6pVAWRGPpzEP3SeFvcT5-asuyg4AVqCOny7mYw2SXVS5xneVfhWtSJVi_F_KVF=
QGlaSUh3Hsixv1zBJ7Pgts1GvFlw97R0dOYdM4PirXdRKelndtlG_gn1FEMQk9u6oQwcHh7Ab=
ZitFWO1_cFUAC6_zoCu3QP3qKt9FC08m6452RH4p9KL7VbQ4YUuQzzV-9rPu8DLk_lC7k6mDV=
MazpabOfdexrs1mCmbqpl-7hHR8OMWLJC-4LlGzPkMSx4g7VR126_Y/MIJi9ghIeSFXgziCMi=
jidkprziPbC-TG/9" target=3D"_blank" style=3D"outline:none" =
tabindex=3D"-1"><img =
src=3D"https://res.cloudinary.com/pensionbee/image/upload/v1740579899/ema=
ils/2025/Ready_to_contribute_to_your_future__1.png" =
style=3D"display:block;height:auto;border:0;width:100%" width=3D"600" =
alt=3D"Image" title=3D"Image" =
height=3D"auto"></a></div></div></td></tr></table><table =
class=3D"text_block block-3" width=3D"100%" border=3D"0" =
cellpadding=3D"10" cellspacing=3D"0" role=3D"presentation" =
style=3D"mso-table-lspace:0;mso-table-rspace:0;word-break:break-word"><tr=
><td class=3D"pad"><div style=3D"font-family:sans-serif"><div class =
style=3D"font-size:12px;font-family:Arial,'Helvetica =
Neue',Helvetica,sans-serif;mso-line-height-alt:18px;color:#3a342c;line-he=
ight:1.5"><p =
style=3D"margin:0;font-size:16px;mso-line-height-alt:24px"><span =
style=3D"word-break: break-word; font-size: 16px;"><span =
style=3D"word-break: break-word;">Hi Robert,<br></span></span></p><p =
style=3D"margin:0;font-size:16px;mso-line-height-alt:18px">&nbsp;</p><p =
style=3D"margin:0;font-size:16px;mso-line-height-alt:24px"> <span =
style=3D"word-break: break-word; font-size: 16px;">It can be a daunting =
process when you start planning for your retirement. To help, here are =
three things to consider:</span></p><p =
style=3D"margin:0;font-size:16px;mso-line-height-alt:18px">&nbsp;</p><p =
style=3D"margin:0;font-size:16px;mso-line-height-alt:24px" =
aria-level=3D"1"> <span style=3D"word-break: break-word; font-size: =
16px;"><strong>1. How much money do you think you=E2=80=99ll need in =
retirement? </strong>If you aren=E2=80=99t sure where to start, The =
Pensions and Lifetime Savings Association=E2=80=99s (PLSA) Retirement =
Living Standards can help you picture what you might be able to afford =
in retirement at three different income levels. The standards, which =
include =E2=80=98minimum=E2=80=99, =E2=80=98moderate=E2=80=99 and =
=E2=80=98comfortable=E2=80=99, show how far your retirement income could =
go in terms of goods and services like groceries, travel, leisure =
activities and home improvements.</span> </p><p =
style=3D"margin:0;font-size:16px;mso-line-height-alt:18px">&nbsp;</p><p =
style=3D"margin:0;font-size:16px;mso-line-height-alt:24px" =
aria-level=3D"1"> <span style=3D"word-break: break-word; font-size: =
16px;"><strong>2. How far will your current pension pot go? =
</strong></span><span style=3D"word-break: break-word; background-color: =
transparent;">If you=E2=80=99re not sure you can check with our =
</span><a =
href=3D"https://links.pensionbee.com/s/c/GlNMdO_7xMjjmilP0EI84ICvauunsEk2=
Ba3U9ApNaXQ7iosY-KrcEo5Dz7-w1fi-4L_8fPfTjMib8rj79wdWjBW8ih0AUmeYN8N3iC3Dv=
KTSUUajJu_JmrDcUeolEFvMJsI3nQZrCwlQS5KQKmhzSITTrOI2HrEq7JFk_SM9PYwww93eNv=
cO3lb6WELhor2T79QhK8Q5NAI1nXhC0JSTk-CkhZmBlOG5YqWrqqJfq_x3pLYy7NlWgKeUJwD=
cNGU7MF4T7NXSzK8AebARL7PjXIIEGta7GcHGfzloLlQiTzLfkPw7SNMCqwPckhmNDeWc4s8J=
_4EOYY2gsaUMRH6UgT0O06-Q58dpon7hch9AgIK4WT7j_kv38BVwV5x1Czk7OO1PODdsSP3ji=
NnmjvwfH93MWcN8rP3qG_ReKWbPiIf5qQbjgf9eO8qbfAwUFJeSRbK__2et/Gmh6Bcf1P5Z3z=
YmDALcO39h8r8fycwKU/9" style=3D"text-decoration: underline; color: =
#007db7;">Pension Calculator</a><span style=3D"word-break: break-word; =
background-color: transparent;"> and see how it compares to the =
PLSA=E2=80=99s living standards. Then, once your sign up is complete, =
you can access our =E2=80=98Retirement Planner=E2=80=99 and track your =
saving progress. It can help you see how much you need to save to get to =
your goal and whether you might need to consolidate or increase =
contributions.</span> </p><p =
style=3D"margin:0;font-size:16px;mso-line-height-alt:18px">&nbsp;</p><p =
style=3D"margin:0;font-size:16px;mso-line-height-alt:24px" =
aria-level=3D"1"> <span style=3D"word-break: break-word; font-size: =
16px;"><strong>3. How can you boost your existing pension savings? =
</strong></span><span style=3D"word-break: break-word; background-color: =
transparent;">Remember it=E2=80=99s never too late to start saving into =
your pension and there are added benefits such as employer =
contributions, if you=E2=80=99re enrolled in your company=E2=80=99s =
pension scheme, as well as tax top ups from the government.</span></p><p =
style=3D"margin:0;font-size:16px;mso-line-height-alt:18px">&nbsp; </p><p =
style=3D"margin:0;font-size:16px;mso-line-height-alt:24px"><span =
style=3D"word-break: break-word; font-size: 16px;">Take control of your =
retirement with PensionBee and complete your sign =
up.</span></p></div></div></td></tr></table></td></tr></tbody></table></t=
d></tr></tbody></table><table class=3D"row row-2" align=3D"center" =
width=3D"100%" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" =
role=3D"presentation" =
style=3D"mso-table-lspace:0;mso-table-rspace:0"><tbody><tr><td><table =
class=3D"row-content stack" align=3D"center" border=3D"0" =
cellpadding=3D"0" cellspacing=3D"0" role=3D"presentation" =
style=3D"mso-table-lspace:0;mso-table-rspace:0;border-radius:0;color:#000=
;width:600px;margin:0 auto" width=3D"600"><tbody><tr><td class=3D"column =
column-1" width=3D"100%" =
style=3D"mso-table-lspace:0;mso-table-rspace:0;font-weight:400;text-align=
:left;padding-bottom:5px;padding-top:5px;vertical-align:top"><table =
class=3D"button_block block-1" width=3D"100%" border=3D"0" =
cellpadding=3D"10" cellspacing=3D"0" role=3D"presentation" =
style=3D"mso-table-lspace:0;mso-table-rspace:0"><tr><td =
class=3D"pad"><div class=3D"alignment" align=3D"center"><a =
href=3D"https://links.pensionbee.com/s/c/jv7R9QhWilDvKBcPaF2eUy4XTS9QBwWT=
hhYFi-9lGm7ze1bVrwozk2f66fcMBuFRVoR5l58Wt3G4CaS5yK7V78XdZ43FSNrtvI2TJOKGO=
YAPpSPzOD6NLWNiIqJoCSIiQvCyQWgU1eAT55zcu-kwvy0ac5ECI2Hw2EX2GBEIjbwc01QeU4=
9WPKagbJN7nHhU46WprrbPqcq4z8LVfnM_OkRAKwEcYcilmznhvmE58-0ltJfkbcGUCRUbh4I=
uq9huFFTSnqSthEFwo9fT5CBogXRd5Tj6RPtDY-m9EBr__IO5j6XivDkY28AykX90LaHSTw-T=
EcmpkmQrauA_NAf3hQ8lervEpJkSwtqNYBYOtdq2IUBp5txs4FiM9eNT9GbDu2uoI2z5Pzb3d=
U-f0ZlnjXgRqd50pCEIKT4oK76HI0CaYp-2E1KsCzU_PmjV6ba-Z1o/G6s3TSeEI2zR4VJh54=
gksUi1Jw01wUyJ/9" target=3D"_blank" =
style=3D"color:#3a342c;text-decoration:none;"><!--[if mso]><v:roundrect =
xmlns:v=3D"urn:schemas-microsoft-com:vml" =
xmlns:w=3D"urn:schemas-microsoft-com:office:word" =
href=3D"https://links.pensionbee.com/s/c/jc1DxayNZvZ0TXaVyemFz8bBPgceZlqe=
-pH5tLMNTRI-dcMd6ZuegRtyoywLzrvz-TOqcjPbWeFCEA31LTqfUVouQg70WlV0FYB5Yimbr=
rwVvgIO9nqzer7rhPnppoCMqGnzXoX3uj1LLunzkBvwtQq5DXacNRWvZgvvhrfMLbhhUATqC4=
-4cy5LXSJBVBOjGNUNRrlMLgmpFlBGIF1qu9e2fSISvf_zmlNqwwv3fXlCGcu3xtqnYCsYQ-Q=
HsHoGcEvamgsGCIE37yc0W_n1iNZ7yAIkYYbUOX-u0oZ_aIavxYHqHimKlDjB-60q-sedE-z2=
bgxIjA/RAOyXJdMvA0gQk8umSMLF6OzWgZAb7sK/9" =
style=3D"height:42px;width:234px;v-text-anchor:middle;" arcsize=3D"29%" =
fillcolor=3D"#f9c000"> <v:stroke dashstyle=3D"Solid" weight=3D"0px" =
color=3D"#f9c000"/> <w:anchorlock/> <v:textbox =
inset=3D"0px,0px,0px,0px"> <center dir=3D"false" =
style=3D"color:#3a342c;font-family:sans-serif;font-size:16px"><![endif]--=
> <span class=3D"button" style=3D"background-color: #f9c000; =
border-bottom: 0px solid transparent; border-left: 0px solid =
transparent; border-radius: 12px; border-right: 0px solid transparent; =
border-top: 0px solid transparent; color: #3a342c; display: =
inline-block; font-family: Arial, 'Helvetica Neue', Helvetica, =
sans-serif; font-size: 16px; font-weight: 400; mso-border-alt: none; =
padding-bottom: 5px; padding-top: 5px; padding-left: 20px; =
padding-right: 20px; text-align: center; width: auto; word-break: =
keep-all; letter-spacing: normal;"><span style=3D"word-break: =
break-word; line-height: 32px;"><strong>Finish your sign up =
today</strong></span></span> <!--[if =
mso]></center></v:textbox></v:roundrect><![endif]--></a></div></td></tr><=
/table></td></tr></tbody></table></td></tr></tbody></table><table =
class=3D"row row-3" align=3D"center" width=3D"100%" border=3D"0" =
cellpadding=3D"0" cellspacing=3D"0" role=3D"presentation" =
style=3D"mso-table-lspace:0;mso-table-rspace:0"><tbody><tr><td><table =
class=3D"row-content stack" align=3D"center" border=3D"0" =
cellpadding=3D"0" cellspacing=3D"0" role=3D"presentation" =
style=3D"mso-table-lspace:0;mso-table-rspace:0;border-radius:0;color:#000=
;width:600px;margin:0 auto" width=3D"600"><tbody><tr><td class=3D"column =
column-1" width=3D"100%" =
style=3D"mso-table-lspace:0;mso-table-rspace:0;font-weight:400;text-align=
:left;padding-bottom:5px;padding-top:5px;vertical-align:top"><table =
class=3D"text_block block-1" width=3D"100%" border=3D"0" =
cellpadding=3D"10" cellspacing=3D"0" role=3D"presentation" =
style=3D"mso-table-lspace:0;mso-table-rspace:0;word-break:break-word"><tr=
><td class=3D"pad"><div style=3D"font-family:sans-serif"><div class =
style=3D"font-size:14px;font-family:Arial,'Helvetica =
Neue',Helvetica,sans-serif;mso-line-height-alt:21px;color:#343a40;line-he=
ight:1.5"><p =
style=3D"margin:0;font-size:14px;text-align:center;mso-line-height-alt:21=
px"><em>With investments, your capital is at risk. Pensions can go down =
in value as well as up, so you could get back less than you =
invest.</em></p></div></div></td></tr></table></td></tr></tbody></table><=
/td></tr></tbody></table><table class=3D"row row-4" align=3D"center" =
width=3D"100%" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" =
role=3D"presentation" =
style=3D"mso-table-lspace:0;mso-table-rspace:0"><tbody><tr><td><table =
class=3D"row-content stack" align=3D"center" border=3D"0" =
cellpadding=3D"0" cellspacing=3D"0" role=3D"presentation" =
style=3D"mso-table-lspace:0;mso-table-rspace:0;color:#333;width:600px;mar=
gin:0 auto" width=3D"600"><tbody><tr><td class=3D"column column-1" =
width=3D"100%" =
style=3D"mso-table-lspace:0;mso-table-rspace:0;font-weight:400;text-align=
:left;padding-bottom:30px;padding-top:15px;vertical-align:top"><table =
class=3D"text_block block-1" width=3D"100%" border=3D"0" =
cellpadding=3D"5" cellspacing=3D"0" role=3D"presentation" =
style=3D"mso-table-lspace:0;mso-table-rspace:0;word-break:break-word"><tr=
><td class=3D"pad"><div style=3D"font-family:sans-serif"><div class =
style=3D"font-size:14px;font-family:Arial,'Helvetica =
Neue',Helvetica,sans-serif;mso-line-height-alt:21px;color:#343a40;line-he=
ight:1.5"><p =
style=3D"margin:0;font-size:14px;text-align:center;mso-line-height-alt:21=
px"><span style=3D"word-break: break-word; color: #000000;"><strong>Have =
a question?</strong></span></p><p =
style=3D"margin:0;font-size:14px;text-align:center;mso-line-height-alt:21=
px">Get in touch with our friendly UK =
team.</p></div></div></td></tr></table></td></tr></tbody></table></td></t=
r> </tbody></table><table class=3D"row row-5" align=3D"center" =
width=3D"100%" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" =
role=3D"presentation" =
style=3D"mso-table-lspace:0;mso-table-rspace:0"><tbody><tr><td><table =
class=3D"row-content stack" align=3D"center" border=3D"0" =
cellpadding=3D"0" cellspacing=3D"0" role=3D"presentation" =
style=3D"mso-table-lspace:0;mso-table-rspace:0;border-radius:0;color:#000=
;width:600px;margin:0 auto" width=3D"600"><tbody><tr><td class=3D"column =
column-1" width=3D"100%" =
style=3D"mso-table-lspace:0;mso-table-rspace:0;font-weight:400;text-align=
:left;padding-bottom:5px;padding-top:5px;vertical-align:top"><table =
class=3D"html_block block-1" width=3D"100%" border=3D"0" =
cellpadding=3D"0" cellspacing=3D"0" role=3D"presentation" =
style=3D"mso-table-lspace:0;mso-table-rspace:0"><tr><td =
class=3D"pad"><div style=3D"font-family:Arial,'Helvetica =
Neue',Helvetica,sans-serif;text-align:center" align=3D"center"><table =
align=3D"center" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" =
class=3D"em_wrapper" style=3D"width: 600px;" width=3D"600"> <tbody> <tr> =
<td align=3D"center" class=3D"em_p3" style=3D"padding: 15px 70px;" =
valign=3D"top"> <table align=3D"center" border=3D"0" cellpadding=3D"0" =
cellspacing=3D"0" width=3D"100%"> <tbody> <tr> <td valign=3D"top"> =
<table align=3D"left" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" =
class=3D"em_wrapper" style=3D"width: 290px;" width=3D"290"> <tbody> <tr> =
<td align=3D"center" valign=3D"top"> <table align=3D"left" border=3D"0" =
cellpadding=3D"0" cellspacing=3D"0" class=3D"em_wrapper" style=3D"width: =
130px;" width=3D"130"> <tbody> <tr> <td align=3D"center" class=3D"em_h0" =
height=3D"31" style=3D"height: 31px;" valign=3D"middle"><img alt=3D"" =
border=3D"0" =
src=3D"https://res.cloudinary.com/pensionbee/image/upload/v1731507652/ema=
ils/Call_us.png" style=3D"display: block; max-width: 30px; font-family: =
Arial, sans-serif; font-size: 15px; line-height: 18px; color: #000000; =
padding: 0px; text-align: center; height: auto; width: 100%;" =
width=3D"30"></td> </tr> <tr> <td align=3D"center" =
class=3D"em_defaultlink" style=3D"padding-top: 9px; font-family: 'Open =
Sans', Arial, sans-serif; font-size: 12px; line-height: 22px; color: =
#000000; font-weight: 750;" valign=3D"top">020 3457 8444&nbsp;</td> =
</tr> <tr> <td class=3D"em_defaultlink" style=3D"padding-top: 12px; =
font-family: 'Open Sans', Arial, sans-serif; font-size: 11px; =
line-height: 16px; color: rgb(0, 0, 0); font-weight: 400; =
letter-spacing: 0.3px; text-align: center;" valign=3D"top">Monday - =
Friday: 9:30am-5pm</td> </tr> </tbody> </table> <table align=3D"right" =
border=3D"0" cellpadding=3D"0" cellspacing=3D"0" class=3D"em_wrapper" =
style=3D"width: 130px;" width=3D"130"> <tbody> <tr> <td align=3D"center" =
class=3D"em_h0 em_pt25" height=3D"31" style=3D"height: 31px;" =
valign=3D"middle"><img alt=3D"123" border=3D"0" =
src=3D"https://res.cloudinary.com/pensionbee/image/upload/v1731507652/ema=
ils/Email_us.png" style=3D"display: block; max-width: 34px; font-family: =
Arial, sans-serif; font-size: 15px; line-height: 18px; color: #000000; =
padding: 0px; height: auto; width: 100%; text-align: center;" =
width=3D"30"></td> </tr> <tr> <td class=3D"em_defaultlink" =
style=3D"padding-top: 9px; font-family: 'Open Sans', Arial, sans-serif; =
font-size: 12px; line-height: 22px; color: rgb(0, 0, 0); font-weight: =
750; text-align: center;" valign=3D"top"><span style=3D"color: rgb(0, 0, =
0);"><a href=3D"mailto:contact@pensionbee.com?subject=3D" =
style=3D"text-decoration: none; color: rgb(0, 0, 0);" =
title=3D"contact@pensionbee.com" =
data-linkto=3D"mailto:">contact@pensionbee.com</a></span></td> </tr> =
<tr> <td class=3D"em_defaultlink" style=3D"padding-top: 12px; =
font-family: 'Open Sans', Arial, sans-serif; font-size: 11px; =
line-height: 16px; color: rgb(0, 0, 0); font-weight: 400; =
letter-spacing: 0.3px; text-align: center;" valign=3D"top">Send us an =
email and we'll get back to you as soon as possible</td> </tr> </tbody> =
</table> </td> </tr> </tbody> </table> <table align=3D"right" =
border=3D"0" cellpadding=3D"0" cellspacing=3D"0" class=3D"em_wrapper" =
style=3D"width: 130px;" width=3D"130"> <tbody> <tr> <td align=3D"center" =
class=3D"em_h0 em_pt25" height=3D"31" style=3D"height: 31px;" =
valign=3D"middle"><img alt=3D"" border=3D"0" =
src=3D"https://res.cloudinary.com/pensionbee/image/upload/v1731507653/ema=
ils/Live_chat.png" style=3D"display: block; max-width: 34px; =
font-family: Arial, sans-serif; font-size: 15px; line-height: 18px; =
color: #000000; padding: 0px; height: auto; width: 100%; text-align: =
center;" width=3D"28"></td> </tr> <tr> <td align=3D"center" =
class=3D"em_defaultlink" style=3D"padding-top: 7px; font-family: 'Open =
Sans', Arial, sans-serif; font-size: 12px; line-height: 22px; color: =
#000000; font-weight: 750;" valign=3D"top"><a =
href=3D"https://links.pensionbee.com/s/c/GFE0zUyynJvwo6wl3jEjr2sYSGuCs373=
AgY-UlzBdqmpuJD4hNQ1KF83T1y2upz1S2Tu3xterbD4f2WNWbkwV3f8rMNIo-7O_7Ea-gpOr=
3QOtKF0HEZRqtoeCvGEWmIxEyhBk_9j7ZkyEgLCsa_FwNBT9nBDB389wuPlZ_oxf5WEse8Nxk=
C1xfBqVYa1igzbakG1i22oN6UadhQlqf2of3e7LxFWZBJ7lg_2_BkKBF40cqC5RSe4O_rJpQm=
xEXDHZ3XJ6shaz-VzqLprZmwf2f1UoiFANBOsVLHOr3fe_8_y4F1ISc372e9EGPiAn-_HH0ow=
CehkewaV7VblrugLdsdQnxtu-iCmqSDv6WIcOWfowsmbVeUJhp5A6fk1f6-pd7IBFKOMXHLl9=
uZKtE18fkkm/Cm5QQsmfX6mX5Sd8Zrmil8nhNfpy_P8v/9" =
style=3D"text-decoration: none;" title=3D"Launch live chat" =
data-linkto=3D"https://"><span style=3D"color: rgb(0, 0, 0);">Launch =
live chat</span></a></td> </tr> <tr> <td class=3D"em_defaultlink" =
style=3D"padding-top: 12px; font-family: 'Open Sans', Arial, sans-serif; =
font-size: 11px; line-height: 16px; color: rgb(0, 0, 0); font-weight: =
400; letter-spacing: 0.3px; text-align: center;" valign=3D"top">Speak to =
a member of our friendly team now</td> </tr> </tbody> </table> </td> =
</tr> <tr> <td valign=3D"top"><br>&nbsp;</td> </tr> </tbody> </table> =
</td> </tr> </tbody> </table> <table align=3D"center" border=3D"0" =
cellpadding=3D"0" cellspacing=3D"0" class=3D"em_wrapper" style=3D"width: =
600px;" width=3D"600"> <tbody> <tr> <td align=3D"center" valign=3D"top"> =
<table align=3D"center" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" =
width=3D"100%"> <tbody> <tr> <td bgcolor=3D"#F9C000" height=3D"12" =
style=3D"height: 12px; font-size: 0px; line-height: 0px;">&nbsp;</td> =
</tr> <tr> <td align=3D"center" class=3D"em_p30" style=3D"padding: 30px =
20px;" valign=3D"top"> <table align=3D"center" border=3D"0" =
cellpadding=3D"0" cellspacing=3D"0" width=3D"100%"> <tbody> <tr> <td =
align=3D"center" valign=3D"top"> <table align=3D"center" border=3D"0" =
cellpadding=3D"0" cellspacing=3D"0" class=3D"em_wrapper" style=3D"width: =
442px;" width=3D"442"> <tbody> <tr> <td valign=3D"top"> <table =
align=3D"center" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" =
class=3D"em_wrapper" style=3D"width: 279px;" width=3D"279"> <tbody> <tr> =
<td align=3D"center" valign=3D"top"> <p style=3D"font-family: Arial, =
Arial Black, Tahoma, Trebuchet MS, Verdana, sans-serif; font-size: 12px; =
color: #aaa; text-decoration: none;"><a =
href=3D"https://links.pensionbee.com/s/c/PVUJsg_5TYNoQKfEcqa1X2rjNw3AVNol=
kI2w6Gp4O8IKMa0zPucGkjjwfAkVWS9CpxqXxJWJfk46JprtOmjVQGDWpWbj9-vFrNmH6qi6g=
dlTTiQILHqVcExLQkTHQt9BXc8XRNjwGJ08h--p4h0SCKS_7h0h7Y_irFzaRho1vWkySdrnMT=
AUZZN5EDM70SXo3QKd-7iFmvzDLw9D8IzcIQ_QXwt5DzRCZ0Yr9L7e_hO-ySHoKchG-MtrVtq=
dULkmn__xfbrNG3zUKvpnpXVFfHjFO8i36U_u2X4_2arXcKEaPNdsnNz-Ncd4n0MbWekpM-iq=
1maCkIEvs73fYZ5NrBM8kAVZ5hj0OvsbdhbukdX-cjBxpfYL326y6yxnLVSs2GWEbsHLhAMCH=
FU_nZ4HwuHan8bfYtWPoUiN7OEBs9ZLKBLeIdxN47DSVpVJzuxpCD1IY_m4880vMQ8tCQl78q=
kfG8LhqQZ_jidWmeyruxTT0afMJg4argsfaxXR1LFmfS5751SDWo8YfkH4Ib9Fm4Cmqdw5NPk=
fjKiGejFmm72MnOuGpomnIrcZwU9xBaw-VmzUaioGOfDa/mTeJgCJPzXwhwxBVRbnQyVGTajG=
Zgwqg/9" rel=3D"noopener noreferrer" style=3D"text-decoration: none; =
text-underline: none;" target=3D"_blank"> <img alt=3D"Trustpilot rating" =
border=3D"0" height=3D"16" =
src=3D"https://emailsignature.trustpilot.com/signature/en-US/2/55f7e14b00=
00ff0005835423/text.png" style=3D"max-height: 16px; margin: 0; padding: =
0; width: auto; border: none;"> <br><img alt=3D"Trustpilot Stars" =
border=3D"0" height=3D"40" =
src=3D"https://emailsignature.trustpilot.com/signature/en-US/2/55f7e14b00=
00ff0005835423/stars.png" style=3D"max-width: 160px; width: 100%; =
max-height: 40px; border: none;" width=3D"160"> </a> <br><a =
href=3D"https://links.pensionbee.com/s/c/0AuwHukkQgTXzsVAZkH5CQO7Nqy0rfwD=
DJvGq6G4xs1l8PRZe6tgvWiWL2vzzHcTI2ETBcsnfsCn3W40Vl7kEoJxp8ecdFb7-B85nQFl_=
yHeY0wUIdv_GMI7g0vC7Uscjlp6KUWELRF2q946po4hsTalT2R2D9m3oUgIteLThX8uriLLpT=
1LyF-mli-1zSTOKCFUvHzJn-E6d4Y0zLWjk1MPK7sbEF1zchdW-UoEPpu4YfWkN7wmvD3BVQE=
69oERFn3a52PVGKMQxzRLD50KkiBiXEzzUtHe9J8MY8BWBWvfyozhbavpmxKg5YafA84jsQxW=
igHbyMEqIwyQAQel94VQ4XbvXqAGt0Gj4d0WXU0uetKcJCBZMdwG3Pa48fmldRa0BLaGWuzz8=
1TxHlf_-YkWvNnBHUwOrsFNYat0TiPONxZORzB7Pd_388HNL4L4hFJxkUTmDvCFNKrLIRKC1_=
4-LUIV4zXJz7sToSkQiWlbfqWUSWBEGLl61WK2sGyS9XoH5hn1vAB4qzq-1TpQNTT33BG3ZCe=
f3JTq0I35P87ZDYr6-w0Uby_XCyNgs-HWqJZrryecvbxL/88kG9Dr4tqyszbALt_yeHcvZllC=
lHrGT/9" rel=3D"noopener noreferrer" style=3D"text-decoration: none; =
text-underline: none;" target=3D"_blank"> <img alt=3D"Trustpilot Logo" =
border=3D"0" height=3D"20" =
src=3D"https://emailsignature.trustpilot.com/brand/s/2/logo.png" =
style=3D"max-width: 79px; width: 100%; max-height: 20px; border: none;" =
width=3D"79"> </a></p> <p></p> <table stlye=3D"margin-top: 16px;" =
align=3D"left" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" =
class=3D"em_wrapper" style=3D"width: 123px;" width=3D"123"> <tbody> =
<tr></tr> </tbody> </table> </td> </tr> </tbody> </table> </td> </tr> =
</tbody> </table> <table align=3D"center" border=3D"0" cellpadding=3D"0" =
cellspacing=3D"0"> <tbody> <br> <tr> <td align=3D"center" =
valign=3D"top"><a =
href=3D"https://links.pensionbee.com/s/c/FvJ7boY6M_z2JaFOUHMf2A8n2n45DSQJ=
Rnobz7mdQhQ2SmarhetI2EcbH-3M7syLlt4NgLlK5ZDH8Ls0nG-N_hzVjGqJaQdMAz6vKBQGB=
OrF7BsgbXLPeCq_Mlck2mIhFMa3nk5iyBNXZIY8VcoUwxphgE6FlxH7Pb01dge4UySRokPdgt=
wHUW11DvzF5khv0Ye2CwmE0OR3A-EOW_ElPJ2IgP2N0IpElBxJVp0KDlBrpk4Msa69EItL0F7=
PC58ZPuSua78T6whl1RmPiKQ8hj1wr5nq7ZkgX_JivqeVYg5Ll8yKRwmQyfwwX-RsItZemspp=
-QxlY71bIlIHxZ6-d9knlWh4bbKyR9ViGJsgJd2bNzY5OmP1X2DnOWlWKQX87wEUkQRYbYM0g=
ItRnF85tzy-6pfLvrxPcjcsT2a12ZY0/pIvn_ehsvmHFLtIoTCYOsc4xIjARsnpF/9" =
rel=3D"noopener" style=3D"text-decoration: none;" target=3D"_blank" =
title=3D"" data-linkto=3D"https://"><img alt=3D"fb" =
src=3D"https://res.cloudinary.com/pensionbee/image/upload/v1731515759/ema=
ils/Social_icons_Facebook_yellow.png" style=3D"display: block; =
max-width: 32px; font-family: Arial, sans-serif; font-size: 15px; =
line-height: 18px; color: #000000; padding: 0px; text-align: center; =
height: auto; width: 100%;" width=3D"32"></a></td> <td class=3D"em_w1" =
style=3D"width: 15px;" width=3D"30"></td> <td align=3D"center" =
valign=3D"top"><a =
href=3D"https://links.pensionbee.com/s/c/-a4jGnzqP5JWGjI6WOuy99m_aJc3sCPO=
_ysvRl0hONubvWBDemYVe7ZbRBbQ3ieVwun0yp0gvSZJYlO5VPZINynaO_pST6ktvFZWtGKsF=
Zm7kBqTtRdkdp27EDf9jQMiJFjrRyXhy9Lh1iPmdeWSLtPM9vRFx__4WyosYHaoQj9lg9sEtC=
Uxxikbl-81ZAxEodB6qtTfGWh9hS6_WNhUT8soOoYQ19lwcJHPGlE1aZh7-BrDmZorArp-S0E=
izpSUSLU8MbDoaaAjCZaKubKgACxo46PoevovRKM0VzzGE-TFENALBUQbyOYp80SPaEoNNxIX=
ud9J-jXN_m1qL6X8drnjTYNo0dXpDUQdzUPHPLorNQPH8g_WwZR7keARYmMK5qUvG4mzUXrtC=
qb1EjA5n9AJlh0dmU6q98iqZug5jPXV/4hA1Ojk2gMq0TCJBRYMt9OK63sEyL6R6/9" =
rel=3D"noopener" style=3D"text-decoration: none;" target=3D"_blank" =
title=3D"" data-linkto=3D"https://"><img alt=3D"fb" =
src=3D"https://res.cloudinary.com/pensionbee/image/upload/v1731515759/ema=
ils/Social_icons_at_yellow.png" style=3D"display: block; max-width: =
32px; font-family: Arial, sans-serif; font-size: 15px; line-height: =
18px; color: #000000; padding: 0px; text-align: center; height: auto; =
width: 100%;" width=3D"35"></a></td> <td class=3D"em_w1" style=3D"width: =
15px;" width=3D"30"></td> <td align=3D"center" valign=3D"top"><a =
href=3D"https://links.pensionbee.com/s/c/8J5OYmiG03gDsBa3eDxo38hOjs0ebxb2=
TWn27h-EJfRDC7qJR2hb8paK7GCaHTLex1v8tMTpcmx4Y2AnjktAqyZnyuOmaHqUCtG3Y1zN-=
kKwrAP1HACwiBUofD0G0t0Z8tGxgXdTYOTJwy-cj0aDCKat5YJrlFWggy64G0OvLJv1xjuS1s=
cl9VHIZ40nEJYnEFuc0SN6A59EvjMUU0t4VNGqOMHPZ6QJLIq_Cy6XHNQFgXzJf7bImuctiEH=
sTqAES96jPekJ-49xkKygmkfKJCiMwZrv2I7Bn3MQVHkWfaO9ButPm2aUITaoMOvccZd7lWt2=
0v2nxEawsvSwh_pKC_myPVN5oltWQmC3ImR0YAeJXc6nYHmS9PIpr34NyvVBR5z44ebLrSXoz=
2c-zG8VDRR9lbFtpXMEQLFB-11XaA/tgB55zgHsQgLmjwrSE-fEPt3tYAkRClL/9" =
rel=3D"noopener" style=3D"text-decoration: none;" target=3D"_blank" =
title=3D"" data-linkto=3D"https://"><img alt=3D"fb" =
src=3D"https://res.cloudinary.com/pensionbee/image/upload/v1731515759/ema=
ils/Social_icons_TikTok_yellow.png" style=3D"display: block; max-width: =
32px; font-family: Arial, sans-serif; font-size: 15px; line-height: =
18px; color: #000000; padding: 0px; text-align: center; height: auto; =
width: 100%;" width=3D"53"></a></td> <td class=3D"em_w1" style=3D"width: =
15px;" width=3D"30">&nbsp;</td> <td align=3D"center" valign=3D"top"><a =
href=3D"https://links.pensionbee.com/s/c/V3MdNfx8DQkf5zNqKYrvyi3NXiP3OUgX=
xVQlw1ErKC79oJVL3DMdOBiKFNBjjSNxG9xHH0pOl0b3pEF6fZeduhnAj30z1lMSugMb22bjM=
BHsE59vJwdmjlY1vaz_pbGi6_opOSZKkhyu-KGOLivfPefEWwfU9mFP5SoV22XYOTjsOifItN=
tVxcY5DL9HNv-cHq0rZuyv5pOuyWMIEA33-MyoH1eejqja_RORGYNqk2t-ykbJsK3VkrRPl71=
cDl4iL-P_E-AOouG0VjfTk4MXYRAdQL8sV6aIZlIn0Uif4DrT4k5r3PxhcZCgdxVw137WtWHp=
IMFg2ybqYgeEEXCakRCu7ln2r6GiLEP-2zSr3WM8BR0UqOU1FqOgJ_-LkqMZYZ6yKw050_oaV=
tzapjvgv0zdp6xj/owiyOFXNS264PVpeW1Cqu76FaUmCfcin/9" rel=3D"noopener" =
style=3D"text-decoration: none;" target=3D"_blank" title=3D"" =
data-linkto=3D"https://"><img alt=3D"tw" =
src=3D"https://res.cloudinary.com/pensionbee/image/upload/v1731515807/ema=
ils/Social_icons_X_yellow.png" style=3D"display: block; max-width: 32px; =
font-family: Arial, sans-serif; font-size: 15px; line-height: 18px; =
color: #000000; padding: 0px; height: auto; width: 100%; text-align: =
center;" width=3D"35"></a></td> <td class=3D"em_w1" style=3D"width: =
15px;" width=3D"30">&nbsp;</td> <td align=3D"center" valign=3D"top"><a =
href=3D"https://links.pensionbee.com/s/c/rpdvyb8aC2Q-nMX1iF_xO1RhP7_6R9MD=
TtLkfEN9FSPElCrLefitwZcXnQh--HEPBzneOl0vtubrZVWI0pVuHwOhkM908NZlqLdUpU-i8=
a2LGiV5ers_cM7fsBsQbH594Gom4vPhyFahEeWKrx-XwxRj_dqgZc6Wq_uuLvcA3mDMPMNlzt=
5_D0x7VeQMs0nTn39QCqF4wapJ5zK6iM74UaFIMxy-ru7yUvYSSLwX2NJtQsdiMLSXdHNZBCg=
QcKNkKbt8pNtUIdKuowX12bqZcPpDCwxcBndQM_mB0uIh5frV5mxaYm1xNyLjAO7BZ2hRNnfp=
5CQYkn3p1WrFFpOosWgsNUGvMCa-h-0b7w6hSX0-cW7R7HSnyptazTeA1qpIVqtdhAtyPWVOB=
3SV8kAStcu6baWL0eenc3aI8g7qpIDOC9BSHHuzGx7y6w/FdT4e_2y0nyWqs_hg-uQ3eDS48C=
wJ3CY/9" rel=3D"noopener" style=3D"text-decoration: none;" =
target=3D"_blank" title=3D"" data-linkto=3D"https://"><img alt=3D"in" =
src=3D"https://res.cloudinary.com/pensionbee/image/upload/v1731515759/ema=
ils/Social_icons_LinkedIn_yellow.png" style=3D"display: block; =
max-width: 32px; font-family: Arial, sans-serif; font-size: 15px; =
line-height: 18px; color: #000000; padding: 0px; text-align: center; =
height: auto; width: 100%;" width=3D"30"></a></td> <td class=3D"em_w1" =
style=3D"width: 15px;" width=3D"30">&nbsp;</td> <td align=3D"center" =
valign=3D"top"><a =
href=3D"https://links.pensionbee.com/s/c/oIIyQPTBvQFdJGPIDaulz6tpEPN2AhS4=
g_PtE7cEhY2crGOjtLfnFOt5WD-ABUZCdnMIPUDqfGKBmvQRkhItZNQvjoJova4pRUadBsGRL=
eudlFo5UWjNysxffyVeFB65xrdwkMLQTquxJJHj_u3nJD7DeiVIcyiUXq93BZ-XNnUUf9V0u0=
ORk4IfiQ3INRSXkIb20a6uwa_Ep3HnqfdRny4zJ2HCjhRZQRqOyOU_1J6S0SSd7XB_C4XuMg0=
8dsRoT2lvnEecbyqoGQbUJ4ALsxuEuccgWL9jmcvDVnAhS8Qh6mib5HjxXB6etVam5bfX-Kg1=
KkU7qP9TARH1jK63PdCd4ipSu8koDk7a-aWaJztFwo-5qfbLpWDxH9ApBenr51SoFj4BdYW74=
q80X_KMPOuu0HfF2BhjaJ6N-X5JBbG3vkbJNIIWuEg8VpDS1CiSjL0g3IAUcKhOD0yPFS7k-L=
EJnxM84I1_Hegg/-rctTh3dU-W4-ZZQkdFDqrZ6e6Dglykl/9" rel=3D"noopener" =
style=3D"text-decoration: none;" target=3D"_blank" title=3D"" =
data-linkto=3D"https://"><img alt=3D"yt" =
src=3D"https://res.cloudinary.com/pensionbee/image/upload/v1731515807/ema=
ils/Social_icons_YouTube_yellow.png" style=3D"display: block; max-width: =
32px; font-family: Arial, sans-serif; font-size: 15px; line-height: =
18px; color: #000000; padding: 0px; text-align: center; height: auto; =
width: 100%;" width=3D"15"></a></td> <td class=3D"em_w1" style=3D"width: =
15px;" width=3D"30">&nbsp;</td> <td align=3D"center" valign=3D"top"><a =
href=3D"https://links.pensionbee.com/s/c/m85Vni9Hds1wML7jUc7DVjAdUYXpn7Z7=
kFazBOou6O9TGmLHEIMnjw5ksixdNQNXtMxE2x8ZJUdB3abYabEudV7LI37G3uzWjqwH0UrJJ=
RNy6GDDNefw8w4X14JZDJeHA_crLfk8dZDJTeAoHUiThLAW4tAmFZbS26frUTryGY7rm9nr3b=
A4p5lalaWuPla9XUMROie-8OMCJGcANlZHBQNnzu-QU1C2jV4gNvwgszpAf7F0h0xiavxazOI=
3u_ILBhDGa6I7nt6lQyCumGoc43hVoNIjC2n8VS1YVDmz9jtO5F4mN33FtNcKTBTI2d6NmgTG=
whjif7O9nUxrN2ZaY19pNeaiR4Y2scRqmSJ2ahAkrl_0Vk4P22UabO2VMqcor9YCl3nzmTFwj=
gU-_i99P43X3s1x9UMGgfI0IXu2j1J4likntQ/yz_ca8NQWHpobfOVY6NkppcR6ZFmtkMs/9"=
 rel=3D"noopener" style=3D"text-decoration: none;" target=3D"_blank" =
title=3D"" data-linkto=3D"https://"><img alt=3D"insta" =
src=3D"https://res.cloudinary.com/pensionbee/image/upload/v1731515759/ema=
ils/Social_icons_Instagram_yellow.png" style=3D"display: block; =
max-width: 32px; font-family: Arial, sans-serif; font-size: 15px; =
line-height: 18px; color: #000000; padding: 0px; text-align: center; =
height: auto; width: 100%;" width=3D"30"></a></td> <td class=3D"em_w1" =
style=3D"width: 15px;" width=3D"30">&nbsp;</td> <td align=3D"center" =
valign=3D"top"><a =
href=3D"https://links.pensionbee.com/s/c/0QOcyIcZFuzDRvG8TzFNFTMp72FbZZLn=
hK1PeouVMma5GgdkXoifL61DrXXLZjoJKxd2s6XRnxVK_z-bSrA3Aj1DUKUl-Y04f_tHfnd69=
Tic3jXGlEFzYGn121ZqEnG4P5HzNzT2v2AXFUy069tdqit2GYyHI6QFCKf3CVIGY4Pn8wJjw8=
K3OcwvScnVNp-akVodP5v93R284mZC8FpZ9TksW3pERHduy7CyKL6tvSdvEUthks6Ze4EML_M=
MLpwqUYPN6vENhAi63vroakeqnQFnfwgyAbecQPNZxGjBDs7wduIs4IeoMG-Tl8qyecbTRZzK=
Jgq2EEdgAwZs9HruJo6uNIaIEhnR4d04QzUtNyLj6irAQhhwu6ZEuNkrN5_skB1IAb4my7gsS=
cgko7VaTgWNCYia2hg5nZdLx2TDjME/JX68uDVztGNNzfClyoDZFe150EsTBeiZ/9" =
rel=3D"noopener" style=3D"text-decoration: none;" target=3D"_blank" =
title=3D"" data-linkto=3D"https://"><img alt=3D"insta" =
src=3D"https://res.cloudinary.com/pensionbee/image/upload/v1731515758/ema=
ils/Social_icons_Podcast_yellow.png" style=3D"display: block; max-width: =
32px; font-family: Arial, sans-serif; font-size: 15px; line-height: =
18px; color: rgb(0, 0, 0); padding: 0px; height: auto; width: 100%;" =
width=3D"30"></a></td> </tr> </tbody> </table> </td> </tr> <tr> <td =
align=3D"center" class=3D"em_defaultlink em_pt40" style=3D"padding-top: =
47px; font-family: 'Open Sans', Arial, sans-serif; font-size: 14px; =
line-height: 22px; color: #343a40; font-weight: 400;" valign=3D"top">If =
you do not wish to receive any marketing emails,<br =
class=3D"em_hide">please click here to <span style=3D"color: rgb(0, 0, =
0);"><span style=3D"text-decoration: underline;"><a =
href=3D"https://links.pensionbee.com/s/u/BiO8lJ3omIedmc-WFJyRp33HMikHorUm=
2Ozr0ypzbBa-ZtebPvf7R4tMLzq13sCw1t-gAraA0Ag4wzlUmDzEoQHUP77tVnopk5Ur8wPKC=
RVHMWg3vwmEi5qasdPUMlNEoQHCgjH5xrHMU3kTOipmUxpLwVS3iu41ZFDEo_YyEpwyAzHq50=
Uq-tUoJaU-WQ-2p5WPGgffUW1GiU8e8xlrAtYuH1kqmRze5Ba0wKGbaJf0N9vk1rqJrHA/-q3=
BCv0qUpg2ORD8XPvZo7KugooSqpLl/9" style=3D"color: rgb(0, 0, 0); =
text-decoration: underline;">Unsubscribe</a></span>.</span></td> </tr> =
<tr> <td align=3D"center" class=3D"em_defaultlink em_pt25" =
style=3D"padding-top: 32px; font-family: 'Open Sans', Arial, sans-serif; =
font-size: 14px; line-height: 22px; color: #82949e; font-weight: 400;" =
valign=3D"top">This email was sent by: PensionBee Limited<br>209 =
Blackfriars Road, London, SE1 8NL, United Kingdom<br><br>PensionBee is =
authorised and regulated by the Financial Conduct Authority (FRN: =
744931) and registered in England and Wales (Companies Registration =
No.&nbsp;9354862).<!--<a href=3D"%%profile_center_url%%" alias=3D"Update =
Profile">Update Profile</a>--></td> </tr> </tbody> </table> </td> </tr> =
</tbody> </table> </td> </tr> </tbody> =
</table></div></td></tr></table></td></tr></tbody></table></td></tr></tbo=
dy> </table></td></tr></tbody></table><!-- End -->
<img border=3D"0" width=3D"1" height=3D"1" alt=3D"" =
src=3D"http://sp.pensionbee.com/q/Kj2gRh-nIgst11i1q85-Rg~~/AABRIhA~/06v9U=
StE3OSnDeRcWumLUkymZVnLv8FuRocJwgIxJEj581umcTZagpK3IimqW75P2-7fRMXvvT4hM7=
PDcIs3tQ~~">
</body></html>
------=_NextPart_000_05CC_01DBD6F1.444497D0--