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File: D:/hMailServer/Data/sarahharvey.com/bob/23/{231EDFB4-8302-4DB9-B63F-4591FCE4A027}.eml
Reply-To: <contact@pensionbee.com>
From: "PensionBee" <marketing@hello.pensionbee.com>
To: <bob@sarahharvey.com>
Subject: Get your pension growing, Robert!
Date: Tue, 4 Mar 2025 10:33:18 -0000
Message-ID: <34.FE.24195.EE6D6C76@i-045c07984841a8083.mta3vrest.sd.prd.sparkpost>
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  <http://sp.pensionbee.com/q/n0vnK_szUwGFpuXCLiIECQ~~/AABRIhA~/4TKqiuGWRBvZI8yDzbVtLOpCI4rsixmwOsvZBI0bwUccxYu_a9IEhs8SXgvDWO_-ijmCOF-ol9hQOGS3OXJs8Q~~>
Finish your sign up today. 
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 <https://links.pensionbee.com/s/c/HbMr39wgzOk4CNhwWi6e6mWdFCf2prfYWA1SEQWT7sMsW-pQWgUvxtdh4LkP-LGqFIDcdt_QB4cxNIkfjqfheNfzC-kx-GOxdq6M92s8UXjmn_Om8nieDr2rnp0e16VJhNwNNBKm0llB_UMPgmfZ_SameNu-YOZa3nASVNHnEm28JKgmHdmjozjRTZFqgt3DBOPNHJfTgWzqnDnlmZVeYJnbxiUAV-WneZl55bnq6TTgRoJULlLMz_Lkmon-QRKvJbBjDGtvyfev5E81GzbhOTr705tJzjC6CWDyOxDybI6rM76Dhe4hR8HPp3im3MgRMhqRD9HS7w/M0fHHW2x0oqqPzaoX1k_new661T2Gnqb/6>
Log in 
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 <https://links.pensionbee.com/s/c/u6jVnUcQLSmYbUklQzR10FP6zFchB4LHGZ3G-x2BeX0H8mOZgJvGG43iYQ3lBEM6gupexjGQe7UrR3hVjaFjaZc4nBu-x5RQbp1Zuuvx0zMYkCcsixhxc5sYKamkF_9vmjUhfbguDTgv_75c43s7uNUTSB3eeq9s5hy5UDk1yhR6ybdrBXslB53NESkYB_HDRtPVE_jOLxrUFS24UXQTnKG7PdgWyebaYLT-69sUdQkc7c56-o3Q07Ut7jJhE7OCSde8gRkWtdUOFQDK0jc9VJaKVmm5b0xrImhpdt73ZTIrIaa7bm630Q5kCZ3AISVm8EAfZlJayA/fPZN6HR_-z-OFzWWy_KBDh2xQi4X5uhS/6>


Hi Robert,


The end of the tax year is just round the corner. Did you know that you can 
usually get tax top ups from the government directly into your pension when 
you contribute? Keep reading to find out how to give your pension a boost 
before the tax year ends.

Here’s how it works

Most basic rate taxpayers usually get a 25% tax top up on personal pension 
contributions. So if you paid £100 into your pension, HMRC would effectively 
add another £25 bringing the total contribution to £125.

If you’re eligible, PensionBee will add the 25% top up directly to your 
pension balance on your behalf.

With our flexible contributions, you can save as much as you like, as often 
as you like, into your pension (subject to your annual allowance 
<https://links.pensionbee.com/s/c/Uuq7RbHYcH_OpBU7xjpitK7G1lZcx3hA7GbGK1dzRM84YsXxkSP-Fb_uwvB3bltbi63Y9sU1r2l_kEQX3dqw193euWAX2KNMH_5plD3hsOLvEZs33sacj8ccC5Tr0P-dqKsssxOd_ixMTGdHs_NPchUsga_dsVSEQbJZEtydFM1x-JnB8QqMWYgZrdpX6jFmYkG7T0Wz2EGGeZeS7WDxYg2FGumriHwU30g1dgnNSiwUGmvGhTkMvkA-U_v7c-jrZYI2vtExpW_fJQ1dQLox-La80W5RMf1ATWDHfW2LPw5-rmTDbOZV2ttQQ84euvwZv3stNW_Vpu-EMgfU7RG9dVvX9HdWdwc97OmNuh72KZ0ffFErrAGKGO8Cg_XhZwGSRoTyRJZCqR0kv7A/worE1UYM3KBRqCHHR14MROdiRO2YDqSw/6> 
 ) 
<https://links.pensionbee.com/s/c/lPqpJntSHAxhUcmWXwxPMLvTZMXa5A7VuTLwNGdpeUAwC3sm_2tA2AzbAAvR5us1ZgaDL4eiihJHdjdSKSCFhExNOVK2GaO-FUl2vMx1Nfk_7kCWhD8GQ5mtMs0nYPZMk3QKPnt9icEvyRZZuhg6QyQ2HbG2oTBmIJRPuPLS2P2kivGU1V7eZH0AQDOSkIE0gmGcXnoks2M7DjdJkefEZWudjaSJQYGkamQxJxHaRI_q9AZqPUurbdbdEhRNLGnFetDnMp2_KQ41IlicDhpwz9kGArsGfIvTTZBzaUzZv8DS3NxY_QXu0-97kA0bllQRyF0hqi61w9mIaZv4781Pm9rPw80vDhBtm7BdZceO100Bwzo60TV656_Kw8gKj0Hdn_QohrYQjGWDWUg/ulL4dmCf8TIDAdJC8jHU0il6GjlmPyyu/6> 
. For tax year 2024/25 the pension contribution limit is currently up to 
£60,000 or 100% of your income, whichever is lower.


Get started today


Setting up a contribution with PensionBee is easy. It takes just a few 
clicks on the website or taps on the app to get started.


Give your pension savings a boost - your future self will thank you!


 <https://links.pensionbee.com/s/c/xQ3GJKqbnLHCdo-4CMPQRgV2SR--baQNZM_4YcAy6qABVBkgxCsaifne4qw_VYI8GtFkOyU0g19AuKE5fmRFXSnAfCuQ8IYyKMLIu9WexIZcg6ixn88emArFpAWWu5ZKvapueDHSroPRymLgqIbebqNjb-o3BdvJLEivAl7-bJoO3PrSZ-LK12K4F42BEowAlWPjvjAvtOrw7i9f9TJqy56RhK6blW7GU4M0Eq-8gCo83pM-JMEBjVDjD2ZKG4zrQo-g79yMefaJXZR9ws1c9QC2TsaJuXoyt8DpvlZouqUz5VHf8Y9TVXa3w18RRniE_Fp7HD04bQ/W98g2Ntl2-RDeJbVZkbFiIqhpPK5BFA9/6> 
Finish your sign up




With investments, your capital is at risk. Pensions can go down in value as 
well as up, so you could get back less than you invest.




Have a question?

Get in touch with our friendly UK team.







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width=3D"1" height=3D"1" alt=3D"" style=3D"display:block;" =
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wnEQP_VSivHAYqr2U5IO91k0S5weOP5y-OOKJe73r7QQfqHKlU6RflMkLOzCta3NbxdxonwjT=
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class=3D"em_side15"><img src=3D"images/spacer.gif" width=3D"1" =
height=3D"1" alt=3D"" style=3D"display:block;" border=3D"0"/></td> </tr> =
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style=3D"width:600px;" width=3D"600"> <tr> <td align=3D"center" =
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padding:17px 25px;" valign=3D"top"> <table align=3D"center" border=3D"0" =
cellpadding=3D"0" cellspacing=3D"0" width=3D"100%"> <tr> <td =
align=3D"left" style=3D"width:126px;" valign=3D"top" width=3D"126"> <a =
data-linkto=3D"https://" =
href=3D"https://links.pensionbee.com/s/c/HbMr39wgzOk4CNhwWi6e6mWdFCf2prfY=
WA1SEQWT7sMsW-pQWgUvxtdh4LkP-LGqFIDcdt_QB4cxNIkfjqfheNfzC-kx-GOxdq6M92s8U=
Xjmn_Om8nieDr2rnp0e16VJhNwNNBKm0llB_UMPgmfZ_SameNu-YOZa3nASVNHnEm28JKgmHd=
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-QRKvJbBjDGtvyfev5E81GzbhOTr705tJzjC6CWDyOxDybI6rM76Dhe4hR8HPp3im3MgRMhqR=
D9HS7w/M0fHHW2x0oqqPzaoX1k_new661T2Gnqb/6" =
style=3D"text-decoration:none;" target=3D"_blank" title=3D""><img =
alt=3D"Pension Bee" =
src=3D"https://res.cloudinary.com/pensionbee/image/upload/v1731506007/ema=
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font-family: Arial, sans-serif; font-size: 15px; line-height: 18px; =
color: #000000; padding: 0px; text-align: center; height: auto; width: =
100%;" width=3D"126"></a> </td> <td class=3D"em_side15" =
style=3D"width:353px;" width=3D"353"> &nbsp; </td> <td align=3D"center" =
valign=3D"top"> <table align=3D"right" border=3D"0" cellpadding=3D"0" =
cellspacing=3D"0" style=3D"width:95px;" width=3D"95"> <tr> <td =
align=3D"center" bgcolor=3D"#343a40" height=3D"42" style=3D"height:42px; =
background-color:#f9c000; border-radius: 4px; font-family: 'Ryo Gothic =
PlusN', Arial, sans-serif; font-size:16px; color:#FFFFFF; =
font-weight:550;" valign=3D"middle"> <a data-linkto=3D"https://" =
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sNH2CGtcFzQF-k_VnV9_xQwuQ6rTLnBJGSeTrAMBki5CnyJTTMFb-iv0Q8Cj5YfvL_rgEMhmB=
vKHUYaO9tKYHSJ0gg0TLkkpBxrdbtHvyI90JTBoRwXEOH1mXi0zgs76D_0Kl4D8IreC5QBXO5=
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MbRW8A1ILPQU1gVWqPtErSHzuPWzlQQz4WohzkiiCii-ROWvxy4AoTOIO9Z_56BHOKl4E1XVJ=
5lGy2g/8C6xdzY_YwJd4LEAUMntTyXuaOBghxDC/6" =
style=3D"color:#343a40;text-decoration:none; display:block; =
line-height:42px;" target=3D"_blank" title=3D"">Log in</a> </td> </tr> =
</table> </td> </tr> </table> </td> </tr> =
</table></div></td></tr></table><table class=3D"image_block block-2" =
width=3D"100%" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" =
role=3D"presentation" style=3D"box-sizing: border-box; mso-table-lspace: =
0; mso-table-rspace: 0;"><tr style=3D"box-sizing: border-box;"><td =
class=3D"pad" style=3D"box-sizing: border-box; width: 100%;" =
width=3D"100%"><div class=3D"alignment" align=3D"center" =
style=3D"box-sizing: border-box; line-height: 10px;"><div =
style=3D"box-sizing: border-box; max-width: 600px;"><a =
href=3D"https://links.pensionbee.com/s/c/u6jVnUcQLSmYbUklQzR10FP6zFchB4LH=
GZ3G-x2BeX0H8mOZgJvGG43iYQ3lBEM6gupexjGQe7UrR3hVjaFjaZc4nBu-x5RQbp1Zuuvx0=
zMYkCcsixhxc5sYKamkF_9vmjUhfbguDTgv_75c43s7uNUTSB3eeq9s5hy5UDk1yhR6ybdrBX=
slB53NESkYB_HDRtPVE_jOLxrUFS24UXQTnKG7PdgWyebaYLT-69sUdQkc7c56-o3Q07Ut7jJ=
hE7OCSde8gRkWtdUOFQDK0jc9VJaKVmm5b0xrImhpdt73ZTIrIaa7bm630Q5kCZ3AISVm8EAf=
ZlJayA/fPZN6HR_-z-OFzWWy_KBDh2xQi4X5uhS/6" target=3D"_blank" =
style=3D"box-sizing: border-box; outline: none;" tabindex=3D"-1"><img =
src=3D"https://res.cloudinary.com/pensionbee/image/upload/v1740579899/ema=
ils/2025/Ready_to_contribute_to_your_future__1.png" style=3D"box-sizing: =
border-box; display: block; height: auto; border: 0; width: 100%;" =
width=3D"600" alt title =
height=3D"auto"></a></div></div></td></tr></table><table =
class=3D"text_block block-3" width=3D"100%" border=3D"0" =
cellpadding=3D"10" cellspacing=3D"0" role=3D"presentation" =
style=3D"box-sizing: border-box; mso-table-lspace: 0; mso-table-rspace: =
0; word-break: break-word;"><tr style=3D"box-sizing: border-box;"><td =
class=3D"pad" style=3D"box-sizing: border-box;"><div =
style=3D"box-sizing: border-box; font-family: sans-serif;"><div class =
style=3D"box-sizing: border-box; font-size: 12px; font-family: =
Arial,'Helvetica Neue',Helvetica,sans-serif; mso-line-height-alt: 18px; =
color: #3a342c; line-height: 1.5;"><p style=3D"box-sizing: border-box; =
line-height: inherit; margin: 0; font-size: 16px; mso-line-height-alt: =
24px;"><span style=3D"box-sizing: border-box; word-break: break-word; =
font-size: 16px;"><span style=3D"box-sizing: border-box; word-break: =
break-word;">Hi Robert,</span></span></p><p style=3D"box-sizing: =
border-box; line-height: inherit; margin: 0; font-size: 16px; =
mso-line-height-alt: 24px;"><br style=3D"box-sizing: border-box;"> The =
end of the tax year is just round the corner. Did you know that you can =
usually get tax top ups from the government directly into your pension =
when you contribute? Keep reading to find out how to give your pension a =
boost before the tax year ends.<br style=3D"box-sizing: border-box;"><br =
style=3D"box-sizing: border-box;"><strong style=3D"box-sizing: =
border-box;">Here=E2=80=99s how it works</strong><br =
style=3D"box-sizing: border-box;"><br style=3D"box-sizing: border-box;"> =
Most basic rate taxpayers usually get a 25% tax top up on personal =
pension contributions. So if you paid =C2=A3100 into your pension, HMRC =
would effectively add another =C2=A325 bringing the total contribution =
to =C2=A3125.<br style=3D"box-sizing: border-box;"><br =
style=3D"box-sizing: border-box;">If you=E2=80=99re eligible, PensionBee =
will add the 25% top up directly to your pension balance on your =
behalf.<br style=3D"box-sizing: border-box;"><br style=3D"box-sizing: =
border-box;"> With our flexible contributions, you can save as much as =
you like, as often as you like, into your pension (<a =
href=3D"https://links.pensionbee.com/s/c/Uuq7RbHYcH_OpBU7xjpitK7G1lZcx3hA=
7GbGK1dzRM84YsXxkSP-Fb_uwvB3bltbi63Y9sU1r2l_kEQX3dqw193euWAX2KNMH_5plD3hs=
OLvEZs33sacj8ccC5Tr0P-dqKsssxOd_ixMTGdHs_NPchUsga_dsVSEQbJZEtydFM1x-JnB8Q=
qMWYgZrdpX6jFmYkG7T0Wz2EGGeZeS7WDxYg2FGumriHwU30g1dgnNSiwUGmvGhTkMvkA-U_v=
7c-jrZYI2vtExpW_fJQ1dQLox-La80W5RMf1ATWDHfW2LPw5-rmTDbOZV2ttQQ84euvwZv3st=
NW_Vpu-EMgfU7RG9dVvX9HdWdwc97OmNuh72KZ0ffFErrAGKGO8Cg_XhZwGSRoTyRJZCqR0kv=
7A/worE1UYM3KBRqCHHR14MROdiRO2YDqSw/6" target=3D"_blank" =
style=3D"box-sizing: border-box; text-decoration: underline; color: =
#007db7;" rel=3D"noopener">subject to your annual allowance</a>)<a =
href=3D"https://links.pensionbee.com/s/c/lPqpJntSHAxhUcmWXwxPMLvTZMXa5A7V=
uTLwNGdpeUAwC3sm_2tA2AzbAAvR5us1ZgaDL4eiihJHdjdSKSCFhExNOVK2GaO-FUl2vMx1N=
fk_7kCWhD8GQ5mtMs0nYPZMk3QKPnt9icEvyRZZuhg6QyQ2HbG2oTBmIJRPuPLS2P2kivGU1V=
7eZH0AQDOSkIE0gmGcXnoks2M7DjdJkefEZWudjaSJQYGkamQxJxHaRI_q9AZqPUurbdbdEhR=
NLGnFetDnMp2_KQ41IlicDhpwz9kGArsGfIvTTZBzaUzZv8DS3NxY_QXu0-97kA0bllQRyF0h=
qi61w9mIaZv4781Pm9rPw80vDhBtm7BdZceO100Bwzo60TV656_Kw8gKj0Hdn_QohrYQjGWDW=
Ug/ulL4dmCf8TIDAdJC8jHU0il6GjlmPyyu/6" target=3D"_blank" =
style=3D"box-sizing: border-box; text-decoration: underline; color: =
#007db7;" rel=3D"noopener"></a>. For tax year 2024/25 the pension =
contribution limit is currently up to =C2=A360,000 or 100% of your =
income, whichever is lower. </p><p style=3D"box-sizing: border-box; =
line-height: inherit; margin: 0; font-size: 16px; mso-line-height-alt: =
24px;"><br style=3D"box-sizing: border-box;"><strong =
style=3D"box-sizing: border-box;">Get started today</strong></p><p =
style=3D"box-sizing: border-box; line-height: inherit; margin: 0; =
font-size: 16px; mso-line-height-alt: 24px;"><br style=3D"box-sizing: =
border-box;">Setting up a contribution with PensionBee is easy. It takes =
just a few clicks on the website or taps on the app to get =
started.&nbsp;</p><p style=3D"box-sizing: border-box; line-height: =
inherit; margin: 0; font-size: 16px; mso-line-height-alt: 24px;"><br =
style=3D"box-sizing: border-box;">Give your pension savings a boost - =
your future self will thank you!</p></div></div></td></tr></table><table =
class=3D"button_block block-4" width=3D"100%" border=3D"0" =
cellpadding=3D"10" cellspacing=3D"0" role=3D"presentation" =
style=3D"box-sizing: border-box; mso-table-lspace: 0; mso-table-rspace: =
0;"><tr style=3D"box-sizing: border-box;"><td class=3D"pad" =
style=3D"box-sizing: border-box;"><div class=3D"alignment" =
align=3D"center" style=3D"box-sizing: border-box;"><!--[if =
mso]><v:roundrect xmlns:v=3D"urn:schemas-microsoft-com:vml" =
xmlns:w=3D"urn:schemas-microsoft-com:office:word" =
href=3D"https://links.pensionbee.com/s/c/bjkrsr9p7Q0S9CKFPKbnyvqeA-o3soYB=
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inset=3D"0px,0px,0px,5px"> <center dir=3D"false" =
style=3D"color:#000000;font-family:Arial, =
sans-serif;font-size:16px"><![endif]--> <a class=3D"button" =
href=3D"https://links.pensionbee.com/s/c/xQ3GJKqbnLHCdo-4CMPQRgV2SR--baQN=
ZM_4YcAy6qABVBkgxCsaifne4qw_VYI8GtFkOyU0g19AuKE5fmRFXSnAfCuQ8IYyKMLIu9Wex=
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style=3D"box-sizing: border-box; background-color: #f9c000; =
border-bottom: 0px solid transparent; border-left: 0px solid =
transparent; border-radius: 12px; border-right: 0px solid transparent; =
border-top: 0px solid transparent; color: #000000; display: =
inline-block; font-family: Arial, 'Helvetica Neue', Helvetica, =
sans-serif; font-size: 16px; font-weight: 400; mso-border-alt: none; =
padding-bottom: 10px; padding-top: 5px; text-align: center; =
text-decoration: none; width: auto; word-break: keep-all;"><span =
style=3D"box-sizing: border-box; word-break: break-word; padding-left: =
20px; padding-right: 20px; font-size: 16px; display: inline-block; =
letter-spacing: normal;"><span style=3D"box-sizing: border-box; =
word-break: break-word; line-height: 32px;"><strong style=3D"box-sizing: =
border-box;">Finish your sign up</strong></span></span></a> <!--[if =
mso]></center></v:textbox></v:roundrect><![endif]--></div></td></tr></tab=
le></td></tr></tbody></table></td></tr></tbody></table><table =
class=3D"row row-2" align=3D"center" width=3D"100%" border=3D"0" =
cellpadding=3D"0" cellspacing=3D"0" role=3D"presentation" =
style=3D"box-sizing: border-box; mso-table-lspace: 0; mso-table-rspace: =
0;"><tbody style=3D"box-sizing: border-box;"><tr style=3D"box-sizing: =
border-box;"><td style=3D"box-sizing: border-box;"><table =
class=3D"row-content stack" align=3D"center" border=3D"0" =
cellpadding=3D"0" cellspacing=3D"0" role=3D"presentation" =
style=3D"box-sizing: border-box; mso-table-lspace: 0; mso-table-rspace: =
0; color: #333; width: 600px; margin: 0 auto;" width=3D"600"><tbody =
style=3D"box-sizing: border-box;"><tr style=3D"box-sizing: =
border-box;"><td class=3D"column column-1" width=3D"100%" =
style=3D"box-sizing: border-box; mso-table-lspace: 0; mso-table-rspace: =
0; font-weight: 400; text-align: left; padding-bottom: 30px; =
padding-top: 15px; vertical-align: top;" align=3D"left" =
valign=3D"top"><table class=3D"text_block block-1" width=3D"100%" =
border=3D"0" cellpadding=3D"10" cellspacing=3D"0" role=3D"presentation" =
style=3D"box-sizing: border-box; mso-table-lspace: 0; mso-table-rspace: =
0; word-break: break-word;"><tr style=3D"box-sizing: border-box;"><td =
class=3D"pad" style=3D"box-sizing: border-box;"><div =
style=3D"box-sizing: border-box; font-family: sans-serif;"><div class =
style=3D"box-sizing: border-box; font-size: 14px; font-family: =
Arial,'Helvetica Neue',Helvetica,sans-serif; mso-line-height-alt: 21px; =
color: #343a40; line-height: 1.5;"><p style=3D"box-sizing: border-box; =
line-height: inherit; margin: 0; font-size: 14px; text-align: center; =
mso-line-height-alt: 21px;"><em style=3D"box-sizing: border-box;">With =
investments, your capital is at risk. Pensions can go down in value as =
well as up, so you could get back less than you =
invest.</em></p></div></div></td></tr></table><table class=3D"text_block =
block-2" width=3D"100%" border=3D"0" cellpadding=3D"5" cellspacing=3D"0" =
role=3D"presentation" style=3D"box-sizing: border-box; mso-table-lspace: =
0; mso-table-rspace: 0; word-break: break-word;"><tr =
style=3D"box-sizing: border-box;"><td class=3D"pad" style=3D"box-sizing: =
border-box;"><div style=3D"box-sizing: border-box; font-family: =
sans-serif;"><div class style=3D"box-sizing: border-box; font-size: =
14px; font-family: Arial,'Helvetica Neue',Helvetica,sans-serif; =
mso-line-height-alt: 21px; color: #343a40; line-height: 1.5;"><p =
style=3D"box-sizing: border-box; line-height: inherit; margin: 0; =
font-size: 14px; text-align: center; mso-line-height-alt: =
21px;">&nbsp;</p><p style=3D"box-sizing: border-box; line-height: =
inherit; margin: 0; font-size: 14px; text-align: center; =
mso-line-height-alt: 21px;"> <span style=3D"box-sizing: border-box; =
word-break: break-word; color: #000000;"><strong style=3D"box-sizing: =
border-box;">Have a question?</strong></span></p><p style=3D"box-sizing: =
border-box; line-height: inherit; margin: 0; font-size: 14px; =
text-align: center; mso-line-height-alt: 21px;">Get in touch with our =
friendly UK =
team.</p></div></div></td></tr></table></td></tr></tbody></table></td></t=
r></tbody></table><table class=3D"row row-3" align=3D"center" =
width=3D"100%" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" =
role=3D"presentation" style=3D"box-sizing: border-box; mso-table-lspace: =
0; mso-table-rspace: 0;"><tbody style=3D"box-sizing: border-box;"><tr =
style=3D"box-sizing: border-box;"><td style=3D"box-sizing: =
border-box;"><table class=3D"row-content stack" align=3D"center" =
border=3D"0" cellpadding=3D"0" cellspacing=3D"0" role=3D"presentation" =
style=3D"box-sizing: border-box; mso-table-lspace: 0; mso-table-rspace: =
0; border-radius: 0; color: #000; width: 600px; margin: 0 auto;" =
width=3D"600"><tbody style=3D"box-sizing: border-box;"><tr =
style=3D"box-sizing: border-box;"><td class=3D"column column-1" =
width=3D"100%" style=3D"box-sizing: border-box; mso-table-lspace: 0; =
mso-table-rspace: 0; font-weight: 400; text-align: left; padding-bottom: =
5px; padding-top: 5px; vertical-align: top;" align=3D"left" =
valign=3D"top"><table class=3D"html_block block-1" width=3D"100%" =
border=3D"0" cellpadding=3D"0" cellspacing=3D"0" role=3D"presentation" =
style=3D"box-sizing: border-box; mso-table-lspace: 0; mso-table-rspace: =
0;"><tr style=3D"box-sizing: border-box;"><td class=3D"pad" =
style=3D"box-sizing: border-box;"><div style=3D"box-sizing: border-box; =
font-family: Arial,'Helvetica Neue',Helvetica,sans-serif; text-align: =
center;" align=3D"center"><table align=3D"center" border=3D"0" =
cellpadding=3D"0" cellspacing=3D"0" class=3D"em_wrapper" style=3D"width: =
600px;" width=3D"600"> <tbody> <tr> <td align=3D"center" class=3D"em_p3" =
style=3D"padding: 15px 70px;" valign=3D"top"> <table align=3D"center" =
border=3D"0" cellpadding=3D"0" cellspacing=3D"0" width=3D"100%"> <tbody> =
<tr> <td valign=3D"top"> <table align=3D"left" border=3D"0" =
cellpadding=3D"0" cellspacing=3D"0" class=3D"em_wrapper" style=3D"width: =
290px;" width=3D"290"> <tbody> <tr> <td align=3D"center" valign=3D"top"> =
<table align=3D"left" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" =
class=3D"em_wrapper" style=3D"width: 130px;" width=3D"130"> <tbody> <tr> =
<td align=3D"center" class=3D"em_h0" height=3D"31" style=3D"height: =
31px;" valign=3D"middle"><img alt=3D"" border=3D"0" =
src=3D"https://res.cloudinary.com/pensionbee/image/upload/v1731507652/ema=
ils/Call_us.png" style=3D"display: block; max-width: 30px; font-family: =
Arial, sans-serif; font-size: 15px; line-height: 18px; color: #000000; =
padding: 0px; text-align: center; height: auto; width: 100%;" =
width=3D"30"></td> </tr> <tr> <td align=3D"center" =
class=3D"em_defaultlink" style=3D"padding-top: 9px; font-family: 'Open =
Sans', Arial, sans-serif; font-size: 12px; line-height: 22px; color: =
#000000; font-weight: 750;" valign=3D"top">020 3457 8444&nbsp;</td> =
</tr> <tr> <td class=3D"em_defaultlink" style=3D"padding-top: 12px; =
font-family: 'Open Sans', Arial, sans-serif; font-size: 11px; =
line-height: 16px; color: rgb(0, 0, 0); font-weight: 400; =
letter-spacing: 0.3px; text-align: center;" valign=3D"top">Monday - =
Friday: 9:30am-5pm</td> </tr> </tbody> </table> <table align=3D"right" =
border=3D"0" cellpadding=3D"0" cellspacing=3D"0" class=3D"em_wrapper" =
style=3D"width: 130px;" width=3D"130"> <tbody> <tr> <td align=3D"center" =
class=3D"em_h0 em_pt25" height=3D"31" style=3D"height: 31px;" =
valign=3D"middle"><img alt=3D"123" border=3D"0" =
src=3D"https://res.cloudinary.com/pensionbee/image/upload/v1731507652/ema=
ils/Email_us.png" style=3D"display: block; max-width: 34px; font-family: =
Arial, sans-serif; font-size: 15px; line-height: 18px; color: #000000; =
padding: 0px; height: auto; width: 100%; text-align: center;" =
width=3D"30"></td> </tr> <tr> <td class=3D"em_defaultlink" =
style=3D"padding-top: 9px; font-family: 'Open Sans', Arial, sans-serif; =
font-size: 12px; line-height: 22px; color: rgb(0, 0, 0); font-weight: =
750; text-align: center;" valign=3D"top"><span style=3D"color: rgb(0, 0, =
0);"><a href=3D"mailto:contact@pensionbee.com?subject=3D" =
style=3D"text-decoration: none; color: rgb(0, 0, 0);" =
title=3D"contact@pensionbee.com" =
data-linkto=3D"mailto:">contact@pensionbee.com</a></span></td> </tr> =
<tr> <td class=3D"em_defaultlink" style=3D"padding-top: 12px; =
font-family: 'Open Sans', Arial, sans-serif; font-size: 11px; =
line-height: 16px; color: rgb(0, 0, 0); font-weight: 400; =
letter-spacing: 0.3px; text-align: center;" valign=3D"top">Send us an =
email and we'll get back to you as soon as possible</td> </tr> </tbody> =
</table> </td> </tr> </tbody> </table> <table align=3D"right" =
border=3D"0" cellpadding=3D"0" cellspacing=3D"0" class=3D"em_wrapper" =
style=3D"width: 130px;" width=3D"130"> <tbody> <tr> <td align=3D"center" =
class=3D"em_h0 em_pt25" height=3D"31" style=3D"height: 31px;" =
valign=3D"middle"><img alt=3D"" border=3D"0" =
src=3D"https://res.cloudinary.com/pensionbee/image/upload/v1731507653/ema=
ils/Live_chat.png" style=3D"display: block; max-width: 34px; =
font-family: Arial, sans-serif; font-size: 15px; line-height: 18px; =
color: #000000; padding: 0px; height: auto; width: 100%; text-align: =
center;" width=3D"28"></td> </tr> <tr> <td align=3D"center" =
class=3D"em_defaultlink" style=3D"padding-top: 7px; font-family: 'Open =
Sans', Arial, sans-serif; font-size: 12px; line-height: 22px; color: =
#000000; font-weight: 750;" valign=3D"top"><a =
href=3D"https://links.pensionbee.com/s/c/gRUAqvDl_oje1U70__72lQ9vXzKLmNaZ=
x8oNmwigM21ueLf5uLqLVV_rztFXP2ZkA4iEwFTDanEesde62q8aJEHpKVX4jV3Fk7eSn_fPy=
YTyRWMRSrrTYSB64ym4E4RY3R_9ZbjFZ1HZZ91PjTmcuIIr3bF5aF4Ln_MCYWGkogN-TTsMOv=
KZX99d3JHDZPCc558KboBtn_F-NsoG64WhU1QxgyXcrOnIO3b_6Zuvzf1hfZxxyPNczJuyhJs=
ZLCVHBU83hcLy6wyj1QNxCbaNUe29uFfi7sgnhHKvNk9tDLyyKZBWzlcoe3c/aNL_klUFl0De=
PStasFnJCOBUYV62fVEl/6" style=3D"text-decoration: none;" title=3D"Launch =
live chat" data-linkto=3D"https://"><span style=3D"color: rgb(0, 0, =
0);">Launch live chat</span></a></td> </tr> <tr> <td =
class=3D"em_defaultlink" style=3D"padding-top: 12px; font-family: 'Open =
Sans', Arial, sans-serif; font-size: 11px; line-height: 16px; color: =
rgb(0, 0, 0); font-weight: 400; letter-spacing: 0.3px; text-align: =
center;" valign=3D"top">Speak to a member of our friendly team now</td> =
</tr> </tbody> </table> </td> </tr> <tr> <td =
valign=3D"top"><br>&nbsp;</td> </tr> </tbody> </table> </td> </tr> =
</tbody> </table> <table align=3D"center" border=3D"0" cellpadding=3D"0" =
cellspacing=3D"0" class=3D"em_wrapper" style=3D"width: 600px;" =
width=3D"600"> <tbody> <tr> <td align=3D"center" valign=3D"top"> <table =
align=3D"center" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" =
width=3D"100%"> <tbody> <tr> <td bgcolor=3D"#F9C000" height=3D"12" =
style=3D"height: 12px; font-size: 0px; line-height: 0px;">&nbsp;</td> =
</tr> <tr> <td align=3D"center" class=3D"em_p30" style=3D"padding: 30px =
20px;" valign=3D"top"> <table align=3D"center" border=3D"0" =
cellpadding=3D"0" cellspacing=3D"0" width=3D"100%"> <tbody> <tr> <td =
align=3D"center" valign=3D"top"> <table align=3D"center" border=3D"0" =
cellpadding=3D"0" cellspacing=3D"0" class=3D"em_wrapper" style=3D"width: =
442px;" width=3D"442"> <tbody> <tr> <td valign=3D"top"> <table =
align=3D"center" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" =
class=3D"em_wrapper" style=3D"width: 279px;" width=3D"279"> <tbody> <tr> =
<td align=3D"center" valign=3D"top"> <p style=3D"font-family: Arial, =
Arial Black, Tahoma, Trebuchet MS, Verdana, sans-serif; font-size: 12px; =
color: #aaa; text-decoration: none;"><a =
href=3D"https://links.pensionbee.com/s/c/ddN8zeqMsD1rmg_q_pOH5QIjAiwhACXS=
VT8mhkjdB0w3ZymXaISzSEBEPH1CYwDFEeqoRsfVtcJjI12rqzjEvIqgUTQsk7re5OC7Ngwwc=
0rURiWgRcb3Tl-JiNZjy2iBnzG68UBnGaAIC57mygiLdxqsf3DaD0VgQTvUUo1KOLLpyeB5jw=
tNaQqsq4kn1bJht0DxfR87z45o2mIHSoNc9MWXGwvJTyKLXPjFmZk3fSRopuY2atLyMzzHjN1=
vy-ahNeBNOw_B1BtopihOopz5DHu4dw17DSzM7PKV0yqB8Tf-OsamepY2liHuXjZ576-zywKW=
2yalrcpEwdVKFgNL7IIu7pQGgl6qGZecQ-u-7Z4VXWymEAJJ0POqU1GjC-yLTbrGB408gpFyy=
FA/qwCRaQyiuYNIeQ9ZWXRMQ4FN2Vxuc-8Q/6" rel=3D"noopener noreferrer" =
style=3D"text-decoration: none; text-underline: none;" =
target=3D"_blank"> <img alt=3D"Trustpilot rating" border=3D"0" =
height=3D"16" =
src=3D"https://emailsignature.trustpilot.com/signature/en-US/2/55f7e14b00=
00ff0005835423/text.png" style=3D"max-height: 16px; margin: 0; padding: =
0; width: auto; border: none;"> <br><img alt=3D"Trustpilot Stars" =
border=3D"0" height=3D"40" =
src=3D"https://emailsignature.trustpilot.com/signature/en-US/2/55f7e14b00=
00ff0005835423/stars.png" style=3D"max-width: 160px; width: 100%; =
max-height: 40px; border: none;" width=3D"160"> </a> <br><a =
href=3D"https://links.pensionbee.com/s/c/CemSXEeznkyF8Z0oSJTWYEgk4rLUIo7o=
GSSPQOoAcWDuSiE1d8J-gKhYKpcxhqw56En6AXStCIdRqVBBnCMOt_--McS1v1yfXe8qu_EI1=
SdZpd8xrKzWXmu8R4OUm5QoRgI_QtQ4bnNpJt8f7huBTAGyms2pEd4ZDJ38d9P5DaW1E4095t=
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xA/4J9pRcviA9ONpk5LWGnUKmrZxg2MQupp/6" rel=3D"noopener noreferrer" =
style=3D"text-decoration: none; text-underline: none;" =
target=3D"_blank"> <img alt=3D"Trustpilot Logo" border=3D"0" =
height=3D"20" =
src=3D"https://emailsignature.trustpilot.com/brand/s/2/logo.png" =
style=3D"max-width: 79px; width: 100%; max-height: 20px; border: none;" =
width=3D"79"> </a></p> <p></p> <table stlye=3D"margin-top: 16px;" =
align=3D"left" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" =
class=3D"em_wrapper" style=3D"width: 123px;" width=3D"123"> <tbody> =
<tr></tr> </tbody> </table> </td> </tr> </tbody> </table> </td> </tr> =
</tbody> </table> <table align=3D"center" border=3D"0" cellpadding=3D"0" =
cellspacing=3D"0"> <tbody> <br> <tr> <td align=3D"center" =
valign=3D"top"><a =
href=3D"https://links.pensionbee.com/s/c/fyS8WtcdKIEgWE_BuQ7p7hji5pXMUFNg=
QOkaFvHvRa1_xdM7kaEpJonNFC62OAVpin1RHkGtVY5KV0_gNfig-6D5kDCrhZVE3Rt5IE5Qy=
4gUb4Z2CfkTlpHt4bWuU-Xo360cekvt79CBugaQ-HK_BoqJkHgcwFd5_mHXY2IskcSKhtfpTi=
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YmKeO0ZKapMXJpwgov1iaZhve4NP/6" rel=3D"noopener" =
style=3D"text-decoration: none;" target=3D"_blank" title=3D"" =
data-linkto=3D"https://"><img alt=3D"fb" =
src=3D"https://res.cloudinary.com/pensionbee/image/upload/v1731515759/ema=
ils/Social_icons_Facebook_yellow.png" style=3D"display: block; =
max-width: 32px; font-family: Arial, sans-serif; font-size: 15px; =
line-height: 18px; color: #000000; padding: 0px; text-align: center; =
height: auto; width: 100%;" width=3D"32"></a></td> <td class=3D"em_w1" =
style=3D"width: 15px;" width=3D"30"></td> <td align=3D"center" =
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