File: D:/hMailServer/Data/sarahharvey.com/bob/21/{21FB3F85-7399-490D-B4D3-5AC3E3A7E152}.eml
From: <bob@sarahharvey.com>
To: "'Leah Griffiths'" <Leah_Griffiths@ajg.com>
References: <LO0P123MB43456628CFACB3692B0572D5FCE8A@LO0P123MB4345.GBRP123.PROD.OUTLOOK.COM> <607AC808-5A30-480D-B4D0-AE47CABC2E47@sarahharvey.com> <LO0P123MB434537434DB0CA349E83239EFCE8A@LO0P123MB4345.GBRP123.PROD.OUTLOOK.COM> <LO0P123MB434522706282FE3AC8E9316DFCF3A@LO0P123MB4345.GBRP123.PROD.OUTLOOK.COM>
In-Reply-To: <LO0P123MB434522706282FE3AC8E9316DFCF3A@LO0P123MB4345.GBRP123.PROD.OUTLOOK.COM>
Subject: =?UTF-8?Q?RE:_URGENT:_Renewal_Invite_:=E2=80=93_Co?=
=?UTF-8?Q?ntact_Reference_:=C2=A011524793_-=C2=A0Cli?=
=?UTF-8?Q?ent_Name_:=C2=A0Sarah_Harvey_Limited?=
Date: Wed, 22 Oct 2025 11:47:04 +0100
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Sorry for the delay I’ve been on holiday
Ok changes needed.
We are only now looking at a £400k max wage bill and no IT recruitment as we
have considerably cut our Recruitment business.
We are still classed as a Recruitment consultancy but only will have a
maximum of 10 contractors and 1 full time staff. 3 temp workers at present
and 2 self employed,
Company Turnover will be £400k to £500k max.
No office insurance.
No equipment insurance.
Pretty much as standard as we can be please
Thanks in advance
Bob Home
Sarah Harvey Limited
14 Rural Innovation Centre
Avenue H
Stoneleigh Park
Kenilworth
Warwickshire
CV8 2LG
Tel: +0044(0)01926450545
Mobile:+44(0)7887726814
We respect our clients' privacy. Your personal details will not be shared
with third parties as per Sarah Harvey GDPR policy. By submitting your
details you consent to being contacted by Sarah Harvey Limited by telephone
and email for this and similar positions. Please see our website for further
GDPR information at <http://www.sarahharvey.com/> www.sarahharvey.com.
From: Leah Griffiths <Leah_Griffiths@ajg.com>
Sent: 22 October 2025 08:40
To: Bob Home <bob@sarahharvey.com>
Subject: RE: URGENT: Renewal Invite :– Contact Reference : 11524793 - Client
Name : Sarah Harvey Limited
Importance: High
Hi Bob,
Please could you advise of the below so we are able to get a new quote for
your needs?
By law your are required to have Employee’s Liability in place whilst
operating with employee’s, or you are at risk of being prosecuted.
Kind Regards,
Leah Griffiths
Account Manager & SME
Direct: 01443 807473
<mailto:Leah_Griffiths@ajg.com> Leah_Griffiths@ajg.com
Gallagher
Magden Park | Green Meadow | Llantrisant | CF72 8XL
<http://www.ajg.com/uk> www.ajg.com/uk
From: Leah Griffiths
Sent: 15 October 2025 11:38
To: 'Bob Home' <bob@sarahharvey.com <mailto:bob@sarahharvey.com> >
Subject: RE: URGENT: Renewal Invite :– Contact Reference : 11524793 - Client
Name : Sarah Harvey Limited
Hi Bob,
Thank you for your email.
I have attached schedule and statement of fact to show what you are covered
for, and below are some questions to see what cover you need going forward:
The Business: Employment Agency & / or Employment Business?
Is clerival wageroll still £800k?
Is professional/IT employee’s wageroll still £200k?
Recruitment Activities Supply of:
Temporary Workers (PAYE)
Self Employed / Ltd Co. Contractors – is it still just these or any others?
What is the turnover for the company?
Kind Regards,
Leah Griffiths
Account Manager & SME
Direct: 01443 807473
<mailto:Leah_Griffiths@ajg.com> Leah_Griffiths@ajg.com
Gallagher
Magden Park | Green Meadow | Llantrisant | CF72 8XL
<http://www.ajg.com/uk> www.ajg.com/uk
From: Bob Home <bob@sarahharvey.com <mailto:bob@sarahharvey.com> >
Sent: 15 October 2025 11:17
To: Leah Griffiths <Leah_Griffiths@ajg.com <mailto:Leah_Griffiths@ajg.com> >
Subject: Re: URGENT: Renewal Invite :– Contact Reference : 11524793 - Client
Name : Sarah Harvey Limited
Leah,
Im currently reviewing our insurance needs as circumstances have changed. It
will need to be re-quoted.
Can you send me a new evaluation form please
I have had other quotations that are considerably lower.
I have a very poor signal at present due to my location and can only
communicate through email.
I am back in the office on Friday.
Sent from my iPhone
On 15 Oct 2025, at 09:53, Leah Griffiths <Leah_Griffiths@ajg.com
<mailto:Leah_Griffiths@ajg.com> > wrote:
Hello,
As you are aware your business insurance expired today.
Please contact us as a matter of urgency to avoid gaps in cover.
If we do not hear from you, the Professional Indemnity insurance will lose
its retroactive date and Employee’s Liability will not be covered (please
note by law your are required to have Employee’s Liability in place if you
have employee’s for the company)
I hope to hear from you shortly.
Kind Regards,
Leah Griffiths
Account Manager & SME
<image001.gif>
Direct: 01443 807473
<mailto:Leah_Griffiths@ajg.com> Leah_Griffiths@ajg.com
Gallagher
Magden Park | Green Meadow | Llantrisant | CF72 8XL
<http://www.ajg.com/uk> www.ajg.com/uk
From: Leah Griffiths
Sent: 14 October 2025 16:29
To: <mailto:bob@sarahharvey.com> bob@sarahharvey.com
Subject: URGENT: Renewal Invite :– Contact Reference : 11524793 - Client
Name : Sarah Harvey Limited
Importance: High
Dear Bob,
Your business insurance for Sarah Harvey Limited expires at midnight
tonight.
I have attempted to call on a few occasions, however was advised you would
get back to me on this.
Please could you confirm how you wish to proceed and if there are any
changes?
I look forward to hearing from you.
Kind Regards,
Leah Griffiths
Account Manager & SME
<image001.gif>
Direct: 01443 807473
<mailto:Leah_Griffiths@ajg.com> Leah_Griffiths@ajg.com
Gallagher
Magden Park | Green Meadow | Llantrisant | CF72 8XL
<http://www.ajg.com/uk> www.ajg.com/uk
From: <mailto:Chelsea_Evans@ajg.com> Chelsea_Evans@ajg.com <
<mailto:Chelsea_Evans@ajg.com> Chelsea_Evans@ajg.com>
Sent: 30 September 2025 07:17
To: <mailto:bob@sarahharvey.com> bob@sarahharvey.com
Subject: Renewal Invite :– Contact Reference : 11524793 - Client Name :
Sarah Harvey Limited
Dear Mr Home,
Your Commercial Combined Insurance Policy is due for renewal on 15th October
2025 and I am pleased to attach your renewal terms from Q Underwriting
Services Limited.
Please read the attached documents carefully to ensure that the policy meets
your requirements. If you would like to make any changes, please do not
hesitate to contact me.
I look forward to receiving your instructions to proceed.
Kind Regards,
Chelsea Evans
Account Manager, SME & Personal Lines
<image001.gif>
Direct: 01443 807 416
<mailto:chelsea_evans@ajg.com> chelsea_evans@ajg.com
Gallagher
Magden Park | Green Meadow | Llantrisant | CF72 8XT
<http://www.ajg.com/uk> www.ajg.com/uk
This email is being sent by a subsidiary of the Arthur J. Gallagher & Co.
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executive will make clear at the beginning of the relationship which entity
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For information on how we use your personal data and how you may exercise
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--></style></head><body lang=3DEN-GB link=3D"#467886" vlink=3Dpurple =
style=3D'word-wrap:break-word'><div class=3DWordSection1><p =
class=3DMsoNormal><span =
style=3D'font-size:11.0pt;mso-fareast-language:EN-US'>Sorry for the =
delay I=E2=80=99ve been on holiday<o:p></o:p></span></p><p =
class=3DMsoNormal><span =
style=3D'font-size:11.0pt;mso-fareast-language:EN-US'>Ok changes =
needed.<o:p></o:p></span></p><p class=3DMsoNormal><span =
style=3D'font-size:11.0pt;mso-fareast-language:EN-US'>We are only now =
looking at a =C2=A3400k max wage bill and no IT recruitment as we have =
considerably cut our Recruitment business.<o:p></o:p></span></p><p =
class=3DMsoNormal><span =
style=3D'font-size:11.0pt;mso-fareast-language:EN-US'>We are still =
classed as a Recruitment consultancy but only will have a maximum of 10 =
contractors and 1 full time staff. 3 temp workers at present and 2 self =
employed, <o:p></o:p></span></p><p class=3DMsoNormal><span =
style=3D'font-size:11.0pt;mso-fareast-language:EN-US'>Company Turnover =
will be =C2=A3400k to =C2=A3500k max.<o:p></o:p></span></p><p =
class=3DMsoNormal><span =
style=3D'font-size:11.0pt;mso-fareast-language:EN-US'>No office =
insurance.<o:p></o:p></span></p><p class=3DMsoNormal><span =
style=3D'font-size:11.0pt;mso-fareast-language:EN-US'>No equipment =
insurance.<o:p></o:p></span></p><p class=3DMsoNormal><span =
style=3D'font-size:11.0pt;mso-fareast-language:EN-US'><o:p> </o:p></=
span></p><p class=3DMsoNormal><span =
style=3D'font-size:11.0pt;mso-fareast-language:EN-US'>Pretty much as =
standard as we can be please<o:p></o:p></span></p><p =
class=3DMsoNormal><span =
style=3D'font-size:11.0pt;mso-fareast-language:EN-US'><o:p> </o:p></=
span></p><p class=3DMsoNormal><span =
style=3D'font-size:11.0pt;mso-fareast-language:EN-US'>Thanks in =
advance<o:p></o:p></span></p><p class=3DMsoNormal><span =
style=3D'font-size:11.0pt;mso-fareast-language:EN-US'><o:p> </o:p></=
span></p><p class=3DMsoNormal><span =
style=3D'font-size:11.0pt;mso-fareast-language:EN-US'><o:p> </o:p></=
span></p><p class=3DMsoNormal><span =
style=3D'font-size:11.0pt;mso-fareast-language:EN-US'><o:p> </o:p></=
span></p><p class=3DMsoNormal><span =
style=3D'font-size:11.0pt;mso-fareast-language:EN-US'><o:p> </o:p></=
span></p><div><p class=3DMsoNormal><span =
style=3D'font-family:"Calibri",sans-serif;color:black;mso-ligatures:stand=
ardcontextual'>Bob Home<br>Sarah Harvey Limited<br>14 Rural Innovation =
Centre</span><span =
style=3D'font-family:"Calibri",sans-serif;color:black'><o:p></o:p></span>=
</p><p class=3DMsoNormal><span =
style=3D'font-family:"Calibri",sans-serif;color:black;mso-ligatures:stand=
ardcontextual'>Avenue H<o:p></o:p></span></p><p class=3DMsoNormal><span =
style=3D'font-family:"Calibri",sans-serif;color:black;mso-ligatures:stand=
ardcontextual'>Stoneleigh Park<o:p></o:p></span></p><p =
class=3DMsoNormal><span =
style=3D'font-family:"Calibri",sans-serif;color:black;mso-ligatures:stand=
ardcontextual'>Kenilworth<br>Warwickshire<br>CV8 =
2LG<o:p></o:p></span></p><p class=3DMsoNormal><span =
style=3D'font-family:"Calibri",sans-serif;color:black;mso-ligatures:stand=
ardcontextual'><o:p> </o:p></span></p><p class=3DMsoNormal><span =
style=3D'font-family:"Calibri",sans-serif;color:black;mso-ligatures:stand=
ardcontextual'>Tel: =
+0044(0)01926450545<br>Mobile:+44(0)7887726814<br><br><br>We respect our =
clients' privacy. Your personal details will not be shared with third =
parties as per Sarah Harvey GDPR policy. By submitting your details you =
consent to being contacted by Sarah Harvey Limited by telephone and =
email for this and similar positions. Please see our website for further =
GDPR information at <a href=3D"http://www.sarahharvey.com/"><span =
style=3D'color:#0563C1'>www.sarahharvey.com</span></a>.<o:p></o:p></span>=
</p><p class=3DMsoNormal><span =
style=3D'font-size:11.0pt;mso-ligatures:standardcontextual;mso-fareast-la=
nguage:EN-US'><o:p> </o:p></span></p></div><p =
class=3DMsoNormal><span =
style=3D'font-size:11.0pt;mso-fareast-language:EN-US'><o:p> </o:p></=
span></p><div><div style=3D'border:none;border-top:solid #E1E1E1 =
1.0pt;padding:3.0pt 0cm 0cm 0cm'><p class=3DMsoNormal><b><span =
lang=3DEN-US =
style=3D'font-size:11.0pt;font-family:"Calibri",sans-serif'>From:</span><=
/b><span lang=3DEN-US =
style=3D'font-size:11.0pt;font-family:"Calibri",sans-serif'> Leah =
Griffiths <Leah_Griffiths@ajg.com> <br><b>Sent:</b> 22 October =
2025 08:40<br><b>To:</b> Bob Home =
<bob@sarahharvey.com><br><b>Subject:</b> RE: URGENT: Renewal =
Invite :=E2=80=93 Contact Reference : 11524793 - Client Name =
: Sarah Harvey Limited<br><b>Importance:</b> =
High<o:p></o:p></span></p></div></div><p =
class=3DMsoNormal><o:p> </o:p></p><p class=3DMsoNormal><span =
style=3D'mso-fareast-language:EN-US'>Hi Bob,<o:p></o:p></span></p><p =
class=3DMsoNormal><span =
style=3D'mso-fareast-language:EN-US'><o:p> </o:p></span></p><p =
class=3DMsoNormal><span style=3D'mso-fareast-language:EN-US'>Please =
could you advise of the below so we are able to get a new quote for your =
needs? <o:p></o:p></span></p><p class=3DMsoNormal><span =
style=3D'mso-fareast-language:EN-US'><o:p> </o:p></span></p><p =
class=3DMsoNormal><span style=3D'mso-fareast-language:EN-US'>By law your =
are required to have Employee=E2=80=99s Liability in place whilst =
operating with employee=E2=80=99s, or you are at risk of being =
prosecuted.<o:p></o:p></span></p><p class=3DMsoNormal><span =
style=3D'mso-fareast-language:EN-US'><o:p> </o:p></span></p><div><di=
v><div><div><div><div><p class=3DMsoNormal =
style=3D'margin-bottom:12.0pt'><b><span =
style=3D'font-size:10.0pt;font-family:"Bad Script"'>Kind =
Regards,</span></b><o:p></o:p></p><p class=3DMsoNormal =
style=3D'margin-bottom:12.0pt'><b><span =
style=3D'font-size:10.0pt;font-family:"Arial",sans-serif'>Leah Griffiths =
</span></b><o:p></o:p></p><p class=3DMsoNormal =
style=3D'margin-bottom:12.0pt'><span =
style=3D'font-size:10.0pt;font-family:"Arial",sans-serif'><br>Account =
Manager & SME</span><o:p></o:p></p><p class=3DMsoNormal><span =
style=3D'font-size:10.0pt;font-family:"Arial",sans-serif;color:blue'><img=
border=3D0 width=3D246 height=3D70 =
style=3D'width:2.5583in;height:.725in' id=3D"Picture_x0020_1778055590" =
src=3D"cid:image001.gif@01DC4348.3F500F70"></span><u><span =
style=3D'font-size:10.0pt;font-family:"Arial",sans-serif;color:blue'><br>=
</span></u><span =
style=3D'font-size:10.0pt;font-family:"Arial",sans-serif'><br><u><span =
style=3D'color:blue'>Direct: 01443 =
807473</span></u></span><o:p></o:p></p><p class=3DMsoNormal =
style=3D'margin-bottom:12.0pt'><u><span =
style=3D'font-size:10.0pt;font-family:"Arial",sans-serif;color:blue'><a =
href=3D"mailto:Leah_Griffiths@ajg.com"><span =
style=3D'color:blue'>Leah_Griffiths@ajg.com</span></a></span></u><span =
style=3D'font-size:10.0pt;font-family:"Arial",sans-serif'><br><b>Gallaghe=
r</b><br>Magden Park | Green Meadow | Llantrisant | CF72 8XL<br><a =
href=3D"http://www.ajg.com/uk"><span =
style=3D'color:blue'>www.ajg.com/uk</span></a></span><o:p></o:p></p><p =
class=3DMsoNormal style=3D'margin-bottom:12.0pt'><span =
style=3D'font-size:10.0pt;font-family:"Arial",sans-serif;mso-ligatures:st=
andardcontextual'> </span><span =
style=3D'mso-ligatures:standardcontextual'><o:p></o:p></span></p></div></=
div></div></div></div></div><p class=3DMsoNormal><span =
style=3D'mso-fareast-language:EN-US'><o:p> </o:p></span></p><div><di=
v style=3D'border:none;border-top:solid #E1E1E1 1.0pt;padding:3.0pt 0cm =
0cm 0cm'><p class=3DMsoNormal><b><span lang=3DEN-US =
style=3D'font-size:11.0pt;font-family:"Calibri",sans-serif'>From:</span><=
/b><span lang=3DEN-US =
style=3D'font-size:11.0pt;font-family:"Calibri",sans-serif'> Leah =
Griffiths <br><b>Sent:</b> 15 October 2025 11:38<br><b>To:</b> 'Bob =
Home' <<a =
href=3D"mailto:bob@sarahharvey.com">bob@sarahharvey.com</a>><br><b>Sub=
ject:</b> RE: URGENT: Renewal Invite :=E2=80=93 Contact Reference =
: 11524793 - Client Name : Sarah Harvey =
Limited<o:p></o:p></span></p></div></div><p =
class=3DMsoNormal><o:p> </o:p></p><p class=3DMsoNormal><span =
style=3D'mso-fareast-language:EN-US'>Hi Bob,<o:p></o:p></span></p><p =
class=3DMsoNormal><span =
style=3D'mso-fareast-language:EN-US'><o:p> </o:p></span></p><p =
class=3DMsoNormal><span style=3D'mso-fareast-language:EN-US'>Thank you =
for your email.<o:p></o:p></span></p><p class=3DMsoNormal><span =
style=3D'mso-fareast-language:EN-US'><o:p> </o:p></span></p><p =
class=3DMsoNormal><span style=3D'mso-fareast-language:EN-US'>I have =
attached schedule and statement of fact to show what you are covered =
for, and below are some questions to see what cover you need going =
forward:<o:p></o:p></span></p><p class=3DMsoNormal><span =
style=3D'mso-fareast-language:EN-US'>The <b>Business: </b>Employment =
Agency & / or Employment Business?<o:p></o:p></span></p><p =
class=3DMsoNormal><span style=3D'mso-fareast-language:EN-US'>Is clerival =
wageroll still =C2=A3800k?<o:p></o:p></span></p><p =
class=3DMsoNormal><span style=3D'mso-fareast-language:EN-US'>Is =
professional/IT employee=E2=80=99s wageroll still =
=C2=A3200k?<o:p></o:p></span></p><p class=3DMsoNormal><span =
style=3D'mso-fareast-language:EN-US'>Recruitment Activities Supply =
of:<o:p></o:p></span></p><p class=3DMsoNormal><span =
style=3D'mso-fareast-language:EN-US'>Temporary Workers =
(PAYE)<o:p></o:p></span></p><p class=3DMsoNormal><span =
style=3D'mso-fareast-language:EN-US'>Self Employed / Ltd Co. Contractors =
=E2=80=93 is it still just these or any others?<o:p></o:p></span></p><p =
class=3DMsoNormal><span style=3D'mso-fareast-language:EN-US'>What is the =
turnover for the company?<o:p></o:p></span></p><p =
class=3DMsoNormal><span =
style=3D'mso-fareast-language:EN-US'><o:p> </o:p></span></p><p =
class=3DMsoNormal><span =
style=3D'mso-fareast-language:EN-US'><o:p> </o:p></span></p><div><di=
v><div><div><div><div><p class=3DMsoNormal =
style=3D'margin-bottom:12.0pt'><b><span =
style=3D'font-size:10.0pt;font-family:"Bad Script"'>Kind =
Regards,</span></b><o:p></o:p></p><p class=3DMsoNormal =
style=3D'margin-bottom:12.0pt'><b><span =
style=3D'font-size:10.0pt;font-family:"Arial",sans-serif'>Leah Griffiths =
</span></b><o:p></o:p></p><p class=3DMsoNormal =
style=3D'margin-bottom:12.0pt'><span =
style=3D'font-size:10.0pt;font-family:"Arial",sans-serif'><br>Account =
Manager & SME</span><o:p></o:p></p><p class=3DMsoNormal><span =
style=3D'font-size:10.0pt;font-family:"Arial",sans-serif;color:blue'><img=
border=3D0 width=3D246 height=3D70 =
style=3D'width:2.5583in;height:.725in' id=3D"Picture_x0020_1142864900" =
src=3D"cid:image001.gif@01DC4348.3F500F70"></span><u><span =
style=3D'font-size:10.0pt;font-family:"Arial",sans-serif;color:blue'><br>=
</span></u><span =
style=3D'font-size:10.0pt;font-family:"Arial",sans-serif'><br><u><span =
style=3D'color:blue'>Direct: 01443 =
807473</span></u></span><o:p></o:p></p><p class=3DMsoNormal =
style=3D'margin-bottom:12.0pt'><a =
href=3D"mailto:Leah_Griffiths@ajg.com"><span =
style=3D'font-size:10.0pt;font-family:"Arial",sans-serif;color:blue'>Leah=
_Griffiths@ajg.com</span></a><span =
style=3D'font-size:10.0pt;font-family:"Arial",sans-serif'><br><b>Gallaghe=
r</b><br>Magden Park | Green Meadow | Llantrisant | CF72 =
8XL<br></span><a href=3D"http://www.ajg.com/uk"><span =
style=3D'font-size:10.0pt;font-family:"Arial",sans-serif;color:blue'>www.=
ajg.com/uk</span></a><o:p></o:p></p><p class=3DMsoNormal =
style=3D'margin-bottom:12.0pt'><span =
style=3D'font-size:10.0pt;font-family:"Arial",sans-serif;mso-ligatures:st=
andardcontextual'> </span><span =
style=3D'mso-ligatures:standardcontextual'><o:p></o:p></span></p></div></=
div></div></div></div></div><p class=3DMsoNormal><span =
style=3D'mso-fareast-language:EN-US'><o:p> </o:p></span></p><div><di=
v style=3D'border:none;border-top:solid #E1E1E1 1.0pt;padding:3.0pt 0cm =
0cm 0cm'><p class=3DMsoNormal><b><span lang=3DEN-US =
style=3D'font-size:11.0pt;font-family:"Calibri",sans-serif'>From:</span><=
/b><span lang=3DEN-US =
style=3D'font-size:11.0pt;font-family:"Calibri",sans-serif'> Bob Home =
<<a href=3D"mailto:bob@sarahharvey.com">bob@sarahharvey.com</a>> =
<br><b>Sent:</b> 15 October 2025 11:17<br><b>To:</b> Leah Griffiths =
<<a =
href=3D"mailto:Leah_Griffiths@ajg.com">Leah_Griffiths@ajg.com</a>><br>=
<b>Subject:</b> Re: URGENT: Renewal Invite :=E2=80=93 Contact Reference =
: 11524793 - Client Name : Sarah Harvey =
Limited<o:p></o:p></span></p></div></div><p =
class=3DMsoNormal><o:p> </o:p></p><div =
id=3Dpadding-CyberShield-Anti-Phishing><p class=3DMsoNormal =
style=3D'background:white'><o:p> </o:p></p></div><p =
class=3DMsoNormal>Leah,<o:p></o:p></p><div><p class=3DMsoNormal>Im =
currently reviewing our insurance needs as circumstances have changed. =
It will need to be re-quoted. <o:p></o:p></p></div><div><p =
class=3DMsoNormal>Can you send me a new evaluation form =
please <o:p></o:p></p></div><div><p class=3DMsoNormal>I have had =
other quotations that are considerably =
lower.<o:p></o:p></p></div><div><p class=3DMsoNormal>I have a very poor =
signal at present due to my location and can only communicate through =
email.<o:p></o:p></p></div><div><p class=3DMsoNormal>I am back in the =
office on Friday. <o:p></o:p></p></div><div><p =
class=3DMsoNormal><o:p> </o:p></p></div><div><p =
class=3DMsoNormal><o:p> </o:p></p></div><div><p =
class=3DMsoNormal><o:p> </o:p></p></div><div><p =
class=3DMsoNormal><o:p> </o:p></p></div><div><p =
class=3DMsoNormal><o:p> </o:p></p><div><p class=3DMsoNormal>Sent =
from my iPhone<o:p></o:p></p></div><div><p class=3DMsoNormal =
style=3D'margin-bottom:12.0pt'><o:p> </o:p></p><blockquote =
style=3D'margin-top:5.0pt;margin-bottom:5.0pt'><p class=3DMsoNormal =
style=3D'margin-bottom:12.0pt'>On 15 Oct 2025, at 09:53, Leah Griffiths =
<<a =
href=3D"mailto:Leah_Griffiths@ajg.com">Leah_Griffiths@ajg.com</a>> =
wrote:<o:p></o:p></p></blockquote></div><blockquote =
style=3D'margin-top:5.0pt;margin-bottom:5.0pt'><div><p =
class=3DMsoNormal><span =
style=3D'font-family:"Tahoma",sans-serif'>=EF=BB=BF</span> =
<o:p></o:p></p><p class=3DMsoNormal><span =
style=3D'mso-fareast-language:EN-US'>Hello,</span><o:p></o:p></p><p =
class=3DMsoNormal><span =
style=3D'mso-fareast-language:EN-US'> </span><o:p></o:p></p><p =
class=3DMsoNormal><span style=3D'mso-fareast-language:EN-US'>As you are =
aware your business insurance expired today.</span><o:p></o:p></p><p =
class=3DMsoNormal><span =
style=3D'mso-fareast-language:EN-US'> </span><o:p></o:p></p><p =
class=3DMsoNormal><span style=3D'mso-fareast-language:EN-US'>Please =
contact us as a matter of urgency to avoid gaps in =
cover.</span><o:p></o:p></p><p class=3DMsoNormal><span =
style=3D'mso-fareast-language:EN-US'> </span><o:p></o:p></p><p =
class=3DMsoNormal><span style=3D'mso-fareast-language:EN-US'>If we do =
not hear from you, the Professional Indemnity insurance will lose its =
retroactive date and Employee=E2=80=99s Liability will not be covered =
(please note by law your are required to have Employee=E2=80=99s =
Liability in place if you have employee=E2=80=99s for the =
company)</span><o:p></o:p></p><p class=3DMsoNormal><span =
style=3D'mso-fareast-language:EN-US'> </span><o:p></o:p></p><p =
class=3DMsoNormal><span style=3D'mso-fareast-language:EN-US'>I hope to =
hear from you shortly.</span><o:p></o:p></p><p class=3DMsoNormal><span =
style=3D'mso-fareast-language:EN-US'> </span><o:p></o:p></p><div><di=
v><div><div><div><div><p class=3DMsoNormal =
style=3D'margin-bottom:12.0pt'><b><span =
style=3D'font-size:10.0pt;font-family:"Bad Script"'>Kind =
Regards,</span></b><o:p></o:p></p><p class=3DMsoNormal =
style=3D'margin-bottom:12.0pt'><b><span =
style=3D'font-size:10.0pt;font-family:"Arial",sans-serif'>Leah Griffiths =
</span></b><o:p></o:p></p><p class=3DMsoNormal =
style=3D'margin-bottom:12.0pt'><span =
style=3D'font-size:10.0pt;font-family:"Arial",sans-serif'><br>Account =
Manager & SME</span><o:p></o:p></p><div><p =
class=3DMsoNormal><image001.gif><o:p></o:p></p></div><p =
class=3DMsoNormal><u><br></u><span =
style=3D'font-size:10.0pt;font-family:"Arial",sans-serif'><br><u><span =
style=3D'color:blue'>Direct: 01443 =
807473</span></u></span><o:p></o:p></p><p class=3DMsoNormal =
style=3D'margin-bottom:12.0pt'><a =
href=3D"mailto:Leah_Griffiths@ajg.com"><span =
style=3D'font-size:10.0pt;font-family:"Arial",sans-serif;color:blue'>Leah=
_Griffiths@ajg.com</span></a><span =
style=3D'font-size:10.0pt;font-family:"Arial",sans-serif'><br><b>Gallaghe=
r</b><br>Magden Park | Green Meadow | Llantrisant | CF72 =
8XL<br></span><a href=3D"http://www.ajg.com/uk"><span =
style=3D'font-size:10.0pt;font-family:"Arial",sans-serif;color:blue'>www.=
ajg.com/uk</span></a><o:p></o:p></p><p class=3DMsoNormal =
style=3D'margin-bottom:12.0pt'><span =
style=3D'font-size:10.0pt;font-family:"Arial",sans-serif;mso-ligatures:st=
andardcontextual'> </span><o:p></o:p></p></div></div></div></div></d=
iv></div><p class=3DMsoNormal><span =
style=3D'mso-fareast-language:EN-US'> </span><o:p></o:p></p><div><di=
v style=3D'border:none;border-top:solid #E1E1E1 1.0pt;padding:3.0pt 0cm =
0cm 0cm'><p class=3DMsoNormal><b><span lang=3DEN-US =
style=3D'font-size:11.0pt;font-family:"Calibri",sans-serif'>From:</span><=
/b><span lang=3DEN-US =
style=3D'font-size:11.0pt;font-family:"Calibri",sans-serif'> Leah =
Griffiths <br><b>Sent:</b> 14 October 2025 16:29<br><b>To:</b> </span><a =
href=3D"mailto:bob@sarahharvey.com"><span lang=3DEN-US =
style=3D'font-size:11.0pt;font-family:"Calibri",sans-serif'>bob@sarahharv=
ey.com</span></a><span lang=3DEN-US =
style=3D'font-size:11.0pt;font-family:"Calibri",sans-serif'><br><b>Subjec=
t:</b> URGENT: Renewal Invite :=E2=80=93 Contact Reference =
: 11524793 - Client Name : Sarah Harvey =
Limited<br><b>Importance:</b> High</span><o:p></o:p></p></div></div><p =
class=3DMsoNormal> <o:p></o:p></p><p class=3DMsoNormal><span =
style=3D'mso-fareast-language:EN-US'>Dear Bob,</span><o:p></o:p></p><p =
class=3DMsoNormal><span =
style=3D'mso-fareast-language:EN-US'> </span><o:p></o:p></p><p =
class=3DMsoNormal><span style=3D'mso-fareast-language:EN-US'>Your =
business insurance for Sarah Harvey Limited expires at midnight =
tonight.</span><o:p></o:p></p><p class=3DMsoNormal><span =
style=3D'mso-fareast-language:EN-US'>I have attempted to call on a few =
occasions, however was advised you would get back to me on =
this.</span><o:p></o:p></p><p class=3DMsoNormal><span =
style=3D'mso-fareast-language:EN-US'> </span><o:p></o:p></p><p =
class=3DMsoNormal><span style=3D'mso-fareast-language:EN-US'>Please =
could you confirm how you wish to proceed and if there are any =
changes?</span><o:p></o:p></p><p class=3DMsoNormal><span =
style=3D'mso-fareast-language:EN-US'> </span><o:p></o:p></p><p =
class=3DMsoNormal><span style=3D'mso-fareast-language:EN-US'>I look =
forward to hearing from you.</span><o:p></o:p></p><p =
class=3DMsoNormal><span =
style=3D'mso-fareast-language:EN-US'> </span><o:p></o:p></p><div><di=
v><div><div><div><p class=3DMsoNormal =
style=3D'margin-bottom:12.0pt'><b><span =
style=3D'font-size:10.0pt;font-family:"Bad Script"'>Kind =
Regards,</span></b><o:p></o:p></p><p class=3DMsoNormal =
style=3D'margin-bottom:12.0pt'><b><span =
style=3D'font-size:10.0pt;font-family:"Arial",sans-serif'>Leah Griffiths =
</span></b><o:p></o:p></p><p class=3DMsoNormal =
style=3D'margin-bottom:12.0pt'><span =
style=3D'font-size:10.0pt;font-family:"Arial",sans-serif'><br>Account =
Manager & SME</span><o:p></o:p></p><div><p =
class=3DMsoNormal><image001.gif><o:p></o:p></p></div><p =
class=3DMsoNormal><u><span =
style=3D'font-size:10.0pt;font-family:"Arial",sans-serif;color:blue'><br>=
</span></u><span =
style=3D'font-size:10.0pt;font-family:"Arial",sans-serif'><br><u><span =
style=3D'color:blue'>Direct: 01443 =
807473</span></u></span><o:p></o:p></p><p class=3DMsoNormal =
style=3D'margin-bottom:12.0pt'><a =
href=3D"mailto:Leah_Griffiths@ajg.com"><span =
style=3D'font-size:10.0pt;font-family:"Arial",sans-serif;color:blue'>Leah=
_Griffiths@ajg.com</span></a><span =
style=3D'font-size:10.0pt;font-family:"Arial",sans-serif'><br><b>Gallaghe=
r</b><br>Magden Park | Green Meadow | Llantrisant | CF72 =
8XL<br></span><a href=3D"http://www.ajg.com/uk"><span =
style=3D'font-size:10.0pt;font-family:"Arial",sans-serif;color:blue'>www.=
ajg.com/uk</span></a><o:p></o:p></p><p class=3DMsoNormal =
style=3D'margin-bottom:12.0pt'><span =
style=3D'font-size:10.0pt;font-family:"Arial",sans-serif'> </span><o=
:p></o:p></p></div></div></div></div></div><p class=3DMsoNormal><span =
style=3D'mso-fareast-language:EN-US'> </span><o:p></o:p></p><div =
style=3D'border:none;border-top:solid #E1E1E1 1.0pt;padding:3.0pt 0cm =
0cm 0cm'><p class=3DMsoNormal><b><span lang=3DEN-US =
style=3D'font-size:11.0pt;font-family:"Calibri",sans-serif'>From:</span><=
/b><span lang=3DEN-US =
style=3D'font-size:11.0pt;font-family:"Calibri",sans-serif'> </span><a =
href=3D"mailto:Chelsea_Evans@ajg.com"><span lang=3DEN-US =
style=3D'font-size:11.0pt;font-family:"Calibri",sans-serif'>Chelsea_Evans=
@ajg.com</span></a><span lang=3DEN-US =
style=3D'font-size:11.0pt;font-family:"Calibri",sans-serif'> =
<</span><a href=3D"mailto:Chelsea_Evans@ajg.com"><span lang=3DEN-US =
style=3D'font-size:11.0pt;font-family:"Calibri",sans-serif'>Chelsea_Evans=
@ajg.com</span></a><span lang=3DEN-US =
style=3D'font-size:11.0pt;font-family:"Calibri",sans-serif'>> =
<br><b>Sent:</b> 30 September 2025 07:17<br><b>To:</b> </span><a =
href=3D"mailto:bob@sarahharvey.com"><span lang=3DEN-US =
style=3D'font-size:11.0pt;font-family:"Calibri",sans-serif'>bob@sarahharv=
ey.com</span></a><span lang=3DEN-US =
style=3D'font-size:11.0pt;font-family:"Calibri",sans-serif'><br><b>Subjec=
t:</b> Renewal Invite :=E2=80=93 Contact Reference : 11524793 =
- Client Name : Sarah Harvey =
Limited</span><o:p></o:p></p></div><p =
class=3DMsoNormal> <o:p></o:p></p><div><div><div><p =
class=3DMsoNormal><span =
style=3D'font-size:11.0pt;font-family:"Calibri",sans-serif'>Dear Mr =
Home,</span><span style=3D'font-size:9.0pt;font-family:"Segoe =
UI",sans-serif'><br><br></span><span =
style=3D'font-size:11.0pt;font-family:"Calibri",sans-serif'>Your <st=
rong><span style=3D'font-family:"Calibri",sans-serif'>Commercial =
Combined Insurance Policy</span></strong> is due for renewal on =
<strong><span style=3D'font-family:"Calibri",sans-serif'>15th October =
2025</span></strong> and I am pleased to attach your renewal terms from =
Q Underwriting Services Limited.</span><span =
style=3D'font-size:9.0pt;font-family:"Segoe =
UI",sans-serif'><br><br></span><span =
style=3D'font-size:11.0pt;font-family:"Calibri",sans-serif'>Please read =
the attached documents carefully to ensure that the policy meets your =
requirements. If you would like to make any changes, please do not =
hesitate to contact me.</span><span =
style=3D'font-size:9.0pt;font-family:"Segoe =
UI",sans-serif'><br><br></span><span =
style=3D'font-size:11.0pt;font-family:"Calibri",sans-serif'>I look =
forward to receiving your instructions to =
proceed.</span><o:p></o:p></p></div><div><p class=3DMsoNormal><span =
style=3D'font-size:9.0pt;font-family:"Segoe =
UI",sans-serif'> </span><o:p></o:p></p></div><div><p =
class=3DMsoNormal><span class=3Dawk><span =
style=3D'font-size:11.0pt;font-family:"Calibri",sans-serif'>Kind =
Regards,</span></span><o:p></o:p></p></div><div><p =
class=3DMsoNormal><span style=3D'font-size:9.0pt;font-family:"Segoe =
UI",sans-serif'> </span><o:p></o:p></p></div><div><div><p =
class=3DMsoNormal><strong><span =
style=3D'font-size:10.0pt;font-family:"Arial",sans-serif'>Chelsea =
Evans</span></strong><span style=3D'font-size:9.0pt;font-family:"Segoe =
UI",sans-serif'><br></span><span class=3Dawk><span =
style=3D'font-size:10.0pt;font-family:"Arial",sans-serif'>Account =
Manager, SME & Personal Lines</span></span><o:p></o:p></p><div><p =
class=3DMsoNormal><image001.gif><o:p></o:p></p></div><p =
class=3DMsoNormal><span style=3D'font-size:9.0pt;font-family:"Segoe =
UI",sans-serif'><br><br></span><span class=3Dawk><u><span =
style=3D'font-size:10.0pt;font-family:"Arial",sans-serif;color:#467886'>D=
irect: 01443 807 416</span></u></span><span =
style=3D'font-size:9.0pt;font-family:"Segoe =
UI",sans-serif'><br></span><a =
href=3D"mailto:chelsea_evans@ajg.com"><span =
style=3D'font-size:10.0pt;font-family:"Arial",sans-serif'>chelsea_evans@a=
jg.com</span></a><span class=3Dawk><u><span =
style=3D'font-size:10.0pt;font-family:"Arial",sans-serif;color:#467886'>&=
nbsp;</span></u></span><span style=3D'font-size:9.0pt;font-family:"Segoe =
UI",sans-serif'><br><br></span><strong><span =
style=3D'font-size:10.0pt;font-family:"Arial",sans-serif'>Gallagher</span=
></strong><span style=3D'font-size:9.0pt;font-family:"Segoe =
UI",sans-serif'><br></span><span class=3Dawk><span =
style=3D'font-size:10.0pt;font-family:"Arial",sans-serif'>Magden Park | =
Green Meadow | Llantrisant | CF72 8XT</span></span><span =
style=3D'font-size:9.0pt;font-family:"Segoe =
UI",sans-serif'><br></span><a href=3D"http://www.ajg.com/uk"><span =
style=3D'font-size:10.0pt;font-family:"Arial",sans-serif'>www.ajg.com/uk<=
/span></a><o:p></o:p></p></div></div><div><p class=3DMsoNormal><span =
style=3D'font-size:9.0pt;font-family:"Segoe =
UI",sans-serif'> </span><o:p></o:p></p></div><div><p =
class=3DMsoNormal><span style=3D'font-size:9.0pt;font-family:"Segoe =
UI",sans-serif'> </span><o:p></o:p></p></div></div></div><p =
class=3DMsoNormal style=3D'margin-bottom:12.0pt'>This email is being =
sent by a subsidiary of the Arthur J. Gallagher & Co. global group =
of companies. For details of the registered office, company number and, =
where applicable, regulated status of our subsidiaries, please visit <a =
href=3D"https://www.ajg.com/uk/legal-and-regulatory-information">https://=
www.ajg.com/uk/legal-and-regulatory-information</a>. Your account =
executive will make clear at the beginning of the relationship which =
entity is providing services to you, or please refer to your Terms of =
Business Agreement. <br><br>For information on how we use your personal =
data and how you may exercise your rights in respect of that =
information, please refer to our Privacy Notices: <br>Non EEA - <a =
href=3D"https://www.ajg.com/uk/global-privacy-notice/">https://www.ajg.co=
m/uk/global-privacy-notice/</a> <br>EEA - <a =
href=3D"https://www.ajg.com/se-en/eea-privacy-notice/">https://www.ajg.co=
m/se-en/eea-privacy-notice/</a> <br><br>If you are providing us with =
personal data of another individual, you must tell them you are =
providing this to us and show them a copy of this notice. Please contact =
me if you do not want to receive direct marketing information from us. =
<br><br>This e-mail and any attachments are CONFIDENTIAL and may contain =
legally privileged information. If you are not the intended recipient of =
this e-mail message, please telephone or e-mail us immediately, delete =
this message and do not copy, distribute or use the information in this =
message or any attachments. =
<o:p></o:p></p></div></blockquote></div></div></body></html>
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