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From: "Lloyds Bank" <info@commercialemails.lloydsbank.com>
To: <bob@sarahharvey.com>
Subject: Backing your business: your latest guidance and support
Date: Fri, 6 Mar 2026 13:00:41 -0000
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We want you to recognise a fraudulent email if you receive one, so we will
always include the last four digits of your bank account number: 3506 <https://www.lloydsbank.com/business/home.html?utm_campaign=LB_BB_Mar26_Hea
der_CEP&utm_content=Home&utm_source=outbound_marketing&utm_medium=Email&elqTrackId=fd11a7ef084c4c4aa2966285db59893a&elq=1b93b2f067ec4f939ee2795bd2c5407b&elqaid=2192&elqat=1&elqCampaignId=803&elqcst=272&elqcsid=12848&elqak=8AF55C5A6D4F3A3807128587F24D699CEB9245920D8E9ADC0385C85F33D3D4A70560>
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Backing businessYour
latest set of business guidance and support. <https://image.CommercialEmails.lloydsbank.com/EloquaImages/clients/LloydsBankingGroup2/%7Bc14ed445-03f4-4337-9745-465c3b90bebd%7D_1144786035_Small_Business_-_600_x_880.png> <https://image.CommercialEmails.lloydsbank.com/EloquaImages/clients/LloydsBankingGroup2/%7B8b3275f1-49a0-47c9-9b3f-a2a827e8a79a%7D_1144786035_Small_Business_-_730_x_730.png>
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Making Tax DigitalUnderstand
HMRC’s new Income Tax requirements coming in April and who needs to prepare
now.Read the guide
<https://link.commercialemails.lloydsbank.com/e/er?s=1705133317&lid=5765&elqTrackId=25cf7d109b2c4f3db68d30faa786d650&elq=1b93b2f067ec4f939ee2795bd2c5407b&elqaid=2192&elqat=1&elqcst=272&elqcsid=5279&elqak=8AF52CF9421E4417FE8EEA919BAC3882947845920D8E9ADC0385C85F33D3D4A70560>
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Control who’s on your accountsYou
can still add or remove people online, and now you’ll also see the names of
those who already have access. It makes it easy to check who still needs
it - and remove anyone who doesn’t.
By viewing each person’s signatory role and access level, you keep your list
accurate and up to date.Find out more
<https://link.commercialemails.lloydsbank.com/e/er?s=1705133317&lid=5803&elqTrackId=eabbb75cc57344839852cbb74a79a82a&elq=1b93b2f067ec4f939ee2795bd2c5407b&elqaid=2192&elqat=1&elqcst=272&elqcsid=5784&elqak=8AF51F8BBD2654C4B873355E6C277BD631E745920D8E9ADC0385C85F33D3D4A70560>
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British Business Excellence AwardsWinning
this award could mean everything. It will certainly mean employee
motivation, industry-wide recognition, and an edge over your competitors.Enter your business
<https://link.commercialemails.lloydsbank.com/e/er?s=1705133317&lid=5768&elqTrackId=5f8581317c0641cd8f0ff5e3fe4b7405&elq=1b93b2f067ec4f939ee2795bd2c5407b&elqaid=2192&elqat=1&elqcst=272&elqcsid=5282&elqak=8AF5C2863417B96518B49270C463D422EC1845920D8E9ADC0385C85F33D3D4A70560>
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Disabled Entrepreneurs Research Panel
If you have a long-term condition that affects your daily life, with or
without a formal diagnosis, you’re welcome to join our research panel. Help
build more accessible, inclusive, and equitable financial products and
services (and get paid for every activity).Register interest
<https://link.commercialemails.lloydsbank.com/e/er?s=1705133317&lid=5769&elqTrackId=d94a4fdefde74eb98a209dd60198ade9&elq=1b93b2f067ec4f939ee2795bd2c5407b&elqaid=2192&elqat=1&elqcst=272&elqcsid=6758&elqak=8AF536E743365088C75A69F6D69A39AFD12545920D8E9ADC0385C85F33D3D4A70560>
As we're well and truly into 2026 now, I hope this set of guides, reports
and articles inspire you to change, develop, or grow your business in some
way. We're always available to help too.Ruchir
Rodrigues, Client Strategy and Commercial Director <https://www.lloydsbank.com/business/home?elqTrackId=447959075d5b4551ba91ad58d9bed940&elq=1b93b2f067ec4f939ee2795bd2c5407b&elqaid=2192&elqat=1&elqCampaignId=803&elqcst=272&elqcsid=7136&elqak=8AF53B714F942978C57C8C01C7B2E0E3E4C245920D8E9ADC0385C85F33D3D4A70560>
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Contact Us |
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Privacy Policy |
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Email Security
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All lending is subject to status. Eligibility criteria apply.
Business help and support
We aim to provide you with a high level of service. If you have a query our
Help & Support pages can help: lloydsbank.com/business/help
<https://link.commercialemails.lloydsbank.com/e/er?s=1705133317&lid=5879&elqTrackId=1981e0e763c74e6abd339ef50ebc1784&elq=1b93b2f067ec4f939ee2795bd2c5407b&elqaid=2192&elqat=1&elqcst=272&elqcsid=7134&elqak=8AF519E7FE1B6397325074F4835F62963A2B45920D8E9ADC0385C85F33D3D4A70560>
While all reasonable care has been taken to ensure that the information
provided is correct, no liability is accepted by Lloyds for any loss or
damage caused to any person relying on any statement or omission. This is
for information only and should not be relied upon as offering advice for
any set of circumstances. Specific advice should always be sought in each
instance.
Occasionally we may need to carry out essential maintenance, resulting in
some interruption to service.
We don’t charge you for the Mobile Banking app but any applicable account
transaction charges will still apply. You should also check with your mobile
operator as they may charge you for certain services such as downloading or
using the app. You will need a smartphone running iOS or Android. The app is
not compatible with some older versions of the operating systems – check the
Apple App Store or Google Play for more details. Online for Business
registration required. Services may be affected by phone signal and
functionality. Use of Mobile Banking is subject to our Online for Business
Terms and Conditions.
To help us improve the emails we send you, we collect basic information from
your device such as when they are opened. For more information please read
our Cookies
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Policy.
Security Information
Please note that Lloyds Bank NEVER send emails that ask for confidential or
security information. We’ll never send you an email asking for your log on
details, or direct you to a webpage that asks for this information, but
sometimes we’ll send you links to our secure app, taking you straight to the
information you need. Visit our online security pages
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for more details.To
unsubscribe from future marketing communications
If you no longer wish to receive any marketing communications from Lloyds
Bank using this email address please click here
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.
Lloyds and Lloyds Bank are trading names of Lloyds Bank plc. Registered
Office: 25 Gresham Street, London EC2V 7HN. Registered in England and Wales
no. 2065. Telephone: 0207 <tel:02076261500> 626 1500.
Authorised by the Prudential Regulation Authority and regulated by the
Financial Conduct Authority and the Prudential Regulation Authority under
Registration Number 119278.
Eligible deposits with us are protected by the Financial Services
Compensation Scheme (FSCS)
<https://www.fscs.org.uk/?elqTrackId=5548612077a149d7a502be2dcc5d46ca&elq=1b93b2f067ec4f939ee2795bd2c5407b&elqaid=2192&elqat=1&elqCampaignId=803&elqcst=272&elqcsid=7138&elqak=8AF5A0F64F5BA8917795CD23CF130E8EAF6045920D8E9ADC0385C85F33D3D4A70560>
. We are covered by the Financial Ombudsman Service (FOS)
<https://www.financial-ombudsman.org.uk/?elqTrackId=e4e11f467a134026a6e47c6e5b54856e&elq=1b93b2f067ec4f939ee2795bd2c5407b&elqaid=2192&elqat=1&elqCampaignId=803&elqcst=272&elqcsid=7138&elqak=8AF5FC10A6BED337CC7EA237BD3A43723DAA45920D8E9ADC0385C85F33D3D4A70560>
. Please note that due to FSCS and FOS eligibility criteria not all business
customers will be covered.
Invoice Finance facilities may be provided by one or more of Lloyds Bank
Commercial Finance Limited, Lloyds Bank plc and Bank of Scotland plc. Lloyds
Bank Commercial Finance Limited. Registered in England & Wales no. 733011.
Registered office: No.1, Brookhill Way, Banbury OX16 3EL. Bank of Scotland
plc. Registered in Scotland No.SC327000. Registered Office: The Mound,
Edinburgh EH1 1YZ. Bank of Scotland plc is authorised by the Prudential
Regulation Authority and regulated by the Financial Conduct Authority and
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da%7D_top_overlap_straight_11B67A_DM_OM.png') !important}
[data-ogsb]=20
[class~=3D"x_d_overlap_11B67A"] =
{background-image:url('https://image.commercialemails.lloydsbank.com/Eloq=
uaImages/clients/LloydsBankingGroup/%7B80148d8a-9c1b-4b1a-9792-dbdd0e4880=
c9%7D_top_overlap_straight_11B67A_DM_WM.png') !important}
[data-ogsb] .d_overlap_C7FFC6 =
{background-image:url('https://image.commercialemails.lloydsbank.com/Eloq=
uaImages/clients/LloydsBankingGroup/%7B8153c81b-1c9e-43db-b0dc-019c25d685=
03%7D_top_overlap_straight_C7FFC6_DM_OM.png') !important}
[data-ogsb]=20
[class~=3D"x_d_overlap_C7FFC6"] =
{background-image:url('https://image.commercialemails.lloydsbank.com/Eloq=
uaImages/clients/LloydsBankingGroup/%7B6167653c-a5c9-4e7f-840d-1650382331=
25%7D_top_overlap_straight_C7FFC6_DM_WM.png') !important}
[data-ogsb] .m_rnd_top_FFFFFE =
{background-image:url('https://image.commercialemails.lloydsbank.com/Eloq=
uaImages/clients/LloydsBankingGroup/%7Bb6893d0e-4511-4cfb-a981-e598affe8b=
33%7D_top_overlap_rounded_FFFFFE_DM_OM.png') !important}
[data-ogsb]=20
[class~=3D"x_m_rnd_top_FFFFFE"] =
{background-image:url('https://image.commercialemails.lloydsbank.com/Eloq=
uaImages/clients/LloydsBankingGroup/%7Bbb160ddc-0298-46d6-8674-ac71fa4738=
c9%7D_top_overlap_rounded_FFFFFE_DM_WM.png') !important}
[data-ogsb] .m_rnd_top_11B67A =
{background-image:url('https://image.commercialemails.lloydsbank.com/Eloq=
uaImages/clients/LloydsBankingGroup/%7B8c4b9d00-08fa-4cad-8517-f8460c26df=
ca%7D_top_overlap_rounded_11B67A_DM_OM.png') !important}
[data-ogsb]=20
[class~=3D"x_m_rnd_top_11B67A"] =
{background-image:url('https://image.commercialemails.lloydsbank.com/Eloq=
uaImages/clients/LloydsBankingGroup/%7Bcbf9cd26-e5db-4b3b-9697-39a9b85f31=
de%7D_top_overlap_rounded_11B67A_DM_WM.png') !important}
[data-ogsb] .m_rnd_top_6CF479 =
{background-image:url('https://image.commercialemails.lloydsbank.com/Eloq=
uaImages/clients/LloydsBankingGroup/%7B948b8d75-50d5-4173-867e-72f6622ac4=
aa%7D_top_overlap_rounded_6CF479_DM_OM.png') !important}
[data-ogsb]=20
[class~=3D"x_m_rnd_top_6CF479"] =
{background-image:url('https://image.commercialemails.lloydsbank.com/Eloq=
uaImages/clients/LloydsBankingGroup/%7B7a49cefa-ce7a-4a52-a69e-1bcd40e0a9=
ee%7D_top_overlap_rounded_6CF479_DM_WM.png') !important}
[data-ogsb] .m_rnd_top_C7FFC6 =
{background-image:url('https://image.commercialemails.lloydsbank.com/Eloq=
uaImages/clients/LloydsBankingGroup/%7B05fd19c1-4127-4b1f-abc2-086476f58c=
38%7D_top_overlap_rounded_C7FFC6_DM_OM.png') !important}
[data-ogsb]=20
[class~=3D"x_m_rnd_top_C7FFC6"] =
{background-image:url('https://image.commercialemails.lloydsbank.com/Eloq=
uaImages/clients/LloydsBankingGroup/%7B889a8810-0a17-4425-b4cb-3e656e623a=
17%7D_top_overlap_rounded_C7FFC6_DM_WM.png') !important}
[data-ogsb] .d_rnd_top_carou_C7FFC6 =
{background-image:url('https://image.commercialemails.lloydsbank.com/Eloq=
uaImages/clients/LloydsBankingGroup/%7B9b41fa5f-ae54-40c3-9fca-53217fe5d1=
53%7D_fallback_card_top_C7FFC6_64h_DM_OM.png') !important}
=20
[data-ogsb] [class~=3D"x_d_rnd_top_carou_C7FFC6"] =
{background-image:url('https://image.commercialemails.lloydsbank.com/Eloq=
uaImages/clients/LloydsBankingGroup/%7Baa882c0c-142a-4d91-8cc9-863b39c5f8=
49%7D_fallback_card_top_C7FFC6_64h_DM_WM.png') !important}
[data-ogsb] .d_rnd_top_carou_FFFFFE =
{background-image:url('https://image.commercialemails.lloydsbank.com/Eloq=
uaImages/clients/LloydsBankingGroup/%7Bf95f9637-63ff-4c05-8e81-69dfab85de=
1c%7D_fallback_card_top_FFFFFE_64h_OM.png') !important}
=20
[data-ogsb] [class~=3D"x_d_rnd_top_carou_FFFFFE"] =
{background-image:url('https://image.commercialemails.lloydsbank.com/Eloq=
uaImages/clients/LloydsBankingGroup/%7B30b44557-e423-4859-9562-671905c1e0=
f3%7D_fallback_card_top_FFFFFE_64h_WM.png') !important}
/* Thunderbird fix */
@media screen and (-moz-device-pixel-ratio){
.moz-text-html .t_d_block {display: block !important}
}
}
/* MOBILE */
@media only screen and=20
(max-width:480px) {
.m_h{display:none !important}
.m_d_b{display:block !important}
.m_d_ib{display:inline-block!important}
.m_d_t{display: table !important}
.m_d_f{display: flex!important}
.m_bsbb{box-sizing:border-box !important}
.m_mhunset{max-height:unset !important}
.m_minwunset{min-width: unset !important}
.m_mw340{max-width:340px !important}
=20
.m_minw194{min-width:194px !important}
.m_minw220{min-width:220px !important}
.m_w50pc{width:50% !important}
.m_w90pc{width: 90% !important}
.m_w100pc{width:100% !important}
.m_hauto{height:auto !important}
.m_h300{height: 300px !important}
.m_hvw{height: 100vw !important}
.m_h290{height: 290px !important}
.m_mauto{margin:auto !important}
.m_p0{padding:0 !important}
=20
.m_p8{padding:8px !important}
.m_p0_16{padding:0px 16px !important}
.m_p12{padding:12px !important}
.m_p16{padding:16px !important}
.m_p0_24{padding:0 24px !important}
.m_p0_32{padding:0 32px !important}
.m_p0_48{padding:0 48px !important}
.m_p32_16{padding:32px 16px !important}
.m_p24{padding:24px !important}
.m_p32{padding:32px !important}
.m_pl0{padding-left:0px=20
!important}
.m_pl16{padding-left:16px !important}
.m_pl24{padding-left:24px !important}
.m_pl30{padding-left:30px !important}
.m_plr8{padding-left:8px !important;padding-right:8px =
!important}
.m_plr16{padding-left:16px !important;padding-right:16px =
!important}
.m_plr24{padding-left:24px !important;padding-right:24px =
!important}
.m_plr32{padding-left:32px !important;padding-right:32px =
!important}
=20
.m_pr0{padding-right:0px !important}
.m_pr16{padding-right:16px !important}
.m_pr24{padding-right:24px !important}
.m_pr32{padding-right:32px !important}
.m_pb0{padding-bottom:0px !important}
.m_pb16{padding-bottom:16px !important}
.m_pb24{padding-bottom:24px !important}
.m_pb32{padding-bottom:32px !important}
.m_pb40{padding-bottom:40px !important}
.m_pb64{padding-bottom:64px=20
!important}
.m_pt0{padding-top:0px !important}
.m_pt16{padding-top:16px !important}
.m_pt24{padding-top:24px !important}
.m_pt32{padding-top:32px !important}
.m_pt40{padding-top:40px !important}
.m_sharedFooter{padding:20px 0 4px 0 !important}
.m_tac{text-align:center !important}
.m_tal{text-align:left !important}
.m_fnone{float:none !important}
.m_fl{float: left=20
!important}
.m_fr{float: right !important}
.m_clboth{clear:both !important}
.m_nobg{background:none !important}
.m_fs10{font-size:10px !important; line-height:14px =
!important}
.m_fs12{font-size:12px !important; line-height:16px =
!important}
.m_fs16{font-size:16px !important; line-height:20px =
!important}
.m_fs24{font-size:24px !important; line-height:26px =
!important}
.m_fs32{font-size:32px=20
!important; line-height:36px !important}
.m_fs40{font-size:40px !important; line-height:44px =
!important}
.m_wb_ba{word-break: break-all !important}
.m_bt0{border-top: 0 !important}
.m_bdr16 {border-radius:16px; overflow:hidden}
.m_footerButton{padding:24px 0px =
!important;border-bottom:1px solid #fffffe}
.m_footerButton_last{border-bottom: none !important}
.m_footerArrow{display: block !important}
=20
/* Gmail overrides */
u~div .g_h {display: none !important}
u~div .m_minwunset {min-width: unset !important; =
padding-left: 24px !important; padding-right: 24px !important}
u~div .NMS_B_cell {width:100% !important; min-width: 100% =
!important; padding-bottom: 8px}
u~div .m_plr64 {padding-left: 24px !important; =
padding-right: 24px !important}
u~div .g_nobg_rnd {background-image: none !important; =
border-radius:16px !important;=20
padding-top: 32px}
u~div .g_nobg_rnd_upper {background-image: none !important; =
border-radius:16px 16px 0 0 !important; padding-top: 32px}
u~div .g_nobg {background-image: none !important; =
padding-top: 32px}
u~div .g_bgnone {background-image: none !important}
}
@media only screen and (max-width:360px) {
.show-in-editor .m_w50pc, .m_w90pc {width:100% !important}
}
@-webkit-keyframes bugfix{
=20
from{padding:0}
to{padding:0}
}
@media yahoo {
=
*{-ms-overflow-y:hidden!important;-ms-overflow-x:hidden!important}
.y_bsbb{box-sizing:border-box !important}
}
@media (prefers-color-scheme: dark) {
.d_lightText {color: #fffffe =
!important;-webkit-text-fill-color: #fffffe !important}
.d_darkText {color: #000001 =
!important;-webkit-text-fill-color: #000001 !important}
}
/* Outlook.com dark=20
mode overrides */
[data-ogsc] .d_lightText{color:#fffffe !important; =
-webkit-text-fill-color: #fffffe !important}
[data-ogsc] .d_darkText{color:#000001 !important; =
-webkit-text-fill-color: #000001 !important}
[data-ogsb] .cta_ghost{border:1px solid #FFFFFE !important; =
color: #FFFFFE !important}
[data-ogsb] .darkmode_img {display: block !important}
[data-ogsb] .lightmode_img {display: none !important}
</style>
<style>
/* Mobile overlap colours - rounded box */
@media only screen and (max-width:480px) {
=
.m_rnd_top_FFFFFE{background-image:url('https://image.commercialemails.ll=
oydsbank.com/EloquaImages/clients/LloydsBankingGroup/%7B7cfb76b7-9049-46b=
3-80df-d2153b9d0c3c%7D_rounded_top_480w_fffffe.png') =
!important;background-size:contain !important}
=20
.m_rnd_top_024731{background-image:url('https://image.commercialemails.ll=
oydsbank.com/EloquaImages/clients/LloydsBankingGroup/%7B99e063dd-5e91-4e9=
a-b917-aeb7ac197be6%7D_top_overlap_rounded_024731_mob.png') =
!important;background-size:contain !important}
=
.m_rnd_top_006A4D{background-image:url('https://image.commercialemails.ll=
oydsbank.com/EloquaImages/clients/LloydsBankingGroup/%7B06ac5617-4c3f-41c=
4-aaf0-3b28b6b19b3c%7D_top_overlap_rounded_006a4d_mob.png') =
!important;background-size:contain=20
!important}
=
.m_rnd_top_11B67A{background-image:url('https://image.commercialemails.ll=
oydsbank.com/EloquaImages/clients/LloydsBankingGroup/%7Bb00eb69f-174e-485=
d-9d8f-d3b9cb4e6478%7D_top_overlap_rounded_11B67A_mob.png') =
!important;background-size:contain !important}
=
.m_rnd_top_6CF479{background-image:url('https://image.commercialemails.ll=
oydsbank.com/EloquaImages/clients/LloydsBankingGroup/%7Bcf2f3185-e90d-403=
a-97b0-5c84ca39804a%7D_top_overlap_rounded_6CF479_mob.png')=20
!important;background-size:contain !important}
=
.m_rnd_top_C7FFC6{background-image:url('https://image.commercialemails.ll=
oydsbank.com/EloquaImages/clients/LloydsBankingGroup/%7B093e6ab5-9f2d-401=
5-a444-4fccaed255ab%7D_top_overlap_rounded_C7FFC6_mob.png') =
!important;background-size:contain !important}
=20
.m_rnd_top_323233{background-image:url('https://image.commercialemails.ll=
oydsbank.com/EloquaImages/clients/LloydsBankingGroup/%7B14d6a9ca-a2c8-427=
3-afa3-00eee25789cf%7D_top_overlap_rounded_323233_mob.png') =
!important;background-size:contain !important}
/* Mobile overlap colours - full width */
=20
.m_overlap_FFFFFE{background-image:url('https://image.commercialemails.ll=
oydsbank.com/EloquaImages/clients/LloydsBankingGroup/%7B1bf83068-6f43-475=
a-83ce-32f822b7d045%7D_top_overlap_straight_480w_fffffe.png')}
=
.m_overlap_F1F1F1{background-image:url('https://image.commercialemails.ll=
oydsbank.com/EloquaImages/clients/LloydsBankingGroup/%7Ba6e69a1e-6a4f-4f2=
e-b4b0-af71c42924a3%7D_straight_top_480w_f1f1f1.png')}
=20
.m_overlap_006a4d{background-image:url('https://image.commercialemails.ll=
oydsbank.com/EloquaImages/clients/LloydsBankingGroup/%7Bcb10e029-d828-44c=
1-8805-418fe9003257%7D_top_overlap_straight_480w_006a4d.png')}
=
.m_overlap_024731{background-image:url('https://image.commercialemails.ll=
oydsbank.com/EloquaImages/clients/LloydsBankingGroup/%7Bd14b6719-3226-4c8=
3-9fed-2df21a83f8a5%7D_top_overlap_straight_480w_024731.png')}
=20
.m_overlap_323233{background-image:url('https://image.commercialemails.ll=
oydsbank.com/EloquaImages/clients/LloydsBankingGroup/%7Bea90fb17-b159-4cf=
6-8ce3-1749b944d352%7D_top_overlap_straight_480w_323233.png')}
=
.m_overlap_11B67A{background-image:url('https://image.commercialemails.ll=
oydsbank.com/EloquaImages/clients/LloydsBankingGroup/%7Bf468abcc-6613-4ee=
7-8371-ed6989963ee9%7D_top_overlap_straight_480w_11B67A.png')}
=20
.m_overlap_C7FFC6{background-image:url('https://image.commercialemails.ll=
oydsbank.com/EloquaImages/clients/LloydsBankingGroup/%7B15c811cc-76ed-4da=
e-a5ba-197628be6040%7D_top_overlap_straight_480w_C7FFC6.png')}
.m_overlap_FFFFFE, .m_overlap_F1F1F1, .m_overlap_006a4d, =
.m_overlap_024731, .m_overlap_323233, .m_overlap_11B67A, =
.m_overlap_C7FFC6 =
{background-repeat:no-repeat;background-size:contain;background-position:=
top center}
}
</style>
<style>
/* Gmail Dark Mode overrides */
@media only screen and (max-width:480px) {
u ~ div .g_blend_screen {background:#000; =
mix-blend-mode:screen}
u ~ div .g_blend_difference {background:#000; =
mix-blend-mode:difference}
u ~ div .m_footerButton_last {border-bottom: none =
!important}
}
</style>
<style>
.m_footerButton_last\0{border-bottom: none!important}
.oa_dib {display: inline-block !important}
@media only screen and (max-width:480px) {
/* Outlook app dark mode overrides */
[data-ogsb] .d_overlap_FFFFFE =
{background-image:url('https://image.commercialemails.lloydsbank.com/Eloq=
uaImages/clients/LloydsBankingGroup/%7B59d296c2-4655-40b3-9afe-847efb3432=
29%7D_top_overlap_straight_FFFFFE_DM_OA.png') !important}
[data-ogsb] .d_overlap_F1F1F1=20
{background-image:url('https://image.commercialemails.lloydsbank.com/Eloq=
uaImages/clients/LloydsBankingGroup/%7B24e4965f-87c1-4f4e-ac18-b12e2fae3e=
aa%7D_grey_top_overlap_straight_DM_mob.png') !important}
[data-ogsb] .d_overlap_323233 =
{background-image:url('https://image.commercialemails.lloydsbank.com/Eloq=
uaImages/clients/LloydsBankingGroup/%7B76e63411-fc92-4816-82cf-6d8a2a7e75=
fe%7D_top_overlap_straight_323233_DM_OA.png') !important}
[data-ogsb] .d_overlap_11B67A=20
{background-image:url('https://image.commercialemails.lloydsbank.com/Eloq=
uaImages/clients/LloydsBankingGroup/%7B9ccb61d8-a4e0-4b90-bde8-4aa7849a4d=
7c%7D_top_overlap_straight_11B67A_DM_OA.png') !important}
[data-ogsb] .d_overlap_C7FFC6 =
{background-image:url('https://image.commercialemails.lloydsbank.com/Eloq=
uaImages/clients/LloydsBankingGroup/%7Bc02a414a-8c75-4d84-9c7a-4a5d893fe7=
5c%7D_top_overlap_straight_C7FFC6_DM_OA.png') !important}
[data-ogsb] .m_rnd_top_FFFFFE=20
{background-image:url('https://image.commercialemails.lloydsbank.com/Eloq=
uaImages/clients/LloydsBankingGroup/%7B58eec5f2-84c2-4cef-aea7-eaa0e7dbc7=
eb%7D_white_top_overlap_rounded_DM_mob.png') !important}
[data-ogsb] .m_rnd_top_11B67A =
{background-image:url('https://image.commercialemails.lloydsbank.com/Eloq=
uaImages/clients/LloydsBankingGroup/%7B3fd2de9f-96de-47f5-9843-0faf3b9b21=
c5%7D_top_overlap_rounded_11B67A_DM_OA.png') !important}
[data-ogsb] .m_rnd_top_6CF479=20
{background-image:url('https://image.commercialemails.lloydsbank.com/Eloq=
uaImages/clients/LloydsBankingGroup/%7Bbf566bc1-6a33-4464-8df5-a1c1c646c0=
16%7D_top_overlap_rounded_6CF479_DM_OA.png') !important}
[data-ogsb] .m_rnd_top_C7FFC6 =
{background-image:url('https://image.commercialemails.lloydsbank.com/Eloq=
uaImages/clients/LloydsBankingGroup/%7B783bff5b-7902-4d29-95df-545ab37e7c=
61%7D_top_overlap_rounded_C7FFC6_DM_OA.png') !important}
[data-ogsb] .d_rnd_top_carou_C7FFC6=20
{background-image:url('https://image.commercialemails.lloydsbank.com/Eloq=
uaImages/clients/LloydsBankingGroup/%7Bde19fd4c-0c02-4d97-91e9-6ef643cf0d=
4a%7D_fallback_card_top_C7FFC6_64h_DM_OA.png') !important}
[data-ogsb] .d_rnd_top_carou_FFFFFE =
{background-image:url('https://image.commercialemails.lloydsbank.com/Eloq=
uaImages/clients/LloydsBankingGroup/%7B741aa4ac-0862-4f76-a0e2-b8c4b9bfea=
be%7D_fallback_card_top_FFFFFE_64h_OA.png') !important}
[data-ogsb] .m_overlap_FFFFFE=20
{background-image:url('https://image.commercialemails.lloydsbank.com/Eloq=
uaImages/clients/LloydsBankingGroup/%7B869d92c8-7a81-4c4d-a935-37048b5067=
21%7D_top_overlap_straight_480w_FFFFFE_DM_OA.png') !important}
[data-ogsb] .m_overlap_F1F1F1 =
{background-image:url('https://image.commercialemails.lloydsbank.com/Eloq=
uaImages/clients/LloydsBankingGroup/%7B6beba950-4c44-4b5b-b699-48fdfbdd05=
6c%7D_straight_top_480w_f1f1f1_dm.png') !important}
[data-ogsb] .m_overlap_11B67A=20
{background-image:url('https://image.commercialemails.lloydsbank.com/Eloq=
uaImages/clients/LloydsBankingGroup/%7Bf915357e-5411-4f9a-bb3a-d958dd2bdf=
51%7D_top_overlap_straight_480w_11B67A_DM_OA.png') !important}
[data-ogsb] .m_overlap_C7FFC6 =
{background-image:url('https://image.commercialemails.lloydsbank.com/Eloq=
uaImages/clients/LloydsBankingGroup/%7B92703da7-9bc0-426b-b6a0-c940b70148=
c5%7D_top_overlap_straight_480w_C7FFC6_DM_OA.png') !important}
}
@media (min-resolution:=20
1dpi) and (max-width:480px) {
.oa_h\0 {display: none!important}
.oa_w6pc\0 {width: 6%!important}
.oa_w29pc\0 {width: 29%!important}
.oa_w46pc\0 {width: 46%!important}
.oa_w61pc\0 {width: 61%!important}
.oa_w85pc\0 {width: 85%!important}
}
</style>
<!--[if gte mso 16]>
<style>
.keep-white {
mso-style-textfill-type:gradient;
mso-style-textfill-fill-gradientfill-stoplist:"0 \#FFFFFF 0 =
100000\,100000 \#FFFFFF 0 100000";
color:#000000 !important;
}
.keep-black {
mso-style-textfill-type:gradient;
mso-style-textfill-fill-gradientfill-stoplist:"0 \#000000 1 =
100000\,99000 \#000000 1 100000";
color:#ffffff !important;
}
</style>
<![endif]-->
<!--[if gte mso 9]>
<style type=3D"text/css">
v\:* { behavior: url(#default#VML); display:inline-block}
o\:* { behavior: url(#default#VML); }
</style>
<noscript>
<xml>
<o:OfficeDocumentSettings>
<o:PixelsPerInch>96</o:PixelsPerInch>
</o:OfficeDocumentSettings>
</xml>
<xml>
<w:WordDocument =
xmlns:w=3D"urn:schemas-microsoft-com:office:word">
<w:DontUseAdvancedTypographyReadingMail/>
</w:WordDocument>
</xml>
</noscript>
<![endif]-->
<!--[if gt mso 15]>
<style type=3D"text/css" media=3D"all">
/* Outlook 2016 Height/Pagebreak Fix */
table, tr, td {border-collapse: collapse}
tr { font-size:0px; line-height:0px; border-collapse: =
collapse; }
</style>
<![endif]-->
<!--[if !mso]><!-- custom fonts -->
<!-- Lloyds FONT DECLARATION - 'GUL and GUS' -->
<link =
href=3D"https://image.CommercialEmails.lloydsbank.com/Web/LloydsBankingGr=
oup/{a727e539-e23d-4078-b0a5-6242fada62ff}_LB_budapest_base64_fonts.css" =
rel=3D"stylesheet">
<style>
/* FOR HEADINGS ONLY*/
.f_GUL_U{font-family:'GT Ultra Lloyds =
Ultra',arial,helvetica,sans-serif !important; font-weight:800 =
!important}
.f_GUL_BK{font-family:'GT Ultra Lloyds =
Black',arial,helvetica,sans-serif !important; font-weight:700 =
!important}
.f_GUL_B{font-family:'GT Ultra Lloyds =
Bold',arial,helvetica,sans-serif !important; font-weight:600 !important}
.f_GUL_R{font-family:'GT Ultra Lloyds =
Regular',arial,helvetica,sans-serif !important; font-weight:400=20
!important}
.f_GUL_T{font-family:'GT Ultra Lloyds =
Thin',arial,helvetica,sans-serif !important; font-weight:300 !important}
/* FOR BODY COPIES AND CTAS*/
.f_GUS_B{font-family:'GT Ultra Sans =
Bold',arial,helvetica,sans-serif !important; font-weight:600 !important}
.f_GUS_R{font-family:'GT Ultra Sans =
Regular',arial,helvetica,sans-serif !important; font-weight:400 =
!important}
.f_GUS_L{font-family:'GT Ultra Sans =
Light',arial,helvetica,sans-serif !important;=20
font-weight:300 !important}
</style>
<!--KINETIC ENABLER-->
<link =
href=3D"https://image.CommercialEmails.lloydsbank.com/Web/LloydsBankingGr=
oup/{25e5ce9f-a6f3-4598-ba36-5ca1b7341d8f}_kinetic_enabler.css" =
rel=3D"stylesheet">
<!--<![endif]-->
</head>
<body class=3D"m_w100pc f_GUS_R body" id=3D"body" bottommargin=3D"0" =
leftmargin=3D"0" rightmargin=3D"0" topmargin=3D"0" style=3D"border: 0px =
none; padding:0px; margin: 0px; text-align: center; font-size: 0px; =
line-height: 0; font-family: arial,helvetica,sans-serif; =
background-color:#f1f1f1; position:relative"><img =
src=3D'https://link.commercialemails.lloydsbank.com/e/FooterImages/Footer=
Image1?elq=3D1b93b2f067ec4f939ee2795bd2c5407b&siteid=3D1705133317' =
alt=3D"" border=3D0 width=3D1px height=3D1px style=3D'display:block;'>
<div style=3D"width:100%; height:100%; background-color:#f1f1f1; =
overflow:visible; font-size:0; line-height:0">
<!-- [H1a] Header - preheader and security text (calm green) -->
<table class=3D"m_w100pc" border=3D"0" cellpadding=3D"0" =
cellspacing=3D"0" align=3D"center" width=3D"600" bgcolor=3D"#C7FFC6" =
style=3D"margin:auto; width:600px; background-color:#C7FFC6">
<tr>
<td align=3D"left" style=3D"padding:16px; font-size:0; =
line-height:0">
=20
<!-- DYN - PREHEADER -->
<!-- DYN -->
<table align=3D"center" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" =
class=3D"m_w100pc" style=3D"margin:auto">
<tbody>
<tr>
<td style=3D"padding-right: 8px" width=3D"24">
<div class=3D"darkmode_img" style=3D"mso-hide:all; display:none">
<img alt=3D"image" class=3D"darkmode_img" =
src=3D"https://image.CommercialEmails.lloydsbank.com/EloquaImages/clients=
/LloydsBankingGroup/%7B30e7cef2-9ac7-40fb-bd53-1a69b0c3f299%7D_header_ico=
n_DM.png" style=3D"width: 24px; min-width:24px; height:auto; =
mso-hide:all; display:none; margin:0 auto" width=3D"24" /></div>
=09
<img alt=3D"image" class=3D"lightmode_img" =
src=3D"https://image.CommercialEmails.lloydsbank.com/EloquaImages/clients=
/LloydsBankingGroup/%7Bce69d53d-a125-437c-b19c-f12f939941fb%7D_header_ico=
n_fill_calmgreen.png" style=3D"width: 24px; min-width:24px; height:auto" =
width=3D"24" /></td>
<td align=3D"left" class=3D"f_GUS_R m_w100pc" style=3D"color:#000001; =
font-family:arial,helvetica,sans-serif; font-size:12px; =
line-height:16px">We
want you to recognise a fraudulent email if you receive one, so we will =
always include the last four digits of your bank account number: =
3506</td>
</tr>
</tbody>
</table>
</td>
</tr>
</table>
<!-- [1C] Hero (Business and Commercial) -->
<!-- HERO General -->
<table align=3D"center" bgcolor=3D"#fffffe" border=3D"0" =
cellpadding=3D"0" cellspacing=3D"0" class=3D"m_w100pc" =
style=3D"margin:auto; background-color:#fffffe; width:600px" =
width=3D"600">
<tbody>
=09
<tr>
<td style=3D"font-size:0; line-height:0" valign=3D"middle"><!--[if =
mso | ie]><table width=3D"100%" cellpadding=3D"0" cellspacing=3D"0" =
border=3D"0"><tr><td valign=3D"top"><![endif]-->
<div class=3D"m_w100pc m_fnone" style=3D"display:inline-block; =
width:50%; vertical-align:top">
<table align=3D"left" border=3D"0" cellpadding=3D"0" =
cellspacing=3D"0" class=3D"m_w100pc m_mauto m_fnone m_hauto" =
style=3D"width:298px" width=3D"298">
<tbody>
<tr>
<td class=3D"m_hauto" height=3D"376" style=3D"padding:32px">
=09
<table align=3D"left" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" =
class=3D"m_w100pc" style=3D"width:236px; vertical-align:top" =
valign=3D"top" width=3D"236">
<tbody>
<tr>
<td align=3D"left" height=3D"48" style=3D"padding-bottom:32px" =
valign=3D"middle">
<div class=3D"darkmode_img" style=3D"mso-hide:all; =
display:none">
<a =
href=3D"https://www.lloydsbank.com/business/home.html?utm_campaign=3DLB_B=
B_Mar26_Header_CEP&utm_content=3DHome&utm_source=3Doutbound_marketing&utm=
_medium=3DEmail&elqTrackId=3Dfd11a7ef084c4c4aa2966285db59893a&elq=3D1b93b=
2f067ec4f939ee2795bd2c5407b&elqaid=3D2192&elqat=3D1&elqCampaignId=3D803&e=
lqcst=3D272&elqcsid=3D12848&elqak=3D8AF55C5A6D4F3A3807128587F24D699CEB924=
5920D8E9ADC0385C85F33D3D4A70560" target=3D"_blank" title=3D"Lloyds =
Bank">
<img alt=3D"Lloyds Bank Logo" class=3D"darkmode_img" =
src=3D"https://image.CommercialEmails.lloydsbank.com/EloquaImages/clients=
/LloydsBankingGroup/%7B0be62af5-90dd-46d2-8543-ca0eff2183c8%7D_LB_Logo_Ho=
rse_Mark_DM.png" style=3D"width: 48px; height: auto; mso-hide:all; =
display:none; font-size:12px; line-height:16px; color:#000001; =
font-family:arial,helvetica,sans-serif" width=3D"48" /> </a></div>
=09
<a =
href=3D"https://www.lloydsbank.com/business/home.html?utm_campaign=3DLB_B=
B_Mar26_Header_CEP&utm_content=3DHome&utm_source=3Doutbound_marketing&utm=
_medium=3DEmail&elqTrackId=3Dd69e47f4c9294c8687982e38ab8a5183&elq=3D1b93b=
2f067ec4f939ee2795bd2c5407b&elqaid=3D2192&elqat=3D1&elqCampaignId=3D803&e=
lqcst=3D272&elqcsid=3D12848&elqak=3D8AF56F68DEA08564C2DF5BF620FF030F375F4=
5920D8E9ADC0385C85F33D3D4A70560" target=3D"_blank" title=3D"Lloyds =
Bank">
<img alt=3D"Lloyds Bank Logo" class=3D"lightmode_img" =
src=3D"https://image.CommercialEmails.lloydsbank.com/EloquaImages/clients=
/LloydsBankingGroup/%7B9623075d-e9d3-434f-9bd1-00231f4713d4%7D_LB_Logo_Ho=
rse_Mark.png" style=3D"width:48px; display:block; height:auto; =
font-size:12px; line-height:16px; color:#000001; =
font-family:arial,helvetica,sans-serif" width=3D"48" /> </a></td>
<td align=3D"right" height=3D"48" style=3D"padding-bottom:32px" =
valign=3D"middle">
=09
<div class=3D"darkmode_img" style=3D"mso-hide:all; display:none"><a =
href=3D"https://www.lloydsbank.com/business/home.html?utm_campaign=3DLB_B=
B_Mar26_Header_CEP&utm_content=3DHome&utm_source=3Doutbound_marketing&utm=
_medium=3DEmail&elqTrackId=3Dc4fd058947ca48f585f701eab8061a86&elq=3D1b93b=
2f067ec4f939ee2795bd2c5407b&elqaid=3D2192&elqat=3D1&elqCampaignId=3D803&e=
lqcst=3D272&elqcsid=3D12848&elqak=3D8AF513106076FE62DD6DE6B288D58147EC084=
5920D8E9ADC0385C85F33D3D4A70560" target=3D"_blank" title=3D"Lloyds =
Bank">
<img alt=3D"Business and Commercial" class=3D"darkmode_img" =
height=3D"48" =
src=3D"https://image.CommercialEmails.lloydsbank.com/EloquaImages/clients=
/LloydsBankingGroup/%7B1ea59c03-d769-436e-a0c6-fedbd251ca03%7D_signpost_b=
us_com_rev.png" style=3D"height:48px; width: auto; mso-hide:all; =
display:none; font-size:12px; line-height:16px; color:#000001; =
font-family:arial,helvetica,sans-serif" /> </a></div>
=09
<a =
href=3D"https://www.lloydsbank.com/business/home.html?utm_campaign=3DLB_B=
B_Mar26_Header_CEP&utm_content=3DHome&utm_source=3Doutbound_marketing&utm=
_medium=3DEmail&elqTrackId=3D16029b3e24b74e39bbd3a5c412fca89f&elq=3D1b93b=
2f067ec4f939ee2795bd2c5407b&elqaid=3D2192&elqat=3D1&elqCampaignId=3D803&e=
lqcst=3D272&elqcsid=3D12848&elqak=3D8AF5D1F904BF0920BB4C3603EFB4B8FBFA7D4=
5920D8E9ADC0385C85F33D3D4A70560" target=3D"_blank" title=3D"Lloyds =
Bank">
<img alt=3D"Business and Commercial" class=3D"lightmode_img" =
height=3D"48" =
src=3D"https://image.CommercialEmails.lloydsbank.com/EloquaImages/clients=
/LloydsBankingGroup/%7Bfe4957f4-5a44-4ae8-8191-8d462d5bcf31%7D_signpost_b=
us_com.png" style=3D"height:48px; width: auto; font-size:12px; =
line-height:16px; color:#000001; font-family:arial,helvetica,sans-serif" =
/> </a></td>
</tr>
</tbody>
</table>
=09
<table align=3D"left" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" =
class=3D"m_w100pc t_d_block" style=3D"width:236px; vertical-align:top" =
valign=3D"top" width=3D"236">
<tbody>
<tr>
=09
<td align=3D"left" class=3D"f_GUL_R m_w100pc m_hauto m_pb64" =
colspan=3D"2" height=3D"180" style=3D"height:180px; width: 252px; =
max-width:252px; color:#000001; font-family:arial,helvetica,serif; =
font-size:42px; mso-line-height-rule:exactly; line-height:60px; =
letter-spacing:-0.02em; vertical-align:top" valign=3D"bottom" =
width=3D"252">Backing business</td>
</tr>
</tbody>
</table>
=09
<table align=3D"left" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" =
class=3D"m_w100pc t_d_block" colspan=3D"2" style=3D"width:236px; =
vertical-align: bottom" valign=3D"bottom" width=3D"236">
<tbody>
<tr>
<td align=3D"left" class=3D"f_GUS_R m_hauto" height=3D"72" =
style=3D"height:72px;color:#000001; =
font-family:arial,helvetica,sans-serif; font-size:16px; =
mso-line-height-rule:exactly; line-height:20px; vertical-align: bottom" =
valign=3D"bottom" width=3D"252">Your
latest set of business guidance and support.</td>
</tr>
</tbody>
</table>
</td>
</tr>
</tbody>
</table>
</div>
<!--[if mso | ie]></td><td align=3D"right" valign=3D"top" =
style=3D"width:300px"><![endif]-->
<div class=3D"m_w100pc m_fnone" style=3D"display:inline-block; =
width:50%; vertical-align:top">
<table align=3D"right" border=3D"0" cellpadding=3D"0" =
cellspacing=3D"0" class=3D"m_w100pc" style=3D"width:300px" =
width=3D"300">
<tbody>
<tr>
=09
<td align=3D"center"><img alt=3D"Person working at her desk with =
documents spread out." border=3D"0" class=3D"m_h" =
src=3D"https://image.CommercialEmails.lloydsbank.com/EloquaImages/clients=
/LloydsBankingGroup2/%7Bc14ed445-03f4-4337-9745-465c3b90bebd%7D_114478603=
5_Small_Business_-_600_x_880.png" style=3D"display: block; width:300px; =
height:auto; color: #000001; font-family:arial,helvetica,sans-serif; =
font-size:16px; line-height:440px; text-align:center" width=3D"300" /> =
<!--[if !mso]><!-- mobile image -->
<img alt=3D"Person working at her desk with documents spread out." =
class=3D"m_d_b m_w100pc" =
src=3D"https://image.CommercialEmails.lloydsbank.com/EloquaImages/clients=
/LloydsBankingGroup2/%7B8b3275f1-49a0-47c9-9b3f-a2a827e8a79a%7D_114478603=
5_Small_Business_-_730_x_730.png" style=3D"display:none; height:auto; =
width:100%" width=3D"300" /> <!--<![endif]--></td>
</tr>
</tbody>
</table>
</div>
<!--[if mso | ie]></td></tr></table><![endif]--></td>
</tr>
</tbody>
</table>
<!-- Real estate 2 -->
=20
=20
<!-- MANUFACTURING 2 -->
=20
=20
<!-- Education 2 -->
=20
=20
<!-- CCS 2 -->
=20
=20
<!-- Financial wellbeing 1 -->
<!-- [5d] Text with image - 50:50 image left (image TOP on mobile) =
-->
<table align=3D"center" bgcolor=3D"#fffffe" border=3D"0" =
cellpadding=3D"0" cellspacing=3D"0" class=3D"m_w100pc" =
style=3D"margin:auto; background-color:#fffffe; width:600px" =
width=3D"600">
<tbody>
<tr>
=09
<td style=3D"font-size:0; line-height:0"><!--[if mso | ie]><table =
width=3D"100%" cellpadding=3D"0" cellspacing=3D"0" border=3D"0"><tr><td =
valign=3D"top"><![endif]-->
<div class=3D"m_d_b" style=3D"display:flex; justify-content: center">
<table align=3D"right" border=3D"0" cellpadding=3D"0" =
cellspacing=3D"0" class=3D"m_w100pc" style=3D"width:284px" =
width=3D"284">
<tbody>
<tr>
<td align=3D"center" class=3D"m_plr16" style=3D"padding:32px 0px =
32px 32px">
<img alt=3D"Person on a call while reviewing finances at a desk." =
border=3D"0" class=3D"m_w100pc" =
src=3D"https://image.CommercialEmails.lloydsbank.com/EloquaImages/clients=
/LloydsBankingGroup2/%7B83f38397-ea5f-4631-8390-c659304471d4%7D_BB_Laptop=
_Guy_-_536_x_552.png" style=3D"display: block; width:252px; height:auto; =
color:#000001; font-family:arial,helvetica,sans-serif; font-size:16px; =
line-height:276px; text-align:center" width=3D"252" /></td>
</tr>
</tbody>
</table>
<!--[if mso | ie]></td>
<td align=3D"right" valign=3D"top"><![endif]-->
<table align=3D"left" border=3D"0" cellpadding=3D"0" =
cellspacing=3D"0" class=3D"m_w100pc m_hauto" height=3D"324" =
style=3D"width:314px; height: 324px" width=3D"316">
<tbody>
<tr>
<td class=3D"m_p32 m_pt0 m_hauto" height=3D"236" =
style=3D"padding:32px; vertical-align: middle; width:252px; =
height:236px" valign=3D"middle" width=3D"252">
=09
<table align=3D"center" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" =
class=3D"m_w100pc" style=3D"width: 252px" valign=3D"middle" =
width=3D"252">
<tbody>
<tr>
<td align=3D"center" class=3D"f_GUL_B" style=3D"color:#000001; =
font-family:arial,helvetica,sans-serif; font-size:30px; =
mso-line-height-rule:exactly; font-weight:bold; line-height:34px; =
letter-spacing:-0.02em">Making Tax Digital</td>
</tr>
<tr>
=09
<td align=3D"center" class=3D"f_GUS_R" style=3D"color:#000001; =
font-family:arial,helvetica,sans-serif; font-size:16px; =
mso-line-height-rule:exactly; line-height:20px; =
padding-top:16px">Understand HMRC’s new Income Tax requirements =
coming in April and who needs to prepare now.</td>
</tr>
<tr>
<td align=3D"center" style=3D"padding-top:24px"><!--// CTA =
START \\-->
<table border=3D"0" cellpadding=3D"0" cellspacing=3D"0" =
style=3D"border-radius:8px">
<tbody>
<tr>
=09
<td align=3D"center" style=3D"background-color:#000001; =
mso-padding-alt:0 16px; border-radius:8px">
<a class=3D"f_GUS_B cta_black" =
href=3D"https://link.commercialemails.lloydsbank.com/e/er?s=3D1705133317&=
lid=3D5765&elqTrackId=3D25cf7d109b2c4f3db68d30faa786d650&elq=3D1b93b2f067=
ec4f939ee2795bd2c5407b&elqaid=3D2192&elqat=3D1&elqcst=3D272&elqcsid=3D527=
9&elqak=3D8AF52CF9421E4417FE8EEA919BAC3882947845920D8E9ADC0385C85F33D3D4A=
70560" style=3D"border:1px solid #000001; background-color:#000001; =
color:#fffffe; display:block; font-family:arial,helvetica,sans-serif; =
font-size:16px; font-weight:bold; mso-line-height-rule:exactly;=20
line-height:24px; text-align:center;text-decoration:none; padding:10px =
24px 10px 24px; mso-padding-alt:13px 15px 13px 15px; border-radius:8px" =
target=3D"_blank" title=3D"Read the guide">Read the guide</a></td>
</tr>
</tbody>
</table>
<!--// CTA END \\--></td>
</tr>
</tbody>
</table>
</td>
</tr>
</tbody>
</table>
</div>
<!--[if mso | ie]></td></tr></table><![endif]--></td>
</tr>
</tbody>
</table>
=20
=20
<!-- O4B 1 USERS -->
<!-- [5d] Text with image - 50:50 image right (image TOP on =
mobile)-->
<table align=3D"center" bgcolor=3D"#fffffe" border=3D"0" =
cellpadding=3D"0" cellspacing=3D"0" class=3D"m_w100pc" =
style=3D"margin:auto; background-color:#fffffe; width:600px" =
width=3D"600">
<tbody>
<tr>
<td style=3D"font-size:0; line-height:0; direction:rtl"><!--[if mso | =
ie]><table width=3D"100%" cellpadding=3D"0" cellspacing=3D"0" =
border=3D"0"><tr><td valign=3D"top"><![endif]-->
=09
<div class=3D"m_d_b" style=3D"display:flex; justify-content:center">
<table align=3D"right" border=3D"0" cellpadding=3D"0" =
cellspacing=3D"0" class=3D"m_w100pc" style=3D"width:284px; =
direction:ltr" width=3D"284">
<tbody>
<tr>
<td align=3D"center" class=3D"m_plr16" style=3D"padding:32px 32px =
32px 0px">
<img alt=3D"Green telescope icon." border=3D"0" class=3D"m_w100pc" =
src=3D"https://image.CommercialEmails.lloydsbank.com/EloquaImages/clients=
/LloydsBankingGroup2/%7B74cf57af-cc4d-46fd-bfc9-6d38809265b5%7D_everydayg=
reen-holistic-financial-planning_536_x_552.png" style=3D"display:block; =
width:252px; height:auto; color:#000001; font:16px/20px =
arial,helvetica,sans-serif; text-align:center" width=3D"252" /></td>
</tr>
</tbody>
</table>
<!--[if mso | ie]></td><td align=3D"right" =
valign=3D"top"><![endif]-->
=09
<table align=3D"left" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" =
class=3D"m_w100pc m_hauto" height=3D"324" style=3D"width:314px; =
height:324px; direction:ltr" width=3D"316">
<tbody>
<tr>
<td class=3D"m_p32 m_pt0 m_hauto" height=3D"236" =
style=3D"padding:32px; vertical-align:middle; width:252px; height:236px" =
valign=3D"middle" width=3D"252">
<table align=3D"center" border=3D"0" cellpadding=3D"0" =
cellspacing=3D"0" class=3D"m_w100pc" style=3D"width:252px" =
valign=3D"middle" width=3D"252">
<tbody>
<tr>
=09
<td align=3D"center" class=3D"f_GUL_R" style=3D"color:#000001; =
font:30px/34px arial,helvetica,sans-serif; mso-line-height-rule:exactly; =
letter-spacing:-0.02em">Control who’s on your accounts</td>
</tr>
<tr>
<td align=3D"center" class=3D"f_GUS_R" style=3D"color:#000001; =
font:16px/20px arial,helvetica,sans-serif; mso-line-height-rule:exactly; =
padding-top:16px">You
can still add or remove people online, and now you’ll also see =
the names of those who already have access. It makes it easy to check =
who still needs it - and remove anyone who doesn’t.<br />
<br />
By viewing each person’s signatory role and access level, =
you keep your list accurate and up to date.</td>
</tr>
<tr>
<td align=3D"center" style=3D"padding-top:24px">
=09
<table border=3D"0" cellpadding=3D"0" cellspacing=3D"0" =
style=3D"border-radius:8px">
<tbody>
<tr>
<td align=3D"center" style=3D"background-color:#000001; =
mso-padding-alt:0 16px; border-radius:8px">
<a class=3D"f_GUS_B cta_black" =
href=3D"https://link.commercialemails.lloydsbank.com/e/er?s=3D1705133317&=
lid=3D5803&elqTrackId=3Deabbb75cc57344839852cbb74a79a82a&elq=3D1b93b2f067=
ec4f939ee2795bd2c5407b&elqaid=3D2192&elqat=3D1&elqcst=3D272&elqcsid=3D578=
4&elqak=3D8AF51F8BBD2654C4B873355E6C277BD631E745920D8E9ADC0385C85F33D3D4A=
70560" style=3D"border:1px solid #000001; background-color:#000001; =
color:#fffffe; display:block; font:bold 16px/24px =
arial,helvetica,sans-serif; mso-line-height-rule:exactly; =
text-align:center;=20
text-decoration:none; padding:10px 24px 10px 24px; mso-padding-alt:13px =
15px 13px 15px; border-radius:8px" target=3D"_blank" title=3D"Find out =
more">Find out more</a></td>
</tr>
</tbody>
</table>
</td>
</tr>
</tbody>
</table>
</td>
</tr>
</tbody>
</table>
</div>
<!--[if mso | ie]></td></tr></table><![endif]--></td>
</tr>
</tbody>
</table>
=20
=20
=20
<!-- O4B1 Non-Users 1 -->
=20
=20
<!-- Fast Growth 1 -->
<!-- [5d] Text with image - 50:50 image left (image TOP on =
mobile) -->
<table align=3D"center" bgcolor=3D"#fffffe" border=3D"0" =
cellpadding=3D"0" cellspacing=3D"0" class=3D"m_w100pc" =
style=3D"margin:auto; background-color:#fffffe; width:600px" =
width=3D"600">
<tbody>
<tr>
<td style=3D"font-size:0; line-height:0"><!--[if mso | ie]><table =
width=3D"100%" cellpadding=3D"0" cellspacing=3D"0" border=3D"0"><tr><td =
valign=3D"top"><![endif]-->
=09
<div class=3D"m_d_b" style=3D"display:flex; justify-content: center">
<table align=3D"right" border=3D"0" cellpadding=3D"0" =
cellspacing=3D"0" class=3D"m_w100pc" style=3D"width:284px" =
width=3D"284">
<tbody>
<tr>
<td align=3D"center" class=3D"m_plr16" style=3D"padding:32px 0px =
32px 32px">
<img alt=3D"Green ribbon rosette icon" border=3D"0" class=3D"m_w100pc" =
src=3D"https://image.CommercialEmails.lloydsbank.com/EloquaImages/clients=
/LloydsBankingGroup2/%7Bd7ba23b3-c796-4053-b75f-37c88804f603%7D_everydayg=
reen-rewards_-_536_x_552.png" style=3D"display: block; width:252px; =
height:auto; color:#000001; font-family:arial,helvetica,sans-serif; =
font-size:16px; line-height:276px; text-align:center" width=3D"252" =
/></td>
</tr>
</tbody>
</table>
<!--[if mso | ie]></td>
<td align=3D"right" valign=3D"top"><![endif]-->
<table align=3D"left" border=3D"0" cellpadding=3D"0" =
cellspacing=3D"0" class=3D"m_w100pc m_hauto" height=3D"324" =
style=3D"width:314px; height: 324px" width=3D"316">
<tbody>
<tr>
<td class=3D"m_p32 m_pt0 m_hauto" height=3D"236" =
style=3D"padding:32px; vertical-align: middle; width:252px; =
height:236px" valign=3D"middle" width=3D"252">
=09
<table align=3D"center" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" =
class=3D"m_w100pc" style=3D"width: 252px" valign=3D"middle" =
width=3D"252">
<tbody>
<tr>
<td align=3D"center" class=3D"f_GUL_B" style=3D"color:#000001; =
font-family:arial,helvetica,sans-serif; font-size:30px; =
mso-line-height-rule:exactly; font-weight:bold; line-height:34px; =
letter-spacing:-0.02em">British Business Excellence Awards</td>
</tr>
<tr>
=09
<td align=3D"center" class=3D"f_GUS_R" style=3D"color:#000001; =
font-family:arial,helvetica,sans-serif; font-size:16px; =
mso-line-height-rule:exactly; line-height:20px; =
padding-top:16px">Winning this award could mean everything. It will =
certainly mean employee motivation, industry-wide recognition, and an =
edge over your competitors.</td>
</tr>
<tr>
<td align=3D"center" style=3D"padding-top:24px"><!--// CTA =
START \\-->
=09
<table border=3D"0" cellpadding=3D"0" cellspacing=3D"0" =
style=3D"border-radius:8px">
<tbody>
<tr>
<td align=3D"center" style=3D"background-color:#000001; =
mso-padding-alt:0 16px; border-radius:8px">
<a class=3D"f_GUS_B cta_black" =
href=3D"https://link.commercialemails.lloydsbank.com/e/er?s=3D1705133317&=
lid=3D5768&elqTrackId=3D5f8581317c0641cd8f0ff5e3fe4b7405&elq=3D1b93b2f067=
ec4f939ee2795bd2c5407b&elqaid=3D2192&elqat=3D1&elqcst=3D272&elqcsid=3D528=
2&elqak=3D8AF5C2863417B96518B49270C463D422EC1845920D8E9ADC0385C85F33D3D4A=
70560" style=3D"border:1px solid #000001; background-color:#000001; =
color:#fffffe; display:block; font-family:arial,helvetica,sans-serif; =
font-size:16px; font-weight:bold; mso-line-height-rule:exactly;=20
line-height:24px; text-align:center;text-decoration:none; padding:10px =
24px 10px 24px; mso-padding-alt:13px 15px 13px 15px; border-radius:8px" =
target=3D"_blank" title=3D"Enter your business">Enter your =
business</a></td>
</tr>
</tbody>
</table>
<!--// CTA END \\--></td>
</tr>
</tbody>
</table>
</td>
</tr>
</tbody>
</table>
</div>
<!--[if mso | ie]></td></tr></table><![endif]--></td>
</tr>
</tbody>
</table>
=20
=20
<!-- PRODUCTIVITY 1 -->
<!-- [5d] Text with image - 50:50 image right (image TOP on =
mobile)-->
<table align=3D"center" bgcolor=3D"#fffffe" border=3D"0" =
cellpadding=3D"0" cellspacing=3D"0" class=3D"m_w100pc" =
style=3D"margin:auto; background-color:#fffffe; width:600px" =
width=3D"600">
<tbody>
<tr>
<td style=3D"font-size:0; line-height:0; direction:rtl"><!--[if mso | =
ie]><table width=3D"100%" cellpadding=3D"0" cellspacing=3D"0" =
border=3D"0"><tr><td valign=3D"top"><![endif]-->
=09
<div class=3D"m_d_b" style=3D"display:flex; justify-content:center">
<table align=3D"right" border=3D"0" cellpadding=3D"0" =
cellspacing=3D"0" class=3D"m_w100pc" style=3D"width:284px; =
direction:ltr" width=3D"284">
<tbody>
<tr>
<td align=3D"center" class=3D"m_plr16" style=3D"padding:32px 32px =
32px 0px">
<img alt=3D"Woman in a wheelchair presents to a group" border=3D"0" =
class=3D"m_w100pc" =
src=3D"https://image.CommercialEmails.lloydsbank.com/EloquaImages/clients=
/LloydsBankingGroup2/%7B60a5160c-a585-4117-b31e-c30220b6c52d%7D_Disabilit=
y_Business_536_x_624.png" style=3D"display:block; width:252px; =
height:auto; color:#000001; font:16px/20px arial,helvetica,sans-serif; =
text-align:center" width=3D"252" /></td>
</tr>
</tbody>
</table>
<!--[if mso | ie]></td><td align=3D"right" =
valign=3D"top"><![endif]-->
=09
<table align=3D"left" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" =
class=3D"m_w100pc m_hauto" height=3D"324" style=3D"width:314px; =
height:324px; direction:ltr" width=3D"316">
<tbody>
<tr>
<td class=3D"m_p32 m_pt0 m_hauto" height=3D"236" =
style=3D"padding:32px; vertical-align:middle; width:252px; height:236px" =
valign=3D"middle" width=3D"252">
<table align=3D"center" border=3D"0" cellpadding=3D"0" =
cellspacing=3D"0" class=3D"m_w100pc" style=3D"width:252px" =
valign=3D"middle" width=3D"252">
<tbody>
<tr>
=09
<td align=3D"center" class=3D"f_GUL_R" style=3D"color:#000001; =
font:30px/34px arial,helvetica,sans-serif; mso-line-height-rule:exactly; =
letter-spacing:-0.02em">Disabled Entrepreneurs Research Panel </td>
</tr>
<tr>
<td align=3D"center" class=3D"f_GUS_R" style=3D"color:#000001; =
font:16px/20px arial,helvetica,sans-serif; mso-line-height-rule:exactly; =
padding-top:16px">If
you have a long-term condition that affects your daily life, with or =
without a formal diagnosis, you’re welcome to join our research =
panel. Help build more accessible, inclusive, and equitable financial =
products and services (and get paid for every activity).</td>
</tr>
<tr>
<td align=3D"center" style=3D"padding-top:24px">
<table border=3D"0" cellpadding=3D"0" cellspacing=3D"0" =
style=3D"border-radius:8px">
<tbody>
<tr>
=09
<td align=3D"center" style=3D"background-color:#000001; =
mso-padding-alt:0 16px; border-radius:8px">
<a class=3D"f_GUS_B cta_black" =
href=3D"https://link.commercialemails.lloydsbank.com/e/er?s=3D1705133317&=
lid=3D5769&elqTrackId=3Dd94a4fdefde74eb98a209dd60198ade9&elq=3D1b93b2f067=
ec4f939ee2795bd2c5407b&elqaid=3D2192&elqat=3D1&elqcst=3D272&elqcsid=3D675=
8&elqak=3D8AF536E743365088C75A69F6D69A39AFD12545920D8E9ADC0385C85F33D3D4A=
70560" style=3D"border:1px solid #000001; background-color:#000001; =
color:#fffffe; display:block; font:bold 16px/24px =
arial,helvetica,sans-serif; mso-line-height-rule:exactly; =
text-align:center;=20
text-decoration:none; padding:10px 24px 10px 24px; mso-padding-alt:13px =
15px 13px 15px; border-radius:8px" target=3D"_blank" title=3D"Register =
interest">Register interest</a></td>
</tr>
</tbody>
</table>
</td>
</tr>
</tbody>
</table>
</td>
</tr>
</tbody>
</table>
</div>
<!--[if mso | ie]></td></tr></table><![endif]--></td>
</tr>
</tbody>
</table>
=20
=20
<!-- Sustainability 1 -->
=20
=20
=20
=20
<!-- [3b] Text - H2, H4, copy and CTA -->
<table class=3D"m_w100pc" border=3D"0" cellpadding=3D"0" =
cellspacing=3D"0" align=3D"center" width=3D"600" bgcolor=3D"#fffffe" =
style=3D"margin:auto; background-color:#fffffe; width:600px">
<tr>
<td align=3D"left" valign=3D"top" style=3D"padding:32px; =
font-size:0; line-height:0">
=20
<!-- DYN - OUTRO -->
<table align=3D"center" border=3D"0" =
cellpadding=3D"0" cellspacing=3D"0" class=3D"m_w100pc m_mauto" =
style=3D"margin:auto;width:536px" width=3D"536">
<tbody>
<tr>
<td align=3D"left" class=3D"f_GUS_R" style=3D"color:#000001; =
font-family:arial,helvetica,sans-serif; font-size:16px; =
mso-line-height-rule:exactly; line-height:20px; padding-top:0">As
we're well and truly into 2026 now, I hope this set of guides, =
reports and articles inspire you to change, develop, or grow your =
business in some way. We're always available to help too.</td>
</tr>
</tbody>
</table>
<!-- DYN - SIGNATURE -->
<table align=3D"center" border=3D"0" =
cellpadding=3D"0" cellspacing=3D"0" class=3D"m_w100pc m_mauto" =
style=3D"margin:auto;width:536px" width=3D"536">
<tbody>
<tr>
=09
<td align=3D"left" class=3D"f_GUL_B" style=3D"color:#000001; =
font-family:arial,helvetica,sans-serif; font-size:20px; =
mso-line-height-rule:exactly; line-height:24px; letter-spacing:-0.02em; =
font-weight:bold; padding-top:16px">Ruchir Rodrigues, Client Strategy =
and Commercial Director</td>
</tr>
</tbody>
</table>
=20
</td>
</tr>
</table>
<!-- DYN - FOOTER NAV SOCIAL -->
<table align=3D"center" bgcolor=3D"#fffffe" border=3D"0" =
cellpadding=3D"0" cellspacing=3D"0" class=3D"m_w100pc" =
style=3D"margin:auto; width:600px; background-color:#fffffe" =
width=3D"600">
<tbody>
<tr>
<td align=3D"center" style=3D"font-size:0px line-height:0px" =
valign=3D"top">
<a =
href=3D"https://www.lloydsbank.com/business/home?elqTrackId=3D447959075d5=
b4551ba91ad58d9bed940&elq=3D1b93b2f067ec4f939ee2795bd2c5407b&elqaid=3D219=
2&elqat=3D1&elqCampaignId=3D803&elqcst=3D272&elqcsid=3D7136&elqak=3D8AF53=
B714F942978C57C8C01C7B2E0E3E4C245920D8E9ADC0385C85F33D3D4A70560" =
style=3D"text-decoration:none; display:block" target=3D"_blank" =
title=3D"Lloyds Bank">
<img alt=3D"Proud to be part of the same family. Lloyds Bank logo, =
Halifax logo, Bank of Scotland logo" class=3D"m_h" =
src=3D"https://image.CommercialEmails.lloydsbank.com/EloquaImages/clients=
/LloydsBankingGroup2/%7B45e7d836-99e8-4e50-a307-502d46652705%7D_LB-F1-B2B=
-Desk.png" style=3D"width:600px; height:auto; display:block; =
color:#000001; font:12px/16px arial,helvetica,sans-serif; =
text-align:center" width=3D"600" /> <!--[if !mso]><!-- mobile image -->
<img alt=3D"Proud to be part of the same family. Lloyds Bank logo, =
Halifax logo, Bank of Scotland logo" class=3D"m_d_b m_w100pc" =
src=3D"https://image.CommercialEmails.lloydsbank.com/EloquaImages/clients=
/LloydsBankingGroup2/%7B4c7f6023-5d57-4789-961e-d5f8b1868b45%7D_LB-F1-B2B=
-Mob.png" style=3D"display:none; height:auto" /> <!--<![endif]--> =
</a></td>
</tr>
</tbody>
</table>
<table align=3D"center" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" =
class=3D"m_w100pc" style=3D"margin:auto; width: 600px" width=3D"600">
=09
<tbody>
<tr>
<td align=3D"center" class=3D"m_p0 m_hauto" height=3D"88" =
style=3D"vertical-align:top; font-size:0px; line-height:0px; =
background-image:linear-gradient(#024731,#024731)" =
valign=3D"top"><!--[if gte mso 9]>
<v:rect fillcolor=3D"none" stroked=3D"false" =
style=3D"width:600px;height:92px;z-index:-1;position:relative; left:0; =
top:0">
=09
<v:fill type=3D"frame" size=3D"450pt,69pt" opacity=3D"1" =
src=3D"https://image.commercialemails.lloydsbank.com/EloquaImages/clients=
/LloydsBankingGroup/%7B81becc78-9a4f-48ce-98f4-4da096cff07e%7D_spacer-024=
731.png"/></v:rect>
<![endif]-->
=09
<table align=3D"center" =
background=3D"https://image.commercialemails.lloydsbank.com/EloquaImages/=
clients/LloydsBankingGroup/%7B81becc78-9a4f-48ce-98f4-4da096cff07e%7D_spa=
cer-024731.png" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" =
class=3D"m_w100pc" height=3D"88" style=3D"margin:auto; =
background:url('https://image.commercialemails.lloydsbank.com/EloquaImage=
s/clients/LloydsBankingGroup/%7B81becc78-9a4f-48ce-98f4-4da096cff07e%7D_s=
pacer-024731.png') 0 0 / 600px auto no-repeat;=20
background-image:url('https://image.commercialemails.lloydsbank.com/Eloqu=
aImages/clients/LloydsBankingGroup/%7B81becc78-9a4f-48ce-98f4-4da096cff07=
e%7D_spacer-024731.png'); background-size:100% 100%; width:600px; =
height: 88px; vertical-align:top">
<tbody>
<tr>
<td valign=3D"top">
<table align=3D"center" border=3D"0" cellpadding=3D"0" =
cellspacing=3D"0" class=3D"m_w100pc">
<tbody>
<tr>
=09
<td class=3D"m_p0_24" style=3D"padding:32px 32px 32px 32px; =
mso-padding-alt: 32px 0px 32px 0px">
<div class=3D"m_d_b" style=3D"display: flex; align-items: =
center; justify-content: center">
<table align=3D"left" border=3D"0" cellpadding=3D"0" =
cellspacing=3D"0" class=3D"m_w100pc" style=3D"margin:0 auto; =
vertical-align:top">
<tbody>
<tr class=3D"g_blend_screen">
<td class=3D"m_footerButton g_blend_difference">
<a class=3D"f_GUL_R m_tal d_lightText" =
href=3D"https://link.commercialemails.lloydsbank.com/e/er?s=3D1705133317&=
lid=3D5879&elqTrackId=3D35119e7417164e43a0f1ecf1d537b22f&elq=3D1b93b2f067=
ec4f939ee2795bd2c5407b&elqaid=3D2192&elqat=3D1&elqcst=3D272&elqcsid=3D713=
6&elqak=3D8AF56C6B91005E6DC63C9578EAE277D1344145920D8E9ADC0385C85F33D3D4A=
70560" style=3D"color:#fffffe; font-family:arial,helvetica,sans-serif; =
font-size:20px; mso-line-height-rule:exactly; line-height:24px; =
text-decoration:none; letter-spacing:-0.02em; display: block"=20
target=3D"_blank" title=3D"Contact Us"><span class=3D"keep-white =
d_lightText">Contact Us</span> <!--[if !mso]>--> <img align=3D"right" =
class=3D"m_footerArrow" =
src=3D"https://image.CommercialEmails.lloydsbank.com/EloquaImages/clients=
/LloydsBankingGroup/%7B2a946e27-5710-4bc9-ad00-1cba25b67b01%7D_footer_nav=
_arrow_neg.png" style=3D"width: 24px; min-width: 24px; height: auto; =
display: none; mso-hide:all" width=3D"24" /> <!--<![endif]--> </a></td>
=09
<td class=3D"f_GUL_R m_h d_lightText" style=3D"color:#fffffe; =
font-family:arial,helvetica,sans-serif; font-size:20px; =
line-height:24px"><span class=3D"keep-white =
d_lightText"> | </span></td=
>
</tr>
</tbody>
</table>
<!--[if mso | ie]></td><td><![endif]-->
<table align=3D"left" border=3D"0" cellpadding=3D"0" =
cellspacing=3D"0" class=3D"m_w100pc" style=3D"margin:0 auto; =
vertical-align:top">
<tbody>
=09
<tr class=3D"g_blend_screen">
<td class=3D"m_footerButton g_blend_difference">
<a class=3D"f_GUL_R m_tal d_lightText" =
href=3D"https://link.commercialemails.lloydsbank.com/e/er?s=3D1705133317&=
lid=3D5878&elqTrackId=3D610316d39d5e4aa49648b8db45e8054b&elq=3D1b93b2f067=
ec4f939ee2795bd2c5407b&elqaid=3D2192&elqat=3D1&elqcst=3D272&elqcsid=3D713=
6&elqak=3D8AF56427702D9C44B9DBAE8BE6370E8D220145920D8E9ADC0385C85F33D3D4A=
70560" style=3D"color:#fffffe; font-family:arial,helvetica,sans-serif; =
font-size:20px; mso-line-height-rule:exactly; line-height:24px; =
text-decoration:none; letter-spacing:-0.02em; display: block"=20
target=3D"_blank" title=3D"Privacy Policy"><span class=3D"keep-white =
d_lightText">Privacy Policy</span> <!--[if !mso]>--> <img =
align=3D"right" class=3D"m_footerArrow" =
src=3D"https://image.CommercialEmails.lloydsbank.com/EloquaImages/clients=
/LloydsBankingGroup/%7B2a946e27-5710-4bc9-ad00-1cba25b67b01%7D_footer_nav=
_arrow_neg.png" style=3D"width: 24px; min-width: 24px; height: auto; =
display: none; mso-hide:all" width=3D"24" /> <!--<![endif]--> </a></td>
=09
<td class=3D"f_GUL_R m_h d_lightText" style=3D"color:#fffffe; =
font-family:arial,helvetica,sans-serif; font-size:20px; =
line-height:24px"><span class=3D"keep-white =
d_lightText"> | </span></td=
>
</tr>
</tbody>
</table>
<!--[if mso | ie]></td><td><![endif]-->
<table align=3D"left" border=3D"0" cellpadding=3D"0" =
cellspacing=3D"0" class=3D"m_w100pc" style=3D"margin:0 auto; =
vertical-align:top">
<tbody>
=09
<tr class=3D"g_blend_screen">
<td class=3D"m_footerButton m_footerButton_last =
g_blend_difference">
<a class=3D"f_GUL_R m_tal d_lightText" =
href=3D"https://link.commercialemails.lloydsbank.com/e/er?s=3D1705133317&=
lid=3D5877&elqTrackId=3D2f779f56f304497bb74f8009d17437da&elq=3D1b93b2f067=
ec4f939ee2795bd2c5407b&elqaid=3D2192&elqat=3D1&elqcst=3D272&elqcsid=3D713=
6&elqak=3D8AF5DA0DEC1C45E4674ADA116E4EE7F9031245920D8E9ADC0385C85F33D3D4A=
70560" style=3D"color:#fffffe; font-family:arial,helvetica,sans-serif; =
font-size:20px; mso-line-height-rule:exactly; line-height:24px; =
text-decoration:none; letter-spacing:-0.02em; display: block"=20
target=3D"_blank" title=3D"Email Security"><span class=3D"keep-white =
d_lightText">Email Security</span> <!--[if !mso]>--> <img =
align=3D"right" class=3D"m_footerArrow" =
src=3D"https://image.CommercialEmails.lloydsbank.com/EloquaImages/clients=
/LloydsBankingGroup/%7B2a946e27-5710-4bc9-ad00-1cba25b67b01%7D_footer_nav=
_arrow_neg.png" style=3D"width: 24px; min-width: 24px; height: auto; =
display: none; mso-hide:all" width=3D"24" /> <!--<![endif]--> </a></td>
=09
<td class=3D"m_h" style=3D"color:#fffffe; =
font-family:arial,helvetica,sans-serif; font-size:0px; =
line-height:20px"> </td>
</tr>
</tbody>
</table>
</div>
</td>
</tr>
</tbody>
</table>
</td>
</tr>
</tbody>
</table>
</td>
</tr>
<tr>
=09
<td align=3D"center" class=3D"m_hauto" height=3D"89" =
style=3D"vertical-align:top; font-size:0px; line-height:0px; =
background-image:linear-gradient(#323233,#323233)" =
valign=3D"top"><!--[if gte mso 9]>
<v:rect fillcolor=3D"none" stroked=3D"false" =
style=3D"width:600px;height:89px;z-index:-1;position:relative; left:0; =
top:0">
=09
<v:fill type=3D"frame" size=3D"450pt,67pt" opacity=3D"1" =
src=3D"https://image.commercialemails.lloydsbank.com/EloquaImages/clients=
/LloydsBankingGroup/%7Bcb8a8937-9a30-49ee-bb90-38dc7d82bd43%7D_spacer_323=
233.png"/></v:rect>
<![endif]-->
=09
<table align=3D"center" =
background=3D"https://image.commercialemails.lloydsbank.com/EloquaImages/=
clients/LloydsBankingGroup/%7Bcb8a8937-9a30-49ee-bb90-38dc7d82bd43%7D_spa=
cer_323233.png" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" =
class=3D"m_w100pc" height=3D"60" style=3D"margin:auto; =
background:url('https://image.commercialemails.lloydsbank.com/EloquaImage=
s/clients/LloydsBankingGroup/%7Bcb8a8937-9a30-49ee-bb90-38dc7d82bd43%7D_s=
pacer_323233.png') 0 0 / 600px auto no-repeat;=20
background-image:url('https://image.commercialemails.lloydsbank.com/Eloqu=
aImages/clients/LloydsBankingGroup/%7Bcb8a8937-9a30-49ee-bb90-38dc7d82bd4=
3%7D_spacer_323233.png'); background-size:100% 100%; width:600px; =
height: 89px; vertical-align:top">
<tbody>
<tr>
<td align=3D"left" style=3D"padding:24px 0px">
<table align=3D"center" border=3D"0" cellpadding=3D"0" =
cellspacing=3D"0" style=3D"margin:auto; vertical-align:top">
<tbody>
<tr>
<td>
<a =
href=3D"https://link.commercialemails.lloydsbank.com/e/er?s=3D1705133317&=
lid=3D5876&elqTrackId=3D4814028646894d43954522d1e08d1f7e&elq=3D1b93b2f067=
ec4f939ee2795bd2c5407b&elqaid=3D2192&elqat=3D1&elqcst=3D272&elqcsid=3D713=
6&elqak=3D8AF5AE49A87361C3CCF8430EA18114C63FA545920D8E9ADC0385C85F33D3D4A=
70560" style=3D"text-decoration: none" target=3D"_blank" =
title=3D"Facebook">
<img alt=3D"Facebook" border=3D"0" height=3D"32" =
src=3D"https://image.CommercialEmails.lloydsbank.com/EloquaImages/clients=
/LloydsBankingGroup/%7B29b506b6-d8bf-489e-9ea4-b6fbdb02e85b%7D_social_ico=
n_FB_light.png" style=3D"height:32px; width:auto; color: #fffffe; =
text-align: center; font-size: 12px; line-height: 24px" /> </a></td>
<td class=3D"m_pl30" style=3D"width:1px; font-size:1px; =
line-height:1px; padding-left:47px; box-sizing:content-box" =
width=3D"48"> </td>
<td>
<a =
href=3D"https://link.commercialemails.lloydsbank.com/e/er?s=3D1705133317&=
lid=3D5875&elqTrackId=3D9e2d91173560487e923fcf4b89e6d084&elq=3D1b93b2f067=
ec4f939ee2795bd2c5407b&elqaid=3D2192&elqat=3D1&elqcst=3D272&elqcsid=3D713=
6&elqak=3D8AF5669703A159CA0F27F0F5ED7CBD97CB0245920D8E9ADC0385C85F33D3D4A=
70560" style=3D"text-decoration: none" target=3D"_blank" title=3D"X =
(Twitter)">
<img alt=3D"X (Twitter)" border=3D"0" height=3D"32" =
src=3D"https://image.CommercialEmails.lloydsbank.com/EloquaImages/clients=
/LloydsBankingGroup/%7B5941dd35-5b8f-48b4-b0ee-d2719670d44c%7D_social_ico=
n_X_light.png" style=3D"height:32px; width:auto; color: #fffffe; =
text-align: center; font-size: 12px; line-height: 24px" /> </a></td>
<td class=3D"m_pl30" style=3D"width:1px; font-size:1px; =
line-height:1px; padding-left:47px; box-sizing:content-box" =
width=3D"48"> </td>
<td>
<a =
href=3D"https://link.commercialemails.lloydsbank.com/e/er?s=3D1705133317&=
lid=3D5874&elqTrackId=3D357c4cd4d1b44c2d94b52b45a9ee36ea&elq=3D1b93b2f067=
ec4f939ee2795bd2c5407b&elqaid=3D2192&elqat=3D1&elqcst=3D272&elqcsid=3D713=
6&elqak=3D8AF525DE34283A9F16BE845237C23C8D8F3245920D8E9ADC0385C85F33D3D4A=
70560" style=3D"text-decoration: none" target=3D"_blank" =
title=3D"LinkedIn">
<img alt=3D"LinkedIn" border=3D"0" height=3D"32" =
src=3D"https://image.CommercialEmails.lloydsbank.com/EloquaImages/clients=
/LloydsBankingGroup/%7B50ae2967-7337-4e1e-88f5-826222582e75%7D_social_ico=
n_Linkedin_light.png" style=3D"height:32px; width:auto; color: #fffffe; =
text-align: center; font-size: 12px; line-height: 24px" /> </a></td>
<td class=3D"m_pl30" style=3D"width:1px; font-size:1px; =
line-height:1px; padding-left:47px; box-sizing:content-box" =
width=3D"48"> </td>
<td>
<a =
href=3D"https://link.commercialemails.lloydsbank.com/e/er?s=3D1705133317&=
lid=3D5873&elqTrackId=3D6997a391119f4b5686a3e19def694ba1&elq=3D1b93b2f067=
ec4f939ee2795bd2c5407b&elqaid=3D2192&elqat=3D1&elqcst=3D272&elqcsid=3D713=
6&elqak=3D8AF578409D2DC51D4617F5BC6014E26AEA9045920D8E9ADC0385C85F33D3D4A=
70560" style=3D"text-decoration: none" target=3D"_blank" =
title=3D"Instagram">
<img alt=3D"Instagram" border=3D"0" height=3D"32" =
src=3D"https://image.CommercialEmails.lloydsbank.com/EloquaImages/clients=
/LloydsBankingGroup/%7B81da65f5-d70b-4f3f-bac9-30d4377a1f69%7D_social_ico=
n_insta_light.png" style=3D"height:32px; width:auto; color: #fffffe; =
text-align: center; font-size: 12px; line-height: 24px" /> </a></td>
</tr>
</tbody>
</table>
</td>
</tr>
</tbody>
</table>
</td>
</tr>
</tbody>
</table>
<!-- DYN - FOOTER TOP -->
<table align=3D"center" bgcolor=3D"#fffffe" border=3D"0" =
cellpadding=3D"0" cellspacing=3D"0" class=3D"m_w100pc" =
style=3D"width:600px; margin:auto; background-color:#fffffe" =
width=3D"600">
<tbody>
<tr>
<td align=3D"left" class=3D"f_GUS_R" style=3D"font-size:12px; =
line-height:16px; font-family:arial,helvetica,sans-serif; color:#000001; =
padding:20px 20px 16px 20px">All lending is subject to status. =
Eligibility criteria apply.<br />
<br />
=09
<strong class=3D"f_GUS_B" =
style=3D"font-family:arial,helvetica,sans-serif; color:#000001; =
font-weight: bold">Business help and support</strong><br />
We
aim to provide you with a high level of service. If you have a query =
our Help & Support pages can help: <a =
href=3D"https://link.commercialemails.lloydsbank.com/e/er?s=3D1705133317&=
lid=3D5879&elqTrackId=3D1981e0e763c74e6abd339ef50ebc1784&elq=3D1b93b2f067=
ec4f939ee2795bd2c5407b&elqaid=3D2192&elqat=3D1&elqcst=3D272&elqcsid=3D713=
4&elqak=3D8AF519E7FE1B6397325074F4835F62963A2B45920D8E9ADC0385C85F33D3D4A=
70560" style=3D"color:#000001" target=3D"_blank" =
title=3D"Help">lloydsbank.com/business/help</a><br />
<br />
While
all reasonable care has been taken to ensure that the information =
provided is correct, no liability is accepted by Lloyds for any loss or =
damage caused to any person relying on any statement or omission. This =
is for information only and should not be relied upon as offering advice =
for any set of circumstances. Specific advice should always be sought in =
each instance.<br />
<br />
Occasionally we may need to carry out essential maintenance, =
resulting in some interruption to service.<br />
=09
<br />
We
don’t charge you for the Mobile Banking app but any applicable =
account transaction charges will still apply. You should also check with =
your mobile operator as they may charge you for certain services such as =
downloading or using the app. You will need a smartphone running iOS or =
Android. The app is not compatible with some older versions of the =
operating systems – check the Apple App Store or Google Play for =
more details. Online for Business registration required. Services may be =
affected=20
by phone signal and functionality. Use of Mobile Banking is subject to =
our Online for Business Terms and Conditions.<br />
<br />
To
help us improve the emails we send you, we collect basic information =
from your device such as when they are opened. For more information =
please read our <a =
href=3D"https://link.commercialemails.lloydsbank.com/e/er?s=3D1705133317&=
lid=3D5913&elqTrackId=3D514f8f3382b64330a39f8705cbfa793a&elq=3D1b93b2f067=
ec4f939ee2795bd2c5407b&elqaid=3D2192&elqat=3D1&elqcst=3D272&elqcsid=3D713=
4&elqak=3D8AF5BDDEE25FCA4F50BEB37799BFFCDC5B2945920D8E9ADC0385C85F33D3D4A=
70560" style=3D"color:#000001" target=3D"_blank" title=3D"Cookies =
Policy">Cookies
Policy</a>.<br />
<br />
<strong class=3D"f_GUS_B" =
style=3D"font-family:arial,helvetica,sans-serif; color:#000001; =
font-weight: bold">Security Information</strong><br />
Please
note that Lloyds Bank NEVER send emails that ask for confidential or =
security information. We’ll never send you an email asking for =
your log on details, or direct you to a webpage that asks for this =
information, but sometimes we’ll send you links to our secure app, =
taking you straight to the information you need. Visit our online <a=20
href=3D"https://link.commercialemails.lloydsbank.com/e/er?s=3D1705133317&=
lid=3D5912&elqTrackId=3Da0624a4861724d479dea213ac26d1ca7&elq=3D1b93b2f067=
ec4f939ee2795bd2c5407b&elqaid=3D2192&elqat=3D1&elqcst=3D272&elqcsid=3D713=
4&elqak=3D8AF561CA8079CD7EBEF0DBB9CEDD3F5245A845920D8E9ADC0385C85F33D3D4A=
70560" style=3D"color:#000001" target=3D"_blank" title=3D"security =
pages">security pages</a> for more details.</td>
</tr>
</tbody>
</table>
<!-- DYN - UNSUBSCRIBE -->
<table align=3D"center" bgcolor=3D"#fffffe" border=3D"0" =
cellpadding=3D"0" cellspacing=3D"0" class=3D"m_w100pc" =
style=3D"width:600px; margin:auto; background-color:#fffffe" =
width=3D"600">
<tbody>
<tr>
<td align=3D"left" class=3D"f_GUS_R" style=3D"font-size:12px; =
line-height:16px; font-family:arial,helvetica,sans-serif; color:#000001; =
padding:0 20px 16px 20px"><strong>To unsubscribe from future marketing =
communications</strong><br />
If
you no longer wish to receive any marketing communications from Lloyds =
Bank using this email address please click <a=20
href=3D"https://links.commercialemails.lloydsbank.com/unsubscribe?utm_cam=
paign=3DLB_BB_Mar26_Footer_CEP&utm_content=3DUnsubscribe&utm_source=3Dout=
bound_marketing&utm_medium=3DEmail&pid=3D679103726&brand=3DLTB&camp=3DCEP=
MAR2026&elqTrackId=3D7abeb90457dc4e59bc204629772c528a&elq=3D1b93b2f067ec4=
f939ee2795bd2c5407b&elqaid=3D2192&elqat=3D1&elqCampaignId=3D803&elqcst=3D=
272&elqcsid=3D5143&elqak=3D8AF5A0D54928A3951DA739B2913E2BE11A0D45920D8E9A=
DC0385C85F33D3D4A70560" style=3D"color:#000001" target=3D"_blank" =
title=3D"here">here</a>.</td>
</tr>
=09
</tbody>
</table>
=20
<!-- DYN - FOOTER BOTTOM -->
<table align=3D"center" bgcolor=3D"#fffffe" border=3D"0" =
cellpadding=3D"0" cellspacing=3D"0" class=3D"m_w100pc" =
style=3D"width:600px; margin:auto; background-color:#fffffe" =
width=3D"600">
<tbody>
<tr>
<td align=3D"left" class=3D"f_GUS_R" style=3D"font-size:12px; =
line-height:16px; font-family:arial,helvetica,sans-serif; color:#000001; =
padding:0 20px 20px 20px">Lloyds
and Lloyds Bank are trading names of Lloyds Bank plc. Registered =
Office: 25 Gresham Street, London EC2V 7HN. Registered in England and =
Wales no. 2065. Telephone: <a href=3D"tel:02076261500" =
style=3D"color:#000001" target=3D"_blank" title=3D"0207 626 =
1500">0207 626 1500</a>.<br />
Authorised by the Prudential Regulation Authority and regulated by =
the Financial Conduct Authority and the Prudential Regulation Authority =
under Registration Number 119278.<br />
<br />
Eligible
deposits with us are protected by the <a =
href=3D"https://www.fscs.org.uk/?elqTrackId=3D5548612077a149d7a502be2dcc5=
d46ca&elq=3D1b93b2f067ec4f939ee2795bd2c5407b&elqaid=3D2192&elqat=3D1&elqC=
ampaignId=3D803&elqcst=3D272&elqcsid=3D7138&elqak=3D8AF5A0F64F5BA8917795C=
D23CF130E8EAF6045920D8E9ADC0385C85F33D3D4A70560" style=3D"color:#000001" =
target=3D"_blank" title=3D"Financial Services Compensation Scheme =
(FSCS)">Financial Services Compensation Scheme (FSCS)</a>.
We are covered by the <a =
href=3D"https://www.financial-ombudsman.org.uk/?elqTrackId=3De4e11f467a13=
4026a6e47c6e5b54856e&elq=3D1b93b2f067ec4f939ee2795bd2c5407b&elqaid=3D2192=
&elqat=3D1&elqCampaignId=3D803&elqcst=3D272&elqcsid=3D7138&elqak=3D8AF5FC=
10A6BED337CC7EA237BD3A43723DAA45920D8E9ADC0385C85F33D3D4A70560" =
style=3D"color:#000001" target=3D"_blank" title=3D"Financial Ombudsman =
Service (FOS)">Financial Ombudsman Service (FOS)</a>.
Please note that due to FSCS and FOS eligibility criteria not all =
business customers will be covered.<br />
<br />
Invoice
Finance facilities may be provided by one or more of Lloyds Bank =
Commercial Finance Limited, Lloyds Bank plc and Bank of Scotland plc. =
Lloyds Bank Commercial Finance Limited. Registered in England & =
Wales no. 733011. Registered office: No.1, Brookhill Way, Banbury OX16 =
3EL. Bank of Scotland plc. Registered in Scotland No.SC327000. =
Registered Office: The Mound, Edinburgh EH1 1YZ. Bank of Scotland plc is =
authorised by the Prudential Regulation Authority and regulated by the =
Financial Conduct Authority=20
and the Prudential Regulation Authority under registration no. =
169628.</td>
</tr>
</tbody>
</table>
<!--[if !mso]><!-- GMAIL IMAP HOLD-OPEN -->
<img class=3D"m_h" =
src=3D"https://image.CommercialEmails.lloydsbank.com/EloquaImages/clients=
/LloydsBankingGroup/%7B62bfd74b-401b-4e55-b596-d7aa6af4c3a4%7D_spacer.gif=
" alt=3D"image" height=3D"1" width=3D"600" style=3D"display:block; =
width:600px; border:1px solid transparent"/>
<!--[endif]--><!---->
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