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Reply-To: "HSBC UK Bank plc" <communication@mail.insight.business.hsbc.com>
From: "HSBC UK Bank plc" <communication@mail.insight.business.hsbc.com>
To: <bob@sarahharvey.com>
Subject: Get the latest updates on the UK economic outlook
Date: Fri, 17 Apr 2026 12:08:15 +0100
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Plus: register for our fraud webinar









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Your service update from HSBC UK Commercial Banking

Welcome to your monthly service update to help you get the most out of 
banking with HSBC UK. This month includes the latest news on the 
<https://app.mail.insight.business.hsbc.com/e/er?cid=0&ElqID=2010325&s=1706134858&lid=19222&elqTrackId=BAF4ED7985330ABFBC4C00C5102EE56A&elq=0d2c613244ab4eb68e822c751c6076f3&elqaid=19256&elqat=1&elqak=8AF55DEB52D76386871FC23320B19930A70589D5EDAE37E4A8043775006321E24708> 
UK economy, an update on Google and Apple Pay and details on our upcoming 
fraud webinar.








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UK in Focus: Essential economic news for businesses

The latest energy shock points to an undesirable mix of higher inflation and 
slower growth but it’s not like 2022, so the policy response will likely 
differ. The bar to hike rates is high, in our view, but uncertainty is also 
very high.

 <https://app.mail.insight.business.hsbc.com/e/er?cid=0&ElqID=2010325&s=1706134858&lid=19222&elqTrackId=345A52F17B1E959A88BBF8B8786FBDFA&elq=0d2c613244ab4eb68e822c751c6076f3&elqaid=19256&elqat=1&elqak=8AF5E054507700FEF1FAC50D81DABED77D3C89D5EDAE37E4A8043775006321E24708> 
Read the report








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Have you added your card to Apple Wallet, Google Wallet™ or Samsung Wallet?

You can now use Apple Pay, Google Pay™ or Samsung Pay to tap and pay 
wherever you see the contactless symbol, Apple Pay mark or Google Pay 
acceptance mark at the checkout.

To set up Apple Pay, Google Pay or Samsung Pay, simply open the digital 
wallet on your mobile device and follow the onscreen instructions or log on 
to the HSBC UK Business Banking app or HSBC Corporate Card app, select the 
card you want to add and follow the onscreen instructions.








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Join HSBC and City of London Police for an inside look at today’s evolving 
fraud landscape – how fraudsters pick targets, exploit vulnerabilities, and 
the latest trends including AI-driven scams.








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Session 1: 10:00am - Register now

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Session 2: 3:00pm - Register now








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Connect with us

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HSBC UK Bank plc registered in England and Wales number 09928412. Registered 
Office: 1 Centenary Square, Birmingham, B1 1HQ, United Kingdom. Authorised 
by the Prudential Regulation Authority and regulated by the Financial 
Conduct Authority and the Prudential Regulation Authority under registration 
number 09928412.
© HSBC Group 2025. All rights reserved.

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align=3D"left"><![endif]--><a target=3D"_blank" =
href=3D"https://app.mail.insight.business.hsbc.com/e/er?cid=3D0&ElqID=3D2=
010325&s=3D1706134858&lid=3D149&elqTrackId=3D399C065960433499C1F17CB0C927=
BAA7&elq=3D0d2c613244ab4eb68e822c751c6076f3&elqaid=3D19256&elqat=3D1&elqa=
k=3D8AF5AA5BA6DA609B549EDD802AC714E3E37D89D5EDAE37E4A8043775006321E24708"=
 data-targettype=3D"webpage">
                                          <img =
src=3D"https://images.mail.insight.business.hsbc.com/EloquaImages/clients=
/HSBCGlobalServicesUKLimited/%7B6457c929-4c33-48c6-af62-6f04d5732d13%7D_H=
SBC_Logo-1.jpg" height=3D"40" width=3D"181" =
style=3D"width:100%;height:auto;max-width:181px;" /></a>
                                        <!--[if =
mso]></td></tr></table><![endif]-->
                                      </td>
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                                  </tbody>
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                              </td>
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                          </tbody>
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          <tbody>
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              <td style=3D"background:#ffffff;">
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                              <td =
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                                <table class=3D"tolkien-column =
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style=3D"vertical-align:top;display:inline-table;background:transparent;t=
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sans-serif;font-size:12px;color:#000000;max-width:100%;width:100%;width:-=
webkit-calc(230400px - 48000%);width:calc(230400px - =
48000%);min-width:480px;min-width:-webkit-calc(100%);min-width:calc(100%)=
;" role=3D"presentation">
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                                      <td class=3D"elq-image-cell  cell =
cell-0" style=3D"background-color:transparent;line-height:0;padding:0px =
0px 0px 0px;text-align:center;">
                                        <!--[if mso]><table =
width=3D"100%" style=3D"width:100%;height:auto;max-width:600px" =
cellpadding=3D"0" cellspacing=3D"0" border=3D"0"><tr><td =
style=3D"padding-right: 0px; padding-left: 0px;" =
align=3D"center"><![endif]-->
                                        <img =
src=3D"https://images.mail.insight.business.hsbc.com/EloquaImages/clients=
/HSBCGlobalServicesUKLimited/%7B8754ab13-4c51-4aa9-a267-1f64afb473b6%7D_H=
eader_image.png" height=3D"200" width=3D"600" =
style=3D"width:100%;height:auto;max-width:1200px;" />
                                        <!--[if =
mso]></td></tr></table><![endif]-->
                                      </td>
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                          </tbody>
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        <table width=3D"100%" cellpadding=3D"0" cellspacing=3D"0" =
style=3D"max-width:600px;min-width:300px;margin:0 auto;" class=3D"row =
row-3" role=3D"presentation">
          <tbody>
            <tr>
              <td style=3D"background:#ffffff;">
                <table width=3D"100%" cellpadding=3D"0" =
cellspacing=3D"0" role=3D"presentation">
                  <tbody>
                    <tr>
                      <td>
                        <table width=3D"100%" cellpadding=3D"0" =
cellspacing=3D"0" role=3D"presentation">
                          <tbody>
                            <tr>
                              <td =
style=3D"text-align:left;vertical-align:top;font-size:0px">
                                <table class=3D"tolkien-column =
tolkien-column-1 col col-0" cellpadding=3D"0" cellspacing=3D"0" =
style=3D"vertical-align:top;display:inline-table;background:transparent;t=
able-layout:fixed;font-family:Arial, Helvetica, =
sans-serif;font-size:12px;color:#000000;max-width:100%;width:8.33333333%;=
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48000%);min-width:40px;min-width:-webkit-calc(8.33333333%);min-width:calc=
(8.33333333%);" role=3D"presentation">
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                                    <tr>
                                      <td =
style=3D"height:5px;background-color:transparent;line-height:5px;" =
class=3D"elq-space-cell cell cell-0">
                                        <div =
style=3D"height:5px;font-size:5px;">=C2=A0</div>
                                      </td>
                                    </tr>
                                  </tbody>
                                </table>
                                <!--[if (gte mso 9)|(IE)]></td><td =
width=3D"83.33333333%" =
style=3D"text-align:left;vertical-align:top;font-size:0px"><![endif]-->
                                <table class=3D"tolkien-column =
tolkien-column-10 col col-1" cellpadding=3D"0" cellspacing=3D"0" =
style=3D"vertical-align:top;display:inline-table;background:transparent;t=
able-layout:fixed;font-family:Arial, Helvetica, =
sans-serif;font-size:12px;color:#000000;max-width:100%;width:83.33333333%=
;width:-webkit-calc(230400px - 48000%);width:calc(230400px - =
48000%);min-width:400px;min-width:-webkit-calc(83.33333333%);min-width:ca=
lc(83.33333333%);" role=3D"presentation">
                                  <tbody>
                                    <tr>
                                      <td =
style=3D"background-color:transparent;line-height:18px;padding:30px 30px =
20px 30px;" class=3D"elq-text-cell cell cell-0">
                                        <div =
style=3D"display:inline-block;width:100%;">
                                          <div data-lineheight=3D"1.15" =
style=3D"line-height: 27.6px;"><span style=3D"font-size: 24px;">Your =
service update from HSBC UK Commercial Banking</span></div>
                                          <div data-lineheight=3D"1.5" =
style=3D"line-height: 18px;"><br></div>
                                          <div data-lineheight=3D"1.5" =
style=3D"line-height: 24px;"><span style=3D"font-size: 16px;">Welcome to =
your monthly service update to help you get the most out of banking with =
HSBC UK. This month includes the latest news on the </span><a =
target=3D"_blank" title=3D"" =
href=3D"https://app.mail.insight.business.hsbc.com/e/er?cid=3D0&ElqID=3D2=
010325&s=3D1706134858&lid=3D19222&elqTrackId=3DBAF4ED7985330ABFBC4C00C510=
2EE56A&elq=3D0d2c613244ab4eb68e822c751c6076f3&elqaid=3D19256&elqat=3D1&el=
qak=3D8AF55DEB52D76386871FC23320B19930A70589D5EDAE37E4A8043775006321E2470=
8" data-targettype=3D"webpage" style=3D"font-size: 16px; color: rgb(0, =
0, 0);"><u>UK economy</u></a><span style=3D"font-size: 16px;">, an =
update on </span><u style=3D"font-size: 16px;">Google and Apple =
Pay</u><span style=3D"font-size: 16px;"> and details on our upcoming =
</span><u style=3D"font-size: 16px;">fraud webinar</u><span =
style=3D"font-size: 16px;">.</span></div>
                                        </div>
                                      </td>
                                    </tr>
                                  </tbody>
                                </table>
                                <!--[if (gte mso 9)|(IE)]></td><td =
width=3D"8.33333333%" =
style=3D"text-align:left;vertical-align:top;font-size:0px"><![endif]-->
                                <table class=3D"tolkien-column =
tolkien-column-1 col col-2" cellpadding=3D"0" cellspacing=3D"0" =
style=3D"vertical-align:top;display:inline-table;background:transparent;t=
able-layout:fixed;font-family:Arial, Helvetica, =
sans-serif;font-size:12px;color:#000000;max-width:100%;width:8.33333333%;=
width:-webkit-calc(230400px - 48000%);width:calc(230400px - =
48000%);min-width:40px;min-width:-webkit-calc(8.33333333%);min-width:calc=
(8.33333333%);" role=3D"presentation">
                                  <tbody>
                                    <tr>
                                      <td =
style=3D"height:5px;background-color:transparent;line-height:5px;" =
class=3D"elq-space-cell cell cell-0">
                                        <div =
style=3D"height:5px;font-size:5px;">=C2=A0</div>
                                      </td>
                                    </tr>
                                  </tbody>
                                </table>
                              </td>
                            </tr>
                          </tbody>
                        </table>
                      </td>
                    </tr>
                  </tbody>
                </table>
              </td>
            </tr>
          </tbody>
        </table>
        <table width=3D"100%" cellpadding=3D"0" cellspacing=3D"0" =
style=3D"max-width:600px;min-width:300px;margin:0 auto;" class=3D"row =
row-4" role=3D"presentation">
          <tbody>
            <tr>
              <td style=3D"background:#ffffff;">
                <table width=3D"100%" cellpadding=3D"0" =
cellspacing=3D"0" role=3D"presentation">
                  <tbody>
                    <tr>
                      <td>
                        <table width=3D"100%" cellpadding=3D"0" =
cellspacing=3D"0" role=3D"presentation">
                          <tbody>
                            <tr>
                              <td =
style=3D"text-align:left;vertical-align:top;font-size:0px">
                                <table class=3D"tolkien-column =
tolkien-column-1 col col-0" cellpadding=3D"0" cellspacing=3D"0" =
style=3D"vertical-align:top;display:inline-table;background:transparent;t=
able-layout:fixed;font-family:Arial, Helvetica, =
sans-serif;font-size:12px;color:#000000;max-width:100%;width:8.33333333%;=
width:-webkit-calc(230400px - 48000%);width:calc(230400px - =
48000%);min-width:40px;min-width:-webkit-calc(8.33333333%);min-width:calc=
(8.33333333%);" role=3D"presentation">
                                  <tbody>
                                    <tr>
                                      <td =
style=3D"height:5px;background-color:transparent;line-height:5px;" =
class=3D"elq-space-cell cell cell-0">
                                        <div =
style=3D"height:5px;font-size:5px;">=C2=A0</div>
                                      </td>
                                    </tr>
                                  </tbody>
                                </table>
                                <!--[if (gte mso 9)|(IE)]></td><td =
width=3D"83.33333333%" =
style=3D"text-align:left;vertical-align:top;font-size:0px"><![endif]-->
                                <table class=3D"tolkien-column =
tolkien-column-10 col col-1" cellpadding=3D"0" cellspacing=3D"0" =
style=3D"vertical-align:top;display:inline-table;background:transparent;t=
able-layout:fixed;font-family:Arial, Helvetica, =
sans-serif;font-size:12px;color:#000000;max-width:100%;width:83.33333333%=
;width:-webkit-calc(230400px - 48000%);width:calc(230400px - =
48000%);min-width:400px;min-width:-webkit-calc(83.33333333%);min-width:ca=
lc(83.33333333%);" role=3D"presentation">
                                  <tbody>
                                    <tr>
                                      <td =
style=3D"background-color:transparent;line-height:18px;padding:10px 30px =
30px 30px;" class=3D"elq-divider-cell cell cell-0">
                                        <div>
                                          <!--[if mso]>
    <center>
        <table width=3D100%>
          <tbody>
            <tr>
              <td style=3D"border-top: 1px solid =
#A6A6A6;font-size:1px;">
                <div style=3D{{ display: 'none' }}>
                  &nbsp;
                </div>
              </td>
            </tr>
          </tbody>
        </table>
      </center>
      <![endif]-->

                                          <!--[if !mso]>-->
                                          <hr style=3D"width:100%;=20
          border:none;margin:0px;padding:0px;
          border-top-width: 1px; border-top-style: solid; =
border-top-color: #A6A6A6;">
                                          </hr>

                                          <!--<![endif]-->
                                        </div>
                                      </td>
                                    </tr>
                                  </tbody>
                                </table>
                                <!--[if (gte mso 9)|(IE)]></td><td =
width=3D"8.33333333%" =
style=3D"text-align:left;vertical-align:top;font-size:0px"><![endif]-->
                                <table class=3D"tolkien-column =
tolkien-column-1 col col-2" cellpadding=3D"0" cellspacing=3D"0" =
style=3D"vertical-align:top;display:inline-table;background:transparent;t=
able-layout:fixed;font-family:Arial, Helvetica, =
sans-serif;font-size:12px;color:#000000;max-width:100%;width:8.33333333%;=
width:-webkit-calc(230400px - 48000%);width:calc(230400px - =
48000%);min-width:40px;min-width:-webkit-calc(8.33333333%);min-width:calc=
(8.33333333%);" role=3D"presentation">
                                  <tbody>
                                    <tr>
                                      <td =
style=3D"height:5px;background-color:transparent;line-height:5px;" =
class=3D"elq-space-cell cell cell-0">
                                        <div =
style=3D"height:5px;font-size:5px;">=C2=A0</div>
                                      </td>
                                    </tr>
                                  </tbody>
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                              </td>
                            </tr>
                          </tbody>
                        </table>
                      </td>
                    </tr>
                  </tbody>
                </table>
              </td>
            </tr>
          </tbody>
        </table>
        <table width=3D"100%" cellpadding=3D"0" cellspacing=3D"0" =
style=3D"max-width:600px;min-width:300px;margin:0 auto;" class=3D"row =
row-5" role=3D"presentation">
          <tbody>
            <tr>
              <td style=3D"background:#ffffff;">
                <table width=3D"100%" cellpadding=3D"0" =
cellspacing=3D"0" role=3D"presentation">
                  <tbody>
                    <tr>
                      <td>
                        <table width=3D"100%" cellpadding=3D"0" =
cellspacing=3D"0" role=3D"presentation">
                          <tbody>
                            <tr>
                              <td =
style=3D"text-align:left;vertical-align:top;font-size:0px">
                                <table class=3D"tolkien-column =
tolkien-column-1 col col-0" cellpadding=3D"0" cellspacing=3D"0" =
style=3D"vertical-align:top;display:inline-table;background:transparent;t=
able-layout:fixed;font-family:Arial, Helvetica, =
sans-serif;font-size:12px;color:#000000;max-width:100%;width:8.33333333%;=
width:-webkit-calc(230400px - 48000%);width:calc(230400px - =
48000%);min-width:40px;min-width:-webkit-calc(8.33333333%);min-width:calc=
(8.33333333%);" role=3D"presentation">
                                  <tbody>
                                    <tr>
                                      <td =
style=3D"height:5px;background-color:transparent;line-height:5px;" =
class=3D"elq-space-cell cell cell-0">
                                        <div =
style=3D"height:5px;font-size:5px;">=C2=A0</div>
                                      </td>
                                    </tr>
                                  </tbody>
                                </table>
                                <!--[if (gte mso 9)|(IE)]></td><td =
width=3D"83.33333333%" =
style=3D"text-align:left;vertical-align:top;font-size:0px"><![endif]-->
                                <table class=3D"tolkien-column =
tolkien-column-10 col col-1" cellpadding=3D"0" cellspacing=3D"0" =
style=3D"vertical-align:top;display:inline-table;background:transparent;t=
able-layout:fixed;font-family:Arial, Helvetica, =
sans-serif;font-size:12px;color:#000000;max-width:100%;width:83.33333333%=
;width:-webkit-calc(230400px - 48000%);width:calc(230400px - =
48000%);min-width:400px;min-width:-webkit-calc(83.33333333%);min-width:ca=
lc(83.33333333%);" role=3D"presentation">
                                  <tbody>
                                    <tr>
                                      <td class=3D"elq-image-cell  cell =
cell-0" style=3D"background-color:transparent;line-height:0;padding:0px =
0px 0px 0px;text-align:center;">
                                        <!--[if mso]><table =
width=3D"100%" style=3D"width:100%;height:auto;max-width:500px" =
cellpadding=3D"0" cellspacing=3D"0" border=3D"0"><tr><td =
style=3D"padding-right: 0px; padding-left: 0px;" =
align=3D"center"><![endif]--><a target=3D"_blank" =
href=3D"https://app.mail.insight.business.hsbc.com/e/er?cid=3D0&ElqID=3D2=
010325&s=3D1706134858&lid=3D19222&elqTrackId=3D8482D23622610031AC5EFCDF44=
83456C&elq=3D0d2c613244ab4eb68e822c751c6076f3&elqaid=3D19256&elqat=3D1&el=
qak=3D8AF53A30510F484192D2E5B6CCB06FFFF9A089D5EDAE37E4A8043775006321E2470=
8" data-targettype=3D"webpage">
                                          <img =
src=3D"https://images.mail.insight.business.hsbc.com/EloquaImages/clients=
/HSBCGlobalServicesUKLimited/%7B6d493b11-7c83-4b0e-ad66-bbfdc3ad9794%7D_U=
K_in_focus%402x.jpg" height=3D"136" width=3D"500" =
style=3D"width:100%;height:auto;max-width:1016px;" /></a>
                                        <!--[if =
mso]></td></tr></table><![endif]-->
                                      </td>
                                    </tr>
                                  </tbody>
                                </table>
                                <!--[if (gte mso 9)|(IE)]></td><td =
width=3D"8.33333333%" =
style=3D"text-align:left;vertical-align:top;font-size:0px"><![endif]-->
                                <table class=3D"tolkien-column =
tolkien-column-1 col col-2" cellpadding=3D"0" cellspacing=3D"0" =
style=3D"vertical-align:top;display:inline-table;background:transparent;t=
able-layout:fixed;font-family:Arial, Helvetica, =
sans-serif;font-size:12px;color:#000000;max-width:100%;width:8.33333333%;=
width:-webkit-calc(230400px - 48000%);width:calc(230400px - =
48000%);min-width:40px;min-width:-webkit-calc(8.33333333%);min-width:calc=
(8.33333333%);" role=3D"presentation">
                                  <tbody>
                                    <tr>
                                      <td =
style=3D"height:5px;background-color:transparent;line-height:5px;" =
class=3D"elq-space-cell cell cell-0">
                                        <div =
style=3D"height:5px;font-size:5px;">=C2=A0</div>
                                      </td>
                                    </tr>
                                  </tbody>
                                </table>
                              </td>
                            </tr>
                          </tbody>
                        </table>
                      </td>
                    </tr>
                  </tbody>
                </table>
              </td>
            </tr>
          </tbody>
        </table>
        <table width=3D"100%" cellpadding=3D"0" cellspacing=3D"0" =
style=3D"max-width:600px;min-width:300px;margin:0 auto;" class=3D"row =
row-6" role=3D"presentation">
          <tbody>
            <tr>
              <td style=3D"background:#ffffff;">
                <table width=3D"100%" cellpadding=3D"0" =
cellspacing=3D"0" role=3D"presentation">
                  <tbody>
                    <tr>
                      <td>
                        <table width=3D"100%" cellpadding=3D"0" =
cellspacing=3D"0" role=3D"presentation">
                          <tbody>
                            <tr>
                              <td =
style=3D"text-align:left;vertical-align:top;font-size:0px">
                                <table class=3D"tolkien-column =
tolkien-column-1 col col-0" cellpadding=3D"0" cellspacing=3D"0" =
style=3D"vertical-align:top;display:inline-table;background:transparent;t=
able-layout:fixed;font-family:Arial, Helvetica, =
sans-serif;font-size:12px;color:#000000;max-width:100%;width:8.33333333%;=
width:-webkit-calc(230400px - 48000%);width:calc(230400px - =
48000%);min-width:40px;min-width:-webkit-calc(8.33333333%);min-width:calc=
(8.33333333%);" role=3D"presentation">
                                  <tbody>
                                    <tr>
                                      <td =
style=3D"height:5px;background-color:transparent;line-height:5px;" =
class=3D"elq-space-cell cell cell-0">
                                        <div =
style=3D"height:5px;font-size:5px;">=C2=A0</div>
                                      </td>
                                    </tr>
                                  </tbody>
                                </table>
                                <!--[if (gte mso 9)|(IE)]></td><td =
width=3D"83.33333333%" =
style=3D"text-align:left;vertical-align:top;font-size:0px"><![endif]-->
                                <table class=3D"tolkien-column =
tolkien-column-10 col col-1" cellpadding=3D"0" cellspacing=3D"0" =
style=3D"vertical-align:top;display:inline-table;background:transparent;t=
able-layout:fixed;font-family:Arial, Helvetica, =
sans-serif;font-size:12px;color:#000000;max-width:100%;width:83.33333333%=
;width:-webkit-calc(230400px - 48000%);width:calc(230400px - =
48000%);min-width:400px;min-width:-webkit-calc(83.33333333%);min-width:ca=
lc(83.33333333%);" role=3D"presentation">
                                  <tbody>
                                    <tr>
                                      <td =
style=3D"background-color:transparent;line-height:18px;padding:30px 30px =
0px 30px;" class=3D"elq-text-cell cell cell-0">
                                        <div =
style=3D"display:inline-block;width:100%;">
                                          <div data-lineheight=3D"1.15" =
style=3D"line-height: 27.6px;"><span style=3D"font-size: 24px;">UK in =
Focus: Essential economic news for businesses</span></div>
                                          <div data-lineheight=3D"1.5" =
style=3D"line-height: 18px;"><br></div>
                                          <div data-lineheight=3D"1.5" =
style=3D"line-height: 24px; list-style: disc;"><span style=3D"font-size: =
16px;">The latest energy shock points to an undesirable mix of higher =
inflation and slower growth but it=E2=80=99s not like 2022, so the =
policy response will likely differ. The bar to hike rates is high, in =
our view, but uncertainty is also very high.</span></div>
                                        </div>
                                      </td>
                                    </tr>
                                    <tr>
                                      <td =
style=3D"background-color:transparent;line-height:18px;padding:30px 30px =
30px 30px;" class=3D"elq-button-cell cell cell-1">
                                        <div =
style=3D"text-align:left;font-family:Arial, Helvetica, sans-serif;">
                                          <div>

                                            <!--[if gte mso 9]>
          <div title=3D"" data-targettype=3D"webpage" =
data-targetname=3D"" style=3D"text-decoration: none;">
            <table class=3D"null" cellSpacing=3D"0" cellPadding=3D"0" =
style=3D"display: inline-table;font-size: 12px; border: =
0px;border-spacing: 0px;border-collapse: separate;vertical-align: =
top;margin: 0px auto; width: initial; table-layout: fixed;">
              <tbody>
                <tr style=3D"vertical-align: top;">
                  <td style=3D"font-family: Arial, Helvetica, =
sans-serif; vertical-align: middle; word-wrap: break-word; =
overflow-wrap: break-word; color: #fff; text-align: center; =
background-color: #DB0011; padding: 10px 15px 10px 15px; border-radius: =
4px; border: 2px none #000000;">
        <![endif]-->
                                          </div><a =
href=3D"https://app.mail.insight.business.hsbc.com/e/er?cid=3D0&ElqID=3D2=
010325&s=3D1706134858&lid=3D19222&elqTrackId=3D345A52F17B1E959A88BBF8B878=
6FBDFA&elq=3D0d2c613244ab4eb68e822c751c6076f3&elqaid=3D19256&elqat=3D1&el=
qak=3D8AF5E054507700FEF1FAC50D81DABED77D3C89D5EDAE37E4A8043775006321E2470=
8" target=3D"_blank" title=3D"" data-targettype=3D"webpage" =
data-targetname=3D"" data-targetid=3D"" =
style=3D"text-decoration:none;vertical-align:middle;word-wrap:break-word;=
overflow-wrap:break-word;color:#fff;text-align:center;background-color:#D=
B0011;padding:10px 15px 10px =
15px;border-radius:4px;display:inline-block;max-width:100%;width:auto;"><=
span =
style=3D"background-color:#DB0011;cursor:pointer;text-decoration:none;use=
r-select:none;"><span><strong style=3D"font-size: 16px;">Read the =
report</strong></span></span></a>
                                          <div>
                                            <!--[if gte mso =
9]></td></tr></tbody></table></div><![endif]-->
                                          </div>
                                        </div>
                                      </td>
                                    </tr>
                                  </tbody>
                                </table>
                                <!--[if (gte mso 9)|(IE)]></td><td =
width=3D"8.33333333%" =
style=3D"text-align:left;vertical-align:top;font-size:0px"><![endif]-->
                                <table class=3D"tolkien-column =
tolkien-column-1 col col-2" cellpadding=3D"0" cellspacing=3D"0" =
style=3D"vertical-align:top;display:inline-table;background:transparent;t=
able-layout:fixed;font-family:Arial, Helvetica, =
sans-serif;font-size:12px;color:#000000;max-width:100%;width:8.33333333%;=
width:-webkit-calc(230400px - 48000%);width:calc(230400px - =
48000%);min-width:40px;min-width:-webkit-calc(8.33333333%);min-width:calc=
(8.33333333%);" role=3D"presentation">
                                  <tbody>
                                    <tr>
                                      <td =
style=3D"height:5px;background-color:transparent;line-height:5px;" =
class=3D"elq-space-cell cell cell-0">
                                        <div =
style=3D"height:5px;font-size:5px;">=C2=A0</div>
                                      </td>
                                    </tr>
                                  </tbody>
                                </table>
                              </td>
                            </tr>
                          </tbody>
                        </table>
                      </td>
                    </tr>
                  </tbody>
                </table>
              </td>
            </tr>
          </tbody>
        </table>
        <table width=3D"100%" cellpadding=3D"0" cellspacing=3D"0" =
style=3D"max-width:600px;min-width:300px;margin:0 auto;" class=3D"row =
row-7" role=3D"presentation">
          <tbody>
            <tr>
              <td style=3D"background:#ffffff;">
                <table width=3D"100%" cellpadding=3D"0" =
cellspacing=3D"0" role=3D"presentation">
                  <tbody>
                    <tr>
                      <td>
                        <table width=3D"100%" cellpadding=3D"0" =
cellspacing=3D"0" role=3D"presentation">
                          <tbody>
                            <tr>
                              <td =
style=3D"text-align:left;vertical-align:top;font-size:0px">
                                <table class=3D"tolkien-column =
tolkien-column-1 col col-0" cellpadding=3D"0" cellspacing=3D"0" =
style=3D"vertical-align:top;display:inline-table;background:transparent;t=
able-layout:fixed;font-family:Arial, Helvetica, =
sans-serif;font-size:12px;color:#000000;max-width:100%;width:8.33333333%;=
width:-webkit-calc(230400px - 48000%);width:calc(230400px - =
48000%);min-width:40px;min-width:-webkit-calc(8.33333333%);min-width:calc=
(8.33333333%);" role=3D"presentation">
                                  <tbody>
                                    <tr>
                                      <td =
style=3D"height:5px;background-color:transparent;line-height:5px;" =
class=3D"elq-space-cell cell cell-0">
                                        <div =
style=3D"height:5px;font-size:5px;">=C2=A0</div>
                                      </td>
                                    </tr>
                                  </tbody>
                                </table>
                                <!--[if (gte mso 9)|(IE)]></td><td =
width=3D"83.33333333%" =
style=3D"text-align:left;vertical-align:top;font-size:0px"><![endif]-->
                                <table class=3D"tolkien-column =
tolkien-column-10 col col-1" cellpadding=3D"0" cellspacing=3D"0" =
style=3D"vertical-align:top;display:inline-table;background:transparent;t=
able-layout:fixed;font-family:Arial, Helvetica, =
sans-serif;font-size:12px;color:#000000;max-width:100%;width:83.33333333%=
;width:-webkit-calc(230400px - 48000%);width:calc(230400px - =
48000%);min-width:400px;min-width:-webkit-calc(83.33333333%);min-width:ca=
lc(83.33333333%);" role=3D"presentation">
                                  <tbody>
                                    <tr>
                                      <td =
style=3D"background-color:transparent;line-height:18px;padding:0px 10px =
30px 10px;" class=3D"elq-divider-cell cell cell-0">
                                        <div>
                                          <!--[if mso]>
    <center>
        <table width=3D100%>
          <tbody>
            <tr>
              <td style=3D"border-top: 1px solid =
#A6A6A6;font-size:1px;">
                <div style=3D{{ display: 'none' }}>
                  &nbsp;
                </div>
              </td>
            </tr>
          </tbody>
        </table>
      </center>
      <![endif]-->

                                          <!--[if !mso]>-->
                                          <hr style=3D"width:100%;=20
          border:none;margin:0px;padding:0px;
          border-top-width: 1px; border-top-style: solid; =
border-top-color: #A6A6A6;">
                                          </hr>

                                          <!--<![endif]-->
                                        </div>
                                      </td>
                                    </tr>
                                  </tbody>
                                </table>
                                <!--[if (gte mso 9)|(IE)]></td><td =
width=3D"8.33333333%" =
style=3D"text-align:left;vertical-align:top;font-size:0px"><![endif]-->
                                <table class=3D"tolkien-column =
tolkien-column-1 col col-2" cellpadding=3D"0" cellspacing=3D"0" =
style=3D"vertical-align:top;display:inline-table;background:transparent;t=
able-layout:fixed;font-family:Arial, Helvetica, =
sans-serif;font-size:12px;color:#000000;max-width:100%;width:8.33333333%;=
width:-webkit-calc(230400px - 48000%);width:calc(230400px - =
48000%);min-width:40px;min-width:-webkit-calc(8.33333333%);min-width:calc=
(8.33333333%);" role=3D"presentation">
                                  <tbody>
                                    <tr>
                                      <td =
style=3D"height:5px;background-color:transparent;line-height:5px;" =
class=3D"elq-space-cell cell cell-0">
                                        <div =
style=3D"height:5px;font-size:5px;">=C2=A0</div>
                                      </td>
                                    </tr>
                                  </tbody>
                                </table>
                              </td>
                            </tr>
                          </tbody>
                        </table>
                      </td>
                    </tr>
                  </tbody>
                </table>
              </td>
            </tr>
          </tbody>
        </table>
        <table width=3D"100%" cellpadding=3D"0" cellspacing=3D"0" =
style=3D"max-width:600px;min-width:300px;margin:0 auto;" class=3D"row =
row-8" role=3D"presentation">
          <tbody>
            <tr>
              <td style=3D"background:#ffffff;">
                <table width=3D"100%" cellpadding=3D"0" =
cellspacing=3D"0" role=3D"presentation">
                  <tbody>
                    <tr>
                      <td>
                        <table width=3D"100%" cellpadding=3D"0" =
cellspacing=3D"0" role=3D"presentation">
                          <tbody>
                            <tr>
                              <td =
style=3D"text-align:left;vertical-align:top;font-size:0px">
                                <table class=3D"tolkien-column =
tolkien-column-1 col col-0" cellpadding=3D"0" cellspacing=3D"0" =
style=3D"vertical-align:top;display:inline-table;background:transparent;t=
able-layout:fixed;font-family:Arial, Helvetica, =
sans-serif;font-size:12px;color:#000000;max-width:100%;width:8.33333333%;=
width:-webkit-calc(230400px - 48000%);width:calc(230400px - =
48000%);min-width:40px;min-width:-webkit-calc(8.33333333%);min-width:calc=
(8.33333333%);" role=3D"presentation">
                                  <tbody>
                                    <tr>
                                      <td =
style=3D"height:5px;background-color:transparent;line-height:5px;" =
class=3D"elq-space-cell cell cell-0">
                                        <div =
style=3D"height:5px;font-size:5px;">=C2=A0</div>
                                      </td>
                                    </tr>
                                  </tbody>
                                </table>
                                <!--[if (gte mso 9)|(IE)]></td><td =
width=3D"83.33333333%" =
style=3D"text-align:left;vertical-align:top;font-size:0px"><![endif]-->
                                <table class=3D"tolkien-column =
tolkien-column-10 col col-1" cellpadding=3D"0" cellspacing=3D"0" =
style=3D"vertical-align:top;display:inline-table;background:transparent;t=
able-layout:fixed;font-family:Arial, Helvetica, =
sans-serif;font-size:12px;color:#000000;max-width:100%;width:83.33333333%=
;width:-webkit-calc(230400px - 48000%);width:calc(230400px - =
48000%);min-width:400px;min-width:-webkit-calc(83.33333333%);min-width:ca=
lc(83.33333333%);" role=3D"presentation">
                                  <tbody>
                                    <tr>
                                      <td class=3D"elq-image-cell  cell =
cell-0" style=3D"background-color:transparent;line-height:0;padding:0px =
0px 0px 0px;text-align:center;">
                                        <!--[if mso]><table =
width=3D"100%" style=3D"width:100%;height:auto;max-width:500px" =
cellpadding=3D"0" cellspacing=3D"0" border=3D"0"><tr><td =
style=3D"padding-right: 0px; padding-left: 0px;" =
align=3D"center"><![endif]-->
                                        <img =
src=3D"https://images.mail.insight.business.hsbc.com/EloquaImages/clients=
/HSBCGlobalServicesUKLimited/%7B8f34a92b-6996-4aae-a6e9-e44b5e46890c%7D_A=
pple_Google_Pay_update%402x.jpg" height=3D"136" width=3D"500" =
style=3D"width:100%;height:auto;max-width:1016px;" />
                                        <!--[if =
mso]></td></tr></table><![endif]-->
                                      </td>
                                    </tr>
                                  </tbody>
                                </table>
                                <!--[if (gte mso 9)|(IE)]></td><td =
width=3D"8.33333333%" =
style=3D"text-align:left;vertical-align:top;font-size:0px"><![endif]-->
                                <table class=3D"tolkien-column =
tolkien-column-1 col col-2" cellpadding=3D"0" cellspacing=3D"0" =
style=3D"vertical-align:top;display:inline-table;background:transparent;t=
able-layout:fixed;font-family:Arial, Helvetica, =
sans-serif;font-size:12px;color:#000000;max-width:100%;width:8.33333333%;=
width:-webkit-calc(230400px - 48000%);width:calc(230400px - =
48000%);min-width:40px;min-width:-webkit-calc(8.33333333%);min-width:calc=
(8.33333333%);" role=3D"presentation">
                                  <tbody>
                                    <tr>
                                      <td =
style=3D"height:5px;background-color:transparent;line-height:5px;" =
class=3D"elq-space-cell cell cell-0">
                                        <div =
style=3D"height:5px;font-size:5px;">=C2=A0</div>
                                      </td>
                                    </tr>
                                  </tbody>
                                </table>
                              </td>
                            </tr>
                          </tbody>
                        </table>
                      </td>
                    </tr>
                  </tbody>
                </table>
              </td>
            </tr>
          </tbody>
        </table>
        <table width=3D"100%" cellpadding=3D"0" cellspacing=3D"0" =
style=3D"max-width:600px;min-width:300px;margin:0 auto;" class=3D"row =
row-9" role=3D"presentation">
          <tbody>
            <tr>
              <td style=3D"background:#ffffff;">
                <table width=3D"100%" cellpadding=3D"0" =
cellspacing=3D"0" role=3D"presentation">
                  <tbody>
                    <tr>
                      <td>
                        <table width=3D"100%" cellpadding=3D"0" =
cellspacing=3D"0" role=3D"presentation">
                          <tbody>
                            <tr>
                              <td =
style=3D"text-align:left;vertical-align:top;font-size:0px">
                                <table class=3D"tolkien-column =
tolkien-column-1 col col-0" cellpadding=3D"0" cellspacing=3D"0" =
style=3D"vertical-align:top;display:inline-table;background:transparent;t=
able-layout:fixed;font-family:Arial, Helvetica, =
sans-serif;font-size:12px;color:#000000;max-width:100%;width:8.33333333%;=
width:-webkit-calc(230400px - 48000%);width:calc(230400px - =
48000%);min-width:40px;min-width:-webkit-calc(8.33333333%);min-width:calc=
(8.33333333%);" role=3D"presentation">
                                  <tbody>
                                    <tr>
                                      <td =
style=3D"height:5px;background-color:transparent;line-height:5px;" =
class=3D"elq-space-cell cell cell-0">
                                        <div =
style=3D"height:5px;font-size:5px;">=C2=A0</div>
                                      </td>
                                    </tr>
                                  </tbody>
                                </table>
                                <!--[if (gte mso 9)|(IE)]></td><td =
width=3D"83.33333333%" =
style=3D"text-align:left;vertical-align:top;font-size:0px"><![endif]-->
                                <table class=3D"tolkien-column =
tolkien-column-10 col col-1" cellpadding=3D"0" cellspacing=3D"0" =
style=3D"vertical-align:top;display:inline-table;background:transparent;t=
able-layout:fixed;font-family:Arial, Helvetica, =
sans-serif;font-size:12px;color:#000000;max-width:100%;width:83.33333333%=
;width:-webkit-calc(230400px - 48000%);width:calc(230400px - =
48000%);min-width:400px;min-width:-webkit-calc(83.33333333%);min-width:ca=
lc(83.33333333%);" role=3D"presentation">
                                  <tbody>
                                    <tr>
                                      <td =
style=3D"background-color:transparent;line-height:18px;padding:30px 30px =
30px 30px;" class=3D"elq-text-cell cell cell-0">
                                        <div =
style=3D"display:inline-block;width:100%;">
                                          <div data-lineheight=3D"1.15" =
style=3D"line-height: 27.6px;"><span style=3D"font-size: 24px;">Have you =
added your card to Apple Wallet, Google Wallet=E2=84=A2 or Samsung =
Wallet?</span></div>
                                          <div data-lineheight=3D"1.5" =
style=3D"line-height: 18px;"><br></div>
                                          <div data-lineheight=3D"1.5" =
style=3D"line-height: 24px;"><span style=3D"font-size: 16px;">You can =
now use Apple Pay, Google Pay=E2=84=A2 or Samsung Pay to tap and pay =
wherever you see the contactless symbol, Apple Pay mark or Google Pay =
acceptance mark at the checkout.</span></div>
                                          <div data-lineheight=3D"1.5" =
style=3D"line-height: 18px;"><br></div>
                                          <div data-lineheight=3D"1.5" =
style=3D"list-style: disc; line-height: 24px;"><span style=3D"font-size: =
16px;">To set up Apple Pay, Google Pay or Samsung Pay, simply open the =
digital wallet on your mobile device and follow the onscreen =
instructions or log on to the HSBC UK Business Banking app or HSBC =
Corporate Card app, select the card you want to add and follow the =
onscreen instructions.</span></div>
                                        </div>
                                      </td>
                                    </tr>
                                  </tbody>
                                </table>
                                <!--[if (gte mso 9)|(IE)]></td><td =
width=3D"8.33333333%" =
style=3D"text-align:left;vertical-align:top;font-size:0px"><![endif]-->
                                <table class=3D"tolkien-column =
tolkien-column-1 col col-2" cellpadding=3D"0" cellspacing=3D"0" =
style=3D"vertical-align:top;display:inline-table;background:transparent;t=
able-layout:fixed;font-family:Arial, Helvetica, =
sans-serif;font-size:12px;color:#000000;max-width:100%;width:8.33333333%;=
width:-webkit-calc(230400px - 48000%);width:calc(230400px - =
48000%);min-width:40px;min-width:-webkit-calc(8.33333333%);min-width:calc=
(8.33333333%);" role=3D"presentation">
                                  <tbody>
                                    <tr>
                                      <td =
style=3D"height:5px;background-color:transparent;line-height:5px;" =
class=3D"elq-space-cell cell cell-0">
                                        <div =
style=3D"height:5px;font-size:5px;">=C2=A0</div>
                                      </td>
                                    </tr>
                                  </tbody>
                                </table>
                              </td>
                            </tr>
                          </tbody>
                        </table>
                      </td>
                    </tr>
                  </tbody>
                </table>
              </td>
            </tr>
          </tbody>
        </table>
        <table width=3D"100%" cellpadding=3D"0" cellspacing=3D"0" =
style=3D"max-width:600px;min-width:300px;margin:0 auto;" class=3D"row =
row-10" role=3D"presentation">
          <tbody>
            <tr>
              <td style=3D"background:#ffffff;">
                <table width=3D"100%" cellpadding=3D"0" =
cellspacing=3D"0" role=3D"presentation">
                  <tbody>
                    <tr>
                      <td>
                        <table width=3D"100%" cellpadding=3D"0" =
cellspacing=3D"0" role=3D"presentation">
                          <tbody>
                            <tr>
                              <td =
style=3D"text-align:left;vertical-align:top;font-size:0px">
                                <table class=3D"tolkien-column =
tolkien-column-1 col col-0" cellpadding=3D"0" cellspacing=3D"0" =
style=3D"vertical-align:top;display:inline-table;background:transparent;t=
able-layout:fixed;font-family:Arial, Helvetica, =
sans-serif;font-size:12px;color:#000000;max-width:100%;width:8.33333333%;=
width:-webkit-calc(230400px - 48000%);width:calc(230400px - =
48000%);min-width:40px;min-width:-webkit-calc(8.33333333%);min-width:calc=
(8.33333333%);" role=3D"presentation">
                                  <tbody>
                                    <tr>
                                      <td =
style=3D"height:5px;background-color:transparent;line-height:5px;" =
class=3D"elq-space-cell cell cell-0">
                                        <div =
style=3D"height:5px;font-size:5px;">=C2=A0</div>
                                      </td>
                                    </tr>
                                  </tbody>
                                </table>
                                <!--[if (gte mso 9)|(IE)]></td><td =
width=3D"83.33333333%" =
style=3D"text-align:left;vertical-align:top;font-size:0px"><![endif]-->
                                <table class=3D"tolkien-column =
tolkien-column-10 col col-1" cellpadding=3D"0" cellspacing=3D"0" =
style=3D"vertical-align:top;display:inline-table;background:transparent;t=
able-layout:fixed;font-family:Arial, Helvetica, =
sans-serif;font-size:12px;color:#000000;max-width:100%;width:83.33333333%=
;width:-webkit-calc(230400px - 48000%);width:calc(230400px - =
48000%);min-width:400px;min-width:-webkit-calc(83.33333333%);min-width:ca=
lc(83.33333333%);" role=3D"presentation">
                                  <tbody>
                                    <tr>
                                      <td =
style=3D"background-color:transparent;line-height:18px;padding:0px 10px =
30px 10px;" class=3D"elq-divider-cell cell cell-0">
                                        <div>
                                          <!--[if mso]>
    <center>
        <table width=3D100%>
          <tbody>
            <tr>
              <td style=3D"border-top: 1px solid =
#A6A6A6;font-size:1px;">
                <div style=3D{{ display: 'none' }}>
                  &nbsp;
                </div>
              </td>
            </tr>
          </tbody>
        </table>
      </center>
      <![endif]-->

                                          <!--[if !mso]>-->
                                          <hr style=3D"width:100%;=20
          border:none;margin:0px;padding:0px;
          border-top-width: 1px; border-top-style: solid; =
border-top-color: #A6A6A6;">
                                          </hr>

                                          <!--<![endif]-->
                                        </div>
                                      </td>
                                    </tr>
                                  </tbody>
                                </table>
                                <!--[if (gte mso 9)|(IE)]></td><td =
width=3D"8.33333333%" =
style=3D"text-align:left;vertical-align:top;font-size:0px"><![endif]-->
                                <table class=3D"tolkien-column =
tolkien-column-1 col col-2" cellpadding=3D"0" cellspacing=3D"0" =
style=3D"vertical-align:top;display:inline-table;background:transparent;t=
able-layout:fixed;font-family:Arial, Helvetica, =
sans-serif;font-size:12px;color:#000000;max-width:100%;width:8.33333333%;=
width:-webkit-calc(230400px - 48000%);width:calc(230400px - =
48000%);min-width:40px;min-width:-webkit-calc(8.33333333%);min-width:calc=
(8.33333333%);" role=3D"presentation">
                                  <tbody>
                                    <tr>
                                      <td =
style=3D"height:5px;background-color:transparent;line-height:5px;" =
class=3D"elq-space-cell cell cell-0">
                                        <div =
style=3D"height:5px;font-size:5px;">=C2=A0</div>
                                      </td>
                                    </tr>
                                  </tbody>
                                </table>
                              </td>
                            </tr>
                          </tbody>
                        </table>
                      </td>
                    </tr>
                  </tbody>
                </table>
              </td>
            </tr>
          </tbody>
        </table>
        <table width=3D"100%" cellpadding=3D"0" cellspacing=3D"0" =
style=3D"max-width:600px;min-width:300px;margin:0 auto;" class=3D"row =
row-11" role=3D"presentation">
          <tbody>
            <tr>
              <td style=3D"background:#ffffff;">
                <table width=3D"100%" cellpadding=3D"0" =
cellspacing=3D"0" role=3D"presentation">
                  <tbody>
                    <tr>
                      <td>
                        <table width=3D"100%" cellpadding=3D"0" =
cellspacing=3D"0" role=3D"presentation">
                          <tbody>
                            <tr>
                              <td =
style=3D"text-align:left;vertical-align:top;font-size:0px">
                                <table class=3D"tolkien-column =
tolkien-column-1 col col-0" cellpadding=3D"0" cellspacing=3D"0" =
style=3D"vertical-align:top;display:inline-table;background:transparent;t=
able-layout:fixed;font-family:Arial, Helvetica, =
sans-serif;font-size:12px;color:#000000;max-width:100%;width:8.33333333%;=
width:-webkit-calc(230400px - 48000%);width:calc(230400px - =
48000%);min-width:40px;min-width:-webkit-calc(8.33333333%);min-width:calc=
(8.33333333%);" role=3D"presentation">
                                  <tbody>
                                    <tr>
                                      <td =
style=3D"height:5px;background-color:transparent;line-height:5px;" =
class=3D"elq-space-cell cell cell-0">
                                        <div =
style=3D"height:5px;font-size:5px;">=C2=A0</div>
                                      </td>
                                    </tr>
                                  </tbody>
                                </table>
                                <!--[if (gte mso 9)|(IE)]></td><td =
width=3D"83.33333333%" =
style=3D"text-align:left;vertical-align:top;font-size:0px"><![endif]-->
                                <table class=3D"tolkien-column =
tolkien-column-10 col col-1" cellpadding=3D"0" cellspacing=3D"0" =
style=3D"vertical-align:top;display:inline-table;background:transparent;t=
able-layout:fixed;font-family:Arial, Helvetica, =
sans-serif;font-size:12px;color:#000000;max-width:100%;width:83.33333333%=
;width:-webkit-calc(230400px - 48000%);width:calc(230400px - =
48000%);min-width:400px;min-width:-webkit-calc(83.33333333%);min-width:ca=
lc(83.33333333%);" role=3D"presentation">
                                  <tbody>
                                    <tr>
                                      <td class=3D"elq-image-cell  cell =
cell-0" style=3D"background-color:transparent;line-height:0;padding:0px =
0px 0px 0px;text-align:center;">
                                        <!--[if mso]><table =
width=3D"100%" style=3D"width:100%;height:auto;max-width:500px" =
cellpadding=3D"0" cellspacing=3D"0" border=3D"0"><tr><td =
style=3D"padding-right: 0px; padding-left: 0px;" =
align=3D"center"><![endif]-->
                                        <img =
src=3D"https://images.mail.insight.business.hsbc.com/EloquaImages/clients=
/HSBCGlobalServicesUKLimited/%7Be84e4e30-d3e6-4bda-aeb6-75a444f701b7%7D_W=
ebinar%402x.jpg" height=3D"227" width=3D"500" =
style=3D"width:100%;height:auto;max-width:1016px;" />
                                        <!--[if =
mso]></td></tr></table><![endif]-->
                                      </td>
                                    </tr>
                                  </tbody>
                                </table>
                                <!--[if (gte mso 9)|(IE)]></td><td =
width=3D"8.33333333%" =
style=3D"text-align:left;vertical-align:top;font-size:0px"><![endif]-->
                                <table class=3D"tolkien-column =
tolkien-column-1 col col-2" cellpadding=3D"0" cellspacing=3D"0" =
style=3D"vertical-align:top;display:inline-table;background:transparent;t=
able-layout:fixed;font-family:Arial, Helvetica, =
sans-serif;font-size:12px;color:#000000;max-width:100%;width:8.33333333%;=
width:-webkit-calc(230400px - 48000%);width:calc(230400px - =
48000%);min-width:40px;min-width:-webkit-calc(8.33333333%);min-width:calc=
(8.33333333%);" role=3D"presentation">
                                  <tbody>
                                    <tr>
                                      <td =
style=3D"height:5px;background-color:transparent;line-height:5px;" =
class=3D"elq-space-cell cell cell-0">
                                        <div =
style=3D"height:5px;font-size:5px;">=C2=A0</div>
                                      </td>
                                    </tr>
                                  </tbody>
                                </table>
                              </td>
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                          </tbody>
                        </table>
                      </td>
                    </tr>
                  </tbody>
                </table>
              </td>
            </tr>
          </tbody>
        </table>
        <table width=3D"100%" cellpadding=3D"0" cellspacing=3D"0" =
style=3D"max-width:600px;min-width:300px;margin:0 auto;" class=3D"row =
row-12" role=3D"presentation">
          <tbody>
            <tr>
              <td style=3D"background:#ffffff;">
                <table width=3D"100%" cellpadding=3D"0" =
cellspacing=3D"0" role=3D"presentation">
                  <tbody>
                    <tr>
                      <td>
                        <table width=3D"100%" cellpadding=3D"0" =
cellspacing=3D"0" role=3D"presentation">
                          <tbody>
                            <tr>
                              <td =
style=3D"text-align:left;vertical-align:top;font-size:0px">
                                <table class=3D"tolkien-column =
tolkien-column-1 col col-0" cellpadding=3D"0" cellspacing=3D"0" =
style=3D"vertical-align:top;display:inline-table;background:transparent;t=
able-layout:fixed;font-family:Arial, Helvetica, =
sans-serif;font-size:12px;color:#000000;max-width:100%;width:8.33333333%;=
width:-webkit-calc(230400px - 48000%);width:calc(230400px - =
48000%);min-width:40px;min-width:-webkit-calc(8.33333333%);min-width:calc=
(8.33333333%);" role=3D"presentation">
                                  <tbody>
                                    <tr>
                                      <td =
style=3D"height:5px;background-color:transparent;line-height:5px;" =
class=3D"elq-space-cell cell cell-0">
                                        <div =
style=3D"height:5px;font-size:5px;">=C2=A0</div>
                                      </td>
                                    </tr>
                                  </tbody>
                                </table>
                                <!--[if (gte mso 9)|(IE)]></td><td =
width=3D"83.33333333%" =
style=3D"text-align:left;vertical-align:top;font-size:0px"><![endif]-->
                                <table class=3D"tolkien-column =
tolkien-column-10 col col-1" cellpadding=3D"0" cellspacing=3D"0" =
style=3D"vertical-align:top;display:inline-table;background:transparent;t=
able-layout:fixed;font-family:Arial, Helvetica, =
sans-serif;font-size:12px;color:#000000;max-width:100%;width:83.33333333%=
;width:-webkit-calc(230400px - 48000%);width:calc(230400px - =
48000%);min-width:400px;min-width:-webkit-calc(83.33333333%);min-width:ca=
lc(83.33333333%);" role=3D"presentation">
                                  <tbody>
                                    <tr>
                                      <td =
style=3D"background-color:transparent;line-height:18px;padding:20px 30px =
20px 30px;" class=3D"elq-text-cell cell cell-0">
                                        <div =
style=3D"display:inline-block;width:100%;">
                                          <div data-lineheight=3D"1.5" =
style=3D"line-height: 24px;"><span style=3D"font-size: 16px;">Join HSBC =
and City of London Police for an inside look at today=E2=80=99s evolving =
fraud landscape =E2=80=93 how fraudsters pick targets, exploit =
vulnerabilities, and the latest trends including AI-driven =
scams.</span></div>
                                        </div>
                                      </td>
                                    </tr>
                                  </tbody>
                                </table>
                                <!--[if (gte mso 9)|(IE)]></td><td =
width=3D"8.33333333%" =
style=3D"text-align:left;vertical-align:top;font-size:0px"><![endif]-->
                                <table class=3D"tolkien-column =
tolkien-column-1 col col-2" cellpadding=3D"0" cellspacing=3D"0" =
style=3D"vertical-align:top;display:inline-table;background:transparent;t=
able-layout:fixed;font-family:Arial, Helvetica, =
sans-serif;font-size:12px;color:#000000;max-width:100%;width:8.33333333%;=
width:-webkit-calc(230400px - 48000%);width:calc(230400px - =
48000%);min-width:40px;min-width:-webkit-calc(8.33333333%);min-width:calc=
(8.33333333%);" role=3D"presentation">
                                  <tbody>
                                    <tr>
                                      <td =
style=3D"height:5px;background-color:transparent;line-height:5px;" =
class=3D"elq-space-cell cell cell-0">
                                        <div =
style=3D"height:5px;font-size:5px;">=C2=A0</div>
                                      </td>
                                    </tr>
                                  </tbody>
                                </table>
                              </td>
                            </tr>
                          </tbody>
                        </table>
                      </td>
                    </tr>
                  </tbody>
                </table>
              </td>
            </tr>
          </tbody>
        </table>
        <table width=3D"100%" cellpadding=3D"0" cellspacing=3D"0" =
style=3D"max-width:600px;min-width:300px;margin:0 auto;" class=3D"row =
row-13" role=3D"presentation">
          <tbody>
            <tr>
              <td style=3D"background:#ffffff;">
                <table width=3D"100%" cellpadding=3D"0" =
cellspacing=3D"0" role=3D"presentation">
                  <tbody>
                    <tr>
                      <td>
                        <table width=3D"100%" cellpadding=3D"0" =
cellspacing=3D"0" role=3D"presentation">
                          <tbody>
                            <tr>
                              <td =
style=3D"text-align:left;vertical-align:top;font-size:0px">
                                <table class=3D"tolkien-column =
tolkien-column-1 col col-0" cellpadding=3D"0" cellspacing=3D"0" =
style=3D"vertical-align:top;display:inline-table;background:transparent;t=
able-layout:fixed;font-family:Arial, Helvetica, =
sans-serif;font-size:12px;color:#000000;max-width:100%;width:8.33333333%;=
width:-webkit-calc(230400px - 48000%);width:calc(230400px - =
48000%);min-width:40px;min-width:-webkit-calc(8.33333333%);min-width:calc=
(8.33333333%);" role=3D"presentation">
                                  <tbody>
                                    <tr>
                                      <td =
style=3D"height:5px;background-color:transparent;line-height:5px;" =
class=3D"elq-space-cell cell cell-0">
                                        <div =
style=3D"height:5px;font-size:5px;">=C2=A0</div>
                                      </td>
                                    </tr>
                                  </tbody>
                                </table>
                                <!--[if (gte mso 9)|(IE)]></td><td =
width=3D"83.33333333%" =
style=3D"text-align:left;vertical-align:top;font-size:0px"><![endif]-->
                                <table class=3D"tolkien-column =
tolkien-column-10 col col-1" cellpadding=3D"0" cellspacing=3D"0" =
style=3D"vertical-align:top;display:inline-table;background:transparent;t=
able-layout:fixed;font-family:Arial, Helvetica, =
sans-serif;font-size:12px;color:#000000;max-width:100%;width:83.33333333%=
;width:-webkit-calc(230400px - 48000%);width:calc(230400px - =
48000%);min-width:400px;min-width:-webkit-calc(83.33333333%);min-width:ca=
lc(83.33333333%);" role=3D"presentation">
                                  <tbody>
                                    <tr>
                                      <td =
style=3D"background-color:transparent;line-height:18px;padding:0px 30px =
10px 30px;" class=3D"elq-button-cell cell cell-0">
                                        <div =
style=3D"text-align:left;font-family:Arial, Helvetica, sans-serif;">
                                          <div>

                                            <!--[if gte mso 9]>
          <div title=3D"" data-targettype=3D"webpage" =
data-targetname=3D"" style=3D"text-decoration: none;">
            <table class=3D"null" cellSpacing=3D"0" cellPadding=3D"0" =
style=3D"display: inline-table;font-size: 12px; border: =
0px;border-spacing: 0px;border-collapse: separate;vertical-align: =
top;margin: 0px auto; width: initial; table-layout: fixed;">
              <tbody>
                <tr style=3D"vertical-align: top;">
                  <td style=3D"font-family: Arial, Helvetica, =
sans-serif; vertical-align: middle; word-wrap: break-word; =
overflow-wrap: break-word; color: #fff; text-align: center; =
background-color: #DB0011; padding: 10px 15px 10px 15px; border-radius: =
4px; border: 2px none #000000;">
        <![endif]-->
                                          </div><a =
href=3D"https://app.mail.insight.business.hsbc.com/e/er?cid=3D0&ElqID=3D2=
010325&s=3D1706134858&lid=3D19153&elqTrackId=3D3F4A19EFF72303BD7BEDAD94A3=
B5D32B&elq=3D0d2c613244ab4eb68e822c751c6076f3&elqaid=3D19256&elqat=3D1&el=
qak=3D8AF5C265A35092C95BBF8186334FDE60ACC189D5EDAE37E4A8043775006321E2470=
8" target=3D"_blank" title=3D"" data-targettype=3D"webpage" =
data-targetname=3D"" data-targetid=3D"" =
style=3D"text-decoration:none;vertical-align:middle;word-wrap:break-word;=
overflow-wrap:break-word;color:#fff;text-align:center;background-color:#D=
B0011;padding:10px 15px 10px =
15px;border-radius:4px;display:inline-block;max-width:100%;width:auto;"><=
span =
style=3D"background-color:#DB0011;cursor:pointer;text-decoration:none;use=
r-select:none;"><span><strong style=3D"font-size: 16px;">Session 1: =
10:00am - Register now</strong></span></span></a>
                                          <div>
                                            <!--[if gte mso =
9]></td></tr></tbody></table></div><![endif]-->
                                          </div>
                                        </div>
                                      </td>
                                    </tr>
                                    <tr>
                                      <td =
style=3D"background-color:transparent;line-height:18px;padding:0px 30px =
10px 30px;" class=3D"elq-button-cell cell cell-1">
                                        <div =
style=3D"text-align:left;font-family:Arial, Helvetica, sans-serif;">
                                          <div>

                                            <!--[if gte mso 9]>
          <div title=3D"" data-targettype=3D"webpage" =
data-targetname=3D"" style=3D"text-decoration: none;">
            <table class=3D"null" cellSpacing=3D"0" cellPadding=3D"0" =
style=3D"display: inline-table;font-size: 12px; border: =
0px;border-spacing: 0px;border-collapse: separate;vertical-align: =
top;margin: 0px auto; width: initial; table-layout: fixed;">
              <tbody>
                <tr style=3D"vertical-align: top;">
                  <td style=3D"font-family: Arial, Helvetica, =
sans-serif; vertical-align: middle; word-wrap: break-word; =
overflow-wrap: break-word; color: #fff; text-align: center; =
background-color: #DB0011; padding: 10px 15px 10px 15px; border-radius: =
4px; border: 2px none #000000;">
        <![endif]-->
                                          </div><a =
href=3D"https://app.mail.insight.business.hsbc.com/e/er?cid=3D0&ElqID=3D2=
010325&s=3D1706134858&lid=3D19152&elqTrackId=3D9308A3042FDA3629CEE0C4C640=
56BB33&elq=3D0d2c613244ab4eb68e822c751c6076f3&elqaid=3D19256&elqat=3D1&el=
qak=3D8AF54D6CCA23098FB2BCDEA78130533D5C5B89D5EDAE37E4A8043775006321E2470=
8" target=3D"_blank" title=3D"" data-targettype=3D"webpage" =
data-targetname=3D"" data-targetid=3D"" =
style=3D"text-decoration:none;vertical-align:middle;word-wrap:break-word;=
overflow-wrap:break-word;color:#fff;text-align:center;background-color:#D=
B0011;padding:10px 15px 10px =
15px;border-radius:4px;display:inline-block;max-width:100%;width:auto;"><=
span =
style=3D"background-color:#DB0011;cursor:pointer;text-decoration:none;use=
r-select:none;"><span><strong style=3D"font-size: 16px;">Session 2: =
3:00pm - Register now</strong></span></span></a>
                                          <div>
                                            <!--[if gte mso =
9]></td></tr></tbody></table></div><![endif]-->
                                          </div>
                                        </div>
                                      </td>
                                    </tr>
                                  </tbody>
                                </table>
                                <!--[if (gte mso 9)|(IE)]></td><td =
width=3D"8.33333333%" =
style=3D"text-align:left;vertical-align:top;font-size:0px"><![endif]-->
                                <table class=3D"tolkien-column =
tolkien-column-1 col col-2" cellpadding=3D"0" cellspacing=3D"0" =
style=3D"vertical-align:top;display:inline-table;background:transparent;t=
able-layout:fixed;font-family:Arial, Helvetica, =
sans-serif;font-size:12px;color:#000000;max-width:100%;width:8.33333333%;=
width:-webkit-calc(230400px - 48000%);width:calc(230400px - =
48000%);min-width:40px;min-width:-webkit-calc(8.33333333%);min-width:calc=
(8.33333333%);" role=3D"presentation">
                                  <tbody>
                                    <tr>
                                      <td =
style=3D"height:5px;background-color:transparent;line-height:5px;" =
class=3D"elq-space-cell cell cell-0">
                                        <div =
style=3D"height:5px;font-size:5px;">=C2=A0</div>
                                      </td>
                                    </tr>
                                  </tbody>
                                </table>
                              </td>
                            </tr>
                          </tbody>
                        </table>
                      </td>
                    </tr>
                  </tbody>
                </table>
              </td>
            </tr>
          </tbody>
        </table>
        <table width=3D"100%" cellpadding=3D"0" cellspacing=3D"0" =
style=3D"max-width:600px;min-width:300px;margin:0 auto;" class=3D"row =
row-14" role=3D"presentation">
          <tbody>
            <tr>
              <td style=3D"background:#ffffff;">
                <table width=3D"100%" cellpadding=3D"0" =
cellspacing=3D"0" role=3D"presentation">
                  <tbody>
                    <tr>
                      <td>
                        <table width=3D"100%" cellpadding=3D"0" =
cellspacing=3D"0" role=3D"presentation">
                          <tbody>
                            <tr>
                              <td =
style=3D"text-align:left;vertical-align:top;font-size:0px">
                                <table class=3D"tolkien-column =
tolkien-column-1 col col-0" cellpadding=3D"0" cellspacing=3D"0" =
style=3D"vertical-align:top;display:inline-table;background:transparent;t=
able-layout:fixed;font-family:Arial, Helvetica, =
sans-serif;font-size:12px;color:#000000;max-width:100%;width:8.33333333%;=
width:-webkit-calc(230400px - 48000%);width:calc(230400px - =
48000%);min-width:40px;min-width:-webkit-calc(8.33333333%);min-width:calc=
(8.33333333%);" role=3D"presentation">
                                  <tbody>
                                    <tr>
                                      <td =
style=3D"height:5px;background-color:transparent;line-height:5px;" =
class=3D"elq-space-cell cell cell-0">
                                        <div =
style=3D"height:5px;font-size:5px;">=C2=A0</div>
                                      </td>
                                    </tr>
                                  </tbody>
                                </table>
                                <!--[if (gte mso 9)|(IE)]></td><td =
width=3D"83.33333333%" =
style=3D"text-align:left;vertical-align:top;font-size:0px"><![endif]-->
                                <table class=3D"tolkien-column =
tolkien-column-10 col col-1" cellpadding=3D"0" cellspacing=3D"0" =
style=3D"vertical-align:top;display:inline-table;background:transparent;t=
able-layout:fixed;font-family:Arial, Helvetica, =
sans-serif;font-size:12px;color:#000000;max-width:100%;width:83.33333333%=
;width:-webkit-calc(230400px - 48000%);width:calc(230400px - =
48000%);min-width:400px;min-width:-webkit-calc(83.33333333%);min-width:ca=
lc(83.33333333%);" role=3D"presentation">
                                  <tbody>
                                    <tr>
                                      <td =
style=3D"background-color:transparent;line-height:18px;padding:25px 10px =
30px 10px;" class=3D"elq-divider-cell cell cell-0">
                                        <div>
                                          <!--[if mso]>
    <center>
        <table width=3D100%>
          <tbody>
            <tr>
              <td style=3D"border-top: 1px solid =
#A6A6A6;font-size:1px;">
                <div style=3D{{ display: 'none' }}>
                  &nbsp;
                </div>
              </td>
            </tr>
          </tbody>
        </table>
      </center>
      <![endif]-->

                                          <!--[if !mso]>-->
                                          <hr style=3D"width:100%;=20
          border:none;margin:0px;padding:0px;
          border-top-width: 1px; border-top-style: solid; =
border-top-color: #A6A6A6;">
                                          </hr>

                                          <!--<![endif]-->
                                        </div>
                                      </td>
                                    </tr>
                                  </tbody>
                                </table>
                                <!--[if (gte mso 9)|(IE)]></td><td =
width=3D"8.33333333%" =
style=3D"text-align:left;vertical-align:top;font-size:0px"><![endif]-->
                                <table class=3D"tolkien-column =
tolkien-column-1 col col-2" cellpadding=3D"0" cellspacing=3D"0" =
style=3D"vertical-align:top;display:inline-table;background:transparent;t=
able-layout:fixed;font-family:Arial, Helvetica, =
sans-serif;font-size:12px;color:#000000;max-width:100%;width:8.33333333%;=
width:-webkit-calc(230400px - 48000%);width:calc(230400px - =
48000%);min-width:40px;min-width:-webkit-calc(8.33333333%);min-width:calc=
(8.33333333%);" role=3D"presentation">
                                  <tbody>
                                    <tr>
                                      <td =
style=3D"height:5px;background-color:transparent;line-height:5px;" =
class=3D"elq-space-cell cell cell-0">
                                        <div =
style=3D"height:5px;font-size:5px;">=C2=A0</div>
                                      </td>
                                    </tr>
                                  </tbody>
                                </table>
                              </td>
                            </tr>
                          </tbody>
                        </table>
                      </td>
                    </tr>
                  </tbody>
                </table>
              </td>
            </tr>
          </tbody>
        </table>
        <table width=3D"100%" cellpadding=3D"0" cellspacing=3D"0" =
style=3D"max-width:600px;min-width:300px;margin:0 auto;" class=3D"row =
row-15" role=3D"presentation">
          <tbody>
            <tr>
              <td style=3D"background:#ffffff;">
                <table width=3D"100%" cellpadding=3D"0" =
cellspacing=3D"0" role=3D"presentation">
                  <tbody>
                    <tr>
                      <td>
                        <table width=3D"100%" cellpadding=3D"0" =
cellspacing=3D"0" role=3D"presentation">
                          <tbody>
                            <tr>
                              <td =
style=3D"text-align:left;vertical-align:top;font-size:0px">
                                <table class=3D"tolkien-column =
tolkien-column-8 col col-0" cellpadding=3D"0" cellspacing=3D"0" =
style=3D"vertical-align:top;display:inline-table;background:transparent;t=
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                                                <td valign=3D"right" =
align=3D"right" width=3D"20"><a =
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0&ElqID=3D2010325&elqTrackId=3D155b32a3e4a64ec19bdf0b55db50b1a8&elq=3D0d2=
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k=3D8AF5AC574F9FADFDD21F270089D8FD013DB289D5EDAE37E4A8043775006321E24708"=
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Registered Office: 1 Centenary Square, Birmingham, B1 1HQ, United =
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                                          <div><span style=3D"font-size: =
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