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Reply-To: "Lloyds Bank" <autoresponse@lloydsbank.co.uk>
From: "Lloyds Bank" <info@emails.lloydsbank.com>
To: <bob@sarahharvey.com>
Subject: Robert, could you tell us apart from a fraudster?
Date: Wed, 15 Jul 2026 10:18:21 +0100
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  <https://link.emails.lloydsbanking.com/e/FooterImages/FooterImage1?elq=b04d0f9109a24dbdad784a9f79f7df1b&siteid=794418472>
We’re being impersonated. Here’s how to spot the signs.


  <https://image.emails.lloydsbank.com/EloquaImages/clients/LloydsBankingGroup/%7B30e7cef2-9ac7-40fb-bd53-1a69b0c3f299%7D_header_icon_DM.png>
  <https://image.emails.lloydsbank.com/EloquaImages/clients/LloydsBankingGroup/%7Bce69d53d-a125-437c-b19c-f12f939941fb%7D_header_icon_fill_calmgreen.png> 
We'll always include your name, Mr Home, and the last four digits of an 
account you have with us or part of your postcode (4446), so you know our 
emails are genuine.


  <https://image.emails.lloydsbank.com/EloquaImages/clients/LloydsBankingGroup/%7B0be62af5-90dd-46d2-8543-ca0eff2183c8%7D_LB_Logo_Horse_Mark_DM.png>
  <https://image.emails.lloydsbank.com/EloquaImages/clients/LloydsBankingGroup/%7B7f1afa01-b00e-4ae1-a9fa-28cae40b2739%7D_LB_Logo_Horse_Mark_C7FFC6.png>
Are they really who they say they are?
Spot the red flags.
  <https://image.emails.lloydsbank.com/EloquaImages/clients/LloydsBankingGroup/%7Bf34b3567-813d-4131-be95-814e8e33dc3d%7D_BMX00003499_LB_Scammer-GIF_0625_V2_Desktop_1200x800.gif> 
<https://image.emails.lloydsbank.com/EloquaImages/clients/LloydsBankingGroup/%7Bc1f395d8-5e7c-47bc-aca2-5abd177e8788%7D_BMX00003499_LB_Scammer-GIF_0625_V2_Mobile_730x730.gif>

Hello Robert,
Fraudsters are impersonating trusted companies like us. They're making it 
harder to spot by using tools like AI and they can contact you by email or 
phone.

Knowing our golden rules can help to keep you safe, and they’ll never 
change.

 	   <https://image.emails.lloydsbank.com/EloquaImages/clients/LloydsBankingGroup/%7B2427f358-c809-4b27-9a15-9cb3025e19d6%7D_Icon_circle.png>


Check the source
Fraudsters will pretend to be someone you trust. They may:

• 	ask you to provide your personal details
• 	pretend to be a family member or friend
• 	pretend to be a bank, the police or another trusted organisation.

 	   <https://image.emails.lloydsbank.com/EloquaImages/clients/LloydsBankingGroup/%7B8fd92c51-7007-403b-9a42-578cd1fd403c%7D_Icon_circle_2.png>


Know the signs
Fraudsters will often play on emotions to get you to act. They’ll create:

• 	fear by telling you that something bad is happening
• 	urgency to ensure you act immediately or it will get worse
• 	pressure by asking you to act without stopping to verify their claims.

 	   <https://image.emails.lloydsbank.com/EloquaImages/clients/LloydsBankingGroup/%7Bfad048a6-0ff5-4bea-baa3-cb4fe5bb5802%7D_Icon_circle_3.png>


Remember our golden rules
We’ll never contact you asking you to:

• 	share or reset a passcode, password or full banking details
• 	move money to another account
• 	log in or verify yourself using a link or QR code
• 	screenshare your device.
 	   <https://image.emails.lloydsbank.com/EloquaImages/clients/LloydsBankingGroup/%7B7330dd76-e8af-4b6c-bc21-6902665c9116%7D_Icon_circle_exclamation.png>


If you see these signs of fraud, end the interaction immediately. You can 
dial a trusted number that’s saved on your phone or on a genuine company 
website.
  <https://image.emails.lloydsbank.com/EloquaImages/clients/LloydsBankingGroup/%7Bad3b77c8-25c1-4703-9b8b-d490f9af2b72%7D_4b_DarkHorse_desktop.png> 
<https://image.emails.lloydsbank.com/EloquaImages/clients/LloydsBankingGroup/%7B8a559f87-10fd-4277-a46b-6fdedd317438%7D_4b_DarkHorse_mobile.png>
At Lloyds, we want you to be happy with the communications we share with 
you. How happy were you to receive this email?We 
may use your answer to improve our communications and their relevancy to 
you. <https://link.emails.lloydsbank.com/e/f2.aspx?elqFormName=c-sat_ltb&elqSite 
ID=794418472 
&elqconid=CLLOB000006694047&emailName=LIVE_BCE_LTB_FRAUD%20%7CDHAFT26_IMPERSONATION_NMI_20260624&brcd=LTB&unid=1201405357299&ptid=10060095&tid=DHL01&score=1&elqTrackId=d1121599d7bd4d169747c141dfd8abe7&elq=b04d0f9109a24dbdad784a9f79f7df1b&elqaid=18152&elqat=1&elqCampaignId=2712&elqak=8AF522C92AF40849767204127045E84F011178DA0266238E6D38E337430CBD65C547> 
<https://link.emails.lloydsbank.com/e/f2.aspx?elqFormName=c-sat_ltb&elqSiteID=794418472 
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&elqconid=CLLOB000006694047&emailName=LIVE_BCE_LTB_FRAUD%20%7CDHAFT26_IMPERSONATION_NMI_20260624&brcd=LTB&unid=1201405357299&ptid=10060095&tid=DHL01&score=2&elqTrackId=3d081586a64946a89589a21d86f51eef&elq=b04d0f9109a24dbdad784a9f79f7df1b&elqaid=18152&elqat=1&elqCampaignId=2712&elqak=8AF551B96BFF196135381F940ACD7633B59178DA0266238E6D38E337430CBD65C547> 
<https://link.emails.lloydsbank.com/e/f2.aspx?elqFormName=c-sat_ltb&elqSiteID=794418472 
&elqconid=CLLOB000006694047&emailName=LIVE_BCE_LTB_FRAUD%20%7CDHAFT26_IMPERSONATION_NMI_20260624&brcd=LTB&unid=1201405357299&ptid=10060095&tid=DHL01&score=2&elqTrackId=ce98efce840341afa9edcecfc749ecd9&elq=b04d0f9109a24dbdad784a9f79f7df1b&elqaid=18152&elqat=1&elqCampaignId=2712&elqak=8AF55677FA5BB271770376E610E6D9636FA378DA0266238E6D38E337430CBD65C547>
 <https://link.emails.lloydsbank.com/e/f2.aspx?elqFormName=c-sat_ltb&elqSiteID=794418472 
&elqconid=CLLOB000006694047&emailName=LIVE_BCE_LTB_FRAUD%20%7CDHAFT26_IMPERSONATION_NMI_20260624&brcd=LTB&unid=1201405357299&ptid=10060095&tid=DHL01&score=3&elqTrackId=c3ba3b649d47452fb3b75f9ac8162c1b&elq=b04d0f9109a24dbdad784a9f79f7df1b&elqaid=18152&elqat=1&elqCampaignId=2712&elqak=8AF5A91129506C75AAE6322BB9205151C08178DA0266238E6D38E337430CBD65C547> 
<https://link.emails.lloydsbank.com/e/f2.aspx?elqFormName=c-sat_ltb&elqSiteID=794418472 
&elqconid=CLLOB000006694047&emailName=LIVE_BCE_LTB_FRAUD%20%7CDHAFT26_IMPERSONATION_NMI_20260624&brcd=LTB&unid=1201405357299&ptid=10060095&tid=DHL01&score=3&elqTrackId=7b8dfa24ef3744da8c9e589fe9c2fe8d&elq=b04d0f9109a24dbdad784a9f79f7df1b&elqaid=18152&elqat=1&elqCampaignId=2712&elqak=8AF5D59DE6A3DE982F3DFFA530A809C5268B78DA0266238E6D38E337430CBD65C547>
 <https://link.emails.lloydsbank.com/e/f2.aspx?elqFormName=c-sat_ltb&elqSiteID=794418472 
&elqconid=CLLOB000006694047&emailName=LIVE_BCE_LTB_FRAUD%20%7CDHAFT26_IMPERSONATION_NMI_20260624&brcd=LTB&unid=1201405357299&ptid=10060095&tid=DHL01&score=4&elqTrackId=73b2a99b741d426daa76a1a59d145c05&elq=b04d0f9109a24dbdad784a9f79f7df1b&elqaid=18152&elqat=1&elqCampaignId=2712&elqak=8AF5E22E63A04725BAA85E389BD32FCF1C7978DA0266238E6D38E337430CBD65C547> 
<https://link.emails.lloydsbank.com/e/f2.aspx?elqFormName=c-sat_ltb&elqSiteID=794418472 
&elqconid=CLLOB000006694047&emailName=LIVE_BCE_LTB_FRAUD%20%7CDHAFT26_IMPERSONATION_NMI_20260624&brcd=LTB&unid=1201405357299&ptid=10060095&tid=DHL01&score=4&elqTrackId=adc1079e75054c5ea600a7650209bbeb&elq=b04d0f9109a24dbdad784a9f79f7df1b&elqaid=18152&elqat=1&elqCampaignId=2712&elqak=8AF5B60055FC2B3AD410555CDEA1F8C139CA78DA0266238E6D38E337430CBD65C547>
 <https://link.emails.lloydsbank.com/e/f2.aspx?elqFormName=c-sat_ltb&elqSiteID=794418472 
&elqconid=CLLOB000006694047&emailName=LIVE_BCE_LTB_FRAUD%20%7CDHAFT26_IMPERSONATION_NMI_20260624&brcd=LTB&unid=1201405357299&ptid=10060095&tid=DHL01&score=5&elqTrackId=86f892589e444abeba12937496d525b7&elq=b04d0f9109a24dbdad784a9f79f7df1b&elqaid=18152&elqat=1&elqCampaignId=2712&elqak=8AF564D978E11C66B7AC4B50A23E63D67E8D78DA0266238E6D38E337430CBD65C547> 
<https://link.emails.lloydsbank.com/e/f2.aspx?elqFormName=c-sat_ltb&elqSiteID=794418472 
&elqconid=CLLOB000006694047&emailName=LIVE_BCE_LTB_FRAUD%20%7CDHAFT26_IMPERSONATION_NMI_20260624&brcd=LTB&unid=1201405357299&ptid=10060095&tid=DHL01&score=5&elqTrackId=edecbba32b4340d887679ceac50a68ee&elq=b04d0f9109a24dbdad784a9f79f7df1b&elqaid=18152&elqat=1&elqCampaignId=2712&elqak=8AF50BD8F375A488FD2B846017FF389696DC78DA0266238E6D38E337430CBD65C547>
 <https://www.lloydsbank.com/?elqTrackId=d3f42a7d905a4c588581c0f2a60f2564&elq=b04d0f9109a24dbdad784a9f79f7df1b&elqaid=18152&elqat=1&elqCampaignId=2712&elqak=8AF5AA18DDDD4EC3CD3902E5677D76D8E21078DA0266238E6D38E337430CBD65C547>



 <https://www.lloydsbank.com/contact-us.html?elqTrackId=8a604c08c572429a8087f5f6bf27314c&elq=b04d0f9109a24dbdad784a9f79f7df1b&elqaid=18152&elqat=1&elqCampaignId=2712&elqak=8AF569E9A0DAC03D0956081E498BB888839478DA0266238E6D38E337430CBD65C547> 
Contact Us  	    |
 <https://www.lloydsbank.com/help-guidance/privacy/data-privacy-notice.html?elqTrackId=2050fe45b62e453da3239d433598ac39&elq=b04d0f9109a24dbdad784a9f79f7df1b&elqaid=18152&elqat=1&elqCampaignId=2712&elqak=8AF5F1AEB0B55BD62C2FCEE0EB6E4BE8406278DA0266238E6D38E337430CBD65C547> 
Privacy Policy  	    |
 <https://www.lloydsbank.com/help-guidance/protecting-yourself-from-fraud.html?elqTrackId=66210cd46b0d4fc0af471856124f244c&elq=b04d0f9109a24dbdad784a9f79f7df1b&elqaid=18152&elqat=1&elqCampaignId=2712&elqak=8AF5E1635777D5B077A02BA5512865FA1E3F78DA0266238E6D38E337430CBD65C547> 
Email Security


 <https://www.facebook.com/lloydsbank?elqTrackId=d566b60566094999ae167add871bacb4&elq=b04d0f9109a24dbdad784a9f79f7df1b&elqaid=18152&elqat=1&elqCampaignId=2712&elqak=8AF5E1AACC04F94BF84847673BB7AF5815D178DA0266238E6D38E337430CBD65C547> 
<https://www.instagram.com/lloyds.bank?elqTrackId=f2a5ec0efde443a4b1265b55ec323f83&elq=b04d0f9109a24dbdad784a9f79f7df1b&elqaid=18152&elqat=1&elqCampaignId=2712&elqak=8AF538DCD58A77C6852C1B8F63B9C14955D578DA0266238E6D38E337430CBD65C547> 
<https://www.youtube.com/user/lloydsbankonline?elqTrackId=9d2473b0cf144fdc964f8bd101cb0b5f&elq=b04d0f9109a24dbdad784a9f79f7df1b&elqaid=18152&elqat=1&elqCampaignId=2712&elqak=8AF5D51D5781D834D738A9C8E8E924C4806E78DA0266238E6D38E337430CBD65C547>


Important informationWe send communications like this for legal reasons, to help you make the 
most of your accounts, or to let you know about changes to your accounts or 
services.Email address book – add us to make sure you get our emails.

How we use your information – review our privacy policy 
<https://www.lloydsbank.com/privacy.html?elqTrackId=daf11e2ebcd94981becad90e854da89c&elq=b04d0f9109a24dbdad784a9f79f7df1b&elqaid=18152&elqat=1&elqCampaignId=2712&elqcst=272&elqcsid=16713&elqak=8AF559BAE153787B3EA15CB2EF7E7A0B9A6278DA0266238E6D38E337430CBD65C547> 
.

To help us improve the emails we send you, we collect basic information from 
your device such as when they are opened. For more information please read 
our Cookies Policy 
<https://www.lloydsbank.com/cookies?elqTrackId=c3cb7bcaf5014849897204cee9cf03fc&elq=b04d0f9109a24dbdad784a9f79f7df1b&elqaid=18152&elqat=1&elqCampaignId=2712&elqcst=272&elqcsid=57433&elqak=8AF5D7B7EAEDD5DA8AC443109BE45D87943B78DA0266238E6D38E337430CBD65C547> 
.

What to expect from our emails

We will:
• Always include your name, last four digits of an account you have with us 
or part of your postcode.
• Sometimes include links to more information to help you.
• Sometimes send you links to our secure app, to take you straight to the 
information you need.

We will never:
• Send you to a web page that asks for your log in, personal or banking 
details.

If you're not sure that an email is from us:
• Forward it to emailscams@lloydsbanking.com 
<mailto:emailscams@lloydsbanking.com>  and then delete it.
• Speak to us to check. You could do this by messaging us from our app or 
online banking.

We have lots of information to keep you and your money safe on our website. 
Just visit our Fraud Hub 
<https://www.lloydsbank.com/help-guidance/protecting-yourself-from-fraud.html?elqTrackId=a2011e843a1c4d13881b18fdf708376f&elq=b04d0f9109a24dbdad784a9f79f7df1b&elqaid=18152&elqat=1&elqCampaignId=2712&elqcst=272&elqcsid=16710&elqak=8AF5C99EFF2E4D9A0EFD1BCAF862EA6CFEB778DA0266238E6D38E337430CBD65C547> 
.

If you need this communication in another format, such as large print, 
Braille or audio CD, please contact us.
You can call us using Relay UK if you have a hearing or speech impairment. 
There's more information on the Relay UK 
<https://www.relayuk.bt.com?elqTrackId=c59c9d0ef4524b318905aa851721008b&elq=b04d0f9109a24dbdad784a9f79f7df1b&elqaid=18152&elqat=1&elqCampaignId=2712&elqcst=272&elqcsid=16707&elqak=8AF54FC0D4DEC176D6A74F41F33B40F2B31B78DA0266238E6D38E337430CBD65C547> 
help pages.
SignVideo 
<https://www.lloydsbank.com/signvideo?elqTrackId=ebf3920cd79c4731b2dc8e9a61a0bd33&elq=b04d0f9109a24dbdad784a9f79f7df1b&elqaid=18152&elqat=1&elqCampaignId=2712&elqcst=272&elqcsid=16707&elqak=8AF5256D1F5D95F2971108FBF049015A044878DA0266238E6D38E337430CBD65C547> 
services are also available if you’re Deaf and use British Sign Language.
If you need support due to a disability please get in touch.Calls and online sessions may be monitored and recorded.

Lloyds and Lloyds Bank are trading names of Lloyds Bank plc. Registered 
Office: 25 Gresham Street, London, EC2V 7HN. Registered in England and Wales 
No.2065. Lloyds Bank plc is authorised by the Prudential Regulation 
Authority and regulated by the Financial Conduct Authority and the 
Prudential Regulation Authority under registration number 119278.

Halifax is a division of Bank of Scotland plc. Registered in Scotland No. 
SC327000. Registered Office: The Mound, Edinburgh EH1 1YZ. Bank of Scotland 
plc is authorised by the Prudential Regulation Authority and regulated by 
the Financial Conduct Authority and the Prudential Regulation Authority 
under registration number 169628.

Lloyds and Lloyds Bank are trading names of Bank of Scotland plc. Registered 
in Scotland No. SC327000. Registered Office: The Mound, Edinburgh EH1 1YZ. 
Bank of Scotland plc is authorised by the Prudential Regulation Authority 
and regulated by the Financial Conduct Authority and the Prudential 
Regulation Authority under registration number 169628.This information is correct as of July 2026 and is relevant to Lloyds Bank 
plc products and services only.

  <https://image.emails.lloydsbank.com/EloquaImages/clients/LloydsBankingGroup/%7B62bfd74b-401b-4e55-b596-d7aa6af4c3a4%7D_spacer.gif>

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			.cta_black:hover, .cta_black:active, .cta_white:hover, =
.cta_white:active, .cta_ghost:hover, .cta_ghost:active =
{text-decoration:underline !important}

			/* Outlook Dark mode Mac and Webmail overrides */
			[data-ogsb] .cta_black {border:1px solid #fffffe !important}
      [data-ogsb] .darkmode_img_desk {display:block !important}

			/* Thunderbird fix */
			@media screen and (-moz-device-pixel-ratio){
				.moz-text-html .t_d_block {display:block !important}
			}
		}
		/* MOBILE */
		@media only screen and (max-width:480px) {
			=
.m_h{display:none!important}.m_d_b{display:block!important}.m_d_ib{displa=
y:inline-block!important}.m_d_t{display:table!important}.m_d_f{display:fl=
ex!important}.m_bsbb{box-sizing:border-box!important}.m_mhunset{max-heigh=
t:unset!important}.m_minwunset{min-width:unset!important}.m_w25pc{width:2=
5%!important}.m_w50pc{width:50%!important}.m_w100pc{width:100%!important}=
.m_hauto{height:auto!important}.m_h300{height:300px!important}.m_hvw{heig=
ht:100vw!important}.m_h290{height:290px!important}.m_mauto{margin:auto!im=
portant}.m_p0{padding:0!important}.m_p8{padding:8px!important}.m_p0_12{pa=
dding:0px 12px!important}.m_p0_16{padding:0px =
16px!important}.m_p12{padding:12px!important}.m_p16{padding:16px!importan=
t}.m_p0_24{padding:0 24px!important}.m_p0_32{padding:0 =
32px!important}.m_p0_48{padding:0 48px!important}.m_p32_16{padding:32px=20
16px!important}.m_p24{padding:24px!important}.m_p32{padding:32px!importan=
t}.m_pl0{padding-left:0px!important}.m_pl16{padding-left:16px!important}.=
m_pl24{padding-left:24px!important}.m_pl30{padding-left:30px!important}.m=
_plr4{padding-left:4px!important;padding-right:4px!important}.m_plr8{padd=
ing-left:8px!important;padding-right:8px!important}.m_plr16{padding-left:=
16px!important;padding-right:16px!important}.m_plr24{padding-left:24px!im=
portant;padding-right:24px!important}.m_plr32{padding-left:32px!important=
;padding-right:32px!important}.m_pr0{padding-right:0px!important}.m_pr16{=
padding-right:16px!important}.m_pr24{padding-right:24px!important}.m_pr32=
{padding-right:32px!important}.m_pb0{padding-bottom:0px!important}.m_pb8{=
padding-bottom:8px!important}.m_pb16{padding-bottom:16px!important}.m_pb2=
4{padding-bottom:24px!important}.m_pb32{padding-bottom:32px!important}.m_=
pb40{padding-bottom:40px
!important}.m_pb64{padding-bottom:64px!important}.m_pt0{padding-top:0px!i=
mportant}.m_pt24{padding-top:24px!important}.m_pt32{padding-top:32px!impo=
rtant}.m_pt40{padding-top:40px!important}.m_sharedFooter{padding:20px 0 =
4px=20
0!important}.m_tac{text-align:center!important}.m_tal{text-align:left!imp=
ortant}.m_fnone{float:none!important}.m_fl{float:left!important}.m_fr{flo=
at:right!important}.m_clboth{clear:both!important}.m_nobg{background:none=
!important}.m_fs10{font-size:10px!important;line-height:14px!important}.m=
_fs12{font-size:12px!important;line-height:16px!important}.m_fs16{font-si=
ze:16px!important;line-height:20px!important}.m_fs24{font-size:24px!impor=
tant;line-height:26px!important}.m_fs32{font-size:32px!important;line-hei=
ght:36px!important}.m_fs40{font-size:40px!important;line-height:44px!impo=
rtant}.m_bt0{border-top:0!important}.m_bdr16{border-radius:16px;overflow:=
hidden}.m_bdr16_top{border-radius:16px 16px 0px =
0px!important}.m_bdr16_bottom{border-radius:0px 0px 16px =
16px!important}.m_footerButton{padding:24px =
0px!important;border-bottom:1px solid=20
#fffffe}.m_footerButton_last{border-bottom:none!important}.m_footerArrow{=
display:block!important}
		=09
			/* Gmail overrides */
			u~div .g_h {display:none !important}
			u~div .m_minwunset {min-width:unset !important; padding-left:24px =
!important; padding-right:24px !important}
			u~div .NMS_B_cell {width:100% !important; min-width:100% !important; =
padding-bottom:8px}
			u~div .m_plr64 {padding-left:24px !important; padding-right:24px =
!important}
			u~div .g_nobg_rnd {background-image:none !important; =
border-radius:16px !important; padding-top:32px}
			u~div .g_nobg_rnd_upper {background-image:none !important; =
border-radius:16px 16px 0 0 !important; padding-top:32px}
			u~div .g_nobg {background-image:none !important; padding-top:32px}
			u~div .g_bgnone {background-image:none !important}
		}

		@-webkit-keyframes bugfix{
			from{padding:0}
			to{padding:0}
		}

		@media yahoo {
			*{-ms-overflow-y:hidden!important;-ms-overflow-x:hidden!important}
			.y_bsbb{box-sizing:border-box !important}
		}

		@media (prefers-color-scheme:dark) {
			.d_lightText {color:#fffffe =
!important;-webkit-text-fill-color:#fffffe !important}
			.d_darkText {color:#000001 !important;-webkit-text-fill-color:#000001 =
!important}
		}
		/* Outlook.com dark mode overrides */
		[data-ogsc] .d_lightText{color:#fffffe !important; =
-webkit-text-fill-color:#fffffe !important}
		[data-ogsc] .d_darkText{color:#000001 !important; =
-webkit-text-fill-color:#000001 !important}
		[data-ogsb] .cta_ghost{border:1px solid #FFFFFE !important; =
color:#FFFFFE !important}
		[data-ogsb] .darkmode_img {display:block !important}
		[data-ogsb] .lightmode_img {display:none !important}
	</style>
	<style>
		/* Gmail Dark Mode overrides */
		@media only screen and (max-width:480px) {
			u ~ div .g_blend_screen {background:#000; mix-blend-mode:screen}
			u ~ div .g_blend_difference {background:#000; =
mix-blend-mode:difference}
			u ~ div .m_footerButton_last {border-bottom:none !important}
		}
	</style>
	<style>
		.m_footerButton_last\0{border-bottom:none!important}
		.oa_dib {display:inline-block !important}

		@media (min-resolution:1dpi) and (max-width:480px) {
			.oa_h\0 {display:none!important}
			.oa_w6pc\0 {width:6%!important}
			.oa_w29pc\0 {width:29%!important}
			.oa_w46pc\0 {width:46%!important}
			.oa_w61pc\0 {width:61%!important}
			.oa_w85pc\0 {width:85%!important}
		}
	</style>
	<!--[if gte mso 16]>
	<style>
		.keep-white {
			mso-style-textfill-type:gradient;
			mso-style-textfill-fill-gradientfill-stoplist:"0 \#FFFFFF 0 =
100000\,100000 \#FFFFFF 0 100000";
			color:#000000 !important;
		}
		.keep-black {
			mso-style-textfill-type:gradient;
			mso-style-textfill-fill-gradientfill-stoplist:"0 \#000000 1 =
100000\,99000 \#000000 1 100000";
			color:#ffffff !important;
		}
	</style>
	<![endif]-->
	<!--[if gte mso 9]>
	<style type=3D"text/css">
		v\:* { behavior:url(#default#VML); display:inline-block}
		o\:* { behavior:url(#default#VML); }
	</style>
	<xml>
		<o:OfficeDocumentSettings>
			<o:PixelsPerInch>96</o:PixelsPerInch>
		</o:OfficeDocumentSettings>
	</xml>
	<xml>
		<w:WordDocument xmlns:w=3D"urn:schemas-microsoft-com:office:word">
		<w:DontUseAdvancedTypographyReadingMail/>
		</w:WordDocument>
	</xml>
	<![endif]-->
	<!--[if gt mso 15]>
	<style type=3D"text/css" media=3D"all">
			/* Outlook 2016 Height/Pagebreak Fix */
			table, tr, td {border-collapse:collapse}
			tr { font-size:0px; line-height:0px; border-collapse:collapse; }
	</style>
	<![endif]-->
	<!--[if !mso]><!-- custom fonts -->
	<!-- Lloyds FONT DECLARATION - 'GUL and GUS' -->
	<link =
href=3D"https://image.commercialemails.lloydsbank.com/Web/LloydsBankingGr=
oup/{a727e539-e23d-4078-b0a5-6242fada62ff}_LB_budapest_base64_fonts.css" =
rel=3D"stylesheet">
	<style>/* FOR HEADINGS ONLY*/
		.f_GUL_U{font-family:'GT Ultra Lloyds =
Ultra',arial,helvetica,sans-serif !important; font-weight:800 =
!important} .f_GUL_BK{font-family:'GT Ultra Lloyds =
Black',arial,helvetica,sans-serif !important; font-weight:700 =
!important} .f_GUL_B{font-family:'GT Ultra Lloyds =
Bold',arial,helvetica,sans-serif !important; font-weight:600 !important} =
.f_GUL_R{font-family:'GT Ultra Lloyds =
Regular',arial,helvetica,sans-serif !important; font-weight:400 =
!important} .f_GUL_T{font-family:'GT Ultra Lloyds =
Thin',arial,helvetica,sans-serif !important; font-weight:300 !important} =
/* FOR BODY COPIES AND CTAS*/ .f_GUS_B{font-family:'GT Ultra Sans =
Bold',arial,helvetica,sans-serif !important; font-weight:600 !important} =
.f_GUS_R{font-family:'GT Ultra Sans Regular',arial,helvetica,sans-serif =
!important; font-weight:400 !important} .f_GUS_L{font-family:'GT Ultra =
Sans Light',arial,helvetica,sans-serif !important;=20
font-weight:300 !important}
	</style>

	<!--KINETIC ENABLER-->
	<link =
href=3D"https://image.emails.lloydsbank.com/Web/LloydsBankingGroup/{25e5c=
e9f-a6f3-4598-ba36-5ca1b7341d8f}_kinetic_enabler.css" =
rel=3D"stylesheet">
	<!--<![endif]-->
</head>
<body class=3D"m_w100pc f_GUS_R body" id=3D"body" bottommargin=3D"0" =
leftmargin=3D"0" rightmargin=3D"0" topmargin=3D"0" style=3D"border:0px =
none; padding:0px; margin:0px; text-align:center; font:0px/0px =
arial,helvetica,sans-serif; background-color:#f1f1f1; =
position:relative"><img =
src=3D'https://link.emails.lloydsbanking.com/e/FooterImages/FooterImage1?=
elq=3Db04d0f9109a24dbdad784a9f79f7df1b&siteid=3D794418472' alt=3D"" =
border=3D0 width=3D1px height=3D1px style=3D'display:block;'>


	<div style=3D"width:100%; height:100%; background-color:#f1f1f1; =
overflow:visible; font-size:0; line-height:0">
      	<!-- [H1a] Header - preheader and security text (calm green) -->
		<table class=3D"m_w100pc" border=3D"0" cellpadding=3D"0" =
cellspacing=3D"0" align=3D"center" width=3D"600" bgcolor=3D"#C8FFC6" =
style=3D"margin:auto; width:600px; background-color:#C8FFC6">
			<tbody><tr>
				<td class=3D"m_w100pc f_GUS_B" align=3D"left" style=3D"padding:16px; =
font-size:0; line-height:0; background-color:#f1f1f1; color:#000001; =
font-family:arial,helvetica,sans-serif; font-size:12px; =
line-height:16px; font-weight:bold">
					We=E2=80=99re being impersonated. Here=E2=80=99s how to spot the =
signs.
				</td>
			</tr>
			<tr>
				<td align=3D"left" style=3D"padding:16px; font-size:0; =
line-height:0">
					<table class=3D"m_w100pc" border=3D"0" cellpadding=3D"0" =
cellspacing=3D"0" align=3D"center" style=3D"margin:auto">
						<tbody><tr>
							<td width=3D"24" style=3D"padding-right: 8px">
								<div class=3D"darkmode_img" style=3D"mso-hide:all; =
display:none">
									<img class=3D"darkmode_img" alt=3D"image" =
src=3D"https://image.emails.lloydsbank.com/EloquaImages/clients/LloydsBan=
kingGroup/%7B30e7cef2-9ac7-40fb-bd53-1a69b0c3f299%7D_header_icon_DM.png" =
width=3D"24" style=3D"width: 24px; min-width:24px; height:auto; =
mso-hide:all; display:none; margin:0 auto">
								</div>
								<img class=3D"lightmode_img" alt=3D"image" =
src=3D"https://image.emails.lloydsbank.com/EloquaImages/clients/LloydsBan=
kingGroup/%7Bce69d53d-a125-437c-b19c-f12f939941fb%7D_header_icon_fill_cal=
mgreen.png" width=3D"24" style=3D"width: 24px; min-width:24px; =
height:auto">
							</td>
							<td class=3D"m_w100pc f_LBJ f_GUS_R" align=3D"left" =
style=3D"color:#333333; font-family:arial,helvetica,sans-serif; =
font-size:12px; line-height:16px; padding-bottom:5px;" =
width=3D"560"><span style=3D"display: inline !important;"><!-- =
LIVE_LB_SECURITY_HEADER_A -->We'll always include your name, <!-- =
LIVE_LB_SECURITY_HEADER_A END --></span>Mr Home<span style=3D"display: =
inline !important;"><!-- LIVE_LB_SECURITY_HEADER_B -->, and the last =
four digits of an account you have with us or part of your postcode =
(<!-- LIVE_LB_SECURITY_HEADER_B END --></span>4446<span =
style=3D"display: inline !important;"><!-- LIVE_LB_SECURITY_HEADER_C =
-->), so you know our emails are genuine.<!-- LIVE_LB_SECURITY_HEADER_C =
END --></span>
<!-- LIVE_LB_SECURITY_HEADER_UPDATE_C END -->
							</td>
						</tr>
					</tbody></table>
				</td>
			</tr>
		</tbody></table>
      	<!-- [2b] Hero (consumer) - secondary full width layout with H2 =
and CTA -->
		<table class=3D"m_w100pc" border=3D"0" cellpadding=3D"0" =
cellspacing=3D"0" align=3D"center" width=3D"600" bgcolor=3D"#C7FFC6" =
style=3D"margin:auto; background-color:#C7FFC6; width:600px">
			<tr>
				<td align=3D"left" valign=3D"top" style=3D"padding:32px; =
font-size:0; line-height:0">
					<table class=3D"m_w100pc m_mauto" border=3D"0" cellpadding=3D"0" =
cellspacing=3D"0" align=3D"center" width=3D"536" style=3D"margin:auto; =
width:536px">
						<tr>
							<td align=3D"left" valign=3D"top" style=3D"padding-bottom:24px">
								<div class=3D"darkmode_img" style=3D"mso-hide:all; =
display:none"><img alt=3D"Lloyds Bank" class=3D"darkmode_img" =
src=3D"https://image.emails.lloydsbank.com/EloquaImages/clients/LloydsBan=
kingGroup/%7B0be62af5-90dd-46d2-8543-ca0eff2183c8%7D_LB_Logo_Horse_Mark_D=
M.png" style=3D"width: 48px; height: auto; mso-hide:all; display:none; =
font-size:12px; line-height:16px; color:#000001; =
font-family:arial,helvetica,sans-serif" width=3D"48" /></div>
									<img alt=3D"Lloyds Bank" class=3D"lightmode_img" =
src=3D"https://image.emails.lloydsbank.com/EloquaImages/clients/LloydsBan=
kingGroup/%7B7f1afa01-b00e-4ae1-a9fa-28cae40b2739%7D_LB_Logo_Horse_Mark_C=
7FFC6.png" style=3D"width: 48px; display: block; height: auto; =
font-size:12px; line-height:16px; color:#000001; =
font-family:arial,helvetica,sans-serif" width=3D"48" />
							</td>
						</tr>
						<tr>
							<td class=3D"f_GUL_BK m_w100pc" align=3D"left" valign=3D"top" =
style=3D"color:#000001; font:bold 48px/52px arial,helvetica,sans-serif; =
mso-line-height-rule:exactly; letter-spacing:-0.02em; =
padding-bottom:64px">
							Are they really who they say they are?<!--USE THIS TO BREAK =
LONGER WORDS<p style=3D"word-break:break-all; =
margin:0">wrapLongWord</p>-->
							</td>
						</tr>
						<tr>
							<td class=3D"f_GUS_B" align=3D"left" valign=3D"bottom" =
style=3D"color:#000001; font:bold 16px/20px arial,helvetica,sans-serif; =
mso-line-height-rule:exactly; vertical-align:bottom">
									Spot the red flags.
							</td>
						</tr>
					</table>
					<!--[if gte mso 15]><br />&nbsp;<![endif]-->
				</td>
			</tr>
		</table>
		<table class=3D"m_w100pc" border=3D"0" cellpadding=3D"0" =
cellspacing=3D"0" align=3D"center" width=3D"600" style=3D"margin:auto; =
width:600px">
			<tr>
				<td align=3D"center" valign=3D"top" style=3D"font-size:0; =
line-height:0">
				=09
						<img class=3D"m_h" alt=3D"animation" =
src=3D"https://image.emails.lloydsbank.com/EloquaImages/clients/LloydsBan=
kingGroup/%7Bf34b3567-813d-4131-be95-814e8e33dc3d%7D_BMX00003499_LB_Scamm=
er-GIF_0625_V2_Desktop_1200x800.gif" width=3D"600" style=3D"width:600px; =
height:auto; color:#000001; font:16px/20px arial,helvetica,sans-serif; =
text-align:center"/>
						<!--[if !mso]><!-- mobile image -->
						<img class=3D"m_d_b m_w100pc" =
src=3D"https://image.emails.lloydsbank.com/EloquaImages/clients/LloydsBan=
kingGroup/%7Bc1f395d8-5e7c-47bc-aca2-5abd177e8788%7D_BMX00003499_LB_Scamm=
er-GIF_0625_V2_Mobile_730x730.gif" alt=3D"animation" width=3D"300" =
style=3D"display:none; height:auto; width:100%"/>
						<!--<![endif]-->
				=09
				</td>
			</tr>
		</table>
      	<!-- [3b] Text - H2, H4, copy and CTA -->
		<table class=3D"m_w100pc" border=3D"0" cellpadding=3D"0" =
cellspacing=3D"0" align=3D"center" width=3D"600" bgcolor=3D"#fffffe" =
style=3D"margin:auto; background-color:#fffffe; width:600px">
			<tr>
				<td align=3D"left" valign=3D"top" style=3D"padding:32px; =
font-size:0; line-height:0">
					<table class=3D"m_w100pc m_mauto" border=3D"0" cellpadding=3D"0" =
cellspacing=3D"0" align=3D"center" width=3D"536" =
style=3D"margin:auto;width:536px">
						<tr>
							<td class=3D"f_GUL_R" align=3D"left" style=3D"color:#000001; =
font:30px/34px arial,helvetica,sans-serif; mso-line-height-rule:exactly; =
letter-spacing:-0.02em;">
								Hello Robert,
							</td>
						</tr>
						<tr>
							<td class=3D"f_GUS_R" align=3D"left" style=3D"color:#000001; =
font:16px/20px arial,helvetica,sans-serif; mso-line-height-rule:exactly; =
padding-top:16px">
								Fraudsters are impersonating trusted companies like us. They're =
making it harder to spot by using tools like AI and they can contact you =
by email or phone.<br/><br/>
Knowing our golden rules can help to keep you safe, and they=E2=80=99ll =
never change.
							</td>
						</tr>
					</table>
				</td>
			</tr>
		</table>
      	<!-- [3d] Text - Icon overlap - inset coloured box -->
		<table class=3D"m_w100pc" align=3D"center" border=3D"0" =
cellpadding=3D"0" cellspacing=3D"0" width=3D"600" bgcolor=3D"#FFFFFE" =
height=3D"64" style=3D"width:600px; margin:auto; =
background-color:#FFFFFE">
			<tr>
				<td class=3D"m_p16" valign=3D"top" style=3D"padding:32px">
					<table class=3D"m_w100pc" border=3D"0" cellpadding=3D"0" =
cellspacing=3D"0" align=3D"center" width=3D"536" style=3D"margin:auto; =
width:536px">
						<!--[if !mso]><!-- non-outlook -->
						<tr>
							<td class=3D"m_w25pc" height=3D"32" style=3D"height:32px; =
width:236px">&nbsp;</td>
							<td class=3D"m_w50pc" rowspan=3D"2" width=3D"64" height=3D"64" =
style=3D"height:64px; width:64px; text-align:center">
								<img =
src=3D"https://image.emails.lloydsbank.com/EloquaImages/clients/LloydsBan=
kingGroup/%7B2427f358-c809-4b27-9a15-9cb3025e19d6%7D_Icon_circle.png" =
alt=3D"icon" width=3D"64" style=3D"width:64px; min-width:64px; =
height:auto; z-index:3; color:#000001; font:bold 12px/16px =
arial,helvetica,sans-serif; text-align:center">
							</td>
							<td class=3D"m_w25pc" height=3D"32" style=3D"height:32px; =
width:236px">&nbsp;</td>
						</tr>
						<tr>
							<td class=3D"m_w100pc" colspan=3D"3" bgcolor=3D"#C7FFC6" =
height=3D"32" style=3D"background-color:#C7FFC6; height:32px; =
width:auto; border-radius:16px 16px 0px 0px">
								&nbsp;
							</td>
						</tr>
						<!--<![endif]-->
						<!--[if gte mso 9]>
							<tr><td height=3D"32" style=3D"font-size:0; =
line-height:0;">&nbsp;</td></tr>
							<v:image xmlns:v=3D"urn:schemas-microsoft-com:vml" =
style=3D"top:0px; left:236px; width:64px; height:64px; z-index:2; =
position:relative" =
src=3D"https://image.emails.lloydsbank.com/EloquaImages/clients/LloydsBan=
kingGroup/%7B2427f358-c809-4b27-9a15-9cb3025e19d6%7D_Icon_circle.png"/>
						<![endif]-->
					</table>
					<table class=3D"m_w100pc" border=3D"0" cellpadding=3D"0" =
cellspacing=3D"0" align=3D"center" width=3D"536" style=3D"margin:auto; =
width:536px">
						<tr>
							<td colspan=3D"3" valign=3D"top" bgcolor=3D"#C7FFC6" =
style=3D"background:#C7FFC6; padding:24px 24px 32px 24px; =
mso-padding-alt:56px 0px 32px 0px; border-radius:0px 0px 16px 16px">
								<table class=3D"m_w100pc m_mauto" border=3D"0" cellpadding=3D"0" =
cellspacing=3D"0" align=3D"center" width=3D"488" style=3D"margin:auto; =
width:488px">
									<tr>
										<td class=3D"m_w100pc f_GUL_R" align=3D"center" =
style=3D"color:#000001; font:30px/34px arial,helvetica,sans-serif; =
mso-line-height-rule:exactly; letter-spacing:-0.02em; ">					Check the =
source
										</td>
									</tr>
									<tr>
										<td class=3D"f_GUS_R" align=3D"left" style=3D"color:#000001; =
font:16px/20px arial,helvetica,sans-serif; mso-line-height-rule:exactly; =
text-decoration:none; padding-top:24px">Fraudsters will pretend to be =
someone you trust. They may:
										</td>
									</tr>
									<tr>
										<td valign=3D"top">
											<table border=3D"0" cellpadding=3D"0" cellspacing=3D"0" =
align=3D"left">
												<tr>
													<td class=3D"f_GUS_R" align=3D"left" valign=3D"top" =
width=3D"24" style=3D"color:#11B67A; font:36px/20px =
arial,helvetica,sans-serif; mso-line-height-rule:exactly; =
mso-text-raise:-6px; width:24px; padding-top:24px">
														&bull;
													</td>
													<td class=3D"f_GUS_R" align=3D"left" =
style=3D"color:#000001; font:16px/20px arial,helvetica,sans-serif; =
mso-line-height-rule:exactly; padding-top:24px">
														ask you to provide your personal details
													</td>
												</tr>
												<tr>
													<td class=3D"f_GUS_R" align=3D"left" valign=3D"top" =
width=3D"24" style=3D"color:#11B67A; font:36px/20px =
arial,helvetica,sans-serif; mso-line-height-rule:exactly; =
mso-text-raise:-6px; width:24px; padding-top:16px">
														&bull;
													</td>
													<td class=3D"f_GUS_R" align=3D"left" =
style=3D"color:#000001; font:16px/20px arial,helvetica,sans-serif; =
mso-line-height-rule:exactly; padding-top:16px">
														pretend to be a family member or friend
													</td>
												</tr>
                                              	<tr>
													<td class=3D"f_GUS_R" align=3D"left" valign=3D"top" =
width=3D"24" style=3D"color:#11B67A; font:36px/20px =
arial,helvetica,sans-serif; mso-line-height-rule:exactly; =
mso-text-raise:-6px; width:24px; padding-top:16px">
														&bull;
													</td>
													<td class=3D"f_GUS_R" align=3D"left" =
style=3D"color:#000001; font:16px/20px arial,helvetica,sans-serif; =
mso-line-height-rule:exactly; padding-top:16px">
														pretend to be a bank, the police or another trusted =
organisation.
													</td>
												</tr>
											</table>
										</td>
									</tr>
								</table>
							</td>
						</tr>
					</table>
				</td>
			</tr>
		</table>
      	<!-- [3d] Text - Icon overlap - inset coloured box -->
		<table class=3D"m_w100pc" align=3D"center" border=3D"0" =
cellpadding=3D"0" cellspacing=3D"0" width=3D"600" bgcolor=3D"#FFFFFE" =
height=3D"64" style=3D"width:600px; margin:auto; =
background-color:#FFFFFE">
			<tr>
				<td class=3D"m_p16" valign=3D"top" style=3D"padding:16px 32px 32px =
32px">
					<table class=3D"m_w100pc" border=3D"0" cellpadding=3D"0" =
cellspacing=3D"0" align=3D"center" width=3D"536" style=3D"margin:auto; =
width:536px">
						<!--[if !mso]><!-- non-outlook -->
						<tr>
							<td class=3D"m_w25pc" height=3D"32" style=3D"height:32px; =
width:236px">&nbsp;</td>
							<td class=3D"m_w50pc" rowspan=3D"2" width=3D"64" height=3D"64" =
style=3D"height:64px; width:64px; text-align:center">
								<img =
src=3D"https://image.emails.lloydsbank.com/EloquaImages/clients/LloydsBan=
kingGroup/%7B8fd92c51-7007-403b-9a42-578cd1fd403c%7D_Icon_circle_2.png" =
alt=3D"icon" width=3D"64" style=3D"width:64px; min-width:64px; =
height:auto; z-index:3; color:#000001; font:bold 12px/16px =
arial,helvetica,sans-serif; text-align:center">
							</td>
							<td class=3D"m_w25pc" height=3D"32" style=3D"height:32px; =
width:236px">&nbsp;</td>
						</tr>
						<tr>
							<td class=3D"m_w100pc" colspan=3D"3" bgcolor=3D"#024731" =
height=3D"32" style=3D"background-color:#024731; height:32px; =
width:auto; border-radius:16px 16px 0px 0px">
								&nbsp;
							</td>
						</tr>
						<!--<![endif]-->
						<!--[if gte mso 9]>
							<tr><td height=3D"32" style=3D"font-size:0; =
line-height:0;">&nbsp;</td></tr>
							<v:image xmlns:v=3D"urn:schemas-microsoft-com:vml" =
style=3D"top:0px; left:236px; width:64px; height:64px; z-index:2; =
position:relative" =
src=3D"https://image.emails.lloydsbank.com/EloquaImages/clients/LloydsBan=
kingGroup/%7B8fd92c51-7007-403b-9a42-578cd1fd403c%7D_Icon_circle_2.png"/>=

						<![endif]-->
					</table>
					<table class=3D"m_w100pc" border=3D"0" cellpadding=3D"0" =
cellspacing=3D"0" align=3D"center" width=3D"536" style=3D"margin:auto; =
width:536px">
						<tr>
							<td colspan=3D"3" valign=3D"top" bgcolor=3D"#024731" =
style=3D"background:#024731; padding:24px 24px 32px 24px; =
mso-padding-alt:56px 0px 32px 0px; border-radius:0px 0px 16px 16px">
								<table class=3D"m_w100pc m_mauto" border=3D"0" cellpadding=3D"0" =
cellspacing=3D"0" align=3D"center" width=3D"488" style=3D"margin:auto; =
width:488px">
									<tr>
										<td class=3D"m_w100pc f_GUL_R" align=3D"center" =
style=3D"color:#fffffe; font:30px/34px arial,helvetica,sans-serif; =
mso-line-height-rule:exactly; letter-spacing:-0.02em; ">					Know the =
signs
										</td>
									</tr>
									<tr>
										<td class=3D"f_GUS_R" align=3D"left" style=3D"color:#fffffe; =
font:16px/20px arial,helvetica,sans-serif; mso-line-height-rule:exactly; =
text-decoration:none; padding-top:24px">Fraudsters will often play on =
emotions to get you to act. They=E2=80=99ll create:
										</td>
									</tr>
									<tr>
										<td valign=3D"top">
											<table border=3D"0" cellpadding=3D"0" cellspacing=3D"0" =
align=3D"left">
												<tr>
													<td class=3D"f_GUS_R" align=3D"left" valign=3D"top" =
width=3D"24" style=3D"color:#0BE248; font:36px/20px =
arial,helvetica,sans-serif; mso-line-height-rule:exactly; =
mso-text-raise:-6px; width:24px; padding-top:24px">
														&bull;
													</td>
													<td class=3D"f_GUS_R" align=3D"left" =
style=3D"color:#fffffe; font:16px/20px arial,helvetica,sans-serif; =
mso-line-height-rule:exactly; padding-top:24px">
                                                      <strong =
class=3D"f_GUS_B" style=3D"font-weight:bold">fear</strong> by telling =
you that something bad is happening
													</td>
												</tr>
												<tr>
													<td class=3D"f_GUS_R" align=3D"left" valign=3D"top" =
width=3D"24" style=3D"color:#0BE248; font:36px/20px =
arial,helvetica,sans-serif; mso-line-height-rule:exactly; =
mso-text-raise:-6px; width:24px; padding-top:16px">
														&bull;
													</td>
													<td class=3D"f_GUS_R" align=3D"left" =
style=3D"color:#fffffe; font:16px/20px arial,helvetica,sans-serif; =
mso-line-height-rule:exactly; padding-top:16px">
                                                      <strong =
class=3D"f_GUS_B" style=3D"font-weight:bold">urgency</strong> to ensure =
you act immediately or it will get worse
													</td>
												</tr>
                                              	<tr>
													<td class=3D"f_GUS_R" align=3D"left" valign=3D"top" =
width=3D"24" style=3D"color:#0BE248; font:36px/20px =
arial,helvetica,sans-serif; mso-line-height-rule:exactly; =
mso-text-raise:-6px; width:24px; padding-top:16px">
														&bull;
													</td>
													<td class=3D"f_GUS_R" align=3D"left" =
style=3D"color:#fffffe; font:16px/20px arial,helvetica,sans-serif; =
mso-line-height-rule:exactly; padding-top:16px">
                                                      <strong =
class=3D"f_GUS_B" style=3D"font-weight:bold">pressure</strong> by asking =
you to act without stopping to verify their claims.
													</td>
												</tr>
											</table>
										</td>
									</tr>
								</table>
							</td>
						</tr>
					</table>
				</td>
			</tr>
		</table>
      	<!-- [3d] Text - Icon overlap - inset coloured box -->
		<table class=3D"m_w100pc" align=3D"center" border=3D"0" =
cellpadding=3D"0" cellspacing=3D"0" width=3D"600" bgcolor=3D"#FFFFFE" =
height=3D"64" style=3D"width:600px; margin:auto; =
background-color:#FFFFFE">
			<tr>
				<td class=3D"m_p16" valign=3D"top" style=3D"padding:16px 32px 32px =
32px">
					<table class=3D"m_w100pc" border=3D"0" cellpadding=3D"0" =
cellspacing=3D"0" align=3D"center" width=3D"536" style=3D"margin:auto; =
width:536px">
						<!--[if !mso]><!-- non-outlook -->
						<tr>
							<td class=3D"m_w25pc" height=3D"32" style=3D"height:32px; =
width:236px">&nbsp;</td>
							<td class=3D"m_w50pc" rowspan=3D"2" width=3D"64" height=3D"64" =
style=3D"height:64px; width:64px; text-align:center">
								<img =
src=3D"https://image.emails.lloydsbank.com/EloquaImages/clients/LloydsBan=
kingGroup/%7Bfad048a6-0ff5-4bea-baa3-cb4fe5bb5802%7D_Icon_circle_3.png" =
alt=3D"icon" width=3D"64" style=3D"width:64px; min-width:64px; =
height:auto; z-index:3; color:#000001; font:bold 12px/16px =
arial,helvetica,sans-serif; text-align:center">
							</td>
							<td class=3D"m_w25pc" height=3D"32" style=3D"height:32px; =
width:236px">&nbsp;</td>
						</tr>
						<tr>
							<td class=3D"m_w100pc" colspan=3D"3" bgcolor=3D"#323233" =
height=3D"32" style=3D"background-color:#323233; height:32px; =
width:auto; border-radius:16px 16px 0px 0px">
								&nbsp;
							</td>
						</tr>
						<!--<![endif]-->
						<!--[if gte mso 9]>
							<tr><td height=3D"32" style=3D"font-size:0; =
line-height:0;">&nbsp;</td></tr>
							<v:image xmlns:v=3D"urn:schemas-microsoft-com:vml" =
style=3D"top:0px; left:236px; width:64px; height:64px; z-index:2; =
position:relative" =
src=3D"https://image.emails.lloydsbank.com/EloquaImages/clients/LloydsBan=
kingGroup/%7Bfad048a6-0ff5-4bea-baa3-cb4fe5bb5802%7D_Icon_circle_3.png"/>=

						<![endif]-->
					</table>
					<table class=3D"m_w100pc" border=3D"0" cellpadding=3D"0" =
cellspacing=3D"0" align=3D"center" width=3D"536" style=3D"margin:auto; =
width:536px">
						<tr>
							<td colspan=3D"3" valign=3D"top" bgcolor=3D"#323233" =
style=3D"background:#323233; padding:24px 24px 32px 24px; =
mso-padding-alt:56px 0px 32px 0px; border-radius:0px 0px 16px 16px">
								<table class=3D"m_w100pc m_mauto" border=3D"0" cellpadding=3D"0" =
cellspacing=3D"0" align=3D"center" width=3D"488" style=3D"margin:auto; =
width:488px">
									<tr>
										<td class=3D"m_w100pc f_GUL_R" align=3D"center" =
style=3D"color:#fffffe; font:30px/34px arial,helvetica,sans-serif; =
mso-line-height-rule:exactly; letter-spacing:-0.02em; ">					Remember =
our golden rules
										</td>
									</tr>
									<tr>
										<td class=3D"f_GUS_R" align=3D"left" style=3D"color:#fffffe; =
font:16px/20px arial,helvetica,sans-serif; mso-line-height-rule:exactly; =
text-decoration:none; padding-top:24px">We=E2=80=99ll=C2=A0never contact =
you asking you to:
										</td>
									</tr>
									<tr>
										<td valign=3D"top">
											<table border=3D"0" cellpadding=3D"0" cellspacing=3D"0" =
align=3D"left">
												<tr>
													<td class=3D"f_GUS_R" align=3D"left" valign=3D"top" =
width=3D"24" style=3D"color:#0BE248; font:36px/20px =
arial,helvetica,sans-serif; mso-line-height-rule:exactly; =
mso-text-raise:-6px; width:24px; padding-top:24px">
														&bull;
													</td>
													<td class=3D"f_GUS_R" align=3D"left" =
style=3D"color:#fffffe; font:16px/20px arial,helvetica,sans-serif; =
mso-line-height-rule:exactly; padding-top:24px">
                                                      share or reset a =
passcode, password or full banking details
													</td>
												</tr>
												<tr>
													<td class=3D"f_GUS_R" align=3D"left" valign=3D"top" =
width=3D"24" style=3D"color:#0BE248; font:36px/20px =
arial,helvetica,sans-serif; mso-line-height-rule:exactly; =
mso-text-raise:-6px; width:24px; padding-top:16px">
														&bull;
													</td>
													<td class=3D"f_GUS_R" align=3D"left" =
style=3D"color:#fffffe; font:16px/20px arial,helvetica,sans-serif; =
mso-line-height-rule:exactly; padding-top:16px">
                                                      move money to =
another account
													</td>
												</tr>
                                              	<tr>
													<td class=3D"f_GUS_R" align=3D"left" valign=3D"top" =
width=3D"24" style=3D"color:#0BE248; font:36px/20px =
arial,helvetica,sans-serif; mso-line-height-rule:exactly; =
mso-text-raise:-6px; width:24px; padding-top:16px">
														&bull;
													</td>
													<td class=3D"f_GUS_R" align=3D"left" =
style=3D"color:#fffffe; font:16px/20px arial,helvetica,sans-serif; =
mso-line-height-rule:exactly; padding-top:16px">
                                                      log in or verify =
yourself using a link or QR code
													</td>
												</tr>
                                              	<tr>
													<td class=3D"f_GUS_R" align=3D"left" valign=3D"top" =
width=3D"24" style=3D"color:#0BE248; font:36px/20px =
arial,helvetica,sans-serif; mso-line-height-rule:exactly; =
mso-text-raise:-6px; width:24px; padding-top:16px">
														&bull;
													</td>
													<td class=3D"f_GUS_R" align=3D"left" =
style=3D"color:#fffffe; font:16px/20px arial,helvetica,sans-serif; =
mso-line-height-rule:exactly; padding-top:16px">
                                                      screenshare your =
device.
													</td>
												</tr>
											</table>
										</td>
									</tr>
								</table>
							</td>
						</tr>
					</table>
				</td>
			</tr>
		</table>
      	<!-- [3c] Text - Icon overlap - full width -->
		<table class=3D"m_w100pc" align=3D"center" border=3D"0" =
cellpadding=3D"0" cellspacing=3D"0" width=3D"600" bgcolor=3D"#fffffe" =
style=3D"width:600px; margin:auto; background-color:#fffffe">
			<!--[if !mso]><!-- non-outlook -->
			<tr>
				<td class=3D"m_w25pc" height=3D"32" style=3D"height:32px; =
width:268px">&nbsp;</td>
				<td class=3D"m_w50pc" rowspan=3D"2" width=3D"64" height=3D"64" =
style=3D"height:64px; width:64px; text-align:center">
					<img =
src=3D"https://image.emails.lloydsbank.com/EloquaImages/clients/LloydsBan=
kingGroup/%7B7330dd76-e8af-4b6c-bc21-6902665c9116%7D_Icon_circle_exclamat=
ion.png" alt=3D"icon" width=3D"64" style=3D"width:64px; min-width:64px; =
height:auto; z-index:3; color:#000001; font:12px/16px =
arial,helvetica,sans-serif; text-align:center">
				</td>
				<td class=3D"m_w25pc" height=3D"32" style=3D"height:32px; =
width:268px">&nbsp;</td>
			</tr>
			<tr>
				<td class=3D"m_w100pc" colspan=3D"3" bgcolor=3D"#C7FFC6" =
height=3D"32" style=3D"background-color:#C7FFC6; height:32px; =
width:auto">
					&nbsp;
				</td>
			</tr>
			<!--<![endif]-->
			<!--[if gte mso 9]>
				<tr><td height=3D"32" style=3D"font-size:0; =
line-height:0;">&nbsp;</td></tr>
				<v:image xmlns:v=3D"urn:schemas-microsoft-com:vml" style=3D"top:0px; =
left:268px; width:64px; height:64px; z-index:2; position:relative" =
src=3D"https://image.emails.lloydsbank.com/EloquaImages/clients/LloydsBan=
kingGroup/%7B7330dd76-e8af-4b6c-bc21-6902665c9116%7D_Icon_circle_exclamat=
ion.png""/>
			<![endif]-->
		</table>
		<table class=3D"m_w100pc" align=3D"center" border=3D"0" =
cellpadding=3D"0" cellspacing=3D"0" width=3D"600" style=3D"width:600px; =
margin:auto">
			<tr>
				<td colspan=3D"3" valign=3D"top" bgcolor=3D"#C7FFC6" =
style=3D"background:#C7FFC6; padding:24px 32px 32px 32px; =
mso-padding-alt:56px 32px 32px 32px">
					<table class=3D"m_w100pc m_mauto" border=3D"0" cellpadding=3D"0" =
cellspacing=3D"0" align=3D"center" width=3D"536" style=3D"margin:auto; =
width:536px">
						<tr>
							<td class=3D"f_GUS_B" align=3D"center" style=3D"color:#000001; =
font: bold 16px/20px arial,helvetica,sans-serif; =
mso-line-height-rule:exactly; text-decoration:none;">If you see these =
signs of fraud, end the interaction immediately. You can dial a trusted =
number that=E2=80=99s saved on your phone or on a genuine company =
website.
							</td>
						</tr>
					</table>
				</td>
			</tr>
		</table>
      	<!-- [4b] Image banner (swap) -->
		<table class=3D"m_w100pc" border=3D"0" cellpadding=3D"0" =
cellspacing=3D"0" align=3D"center" width=3D"600" style=3D"margin:auto; =
width:600px">
			<tr>
				<td align=3D"center" valign=3D"top" style=3D"font-size:0px; =
line-height:0px">
				=09
						<img class=3D"m_h" alt=3D"DarkHorse logo" =
src=3D"https://image.emails.lloydsbank.com/EloquaImages/clients/LloydsBan=
kingGroup/%7Bad3b77c8-25c1-4703-9b8b-d490f9af2b72%7D_4b_DarkHorse_desktop=
.png" width=3D"600" style=3D"width:600px; height:auto; color:#000001; =
font:16px/20px arial,helvetica,sans-serif; text-align:center"/>
						<!--[if !mso]><!-- mobile image -->
						<img class=3D"m_d_b m_w100pc" =
src=3D"https://image.emails.lloydsbank.com/EloquaImages/clients/LloydsBan=
kingGroup/%7B8a559f87-10fd-4277-a46b-6fdedd317438%7D_4b_DarkHorse_mobile.=
png" alt=3D"DarkHorse logo" width=3D"300" style=3D"display:none; =
height:auto; width:100%"/>
						<!--<![endif]-->
				=09
				</td>
			</tr>
		</table>

      	<!-- [14a] Survey (rating) -->
<table align=3D"center" bgcolor=3D"#fffffe" border=3D"0" =
cellpadding=3D"0" cellspacing=3D"0" class=3D"m_w100pc" =
style=3D"margin:auto; background-color:#fffffe; width:600px" =
width=3D"600">
	<tbody>
		<tr>
			<td align=3D"left" class=3D"f_GUL_B" style=3D"color:#000001; =
font:bold 20px/24px arial,helvetica,sans-serif; =
mso-line-height-rule:exactly; padding:32px 32px 0 32px">At Lloyds, we =
want you to be happy with the communications we share with you. How =
happy were you to receive this email?</td>
		</tr>
		<tr>
			<td align=3D"left" class=3D"f_GUS_R" style=3D"color:#000001; =
font:16px/20px arial,helvetica,sans-serif; mso-line-height-rule:exactly; =
font-weight:normal; text-decoration:none; padding:16px 32px 24px =
32px">We may use your answer to improve our communications and their =
relevancy to you.</td>
		</tr>
		<tr>
			<td align=3D"center" class=3D"m_pb32 m_plr16" style=3D"padding:0px =
32px 22px 32px; vertical-align:top" valign=3D"top"><!--[if mso | =
ie]><table border=3D"0" cellpadding=3D"0" cellspacing=3D"0" =
align=3D"center" style=3D"margin:auto"><tr><td><![endif]-->
			<div class=3D"m_d_b" style=3D"display:flex; justify-content:center">
			<table align=3D"left" border=3D"0" cellpadding=3D"0" =
cellspacing=3D"0" class=3D"m_w100pc" style=3D"margin:0 auto; =
vertical-align:top; width:108px" width=3D"108">
				<tbody>
					<tr>
						<td style=3D"padding-bottom:10px"><a class=3D"m_h" =
href=3D"https://link.emails.lloydsbank.com/e/f2.aspx?elqFormName=3Dc-sat_=
ltb&elqSiteID=3D794418472
								=
&elqconid=3DCLLOB000006694047&emailName=3DLIVE_BCE_LTB_FRAUD%20%7CDHAFT26=
_IMPERSONATION_NMI_20260624&brcd=3DLTB&unid=3D1201405357299&ptid=3D100600=
95&tid=3DDHL01&score=3D1&elqTrackId=3Dd1121599d7bd4d169747c141dfd8abe7&el=
q=3Db04d0f9109a24dbdad784a9f79f7df1b&elqaid=3D18152&elqat=3D1&elqCampaign=
Id=3D2712&elqak=3D8AF522C92AF40849767204127045E84F011178DA0266238E6D38E33=
7430CBD65C547" target=3D"_blank" title=3D"Very unhappy">
<img alt=3D"Very unhappy" =
src=3D"https://image.emails.lloydsbank.com/EloquaImages/clients/LloydsBan=
kingGroup/%7Bd38f3b5b-e765-4ccc-9fa8-64a455f5d8d7%7D_Survey_Very_Unhappy_=
Desk.png" style=3D"display:inline-block; width:100px; height:100px; =
border:0; background-color:#C7FFC6; border-radius:8px; =
text-align:center; color:#000001; font-size:16px; line-height:24px" =
width=3D"96" /> </a> <!--[if !mso]><!-- mobile image --> <a =
class=3D"m_d_b" =
href=3D"https://link.emails.lloydsbank.com/e/f2.aspx?elqFormName=3Dc-sat_=
ltb&elqSiteID=3D794418472
								=
&elqconid=3DCLLOB000006694047&emailName=3DLIVE_BCE_LTB_FRAUD%20%7CDHAFT26=
_IMPERSONATION_NMI_20260624&brcd=3DLTB&unid=3D1201405357299&ptid=3D100600=
95&tid=3DDHL01&score=3D1&elqTrackId=3D27c11f49d5c6493f8b7064fb2d33bb81&el=
q=3Db04d0f9109a24dbdad784a9f79f7df1b&elqaid=3D18152&elqat=3D1&elqCampaign=
Id=3D2712&elqak=3D8AF5CD368E40A926D61B806618B84DD0677778DA0266238E6D38E33=
7430CBD65C547" target=3D"_blank" title=3D"Very unhappy">
 <img alt=3D"Very unhappy" class=3D"m_d_b m_w100pc" =
src=3D"https://image.emails.lloydsbank.com/EloquaImages/clients/LloydsBan=
kingGroup/%7B0fa3502a-81b9-4320-a495-d5e2d5ecc0b8%7D_Survey_Very_Unhappy_=
Mob.png" style=3D"display:none; height:auto; width:100%; =
min-width:260px; min-height:39px; border:0" /> </a> =
<!--[endif]----></td>
						<td class=3D"m_h" style=3D"font-size:1px; line-height:1px; =
width:10px">&nbsp;</td>
					</tr>
				</tbody>
			</table>
			<!--[if mso | ie]></td><td><![endif]-->

			<table align=3D"left" border=3D"0" cellpadding=3D"0" =
cellspacing=3D"0" class=3D"m_w100pc" style=3D"margin:0 auto; =
vertical-align:top; width:108px" width=3D"108">
				<tbody>
					<tr>
						<td style=3D"padding-bottom:10px"><a class=3D"m_h" =
href=3D"https://link.emails.lloydsbank.com/e/f2.aspx?elqFormName=3Dc-sat_=
ltb&elqSiteID=3D794418472
								=
&elqconid=3DCLLOB000006694047&emailName=3DLIVE_BCE_LTB_FRAUD%20%7CDHAFT26=
_IMPERSONATION_NMI_20260624&brcd=3DLTB&unid=3D1201405357299&ptid=3D100600=
95&tid=3DDHL01&score=3D2&elqTrackId=3D3d081586a64946a89589a21d86f51eef&el=
q=3Db04d0f9109a24dbdad784a9f79f7df1b&elqaid=3D18152&elqat=3D1&elqCampaign=
Id=3D2712&elqak=3D8AF551B96BFF196135381F940ACD7633B59178DA0266238E6D38E33=
7430CBD65C547" target=3D"_blank" title=3D"Fairly unhappy">
<img alt=3D"Fairly unhappy" =
src=3D"https://image.emails.lloydsbank.com/EloquaImages/clients/LloydsBan=
kingGroup/%7B717adfb1-f06b-46b4-a238-580a4727e4c2%7D_Survey_Fairly_Unhapp=
y_Desk.png" style=3D"display:inline-block; width:100px; height:100px; =
border:0; background-color:#C7FFC6; border-radius:8px; =
text-align:center; color:#000001; font-size:16px; line-height:24px" =
width=3D"96" /> </a> <!--[if !mso]><!-- mobile image --> <a =
class=3D"m_d_b" =
href=3D"https://link.emails.lloydsbank.com/e/f2.aspx?elqFormName=3Dc-sat_=
ltb&elqSiteID=3D794418472
								=
&elqconid=3DCLLOB000006694047&emailName=3DLIVE_BCE_LTB_FRAUD%20%7CDHAFT26=
_IMPERSONATION_NMI_20260624&brcd=3DLTB&unid=3D1201405357299&ptid=3D100600=
95&tid=3DDHL01&score=3D2&elqTrackId=3Dce98efce840341afa9edcecfc749ecd9&el=
q=3Db04d0f9109a24dbdad784a9f79f7df1b&elqaid=3D18152&elqat=3D1&elqCampaign=
Id=3D2712&elqak=3D8AF55677FA5BB271770376E610E6D9636FA378DA0266238E6D38E33=
7430CBD65C547" target=3D"_blank" title=3D"Fairly unhappy">
 <img alt=3D"Fairly unhappy" class=3D"m_d_b m_w100pc" =
src=3D"https://image.emails.lloydsbank.com/EloquaImages/clients/LloydsBan=
kingGroup/%7B8832ca49-c3b9-47bb-bc3b-eca9cbdaf783%7D_Survey_Fairly_Unhapp=
y_Mob.png" style=3D"display:none; height:auto; width:100%; =
min-width:260px; min-height:39px; border:0" /> </a> =
<!--[endif]----></td>
						<td class=3D"m_h" style=3D"font-size:1px; line-height:1px; =
width:10px">&nbsp;&nbsp;</td>
					</tr>
				</tbody>
			</table>
			<!--[if mso | ie]></td><td><![endif]-->

			<table align=3D"left" border=3D"0" cellpadding=3D"0" =
cellspacing=3D"0" class=3D"m_w100pc" style=3D"margin:0 auto; =
vertical-align:top; width:108px" width=3D"108">
				<tbody>
					<tr>
						<td style=3D"padding-bottom:10px"><a class=3D"m_h" =
href=3D"https://link.emails.lloydsbank.com/e/f2.aspx?elqFormName=3Dc-sat_=
ltb&elqSiteID=3D794418472
								=
&elqconid=3DCLLOB000006694047&emailName=3DLIVE_BCE_LTB_FRAUD%20%7CDHAFT26=
_IMPERSONATION_NMI_20260624&brcd=3DLTB&unid=3D1201405357299&ptid=3D100600=
95&tid=3DDHL01&score=3D3&elqTrackId=3Dc3ba3b649d47452fb3b75f9ac8162c1b&el=
q=3Db04d0f9109a24dbdad784a9f79f7df1b&elqaid=3D18152&elqat=3D1&elqCampaign=
Id=3D2712&elqak=3D8AF5A91129506C75AAE6322BB9205151C08178DA0266238E6D38E33=
7430CBD65C547" target=3D"_blank" title=3D"Neither happy or unhappy">
<img alt=3D"Neither happy or unhappy" =
src=3D"https://image.emails.lloydsbank.com/EloquaImages/clients/LloydsBan=
kingGroup/%7B850b7090-38c1-454e-8d62-6a4a90413d81%7D_Survey_Neither_Desk.=
png" style=3D"display:inline-block; width:100px; height:100px; border:0; =
background-color:#C7FFC6; border-radius:8px; text-align:center; =
color:#000001; font-size:16px; line-height:24px" width=3D"96" /></a> =
<!--[if !mso]><!-- mobile image --> <a class=3D"m_d_b" =
href=3D"https://link.emails.lloydsbank.com/e/f2.aspx?elqFormName=3Dc-sat_=
ltb&elqSiteID=3D794418472
								=
&elqconid=3DCLLOB000006694047&emailName=3DLIVE_BCE_LTB_FRAUD%20%7CDHAFT26=
_IMPERSONATION_NMI_20260624&brcd=3DLTB&unid=3D1201405357299&ptid=3D100600=
95&tid=3DDHL01&score=3D3&elqTrackId=3D7b8dfa24ef3744da8c9e589fe9c2fe8d&el=
q=3Db04d0f9109a24dbdad784a9f79f7df1b&elqaid=3D18152&elqat=3D1&elqCampaign=
Id=3D2712&elqak=3D8AF5D59DE6A3DE982F3DFFA530A809C5268B78DA0266238E6D38E33=
7430CBD65C547" target=3D"_blank" title=3D"Neither happy or unhappy">
 <img alt=3D"Neither happy or unhappy" class=3D"m_d_b m_w100pc" =
src=3D"https://image.emails.lloydsbank.com/EloquaImages/clients/LloydsBan=
kingGroup/%7B21a67aa7-ea2d-4810-81f5-55d9b8fba023%7D_Survey_Neither_Mob.p=
ng" style=3D"display:none; height:auto; width:100%; min-width:260px; =
min-height:39px; border:0" /> </a> <!--[endif]----></td>
						<td class=3D"m_h" style=3D"font-size:1px; line-height:1px; =
width:10px">&nbsp;&nbsp;</td>
					</tr>
				</tbody>
			</table>
			<!--[if mso | ie]></td><td><![endif]-->

			<table align=3D"left" border=3D"0" cellpadding=3D"0" =
cellspacing=3D"0" class=3D"m_w100pc" style=3D"margin:0 auto; =
vertical-align:top; width:108px" width=3D"108">
				<tbody>
					<tr>
						<td style=3D"padding-bottom:10px"><a class=3D"m_h" =
href=3D"https://link.emails.lloydsbank.com/e/f2.aspx?elqFormName=3Dc-sat_=
ltb&elqSiteID=3D794418472
								=
&elqconid=3DCLLOB000006694047&emailName=3DLIVE_BCE_LTB_FRAUD%20%7CDHAFT26=
_IMPERSONATION_NMI_20260624&brcd=3DLTB&unid=3D1201405357299&ptid=3D100600=
95&tid=3DDHL01&score=3D4&elqTrackId=3D73b2a99b741d426daa76a1a59d145c05&el=
q=3Db04d0f9109a24dbdad784a9f79f7df1b&elqaid=3D18152&elqat=3D1&elqCampaign=
Id=3D2712&elqak=3D8AF5E22E63A04725BAA85E389BD32FCF1C7978DA0266238E6D38E33=
7430CBD65C547" target=3D"_blank" title=3D"Fairly happy">
<img alt=3D"Fairly happy" =
src=3D"https://image.emails.lloydsbank.com/EloquaImages/clients/LloydsBan=
kingGroup/%7Bb7f53714-91d1-4a63-8c92-a45000e63991%7D_Survey_Fairly_Happy_=
Desk.png" style=3D"display:inline-block; width:100px; height:100px; =
border:0; background-color:#C7FFC6; border-radius:8px; =
text-align:center; color:#000001; font-size:16px; line-height:24px" =
width=3D"96" /> </a> <!--[if !mso]><!-- mobile image --> <a =
class=3D"m_d_b" =
href=3D"https://link.emails.lloydsbank.com/e/f2.aspx?elqFormName=3Dc-sat_=
ltb&elqSiteID=3D794418472
								=
&elqconid=3DCLLOB000006694047&emailName=3DLIVE_BCE_LTB_FRAUD%20%7CDHAFT26=
_IMPERSONATION_NMI_20260624&brcd=3DLTB&unid=3D1201405357299&ptid=3D100600=
95&tid=3DDHL01&score=3D4&elqTrackId=3Dadc1079e75054c5ea600a7650209bbeb&el=
q=3Db04d0f9109a24dbdad784a9f79f7df1b&elqaid=3D18152&elqat=3D1&elqCampaign=
Id=3D2712&elqak=3D8AF5B60055FC2B3AD410555CDEA1F8C139CA78DA0266238E6D38E33=
7430CBD65C547" target=3D"_blank" title=3D"Fairly happy">
 <img alt=3D"Fairly happy" class=3D"m_d_b m_w100pc" =
src=3D"https://image.emails.lloydsbank.com/EloquaImages/clients/LloydsBan=
kingGroup/%7B8b1bd818-8b5e-4b89-808d-4b86f171505f%7D_Survey_Fairly_Happy_=
Mob.png" style=3D"display:none; height:auto; width:100%; =
min-width:260px; min-height:39px; border:0" /> </a> =
<!--[endif]----></td>
						<td class=3D"m_h" style=3D"font-size:1px; line-height:1px; =
width:10px">&nbsp;&nbsp;</td>
					</tr>
				</tbody>
			</table>
			<!--[if mso | ie]></td><td><![endif]-->

			<table align=3D"left" border=3D"0" cellpadding=3D"0" =
cellspacing=3D"0" class=3D"m_w100pc" style=3D"margin:0 auto; =
vertical-align:top; width:96px" width=3D"96">
				<tbody>
					<tr>
						<td class=3D"m_pb0" style=3D"padding-bottom:10px"><a class=3D"m_h" =
href=3D"https://link.emails.lloydsbank.com/e/f2.aspx?elqFormName=3Dc-sat_=
ltb&elqSiteID=3D794418472
								=
&elqconid=3DCLLOB000006694047&emailName=3DLIVE_BCE_LTB_FRAUD%20%7CDHAFT26=
_IMPERSONATION_NMI_20260624&brcd=3DLTB&unid=3D1201405357299&ptid=3D100600=
95&tid=3DDHL01&score=3D5&elqTrackId=3D86f892589e444abeba12937496d525b7&el=
q=3Db04d0f9109a24dbdad784a9f79f7df1b&elqaid=3D18152&elqat=3D1&elqCampaign=
Id=3D2712&elqak=3D8AF564D978E11C66B7AC4B50A23E63D67E8D78DA0266238E6D38E33=
7430CBD65C547" target=3D"_blank" title=3D"Very happy">
<img alt=3D"Very happy" =
src=3D"https://image.emails.lloydsbank.com/EloquaImages/clients/LloydsBan=
kingGroup/%7Be41a7112-4752-4059-a71c-e9d9a6cbc469%7D_Survey_Very_Happy_De=
sk.png" style=3D"display:inline-block; width:100px; height:100px; =
border:0; background-color:#C7FFC6; border-radius:8px; =
text-align:center; color:#000001; font-size:16px; line-height:24px" =
width=3D"96" /> </a> <!--[if !mso]><!-- mobile image --> <a =
class=3D"m_d_b" =
href=3D"https://link.emails.lloydsbank.com/e/f2.aspx?elqFormName=3Dc-sat_=
ltb&elqSiteID=3D794418472
								=
&elqconid=3DCLLOB000006694047&emailName=3DLIVE_BCE_LTB_FRAUD%20%7CDHAFT26=
_IMPERSONATION_NMI_20260624&brcd=3DLTB&unid=3D1201405357299&ptid=3D100600=
95&tid=3DDHL01&score=3D5&elqTrackId=3Dedecbba32b4340d887679ceac50a68ee&el=
q=3Db04d0f9109a24dbdad784a9f79f7df1b&elqaid=3D18152&elqat=3D1&elqCampaign=
Id=3D2712&elqak=3D8AF50BD8F375A488FD2B846017FF389696DC78DA0266238E6D38E33=
7430CBD65C547" target=3D"_blank" title=3D"Very happy">
 <img alt=3D"Very happy" class=3D"m_d_b m_w100pc" =
src=3D"https://image.emails.lloydsbank.com/EloquaImages/clients/LloydsBan=
kingGroup/%7Be8217c13-6e3d-43d9-9f0d-140e849dd21f%7D_Survey_Very_Happy_Mo=
b.png" style=3D"display:none; height:auto; width:100%; min-width:260px; =
min-height:39px; border:0" /> </a> <!--[endif]----></td>
					</tr>
				</tbody>
			</table>
			</div>
			<!--[if mso | ie]></td></tr></table><![endif]--></td>
		</tr>
	</tbody>
</table>
<!-- [F1a] Footer - Retail use ONLY (B2C) -->

<table align=3D"center" bgcolor=3D"#fffffe" border=3D"0" =
cellpadding=3D"0" cellspacing=3D"0" class=3D"m_w100pc" =
style=3D"margin:auto; width:600px; background-color:#fffffe" =
width=3D"600">
	<tbody>
		<tr>
			<td align=3D"center" style=3D"font-size:0px line-height:0px" =
valign=3D"top"><a =
href=3D"https://www.lloydsbank.com/?elqTrackId=3Dd3f42a7d905a4c588581c0f2=
a60f2564&elq=3Db04d0f9109a24dbdad784a9f79f7df1b&elqaid=3D18152&elqat=3D1&=
elqCampaignId=3D2712&elqak=3D8AF5AA18DDDD4EC3CD3902E5677D76D8E21078DA0266=
238E6D38E337430CBD65C547" style=3D"text-decoration:none; display:block" =
target=3D"_blank" title=3D"Lloyds Bank"><img alt=3D"Proud to be part of =
the same family. Lloyds Bank logo, Halifax logo, Bank of Scotland logo" =
class=3D"m_h" =
src=3D"https://image.emails.lloydsbank.com/EloquaImages/clients/LloydsBan=
kingGroup/%7B9ddd350d-33af-482f-83fa-3ea25bb7c67f%7D_LB-F1-Mass-Desk.png"=
 style=3D"width:600px; height:auto; display:block; color:#000001; =
font:12px/16px arial,helvetica,sans-serif; text-align:center" =
width=3D"600" /> <!--[if !mso]><!-- mobile image -->
 <img alt=3D"Proud to be part of the same family. Lloyds Bank logo, =
Halifax logo, Bank of Scotland logo" class=3D"m_d_b m_w100pc" =
src=3D"https://image.emails.lloydsbank.com/EloquaImages/clients/LloydsBan=
kingGroup/%7B4ea23aa4-72c4-452b-b794-2fdd4ad126bd%7D_LB-F1-Mass-Mob.png" =
style=3D"display:none; height:auto" /> <!--<![endif]--> </a></td>
		</tr>
	</tbody>
</table>

<table align=3D"center" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" =
class=3D"m_w100pc" style=3D"margin:auto; width:600px" width=3D"600">
	<tbody>
		<tr>
			<td align=3D"center" class=3D"m_p0 m_hauto" height=3D"88" =
style=3D"vertical-align:top; font-size:0px; line-height:0px; =
background-image:linear-gradient(#024731,#024731)" =
valign=3D"top"><!--[if gte mso 9]>
					<v:rect fillcolor=3D"none" stroked=3D"false" =
style=3D"width:600px;height:92px;z-index:-1;position:relative; left:0; =
top:0">
					<v:fill type=3D"frame" size=3D"450pt,69pt" opacity=3D"1" =
src=3D"https://image.emails.lloydsbank.com/EloquaImages/clients/LloydsBan=
kingGroup/%7B81becc78-9a4f-48ce-98f4-4da096cff07e%7D_spacer-024731.png"/>=
</v:rect>
					<![endif]-->
			<table align=3D"center" =
background=3D"https://image.emails.lloydsbank.com/EloquaImages/clients/Ll=
oydsBankingGroup/%7B81becc78-9a4f-48ce-98f4-4da096cff07e%7D_spacer-024731=
.png" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" =
class=3D"m_w100pc" height=3D"88" style=3D"margin:auto; =
background:url('https://image.emails.lloydsbank.com/EloquaImages/clients/=
LloydsBankingGroup/%7B81becc78-9a4f-48ce-98f4-4da096cff07e%7D_spacer-0247=
31.png') 0 0 / 600px auto no-repeat; =
background-image:url('https://image.emails.lloydsbank.com/EloquaImages/cl=
ients/LloydsBankingGroup/%7B81becc78-9a4f-48ce-98f4-4da096cff07e%7D_space=
r-024731.png'); background-size:100% 100%; width:600px; height:88px; =
vertical-align:top">
				<tbody>
					<tr>
						<td valign=3D"top">
						<table align=3D"center" border=3D"0" cellpadding=3D"0" =
cellspacing=3D"0" class=3D"m_w100pc">
							<tbody>
								<tr>
									<td class=3D"m_p0_24" style=3D"padding:32px 32px 32px 32px; =
mso-padding-alt:32px 0px 32px 0px">
									<div class=3D"m_d_b" style=3D"display:flex; align-items:center; =
justify-content:center">
									<table align=3D"left" border=3D"0" cellpadding=3D"0" =
cellspacing=3D"0" class=3D"m_w100pc" style=3D"margin:0 auto; =
vertical-align:top">
										<tbody>
											<tr class=3D"g_blend_screen">
												<td class=3D"m_footerButton g_blend_difference"><a =
class=3D"f_GUL_R m_tal d_lightText" =
href=3D"https://www.lloydsbank.com/contact-us.html?elqTrackId=3D8a604c08c=
572429a8087f5f6bf27314c&elq=3Db04d0f9109a24dbdad784a9f79f7df1b&elqaid=3D1=
8152&elqat=3D1&elqCampaignId=3D2712&elqak=3D8AF569E9A0DAC03D0956081E498BB=
888839478DA0266238E6D38E337430CBD65C547" style=3D"color:#fffffe; =
font:20px/24px arial,helvetica,sans-serif; mso-line-height-rule:exactly; =
text-decoration:none; letter-spacing:-0.02em; display:block" =
target=3D"_blank" title=3D"Contact Us"><span class=3D"keep-white =
d_lightText">Contact Us</span> <!--[if !mso]>--> <img align=3D"right" =
class=3D"m_footerArrow" =
src=3D"https://image.emails.lloydsbank.com/EloquaImages/clients/LloydsBan=
kingGroup/%7B2a946e27-5710-4bc9-ad00-1cba25b67b01%7D_footer_nav_arrow_neg=
.png" style=3D"width:24px; min-width:24px; height:auto; display:none; =
mso-hide:all" width=3D"24" /> <!--<![endif]--> </a></td>
												<td class=3D"f_GUL_R m_h d_lightText" =
style=3D"color:#fffffe; font:20px/24px arial,helvetica,sans-serif"><span =
class=3D"keep-white =
d_lightText">&nbsp;&nbsp;&nbsp;&nbsp;|&nbsp;&nbsp;&nbsp;&nbsp;</span></td=
>
											</tr>
										</tbody>
									</table>
									<!--[if mso | ie]></td><td><![endif]-->

									<table align=3D"left" border=3D"0" cellpadding=3D"0" =
cellspacing=3D"0" class=3D"m_w100pc" style=3D"margin:0 auto; =
vertical-align:top">
										<tbody>
											<tr class=3D"g_blend_screen">
												<td class=3D"m_footerButton g_blend_difference"><a =
class=3D"f_GUL_R m_tal d_lightText" =
href=3D"https://www.lloydsbank.com/help-guidance/privacy/data-privacy-not=
ice.html?elqTrackId=3D2050fe45b62e453da3239d433598ac39&elq=3Db04d0f9109a2=
4dbdad784a9f79f7df1b&elqaid=3D18152&elqat=3D1&elqCampaignId=3D2712&elqak=3D=
8AF5F1AEB0B55BD62C2FCEE0EB6E4BE8406278DA0266238E6D38E337430CBD65C547" =
style=3D"color:#fffffe; font:20px/24px arial,helvetica,sans-serif; =
mso-line-height-rule:exactly; text-decoration:none; =
letter-spacing:-0.02em; display:block" target=3D"_blank" =
title=3D"Privacy Policy"><span class=3D"keep-white d_lightText">Privacy =
Policy</span> <!--[if !mso]>--> <img align=3D"right" =
class=3D"m_footerArrow" =
src=3D"https://image.emails.lloydsbank.com/EloquaImages/clients/LloydsBan=
kingGroup/%7B2a946e27-5710-4bc9-ad00-1cba25b67b01%7D_footer_nav_arrow_neg=
.png" style=3D"width:24px; min-width:24px; height:auto; display:none; =
mso-hide:all" width=3D"24" /> <!--<![endif]--> </a></td>
												<td class=3D"f_GUL_R m_h d_lightText" =
style=3D"color:#fffffe; font:20px/24px arial,helvetica,sans-serif"><span =
class=3D"keep-white =
d_lightText">&nbsp;&nbsp;&nbsp;&nbsp;|&nbsp;&nbsp;&nbsp;&nbsp;</span></td=
>
											</tr>
										</tbody>
									</table>
									<!--[if mso | ie]></td><td><![endif]-->

									<table align=3D"left" border=3D"0" cellpadding=3D"0" =
cellspacing=3D"0" class=3D"m_w100pc" style=3D"margin:0 auto; =
vertical-align:top">
										<tbody>
											<tr class=3D"g_blend_screen">
												<td class=3D"m_footerButton m_footerButton_last =
g_blend_difference"><a class=3D"f_GUL_R m_tal d_lightText" =
href=3D"https://www.lloydsbank.com/help-guidance/protecting-yourself-from=
-fraud.html?elqTrackId=3D66210cd46b0d4fc0af471856124f244c&elq=3Db04d0f910=
9a24dbdad784a9f79f7df1b&elqaid=3D18152&elqat=3D1&elqCampaignId=3D2712&elq=
ak=3D8AF5E1635777D5B077A02BA5512865FA1E3F78DA0266238E6D38E337430CBD65C547=
" style=3D"color:#fffffe; font:20px/24px arial,helvetica,sans-serif; =
mso-line-height-rule:exactly; text-decoration:none; =
letter-spacing:-0.02em; display:block" target=3D"_blank" title=3D"Email =
Security"><span class=3D"keep-white d_lightText">Email Security</span> =
<!--[if !mso]>--> <img align=3D"right" class=3D"m_footerArrow" =
src=3D"https://image.emails.lloydsbank.com/EloquaImages/clients/LloydsBan=
kingGroup/%7B2a946e27-5710-4bc9-ad00-1cba25b67b01%7D_footer_nav_arrow_neg=
.png" style=3D"width:24px; min-width:24px; height:auto; display:none; =
mso-hide:all" width=3D"24" /> <!--<![endif]--> </a></td>
												<td class=3D"m_h" style=3D"color:#fffffe; font:0px/20px =
arial,helvetica,sans-serif">&nbsp;</td>
											</tr>
										</tbody>
									</table>
									</div>
									</td>
								</tr>
							</tbody>
						</table>
						</td>
					</tr>
				</tbody>
			</table>
			</td>
		</tr>
		<tr>
			<td align=3D"center" class=3D"m_hauto" height=3D"89" =
style=3D"vertical-align:top; font-size:0px; line-height:0px; =
background-image:linear-gradient(#000001,#000001)" =
valign=3D"top"><!--[if gte mso 9]>
					<v:rect fillcolor=3D"none" stroked=3D"false" =
style=3D"width:600px;height:89px;z-index:-1;position:relative; left:0; =
top:0">
					<v:fill type=3D"frame" size=3D"450pt,67pt" opacity=3D"1" =
src=3D"https://image.emails.lloydsbank.com/EloquaImages/clients/LloydsBan=
kingGroup/%7Bce17c1f6-d202-4109-b6a2-c1c3f07e3ad4%7D_spacer_000001.png"/>=
</v:rect>
					<![endif]-->
			<table align=3D"center" =
background=3D"https://image.emails.lloydsbank.com/EloquaImages/clients/Ll=
oydsBankingGroup/%7Bce17c1f6-d202-4109-b6a2-c1c3f07e3ad4%7D_spacer_000001=
.png" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" =
class=3D"m_w100pc" height=3D"60" style=3D"margin:auto; =
background:url('https://image.emails.lloydsbank.com/EloquaImages/clients/=
LloydsBankingGroup/%7Bce17c1f6-d202-4109-b6a2-c1c3f07e3ad4%7D_spacer_0000=
01.png') 0 0 / 600px auto no-repeat; =
background-image:url('https://image.emails.lloydsbank.com/EloquaImages/cl=
ients/LloydsBankingGroup/%7Bce17c1f6-d202-4109-b6a2-c1c3f07e3ad4%7D_space=
r_000001.png'); background-size:100% 100%; width:600px; height:89px; =
vertical-align:top">
				<tbody>
					<tr>
						<td align=3D"left" style=3D"padding:24px 0px">
						<table align=3D"center" border=3D"0" cellpadding=3D"0" =
cellspacing=3D"0" style=3D"margin:auto; vertical-align:top">
							<tbody>
								<tr>
									<td><a =
href=3D"https://www.facebook.com/lloydsbank?elqTrackId=3Dd566b60566094999=
ae167add871bacb4&elq=3Db04d0f9109a24dbdad784a9f79f7df1b&elqaid=3D18152&el=
qat=3D1&elqCampaignId=3D2712&elqak=3D8AF5E1AACC04F94BF84847673BB7AF5815D1=
78DA0266238E6D38E337430CBD65C547" style=3D"text-decoration:none" =
target=3D"_blank" title=3D"Facebook"><img alt=3D"Facebook" border=3D"0" =
height=3D"32" =
src=3D"https://image.emails.lloydsbank.com/EloquaImages/clients/LloydsBan=
kingGroup/%7B8aa197c6-3aad-490f-80d7-20dea96011ca%7D_social_icon_FB_light=
_sk.png" style=3D"height:32px; width:auto; color:#fffffe; =
text-align:center; font-size:12px; line-height:24px" /> </a></td>
									<td class=3D"m_pl30" style=3D"width:1px; font-size:1px; =
line-height:1px; padding-left:47px; box-sizing:content-box" =
width=3D"48">&nbsp;</td>
									<td><a =
href=3D"https://www.instagram.com/lloyds.bank?elqTrackId=3Df2a5ec0efde443=
a4b1265b55ec323f83&elq=3Db04d0f9109a24dbdad784a9f79f7df1b&elqaid=3D18152&=
elqat=3D1&elqCampaignId=3D2712&elqak=3D8AF538DCD58A77C6852C1B8F63B9C14955=
D578DA0266238E6D38E337430CBD65C547" style=3D"text-decoration:none" =
target=3D"_blank" title=3D"Instagram"><img alt=3D"Instagram" =
border=3D"0" height=3D"32" =
src=3D"https://image.emails.lloydsbank.com/EloquaImages/clients/LloydsBan=
kingGroup/%7Bfabc6406-e35b-4f70-90dc-de77e62370d0%7D_social_icon_insta_li=
ght_sk.png" style=3D"height:32px; width:auto; color:#fffffe; =
text-align:center; font-size:12px; line-height:24px" /> </a></td>
									<td class=3D"m_pl30" style=3D"width:1px; font-size:1px; =
line-height:1px; padding-left:47px; box-sizing:content-box" =
width=3D"48">&nbsp;</td>
									<td><a =
href=3D"https://www.youtube.com/user/lloydsbankonline?elqTrackId=3D9d2473=
b0cf144fdc964f8bd101cb0b5f&elq=3Db04d0f9109a24dbdad784a9f79f7df1b&elqaid=3D=
18152&elqat=3D1&elqCampaignId=3D2712&elqak=3D8AF5D51D5781D834D738A9C8E8E9=
24C4806E78DA0266238E6D38E337430CBD65C547" style=3D"text-decoration:none" =
target=3D"_blank" title=3D"YouTube"><img alt=3D"YouTube" border=3D"0" =
height=3D"32" =
src=3D"https://image.emails.lloydsbank.com/EloquaImages/clients/LloydsBan=
kingGroup/%7B77666e60-953d-4dad-a1ea-fd95e9325afe%7D_social_icon_YouTube_=
light_sk.png" style=3D"height:32px; width:auto; color:#fffffe; =
text-align:center; font-size:12px; line-height:24px" /> </a></td>
								</tr>
							</tbody>
						</table>
						</td>
					</tr>
				</tbody>
			</table>
			</td>
		</tr>
	</tbody>
</table>

      	<!-- FOOTER -->
      	<table class=3D"m_w100pc" align=3D"center" border=3D"0" =
cellpadding=3D"0" cellspacing=3D"0" width=3D"600" bgcolor=3D"#fffffe" =
style=3D"width:600px; margin:auto; background-color:#fffffe">
			<tbody><tr>
				<td class=3D"f_GUS_R" align=3D"left" style=3D"font-size:1px; =
line-height:1px; font-family:arial,helvetica,sans-serif; color:#000001; =
padding:10px 20px 8px 20px;">
              </td>
			</tr>
		</tbody></table>
      				<!-- LIVE_LB_IMPORTANT_INFO_HEADING -->
                    <span style=3D"display: inline !important;"><!-- =
LB_CARDS_IMPORTANT_INFO_HEADING -->
<table align=3D"center" bgcolor=3D"#fffffe" border=3D"0" =
cellpadding=3D"0" cellspacing=3D"0" class=3D"m_w100pc" =
style=3D"margin:auto; background-color:#fffffe;" width=3D"600">
	<tbody>
		<tr>
			<td align=3D"left" style=3D"padding:0 20px 0 20px;">
			<table align=3D"center" border=3D"0" cellpadding=3D"0" =
cellspacing=3D"0" class=3D"m_w100pc" width=3D"560">
				<tbody>
					<tr>
						<td align=3D"left" class=3D"f_LBJ f_GUS_R" style=3D"color:#333333; =
font-family:arial,helvetica,sans-serif; font-size:12px; =
line-height:16px;"><strong class=3D"f_LBJ_B f_GUS_B" =
style=3D"font-family:arial,verdana,helvetica,sans-serif;">Important =
information</strong></td>
					</tr>
				</tbody>
			</table>
			</td>
		</tr>
	</tbody>
</table>
</span>
      				<!-- LIVE_LB_NMI -->
                    <span style=3D"display: inline !important;"><!-- =
LIVE_LB_NMI -->
<table align=3D"center" bgcolor=3D"#fffffe" border=3D"0" =
cellpadding=3D"0" cellspacing=3D"0" class=3D"m_w100pc" =
style=3D"margin:auto; background-color:#fffffe;" width=3D"600">
	<tbody>
		<tr>
			<td align=3D"left" style=3D"padding:0 20px 16px 20px;">
			<table align=3D"center" border=3D"0" cellpadding=3D"0" =
cellspacing=3D"0" class=3D"m_w100pc" width=3D"560">
				<tbody>
					<tr>
						<td align=3D"left" class=3D"f_LBJ f_GUS_R" style=3D"color:#333333; =
font-family:arial,helvetica,sans-serif; font-size:12px; =
line-height:16px;">We send communications like this for legal reasons, =
to help you make the most of your accounts, or to let you know about =
changes to your accounts or services.</td>
					</tr>
				</tbody>
			</table>
			</td>
		</tr>
	</tbody>
</table>
</span>
                          <!-- LIVE_LB_ADDRESS_BOOK -->
                    <span style=3D"display: inline !important;"><!-- =
LB_ADDRESS_BOOK -->
<table align=3D"center" bgcolor=3D"#fffffe" border=3D"0" =
cellpadding=3D"0" cellspacing=3D"0" class=3D"m_w100pc" =
style=3D"margin:auto; background-color:#fffffe;" width=3D"600">
	<tbody>
		<tr>
			<td align=3D"left" style=3D"padding:0 20px 16px 20px;">
			<table align=3D"center" border=3D"0" cellpadding=3D"0" =
cellspacing=3D"0" class=3D"m_w100pc" width=3D"560">
				<tbody>
					<tr>
						<td align=3D"left" class=3D"f_LBJ f_GUS_R" style=3D"color:#333333; =
font-family:arial,helvetica,sans-serif; font-size:12px; =
line-height:16px;"><strong class=3D"f_LBJ_B f_GUS_B" =
style=3D"font-family:arial,verdana,helvetica,sans-serif;">Email address =
book</strong> &ndash; add us to make sure you get our emails.</td>
					</tr>
				</tbody>
			</table>
			</td>
		</tr>
	</tbody>
</table>
</span>
      				<!-- LIVE_LB_PRIVACY_POLICY -->
                   	<span style=3D"display: inline !important;"><!-- =
LB_PRIVACY_POLICY -->
<table align=3D"center" bgcolor=3D"#fffffe" border=3D"0" =
cellpadding=3D"0" cellspacing=3D"0" class=3D"m_w100pc" =
style=3D"margin:auto; background-color:#fffffe;" width=3D"600">
	<tbody>
		<tr>
			<td align=3D"left" style=3D"padding:0 20px 16px 20px;">
			<table align=3D"center" border=3D"0" cellpadding=3D"0" =
cellspacing=3D"0" class=3D"m_w100pc" width=3D"560">
				<tbody>
					<tr>
						<td align=3D"left" class=3D"f_LBJ f_GUS_R" style=3D"color:#333333; =
font-family:arial,helvetica,sans-serif; font-size:12px; =
line-height:16px;"><strong class=3D"f_LBJ_B f_GUS_B" =
style=3D"font-family:arial,verdana,helvetica,sans-serif;">How we use =
your information</strong> &ndash; review our <a =
href=3D"https://www.lloydsbank.com/privacy.html?elqTrackId=3Ddaf11e2ebcd9=
4981becad90e854da89c&elq=3Db04d0f9109a24dbdad784a9f79f7df1b&elqaid=3D1815=
2&elqat=3D1&elqCampaignId=3D2712&elqcst=3D272&elqcsid=3D16713&elqak=3D8AF=
559BAE153787B3EA15CB2EF7E7A0B9A6278DA0266238E6D38E337430CBD65C547" =
style=3D"text-decoration:underline; color:#006A4D;" target=3D"_blank" =
title=3D"Visit this page if you'd like to read the Lloyds Bank privacy =
policy.">privacy policy</a>.</td>
					</tr>
				</tbody>
			</table>
			</td>
		</tr>
	</tbody>
</table>
</span>
					<!-- LIVE_LB_OPEN_DISCLOSURE -->
                    <span style=3D"display: inline !important;"><!-- =
LIVE_LB_OPEN_DISCLOSURE -->
<table align=3D"center" bgcolor=3D"#fffffe" border=3D"0" =
cellpadding=3D"0" cellspacing=3D"0" class=3D"m_w100pc" =
style=3D"margin:auto; background-color:#fffffe;" width=3D"600">
	<tbody>
		<tr>
			<td align=3D"left" style=3D"padding:0 20px 16px 20px;">
			<table align=3D"center" border=3D"0" cellpadding=3D"0" =
cellspacing=3D"0" class=3D"m_w100pc" width=3D"560">
				<tbody>
					<tr>
						<td align=3D"left" class=3D"f_LBJ f_GUS_R" style=3D"color:#333333; =
font-family:arial,helvetica,sans-serif; font-size:12px; =
line-height:16px;">To help us improve the emails we send you, we collect =
basic information from your device such as when they are opened. For =
more information please read our <a =
href=3D"https://www.lloydsbank.com/cookies?elqTrackId=3Dc3cb7bcaf50148498=
97204cee9cf03fc&elq=3Db04d0f9109a24dbdad784a9f79f7df1b&elqaid=3D18152&elq=
at=3D1&elqCampaignId=3D2712&elqcst=3D272&elqcsid=3D57433&elqak=3D8AF5D7B7=
EAEDD5DA8AC443109BE45D87943B78DA0266238E6D38E337430CBD65C547" =
style=3D"text-decoration:underline; color:#006A4D;" target=3D"_blank" =
title=3D"Visit this page if you=E2=80=99d like to read the Lloyds Bank =
cookies policy.">Cookies Policy</a>.</td>
					</tr>
				</tbody>
			</table>
			</td>
		</tr>
	</tbody>
</table>
</span>
					<!-- LIVE_LB_IMPORTANT_INFO -->
                    <span style=3D"display: inline !important;"><!-- =
LIVE_LB_IMPORTANT_INFO -->
<table align=3D"center" bgcolor=3D"#fffffe" border=3D"0" =
cellpadding=3D"0" cellspacing=3D"0" class=3D"m_w100pc" =
style=3D"margin:auto; background-color:#fffffe;" width=3D"600">
	<tbody>
		<tr>
			<td align=3D"left" style=3D"padding:0 20px 16px 20px;">
			<table align=3D"center" border=3D"0" cellpadding=3D"0" =
cellspacing=3D"0" class=3D"m_w100pc" width=3D"560">
				<tbody>
					<tr>
						<td align=3D"left" class=3D"f_LBJ f_GUS_R" style=3D"color:#333333; =
font-family:arial,helvetica,sans-serif; font-size:12px; =
line-height:16px;"><strong class=3D"f_LBJ_B f_GUS_B">What to expect from =
our emails</strong><br />
						<br />
						We will:<br />
						&bull; Always include your name, last four digits of an account =
you have with us or part of your postcode.<br />
						&bull; Sometimes include links to more information to help you.<br =
/>
						&bull; Sometimes send you links to our secure app, to take you =
straight to the information you need.<br />
						<br />
						We will never:<br />
						&bull; Send you to a web page that asks for your log in, personal =
or banking details.<br />
						<br />
						If you&#39;re not sure that an email is from us:<br />
						&bull; Forward it to <a =
href=3D"mailto:emailscams@lloydsbanking.com" =
style=3D"text-decoration:underline; color:#006A4D;" target=3D"_blank" =
title=3D"Forward suspicious emails to this email =
address.">emailscams@lloydsbanking.com</a> and then delete it.<br />
						&bull; Speak to us to check. You could do this by messaging us =
from our app or online banking.<br />
						<br />
						We have lots of information to keep you and your money safe on our =
website. Just visit our <a =
href=3D"https://www.lloydsbank.com/help-guidance/protecting-yourself-from=
-fraud.html?elqTrackId=3Da2011e843a1c4d13881b18fdf708376f&elq=3Db04d0f910=
9a24dbdad784a9f79f7df1b&elqaid=3D18152&elqat=3D1&elqCampaignId=3D2712&elq=
cst=3D272&elqcsid=3D16710&elqak=3D8AF5C99EFF2E4D9A0EFD1BCAF862EA6CFEB778D=
A0266238E6D38E337430CBD65C547" style=3D"text-decoration:underline; =
color:#006A4D;" target=3D"_blank" title=3D"Visit this page if =
you=E2=80=99d want to learn how to protect yourself from fraud.">Fraud =
Hub</a>.</td>
					</tr>
				</tbody>
			</table>
			</td>
		</tr>
	</tbody>
</table>
</span>
					<!-- LIVE_LB_RELAY_SERVICE -->
                    <span style=3D"display: inline !important;"><!-- =
LIVE_LB_RELAY_SERVICE -->
<table align=3D"center" bgcolor=3D"#fffffe" border=3D"0" =
cellpadding=3D"0" cellspacing=3D"0" class=3D"m_w100pc" =
style=3D"margin:auto; background-color:#fffffe;" width=3D"600">
	<tbody>
		<tr>
			<td align=3D"left" style=3D"padding:0 20px 16px 20px;">
			<table align=3D"center" border=3D"0" cellpadding=3D"0" =
cellspacing=3D"0" class=3D"m_w100pc" width=3D"560">
				<tbody>
					<tr>
						<td align=3D"left" class=3D"f_LBJ f_GUS_R" style=3D"color:#333333; =
font-family:arial,helvetica,sans-serif; font-size:12px; =
line-height:16px;"><span style=3D"font-size:16px; line-height:20px;">If =
you need this communication in another format, such as large print, =
Braille or audio CD, please contact us.</span><br />
						You can call us using Relay UK if you have a hearing or speech =
impairment. There&#39;s more information on the <a =
href=3D"https://www.relayuk.bt.com?elqTrackId=3Dc59c9d0ef4524b318905aa851=
721008b&elq=3Db04d0f9109a24dbdad784a9f79f7df1b&elqaid=3D18152&elqat=3D1&e=
lqCampaignId=3D2712&elqcst=3D272&elqcsid=3D16707&elqak=3D8AF54FC0D4DEC176=
D6A74F41F33B40F2B31B78DA0266238E6D38E337430CBD65C547" =
style=3D"text-decoration:underline; color:#006A4D;" target=3D"_blank" =
title=3D"Visit this page to find out more about Relay UK.">Relay UK</a> =
help pages.<br />
						<a =
href=3D"https://www.lloydsbank.com/signvideo?elqTrackId=3Debf3920cd79c473=
1b2dc8e9a61a0bd33&elq=3Db04d0f9109a24dbdad784a9f79f7df1b&elqaid=3D18152&e=
lqat=3D1&elqCampaignId=3D2712&elqcst=3D272&elqcsid=3D16707&elqak=3D8AF525=
6D1F5D95F2971108FBF049015A044878DA0266238E6D38E337430CBD65C547" =
style=3D"text-decoration:underline; color:#006A4D;" target=3D"_blank" =
title=3D"Visit this page to find out more about SignVideo =
services.">SignVideo</a> services are also available if you&rsquo;re =
Deaf and use British Sign Language.<br />
						If you need support due to a disability please get in touch.</td>
					</tr>
				</tbody>
			</table>
			</td>
		</tr>
	</tbody>
</table>
</span>
					<!-- LIVE_LB_CALLS_MONITORED_2 -->
                    <span style=3D"display: inline !important;"><!-- =
LIVE_LB_CALLS_MONITORED_2 -->
<table align=3D"center" bgcolor=3D"#fffffe" border=3D"0" =
cellpadding=3D"0" cellspacing=3D"0" class=3D"m_w100pc" =
style=3D"margin:auto; background-color:#fffffe;" width=3D"600">
	<tbody>
		<tr>
			<td align=3D"left" style=3D"padding:0 20px 16px 20px;">
			<table align=3D"center" border=3D"0" cellpadding=3D"0" =
cellspacing=3D"0" class=3D"m_w100pc" width=3D"560">
				<tbody>
					<tr>
						<td align=3D"left" class=3D"f_LBJ f_GUS_R" style=3D"color:#333333; =
font-family:arial,helvetica,sans-serif; font-size:12px; =
line-height:16px;">Calls and online sessions may be monitored and =
recorded.</td>
					</tr>
				</tbody>
			</table>
			</td>
		</tr>
	</tbody>
</table>
</span>
                    <!-- LIVE_LB_REG_OFFICE -->
                    <span style=3D"display: inline !important;"><!-- =
LIVE_LB_REG_ADDRESS_SH_LL -->
<table align=3D"center" bgcolor=3D"#fffffe" border=3D"0" =
cellpadding=3D"0" cellspacing=3D"0" class=3D"m_w100pc" =
style=3D"margin:auto; background-color:#fffffe;" width=3D"600">
	<tbody>
		<tr>
			<td align=3D"left" style=3D"padding:0 20px 16px 20px;">
			<table align=3D"center" border=3D"0" cellpadding=3D"0" =
cellspacing=3D"0" class=3D"m_w100pc" width=3D"560">
				<tbody>
					<tr>
						<td align=3D"left" class=3D"f_LBJ f_GUS_R" style=3D"color:#333333; =
font-family:arial,helvetica,sans-serif; font-size:12px; =
line-height:16px;">Lloyds and Lloyds Bank are trading names of Lloyds =
Bank plc. Registered Office: 25&nbsp;Gresham Street, London, =
EC2V&nbsp;7HN. Registered in England and Wales No.2065. Lloyds Bank plc =
is authorised by the Prudential Regulation Authority and regulated by =
the Financial Conduct Authority and the Prudential Regulation Authority =
under registration number 119278.<br />
						<br />
						Halifax is a division of Bank of Scotland plc. Registered in =
Scotland No. SC327000. Registered Office: The Mound, Edinburgh =
EH1&nbsp;1YZ. Bank of Scotland plc is authorised by the Prudential =
Regulation Authority and regulated by the Financial Conduct Authority =
and the Prudential Regulation Authority under registration number =
169628.<br />
						<br />
						Lloyds and Lloyds Bank are trading names of Bank of Scotland plc. =
Registered in Scotland No. SC327000. Registered Office: The Mound, =
Edinburgh EH1&nbsp;1YZ. Bank of Scotland plc is authorised by the =
Prudential Regulation Authority and regulated by the Financial Conduct =
Authority and the Prudential Regulation Authority under registration =
number 169628.</td>
					</tr>
				</tbody>
			</table>
			</td>
		</tr>
	</tbody>
</table>
</span>
					<!-- LIVE_LB_AS_AT_DATE -->
                    <table class=3D"m_w100pc" style=3D"margin:auto; =
background-color:#ffffff;" width=3D"600" cellspacing=3D"0" =
cellpadding=3D"0" border=3D"0" bgcolor=3D"#ffffff" align=3D"center">
                        <tbody><tr>
                            <td style=3D"padding:0 20px 20px 20px;" =
align=3D"left">
                                <table class=3D"m_w100pc" width=3D"560" =
cellspacing=3D"0" cellpadding=3D"0" border=3D"0" align=3D"center">
                                    <tbody><tr>
                                        <td class=3D"f_LBJ f_GUS_R" =
style=3D"color:#333333; font-family:arial,helvetica,sans-serif; =
font-size:12px; line-height:16px;" align=3D"left">
                                           =20
                                            <span style=3D"display: =
inline !important;"><!-- LB_AS_AT_DATE_A -->This information is correct =
as of <!-- LB_AS_AT_DATE_A END --></span><!-- UPDATE -->July 2026<!-- =
END --><span style=3D"display: inline !important;"><!-- LB_AS_AT_DATE_B =
-->&nbsp;and is relevant to Lloyds Bank plc products and services =
only.<!-- LB_AS_AT_DATE_B END --></span>
                                                  =20
                                        </td>
                                    </tr>
                                </tbody></table>
                            </td>
                        </tr>
                    </tbody></table>
    	<!-- SPACER 24PX -->
		<table class=3D"m_w100pc" width=3D"100%" cellpadding=3D"0" =
cellspacing=3D"0" border=3D"0" height=3D"24"><tbody><tr><td =
style=3D"height:1px; font-size:1px; line-height:1px; padding-top:23px; =
box-sizing:content-box">&nbsp;</td></tr></tbody></table>

		<!--[if !mso]><!-- GMAIL IMAP HOLD-OPEN -->
		<img class=3D"m_h" =
src=3D"https://image.emails.lloydsbank.com/EloquaImages/clients/LloydsBan=
kingGroup/%7B62bfd74b-401b-4e55-b596-d7aa6af4c3a4%7D_spacer.gif" =
alt=3D"image" height=3D"1" width=3D"600" style=3D"display:block; =
width:600px; border:1px solid transparent">
		<!--[endif]--><!---->
	</div>



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