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Reply-To: "Oliver Reed" <oliver@harmony-financial.co.uk>
From: "Oliver Reed" <oliver@harmony-financial.co.uk>
To: "Bob Home" <bob@sarahharvey.com>
Subject: Bob, Policy Renewal Options
Date: Sun, 12 Apr 2026 13:49:46 +0100
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Bob, your personalised life insurance quotes are inside — from £5/month 
‌‌‌‌‌‌‌‌‌‌‌‌‌‌‌‌‌‌‌‌‌‌‌‌‌‌‌‌‌‌‌‌‌‌‌‌‌‌‌‌‌‌‌‌‌‌‌‌‌‌‌‌‌‌‌‌‌‌‌‌‌‌‌‌‌‌‌‌‌‌‌‌‌‌‌‌‌‌‌‌‌‌‌‌‌‌‌‌‌‌‌‌



wecomparemarket.com

Life Insurance



Your quotes are ready

Bob, we've found
your best rates.

Personalised life insurance matched to your details. Prices are live and 
held for 30 days — act before they expire.


Cover from £5/month  ↓




  <https://eeowvqf.stripocdn.email/content/guids/CABINET_447ef2f60ee1f40b13f5adef6b5fd86eb5b199b124f4be764ff6d4439ae21bfa/images/royal_london_logoremovebgpreview_1.png>
Cover amount

£100,000

£5.00/mo

View quote 
<http://tracking.harmony-financial.co.uk/tracking/click?d=fJoORub_QE91kgSs4ri51uanDW786Cne3ljS8HNSsaDCbuKEPRMVhgEEEz5QJ9jALQ_T_Jcmz9mB6i4xJLz6cpSRJzMWD8pnhi8r16R6yhFvWHp-SK545M_Ymlt5CSWlLZswIltJpLoeUsb_BMvid7ku_v5nJNnxnWiVfx8fAO98-OSjG8_sp_f4A1P3wlruXg2> 
→


✓ Legal advice

✓ 2nd medical opinion

✓ Trust placement

✓ No underwriting



  <https://eeowvqf.stripocdn.email/content/guids/CABINET_447ef2f60ee1f40b13f5adef6b5fd86eb5b199b124f4be764ff6d4439ae21bfa/images/royal_london_logoremovebgpreview_1.png>
Cover amount

£200,000

£9.85/mo

View quote 
<http://tracking.harmony-financial.co.uk/tracking/click?d=fJoORub_QE91kgSs4ri51uanDW786Cne3ljS8HNSsaDCbuKEPRMVhgEEEz5QJ9jALQ_T_Jcmz9mB6i4xJLz6cnmnTHx3P3zCIuHG82dGAGdzA5j0V-2KALRfs0Xa1iMVSDdvQCm8QKiKuj4_buIjLtsnT6YmH4-pTV1_f4rH2rrtZJ9HpB-pRp6oAZElDT3cBA2> 
→


✓ Legal advice

✓ 2nd medical opinion

✓ Trust placement

✓ No underwriting



★  Most popular


  <https://eeowvqf.stripocdn.email/content/guids/CABINET_447ef2f60ee1f40b13f5adef6b5fd86eb5b199b124f4be764ff6d4439ae21bfa/images/royal_london_logoremovebgpreview_1.png>
Cover amount

£300,000

£13.45/mo

View quote 
<http://tracking.harmony-financial.co.uk/tracking/click?d=fJoORub_QE91kgSs4ri51uanDW786Cne3ljS8HNSsaDCbuKEPRMVhgEEEz5QJ9jALQ_T_Jcmz9mB6i4xJLz6cg8plbBd9T7SNlfU7oVa_Rb242c55HceMJPHMxKaF5zP5wJmyYw9RZzf5sMNQYKpLCW92NEUs_nh7ozpNgsVXigho56ZpZcqAQXo-rSvSxWwPg2> 
→


✓ Legal advice

✓ 2nd medical opinion

✓ Trust placement

✓ No underwriting



  <https://eeowvqf.stripocdn.email/content/guids/CABINET_447ef2f60ee1f40b13f5adef6b5fd86eb5b199b124f4be764ff6d4439ae21bfa/images/royal_london_logoremovebgpreview_1.png>
Cover amount

£400,000

£16.70/mo

View quote 
<http://tracking.harmony-financial.co.uk/tracking/click?d=fJoORub_QE91kgSs4ri51uanDW786Cne3ljS8HNSsaDCbuKEPRMVhgEEEz5QJ9jALQ_T_Jcmz9mB6i4xJLz6cmmTTr25fAnzTZUjbrDb6ZmFfz6T9dAc6383N1okoEg8oicqk9yShJJ1HjEHfv3zgfAnUe6uAwf05AvMLomUB_w_1XLiYkemNcq-KCidfrUupA2> 
→


✓ Legal advice

✓ 2nd medical opinion

✓ Trust placement

✓ No underwriting



⚠  Medical underwriting required for this level of cover


  <https://eeowvqf.stripocdn.email/content/guids/CABINET_53b1c4bc33585698dbefc90b40156ec76e8d7847741f6aeef9119437160c6c23/images/untitled_design__20240509t132056916removebgpreview.png>
Cover amount

£500,000

£20.13/mo

View quote 
<http://tracking.harmony-financial.co.uk/tracking/click?d=fJoORub_QE91kgSs4ri51uanDW786Cne3ljS8HNSsaDCbuKEPRMVhgEEEz5QJ9jALQ_T_Jcmz9mB6i4xJLz6cv9fChH9bTn1VEzBaQVeu8AN3ZH4wDofyCXzTM5_qVLchiP6E_J2KwM7xNLZtmkNBpKgJlGJ7yEpJ5OMFQuTKAHEArEnsyBJERYVj2e-iJPC_A2> 
→


✓ Legal advice

✓ 2nd medical opinion

✓ Trust placement

⚠ Underwriting req.



◆  Maximum cover available


  <https://eeowvqf.stripocdn.email/content/guids/CABINET_447ef2f60ee1f40b13f5adef6b5fd86eb5b199b124f4be764ff6d4439ae21bfa/images/legal_and_general_logo.png>
Cover amount

£1,000,000

£39.93/mo

View quote 
<http://tracking.harmony-financial.co.uk/tracking/click?d=fJoORub_QE91kgSs4ri51uanDW786Cne3ljS8HNSsaDCbuKEPRMVhgEEEz5QJ9jALQ_T_Jcmz9mB6i4xJLz6cmGGR3zyFdjYFhbSuuDwcRLpkpytaORiEwc7XiwBo26xWUDi4rP3uZpWwcGwYu6eZjPgYpNBufYi1hVZXHNsSql5_uXtCw36cB2iTxb2xuDPxw2> 
→


✓ Legal advice

✓ 2nd medical opinion

✓ Trust placement

✓ No underwriting




Trusted Since 2007

UK Providers Only

No Obligation


Quotes shown are valid at point of enquiry. Most providers hold prices for 
30 days, though some may expire sooner. Please refresh your quotes for the 
latest pricing.

From £5/month for £100,000 cover is an illustrative price for non-smokers 
with no pre-existing medical conditions on a level term life policy. 
Individual circumstances and medical underwriting may affect the premium or 
sum assured available, or may result in a declined application.


© wecomparemarket.com  |  Unsubscribe 
<http://tracking.harmony-financial.co.uk/tracking/unsubscribe?d=slpuHkJo7VEexQR13MVs8cJuPnC55Us0xpKYy09gUc4HiMbKabuJc8u6PWiq3IcBWvCXGwzJ4_tf2A3Bvbd71A-0mGQIPsqxUcOsXQ19o0he0>


  <http://tracking.harmony-financial.co.uk/tracking/open?msgid=07NGD1yM5dEOkm3P1r54tQ2&c=1922714360095046419> 
<http://tracking.harmony-financial.co.uk/tracking/botclick?msgid=07NGD1yM5dEOkm3P1r54tQ2&c=1922714360095046419>

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medical opinion</p></td>
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                        <td class=3D"benefit-cell" width=3D"25%" =
valign=3D"top"><p =
style=3D"margin:0;font-family:Arial,Helvetica,sans-serif;font-size:11px;l=
ine-height:16px;color:#555555;"><span =
style=3D"color:#8b5cf6;font-weight:700;">=E2=9C=93</span>&nbsp;No =
underwriting</p></td>
                      </tr>
                    </table>
                  </td>
                </tr>
              </table>
            </td>
          </tr>

          <!-- =E2=94=80=E2=94=80 CARD 2: Royal London =C2=A3200,000 =
=E2=94=80=E2=94=80 -->
          <tr>
            <td style=3D"padding:0 20px;">
              <table role=3D"presentation" width=3D"100%" =
cellpadding=3D"0" cellspacing=3D"0" border=3D"0" style=3D"border:1px =
solid #ebebeb;border-radius:12px;overflow:hidden;margin-top:10px;">
                <tr>
                  <td style=3D"padding:20px 22px 0 22px;">
                    <table role=3D"presentation" width=3D"100%" =
cellpadding=3D"0" cellspacing=3D"0" border=3D"0">
                      <tr>
                        <td class=3D"card-logo" width=3D"150" =
valign=3D"middle">
                          <img =
src=3D"https://eeowvqf.stripocdn.email/content/guids/CABINET_447ef2f60ee1=
f40b13f5adef6b5fd86eb5b199b124f4be764ff6d4439ae21bfa/images/royal_london_=
logoremovebgpreview_1.png" alt=3D"Royal London" width=3D"130" =
style=3D"display:block;border:0;max-width:130px;">
                        </td>
                        <td class=3D"card-price-col" valign=3D"middle" =
align=3D"center" style=3D"padding:0 10px;">
                          <p =
style=3D"margin:0;font-family:Arial,Helvetica,sans-serif;font-size:11px;l=
ine-height:15px;color:#9b9b9b;text-transform:uppercase;letter-spacing:1.2=
px;font-weight:600;">Cover amount</p>
                          <p style=3D"margin:3px 0 0 =
0;font-family:Georgia,'Times New =
Roman',serif;font-size:22px;line-height:26px;color:#0d0d0d;font-weight:bo=
ld;">=C2=A3200,000</p>
                          <p style=3D"margin:5px 0 0 =
0;font-family:Arial,Helvetica,sans-serif;font-size:30px;line-height:34px;=
color:#0d0d0d;font-weight:800;letter-spacing:-0.5px;">=C2=A39.85<span =
style=3D"font-size:13px;font-weight:400;color:#9b9b9b;">/mo</span></p>
                        </td>
                        <td class=3D"card-cta-col" valign=3D"middle" =
align=3D"right" width=3D"145">
                          <!--[if mso]><v:roundrect =
xmlns:v=3D"urn:schemas-microsoft-com:vml" =
xmlns:w=3D"urn:schemas-microsoft-com:office:word" =
href=3D"http://tracking.harmony-financial.co.uk/tracking/click?d=3DfJoORu=
b_QE91kgSs4ri51uanDW786Cne3ljS8HNSsaDCbuKEPRMVhgEEEz5QJ9jALQ_T_Jcmz9mB6i4=
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style=3D"color:#ffffff;font-family:Arial,sans-serif;font-size:14px;font-w=
eight:bold;">View quote =E2=86=92</center></v:roundrect><![endif]-->
                          <!--[if !mso]><!-->
                          <a =
href=3D"http://tracking.harmony-financial.co.uk/tracking/click?d=3DfJoORu=
b_QE91kgSs4ri51uanDW786Cne3ljS8HNSsaDCbuKEPRMVhgEEEz5QJ9jALQ_T_Jcmz9mB6i4=
xJLz6cnmnTHx3P3zCIuHG82dGAGdzA5j0V-2KALRfs0Xa1iMVSDdvQCm8QKiKuj4_buIjLtsn=
T6YmH4-pTV1_f4rH2rrtZJ9HpB-pRp6oAZElDT3cBA2" target=3D"_blank" =
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coration:none;padding:13px =
20px;border-radius:8px;line-height:20px;mso-hide:all;letter-spacing:0.2px=
;">View quote &rarr;</a>
                          <!--<![endif]-->
                        </td>
                      </tr>
                    </table>
                  </td>
                </tr>
                <tr>
                  <td style=3D"padding:14px 22px 16px =
22px;border-top:1px solid #f0f0f0;">
                    <table role=3D"presentation" width=3D"100%" =
cellpadding=3D"0" cellspacing=3D"0" border=3D"0">
                      <tr>
                        <td class=3D"benefit-cell" width=3D"25%" =
valign=3D"top" style=3D"padding-right:6px;"><p =
style=3D"margin:0;font-family:Arial,Helvetica,sans-serif;font-size:11px;l=
ine-height:16px;color:#555555;"><span =
style=3D"color:#8b5cf6;font-weight:700;">=E2=9C=93</span>&nbsp;Legal =
advice</p></td>
                        <td class=3D"benefit-cell" width=3D"25%" =
valign=3D"top" style=3D"padding-right:6px;"><p =
style=3D"margin:0;font-family:Arial,Helvetica,sans-serif;font-size:11px;l=
ine-height:16px;color:#555555;"><span =
style=3D"color:#8b5cf6;font-weight:700;">=E2=9C=93</span>&nbsp;2nd =
medical opinion</p></td>
                        <td class=3D"benefit-cell" width=3D"25%" =
valign=3D"top" style=3D"padding-right:6px;"><p =
style=3D"margin:0;font-family:Arial,Helvetica,sans-serif;font-size:11px;l=
ine-height:16px;color:#555555;"><span =
style=3D"color:#8b5cf6;font-weight:700;">=E2=9C=93</span>&nbsp;Trust =
placement</p></td>
                        <td class=3D"benefit-cell" width=3D"25%" =
valign=3D"top"><p =
style=3D"margin:0;font-family:Arial,Helvetica,sans-serif;font-size:11px;l=
ine-height:16px;color:#555555;"><span =
style=3D"color:#8b5cf6;font-weight:700;">=E2=9C=93</span>&nbsp;No =
underwriting</p></td>
                      </tr>
                    </table>
                  </td>
                </tr>
              </table>
            </td>
          </tr>

          <!-- =E2=94=80=E2=94=80 CARD 3: Royal London =C2=A3300,000 =
=E2=80=94 MOST POPULAR =E2=94=80=E2=94=80 -->
          <tr>
            <td style=3D"padding:0 20px;">
              <table role=3D"presentation" width=3D"100%" =
cellpadding=3D"0" cellspacing=3D"0" border=3D"0" style=3D"border:2px =
solid #8b5cf6;border-radius:12px;overflow:hidden;margin-top:10px;">
                <!-- Badge -->
                <tr>
                  <td style=3D"background-color:#8b5cf6;padding:6px =
22px;" align=3D"left">
                    <p =
style=3D"margin:0;font-family:Arial,Helvetica,sans-serif;font-size:11px;l=
ine-height:15px;color:#ffffff;letter-spacing:1.5px;text-transform:upperca=
se;font-weight:700;">=E2=98=85&nbsp; Most popular</p>
                  </td>
                </tr>
                <tr>
                  <td style=3D"padding:18px 22px 0 22px;">
                    <table role=3D"presentation" width=3D"100%" =
cellpadding=3D"0" cellspacing=3D"0" border=3D"0">
                      <tr>
                        <td class=3D"card-logo" width=3D"150" =
valign=3D"middle">
                          <img =
src=3D"https://eeowvqf.stripocdn.email/content/guids/CABINET_447ef2f60ee1=
f40b13f5adef6b5fd86eb5b199b124f4be764ff6d4439ae21bfa/images/royal_london_=
logoremovebgpreview_1.png" alt=3D"Royal London" width=3D"130" =
style=3D"display:block;border:0;max-width:130px;">
                        </td>
                        <td class=3D"card-price-col" valign=3D"middle" =
align=3D"center" style=3D"padding:0 10px;">
                          <p =
style=3D"margin:0;font-family:Arial,Helvetica,sans-serif;font-size:11px;l=
ine-height:15px;color:#9b9b9b;text-transform:uppercase;letter-spacing:1.2=
px;font-weight:600;">Cover amount</p>
                          <p style=3D"margin:3px 0 0 =
0;font-family:Georgia,'Times New =
Roman',serif;font-size:22px;line-height:26px;color:#0d0d0d;font-weight:bo=
ld;">=C2=A3300,000</p>
                          <p style=3D"margin:5px 0 0 =
0;font-family:Arial,Helvetica,sans-serif;font-size:30px;line-height:34px;=
color:#0d0d0d;font-weight:800;letter-spacing:-0.5px;">=C2=A313.45<span =
style=3D"font-size:13px;font-weight:400;color:#9b9b9b;">/mo</span></p>
                        </td>
                        <td class=3D"card-cta-col" valign=3D"middle" =
align=3D"right" width=3D"145">
                          <!--[if mso]><v:roundrect =
xmlns:v=3D"urn:schemas-microsoft-com:vml" =
xmlns:w=3D"urn:schemas-microsoft-com:office:word" =
href=3D"http://tracking.harmony-financial.co.uk/tracking/click?d=3DfJoORu=
b_QE91kgSs4ri51uanDW786Cne3ljS8HNSsaDCbuKEPRMVhgEEEz5QJ9jALQ_T_Jcmz9mB6i4=
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stroke=3D"f" fillcolor=3D"#0d0d0d"><w:anchorlock/><center =
style=3D"color:#ffffff;font-family:Arial,sans-serif;font-size:14px;font-w=
eight:bold;">View quote =E2=86=92</center></v:roundrect><![endif]-->
                          <!--[if !mso]><!-->
                          <a =
href=3D"http://tracking.harmony-financial.co.uk/tracking/click?d=3DfJoORu=
b_QE91kgSs4ri51uanDW786Cne3ljS8HNSsaDCbuKEPRMVhgEEEz5QJ9jALQ_T_Jcmz9mB6i4=
xJLz6cg8plbBd9T7SNlfU7oVa_Rb242c55HceMJPHMxKaF5zP5wJmyYw9RZzf5sMNQYKpLCW9=
2NEUs_nh7ozpNgsVXigho56ZpZcqAQXo-rSvSxWwPg2" target=3D"_blank" =
style=3D"display:inline-block;background-color:#0d0d0d;color:#ffffff;font=
-family:Arial,Helvetica,sans-serif;font-size:14px;font-weight:700;text-de=
coration:none;padding:13px =
20px;border-radius:8px;line-height:20px;mso-hide:all;letter-spacing:0.2px=
;">View quote &rarr;</a>
                          <!--<![endif]-->
                        </td>
                      </tr>
                    </table>
                  </td>
                </tr>
                <tr>
                  <td style=3D"padding:14px 22px 16px =
22px;border-top:1px solid #f0f0f0;">
                    <table role=3D"presentation" width=3D"100%" =
cellpadding=3D"0" cellspacing=3D"0" border=3D"0">
                      <tr>
                        <td class=3D"benefit-cell" width=3D"25%" =
valign=3D"top" style=3D"padding-right:6px;"><p =
style=3D"margin:0;font-family:Arial,Helvetica,sans-serif;font-size:11px;l=
ine-height:16px;color:#555555;"><span =
style=3D"color:#8b5cf6;font-weight:700;">=E2=9C=93</span>&nbsp;Legal =
advice</p></td>
                        <td class=3D"benefit-cell" width=3D"25%" =
valign=3D"top" style=3D"padding-right:6px;"><p =
style=3D"margin:0;font-family:Arial,Helvetica,sans-serif;font-size:11px;l=
ine-height:16px;color:#555555;"><span =
style=3D"color:#8b5cf6;font-weight:700;">=E2=9C=93</span>&nbsp;2nd =
medical opinion</p></td>
                        <td class=3D"benefit-cell" width=3D"25%" =
valign=3D"top" style=3D"padding-right:6px;"><p =
style=3D"margin:0;font-family:Arial,Helvetica,sans-serif;font-size:11px;l=
ine-height:16px;color:#555555;"><span =
style=3D"color:#8b5cf6;font-weight:700;">=E2=9C=93</span>&nbsp;Trust =
placement</p></td>
                        <td class=3D"benefit-cell" width=3D"25%" =
valign=3D"top"><p =
style=3D"margin:0;font-family:Arial,Helvetica,sans-serif;font-size:11px;l=
ine-height:16px;color:#555555;"><span =
style=3D"color:#8b5cf6;font-weight:700;">=E2=9C=93</span>&nbsp;No =
underwriting</p></td>
                      </tr>
                    </table>
                  </td>
                </tr>
              </table>
            </td>
          </tr>

          <!-- =E2=94=80=E2=94=80 CARD 4: Royal London =C2=A3400,000 =
=E2=94=80=E2=94=80 -->
          <tr>
            <td style=3D"padding:0 20px;">
              <table role=3D"presentation" width=3D"100%" =
cellpadding=3D"0" cellspacing=3D"0" border=3D"0" style=3D"border:1px =
solid #ebebeb;border-radius:12px;overflow:hidden;margin-top:10px;">
                <tr>
                  <td style=3D"padding:20px 22px 0 22px;">
                    <table role=3D"presentation" width=3D"100%" =
cellpadding=3D"0" cellspacing=3D"0" border=3D"0">
                      <tr>
                        <td class=3D"card-logo" width=3D"150" =
valign=3D"middle">
                          <img =
src=3D"https://eeowvqf.stripocdn.email/content/guids/CABINET_447ef2f60ee1=
f40b13f5adef6b5fd86eb5b199b124f4be764ff6d4439ae21bfa/images/royal_london_=
logoremovebgpreview_1.png" alt=3D"Royal London" width=3D"130" =
style=3D"display:block;border:0;max-width:130px;">
                        </td>
                        <td class=3D"card-price-col" valign=3D"middle" =
align=3D"center" style=3D"padding:0 10px;">
                          <p =
style=3D"margin:0;font-family:Arial,Helvetica,sans-serif;font-size:11px;l=
ine-height:15px;color:#9b9b9b;text-transform:uppercase;letter-spacing:1.2=
px;font-weight:600;">Cover amount</p>
                          <p style=3D"margin:3px 0 0 =
0;font-family:Georgia,'Times New =
Roman',serif;font-size:22px;line-height:26px;color:#0d0d0d;font-weight:bo=
ld;">=C2=A3400,000</p>
                          <p style=3D"margin:5px 0 0 =
0;font-family:Arial,Helvetica,sans-serif;font-size:30px;line-height:34px;=
color:#0d0d0d;font-weight:800;letter-spacing:-0.5px;">=C2=A316.70<span =
style=3D"font-size:13px;font-weight:400;color:#9b9b9b;">/mo</span></p>
                        </td>
                        <td class=3D"card-cta-col" valign=3D"middle" =
align=3D"right" width=3D"145">
                          <!--[if mso]><v:roundrect =
xmlns:v=3D"urn:schemas-microsoft-com:vml" =
xmlns:w=3D"urn:schemas-microsoft-com:office:word" =
href=3D"http://tracking.harmony-financial.co.uk/tracking/click?d=3DfJoORu=
b_QE91kgSs4ri51uanDW786Cne3ljS8HNSsaDCbuKEPRMVhgEEEz5QJ9jALQ_T_Jcmz9mB6i4=
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style=3D"color:#ffffff;font-family:Arial,sans-serif;font-size:14px;font-w=
eight:bold;">View quote =E2=86=92</center></v:roundrect><![endif]-->
                          <!--[if !mso]><!-->
                          <a =
href=3D"http://tracking.harmony-financial.co.uk/tracking/click?d=3DfJoORu=
b_QE91kgSs4ri51uanDW786Cne3ljS8HNSsaDCbuKEPRMVhgEEEz5QJ9jALQ_T_Jcmz9mB6i4=
xJLz6cmmTTr25fAnzTZUjbrDb6ZmFfz6T9dAc6383N1okoEg8oicqk9yShJJ1HjEHfv3zgfAn=
Ue6uAwf05AvMLomUB_w_1XLiYkemNcq-KCidfrUupA2" target=3D"_blank" =
style=3D"display:inline-block;background-color:#8b5cf6;color:#ffffff;font=
-family:Arial,Helvetica,sans-serif;font-size:14px;font-weight:700;text-de=
coration:none;padding:13px =
20px;border-radius:8px;line-height:20px;mso-hide:all;letter-spacing:0.2px=
;">View quote &rarr;</a>
                          <!--<![endif]-->
                        </td>
                      </tr>
                    </table>
                  </td>
                </tr>
                <tr>
                  <td style=3D"padding:14px 22px 16px =
22px;border-top:1px solid #f0f0f0;">
                    <table role=3D"presentation" width=3D"100%" =
cellpadding=3D"0" cellspacing=3D"0" border=3D"0">
                      <tr>
                        <td class=3D"benefit-cell" width=3D"25%" =
valign=3D"top" style=3D"padding-right:6px;"><p =
style=3D"margin:0;font-family:Arial,Helvetica,sans-serif;font-size:11px;l=
ine-height:16px;color:#555555;"><span =
style=3D"color:#8b5cf6;font-weight:700;">=E2=9C=93</span>&nbsp;Legal =
advice</p></td>
                        <td class=3D"benefit-cell" width=3D"25%" =
valign=3D"top" style=3D"padding-right:6px;"><p =
style=3D"margin:0;font-family:Arial,Helvetica,sans-serif;font-size:11px;l=
ine-height:16px;color:#555555;"><span =
style=3D"color:#8b5cf6;font-weight:700;">=E2=9C=93</span>&nbsp;2nd =
medical opinion</p></td>
                        <td class=3D"benefit-cell" width=3D"25%" =
valign=3D"top" style=3D"padding-right:6px;"><p =
style=3D"margin:0;font-family:Arial,Helvetica,sans-serif;font-size:11px;l=
ine-height:16px;color:#555555;"><span =
style=3D"color:#8b5cf6;font-weight:700;">=E2=9C=93</span>&nbsp;Trust =
placement</p></td>
                        <td class=3D"benefit-cell" width=3D"25%" =
valign=3D"top"><p =
style=3D"margin:0;font-family:Arial,Helvetica,sans-serif;font-size:11px;l=
ine-height:16px;color:#555555;"><span =
style=3D"color:#8b5cf6;font-weight:700;">=E2=9C=93</span>&nbsp;No =
underwriting</p></td>
                      </tr>
                    </table>
                  </td>
                </tr>
              </table>
            </td>
          </tr>

          <!-- =E2=94=80=E2=94=80 CARD 5: =C2=A3500,000 =E2=80=94 =
Underwriting required =E2=94=80=E2=94=80 -->
          <tr>
            <td style=3D"padding:0 20px;">
              <table role=3D"presentation" width=3D"100%" =
cellpadding=3D"0" cellspacing=3D"0" border=3D"0" style=3D"border:1px =
solid #ebebeb;border-radius:12px;overflow:hidden;margin-top:10px;">
                <!-- Warning banner -->
                <tr>
                  <td style=3D"background-color:#fef3c7;padding:7px =
22px;border-bottom:1px solid #fde68a;" align=3D"left">
                    <p =
style=3D"margin:0;font-family:Arial,Helvetica,sans-serif;font-size:11px;l=
ine-height:15px;color:#92400e;letter-spacing:0.5px;font-weight:600;">=E2=9A=
=A0&nbsp; Medical underwriting required for this level of cover</p>
                  </td>
                </tr>
                <tr>
                  <td style=3D"padding:18px 22px 0 22px;">
                    <table role=3D"presentation" width=3D"100%" =
cellpadding=3D"0" cellspacing=3D"0" border=3D"0">
                      <tr>
                        <td class=3D"card-logo" width=3D"150" =
valign=3D"middle">
                          <img =
src=3D"https://eeowvqf.stripocdn.email/content/guids/CABINET_53b1c4bc3358=
5698dbefc90b40156ec76e8d7847741f6aeef9119437160c6c23/images/untitled_desi=
gn__20240509t132056916removebgpreview.png" alt=3D"Insurer" width=3D"120" =
style=3D"display:block;border:0;max-width:120px;">
                        </td>
                        <td class=3D"card-price-col" valign=3D"middle" =
align=3D"center" style=3D"padding:0 10px;">
                          <p =
style=3D"margin:0;font-family:Arial,Helvetica,sans-serif;font-size:11px;l=
ine-height:15px;color:#9b9b9b;text-transform:uppercase;letter-spacing:1.2=
px;font-weight:600;">Cover amount</p>
                          <p style=3D"margin:3px 0 0 =
0;font-family:Georgia,'Times New =
Roman',serif;font-size:22px;line-height:26px;color:#0d0d0d;font-weight:bo=
ld;">=C2=A3500,000</p>
                          <p style=3D"margin:5px 0 0 =
0;font-family:Arial,Helvetica,sans-serif;font-size:30px;line-height:34px;=
color:#0d0d0d;font-weight:800;letter-spacing:-0.5px;">=C2=A320.13<span =
style=3D"font-size:13px;font-weight:400;color:#9b9b9b;">/mo</span></p>
                        </td>
                        <td class=3D"card-cta-col" valign=3D"middle" =
align=3D"right" width=3D"145">
                          <!--[if mso]><v:roundrect =
xmlns:v=3D"urn:schemas-microsoft-com:vml" =
xmlns:w=3D"urn:schemas-microsoft-com:office:word" =
href=3D"http://tracking.harmony-financial.co.uk/tracking/click?d=3DfJoORu=
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cellpadding=3D"0" cellspacing=3D"0" border=3D"0">
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valign=3D"top" style=3D"padding-right:6px;"><p =
style=3D"margin:0;font-family:Arial,Helvetica,sans-serif;font-size:11px;l=
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ine-height:16px;color:#555555;"><span =
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medical opinion</p></td>
                        <td class=3D"benefit-cell" width=3D"25%" =
valign=3D"top" style=3D"padding-right:6px;"><p =
style=3D"margin:0;font-family:Arial,Helvetica,sans-serif;font-size:11px;l=
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valign=3D"top"><p =
style=3D"margin:0;font-family:Arial,Helvetica,sans-serif;font-size:11px;l=
ine-height:16px;color:#555555;"><span =
style=3D"color:#d97706;font-weight:700;">=E2=9A=A0</span>&nbsp;Underwriti=
ng req.</p></td>
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px;font-weight:600;">Cover amount</p>
                          <p style=3D"margin:3px 0 0 =
0;font-family:Georgia,'Times New =
Roman',serif;font-size:22px;line-height:26px;color:#0d0d0d;font-weight:bo=
ld;">=C2=A31,000,000</p>
                          <p style=3D"margin:5px 0 0 =
0;font-family:Arial,Helvetica,sans-serif;font-size:30px;line-height:34px;=
color:#0d0d0d;font-weight:800;letter-spacing:-0.5px;">=C2=A339.93<span =
style=3D"font-size:13px;font-weight:400;color:#9b9b9b;">/mo</span></p>
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valign=3D"top" style=3D"padding-right:6px;"><p =
style=3D"margin:0;font-family:Arial,Helvetica,sans-serif;font-size:11px;l=
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valign=3D"top" style=3D"padding-right:6px;"><p =
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ine-height:16px;color:#555555;"><span =
style=3D"color:#8b5cf6;font-weight:700;">=E2=9C=93</span>&nbsp;2nd =
medical opinion</p></td>
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valign=3D"top" style=3D"padding-right:6px;"><p =
style=3D"margin:0;font-family:Arial,Helvetica,sans-serif;font-size:11px;l=
ine-height:16px;color:#555555;"><span =
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                        <td class=3D"benefit-cell" width=3D"25%" =
valign=3D"top"><p =
style=3D"margin:0;font-family:Arial,Helvetica,sans-serif;font-size:11px;l=
ine-height:16px;color:#555555;"><span =
style=3D"color:#8b5cf6;font-weight:700;">=E2=9C=93</span>&nbsp;No =
underwriting</p></td>
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          <!-- Bottom padding inside white block -->
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style=3D"height:24px;background-color:#ffffff;font-size:0;">&nbsp;</td></=
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        <!-- END CARDS -->

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                    <p =
style=3D"margin:0;font-family:Arial,Helvetica,sans-serif;font-size:11px;l=
ine-height:15px;color:#7c3aed;font-weight:700;">Trusted Since 2007</p>
                  </td>
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#d4c5f9;" align=3D"center">
                    <p =
style=3D"margin:0;font-family:Arial,Helvetica,sans-serif;font-size:11px;l=
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                Quotes shown are valid at point of enquiry. Most =
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                From =C2=A35/month for =C2=A3100,000 cover is an =
illustrative price for non-smokers with no pre-existing medical =
conditions on a level term life policy. Individual circumstances and =
medical underwriting may affect the premium or sum assured available, or =
may result in a declined application.
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