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Reply-To: <contact@pensionbee.com>
From: "PensionBee" <marketing@hello.pensionbee.com>
To: <bob@sarahharvey.com>
Subject: Have you changed jobs, Robert?
Date: Wed, 20 Nov 2024 04:59:21 -0000
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  <http://sp.pensionbee.com/q/mO-lWNvykSa3kfmoZHe4HA~~/AABRIgA~/RgRpH_GpPVcFc3BjZXVCCmc8qWw9Z_hqNflSE2JvYkBzYXJhaGhhcnZleS5jb21YBAAAAB8~>
Add your previous pensions today. 
<https://links.pensionbee.com/e/eo?_t=941fc1872f5648a9becb28376f6c197b&_m=cb9fd0397c4c44818e92b0ce032706db&_e=N69SvLAUHiHJpSpsvNUfmjzFHrm-_PL2JEX_oTwajNXLhbW5QkJftqRPbo9eEldxDZyc1wtSW6LTgD9IIPJ9RxKG1K8MzcXOleVf4C90wm7Uda2Le1BZPfNaBIo7eYF6h5UBv5qof4k3lXQRjH0R8A%3D%3D>










View in browser 
<https://links.pensionbee.com/e/evib?_t=941fc1872f5648a9becb28376f6c197b&_m=cb9fd0397c4c44818e92b0ce032706db&_e=N69SvLAUHiHJpSpsvNUfmjzFHrm-_PL2JEX_oTwajNXLhbW5QkJftqRPbo9eEldx2mmWHNyFuGRYKHX11UBZuQ%3D%3D>



 <https://links.pensionbee.com/u/click?_t=941fc1872f5648a9becb28376f6c197b&_m=cb9fd0397c4c44818e92b0ce032706db&_e=TH6zBPLM6nGDO45CXSthWsLnbVVSRofYbSZhK7s0sT4N2sMc1_IP0kKWQc6xS5hk6N9iMeM8OQKBNsc4ME-ZMoQRNW40vnZqoya7Gcyoj5UUudqlIQGrS7bF6M9tGxWx4FFDB0Idjdmv_paVK6ZiUoUQpX2EjNWJT0BzTDLwENHbmt3X0jFxnUU_ngx00tknXStYJ03BK89ZutPDa-_SH2e7_aSGxda3Hj4HVnpxyvOZW3JOhv1gi0QUVg5IoGUK5pNJEoIjYLwCO1QS1sSMgg%3D%3D>
Log in 
<https://links.pensionbee.com/u/click?_t=941fc1872f5648a9becb28376f6c197b&_m=cb9fd0397c4c44818e92b0ce032706db&_e=TH6zBPLM6nGDO45CXSthWsLnbVVSRofYbSZhK7s0sT4N2sMc1_IP0kKWQc6xS5hk6N9iMeM8OQKBNsc4ME-ZMoQRNW40vnZqoya7Gcyoj5V6PUllppIE5jhe3gFGvb3uJf1t0_Cx8CnEsjt-VVfLpngFq9dUODBoQ5qxIr3go3A21Xl9w0ZWnY080fvRlRAGb48ZJ1-7YY8G1P42kcrZiMO7QkhuD-n6dI5tNYjrB-ASHjb5J54rNB5TwKs613g2bsCUa44I02Ub4CFJgN6ZoQ%3D%3D>

 <https://links.pensionbee.com/u/click?_t=941fc1872f5648a9becb28376f6c197b&_m=cb9fd0397c4c44818e92b0ce032706db&_e=TH6zBPLM6nGDO45CXSthWsLnbVVSRofYbSZhK7s0sT4N2sMc1_IP0kKWQc6xS5hk6N9iMeM8OQKBNsc4ME-ZMoQRNW40vnZqoya7Gcyoj5XwWKyqTo6BO7JKmc09hJ92fhzPy9Dj9mrP5F-elP_W_dMlJ7E4IwCVFffViC-9cRdGsKI0f8q2YfDDsk6r3efeqLFKXfVDycLNkLxBl2FJ8nJxZTusdiJ_ikzkvPM0fBeyv3KHPpOPikltMROQYb9wnNMEJc72o8oUVEQk15DG-Q%3D%3D>


Hi Robert,



If you’ve had more than one job, then the chances are that you’ve got a few 
old pension pots lying around. With PensionBee you can combine those 
pensions into one simple online plan.

Here’s how consolidating your pensions can benefit you...

*	See your pension balance in one place - anytime, anywhere.
*	Leave the piles of paperwork behind, we’re digital so you can access 
everything online.
*	Manage your retirement savings simply and conveniently from one account.


It only takes a few minutes to complete your sign up.





 <https://links.pensionbee.com/u/click?_t=941fc1872f5648a9becb28376f6c197b&_m=cb9fd0397c4c44818e92b0ce032706db&_e=TH6zBPLM6nGDO45CXSthWsLnbVVSRofYbSZhK7s0sT4N2sMc1_IP0kKWQc6xS5hk6N9iMeM8OQKBNsc4ME-ZMoQRNW40vnZqoya7Gcyoj5Vv71SsrUVC5D3WrPwXFQMAavLlHYW5ORvx9tWnt7Afj2IlPIJzUv1-QHoiYwuzqwCIFCRFGn03dcb3WFQa9ScWwwD9kK3lLn04HiU2fDcJna9ok1WAeSYxy88l3YBU1MxWizueLSli0nQD3IMN9njr2wRn_3YvmXN8UsniYrGeZA%3D%3D> 
Add your previous pensions



  <https://res.cloudinary.com/pensionbee/image/upload/v1692616392/headshots/pension_confident_podcast.png>


This month on The Pension Confident Podcast we’re talking about how to 
understand your pension balance. Join our expert panel as they break down 
everything from making sense of those annual statements to hunting down lost 
pension pots. Watch on YouTube 
<https://links.pensionbee.com/u/click?_t=941fc1872f5648a9becb28376f6c197b&_m=cb9fd0397c4c44818e92b0ce032706db&_e=TH6zBPLM6nGDO45CXSthWipXyEgFWayaHQlGdXpWsTkAYATQoXO58Sag_2zbwnsEqQ1y1coLZ38Lo5hVp7XVEaE7RM9c0sb1rVFxIkzF_k26vKQ8rSlO52mUSCesZATkkJ4Uk1YmGoAhnZyrufrw75sW7VqNxwN-rj3KQBJOk6LtMrLbukJQWb99FKaKmZ-ifUKqLc36iR18H5D0jl609hoTrC3rVDtXORZCT5BUDmatfpSAW4gWwl326dmZkJe598P-RAP6FPApYEHNIo0NFQ%3D%3D> 
, read the transcript 
<https://links.pensionbee.com/u/click?_t=941fc1872f5648a9becb28376f6c197b&_m=cb9fd0397c4c44818e92b0ce032706db&_e=TH6zBPLM6nGDO45CXSthWsLnbVVSRofYbSZhK7s0sT4t4tSYbIXcECucMq5xp43EFsTki19AVXxK6BArMxMNxGuzNQZNS9JUd7gOZc-kmZD5FIot-ZwzNelN9RN7IQjf2mg18LkMYUeaQinuUDWQ5CBmZOQz0FCVOUjpYg1XyG9-UL8bSVhgMM0ubNgbCbHeo_0qCaetKSk8vvaj2lkZvkabkAR5uI1nJ3gLXYAeCrXGY-et-3GR1qlEC-7qZo1cJo1IGJRq9mBT4QsZSy3-EeYCkZiAZ4C22An_FZob-_8%3D> 
, listen on all major podcast platforms 
<https://links.pensionbee.com/u/click?_t=941fc1872f5648a9becb28376f6c197b&_m=cb9fd0397c4c44818e92b0ce032706db&_e=TH6zBPLM6nGDO45CXSthWj5RebxmMAjAAIYsK1aM_wsy2enlXGcAHPeP1M3eB-nofF4OxJi0xn7NtDu8mmm1gOnUmleiJbsSwDHUBG65plCZEyIVd9B7Osk3FS57SB-sxYJXDyamZNgjuSyX7QdK1DxGhhwWGYqwojknyinE30Fhpw-2lSl4r9oE64OEtiKNhKVUs9CuIEuCNYfBFhN1blOLN2Zvql91C_MKUz1F9SU%3D> 
or from the PensionBee app.




 <https://links.pensionbee.com/u/click?_t=941fc1872f5648a9becb28376f6c197b&_m=cb9fd0397c4c44818e92b0ce032706db&_e=TH6zBPLM6nGDO45CXSthWv5oG640SWPPLgC20CgS7reQgo8fOQcgOkixKfvkt6zFpqXQ5bhveSGpcp4IZLvA0me1uKzBKGUFyUlUsLRBr1u4rFcZW8pefB8RrR11A0xgoUrngFteRs7ZHysv75UgLclAPc8DdpzvhjtPVNnXoL-N7RhwWvHbntkVJwNnZIuU52-EzAT7dlY9lpNSWxJYpUvqZ-qsi4UbnH0ZEYEXFQMHOUzyuPEe0ptwqShu4qBCFTKIg7dWMHetsmSR9V-lZQ%3D%3D> 
Listen now




With investments, your capital is at risk. Pensions can go down in value as 
well as up, so you could get back less than you invest.




Have a question?

Get in touch with our friendly UK team.







  <https://res.cloudinary.com/pensionbee/image/upload/v1731507652/emails/Call_us.png>
020 3457 8444
Monday - Friday: 9:30am-5pm  <https://res.cloudinary.com/pensionbee/image/upload/v1731507652/emails/Email_us.png>
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 <https://links.pensionbee.com/u/click?_t=941fc1872f5648a9becb28376f6c197b&_m=cb9fd0397c4c44818e92b0ce032706db&_e=TH6zBPLM6nGDO45CXSthWsLnbVVSRofYbSZhK7s0sT5090JwsynU5Ros92Wr8YBWOIxuOkLkkb1VBsUVqm_VWK9ON8p-yenlI8qkKOq9lSzatvoOjTexa1NHahCgHPLYCd65vWbf8j7OvZTW-a8_F1h52BARko6i-5VuCRwlmnialmkUrO-b6PU28Bg9OZWyT8lv5J0FoZKKZXP3cHdLlFcMHo_UWIw72HpvB8XTSdGe5vpbVts0Txmvt4hC2yiV> 
Launch live chatSpeak 
to a member of our friendly team now <https://links.pensionbee.com/u/click?_t=941fc1872f5648a9becb28376f6c197b&_ 
m=cb9fd0397c4c44818e92b0ce032706db&_e=TH6zBPLM6nGDO45CXSthWjrBD1icE9e9Yt7iqDCDBSLcE2akFMPE5_MrvQpm_59cEIgNp5EcJlGTzefYMOWOz4ZqcaorHlXb4FFJTnXQrNmDawFm70n6Lwi6248HB2qgkcU2Qjku-i8yfQ40NYBPZ0P-hduN87jTSpXmO08IxK5aZsboIhXZm4yrVuxnyuiSGwRCVhC7h-IkVlVOyABQ-gQEKRt4zTJRlnuHx64K-e-hqa-sCBwRRYqriscQI2XhmigSEZU9TBCyQLFixr1xwchtx4V2rXkwqtnfrrioChipml2oSOiSn_FKqh4lPc9GpTSlug15WgGNGCrb88TaiA%3D%3D>

 <https://links.pensionbee.com/u/click?_t=941fc1872f5648a9becb28376f6c197b&_m=cb9fd0397c4c44818e92b0ce032706db&_e=TH6zBPLM6nGDO45CXSthWjrBD1icE9e9Yt7iqDCDBSLcE2akFMPE5_MrvQpm_59cEIgNp5EcJlGTzefYMOWOz4ZqcaorHlXb4FFJTnXQrNmDawFm70n6Lwi6248HB2qgkcU2Qjku-i8yfQ40NYBPZ0P-hduN87jTSpXmO08IxK4HkPGEwk8OB-nzb8x6bfG9wO3viZG5V2pecvsKPUsQv57KsJEA49AmcNLPW-mqfnagQEfNPCQ813bIsvPe2KlMOTpIwLw3c0bxcWK9ocPEM0b11tAMA8EYVxsAX9jI-cCXyernVamUS6Ual_-8Ge_2RD4vp1GGJq5vFbJvLdU6iA%3D%3D>


 <https://links.pensionbee.com/u/click?_t=941fc1872f5648a9becb28376f6c197b&_m=cb9fd0397c4c44818e92b0ce032706db&_e=TH6zBPLM6nGDO45CXSthWn9llyi9EySR4-RnuMhuahAidT1Oo37Y0kPa7koBLyQjOOqWUSeoxM8jxCmIE0dfP83gDYz31nv5Whs-ni28utbl8oxhVL7DaSQWWXR0dWycMCXNzRjN_WKLr3gCTKp-D6i1Ze8Oa1hArGPNjKrozI9XgKDlx2sQGsZrOrdAdImzVv8xVGm6-7dm2qv-XRKOj2yWnaPVYLqnbjqk2mu8tspFvzNSdUh6CdQC6jUwM8hH> 
<https://links.pensionbee.com/u/click?_t=941fc1872f5648a9becb28376f6c197b&_m=cb9fd0397c4c44818e92b0ce032706db&_e=TH6zBPLM6nGDO45CXSthWgrsaMIg5gRZxLM48earIG54WYATWeM2_h89tWjjApFBYr65XhQrrd_KQO8tzUF_mvbl-QtnNNGkm-1keteHXfU7maPPTNrG_P_-weaTPwM3ctIKcp0e19yVGYdNOS3apEO4-e02BR1-ZLTI4uOARJq2WwNq0nGB91DvKBHk7q9KJidgUJD8ptYy_EBVjfUpTOi2YvIWy-BhjeXIGrRSVAzsD6riHXkvjvismb0hk7iT> 
<https://links.pensionbee.com/u/click?_t=941fc1872f5648a9becb28376f6c197b&_m=cb9fd0397c4c44818e92b0ce032706db&_e=TH6zBPLM6nGDO45CXSthWrSlCsg-mk1KgH56kziSK5bAkOMa_j95BRMEeFGIC97xI3A-ohtB5wz0AmQR__6YL_qY4wm9-MHNtN9fHUv_ZXCoUQSESkUFyLQ7Uf0hZnjY1UJfRZqgNtK60aB5NgipwYnPc7337RsO_n1OQZlTR6q3-CTd7IpAMZ9v5PrI2lcrS9mBXk-OX0nTjn_GrAYEOvvZG5o10lKL3pAs8VubTtWcKdsRO5Ykbc84UKqwd_m2> 
<https://links.pensionbee.com/u/click?_t=941fc1872f5648a9becb28376f6c197b&_m=cb9fd0397c4c44818e92b0ce032706db&_e=TH6zBPLM6nGDO45CXSthWsR-hd6KVPbiwsHuNBwDtQg3yDugpC_a2eKCwshezpt3dTjDJvpjvJXNKc9rriLMfFf6e3KGb2lMHjdgN-N9MOHNWp2pO-8TvtQTo0vwWyi179u-MiobiixEvp7nSmWeugzcT1anQZTZpg8it_lokiQba5-p2oiW-e737o_xaMcxUd2i16YkDMjNA6d2MmS7gjNcg6-2LgsomKP2hNTc5mr4CGl_oXWHR18T_icMztmY> 
<https://links.pensionbee.com/u/click?_t=941fc1872f5648a9becb28376f6c197b&_m=cb9fd0397c4c44818e92b0ce032706db&_e=TH6zBPLM6nGDO45CXSthWsvdvBeWuMc8jyZLJCWKDwLUzQ4qz_SkUgvJPjuY7boLbd4OxysO39hfIcnoAo9iQ0XJGVIF9ztCfJg_BH6IkbYtT6itOjMhhhk2QryCKTJEULl3MIDCstB_GfeI9OWJvcmwUxX9THtSzOmowABX7sQmQ1JmQGxL04b3RqY_G6MKgDjozupLT3yO37vd30VFBvL3KOi56Lwmo10OAQ7QoLktH2nFilGLD1_dQ5csfyL_> 
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class=3D"em_side15"><img src=3D"images/spacer.gif" width=3D"1" =
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style=3D"width:600px;" width=3D"600"> <tr> <td align=3D"center" =
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padding:17px 25px;" valign=3D"top"> <table align=3D"center" border=3D"0" =
cellpadding=3D"0" cellspacing=3D"0" width=3D"100%"> <tr> <td =
align=3D"left" style=3D"width:126px;" valign=3D"top" width=3D"126"> <a =
data-linkto=3D"https://" =
href=3D"https://links.pensionbee.com/u/click?_t=3D941fc1872f5648a9becb283=
76f6c197b&_m=3Dcb9fd0397c4c44818e92b0ce032706db&_e=3DTH6zBPLM6nGDO45CXSth=
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style=3D"text-decoration:none;" target=3D"_blank" title=3D""><img =
alt=3D"Pension Bee" =
src=3D"https://res.cloudinary.com/pensionbee/image/upload/v1731506007/ema=
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font-family: Arial, sans-serif; font-size: 15px; line-height: 18px; =
color: #000000; padding: 0px; text-align: center; height: auto; width: =
100%;" width=3D"126"></a> </td> <td class=3D"em_side15" =
style=3D"width:353px;" width=3D"353"> &nbsp; </td> <td align=3D"center" =
valign=3D"top"> <table align=3D"right" border=3D"0" cellpadding=3D"0" =
cellspacing=3D"0" style=3D"width:95px;" width=3D"95"> <tr> <td =
align=3D"center" bgcolor=3D"#343a40" height=3D"42" style=3D"height:42px; =
background-color:#f9c000; border-radius: 4px; font-family: 'Ryo Gothic =
PlusN', Arial, sans-serif; font-size:16px; color:#FFFFFF; =
font-weight:550;" valign=3D"middle"> <a data-linkto=3D"https://" =
href=3D"https://links.pensionbee.com/u/click?_t=3D941fc1872f5648a9becb283=
76f6c197b&_m=3Dcb9fd0397c4c44818e92b0ce032706db&_e=3DTH6zBPLM6nGDO45CXSth=
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style=3D"color:#343a40;text-decoration:none; display:block; =
line-height:42px;" target=3D"_blank" title=3D"">Log in</a> </td> </tr> =
</table> </td> </tr> </table> </td> </tr> =
</table></div></td></tr></table><table class=3D"image_block block-2" =
width=3D"100%" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" =
role=3D"presentation" style=3D"box-sizing: border-box; mso-table-lspace: =
0; mso-table-rspace: 0;"><tr style=3D"box-sizing: border-box;"><td =
class=3D"pad" style=3D"box-sizing: border-box; width: 100%;" =
width=3D"100%"><div class=3D"alignment" align=3D"center" =
style=3D"box-sizing: border-box; line-height: 10px;"><div =
style=3D"box-sizing: border-box; max-width: 600px;"><a =
href=3D"https://links.pensionbee.com/u/click?_t=3D941fc1872f5648a9becb283=
76f6c197b&_m=3Dcb9fd0397c4c44818e92b0ce032706db&_e=3DTH6zBPLM6nGDO45CXSth=
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style=3D"box-sizing: border-box; outline: none;" tabindex=3D"-1"><img =
src=3D"https://res.cloudinary.com/pensionbee/image/upload/v1704213810/ema=
ils/New%20template/Email_banner_-_Add_your_previous_pension_today_V2.jpg"=
 style=3D"box-sizing: border-box; display: block; height: auto; border: =
0; width: 100%;" width=3D"600" alt=3D"Image" title=3D"Image" =
height=3D"auto"></a></div></div></td></tr></table><table =
class=3D"text_block block-3" width=3D"100%" border=3D"0" =
cellpadding=3D"10" cellspacing=3D"0" role=3D"presentation" =
style=3D"box-sizing: border-box; mso-table-lspace: 0; mso-table-rspace: =
0; word-break: break-word;"><tr style=3D"box-sizing: border-box;"><td =
class=3D"pad" style=3D"box-sizing: border-box;"><div =
style=3D"box-sizing: border-box; font-family: sans-serif;"><div class =
style=3D"box-sizing: border-box; font-size: 12px; font-family: =
Arial,'Helvetica Neue',Helvetica,sans-serif; mso-line-height-alt: 18px; =
color: #3a342c; line-height: 1.5;"><p style=3D"box-sizing: border-box; =
line-height: inherit; margin: 0; font-size: 16px; mso-line-height-alt: =
24px;"><span style=3D"box-sizing: border-box; word-break: break-word; =
font-size: 16px;"><span style=3D"box-sizing: border-box; word-break: =
break-word;">Hi Robert,</span></span></p><p style=3D"box-sizing: =
border-box; line-height: inherit; margin: 0; font-size: 16px; =
mso-line-height-alt: 18px;">&nbsp;</p><p style=3D"box-sizing: =
border-box; line-height: inherit; margin: 0; font-size: 16px; =
mso-line-height-alt: 24px;"><span style=3D"box-sizing: border-box; =
word-break: break-word; font-size: 16px;"><span style=3D"box-sizing: =
border-box; word-break: break-word;">If you=E2=80=99ve had more than one =
job, then the chances are that you=E2=80=99ve got a few old pension pots =
lying around. With PensionBee you can combine those pensions into =
<strong style=3D"box-sizing: border-box;">one simple online =
plan</strong>.&nbsp;<br style=3D"box-sizing: border-box;"><br =
style=3D"box-sizing: border-box;">Here=E2=80=99s how consolidating your =
pensions can benefit you...</span></span></p><ul style=3D"box-sizing: =
border-box; line-height: 1.5; mso-line-height-alt: 24px; font-size: =
16px;"><li style=3D"box-sizing: border-box;"><span style=3D"box-sizing: =
border-box; word-break: break-word; font-size: 16px;"><span =
style=3D"box-sizing: border-box; word-break: break-word;"><span =
style=3D"box-sizing: border-box; word-break: break-word; font-size: =
16px;">See your pension balance in one place - anytime, =
anywhere.</span></span></span></li><li style=3D"box-sizing: =
border-box;"> <span style=3D"box-sizing: border-box; word-break: =
break-word; font-size: 16px;"><span style=3D"box-sizing: border-box; =
word-break: break-word;"><span style=3D"box-sizing: border-box; =
word-break: break-word; font-size: 16px;">Leave the piles of paperwork =
behind, we=E2=80=99re digital so you can access everything =
online.</span></span></span></li><li style=3D"box-sizing: =
border-box;"><span style=3D"box-sizing: border-box; word-break: =
break-word; font-size: 16px;"><span style=3D"box-sizing: border-box; =
word-break: break-word;"><span style=3D"box-sizing: border-box; =
word-break: break-word; font-size: 16px;">Manage your retirement savings =
simply and conveniently from one account.</span><br style=3D"box-sizing: =
border-box;"> </span></span></li></ul><p style=3D"box-sizing: =
border-box; line-height: inherit; margin: 0; mso-line-height-alt: =
24px;"><span style=3D"box-sizing: border-box; word-break: break-word; =
font-size: 16px;"><span style=3D"box-sizing: border-box; word-break: =
break-word;"><span style=3D"box-sizing: border-box; word-break: =
break-word; font-size: 16px;">It only takes a few minutes to complete =
your sign up.<br style=3D"box-sizing: =
border-box;"></span></span></span></p></div></div></td></tr></table></td>=
</tr></tbody></table></td></tr></tbody></table><table class=3D"row =
row-3" align=3D"center" width=3D"100%" border=3D"0" cellpadding=3D"0" =
cellspacing=3D"0" role=3D"presentation" style=3D"box-sizing: border-box; =
mso-table-lspace: 0; mso-table-rspace: 0;"><tbody style=3D"box-sizing: =
border-box;"><tr style=3D"box-sizing: border-box;"><td =
style=3D"box-sizing: border-box;"><table class=3D"row-content stack" =
align=3D"center" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" =
role=3D"presentation" style=3D"box-sizing: border-box; mso-table-lspace: =
0; mso-table-rspace: 0; border-radius: 0; color: #000; width: 600px; =
margin: 0 auto;" width=3D"600"><tbody style=3D"box-sizing: =
border-box;"><tr style=3D"box-sizing: border-box;"><td class=3D"column =
column-1" width=3D"100%" style=3D"box-sizing: border-box; =
mso-table-lspace: 0; mso-table-rspace: 0; font-weight: 400; text-align: =
left; padding-bottom: 5px; padding-top: 5px; vertical-align: top; =
border-top: 0; border-right: 0; border-bottom: 0; border-left: 0;" =
align=3D"left" valign=3D"top"><table class=3D"button_block block-1" =
width=3D"100%" border=3D"0" cellpadding=3D"10" cellspacing=3D"0" =
role=3D"presentation" style=3D"box-sizing: border-box; mso-table-lspace: =
0; mso-table-rspace: 0;"><tr style=3D"box-sizing: border-box;"><td =
class=3D"pad" style=3D"box-sizing: border-box;"><div class=3D"alignment" =
align=3D"center" style=3D"box-sizing: border-box;"><!--[if =
mso]><v:roundrect xmlns:v=3D"urn:schemas-microsoft-com:vml" =
xmlns:w=3D"urn:schemas-microsoft-com:office:word" =
href=3D"https://links.pensionbee.com/u/click?_t=3D941fc1872f5648a9becb283=
76f6c197b&_m=3Dcb9fd0397c4c44818e92b0ce032706db&_e=3DTH6zBPLM6nGDO45CXSth=
WsLnbVVSRofYbSZhK7s0sT4N2sMc1_IP0kKWQc6xS5hk6N9iMeM8OQKBNsc4ME-ZMoQRNW40v=
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style=3D"height:43px;width:229px;v-text-anchor:middle;" arcsize=3D"10%" =
stroke=3D"false" fillcolor=3D"#f9c000"> <w:anchorlock/> <v:textbox =
inset=3D"0px,0px,0px,5px"> <center dir=3D"false" =
style=3D"color:#000000;font-family:Arial, =
sans-serif;font-size:14px"><![endif]--> <a =
href=3D"https://links.pensionbee.com/u/click?_t=3D941fc1872f5648a9becb283=
76f6c197b&_m=3Dcb9fd0397c4c44818e92b0ce032706db&_e=3DTH6zBPLM6nGDO45CXSth=
WsLnbVVSRofYbSZhK7s0sT4N2sMc1_IP0kKWQc6xS5hk6N9iMeM8OQKBNsc4ME-ZMoQRNW40v=
nZqoya7Gcyoj5Vv71SsrUVC5D3WrPwXFQMAavLlHYW5ORvx9tWnt7Afj2IlPIJzUv1-QHoiYw=
uzqwCIFCRFGn03dcb3WFQa9ScWwwD9kK3lLn04HiU2fDcJna9ok1WAeSYxy88l3YBU1MxWizu=
eLSli0nQD3IMN9njr2wRn_3YvmXN8UsniYrGeZA%3D%3D" target=3D"_blank" =
style=3D"box-sizing: border-box; background-color: #f9c000; =
border-bottom: 0px solid transparent; border-left: 0px solid =
transparent; border-radius: 4px; border-right: 0px solid transparent; =
border-top: 0px solid transparent; color: #000000; display: =
inline-block; font-family: Arial, 'Helvetica Neue', Helvetica, =
sans-serif; font-size: 14px; font-weight: 400; mso-border-alt: none; =
padding-bottom: 10px; padding-top: 5px; text-align: center; =
text-decoration: none; width: auto; word-break: keep-all;"><span =
style=3D"box-sizing: border-box; word-break: break-word; padding-left: =
20px; padding-right: 20px; font-size: 14px; display: inline-block; =
letter-spacing: normal;"><span style=3D"box-sizing: border-box; =
word-break: break-word; line-height: 28px;"><strong style=3D"box-sizing: =
border-box;">Add your previous pensions</strong></span></span></a> =
<!--[if =
mso]></center></v:textbox></v:roundrect><![endif]--></div></td></tr></tab=
le></td></tr></tbody></table></td></tr></tbody></table><table =
class=3D"row row-4" align=3D"center" width=3D"100%" border=3D"0" =
cellpadding=3D"0" cellspacing=3D"0" role=3D"presentation" =
style=3D"box-sizing: border-box; mso-table-lspace: 0; mso-table-rspace: =
0;"><tbody style=3D"box-sizing: border-box;"><tr style=3D"box-sizing: =
border-box;"><td style=3D"box-sizing: border-box;"><table =
class=3D"row-content" align=3D"center" border=3D"0" cellpadding=3D"0" =
cellspacing=3D"0" role=3D"presentation" style=3D"box-sizing: border-box; =
mso-table-lspace: 0; mso-table-rspace: 0; border-radius: 0; color: #000; =
width: 600px; margin: 0 auto;" width=3D"600"><tbody style=3D"box-sizing: =
border-box;"><tr style=3D"box-sizing: border-box;"><td class=3D"column =
column-1" width=3D"25%" style=3D"box-sizing: border-box; =
mso-table-lspace: 0; mso-table-rspace: 0; font-weight: 400; text-align: =
left; padding-bottom: 5px; padding-top: 5px; vertical-align: top; =
border-top: 0; border-right: 0; border-bottom: 0; border-left: 0;" =
align=3D"left" valign=3D"top"><table class=3D"image_block block-1" =
width=3D"100%" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" =
role=3D"presentation" style=3D"box-sizing: border-box; mso-table-lspace: =
0; mso-table-rspace: 0;"><tr style=3D"box-sizing: border-box;"><td =
class=3D"pad" style=3D"box-sizing: border-box; padding-bottom: 15px; =
padding-left: 25px; padding-right: 25px; padding-top: 20px; width: =
100%;" width=3D"100%"><div class=3D"alignment" align=3D"right" =
style=3D"box-sizing: border-box; line-height: 10px;"><div =
style=3D"box-sizing: border-box; max-width: 100px;"><img =
src=3D"https://res.cloudinary.com/pensionbee/image/upload/v1692616392/hea=
dshots/pension_confident_podcast.png" style=3D"box-sizing: border-box; =
display: block; height: auto; border: 0; width: 100%;" width=3D"100" alt =
title height=3D"auto"></div></div></td></tr></table></td><td =
class=3D"column column-2" width=3D"75%" style=3D"box-sizing: border-box; =
mso-table-lspace: 0; mso-table-rspace: 0; font-weight: 400; text-align: =
left; padding-bottom: 5px; padding-top: 5px; vertical-align: top; =
border-top: 0; border-right: 0; border-bottom: 0; border-left: 0;" =
align=3D"left" valign=3D"top"><table class=3D"text_block block-1" =
width=3D"100%" border=3D"0" cellpadding=3D"10" cellspacing=3D"0" =
role=3D"presentation" style=3D"box-sizing: border-box; mso-table-lspace: =
0; mso-table-rspace: 0; word-break: break-word;"><tr =
style=3D"box-sizing: border-box;"><td class=3D"pad" style=3D"box-sizing: =
border-box;"><div style=3D"box-sizing: border-box; font-family: =
sans-serif;"><div class style=3D"box-sizing: border-box; font-size: =
14px; font-family: Arial,'Helvetica Neue',Helvetica,sans-serif; =
mso-line-height-alt: 21px; color: #3a342c; line-height: 1.5;"><p =
style=3D"box-sizing: border-box; line-height: inherit; margin: 0; =
font-size: 14px; mso-line-height-alt: 21px;"> This month on <strong =
style=3D"box-sizing: border-box;">The Pension Confident Podcast</strong> =
we=E2=80=99re talking about how to understand your pension balance. Join =
our expert panel as they break down everything from making sense of =
those annual statements to hunting down lost pension pots. <a =
href=3D"https://links.pensionbee.com/u/click?_t=3D941fc1872f5648a9becb283=
76f6c197b&_m=3Dcb9fd0397c4c44818e92b0ce032706db&_e=3DTH6zBPLM6nGDO45CXSth=
WipXyEgFWayaHQlGdXpWsTkAYATQoXO58Sag_2zbwnsEqQ1y1coLZ38Lo5hVp7XVEaE7RM9c0=
sb1rVFxIkzF_k26vKQ8rSlO52mUSCesZATkkJ4Uk1YmGoAhnZyrufrw75sW7VqNxwN-rj3KQB=
JOk6LtMrLbukJQWb99FKaKmZ-ifUKqLc36iR18H5D0jl609hoTrC3rVDtXORZCT5BUDmatfpS=
AW4gWwl326dmZkJe598P-RAP6FPApYEHNIo0NFQ%3D%3D" target=3D"_blank" =
style=3D"box-sizing: border-box; text-decoration: underline; color: =
#007db7;" rel=3D"noopener">Watch on YouTube</a>, <a =
href=3D"https://links.pensionbee.com/u/click?_t=3D941fc1872f5648a9becb283=
76f6c197b&_m=3Dcb9fd0397c4c44818e92b0ce032706db&_e=3DTH6zBPLM6nGDO45CXSth=
WsLnbVVSRofYbSZhK7s0sT4t4tSYbIXcECucMq5xp43EFsTki19AVXxK6BArMxMNxGuzNQZNS=
9JUd7gOZc-kmZD5FIot-ZwzNelN9RN7IQjf2mg18LkMYUeaQinuUDWQ5CBmZOQz0FCVOUjpYg=
1XyG9-UL8bSVhgMM0ubNgbCbHeo_0qCaetKSk8vvaj2lkZvkabkAR5uI1nJ3gLXYAeCrXGY-e=
t-3GR1qlEC-7qZo1cJo1IGJRq9mBT4QsZSy3-EeYCkZiAZ4C22An_FZob-_8%3D" =
target=3D"_blank" style=3D"box-sizing: border-box; text-decoration: =
underline; color: #007db7;" rel=3D"noopener">read the transcript</a>, <a =
href=3D"https://links.pensionbee.com/u/click?_t=3D941fc1872f5648a9becb283=
76f6c197b&_m=3Dcb9fd0397c4c44818e92b0ce032706db&_e=3DTH6zBPLM6nGDO45CXSth=
Wj5RebxmMAjAAIYsK1aM_wsy2enlXGcAHPeP1M3eB-nofF4OxJi0xn7NtDu8mmm1gOnUmleiJ=
bsSwDHUBG65plCZEyIVd9B7Osk3FS57SB-sxYJXDyamZNgjuSyX7QdK1DxGhhwWGYqwojknyi=
nE30Fhpw-2lSl4r9oE64OEtiKNhKVUs9CuIEuCNYfBFhN1blOLN2Zvql91C_MKUz1F9SU%3D"=
 target=3D"_blank" style=3D"box-sizing: border-box; text-decoration: =
underline; color: #007db7;" rel=3D"noopener">listen on all major podcast =
platforms</a> or from the PensionBee app. =
</p></div></div></td></tr></table></td></tr></tbody></table></td></tr></t=
body></table><table class=3D"row row-5" align=3D"center" width=3D"100%" =
border=3D"0" cellpadding=3D"0" cellspacing=3D"0" role=3D"presentation" =
style=3D"box-sizing: border-box; mso-table-lspace: 0; mso-table-rspace: =
0;"><tbody style=3D"box-sizing: border-box;"><tr style=3D"box-sizing: =
border-box;"><td style=3D"box-sizing: border-box;"><table =
class=3D"row-content stack" align=3D"center" border=3D"0" =
cellpadding=3D"0" cellspacing=3D"0" role=3D"presentation" =
style=3D"box-sizing: border-box; mso-table-lspace: 0; mso-table-rspace: =
0; border-radius: 0; color: #000; width: 600px; margin: 0 auto;" =
width=3D"600"><tbody style=3D"box-sizing: border-box;"><tr =
style=3D"box-sizing: border-box;"><td class=3D"column column-1" =
width=3D"100%" style=3D"box-sizing: border-box; mso-table-lspace: 0; =
mso-table-rspace: 0; font-weight: 400; text-align: left; padding-bottom: =
5px; padding-top: 5px; vertical-align: top; border-top: 0; border-right: =
0; border-bottom: 0; border-left: 0;" align=3D"left" =
valign=3D"top"><table class=3D"button_block block-1" width=3D"100%" =
border=3D"0" cellpadding=3D"10" cellspacing=3D"0" role=3D"presentation" =
style=3D"box-sizing: border-box; mso-table-lspace: 0; mso-table-rspace: =
0;"><tr style=3D"box-sizing: border-box;"><td class=3D"pad" =
style=3D"box-sizing: border-box;"><div class=3D"alignment" =
align=3D"center" style=3D"box-sizing: border-box;"><!--[if =
mso]><v:roundrect xmlns:v=3D"urn:schemas-microsoft-com:vml" =
xmlns:w=3D"urn:schemas-microsoft-com:office:word" =
href=3D"https://links.pensionbee.com/u/click?_t=3D941fc1872f5648a9becb283=
76f6c197b&_m=3Dcb9fd0397c4c44818e92b0ce032706db&_e=3DTH6zBPLM6nGDO45CXSth=
Wv5oG640SWPPLgC20CgS7reQgo8fOQcgOkixKfvkt6zFpqXQ5bhveSGpcp4IZLvA0me1uKzBK=
GUFyUlUsLRBr1uup-HyFfHmuVWUUfGfTWlwJEbU1_8GDKSl49tYxh0gKchioaqKjlpYlLKyor=
zHqsBIylpniIFXJO1cCfubb5cZbziCjDf_9V0G7KG0EBSf8SE6VDhuior9rV1rHpp_6L6Lp9C=
aCJSfKSpWoMtavv4evaccHMAaR31UvkSHzwR18A%3D%3D" =
style=3D"height:43px;width:113px;v-text-anchor:middle;" arcsize=3D"10%" =
stroke=3D"false" fillcolor=3D"#f9c000"> <w:anchorlock/> <v:textbox =
inset=3D"0px,0px,0px,5px"> <center dir=3D"false" =
style=3D"color:#000000;font-family:Arial, =
sans-serif;font-size:14px"><![endif]--> <a =
href=3D"https://links.pensionbee.com/u/click?_t=3D941fc1872f5648a9becb283=
76f6c197b&_m=3Dcb9fd0397c4c44818e92b0ce032706db&_e=3DTH6zBPLM6nGDO45CXSth=
Wv5oG640SWPPLgC20CgS7reQgo8fOQcgOkixKfvkt6zFpqXQ5bhveSGpcp4IZLvA0me1uKzBK=
GUFyUlUsLRBr1u4rFcZW8pefB8RrR11A0xgoUrngFteRs7ZHysv75UgLclAPc8DdpzvhjtPVN=
nXoL-N7RhwWvHbntkVJwNnZIuU52-EzAT7dlY9lpNSWxJYpUvqZ-qsi4UbnH0ZEYEXFQMHOUz=
yuPEe0ptwqShu4qBCFTKIg7dWMHetsmSR9V-lZQ%3D%3D" target=3D"_blank" =
style=3D"box-sizing: border-box; background-color: #f9c000; =
border-bottom: 0px solid transparent; border-left: 0px solid =
transparent; border-radius: 4px; border-right: 0px solid transparent; =
border-top: 0px solid transparent; color: #000000; display: =
inline-block; font-family: Arial, 'Helvetica Neue', Helvetica, =
sans-serif; font-size: 14px; font-weight: 400; mso-border-alt: none; =
padding-bottom: 10px; padding-top: 5px; text-align: center; =
text-decoration: none; width: auto; word-break: keep-all;"><span =
style=3D"box-sizing: border-box; word-break: break-word; padding-left: =
20px; padding-right: 20px; font-size: 14px; display: inline-block; =
letter-spacing: normal;"><span style=3D"box-sizing: border-box; =
word-break: break-word; line-height: 28px;"><strong style=3D"box-sizing: =
border-box;">Listen now</strong></span></span></a> <!--[if =
mso]></center></v:textbox></v:roundrect><![endif]--></div></td></tr></tab=
le></td></tr></tbody></table></td></tr></tbody></table><table =
class=3D"row row-6" align=3D"center" width=3D"100%" border=3D"0" =
cellpadding=3D"0" cellspacing=3D"0" role=3D"presentation" =
style=3D"box-sizing: border-box; mso-table-lspace: 0; mso-table-rspace: =
0;"><tbody style=3D"box-sizing: border-box;"><tr style=3D"box-sizing: =
border-box;"><td style=3D"box-sizing: border-box;"><table =
class=3D"row-content stack" align=3D"center" border=3D"0" =
cellpadding=3D"0" cellspacing=3D"0" role=3D"presentation" =
style=3D"box-sizing: border-box; mso-table-lspace: 0; mso-table-rspace: =
0; color: #333; width: 600px; margin: 0 auto;" width=3D"600"><tbody =
style=3D"box-sizing: border-box;"><tr style=3D"box-sizing: =
border-box;"><td class=3D"column column-1" width=3D"100%" =
style=3D"box-sizing: border-box; mso-table-lspace: 0; mso-table-rspace: =
0; font-weight: 400; text-align: left; padding-bottom: 30px; =
padding-top: 15px; vertical-align: top; border-top: 0; border-right: 0; =
border-bottom: 0; border-left: 0;" align=3D"left" valign=3D"top"><table =
class=3D"text_block block-1" width=3D"100%" border=3D"0" =
cellpadding=3D"10" cellspacing=3D"0" role=3D"presentation" =
style=3D"box-sizing: border-box; mso-table-lspace: 0; mso-table-rspace: =
0; word-break: break-word;"><tr style=3D"box-sizing: border-box;"><td =
class=3D"pad" style=3D"box-sizing: border-box;"><div =
style=3D"box-sizing: border-box; font-family: sans-serif;"><div class =
style=3D"box-sizing: border-box; font-size: 14px; font-family: =
Arial,'Helvetica Neue',Helvetica,sans-serif; mso-line-height-alt: 21px; =
color: #343a40; line-height: 1.5;"><p style=3D"box-sizing: border-box; =
line-height: inherit; margin: 0; font-size: 14px; text-align: center; =
mso-line-height-alt: 21px;"><em style=3D"box-sizing: border-box;">With =
investments, your capital is at risk. Pensions can go down in value as =
well as up, so you could get back less than you invest.</em></p></div> =
</div></td></tr></table><table class=3D"text_block block-2" =
width=3D"100%" border=3D"0" cellpadding=3D"5" cellspacing=3D"0" =
role=3D"presentation" style=3D"box-sizing: border-box; mso-table-lspace: =
0; mso-table-rspace: 0; word-break: break-word;"><tr =
style=3D"box-sizing: border-box;"><td class=3D"pad" style=3D"box-sizing: =
border-box;"><div style=3D"box-sizing: border-box; font-family: =
sans-serif;"><div class style=3D"box-sizing: border-box; font-size: =
14px; font-family: Arial,'Helvetica Neue',Helvetica,sans-serif; =
mso-line-height-alt: 21px; color: #343a40; line-height: 1.5;"><p =
style=3D"box-sizing: border-box; line-height: inherit; margin: 0; =
font-size: 14px; text-align: center; mso-line-height-alt: =
21px;">&nbsp;</p><p style=3D"box-sizing: border-box; line-height: =
inherit; margin: 0; font-size: 14px; text-align: center; =
mso-line-height-alt: 21px;"><span style=3D"box-sizing: border-box; =
word-break: break-word; color: #000000;"><strong style=3D"box-sizing: =
border-box;">Have a question?</strong></span></p><p style=3D"box-sizing: =
border-box; line-height: inherit; margin: 0; font-size: 14px; =
text-align: center; mso-line-height-alt: 21px;">Get in touch with our =
friendly UK =
team.</p></div></div></td></tr></table></td></tr></tbody></table></td></t=
r></tbody></table><table class=3D"row row-7" align=3D"center" =
width=3D"100%" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" =
role=3D"presentation" style=3D"box-sizing: border-box; mso-table-lspace: =
0; mso-table-rspace: 0;"><tbody style=3D"box-sizing: border-box;"><tr =
style=3D"box-sizing: border-box;"><td style=3D"box-sizing: =
border-box;"><table class=3D"row-content stack" align=3D"center" =
border=3D"0" cellpadding=3D"0" cellspacing=3D"0" role=3D"presentation" =
style=3D"box-sizing: border-box; mso-table-lspace: 0; mso-table-rspace: =
0; border-radius: 0; color: #000; width: 600px; margin: 0 auto;" =
width=3D"600"><tbody style=3D"box-sizing: border-box;"><tr =
style=3D"box-sizing: border-box;"><td class=3D"column column-1" =
width=3D"100%" style=3D"box-sizing: border-box; mso-table-lspace: 0; =
mso-table-rspace: 0; font-weight: 400; text-align: left; padding-bottom: =
5px; padding-top: 5px; vertical-align: top; border-top: 0; border-right: =
0; border-bottom: 0; border-left: 0;" align=3D"left" =
valign=3D"top"><table class=3D"html_block block-1" width=3D"100%" =
border=3D"0" cellpadding=3D"0" cellspacing=3D"0" role=3D"presentation" =
style=3D"box-sizing: border-box; mso-table-lspace: 0; mso-table-rspace: =
0;"><tr style=3D"box-sizing: border-box;"><td class=3D"pad" =
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31px;" valign=3D"middle"><img alt=3D"" border=3D"0" =
src=3D"https://res.cloudinary.com/pensionbee/image/upload/v1731507652/ema=
ils/Call_us.png" style=3D"display: block; max-width: 30px; font-family: =
Arial, sans-serif; font-size: 15px; line-height: 18px; color: #000000; =
padding: 0px; text-align: center; height: auto; width: 100%;" =
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class=3D"em_defaultlink" style=3D"padding-top: 9px; font-family: 'Open =
Sans', Arial, sans-serif; font-size: 12px; line-height: 22px; color: =
#000000; font-weight: 750;" valign=3D"top">020 3457 8444&nbsp;</td> =
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font-family: 'Open Sans', Arial, sans-serif; font-size: 11px; =
line-height: 16px; color: rgb(0, 0, 0); font-weight: 400; =
letter-spacing: 0.3px; text-align: center;" valign=3D"top">Monday - =
Friday: 9:30am-5pm</td> </tr> </tbody> </table> <table align=3D"right" =
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src=3D"https://res.cloudinary.com/pensionbee/image/upload/v1731507652/ema=
ils/Email_us.png" style=3D"display: block; max-width: 34px; font-family: =
Arial, sans-serif; font-size: 15px; line-height: 18px; color: #000000; =
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0);"><a href=3D"mailto:contact@pensionbee.com?subject=3D" =
style=3D"text-decoration: none; color: rgb(0, 0, 0);" =
title=3D"contact@pensionbee.com" =
data-linkto=3D"mailto:">contact@pensionbee.com</a></span></td> </tr> =
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font-family: 'Open Sans', Arial, sans-serif; font-size: 11px; =
line-height: 16px; color: rgb(0, 0, 0); font-weight: 400; =
letter-spacing: 0.3px; text-align: center;" valign=3D"top">Send us an =
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valign=3D"middle"><img alt=3D"" border=3D"0" =
src=3D"https://res.cloudinary.com/pensionbee/image/upload/v1731507653/ema=
ils/Live_chat.png" style=3D"display: block; max-width: 34px; =
font-family: Arial, sans-serif; font-size: 15px; line-height: 18px; =
color: #000000; padding: 0px; height: auto; width: 100%; text-align: =
center;" width=3D"28"></td> </tr> <tr> <td align=3D"center" =
class=3D"em_defaultlink" style=3D"padding-top: 7px; font-family: 'Open =
Sans', Arial, sans-serif; font-size: 12px; line-height: 22px; color: =
#000000; font-weight: 750;" valign=3D"top"><a =
href=3D"https://links.pensionbee.com/u/click?_t=3D941fc1872f5648a9becb283=
76f6c197b&_m=3Dcb9fd0397c4c44818e92b0ce032706db&_e=3DTH6zBPLM6nGDO45CXSth=
WsLnbVVSRofYbSZhK7s0sT5090JwsynU5Ros92Wr8YBWOIxuOkLkkb1VBsUVqm_VWK9ON8p-y=
enlI8qkKOq9lSzatvoOjTexa1NHahCgHPLYCd65vWbf8j7OvZTW-a8_F1h52BARko6i-5VuCR=
wlmnialmkUrO-b6PU28Bg9OZWyT8lv5J0FoZKKZXP3cHdLlFcMHo_UWIw72HpvB8XTSdGe5vp=
bVts0Txmvt4hC2yiV" style=3D"text-decoration: none;" title=3D"Launch live =
chat" data-linkto=3D"https://"><span style=3D"color: rgb(0, 0, =
0);">Launch live chat</span></a></td> </tr> <tr> <td =
class=3D"em_defaultlink" style=3D"padding-top: 12px; font-family: 'Open =
Sans', Arial, sans-serif; font-size: 11px; line-height: 16px; color: =
rgb(0, 0, 0); font-weight: 400; letter-spacing: 0.3px; text-align: =
center;" valign=3D"top">Speak to a member of our friendly team now</td> =
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valign=3D"top"><br>&nbsp;</td> </tr> </tbody> </table> </td> </tr> =
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align=3D"center" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" =
width=3D"100%"> <tbody> <tr> <td bgcolor=3D"#F9C000" height=3D"12" =
style=3D"height: 12px; font-size: 0px; line-height: 0px;">&nbsp;</td> =
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20px;" valign=3D"top"> <table align=3D"center" border=3D"0" =
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Arial Black, Tahoma, Trebuchet MS, Verdana, sans-serif; font-size: 12px; =
color: #aaa; text-decoration: none;"><a =
href=3D"https://links.pensionbee.com/u/click?_t=3D941fc1872f5648a9becb283=
76f6c197b&_m=3Dcb9fd0397c4c44818e92b0ce032706db&_e=3DTH6zBPLM6nGDO45CXSth=
WjrBD1icE9e9Yt7iqDCDBSLcE2akFMPE5_MrvQpm_59cEIgNp5EcJlGTzefYMOWOz4ZqcaorH=
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8IxK5aZsboIhXZm4yrVuxnyuiSGwRCVhC7h-IkVlVOyABQ-gQEKRt4zTJRlnuHx64K-e-hqa-=
sCBwRRYqriscQI2XhmigSEZU9TBCyQLFixr1xwchtx4V2rXkwqtnfrrioChipml2oSOiSn_FK=
qh4lPc9GpTSlug15WgGNGCrb88TaiA%3D%3D" rel=3D"noopener noreferrer" =
style=3D"text-decoration: none; text-underline: none;" =
target=3D"_blank"> <img alt=3D"Trustpilot rating" border=3D"0" =
height=3D"16" =
src=3D"https://emailsignature.trustpilot.com/signature/en-US/2/55f7e14b00=
00ff0005835423/text.png" style=3D"max-height: 16px; margin: 0; padding: =
0; width: auto; border: none;"> <br><img alt=3D"Trustpilot Stars" =
border=3D"0" height=3D"40" =
src=3D"https://emailsignature.trustpilot.com/signature/en-US/2/55f7e14b00=
00ff0005835423/stars.png" style=3D"max-width: 160px; width: 100%; =
max-height: 40px; border: none;" width=3D"160"> </a> <br><a =
href=3D"https://links.pensionbee.com/u/click?_t=3D941fc1872f5648a9becb283=
76f6c197b&_m=3Dcb9fd0397c4c44818e92b0ce032706db&_e=3DTH6zBPLM6nGDO45CXSth=
WjrBD1icE9e9Yt7iqDCDBSLcE2akFMPE5_MrvQpm_59cEIgNp5EcJlGTzefYMOWOz4ZqcaorH=
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8IxK4HkPGEwk8OB-nzb8x6bfG9wO3viZG5V2pecvsKPUsQv57KsJEA49AmcNLPW-mqfnagQEf=
NPCQ813bIsvPe2KlMOTpIwLw3c0bxcWK9ocPEM0b11tAMA8EYVxsAX9jI-cCXyernVamUS6Ua=
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target=3D"_blank"> <img alt=3D"Trustpilot Logo" border=3D"0" =
height=3D"20" =
src=3D"https://emailsignature.trustpilot.com/brand/s/2/logo.png" =
style=3D"max-width: 79px; width: 100%; max-height: 20px; border: none;" =
width=3D"79"> </a></p> <p></p> <table stlye=3D"margin-top: 16px;" =
align=3D"left" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" =
class=3D"em_wrapper" style=3D"width: 123px;" width=3D"123"> <tbody> =
<tr></tr> </tbody> </table> </td> </tr> </tbody> </table> </td> </tr> =
</tbody> </table> <table align=3D"center" border=3D"0" cellpadding=3D"0" =
cellspacing=3D"0"> <tbody> <br> <tr> <td align=3D"center" =
valign=3D"top"><a =
href=3D"https://links.pensionbee.com/u/click?_t=3D941fc1872f5648a9becb283=
76f6c197b&_m=3Dcb9fd0397c4c44818e92b0ce032706db&_e=3DTH6zBPLM6nGDO45CXSth=
Wn9llyi9EySR4-RnuMhuahAidT1Oo37Y0kPa7koBLyQjOOqWUSeoxM8jxCmIE0dfP83gDYz31=
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SdUh6CdQC6jUwM8hH" rel=3D"noopener" style=3D"text-decoration: none;" =
target=3D"_blank" title=3D"" data-linkto=3D"https://"><img alt=3D"fb" =
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ils/Social_icons_Facebook_yellow.png" style=3D"display: block; =
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line-height: 18px; color: #000000; padding: 0px; text-align: center; =
height: auto; width: 100%;" width=3D"32"></a></td> <td class=3D"em_w1" =
style=3D"width: 15px;" width=3D"30"></td> <td align=3D"center" =
valign=3D"top"><a =
href=3D"https://links.pensionbee.com/u/click?_t=3D941fc1872f5648a9becb283=
76f6c197b&_m=3Dcb9fd0397c4c44818e92b0ce032706db&_e=3DTH6zBPLM6nGDO45CXSth=
WgrsaMIg5gRZxLM48earIG54WYATWeM2_h89tWjjApFBYr65XhQrrd_KQO8tzUF_mvbl-QtnN=
NGkm-1keteHXfU7maPPTNrG_P_-weaTPwM3ctIKcp0e19yVGYdNOS3apEO4-e02BR1-ZLTI4u=
OARJq2WwNq0nGB91DvKBHk7q9KJidgUJD8ptYy_EBVjfUpTOi2YvIWy-BhjeXIGrRSVAzsD6r=
iHXkvjvismb0hk7iT" rel=3D"noopener" style=3D"text-decoration: none;" =
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src=3D"https://res.cloudinary.com/pensionbee/image/upload/v1731515759/ema=
ils/Social_icons_at_yellow.png" style=3D"display: block; max-width: =
32px; font-family: Arial, sans-serif; font-size: 15px; line-height: =
18px; color: #000000; padding: 0px; text-align: center; height: auto; =
width: 100%;" width=3D"35"></a></td> <td class=3D"em_w1" style=3D"width: =
15px;" width=3D"30"></td> <td align=3D"center" valign=3D"top"><a =
href=3D"https://links.pensionbee.com/u/click?_t=3D941fc1872f5648a9becb283=
76f6c197b&_m=3Dcb9fd0397c4c44818e92b0ce032706db&_e=3DTH6zBPLM6nGDO45CXSth=
WrSlCsg-mk1KgH56kziSK5bAkOMa_j95BRMEeFGIC97xI3A-ohtB5wz0AmQR__6YL_qY4wm9-=
MHNtN9fHUv_ZXCoUQSESkUFyLQ7Uf0hZnjY1UJfRZqgNtK60aB5NgipwYnPc7337RsO_n1OQZ=
lTR6q3-CTd7IpAMZ9v5PrI2lcrS9mBXk-OX0nTjn_GrAYEOvvZG5o10lKL3pAs8VubTtWcKds=
RO5Ykbc84UKqwd_m2" rel=3D"noopener" style=3D"text-decoration: none;" =
target=3D"_blank" title=3D"" data-linkto=3D"https://"><img alt=3D"fb" =
src=3D"https://res.cloudinary.com/pensionbee/image/upload/v1731515759/ema=
ils/Social_icons_TikTok_yellow.png" style=3D"display: block; max-width: =
32px; font-family: Arial, sans-serif; font-size: 15px; line-height: =
18px; color: #000000; padding: 0px; text-align: center; height: auto; =
width: 100%;" width=3D"53"></a></td> <td class=3D"em_w1" style=3D"width: =
15px;" width=3D"30">&nbsp;</td> <td align=3D"center" valign=3D"top"><a =
href=3D"https://links.pensionbee.com/u/click?_t=3D941fc1872f5648a9becb283=
76f6c197b&_m=3Dcb9fd0397c4c44818e92b0ce032706db&_e=3DTH6zBPLM6nGDO45CXSth=
WsR-hd6KVPbiwsHuNBwDtQg3yDugpC_a2eKCwshezpt3dTjDJvpjvJXNKc9rriLMfFf6e3KGb=
2lMHjdgN-N9MOHNWp2pO-8TvtQTo0vwWyi179u-MiobiixEvp7nSmWeugzcT1anQZTZpg8it_=
lokiQba5-p2oiW-e737o_xaMcxUd2i16YkDMjNA6d2MmS7gjNcg6-2LgsomKP2hNTc5mr4CGl=
_oXWHR18T_icMztmY" rel=3D"noopener" style=3D"text-decoration: none;" =
target=3D"_blank" title=3D"" data-linkto=3D"https://"><img alt=3D"tw" =
src=3D"https://res.cloudinary.com/pensionbee/image/upload/v1731515807/ema=
ils/Social_icons_X_yellow.png" style=3D"display: block; max-width: 32px; =
font-family: Arial, sans-serif; font-size: 15px; line-height: 18px; =
color: #000000; padding: 0px; height: auto; width: 100%; text-align: =
center;" width=3D"35"></a></td> <td class=3D"em_w1" style=3D"width: =
15px;" width=3D"30">&nbsp;</td> <td align=3D"center" valign=3D"top"><a =
href=3D"https://links.pensionbee.com/u/click?_t=3D941fc1872f5648a9becb283=
76f6c197b&_m=3Dcb9fd0397c4c44818e92b0ce032706db&_e=3DTH6zBPLM6nGDO45CXSth=
WsvdvBeWuMc8jyZLJCWKDwLUzQ4qz_SkUgvJPjuY7boLbd4OxysO39hfIcnoAo9iQ0XJGVIF9=
ztCfJg_BH6IkbYtT6itOjMhhhk2QryCKTJEULl3MIDCstB_GfeI9OWJvcmwUxX9THtSzOmowA=
BX7sQmQ1JmQGxL04b3RqY_G6MKgDjozupLT3yO37vd30VFBvL3KOi56Lwmo10OAQ7QoLktH2n=
FilGLD1_dQ5csfyL_" rel=3D"noopener" style=3D"text-decoration: none;" =
target=3D"_blank" title=3D"" data-linkto=3D"https://"><img alt=3D"in" =
src=3D"https://res.cloudinary.com/pensionbee/image/upload/v1731515759/ema=
ils/Social_icons_LinkedIn_yellow.png" style=3D"display: block; =
max-width: 32px; font-family: Arial, sans-serif; font-size: 15px; =
line-height: 18px; color: #000000; padding: 0px; text-align: center; =
height: auto; width: 100%;" width=3D"30"></a></td> <td class=3D"em_w1" =
style=3D"width: 15px;" width=3D"30">&nbsp;</td> <td align=3D"center" =
valign=3D"top"><a =
href=3D"https://links.pensionbee.com/u/click?_t=3D941fc1872f5648a9becb283=
76f6c197b&_m=3Dcb9fd0397c4c44818e92b0ce032706db&_e=3DTH6zBPLM6nGDO45CXSth=
WipXyEgFWayaHQlGdXpWsTnShDVaAN6bwDpdRsIoAkZHEC1XeScyJV6IE0eKiwKahrc-Qx8Mv=
Qi3BLYBrSQsAg9PYQVecgc2-7gJ3dOc0QY9qjYgyV0KK7CgIrnqYUr0KaP4NibzXoRMkuVTCt=
VJ58fHmmGUFElWFFW2_FfEWQ1J4emzSsyP-OO9v14irlwWHE--8sFVBI5hXQTDfMzngGPhBk0=
bEwoAQEOi2jWPsz7hwsHqKroPia5lMF_9N9ed4Q%3D%3D" rel=3D"noopener" =
style=3D"text-decoration: none;" target=3D"_blank" title=3D"" =
data-linkto=3D"https://"><img alt=3D"yt" =
src=3D"https://res.cloudinary.com/pensionbee/image/upload/v1731515807/ema=
ils/Social_icons_YouTube_yellow.png" style=3D"display: block; max-width: =
32px; font-family: Arial, sans-serif; font-size: 15px; line-height: =
18px; color: #000000; padding: 0px; text-align: center; height: auto; =
width: 100%;" width=3D"15"></a></td> <td class=3D"em_w1" style=3D"width: =
15px;" width=3D"30">&nbsp;</td> <td align=3D"center" valign=3D"top"><a =
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