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From: "Simon Palmer" <simon.palmer@smart-funding-solutions.co.uk>
To: "Bob Home" <bob@sarahharvey.com>
Subject: Terms
Date: Thu, 11 Dec 2025 11:40:57 -0000
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Hi Bob,
If you’re exploring funding for growth, working capital, or refinancing, we
can provide indicative terms within 24 hours — and checking your options won’t
affect your credit score.
Here’s how a Smart Funding Solutions business loan works:
1. Apply Online
Share a few basic details — it only takes a minute.
2. Receive Indicative Terms Within 24 Hours
We’ll show you the options available.
3. Fast Approval
Once you choose the best option, approvals typically take 24–48 hours.
Ready to get started? <https://smartfundingsolutions.co.uk/apply-online/>
Apply Here
Prefer to talk first?
<https://calendly.com/simon-palmer-sfs/scheduled-call> Schedule a call with
me
If you have any questions at all, just reply.
Kind regards,
<https://ci3.googleusercontent.com/meips/ADKq_NZU3OYxfID1U0d21wus9elI51ToikxU3NPHZJaoLGqdH-OEvgFoirp1-33ZQeIVr2wwv-VueW89BZa-7T_3yV3T2p4OADklkgkctPfR7YMgBM2OM9u6hUnf4LySWL0PHr3J70Td_ULuyO0DuzzanuGiktzlHsRd2gc-tLwHF_EiZbmwWaElng=s0-d-e1-ft#https://cdn.gifo.wisestamp.com/im/sh/YS8xMDhjZjA1Yy1jNGE3LTRmZTctYTdiOS0wNzE2ZTBiNWZiYTgucG5nI2xvZ28=/rounded.png>
Simon Palmer
Director
<https://ci3.googleusercontent.com/meips/ADKq_NacTWHkcJYDsV9AawQwbhocL2LemuGf7z88cQiiMSdIRDUFNEKcHvn371uhUROp-Z5ewYxwPjBuYhhJeaj-cr2RloIWxrLbgYNPQbcjP5k=s0-d-e1-ft#https://cdn.gifo.wisestamp.com/s/rfp3/e5b952/26/trans.png>
<tel:01244267694> 01244267694
<https://ci3.googleusercontent.com/meips/ADKq_NaVanZVMZfaEGN5r5NNQZOcMDv9iMdOgPFt92DMDNIP6HptDeO3ZMmelbhWu_lzAa2qvp-ohY4g5Rq8k9Zh3LlFChZ-bZ8tD6ocZ05xeZY=s0-d-e1-ft#https://cdn.gifo.wisestamp.com/s/rfw1/e5b952/26/trans.png>
<https://smartfundingsolutions.co.uk/> smartfundingsolutions.co.uk
<https://ci3.googleusercontent.com/meips/ADKq_NYbLWDUbhgj1pF7B7IZnP5FqcOFZvv-KGPXzMHu3gjmmaAlMV2Fckaw0rRNk5karbsvvbN_gmyy7h-7ZGTj32k8w17jXWetBUJe2f79E0Pd=s0-d-e1-ft#https://cdn.gifo.wisestamp.com/s/rfem1/e5b952/26/trans.png>
<mailto:simonpalmer@smartfundingsolutions.co.uk>
simon.palmer@smartfundingsolutions.co.uk
<https://ci3.googleusercontent.com/meips/ADKq_NZ7WrPt5BkIdBux77s7wNg2csF4rGklbWOs0hLDoM1I7tIeztChBOowWw9yYQCAB7pirOSJ622sGwRCnV2tqUKQQOXmIrpeDvVbk1cE6f7qwwM7DX8ojfQ=s0-d-e1-ft#https://cdn.gifo.wisestamp.com/s/arrow-right-c/e5b952/26/trans.png>
<https://calendly.com/simon-palmer-sfs/scheduled-call> Schedule a call with
me
This email is strictly confidential and intended solely for the person or
organisation to whom it is addressed. It may contain privileged and
confidential information and if you are not the intended recipient, you must
not copy, distribute or take any action in reliance on it. If you have
received this email in error, please notify us as soon as possible and
delete it and any attached files from your system. Smart Funding Solutions
is a trading style of Smart Funding Solutions Limited (FRN: 972740) who are
Appointed Representatives of White Rose Finance Group Ltd (FRN: 630772) who
are directly authorised by the Financial Conduct Authority.
If you don't want to hear from me again, please let me know
<https://adelmarus.smart-funding-solutions.co.uk/u?mid=v1-YlJpQis0cjdEWTNZbjJKU0hXcFRQeHZ6ZDI2Mmhpck8zL0FyTlpkMmw0WHZvdz09LS05eURndWlJZE83MjI2ZHM5LS1GZ29LZlQrdzl0K2RJbmh5akN4YWVBPT0>
.
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<div dir=3D"ltr"><html><head></head><body><div>Hi =
Bob,</div><div><br></div><div>If you=E2=80=99re exploring funding for =
growth, working capital, or refinancing, we can provide =
<strong>indicative terms within 24 hours</strong> =E2=80=94 and checking =
your options <strong>won=E2=80=99t affect your credit =
score</strong>.</div><div><br></div><div>Here=E2=80=99s how a Smart =
Funding Solutions business loan =
works:</div><div><br></div><div><strong>1. Apply =
Online</strong></div><div><br></div><div>Share a few basic details =
=E2=80=94 it only takes a minute.</div><div><br></div><div><strong>2. =
Receive Indicative Terms Within 24 =
Hours</strong></div><div><br></div><div>We=E2=80=99ll show you the =
options available.</div><div><br></div><div><strong>3. Fast =
Approval</strong></div><div><br></div><div>Once you choose the best =
option, approvals typically take <strong>24=E2=80=9348 =
hours</strong>.</div><div><br></div><h3><strong>Ready to get started? =
</strong><a href=3D"https://smartfundingsolutions.co.uk/apply-online/" =
rel=3D"noopener noreferrer" target=3D"_blank" style=3D"color: rgb(17, =
85, 204);"><strong>Apply =
Here</strong></a></h3><div><br></div><div>Prefer to talk first? <a =
href=3D"https://calendly.com/simon-palmer-sfs/scheduled-call" =
rel=3D"noopener noreferrer" target=3D"_blank" style=3D"color: rgb(17, =
85, 204);"><strong>Schedule a call with me</strong></a><strong =
style=3D"color: rgb(25, 28, =
43);"> </strong></div><div><br></div><div>If you have any questions =
at all, just reply.</div><div><br></div><div>Kind =
regards,</div><div><br></div></body></html><br/><div><br></div><div =
style=3D"margin: 0.1px; line-height: 17.28px;"><img =
src=3D"https://ci3.googleusercontent.com/meips/ADKq_NZU3OYxfID1U0d21wus9e=
lI51ToikxU3NPHZJaoLGqdH-OEvgFoirp1-33ZQeIVr2wwv-VueW89BZa-7T_3yV3T2p4OADk=
lkgkctPfR7YMgBM2OM9u6hUnf4LySWL0PHr3J70Td_ULuyO0DuzzanuGiktzlHsRd2gc-tLwH=
F_EiZbmwWaElng=3Ds0-d-e1-ft#https://cdn.gifo.wisestamp.com/im/sh/YS8xMDhj=
ZjA1Yy1jNGE3LTRmZTctYTdiOS0wNzE2ZTBiNWZiYTgucG5nI2xvZ28=3D/rounded.png" =
style=3D"max-width: 100%" alt=3D"photo" width=3D"116"></div><div =
style=3D"margin: 0.1px; line-height: 17.28px;"><strong style=3D"color: =
rgb(7, 7, 7);">Simon Palmer</strong></div><div style=3D"margin: 0.1px; =
line-height: 17.28px;"><strong style=3D"color: rgb(7, 7, =
7);">Director</strong></div><div style=3D"margin: 0.1px; line-height: =
17.28px;"><br></div><div style=3D"margin: 1px; line-height: =
10.89px;"><img =
src=3D"https://ci3.googleusercontent.com/meips/ADKq_NacTWHkcJYDsV9AawQwbh=
ocL2LemuGf7z88cQiiMSdIRDUFNEKcHvn371uhUROp-Z5ewYxwPjBuYhhJeaj-cr2RloIWxrL=
bgYNPQbcjP5k=3Ds0-d-e1-ft#https://cdn.gifo.wisestamp.com/s/rfp3/e5b952/26=
/trans.png" style=3D"max-width: 100%" alt=3D"icon" width=3D"11"> <a =
href=3D"tel:01244267694" rel=3D"noopener noreferrer" target=3D"_blank" =
style=3D"color: rgb(7, 7, =
7);"><strong>01244267694</strong></a> </div><div =
style=3D"margin: 1px; line-height: 10.89px;"><br></div><div =
style=3D"margin: 1px; line-height: 10.89px;"><img =
src=3D"https://ci3.googleusercontent.com/meips/ADKq_NaVanZVMZfaEGN5r5NNQZ=
OcMDv9iMdOgPFt92DMDNIP6HptDeO3ZMmelbhWu_lzAa2qvp-ohY4g5Rq8k9Zh3LlFChZ-bZ8=
tD6ocZ05xeZY=3Ds0-d-e1-ft#https://cdn.gifo.wisestamp.com/s/rfw1/e5b952/26=
/trans.png" style=3D"max-width: 100%" alt=3D"icon" width=3D"11"> <a =
href=3D"https://smartfundingsolutions.co.uk/" rel=3D"noopener =
noreferrer" target=3D"_blank" style=3D"color: rgb(7, 7, =
7);"><strong>smartfundingsolutions.co.uk</strong></a></div><div =
style=3D"margin: 1px; line-height: 10.89px;"><br></div><div =
style=3D"margin: 1px; line-height: 10.89px;"><img =
src=3D"https://ci3.googleusercontent.com/meips/ADKq_NYbLWDUbhgj1pF7B7IZnP=
5FqcOFZvv-KGPXzMHu3gjmmaAlMV2Fckaw0rRNk5karbsvvbN_gmyy7h-7ZGTj32k8w17jXWe=
tBUJe2f79E0Pd=3Ds0-d-e1-ft#https://cdn.gifo.wisestamp.com/s/rfem1/e5b952/=
26/trans.png" style=3D"max-width: 100%" alt=3D"icon" =
width=3D"11"> <a =
href=3D"mailto:simonpalmer@smartfundingsolutions.co.uk" rel=3D"noopener =
noreferrer" target=3D"_blank" style=3D"color: rgb(7, 7, =
7);"><strong>simon.palmer@smartfundingsolutions.co.uk</strong></a></div><=
div style=3D"margin: 1px; line-height: 10.89px;"><br></div><div =
style=3D"margin: 1px; line-height: 10.89px;"><img =
src=3D"https://ci3.googleusercontent.com/meips/ADKq_NZ7WrPt5BkIdBux77s7wN=
g2csF4rGklbWOs0hLDoM1I7tIeztChBOowWw9yYQCAB7pirOSJ622sGwRCnV2tqUKQQOXmIrp=
eDvVbk1cE6f7qwwM7DX8ojfQ=3Ds0-d-e1-ft#https://cdn.gifo.wisestamp.com/s/ar=
row-right-c/e5b952/26/trans.png" style=3D"max-width: 100%" alt=3D"icon" =
width=3D"11"> <a =
href=3D"https://calendly.com/simon-palmer-sfs/scheduled-call" =
rel=3D"noopener noreferrer" target=3D"_blank" style=3D"color: rgb(0, 0, =
0);"><strong><u>Schedule a call with me</u></strong></a><strong =
style=3D"color: rgb(0, 0, 0);"><u> </u></strong></div><div =
style=3D"margin: 0cm;"><br></div><div style=3D"margin: 0cm;">This email =
is strictly confidential and intended solely for the person or =
organisation to whom it is addressed. It may contain privileged and =
confidential information and if you are not the intended recipient, you =
must not copy, distribute or take any action in reliance on it. If =
you have received this email in error, please notify us as soon as =
possible and delete it and any attached files from your =
system. Smart Funding Solutions is a trading style of Smart Funding =
Solutions Limited (FRN: 972740) who are Appointed Representatives of =
White Rose Finance Group Ltd (FRN: 630772) who are directly authorised =
by the Financial Conduct Authority. </div><div><br></div></div>If =
you don't want to hear from me again, please <a =
href=3D'https://adelmarus.smart-funding-solutions.co.uk/u?mid=3Dv1-YlJpQi=
s0cjdEWTNZbjJKU0hXcFRQeHZ6ZDI2Mmhpck8zL0FyTlpkMmw0WHZvdz09LS05eURndWlJZE8=
3MjI2ZHM5LS1GZ29LZlQrdzl0K2RJbmh5akN4YWVBPT0'>let me know</a>.
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