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To: "" <admin@sarahharvey.com>
Message-ID: <3E.E3.08144.0DD37E96@i-025cdf9d6b6b87c9c.mta1vrest.sd.prd.sparkpost>
Date: Tue, 21 Apr 2026 09:05:20 +0000
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Reply-To: enquiries@bateman-group.co.uk
From: "The Bateman Group" <enquiries@bateman-group.co.uk>
Subject: News from The Bateman Group
Feedback-ID: 052-5390e263-4213-4a1e-a46f-8bd3d8baadb6:001-624559ff-cf1a-4a8b-bb1b-43c0467581c1:swiftpage-eu:actsend

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<table class=3D"row-content stack" align=3D"center" border=3D"0" cellpaddin=
g=3D"0" cellspacing=3D"0" role=3D"presentation" =0Astyle=3D"mso-table-lspac=
e:0;mso-table-rspace:0;border-radius:0;color:#000;width:600px;margin:0 auto=
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le=3D"mso-table-lspace:0;mso-table-rspace:0;font-weight:400;text-align:left=
;padding-bottom:5px;padding-top:20px;vertical-align:top"><table class=3D"te=
xt_block block-1" width=3D"100%" border=3D"0" cellpadding=3D"0" cellspacing=
=3D"0" role=3D"presentation" style=3D"mso-table-lspace:0;mso-table-rspace:0=
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tica,sans-serif;mso-line-height-alt:14.399999999999999px;color:#555;line-he=
ight:1.2"><p style=3D"margin:0;font-size:14px;text-align:center;mso-line-he=
ight-alt:16.8px">Welcome to April's newsletter from The Bateman Group -&nbs=
p; experienced insurance brokers helping businesses, families & individuals=
 since 1967.</p></div></div>=0A</td></tr></table></td></tr></tbody></table>=
</td></tr></tbody></table><table class=3D"row row-3" align=3D"center" width=
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get=3D"_blank"><img src=3D"https://inboxguru.s3.amazonaws.com/001-624559ff-=
cf1a-4a8b-bb1b-43c0467581c1/Bateman%20Group%20Newsletter%20Images%2024_16.p=
ng" style=3D"display:block;height:auto;border:0;width:100%" width=3D"600" a=
lt=3D"" title=3D"" height=3D"auto"></a></div></div></td></tr></table><table=
 class=3D"heading_block block-2" width=3D"100%" border=3D"0" cellpadding=3D=
"0" cellspacing=3D"0" role=3D"presentation" =0Astyle=3D"mso-table-lspace:0;=
mso-table-rspace:0"><tr><td class=3D"pad" style=3D"padding-top:10px;text-al=
ign:center;width:100%"><h1 style=3D"margin:0;color:#555;direction:ltr;font-=
family:Arial,Helvetica Neue,Helvetica,sans-serif;font-size:23px;font-weight=
:700;letter-spacing:normal;line-height:1.2;text-align:center;margin-top:0;m=
argin-bottom:0;mso-line-height-alt:28px">The New Dividend Tax: Important Up=
dates for Limited Company Directors</h1></td></tr></table><table class=3D"p=
aragraph_block block-3" =0Awidth=3D"100%" border=3D"0" cellpadding=3D"10" c=
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ont-size:14px;font-weight:400;letter-spacing:0;line-height:1.2;text-align:c=
enter;mso-line-height-alt:17px"><p style=3D"margin:0">=0AFrom 6 April 2026,=
 the way dividend income is taxed in the UK has changed. If you=E2=80=99re =
a limited company director who takes part of your income as dividends, your=
 tax bill is going up. Here=E2=80=99s a look at what=E2=80=99s changed, who=
=E2=80=99s affected, and what to think about next.</p></div></td></tr></tab=
le><table class=3D"button_block block-4" width=3D"100%" border=3D"0" cellpa=
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bb1b-43c0467581c1/Bateman%20Group%20Newsletter%20Images%2024%20%281%29_18.p=
ng" style=3D"display:block;height:auto;border:0;width:100%" width=3D"600" a=
lt=3D"" title=3D"" height=3D"auto"></a></div></div></td></tr></table><table=
 class=3D"heading_block block-7" width=3D"100%" border=3D"0" cellpadding=3D=
"0" cellspacing=3D"0" role=3D"presentation" =0Astyle=3D"mso-table-lspace:0;=
mso-table-rspace:0"><tr><td class=3D"pad" style=3D"padding-top:10px;text-al=
ign:center;width:100%"><h1 style=3D"margin:0;color:#555;direction:ltr;font-=
family:Arial,Helvetica Neue,Helvetica,sans-serif;font-size:23px;font-weight=
:700;letter-spacing:normal;line-height:1.2;text-align:center;margin-top:0;m=
argin-bottom:0;mso-line-height-alt:28px">Two-thirds of UK consumers don=E2=
=80=99t trust their insurer.</h1></td></tr></table><table class=3D"paragrap=
h_block block-8" width=3D"100%" border=3D"0" =0Acellpadding=3D"10" cellspac=
ing=3D"0" role=3D"presentation" style=3D"mso-table-lspace:0;mso-table-rspac=
e:0;word-break:break-word"><tr><td class=3D"pad"><div style=3D"color:#000;d=
irection:ltr;font-family:Arial,Helvetica Neue,Helvetica,sans-serif;font-siz=
e:14px;font-weight:400;letter-spacing:0;line-height:1.2;text-align:center;m=
so-line-height-alt:17px"><p style=3D"margin:0">=0AAccording to the FCA=E2=
=80=99s 2024 Financial Lives Survey, 66% of UK consumers have low trust in =
the insurance sector. That makes it one of the least trusted parts of retai=
l financial services. Some of it is about price. Some of it is about claims=
 experiences, either personal or second-hand. Some of it is about the feeli=
ng that paperwork is designed to trip you up rather than pay you out. Whate=
ver the cause, the practical effect is the same: a lot of people are making=
 decisions about cover they quietly suspect won=E2=80=99t come through when=
 they need it most.=0A</p></div></td></tr></table><table class=3D"button_bl=
ock block-9" width=3D"100%" border=3D"0" cellpadding=3D"10" cellspacing=3D"=
0" role=3D"presentation" style=3D"mso-table-lspace:0;mso-table-rspace:0"><t=
r><td class=3D"pad"><div class=3D"alignment" align=3D"center"><a href=3D"ht=
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arget=3D"_blank" style=3D"color:#ffffff;text-decoration:none;"><!--[if mso]=
>=0A<v:roundrect xmlns:v=3D"urn:schemas-microsoft-com:vml" xmlns:w=3D"urn:s=
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1-624559ff-cf1a-4a8b-bb1b-43c0467581c1/055-81cf2363-7ca7-44f8-b320-a001bd0b=
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adcadgabsqaniapqaecad4aa=3D=3D=3D=3D=3D=3D"  style=3D"height:42px;width:132=
px;v-text-anchor:middle;" arcsize=3D"31%" fillcolor=3D"#00529b">=0A<v:strok=
e dashstyle=3D"Solid" weight=3D"0px" color=3D"#00529b"/>=0A<w:anchorlock/>=
=0A<v:textbox inset=3D"0px,0px,0px,0px">=0A<center dir=3D"false" style=3D"c=
olor:#ffffff;font-family:sans-serif;font-size:16px">=0A<![endif]-->=0A<span=
 class=3D"button" style=3D"background-color: #00529b; mso-shading: transpar=
ent; border-bottom: 0px solid transparent; border-left: 0px solid transpare=
nt; border-radius: 13px; border-right: 0px solid transparent; border-top: 0=
px solid transparent; color: #ffffff; display: inline-block; font-family: A=
rial, Helvetica Neue, Helvetica, sans-serif; font-size: 16px; font-weight: =
400; mso-border-alt: none; padding-bottom: 5px; padding-top: 5px; padding-l=
eft: 20px; padding-right: 20px; text-align: center; width: auto; word-break=
: keep-all; letter-spacing: normal;"><span style=3D"word-break: break-word;=
 line-height: 32px;"><strong>Read Article</strong></span></span>=0A<!--[if =
mso]></center></v:textbox></v:roundrect><![endif]--></a></div></td></tr></t=
able><table class=3D"divider_block block-10" width=3D"100%" border=3D"0" ce=
llpadding=3D"10" cellspacing=3D"0" role=3D"presentation" style=3D"mso-table=
-lspace:0;mso-table-rspace:0"><tr><td class=3D"pad"><div class=3D"alignment=
" align=3D"center"><table border=3D"0" cellpadding=3D"0" cellspacing=3D"0" =
role=3D"presentation" width=3D"100%" style=3D"mso-table-lspace:0;mso-table-=
rspace:0"><tr><td class=3D"divider_inner" =0Astyle=3D"font-size:1px;line-he=
ight:1px;border-top:1px solid #bbb"><span style=3D"word-break: break-word;"=
>&#8202;</span></td></tr></table></div></td></tr></table><table class=3D"im=
age_block block-11" width=3D"100%" border=3D"0" cellpadding=3D"0" cellspaci=
ng=3D"0" role=3D"presentation" style=3D"mso-table-lspace:0;mso-table-rspace=
:0"><tr><td class=3D"pad" style=3D"width:100%"><div class=3D"alignment" ali=
gn=3D"center"><div style=3D"max-width:600px">=0A<a href=3D"https://clickeu.=
actmkt.com/s2/001-624559ff-cf1a-4a8b-bb1b-43c0467581c1/055-81cf2363-7ca7-44=
f8-b320-a001bd0bf220=3Fenr=3Dnaahiaduabyaa4yahiac6abpab3qa5yao4ac4adcabqqa5=
aamuag2adbabxaaliam4aheadpab2qa4aafyaggadpaaxaa5ianmac6adiabxqa4yaoaagsadua=
bqqa3aaneahiadzaawqa3aamuagsadtab2qa4qamuac2adjabxaa4yaouaheadbabxaayyamuac=
2absaayaamqagyac2adoabsqa5yafuaheadjabzqa2yaomac2adgabxqa4qafuahaadvabraa4y=
afuagcadoabsaaliaoiagkadtab2aayiaouaheadbabxaa5aaomac6ad4abqqazaanuagsadoab=
aaa4yameaheadbabuaa2aameaheadwabsqa6iafyaggadpabwqa7aagyahyabtabrqaoiag4agg=
abvaa4qaziafuagmabvaa2aaniafuadiadcaayaaziafuageadcabsqamaafuageabsabsqanqa=
mmadsaddaazqayiagiadoabxab6aamaaguadeabnaa2qamyaheadaadfaazaanqagmac2abuaaz=
aamiagmac2abuabqqamiamuac2adbaa2aanqamyac2abyabraazaagmagiabyabraayiameagia=
dcaa3aa7aagaadkabzaawqaoiagiaggaddaa2qaniagqadqabnabsaayyagqadiabnaa2aaoaam=
uadmabnabraayiagyadqabnaa3aamaaheadoadgaa3aanyagyadeabsaa3qazqapqadaabqaayq=
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caawqanaagmaggabqaa2aanqag4adkabyaayqayyageahyadeabraayiamuadsadgabraanqafu=
ageabqaayqaoaafuadiadcabqqayyafuadqabvaayqaniafuadkadbaa4qamyamuadsabzaa4aa=
miamyagkabvab6aaqiapqaa=3D=3D=3D=3D" target=3D"_blank"><img src=3D"https://=
inboxguru.s3.amazonaws.com/001-624559ff-cf1a-4a8b-bb1b-43c0467581c1/Bateman=
%20Group%20Newsletter%20Images%2024%20%281%29_17.png" style=3D"display:bloc=
k;height:auto;border:0;width:100%" width=3D"600" alt=3D"" title=3D"" height=
=3D"auto"></a></div></div></td></tr></table><table class=3D"heading_block b=
lock-12" width=3D"100%" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" ro=
le=3D"presentation" =0Astyle=3D"mso-table-lspace:0;mso-table-rspace:0"><tr>=
<td class=3D"pad" style=3D"padding-top:10px;text-align:center;width:100%"><=
h1 style=3D"margin:0;color:#555;direction:ltr;font-family:Arial,Helvetica N=
eue,Helvetica,sans-serif;font-size:23px;font-weight:700;letter-spacing:norm=
al;line-height:1.2;text-align:center;margin-top:0;margin-bottom:0;mso-line-=
height-alt:28px"><span class=3D"tinyMce-placeholder" style=3D"word-break: b=
reak-word;">New Risks for Pubs and Restaurants</span></h1></td></tr></table=
><table =0Aclass=3D"paragraph_block block-13" width=3D"100%" border=3D"0" c=
ellpadding=3D"10" cellspacing=3D"0" role=3D"presentation" style=3D"mso-tabl=
e-lspace:0;mso-table-rspace:0;word-break:break-word"><tr><td class=3D"pad">=
<div style=3D"color:#000;direction:ltr;font-family:Arial,Helvetica Neue,Hel=
vetica,sans-serif;font-size:14px;font-weight:400;letter-spacing:0;line-heig=
ht:1.2;text-align:center;mso-line-height-alt:17px"><p style=3D"margin:0">=
=0A&nbsp;According to the London Market Group=E2=80=99s 2026 London Matters=
 report, the London market now generates $187 billion in gross written prem=
ium, having doubled in size over the past decade, and contributes =C2=A361 =
billion to UK GDP. It=E2=80=99s a picture of remarkable growth. And yet, un=
derneath those headline figures lies a serious structural challenge: the ma=
rket is ageing rapidly, with the share of workers under 30 projected to fal=
l from 24% today to just 7% within a decade.</p></div></td></tr></table>=0A=
<table class=3D"button_block block-14" width=3D"100%" border=3D"0" cellpadd=
ing=3D"10" cellspacing=3D"0" role=3D"presentation" style=3D"mso-table-lspac=
e:0;mso-table-rspace:0"><tr><td class=3D"pad"><div class=3D"alignment" alig=
n=3D"center"><a href=3D"https://clickeu.actmkt.com/s2/001-624559ff-cf1a-4a8=
b-bb1b-43c0467581c1/055-81cf2363-7ca7-44f8-b320-a001bd0bf220=3Fenr=3Dnaahia=
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" target=3D"_blank" style=3D"color:#ffffff;text-decoration:none;"><!--[if m=
so]>=0A<v:roundrect xmlns:v=3D"urn:schemas-microsoft-com:vml" xmlns:w=3D"ur=
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6aaqiapqaa=3D=3D=3D=3D"  style=3D"height:42px;width:132px;v-text-anchor:mid=
dle;" arcsize=3D"31%" fillcolor=3D"#00529b">=0A<v:stroke dashstyle=3D"Solid=
" weight=3D"0px" color=3D"#00529b"/>=0A<w:anchorlock/>=0A<v:textbox inset=
=3D"0px,0px,0px,0px">=0A<center dir=3D"false" style=3D"color:#ffffff;font-f=
amily:sans-serif;font-size:16px">=0A<![endif]-->=0A<span class=3D"button" s=
tyle=3D"background-color: #00529b; mso-shading: transparent; border-bottom:=
 0px solid transparent; border-left: 0px solid transparent; border-radius: =
13px; border-right: 0px solid transparent; border-top: 0px solid transparen=
t; color: #ffffff; display: inline-block; font-family: Arial, Helvetica Neu=
e, Helvetica, sans-serif; font-size: 16px; font-weight: 400; mso-border-alt=
: none; padding-bottom: 5px; padding-top: 5px; padding-left: 20px; padding-=
right: 20px; text-align: center; width: auto; word-break: keep-all; letter-=
spacing: normal;"><span style=3D"word-break: break-word; line-height: 32px;=
"><strong>Read Article</strong></span></span>=0A<!--[if mso]></center></v:t=
extbox></v:roundrect><![endif]--></a></div></td></tr></table><table class=
=3D"divider_block block-15" width=3D"100%" border=3D"0" cellpadding=3D"10" =
cellspacing=3D"0" role=3D"presentation" style=3D"mso-table-lspace:0;mso-tab=
le-rspace:0"><tr><td class=3D"pad"><div class=3D"alignment" align=3D"center=
"><table border=3D"0" cellpadding=3D"0" cellspacing=3D"0" role=3D"presentat=
ion" width=3D"100%" style=3D"mso-table-lspace:0;mso-table-rspace:0"><tr><td=
 class=3D"divider_inner" =0Astyle=3D"font-size:1px;line-height:1px;border-t=
op:1px solid #bbb"><span style=3D"word-break: break-word;">&#8202;</span></=
td></tr></table></div></td></tr></table><table class=3D"text_block block-16=
" width=3D"100%" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" role=3D"p=
resentation" style=3D"mso-table-lspace:0;mso-table-rspace:0;word-break:brea=
k-word"><tr><td class=3D"pad" style=3D"padding-bottom:20px;padding-left:5px=
;padding-right:5px;padding-top:10px"><div style=3D"font-family:sans-serif">=
<div class =0Astyle=3D"font-size:12px;font-family:Arial,Helvetica Neue,Helv=
etica,sans-serif;mso-line-height-alt:14.399999999999999px;color:#555;line-h=
eight:1.2"><p style=3D"margin:0;font-size:14px;text-align:center;mso-line-h=
eight-alt:16.8px"><span style=3D"word-break: break-word; font-size: 14px;">=
For advice on any of the topics covered in this newsletter speak to our exp=
erts by calling </span></p><p style=3D"margin:0;font-size:14px;text-align:c=
enter;mso-line-height-alt:16.8px">=0A<span style=3D"word-break: break-word;=
 font-size: 14px;">0800 731 6689 or email us <a href=3D"mailto:enquiries@ba=
teman-group.co.uk" target=3D"_blank" title=3D"enquiries@bateman-group.co.uk=
" style=3D"text-decoration: underline; color: #0068A5;" rel=3D"noopener">en=
quiries@bateman-group.co.uk</a><br></span></p></div></div></td></tr></table=
></td></tr></tbody></table></td></tr></tbody></table><table class=3D"row ro=
w-4" align=3D"center" width=3D"100%" border=3D"0" cellpadding=3D"0" cellspa=
cing=3D"0" =0Arole=3D"presentation" style=3D"mso-table-lspace:0;mso-table-r=
space:0"><tbody><tr><td><table class=3D"row-content stack" align=3D"center"=
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le=3D"mso-table-lspace:0;mso-table-rspace:0;background-color:#4768b7;color:=
#000;width:600px;margin:0 auto" width=3D"600"><tbody><tr><td class=3D"colum=
n column-1" width=3D"100%" style=3D"mso-table-lspace:0;mso-table-rspace:0;f=
ont-weight:400;text-align:left;padding-bottom:5px;padding-top:5px;vertical-=
align:top">=0A<table class=3D"social_block block-1" width=3D"100%" border=
=3D"0" cellpadding=3D"10" cellspacing=3D"0" role=3D"presentation" style=3D"=
mso-table-lspace:0;mso-table-rspace:0"><tr><td class=3D"pad"><div class=3D"=
alignment" align=3D"center"><table class=3D"social-table" width=3D"106px" b=
order=3D"0" cellpadding=3D"0" cellspacing=3D"0" role=3D"presentation" style=
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