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To: "" <admin@sarahharvey.com>
Message-ID: <E4.7A.48315.8165F086@i-023220bd6c5741581.mta1vrest.sd.prd.sparkpost>
Date: Mon, 28 Apr 2025 10:19:04 +0000
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Reply-To: enquiries@bateman-group.co.uk
Subject: Commercial Insurance Rates Fell in Q1
From: "The Bateman Group" <enquiries@bateman-group.co.uk>

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 style=3D"display:none;font-size:1px;color:#333333;line-height:1px;max-heig=
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ht:10px;width:100%"><div class=3D"alignment" align=3D"center"><div style=3D=
"max-width:190px"><img =0Asrc=3D"https://inboxguru.s3.amazonaws.com/001-624=
559ff-cf1a-4a8b-bb1b-43c0467581c1/Bateman%2BGroup%2BLogo.jpg" style=3D"disp=
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width=3D"33.333333333333336%" style=3D"mso-table-lspace:0;mso-table-rspace:=
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column column-1" width=3D"100%" style=3D"mso-table-lspace:0;mso-table-rspac=
e:0;font-weight:400;text-align:left;padding-bottom:5px;padding-top:20px;ver=
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4.399999999999999px;color:#555;line-height:1.2"><p style=3D"margin:0;font-s=
ize:14px;text-align:center;mso-line-height-alt:16.8px">Welcome to April's n=
ewsletter from The Bateman Group -&nbsp; experienced insurance brokers help=
ing businesses, families & individuals since 1967.</p></div></div>=0A</td><=
/tr></table><table class=3D"image_block block-2" width=3D"100%" border=3D"0=
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a href=3D"http://clickeu.bateman-group.co.uk/s2/001-624559ff-cf1a-4a8b-bb1b=
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</div></td></tr></table><table class=3D"heading_block block-3" width=3D"100=
%" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" role=3D"presentation" s=
tyle=3D"mso-table-lspace:0;mso-table-rspace:0"><tr><td class=3D"pad" style=
=3D"padding-top:10px;text-align:center;width:100%"><h1 =0Astyle=3D"margin:0=
;color:#555;direction:ltr;font-family:Arial,Helvetica Neue,Helvetica,sans-s=
erif;font-size:23px;font-weight:700;letter-spacing:normal;line-height:1.2;t=
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an class=3D"tinyMce-placeholder" style=3D"word-break: break-word;">Commerci=
al Insurance Rates Fall 6% in Q1</span></h1></td></tr></table><table class=
=3D"paragraph_block block-4" width=3D"100%" border=3D"0" cellpadding=3D"10"=
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the Global Insurance Market Index released by Marsh, UK commercial insuranc=
e rates fell by 6% on average in the first quarter of 2025.&nbsp; What does=
 this mean for your business=3F&nbsp; Find out in our latest article...</p>=
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bottom:0;mso-line-height-alt:28px"><span class=3D"tinyMce-placeholder" styl=
e=3D"word-break: break-word;">The True Cost of Period Home Insurance</span>=
</h1></td></tr></table>=0A<table class=3D"paragraph_block block-9" width=3D=
"100%" border=3D"0" cellpadding=3D"10" cellspacing=3D"0" role=3D"presentati=
on" style=3D"mso-table-lspace:0;mso-table-rspace:0;word-break:break-word"><=
tr><td class=3D"pad"><div style=3D"color:#000;direction:ltr;font-family:Ari=
al,Helvetica Neue,Helvetica,sans-serif;font-size:14px;font-weight:400;lette=
r-spacing:0;line-height:1.2;text-align:center;mso-line-height-alt:17px"><p =
style=3D"margin:0">=0AAccording to recent data from Compare the Market high=
lighted by&nbsp;<a href=3D"http://clickeu.bateman-group.co.uk/s2/001-624559=
ff-cf1a-4a8b-bb1b-43c0467581c1/055-4258f0c4-1cd9-4038-8f51-452eb9f6da42=3Fe=
nr=3Dnaahiaduabyaa4yahiac6abpab3qa5yao4ac4adjabxaa4yaouaheadbabxaayyamuahia=
djabwqaziaomac4addabxqalqaouagwabpabxaaziao4ahgabpabyaaziaoiagsadpabsaalian=
aag6adnabsqa4yafuaggadpabzqa5aafuag6adwabsqa4qafuagiadpab2qayqanqagkabnabwq=
a3yamqagkadsabxaaliammag6advabxaa5aamuaheadqabqqa4qaoqahgabnab2aa3yafuagsad=
oabzqa5iaoiagkabpaayqanaaguadkabqaazqanqafyagcadsab2aa2iammagyadfab6aayiamq=
ag2adjabxaaqaaomagcadsabqqa2aanaagcadsab3aaziapeac4addabxqa3iapqadiad4aazqa=
yyaheadoaddaa2qaoiamuac2adgaa2qanaaguac2abuabraamaamuac2adcabraaziagaac2adc=
aazaaziagyaggabzabrqamyameadeabxaa3qa7aagaadkabsaawqazqamuagiadfaayqanqamqa=
geabnabsaamqagiadiabnaa2aaoaagyaggabnaa4qamyagmageabnaa3qazqamiadgabyabsaao=
iahaadaaddaa4aayiapqadaabvaa4qaliamyadaabtaa3aazqahaadqabzaawqamaaheadkadba=
awqanaamyagkadbaawqayiamuadaabyaawqaziagiadqabwabraayiameagcaddabqqaoiagaah=
yabqaayaamiafuadmabsaa2aaniaguadsadgabtaaliammagmabrabqqaliagqagcabyabraali=
amiageabrabraaliagqadgaddaayaanaagyadoabvaa4aamiammadcad4absaayqameagkabzab=
taayqagyac2adcaayaamiahaac2abuabraayiammac2abyaa2qamiaguac2abvabqqaoiagmagk=
abzaa4qaoaageagmadfaa2qa7aaieahyaa=3D" style=3D"text-decoration: underline;=
 color: #0068a5;">Insurance Times</a>, period homes incur insurance premium=
s that are, on average, 123% higher than those for properties built after 2=
000. In real terms, period homeowners pay approximately =C2=A3547 per year,=
 while owners of modern properties pay just =C2=A3302 annually for similar =
coverage.&nbsp;</p></div></td></tr></table>=0A<table class=3D"button_block =
block-10" width=3D"100%" border=3D"0" cellpadding=3D"10" cellspacing=3D"0" =
role=3D"presentation" style=3D"mso-table-lspace:0;mso-table-rspace:0"><tr><=
td class=3D"pad"><div class=3D"alignment" align=3D"center"><a href=3D"http:=
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:none;"><!--[if mso]>=0A<v:roundrect xmlns:v=3D"urn:schemas-microsoft-com:v=
ml" xmlns:w=3D"urn:schemas-microsoft-com:office:word"  href=3D"http://click=
eu.bateman-group.co.uk/s2/001-624559ff-cf1a-4a8b-bb1b-43c0467581c1/055-4258=
f0c4-1cd9-4038-8f51-452eb9f6da42=3Fenr=3Dnaahiaduabyaa4yahiac6abpab3qa5yao4=
ac4adcabqqa5aamuag2adbabxaaliam4aheadpab2qa4aafyaggadpaaxaa5ianmac6aduabuaa=
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bqqamqag4adoad4aayaaniagiac2adgabsqazaamuadcabwabsaayqafuagiabsaazaanaafuad=
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abvaa2qaoiamyagmabnabrqazqageagcabnaa2aayiahaageabnabraayqageageabnaa2aamya=
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aaliagqageadbabrqaliahaadkabraa2qaliaguagcabzaazqaziaheadsabyaayqazqamuadka=
d4abaqa7aa"  style=3D"height:42px;width:132px;v-text-anchor:middle;" arcsiz=
e=3D"31%" fillcolor=3D"#00529b">=0A<v:stroke dashstyle=3D"Solid" weight=3D"=
0px" color=3D"#00529b"/>=0A<w:anchorlock/>=0A<v:textbox inset=3D"0px,0px,0p=
x,0px">=0A<center dir=3D"false" style=3D"color:#ffffff;font-family:sans-ser=
if;font-size:16px">=0A<![endif]-->=0A<span class=3D"button" style=3D"backgr=
ound-color: #00529b; border-bottom: 0px solid transparent; border-left: 0px=
 solid transparent; border-radius: 13px; border-right: 0px solid transparen=
t; border-top: 0px solid transparent; color: #ffffff; display: inline-block=
; font-family: Arial, Helvetica Neue, Helvetica, sans-serif; font-size: 16p=
x; font-weight: 400; mso-border-alt: none; padding-bottom: 5px; padding-top=
: 5px; padding-left: 20px; padding-right: 20px; text-align: center; width: =
auto; word-break: keep-all; letter-spacing: normal;"><span style=3D"word-br=
eak: break-word; line-height: 32px;"><strong>Read Article</strong></span></=
span>=0A<!--[if mso]></center></v:textbox></v:roundrect><![endif]--></a></d=
iv></td></tr></table><table class=3D"divider_block block-11" width=3D"100%"=
 border=3D"0" cellpadding=3D"0" cellspacing=3D"0" role=3D"presentation" sty=
le=3D"mso-table-lspace:0;mso-table-rspace:0"><tr><td class=3D"pad" style=3D=
"padding-bottom:10px;padding-top:10px"><div class=3D"alignment" align=3D"ce=
nter"><table border=3D"0" cellpadding=3D"0" cellspacing=3D"0" role=3D"prese=
ntation" width=3D"100%" style=3D"mso-table-lspace:0;mso-table-rspace:0"><tr=
><td =0Aclass=3D"divider_inner" style=3D"font-size:1px;line-height:1px;bord=
er-top:1px solid #bbb"><span style=3D"word-break: break-word;">&#8202;</spa=
n></td></tr></table></div></td></tr></table><table class=3D"image_block blo=
ck-12" width=3D"100%" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" role=
=3D"presentation" style=3D"mso-table-lspace:0;mso-table-rspace:0"><tr><td c=
lass=3D"pad" style=3D"width:100%"><div class=3D"alignment" align=3D"center"=
><div style=3D"max-width:600px">=0A<a href=3D"http://clickeu.bateman-group.=
co.uk/s2/001-624559ff-cf1a-4a8b-bb1b-43c0467581c1/055-4258f0c4-1cd9-4038-8f=
51-452eb9f6da42=3Fenr=3Dnaahiaduabyaa4yahiac6abpab3qa5yao4ac4adcabqqa5aamua=
g2adbabxaaliam4aheadpab2qa4aafyaggadpaaxaa5ianmac6advabvqalianuag6aduabxqa4=
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brqayiaoiac2adjabxaa4yaouaheadbabxaayyamuac2addabuaayiaoiagoadfabzqalyapqag=
cadeabwqa2ianyaeaadtabqqa4qameagqadiabqqa4qaoyagkadzaaxaayyan4ag2ad4aa3qa7a=
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wqayqagiagkabwabrqaoiammadgadbaazaanyag4ahyabqaa2qamqafuagmadfabsaaziageadm=
adeabraaliamqadeabsaa2aaliagqadqabwabrqaliaheadgabtabraaliag4agmadcaazqaoaa=
mqadsabyaayaayyahaagcad4aayaaniaheac2adgaayaamyagyagmabyaa4aaoiafuadaabzaa2=
qayiafuadiadgabsqayiafuagcadfaayaaoaafuagkabsaa4aanqamiagcadbabqqayyameadsa=
bqab6aamaagaadcabnaa3aamqagqadkabvaa4qazqamyac2addabtaamiameac2abuabqqaoaam=
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aoiamyageabwaawqayqagaadcabyaawqanaamiagcaddaawqaoaaguadcabvaawqaniameadsab=
tabsqaoiaheadqabrabtaaziaguahyacbab6aa=3D=3D=3D" target=3D"_blank" style=3D=
"outline:none" tabindex=3D"-1"><img src=3D"https://inboxguru.s3.amazonaws.c=
om/001-624559ff-cf1a-4a8b-bb1b-43c0467581c1/Bateman%20Group%20Newsletter%20=
Images%2024_5.png" style=3D"display:block;height:auto;border:0;width:100%" =
width=3D"600" alt title height=3D"auto"></a></div></div></td></tr></table><=
table class=3D"heading_block block-13" width=3D"100%" border=3D"0" cellpadd=
ing=3D"0" cellspacing=3D"0" role=3D"presentation" =0Astyle=3D"mso-table-lsp=
ace:0;mso-table-rspace:0"><tr><td class=3D"pad" style=3D"padding-top:10px;t=
ext-align:center;width:100%"><h1 style=3D"margin:0;color:#555;direction:ltr=
;font-family:Arial,Helvetica Neue,Helvetica,sans-serif;font-size:23px;font-=
weight:700;letter-spacing:normal;line-height:1.2;text-align:center;margin-t=
op:0;margin-bottom:0;mso-line-height-alt:28px"><span class=3D"tinyMce-place=
holder" style=3D"word-break: break-word;">UK Motorists At Risk of Hidden Ca=
r Insurance Charges</span></h1></td>=0A</tr></table><table class=3D"paragra=
ph_block block-14" width=3D"100%" border=3D"0" cellpadding=3D"10" cellspaci=
ng=3D"0" role=3D"presentation" style=3D"mso-table-lspace:0;mso-table-rspace=
:0;word-break:break-word"><tr><td class=3D"pad"><div style=3D"color:#000;di=
rection:ltr;font-family:Arial,Helvetica Neue,Helvetica,sans-serif;font-size=
:14px;font-weight:400;letter-spacing:0;line-height:1.2;text-align:center;ms=
o-line-height-alt:17px"><p style=3D"margin:0;margin-bottom:16px">=0ARecent =
reports warn that many UK motorists are being charged double-digit interest=
 rates when paying monthly for their&nbsp;car insurance&nbsp;policies. The =
Financial Conduct Authority (FCA) is preparing a investigation into the iss=
ue to find out whether customers using =E2=80=98premium finance=E2=80=99 or=
 paying monthly, are being overcharged.&nbsp;</p><p style=3D"margin:0">Here=
 are some of the hidden costs being added to car insurance policies.&nbsp;<=
/p></div></td></tr></table><table =0Aclass=3D"button_block block-15" width=
=3D"100%" border=3D"0" cellpadding=3D"10" cellspacing=3D"0" role=3D"present=
ation" style=3D"mso-table-lspace:0;mso-table-rspace:0"><tr><td class=3D"pad=
"><div class=3D"alignment" align=3D"center"><a href=3D"http://clickeu.batem=
an-group.co.uk/s2/001-624559ff-cf1a-4a8b-bb1b-43c0467581c1/055-4258f0c4-1cd=
9-4038-8f51-452eb9f6da42=3Fenr=3Dnaahiaduabyaa4yahiac6abpab3qa5yao4ac4adcab=
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iameadsabtabsqaoiaheadqabrabtaaziaguahyacbab6aa=3D=3D=3D" target=3D"_blank"=
 style=3D"color:#ffffff;text-decoration:none;"><!--[if mso]>=0A<v:roundrect=
 xmlns:v=3D"urn:schemas-microsoft-com:vml" xmlns:w=3D"urn:schemas-microsoft=
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ff-cf1a-4a8b-bb1b-43c0467581c1/055-4258f0c4-1cd9-4038-8f51-452eb9f6da42=3Fe=
nr=3Dnaahiaduabyaa4yahiac6abpab3qa5yao4ac4adcabqqa5aamuag2adbabxaaliam4ahea=
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agaadcabyaawqanaamiagcaddaawqaoaaguadcabvaawqaniameadsabtabsqaoiaheadqabrab=
taaziaguahyacbab6aa=3D=3D=3D"  style=3D"height:42px;width:111px;v-text-anch=
or:middle;" arcsize=3D"31%" fillcolor=3D"#00529b">=0A<v:stroke dashstyle=3D=
"Solid" weight=3D"0px" color=3D"#00529b"/>=0A<w:anchorlock/>=0A<v:textbox i=
nset=3D"0px,0px,0px,0px">=0A<center dir=3D"false" style=3D"color:#ffffff;fo=
nt-family:sans-serif;font-size:16px">=0A<![endif]-->=0A<span class=3D"butto=
n" style=3D"background-color: #00529b; border-bottom: 0px solid transparent=
; border-left: 0px solid transparent; border-radius: 13px; border-right: 0p=
x solid transparent; border-top: 0px solid transparent; color: #ffffff; dis=
play: inline-block; font-family: Arial, Helvetica Neue, Helvetica, sans-ser=
if; font-size: 16px; font-weight: 400; mso-border-alt: none; padding-bottom=
: 5px; padding-top: 5px; padding-left: 20px; padding-right: 20px; text-alig=
n: center; width: auto; word-break: keep-all; letter-spacing: normal;"><spa=
n style=3D"word-break: break-word; line-height: 32px;"><strong>More Info</s=
trong></span></span>=0A<!--[if mso]></center></v:textbox></v:roundrect><![e=
ndif]--></a></div></td></tr></table></td></tr></tbody></table></td></tr></t=
body></table><table class=3D"row row-3" align=3D"center" width=3D"100%" bor=
der=3D"0" cellpadding=3D"0" cellspacing=3D"0" role=3D"presentation" style=
=3D"mso-table-lspace:0;mso-table-rspace:0"><tbody><tr><td><table class=3D"r=
ow-content stack" align=3D"center" border=3D"0" cellpadding=3D"0" cellspaci=
ng=3D"0" role=3D"presentation" =0Astyle=3D"mso-table-lspace:0;mso-table-rsp=
ace:0;border-radius:0;color:#000;width:600px;margin:0 auto" width=3D"600"><=
tbody><tr><td class=3D"column column-1" width=3D"100%" style=3D"mso-table-l=
space:0;mso-table-rspace:0;font-weight:400;text-align:left;padding-bottom:5=
px;padding-top:5px;vertical-align:top"><table class=3D"text_block block-1" =
width=3D"100%" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" role=3D"pre=
sentation" style=3D"mso-table-lspace:0;mso-table-rspace:0;word-break:break-=
word"><tr><td class=3D"pad" =0Astyle=3D"padding-bottom:20px;padding-left:5p=
x;padding-right:5px;padding-top:10px"><div style=3D"font-family:sans-serif"=
><div class style=3D"font-size:12px;font-family:Arial,Helvetica Neue,Helvet=
ica,sans-serif;mso-line-height-alt:14.399999999999999px;color:#555;line-hei=
ght:1.2"><p style=3D"margin:0;font-size:14px;text-align:center;mso-line-hei=
ght-alt:16.8px">=0A<span style=3D"word-break: break-word; font-size: 14px;"=
>For advice on any of the topics covered in this newsletter speak to our ex=
perts by calling </span></p><p style=3D"margin:0;font-size:14px;text-align:=
center;mso-line-height-alt:16.8px">=0A<span style=3D"word-break: break-word=
; font-size: 14px;">0800 731 6689 or email us <a href=3D"mailto:enquiries@b=
ateman-group.co.uk" target=3D"_blank" title=3D"enquiries@bateman-group.co.u=
k" style=3D"text-decoration: underline; color: #0068A5;" rel=3D"noopener">e=
nquiries@bateman-group.co.uk</a><br></span></p></div></div></td></tr></tabl=
e></td></tr></tbody></table></td></tr></tbody></table><table class=3D"row r=
ow-4" align=3D"center" width=3D"100%" border=3D"0" cellpadding=3D"0" cellsp=
acing=3D"0" =0Arole=3D"presentation" style=3D"mso-table-lspace:0;mso-table-=
rspace:0"><tbody><tr><td><table class=3D"row-content stack" align=3D"center=
" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" role=3D"presentation" st=
yle=3D"mso-table-lspace:0;mso-table-rspace:0;background-color:#4768b7;color=
:#000;width:600px;margin:0 auto" width=3D"600"><tbody><tr><td class=3D"colu=
mn column-1" width=3D"100%" style=3D"mso-table-lspace:0;mso-table-rspace:0;=
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