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From: Funding Circle via Business Advisor
<promotions@advisorsforbusiness.co.uk>
Date: Wed, 12 Nov 2025 11:11:54 +0000
Subject: Your questions on Government-backed loans, answered
Message-Id: <9FFW5SGFPRU4.CM7F2AB9BOT82@advisorsforbusiness.co.uk>
Sender: Funding Circle via Business Advisor
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How could a Government-backed loan help your business?</td>
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padding=3D"0">
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<tr>
<td style=3D"f=
ont-family: 'inter', Arial,sans-serif;font-size: 18px;color: #381B50;l=
ine-height: 24px;text-align: left;letter-spacing: -0.2px;">
Now there are more ways than ever to grow Sarah Harvey with the right =
funding =E2=80=93 <strong>you=E2=80=99re eligible to apply for a Gover=
nment-backed loan</strong> under the Growth Guarantee Scheme (GGS). He=
re=E2=80=99s some key things to know:</td>
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ont-family: 'inter', Arial,sans-serif;font-size: 18px;color: #a619c9;l=
ine-height: 24px;text-align: left;letter-spacing: -0.2px;">
<strong>Q: How could GGS benefit me?</strong></td>
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<td bgcolor=3D"#ffffff" height=3D"10" style=3D"line-height:1px;font=
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ont-family: 'inter', Arial,sans-serif;font-size: 18px;color: #381b50;l=
ine-height: 24px;text-align: left;letter-spacing: -0.2px;">
<font>A: GGS gives lenders a 70% government guarantee against outstand=
ing debt, which means <strong>we can say 'yes' to even more applicatio=
ns from small businesses with offers that suit their needs.</strong></=
font></td>
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<td bgcolor=3D"#ffffff" height=3D"25" style=3D"line-height:1px;font=
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<strong>
Q: How flexible is GGS?</strong></td>
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<td style=3D"f=
ont-family: 'inter', Arial,sans-serif;font-size: 18px;color: #381b50;l=
ine-height: 24px;text-align: left;letter-spacing: -0.2px;">
A: You have the flexibility to <strong>make overpayments or settle ear=
ly for free</strong>. Both these options are fee-free and save you mon=
ey on interest.</td>
</tr><tr>
<td bgcolor=3D"#ffffff" height=3D"25" style=3D"line-height:1px;font=
-size:1px;"> </td>
</tr></tbody><tbody> =09
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<tr>
<td style=3D"f=
ont-family: 'inter', Arial,sans-serif;font-size: 18px;color: #a619c9;l=
ine-height: 24px;text-align: left;letter-spacing: -0.2px;">
<strong>
Q: I already have a CBILS, BBLS or RLS loan. Am I eligible to apply?</=
strong></td>
</tr>
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=09
=09
=09
=09
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<tr>
<td bgcolor=3D"#ffffff" height=3D"10" style=3D"line-height:1px;font=
-size:1px;"> </td>
</tr><tr>
<td style=3D"f=
ont-family: 'inter', Arial,sans-serif;font-size: 18px;color: #381b50;l=
ine-height: 24px;text-align: left;letter-spacing: -0.2px;">
A: <strong>Yes, if you took it out before 30th June 2024</strong>. Ple=
ase note that previous borrowing may reduce the maximum amount you're =
eligible for.</td>
</tr><tr>
<td bgcolor=3D"#ffffff" height=3D"30" style=3D"line-height:1px;font=
-size:1px;"> </td>
</tr></tbody></table></td>
</tr>
</tbody></table></td>
<td width=3D"80" class=3D"em_hide"> </td>
</tr>
</tbody></table></td>
</tr>=09
=09
</tbody></table></td>
</tr><tr>
<td bgcolor=3D"ffffff" border=3D"0"><table width=3D"100%" border=3D=
"0" cellspacing=3D"0" cellpadding=3D"0"> =09
<tbody>
=09
=09
<tr>
<td><table width=3D"100%" border=3D"0" cellspacing=3D"0" cellpad=
ding=3D"0">
<tbody><tr>
<td width=3D"40" class=3D"em_hide"> </td>
<td class=3D"em_side_space"><table width=3D"100%" border=3D"0" c=
ellspacing=3D"0" cellpadding=3D"0">
<tbody><tr>
<td><table width=3D"100%" border=3D"0" cellspacing=3D"0" cell=
padding=3D"0">
<tbody> =09
=09
<tr>
<td style=3D"f=
ont-family: 'inter', Arial,sans-serif;font-size: 18px;color: #381B50;l=
ine-height: 24px;text-align: left;padding-bottom:35px;letter-spacing: =
-0.2px;">
<strong>Applying takes 7 minutes, with no impact to your credit score<=
/strong> as a limited company or LLP. When you do, we=E2=80=99ll=
assess you for all our loans in one go. <strong>If we can offer you a=
loan on better terms without GGS, we will</strong>. </td>
</tr>
=09
=09
=09
=09
=09
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<tr> =20
<td width=3D"250" height=3D"56" align=3D"center" valign=3D"midd=
le"> =20
<!--[if gte mso 9]>
<v:roundrect xmlns:v=3D"urn:schemas-microsoft-com:vml" xmlns:w=
=3D"urn:schemas-microsoft-com:office:word" href=3D"https://response.ad=
visorsforbusiness.co.uk/link/e7sunuukc71fc1juqcasri54gfzzqwmkjt1sau1dj=
fhwqhtopjro" target=3D"_blank" style=3D"height:56px;v-text-anchor:midd=
le;width:195px;" arcsize=3D16%" strokecolor=3D"#A619c9" fillcolor=3D"#=
A619c9">
<w:anchorlock/>
<center style=3D"color:#ffffff;font-family:'inter', arial, san=
s-serif; font-weight:normal; font-size:18px;">Find out more</center>
</v:roundrect>
<![endif]-->
<!--[if !mso]-->
<a href=3D"https://response.advisorsforbusiness.co.uk/link/e7s=
unuukc71fc1juqcasri54gfzzqwmkjt1sau1djfhwqhtopjro" target=3D"_blank" s=
tyle=3D"background-color:#A619C9;color:#ffffff;display:inline-block;fo=
nt-family: 'Inter', Arial, sans-serif; border-radius: 16px; font-weigh=
t:normal; font-size:18px;line-height:56px;text-align:center;text-decor=
ation:none;width:195px;-webkit-text-size-adjust:none;mso-hide:all;">Fi=
nd out more</a>
<!--[endif]-->
</td>
</tr></tbody></table></td>
</tr>
</tbody></table></td>
<td width=3D"40" class=3D"em_hide"> </td>
</tr>
</tbody></table></td>
</tr>=09
=09
</tbody></table></td>
</tr><tr>
<td bgcolor=3D"#ffffff" height=3D"40" style=3D"line-height:1px;font=
-size:1px;"> </td>
</tr><tr>
<td bgcolor=3D"#ffffff"><table width=3D"100%" border=3D"0" cellspacing=
=3D"0" cellpadding=3D"0">
<tbody><tr>
<td width=3D"40" class=3D"em_hide"> </td>
<td bgcolor=3D"#FBF3FC" class=3D"px-40 py-30 mpx-20 bdrs-7 mbdrs-0 bg-=
blue3" style=3D"padding-left: 40px; padding-right: 40px; padding-top: =
20px; padding-bottom: 20px; border-radius: 32px; background:#FBF3FC;">
<table border=3D"0" cellpadding=3D"0" cellspacing=3D"0" width=3D"100%"=
>
<tbody>
<tr>
<td><table width=3D"100%" border=3D"0" cellspacing=3D"0" cellpadding=3D=
"0" align=3D"center">
<tbody><tr>
<td style=3D"font-size:0pt; line-height:0pt; text-align:left; padding-=
top:5px" valign=3D"top" width=3D"24"><img src=3D"https://resources.adv=
isorsforbusiness.co.uk/assets/EmailTemplate/3383264c-7de9-4c3e-818c-cd=
eb5b9f7388.png" width=3D"24"></td>
<td width=3D"16" style=3D"line-height:1px;font-size:1px;"> </td>
<td style=3D"font-size:16px; color:#381b50; font-family:'inter', Arial=
, sans-serif; text-align:left; letter-spacing:-0.2px; line-height: 22p=
x;">Please note the scheme=E2=80=99s guarantee is to the lender, and t=
he business remains 100% liable for the debt.
</td>
</tr>
</tbody></table></td>
</tr>
</tbody>
</table>
</td>
<td width=3D"40" class=3D"em_hide"> </td>
</tr>
</tbody></table></td>
</tr><tr>
<td bgcolor=3D"#ffffff" height=3D"50" style=3D"line-height:1px;font=
-size:1px;"> </td>
</tr><tr>
<td bgcolor=3D"#ffffff"><table width=3D"100%" border=3D"0" cellspacing=
=3D"0" cellpadding=3D"0">
<tbody><tr>
<td width=3D"40" class=3D"em_hide"> </td>
<td bgcolor=3D"#f8f9fe" class=3D"px-40 py-30 mpx-20 bdrs-7 mbdrs-0 bg-=
blue3" style=3D"padding-left: 45px; padding-right: 45px; padding-top: =
40px; padding-bottom: 40px; border-radius: 32px; background:#FFEFEC;">
<table border=3D"0" cellpadding=3D"0" cellspacing=3D"0" width=3D"100%"=
>
<tbody>
<tr>
<td style=3D"font-family:'inter', Arial, sans-serif; font-weight:bold;=
text-align:center;color:#381b50;font-size:32px;line-height:40px; lette=
r-spacing: -0.3px; padding-bottom:25px">
Discover more about our business loans</td>
</tr>
<tr>
<td><table width=3D"100%" border=3D"0" cellpadding=3D"0" cellspacing=3D=
"0" align=3D"center">
<tbody><tr>
<td style=3D"font-size:0pt; line-height:0pt; text-align:left;" valign=3D=
"top" width=3D"17"><img src=3D"https://resources.advisorsforbusiness.c=
o.uk/assets/EmailTemplate/5f7f5f43-60a8-4f8f-ae7b-f8ccb9045136.png" wi=
dth=3D"24"></td>
<td width=3D"10" style=3D"line-height:1px;font-size:1px;"> </td>
<td style=3D"font-size:18px; color:#381b50; font-family:'inter', Arial=
, sans-serif; text-align:left; letter-spacing:-0.3px; line-height: 24p=
x; padding-bottom: 20px;">Rates from 6.9%</td>
</tr>
<tr>
<td style=3D"font-size:0pt; line-height:0pt; text-align:left;" valign=3D=
"top" width=3D"17"><img src=3D"https://resources.advisorsforbusiness.c=
o.uk/assets/EmailTemplate/5f7f5f43-60a8-4f8f-ae7b-f8ccb9045136.png" wi=
dth=3D"24"></td>
<td width=3D"10" style=3D"line-height:1px;font-size:1px;"> </td>
<td style=3D"font-size:18px; color:#381b50; font-family:'inter', Arial=
, sans-serif; text-align:left; letter-spacing:-0.3px; line_height: 24p=
x; padding-bottom: 20px;">Funding Circle loans from =C2=A310,000 - =C2=
=A3750,000</td>
</tr><tr>
<td style=3D"font-size:0pt; line-height:0pt; text-align:left;" valign=3D=
"top" width=3D"17"><img src=3D"https://resources.advisorsforbusiness.c=
o.uk/assets/EmailTemplate/5f7f5f43-60a8-4f8f-ae7b-f8ccb9045136.png" wi=
dth=3D"24"></td>
<td width=3D"10" style=3D"line-height:1px;font-size:1px;"> </td>
<td style=3D"font-size:18px; color:#381b50; font-family:'inter', Arial=
, sans-serif; text-align:left; letter-spacing:-0.3px; line-height: 24p=
x; padding-bottom: 20px;">GGS from =C2=A325,001 - =C2=A3250,000</td>
</tr><tr>
<td style=3D"font-size:0pt; line-height:0pt; text-align:left;" valign=3D=
"top" width=3D"17"><img src=3D"https://resources.advisorsforbusiness.c=
o.uk/assets/EmailTemplate/5f7f5f43-60a8-4f8f-ae7b-f8ccb9045136.png" wi=
dth=3D"24"></td>
<td width=3D"10" style=3D"line-height:1px;font-size:1px;"> </td>
<td style=3D"font-size:18px; color:#381b50; font-family:'inter', Arial=
, sans-serif; text-align:left; letter-spacing:-0.3px; line-height: 24p=
x; padding-bottom: 20px;">Terms up to 6 years</td>
</tr><tr>
<td style=3D"font-size:0pt; line-height:0pt; text-align:left;" valign=3D=
"top" width=3D"17"><img src=3D"https://resources.advisorsforbusiness.c=
o.uk/assets/EmailTemplate/5f7f5f43-60a8-4f8f-ae7b-f8ccb9045136.png" wi=
dth=3D"24"></td>
<td width=3D"10" style=3D"line-height:1px;font-size:1px;"> </td>
<td style=3D"font-size:18px; color:#381b50; font-family:'inter', Arial=
, sans-serif; text-align:left; letter-spacing:-0.3px; line-height: 24p=
x; padding-bottom: 30px;">Overpay or settle early for no fee</td>
</tr></tbody></table></td>
</tr>
<tr> =20
<td width=3D"250" height=3D"56" align=3D"center" valign=3D"midd=
le"> =20
<!--[if gte mso 9]>
<v:roundrect xmlns:v=3D"urn:schemas-microsoft-com:vml" xmlns:w=
=3D"urn:schemas-microsoft-com:office:word" href=3D"https://response.ad=
visorsforbusiness.co.uk/link/e7sunuukc71fc1juqcasri54gfzzqwmkjtes4u18e=
7ugostxqjuo" target=3D"_blank" style=3D"height:56px;v-text-anchor:midd=
le;width:205px;" arcsize=3D16%" strokecolor=3D"#A619c9" fillcolor=3D"#=
A619c9">
<w:anchorlock/>
<center style=3D"color:#ffffff;font-family:'inter', arial, san=
s-serif; font-weight:normal; font-size:18px;">About our loans</center>
</v:roundrect>
<![endif]-->
<!--[if !mso]-->
<a href=3D"https://response.advisorsforbusiness.co.uk/link/e7s=
unuukc71fc1juqcasri54gfzzqwmkjtes4u18e7ugostxqjuo" target=3D"_blank" s=
tyle=3D"background-color:#A619C9;color:#ffffff;display:inline-block;fo=
nt-family: 'Inter', Arial, sans-serif; border-radius: 16px; font-weigh=
t:normal; font-size:18px;line-height:56px;text-align:center;text-decor=
ation:none;width:195px;-webkit-text-size-adjust:none;mso-hide:all;">Ab=
out our loans</a>
<!--[endif]-->
</td>
</tr></tbody>
</table>
</td>
<td width=3D"40" class=3D"em_hide"> </td>
</tr>
</tbody></table></td>
</tr><tr>
<td bgcolor=3D"#ffffff" height=3D"50" style=3D"line-height:1px;font=
-size:1px;"> </td>
</tr><tr>
<td bgcolor=3D"#ffffff" border=3D"0"><table width=3D"100%" border=3D=
"0" cellspacing=3D"0" cellpadding=3D"0"> =09
<tbody>
=09
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<tr>
<td><table width=3D"100%" border=3D"0" cellspacing=3D"0" cellpad=
ding=3D"0">
<tbody><tr>
=09
<td><table width=3D"100%" border=3D"0" cellspacing=3D"0" cellpad=
ding=3D"0">
<tbody>
<tr>
<td>
<table width=3D"100%" border=3D"0" cellspacing=3D"0" cellpadding=3D"0"=
>
<tbody><tr>
<td>
<a href=3D"https://response.advisorsforbusiness.co.uk/link/e7sunuukc71=
fc1juqcasri54gfzzqwmkjtmichdocchfw6mxqf4o" target=3D"_blank"><img src=3D=
"https://resources.advisorsforbusiness.co.uk/assets/EmailTemplate/0b76=
4584-88f1-4c0b-a9dc-d143da9c79c0.jpg" width=3D"600" height=3D"404" cla=
ss=3D"em_full_width" style=3D"display:block;max-width:600px;" border=3D=
"0"></a>
</td>
</tr>
</tbody></table>
</td>
</tr></tbody></table></td>
=09
</tr>
</tbody></table></td>
</tr>=09
=09
</tbody></table></td>
</tr><tr>
<td bgcolor=3D"#FBFAFC" class=3D"mpx-20" style=3D"padding-lef=
t: 30px; padding-right: 30px; padding-top: 30px;">
<table border=3D"0" cellpadding=3D"0" cellspacing=3D"0" width=
=3D"100%">
<tbody>
<tr>
<td style=3D"border-bottom: 1px solid #D9D9D9; padding-bot=
tom: 30px;">
<table border=3D"0" cellpadding=3D"0" cellspacing=3D"0" wi=
dth=3D"100%">
<tbody>
<tr>
<td class=3D"img-center" style=3D"font-size:0pt; line-h=
eight:0pt; text-align:center; padding-bottom: 10px;"><img alt=3D"" bor=
der=3D"0" height=3D"80" name=3D"Cont_4" src=3D"https://resources.advis=
orsforbusiness.co.uk/assets/EmailTemplate/827f24bc-a502-431d-9325-4218=
38bd9534.png" width=3D"80"></td>
</tr>
<tr>
<td class=3D"mfz-16 mlh-22 ltspn-03" style=3D"color:#38=
1B50; font-family:'Inter', Arial, sans-serif; font-size: 22px; line-he=
ight: 28px; text-align:center; letter-spacing:-0.3px; padding-bottom: =
10px;"><strong>Need a hand?</strong> <span class=3D"mfz-16 mlh-22" sty=
le=3D"color:#381B50; font-family:'Inter', Arial, sans-serif; font-size=
: 16px; line-height: 22px; text-align:center;">Call or email our speci=
alist team.</span></td>
</tr>
<tr>
<td class=3D"mfz-22 mlh-28 ltspn-03" style=3D"color:#38=
1B50; font-family:'Inter', Arial, sans-serif; font-size: 26px; font-we=
ight:bold; line-height: 34px; text-align:center; letter-spacing:-0.3px=
;" _msttexthash=3D"89115" _msthash=3D"105">0800 048 2467</td>
</tr><tr>
<td class=3D"mfz-22 mlh-28 ltspn-03" style=3D"color:#38=
1B50; font-family:'Inter', Arial, sans-serif; font-size: 26px; line-he=
ight: 34px; text-align:center; letter-spacing:-0.3px;"><a class=3D"lin=
k-tdn" href=3D"mailto:credit@fundingcircle.com?subject=3DAbout%20my%20=
loan%20application" name=3D"credit_contact" style=3D"color:#381B50; te=
xt-decoration:none;" target=3D"_blank" xt=3D"SPEMAIL"><span class=3D"l=
ink-tdn" style=3D"color:#381B50; text-decoration:none;"><strong>credit=
@fundingcircle.com</strong></span></a></td>
</tr><tr>
<td class=3D"mfz-16 mlh-22 ltspn-03" style=3D"color:#38=
1B50; font-family:'Inter', Arial, sans-serif; font-size: 16px; line-he=
ight: 22px; text-align:center; letter-spacing:-0.3px; padding-top: 10p=
x;">Our team is here to help<br>
Mon-Thu 9am-6pm / Fri 9am-4:30pm </td>
</tr>
=09
</tbody>
</table>
</td>
</tr>
</tbody>
</table>
</td>
</tr><tr>
<td bgcolor=3D"#FBFAFC" class=3D"mpx-20" style=3D"padding-lef=
t: 40px; padding-right: 40px; padding-top: 30px; padding-bottom: 30px;=
">
<table border=3D"0" cellpadding=3D"0" cellspacing=3D"0" width=
=3D"100%">
<tbody>
<tr>
<td>
<table border=3D"0" cellpadding=3D"0" cellspacing=3D"0" wi=
dth=3D"100%">
<tbody>
<tr>
<td class=3D"c-lilac" style=3D"font-family:'Inter', Ari=
al, sans-serif; text-align:left; font-size: 10px; line-height: 16px; c=
olor:#9A8AA7;">Funding Circle is the UK's largest online small busines=
s loans provider. We also operate a business credit broker service, wo=
rking with trusted third party finance providers to help support UK bu=
sinesses access more finance options. The asset finance product mentio=
ned in this email is not provided directly by Funding Circle Ltd. Subj=
ect to an eligibility survey, our team will attempt to get in touch wi=
th you to help process a referral to any applicable and relevant lendi=
ng partners. <br><br>Funding Circle Ltd is authorised and regulated by=
the Financial Conduct Authority under firm registration number 722513=
. Funding Circle is not covered by the Financial Services Compensation=
Scheme. Registered in England (Co. No. 06968588) with registered offi=
ce at 71 Queen Victoria Street, London, EC4V 4AY. <br> Copyright =C2=A9=
2025 Funding Circle. All rights reserved. </td>
</tr>
</tbody>
</table>
</td>
</tr>
</tbody>
</table>
</td>
</tr><tr>
<td><table width=3D"100%" border=3D"0" cellspacing=3D"0" cel=
lpadding=3D"0">
<tbody><tr>
<td><table width=3D"100%" border=3D"0" cellspacing=3D"=
0" cellpadding=3D"0">
<tbody><tr>
<td class=3D"em_side_space">
<table border=3D"0" cellpadding=3D"0" cellspacing=3D"0" width=3D=
"100%">
<tbody>
<tr>
<td align=3D"center"><img src=3D"https://resources.advisorsforbusiness=
.co.uk/Assets/Publication/058f12ea-bf46-466b-848b-fbb4212f4bad.png" al=
t=3D"Business Advisor" class=3D"em_full_width" style=3D"display:block;=
max-width:600px;" border=3D"0"></td>
</tr>
<tr>
<td height=3D"10" style=3D"line-height:1px;font-size:1px;">&=
nbsp;</td>
</tr> =09
<tr>
<td align=3D"center" style=3D"padding:10px; font-size:=
11px; font-family:Arial, sans-serif; color:#333333;">This is an advert=
isement. Privacy notice: Your email address <span style=3D"color:#3333=
33;font-weight:bold">admin@sarahharvey.com</span> has been included in=
our Business Advisor bulletin. To find out more about how we source, =
use, protect and enhance your data, please see our <a href=3D"https://=
response.advisorsforbusiness.co.uk/privacypolicy" style=3D"text-decora=
tion: underline; color:#333333;font-weight:bold;">privacy policy</a>. =
We use cookies to enhance your experience. For more details, or to opt=
-out, please see our <a href=3D"https://response.advisorsforbusiness.c=
o.uk/cookiepolicy" style=3D"text-decoration: underline; color:#333333;=
font-weight:bold;">cookie policy</a>. </td>
</tr>
<tr>
<td align=3D"center" style=3D"padding:10px; font-size:=
11px; font-family:Arial, sans-serif; color:#333333;">This email, its c=
ontents, and information accessible via the hyperlinks, are intended s=
olely for the addressee and are confidential. You may not copy or use =
the contents or information in any way, or forward it to third parties=
. If you have received this email in error, please delete the email an=
d contact us.</td>
</tr>
<tr>
<td align=3D"center" style=3D"padding:10px; font-size:=
11px; font-family:Arial, sans-serif; color:#333333;">We won=E2=80=99t =
receive direct replies to this email address, so for help please conta=
ct <a href=3D"mailto:help@advisorsforbusiness.co.uk" style=3D"color:#3=
33333;font-weight:bold;text-decoration: underline;">help@advisorsforbu=
siness.co.uk</a>. If you no longer want to receive emails, please clic=
k here to <a href=3D"https://unsubscribe.advisorsforbusiness.co.uk/i/g=
oag61uqc3ngscude3jzr4dak34urpupeiuu4xe" style=3D"text-decoration: unde=
rline; color:#333333;font-weight:bold;">unsubscribe</a>. </td>
</tr>
<tr>
<td style=3D"font-family:Arial, sans-serif;font-size:1=
1px;color:#333333;text-align:center;">Inbox Insight Ltd, 1 Exchange Sq=
uare, Jewry Street, Winchester, Hampshire, SO23 8FJ. <br>Registered in=
England: 7179598. Copyright =C2=A9 Inbox Insight Ltd | All rights res=
erved. </td>
</tr>
</tbody></table>
</td>
</tr>
</tbody></table></td>
</tr>
<tr>
<td height=3D"14" style=3D"line-height:1px;font-size:1=
px;"> </td>
</tr>
</tbody></table></td>
</tr>
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<!--Full width table End-->
<div style=3D"display:none; white-space:nowrap; font:20px courier; c=
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