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File: D:/hMailServer/Data/sarahharvey.com/admin/AF/{AF3BB94F-E9D2-4B41-BEAE-E9366EE3E985}.eml
Date: Fri, 31 Dec 2021 20:01:03 +0000
To: "admin@sarahharvey.com" <admin@sarahharvey.com>
From: Covid Claim Not Paid <info@www.covidclaimnotpaid.net>
Reply-To: Covid Claim Not Paid <inbox@covidclaimnotpaid.net>
Subject: 2nd chance for bigger or more payouts as we discover errors when insurers calculate losses and settlements
Feedback-ID: 9784-december_21_newsletter:professional_advice_direct:CAMPAIGN:mig
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Message-ID: <0.0.E0.D7F.1D7FE81249A49D0.0@emx011.instillerhq.com>


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=C2=A0 =C2=A0 =C2=A0The Government told you it would be covered.=C2=A0

Your Insurer says it=E2=80=99s not!

Your Broker doesn=E2=80=99t really know!! =C2=A0

=C2=A0 =C2=A0 =C2=A0 =C2=A0 =C2=A0 =C2=A0 =C2=A0 =C2=A0 =C2=A0 =C2=A0 =
=C2=A0 =C2=A0 =C2=A0 =C2=A0 =C2=A0 =C2=A0 =C2=A0 =C2=A0 =C2=A0 =C2=A0 =
=C2=A0 =C2=A0 =C2=A0 =C2=A0 =C2=A0 =C2=A0 =C2=A0 =C2=A0 =C2=A0 =C2=A0=C2=
=A0Now it=E2=80=99s time to find out!=C2=A0=C2=A0View the online version(ht=
tps://clicks.imail-expert.com/profile/S-10533@qD3qqz3sTGWDTsCfOqVsYSp6fAXlP=
3OdJ-g2OJ4FijM.@11)

Please add info@www.covidclaimnotpaid.net to your address book.



Insurers have made errors when calculating losses=C2=A0and final settlement=
s are being reversed to pay more!



Miss=C2=A0Sue=C2=A0Home

In very simple terms BI Insurance, like most other insurances, is designed =
to put your business back in the position it would have been in had the eve=
nt/loss not occurred or Covid not happened but few can say that has happene=
d.

That=E2=80=99s where the simplicity ends because how this is done will depe=
nd on how well the cover has been advised and arranged and a whole range of=
 different scenarios and how they can be managed.=C2=A0



Errors, Omissions and Furlough provide opportunities to increase pay-outs


Businesses that successfully claimed on their BI policies last year may wan=
t to check again because of what we have found.=C2=A0 We are the largest cl=
aims management business for this frustrating claims sector with over 2,500=
=C2=A0cases and whilst we know that there is a long road ahead, what we hav=
e uncovered so far is perhaps not surprising but it does make us think that=
 the errors we=E2=80=99ve identified are probably more widespread, affectin=
g many businesses that have already been paid out but who could claim more.

Click to read more(https://clicks.imail-expert.com/email/S-10533@364691@qD3=
qqz3sTGWDTsCfOqVsYSp6fAXlP3OdJ-g2OJ4FijM.@)


Should your business have claimed for wages on your Business Interruption i=
nsurance and should you repay furlough or is it a beneficial grant?


=C2=A0Many businesses have simply accepted that an Insurer should deduct th=
e amount a business has received from the Furlough scheme from their claim =
when in fact the insurance policy covered the staff costs too.=C2=A0 We thi=
nk that it is wrong to reduce a claim by the value of the Furlough payment.

Now that the furlough scheme has finished and businesses are still sufferin=
g losses, it is time to look again particularly for travel and hospitality =
businesses that will clearly suffer lost business for some time to come.

Click to read more(https://clicks.imail-expert.com/email/S-10533@364692@qD3=
qqz3sTGWDTsCfOqVsYSp6fAXlP3OdJ-g2OJ4FijM.@)


Retailers and multi-site operators could benefit from specialist BI claims=
=C2=A0 help=C2=A0to significantly increase claims


We are working for some very large multiple retailers and at the same time =
relatively small hospitality businesses with more than one site but they ha=
ve faced a very similar problem.=C2=A0 Having successfully argued that thes=
e businesses should be compensated for the loss in trade due to the Pandemi=
c, their policies often suggest that they have an =E2=80=98inner limit=
=E2=80=99 i.e. a maximum payment per claim and the Insurers have been tryin=
g to argue that the settlement should be for the entire business as one cla=
im i.e. all of the branches or outlets but we disagree.

Click to read more(https://clicks.imail-expert.com/email/S-10533@364693@qD3=
qqz3sTGWDTsCfOqVsYSp6fAXlP3OdJ-g2OJ4FijM.@)      (https://clicks.imail-expe=
rt.com/email/S-10533@364694@qD3qqz3sTGWDTsCfOqVsYSp6fAXlP3OdJ-g2OJ4FijM.@)


Register a new claim, there=C2=A0is still time


If you have not claimed or your claim was initially rejected register below=
 and we'll review your case pursue it for you.

We review the cases for FREE and we only charge when we are successful- No =
Win, No Fee.

Click to register a new or existing claim(https://clicks.imail-expert.com/e=
mail/S-10533@364695@qD3qqz3sTGWDTsCfOqVsYSp6fAXlP3OdJ-g2OJ4FijM.@)

Register for a FREE review of a settled claim


If you have successfully claimed we will review your case and calculations =
and advise if there is an opportunity to claim more. Our charge will only b=
e on the additional claim amount achieved.

Click to review a settled claim(https://clicks.imail-expert.com/email/S-105=
33@364696@qD3qqz3sTGWDTsCfOqVsYSp6fAXlP3OdJ-g2OJ4FijM.@)


We sent you this email because admin@sarahharvey.com=C2=A0
is included in a B2B list of business owners and managers.

Covid Claim Not Paid is a trading name of Misrepresentation Fraud Negligenc=
e Claims Limited which is authorised and regulated by the Financial Conduct=
 Authority in respect of regulated Claims Management activities, registrati=
on number FRN837972. Registered under the Data Protection Act 2018, Referen=
ce ZA496740.

Misrepresentation Fraud Negligence Claims Limited is registered in England =
and Wales company number 10865060. Registered Office: Southgate 2, 321 Wilm=
slow Road,Cheadle,SK8 3PW

Not interested any longer?=C2=A0Click here to unsubscribe(https://clicks.im=
ail-expert.com/profile/S-10533@qD3qqz3sTGWDTsCfOqVsYSp6fAXlP3OdJ-g2OJ4FijM.=
@1).

Please add=C2=A0info@www.covidclaimnotpaid.net=C2=A0to your address book.

Terms & Conditions(https://clicks.imail-expert.com/email/S-10533@364697@qD3=
qqz3sTGWDTsCfOqVsYSp6fAXlP3OdJ-g2OJ4FijM.@)|Privacy Policy(https://clicks.i=
mail-expert.com/email/S-10533@364698@qD3qqz3sTGWDTsCfOqVsYSp6fAXlP3OdJ-g2OJ=
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Sp6fAXlP3OdJ-g2OJ4FijM.@) (https://clicks.imail-expert.com/email/S-10533@36=
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amily: Lato, Tahoma, sans-serif; font-size: 16px; color: rgb(51, 51, 51);">
=09=09=09=09=09=09=09=09=09=09=09=09<div style=3D"font-size: 12px;"><p><spa=
n class=3D"pre-header-text">&nbsp; &nbsp; &nbsp;The Government told you it =
would be covered.&nbsp;</span></p>

<p><span class=3D"pre-header-text">Your Insurer says it=E2=80=99s not! </sp=
an></p>

<p><span class=3D"pre-header-text">Your Broker doesn=E2=80=99t really know!=
! &nbsp;</span></p>

<p><span class=3D"pre-header-text">&nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp=
; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nb=
sp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &=
nbsp; &nbsp; &nbsp;&nbsp;Now it=E2=80=99s time to find out!&nbsp;</span><sp=
an class=3D"pre-header-text">&nbsp;</span><a class=3D"pre-header-link" href=
=3D"https://clicks.imail-expert.com/profile/S-10533@qD3qqz3sTGWDTsCfOqVsYSp=
6fAXlP3OdJ-g2OJ4FijM.@11" title=3D"View this email in your browser">View th=
e online version</a></p>

<p><span class=3D"pre-header-text">Please add info@www.covidclaimnotpaid.ne=
t to your address book.</span></p>
</div>
=09=09=09=09=09=09=09=09=09=09=09</td>
=09=09=09=09=09=09=09=09=09=09</tr></tbody></table></td>
=09=09=09=09=09=09=09</tr></tbody></table><!-- END Header Partial Strapline=
 --></div><div>
=09=09=09=09=09<!-- Header with Logo Placeholder and strapline -->
=09=09=09=09=09=09<table width=3D"600" border=3D"0" class=3D"row-tb_5050" s=
tyle=3D"width: 600px; max-width: 600px;"><tbody><tr><td style=3D"padding: 1=
0px; font-size: 16px; color: rgb(51, 51, 51); font-family: Lato, Tahoma, sa=
ns-serif;">
=09=09=09=09=09=09=09=09=09<table width=3D"100%" cellpadding=3D"0" cellspac=
ing=3D"0"><tbody><tr><td width=3D"580" align=3D"left" style=3D"font-size: 1=
6px; font-family: Lato, Tahoma, sans-serif; color: rgb(51, 51, 51);">

=09=09=09=09=09=09=09=09=09=09<div><p><span style=3D"font-size: 22px;"><b>I=
nsurers have made errors when calculating losses&nbsp;and final settlements=
 are being reversed to pay more!</b></span></p>
</div>

=09=09=09=09=09=09=09=09=09=09</td>
=09=09=09=09=09=09=09=09=09</tr></tbody></table></td>
=09=09=09=09=09=09=09</tr></tbody></table><!-- END Header with Logo Placeho=
lder and strapline --></div><div>
=09=09=09=09=09<!-- Editable Text -->
=09=09=09=09=09=09<table width=3D"600" class=3D"row-tb_100" style=3D"width:=
 600px; max-width: 600px;"><tbody><tr><td style=3D"padding: 10px; font-size=
: 16px; font-family: Lato, Tahoma, sans-serif; color: rgb(51, 51, 51);">
=09=09=09=09=09=09=09=09=09<table width=3D"100%" cellpadding=3D"0" cellspac=
ing=3D"0"><tbody><tr><td style=3D"font-family: Lato, Tahoma, sans-serif; fo=
nt-size: 16px; color: rgb(51, 51, 51);" align=3D"left">
=09=09=09=09=09=09=09=09=09=09=09=09<div><p>Miss&nbsp;Sue&nbsp;Home</p>

<p>In very simple terms BI Insurance, like most other insurances, is design=
ed to put your business back in the position it would have been in had the =
event/loss not occurred or Covid not happened but few can say that has happ=
ened.</p>

<p>That=E2=80=99s where the simplicity ends because how this is done will d=
epend on how well the cover has been advised and arranged and a whole range=
 of different scenarios and how they can be managed.&nbsp;</p>
</div>
=09=09=09=09=09=09=09=09=09=09=09</td>
=09=09=09=09=09=09=09=09=09=09</tr></tbody></table></td>
=09=09=09=09=09=09=09</tr></tbody></table><!-- END Editable Text --></div><=
div>
=09=09=09=09=09<!-- Half/Half Left Image - Right Text -->
=09=09=09=09=09=09<table width=3D"600" border=3D"0" class=3D"row-tb_4060" s=
tyle=3D"width: 600px; max-width: 600px; border-radius: 0px; border-color: r=
gb(128, 128, 128); border-width: 0px; border-collapse: unset; border-style:=
 none;" bgcolor=3D""><tbody><tr><td style=3D"padding: 10px; font-size: 16px=
; color: rgb(51, 51, 51); font-family: Lato, Tahoma, sans-serif;">
=09=09=09=09=09=09=09=09=09<table width=3D"100%" cellpadding=3D"0" cellspac=
ing=3D"0"><tbody><tr><td width=3D"220" style=3D"font-size: 16px; color: rgb=
(51, 51, 51); font-family: Lato, Tahoma, sans-serif;">
=09=09=09=09=09=09=09=09=09=09=09=09<img width=3D"220" class=3D"fit_w" src=
=3D"https://mailerdocs.s3.amazonaws.com/imail_expert/email_assets/2322/640x=
unlimited___calculator_shutterstock_519843637.jpg" alt=3D"" title=3D""></td=
>
=09=09=09=09=09=09=09=09=09=09=09<td class=3D"spacer mobile-hide" width=3D"=
20" style=3D"font-size: 16px; color: rgb(51, 51, 51); font-family: Lato, Ta=
homa, sans-serif;"></td>
=09=09=09=09=09=09=09=09=09=09=09<td width=3D"340" align=3D"left" style=3D"=
font-family: Lato, Tahoma, sans-serif; font-size: 16px; color: rgb(51, 51, =
51);" class=3D"two_col_text" valign=3D"top">
=09=09=09=09=09=09=09=09=09=09=09=09<table width=3D"100%" border=3D"0" cell=
padding=3D"0" cellspacing=3D"0"><tbody><tr><td style=3D"width: 100%; font-f=
amily: Lato, Tahoma, sans-serif; font-size: 16px; color: rgb(51, 51, 51);" =
align=3D"left" class=3D"td-mobile-100">
=09=09=09=09=09=09=09=09=09=09=09=09=09=09=09<div><p><span style=3D"font-si=
ze:16px;"><b>Errors, Omissions and Furlough provide opportunities to increa=
se pay-outs</b></span></p>
</div>
=09=09=09=09=09=09=09=09=09=09=09=09=09=09</td>
=09=09=09=09=09=09=09=09=09=09=09=09=09</tr></tbody></table><div><p>Busines=
ses that successfully claimed on their BI policies last year may want to ch=
eck again because of what we have found.&nbsp; We are the largest claims ma=
nagement business for this frustrating claims sector with over 2,500&nbsp;c=
ases and whilst we know that there is a long road ahead, what we have uncov=
ered so far is perhaps not surprising but it does make us think that the er=
rors we=E2=80=99ve identified are probably more widespread, affecting many =
businesses that have already been paid out but who could claim more.</p>
</div>
=09=09=09=09=09=09=09=09=09=09=09=09<table cellspacing=3D"0" cellpadding=3D=
"0" width=3D"100%" style=3D"text-align: left; min-width:100%;"><tbody><tr><=
td class=3D"td-mobile-100" style=3D"font-size: 16px; color: rgb(51, 51, 51)=
; font-family: Lato, Tahoma, sans-serif;">
=09=09=09=09=09=09=09=09=09=09=09=09=09=09=09<table border=3D"0" cellpaddin=
g=3D"0" cellspacing=3D"0" align=3D"left" style=3D"border-collapse: separate=
; border-radius: 5px; width: 50%; min-width: 50%; padding-top: 10px; paddin=
g-bottom: 10px; border-style: none; border-color: rgb(128, 128, 128); borde=
r-width: 0px; box-shadow: none; background-color: rgb(36, 121, 174);" width=
=3D"50%"><tbody><tr><td align=3D"center" valign=3D"top" style=3D"font-size:=
 16px; color: rgb(51, 51, 51); font-family: Lato, Tahoma, sans-serif;">
=09=09=09=09=09=09=09=09=09=09=09=09=09=09=09=09=09=09=09<a title=3D"Click =
Here" target=3D"_blank" style=3D"color:#ffffff;font-size:16px;font-weight:b=
old;text-align:center;text-decoration:none;width:100%;    display:inline-bl=
ock;-webkit-text-size-adjust:none;line-height:normal;font-family: Lato, Tah=
oma, sans-serif;" href=3D"https://clicks.imail-expert.com/email/S-10533@364=
680@qD3qqz3sTGWDTsCfOqVsYSp6fAXlP3OdJ-g2OJ4FijM.@">
=09=09=09=09=09=09=09=09=09=09=09=09=09=09=09=09=09=09=09=09<span> Click to=
 read more</span>
=09=09=09=09=09=09=09=09=09=09=09=09=09=09=09=09=09=09=09</a>
=09=09=09=09=09=09=09=09=09=09=09=09=09=09=09=09=09=09</td>
=09=09=09=09=09=09=09=09=09=09=09=09=09=09=09=09=09</tr></tbody></table></t=
d>=20
=09=09=09=09=09=09=09=09=09=09=09=09=09</tr></tbody></table></td>
=09=09=09=09=09=09=09=09=09=09</tr></tbody></table></td>
=09=09=09=09=09=09=09</tr></tbody></table><!-- END Half/Half Left Image - R=
ight Text --></div>

=09=09=09=09=09
=09=09=09=09=09


=09=09=09=09=09

=09=09=09=09=09=09


=09=09=09=09=09<div>
=09=09=09=09=09<!-- Half/Half Left Image - Right Text -->
=09=09=09=09=09=09<table width=3D"600" border=3D"0" class=3D"row-tb_4060" s=
tyle=3D"width: 600px; max-width: 600px;"><tbody><tr><td style=3D"padding: 1=
0px; font-size: 16px; font-family: Lato, Tahoma, sans-serif; color: rgb(51,=
 51, 51);">
=09=09=09=09=09=09=09=09=09<table width=3D"100%" border=3D"0" cellpadding=
=3D"0" cellspacing=3D"0"><tbody><tr><td style=3D"width: 100%; font-family: =
Lato, Tahoma, sans-serif; font-size: 16px; color: rgb(51, 51, 51);" align=
=3D"left">
=09=09=09=09=09=09=09=09=09=09=09=09<div><p><span style=3D"font-size:16px;"=
><strong>Should your business have claimed for wages on your Business Inter=
ruption insurance and should you repay furlough or is it a beneficial grant=
?</strong></span></p>
</div>
=09=09=09=09=09=09=09=09=09=09=09</td>
=09=09=09=09=09=09=09=09=09=09</tr></tbody></table><table width=3D"100%" ce=
llpadding=3D"0" cellspacing=3D"0"><tbody><tr><td width=3D"220" style=3D"fon=
t-size: 16px; font-family: Lato, Tahoma, sans-serif; color: rgb(51, 51, 51)=
;">
=09=09=09=09=09=09=09=09=09=09=09=09<img class=3D"fit_w" src=3D"https://mai=
lerdocs.s3.amazonaws.com/imail_expert/email_assets/2322/220xunlimited___dom=
ino_shutterstock_1348347038.jpg" alt=3D"" title=3D""></td>
=09=09=09=09=09=09=09=09=09=09=09<td class=3D"spacer" width=3D"20" style=3D=
"font-size: 16px; font-family: Lato, Tahoma, sans-serif; color: rgb(51, 51,=
 51);"></td>
=09=09=09=09=09=09=09=09=09=09=09<td width=3D"340" style=3D"font-family: La=
to, Tahoma, sans-serif; font-size: 16px; color: rgb(51, 51, 51);" align=3D"=
left">
=09=09=09=09=09=09=09=09=09=09=09=09<div><p>&nbsp;Many businesses have simp=
ly accepted that an Insurer should deduct the amount a business has receive=
d from the Furlough scheme from their claim when in fact the insurance poli=
cy covered the staff costs too.&nbsp; We think that it is wrong to reduce a=
 claim by the value of the Furlough payment.</p>

<p>Now that the furlough scheme has finished and businesses are still suffe=
ring losses, it is time to look again particularly for travel and hospitali=
ty businesses that will clearly suffer lost business for some time to come.=
</p>
</div>
=09=09=09=09=09=09=09=09=09=09=09=09<table cellspacing=3D"0" cellpadding=3D=
"0" width=3D"100%" style=3D"text-align: left;"><tbody><tr><td class=3D"td-m=
obile-100" style=3D"font-size: 16px; font-family: Lato, Tahoma, sans-serif;=
 color: rgb(51, 51, 51);">
=09=09=09=09=09=09=09=09=09=09=09=09=09=09=09<table border=3D"0" cellpaddin=
g=3D"0" cellspacing=3D"0" align=3D"left" style=3D"border-collapse: separate=
; border-radius: 5px; background-color: rgb(36, 121, 174); width: 50%; padd=
ing-top: 10px; padding-bottom: 10px; border-style: none; border-color: rgb(=
128, 128, 128); border-width: 0px; box-shadow: none; min-width: 50%;" width=
=3D"50%"><tbody><tr><td align=3D"center" valign=3D"middle" style=3D"font-si=
ze: 16px; line-height: 20px; font-family: Lato, Tahoma, sans-serif; color: =
rgb(51, 51, 51);">
=09=09=09=09=09=09=09=09=09=09=09=09=09=09=09=09=09=09=09<a title=3D"Click =
Here" target=3D"_blank" style=3D"color: rgb(255, 255, 255); font-size: 16px=
; font-weight: bold; text-align: center; text-decoration: none; width: 100%=
; display: inline-block; text-size-adjust: none; line-height: normal; font-=
family: Lato, Tahoma, sans-serif;" href=3D"https://clicks.imail-expert.com/=
email/S-10533@364682@qD3qqz3sTGWDTsCfOqVsYSp6fAXlP3OdJ-g2OJ4FijM.@">
=09=09=09=09=09=09=09=09=09=09=09=09=09=09=09=09=09=09=09=09<span> Click to=
 read more</span>
=09=09=09=09=09=09=09=09=09=09=09=09=09=09=09=09=09=09=09</a>
=09=09=09=09=09=09=09=09=09=09=09=09=09=09=09=09=09=09</td>
=09=09=09=09=09=09=09=09=09=09=09=09=09=09=09=09=09</tr></tbody></table></t=
d>=20
=09=09=09=09=09=09=09=09=09=09=09=09=09</tr></tbody></table></td>
=09=09=09=09=09=09=09=09=09=09</tr></tbody></table></td>
=09=09=09=09=09=09=09</tr></tbody></table><!-- END Half/Half Left Image - R=
ight Text --></div><div>
=09=09=09=09=09<!-- Half/Half Left Text - Right Image -->
=09=09=09=09=09=09<table width=3D"600" border=3D"0" class=3D"row-tb_4060" s=
tyle=3D"width: 600px; max-width: 600px; border-radius: 0px; border-color: r=
gb(128, 128, 128); border-width: 0px; border-collapse: unset; border-style:=
 none;" bgcolor=3D""><tbody><tr><td style=3D"padding: 10px; font-size: 16px=
; color: rgb(51, 51, 51); font-family: Lato, Tahoma, sans-serif;">
=09=09=09=09=09=09=09=09=09<table width=3D"100%" cellpadding=3D"0" cellspac=
ing=3D"0"><tbody><tr class=3D"flex-wrapper"><td class=3D"two_col_text flex-=
item flex-item-2" width=3D"340" align=3D"left" style=3D"font-family: Lato, =
Tahoma, sans-serif; font-size: 16px; color: rgb(51, 51, 51);" valign=3D"top=
">
=09=09=09=09=09=09=09=09=09=09=09=09<table width=3D"100%" border=3D"0" cell=
padding=3D"0" cellspacing=3D"0"><tbody><tr><td style=3D"width: 100%; font-f=
amily: Lato, Tahoma, sans-serif; font-size: 16px; color: rgb(51, 51, 51);" =
align=3D"left" class=3D"td-mobile-100">
=09=09=09=09=09=09=09=09=09=09=09=09=09=09=09<div><p><span style=3D"font-si=
ze:16px;"><strong><span style=3D"margin-top: 0px; margin-bottom: 0px;">Reta=
ilers and multi-site operators could benefit from specialist BI claims&nbsp=
; help&nbsp;to significantly increase claims</span></strong></span></p>
</div>
=09=09=09=09=09=09=09=09=09=09=09=09=09=09</td>
=09=09=09=09=09=09=09=09=09=09=09=09=09</tr></tbody></table><div><p>We are =
working for some very large multiple retailers and at the same time relativ=
ely small hospitality businesses with more than one site but they have face=
d a very similar problem.&nbsp; Having successfully argued that these busin=
esses should be compensated for the loss in trade due to the Pandemic, thei=
r policies often suggest that they have an =E2=80=98inner limit=E2=80=99 i.=
e. a maximum payment per claim and the Insurers have been trying to argue t=
hat the settlement should be for the entire business as one claim i.e. all =
of the branches or outlets but we disagree.</p>
</div>
=09=09=09=09=09=09=09=09=09=09=09=09<table cellspacing=3D"0" cellpadding=3D=
"0" width=3D"100%" style=3D"text-align: left; min-width:100%;"><tbody><tr><=
td class=3D"td-mobile-100" style=3D"font-size: 16px; color: rgb(51, 51, 51)=
; font-family: Lato, Tahoma, sans-serif;">
=09=09=09=09=09=09=09=09=09=09=09=09=09=09=09<table border=3D"0" cellpaddin=
g=3D"0" cellspacing=3D"0" align=3D"left" style=3D"border-collapse: separate=
; border-radius: 5px; background-color: rgb(36, 121, 174); width: 50%; min-=
width: 50%; padding-top: 10px; padding-bottom: 10px; border-style: none; bo=
rder-color: rgb(128, 128, 128); border-width: 0px; box-shadow: none;" width=
=3D"50%"><tbody><tr><td align=3D"center" valign=3D"top" style=3D"font-size:=
 16px; color: rgb(51, 51, 51); font-family: Lato, Tahoma, sans-serif;">
=09=09=09=09=09=09=09=09=09=09=09=09=09=09=09=09=09=09=09<a title=3D"Click =
Here" target=3D"_blank" style=3D"color:#ffffff;font-size:16px;font-weight:b=
old;text-align:center;text-decoration:none;width:100%;    display:inline-bl=
ock;-webkit-text-size-adjust:none;line-height:normal;font-family: Lato, Tah=
oma, sans-serif;" href=3D"https://clicks.imail-expert.com/email/S-10533@364=
683@qD3qqz3sTGWDTsCfOqVsYSp6fAXlP3OdJ-g2OJ4FijM.@">
=09=09=09=09=09=09=09=09=09=09=09=09=09=09=09=09=09=09=09=09<span> Click to=
 read more</span>
=09=09=09=09=09=09=09=09=09=09=09=09=09=09=09=09=09=09=09</a>
=09=09=09=09=09=09=09=09=09=09=09=09=09=09=09=09=09=09</td>
=09=09=09=09=09=09=09=09=09=09=09=09=09=09=09=09=09</tr></tbody></table></t=
d>=20
=09=09=09=09=09=09=09=09=09=09=09=09=09</tr></tbody></table></td>
=09=09=09=09=09=09=09=09=09=09=09<td class=3D"spacer mobile-hide" width=3D"=
20" style=3D"font-size: 16px; color: rgb(51, 51, 51); font-family: Lato, Ta=
homa, sans-serif;"></td>
=09=09=09=09=09=09=09=09=09=09=09<td width=3D"220" class=3D"flex-item flex-=
item-1" style=3D"font-size: 16px; color: rgb(51, 51, 51); font-family: Lato=
, Tahoma, sans-serif;" valign=3D"middle" align=3D"center">
=09=09=09=09=09=09=09=09=09=09=09=09<a link-description=3D"" href=3D"https:=
//clicks.imail-expert.com/email/S-10533@364681@qD3qqz3sTGWDTsCfOqVsYSp6fAXl=
P3OdJ-g2OJ4FijM.@" target=3D"_blank"><img width=3D"220" class=3D"fit_w" src=
=3D"https://mailerdocs.s3.amazonaws.com/imail_expert/email_assets/2322/640x=
unlimited___shutterstock_530372188.jpg" alt=3D"" title=3D""></a>
=09=09=09=09=09=09=09=09=09=09=09</td>
=09=09=09=09=09=09=09=09=09=09</tr></tbody></table></td>
=09=09=09=09=09=09=09</tr></tbody></table><!-- END Half/Half Left Text - Ri=
ght Image --></div><div>
=09=09=09=09=09<!-- Half/Half Image above text -->
=09=09=09=09=09=09<table width=3D"600" border=3D"0" class=3D"row-tb_4060" s=
tyle=3D"width: 600px; max-width: 600px; border-radius: 0px; border-color: r=
gb(128, 128, 128); border-width: 0px; border-collapse: unset; border-style:=
 none;" bgcolor=3D""><tbody><tr><td style=3D"padding: 10px; font-size: 16px=
; color: rgb(51, 51, 51); font-family: Lato, Tahoma, sans-serif;">
=09=09=09=09=09=09=09=09=09<table width=3D"100%" cellpadding=3D"0" cellspac=
ing=3D"0" border=3D"0"><tbody><tr><td width=3D"280" valign=3D"top" style=3D=
"font-family: Lato, Tahoma, sans-serif; font-size: 16px; color: rgb(51, 51,=
 51);" align=3D"left">
=09=09=09=09=09=09=09=09=09=09=09=09<table width=3D"100%" border=3D"0" cell=
padding=3D"0" cellspacing=3D"0"><tbody><tr><td class=3D"td-mobile-100" styl=
e=3D"font-family: Lato, Tahoma, sans-serif; font-size: 16px; color: rgb(51,=
 51, 51);" align=3D"left">
=09=09=09=09=09=09=09=09=09=09=09=09=09=09=09<div><p><span style=3D"font-si=
ze:14px;"><strong>Register a new claim, there&nbsp;is still time</strong></=
span></p>
</div>
=09=09=09=09=09=09=09=09=09=09=09=09=09=09</td>
=09=09=09=09=09=09=09=09=09=09=09=09=09</tr></tbody></table><img class=3D"f=
it_w" width=3D"280" src=3D"https://mailerdocs.s3.amazonaws.com/imail_expert=
/email_assets/2322/640xunlimited___covered_shutterstock_586415417.jpg" alt=
=3D"" title=3D""><div><p>If you have not claimed or your claim was initiall=
y rejected register below and we'll review your case pursue it for you.</p>

<p>We review the cases for FREE and we only charge when we are successful- =
No Win, No Fee.</p>
</div>
=09=09=09=09=09=09=09=09=09=09=09=09<table cellspacing=3D"0" cellpadding=3D=
"0" width=3D"100%" style=3D"text-align: center; min-width:100%;"><tbody><tr=
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e; border-radius: 5px; background-color: rgb(36, 121, 174); width: 100%; mi=
n-width: 100%; padding-top: 10px; padding-bottom: 10px; border-style: none;=
 border-color: rgb(128, 128, 128); border-width: 0px; box-shadow: none;" wi=
dth=3D"100%"><tbody><tr><td align=3D"center" valign=3D"top" style=3D"font-s=
ize: 16px; color: rgb(51, 51, 51); font-family: Lato, Tahoma, sans-serif;">
=09=09=09=09=09=09=09=09=09=09=09=09=09=09=09=09=09=09=09<a title=3D"Click =
Here" target=3D"_blank" style=3D"color:#ffffff;font-size:16px;font-weight:b=
old;text-align:center;text-decoration:none;width:100%;    display:inline-bl=
ock;-webkit-text-size-adjust:none;line-height:normal;font-family: Lato, Tah=
oma, sans-serif;" href=3D"https://clicks.imail-expert.com/email/S-10533@364=
689@qD3qqz3sTGWDTsCfOqVsYSp6fAXlP3OdJ-g2OJ4FijM.@">
=09=09=09=09=09=09=09=09=09=09=09=09=09=09=09=09=09=09=09=09<span> Click to=
 register a new or existing claim</span>
=09=09=09=09=09=09=09=09=09=09=09=09=09=09=09=09=09=09=09</a>
=09=09=09=09=09=09=09=09=09=09=09=09=09=09=09=09=09=09</td>
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d>=20
=09=09=09=09=09=09=09=09=09=09=09=09=09</tr></tbody></table></td>
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erif;"></td>
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font-family: Lato, Tahoma, sans-serif; font-size: 16px; color: rgb(51, 51, =
51);" align=3D"left">
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=09=09=09=09=09=09=09=09=09=09=09=09=09=09=09<div><p><strong><span style=3D=
"font-size:14px;">Register for a FREE review of a settled claim</span></str=
ong></p>
</div>
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it_w" width=3D"280" src=3D"https://mailerdocs.s3.amazonaws.com/imail_expert=
/email_assets/2322/640xunlimited___calculator_shutterstock_519843637.jpg" a=
lt=3D"" title=3D""><div><p>If you have successfully claimed we will review =
your case and calculations and advise if there is an opportunity to claim m=
ore. Our charge will only be on the additional claim amount achieved.</p>
</div>
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in-width: 100%; padding-top: 10px; padding-bottom: 10px; border-style: none=
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idth=3D"100%"><tbody><tr><td align=3D"center" valign=3D"top" style=3D"font-=
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690@qD3qqz3sTGWDTsCfOqVsYSp6fAXlP3OdJ-g2OJ4FijM.@">
=09=09=09=09=09=09=09=09=09=09=09=09=09=09=09=09=09=09=09=09<span> Click to=
 review a settled claim</span>
=09=09=09=09=09=09=09=09=09=09=09=09=09=09=09=09=09=09=09</a>
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d>=20
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<p>Covid Claim Not Paid is a trading name of Misrepresentation Fraud Neglig=
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ation number FRN837972. Registered under the Data Protection Act 2018, Refe=
rence ZA496740.</p>

<p>Misrepresentation Fraud Negligence Claims Limited is registered in Engla=
nd and Wales company number 10865060. Registered Office: Southgate 2, 321 W=
ilmslow Road,Cheadle,SK8 3PW</p>

<p>Not interested any longer?&nbsp;<a href=3D"https://clicks.imail-expert.c=
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