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File: D:/hMailServer/Data/sarahharvey.com/admin/A5/{A5DEA759-6F7C-40B5-87A7-6278FC425AA7}.eml
Date: Thu, 23 Sep 2021 13:33:43 +0100
To: "admin@sarahharvey.com" <admin@sarahharvey.com>
From: Covid Claim Not Paid <info@www.covidclaimnotpaid.net>
Reply-To: Covid Claim Not Paid <inbox@covidclaimnotpaid.net>
Subject: =?UTF-8?Q?Last_chance_to_register-BI_claims_update_-Insurers_pay_another_?=
 =?UTF-8?Q?=C2=A359m_last_month-_how_the_Financial_Ombudsman_Service_can_h?=
 =?UTF-8?Q?elp?=
Feedback-ID: 9557-2nd_recruitment_september_update:professional_advice_direct:CAMPAIGN:mig
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=C2=A0 =C2=A0 =C2=A0The Government told you it would be covered.

=C2=A0Your Insurer says it=E2=80=99s not!

Your Broker doesn=E2=80=99t really know!!

Now it=E2=80=99s time to find out!=C2=A0

=C2=A0View the online version(https://clicks.imail-expert.com/profile/S-102=
98@qD3qqz3sTGWDTsCfOqVsYSp6fAXlP3OdJ-g2OJ4FijM.@11)

Please add info@www.covidclaimnotpaid.net to your address book.



Business Interruption Claims Update



FCA Survey shows another =C2=A359m paid out=C2=A0

How the Financial Ombudsman Service (FOS) is helping to resolve claims

Last Call for Late Claims- We can 'fast track them' by adding them to our e=
xtensive case list



The FCA survey this month shows:

- Another =C2=A359m paid out last month

- Insuers accept another 642 claims

- Over 5,000 cases still to be reviewed by=C2=A0insurers

- Interim payments made to another 9.4% of outstanding cases


The latest survey of Insurers published by the FCA last week showed slow pr=
ogress in resolving BI claims.=C2=A0 The survey shows that=C2=A0final settl=
ements increased=C2=A0to =C2=A3696.2m , =C2=A31.025bn including interim set=
tlements.

Click to read more(https://clicks.imail-expert.com/email/S-10298@360657@qD3=
qqz3sTGWDTsCfOqVsYSp6fAXlP3OdJ-g2OJ4FijM.@)


How the Financial Ombudsman Service works and deadlines that the unwary nee=
d to know about


The latest news suggests that the Financial Ombudsman Service (FOS) is taki=
ng 8-9months to respond to applications for their arbitration support creat=
ing the latest hurdle for cash strapped businesses hoping to secure an insu=
rance settlement.=C2=A0 Most of us in Business will have had little or no e=
xperience or exposure to the FOS to know what the process and rules are so =
hopefully this article will help.

Click to read more(https://clicks.imail-expert.com/email/S-10298@360658@qD3=
qqz3sTGWDTsCfOqVsYSp6fAXlP3OdJ-g2OJ4FijM.@)

Get a FREE Review Now
Click=C2=A0Here(https://clicks.imail-expert.com/email/S-10298@360659@qD3qqz=
3sTGWDTsCfOqVsYSp6fAXlP3OdJ-g2OJ4FijM.@)


Due to a late rush of registrations, we have extended our deadline for new =
registrations.=C2=A0 Our team is now well underway with many, many claims, =
often on cases where the client has previously been told that they can't cl=
aim or that their claim has been denied.

We have grouped them together by policy and type so that we can share costs=
 and resources to get the best returns for our clients and we'd like any bu=
siness that has suffered loss to join us.=C2=A0 =C2=A0If you or any other b=
usiness you know, even thinks they have a claim then please register and if=
 we can help, we will

Registering is quick,=C2=A0simple and free, just click on the link above an=
d complete your contact details.=C2=A0 One of our team will call you prompt=
ly to run through a questionnaire on the phone, that will give us what we n=
eed to get a claim started=C2=A0before it is too late.=C2=A0 It won't cost =
a=C2=A0penny!

Many claims are valid for reasons not mentioned in the policy.=C2=A0 Time i=
s running out and if you haven't yet made a claim or had experts review any=
 denied claim, you may miss out on your share of=C2=A0 over=C2=A0=C2=A31bn=
=C2=A0 of pay outs to businesses who have paid premiums in good faith:

If you are trying to manage a claim yourself, we can probably help and add =
significant value to most claims as some insurers are offering discounted s=
ettlements and people don't realise what they can include in a BI claim

Is your Indemnity period too short or running out,=C2=A0 many have ended bu=
t some are or should be for 24 months.

Has your claim been rejected because you have to prove Covid occurred on or=
 near the premises- we've helped clients prove their case and have a tool k=
it to establish proof

Did your Broker give you best advice or just make an easy renewal without e=
nsuring you were properly covered?

We have Law Firms and Barristers on stand by with a Litigation support fund=
 of over =C2=A37m to refer to the courts if necessary to get justice for ou=
r clients, including specialists in professional negligence.

=C2=A0



The Government told you it would be covered.=C2=A0

Your Insurer says it=E2=80=99s not!=C2=A0

Your Broker doesn=E2=80=99t really know!!=C2=A0 =C2=A0



Now is the time to find out!



Register now for FREE- we=E2=80=99ll advise if you have a case and if you a=
gree help you successfully make a claim on a no-win no-fee basis.

Download our white paper
What you should know about BI cover after Covid 19(https://clicks.imail-exp=
ert.com/email/S-10298@360660@qD3qqz3sTGWDTsCfOqVsYSp6fAXlP3OdJ-g2OJ4FijM.@)=
      Register a Claim=C2=A0
We could help you win a significant claim(https://clicks.imail-expert.com/e=
mail/S-10298@360661@qD3qqz3sTGWDTsCfOqVsYSp6fAXlP3OdJ-g2OJ4FijM.@)


We sent you this email because admin@sarahharvey.com=C2=A0
is included in a B2B list of business owners and managers.

Covid Claim Not Paid is a trading name of Misrepresentation Fraud Negligenc=
e Claims Limited which is authorised and regulated by the Financial Conduct=
 Authority in respect of regulated Claims Management activities, registrati=
on number FRN837972. Registered under the Data Protection Act 2018, Referen=
ce ZA496740.

Misrepresentation Fraud Negligence Claims Limited is registered in England =
and Wales company number 10865060. Registered Office: Bank House, The Paddo=
ck, Handforth, Cheshire, SK9 3HQ

Not interested any longer?=C2=A0Click here to unsubscribe(https://clicks.im=
ail-expert.com/profile/S-10298@qD3qqz3sTGWDTsCfOqVsYSp6fAXlP3OdJ-g2OJ4FijM.=
@1).

Please add=C2=A0info@www.covidclaimnotpaid.net=C2=A0to your address book.

Terms & Conditions(https://clicks.imail-expert.com/email/S-10298@360662@qD3=
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es/engineV3.css" rel=3D"stylesheet"><link href=3D"https://pwm-image.trendmi=
cro.com/5.0/extensionFrame/styles/engineV3.css" rel=3D"stylesheet"><link hr=
ef=3D"https://pwm-image.trendmicro.com/5.0/extensionFrame/styles/engineV3.c=
ss" rel=3D"stylesheet"><link href=3D"https://pwm-image.trendmicro.com/5.0/e=
xtensionFrame/styles/engineV3.css" rel=3D"stylesheet"><link href=3D"https:/=
/pwm-image.trendmicro.com/5.0/extensionFrame/styles/engineV3.css" rel=3D"st=
ylesheet"><link href=3D"https://pwm-image.trendmicro.com/5.0/extensionFrame=
/styles/engineV3.css" rel=3D"stylesheet"><link href=3D"https://pwm-image.tr=
endmicro.com/5.0/extensionFrame/styles/engineV3.css" rel=3D"stylesheet"><li=
nk href=3D"https://pwm-image.trendmicro.com/5.0/extensionFrame/styles/engin=
eV3.css" rel=3D"stylesheet"></head><body>                                  =
                         =20
<div id=3D"template_preview_text" style=3D"mso-hide:all;display:none;max-he=
ight:0px;max-width:0px;overflow:hidden;opacity:0;font-size:1px;line-height:=
1px;">Latest news about BI claims and a last chance to registered any outst=
anding claims </div>
<!-- Wrapper/Container Table -->
<table cellpadding=3D"0" cellspacing=3D"0" border=3D"0" id=3D"bg-table" sty=
le=3D"font-family: Lato, Tahoma, sans-serif; color:#333333;  font-size: 16p=
x; background-color:rgb(255, 255, 255);" width=3D"100%"><tbody><tr><td vali=
gn=3D"top" align=3D"center">=20
=09=09<!-- Content Table -->
=09=09<table class=3D"content-table" cellpadding=3D"0" cellspacing=3D"0" bo=
rder=3D"0" align=3D"center" width=3D"600" style=3D"width: 600px; max-width:=
 600px; border-color: rgb(128, 128, 128); border-style: none; border-width:=
 0px; background-color: rgb(255, 255, 255); border-radius: 0px;"><tbody><tr=
><td width=3D"600" valign=3D"top" class=3D"content-table-td" style=3D"paddi=
ng: 0px;">

=09=09=09=09=09

=09=09=09=09=09
=09=09=09=09=09<div data-ed-custom-section=3D"136">
=09=09=09=09=09<!-- Header Partial Strapline -->
=09=09=09=09=09=09<table width=3D"600" border=3D"0" class=3D"row-tb_100 hea=
der-partial" style=3D"width: 600px; max-width: 600px;"><tbody><tr><td style=
=3D"padding: 10px; font-size: 16px; color: rgb(51, 51, 51); font-family: La=
to, Tahoma, sans-serif;">
=09=09=09=09=09=09=09=09=09<table cellpadding=3D"0" cellspacing=3D"0" width=
=3D"100%"><tbody><tr><td width=3D"100%" style=3D"text-align: center; font-f=
amily: Lato, Tahoma, sans-serif; font-size: 16px; color: rgb(51, 51, 51);" =
valign=3D"middle" align=3D"center">
=09=09=09=09=09=09=09=09=09=09=09=09<div style=3D"font-size: 12px; line-hei=
ght: 1.25; letter-spacing: 0px;"><p><span class=3D"pre-header-text">&nbsp; =
&nbsp; &nbsp;The Government told you it would be covered.</span></p>

<p><span class=3D"pre-header-text">&nbsp;Your Insurer says it=E2=80=99s not=
!</span></p>

<p><span class=3D"pre-header-text">Your Broker doesn=E2=80=99t really know!=
!</span></p>

<p><span class=3D"pre-header-text">Now it=E2=80=99s time to find out!&nbsp;=
</span></p>

<p><span class=3D"pre-header-text">&nbsp;</span><a class=3D"pre-header-link=
" href=3D"https://clicks.imail-expert.com/profile/S-10298@qD3qqz3sTGWDTsCfO=
qVsYSp6fAXlP3OdJ-g2OJ4FijM.@11" title=3D"View this email in your browser">V=
iew the online version</a></p>

<p><span class=3D"pre-header-text">Please add info@www.covidclaimnotpaid.ne=
t to your address book.</span></p>
</div>
=09=09=09=09=09=09=09=09=09=09=09</td>
=09=09=09=09=09=09=09=09=09=09</tr></tbody></table></td>
=09=09=09=09=09=09=09</tr></tbody></table><!-- END Header Partial Strapline=
 --></div><div>
=09=09=09=09=09<!-- Header with Logo Placeholder and strapline -->
=09=09=09=09=09=09<table width=3D"600" border=3D"0" class=3D"row-tb_5050" s=
tyle=3D"width: 600px; max-width: 600px; border-radius: 0px;" bgcolor=3D""><=
tbody><tr><td style=3D"padding: 0px; font-size: 16px; color: rgb(51, 51, 51=
); font-family: Lato, Tahoma, sans-serif;">
=09=09=09=09=09=09=09=09=09<table width=3D"100%" cellpadding=3D"0" cellspac=
ing=3D"0"><tbody><tr><td width=3D"580" align=3D"center" style=3D"font-size:=
 16px; font-family: Lato, Tahoma, sans-serif; color: rgb(51, 51, 51);" vali=
gn=3D"middle">

=09=09=09=09=09=09=09=09=09=09<div style=3D"line-height: 1.25; letter-spaci=
ng: 0px;"><p><strong><span style=3D"font-size:22px;">Business Interruption =
Claims Update</span></strong></p>
</div>

=09=09=09=09=09=09=09=09=09=09</td>
=09=09=09=09=09=09=09=09=09</tr></tbody></table></td>
=09=09=09=09=09=09=09</tr></tbody></table><!-- END Header with Logo Placeho=
lder and strapline --></div><div>
=09=09=09=09=09<!-- Full Width Image -->
=09=09=09=09=09=09<table width=3D"600" class=3D"row-tb_100" style=3D"width:=
 600px; max-width: 600px; border-radius: 0px; border-color: rgb(128, 128, 1=
28); border-width: 0px; border-collapse: unset; border-style: none;" bgcolo=
r=3D""><tbody><tr><td style=3D"padding: 0px; font-size: 16px; font-family: =
Lato, Tahoma, sans-serif; color: rgb(51, 51, 51);" class=3D"td-mobile-100">
=09=09=09=09=09=09=09=09=09<table width=3D"220" cellpadding=3D"0" cellspaci=
ng=3D"0" align=3D"center"><tbody><tr><td class=3D"td-mobile-100" style=3D"f=
ont-size: 16px; font-family: Lato, Tahoma, sans-serif; color: rgb(51, 51, 5=
1);" valign=3D"middle" align=3D"center">
=09=09=09=09=09=09=09=09=09=09=09=09<img class=3D"fit_w" src=3D"https://mai=
lerdocs.s3.amazonaws.com/imail_expert/email_assets/2266/640xunlimited___dom=
ino_shutterstock_1348347038.jpg" alt=3D"A businessman wonders if his busine=
ss interruption claim is covered or not" title=3D"" width=3D"220"></td>
=09=09=09=09=09=09=09=09=09=09</tr></tbody></table></td>
=09=09=09=09=09=09=09</tr></tbody></table><!-- END Full Width Image --></di=
v><div data-ed-custom-section=3D"135">
=09=09=09=09=09<!-- Editable Text -->
=09=09=09=09=09=09<table width=3D"600" class=3D"row-tb_100" style=3D"width:=
 600px; max-width: 600px; border-radius: 0px;" bgcolor=3D""><tbody><tr><td =
style=3D"padding: 0px; font-size: 16px; color: rgb(51, 51, 51); font-family=
: Lato, Tahoma, sans-serif;">
=09=09=09=09=09=09=09=09=09<table width=3D"100%" cellpadding=3D"0" cellspac=
ing=3D"0"><tbody><tr><td style=3D"font-family: Lato, Tahoma, sans-serif; fo=
nt-size: 16px; color: rgb(51, 51, 51);" align=3D"center" valign=3D"middle">
=09=09=09=09=09=09=09=09=09=09=09=09<div style=3D"line-height: 1.25; letter=
-spacing: 0px;"><p><strong>Last Call for Late Claims- We can 'fast track th=
em' by adding them to our extensive case list</strong></p>

<p><strong>FCA Survey shows another =C2=A359m paid out&nbsp;</strong></p>

<p><strong>How the Financial Ombudsman Service (FOS) is helping to resolve =
claims</strong></p>

<p>&nbsp;</p>
</div>
=09=09=09=09=09=09=09=09=09=09=09</td>
=09=09=09=09=09=09=09=09=09=09</tr></tbody></table></td>
=09=09=09=09=09=09=09</tr></tbody></table><!-- END Editable Text --></div>


=09=09=09=09=09<div data-ed-custom-section=3D"157">
=09=09=09=09=09<!-- CTA -->
=09=09=09=09=09=09<table width=3D"600" border=3D"0" class=3D"row-tb_100" st=
yle=3D"width: 600px; max-width: 600px; border-radius: 0px;" bgcolor=3D""><t=
body><tr><td style=3D"padding: 0px 5px; font-size: 16px; color: rgb(51, 51,=
 51); font-family: Lato, Tahoma, sans-serif;" align=3D"center">
=09=09=09=09=09=09=09=09=09=09<table border=3D"0" cellpadding=3D"0" cellspa=
cing=3D"0" align=3D"center" style=3D"border-collapse: separate; border-radi=
us: 5px; background-color: rgb(91, 192, 222); width: 50%; padding-top: 10px=
; padding-bottom: 10px; border-style: none; border-color: rgb(128, 128, 128=
); border-width: 0px; box-shadow: none; min-width: 50%;" width=3D"50%"><tbo=
dy><tr><td align=3D"center" valign=3D"middle" style=3D"font-size: 16px; col=
or: rgb(51, 51, 51); font-family: Lato, Tahoma, sans-serif;">
=09=09=09=09=09=09=09=09=09=09=09=09=09=09<a title=3D"Click Here" target=3D=
"_blank" style=3D'color: rgb(255, 255, 255); font-size: 16px; font-weight: =
bold; text-align: center; text-decoration: none; width: 100%; display: inli=
ne-block; text-size-adjust: none; line-height: normal; font-family: Arial, =
"Helvetica Neue", Helvetica, sans-serif;' user-tags=3D"register1" href=3D"h=
ttps://clicks.imail-expert.com/email/S-10298@360666@qD3qqz3sTGWDTsCfOqVsYSp=
6fAXlP3OdJ-g2OJ4FijM.@" link-description=3D"Initial registration link">
=09=09=09=09=09=09=09=09=09=09=09=09=09=09=09<span>Get a FREE Review Now<br=
>
Click&nbsp;Here </span>
=09=09=09=09=09=09=09=09=09=09=09=09=09=09</a>
=09=09=09=09=09=09=09=09=09=09=09=09=09</td>
=09=09=09=09=09=09                        </tr></tbody></table></td>
=09=09=09=09=09=09=09</tr><tr><td style=3D"padding-top: 5px; font-size: 16p=
x; color: rgb(51, 51, 51); font-family: Lato, Tahoma, sans-serif;">
=09=09=09=09=09=09=09=09</td>
=09=09=09=09=09=09=09</tr></tbody></table><!-- END CTA --></div><div>
=09=09=09=09=09<!-- Editable Text -->
=09=09=09=09=09=09<table width=3D"600" class=3D"row-tb_100" style=3D"width:=
 600px; max-width: 600px; border-radius: 0px;" bgcolor=3D""><tbody><tr><td =
style=3D"padding: 0px 10px; font-size: 16px; font-family: Lato, Tahoma, san=
s-serif; color: rgb(51, 51, 51);">
=09=09=09=09=09=09=09=09=09<table width=3D"100%" cellpadding=3D"0" cellspac=
ing=3D"0"><tbody><tr><td style=3D"font-family: Lato, Tahoma, sans-serif; fo=
nt-size: 16px; color: rgb(51, 51, 51);" align=3D"left" valign=3D"middle">
=09=09=09=09=09=09=09=09=09=09=09=09<div style=3D"line-height: 1.25; letter=
-spacing: 0px;"><p>Dear&nbsp; Miss Sue&nbsp;Home,</p>

<p>Due to a late rush of registrations, we have extended our deadline for n=
ew registrations.&nbsp; Our team is now well underway with many, many claim=
s, often on cases where the client has previously been told that they can't=
 claim or that their claim has been denied.</p>

<p>We have grouped them together by policy and type so that we can share co=
sts and resources to get the best returns for our clients and we'd like any=
 business that has suffered loss to join us.&nbsp; &nbsp;If you or any othe=
r business you know, even thinks they have a claim then please register and=
 if we can help, we will</p>

<p>Registering is quick,&nbsp;simple and free, just click on the link above=
 and complete your contact details.&nbsp; One of our team will call you pro=
mptly to run through a questionnaire on the phone, that will give us what w=
e need to get a claim started&nbsp;before it is too late.&nbsp; It won't co=
st a&nbsp;penny!</p>

<p>Many claims are valid for reasons not mentioned in the policy.&nbsp; Tim=
e is running out and if you haven't yet made a claim or had experts review =
any denied claim, you may miss out on your share of&nbsp; over&nbsp;=C2=
=A31bn&nbsp; of pay outs to businesses who have paid premiums in good faith=
:</p>

<ul><li>
=09<p>If you are trying to manage a claim yourself, we can probably help an=
d add significant value to most claims as some insurers are offering discou=
nted settlements and people don't realise what they can include in a BI cla=
im</p>
=09</li>
=09<li>
=09<p>Is your Indemnity period too short or running out,&nbsp; many have en=
ded but some are or should be for 24 months.</p>
=09</li>
=09<li>
=09<p>Has your claim been rejected because you have to prove Covid occurred=
 on or near the premises- we've helped clients prove their case and have a =
tool kit to establish proof</p>
=09</li>
=09<li>
=09<p>Did your Broker give you best advice or just make an easy renewal wit=
hout ensuring you were properly covered?</p>
=09</li>
=09<li>
=09<p>We have Law Firms and Barristers on stand by with a Litigation suppor=
t fund of over =C2=A37m to refer to the courts if necessary to get justice =
for our clients, including specialists in professional negligence.</p>
=09</li>
</ul><p>&nbsp;</p>
</div>
=09=09=09=09=09=09=09=09=09=09=09</td>
=09=09=09=09=09=09=09=09=09=09</tr></tbody></table></td>
=09=09=09=09=09=09=09</tr></tbody></table><!-- END Editable Text --></div><=
div>
=09=09=09=09=09<!-- Half/Half Left Image - Right Text -->
=09=09=09=09=09=09<table width=3D"600" border=3D"0" class=3D"row-tb_4060" s=
tyle=3D"width: 600px; max-width: 600px; border-radius: 0px; border-color: r=
gb(128, 128, 128); border-width: 0px; border-collapse: unset; border-style:=
 none;" bgcolor=3D""><tbody><tr><td style=3D"padding: 0px; font-size: 16px;=
 color: rgb(51, 51, 51); font-family: Lato, Tahoma, sans-serif;">
=09=09=09=09=09=09=09=09=09<table width=3D"100%" cellpadding=3D"0" cellspac=
ing=3D"0"><tbody><tr><td width=3D"170" style=3D"font-size: 16px; color: rgb=
(51, 51, 51); font-family: Lato, Tahoma, sans-serif;">
=09=09=09=09=09=09=09=09=09=09=09=09<img width=3D"170" class=3D"fit_w" src=
=3D"https://mailerdocs.s3.amazonaws.com/imail_expert/email_assets/2266/640x=
unlimited___covered_shutterstock_586415417.jpg" alt=3D"" title=3D""></td>
=09=09=09=09=09=09=09=09=09=09=09<td class=3D"spacer mobile-hide" width=3D"=
20" style=3D"font-size: 16px; color: rgb(51, 51, 51); font-family: Lato, Ta=
homa, sans-serif;"></td>
=09=09=09=09=09=09=09=09=09=09=09<td width=3D"410" align=3D"left" style=3D"=
font-family: Lato, Tahoma, sans-serif; font-size: 16px; color: rgb(51, 51, =
51);" class=3D"two_col_text" valign=3D"top">
=09=09=09=09=09=09=09=09=09=09=09=09<table width=3D"100%" border=3D"0" cell=
padding=3D"0" cellspacing=3D"0"><tbody><tr><td style=3D"width: 100%; font-f=
amily: Lato, Tahoma, sans-serif; font-size: 16px; color: rgb(51, 51, 51);" =
align=3D"left" class=3D"td-mobile-100">
=09=09=09=09=09=09=09=09=09=09=09=09=09=09=09<div><p><strong><span style=3D=
"font-size:14px;">The FCA survey this month shows:</span></strong></p>

<p><strong><span style=3D"font-size:14px;">- Another =C2=A359m paid out las=
t month</span></strong></p>

<p><strong><span style=3D"font-size:14px;">- Insuers accept another 642 cla=
ims</span></strong></p>

<p><strong><span style=3D"font-size:14px;">- Over 5,000 cases still to be r=
eviewed by&nbsp;insurers</span></strong></p>

<p><span style=3D"font-size:14px;"><strong>- Interim payments made to anoth=
er 9.4% of outstanding cases</strong></span></p>
</div>
=09=09=09=09=09=09=09=09=09=09=09=09=09=09</td>
=09=09=09=09=09=09=09=09=09=09=09=09=09</tr></tbody></table><div><p>The lat=
est survey of Insurers published by the FCA last week showed slow progress =
in resolving BI claims.&nbsp; The survey shows that&nbsp;final settlements =
increased&nbsp;to =C2=A3696.2m , =C2=A31.025bn including interim settlement=
s.</p>
</div>
=09=09=09=09=09=09=09=09=09=09=09=09<table cellspacing=3D"0" cellpadding=3D=
"0" width=3D"100%" style=3D"text-align: left; min-width:100%;"><tbody><tr><=
td class=3D"td-mobile-100" style=3D"font-size: 16px; color: rgb(51, 51, 51)=
; font-family: Lato, Tahoma, sans-serif;">
=09=09=09=09=09=09=09=09=09=09=09=09=09=09=09<table border=3D"0" cellpaddin=
g=3D"0" cellspacing=3D"0" align=3D"left" style=3D"border-collapse: separate=
; border-radius: 5px; background-color: rgb(91, 192, 222); width: 50%; min-=
width: 50%; padding-top: 10px; padding-bottom: 10px; border-style: none; bo=
rder-color: rgb(128, 128, 128); border-width: 0px; box-shadow: none;" width=
=3D"50%"><tbody><tr><td align=3D"center" valign=3D"top" style=3D"font-size:=
 16px; color: rgb(51, 51, 51); font-family: Lato, Tahoma, sans-serif;">
=09=09=09=09=09=09=09=09=09=09=09=09=09=09=09=09=09=09=09<a title=3D"Click =
Here" target=3D"_blank" style=3D"color:#ffffff;font-size:16px;font-weight:b=
old;text-align:center;text-decoration:none;width:100%;    display:inline-bl=
ock;-webkit-text-size-adjust:none;line-height:normal;font-family: Lato, Tah=
oma, sans-serif;" href=3D"https://clicks.imail-expert.com/email/S-10298@360=
667@qD3qqz3sTGWDTsCfOqVsYSp6fAXlP3OdJ-g2OJ4FijM.@">
=09=09=09=09=09=09=09=09=09=09=09=09=09=09=09=09=09=09=09=09<span> Click to=
 read more</span>
=09=09=09=09=09=09=09=09=09=09=09=09=09=09=09=09=09=09=09</a>
=09=09=09=09=09=09=09=09=09=09=09=09=09=09=09=09=09=09</td>
=09=09=09=09=09=09=09=09=09=09=09=09=09=09=09=09=09</tr></tbody></table></t=
d>=20
=09=09=09=09=09=09=09=09=09=09=09=09=09</tr></tbody></table></td>
=09=09=09=09=09=09=09=09=09=09</tr></tbody></table></td>
=09=09=09=09=09=09=09</tr></tbody></table><!-- END Half/Half Left Image - R=
ight Text --></div><div>
=09=09=09=09=09<!-- Half/Half Left Image - Right Text -->
=09=09=09=09=09=09<table width=3D"600" border=3D"0" class=3D"row-tb_4060" s=
tyle=3D"width: 600px; max-width: 600px; border-radius: 0px; border-color: r=
gb(128, 128, 128); border-width: 0px; border-collapse: unset; border-style:=
 none;" bgcolor=3D""><tbody><tr><td style=3D"padding: 0px; font-size: 16px;=
 color: rgb(51, 51, 51); font-family: Lato, Tahoma, sans-serif;">
=09=09=09=09=09=09=09=09=09<table width=3D"100%" cellpadding=3D"0" cellspac=
ing=3D"0"><tbody><tr><td width=3D"170" style=3D"font-size: 16px; color: rgb=
(51, 51, 51); font-family: Lato, Tahoma, sans-serif;">
=09=09=09=09=09=09=09=09=09=09=09=09<img width=3D"170" class=3D"fit_w" src=
=3D"https://mailerdocs.s3.amazonaws.com/imail_expert/email_assets/2266/640x=
unlimited___shutterstock_226730068.jpg" alt=3D"" title=3D""></td>
=09=09=09=09=09=09=09=09=09=09=09<td class=3D"spacer mobile-hide" width=3D"=
20" style=3D"font-size: 16px; color: rgb(51, 51, 51); font-family: Lato, Ta=
homa, sans-serif;"></td>
=09=09=09=09=09=09=09=09=09=09=09<td width=3D"410" align=3D"left" style=3D"=
font-family: Lato, Tahoma, sans-serif; font-size: 16px; color: rgb(51, 51, =
51);" class=3D"two_col_text" valign=3D"top">
=09=09=09=09=09=09=09=09=09=09=09=09<table width=3D"100%" border=3D"0" cell=
padding=3D"0" cellspacing=3D"0"><tbody><tr><td style=3D"width: 100%; font-f=
amily: Lato, Tahoma, sans-serif; font-size: 16px; color: rgb(51, 51, 51);" =
align=3D"left" class=3D"td-mobile-100">
=09=09=09=09=09=09=09=09=09=09=09=09=09=09=09<div><p><strong><span style=3D=
"font-size:14px;">How the Financial Ombudsman Service works and deadlines t=
hat the unwary need to know about</span></strong></p>
</div>
=09=09=09=09=09=09=09=09=09=09=09=09=09=09</td>
=09=09=09=09=09=09=09=09=09=09=09=09=09</tr></tbody></table><div><p>The lat=
est news suggests that the Financial Ombudsman Service (FOS) is taking 8-9m=
onths to respond to applications for their arbitration support creating the=
 latest hurdle for cash strapped businesses hoping to secure an insurance s=
ettlement.&nbsp; Most of us in Business will have had little or no experien=
ce or exposure to the FOS to know what the process and rules are so hopeful=
ly this article will help.</p>
</div>
=09=09=09=09=09=09=09=09=09=09=09=09<table cellspacing=3D"0" cellpadding=3D=
"0" width=3D"100%" style=3D"text-align: left; min-width:100%;"><tbody><tr><=
td class=3D"td-mobile-100" style=3D"font-size: 16px; color: rgb(51, 51, 51)=
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g=3D"0" cellspacing=3D"0" align=3D"left" style=3D"border-collapse: separate=
; border-radius: 5px; background-color: rgb(91, 192, 222); width: 50%; min-=
width: 50%; padding-top: 10px; padding-bottom: 10px; border-style: none; bo=
rder-color: rgb(128, 128, 128); border-width: 0px; box-shadow: none;" width=
=3D"50%"><tbody><tr><td align=3D"center" valign=3D"top" style=3D"font-size:=
 16px; color: rgb(51, 51, 51); font-family: Lato, Tahoma, sans-serif;">
=09=09=09=09=09=09=09=09=09=09=09=09=09=09=09=09=09=09=09<a title=3D"Click =
Here" target=3D"_blank" style=3D"color:#ffffff;font-size:16px;font-weight:b=
old;text-align:center;text-decoration:none;width:100%;    display:inline-bl=
ock;-webkit-text-size-adjust:none;line-height:normal;font-family: Lato, Tah=
oma, sans-serif;" href=3D"https://clicks.imail-expert.com/email/S-10298@360=
668@qD3qqz3sTGWDTsCfOqVsYSp6fAXlP3OdJ-g2OJ4FijM.@">
=09=09=09=09=09=09=09=09=09=09=09=09=09=09=09=09=09=09=09=09<span> Click to=
 read more</span>
=09=09=09=09=09=09=09=09=09=09=09=09=09=09=09=09=09=09=09</a>
=09=09=09=09=09=09=09=09=09=09=09=09=09=09=09=09=09=09</td>
=09=09=09=09=09=09=09=09=09=09=09=09=09=09=09=09=09</tr></tbody></table></t=
d>=20
=09=09=09=09=09=09=09=09=09=09=09=09=09</tr></tbody></table></td>
=09=09=09=09=09=09=09=09=09=09</tr></tbody></table></td>
=09=09=09=09=09=09=09</tr></tbody></table><!-- END Half/Half Left Image - R=
ight Text --></div><div data-ed-custom-section=3D"135">
=09=09=09=09=09<!-- Editable Text -->
=09=09=09=09=09=09<table width=3D"600" class=3D"row-tb_100" style=3D"width:=
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style=3D"padding: 0px; font-size: 16px; color: rgb(51, 51, 51); font-family=
: Lato, Tahoma, sans-serif;">
=09=09=09=09=09=09=09=09=09<table width=3D"100%" cellpadding=3D"0" cellspac=
ing=3D"0"><tbody><tr><td style=3D"font-family: Lato, Tahoma, sans-serif; fo=
nt-size: 16px; color: rgb(51, 51, 51);" align=3D"center" valign=3D"middle">
=09=09=09=09=09=09=09=09=09=09=09=09<div style=3D"line-height: 1.25; letter=
-spacing: 0px;"><p><strong>The Government told you it would be covered.&nbs=
p;</strong></p>

<p><strong>Your Insurer says it=E2=80=99s not!&nbsp;</strong></p>

<p><strong>Your Broker doesn=E2=80=99t really know!!&nbsp; &nbsp;</strong><=
/p>
</div>
=09=09=09=09=09=09=09=09=09=09=09</td>
=09=09=09=09=09=09=09=09=09=09</tr></tbody></table></td>
=09=09=09=09=09=09=09</tr></tbody></table><!-- END Editable Text --></div><=
div>
=09=09=09=09=09<!-- Editable Text -->
=09=09=09=09=09=09<table width=3D"600" class=3D"row-tb_100" style=3D"width:=
 600px; max-width: 600px; border-radius: 0px;" bgcolor=3D""><tbody><tr><td =
style=3D"padding: 0px; font-size: 16px; color: rgb(51, 51, 51); font-family=
: Lato, Tahoma, sans-serif;">
=09=09=09=09=09=09=09=09=09<table width=3D"100%" cellpadding=3D"0" cellspac=
ing=3D"0"><tbody><tr><td style=3D"font-family: Lato, Tahoma, sans-serif; fo=
nt-size: 16px; color: rgb(51, 51, 51);" align=3D"center" valign=3D"middle">
=09=09=09=09=09=09=09=09=09=09=09=09<div style=3D"line-height: 1.25; letter=
-spacing: 0px;"><p><span style=3D"font-size:26px;"><strong>Now is the time =
to find out!</strong></span></p>
</div>
=09=09=09=09=09=09=09=09=09=09=09</td>
=09=09=09=09=09=09=09=09=09=09</tr></tbody></table></td>
=09=09=09=09=09=09=09</tr></tbody></table><!-- END Editable Text --></div><=
div>
=09=09=09=09=09<!-- Editable Text -->
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style=3D"padding: 0px 10px; font-size: 16px; color: rgb(51, 51, 51); font-f=
amily: Lato, Tahoma, sans-serif;">
=09=09=09=09=09=09=09=09=09<table width=3D"100%" cellpadding=3D"0" cellspac=
ing=3D"0"><tbody><tr><td style=3D"font-family: Lato, Tahoma, sans-serif; fo=
nt-size: 16px; color: rgb(51, 51, 51);" align=3D"left">
=09=09=09=09=09=09=09=09=09=09=09=09<div><p><strong>Register now for FREE- =
we=E2=80=99ll advise if you have a case and if you agree help you successfu=
lly make a claim on a no-win no-fee basis.</strong></p>
</div>
=09=09=09=09=09=09=09=09=09=09=09</td>
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ight: bold; text-align: center; text-decoration: none; width: 100%; display=
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rial, "Helvetica Neue", Helvetica, sans-serif;' href=3D"https://clicks.imai=
l-expert.com/email/S-10298@360651@qD3qqz3sTGWDTsCfOqVsYSp6fAXlP3OdJ-g2OJ4Fi=
jM.@" user-tags=3D"wpregistration" link-description=3D"white paper registra=
tion">
=09=09=09=09=09=09=09=09=09=09=09=09=09=09=09=09=09<span>Download our white=
 paper<br>
What you should know about BI cover after Covid 19</span>
=09=09=09=09=09=09=09=09=09=09=09=09=09=09=09=09</a>
=09=09=09=09=09=09=09=09=09=09=09=09=09=09=09</td>
=09=09=09=09=09=09=09=09                        </tr></tbody></table></td>
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p: 10px; padding-bottom: 10px; border-style: none; border-color: rgb(128, 1=
28, 128); border-width: 0px; box-shadow: none; min-width: 100%;" width=3D"1=
00%"><tbody><tr><td align=3D"center" valign=3D"middle" style=3D"font-size: =
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get=3D"_blank" style=3D'color: rgb(255, 255, 255); font-size: 16px; font-we=
ight: bold; text-align: center; text-decoration: none; width: 100%; display=
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f=3D"https://clicks.imail-expert.com/email/S-10298@360652@qD3qqz3sTGWDTsCfO=
qVsYSp6fAXlP3OdJ-g2OJ4FijM.@" link-description=3D"2nd registration link">
=09=09=09=09=09=09=09=09=09=09=09=09=09=09=09=09=09<span>Register a Claim&n=
bsp;<br>
We could help you win a significant claim</span>
=09=09=09=09=09=09=09=09=09=09=09=09=09=09=09=09</a>
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=09=09=09=09=09=09=09=09                        </tr></tbody></table></td>
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<p>Covid Claim Not Paid is a trading name of Misrepresentation Fraud Neglig=
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<p>Misrepresentation Fraud Negligence Claims Limited is registered in Engla=
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