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To: "" <admin@sarahharvey.com>
Message-ID: <B2.B1.54326.33EA50A6@i-0466f3ce0200fc9a6.mta1vrest.sd.prd.sparkpost>
Date: Thu, 14 May 2026 11:12:51 +0000
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Reply-To: enquiries@bateman-group.co.uk
From: "The Bateman Group" <enquiries@bateman-group.co.uk>
Subject: News from The Bateman Group
Feedback-ID: 052-3f3474f9-163c-43ce-900e-2af88c79b404:001-624559ff-cf1a-4a8b-bb1b-43c0467581c1:swiftpage-eu:actsend

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t:14.399999999999999px;color:#555;line-height:1.2"><p style=3D"margin:0;fon=
t-size:14px;text-align:center;mso-line-height-alt:16.8px">=0AWelcome to May=
's newsletter from The Bateman Group -&nbsp; experienced insurance brokers =
helping businesses, families & individuals since 1967.</p></div></div></td>=
</tr></table></td></tr></table></td></tr></tbody></table></td></tr></tbody>=
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-rspace:0"><tr><td class=3D"pad" style=3D"width:100%" align=3D"center"><div=
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ctmkt.com/s2/001-624559ff-cf1a-4a8b-bb1b-43c0467581c1/055-983d2ac5-4156-413=
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/001-624559ff-cf1a-4a8b-bb1b-43c0467581c1/Bateman%20Group%20Newsletter%20Im=
ages%2024_15.png" =0Astyle=3D"display:block;height:auto;border:0;width:100%=
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able><table class=3D"heading_block block-2" width=3D"100%" border=3D"0" cel=
lpadding=3D"0" cellspacing=3D"0" role=3D"presentation" style=3D"mso-table-l=
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ng-top:10px" align=3D"center"><h1 =0Astyle=3D"margin:0;color:#555;direction=
:ltr;font-family:Arial,Helvetica Neue,Helvetica,sans-serif;font-size:23px;f=
ont-weight:700;letter-spacing:normal;line-height:1.2;text-align:center;marg=
in-top:0;margin-bottom:0;mso-line-height-alt:28px">Is Your Business Insuran=
ce Keeping Up=3F Why Risk Reviews Matter More Than Ever in 2026</h1></td></=
tr></table><table class=3D"paragraph_block block-3" width=3D"100%" border=
=3D"0" cellpadding=3D"10" cellspacing=3D"0" role=3D"presentation" =0Astyle=
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margin:0;margin-bottom:16px">=0AMost business owners renew their insurance =
the way they renew their broadband contract =E2=80=93 they check the price,=
 wince slightly, and accept it. If the premium has not gone up dramatically=
, it feels like a win. But in 2026, that approach carries a real and growin=
g risk, and it is not the one you might think.</p><p style=3D"margin:0">The=
 bigger danger is not overpaying. It is being underinsured, or insured for =
a version of your business that no longer exists.</p></div></td></tr></tabl=
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100%" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" role=3D"presentation=
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=3D=3D=3D" target=3D"_blank"><img =0Asrc=3D"https://inboxguru.s3.amazonaws.=
com/001-624559ff-cf1a-4a8b-bb1b-43c0467581c1/Bateman%20Group%20Newsletter%2=
0Images%2024_8.png" style=3D"display:block;height:auto;border:0;width:100%"=
 width=3D"600" alt=3D"" title=3D"" height=3D"auto"></a></div></td></tr></ta=
ble><table class=3D"heading_block block-7" width=3D"100%" border=3D"0" cell=
padding=3D"0" cellspacing=3D"0" role=3D"presentation" style=3D"mso-table-ls=
pace:0;mso-table-rspace:0"><tr><td class=3D"pad" style=3D"width:100%;paddin=
g-top:10px" align=3D"center"><h1 =0Astyle=3D"margin:0;color:#555;direction:=
ltr;font-family:Arial,Helvetica Neue,Helvetica,sans-serif;font-size:23px;fo=
nt-weight:700;letter-spacing:normal;line-height:1.2;text-align:center;margi=
n-top:0;margin-bottom:0;mso-line-height-alt:28px">Top 5 Reasons Residential=
 Landlord Claims Get Rejected</h1></td></tr></table><table class=3D"paragra=
ph_block block-8" width=3D"100%" border=3D"0" cellpadding=3D"10" cellspacin=
g=3D"0" role=3D"presentation" style=3D"mso-table-lspace:0;mso-table-rspace:=
0;word-break:break-word">=0A<tr><td class=3D"pad"><div style=3D"color:#000;=
direction:ltr;font-family:Arial,Helvetica Neue,Helvetica,sans-serif;font-si=
ze:14px;font-weight:400;letter-spacing:0;line-height:1.2;text-align:center;=
mso-line-height-alt:17px"><p style=3D"margin:0;margin-bottom:16px">=0AOwnin=
g rental property can be a smart investment, but it also comes with respons=
ibilities and risks. One of the most frustrating situations a&nbsp;resident=
ial landlor<a href=3D"https://clickeu.actmkt.com/s2/001-624559ff-cf1a-4a8b-=
bb1b-43c0467581c1/055-983d2ac5-4156-413c-85ad-f675e0cd982d=3Fenr=3Dnaahiadu=
abyaa4yahiac6abpab3qa5yao4ac4adcabqqa5aamuag2adbabxaaliam4aheadpab2qa4aafya=
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b6aayiamqag2adjabxaaqaaomagcadsabqqa2aanaagcadsab3aaziapeac4addabxqa3iapqad=
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agaac2adcaazaaziagyaggabzabrqamyameadeabxaa3qa7aagaadkabsaawqamyamyadgabuaa=
3qanaamyadsabnaayqanqagmaggabnaa2aamyammagkabnaa4qamaagaagkabnaazaayiamyadq=
abyabrqanyaheageabuaayaanaapqadaabvaa4qaliahaaggabxabrqanyagiadoabwaawqayqa=
mqadgadgaawqanaamyadmabqaawqayqameadqadbaawqanyaguadiabvabqqaoaag4agiadbabq=
qaoaag4ahyabqaayaamiafuadmabsaa2aaniaguadsadgabtaaliammagmabrabqqaliagqagca=
byabraaliamiageabrabraaliagqadgaddaayaanaagyadoabvaa4aamiammadcad4absaayqam=
eagkabzabtaayqagyac2adcaayaamiahaac2abuabraayiammac2abyaa2qamiaguac2abvabqq=
aoiagmagkabzaa4qaoaageagmadfaa2qa7aaieahyaa=3D" style=3D"text-decoration: u=
nderline; color: #0068a5;">d&nbsp;</a>can face is having an insurance claim=
 denied. Unfortunately, claim rejections are more common than you might thi=
nk. According to the Financial Ombudsman Service (FOS), landlord and proper=
ty insurance complaints are among the most frequently disputed cases. In ma=
ny instances, claims are rejected due to issues that could have been avoide=
d with a bit more planning and attention to detail.=0A</p><p style=3D"margi=
n:0">Here are the top five reasons landlord claims are denied =E2=80=93 and=
 how you can avoid falling into the same traps.</p></div></td></tr></table>=
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f mso]>=0A<v:roundrect xmlns:v=3D"urn:schemas-microsoft-com:vml" xmlns:w=3D=
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->=0A<span class=3D"button" style=3D"background-color: #00529b; border-bott=
om: 0px solid transparent; border-left: 0px solid transparent; border-radiu=
s: 13px; border-right: 0px solid transparent; border-top: 0px solid transpa=
rent; color: #ffffff; display: inline-block; font-family: Arial, Helvetica =
Neue, Helvetica, sans-serif; font-size: 16px; font-weight: 400; mso-border-=
alt: none; text-align: center; width: auto; word-break: keep-all; letter-sp=
acing: normal;"><span class=3D"btn-pad" style=3D"word-break: break-word; pa=
dding-left: 20px; padding-right: 20px; padding-top: 5px; padding-bottom: 5p=
x; display: block;"><span style=3D"word-break: break-word; line-height: 32p=
x;"><strong>Read Article</strong></span></span></span>=0A<!--[if mso]></cen=
ter></v:textbox></v:roundrect><![endif]--></a></td></tr></table><table clas=
s=3D"divider_block block-10" width=3D"100%" border=3D"0" cellpadding=3D"10"=
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ble-rspace:0"><tr><td class=3D"pad" align=3D"center"><table border=3D"0" ce=
llpadding=3D"0" cellspacing=3D"0" role=3D"presentation" width=3D"100%" styl=
e=3D"mso-table-lspace:0;mso-table-rspace:0"><tr><td class=3D"divider_inner"=
 =0Astyle=3D"font-size:1px;line-height:1px;border-top:1px solid #bbb"><span=
 style=3D"word-break: break-word;">&#8202;</span></td></tr></table></td></t=
r></table><table class=3D"image_block block-11" width=3D"100%" border=3D"0"=
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le-lspace:0;mso-table-rspace:0"><tr><td class=3D"pad" style=3D"width:100%" =
align=3D"center"><div style=3D"max-width:600px"><a href=3D"https://clickeu.=
actmkt.com/s2/001-624559ff-cf1a-4a8b-bb1b-43c0467581c1/055-983d2ac5-4156-41=
3c-85ad-f675e0cd982d=3Fenr=3Dnaahiaduabyaa4yahiac6abpab3qa5yao4ac4adcabqqa5=
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 =0Asrc=3D"https://inboxguru.s3.amazonaws.com/001-624559ff-cf1a-4a8b-bb1b-4=
3c0467581c1/Bateman%20Group%20Newsletter%20Images%2024%20%281%29_17.png" st=
yle=3D"display:block;height:auto;border:0;width:100%" width=3D"600" alt=3D"=
" title=3D"" height=3D"auto"></a></div></td></tr></table><table class=3D"he=
ading_block block-12" width=3D"100%" border=3D"0" cellpadding=3D"0" cellspa=
cing=3D"0" role=3D"presentation" style=3D"mso-table-lspace:0;mso-table-rspa=
ce:0"><tr><td class=3D"pad" style=3D"width:100%;padding-top:10px" align=3D"=
center"><h1=0A style=3D"margin:0;color:#555;direction:ltr;font-family:Arial=
,Helvetica Neue,Helvetica,sans-serif;font-size:23px;font-weight:700;letter-=
spacing:normal;line-height:1.2;text-align:center;margin-top:0;margin-bottom=
:0;mso-line-height-alt:28px">SMEs Must Take Cyber Insurance Seriously as Th=
reats Escalate&nbsp;</h1></td></tr></table><table class=3D"paragraph_block =
block-13" width=3D"100%" border=3D"0" cellpadding=3D"10" cellspacing=3D"0" =
role=3D"presentation" =0Astyle=3D"mso-table-lspace:0;mso-table-rspace:0;wor=
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n:ltr;font-family:Arial,Helvetica Neue,Helvetica,sans-serif;font-size:14px;=
font-weight:400;letter-spacing:0;line-height:1.2;text-align:center;mso-line=
-height-alt:17px"><p style=3D"margin:0">=0AAs cyber threats rapidly grow in=
 scale and sophistication, small and medium-sized enterprises (SMEs) across=
 the UK face increasing risks. While larger corporations may have the resou=
rces to withstand the financial and reputational fallout from a cyberattack=
, SMEs are often left exposed and underinsured. With cybercrime surging, it=
=E2=80=99s no longer a question of&nbsp;<em>if</em>&nbsp;a business will be=
 targeted, but&nbsp;<em>when</em>.&nbsp;</p></div></td></tr></table><table =
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ay: inline-block; font-family: Arial, Helvetica Neue, Helvetica, sans-serif=
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tyle=3D"word-break: break-word; line-height: 32px;"><strong>Read Article</s=
trong></span></span></span>=0A<!--[if mso]></center></v:textbox></v:roundre=
ct><![endif]--></a></td></tr></table><table class=3D"divider_block block-15=
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-word;">&#8202;</span></td></tr></table></td></tr></table><table class=3D"t=
ext_block block-16" width=3D"100%" border=3D"0" cellpadding=3D"0" cellspaci=
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