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To: "" <admin@sarahharvey.com>
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Date: Thu, 18 Apr 2024 09:19:13 +0000
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Reply-To: enquiries@bateman-group.co.uk
Subject: Business and Financial News 
From: "The Bateman Group" <enquiries@bateman-group.co.uk>

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<!DOCTYPE html><html xmlns:v=3D"urn:schemas-microsoft-com:vml" xmlns:o=3D"u=
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iv style=3D"color:transparent;visibility:hidden;opacity:0;font-size:0px;bor=
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rtant;display:none!important;line-height:0px!important;"><img border=3D"0" =
width=3D"1" height=3D"1" src=3D"http://click.actsend.com/q/BgQjOpJRd7_bKAec=
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splay:none;font-size:1px;color:#333333;line-height:1px;max-height:0px;max-w=
idth:0px;opacity:0;overflow:hidden;">from The Bateman Group </div><table cl=
ass=3D"nl-container" width=3D"100%" border=3D"0" cellpadding=3D"0" cellspac=
ing=3D"0" role=3D"presentation" style=3D"mso-table-lspace:0;mso-table-rspac=
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dy><tr><td><table =0Aclass=3D"row-content stack" align=3D"center" border=3D=
"0" cellpadding=3D"0" cellspacing=3D"0" role=3D"presentation" style=3D"mso-=
table-lspace:0;mso-table-rspace:0;border-radius:0;color:#000;width:600px;ma=
rgin:0 auto" width=3D"600"><tbody><tr><td class=3D"column column-1" width=
=3D"33.333333333333336%" style=3D"mso-table-lspace:0;mso-table-rspace:0;fon=
t-weight:400;text-align:left;padding-bottom:5px;padding-top:5px;vertical-al=
ign:top;border-top:0;border-right:0;border-bottom:0;border-left:0"><table =
=0Aclass=3D"empty_block block-1" width=3D"100%" border=3D"0" cellpadding=3D=
"0" cellspacing=3D"0" role=3D"presentation" style=3D"mso-table-lspace:0;mso=
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d class=3D"column column-2" width=3D"33.333333333333336%" style=3D"mso-tabl=
e-lspace:0;mso-table-rspace:0;font-weight:400;text-align:left;padding-botto=
m:5px;padding-top:5px;vertical-align:top;border-top:0;border-right:0;border=
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" =0Aborder=3D"0" cellpadding=3D"0" cellspacing=3D"0" role=3D"presentation"=
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e=3D"padding-right:10px;width:100%"><div class=3D"alignment" align=3D"cente=
r" style=3D"line-height:10px"><div style=3D"max-width:190px"><img src=3D"ht=
tps://inboxguru.s3.amazonaws.com/001-624559ff-cf1a-4a8b-bb1b-43c0467581c1/B=
ateman%2BGroup%2BLogo.jpg" style=3D"display:block;height:auto;border:0;widt=
h:100%" width=3D"190" height=3D"auto"></div></div></td></tr></table></td><t=
d =0Aclass=3D"column column-3" width=3D"33.333333333333336%" style=3D"mso-t=
able-lspace:0;mso-table-rspace:0;font-weight:400;text-align:left;padding-bo=
ttom:5px;padding-top:5px;vertical-align:top;border-top:0;border-right:0;bor=
der-bottom:0;border-left:0"><table class=3D"empty_block block-1" width=3D"1=
00%" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" role=3D"presentation"=
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e>=0A<table class=3D"row row-2" align=3D"center" width=3D"100%" border=3D"0=
" cellpadding=3D"0" cellspacing=3D"0" role=3D"presentation" style=3D"mso-ta=
ble-lspace:0;mso-table-rspace:0"><tbody><tr><td><table class=3D"row-content=
 stack" align=3D"center" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" r=
ole=3D"presentation" style=3D"mso-table-lspace:0;mso-table-rspace:0;border-=
radius:0;color:#000;width:600px;margin:0 auto" width=3D"600"><tbody><tr><td=
 class=3D"column column-1" width=3D"100%" =0Astyle=3D"mso-table-lspace:0;ms=
o-table-rspace:0;font-weight:400;text-align:left;padding-bottom:5px;padding=
-top:20px;vertical-align:top;border-top:0;border-right:0;border-bottom:0;bo=
rder-left:0"><table class=3D"text_block block-1" width=3D"100%" border=3D"0=
" cellpadding=3D"0" cellspacing=3D"0" role=3D"presentation" style=3D"mso-ta=
ble-lspace:0;mso-table-rspace:0;word-break:break-word"><tr><td class=3D"pad=
" style=3D"padding-bottom:35px;padding-left:5px;padding-right:5px"><div sty=
le=3D"font-family:sans-serif"><div class =0Astyle=3D"font-size:12px;font-fa=
mily:Arial,Helvetica Neue,Helvetica,sans-serif;mso-line-height-alt:14.39999=
9999999999px;color:#555;line-height:1.2"><p style=3D"margin:0;font-size:14p=
x;text-align:center;mso-line-height-alt:16.8px">Welcome to April's newslett=
er from The Bateman Group -&nbsp; experienced insurance brokers helping bus=
inesses, families & individuals since 1967.</p></div></div></td></tr></tabl=
e><table class=3D"image_block block-2" width=3D"100%" border=3D"0" cellpadd=
ing=3D"0" cellspacing=3D"0" =0Arole=3D"presentation" style=3D"mso-table-lsp=
ace:0;mso-table-rspace:0"><tr><td class=3D"pad" style=3D"width:100%"><div c=
lass=3D"alignment" align=3D"center" style=3D"line-height:10px"><div style=
=3D"max-width:600px"><a href=3D"https://clickeu.actmkt.com/s/055-bf78ee2d-5=
33c-438d-995a-d683f2844817=3Fenr=3Dnaahiaduabyaa4yahiac6abpab3qa5yao4ac4adc=
abqqa5aamuag2adbabxaaliam4aheadpab2qa4aafyaggadpaaxaa5ianmac6advabvqaliaoma=
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mabvaa2aaniafuadiadcaayaaziafuageadcabsqamaafuageabsabsqanqammadsaddaazqayi=
agiadoabxab6aamaaguadeabnaa3aanaagyadaadgaa2aaoaageac2adcaa3qazaamqac2abuab=
taaniahaac2abyaa4qanqageac2abzaa3aamiammadaabwaa3aazaaguaggabvaazqa7aagaadk=
abzaawqazqamyadoadbaayaanqagyagkabnabqqaoaag4agiabnaa2aaoiameadaabnabqqaoia=
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bqaa2aanqag4adkabyaayqayyageahyaddaazaanaaheadgabwabrqamiafuageabvaayqazqaf=
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aqiapqaa=3D=3D=3D=3D" target=3D"_blank" style=3D"outline:none" tabindex=3D"=
-1"><img src=3D"https://inboxguru.s3.amazonaws.com/001-624559ff-cf1a-4a8b-b=
b1b-43c0467581c1/bman%20pensions%20newslette.png" style=3D"display:block;he=
ight:auto;border:0;width:100%" width=3D"600" =0Aheight=3D"auto"></a></div><=
/div></td></tr></table><table class=3D"heading_block block-3" width=3D"100%=
" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" role=3D"presentation" st=
yle=3D"mso-table-lspace:0;mso-table-rspace:0"><tr><td class=3D"pad" style=
=3D"padding-top:10px;text-align:center;width:100%"><h1 =0Astyle=3D"margin:0=
;color:#555;direction:ltr;font-family:Arial,Helvetica Neue,Helvetica,sans-s=
erif;font-size:23px;font-weight:700;letter-spacing:normal;line-height:120%;=
text-align:center;margin-top:0;margin-bottom:0;mso-line-height-alt:27.59999=
9999999998px"><span class=3D"tinyMce-placeholder">UK State Pension Increase=
 in April 2024</span></h1></td></tr></table><table class=3D"paragraph_block=
 block-4" width=3D"100%" border=3D"0" cellpadding=3D"10" cellspacing=3D"0" =
role=3D"presentation" =0Astyle=3D"mso-table-lspace:0;mso-table-rspace:0;wor=
d-break:break-word"><tr><td class=3D"pad"><div style=3D"color:#000;directio=
n:ltr;font-family:Arial,Helvetica Neue,Helvetica,sans-serif;font-size:14px;=
font-weight:400;letter-spacing:0;line-height:120%;text-align:center;mso-lin=
e-height-alt:16.8px"><p style=3D"margin:0;margin-bottom:16px">The UK State =
Pension has seen one of the biggest increases in its history, with an 8.5% =
rise that came into play on April 1st.&nbsp;</p><p style=3D"margin:0">=0ATh=
ose who qualify for the full new State Pension will now receive =C2=A3221.2=
0 a week (up from =C2=A3203.85) while thise on the older basic pension will=
 receive =C2=A3169.50 (up from =C2=A3156.20).</p></div></td></tr></table><t=
able class=3D"button_block block-5" width=3D"100%" border=3D"0" cellpadding=
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=0A<center style=3D"color:#ffffff; font-family:Arial, sans-serif; font-size=
:16px">=0A<![endif]-->=0A<a href=3D"https://clickeu.actmkt.com/s/055-bf78ee=
2d-533c-438d-995a-d683f2844817=3Fenr=3Dnaahiaduabyaa4yahiac6abpab3qa5yao4ac=
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ab6aaqiapqaa=3D=3D=3D=3D" target=3D"_blank" style=3D"text-decoration:none;d=
isplay:inline-block;color:#ffffff;background-color:#00529b;border-radius:13=
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:0px solid transparent;border-bottom:0px solid transparent;border-left:0px =
solid transparent;padding-top:5px;padding-bottom:5px;font-family:Arial, Hel=
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-right:20px;font-size:16px;display:inline-block;letter-spacing:normal;"><sp=
an style=3D"word-break: break-word; line-height: 32px;"><strong>Read Articl=
e</strong></span></span></a>=0A<!--[if mso]></center></v:textbox></v:roundr=
ect><![endif]--></div></td></tr></table><table class=3D"divider_block block=
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s=3D"pad" style=3D"padding-bottom:10px;padding-top:10px"><div class=3D"alig=
nment" align=3D"center"><table border=3D"0" cellpadding=3D"0" cellspacing=
=3D"0" role=3D"presentation" width=3D"100%" style=3D"mso-table-lspace:0;mso=
-table-rspace:0"><tr><td =0Aclass=3D"divider_inner" style=3D"font-size:1px;=
line-height:1px;border-top:1px solid #bbb"><span>&#8202;</span></td></tr></=
table></div></td></tr></table><table class=3D"image_block block-7" width=3D=
"100%" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" role=3D"presentatio=
n" style=3D"mso-table-lspace:0;mso-table-rspace:0"><tr><td class=3D"pad" st=
yle=3D"width:100%"><div class=3D"alignment" align=3D"center" style=3D"line-=
height:10px"><div style=3D"max-width:600px">=0A<a href=3D"https://clickeu.a=
ctmkt.com/s/055-bf78ee2d-533c-438d-995a-d683f2844817=3Fenr=3Dnaahiaduabyaa4=
yahiac6abpab3qa5yao4ac4adcabqqa5aamuag2adbabxaaliam4aheadpab2qa4aafyaggadpa=
axaa5ianmac6addab4qayqamuaheabnabzqaziammahkadsabuqa5aapeac2adgabxqa4qafuag=
eadvabzqa2ianyagkadtabzqaziaomac2adjabxaaliagiadaabsaa2aalyapqagcadeabwqa2i=
anyaeaadtabqqa4qameagqadiabqqa4qaoyagkadzaaxaayyan4ag2ad4aazqa7aagmaggabzaa=
3qayyaguadsadfaawqazqaguadiabvaawqanaamiadaadfaawqayqamiagkabqaawqayqagiagk=
abwabrqaoiammadgadbaazaanyag4ahyabqaa2qamqafuadmabuaa3aamaamyadiabyaayqalia=
miadoadeabsaaliagqagmabvaa4aaliahaadsabwaayqaliaheadmabrabrqamaagyadmadeaa2=
qayyaguadgad4aayaaniaheac2adgabtaanyameadaabwaa3aaziafuagcabyaa3qazaafuadia=
bzabqqamaafuagcabzaayaanyafuaggabqabrqazqagiagkadcaa4qamyamqagiabyab6aamaag=
aadcabnaa3aamqagqadkabvaa4qazqamyac2addabtaamiameac2abuabqqaoaamiac2adcabra=
amiamiac2abuaazqayyagaadiabwaa3qaniahaadcaddaayqa7aammadeabuaa4qamyagyaggab=
raawqayqaguadcadgaawqanaag4agcabvaawqayiag4aggadbaawqanqag4adsabvabqqayqagy=
agiabsaa4aayiamiahyacbab6aa=3D=3D=3D" target=3D"_blank" style=3D"outline:no=
ne" tabindex=3D"-1"><img src=3D"https://inboxguru.s3.amazonaws.com/001-6245=
59ff-cf1a-4a8b-bb1b-43c0467581c1/bman%20cyber%20risks%20facing%20businessse=
s.png" style=3D"display:block;height:auto;border:0;width:100%" width=3D"600=
" height=3D"auto"></a></div></div></td></tr></table><table class=3D"heading=
_block block-8" width=3D"100%" border=3D"0" cellpadding=3D"0" cellspacing=
=3D"0" role=3D"presentation" =0Astyle=3D"mso-table-lspace:0;mso-table-rspac=
e:0"><tr><td class=3D"pad" style=3D"padding-top:10px;text-align:center;widt=
h:100%"><h1 style=3D"margin:0;color:#555;direction:ltr;font-family:Arial,He=
lvetica Neue,Helvetica,sans-serif;font-size:23px;font-weight:700;letter-spa=
cing:normal;line-height:120%;text-align:center;margin-top:0;margin-bottom:0=
;mso-line-height-alt:27.599999999999998px"><span class=3D"tinyMce-placehold=
er">Cyber Security Risks Facing Businesses in 2024</span></h1></td></tr></t=
able><table =0Aclass=3D"paragraph_block block-9" width=3D"100%" border=3D"0=
" cellpadding=3D"10" cellspacing=3D"0" role=3D"presentation" style=3D"mso-t=
able-lspace:0;mso-table-rspace:0;word-break:break-word"><tr><td class=3D"pa=
d"><div style=3D"color:#000;direction:ltr;font-family:Arial,Helvetica Neue,=
Helvetica,sans-serif;font-size:14px;font-weight:400;letter-spacing:0;line-h=
eight:120%;text-align:center;mso-line-height-alt:16.8px"><p style=3D"margin=
:0;margin-bottom:16px">=0AAccording to government figures, a worrying 50% b=
usinesses report having some form of cyber security breach or attack in the=
 last 12 months.&nbsp;</p><p style=3D"margin:0">See which threats your busi=
ness is at risk from and how you can protect it in our latest article.&nbsp=
;</p></div></td></tr></table><table class=3D"button_block block-10" width=
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;border-left:0px solid transparent;padding-top:5px;padding-bottom:5px;font-=
family:Arial, Helvetica Neue, Helvetica, sans-serif;font-size:16px;text-ali=
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left:20px;padding-right:20px;font-size:16px;display:inline-block;letter-spa=
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extbox></v:roundrect><![endif]--></div></td></tr></table><table class=3D"di=
vider_block block-11" width=3D"100%" border=3D"0" cellpadding=3D"0" cellspa=
cing=3D"0" role=3D"presentation" style=3D"mso-table-lspace:0;mso-table-rspa=
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/span></td></tr></table></div></td></tr></table><table class=3D"image_block=
 block-12" width=3D"100%" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" =
role=3D"presentation" style=3D"mso-table-lspace:0;mso-table-rspace:0"><tr><=
td class=3D"pad" style=3D"width:100%"><div class=3D"alignment" align=3D"cen=
ter" style=3D"line-height:10px"><div style=3D"max-width:600px">=0A<a href=
=3D"https://clickeu.actmkt.com/s/055-bf78ee2d-533c-438d-995a-d683f2844817=
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qayqagyagiabsaa4aayiamiahyacbab6aa=3D=3D=3D" target=3D"_blank" style=3D"out=
line:none" tabindex=3D"-1"><img src=3D"https://inboxguru.s3.amazonaws.com/0=
01-624559ff-cf1a-4a8b-bb1b-43c0467581c1/bman%20group%20tradesman%20newslett=
er.png" style=3D"display:block;height:auto;border:0;width:100%" width=3D"60=
0" height=3D"auto"></a></div></div></td></tr></table><table class=3D"headin=
g_block block-13" width=3D"100%" border=3D"0" cellpadding=3D"0" cellspacing=
=3D"0" role=3D"presentation" =0Astyle=3D"mso-table-lspace:0;mso-table-rspac=
e:0"><tr><td class=3D"pad" style=3D"padding-top:10px;text-align:center;widt=
h:100%"><h1 style=3D"margin:0;color:#555;direction:ltr;font-family:Arial,He=
lvetica Neue,Helvetica,sans-serif;font-size:23px;font-weight:700;letter-spa=
cing:normal;line-height:120%;text-align:center;margin-top:0;margin-bottom:0=
;mso-line-height-alt:27.599999999999998px"><span class=3D"tinyMce-placehold=
er">Tradesman Insurance: Do You Need It=3F&nbsp;</span></h1></td></tr></tab=
le><table =0Aclass=3D"paragraph_block block-14" width=3D"100%" border=3D"0"=
 cellpadding=3D"10" cellspacing=3D"0" role=3D"presentation" style=3D"mso-ta=
ble-lspace:0;mso-table-rspace:0;word-break:break-word"><tr><td class=3D"pad=
"><div style=3D"color:#000;direction:ltr;font-family:Arial,Helvetica Neue,H=
elvetica,sans-serif;font-size:14px;font-weight:400;letter-spacing:0;line-he=
ight:120%;text-align:center;mso-line-height-alt:16.8px"><p style=3D"margin:=
0;margin-bottom:16px">=0ADo you carry out trade work for businesses, member=
s of the public, or both=3F It's time to protect yourself with tradesman in=
surance.</p><p style=3D"margin:0">Suitable for trades including bricklayers=
, builders, decorators, mechanics, dog groomers, electricians, plumbers and=
 many more.</p></div></td></tr></table><table class=3D"button_block block-1=
5" width=3D"100%" border=3D"0" cellpadding=3D"10" cellspacing=3D"0" role=3D=
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s=3D"pad"><div =0Aclass=3D"alignment" align=3D"center"><!--[if mso]>=0A<v:r=
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0px,0px,0px,0px">=0A<center style=3D"color:#ffffff; font-family:Arial, sans=
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nline-block;color:#ffffff;background-color:#00529b;border-radius:13px;width=
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id transparent;border-bottom:0px solid transparent;border-left:0px solid tr=
ansparent;padding-top:5px;padding-bottom:5px;font-family:Arial, Helvetica N=
eue, Helvetica, sans-serif;font-size:16px;text-align:center;mso-border-alt:=
none;word-break:keep-all;"><span style=3D"padding-left:20px;padding-right:2=
0px;font-size:16px;display:inline-block;letter-spacing:normal;"><span style=
=3D"word-break: break-word; line-height: 32px;"><strong>Read Article</stron=
g></span></span></a>=0A<!--[if mso]></center></v:textbox></v:roundrect><![e=
ndif]--></div></td></tr></table><table class=3D"divider_block block-16" wid=
th=3D"100%" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" role=3D"presen=
tation" style=3D"mso-table-lspace:0;mso-table-rspace:0"><tr><td class=3D"pa=
d" style=3D"padding-bottom:10px;padding-top:5px"><div class=3D"alignment" a=
lign=3D"center"><table border=3D"0" cellpadding=3D"0" cellspacing=3D"0" rol=
e=3D"presentation" width=3D"100%" style=3D"mso-table-lspace:0;mso-table-rsp=
ace:0"><tr><td =0Aclass=3D"divider_inner" style=3D"font-size:1px;line-heigh=
t:1px;border-top:1px solid #bbb"><span>&#8202;</span></td></tr></table></di=
v></td></tr></table></td></tr></tbody></table></td></tr></tbody></table><ta=
ble class=3D"row row-3" align=3D"center" width=3D"100%" border=3D"0" cellpa=
dding=3D"0" cellspacing=3D"0" role=3D"presentation" style=3D"mso-table-lspa=
ce:0;mso-table-rspace:0"><tbody><tr><td><table class=3D"row-content stack" =
align=3D"center" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" role=3D"p=
resentation" =0Astyle=3D"mso-table-lspace:0;mso-table-rspace:0;border-radiu=
s:0;color:#000;width:600px;margin:0 auto" width=3D"600"><tbody><tr><td clas=
s=3D"column column-1" width=3D"100%" style=3D"mso-table-lspace:0;mso-table-=
rspace:0;font-weight:400;text-align:left;padding-bottom:5px;padding-top:5px=
;vertical-align:top;border-top:0;border-right:0;border-bottom:0;border-left=
:0"><table class=3D"text_block block-1" width=3D"100%" border=3D"0" cellpad=
ding=3D"0" cellspacing=3D"0" role=3D"presentation" =0Astyle=3D"mso-table-ls=
pace:0;mso-table-rspace:0;word-break:break-word"><tr><td class=3D"pad" styl=
e=3D"padding-bottom:20px;padding-left:5px;padding-right:5px;padding-top:10p=
x"><div style=3D"font-family:sans-serif"><div class style=3D"font-size:12px=
;font-family:Arial,Helvetica Neue,Helvetica,sans-serif;mso-line-height-alt:=
14.399999999999999px;color:#555;line-height:1.2"><p style=3D"margin:0;font-=
size:14px;text-align:center;mso-line-height-alt:16.8px">=0A<span style=3D"f=
ont-size:14px;">For advice on any of the topics covered in this newsletter =
speak to our experts by calling </span></p><p style=3D"margin:0;font-size:1=
4px;text-align:center;mso-line-height-alt:16.8px"><span style=3D"font-size:=
14px;">0800 731 6689 or email us <a href=3D"mailto:enquiries@bateman-group.=
co.uk" target=3D"_blank" title=3D"enquiries@bateman-group.co.uk" style=3D"t=
ext-decoration: underline; color: #0068A5;" rel=3D"noopener">enquiries@bate=
man-group.co.uk</a><br></span></p>=0A</div></div></td></tr></table></td></t=
r></tbody></table></td></tr></tbody></table><table class=3D"row row-4" alig=
n=3D"center" width=3D"100%" border=3D"0" cellpadding=3D"0" cellspacing=3D"0=
" role=3D"presentation" style=3D"mso-table-lspace:0;mso-table-rspace:0"><tb=
ody><tr><td><table class=3D"row-content stack" align=3D"center" border=3D"0=
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a href=3D"https://clickeu.actmkt.com/s/055-bf78ee2d-533c-438d-995a-d683f284=
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