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To: "" <admin@sarahharvey.com>
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Date: Mon, 22 Jun 2026 10:02:14 +0000
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Reply-To: enquiries@bateman-group.co.uk
From: "The Bateman Group" <enquiries@bateman-group.co.uk>
Subject: News from The Bateman Group
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rgin:0 auto" width=3D"600"><tbody><tr><td =0Aclass=3D"column column-1" widt=
h=3D"100%" style=3D"mso-table-lspace:0;mso-table-rspace:0;font-weight:400;t=
ext-align:left;vertical-align:top"><table width=3D"100%" border=3D"0" cellp=
adding=3D"0" cellspacing=3D"0" role=3D"presentation" style=3D"mso-table-lsp=
ace:0;mso-table-rspace:0"><tr><td class=3D"col-pad" style=3D"padding-bottom=
:5px;padding-top:20px"><table class=3D"text_block block-1" width=3D"100%" b=
order=3D"0" cellpadding=3D"0" cellspacing=3D"0" role=3D"presentation" =0Ast=
yle=3D"mso-table-lspace:0;mso-table-rspace:0;word-break:break-word"><tr><td=
 class=3D"pad" style=3D"padding-bottom:35px;padding-left:5px;padding-right:=
5px"><div style=3D"font-family:sans-serif"><div class style=3D"font-size:12=
px;font-family:Arial,Helvetica Neue,Helvetica,sans-serif;mso-line-height-al=
t:14.399999999999999px;color:#555;line-height:1.2"><p style=3D"margin:0;fon=
t-size:14px;text-align:center;mso-line-height-alt:16.8px">=0AWelcome to Jun=
e's newsletter from The Bateman Group -&nbsp; experienced insurance brokers=
 helping businesses, families & individuals since 1967.</p></div></div></td=
></tr></table></td></tr></table></td></tr></tbody></table></td></tr></tbody=
></table><table class=3D"row row-3" align=3D"center" width=3D"100%" border=
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ntent stack" align=3D"center" border=3D"0" cellpadding=3D"0" =0Acellspacing=
=3D"0" role=3D"presentation" style=3D"mso-table-lspace:0;mso-table-rspace:0=
;border-radius:0;color:#000;width:600px;margin:0 auto" width=3D"600"><tbody=
><tr><td class=3D"column column-1" width=3D"100%" style=3D"mso-table-lspace=
:0;mso-table-rspace:0;font-weight:400;text-align:left;vertical-align:top"><=
table width=3D"100%" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" role=
=3D"presentation" style=3D"mso-table-lspace:0;mso-table-rspace:0"><tr><td c=
lass=3D"col-pad" style=3D"padding-bottom:5px;padding-top:5px"><table =0Acla=
ss=3D"image_block block-1" width=3D"100%" border=3D"0" cellpadding=3D"0" ce=
llspacing=3D"0" role=3D"presentation" style=3D"mso-table-lspace:0;mso-table=
-rspace:0"><tr><td class=3D"pad" style=3D"width:100%" align=3D"center"><div=
 style=3D"max-width:600px"><a href=3D"https://clickeu.actmkt.com/s2/001-624=
559ff-cf1a-4a8b-bb1b-43c0467581c1/055-0b988de7-765d-44d7-98f1-ca2996f08ed6=
=3Fenr=3Dnaahiaduabyaa4yahiac6abpab3qa5yao4ac4adcabqqa5aamuag2adbabxaaliam4=
aheadpab2qa4aafyaggadpaaxaa5ianmac6adtabqqa3aameaheadzaawqa4yameaggadsabuqa=
zqaneaggadfaawqa5ianyagiadfabzaaliaoqagqadsabsqayiaoqac2aduabuaaziafuadeabq=
aayaamaafuag4adjaawqayyameahaabnabrqa3yanuagsadoabtqaliagiadaabsaa4qalyapqa=
gcadeabwqa2ianyaeaadtabqqa4qameagqadiabqqa4qaoyagkadzaaxaayyan4ag2ad4aayaa7=
aagmaggabzaa3qayyaguadsadfaawqazqaguadiabvaawqanaamiadaadfaawqayqamiagkabqa=
awqayqagiagkabwabrqaoiammadgadbaazaanyag4ahyabqaa2qamqafuadoadfaa2qamiamead=
qabvaazqaliamuaggabqabqqaliagqadgabtaa4qaliamiagcadeabtaaliaguadgadbabrqazq=
amuagiabtaa4qaoaaheadiad4aayaaniaheac2adgabsaaziameaggabtabrqayiafuagkabyab=
saaoiafuadiadcabtaanqafuagcabuabtaanqafuagiabtabtaanqamyadoabrabraamyagyagi=
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qaoiamyageabwaawqayqagaadcabyaawqanaamiagcaddaawqaoaaguadcabvaawqaniameadsa=
btabsqaoiaheadqabrabtaaziaguahyacbab6aa=3D=3D=3D" target=3D"_blank"><img sr=
c=3D"https://inboxguru.s3.amazonaws.com/001-624559ff-cf1a-4a8b-bb1b-43c0467=
581c1/Bateman%20Group%20Newsletter%20Images%2024%20%281%29_19.png" =0Astyle=
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itle=3D"" height=3D"auto"></a></div></td></tr></table><table class=3D"headi=
ng_block block-2" width=3D"100%" border=3D"0" cellpadding=3D"0" cellspacing=
=3D"0" role=3D"presentation" style=3D"mso-table-lspace:0;mso-table-rspace:0=
"><tr><td class=3D"pad" style=3D"width:100%;padding-top:10px" align=3D"cent=
er"><h1 =0Astyle=3D"margin:0;color:#555;direction:ltr;font-family:Arial,Hel=
vetica Neue,Helvetica,sans-serif;font-size:23px;font-weight:700;letter-spac=
ing:normal;line-height:1.2;text-align:center;margin-top:0;margin-bottom:0;m=
so-line-height-alt:28px">Salary Sacrifice Under Threat: The =C2=A32,000 NI =
Cap Coming 2029</h1></td></tr></table><table class=3D"paragraph_block block=
-3" width=3D"100%" border=3D"0" cellpadding=3D"10" cellspacing=3D"0" role=
=3D"presentation" =0Astyle=3D"mso-table-lspace:0;mso-table-rspace:0;word-br=
eak:break-word"><tr><td class=3D"pad"><div style=3D"color:#000;direction:lt=
r;font-family:Arial,Helvetica Neue,Helvetica,sans-serif;font-size:14px;font=
-weight:400;letter-spacing:0;line-height:1.2;text-align:center;mso-line-hei=
ght-alt:17px"><p style=3D"margin:0;margin-bottom:16px">=0AFor employers see=
king to offer tax-efficient pension benefits, significant changes are comin=
g in April 2029. The government=E2=80=99s National Insurance Contributions =
cap on&nbsp;<a href=3D"https://clickeu.actmkt.com/s2/001-624559ff-cf1a-4a8b=
-bb1b-43c0467581c1/055-0b988de7-765d-44d7-98f1-ca2996f08ed6=3Fenr=3Dnaahiad=
uabyaa4yahiac6abpab3qa5yao4ac4adcabqqa5aamuag2adbabxaaliam4aheadpab2qa4aafy=
aggadpaaxaa5ianmac6adqabsqa3qaomagsadpabxaaliaomagkadsab3aa2iammagkadtaaxqa=
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ab6aamyammadsabxabrqaniaheagkabnabtaaniagqadkabnaa2aayqagaagkabnabraayqamua=
daabnabraamqamuadmaddaa4qayyagmagcabsaa3qanyapqadaabvaazaaliag4agkabvaayqay=
iahaadkabtaawqaziammadaadbaawqanaagmadgabzaawqayqameagiadgaawqaniagmagcadda=
btaaziamqadgabzaa4aaoiagqahyabqaa2qaoiafuagmadeabsqayiammadgaddabqqaliamuad=
qadeaa4qaliagqageadgaa3aaliameadiadgaa3aaliamqadgadgaa3aazqag4adcadcaazqanq=
amqagkad4aayaamaageac2abwaazaanaaguadkabzabtaazqafuaggadgaayqayiafuadiadbaa=
4aayqafuageadcaayqayqafuadiabtabrqamaagqadmabxaa2qaoaageaggabrab6aazaamiagc=
adfaa4qazqamiadmabnabraamaageadqabnaa2aayqameaggabnaa4aaniageadkabnaa2qayia=
headgadfaa4qaoiahaadcadgabsqaniapqaecad4aa=3D=3D=3D=3D=3D=3D" style=3D"text=
-decoration: underline; color: #0068a5;">salary sacrifice pension contribut=
ions</a>&nbsp;will limit employees to contributing just =C2=A32,000 annuall=
y without triggering National Insurance charges =E2=80=93 a decision that c=
ould fundamentally reshape how UK businesses structure employee benefits.=
=0A</p><p style=3D"margin:0">This isn=E2=80=99t a distant concern. With les=
s than three years to prepare, now is the time for forward planning.</p></d=
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center"><table border=3D"0" cellpadding=3D"0" cellspacing=3D"0" role=3D"pre=
sentation" width=3D"100%" style=3D"mso-table-lspace:0;mso-table-rspace:0"><=
tr><td class=3D"divider_inner" style=3D"font-size:1px;line-height:1px;borde=
r-top:1px solid #bbb">=0A<span style=3D"word-break: break-word;">&#8202;</s=
pan></td></tr></table></td></tr></table><table class=3D"image_block block-6=
" width=3D"100%" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" role=3D"p=
resentation" style=3D"mso-table-lspace:0;mso-table-rspace:0"><tr><td class=
=3D"pad" style=3D"width:100%" align=3D"center"><div style=3D"max-width:600p=
x"><a href=3D"https://clickeu.actmkt.com/s2/001-624559ff-cf1a-4a8b-bb1b-43c=
0467581c1/055-0b988de7-765d-44d7-98f1-ca2996f08ed6=3Fenr=3Dnaahiaduabyaa4ya=
hiac6abpab3qa5yao4ac4adcabqqa5aamuag2adbabxaaliam4aheadpab2qa4aafyaggadpaax=
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iadcabqqaziaheagmadcaa3aaliamiadaabraa4aaliagqageadbabrqaliahaadkabraa2qali=
aguagcabzaazqaziaheadsabyaayqazqamuadkad4abaqa7aa" target=3D"_blank"><img =
=0Asrc=3D"https://inboxguru.s3.amazonaws.com/001-624559ff-cf1a-4a8b-bb1b-43=
c0467581c1/Bateman%20Group%20Newsletter%20Images%2024_16.png" style=3D"disp=
lay:block;height:auto;border:0;width:100%" width=3D"600" alt=3D"" title=3D"=
" height=3D"auto"></a></div></td></tr></table><table class=3D"heading_block=
 block-7" width=3D"100%" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" r=
ole=3D"presentation" style=3D"mso-table-lspace:0;mso-table-rspace:0"><tr><t=
d class=3D"pad" style=3D"width:100%;padding-top:10px" align=3D"center"><h1 =
=0Astyle=3D"margin:0;color:#555;direction:ltr;font-family:Arial,Helvetica N=
eue,Helvetica,sans-serif;font-size:23px;font-weight:700;letter-spacing:norm=
al;line-height:1.2;text-align:center;margin-top:0;margin-bottom:0;mso-line-=
height-alt:28px">The New Dividend Tax: Important Updates for Limited Compan=
y Directors</h1></td></tr></table><table class=3D"paragraph_block block-8" =
width=3D"100%" border=3D"0" cellpadding=3D"10" cellspacing=3D"0" role=3D"pr=
esentation" =0Astyle=3D"mso-table-lspace:0;mso-table-rspace:0;word-break:br=
eak-word"><tr><td class=3D"pad"><div style=3D"color:#000;direction:ltr;font=
-family:Arial,Helvetica Neue,Helvetica,sans-serif;font-size:14px;font-weigh=
t:400;letter-spacing:0;line-height:1.2;text-align:center;mso-line-height-al=
t:17px"><p style=3D"margin:0">=0Athe way dividend income is taxed in the UK=
 has changed. If you=E2=80=99re a limited company director who takes part o=
f your income as dividends, your tax bill is going up. Here=E2=80=99s a loo=
k at what=E2=80=99s changed, who=E2=80=99s affected, and what to think abou=
t next.</p></div></td></tr></table><table class=3D"button_block block-9" wi=
dth=3D"100%" border=3D"0" cellpadding=3D"10" cellspacing=3D"0" role=3D"pres=
entation" style=3D"mso-table-lspace:0;mso-table-rspace:0"><tr><td class=3D"=
pad" align=3D"center">=0A<a href=3D"https://clickeu.actmkt.com/s2/001-62455=
9ff-cf1a-4a8b-bb1b-43c0467581c1/055-0b988de7-765d-44d7-98f1-ca2996f08ed6=3F=
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aa"  style=3D"height:42px;width:132px;v-text-anchor:middle;" arcsize=3D"31%=
" fillcolor=3D"#00529b">=0A<v:stroke dashstyle=3D"Solid" weight=3D"0px" col=
or=3D"#00529b"/>=0A<w:anchorlock/>=0A<v:textbox inset=3D"0px,0px,0px,0px">=
=0A<center dir=3D"false" style=3D"color:#ffffff;font-family:sans-serif;font=
-size:16px">=0A<![endif]-->=0A<span class=3D"button" style=3D"background-co=
lor: #00529b; border-bottom: 0px solid transparent; border-left: 0px solid =
transparent; border-radius: 13px; border-right: 0px solid transparent; bord=
er-top: 0px solid transparent; color: #ffffff; display: inline-block; font-=
family: Arial, Helvetica Neue, Helvetica, sans-serif; font-size: 16px; font=
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reak: keep-all; letter-spacing: normal;"><span class=3D"btn-pad" style=3D"w=
ord-break: break-word; padding-left: 20px; padding-right: 20px; padding-top=
: 5px; padding-bottom: 5px; display: block;"><span style=3D"word-break: bre=
ak-word; line-height: 32px;"><strong>Read Article</strong></span></span></s=
pan>=0A<!--[if mso]></center></v:textbox></v:roundrect><![endif]--></a></td=
></tr></table><table class=3D"divider_block block-10" width=3D"100%" border=
=3D"0" cellpadding=3D"10" cellspacing=3D"0" role=3D"presentation" style=3D"=
mso-table-lspace:0;mso-table-rspace:0"><tr><td class=3D"pad" align=3D"cente=
r"><table border=3D"0" cellpadding=3D"0" cellspacing=3D"0" role=3D"presenta=
tion" width=3D"100%" style=3D"mso-table-lspace:0;mso-table-rspace:0"><tr><t=
d class=3D"divider_inner" =0Astyle=3D"font-size:1px;line-height:1px;border-=
top:1px solid #bbb"><span style=3D"word-break: break-word;">&#8202;</span><=
/td></tr></table></td></tr></table><table class=3D"image_block block-11" wi=
dth=3D"100%" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" role=3D"prese=
ntation" style=3D"mso-table-lspace:0;mso-table-rspace:0"><tr><td class=3D"p=
ad" style=3D"width:100%" align=3D"center"><div class=3D"fullWidth" style=3D=
"max-width:600px"><a href=3D"https://clickeu.actmkt.com/s2/001-624559ff-cf1=
a-4a8b-bb1b-43c0467581c1/055-0b988de7-765d-44d7-98f1-ca2996f08ed6=3Fenr=3Dn=
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aafuageabsabsqanqammadsaddaazqayiagiadoabxab6aamaaguadeabnaa3qaziaguadcadba=
a4aaniagmac2adfabrqamaameac2abuaazqamyaheac2adcabqqazaamyac2abvaazqayiammag=
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muadsadgabraanqafuageabqaayqaoaafuadiadcabqqayyafuadqabvaayqaniafuadkadbaa4=
qamyamuadsabzaa4aamiamyagkabvab6aaqiapqaa=3D=3D=3D=3D" target=3D"_blank"><i=
mg =0Asrc=3D"https://inboxguru.s3.amazonaws.com/001-624559ff-cf1a-4a8b-bb1b=
-43c0467581c1/Bateman%20Group%20Newsletter%20Images%2024_15.png" style=3D"d=
isplay:block;height:auto;border:0;width:100%" width=3D"600" alt=3D"" title=
=3D"" height=3D"auto"></a></div></td></tr></table><table class=3D"heading_b=
lock block-12" width=3D"100%" border=3D"0" cellpadding=3D"0" cellspacing=3D=
"0" role=3D"presentation" style=3D"mso-table-lspace:0;mso-table-rspace:0"><=
tr><td class=3D"pad" style=3D"width:100%;padding-top:10px" align=3D"center"=
><h1 =0Astyle=3D"margin:0;color:#555;direction:ltr;font-family:Arial,Helvet=
ica Neue,Helvetica,sans-serif;font-size:23px;font-weight:700;letter-spacing=
:normal;line-height:1.2;text-align:center;margin-top:0;margin-bottom:0;mso-=
line-height-alt:28px">Is Your Business Insurance Keeping Up=3F Why Risk Rev=
iews Matter More Than Ever in 2026</h1></td></tr></table><table class=3D"pa=
ragraph_block block-13" width=3D"100%" border=3D"0" cellpadding=3D"10" cell=
spacing=3D"0" role=3D"presentation" =0Astyle=3D"mso-table-lspace:0;mso-tabl=
e-rspace:0;word-break:break-word"><tr><td class=3D"pad"><div style=3D"color=
:#000;direction:ltr;font-family:Arial,Helvetica Neue,Helvetica,sans-serif;f=
ont-size:14px;font-weight:400;letter-spacing:0;line-height:1.2;text-align:c=
enter;mso-line-height-alt:17px"><p style=3D"margin:0;margin-bottom:16px">=
=0AMost business owners renew their insurance the way they renew their broa=
dband contract =E2=80=93 they check the price, wince slightly, and accept i=
t. If the premium has not gone up dramatically, it feels like a win. But in=
 2026, that approach carries a real and growing risk, and it is not the one=
 you might think.</p><p style=3D"margin:0">The bigger danger is not overpay=
ing. It is being underinsured, or insured for a version of your business th=
at no longer exists.</p></div></td></tr></table><table =0Aclass=3D"button_b=
lock block-14" width=3D"100%" border=3D"0" cellpadding=3D"10" cellspacing=
=3D"0" role=3D"presentation" style=3D"mso-table-lspace:0;mso-table-rspace:0=
"><tr><td class=3D"pad" align=3D"center"><a href=3D"https://clickeu.actmkt.=
com/s2/001-624559ff-cf1a-4a8b-bb1b-43c0467581c1/055-0b988de7-765d-44d7-98f1=
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f mso]>=0A<v:roundrect xmlns:v=3D"urn:schemas-microsoft-com:vml" xmlns:w=3D=
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vaayqaniafuadkadbaa4qamyamuadsabzaa4aamiamyagkabvab6aaqiapqaa=3D=3D=3D=3D" =
 style=3D"height:42px;width:132px;v-text-anchor:middle;" arcsize=3D"31%" fi=
llcolor=3D"#00529b">=0A<v:stroke dashstyle=3D"Solid" weight=3D"0px" color=
=3D"#00529b"/>=0A<w:anchorlock/>=0A<v:textbox inset=3D"0px,0px,0px,0px">=0A=
<center dir=3D"false" style=3D"color:#ffffff;font-family:sans-serif;font-si=
ze:16px">=0A<![endif]-->=0A<span class=3D"button" style=3D"background-color=
: #00529b; border-bottom: 0px solid transparent; border-left: 0px solid tra=
nsparent; border-radius: 13px; border-right: 0px solid transparent; border-=
top: 0px solid transparent; color: #ffffff; display: inline-block; font-fam=
ily: Arial, Helvetica Neue, Helvetica, sans-serif; font-size: 16px; font-we=
ight: 400; mso-border-alt: none; text-align: center; width: auto; word-brea=
k: keep-all; letter-spacing: normal;"><span class=3D"btn-pad" style=3D"word=
-break: break-word; padding-left: 20px; padding-right: 20px; padding-top: 5=
px; padding-bottom: 5px; display: block;"><span style=3D"word-break: break-=
word; line-height: 32px;"><strong>Read Article</strong></span></span></span=
>=0A<!--[if mso]></center></v:textbox></v:roundrect><![endif]--></a></td></=
tr></table><table class=3D"text_block block-15" width=3D"100%" border=3D"0"=
 cellpadding=3D"0" cellspacing=3D"0" role=3D"presentation" style=3D"mso-tab=
le-lspace:0;mso-table-rspace:0;word-break:break-word"><tr><td class=3D"pad"=
 style=3D"padding-top:10px;padding-bottom:20px;padding-left:5px;padding-rig=
ht:5px"><div style=3D"font-family:sans-serif"><div class =0Astyle=3D"font-s=
ize:12px;font-family:Arial,Helvetica Neue,Helvetica,sans-serif;mso-line-hei=
ght-alt:14.399999999999999px;color:#555;line-height:1.2"><p style=3D"margin=
:0;font-size:14px;text-align:center;mso-line-height-alt:16.8px"><span style=
=3D"word-break: break-word; font-size: 14px;">For advice on any of the topi=
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