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From: "HSBC UK" <hsbcuk@mail01.hsbc.co.uk>
To: <neil@itpartnership.com>
Subject: Mr Stainton, make your plans a reality with a Premier personal loan. Representative 5.7% APR.
Date: Sat, 25 Jul 2026 02:01:41 -0600
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HSBC
HSBC UK Premier
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A loan made for every stage of your journey
Hi Mr Stainton
From upgrading your car, jetting off on that dream holiday, or finally making those home improvements, our Premier loans are here when you need them most. With one of our flexible personal loans, making your plans a reality could be easier and more affordable than you think.
And as a valued Premier customer, you could borrow £10,000 - £30,000 at representative 5.7% APR. There's also an option to borrow up to £50,000 at a different rate. Credit is subject to status. T&Cs apply*.
Why take out a personal loan with us?
Quick and easy application – the average application took just 3 minutes and 43 seconds
Immediate access to funds if your loan is approved
Make overpayments with no extra fees
Apply in-app or online in just a few taps
What your loan could look like
As a representative example, if you borrow £10,000 over 60 months (5 years) with representative 5.7% APR (5.7% p.a. fixed), you would have to repay £191.27 per month. The total amount payable would be £11,476.29.
To get a personalised example of what your repayments could be, head to our online simple loan calculator.
https://click.mail01.hsbc.co.uk/?qs=ABB7InYiOjEsImQiOjQ5NDh9AAoAAAAAAt2j7qRJDxhAW1vFRGuiGYVUWC-XQLThZkEwZ4axyRd684EfB4twx9_CENfky0HAqGlznHmiPG337lRLEWAxchPa4yz_xbSKz5dk6FKadmHu
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Apply in minutes
After you use our loan calculator to see what your repayments could be, applying is quick and simple.
Step 1: Log in to Online Banking or your HSBC app to apply – that way we can also pre-fill your details and save you time.
Step 2: Receive a decision in minutes – and if your loan is approved, you’ll get your money instantly.
https://click.mail01.hsbc.co.uk/?qs=ABB7InYiOjEsImQiOjQ5NDh9AAoAAAAAAt2j7qRKMWeR1B4jc8EhWWMnsxbh9NSU5ziXOeRBf6TwbN11l5_fVzNnjz5RbemnAaqz-SH15olxRwOWsuY5sayPDBKyItqG40bp9Q0kXl7g
Apply now
Thanks for considering a personal loan with us,
Your HSBC UK Premier Banking team
https://click.mail01.hsbc.co.uk/?qs=ABB7InYiOjEsImQiOjQ5NDh9AAoAAAAAAt2j7qRLc215indMyF8NdGNGmSk0WFbjkk_O950KcuWan1V9eO58wLPz9pk-Qm-3uLcXfJ2mvTygb21KshgAjd7DOhL3D4Of74kpdtA
Visit hsbc.co.uk/premier
Terms and Conditions
*All lending subject to status. Different rates may apply, based on our assessment of your financial circumstances. The representative example is for illustrative purposes only and is not a quotation. It's important you can comfortably afford your loan repayments. Remember that your circumstances may change and that could affect your available monthly budget. Early settlement charges may apply.
To be eligible for an HSBC Personal Loan you must be aged 18 or over and have an annual income before tax of £10,000 or more. You must also have a bank or building society account with a Direct Debit facility – UK residents only.
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<div class="preheader" style="font-size: 1px; display: none !important;">Explore our Premier personal loans between £10,000 and £30,000
</div>
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<td class="marketing-email-header__content-wrapper" style="border-collapse: collapse; mso-line-height-rule: exactly; vertical-align: middle; box-sizing: border-box; width: 100%; background-image: linear-gradient(#000,#000)!important;" width="100%" valign="middle">
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<h1>
HSBC UK Premier
</h1>
</td>
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<th class="marketing-email-header__description" align="middle" style="font-size: 16px; line-height: 24px; font-weight: 400; width: 100%; padding: 16px 0 8px 0; position:relative; text-align:center;">
<span style="font-size:0.9em;color:#fff;text-align:center;"><div>Trouble viewing this email? <a href="https://click.mail01.hsbc.co.uk/?qs=ABB7InYiOjEsImQiOjQ5NDh9AAoAAAAAAt2j7qQ3LIz5ImwyMJhbqpm58c_ucxMUNX2LNTBVPhZIpPKE9U2_COHZiyda6MD7H6e9CK7LEIiTfKPTMKbgWYDSlsncSADZdld57ag" style="color: #fff; text-decoration: underline; padding-left:2px;text-align:right;">View in browser</a><br>
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<img src="https://www.hsbc.co.uk/content/dam/hsbc/gb/messages/email/salesforce/personal-banking/hero/16644-x5404-premier-aem-header-image-02-vml-b-1536x700.jpg" alt="" aria-hidden="true" width="768" style="-ms-interpolation-mode: bicubic; margin: 0; padding: 0; line-height: 100%; outline: none; text-decoration: none; display: block; width: 100%; max-width: 100%; min-width: 100%; height: auto; border: 0;" height="auto">
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<h1 align="left" style="margin: 0; mso-line-height-rule: exactly; margin-top: 0; margin-bottom: 0; font-size: 33px; line-height: 40px; font-weight: 300; color:#fff;">A loan made for every stage of your journey</h1>
</td>
</tr>
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<table cellpadding="0" cellspacing="0" width="100%" role="presentation" style="min-width: 100%; " class="stylingblock-content-wrapper"><tr><td class="stylingblock-content-wrapper camarker-inner">
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<tr>
<td class="text__row" style="border-collapse: collapse; mso-line-height-rule: exactly; padding: 0; vertical-align: top; padding-left: 45px; padding-right: 45px; font-family: Univers Next for HSBC, Arial, Helvetica, sans-serif; font-style: normal; mso-hyphenate: none;" valign="top">
<span style="font-family: Univers Next for HSBC, Arial, Helvetica, sans-serif; font-style: normal; font-size: 16px; line-height: 24px; font-weight: 300;color:#fff;">
<!-- START PARAGRAPH -->
<p>Hi Mr Stainton</p>
<!-- END PARAGRAPH -->
<!-- START PARAGRAPH -->
<p>From upgrading your car, jetting off on that dream holiday, or finally making those home improvements, our Premier loans are here when you need them most. With one of our flexible personal loans, making your plans a reality could be easier and more affordable than you think.</p>
<!-- END PARAGRAPH -->
<!-- START PARAGRAPH -->
<p>And as a valued Premier customer, you could borrow <strong>£10,000 - £30,000</strong> at representative <strong>5.7% APR</strong>. There's also an option to borrow up to £50,000 at a different rate. Credit is subject to status. T&Cs apply<sup>*</sup>.
</p>
<!-- END PARAGRAPH -->
</span>
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<tr>
<td class="hero-component__body-wrapper--key-line" valign="top" style="background:#000;"><img src="https://www.hsbc.co.uk/content/dam/hsbc/gb/messages/email/salesforce/personal-banking/responsive-images/19210-hsbc-premier-keyline-ondark-desktop-768x2.png" alt="" height="2" width="90%" style="max-width: 90%; padding: 0; margin: 0; height: 2px; line-height: 100%; outline: none; -ms-interpolation-mode: bicubic; text-decoration: none; border: 0; display: block; max-height: 2px; width: auto; margin-left:auto; margin-right:auto;">
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<!-- START LIST ITEM 1 -->
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<img class="bullets__icon" width="40" height="40" src="https://www.hsbc.co.uk/content/dam/hsbc/en/messages/email/salesforce/common/pictograms/1-1/transparent-bg/calendar-keyline-ondark-2025.png" alt="" style="-ms-interpolation-mode: bicubic; margin: 0; padding: 0; border: 0 none; line-height: 100%; outline: none; text-decoration: none; max-width: 100%; height: 40px; filter: drop-shadow(1px 1px 1px black);">
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<strong>Quick and easy application</strong> – the average application took just 3 minutes and 43 seconds
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<img class="bullets__icon" width="40" height="40" src="https://www.hsbc.co.uk/content/dam/hsbc/en/messages/email/salesforce/common/pictograms/1-1/transparent-bg/document-signature-keyline-ondark-2025.png" alt="" style="-ms-interpolation-mode: bicubic; margin: 0; padding: 0; border: 0 none; line-height: 100%; outline: none; text-decoration: none; max-width: 100%; height: 40px; filter: drop-shadow(1px 1px 1px black);">
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<strong>Immediate access to funds</strong> if your loan is approved
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<img class="bullets__icon" width="40" height="40" src="https://www.hsbc.co.uk/content/dam/hsbc/en/messages/email/salesforce/common/pictograms/1-1/transparent-bg/cash-deposit-keyline-ondark.png" alt="" style="-ms-interpolation-mode: bicubic; margin: 0; padding: 0; border: 0 none; line-height: 100%; outline: none; text-decoration: none; max-width: 100%; height: 40px; filter: drop-shadow(1px 1px 1px black);">
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<strong>Make overpayments</strong> with no extra fees
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<!-- START LIST ITEM 4 -->
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<!-- ICON LIST ITEM 3 -->
<img class="bullets__icon" width="40" height="40" src="https://www.hsbc.co.uk/content/dam/hsbc/en/messages/email/salesforce/common/pictograms/1-1/transparent-bg/laptop-keyline-ondark-2025.png" alt="" style="-ms-interpolation-mode: bicubic; margin: 0; padding: 0; border: 0 none; line-height: 100%; outline: none; text-decoration: none; max-width: 100%; height: 40px; filter: drop-shadow(1px 1px 1px black);">
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<strong>Apply in-app or online</strong> in just a few taps
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</td></tr></table></td></tr></table><table cellpadding="0" cellspacing="0" width="100%" role="presentation" style="min-width: 100%; " class="stylingblock-content-wrapper"><tr><td class="stylingblock-content-wrapper camarker-inner"><table role="presentation" class="text table-el-wrapper" dir="ltr" style="border: 0; border-collapse: collapse; mso-table-lspace: 0pt; mso-table-rspace: 0pt; max-width: 768px; width: 100%; padding: 0; margin: 0; border-spacing: 0; background:#000; font-family: 'Universe Next HSBC', Arial, Helvetica, sans-serif;" width="100%">
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<td class="text__row" style="border-collapse: collapse; mso-line-height-rule: exactly; vertical-align: top; font-family: Univers Next for HSBC, Arial, Helvetica, sans-serif; font-style: normal; padding-left:45px; padding-right:45px;" valign="top">
<table role="presentation" class="text table-el-wrapper" dir="ltr" style="border: 0; border-collapse: collapse; mso-table-lspace: 0pt; mso-table-rspace: 0pt; max-width: 768px; width: 100%; padding: 0; margin: 0; border-spacing: 0; background:#000; font-family: 'Universe Next HSBC', Arial, Helvetica, sans-serif;" width="100%">
<tr><td style="border-collapse: collapse; mso-line-height-rule: exactly; vertical-align: top; padding:20px 30px 30px 30px; font-family: Univers Next for HSBC, Arial, Helvetica, sans-serif; font-style: normal; background:#730014; color:#fff; mso-hyphenate: none;" valign="top">
<span style="font-family: Univers Next for HSBC, Arial, Helvetica, sans-serif; font-style: normal; font-size: 16px; line-height: 24px; font-weight: 300;color:#fff; mso-hyphenate: none;">
<!-- OPTIONAL: H3 -->
<h3 align="left" style="margin: 0; mso-line-height-rule: exactly; margin-top: 0; margin-bottom: 0; font-size: 23px; line-height: 30px; font-weight:300; padding-right:45px; mso-hyphenate: none;">
What your loan could look like
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<p>As a representative example, if you borrow <strong>£10,000</strong> over <strong>60 months (5 years)</strong> with representative <strong>5.7% APR (5.7% p.a. fixed)</strong>, you would have to repay <strong>£191.27</strong> per month. The total amount payable would be <strong>£11,476.29</strong>.
</p>
<p>To get a personalised example of what your repayments could be, head to our online simple loan calculator.</p>
</span>
<!-- START SECONDARY CTA LINK -->
<a class="cta-btn-a-tag" target="_blank" rel="noopener noreferrer" href="https://click.mail01.hsbc.co.uk/?qs=ABB7InYiOjEsImQiOjQ5NDh9AAoAAAAAAt2j7qQ4tM2S7099e6-BmsE09O-Zt0xarAq2NfMvMcz-qJneIetcN_hsUGJ2hlUw8zEuKLwdldFr6zyEcFQxa8bJzeneJs3RUh_Y1Kr_x18J" aria-label="Check Loan Calculator. Opens in new window" style="color: #333333; text-decoration: none; font-weight: normal; line-height: 1.3; font-size: 16px; font-size: 16px; font-size: 1rem; display: inline-block; padding-top:16px;">
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<!-- START SECONDARY CTA LINK OUTLOOK -->
<!--[if (mso)|(IE)]> <table style="border: 0; border-spacing: 0; border-collapse: collapse; margin: 0; mso-table-lspace: 0pt; mso-table-rspace: 0pt; width: 256px;" width="256"><tr><th dir="ltr" style="width: 256px;" width="256"> <a class="cta-btn-a-tag outlook" target="_blank" rel="noopener noreferrer" href="https://www.hsbc.co.uk/loans/products/premier-contact/?cid=EML_UK_EN_M7943_13&eid=EML_UK_EN_M7943_13" x-cq-linkchecker="skip" aria-label="Check Loan Calculator. Opens in new window" style="color: #333333; text-decoration: none; font-weight: normal; line-height: 1.3; font-size: 16px; font-size: 16px; font-size: 1rem; display: inline-block;"> <![endif]-->
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<span class="cta-btn--secondary__span" style="text-decoration: none; color: #FFFFFF;">Loan calculator</span>
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<td class="text__row" style="border-collapse: collapse; mso-line-height-rule: exactly; padding: 0; vertical-align: top; padding-left: 45px; padding-right: 45px; font-family: Univers Next for HSBC, Arial, Helvetica, sans-serif; font-style: normal; mso-hyphenate: none;" valign="top">
<h2 style="font-weight: 300; color:#fff; margin: 0; margin-top: 8px; margin-bottom: 0;margin: 0; mso-line-height-rule: exactly; font-size: 28px; line-height: 36px; font-weight: 300; mso-hyphenate: none;">Apply in minutes</h2>
<span style="font-family: Univers Next for HSBC, Arial, Helvetica, sans-serif; font-style: normal; font-size: 16px; line-height: 24px; font-weight: 300;color:#fff;">
<!-- START PARAGRAPH -->
<p>After you use our loan calculator to see what your repayments could be, applying is quick and simple.</p>
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<p><strong>Step 1:</strong> Log in to Online Banking or your HSBC app to apply – that way we can also pre-fill your details and save you time.</p>
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<p><strong>Step 2:</strong> Receive a decision in minutes – and if your loan is approved, you’ll get your money instantly.
</p>
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</span>
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<!-- START PRIMARY CTA LINK -->
<a class="cta-btn-a-tag" target="_blank" rel="noopener noreferrer" href="https://click.mail01.hsbc.co.uk/?qs=ABB7InYiOjEsImQiOjQ5NDh9AAoAAAAAAt2j7qQ54EO-mi1jkUeLssrb36j_nUiU6UXHx4yFMepquxxMuA_ADDDWcUotmJFjlvDRzkzQNgYm5Jm5Uv4H3HL3FI3xQJhOlig8U_Nq4ob-" aria-label="Apply now. Opens in new window" style="color: #333333; text-decoration: none; font-weight: normal; line-height: 1.3; font-size: 16px; font-size: 16px; font-size: 1rem; display: inline-block;">
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<!-- START PRIMARY CTA LINK OUTLOOK -->
<!--[if (mso)|(IE)]> <table style="border: 0; border-spacing: 0; border-collapse: collapse; margin: 0; mso-table-lspace: 0pt; mso-table-rspace: 0pt; width: 256px;" width="256"><tr><th dir="ltr" style="width: 256px;" width="256"> <a class="cta-btn-a-tag outlook" target="_blank" rel="noopener noreferrer" href="https://www.hsbc.co.uk/loans/products/premier-contact/?cid=EML_UK_EN_M7943_13&eid=EML_UK_EN_M7943_13" x-cq-linkchecker="skip" aria-label="Apply now. Opens in new window" style="color: #333333; text-decoration: none; font-weight: normal; line-height: 1.3; font-size: 16px; font-size: 16px; font-size: 1rem; display: inline-block;"> <![endif]-->
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<span class="cta-btn--primary__span" style="text-decoration: none; color: #FFFFFF;">Apply now</span>
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<p>Thanks for considering a personal loan with us,</p>
<p><strong>Your HSBC UK Premier Banking team</strong></p>
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<p style="margin: 0; font-family: Univers Next for HSBC, Arial, Helvetica, sans-serif; font-style: normal;"><sup>*</sup>All lending subject to status. Different rates may apply, based on our assessment of your financial circumstances. The representative example is for illustrative purposes only and is not a quotation. It's important you can comfortably afford your loan repayments. Remember that your circumstances may change and that could affect your available monthly budget. Early settlement charges may apply.</p>
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<p style="margin: 0; font-family: Univers Next for HSBC, Arial, Helvetica, sans-serif; font-style: normal;">To be eligible for an HSBC Personal Loan you must be aged 18 or over and have an annual income before tax of £10,000 or more. You must also have a bank or building society account with a Direct Debit facility – UK residents only.</p>
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<p style="margin: 0;font-size: 0.875rem;margin-top: 14px;margin-bottom: 0"><strong>HSBC UK Bank plc is registered in England & Wales with number 09928412. Registered office: 1 Centenary Square, Birmingham, B1 1HQ, United Kingdom. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Financial Services Register number: 765112. © HSBC Group 2026. All Rights Reserved.</strong></p>
<p style="margin-bottom: 0; margin-top: 14px; font-size: 14px; font-size: 14px; font-size: 0.875rem;"><a href="https://click.mail01.hsbc.co.uk/?qs=ABB7InYiOjEsImQiOjQ5NDh9AAoAAAAAAt2j7qRCCK7F0j-cYeUzT1c_HPAunZzAia9MFiPRtDH2P9lw-B3KbdGat3jeW6BmTyfstvQMlMNp_D7oj4KVKYPkamsCm5GkrsNqXrE" style="color: #333; text-decoration: underline;">Privacy Notice</a><br>
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We'd like to contact you with information and offers on other products, which may be of interest to you. If you no longer want to receive emails about our products, services and offers, you can, <a href="https://click.mail01.hsbc.co.uk/?qs=ABB7InYiOjEsImQiOjQ5NDh9AAoAAAAAAt2j7qRDKo57xEhbQ6fRmZqFw7stCQu_5ylNsSrPZZ0kImFlfrlZTXfzU6uedgiMEAIHfRdHkdACexA0iz-BAfmsU5BnBk52AYnw5Kk" style="color: #333; text-decoration: underline;">unsubscribe here</a>. Please note, the unsubscribe link on this email will only be active for 28 days. You can also unsubscribe at any time by updating your marketing preferences in our mobile app or via internet banking or by contacting us using the number on the back of your card.</p>
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