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From: "Marsh Commercial" <news@marshcommercial.co.uk>
To: <sales@hyperflight.co.uk>
Subject: Coronavirus: Is your business prepared?
Date: Fri, 13 Mar 2020 11:17:15 -0000
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Organisations are preparing for possible effects on their operations


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The coronavirus and insurance considerations

As the novel coronavirus (COVID-19) outbreak continues to spread it is 
understandable that businesses are concerned throughout the UK and the 
world. Questions are now being raised about whether insurance coverage might 
respond to virus-linked losses. Read our article about the coronavirus and 
insurance considerations for guidance.

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690px; display: table-cell; vertical-align: top; width: 690px;">
									<div style=3D"width:100% !important;">
										<!--[if (!mso)&(!IE)]><!-->
										<div style=3D"border-top:0px solid transparent; =
border-left:0px solid transparent; border-bottom:0px solid transparent; =
border-right:0px solid transparent; padding-top:5px; padding-bottom:5px; =
padding-right: 0px; padding-left: 0px;">
											<!--<![endif]-->
											<div class=3D"img-container center  autowidth  fullwidth" =
align=3D"center" style=3D"padding-right: 0px;padding-left: 0px;">
												<!--[if mso]><table width=3D"100%" cellpadding=3D"0" =
cellspacing=3D"0" border=3D"0"><tr style=3D"line-height:0px"><td =
style=3D"padding-right: 0px;padding-left: 0px;" =
align=3D"center"><![endif]--><a =
href=3D"https://ue.enablermail.com/jelf/clickthru.cfm?chid=3DOi0qMCQjUVxL=
WEJNVStGPy9PVSAgIAo&id=3D2042" target=3D"_blank" style=3D"outline:none" =
tabindex=3D"-1"> <img class=3D"center  autowidth  fullwidth" =
align=3D"center" border=3D"0" =
src=3D"http://assets.enablermail.com/jelf/dnd/2/Enewsletter/Marsh-Commerc=
ial-external-newsletter-banner.jpg" alt=3D"Image" title=3D"Image" =
style=3D"text-decoration: none; -ms-interpolation-mode: bicubic; height: =
auto; border: none; width: 100%; max-width: 690px; display: block;" =
width=3D"690"></a>
												<!--[if mso]></td></tr></table><![endif]-->
											</div>
											<div class=3D"img-container center  autowidth  fullwidth" =
align=3D"center" style=3D"padding-right: 0px;padding-left: 0px;">
												<!--[if mso]><table width=3D"100%" cellpadding=3D"0" =
cellspacing=3D"0" border=3D"0"><tr style=3D"line-height:0px"><td =
style=3D"padding-right: 0px;padding-left: 0px;" =
align=3D"center"><![endif]--><a =
href=3D"https://ue.enablermail.com/jelf/clickthru.cfm?chid=3DOi0qMCQjUVxL=
WEJNVStGPy9PVSAgIAo&id=3D2097" target=3D"_blank" style=3D"outline:none" =
tabindex=3D"-1"> <img class=3D"center  autowidth  fullwidth" =
align=3D"center" border=3D"0" =
src=3D"http://assets.enablermail.com/jelf/dnd/2/Coronavirus-newsletter-im=
ages.jpg" alt=3D"Image" title=3D"Image" style=3D"text-decoration: none; =
-ms-interpolation-mode: bicubic; height: auto; border: none; width: =
100%; max-width: 690px; display: block;" width=3D"690"></a>
												<!--[if mso]></td></tr></table><![endif]-->
											</div>
											<!--[if mso]><table width=3D"100%" cellpadding=3D"0" =
cellspacing=3D"0" border=3D"0"><tr><td style=3D"padding-right: 5px; =
padding-left: 5px; padding-top: 10px; padding-bottom: 0px; font-family: =
Arial, sans-serif"><![endif]-->
											<div style=3D"color:#555555;font-family:Arial, 'Helvetica =
Neue', Helvetica, =
sans-serif;line-height:1.2;padding-top:10px;padding-right:5px;padding-bot=
tom:0px;padding-left:5px;">
												<div style=3D"font-family: Arial, 'Helvetica Neue', =
Helvetica, sans-serif; line-height: 1.2; font-size: 12px; color: =
#555555; mso-line-height-alt: 14px;">
													<p style=3D"line-height: 1.2; font-size: 12px; =
mso-line-height-alt: 14px; margin: 0;"><span style=3D"color: #435465; =
font-size: 12px;"><span style=3D"font-size: 18px;"><strong>The =
coronavirus and insurance considerations</strong></span></span></p>
												</div>
											</div>
											<!--[if mso]></td></tr></table><![endif]-->
											<!--[if (!mso)&(!IE)]><!-->
										</div>
										<!--<![endif]-->
									</div>
								</div>
								<!--[if (mso)|(IE)]></td></tr></table><![endif]-->
								<!--[if =
(mso)|(IE)]></td></tr></table></td></tr></table><![endif]-->
							</div>
						</div>
					</div>
					<div style=3D"background-color:transparent;">
						<div class=3D"block-grid mixed-two-up" style=3D"Margin: 0 auto; =
min-width: 320px; max-width: 690px; overflow-wrap: break-word; =
word-wrap: break-word; word-break: break-word; background-color: =
transparent;">
							<div style=3D"border-collapse: collapse;display: table;width: =
100%;background-color:transparent;">
								<!--[if (mso)|(IE)]><table width=3D"100%" cellpadding=3D"0" =
cellspacing=3D"0" border=3D"0" =
style=3D"background-color:transparent;"><tr><td align=3D"center"><table =
cellpadding=3D"0" cellspacing=3D"0" border=3D"0" =
style=3D"width:690px"><tr class=3D"layout-full-width" =
style=3D"background-color:transparent"><![endif]-->
								<!--[if (mso)|(IE)]><td align=3D"center" width=3D"460" =
style=3D"background-color:transparent;width:460px; border-top: 0px solid =
transparent; border-left: 0px solid transparent; border-bottom: 0px =
solid transparent; border-right: 0px solid transparent;" =
valign=3D"top"><table width=3D"100%" cellpadding=3D"0" cellspacing=3D"0" =
border=3D"0"><tr><td style=3D"padding-right: 0px; padding-left: 0px; =
padding-top:0px; padding-bottom:0px;"><![endif]-->
								<div class=3D"col num8" style=3D"display: table-cell; =
vertical-align: top; min-width: 320px; max-width: 456px; width: 460px;">
									<div style=3D"width:100% !important;">
										<!--[if (!mso)&(!IE)]><!-->
										<div style=3D"border-top:0px solid transparent; =
border-left:0px solid transparent; border-bottom:0px solid transparent; =
border-right:0px solid transparent; padding-top:0px; padding-bottom:0px; =
padding-right: 0px; padding-left: 0px;">
											<!--<![endif]-->
											<!--[if mso]><table width=3D"100%" cellpadding=3D"0" =
cellspacing=3D"0" border=3D"0"><tr><td style=3D"padding-right: 5px; =
padding-left: 5px; padding-top: 5px; padding-bottom: 5px; font-family: =
Arial, sans-serif"><![endif]-->
											<div style=3D"color:#555555;font-family:Arial, 'Helvetica =
Neue', Helvetica, =
sans-serif;line-height:1.8;padding-top:5px;padding-right:5px;padding-bott=
om:5px;padding-left:5px;">
												<div style=3D"font-family: Arial, 'Helvetica Neue', =
Helvetica, sans-serif; font-size: 12px; line-height: 1.8; color: =
#555555; mso-line-height-alt: 22px;">
													<p style=3D"font-size: 14px; line-height: 1.8; =
mso-line-height-alt: 25px; margin: 0;"><span style=3D"font-size: =
14px;">As the novel coronavirus (COVID-19) outbreak continues to spread =
it is understandable that businesses are concerned throughout the UK and =
the world. Questions are now being raised about whether insurance =
coverage might respond to virus-linked losses. Read our article about =
the coronavirus and insurance considerations for guidance.</span></p>
												</div>
											</div>
											<!--[if mso]></td></tr></table><![endif]-->
											<!--[if (!mso)&(!IE)]><!-->
										</div>
										<!--<![endif]-->
									</div>
								</div>
								<!--[if (mso)|(IE)]></td></tr></table><![endif]-->
								<!--[if (mso)|(IE)]></td><td align=3D"center" width=3D"230" =
style=3D"background-color:transparent;width:230px; border-top: 0px solid =
transparent; border-left: 0px solid transparent; border-bottom: 0px =
solid transparent; border-right: 0px solid transparent;" =
valign=3D"top"><table width=3D"100%" cellpadding=3D"0" cellspacing=3D"0" =
border=3D"0"><tr><td style=3D"padding-right: 0px; padding-left: 0px; =
padding-top:0px; padding-bottom:5px;"><![endif]-->
								<div class=3D"col num4" style=3D"display: table-cell; =
vertical-align: top; max-width: 320px; min-width: 228px; width: 230px;">
									<div style=3D"width:100% !important;">
										<!--[if (!mso)&(!IE)]><!-->
										<div style=3D"border-top:0px solid transparent; =
border-left:0px solid transparent; border-bottom:0px solid transparent; =
border-right:0px solid transparent; padding-top:0px; padding-bottom:5px; =
padding-right: 0px; padding-left: 0px;">
											<!--<![endif]-->
											<div class=3D"button-container" align=3D"center" =
style=3D"padding-top:10px;padding-right:10px;padding-bottom:10px;padding-=
left:10px;">
												<!--[if mso]><table width=3D"100%" cellpadding=3D"0" =
cellspacing=3D"0" border=3D"0" style=3D"border-spacing: 0; =
border-collapse: collapse; mso-table-lspace:0pt; =
mso-table-rspace:0pt;"><tr><td style=3D"padding-top: 10px; =
padding-right: 10px; padding-bottom: 10px; padding-left: 10px" =
align=3D"center"><v:roundrect xmlns:v=3D"urn:schemas-microsoft-com:vml" =
xmlns:w=3D"urn:schemas-microsoft-com:office:word" =
href=3D"https://ue.enablermail.com/jelf/clickthru.cfm?chid=3DOi0qMCQjUVxL=
WEJNVStGPy9PVSAgIAo&id=3D2097" style=3D"height:28.5pt; width:146.25pt; =
v-text-anchor:middle;" arcsize=3D"11%" stroke=3D"false" =
fillcolor=3D"#00A8C8"><w:anchorlock/><v:textbox =
inset=3D"0,0,0,0"><center style=3D"color:#ffffff; font-family:Arial, =
sans-serif; font-size:14px"><![endif]--><a =
href=3D"https://ue.enablermail.com/jelf/clickthru.cfm?chid=3DOi0qMCQjUVxL=
WEJNVStGPy9PVSAgIAo&id=3D2097" target=3D"_blank" =
style=3D"-webkit-text-size-adjust: none; text-decoration: none; display: =
block; color: #ffffff; background-color: #00A8C8; border-radius: 4px; =
-webkit-border-radius: 4px; -moz-border-radius: 4px; width: 90%; width: =
calc(90% - 2px); border-top: 1px solid #00A8C8; border-right: 1px solid =
#00A8C8; border-bottom: 1px solid #00A8C8; border-left: 1px solid =
#00A8C8; padding-top: 5px; padding-bottom: 5px; font-family: Arial, =
'Helvetica Neue', Helvetica, sans-serif; text-align: center; =
mso-border-alt: none; word-break: keep-all;"><span =
style=3D"padding-left:20px;padding-right:20px;font-size:14px;display:inli=
ne-block;">
														<span style=3D"font-size: 12px; line-height: 2; =
mso-line-height-alt: 24px;"><strong><span style=3D"font-size: 14px; =
line-height: 28px;">Read more</span></strong></span>
													</span></a>
												<!--[if =
mso]></center></v:textbox></v:roundrect></td></tr></table><![endif]-->
											</div>
											<!--[if (!mso)&(!IE)]><!-->
										</div>
										<!--<![endif]-->
									</div>
								</div>
								<!--[if (mso)|(IE)]></td></tr></table><![endif]-->
								<!--[if =
(mso)|(IE)]></td></tr></table></td></tr></table><![endif]-->
							</div>
						</div>
					</div>
					<div style=3D"background-color:transparent;">
						<div class=3D"block-grid " style=3D"Margin: 0 auto; min-width: =
320px; max-width: 690px; overflow-wrap: break-word; word-wrap: =
break-word; word-break: break-word; background-color: transparent;">
							<div style=3D"border-collapse: collapse;display: table;width: =
100%;background-color:transparent;">
								<!--[if (mso)|(IE)]><table width=3D"100%" cellpadding=3D"0" =
cellspacing=3D"0" border=3D"0" =
style=3D"background-color:transparent;"><tr><td align=3D"center"><table =
cellpadding=3D"0" cellspacing=3D"0" border=3D"0" =
style=3D"width:690px"><tr class=3D"layout-full-width" =
style=3D"background-color:transparent"><![endif]-->
								<!--[if (mso)|(IE)]><td align=3D"center" width=3D"690" =
style=3D"background-color:transparent;width:690px; border-top: 0px solid =
transparent; border-left: 0px solid transparent; border-bottom: 0px =
solid transparent; border-right: 0px solid transparent;" =
valign=3D"top"><table width=3D"100%" cellpadding=3D"0" cellspacing=3D"0" =
border=3D"0"><tr><td style=3D"padding-right: 0px; padding-left: 0px; =
padding-top:0px; padding-bottom:10px;"><![endif]-->
								<div class=3D"col num12" style=3D"min-width: 320px; max-width: =
690px; display: table-cell; vertical-align: top; width: 690px;">
									<div style=3D"width:100% !important;">
										<!--[if (!mso)&(!IE)]><!-->
										<div style=3D"border-top:0px solid transparent; =
border-left:0px solid transparent; border-bottom:0px solid transparent; =
border-right:0px solid transparent; padding-top:0px; =
padding-bottom:10px; padding-right: 0px; padding-left: 0px;">
											<!--<![endif]-->
											<table class=3D"divider" border=3D"0" cellpadding=3D"0" =
cellspacing=3D"0" width=3D"100%" style=3D"table-layout: fixed; =
vertical-align: top; border-spacing: 0; border-collapse: collapse; =
mso-table-lspace: 0pt; mso-table-rspace: 0pt; min-width: 100%; =
-ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%;" =
role=3D"presentation" valign=3D"top">
												<tbody>
													<tr style=3D"vertical-align: top;" valign=3D"top">
														<td class=3D"divider_inner" style=3D"word-break: =
break-word; vertical-align: top; min-width: 100%; -ms-text-size-adjust: =
100%; -webkit-text-size-adjust: 100%; padding-top: 10px; padding-right: =
10px; padding-bottom: 10px; padding-left: 10px;" valign=3D"top">
															<table class=3D"divider_content" border=3D"0" =
cellpadding=3D"0" cellspacing=3D"0" width=3D"100%" =
style=3D"table-layout: fixed; vertical-align: top; border-spacing: 0; =
border-collapse: collapse; mso-table-lspace: 0pt; mso-table-rspace: 0pt; =
border-top: 3px solid #00A8C8; height: 0px; width: 100%;" =
align=3D"center" role=3D"presentation" height=3D"0" valign=3D"top">
																<tbody>
																	<tr style=3D"vertical-align: top;" valign=3D"top">
																		<td style=3D"word-break: break-word; vertical-align: =
top; -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%;" =
height=3D"0" valign=3D"top"><span></span></td>
																	</tr>
																</tbody>
															</table>
														</td>
													</tr>
												</tbody>
											</table>
											<!--[if (!mso)&(!IE)]><!-->
										</div>
										<!--<![endif]-->
									</div>
								</div>
								<!--[if (mso)|(IE)]></td></tr></table><![endif]-->
								<!--[if =
(mso)|(IE)]></td></tr></table></td></tr></table><![endif]-->
							</div>
						</div>
					</div>
					<div style=3D"background-color:transparent;">
						<div class=3D"block-grid " style=3D"Margin: 0 auto; min-width: =
320px; max-width: 690px; overflow-wrap: break-word; word-wrap: =
break-word; word-break: break-word; background-color: transparent;">
							<div style=3D"border-collapse: collapse;display: table;width: =
100%;background-color:transparent;">
								<!--[if (mso)|(IE)]><table width=3D"100%" cellpadding=3D"0" =
cellspacing=3D"0" border=3D"0" =
style=3D"background-color:transparent;"><tr><td align=3D"center"><table =
cellpadding=3D"0" cellspacing=3D"0" border=3D"0" =
style=3D"width:690px"><tr class=3D"layout-full-width" =
style=3D"background-color:transparent"><![endif]-->
								<!--[if (mso)|(IE)]><td align=3D"center" width=3D"690" =
style=3D"background-color:transparent;width:690px; border-top: 0px solid =
transparent; border-left: 0px solid transparent; border-bottom: 0px =
solid transparent; border-right: 0px solid transparent;" =
valign=3D"top"><table width=3D"100%" cellpadding=3D"0" cellspacing=3D"0" =
border=3D"0"><tr><td style=3D"padding-right: 0px; padding-left: 0px; =
padding-top:0px; padding-bottom:15px;"><![endif]-->
								<div class=3D"col num12" style=3D"min-width: 320px; max-width: =
690px; display: table-cell; vertical-align: top; width: 690px;">
									<div style=3D"width:100% !important;">
										<!--[if (!mso)&(!IE)]><!-->
										<div style=3D"border-top:0px solid transparent; =
border-left:0px solid transparent; border-bottom:0px solid transparent; =
border-right:0px solid transparent; padding-top:0px; =
padding-bottom:15px; padding-right: 0px; padding-left: 0px;">
											<!--<![endif]-->
											<div class=3D"img-container center  autowidth  fullwidth" =
align=3D"center" style=3D"padding-right: 0px;padding-left: 0px;">
												<!--[if mso]><table width=3D"100%" cellpadding=3D"0" =
cellspacing=3D"0" border=3D"0"><tr style=3D"line-height:0px"><td =
style=3D"padding-right: 0px;padding-left: 0px;" =
align=3D"center"><![endif]--><a =
href=3D"https://ue.enablermail.com/jelf/clickthru.cfm?chid=3DOi0qMCQjUVxL=
WEJNVStGPy9PVSAgIAo&id=3D2099" target=3D"_blank" style=3D"outline:none" =
tabindex=3D"-1"> <img class=3D"center  autowidth  fullwidth" =
align=3D"center" border=3D"0" =
src=3D"http://assets.enablermail.com/jelf/dnd/2/Enewsletter/coronavirus-f=
act-sheet.jpg" alt=3D"Image" title=3D"Image" style=3D"text-decoration: =
none; -ms-interpolation-mode: bicubic; height: auto; border: none; =
width: 100%; max-width: 690px; display: block;" width=3D"690"></a>
												<!--[if mso]></td></tr></table><![endif]-->
											</div>
											<!--[if (!mso)&(!IE)]><!-->
										</div>
										<!--<![endif]-->
									</div>
								</div>
								<!--[if (mso)|(IE)]></td></tr></table><![endif]-->
								<!--[if =
(mso)|(IE)]></td></tr></table></td></tr></table><![endif]-->
							</div>
						</div>
					</div>
					<div style=3D"background-color:transparent;">
						<div class=3D"block-grid " style=3D"Margin: 0 auto; min-width: =
320px; max-width: 690px; overflow-wrap: break-word; word-wrap: =
break-word; word-break: break-word; background-color: transparent;">
							<div style=3D"border-collapse: collapse;display: table;width: =
100%;background-color:transparent;">
								<!--[if (mso)|(IE)]><table width=3D"100%" cellpadding=3D"0" =
cellspacing=3D"0" border=3D"0" =
style=3D"background-color:transparent;"><tr><td align=3D"center"><table =
cellpadding=3D"0" cellspacing=3D"0" border=3D"0" =
style=3D"width:690px"><tr class=3D"layout-full-width" =
style=3D"background-color:transparent"><![endif]-->
								<!--[if (mso)|(IE)]><td align=3D"center" width=3D"690" =
style=3D"background-color:transparent;width:690px; border-top: 0px solid =
transparent; border-left: 0px solid transparent; border-bottom: 0px =
solid transparent; border-right: 0px solid transparent;" =
valign=3D"top"><table width=3D"100%" cellpadding=3D"0" cellspacing=3D"0" =
border=3D"0"><tr><td style=3D"padding-right: 0px; padding-left: 0px; =
padding-top:5px; =
padding-bottom:5px;background-color:#768793;"><![endif]-->
								<div class=3D"col num12" style=3D"min-width: 320px; max-width: =
690px; display: table-cell; vertical-align: top; width: 690px;">
									<div style=3D"background-color:#768793;width:100% !important;">
										<!--[if (!mso)&(!IE)]><!-->
										<div style=3D"border-top:0px solid transparent; =
border-left:0px solid transparent; border-bottom:0px solid transparent; =
border-right:0px solid transparent; padding-top:5px; padding-bottom:5px; =
padding-right: 0px; padding-left: 0px;">
											<!--<![endif]-->
											<table class=3D"social_icons" cellpadding=3D"0" =
cellspacing=3D"0" width=3D"100%" role=3D"presentation" =
style=3D"table-layout: fixed; vertical-align: top; border-spacing: 0; =
border-collapse: collapse; mso-table-lspace: 0pt; mso-table-rspace: =
0pt;" valign=3D"top">
												<tbody>
													<tr style=3D"vertical-align: top;" valign=3D"top">
														<td style=3D"word-break: break-word; vertical-align: top; =
padding-top: 10px; padding-right: 10px; padding-bottom: 10px; =
padding-left: 10px;" valign=3D"top">
															<table class=3D"social_table" align=3D"left" =
cellpadding=3D"0" cellspacing=3D"0" role=3D"presentation" =
style=3D"table-layout: fixed; vertical-align: top; border-spacing: 0; =
border-collapse: collapse; mso-table-tspace: 0; mso-table-rspace: 0; =
mso-table-bspace: 0; mso-table-lspace: 0;" valign=3D"top">
																<tbody>
																	<tr style=3D"vertical-align: top; display: =
inline-block; text-align: left;" align=3D"left" valign=3D"top">
																		<td style=3D"word-break: break-word; vertical-align: =
top; padding-bottom: 5px; padding-right: 5px; padding-left: 0px;" =
valign=3D"top"><a =
href=3D"https://ue.enablermail.com/jelf/clickthru.cfm?chid=3DOi0qMCQjUVxL=
WEJNVStGPy9PVSAgIAo&id=3D2027" target=3D"_blank"><img width=3D"32" =
height=3D"32" =
src=3D"https://d2fi4ri5dhpqd1.cloudfront.net/public/resources/social-netw=
orks-icon-sets/circle-color/linkedin@2x.png" alt=3D"LinkedIn" =
title=3D"LinkedIn" style=3D"text-decoration: none; =
-ms-interpolation-mode: bicubic; height: auto; border: none; display: =
block;"></a></td>
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